Kuzindikira Mathayo Anu a Msonkho

Musanayambe kukonza misonkho yanu, nkofunika kukhala ndi kuzindikira bwino malamulo anu a msonkho. Udindo wanu umadalira pa malo anu oikidwiratu, malo a ndalama zimene mumalandira, ndi malo okhala. IRS imayembekezera anthu ndi mabizinesi kupereka lipoti la malipiro onse / kaya a malipiro, ntchito yodzigwirira, kuyendetsa ndalama, kapena kutsatsa ndalama popanda kuletsedwa mwachindunji ndi lamulo. Kulephera kusimba ndalama kungatsogolere ku chilango, chiwongola dzanja, ndipo ngakhale kuŵerengera ndalama.

Choyamba, tchulani zonse zimene zimayambitsa ndalama. Magulu ambiri amaphatikizapo W-2 malipiro a abwana, 1099-neC kuchokera ku ntchito yaulere, ndalama zolipira, phindu, chiwongola dzanja, ndalama zopeza, ndi almony . Ngakhale ndalama zochokera ku mapulatifomu a zachuma monga Uber kapena Airbnb n’zoyenera kulipira msonkho. IRS imamasulira ndalama zonse kukhala “ndalama zonse kuchokera ku gwero lililonse, [1] nthaŵi zonse zimalakwa pambali ya lipoti.

Chotsatira, dziŵani malo anu oikizira ndalama. Ziyeso zisanu . Kukhala Wosakwatira, Kusinthasintha, Mutu wa Banja, ndi Mtu wa Mkazi Wamphongo (air) [1] Kuchotsani msonkho wanu, ndalama zoikiziridwa, ndi kuyenerera kwa ngongole zina. Mwachitsanzo, Mutu wa Banja amafuna kuti mupereke ndalama zoposa theka la mtengo wa kusunga nyumba ya munthu woyenerera. Kusankha malo olakwika kungatulukepo kulipira ndalama kapena kulipira misonkhoma yotsika.

Pomalizira, zindikirani kuchuluka kwa misonkho imene imagwira ntchito ku gulu lanu lopeza ndalama. U.S. imagwiritsira ntchito njira ya msonkho yopita patsogolo yokhala ndi magudumu asanu ndi aŵiri (10%, 12%, 22%, 24%, 32%, 35%, ndi 37%). Ndi ndalama zimene zili m'gulu lililonse zimene zimakhomedwa pa mlingo umenewo. Kudziŵa mlingo wanu wa mzera kumathandiza kukonzekera (mge., ganizirani ngati mungapereke ku IRA kapena Roth IRA).

Kaamba ka chitsogozo chatsatanetsatane, sonyezani Chitsogozo cha IRS Msonkho wa Anthu Aumwini (Tsamba la IRS) [1] ndi Kufalitsa 501 [[FULT]] (PUB 501 – Fiking Statu].

Kusonkhanitsa Mabuku Ofunika

Mapepala a misonkho olondola amadalira pa mapepala athunthu ndi olinganizidwa. Yambani kusonkhanitsa mafomu, malisiti, ndi mawu asanafike nthawi yolemba.

  • Mapepala opezedwa: W-2 kuchokera kwa bwana aliyense, 1099-NEC kaamba ka ntchito yaumwini, 1099-INT kaamba ka chiwongola dzanja choposa $1099-ISV kupindula, ndi 1099-B ya kugulitsa. Pa malonda achinsinsi, mungalandire 1099-B kapena kufunikira kulengeza.
  • Makalata a Prequence ndi Occounting: Makalata kaamba ka zopereka zothandizira anthu (kash ndi osakhala a cash), zowonongedwa za mankhwala, chiwongola dzanja cha kubanja (Form 1098), boma ndi msonkho wa kumaloko (malisi a msonkho wa ndalama, W-2 kutseka), zowonongedwa za maphunziro (Fum 1098-T, 1098-E), ndi ndalama zowonongedwa za bizinesi ya ntchito zaumwini (m. g., ofesi, zopereka, mathirakiti).
  • Mabuku Aumwini: Nambala za Chisungiko cha Anthu kaamba ka inu, mnzanu, ndi odalira pa inu, limodzinso ndi kubwezeredwa msonkho kwa chaka chatha (kuyerekezera malipiro kapena zobweza).
  • Mafomu a Inshuwalansi ya Health: Mafomu 1095-A (Makonzedwe a Msika), 1095-B (wodzilemba ntchito), ndi 1095-C (kukwaniritsa ntchito yolembedwa). Chilango chalamulo chinachotsedwa kwa 2019 kumka mtsogolo, koma mufunikirabe kusimba.
  • [[MLT: 0] Chaka Chobwereza kapena Tchulani za Kupereka: [[FUL:1] Ngati muli ndi ngongole kapena ngati muli ndi chobweza, kumbukirani maakaunti anu a banki kaamba ka ndalama zenizeni kapena kupenda tsatanetsatane wa akhawunti ya magetsi.

