Intela ivame ukubhekwa njengomthwalo, kodwa iyisisekelo sezemali sempucuko yanamuhla. Kusukela ezikoleni esiziqhubela phambili ukuya ezikoleni ezifundisa izingane zethu, intela ekhokhelwa ngokuqondile izinkonzo zomphakathi ezenza ukuphila komphakathi kube nokwenzeka futhi kungabi naphutha. Ukuqonda ithonya lentela kulemisebenzi yomphakathi kusuka kumphakathi akuyona nje indlela yokufunda nje kuphela eyisisekelo semfundo yezemfundo yesizwe esifundile. Lokhu kuhlola ukuhlobana okuyinkimbinkimbi phakathi kwenqubo yentela nempahla yomphakathi, ukuziphendukela kwemvelo kwale nkinga engokomphakathi, kanye nezinselele ezibhekene nesimiso somphakathi sokusekela intela esilungile nesiphumelelayo.

Ukuqonda Intela: Kungaphezu Kwesibopho

Ngezinga eliyisisekelo kakhulu, intela iyintela ephoqelelwe ekhokhelwayo noma olunye uhlobo lwe-levy ebekwe umkhokhi wentela (umuntu noma inhlangano engokomthetho) yinhlangano kahulumeni ukuze ikhokhele izindleko ezihlukahlukene zomphakathi. Kodwa intela ingaphezulu kakhulu kunesivumelwano esilula. Zimelela isivumelwano sezenhlalo: izakhamuzi zinikela ingxenye yemali yazo noma ingcebo ukuze zizuze ngokwenhlangano okungekho muntu ongazinikeza yona ngokuphumelelayo.

Intenal Revenuence Service (IRS) yase-United States, ngokwesibonelo, iqoqa ngaphezu kwama-irandi ayizigidi zezigidi ezingu-4,9 emalini engathi sína ngonyaka ka-2023, izimali ezazabelwe yonke into kusukela ekuvikeleni kokudla kuya ekuhloleni. Ngokwe- intela yezezimali zomphakathi [[, amazwe angamalungu aqoqa isilinganiso se- 34% yeGDP ezintela, inani eligcizelela izinga elikhulu lenzuzo edingekayo ekulondolozeni inzuzo yokulondoloza inzuzo yomphakathi yezemisebenzi yezemisebenzi yanamuhla.

Izinhlobo Zentela Nezinjongo Zayo Ezihlukile

Ukuqonda uhlobo ngalunye lwentela kusiza izakhamuzi ukuba zibone ukuthi imali yazo iyaphi nokuthi kungani kukhona izintela ezithile.

  • Intela ehlawulwayo: Intela emhlweni womuntu ngamunye nasenkampanini. Lokhu ngokuvamile kuwukwanda okuqhubekayo, okusho ukwanda kwemali, okuklanyelwe ukunciphisa ukungalingani kwemali eholayo nokuxhasa izinkonzo ezisekelwe ezindaweni ezibanzi njengemfundo nokulondeka kwezenhlalo.
  • Intela: Intela esetshenziswayo edayiswani lempahla nezinkonzo. Ivame ukubuyela emuva, njengoba imikhaya ehlawulwayo echitha isilinganiso esiphakeme semali yayo ezinkokhelweni ezikhokhelwayo. Izifunda eziningi zikhulula izidingo ezinjengentengo nemithi ukuze kuncishiswe leli miphumela.
  • Intela ethambile: Ilevy esekelwe ekubeni nempahla, ngokuyinhloko indawo nendawo. Lona umthombo oyinhloko wezimali zezinkonzo zomphakathi ezinjengezikole zomphakathi, amaphoyisa, iminyango yomlilo, nemitapo yemitapo. Ngenxa yokuthi inzuzo yempahla ibonisa izimo zezomnotho zendawo, izintela zempahla zingaholela ekuhlukani okukhulu kwezezimali zesikole phakathi kwezifunda ezicebile nezimpofu.
  • Intela encishisiwe: Intela ehloselwe ukukhokhwa ezintweni ezithile, njengophethiloli, utshwala, nogwayi. Ezivame ukubizwa ngokuthi "isini," ziklanyelwe ukunqanda ukusetshenziswa kwemikhiqizo eyingozi kuyilapho zinyusa inzuzo yezindleko ezihlobene (umzk., ukukhokha intela yentela ekhokhwayo yomgwaqo; izinhlelo zentela yezokwelapha kagwayi).
  • [ Intela yentela: Intela yeholo neholo esetshenziselwa ngokukhethekile ukuxhasa izinhlelo zomshuwalense wezenhlalo njenge-Social Security neMedicare. Abaqashi bobabili banikela, futhi lemali ithenjiswa abazuzisi besikhathi esizayo.
  • [[FLT: 0] intela yentela neNgcebo: Intela ekudluliseleni ingcebo esizukulwaneni kuya kwesinye. Izindawo ezimbalwa zingaphansi kwalentela ngenxa yokukhululeka okukhulu, kodwa ilokhu iyithuluzi lokunikeza ukuthengwa kwengcebo.

