Table of Contents

Kubva pakubetsera vadzidzi kubhadhara koreji kusvika pakugonesa mabhizimisi maduku kukudza mabasa, mapurogiramu ehurumende anopa mari anobata rutivi rwuri rwose rwoupenyu hweAmerica.

Chii Chiri Kushandiswa Nehurumende Uye Nei Zvichikosha?

Hurumende inogovera tsigiro yemari inopiwa nehurumende dzehurumende, dzehurumende, uye dzomunzvimbomo kusimudzira kusimudzirwa kwezvemari, garikano, dzidzo, tarisiro yezvoutano, mashoo, uye zvimwe zvinhu zvisingaverengeki zvinoiswa pakutanga nehurumende. Kusimbisa tsigiro yemari inobva kuhurumende yehurumende yeAmerica ivavariro nokuda kwamamirioni evanhu veAmerica gore rimwe nerimwe, ungave uri mudzidzi, muridzi wemusha, kana kuti muridzi webhizimisi. Mapurogiramu aya anomirira kubhadharwa kwomutero unogadzirirwa kusimbisa nzanga, kuita mabanza, uye kutaura kunoda kuti chikamu chavanhu chako choga chisagona kusangana zvakakwana.

Ukoshi hwemari yehurumende hunopfuura zvikuru vagamuchiri vemari. Apo vadzidzi vanogamuchira yamuro yemari, vanowana mukana wedzidzo inovandudza mikana yavo yokuwana uye inoparira vashandi vane unyanzvi zvikuru. Apo mabhizimisi maduku anowana zvikwereti kana kuti mari yemari, anogadzira mabasa uye anonyandura upfumi hwomunharaunda. Apo mari yezvoutano inobetsera mhuri kubhadhara mishonga, dzinoderedza shanyo dzemukamuri rekurumidziro uye dzinovandudza miuyo youtano yavose. Hurumende inoparira miuyo inobetsera nzanga dzose nenyika yose zvadzose.

Nhungamiro dzomwero wourombo yomubatanidzwa unosarudza kusvika kumabhiriyoni amadhora mubetsero dzehurumende gore rimwe nerimwe, uye kana uchida kufukidzwa noutano, betsero yezvokudya, betsero inoshanda, kana kuti imwe tsigiro, kuva kwako anofara kazhinji kazhinji kunotanga nokuenzana kunoitwa mari yako neiyi nhungamiro. Kunzwisisa mamiriro ezvinhu okushandisa mari aripo inhano yokutanga kukuwana zvishandiso zvinogona kuchinja mugariro wako wemari.

Kunzwisisa Marudzi Akasiyana - siyana Okushandisa Mari Kwehurumende

Kuziva kusiyana kwakaita mapurogiramu aya kunokosha kuti uzive kuti ndeapi anoenderana nezvinodiwa zvako uye mamiriro ako ezvinhu.

Vapi Vemari: Mibayiro Yemari Hauipi Mubayiro

Mipiro yehurumende mibayiro yebetsero yemari iyo kazhinji kazhinji usingafaniri kubhadhara, zvisinei, inouya nemitoro yakabatanidzwa uye unofanira kushandisa mari nokuda kwedonzo rakati, zvakadai segadziriro yokunzvera kana kuti purogiramu yebasa romunzanga. Ikoku kunoita kuti ive inokwezva zvikuru, asi uyewo yamakwikwi makuru uye yakaganhurirwa mukushandisa kwavo.

Kunokosha kunzwisisa kuti hurumende haipi "mari yapachena" nokuda kwavanhu vamwe navamwe, uye mipiro yehurumende inowanzova bedzi yehurumende namasangano. Masangano eFederal haabudisi mikana yomunhu oga yebetsero yemari paGrants.gov, uye mikana yemari yehurumende inobudiswa paGrants.gov ndeyemasangano namasangano anotsigira kusimudzirwa nokutarisirwa kwegadziriro nemabasa zvehurumende.

