Kukula kwa ma khowudi ndi chuma cha makompyuta kwasintha kwambiri zinthu, kuchititsa maboma padziko lonse kuti apange dongosolo loyendetsera zinthu. Mfundo yofunika kwambiri yotsogolera zoyesayesa zimenezi ndi yakuti kutsogolo, kumene kumatsimikizira kuti malamulo abwino ndi ooneka bwino. Kufunika kuti ntchito iliyonse ya boma imene ikukhudza anthu kapena makampani, makamaka amene amakhudza ufulu wa chuma kapena ufulu wa zachuma padziko lonse, itsatire njira zokhazikitsidwa zalamulo, kuphatikizapo chidziŵitso, kukonza mosakondera, ndi kupanga zosankha. M'nkhani za malamulo achinsinsi, kayendetsedwe ka udindo woyang'anira ndi kuteteza anthu ndi makampani oyendetsa chuma cha dziko. Nkhaniyi imafufuza mmene malamulo akwanitsidwira, kuyang'anira ntchito za m'tsogolo, ndi kuyang'anira zinthu zalamulo, ndi kuyang'anira zinthu za boma. Nkhaniyi imafufuza za m'tsogolo, ndi kuyang'anira zinthu zalamulo, ndi kuyang'anira, zikalata za m'tsogolo.

Kuzindikira Mayendedwe Oyenera Posintha

Malamulo oyenerera ndi malamulo okhazikitsidwa mwachilungamo, ofuna akuluakulu a boma kutsatira njira zokhazikitsidwa asanapereke malamulo kapena zilango. Imateteza anthu ndi mabizinesi ku zochita za boma. M'lamulo la boma, njira yoyenera kaŵirikaŵiri imaonekera mwa ndi makampani a malamulo oyendetsera malamulo, kumene mabungwe amafalitsa malamulo operekedwa, kupempha mfundo zapoyera, ndi kuyankha ndemanga zofunika kwambiri asanapereke malamulo omaliza. Chitetezo cha malamulo a boma chimenechi chimatsimikizira kuti malamulo si alamulo lalamulo lokha komanso kuti ali odziŵika bwino ndi malingaliro osiyanasiyana, amene makamaka amasulitsa kwambiri m'chigawo chofanana ndi chofalitsa mfundo zopekedwa mofulumira.

Maziko a Malamulo

M'maiko ambiri, njira yoyenerera imaikidwa m'lamulo. Imalamula kuti lamulo lililonse lokhudza ufulu kapena katundu liperekedwe mwa njira yolungama, kuphatikizapo chidziŵitso, kumva, ndi mwaŵi wa kuyankha. Ku United States, Malamulo a Fi5 ndi 14th Reformations amatsimikizira kuti palibe munthu amene adzalandidwa moyo, ufulu, kapena chuma chosachitidwa ndi lamulo. Administration Procedure (AA) amakhazikitsanso ziyeneretso zapadera za mabungwe a boma, monga ngati Sacrities ndi Exchange Commission (SEC) ndi Commotionsss Reasure amvere (FC)). [Imodzi ndi mapangano ena oyenera kuperekedwa.]

Chiyambukiro pa Kusintha kwa Kulira

Kugwiritsira ntchito njira yoyenerera ku malamulo achinyengo kuli ndi mapindu ndi zitokoso ziŵiri. Ilo limatsimikizira kuti malamulo sali ongopeka, ochirikiza chidaliro pakati pa ogwiritsira ntchito ndi oikizira. Komabe, kufulumira kwa zinthu za magetsi kaŵirikaŵiri kumatsutsana ndi njira zamwambo zalamulo, zimene zingakhale zochedwetsa ndi zolemetsa. Chiyambukiro cha njira yoikidwiratu chingawonekere ku milingo ingapo yambiri: kukhazikitsa malamulo, kusungitsa, ndi kukhazikitsa kapena kulembetsa.