Isimiso Sekhono Lokukhokha

Inhloso eyisisekelo yezimiso zentela i "ikhono lokukhokha""" umqondo wokuthi labo abanemali eningi kufanele banikele ingxenye enkulu ezinkonzweni zomphakathi. Lesi simiso sisekela izimiso zentela ezihamba phambili zeholo. Isazi sezomnotho u-Adam Smith sadweba ngokudume kakhulu uhlu lwemithetho emine yentela: ukulinganisela, ukuqiniseka, ukunethezeka, nokukhokha. Ukungalingani kufuna ukuba intela ilingana nekhono lomkhokhi wentela, kuqinisekiswe ukuthi lesimiso asibekeli indingabe enkathazweni engafanele kulabo abangakwazi ukukhokha.

Ngokwe- Ihhovisi Lohlelo Lomthetho lokuhlela Imali (CBO), isimiso sentela kahulumeni ngokuvamile siyaqhubeka, njengoba i - 1% ephezulu yemikhaya ikhokha intela elingana nemali edonswayo elinganiselwa ku-30% kuyilapho ihholo eliphansi elingu-20% likhokha izikweletu ezibi ngenxa yokukhokhwa okungakhokhwa njengenkokheli yentela ekhokhelwayo. Le minikelo isiza ekusekeleni izinkonzo zemali ezisekela imikhaya ehlawulwayo, njengosizo lokudla nezindlu zomphakathi.

Indima Yentela Ekuhwebeni Kwezinkonzo Zomphakathi

Izinkonzo zomphakathi ziyindlela ewusizo yokuveza intela. Ngaphandle kwenkokhelo yentela, ohulumeni bebengeke bakwazi ukunikeza izimakethe ezidingekayo ezithunyelwayo − njengomoya ohlanzekile, izakhiwo zempilo yomphakathi, nemfundo yendawo yonke. Ubuhlobo phakathi kwentela nezinga lenkonzo buqondile: lapho intela incipha noma isetshenziswa kabi, izinkonzo zomphakathi ziyawohloka, zilimaza izakhamuzi ezisengozini kakhulu.

Imfundo: Isisekelo Samathuba

Imfundo yomphakathi ingenye yezinkonzo ezibaluleke kakhulu ezikhokhelwa intela. E-United States, cishe i-90% yemali yesikole somphakathi ivela kuhulumeni nasezindaweni ezihlala kuzo, intela yempahla ebanzi. INational Center for Education Statistics[ ibika ukuthi izikole zomphakathi ezichithwa cishe u - R150 000 kumfundi ngamunye ngonyaka ngo-2020, zenza izimali ezishiywe ngokungekho semthethweni ngesifundazwe nangezindawo, kanti ezinye zichitha imali engaphansi kuka-R3 000 ngenani elingaphezu kuka-R1 000 ngenye intela yempahla yomphakathi, eyenza umjikelezo wezentengo yezindawo: izikole ezicebile ezingenisa izikole ezicebile nezikhungondleko ezithengeni ezikhuphukayo, kuyilapho izifunda ezimpofu zisebenzisa imali ezindaweni eziphambili zokufundisa imfundo.