Pogwiritsa ntchito pulogalamu ya mapepala monga Google Drive kapena Fockbox, tumizani mapepala olembedwa pa manambala kapena pa Intaneti.

Ngati mukuphonya W-2, lankhulani ndi abwana anu nthaŵi yomweyo. Ngati simulandira mu February, IRS ingathandize kupyolera mwa chiŵiya chake [[FLT: 0]. Ngati muli ndi mafomu 1099, woperekayo ayenera kuwapatsa pofika January 31.

Kusankha Msonkho Woyenera

Kapangidwe ka zinthu kamene mumasankha kakusonyeza mmene mumachitira lipoti ndalama zimene mumapeza, ndalama zimene mumalipira, ndalama zimene mumalipira, ndiponso mmene mungawerengere msonkho wanu.

  • FORm 1040 - - shogramu ya pafupifupi olemba msonkho onse. Imaphatikizapo malipiro, ntchito yodzifunira, mapindu, ndi mathayo ambiri. Ili ndi madeti ochepa kuposa 1040 wakale, koma mungafunikire mandandanda owonjezereka (Programu 1 kaamba ka ndalama zowonjezereka, Puninda A kaamba ka zoikizira, Schemily C kaamba ka phindu la malonda, Schemily D kaamba ka phindu la malikulu).
  • FORm 1040-SR[FL:1] – Inapangidwa kaamba ka achikulire (amene ali ndi 65 kapena kuposa). Ili ndi zolembedwa zazikulu ndipo imaphatikizapo tchati yapamwamba ya okalamba. Mafaelo ambiri opitirira 65 angagwiritsire ntchito mtundu umenewu ngakhale ngati ali ndi mikhalidwe yovuta.
  • FORm 1040-NR - - kwa alendo osakhala akhalidwe limene ali ndi ndalama zogwirizana ndi malonda kapena bizinesi ya U.S. ngati muli munthu wachilendo wokhala ndi khadi la biribiri la U.S. kapena kukhalapo kwabwino, mungakhale mlendo.
  • FORm 1040-X [FLT :1] - Igwiritsiridwa ntchito kutsitsa kubwerera kokhala. Ngati mupeza cholakwa pambuyo pa kukonza (m., kuphonya ndalama kapena kusimbidwa molakwa), muli ndi zaka zitatu kuchokera ku deti loyambirira lakulembetsa kuti mubweze.

Mabizinesi ndi anthu olembedwa ntchito angafunikirenso kulemba mafomu ena owonjezera (Fom 1040-ES). Ngati muli ndi antchito kapena ngati muli ndi S-Corp, kulemberani msonkho pa pepala.

Kuti mudziwe malo okhala (mlendo kapena wosakhala m’dzikolo), onani IRS Publication 519. Ngati ndinu nzika ya United States yokhala kudziko lina, mungalembebe m’mafaelo a Masamu 1040 ndi kunena kuti mukhoza kugwiritsa ntchito bungwe la Exclion (lotchedwa Foreign Excome).