Kulamulira ndi Kukhala ndi Mbali Pagulu

Mabungwe a boma amafunika kuti mabungwe apereke mwayi wothandiza anthu asanatsatire malamulo otsatizana. M'malo ovuta kugwiritsa ntchito, zimenezi zachititsa kuti pakhale nyengo zambiri zokambirana. Mwachitsanzo, malamulo a a bungwe lofuna kusunga zinthu zamakono anaphatikizapo nyengo ya mayeso 60, imene anthu a makampani, makampani a malamulo, ndi magulu a anthu olankhulana ndi otsatsa malonda anatumiza ndemanga. Mofananamo, ma Sacrities ndi Amalonda (EM) anatsogolera kufufuza kosiyanasiyana kwa anthu panthaŵi ya ku Crypto Regateption (MKI), kulola anthu opanga malonda kukonza njira imeneyi ya za mabizinesi.

Kukakamiza Machitidwe ndi Njira Yoyenerera

Pamene oyang'anira abweretsa ntchito zauchigaŵenga zotsutsana ndi mabizinesi achinyengo kapena anthu, njira yoyenerera imafunikira kuti alandire chidziŵitso chomvekera bwino cha kuswa malamulo, kumvetsera bwino pamaso pa wopanga chigamulo wopanda tsankho, ndi kuyenera kupereka umboni ndi kudutsa kwa antimine. Kusungitsa kwa lamulo lotsutsana ndi makampani onga Ripple Labs ndi Coinbase kwagogomezera kusamvana pakati pa njira yoyenerera ndi njira ya kulinganiza kwa bungwelo. M'malamulo a bungwelo amafuna kuti apezeredwe a ndandanda ya masamu ya ndandanda a masamu. [[FLT: 0] . Rible Labs [1] Mlabs , kaya SECC imaonetsa kuti kugulitsakoleza zinthu. Woweruza anagogomezera kuti njira ya malonda a malondawo a malondawo atha kulongosolanso mfundo za malonda. Woweruza milanduyo anagogomezera kuti [F.]

Kukonza Malamulo a Malamulo ndi Kulemba

Maboma ambiri amafunikira kusinthana kwachinsinsi, osunga, ndi opereka ena a chuma kuti apeze malaisensi. Malamulo akulamula kuti zigamulo zipangidwe motsatira mfundo zomveka, zopezeka poyera ndi kuti ofunsira alandire zigamulo zapanthaŵi yake. Mwachitsanzo, mapulogalamu a ku New York a BitLicensenense adasulizidwa chifukwa cha njira yake yopangira mapulogalamu oonekera bwino, kutsogolera ku kuswa malamulo. Mosiyana ndi, . SAPUTAIS’S’STAIRTY Authority of Singapore (MAS) apanga mbiri yabwino ya maluwa oonetsa mabwana okongola pansi pa madesikishoni, kufalitsa malangizo ndi kuyendetsa zochitika za nthaŵi zonse. Kusintha kwa malonda kumeneku kukhudzana kwapadera kwa malonda ndi kuyendetsa malonda.

Kufufuza Maupandu m’Nthaŵi Yomwe Ayenera Kuchitika ndi Kubwereranso kwa Magazi

United States: Kukhazikitsa ndi Kukakamiza

Zigawo ndi Exchange Commission zagwiritsa ntchito njira yoyenerera popanga malamulo, zikumafuna kuti pakhale nyengo zonena za anthu asanagwiritse ntchito malamulo atsopano pa zinthu za manambala. Komabe, SEC yakhalanso ndi kutsutsidwa chifukwa cha "kukhazikitsa lamulo", kumene imabweretsa zochita zotsutsana ndi mabungwe popanda kukhazikitsa malamulo omveka. Mu 2023, SEC inayambitsa mafotokozedwe atsopano a "Inter" amene angaphatikizepo malamulo oyenerera (Defi) malamulo, kuyambitsa nyengo yopereka ndemanga yolimba. Poyankha ntchito yofunikira, magulu angapo a makampani apempha SEC kuti ayambe kupanga malamulo ogwirizana ndi masamu a manambala. Kusoweka kwa malamulo omveka bwino a makhoti a malamulo ofufuza nkhani za malamulo kuti agwiritse ntchito pa nkhani za milandu, kuyambitsa kusatsimikizira.

