Chitsogozo cha Chinenero Chopepuka cha Mautumiki Ochirikiza Boma

Kumvetsa Mautumiki a Boma Othandiza: Chitsogozo Chothandiza

Mautumiki a boma athandiza anthu ndi mabanja amene ali ndi ndalama zochepa amawathandiza kwambiri. Mautumiki ofunika ameneŵa amathandiza kwambiri pambali zosiyanasiyana za moyo, monga kutetezeredwa kwa chakudya, kusamala zaumoyo, kukhazikika kwa nyumba, kuthandizidwa pantchito, ndi chithandizo cha ndalama. Kaya muyang'anizana ndi mavuto a kanthaŵi kochepa kapena mufuna chithandizo chosatha, kuzindikira maprogramu a boma amene alipo kungakuthandizeni kupeza thandizo limene mukufuna.

Mamiliyoni a Aamereka oyenerera samalandira mapindu amene amayenerera — kaŵirikaŵiri chifukwa chakuti sadziŵa maprogramuwo, samadziŵa mmene angagwiritsire ntchito, kapena kulingalira kuti saali oyenerera. Chitsogozo chokwanira chimenechi chimakhala ndi cholinga chotsimikizira njira yopezera mautumiki a boma ochirikiza, kulongosola zofunika za kulephera, ndi kupereka chidziŵitso chothandiza ponena za mmene angagwiritsire ntchito mapindu ndi kuwasunga.

Mitundu ya Mautumiki Ochirikiza Boma Ilipo

Kumvetsa bwino njira zosiyanasiyana zimene boma limathandizira anthu kungakuthandizeni kudziwa mapulogalamu amene mungapindule ndi banja lanu.

Maprogramu a Thandizo la Zakudya

Kusungidwa kwa chakudya n’kofunika kwambiri, ndipo maprogramu angapo a boma alipo kuti mabanja akhale ndi chakudya chokwanira. The Someral Nutrition Application Program (SNAP), yomwe kale inkadziŵika monga zidindo za chakudya, ndiyo programu yaikulu koposa ya boma yothandiza anthu kupeza chakudya m’United States.

Avereji ya SNAP ndi pafupifupi K66 pa munthu mmodzi patsiku, ngakhale kuti ndalama zimasiyana malinga ndi kukula kwa nyumba ndi ndalama zimene amapeza. Ngati mupeza kuti muyenera, mulandira khadi la SNAP pa Electronic Benefit Transport (EBT), limene limagwira ntchito ngati khadi la debit . Mapindu amaikidwa mwapadera m'kaundula wanu mwezi uliwonse, ndipo mungagwiritse ntchito kadi yanu ya EBT kugula zakudya ndi ogulitsa.

KUSPEPA kuli kozikidwa pa zinthu zingapo kuphatikizapo ukulu wa banja, ndalama, ndi zowonongedwa. Kuti mupeze mapindu a SNAP, muyenera kugwiritsa ntchito m'boma limene mukukhala tsopano ndipo muyenera kukwaniritsa zofunika zina, kuphatikizapo ndalama ndi ndalama zimene mumalandira. Kwa banja la anthu anayi mu 2026, ndalama zambiri zimene amapeza ndi pafupifupi $3,250 pa mwezi.

Chifukwa chakuti mabanja a SNAP amayembekezeredwa kuwonongera pafupifupi 30 peresenti ya chuma chawo pa chakudya, gawo lanu limaŵerengedwa mwa kuchulukitsa ndalama za banja lanu mwezi ndi 0.3, ndi kuchotsapo chotulukapo kuchokera ku gawo lochuluka la mwezi ndi mwezi la banja lanu. Kuŵerengera kumeneku kumatsimikizira kuti mapindu amayenerera mkhalidwe wa zachuma wa banja lirilonse.

Makonzedwe a Zaumoyo Akwaniritsa

Kufikira ku chisamaliro chaumoyo nkofunika kusungitsa thanzi ndi ubwino. Boma la boma limapereka maprogramu aakulu angapo a zaumoyo olinganizidwa kuthandiza anthu osiyanasiyana.

Medicaid

Medicaid akupereka inshuwalansi ya zaumoyo yaulere kapena yotsika kuti apeze anthu achikulire, ana, akazi apakati, achikulire, ndi anthu olumala, ndipo akuchirikizidwa ndi boma ndi boma lililonse, kutanthauza kulembedwa ndi boma. Programu imeneyi imagwira ntchito monga nkhokwe yotetezera anthu mamiliyoni ambiri a ku Amereka amene mwina sangakhale ndi njira yopezera chithandizo cha mankhwala.

Mdicaid akuphatikizapo mautumiki ambiri a zaumoyo, kuphatikizapo maulendo a dokotala, kukhala m’chipatala, mankhwala operekedwa ndi dokotala, chisamaliro cha matenda a maganizo, ndi chithandizo cha nthaŵi yaitali. Mapindu apadera ndi njira zopimira, zimasiyana ndi boma, popeza kuti boma lililonse limagwiritsira ntchito programu yake ya Medicaid m’chitsogozo cha boma.

Medicare

Medicare ndi programu ya inshuwalansi ya zaumoyo ya boma makamaka kwa anthu a zaka 65 ndi kuposerapo, ngakhale kuti imakhudzanso achinyamata ena amene ali ndi ulema. Mosiyana ndi Medicaid, Medicare si chifukwa cha ndalama zimene amapeza koma chifukwa cha msinkhu kapena kupunduka. Programuyi imaphatikizapo mbali zosiyanasiyana za inshuwalansi ya chipatala, inshuwalansi ya mankhwala, ndi mankhwala operekedwa ndi dokotala.

Malamulo aposachedwapa awonjezera TEOVAR-19 Medicare telehealth propealibialties kufika mu 2027, kusungitsa malo ndi malo oikidwiratu, kufutukula mpambo wa malo ndi madokotala oyenerera, ndi kugwirizanitsa mawu okha, pakati pa malamulo ena. Kuwonjezera kumeneku kwapangitsa chisamaliro cha zaumoyo kukhala chosavuta kwa Amedicare mu Surveries, makamaka a m’madera akumidzi kapena ndi mavuto a kuyenda.

Programu za Thandizo la Kunyumba

Nyumba zotetezeka n’zofunika kwambiri kuti banja likhale ndi moyo wabwino, ndipo maprogramu angapo a boma amathandiza mabanja opeza ndalama zochepa kukhala ndi nyumba zabwino ndiponso zotetezeka.

Ntchito Yosankha Nyumba (Chiphunzitso 8)

Programu ya Chosankhira Voucher (Kugaŵa 8) imapanga lendi kwa mabanja olandira ndalama zochepa — otengamo mbali amalipiro pafupifupi 30% a ndalama za lendi ndipo wolemba mapepala amasunga zotsala. Programu imeneyi imalola mabanja kudzisankhira nyumba zawo, kuphatikizapo nyumba za banja limodzi, nyumba za tauni, ndi nyumba zogonamo, malinga ngati mwininyumbayo avomereza kukhala ndi phande m’programu.

Programu ya chilolezo imaperekedwa ndi maulamuliro a boma la Public Homes (PHS), ndipo kukhala womasuka kumachokera ku ndalama, ukulu wa banja, ndi malo a unzika. Chifukwa cha kufunidwa kwapamwamba, ambiri a PH amasunga mpambo woyembekezera programuyo, ndipo ena angatseke nthaŵi ndi nthaŵi mpambo wawo woyembekezera ku mapepala atsopano.

Nyumba za Onse

Nyumba za onse zimapatsa nyumba za lendi zokwera mtengo za makampani a boma ndi kuyang'aniridwa ndi maulamuliro a boma akwanuko (PHA). Kusintha kumeneku kumapereka malo otsikirapo kuti apeze mabanja olandira ndalama zochepa, anthu okalamba, ndi anthu opunduka. Mofanana ndi programu ya kutsimikizira, kumasuka kwa anthu kumagamulidwa ndi PHA yakumaloko yozikidwa pa malire a ndalama okhazikitsidwa ndi boma.