Ngalé kweKne12, amakholiji entela, amayunivesithi ezwe, kanye nosizo lwabafundi lwezezimali. Imfundo ephambili ixhomeke enkokhelweni yentela eholweni. Isimiso semfundo ephambili siveza izisebenzi ezinekhono, inciphise ubumpofu, futhi ithuthukise ukuhambelana nomphakathi. Ngokuphambene, imfundo ephansi iholela ekuthotshweni iziqu, ukuncishiswa kwezomnotho, kanye nezindleko ezingaphezulu zezenhlalo njengehholo nemali exhomekekile engokwempilo.

Ukunakekelwa Kwempilo: Indaba Yokuphila Nesikhathi Eside

Izimiso zokunakekela impilo ezikhuliswe ngentela ziyahluka kakhulu emhlabeni wonke, kodwa zonke izizwe ezithuthukile zisebenzisa intela ukuze ziqinisekise ukutholakala kwemithi eyisisekelo. E-United States, iMedicare (kwasebekhulile) neMedicaid (abantu abahlawulwa kancane) ngokuyinhloko ngentela ekhokhayo kanye nemali ekhokhelwayo. Uhulumeni wase-U.S. uchitha imali engaba ngu-R3,80 000 000 000 000 (izigidi zezigidi zezigidi zezigidi zezigidi zezigidi zemali ekwelapheka kwezempilo ngo-2023 kulezi zinhlelo, kulinganiselwa ku 28% yokukhokha imali ewulweni kahulumeni. Amazwe anezisebenzi zezempiliso eyodwa noma izisebenzi zezempilo ezisebenzayo zesizwe, njengeCanada neUnited Kingdom, ukukhokha imali engathi ngentela evamile.

Izakhiwo zempilo zomphakathi − ukuqapha, izinhlelo zokugoma, izinga lamanzi ahlanzekile, kanye nokuzilungiselela okuphuthumayo . Umqedazwe wezentela futhi waqokomisa indlela lezimali ezibucayi ngayo: ukuthuthuka okusheshayo nokusakazwa kwemijovo kuhulumeni kwenziwa ukuba kwenzeke ngokutshala imali eningi emalini edonswayo yentela. Ngaphandle kwentela, umphakathi ubungabhekana namazinga aphakeme kakhulu ezifweni ezivimbelekile nokufa ngaphambi kwesikhathi, futhi izindleko zokunakekelwa kwempilo zaziyodluliselwa kubantu ngabanye, kuholele ekulahlekelweni imali encipheni kwemali kanye nasezimweni ezingalapheli.

Izakhiwo: Imisebenzi Yezentengiselwano Neyokuphila Kwansuku Zonke

Imigwaqo, amabhuloho, izikhumulo zezindiza, izikhungo zamanzi, ukuthutha umphakathi, kanye ne-grid kagesi konke kugcwele intela yentela. Intela kaphethiloli kahulumeni ka-U.S. engu-18,4 ngelitha (kungashintshiwe kusukela ngo 1993) yondla iHighway Trust Fund, imali ephakathi kokwakhiwa nokulungiswa komgwaqo omkhulu. Intela yegesi yendawo yenezela olunye ungqimba. Nokho, njengoba izimoto zithola uphethilo oluphezulu nogesi, lokhu kuncithano kuncipha, kwakha inkinga yemali exhasa inzuzo.

