Kumvetsa Amene Akufa Pokhoma Msonkho: Chifukwa Chake Tifunika Kukonza Zinthu

Malipi a msonkho amaikidwa ndi Internal Revenue Service (IRS) ndipo nkofunika kumamatira ku malamulo a boma ndi a msonkho. Kulephera kufika pa deti kungayambitse chilango chimene chimakula mofulumira, kusintha chikalata cha msonkho kukhala cholemetsa cha ndalama. Nzika iriyonse iyenera kumvetsetsa osati kokha masiku aakulu komanso nyengo zachisomo, malamulo owonjezera, ndi nyumba za chilango zimene zimatsatira.

Dongosolo la misonkho limagwira ntchito pa maziko a malipiro a munthu, kutanthauza kuti muyenera kukhoma msonkho pa ndalama zimene mumalandira m’chaka chonse. Ichi nchifukwa chake kuyerekezera msonkho ulipo kwa awo amene salephera kukwaniritsa malire ameneŵa kungatsogolere ku kulephera kupereka chilango cha pa mlingo wa ndalama, ndi zilango za chiwongola dzanja zimene zimawonjezereka tsiku ndi tsiku. Kupitirira mtengo wa ndalama, wosagwirizana ndi malamulowo kungachititse kuŵerengera, mayeso, kapena ngakhale kuweruza kwaupandu m’nkhani zowopsa.

Wotsogolera wodziŵa zonse ameneyu akukwaniritsa nthaŵi yaikulu ya misonkho ya munthu aliyense payekha, makampani, ndi anthu olembedwa ntchito, akumafotokoza zilango zimene mungalandire ngati mwawaphonya, ndipo akukupatsani njira zogwira ntchito zokhalirabe omvera ndi kuchepetsa ngozi yanu.

Anthu Onse Ayenera Kudziŵa Msonkho

Msonkho Umodzi ndi Umodzi Ubwereranso

Nthaŵi yodziŵika bwino kwambiri ndiyo April 15 , deti loyenerera lobwezera msonkho wanu wa malipiro (FOR 1040) ndi kulipira misonkho iriyonse yobwerekedwa. Ngati April 15 agwa pa mlungu kapena holide yalamulo, nthaŵiyo ikupita ku bizinesi yotsatira. 2025 , deti lomaliza ndi April 15, 2025.

Ngati mufuna nthaŵi yowonjezereka yosonkhanitsa zolembedwa kapena kukonzekera kubwerera kwanu, mungapemphe kufutukulidwa kwa mwezi kwa 6 m'mwezi mwa kukonza Form 4868 [1]. Zimenezi zimatumiza deti lakuikizira kwa [[FLT]] [. Chonde, dziŵitsani kuti kuwonjezera nthaŵi yofikira kujambula ndi yowonjezera nthaŵi yopereka. Muyenera kuyerekezera msonkho wanu ndi ndalama iliyonse yofunikira pa April 15 kuti mupeŵe kulephera kubwezera.

Oyerekezera Kufa kwa Msonkho

Ngati muli ndi ntchito zanu, womasuka, kapena simulandira ndalama zopitira (monga ngati malipiro a lendi, mapindu, kapena kupata ndalama zamalikulu), mufunikira kulinganiza ndalama za msonkho. IRS imakhazikitsa madeti anayi oyenerera chaka chilichonse:

  • April 15: Ndalama zoperekedwa kaamba ka malipiro olandiridwa mu January mpaka March.
  • [[ML:0] Juni 15: Ndalama za malipiro olandiridwa mu April ndi May.
  • SEPTEM 15: Ndalama za malipiro olandiridwa mu June mpaka August.
  • January 15 wa chaka chotsatira: kupereka ndalama zopezera ndalama zolandiridwa mu September mpaka December.

Kuphonya nthaŵi iliyonse ya malipiro yoyerekezeredwa imeneyi kungatulukepo chilango chochepa, ngakhale ngati potsirizira pake mukhoma misonkho yonse yofunikira pofika April 15. Chilangocho chimaŵerengeredwa malinga ndi unyinji wa malipiro otsika ndi utali wa nthaŵi imene chimakhala chosalipiridwa.

Mabungwe ndi Mabizinesi Ofa

Makampani amayang'anizana ndi makonzedwe awo a masiku. [[FLT: 0] Makampani a C [FLT :1] ayenera kujambula 1120 ndi pa March 15 (kapena 15 mwezi wachitatu pambuyo pa kutha kwa chaka cha madeti). [[FLT] .] . [FLT]S ] ndi [makampani] [[FLT:]] ndi "fayilo pa March 15.