Thandizo la Malingaliro la Mwadzidzidzi

Programu ya Kayendedwe ka Emergency Rental Insigiration (ERA) yapereka pamodzi madera oposa $46 biliyoni kuchirikiza kukhazikika kwa nyumba za obwereka m'mliri wa CHOVID-19. Pamene kuli kwakuti programu ya ERA2 yatha, obwereka ndi eni nyumba angafufuze zinthu zina zothandizira pa malo osungira nyumba olandirirana operekedwa ndi Consumer Intercial Protection Bureaual (CFPB).

Makonzedwe a Kuchirikiza ndi Kuwononga Ndalama

Maprogramu angapo amapereka chithandizo cha ndalama mwachindunji kwa anthu ndi mabanja amene ali m’mavuto a zachuma kapena amene ali ndi mavuto a ulema.

Kupeza Chisungiko Chowonjezereka (SSI)

SSI amapereka ndalama mwezi uliwonse kwa achikulire ndi ana opunduka kapena akhungu amene ali ndi ndalama zochepa ndi chuma chochepa, ndiponso achikulire 65 ndi achikulire omwe alibe zilema zimene zimakwaniritsa zofunika za ndalama, ndipo amapatsidwa ndi bungwe la Social Security Administration (SA).

Malipiro a bungwe la SSI mu 2026 ali $967 pamwezi kwa munthu mmodzi ndi okwatirana, $1,450 kwa okwatirana, ndipo maiko ena amawonjezera ndalama zimenezi ndi malipiro owonjezereka a boma. malipiro ameneŵa amathandiza kukwaniritsa zosoŵa zazikulu zonga ngati chakudya, zovala, ndi malo ogona kwa anthu amene ali ndi mphamvu zochepa za kugwira ntchito chifukwa cha kupunduka kapena msinkhu.

Inshuwalansi ya Chitetezo cha Anthu (SDI)

Mosiyana ndi SSI, SSDI yazikidwa pa mbiri yanu ya ntchito ndi misonkho ya Social Security imene munalipira, ndipo kuti muyenere, muyenera kukhala ndi kupunduka koyenerera kumene kumaletsa ntchito yochuluka ndipo wapeza ngongole zokwanira za ntchito mwa ntchito.

Avereji ya ndalama ya SSDI mu 2026 iri pafupifupi $400 pa mwezi, ngakhale kuti ndalama zimasiyana malinga ndi mbiri yanu ya malipiro. Pambuyo pa miyezi 24 ya kulandira SSDI, mumakhala woyenerera kuperekera chithandizo cha zaumoyo cha Medare. Kugwirizana kumeneku pakati pa SSDI ndi Medicare kumatsimikizira kuti anthu okhala ndi mavuto anthaŵi yaitali ali ndi mwaŵi wa kuntchito zaumoyo zofunikira.

Thandizo Lokanthaŵi la Mabanja Osoŵa (TANF)

TANF imapereka chithandizo cha ndalama kwa mabanja okhala ndi ana pamene makolo akuyesetsa kuti apeze ndalama zokwanira. Olandira amafunika kuti azichita nawo ntchito monga kuphunzitsidwa ntchito kapena ntchito. Mapindu ake amasiyanasiyana kwambiri malinga ndi boma — kuyambira pa ndalama zosakwana $200 / mwezi m'mayiko ena mpaka kuposa $900,000 / mwezi wa ena pa banja la anthu atatu.

Ntchito ndi Ntchito Zothandiza Anthu Kupita Patsogolo

Maprogramu a boma amathandiza anthu kupeza ntchito, kukhala ndi luso, ndi kusintha kwa ntchito.

Inshuwalansi ya Ulova

Inshuwalansi ya ulova imapereka chichirikizo cha ndalama za kanthaŵi kwa antchito amene anataya ntchito zawo popanda kulakwa kwawo. Pansi pa Social Security Act, boma la boma limapatsidwa ntchito ya kupereka ndalama zoyendetsera programu ya inshuwalansi ya ulova. Boma lililonse limasamalira pulogalamu yake ya inshuwalansi ya ulova, limakhazikitsa mapindu ndi utali wa zitsogozo za boma.

Ndalama zodalirika ndi zosasintha zimene tingazidalire popanda kuchepetsa ndalama m’chaka cha bajeti n’zofunika kwambiri kuthandiza anthu amene ali paulova, kuwagwirizanitsa ndi olemba ntchito, pamene kuli kwakuti amathandiza kukhazikika kwa chuma cha dzikolo.

Maprogramu Othandiza Kusintha Ntchito ndi Opportunity Act (WIOA)

SOMPHENYA la WioA limapereka maphunziro a ntchito, maphunziro, ndi ntchito zothandiza anthu kuti ayambe ntchito kapena kuti ayambenso ntchito. Maprogramu ameneŵa amathandiza anthu kupeza ntchito, kupenda maluso, kufunafuna ntchito, ndi kugwiritsa ntchito mautumiki. Mautumiki amapezeka ku America Job Centers m'dziko lonselo.

Thandizo la Kusamalira Ana

Maprogramu othandizira ana amathandiza mabanja opeza ndalama zochepa zothandizira ana kuti makolo azigwira ntchito kapena kupita kusukulu. Maprogramu ameneŵa amaperekedwa monga momwe boma limathandizira ndi ndalama za boma. Kukhoza kumayendera ndalama zimene amapeza, kukula kwa banja, ndi kufunika kwa chisamaliro cha ana chifukwa cha ntchito kapena maphunziro.

Makolo angasankhe njira zosiyanasiyana zosamalira ana, monga malo osamalira ana, nyumba, ndiponso nthaŵi zina osamalira ana.

Zofunika Zodalirika za Maprogramu Ochirikiza Boma

Kumvetsetsa zofunika za kukhala woyenerera nkofunika kwambiri posankha maprogramu amene mungayenerere. Pamene kuli kwakuti programu iriyonse iri ndi zisonyezero zapadera, zinthu zofala zambiri zimatsimikizira kukhala woyenerera m’maprogramu ambiri a chithandizo cha boma.

Zofunika Kuti Tipeze Zinthu Zina

Maprogramu ambiri a boma amathandiza ndalama zimene anthu amapeza pokhapokha kuti apeze ndalama zoyenerera. Malamulo amenewa amachokera ku Federal Poverty Level (FPL) ndipo amasiyana malinga ndi kukula kwa nyumba. Maprogramu angaone ndalama zimene amapeza (malipiro onse asanafike) kapena ndalama zimene amapeza (malipiro amalandira pambuyo pa ndalama zimene aloledwa).

SNAP, kwa banja la anthu anayi mu 2026, ndalama zotsala kwambiri ndizo pafupifupi $3,250 pa mwezi, ndipo maprogramu osiyanasiyana ayenera kukhala pa 100% FPL. Maprogramu ena amagawa mabanja opeza ndalama zochepa kwambiri ndipo ena amafutukula mabanja opeza ndalama zokwanira.

Unzika ndi Kusamukira Kudziko Lina

Food and Nutrition Act ya 2008 imachepetsa mapindu a SNAP kwa nzika za United States ndi malamulo ena amene alipo, ndipo kaŵirikaŵiri, kuti ayenerere ku SNAP, osakhala a firiji ayenera kukwaniritsa chimodzi cha ziyeneretso zotsatirazi: Wakhala ku United States kwa zaka zosachepera 5. Ziyeneretso za nzika za United States zimagwira ntchito pa maprogramu ena ambiri opindulitsa a boma, ngakhale kuti malamulo otsimikizirika amasiyanasiyana ndi pulogalamu.