I-American Society of Civil Engineers (ASCE) inikeza isisekelo sesisekelo sohlobo lwe-C futhi ilinganisela igebe lezimali eliyizigidi ezingu-R2,6 zezigidi zezigidi zezigidi eminyakeni eyishumi. Ukutshala inzuzo ngentela kuveza inzuzo ephakeme: wonke amadollar asetshenziswa ekulungiseni izimoto esikhathini esizayo alondoloza u-R3, futhi wonke amadollar athengiswe ekuthutheni umphakathi angenisa inzuzo yezomnotho. Izakhiwo ezisemgangathweni zinciphisa ukuminyana kwezimoto, imfucushiswa, futhi ihlanganisa abantu ukuba basebenze futhi bafunde.

Ukuphepha Komphakathi: Itshe Lokuhleleka

Izinhlangano zamaphoyisa, izinkonzo zomlilo, ukusabela okuphuthumayo, kanye nesimiso sokwahlulela kuxhaswe ngokuyinhloko ngentela yendawo yempahla nangentela yeholo kahulumeni. Lezi zinkonzo zisebenza ubusuku nobusuku ukuze zivikele ukuphila nempahla. Ngokwe-Bureau of Justice Statistics, isifundazwe nohulumeni bendawo bachitha imali engaphezu kwezigidi ezingu-amaRandi ayizigidi ezingu-495 emaphoyiseni, ekujeziseni, nasezinkantolo ngo-2020. Ngaphandle kwalezi zinkonzo, ubugebengu bebunganqandwa, umlilo ubunganwetshwa ngaphandle kokusabela, futhi izingxabano zombango zingakhula zibe ngubudlova obuqaphile.

Kodwa ukuhlobana phakathi kokukhokha intela nokuphepha komphakathi kuyinkimbinkimbi. Izinyathelo zokulinganisela ukuhlelwa kwemali yamaphoyisa zingaholela ekuncishisweni kwezikhathi zomthetho kanye nokusabela okuphuthumayo. Ngakolunye uhlangothi, ukusekela kakhulu amaphoyisa ngaphandle kokuxhasa imali ezinkonzo zezenhlalakahle zezenhlalo mayelana nokungenela kwanele kwezempilo engokwengqondo noma ukuluthwa ukwelashwa okungaholeli ekuboshweni inqwaba yabantu ngaphandle kokubhekana nezimbangela eziyinhloko. Umbono womphakathi uqonda ukuthi intela ehlawulwayo yesivikelo somphakathi kumelwe ilinganisele nokuvimbela nokulungisa isimo.

Umbono Ohlangene Ngentela

Ngokombono womphakathi, intela ayisona isijeziso noma ukweba; iyintengo yomphakathi ophucukile. Izazi zefilosofi ezisuka kuThomas Hobbes kuya kuJohn Shawls ziye zaphikisa ngokuthi abantu bavuma ukukhokhwa intela ukuze bathole izinzuzo zokuphila ngaphansi kukahulumeni ozinzile onikeza umthetho, ukuhleleka, nezimpahla zomphakathi. Lesivumelwano sezenhlalo sidinga izakhamuzi ukuba zikhokhe isabelo sazo esifanelekile, futhi, zifune ukuba zikhiphe obala nokulandisa kohulumeni ngokuphathelene nendlela leyo mali esetshenziswa ngayo.

Izinzuzo Zokuhlanganyela Emthetho Wentela

Lapho izakhamuzi ziqonda indlela izintela ezikhokhwa ngayo, zisengozini enkulu yokuhileleka enqubweni yentando yeningi.

  • Ukuvota okhethweni lwendawo ezibophweni zesikole, izakhiwo eziqoqiwe, neziphakamiso zentela.
  • Ingxenye ezindlebeni zomphakathi lapho kuxoxwa khona ngokuhlelwa kohlelo lokuhlela imali.
  • Ukusekela izinguquko zentela[ ezivala izikhala noma zenza isimiso sibe esilinganayo.
  • [[QULT:0] Ukuhlanganisa noma ukunikela ukunezela izinkonzo zomphakathi emiphakathini engakhokhelwanga kahle.

