Mitero yokubiridzira ibasa guru kuvanhu, mabhizimisi, uye mamwe masangano. Kuita nguva yokuronga chinhu kunokosha kuti urambe uine ukama hwakanaka nezviremera zvemitero uye kudzivisa mitoro isina kufanira yemari. Zvisinei, upenyu hunoitika: zviitiko zvisingakarirwi, mamiriro ezvemari akaoma, kana kuti utariri huri nyore hunogona kutungamirira kupotsa nguva. Kunzwisisa migumisiro yakazara yemigumisiro, kubatanidza kufarira uye kufarira zvinhu, kunokosha pakuronga zvinhu izvi nokutarisira njodzi. Nyaya ino inogovera nhungamiro ine chiremera kukushanda kwemitero yokupedzisira, kubatanidza tsanangudzo dzakadzano dzakadza mitero, zvitsauko zvezvibereko, mazano okuko, uye mamiriro ezvinhu chaiwo angagovera yamura.

Kunzwisisa Mitero Inouraya

Misi inodikanwa yemitero haisi nguva imwe-yose. Nguva inozivikanwa zvikurusa yedzoreso dzomutero mumwe nomumwe womubatanidzwa muUnited States ndiApril 15, asi musi uyo unogona kusiana nemhaka yokupera kwamavhiki, mazororo, kana kuti kufutunurwa chaiko kweIRS. Somuenzaniso, kana April 15 akawira paChitanhatu, musi wemisi yebasa unotevera. Kuwedzera, vabhadhari vanogara munharaunda dzinoziviswa nehurumende kuti dzinoitika ngwavaira vangagamuchira wedzero dzinoshanda.

Nokuda kwamabhizimisi, misiano yakavakirwa parudzi rwemasangano. C inowanzotarisana nenguva yaMarch 15 yemafaindi egore rekarenda, nepo S makambani na[FLT] [FLT]] stages [ ... sharesss [[FLT]] ... ... mediars panosvika March 15 (kana kuti zuva rechi15 remwedzi wechitatu pashure pegore rekupera). propiters [[FLT:] uye [mutezo] mumwe chete] anowanzo kushandisa nguva yaMayro 15 yegore.Uzivika aya anoshaiwa bhizimisi rakasiyana.

Vabhadhari vanoda nguva yakawanda vanogona kukumbira kuwedzerwa. MuU.S., kuisa mugadziri wema 4868 (nokuda kwavanhu) kana kuti Mabhizimisi 7004 kunobvumira kuti kufutunurwa kwemwedzi mitanhatu kuitwe pafashoni. Zvisinei, kuwedzerwa kwe faundi kuregedzerwa kubhadharwa [. Mitero ipi neipi inofanira kubhadharwa nomusi wakafanira wekudzivisa zvirango nemubayiro. Uku kusanzwisisa kunowanzo kunoparira vateresi vazhinji kupinda munhamo, vanotora mari yakatarwa kutarisana nokunonoka kubhadharwa gare gare gare gare.

Migumisiro Yemari Yemitero Yazvino Uno

Hurumende yeInternst Revenue Service (IRS) uye masangano ehurumende anoisa miuyo mikuru miviri yemari nokuda kwezvirango zvokunonoka: zvirango nefariro. Iyi mitero inogona kuunganidza nokukurumidza, kuchinja chikwereti chemitero chinodzorwa kuva dzvinyiriro huru yemari. Zvirango zvikuru zviviri ndi [ kukundikana kumira kumira pafa uye chirango [[FLT:] kuripira chirango [[[FFLT:3]], uye mubereko wezuva nezuva pachitsarango chipi nechipi chakafanira chezuva rapakuvamba zvichienda mberi.

Kukundikana Kusvika Kunzvimbo Yakaregeredzwa Kunotsanangurwa

Chirango chokukundikana kukwira kumitero ndechimwe chemitengo mirefu. Chinorangarirwa se 5% yomutero usingabhadharwi nokuda kwomwedzi mumwe nomumwe (kana kuti rutivi rwemwedzi) kuti kudzoka kwava kunonoka, kusvikira kuukuru hwe25% yomutero usingabhadharwi. Chirango ichi chinovamba kubhadharwa zuva pashure penhambo yapapepa (kubatanidza kufutunurwa, kana kufutunurwa asi kudzoka kuchigere kunonoka). Somuenzaniso, kana une chikwereti che $10 000 nemwedzi miviri kunonoka, chichava $5% × 2 mwedzi × $10 000). Kana usina chawakafanira, hapana kukundikana, asi ungatarisana nemimwe miuyo yakafanana neinononotsikwaniswa yeR.