Ngati ana anu alipo mololedwa kapena ali nzika za United States, iwo angakhalebe oyenerera kaamba ka mapindu a SNAP ngakhale ngati simuli woyenerera, ndipo mungafunsire ana anu popanda kupereka chidziŵitso chonena za malo anu osamukira. Makonzedwe ameneŵa amatsimikizira kuti ana oyenerera angalandire mapindu mosasamala kanthu za malo a makolo awo.

Zofunika Kugwira Ntchito

Maprogramu ambiri a chithandizo amaphatikizapo ntchito zimene anthu ena achikulire obadwa bwino amafunika kugwira kapena kuchita nawo ntchito.

Anthu ambiri ayenera kukwaniritsa ziyeneretso za ntchito zoyenerera SNAP, ndipo zofunika za ntchito zimenezi zimaphatikizapo kutengamo mbali m’maprogramu a ntchito ndi kuphunzitsa, ngati aperekedwa ndi boma.

Komabe, anthu ena safunikira kulembedwa nkhani za ntchito zimenezi, kuphatikizapo anthu amene ali otsimikiza kukhala osayenerera ntchito, okhala ndi mimba, okhala ndi ana osakwanitsa zaka 14 m’banja, kapena amene ali Amwenye a ku America kapena Alaska, pakati pa ena.

Malire a Ndalama

Maprogramu ena amalingalira zogwiritsira ntchito ndalama zapanyumba posankha kuti zikhale bwino. Maakaunti a mabanki, magalimoto, ndi katundu angaphatikizepo. Komabe, maprogramu ambiri achotsa kapena kukweza malire a zogwiritsira ntchito m'zaka zaposachedwapa kuti achepetse kuchuluka kwa zinthu ndi kuwonjezereka kwa kupezeka.

Mabanja ambiri akufunsira SNAP safunikiranso kutumiza mayeso a ndalama kapena oikamo zinthu zina kuti apeze ndalama zothandizira kugula chakudya cha SNAP.

Kulingalira Kwapadera

Ophunzira

Nthaŵi zambiri, ophunzira a zaka 18 mpaka 49 amene alembetsa ku koleji kwa theka la nthaŵi sayenerera kupita ku SNAP pokhapokha ngati saloledwa kuchita zinthu zina.

Ngati ndinu wophunzira ndipo mufikiritsa zofunika za SNAP, mungakhale woyenerera kaamba ka SNAP ngati mukumana ndi chimodzi cha zilolezo zotsatirazi: Ali pansi pa zaka 18 kapena ausinkhu wa zaka 50 kapena kuposerapo, kugwira ntchito yolipiridwa pa mlungu (ngati muli wolembedwa ntchito, muyenera kugwira ntchito kwa maola 20 pamlungu ndipo mungalandire ndalama zokwanira malipiro a boma owonjezereka pa maola 20), kapena kutengamo mbali m’programu ya phunziro la ntchito kapena yamalipiro a boma.

Okalamba ndi Opunduka

MAlamulo ambiri a SNAP amagwira ntchito kwa mabanja onse, koma pali malamulo ena apadera kwa anthu okalamba kapena opunduka.

Mabanja amene onse ndi okalamba kapena opunduka safunikira kugwira ntchito, ngakhale kuti mabanja ena ambiri ayenera kukwaniritsa zofunika za ntchito kuti alandire SNAP.

Anthu Opanda Nyumba

Ngati mulibe nyumba, mungapezebe mapindu a SNAP ngakhale ngati mulibe keyala, malo okhala, kapena malo ophikira chakudya.

Mmene Mungapezere Mautumiki Othandiza Boma

Kusankha njira yofunsira mapindu a boma kungaoneke kukhala kovuta, koma kuzindikira masitepe oloŵetsedwamo kungachititse njirayo kukhala yokhoza kuyendetsedwa bwino. programu iriyonse iri ndi njira yakeyake yogwiritsira ntchito, koma ambiri amagaŵana mbali zofanana.

Kupeza Maprogramu Oyenera

Njira yoyamba yopezera chichirikizo cha boma ndiyo kudziŵa maprogramu amene mungakhale mukuwayenerera.

• Benefit. gov: Website ya boma imeneyi imapereka chiŵiya chopezera phindu chimene chimakuthandizani kusiyanitsa maprogramu ozikidwa pa mikhalidwe yanu
• State ndi mabungwe autumiki a anthu akwanuko: Pezani bungwe lanu lautumiki wa zachikhalidwe kaamba ka chidziŵitso chonena za boma lopindulitsa maprogramu ndi zowonjezereka.
• Line pulogalamu yothandiza : Kulumikiza 211 kumagwirizanitsa ndi zipangizo zakwanuko ndipo kungapereke chidziŵitso chonena za maprogramu othandizira opezeka
• Mabungwe a mgwirizano : Zosapindulitsa za m'malo ndi mabungwe a ntchito za chitaganya kaŵirikaŵiri amapereka chithandizo chodziŵira ndi kugwiritsa ntchito mapindu

Kusonkhanitsa Mndandanda Wofunika

Musanapemphe thandizo la boma, muyenera kusonkhanitsa zikalata zosiyanasiyana kuti mutsimikizire kuti ndinu ndani, ndalama zimene mumapeza, ndalama zimene mumawononga, ndi mmene mumalembera zinthu za m'nyumba. Makalata amene amafunika kwambiri ndi monga:

• Kuzindikiritsa[[FLT: 1]: layisensi ya woyendetsa galimoto, ID ya boma, satifiketi ya kubadwa, kapena pasipoti
• Nambala za Chisungiko : kwa mamembala onse a m’nyumba ofunsira mapindu
• Chiyembekezo cha malipiro : Zobweza zaposachedwapa, zikalata za ntchito, Chisungiko cha Social Security, zikalata zolembedwa za ulova, kapena zolembedwa za ntchito yodzigwirira ntchito
• Zowonongedwa [[FLT: 1]: Ndalama za ngongole kapena zolipira ku nyumba, ndalama za magetsi, mtengo wa kusamalira mwana, ndi zowonongedwa za mankhwala
• Chitsimikiziro cha kukhala kwa malo osungirapo: ngongole za kusoŵa, mapangano, kapena makalata osonyeza keyala yanu yamakono
• Mapepala osintha zinthu : Ngati kuli kotheka, zolemba za malo ololedwa oloŵera m'dziko

Kukhala ndi zikalata zimenezi musanayambe kufunsira kungakuthandizeni kuchepetsa kuchedwa kwa ntchito yanu.

Kumaliza Kugwiritsira Ntchito Bukulo

Maprogramu ambiri a chithandizo cha boma amapereka njira zosiyanasiyana zogwiritsira ntchito, kupereka kulolera kukwaniritsa zosoŵa zosiyanasiyana ndi mikhalidwe yosiyanasiyana.

Zizindikilo za pa Intaneti

Maboma ambiri tsopano amapereka mapulogalamu a pa Intaneti kuti athandize. Gwiritsani ntchito Intaneti kudzera ku SNAP, popita ku Dipatimenti ya Mautumiki a Anthu a m’dziko lanu, kapena poitana ndalama za boma lanu kuti zikhale zotentha. Masewera a pa Intaneti amakulolani kugwiritsa ntchito pulogalamu yanu ndipo nthawi zambiri amakutsimikizirani kuti muli ndi lisiti.

Pa pulogalamu ya pa Intaneti

Mukhoza kuchezera ofesi yanu ya zaumoyo kuti muigwiritse ntchito. Njira imeneyi imakulolani kufunsa mafunso ndi kulandira chithandizo pomaliza fomu yanu. Ogwira ntchito angakuthandizeni kutsimikizira kuti mwapereka chidziŵitso chonse chofunika ndi zikalata.

Zimene Mungachite Pochita Zinthu pa Mafoni ndi Makalata

Mukhoza kuitanitsa mapulogalamu ena pawebusaitiyi kapena mukhoza kuwatumiza ku ofesi ya nthambi.