Izakhamuzi eziboshelwe ukusekela imithetho ehlanganisa imithwalo yentela nezidingo zomphakathi. Ngokwesibonelo, izakhamuzi kwamanye amazwe ziye zasekela ngokuphumelelayo ukukhokhiswa kwentela yegesi ukuze zikhokhele intuthuko yezokuthutha noma ukudlulisa "izintela zezentengo" ukusekela imfundo yomphakathi. Uma izakhamuzi zingayamukeli, ngokuvamile umthetho wentela ufeza izithakazelo zamahhotela athengwe kahle kunokuba ufeze umphakathi.

Ukuthuthukisa Ukubonisana Ngokugqamile Nokuthembana

Ukubonisa indlela intela esetshenziswa ngayo kubalulekile ekulondolozeni ukwethenjelwa komphakathi. Ohulumeni abaxhumana ngokucacile lapho intela ihamba khona (R1) nge-inthanethi yamabhodi e-internet, imibiko yaminyaka yonke, kanye nemishini enyathelisiwe yemali ($foster) umuzwa wobuhlobo nezakhamuzi zabo. Ukuhlolwa kwe-Pew Research Center kwathola ukuthi cishe ingxenye kuphela yamaMelika akholelwa ukuthi uhulumeni usebenzisa imali yentela ngokuhlakanipha. Lokhu kungathembi kuncishiswa yimithetho eyinkimbinkimbi yentela kanye nezindlela zokuhlela imali.

Uma izakhamuzi zingabona imiphumela ethile −" intela yempahla yakho ikhokhelwa iloli lomlilo elisha elafika ngemizuzu emithathu ukusindisa indlu yomakhelwane wakho"""", zizimisele kakhulu ukusekela ukwenyuka kwentela. Ngakolunye uhlangothi, amahlazo ahilela ukusetshenziswa kabi kwezimali zentela (njengokuthola izigidi zemali yosizo echithwayo ewubhubhani ezizweni ezithile) aqeda ukukhokha nokuphehla umzwelo omelene nentela, okuthi kamuva kubhidlize izinkonzo zomphakathi zenkokhelo edingekayo.

Izinselele Ekukhokheleni Intela Nasesikhungweni Somphakathi

Ngisho nasezimisweni ezihlelwe kahle, kuphakama izinselele ezinciphisa ukuphumelela kwezinkonzo ezikhokhelwa intela. Ukusingatha lezi zindaba kubaluleke kakhulu ekuqinisekiseni ukuthi intela ifeza isithakazelo somphakathi ngokulinganayo.

Ukuxoshwa Kwentela Nokugwenywa

Ukugwenywa kwentela − ngokusemthethweni kwehluleka ukubika imali ewujuqu noma efihliwe − futhi ukusebenzisa intela ukugwema ukugwema okungokomthetho ukunciphisa izimali ezikhona (zombili zinciphisa inzuzo etholakalayo yentela yezisebenzi zomphakathi. I-IRS ilinganisela ukuthi igebe lentela lenetha (umehluko phakathi kwentela ekwehliweyo nentela ekhokhwayo) lingaphezu kwezigidi eziyizinkulungwane ezingu-600 (amaRandi ayizigidi eziyizinkulungwane ezingu-80) ngonyaka eUnited States kuphela. Amasheya aselunxwemeni, izinkampani zamashekethena, nokuhlela intela kwezebhizinisi (umz., ukushintsha inzuzo yentela) kunciphisa izimali ezingasekela izikole, izibhedlela, izibhedlela, izibhedlela.

Amazwe asathuthuka ahlupheka ngokulingana kakhulu: ngokwe-[FLT Bank yomhlaba wonke, ukugwenywa kwentela yizinhlangano zezizwe ngezizwe kubiza amazwe asathuthuka ngenani elilinganiselwa ezigidini ezingu-200 (20,000) ngonyaka (okungaphezu kwengqikithi yosizo lwamanye amazwe alutholayo. Ukuvala lezi zikhala ngokubambisana kwezizwe zonke (njenge-ECD's Base Erosion and Frincition Shifting) kubalulekile ekuqinisekiseni ukuthi ukuhwebelana kwembulunga yonke akuyona into engenisa umphakathi.