Kunokosha kucherekedza kuti kana ukarongedza anopfuura mazuva 60 kunonoka, chirango chiduku idukusa che 100% zvemari inodikanwa kana kuti $45 (sokubva muna 2025, yakagadzirirwa nokuda kwokukwira kwemitengo gore negore). Iyi chiverengero chinoshanda kunyange kana chiverengero chenhamba chapachikamu chakaderera. Naizvozvo, kunonoka zvikuru kupera(kunyange kana uine chitsama chiduku) chinoguma nechirango chakaenzana nomutoro wakazara wemitero.

Kukundikana Kuwana Mubhadharo Kunotsanangurwa

Chirango chokukundikana kubhadhara chakaparadzana uye chinoshanda apo mitero inoratidzwa padzokero (kana kuti inorangarirwa neIRS) haibhadharwi nomusi wakafanira. Ichi chirango ndi 0.5% yomutero usingabhadharwi[ mwedzi mumwe nomumwe mutero unoramba usingabhadharwi, kusvikira kuukuru hwe25% yehwerengedzo yemitero yakafanirwa. Muterowo unowirirana pamutengo usingabhadharwi, uye chirango chimene chingava mufanikiso muzvimwe zvinoitika.

Apo zvirango zvose zviri zviviri zvinoshanda panguva imwe cheteyo, chirango chakabatanidzwa chinowanzova 5% pamwedzi (5% kundikano kuipira kuifaidha + 0.5% kukundikana kubhadhara, asi chakaiswa pa 5% pamwedzi wakabatanidzwa pamwedzi mishanu yokutanga). Pashure pokukundikana-kusvika pa 25%, kukundikana-kubhadhara chirango kunopfuurira pa 0.5% pamwedzi kusvikirawo pa 25% kana kuti mutero unobhadharwa. Chirango chakabatanidzwa chedzo chedzo yose iri yose inochengetwa nguva huru uye inobhadharwa chinosvika nguva isati yapera makore anoverengeka. [[FL:0]]4,5% yemitero isingabhadharwi inopfuurira [[FLD:1] [25%] [+2.5% pashure pezvirango zvokutanga zvemwedzi mishanu). Somuenzaniso, chirango cha200,000 chingagona kukwira kusvika kubhishoro yapa chitsamabhiro chama.

Mari Yokuwedzera Yokuripirwa Nokusabhadharwa

Kurongedza kwapashure kunogona kunyandura zvimwe zvirango. kuripirwa kwomutero kunofungidzirwa kunoshanda kana usingabhadhari zvakakwana kupfurikidza nokunyima kana kuti kufungidzira kubhadharwa mugore rose. Ichi chirango chakaparadzaniswa nokunonoka nokubhadharwa. Kuwedzera, kana IRS ichisarudza kuti kunonoka kubhadharwa kwapashure kwapa nemhaka yokuregeredza kana kuti kusaremekedza mitemo, chirango [ chirango cha 20% cheripo yakaderera ingashanda. Kukundikana kwokunyengera kunyora fayile, chirango chinosvetuka kusvikira ku15% pamwedzi mumwe nomumwe pasina muuyo mukuru mukuru. Nepo izvi zvisingawanzo, zviitiko zvinosimbisa kukosha nokukodzera nguva.

Mufarwa Wemitero Isina Kubhadharwa

Kupfuurezvi zvirango, IRS inobhadharira mutero pamutero upi noupi usingabhadharwi wegore rapakuvamba unodzorwa. Mwero wemutero unosarudzwa namativi mana uye unoverengwa uchishandisa mwero wenhambo pfupi yehurumende yaibatanidzwa ne3% nokuda kwemari inobhadharwa zvikuru. Mitero yefashoni zuva nezuva inokura nokukurumidza zvikuru kupfuura mhindu yakapfava. Somuenzaniso, kana mwero wegore renyika yeiRS uri 3%, ungava 6% (3% + 3%). $5 000%). Padziringano yezuva raizoguma ne $25, kana kuti $300 pagore.

Fariro haisati iri youngwaru; inorairwa nomutemo uye ichaitwa kunyange kana mubhadhari ari mugadziriro yokubhadhara.

Nzira Yokuderedza Nayo Basa Nefariro

Kunyange zvazvo migumisiro yemitero yanonoka ichigona kuva yakakomba, pane matanho okushingaira anogona kuitwa kuti vateresi vaderedze zvirango nefariro.