Mmene Nkhani Zofunsa Zinkayendera

Pamapulogalamu ambiri pamafunika kufunsidwa mafunso ngati mukufuna kufunsira mafunsowo, mwina mwa kugwiritsa ntchito foni, kapena kufunsa mafunso ambiri pa vidiyo.

Khalaninso okonzeka kukambirana nkhani za m’nyumba mwanu, kumene mungapeze ndalama, zowonongedwa, ndi mikhalidwe ina iliyonse yapadera imene ingakhudze kuyenerera kwanu.

Kugwiritsa Ntchito Nthaŵi

Ngati bungwe lanu liona kuti ndinu woyenerera kulandira mapindu a SNAP, mudzalandira mapindu kubwerera ku deti limene munatumiza fomu yanu.

Mungakhale woyenerera kulandira mapindu a SNAP mkati mwa masiku 7 a tsiku lanu lofunsira ngati mufikitsa zofunika zowonjezereka, monga ngati banja lanu liri ndi ndalama zochepera pa $100 m'zamadzi ndi $150 pa ndalama zopezedwa pa mwezi ndi mwezi, kapena ngati ndalama za banja lanu zophatikizidwa pamodzi ndi zinthu zamadzi ndi zochepera pa zimene mumalipira mwezi uliwonse kaamba ka lendi kapena ngongole ya ngongole ndi zowonongedwa zochepera. Utumiki wakupha umenewu umatsimikizira kuti mabanja okhala m’mikhalidwe yovuta alandira chithandizo mwamsanga.

Kulandira Mapindu

Pamene maprogramu osiyanasiyana avomerezedwa, amapereka mapindu osiyanasiyana. Mapindu a SNAP ndi TANF amaperekedwa mwa makhadi a Plectronic Benefit Touship (EBT), amene amagwira ntchito ngati makhadi a debit . SSI ndi SSDI amapereka ndalama zachindunji ku maakaunti a banki kapena kudzera ku makhadi a Directer Express debit. Thandizo la nyumba zogona zingaphatikize ndalama zachiza kwa eni nyumba kapena lendi ya onse.

Ngati mupezedwa kuti muyenerera, mudzalandira pepala limene likukuuzani utali wa utali umene mudzalandira mapindu a SNAP; iyi imatchedwa nyengo yanu ya kulembetsa. Kumvetsetsa nyengo yanu ya chikalata nkofunika chifukwa mufunikira kubwezeretsa isanathe kupitirizabe kulandira mapindu.

Kusunga Mapindu Anu

Ngati mwavomerezedwa ndi boma kuti likuthandizeni, kuti mupindulitse muyenera kupitirizabe kutsatira malamulo a pulogalamu ndi kutumiza malipoti.

Kusimba za Kusintha kwa Zinthu

Maprogramu ambiri opindulitsa amafuna kuti mupereke lipoti la kusintha kwa mikhalidwe yanu kumene kungayambukire kuchuluka kwanu kapena phindu. Masinthidwe ofala amene ayenera kuchitidwa lipoti amaphatikizapo:

• Kusintha kwa ndalama (ntchito yatsopano, kuwonjezera, kuchotsedwa ntchito, kusintha kwa maola)
• Kusintha kwa nyimbo za m’nyumba (wina amaloŵa kapena kuchokamo, kubadwa kwa mwana)
• Kusintha kumene kuli adiresi yathu kapena mameseji athu
• Kusintha kwa ndalama zowonongedwa (ndalama zatsopano za lendi, kusamalira ana)
• Kusintha kwa chuma kapena chuma
• Kusintha kwa ntchito

Kusimba zofunika zimasiyana ndi programu, ndi zina zofunikira kupereka lipoti la mwamsanga la masinthidwe ena ndi zina zolola lipoti la mwezi ndi mwezi kapena lapanthaŵi ndi nthaŵi. Kulephera kusimba masinthidwe ofunikira kungachititse malipiro opambanitsa amene mungafunikire kulipirira, kapena ngakhale kuchotsapo mapindu.

Kupatsidwanso chikalata

Mapindu samakhala achikhalire ndipo amafunikira kulembedwanso kwa nthaŵi ndi nthaŵi kuti apitirize. Kulembetsanso kumaphatikizapo kututa kaamba ka mapindu ndi kupereka chidziŵitso chosintha ponena za mikhalidwe yanu. Mudzalandira chidziŵitso nyengo yanu yotsimikizira isanathe, kukukumbutsani kubwereranso.

Mapulogalamu ena amapatsa mabanja zinthu zosavuta kukonza, kapena okalamba ndi opunduka.

Kugwirizana ndi Zofunika za Programu

Anthu amene amapatsidwa mapulogalamu osiyanasiyana amafunika kuchita nawo ntchito zosiyanasiyana, monga kupatsidwa ntchito komanso kuphunzitsa anthu.

Kumvetsa ndi kutsatira mfundo zimenezi n’kofunika kuti mukhalebe ndi moyo. Ngati muli ndi vuto lochita zinthu mogwirizana ndi zimene mukufunika kuchita, funsani munthu amene akukufunsani kuti mufotokoze vuto lanu.

Maprogramu Ofala a Boma Ochirikiza

Tiyeni tione zina mwa zinthu zimene boma limagwiritsa ntchito kwambiri pothandiza anthu, kuphatikizapo njira zina zothandizira anthu ovutika, kupindula, ndiponso kugwiritsa ntchito njira zake.

Programu ya Chithandizo cha Zakudya Zowonjezera (SNAP)

SNAP ndi programu yofunika kwambiri ya dziko yolimbana ndi kutentha, yothandiza anthu mamiliyoni ambiri a ku America olandira ndalama zochepa mwezi uliwonse. Programuyi imathandiza mabanja kupeza chakudya chomanga thupi ndipo yasonyezedwa kuchepetsa kusatetezereka kwa chakudya ndi kuwongolera zotulukapo za thanzi.

KUSAWONONGEKA

KUKHALA ndi SEP kumatsimikiziridwa ndi zinthu zingapo. Banja lanu liyenera kukwaniritsa zofunika zina kuti likhale loyenerera SNAP ndi kulandira mapindu. Mfundo zazikulu zopangitsa kukhala wokondweretsa zimaphatikizapo:

• Malipiro a ndalama : Masipo a mwezi ayenera kukhala pa 130% ya mlingo wa umphaŵi
• Malipiro a ndalama za Not: Ndalama zopezedwa mwezi ndi mwezi ziyenera kukhala pa 100% kapena pansi pa mlingo wa umphaŵi
• Zofunika pa ntchito : Akulu amene amwalira ayenera kukwaniritsa zofunika za ntchito kapena kuyenerera kusasuta
• Citinship: Ayenera kukhala nzika ya United States kapena woyeneretsedwa wosakwanira
• Ziŵerengero za Chisungiko : Mamembala onse a m'banja ayenera kukhala ndi kapena kufunsira ziŵerengero za Chisungiko cha Anthu

Mmene Mungagwiritsire Ntchito SNAP

Mukhoza kupeza pulogalamu ya boma lanu yofunsira ku malo pa fns.usda.gov/snap/state-directory . Boma lililonse limagwira ntchito pulogalamu yake ya SNAP, choncho njira zogwiritsira ntchito zotsatirira zingasiyane pang'ono. Maboma ambiri amapereka zifunsiro za pa Intaneti, ndipo mungafunsirenso mwa munthu pa ofesi yanu ya mautumiki akwanu kapena paposi.

Mutapereka fomu yanu, mudzakhala ndi kufunsana ndi wochita makampani ogulitsa maakaunti. Kufunsako kungachitidwe mwaumwini kapena pafoni, mogwirizana ndi njira za boma lanu ndi zimene mumakonda.

Kugwiritsira Ntchito Mapindu a Mtengo

PALI zakudya zambiri zofunikira pa nyumba, monga zipatso, ndiwo zamasamba, nyama, mkaka, buledi, mbewu ndi zomera zimene zimatulutsa chakudya.