Kwa okhoma misonkho ambiri, IRS imalimbikitsa kugwiritsa ntchito sefa yamagetsi (e-file) chifukwa imachepetsa zolakwa ndi kuthamanga. Gwiritsani ntchito IRS Free File ngati ndalama zanu zosinthidwa zili pansi pa $73,000, kapena gwiritsani ntchito mapulogalamu olipira monga TurboTax, H&R Block, kapena FreeTaxUSA.

Kudzaza Msonkho Mwapang’onopang’ono

Sitepe 1: Kambani Chidziŵitso Chanu Molongosoka

Yambani ndi dzina lanu, Nambala ya Social Security, adiresi, ndi mafashoni. Kuwirikiza kawiri kuti maina agwirizane ndi marekodi a Social Security . Makalata a IRmat ingachedwetse kutumiza kapena kuyambitsa. Ngati muli ndi mnzanu wa muukwati, phatikizani ndi zinthu zimene akudziwa. Ngati muli ndi mkazi, kulemberapo mayina awo, SSNS, ndi ubwenzi wawo ndi inu. Aliyense ayenera kukhala ndi SSN, ITIN, kapena ATIN kuti anenedwe.

Sitepe 2: Uzani Zotsatira Zonse

Kutumiza ndalama kuchokera ku zikalata zanu kupita ku mizera yoyenera. Pa malipiro W-2, gwiritsirani ntchito Bokosi 1. Pandalama za ntchito pa Shedynal C, perekani malisiti a ndalama zochepetsera ndalama zimene simunawonongerepo malonda. Kaamba ka chiwonkhetso ndi mapindu 1099, dziŵitsani ziwonkhetso za mafomu 1099 . Musaiŵale kuphatikizapo malipiro a ulova (Fm 1099-G), ntchito ya ajuli, kupambana kutchova juga, ndi ngongole iriyonse yokhululukidwa (Fm 1099-C).

Zophophonya zofala: Kupanga zitsulo zazing'ono za mbali (m., $500 kuchokera ku kumasula) kapena kutchula molakwika antchito kukhala omanga odziimira. IRS imapanga maluso 1099-neC ndi kubwerera kwanu. Ngati manambalawo sagwirizana, mungapeze kalata.

Sitepe 3: Anene Kuti Ziphunzitso ndi Unduna

Sankhani ngati mungafune kupereka ndalama zochepetsedwa kapena zoikizira. Ndalama zokwana 2024 ndi madola 4,600 kwa mafaelo amodzi, $200 pa mafaelo a ukwati pamodzi, $21,900 pa mutu wa banja. Ngati ndalama zanu zoyenerera (chiwongola dzanja chamwambo, misonkho ya boma, zopereka zaufulu, zowonongedwa za mankhwala zopitirira 7.5% ya AGI) kupitirira mtengo woyenerera, kugwiritsa ntchito Schemily A.

Malipiro ofala: Chiwongola dzanja cha ophunzira (kufikira $2,500), ndalama zowonongedwa ndi mphunzitsi (kufikira $300), ndalama zosungitsa ndalama zosungidwa zaumoyo, ndi zopereka za IRA . Ngongole nzofunika kwambiri chifukwa zimachepetsa ndalama za msonkho wa ndalama za desiki. Zomwe zili zofunikira: Kulandira Ndalama za Inhome Taxis (EITC), Child Poclation (Kufikira $2,000 pa Mwana aliyense), Child ndi Desikizo, American Observective Leasuretion Crective (chimalizopereka), ndi Chilo cha Savota cha Offentity (chikole)

Mfundo 4: Yesani Kuyamikira Msonkho

Gwiritsani ntchito ndalama za msonkho pa ndalama zanu zolipidwa (AGI chotsani ndalama zochepetsera msonkho). Gwiritsani ntchito magome a IRS Table Tables kapena Computation Works . Kuwirikiza kawiri pa pulogalamu ya masamu; pulogalamu imeneyi imagwira ntchito . Ngati muli ndi ndalama zodzigwirira ntchito, ŵerengerani msonkho wa SE (15.3% wa ndalama zimene mumalipira pa khomo) ndipo dziwani ngati muli ndi ngongole ya Khirisi (3% pa ndalama zimene mumalandira pamwamba pa mabainti a maseti) kapena Medicasus thi a .