Fayili yokuwedzera

Nzira iri nyore zvikurusa kudzivisa kundikano yokuenda kuidzero kunyora dhaip pamusi wapakuvamba wakafanira. Filing Form 4868 (kana kuti Maererano na 7004) inokupa kusvikira October 15 (yokuti vanhu vamwe navamwe) kana kuti mwedzi mitanhatu gare gare (yemabhizimisi) kuisa kudzokera kwako. Ikoku kunobvisa kundikano yechirango chapazano ku Idosiye yakakugovera usati wava musi wakarebesa. Zvisinei, kufutunura kunodzivisa [[FLT: 0] kukundikana [[FLT]] kudzosa chirango kana kuti mubereko (vadzo) vanopfuurira kubva pamusi wapakuvamba pachiyero chipi nechipi chisingabhadharwi. Naizvozvo, unofanira kubhadhara zvikuru sezvinobvira naApril 15 kuderedza tsoro yomunguva yemberi.

Muripire Zvakawanda Sezvinobvira Nevakafa Vepakutanga

Kunyange kana usingagoni kuisa mubatanidzwa wakakwana wekudzoka kwako, unofanira kuita muripo wakanaka wokutenda kuchikwereti chipi nechipi chinokarirwa chemitero kupfurikidza nomusi wapakuvamba. Shandisa IRS tracketry, Electronic Federal Taxitable System (EFTPS), kana kuti chekukwereta. Kana ukawedzera mari yawakapiwa kana ukaita fashoni. Kana ukabhadhara pasi, uchangova anotambira fariro nechirango chokukundikana, asi bedzi pachiyero chinoripirwa. Kubhadhara chitsama chiduku chinoderedza chitsama chezvirango nemhindu zvinorongwa.

Gadza Rongedzero Yokubhadharwa

Kana usingagoni kubhadhara chikwereti chakazara, usafuratira chikwereti. IRS inopa gadziriro dzinoverengeka dzokubhadhara:

  • Purani yokubhadhara (kusvikira kumazuva 180): Hapana mubhadharo wegadziriro; munobvuma kuripa mukati memwedzi mitanhatu.
  • Tsitsi yenhambo refu (anopfuura mazuva 180): Inoda mubhadharo wegadziriro (iyo ingaderedzwa nokuda kwomuripi womuripo muduku); mari inobhadharwa mwedzi nomwedzi.
  • [ Chibvumirano chokubhadharwa kwechikamu (PPIA): nokuda kwavateresi vanogona kubvumikisa nhamo yemari; IRS ingagamuchira zvishoma kupfuura dzikamo yakazara nokufamba kwenguva.

Gadzirira chirango chokubhadhara chinodzora kukundikana kukwira kukwira kukwira kunopfuura 0.25% pamwedzi (panzvimbo pe 0.5% pashure pokunge gadziriro yashanda). Chirongwa chinopfuurira kukura, asi chirongwa chinokuita kuti urambe umire zvakanaka uye chinodzivisa zviito zvokuita kuti urambe uchiita zvakadai senhema kana kuti zvinobhadharwa. Unogona kushandisa paIndaneti uchishandisa zvirongwa zvokubhadharwa peji.

Funga Kuzvipira Mukubvumirana Pane Zvisina Kufanira

Munhamo huru yemari, umo kubhadhara mutero wakazara kungaparira nhamo yemari, vabhadhari vangakwanirisa nokuda kwechipiso muKusabvumirana (OIC). Ikoku kunokubvumira kupedza chikwereti chako chomutero nokuda kwechitsama chiduku kupfuura chitsama chakakwana chechikwereti. Muitiro wacho wakaoma uye unoda kuziviswa kwemari. Zvirango zvapashure zvinogona kuomesa fomu reOIC nemhaka yokuti IRS ingasagamuchira kana mitero yacho isiripo. Kwakakomba kunyora kudzosera madzorero ose akatanhamara pamberi pokushandisa. Nokuda kwamashoko akawanda, ona PIS inopa mukubvumiranisa peji].

Kufema Kwemagetsi uye Kururama

Faira nekombiyuta pose panobvira. Mabudire e-faira anogadzirwa nokukurumidza, uye kana une chikwereti chemitero, unogona kuronga mutero. Indaneti ideredzawo zvikanganiso zvokuverenga zvinogona kuparira zvirango zvokuwedzera. Kana ukashandisa nyanzvi yomutero, vakumbire kunzvera misiano yose uye kukarakadza zvinodikanwa zvokubhadhara.