Ukungalingani Ekukhokheleni Intela Nasekwabelweni Kwenkonzo

Akuzona zonke izimiso zentela ezilinganayo. .Njengoba intela yokukhokha intela ekhokhelwayo kanye nentela ehhala ehhalayo, beka umthwalo onzima emakhaya athola imali ephansi, asebenzisa ingxenye enkulu yemali yawo ekusebenziseni imali. Okwamanje, abantu abacebile bavame ukuzuza ngokwehlisa amazinga entela engcono ngenzuzo yezimali, inzuzo, nentela. Lokhu kungalingani okunikela kuholela ekufinyeleleni inkonzo engcono. Imiphakathi ecebile ingathenga izikole ezingcono, imigwaqo ephephile, kanye nezindawo zokuhlanza ngenxa yempahla yabo ephakeme eveza intela yendawo. Imiphakathi yabampofu, enezinzuzo eziphansi zempahla nemisebenzi ephansi yezentengo yomnotho, ishiywa izinkonzo eziphansi, iqhubekisela phambili imijikelelo yezentulo yobumpofu.

Izimiso zentela eziqhubekayo − lapho amazinga enyuka ngeholo − angasiza ekulinganiseni lendawo yokudlala, kodwa kuphela uma inzuzo isakazwa ngokulinganayo ezindaweni ezisezindaweni. Izindlela oMbuso zokuhlanganisa kanye nezipho ezinikezwayo zikahulumeni (njengeSihloko I sezikole ezihlawulwa phansi) zizama ukunikeza lento, kodwa ngokuvamile zidla ngokuncintisana noma ngokwezombangazwe.

Ukuncipha Kwesimiso Sezomnotho Nentela

Ukunyuka kwe-ecommerce, umsebenzi oqhelile, nezinkonzo zezezinombolo kuye kwadala izinselele ezintsha zenkokhelo yentela engokwesiko. Imithetho yentela yaklanyelwe izitolo zezitini ne-mortar; ukuyisebenzisa ekuhwebelaneni nge-intanethi ku-2018 kwadinga isinqumo seNkantolo Ephakeme ku- South Dakota v. I-Wayfair[, evumela ukuba kuthengwe intela ekude. Ngokufanayo, ukukhula kwezomnotho ze-gigg (abashayeli, amapulatifomu akhululekile) kwenza kube nzima ukuthatha umkhondo, kuholela ekubizweni ngaphansi kombiko.

Inkokhelo yentela ingaphansi futhi kokucindezela njengoba izikhungo ezinkulu zobuchwepheshe zingenisa inzuzo emazweni lapho zingenayo impahla engokoqobo etheni. Isivumelwano se-OECD sango-2021 ngesilinganiso sentela yembulunga yonke yenkampani engu-15% sihlose ukunqanda lo mjaho kuze kube sezansi, kodwa ukusetshenziswa kwawo kuhlala kungalingani. Uma izikhungo zentela zikhukhuleka ngokushesha kunokuba ohulumeni bekwazi ukukwenza, izinkonzo zomphakathi ziyobhekana nokuncishiswa okungapheli.

Ukuhlola Izenzakalo: Izinkonzo Ezikhucululwa Intela Emhlabeni Wonke

Ukuhlola indlela amazwe ahlukahlukene axhasa ngayo izinkonzo zomphakathi futhi akhokhe izintela kwembula ukuhweba nokushintsha kwemithetho yentela.