Mwachitsanzo, m’masitolo ena a alimi amagulitsa mapulogalamu ofanana ndi ndalama za ndalama za SNAP pogula zipatso ndi ndiwo zamasamba, ndipo zimenezi zimawonjezera mphamvu ya zakudya zathanzi.

Medicaid

Medicaid akupereka nkhani zaumoyo kwa mamiliyoni a Aamereka, kuphatikizapo achikulire, ana, akazi apakati, achikulire, ndi anthu olumala oyenerera kulandira ndalama zochepa.

Kupulupudza

Medicaid eligzible imasiyana kwambiri ndi boma. Mayiko ena awonjezera Medicaid pansi pa Affordal Care Act kuti athandize anthu onse achikulire ndi ndalama zopeza kufikira 138% ya mlingo wa umphaŵi wa boma. Mayiko ena ali ndi malamulo oletsa kwambiri, kuchepetsa kulembedwa kwa magulu ena monga ana, akazi oyembekezera, makolo, okalamba, ndi anthu olumala.

Kufunsira ku Medicaid, mungapite ku kampani ya inshuwalansi ya zaumoyo ya boma lanu, kugwiritsa ntchito bungwe lanu la boma la Medicaid, kapena kugwiritsa ntchito pamene mupita kuchipatala kapena kuchipatala. Mayiko ambiri alemba pulogalamu yofunsira, kulola mafomu a pa Intaneti ndi zolinga za kugwiritsa ntchito kompyuta.

Mapindu Oipa

Médicaid akuphatikizapo mautumiki osiyanasiyana a zaumoyo, kuphatikizapo kupita kwa dokotala, kuchipatala, mankhwala operekedwa ndi dokotala, chisamaliro cha mankhwala oteteza matenda a maganizo, mankhwala osokoneza bongo, ndi chithandizo chanthaŵi yaitali. Mautumiki apadera opimira matendawa angasiyane ndi boma, koma maprogramu onse a boma a Mdicaid ayenera kukwaniritsa mapindu ena oyenerera.

Kwa ambiri amene amapindula ndi Medicaid, palibe ndalama zimene amalipira, ndipo ndalama zolipirira (malipiro ndi zopinga) n’zochepa kapena sizipezeka.

Medicare

Makina a inshuwalansi a zaumoyo amapita kwa anthu a zaka 65 ndi achikulire ndiponso kwa achinyamata ena amene ali ndi vuto lolumala.

Mbali za Nyengo

• Par A (Inishuwansi ya Hospital) : imabisa m'chipatala chodwalira, chisamaliro cha akatswiri, chisamaliro cha ku Hospice, ndi chisamaliro cha zaumoyo cha panyumba
• Par B (Inishuwalensi) [1]: Amaphimba maulendo a dokotala, chisamaliro chapanja, mautumiki otetezera, ndi ziŵiya zamankhwala
• Par C (Mapindu): Makonzedwe a inshuwalansi aumwini amene amapereka Gawo A ndi Part B, kaŵirikaŵiri kuphatikizapo kulembedwa kwa mankhwala
• Part D (Pregin Drug Covergage) : Kumathandiza kulipirira mtengo wa mankhwala a dokotala

Kulembetsa M’gulu la Adikisi

Anthu ambiri amalembetsedwa modzifunira mu Medicare chigawo A ndi chigawo B pamene akwanitsa zaka 65 ngati alandira kale mapindu a Chisungiko cha Anthu. Ngati simulandira Chisungiko cha Social, mufunikira kusaina kuti mufikire ku Medicare mkati mwa Nyengo Yanu Yoyamba ya Kulembetsa, imene iyamba miyezi itatu mwezi wanu wa 65 usanafike.

Magawo C ndi D, muyenera kulembetsa mwakhama panthaŵi yapadera ya kulembetsa. Kulephera kwa masiku olembetsa kungapangitse kuti anthu alandire chilango chapanthaŵi yotsala, choncho nkofunika kwambiri kuzindikira nthaŵi yolembetsa.

Ntchito Yosankha Nyumba

Chigawo Chosankha Nyumba Voucher Program, chodziŵika kwambiri monga Chigawo 8, ndicho programu yaikulu ya boma yothandizira mabanja opeza ndalama zochepa, okalamba, ndi anthu olumala kuti akhale ndi nyumba zabwino, zachisungiko, ndi zaukhondo.

Mmene Programuyi Imagwirira Ntchito

Otengamo mbali m'programu ya kampani ya kampani apeza nyumba zawo, kuphatikizapo nyumba za banja limodzi, nyumba za tauni, ndi nyumba zogona. Nyumba ziyenera kukhala ndi miyezo yochepera ya thanzi ndi chisungiko. Banja limalipira 30% ya ndalama zake zosinthidwa mwezi uliwonse ku lendi ndi magetsi, ndipo ulamuliro wa nyumba umalipira zotsalazo kwa mwini nyumbayo mwachindunji.

Mabanja amatha kunyamula zinthu zambiri, ndipo zimenezi zingachititse kuti mabanja azipita kuntchito, kusukulu zabwino, kapena kuntchito.

Kulemba Mapeto Opangira Nyumba

Maseŵero a makampani osonyeza malo ogona amaperekedwa kwa akuluakulu a boma lakwawo (PHA). Chifukwa cha kusoŵa kwambiri ndi ndalama zochepa, ambiri a PH ali ndi ndandanda yoyembekezera yaitali ndipo nthaŵi ndi nthaŵi angatseke mpambo wawo woyembekezera kwa anthu atsopano. Pamene mandandanda oyembekezera atseguka, PH imavomereza mafomu anthaŵi yochepa.

Kukhoza kumachokera ku ndalama zimene anthu a m’derali amapeza, zimene siziyenera kupitirira 50 peresenti ya ndalama zimene amalandira m’manyuzipepala.

Inshuwalansi ya Ulova

Inshuwalansi ya ulova imapereka chichirikizo cha ndalama zopezedwa kwakanthaŵi kwa antchito amene amataya ntchito zawo popanda chifukwa cha iwo eni ndipo akufunafuna ntchito yatsopano mokangalika.

Ubwino wa Ulova

Kuti muyenerere inshuwalansi ya ulova, muyenera kukwaniritsa ziyeneretso zingapo:

• Simuyenera kuchotsedwa ntchito chifukwa cha vuto lanulo (osati chifukwa cha khalidwe lanu loipa kapena kusiyiratu ntchito mwa kufuna kwanu popanda chifukwa chabwino)
• Muyenera kuti munalandira malipiro okwanira mkati mwa nyengo yokulira (monga mwachidziŵikire nyumba zinayi zoyambirira za nyumba zisanu zomalizira za kalendala)
• Muyenera kukhala wokhoza kugwira ntchito, kukhala wopezeka pantchito, ndi kufunafuna ntchito mokangalika
• Muyenera kukwaniritsa zofunika za boma zowonjezereka

Kugwiritsira Ntchito Mapindu a Ulova

Muyenera kulemba inshuwalansi ya ntchito ya boma mwamsanga mukangoyamba ntchito, chifukwa chakuti phindu limene mumapeza likayamba mlungu uliwonse, osati mlungu umene ntchito yanu itatha.

Maboma ambiri amakulolani kulemba zimene mukunena pa Intaneti kapena pafoni. Mufuna kudziwa za ntchito yanu yaposachedwapa, kuphatikizapo mayina a abwana anu, maadiresi, ndi masiku a ntchito. Mukamaliza kulemba, mungafunikire kutsimikizira kuti mukupitirizabe kukhala ndi moyo mlungu uliwonse kapena mlungu uliwonse mwa kutsimikizira kuti mulibe ntchito ndipo mukufunafuna ntchito.