Migariro Chaiyo Nezvienzi

VaIRS vanoziva kuti kumwe kunonoka hakudzivisiki.vabhadhari vemitero vangakwanirisa nokuda kwechirango kana kuti rusununguko mumigariro yakati.

Chirango cheNguva Yokutanga (FTA)

Vabhadhari vemitero vane nhau yokuteerera yakachena(zvinoreva kuti hapana zvirango mumakore matatu akapfuura uye zvose zvinoda kudzorwa nokubhadhara mitero panguva ino(*) zvingakwanirisa nokuda kwechirango chimwe chenguva. Mutarisiri uyu anogona kubvisa kukundikana-kupinda pafaira, kukundikana, uye kana kuti kubhadharwa chirango chenguva imwe yomutero. Mhindu haigoni kubviswa pasi peFTA, asi kubviswa kwezvirango kunogona kuderedza zvikuru chikwereti. Unofanira kukumbira FTA kupfurikidza norunhare kana kuti murugwaro; hakungoshandisi. Nokuda kwoudzame, ona [FLT:] .

Chinokonzera Kusunungurwa Kune Mwero

Kana une chikonzero chakanaka chokunonoka kurongerwa (pamutoo wechirwere chakakomba), rufu mumhuri yapedyo, ngwavaira yomusikirwo, kana kuti kusavapo kusingadzivisiki) unogona kukumbira chirango chakavakirwa pachisakiso chine mufungo. IRS inoyera nhau imwe neimwe. Unofanira kugovera mapepa (mutoo., mapepa ezvokurapa, kutaura kweinishuwarenzi). Chisakiso chine mufungo hachingogumisi fariro, asi chinogona kubvisa kundikano kupfurikidza nokukundikana kumira kupfurikidza nokutera kuchirango. Nokuda kwenhungamiro, shanyira [[FLT: 0] .

Yamuro Yengwavaira

IRS inowanzopa kufutunurwa kwokuzviitikira nokumwe kuyamura kuvabhadhari munharaunda dzinotapurwa nengwavaira dzinoziviswa nomutemo. izvi zviziviso zvokuyamura zvingabatanidza kusundwa kwemisi yakafanira yezvose zviri zviviri kunyora nokubhadhara. Kana uchigara kana kuti kuva nebhizimisi munharaunda yengwavaira, nzvera peji yeyamuro yengwavaira yeIRS kuti ugadziridze. Mhindu nezvirango zvingabviswa mukati menhambo inosundirwa mberi.

Kubatsira Mauto Nokurwisa

Mitezo yamauto ane zvombo zvinobatira munzvimbo yehondo ine nhambo yakarebeswa: musi wakafanira unowanzova mazuva 180 pashure pokubva munzvimbo yokurwa. Ikoku kunoshanda kuzvose zviri zviviri kurongedzero nokubhadhara. Mufarwa nezvirango zvinoregwa nokuda kwenhambo iyoyo. Kuwedzera, vamwe vashandi vehondo vangakwaniriswa nokuda kwokuwedzerwa kwenhamo. Ona TEROM COMATIOF peji.]

Vakaba Vachizivikanwa

Kana mutengo wako uchinonoka kudzoswa nemhaka yokuba ziviso, IRS ingaparadza zvirango zvinobatanidzwa apo bedzi kubiridzira kunopedzwa.Unofanira kutevera nhano dzakafanira dzokushuma kuba kwacho ndokuwana PIN (IPPIN).

Kufunga Nezvemitero yeHurumende

Nyika zhinji dzine mirau yadzo dzimene yemitero inowirirana nomusi waApril 15 wehurumende asi ingasiyana. Zvirango zvehurumende nemwero yemubereko zvinosiana zvikuru. Dzimwe nyika dzinopa zvirango zvinoparadza zvoga zvoga kana IRS ichiita; dzimwe dzinoisa zvirango zvakasiana zvokunonoka. Somuenzaniso, kukundikana kweCalifornia kumira mitero i 5% pamwedzi kusvikira ku 25%, asi mwero yechibvumirano inogadzwa gore negore. Nguva dzose nzvera website yesangano remari yeIRS. Kana uchigara munyika isina mutero wemari inotambirwa (g. Texas, Florida, Nevada), unofanira bedzi kunetseka pamusoro pemari inotenziyo yomunzvimbomo uye sezvinobvira.