Olemba ntchito ali ndi madeti owonjezereka a misonkho amene amachitidwa mwezi uliwonse kapena kaŵiri pa mlungu, malinga ndi ukulu wa mpukutu wa malipiro. Kulephera kusungitsa misonkho ya pa pepala panthaŵi yake kungachititse chilango cha kubwezeretsa ndalama, chimene chingayeneredwe mwaumwini motsutsana ndi maofesala a thayo.

Chilango cha Kusoŵeka kwa Anthu Ofa Msonkho

IRS imakhazikitsa mitundu ingapo ya zilango, iriyonse yolinganizidwa kulimbikitsa kuikizira ndi kulipirira panthaŵi yake. Chofala kwambiri ndicho chilango cha kulephera kugula ndi chilango cha kulephera, ndi chilango cha kulipira. Kuwonjezerapo, chiwongola dzanja cha chilango chilichonse ndi misonkho kuchokera ku tsiku loyambirira loikizira kufikira ndalamazo zitalipiridwa zonse.

Kulephera Kupita ku Maspeare

Ngati simumakonza madeti a kubwerera kwanu pa deti loyenerera (kuphatikizapo kufutukula), chilango ndicho 5% ya msonkho wosalipidwa wa mwezi uliwonse (kapena mbali ya mwezi) kuti kubwererako kwachedwa, kufika ku ukulu wa 25% ya msonkho wosalipidwa. Msonkha umenewu umazikidwa pa unyinji wa msonkho umene sukhala wolipidwa pambuyo pa deti loyenerera.

Ngati kubwerera kwanu kuli koposa masiku 60 kuchedwa , chilango chochepera ndicho cha $435 (kubwezeranso pa 2025) kapena 100% ya msonkho wosalipidwa. Kuchepa kumeneku kumagwira ntchito ngakhale ngati simuli ndi ngongole, ngakhale kuti IRS ingalipirire kaamba ka chifukwa chabwino.

Kulephera Kulandira Malipiro

Ngati mupala matayala pa nthaŵi koma simulipirira ndalama zonse zofunikira, mudzapatsidwa chilango cha kukalipitsa 0.5% pa mwezi ya ndalama zosalipidwa, komanso yoperekedwa pa 25% ]. Mlandu umenewu umagwira ntchito kuyambira pa deti loyenera kufikira msonkho utaperekedwa wonse.

Pamene zilango zonse ziŵiri zigwira ntchito mwezi umodzi, chilango cha kulephera kubwerera ku Fayili chimachepetsedwa ndi kulephera kulipira, chotero chilango cha mwezi ndi mwezi chiri 5% [ (4,5% ku kulephera + 0.5% ku kulephera-kulipira). Pambuyo pa kulephera ku kulipira kwa "failo" pa 25%, kulephera kulipira chilango kumangopitiriza pa 0.5% mwezi kufikira kukhoma.

Kupatsidwa Msonkho Woŵerengeredwa

Opereka msonkho amene amalephera kupereka ndalama zokwanira za msonkho angalipidwe chilango chochepa. Chilangocho chimaŵerengeredwa kugwiritsira ntchito pulogalamu ya 2210 ndipo kaŵirikaŵiri nchofanana ndi chiwongola dzanja cha boma chachiwonkhetso chokwana pafupifupi [1] [1] maperesenti 3 , ophatikizidwa tsiku ndi tsiku. Muli malamulo otetezedwa: simunayang'anizana ndi chilango ngati mupereka pamlingo wa ndalama zanu [[[FLT:] [[4]] [FLT] [1] [12] ya chaka chamakono] kapena [[FLT:] 100] [FF:7] [FL:]

Maliwongo Ena

IRS imaika zilango zowonjezereka za kuswa malamulo, kuphatikizapo:

  • Kusintha kwa lamulo: 20% ya malipiro ochepera chifukwa cha kunyalanyaza, kuchepa kwa ndalama, kapena kulephera kumasulira bwino.
  • Upo wokwanira: 75% ya malipiro otsika ochititsidwa ndi chinyengo.
  • Kubwereranso kwa Furnish Ibisobanuro: Zilango za mafomu W24, 1099, ndi zina zolakwika.
  • Tsembeka pa Ndalama Zobwezedwa: [[FT:1] 100% ya misonkho yandalama yosalipiriridwa (Chisungiko, Medicare, ndi msonkho wa malipiro womanidwa kwa antchito) zingayeneredwe kwa anthu athayo.