Isibonelo SaseScandinavia: Intela Ephakeme, Izinkonzo Eziphakeme

Amazwe anjengeSweden, iDenmark, neNorway anezilinganiso eziphezulu kakhulu zentela yeGDP emhlabeni (ngaphezu kuka-40%). Abuye anikeze imfundo yamahhala yaseyunivesithi, ukunakekelwa kwempilo yonke, ikhefu lobuzali, nezinzuzo zokungabi namsebenzi ezivuthayo. Lamazwe ahlala ephezulu emalini ejabulisayo yomhlaba wonke nasekwethengeni kwabantu. Abagxeki baphikisa ngokuthi izintela eziphakeme ziyayiqeda ibhizinisi, kodwa abasekeli baphawula ukuthi amanetha anamandla avikelayo angokwenhlalo abangela ingozi nokukhubazeka ngokunciphisa izindleko zomuntu siqu zokuhluleka.

E - United States: Intela Ephansi Ye - Federal, Izinkonzo Ezihlukene

Intela yase-U.S. elinganiselwa ku-28% ye-GDP, ngaphansi kwe-OECD, futhi ithembele kakhulu kumshuwalense womqashi osekelwe kumqashi kanye nokuxhaswa kwemali yesikole. Umphumela uyisimiso esinemisebenzi eshisiwe: izinkonzo ezinhle ezindaweni ezicebile nezingenamali ejulile kwezezentengiselwano. I-American Rereant Plan ne Infladiation Reduction Act ifake izimali zikahulumeni ezisekelwe ezisekelwe ezisekelwe ezisekelweni nasemoyeni, kodwa izikwele ezithatha isikhathi eside ukumiswa kusongela ukulondeka kwezenhlalakahle nezokuncitshiswa kwe-Medicasadea act.

ISingapore: Isilinganiso Esiphansi, Ukukhululwa Okungalawuleki

ISingapore inentela ehhayishwa kancane (izinga eliphezulu lama-22%) kodwa iminikelo ephezulu ebophekile eMfuleni wayo wezempilo, wezindlu, nomhlala-phansi. Uhulumeni uncike futhi ekuthengisweni kwempahla yezwe nakwezikhungo zengcebo ezizimele. Lomfanekiso ufinyelela izinkonzo zomphakathi ezilinganayo nezinemithwalo yentela ephansi kakhulu kubantu ngabanye, kodwa abacusumbuli baphikisa ngokuthi icindezela iholo futhi igxilise ingcebo.

Isiphetho: Ukusetshenziswa Kwencwadi Yentela

Ithonya lentela ezinkonzweni zomphakathi alikho nje ukuhlelwa kwemali, kodwa kuyikho ukubonakalisa izindinganiso zomphakathi. Indlela isizwe esikhetha ngayo ukukhokhisa izakhamuzi zaso futhi sihlele lezo zimali linquma izinga lezikole zaso, impilo yabantu baso, ukuphepha kwemigwaqo yaso, namandla esisekelo saso. Ngokombono womphakathi, ukuqonda lobuhlobo akuyona into ekhethelwayo; kungumsebenzi wesakhamuzi ngasinye edemokrati.

Izakhamuzi ezifundile zingasekela izimiso zentela ezilungile, eziphumelelayo, nezifanele ukuhlangabezana nezidingo zomphakathi. Zingabheka abaholi njengecala ngokuchitha nokuphoqelela ukuze kubonakale ukuthi izimali zomphakathi zisetshenziswa kanjani. Futhi zingaqaphela ukuthi ukukhokha izintela akuwona ukuzidela kodwa ukutshala imali ehlanganyelwa ikusasa elikanye nemfundo enhle, futhi yonke imikhaya ingakhokha ukunakekelwa kwempilo, futhi yonke indawo ingathembela emigwaqweni ephephile nasezinkonzweni eziphuthumayo.

Ekugcineni, impilo yentando yeningi ayilinganiswa ngokuthi intela yayo iphansi kangakanani, kodwa ngendlela leyontela ezuzisa ngayo umphakathi. Umbono womphakathi usikhumbuza ukuthi sonke singabantu abafaka izimali kulomsebenzi, nokuthi amandla okuhlela isimiso sentela ngokuyinhloko asemandleni ezakhamuzi eziboleke ukukhokha intela, ezinolwazi.