Pindulani ndi Kukhalitsa

Mapindu a ulova ngozikidwa pa malipiro anu apitawo, ndi boma lirilonse lili ndi njira yakeyake yoŵerengera mapindu a mlungu ndi mlungu. Maboma ochuluka amapereka mapindu a milungu 26, ngakhale kuti zimenezi zingasiyane. Panthaŵi za ulova wokulira, mapindu owonjezereka angakhalepo.

Thandizo la Kusamalira Ana

Kusamalira ana kumathandiza mabanja opeza ndalama zochepa kuti apeze chisamaliro chabwino cha ana kotero kuti makolo angapitirizebe ntchito kapena kulondola maphunziro ndi maphunziro.

Kulephera Kusintha Zinthu Ndiponso Mapindu Ake

Kuyenerera kwa chithandizo cha mwana kuli kozikidwa pa ndalama zimene banja limalandira, ukulu wa banja, ndi kufunika kwa chisamaliro cha mwana chifukwa cha ntchito kapena ntchito za maphunziro zovomerezedwa. Boma lirilonse limakhazikitsa malire ake a ndalama zopezedwa mkati mwa zitsogozo za boma.

Unyinji wa chithandizo chochokera ku ndalama zimene mabanja amapeza, mabanja olandira ndalama zochepa akulandira chithandizo chowonjezereka. Mabanja amalipira ndalama zoyendetsera ndalama potengera ndalama zimene alandira. Thandizolo lingagwiritsiridwe ntchito m'zipatala zosiyanasiyana, kuphatikizapo malo osamalira ana, nyumba zosamalira ana, ndipo nthaŵi zina, kusamalira achibale.

Kupempha Thandizo la Kusamalira Ana

Maprogramu a chithandizo cha ana amaperekedwa ku boma kapena ku mabungwe akwanu amene ali ndi udindo woyendetsa pulogalamu. Pitani ku ofesi ya boma lanu yothandiza mwana kapena pita pawebusaiti yawo kuti muphunzire njira zogwiritsira ntchito ntchito ntchito komanso kuti mukhale ndi zikalata zofunikira.

Ndalama Zowonjezereka ndi Mautumiki Ochirikiza

Kuwonjezera pa ntchito zikuluzikulu za boma, palinso zinthu zina zambiri zimene zingathandize anthu ndiponso mabanja.

Programu za Thandizo la Mphamvu

Komiti ya Zoror Inhome Home Energy Application Program (LIHEAP) imathandiza mabanja olandira ndalama zochepa kulipira zotenthetsa ndi zoziziritsa, ndipo imapereka chithandizo panthaŵi ya ngozi zamagetsi. Programu imeneyi imaperekanso mautumiki a kukonza nyengo kuti magetsi akhale oyenda bwino ndi kuchepetsa mtengo wa magetsi.

Masewera opanga mapulogalamu oonera malo pa nthawi inayake, nthawi zambiri amavomerezedwa m’nyengo ya chisanu nyengo yotenthetsa m’nyumba isanayambe.

Programu ya Moyo

Pulogalamu ya moyo wa anthu imapereka ndalama zochepa pa foni ndi pa Intaneti kwa anthu oyenera kulandira ndalama zochepa.

Kukhoza kumachokera pa ndalama zimene amapeza kapena kutenga nawo mbali m’maprogramu ena a chithandizo a boma monga SNAP, Medicaid, SSI, kapena Federal Public Howation Areplation. Mabanja oyenerera angalandire chibalo cha ndalama pa foni kapena pa intaneti, koma osati zonse ziŵiri.

Akazi, Ana, ndi Ana (WIC)

CHUMA CHA WIC chimathandiza azimayi opeza mimba, amayi atsopano, ndi ana osakwanitsa zaka zisanu.

WiC imathandiza kwambiri SNAP, kupereka chithandizo cha chakudya panthaŵi yovuta ya kukula. Kulephera kugwiritsa ntchito mankhwala otere kumachokera pa ndalama (kufikira 185 peresenti ya mlingo wa umphaŵi wa boma), kudwala, ndi kusamva kupweteka (pasadakhale, kubereka, kapena kuyamwitsa maŵere, makanda, kapena ana osafika zaka zisanu).

Zakudya za Sukulu Zaulere ndi Zochepetsedwa

Bungwe la National School Lunch Program ndi School Breakfast Program imapereka chakudya chaulere kapena chamtengo wapatali kwa ana oyenerera.

Kukhoza kumazikidwa pa ndalama zapanyumba, ana ochokera m’mabanja okhala ndi ndalama pa 130% kapena kutsika kwa mlingo wa umphaŵi woyenerera kudya kwaulere, ndi awo amene ali ndi ndalama pakati pa 130% ndi 185% ya mlingo wa umphaŵi woyenerera kaamba ka chakudya chamtengo wapatali. Ana ochokera m'mabanja kulandira SNAP, TANF, kapena mapindu ena ali oyenerera kaamba ka chakudya chaulere.

Anthu Odya Njuchi Amapindula

Department of Veterans Affairs imapereka mapindu ndi mautumiki osiyanasiyana kwa ozoloŵera ndi mabanja awo, kuphatikizapo chisamaliro chaumoyo, malipiro a kupunduka, maphunziro ndi maphunziro, ngongole zapanyumba, inshuwalansi ya moyo, ndi mapindu a kuikidwa m’manda.

Kukhoza kugwiritsa ntchito Va kumathandiza kwambiri ngati munthu wachita utumiki, wathanzi, wopunduka, ndiponso ndalama.

Thandizo la Tsoka

FEMA'PUCUPF GARP imapereka ndalama zowonjezereka ku boma, fuko, malo, ndi maiko, ndi mitundu ina ya maboma osapindulitsa aumwini kotero kuti anthu angavomereze ndi kuchira mwamsanga ku masoka aakulu kapena ngozi, ndipo pambuyo pa chochitika chonga mphepo yamkuntho, chivomezi, chivomezi kapena moto wa fulu, anthu afunikira chithandizo kuti atetezere ndalama zawo zochotsera zinyalala, njira zotetezera zamwadzidzidzi, ndi kubwezeretsa nyumba za anthu.

Thandizo la munthu aliyense payekha la thaka lathandizanso anthu okhudzidwa ndi masoka olengeza kuti achitika ndi nyumba za kanthaŵi, kukonza nyumba, ndi zinthu zina zowonongedwa pa ngozi.

Kugonjetsa Zopinga Zopezera Mapindu

Ngakhale kuti pali mautumiki a boma, anthu ambiri oyenerera amakumana ndi mavuto opezerapo phindu.

Kusoŵeka kwa Kusamala

Anthu ambiri sadziwa za mapulogalamu amene alipo kapena amaganiza kuti sangayenerere.

• Kugwiritsa ntchito zipangizo zoonera pa Intaneti kuyang’ana kuchuluka kwa mapulogalamu
• Pemphani mabungwe a zaumoyo a m’dziko lanu kuti akuuzeni zimene mukufuna
• Kufunsa mabungwe a zaumoyo, sukulu, ndi mabungwe a m’chitaganya ponena za zinthu zopezeka
• Kuchezera mawebusaiti a zolembapo zambiri monga Benifit. gov kapena USA.gov

Kucholoŵana kwa Mfundo Zogwira Ntchito

Kugwiritsa ntchito njirazi n’kovuta komanso kothandiza kudziwa nthawi.

• Pemphani thandizo ku mabungwe amene amathandiza anthu powapempha kuti awathandize
• Gwiritsani ntchito programuyo ndi mafunso mwachindunji musanaione ndiponso mkati mwa ntchito
• Sonkhanitsani mapepala onse ofunika musanayambe kugwiritsa ntchito
• Mukhoza kugwiritsa ntchito Intaneti popereka malangizo komanso pofufuza zinthu
• Musataye mtima ngati chiŵiya chanu choyamba chikanidwa [1] muli ndi kuyenera kwa kukopa ndipo mungafunikire kungopereka chidziŵitso chowonjezereka

Kuda Nkhawa ndi Kuda Nkhaŵa kwa Munthu Wamseri

Anthu ena amapewa kufunsira phindu chifukwa chonyozedwa kapena chifukwa chodera nkhawa zinthu zachinsinsi.