Yuropu Union: Malonda mu Crypto- Assets (MiCA)

Maketi a EU's Markts in Crypto-Assets (MICA) amagogomezera malamulo a kuonekera kwa kuonekera ndi pangano la anthu opanga pangano, mogwirizana ndi malamulo oyenera. MiCA adayambitsidwa mwa njira ya malamulo ya zaka zambiri yokhudza European Commission, European Palamenti, ndi Council, ndi kukambirana kwa anthu. Imaphatikizapo makonzedwe a kukhazikitsa malamulo a ntchito zapadera za ntchito, ofuna maulamuliro oyenerera kukonza zinthu zoyendera bwino kuti apange zosankha zoyendera nthaŵi ndi kupereka zifukwa zokanirana ndi njira zawo zatsopano. MiCA imakhazikitsanso kuyenera kwa apilo loletsa kukonzanso malamulo. Mwa kuyendetsa njira yake yomanga nyumba, MiCA cholinga chake kupanga malo ogwirizana kuti alinganizike ndi chitetezo. Komabe, ntchito yovuta monga maulamuliro a dziko lapansi aluso amakono a kayendetsegulidwe ka kayendetsedwe kake kake.

Japan: Wolera Mwana Woyambirira Wokhala ndi Malicens Oyera

Japan linali limodzi la maiko oyamba kulamulira njira zoikizira ndi kuyang'anira kupyolera mu Lamulo la Opereka Mautumiki, lochitidwa pambuyo pa kugwa kwa MT. Gox. Kachitidweko kamafunikira kusinthana kuti alembetse ndi bungwe la Financial Service Agency (FASA) ndi kugwirizana ndi malamulo a mphamvu ya AML/KYC. FSA imatsatira njira yofunikira m'kupimira ndi kuyang'anira, kuphatikizapo pa kufufuza kolembedwa, machenjezo olembedwa, ndi mipata ya kubwezera chilango chisanakhazikitsiridwe. Njira imeneyi yakhala ndi chilolezo cholimbikitsa msika wosasinthasintha ku Japan, ngakhale kuti imachititsanso kuvomereza. Njira zofunikirazo zakhala zopimira kumbuyo kwa mayeso, ndi maonetsa osinthanitsitsa FSA, ndi njira zoyendera zoyendera zimene zilipo.

Singapore: Njira Yabwino Yoyendera Zinthu Moyenerera

Monetary Authority of Singapore (MAS) yadziika inde monga ulamuliro wotsogolera wa malamulo a zinthu za magetsi pansi pa Lamulo la Opereka ndalama. MAS ikufuna laisensi ya makampani a foni ya foni ndipo yafalitsa zitsogozo zatsatanetsatane za kuyenerera ndi zofunika zoyenerera, ndi miyezo yoyenerera. Njira yoperekera imaphatikizapo mbali ya ndemanga yapoyera ya masinthidwe a zinthu zamakono, ndipo MAS kaŵirikaŵiri amapereka zifukwa zomveka zokanira kapena kuchotsa. MakaS agwiritsira ntchito njira ya "fakesiboti" kaamba ka kusanthula zinthu zatsopano, zimene zimalola kuletsa zinthu zatsopano pamene zikutetezera otenga mbali. Chitsanzo chimenechi chatamandidwa kaamba ka kuwonekera kwake ndipo chakopa makampani ambiri ku makampani kuzungulira ku Singapore.

Zilumba za Cayman ndi Bermuda: Chitani Zinthu Moganizira za Udindo Woyang’anira Zinthu

Maboma aang'ono amene adziika okha monga malo a magudumu a anthu, monga ngati Cayman Islands ndi Bermuda, amagogomezeranso njira yoyenerera m'makonzedwe awo a kayendetsedwe ka zinthu. Makampani a palgital Asset Business amafuna kuti anthu apereke zikalata zothandizira kutsogolera ndi miyezo ya ntchito, ndi Bermuda Monetary Authority (BMA) yomwe ikutumiza laisensi pambuyo pofufuza mosamalitsa. BMA imapereka mayenso mayeso ovomerezeka ndi chidziŵitso chamwambo cha kusoŵa ndi mpata wothetsera vutolo lisanakanidwe. Zitetezero zimenezi zimathandiza kudalira anthu a mitundu yonse amene angaone kuti malamulo a m’mphepete mwalamulo ndi . Komabe, malamulo ameneŵa ayeneranso kuyendera mwamsanga kuopsa m'maindasitale yopanga makampani othamanga kwambiri.