Sitepe 5: Muzisankha Zopereka ndi Zosangalatsa

Chotsani ngongole iliyonse ndi malipiro amene mwapanga kale (kuchotsa W-2, malipiro a msonkho oyerekezeredwa, chaka chisanakwanitsidwe ku chaka chathachi). Chotulukapo chake ndi msonkho (ngati nkhongole, kapena kukongola) kapena kubwezedwa (ngati kuli bwino). Ngati ma decunds, sankhani ndalama zosungidwa mwachindunji kuti mupereke mofulumira. Mabanki ambiri amapereka ndalama zofulumira.

Kupenda ndi Kutsimikizira Kubwerera Kwanu

Asanagonjere, pendani mosamalitsa kubwerera konse. Kufufuza kwa IRS kukusonyeza kuti pafupifupi 20% ya zobwezera ziri ndi zophophonya. Nkhani zofala:

  • Mukusatsa SSNS yolondola [1] – DVD Imodzi ingachititse kubwerera kukanidwa.
  • Zophophonya zath[[FLT :1] – Makamaka poŵerengera chiwonkhetso cha mzera kapena msonkho kuchokera ku gome.
  • Kusintha ndandanda – Kuiŵala kugwirizanitsa ndandanda A, C, kapena D pamene kufunikira.
  • Nambala za akhawunti ya ku banki ya Wrong kaamba ka ndalama zoikizira kapena mwachindunji debit.
  • Sayina ndi deti – Mapepala abwezedwa ayenera kusainidwa ndi kulembedwa deti; e-filers iyenera kugwiritsira ntchito PIN (yosankhidwa chaka chapita kapena TP yochokera ku IRS).
  • Kusimba ndalama zimene amapeza – Mwachitsanzo, kusimba ndalama za malonda zamphamvu mmalo mwa phindu la khoka.

Gwiritsirani ntchito pulogalamu ya IRS yothandiza Kusunga Msonkho. Ganizirani kukhala ndi katswiri wa za msonkho kapena bwenzi lodalirika ngati simunatsimikizidwe. Ngati mugwiritsira ntchito pulogalamu, gwiritsani ntchito macheke onse olakwika. Mapulogalamu ambiri amapereka “chithunzi chakuya chimene chimagogomezera mbali zimene zachotsedwa.

Sungani kope la kubwerera kwanu, zikalata zochirikiza zonse, ndi chitsimikizo chakuti munasunga (nambala yovomerezedwa kapena lisiti yotumizira makalata). IRS ingakutumizireni chidziŵitso zaka zotsatira, chotero kusunganso zolembedwa n’kovuta( generees , isungitseni ndalamazo kwa zaka zosachepera zitatu (zaka zisanu ndi chimodzi ngati simunalembe ndalama zokwanira 25%).

Njira Zopimira: E-File v.

Muli ndi njira ziŵiri zazikulu zotumizira ku IRS: pa foni kapena papositi. Makompyuta amavomerezedwa kwambiri chifukwa chakuti ndi ofulumira, olondola kwambiri, ndipo amalandira chitsimikizo cha mwamsanga. IRS imachita ngati itapakidwa mafashoni imabwereranso m'masiku 21 (kapena ocheperapo pa mapulogalamu a pa kompyuta). Zinthu zambiri zaulere ndi zolipidwa zimachirikiza ifa.

Papepala sungachepe ndipo ikonso kulakwitsa. Ngati mutumiza pepala kubwerera, gwiritsani ntchito keyala yolondola yozikidwa pa mkhalidwe wanu ndi ngati muphatikizapo malipiro. Kukonza kungatenge milungu 6-8 kapena kuposapo. Kwa 2024, IRS imapatsanso woyendetsa ndege watsopano ya Chilengedwe m’madera ena, kukulolani kukonza ndi kujambula pa Intaneti mwachindunji ndi IRS . Perekani Webusaiti ya kuti muone ngati ili yosaoneka.