• Maprogramu ameneŵa alipo kuthandiza anthu panthaŵi zovuta — kuwagwiritsira ntchito n’kosachititsa manyazi
• Malamulo achinsinsi amateteza zinthu zanu
• Mabanja ambiri amagwiritsira ntchito maprogramu ameneŵa kwakanthaŵi pamene zinthu zasintha kapena zadzidzidzi
• Kulandira thandizo pamene muli ndi vutolo kungakuthandizeni kukhala wolimba

Mavuto a Chinenero

Anthu amene salankhula Chingelezi amavutika kupeza phindu.

• Ziŵiya zogwiritsa ntchito m’zinenero zambiri
• Ntchito yomasulira pa nthawi ya mafunso ndi yoika anthu paudindo
• Anthu ogwira ntchito m’maofesi akwawo amawononga ndalama

Musalole kuti zopinga za chinenero zikulepheretseni kutsatira. Pemphani chithandizo cha chinenero polankhula ndi maprogramu kapena pochezera maofesi.

Nkhani za Zoyendera ndi Zomwe Zikupezeka

Kupita ku maofesi kuti akafufuze mafomu ndi mafunso kungakhale kovuta kwambiri.

• Mafomu ofunsira pa Intaneti ndi mafoni
• Maofesi apamanja amene amayendera anthu
• Maola ambiri a mabanja ogwira ntchito
• Ziŵiya za m'makalata

Funsani ngati njira zina zoyendera ndizo zikukulepheretsani.

Ufulu ndi Udindo wa Olandira Ubwino

Kuzindikira zoyenera zanu ndi mathayo monga wolandiridwa wopindulitsa kumakuthandizani kutsimikizira kuti mumalandira chisamaliro choyenera ndi kusungabe kuyenerera kwanu.

Ufulu Wanu

Monga wofunsira kapena wolandira mapindu a boma, muli ndi kuyenera kofunika:

• Kumanja kugwiritsira ntchito[: Aliyense angafunsire mapindu, ndipo ma fomu ayenera kupangidwa panthaŵi yake
• Kuyenera kuchitiridwa mwachilungamo : Simungasalidwa chifukwa cha fuko, mtundu, chiyambi, kugonana, msinkhu, kupunduka, chipembedzo, kapena zikhulupiriro za ndale zadziko
• Kumanja kuchinsinsi : Chidziŵitso chanu chiyenera kusungidwa chinsinsi ndi kugwiritsiridwa ntchito kokha pa zifuno za programu
• Kumanja kwa womasulira [1]: Thandizo la chinenero liyenera kuperekedwa ngati kuli kofunika
• Kuyenera kuchita pilo : Ngati kufunsira kwanu kwakanidwa kapena mapindu anu achepetsedwa kapena kuthetsedwa, muli ndi kuyenera kwa kukopa chosankha
• Kumanja ku malo abwino ogona [: Anthu olumala ali ndi ufulu wokhala m'nyumba pofunsira ndi kukonzanso zikalata
• Kulunjika ndi chidziŵitso : Muli ndi kuyenera kwa kulandira chidziŵitso chomvekera bwino ponena za malamulo a pulogalamu, mapindu anu, ndi mathayo anu

Udindo Wanu

Pamodzi ndi zoyenera, palinso maudindo:

• Pulani chidziŵitso cholongosoka: Muyenera kupereka chidziŵitso chowona ndi chathunthu pa kugwiritsiridwa ntchito kwanu ndi mkati mwa kulembedwanso
• Kusintha kwa presence: Muyenera kusimba kusintha kwa mikhalidwe yanu monga momwe programu ikufunira
• Gwiritsirani ntchito ndi kutsimikizira : Muyenera kupereka zolembedwa zopemphedwa kutsimikizira kuti mukhoza kutsimikizira
• Gwiritsirani ntchito mapindu moyenerera: Mapindu ayenera kugwiritsiridwa ntchito kokha kaamba ka chifuno chawo
• Kugwirizana ndi zofunika za programu: Muyenera kufikitsa zofunika za ntchito, kupezeka pa mapangano, ndi kutsatira malamulo ena a programu
• Konsoletsani pa nthaŵi [: Muyenera kukonzanso chikalata chanu chisanathe nthaŵi ya chikalata isanathe kulandira mapindu opitirizabe
• Kulipirira malipiro[[FT:1] : Ngati mulandira mapindu amene simunayenere kutero, mungafunikire kuwabwezera

Mmene Zinthu Zimayendera

Ngati simukugwirizana ndi zimene mwasankha, mungakhale ndi ufulu wochita apilo ndipo nthawi zambiri:

• Kulemba chikalata cha apilo : Muyenera kulemba chikopa chanu mkati mwa frame ya nthaŵi yakutiyakuti, kaŵirikaŵiri masiku 30 mpaka 90 kuchokera ku deti la chidziŵitso
• mapindu opitira: Nthaŵi zina, mungapemphe kuti mapindu anu apitirize pamene apilo lanu liyandikira
• Kumva [1]: Mudzakhala ndi mwaŵi wa kupereka mlandu wanu kwa ofisala wakumva wopanda tsankho
• Kumasulira : Mukhoza kudziimira nokha kapena kukhala ndi winawake amene angaimire inu, monga loya, wochirikiza, kapena bwenzi
• Decision : Mudzalandira chosankha cholembedwa cholongosola zotsatira za apilo yanu
• zikopa zobwereza: Ngati simukugwirizana ndi chosankha cha makutu, mungakhale ndi kuyenera kwa kupitiriza kupempha

Musazengereze kukopa ngati mukhulupirira kuti chosankha ncholakwika. Mabungwe othandizira mwalamulo ndi magulu a amalonda kaŵirikaŵiri angapereke chithandizo chaulere ndi zifunsiro.

Kukonzekera Kupeza Zokwanira

Ngakhale kuti mautumiki a boma amathandiza kwambiri panthaŵi zovuta, maprogramu ambiri alinso ndi mbali zina zimene cholinga chake n’kuthandiza anthu olandira kuti azitha kudzithandiza kwa nthaŵi yaitali.

Maphunziro ndi Mwayi Wophunzitsa

Maprogramu ambiri othandiza amathandiza anthu amene alandira maphunzirowo kuti aphunzire bwino zinthu zimene zingawathandize kupeza ntchito yabwinopo.

• Maphunziro oyambirira a achikulire ndi kukonzekera
• Chingelezi monga makalasi a chinenero chachiŵiri (ESSL)
• Kuphunzitsa ntchito za manja ndi maprogramu a zikalata
• Maphunziro a ku koleji ya anthu onse
• Pa job
• Zombo zapamwamba

Kutenga nawo mbali m’maprogramu ameneŵa kungakuthandizeni kuwongolera maluso anu ndi kuwonjezera mwaŵi wanu wa kupeza ndalama, kukuthandizani kuchepetsa maprogramu a chithandizo.

Ntchito

Maprogramu a kukonza ntchito amathandiza anthu kupeza ntchito zosiyanasiyana, kuphatikizapo:

• Kupereka malangizo ndi kupenda ntchito
• Pezani thandizo la m’ntchito
• Phunzirani kulemba ndi kufunsa mafunso
• Ntchito yogaŵira anthu ntchito
• Mautumiki ochirikiza monga chithandizo cha m’galimoto ndi zovala za ntchito

Malo a ku America a Ntchito, omwe ali m’dziko lonselo, amathandiza anthu onse ofuna ntchito kuti azilandira ntchito zimenezi kwaulere.