Chikondwerero pa Kulandira Malipiro ndi Msonkho Wopanda Malipiro

Chikondwerero chimaperekedwa pa msonkho wosalipidwa uliwonse kuyambira tsiku loyambirira kufikira deti la kulipirira. Chiŵerengero cha chiwongola dzanja nchogaŵiridwa mwa chigawo chimodzi ndipo ndicho [[FLT: 0]] mlingo wachidule wophatikizapo 3% kwa anthu (kuwonjezera 6% ya makampani pa malipiro aakulu). Makiyiko a ndalama zolipiridwa tsiku ndi tsiku, chotero kuleza kwanu, kuwonjezereka kwa ngongole.

Mmene Mungapewere Kupatsidwa Msonkho Kapena Kuchepetsa

Fairasi Imafika Panthawi Yake Ngakhale Kuti Simungathe Kulipira

Sitepe lofunika kwambiri ndilo kukonza tsiku limene mubwerera (kapena deti lokwanira). Ngati simungathe kulipirira ndalama zonse, kopera ndi kulipira ndalama zambiri. Zimenezi zimaletsa chilango cha kulephera pa faira ndi kuchepetsa chilango cha kulephera kulipira ndi chiwongola dzanja. Mukhoza kupempha ndalama zolipirira ndi IRS.

Pemphani Chiwonjezeko

Ngati mufuna nthaŵi yowonjezereka kukonzekera kubwerera kwanu, kulembera Form 4868 pa April 15. Izi zimakupatsani kufikira October 15 kujambula. Kumbukirani: Mufunikirabe kupereka msonkho wanu woyerekezeredwa pa April 15 kuti mupeŵe chilango. Gwiritsirani ntchito 4868 kuŵerengera malipiro oyerekezeredwa ndi kuwapereka ndi kuwonjezera.

Sungani Makonzedwe a Kupereka Chopereka (Chipangano cha Kuikidwa)

Ngati muli ndi ngongole yonse koma simungathe kulipira, IRS imalonjeza zopereka. Online pauniversition mapangano (OPA) amakulolani kupanga mapulani achidule (kufikira masiku 180) kapena pangano la nthaŵi yaitali. Malamulo a ndalama kuchokera ku [$225 , ndipo muyenerabe kulipira chilango cha kulephera (0,5% pa mwezi) ndi chiwongola dzanja. Komabe, chilangocho nchotsika kuposa ngati mungonyalanyaza ngongoleyo.

Perekani Kachikwama Kopereka Mpando (Nthaŵi Yoyamba)

Chilango cha IRS chingabweze ngati muli ndi mbiri ya kumvera. Pansi pa Choyambirira cha Nthaŵi yoikidwiratu (FTA). Lamulo , mungapemphe kuchotsedwa kwa kulephera ku fano, kulephera, ndi kulephera kubwezera ngati:

  • Simunafunikire kukonzanso kapena kulandira chilango chilichonse cha zaka zitatu zamsonkho zisanachitike.
  • Munasunga zonse zimene munafuna panthaŵi ino.
  • Mwalipira kapena kulinganiza kulipira ndalama za msonkho zirizonse.

FTA ingagwiritsiridwe ntchito kamodzi kokha pa mtundu uliwonse wa chilango. Ngati simuyeneretsedwa, mungapemphebe kupempha chochititsa chomveka [[FLT: 0] (m., matenda, tsoka lachilengedwe, kapena kusakhalapo kosapeŵeka). Muyenera kulemba mafotokozedwe ogwirizana ndi mapepala ochirikiza.

Kusinthanipo Kapena Kupereka Malipiro pa Macheza

Kuti mupeŵe chilango chochepa, pendani kubweza kwanu ndi kulipirirani kuchiyambi kwa chaka. Gwiritsani ntchito Mtungo Woletsa Estator pa Intaneti kuwona ngati mufunikira kuwonjezera kulipidwa kwanu kapena kulinganiza ndalama zanu za msonkho. Kusintha mwamsanga kungapeŵetse kudabwa kwakukulu panthaŵi yamapeto.

Kufa kwa Msonkho ndi Kupatsidwa Mlandu

Maboma ambiri amatsatira masiku a boma koma angakhale ndi masinthidwe ochepa. Mwachitsanzo, maboma ena (monga California) amapatula ndandanda yoikizira okhoma msonkho oyambukiridwa ndi masoka. Ena ali ndi ndandanda yawoyawo ya malipiro. Zilango za boma kaŵirikaŵiri zimafanana ndi zilango za boma, koma ziŵerengero ndi kuchuluka kwake. Nkofunika kuyang'anira ndi ulamuliro wanu wa msonkho kapena kuchezera Kugwirizanitsa ALEATS kaamba ka mayanjano ku maofesi a boma a ndalama.

Ngati mukukhala m’boma lopanda msonkho wa ndalama (Alaska, Florida, Nevada, South Dakota, Tennessee, Texas, Washington, Wyoming), mufunikira kudera nkhaŵa kokha ponena za nthaŵi zoikidwiratu za boma.