Ngati muli ndi ngongole, mungakhoze kulipira ndi khadi la ngongole (mwa malipiro a ngongole) kapena kupyolera mwa ndalama zochotsedwa (m’mabanki apadera) kubanki. Kwa awo amene sangakhoze kulipira ndalama zonse, IRS imapanga mapangano apadera . Koma chiwongola dzanja ndi zilango zikhoza kuwonjezereka. Samalani: kulipira ndi khadi la ngongole kungawononge ndalama zambiri zolipirira, chotero pendani mtengo wochepetsera ku chiwongola dzanja.

Kuzengereza ntchito ya msonkho ndi njira ina. CPAS, olembetsa, ndi maloya a msonkho angakonze zobwerera, kukuimirani pofufuza, ndi kuwapatsa malangizo. Komabe, tsimikizirani kuti wokonzayo ali ndi PTIN (Nambala Yachikwanekwane ya Msonkha) ndipo si “wokonzetsa. Inu ndinu amene muli ndi udindo wokonza kubwerera.

Ngati Mukhoma Misonkho: Ndalama Zolipiridwa ndi Kupeŵa Kupereka

Kukhoma misonkho kungakhale kopanikiza, koma muli ndi njira zoyendetsera malipiro ndi kupeŵa chilango chokwera mtengo. IRS imalamula kuti 0.5% ya malipiro a pamlingo wosalipidwa mwezi uliwonse, komanso chiwongola dzanja (chiŵerengero cha nthaŵi yochepa ndi 3%). Kuletsa wotchi ya chilango, kulipireni ndalama zambiri monga momwe mungathere pofika April 15.

Sankhani njira yolipirira:

Musanyalanyaze pepala la IRS. Ngati simungathe kulipira, lankhulani ndi IRS mokhazikika. Chiŵiya cha pa Intaneti Pline Penapareal Act chimakulolani kukhazikitsa makonzedwe popanda kuimbira foni. Pewani kulipira ngongole yaikulu kapena kulipira pa tsiku lochepa kuti mukhome msonkho; m’malo mwake, gwiritsirani ntchito ndandanda ya IRS yotsika kwambiri.

Kupeza Nthaŵi Yosangalatsa ndi Yothetseratu Vutolo

Ngati muli ndi ndalama zotsala, mwina mumafuna kukwera mtengo mwamsanga. Njira yachangu kwambiri ndiyo kugwiritsa ntchito IRS “Kodi Ndani Amene Ndingabwezere?” Chida (] chopereka chopereka cha pakhomo ). Mudzafunikira nambala yanu ya Social Security, malo ake, ndi ndalama zobwezedwa. Chiŵiyacho chimasintha kamodzi pa maola 24 alionse, kaŵirikaŵiri usiku.

Nthaŵi yoikidwiratu:

  • Ifayi yokhala ndi malo oikidwiratu – masiku 21 (maposita ambiri m'masiku 14-21).
  • Peji imabwerera ndi pepala lachindunji – 4 mpaka 6 milungu.
  • Peji imabweranso ndi cheke – 6 mpaka 8 milungu.
  • IS file ndi pepala cheke – masiku 21 kuphatikizanso nthaŵi yotumiza.

Kuchedwa kumachitika ngati chobwezeracho chili ndi zolakwa, ndizo zikalata zosowa, kapena chaikidwa m’malo otsimikizira. Ngati develove xenu ichedwa masiku oposa 21 kwa ifa kapena milungu 6 ya pepala, itanani IRS pa 1-800-89-199. Ndiponso, dziŵitsani kuti IRS siingapereke mapepala obwezera kuti inene kuti inalemba kuti Bhosce Coom Reaked Inhomed Indiced Reasured cent Ikruary chifukwa cha PATH Act. IRS imatulutsa marends oyambira pa March 1 kaamba ka mapeseti a.

Ngati muganiza kuti ndalama zanu zakuba kapena ndinu mkhole wa kuba msonkho, mafaelo 14039 (Chidziŵitso cha Affidavit) ndi kutsatira njira za IRS secodemisted Protection Unit . Masitepe opanga zinthu amaphatikizapo kupeza Chitetezero cha PN (IPPIN) pa [FL:0] Phunzirani PIN MP( .