Mautumiki Osamalira Ndalama

Masiku ano, mapulogalamu ambiri amathandiza anthu kuti akhale ndi ndalama zambiri ndipo ena mwa mapulogalamu amenewa ndi:

• Maphunziro a zachuma ndi kulangiza
• Kugwiritsa ntchito ndalama
• Maprogramu omanga a ngongole
• Kusunga maprogramu, kuphatikizapo maakaunti a ndalama
• Kulinganiza mipata yokulitsa

Kupeza ndalama ndiponso chuma kungakuthandizeni kuti mukhale ndi chuma chochuluka.

Chichirikizo Chapadera

Maprogramu ambiri amazindikira kuti kutaya mapindu mwadzidzidzi pamene ndalama zowonjezereka zingapangitse kulephera kugwira ntchito.

• Madesiki angapitirize kwa nyengo yaitali pambuyo pa malipiro chifukwa cha ntchito
• Thandizo la kusamalira ana lingapitirize ndi ndalama zowonjezereka zolipirira pamene ndalama za mwana zikuwonjezereka
• PALI mapindu a SNAP pang’onopang’ono pamene ndalama zimawonjezereka mmalo mwa kutha mwadzidzidzi

Kuzindikira zichilikizo zimenezi za kusintha kungakuthandizeni kulinganiza njira yanu yodzikhutiritsa popanda kuwopa kutaya mapindu owopsa mofulumira.

Maprogramu Apadera a Boma ndi Kusiyana kwa Zinthu

Ngakhale kuti mabungwe ambiri amapereka ndalama zothandizira anthu, mayiko amathandiza kwambiri pochita mapulogalamu ndiponso angathandize kwambiri boma.

Boma Linawonjezera Maprogramu

Maboma ambiri amawonjezera maprogramu a boma okhala ndi mapindu owonjezereka kapena owonjezereka. Mwachitsanzo, maboma ena amapereka ndalama zowonjezereka za SSI kuposa za boma, amapereka maprogramu a zaumoyo ovomerezedwa ndi boma kwa anthu amene sayeneretsedwa kaamba ka Medicaid, kapena kupereka chithandizo chowonjezereka cha nyumba kuposa maprogramu a boma.

Maprogramu a Boma Okha

Maboma angagwiritse ntchito maprogramu a ndalama zonse zoperekedwa ndi boma kuti athandize anthu amene akuwaderawo, monga mapulogalamu a chithandizo chamwadzidzidzi, ngongole za ndalama zimene boma limalandira, kapena maprogramu apadera osamalira anthu ena.

Kupeza Chidziŵitso Chapadera cha Boma

Kuti mudziwe zambiri zokhudza mapulogalamu amene alipo m’boma lanu:

• Pitani pa webusaiti ya boma lanu komanso pa dipatimenti ya mautumiki a anthu
• Pitani ndi ndandanda ya chidziŵitso ya boma lanu ya 211
• Pitani ku maofesi othandizira anthu a m’dera lanu
• Mabungwe a zamalonda m’dera lanu
• Fufuzani ndi mabungwe akomweko osapanga phindu amene akutumikira mabanja olandira ndalama zochepa

Kupeza Thandizo la Mafomu ndi Mafunso

Simungagwiritse ntchito njira yothandizira nokha. Zinthu zambiri zilipo kuti zikuthandizeni kumvetsa mapulogalamu, mafomu onse, ndi kukonza zinthu.

Mabungwe Ogwirizana ndi Anthu

Mabungwe a m’dera lanu amene sapeza phindu akhoza kukuthandizani kwaulere popempha thandizo.

• Sankhani maprogramu amene mungakhale oyenerera
• Kusonkhanitsa zikalata zofunika
• Ziŵiya zokwana
• Konzekerani kufunsa mafunso
• Muzithetsa mavuto anu ndi kupindula
• Chilengezo chinakana kufunsira

Mabungwe a Aid Alamulo

Mabungwe alamulo othandizira anthu osoŵa amapereka chithandizo chaulere kwa anthu olandira ndalama zochepa, kuphatikizapo kuthandiza pa nkhani za phindu.

Makonzedwe Opereka Uphungu Amapindula

Maprogramu apadera opereka uphungu alipo kwa anthu ena. Mwachitsanzo, ngalande zapamadzi zimapereka chithandizo chaulere, chaulere, chimodzi pa chimodzi kwa Medicare opindula, mabanja awo, ndi osamala, kuwapatsa mphamvu ya kupanga zosankha zodziŵika ponena za kukambitsirana kwawo ndi chisamaliro. Maprogramu a uphungu ofananawo alipo kwa anthu opunduka, odziŵa ntchito za usilikali, ndi magulu ena.

Malo Opangira Zinthu pa Intaneti

Mawebusaiti ambiri amafotokoza za ubwino wa boma:

• . . . . gov [FLT : : Kufufuza maprogramu opindulitsa a boma ndi chiŵiya chopezera
• [FLT .USA.gov : Chitsogozo chalamulo ku chidziŵitso cha boma ndi mautumiki
• Mawebusaiti-ayenereji a programu: Programu yaikulu iliyonse ili ndi webusaiti yakeyake yokhala ndi tsatanetsatane wa chidziŵitso
• Mawebusaiti a boma adziko: Chidziŵitso chonena za maprogramu-achindunji a boma ndi mmene mungagwiritsire ntchito

Mizere Yotentha ndi Yothandiza

Maprogramu ambiri amapanga mapulogalamu otentha kumene mungafunse mafunso ndi kupeza chithandizo:

• : Kugwirizanitsa inu ndi ziŵiya za kumaloko ndipo kungapereke chidziŵitso chonena za maprogramu opezekapo
• Sacial Security Administration: 1-800-772-1213
• [[MLT:0] Medicare : 1-800-MEDICARE (1-633-427)
• State imapindula ndi mapilo otentha : Boma lililonse limagwiritsira ntchito mapulogalamu otentha

Mfundo Yomaliza: Kuchita Zinthu Zina

Mautumiki a boma othandiza anthu ndi mabanja amathandiza kuti apeze zofunika zazikulu ndi kuti azichita zinthu zimene amafunikira. Pamene kuli kwakuti kuyenda pa maprogramu ameneŵa kungaoneke kukhala kolemetsa, kumvetsetsa zinthu zimene zilipo ndi mmene mungawapezere kungathandize kwambiri pa moyo wanu ndi pa moyo wa banja lanu.

Ngati mukuyang'anizana ndi mavuto a zachuma, kusatetezereka kwa chakudya, kusoŵa kwa thanzi, kusakhazikika kwa nyumba, kapena ulova, musazengereze kufufuza maprogramu a chithandizo opezeka. Maprogramu ameneŵa alinganizidwira kupereka chichirikizo cha kanthaŵi kovuta ndi kukuthandizani kumanga maziko kaamba ka kukhazikika kwa nthaŵi yaitali.

Kumbukirani kuti kufunsira mapindu ndiko kuyenera kwanu, ndipo kugwiritsira ntchito maprogramu ameneŵa sikuli chinthu chochititsa manyazi. Aamereka mamiliyoni ambiri amadalira pa mautumiki a boma chaka chirichonse, kuphatikizapo mabanja ogwira ntchito, anthu okalamba, anthu olumala, ndi awo amene amayang’anizana ndi zopinga zosakhalitsa.

Chitanipo kanthu lerolino ndi:

• Kugwiritsa ntchito zipangizo zamakono pofufuza kuti muone ngati mukusangalala pa mapulogalamu osiyanasiyana
• Kusonkhanitsa zikalata zofunikira kaamba ka zifunsiro
• Pezani ofesi ya nthambi ya kwanuko kapena pitani pawebusaiti yawo
• Kufikira mabungwe a m’chitaganya kaamba ka chithandizo cha mafomu
• Mwina mungayenerere kulowa mapulogalamu

Kuti mupeze thandizo la boma pamafunika kuleza mtima ndiponso khama.