Hurumende zhinjisa inopa zvinangwa chaizvo zvakadai sokunzvera kwesayenzi, kufambira mberi kwenzanga, mapurogiramu edzidzo, zvirongwa zvisingapinduri mhindu, uye zvirongwa zvebasa ravose. Masangano anogamuchira mari anofanira kuratidzira kuti zvirongwa zvawo zvinowirirana sei nezvinokosha zvomubatanidzwa uye zvikurukuru anofanira kugovera kushuma kwakakwana kuti abvumikise mari yakashandiswa nenzira yakafanira. Hurumende iri mudzvinyiriro yakawedzerwa yokuratidza kudzokera pakutenga mari nokuda kwokubhadhara mutero madhora, uye muna 2026, anokarira kuongororwa kwokungwarira zvikuru kwavagamuchiri kupfuura munguva yakapfuura.

Hurumende Inopamba: Mari Yakakwereteswa Nezvinhu Zvinodiwa

Zvikwereti zvehurumende imari yokuzvikwereta yaunofanira kuzvibhadhara, kazhinji kazhinji nemubereko, zvisinei, zvikwereti zvehurumende kazhinji kazhinji zviri nani kupfuura zvikwereti zvebhangi zvapachivande nemhaka yokuti zvinopa mari yomubereko yakaderera zvikuru uye mitongo inochinjika zvikuru.

Zvikwereti zvevadzidzi veFederal zvinomirira rumwe rwezvimiro zvakakurumbira zvikurusa zvezvikwereti zvehurumende, zvichibetsera mamirioni eAmerica kubhadhara dzidzo yavo gore rimwe nerimwe. Zvikwereti izvi zvinopa zvirongwa zvokudzorwa mari, zvisarudzo mukati menhamo yemari, uye pane dzimwe nguva chikwereti chinopiwa mapurogiramu okukanganwira vashandi vebasa. Zvikwereti zviduku zvebhizimisi zvinogovera rimwe boka guru, zvichipa vatengesi kusvika kumabhizimisi nokuda kwokutanga kana kuti kuwedzera zvibvumirano zvehurumende zvinoderedza ngozi yokukweretesa.

Gadziriro dzemari dzechikwereti dzehurumende dzinoripirwa, kubatanidza FHA zvikwereti, VA zvikwereti zvavarwi, uye zvikwereti zvokubudirira kwomumaruwa, zvinobetsera mhuri kuwana zvikwereti zvokumusha izvo zvingatamburira kukwanirisa nokuda kwechikwereti chenguva dzose. Izvi zvirongwa kazhinji kazhinji zvinoda mari yakaderera zvikuru ndokugamuchira mari yechikwereti yakaderera kupfuura vakweretesi vegamuchidzanwa.

Nzvimbo Dzinotarisirwa Nehurumende: Kuderedza Ndyiko Dzemabasa Anokosha

Kusiyana nezvipo kana kuti zvikwereti, mari inoshandiswa inowanzoshandiswa nokuderedza mutengo wechimwe chinhu chaunobhadhara pane kubhadhara mari yauchabhadhara panzvimbo pokupa mari yakananga.

Kutarisira utano kupfurikidza neAfford Care Act yemisika inobetsera mamiriyoni eAmerica kubhadhara mari dzeinishuwarenzi youtano. Zvikwereti zvemitero zvinowanika kusvika 400% FPL, CHIP inofukidza vana mumhuri dzinosvika 200% kusvika ku 300% FPL zvichitsamira pahurumende, uye SNAP inoshandisa 130% yeFPL semitengo yakakomba. Iyi purofiti inotsamira pamari inotsamira pamari inobhadharwa, ichivimbisa kuti mhuri hadzipedzi chikamu chakanyanyowanda chemari yadzorwa panhau dzoutano.

Mari dzinoripira dzimba, kubatanidza Chikamu 8 cheProgramu dzedzimba dzavose, dzinobetsera mhuri dzinowana mari shoma dzinowana dzimba dzakachengeteka, dzakanaka. Gadziro dzesimba dzinobetsera mhuri dzine njodzi, zvikurukuru vakwegura nemhuri dzine vana vaduku, kubhadhara mari yokudziyisa nokutonhodza. Kutarisira vana kunoita kuti vabereki vanoshanda vakwanise kuwana tarisiro yakanaka pavanenge vachiwana chokurarama.