Ziŵiya Zothandiza Msonkho

Kupereka malamulo a misonkho pa nthaŵi yake kungakhale kovuta, koma pali zinthu zambiri zimene zingakuthandizeni:

Maluso Othandiza Kukhalabe Othandiza Chaka Chonse

Zikumbutso za Kalendala Yonse Yakufa

Muzigwiritsa ntchito manambala a pa khalenda popanga madeti ofunika kwambiri: April 15, June 15, January 15, 15 (kuyerekezera msonkho).

Sungani Mbiri Yolondola Chaka Chonse

Sungani ndandanda ya ndalama zimene mumalandira, zowonongedwa, ndi malisitisi. Gwiritsani ntchito pulogalamu ya accounting kapena pulojeti yosavuta kutengera ndalama zimene mumalandira pa chigawo chimodzi ndi chimodzi ndi kuyerekezera ndalama zimene mumalandira. Mabuku abwino athandiza kuti zikhale zosavuta kulemba pa nthawi yake ndi kuchepetsa ngozi ya zolakwa zimene zingayambitse chilango choyenera.

Ganizirani Zolinganiza Zopereka Zongochitika

Ngati muyembekezera kulinganiza kwa chaka chirichonse, lingalirani kusintha kapena kulembetsa m'dongosolo la IRS Pasure ya ndalama za msonkho zoyerekezeredwa. Mungapange malipiro obwerezabwereza kupyolera mwa Ndalama ya pa port, imene imakulolani kulipirira mwachindunji ku akaunti yanu ya banki popanda malipiro.

Ganizirani Msonkho Wanu Chapakati pa Chaka cha 31

Mu July kapena August, pendani ndalama zimene mumapeza ndi kulephera kulipira ndalama zambiri. Ngati ndalama zimene mumapeza zawonjezeka, mukhoza kulipira ndalama zinanso kuti musalandire chilango chochepa.

Zimene Mungachite Ngati Mwaphonya Mzera Wakufa

Ngati muzindikira kuti munaphonya nthaŵi yoikidwiratu, chitanipo kanthu mwamsanga. Tsalani kubwerera kwanu ndi kulipira ndalama zambiri monga momwe mungathere. Pamene mudikira kwanthaŵi yaitali, chilango ndi chikondwerero zimachuluka. Mutalemba, funsani IRS kuti mufotokozere:

  • File kubwerera kochedwa. [[FLT :1] Agwiritsira ntchito mitundu yofanana ndi imene mungafunikire kubwerera panthaŵi yake, koma phatikizani mawu ofotokoza kuchedwa.
  • [[MLT:0] Kulanga chibalo [[FT:1] ngati muli ndi chifukwa chomveka kapena ngati muyenerera chilango choyamba cha nthaŵi.
  • Manda a misonkho ngati simungakhoze kulipira mokwanira mkati mwa milungu ingapo.
  • Chezani zofunika za boma lanu [1] – maiko ambiri ali ndi njira zofanana zoikizira madeko.

Kumbukirani kuti IRS imapereka Malo Ololerana kwa okhoma msonkho amene sangathe kulipira ngongole yawo yonse ya msonkho. Imeneyi ndi njira yomalizira yofunikira kudziŵitsidwa mwatsatanetsatane za ndalama ndi kachidutswa [1] kapena malipiro a nthaŵi ndi nthaŵi.

Kumaliza

Mwa kudziŵa madeti ofunika kwambiri – April 15 kwa anthu a bizinesi, March 15, ndipo madeti anayi oyerekezera malipiro ndi kumvetsetsa dongosolo la chilango, mungapeŵe zophophonya zokwera mtengo. Masitepe osavuta monga ngati kukwaniritsa nthaŵi, kupempha kuwonjezera, kukhazikitsa mapulani a malipiro, ndi kusunga zolembedwa zolondola zingakusungitseni kukhala wokhazikika ndi kuchepetsa kupsinjika maganizo kwa zandalama.

Ngati muyang’anizana ndi chilango, dziŵani kuti pali njira: Kupereka ndalama kwanthaŵi yoyamba: kulipira ndalama padera, kudzetsa mpumulo, ndi kuchepetsa mapangano a ndalama kukhoza kuchepetsa kapena kuchepetsa vutolo. Gwiritsirani ntchito chuma chaulere choperekedwa ndi bungwe la IRS ndi makampani a zamaphunziro kuti mudziŵe. Mwa kukonzekera mosamalitsa ndi kuchitapo kanthu panthaŵi yake, mukhoza kuyendetsa dongosolo la misonkho ndi chidaliro.