Kusinthasintha kwa Zinthu Polankhula

Mosasamala kanthu za kufunika kwake, kugwiritsira ntchito njira yoyenerera m’mlengalenga wozungulira mofulumira kuyang’anizana ndi zopinga, zonga ngati:

  • Kufulumira kwa luso la zopangapanga: Kupanga malamulo kwamwambo kumatenga miyezi kapena zaka, pamene kuli kwakuti misika ya crypto ingasinthe m'masiku. Kuyembekezera ntchito yonse yokwanira kungatheketse kuwonongeka malamulo asanakhazikitsidwe.
  • Kusiyana kwa ulamuliro wa padziko lonse: Miyezo ya kukonzekera imasiyana kwambiri. M'maulamuliro ena a authoritarianism, ntchito zauyang'aniro nzachidziwitso ndipo sizioneka bwino, kupangitsa milingo yosagwirizana ya chitetezo kwa otenga mbali msika.
  • Lamulo la kugwirizanitsa ndi zinthu zatsopano: Zofunika zapamwamba kwambiri zingachedwetse kuloŵa m'masitolo ndi kuwonjezera mtengo, kuyambitsidwa kwa zinthu zokhoza kuyendetsa ku malo okhala osaikidwa bwino.
  • Kubisa ndi kupeka: Kachitidwe ka kuyenera kaŵirikaŵiri kamafunikira kudziŵa mapwando ndi kuwadziŵitsa, koma malonda ambiri ngopeka. Olamulira akuyesayesa kutumiza chidziŵitso kwa eni zikwama osadziŵika kapena mabungwe odziimira okha (DAOs).
  • Kugwiritsiridwa ntchito kwa 'Extrapritation: Pamene wolamulira wonga SEC alamulira mphamvu pa makampani a m'dziko lina chifukwa cha kulowa kwa opanga ndalama, njira yoyenerera imabuka ponena za kulungamitsidwa kwa malamulo aakulu pa maphwando amene sanayembekezere kulamulidwa ndi ulamuliro umenewo.
  • Kucholoŵana kwa magetsi: Kumvetsetsa madongosolo oyenerera, mapangano ochenjera, ndi makiniki a zidutswa zamagetsi kumafunikira chidziŵitso chapadera. Oyang'anira angadalire pa umboni wa akatswiri, koma chilungamo chachibadwa chimafuna kuti magulu akhale ndi mwaŵi wa kutsutsa zonena za luso la zopangapanga.

Kusintha kwa Makina

Kupita patsogolo, mabungwe ayenera kupeza njira zochirikizira ntchito yake pamene akuzolowera ku mavuto apadera a zipangizo zamakono. Izi zingaphatikizepo njira zosinthika kapena kugwirizana kwa mayiko osiyanasiyana kuti atsimikizire malamulo abwino padziko lonse. Zinthu zingapo zimene zikuchitika zikubwera:

Mabungwe a Madzi ndi Maprogramu a Oyendetsa Magalimoto

Oyang'anira mabungwe ambiri, kuphatikizapo UK Securial Inteal Authority (FCA) [FLT :1] ndi Australian Security and Investicements Commission (ASIC), tsopano amagwiritsira ntchito mabokisi a mchenga a agule omwe amalola makampani kuyesa zinthu pansi pa mikhalidwe yotsendereza. Mabokosi a mchenga ameneŵa akuphatikizapo njira zotetezera zonga zolembedwa, kupereka mathayo, ndi njira zotulukira. Sandboxs imapereka "doko lotetezereka" pokhazikitsa makompyutawo angaphunzire ndi kusintha malamulo ozikidwa pa chidziŵitso chenicheni cha dziko.