Gadziriro Dzakananga Dzokuyamura: Betsero Dzemari Nedzisiri Dzomubatanidzwa

Gadziriro dzebetsero dzakananga dzinogovera zvimwe mari yemari kana kuti zvimwe murudzi rwebetsero kuvanhu vamwe navamwe nemhuri. Hurumende yehurumende inogovera mabhiriyoni $107 musimba rokushandisa mari rapamutemo nokuda kweSomal Nutrition Apption Program (SNAP) kusvikira muna September 2026. SNAP, inowanzozivikanwa sezvitambi zvezvokudya, inobetsera mhuri dzinowana zvokudya zvishoma kutenga zvokudya zvinovaka muviri.

Dzimwe gadziriro dzeyamuro dzakananga dzinobatanidza Ruyamuro rwechinguvana nokuda kweMamhuri aPherey (TANF), urwo runogovera betsero yemari kumhuri dzine vana; Kuchengeteka kweMitezo yeMitezo yeSangano nokuda kwavanhu vakwegura, mapofu, kana kuti vakaremara vane mari yakaganhurirwa; uye inishuwarenzi yeurovha yavashandi vanorasikirwa nemabasa avo pasina mhaka yavo vamene. Betsero dzemari dzinogovera kutarisirwa kwoutano, muripo wedzidzo, uye imwe tsigiro kuna avo vanoshanda muchiuto.

Zvirongwa Zvikuru Zvehurumende Zvinotsigira Vanhu

Kunzwisisa zvirongwa zvikuru kunogona kukubetsera kuziva zviwanikwa zvinokosha zvine chokuita nemamiriro ako ezvinhu.

Kutsigira Dzidzo: Kuongorora Nguva Yako Yemberi

Dhipatimendi Redzidzo rinopiwa mari inosvika mabhiriyoni 77,0 emadhora, kuwedzera kwemadhora mamiriyoni US $217 (Z $22025).

Pell Grant arrow yakakura inochengetwa pa $7 395 mugore ra2026 kusvikira ku 2027 pagore. Pell Grants anomirira hwaro hweyamuro yesangano, achigovera zvipo zvinotsamira padikanwo kuvadzidzi vakaderera uye vane mwero. Kusafanana nezvikwereti. Pell Grants haadi kubhadharwa, kuchivaita mupi wezvipo zvinokosha nokuda kwavadzidzi vanobva kumhuri dzine mari yakaganhurirwa.

Hurumende yakaramba zvikarakadzo zvokubvisa kana kuti kuderedza zvikuru zvirongwa zvinotsigira mari yakaderera uye vadzidzi vanorevererwa, kubatanidza Pell Grants, TRIO, GEAR UP, uye Federal Educational Education Fromment Grants. purogiramu dzeTRIO dzinogovera kutsigira, tsigiro yedzidzo, uye mabasa okugadzirira kubetsera vadzidzi vanobva mumigariro isina kutsarukana kuti vabudirire mudzidzo yakakwirira. GEARUP (Gaing Earnance and Readice for Under for Undergradat Programs) zvinoshanda nemapoka ose avadzidzi vanotanga chikoro chapakati pechikoro chepakati pechikoro kuti vagadzirireji.

Zvikwereti zvevadzidzi veFederal, kubatanidza zvikwereti zveDirect Subsid Loans, Direct Unidictive Loans, uye Directal PLUS Loans, zvinogovera mari yokuwedzera nokuda kwavadzidzi navabereki. izvi zvikwereti zvinopa mwero yemhindu yakananga, zvisarudzo zvinochinjika, uye gadziriro dzakasiana - siana dzekanganwiro nokuda kwaavo vanopinda mabasa avose kana kuti vanodzidzisa munzvimbo dzapasi.

Kushandisa Mari Yokutarisira Utano: Kuedza Kurapwa

Zvirongwa zvokutarisira utano zvinobatsira mamiriyoni evanhu vokuAmerica kuti vakwanise kuwana rubatsiro rwokurapa rwavangadai vasingakwanisi. Mari inoshandiswa pakutarisira utano inosanganisira zvipatara zvinokosha uye kuchinja zvinhu, kusanganisira Medicare telehealgradibilities uye kutsigira kuwanikwa kwemari shoma yavanowana.