Nzira Yokubata Nayo Kana Wakatononoka

Kana usati wanyora kwamakore rimwe kana kuti anopfuura, chiito chakanakisisa ndechokunyora pasi nokukurumidza sezvinobvira. Mwedzi mumwe nomumwe wokunonoka unowedzera zvirango zvakawanda nefariro. IRS inopa kuzvipira “kuisa mutsetse” nokuda kwevasiri vapamhina vane chikwereti chiduku. Hedzino nhano dzokutora:

  1. Tsvaka magwaro ako: Chengeta W-2, 1099, mariti, uye makopi gore risati rasvika. Kana usina makopi, kukumbira mari nezvinyorwa zvemari kupfurikidza neIRS.
  2. Gadzirira uye faira zvakapfuura zvakatarwa: Shandisa purogiramu yemitero kana kuti nyanzvi. Faira inoshaikwa gore rimwe nerimwe rakaparadzana.
  3. [[FOL:0] Ripa zvaunogona:[ Kunyange muripo muduku unoderedza fariro yomunguva yemberi nezvirango.
  4. Kuranga chirango: Kana une nhau yakachena kana kuti chisakiso chine mufungo, isa Mafomu 843 kana kuti dana IRS.
  5. [[FT:0] Marongedzero: Kana mubhadharo wakazara usingabviri, ibasa nokuda kwebvumirano yechikamu.

IRS haiwanzoronderi pomero dzoutsotsi mukurwisana navabhadhari vanouya nokuzvidira kundonyora mapepa anodzorwa panzvimbo yakasiiwa, kana pasina ufakazi hwokunyengera.

Tapuro Yenguva Refu Pautano Hwako Hwemari

Migumisiro yemafaindi emitero yokupedzisira inopfuura zvirango zvenguva pfupi nemhindu. Zvisarudzo zvokunonoka zvinogona kukudzivisa kugamuchira mari yomutero yomunguva yemberi nemhaka yokuti IRS ichachengeta mutengo kusvikira mabhangi ose ashayikwa achengetwa. Anogonawo kutapura mano ako okuwana chikwereti chechikwereti, chikwereti chemotokari, kana kuti mari yebhizimisi (vabhadhari vanowanzokumbira mutero unodzorerwa sechibvumikiso chemari yaunotambira. Kupfuurirazve, IRS inogona kuisa Zvokucherekedza Tabhikito reFederal Leon Lien, iyo inoderedza mushumo wako wechikwereti (kusvikira paIRS haisati ichingova mishumo mitsva yokukweretezo yechikwereti zvakananga, mapepa ebhizimisi anoreva zvinyorwa zvapachena). Mumitero wakakomba, IRS ingari mumibhadharo yako.

Kuteerera mutero hakusi kungogumira pakudzivisa kurangwa chete; kuri pamusoro pokuchengetedza mari yakadzikama uye rugare rwepfungwa.

mhedziso

Masherufu emitero apera ane miuyo mikuru yemari muchimiro chezvirango nefariro. Kundikano yokuenda kuidzo inogona kusvika 25% yomutero usingabhadharwi, chirango chokukundikana kubhadhara chinowedzera imwe 22,5% munguva, uye mibatanidzwa yemubereko zuva nezuva, kuwedzera chikwereti chose nokukurumidza. Zvisinei, IRS inogovera maturusi okuderedza iyi ndyiko: kuisa mari yokuwedzera, kuita mubhadharo wakanaka wokutenda, kupinda mutero, uye kukumbira chirango nokuda kwemigariro yokutanga kana kuti yezvisakiso zvine mufungo. Vabhadharishi vanotarisana nemigariro chaiyo sengwavaira kana kuti basa rehondo vangawana nyaradzo.

Nhanho inokosha zvikurusa ndeyokunyora kudzoka kwako(kunyange kana usingagoni kubhadhara. Kumhanya kunovamba wachi yacho nezvisarudzo zvakawanda zvokutsiva ndokudzivisa zvirango zvakaipisisa. Kana uri shure, ita chiito zvino. Shandisa batano dzinogoverwa kunzvera zviwanikwa zveIRS nokuda kwokuripira zvirongwa, nyaradzo, uye nhungamiro nokuda kwavasiri vaparadzi. Nokuramba uchiziva uye uchiita mitero, unogona kutarisira zvakanaka mitero yako yomutero wochengeta nguva yako yemberi yakasimba.

[[FLT: 0] Disclaimer: Nyaya ino inogovera mashoko edzidzo yose uye haiumbi zano rapamutemo kana kuti remitero. Bvunza nyanzvi yemitero yakakwaniriswa nokuda kwomugariro wako wakati.