Kugwirizana Kokulirapo kwa Mitundu Yonse

Magulu onga Financial Action Task Force (FATF) ndi bungwe la padziko lonse la Security Commissions (IOSCO) akuyambitsa miyezo ya padziko lonse ya mfundo za crypto . Mwa kugwirizanitsa zoyembekezereka zoyenerera kumadera osiyanasiyana, zoyesayesa zimenezi zimachepetsa upandu wa kukhazikitsanso ndi kutsimikizira kuti otenga mbali za msika alandire machitidwe abwino mosasamala kanthu za malo. Mwachitsanzo, mfundo zokonzedwanso za FATIF's pa Asset zikuphatikizapo malangizo a mmene akuluakulu a boma ayenera kuperekera ziyenero zofunikira kutsogolera ndi kusungitsa ziyenerezo za AML/CFT m’njira yogwirizana ndi. Madongosolo apadziko lonse ameneŵa angatheketsenso kuvomereza kuvomerezana kwa machitidwe a kukonzanso.

Kugwiritsa Ntchito Zipangizo Zothandiza Kukonza Zinthu

Luso la zopangapanga la Blockchain lingagwiritsiridwe ntchito kuwongolera njira yofunikira. Mapangano ochenjera angapereke lipoti la bungwe loyang'anira, pamene madongosolo odziŵitsa oyenerera angathandizire kuchotsa vuto la machenjera a zipani zotchedwa psepse. Maboma ena akuyesa zipangizo zotsatizana zimene zimalola oyendetsa kuyang'anira malonda panthaŵi yeniyeni pamene akugaŵira njira zopimira. Zimenezi zingachititse machitidwe a kayendetsedwe ka zinthu kuzungulira ndi kudalira pa pulogalamu yapa positi.

Ayenera Kulankhula Kuti Defi ndi DaOs Achite Zinthu Mwanzeru

Malamulo ogwirizana ndi ndalama (Denteralfe) ndi malamulo odziimira okha (DAOs) akupereka mavuto odabwitsa chifukwa chakuti iwo alibe kuyenera kwalamulo ndi kupanga zigamulo zoyendera malamulo. Mabungwe akuyambira kuyambitsa mapulaneti ogwirizana. Mwachitsanzo, Wyoming DAO LLC imalola DAOS kulembetsa monga mabungwe alamulo, zimene zimawatheketsa kulowa m’magulu a zalamulo kudzera m'zochitika zamwambo. Akatswiri ena akutsutsana kwambiri ndi "produrationalialty", kumene mlingo wa njira yofunikira ndi mphamvu ya malamulo oyambukiridwa. Zimenezi zingalole kuti ayendetse njira za malamulo m'malamulo m'mikhalidwe yochepa. Zimenezi zikatheke kuti athe kukonza njira zosungira bwino za kuyang'zo kwa anthu omvera.

Kumaliza

Ntchito yotsatira idakali maziko a malamulo ovomerezeka, ndipo kugwiritsira ntchito kwake kwa ma psecydocurrecrenic ndi chuma cha makompyuta n’kofunika ndiponso n’kovuta. Zitsanzo za ku United States, European Union, Japan, Singapore, ndi maulamuliro aang'ono zimasonyeza kuti kulinganiza zinthu kukhoza kukhala ndi zinthu zatsopano pamene malamulo a dongosolo a kayendetsedwe ka zinthu ka kapangidwe ka zinthu kanapangidwa bwino. Komabe, cholinga chachikulu chimene munthu amakhala nacho, kufika padziko lonse, ndi kuchocholoŵana kwa zinthu zamakono n’zofunika kuti athe kukonzanso njira zamwambo. Mwakulolera, mgwirizano wa padziko lonse, ndi zipangizo zamakono, mapulogalamu angachirikize mfundo za kachitidwe ka zinthu pamene akuyang'anira bwino zimenezi. Cholinga lalikulu ndi malo kumene anthu opangana angagwiritsire ntchito mwachidaliro, kudziŵa kuti malamulo ooneka bwino, ndi otha kugwiritsa ntchito njira zothandiza kuchiritsa.

" Zofunika za kachitidwe kofunikira siziri zaluso kapena zokhwima, koma ziyenera kupangidwa mogwirizana ndi mtundu wa zikondwerero zimene ziri paupandu, maupandu a kusoŵa kolakwika, ndi chikondwerero cha boma pamtengo. Kulinganiza zinthu zimenezi m'nkhani ya malamulo achinsinsi adzalongosola mtsogolo mwa chuma cha magetsi.