Kukhalabe Wolinganizidwa kaamba ka Chaka Chotsatira

Njira yabwino kwambiri yochepetsera kupanikizika ndi misonkho ndiyo kukonza zinthu m’chaka chonse.

  • gadzirani chikalata chamalita a msonkho --Genesa faelo ya mtambo yotetezereka (m' lekuatiso, Google, OneDreve) yokhala ndi zotsala za ndalama zotsala za chaka chilichonse. Tsungani makope onse a ndalama zimene mumalandira (W-2s, 1099s), malisiti a ndalama zowonongedwa, zikalata za banki, ndi mafomu a m'mbuyo.
  • Zowonongedwa za kampani m'chaka chonse [1] – Ngati muli ndi ntchito yanuyanu kapena muli ndi ndalama zambiri, gwiritsirani ntchito app monga Scoup Books Self-Employd, Kayendedwe, kapena ngakhale pulojekiti yosavuta. Kopera ndalama, kayendedwe, ndi chakudya cha malonda pamene zichitika.
  • Sungani kalendala ya masiku a misonkho – Marko masiku a malipiro a msonkho oyerekezeredwa kasanu ndi kamodzi (April 15, June 15, September 15, ndi January 15 m'chaka chamaŵa) ndi nthaŵi yoikizira yapachaka. Chonde kulemberaninso malamulo a deti la msonkho (ingasiyane).
  • Gwiritsirani ntchito maakaunti a ku banki osiyana [1] – Kaamba ka ndalama za bizinesi kapena zokakamiza, kusunga akhawunti yopatulidwa ndi khadi la ngongole. Zimenezi zimakhazikitsa kulondola ndi kupenda.
  • Kuwonani kubisa kwanu - Mutalemba, gwiritsirani ntchito IRS Tchaputa Estator ( chiŵiya CHAWO ) kuwona ngati mufunikira kusintha W yanu kuti mupeŵe kuchuluka kwa mtengo kapena pepala lachilendo chaka chamaŵa.
  • Ameni ngati mufuna [[FLT :1] - Ngati mupeza cholakwa pambuyo pokonza kubwerera kwapapitapo, pulogalamu 1040-X mofulumira. Mumakhala ndi zaka zitatu kuchokera pa deti loyambirira mpaka deti loyenera ndi kubwezera.

Pomaliza, ganizirani za dokotala wa misonkho kamodzi pachaka kuti akupatseni malangizo a mmene mungachitire zinthu.

Kumaliza

Kukhoma misonkho moyenera sikumangofuna kuona bokosi chabe, kukutetezani ku zilango, kuŵerengera, ndi kuphonya. Mwakumvetsetsa mathayo anu, kusonkhanitsa zikalata, kusankha mafomu oyenera, kukonzanso mosamalitsa, kusankha pepala labwino koposa ndi njira yolipirira, ndi kukhala wolinganizidwira kaamba ka mtsogolo, mungalamulire mkhalidwe wanu wa msonkho ndi chidaliro.

Ngakhale ngati mukuona kuti simungathe kugwiritsa ntchito njira imeneyi, muli ndi zinthu zambiri: Webusaiti ya IRS, pulogalamu ya msonkho yodalirika, ndi akatswiri odziwa bwino ntchito. Gwiritsani ntchito njira iyi kukhazikitsa njira yothandiza kuti nthawi ya msonkho isamasokonezeke chaka chilichonse. Njira yothandiza kwambiri kuchepetsa mavuto a m'makhomo. Kusintha ndalama . Kusintha mutu wa chaka chimodzi kuti ukhale ntchito yapadera ya pachaka.

Kumbukirani, malamulo a msonkho amasintha mobwerezabwereza. Musamadziŵe mwa kufufuza IRS Newsroom ([[FLT: 0]] Thupi la Manyuzipepala [[FLT: 1]]) ndi kulingalira zolembetsa ku pepala la msonkho kapena kutsatira malo odalirika a msonkho. Ngati mukukayikira, kuikizira ndalama zochepa zothandiza akatswiri kungakupulumutseni kwambiri m’zolakwa ndi kuphonya mipata.