Medicare inogovera inishuwarenzi youtano nokuda kwavaAmerica vane makore 65 navakura, pamwe chete navanhu vaduku vane urema hwakati. Purogiramu inofukidza kutarisirwa kwechipatara, mabasa okurapa, uye mirimo inonyorwa nachiremba. Mutemo wemisi ichangobva kupfuura iyi unoderedza ndyiko yokugoverana nokuda kweMedicare Part D Comeime Subsidy, uchiganhurira mari yavo yokubhadharwa nokuda kwemirimo yakarovedzeka kusvika ku $3 (Z $36) chose chose chisati chasvika muna 2028.

Medicaid inogovera rondedzero dzoutano kuvanhu vanotambira mari shoma nemhuri, vakadzi vane pamuviri, vana, vakwegura, uye vanhu vane urema. Zvirongwa zvizhinjisa zvinogadza kuva zvinodzoreka pachiverengero cheFPL, zvakadai se 138% nokuda kweMedicaid munyika dzinofutunurwa. Kushanda uye betsero zvinosiana nehurumende, sezvo nyika dzinochinjika mukutungamirira mapurogiramu adzo eMedicaid.

Chirongwa cheChildren’s Health Inishuwarenzi yeUnishuwarenzi (CHIP) chinogovera vana mari yakaderera youtano mumhuri dzinowana mari yakawanda kuti dzikwanirise nokuda kweMedicaid asi dzisingagoni kutenga inishuwarenzi yadzo dzoga. Musika weAfford Care Act unogovera gadziriro dzoutano dzakati kuti nokuda kwavanhu nemhuri vasina mukana wokuwana mari inobhadharwa yavakatambira.

Kubatsira Dzimba: Kuita Kuti Shelter Ive Yakatapira

Gadziriro dzeyamuro dzedzimba dzinobetsera mhuri dzinowana mari shoma, vanhu vakwegura, uye vanhu vakaremara vanobhadhara dzimba dzakachengeteka, dzakanaka. Chikamu 8 Home Chosarudzo Voucher chinomirira purogiramu huru yehurumende yokubetsera mhuri dzinowana mari shoma zvikuru, vakwegura, uye vanhu vakaremara kuti vagone kutenga imba mumusika. Voucherher anobhadhara 30% yemari yavo yavanowana kurenda, neyavane purofiti inofukidza musiyano wemari inobhadharwa.

Dzimba dzavose dzinopa dzimba dzinodhura dzemhuri dzinowana mari shoma, vakwegura, uye vanhu vakaremara. Masangano edzimba evoruzhinji omunharaunda anoshandisa mabasa aya. Dzimba dzinobhadharwa nezvivako zvakati zvefurati dzinobatsira nemari yokubhadhara mari, uko vagari vanobhadhara rendi shoma nemhaka yemari yavanowana.

Gadziriro dzokutanga dzokutenga pamusha, kubatanidza zvikwereti zveFHA nebetsero yehurumende zvinodzorwa pasi, zvinobetsera mhuri kuwana musha. Zvirongwa izvi zvinoda mari yakaderera zvikuru uye mari yechikwereti kupfuura mari dzedzimba dzechinyakare, zvichiita kuti muridzi wemusha asvike kuvaAmerica vakawanda.

Kubatsira Muzvokudya: Kuchengetedza Zvokudya

Gadziriro dzezvokudya zvinobatsira dzinorwisa nzara uye dzinovandudza kuchengeteka kwezvokudya zvemamiriyoni evaAmerica. The Someral Nutrition Application Program (SNAP) inopa betsero dzemwedzi nomwedzi idzo vanhu vanowana zvishoma nemhuri vanogona kushandisa kutenga zvokudya kuvatengesi vane chiremera.

Special Nutrition Program yaVakadzi, Vacheche, uye Vana (Wic) inogovera zvokudya zvinovaka muviri, dzidzo yezvokudya zvinovaka muviri, uye kutarisirwa kwoutano zvinonongedzera kuvakadzi vane pamuviri vashomanene, vanamai vatsva, uye vana vaduku. National School Lundy Program neSchool Breappest Program inovimbisa kuti vana vanobva mumhuri dzinowana mari shoma vanogamuchira zvokudya zvinovaka muviri mukati mezuva rechikoro.

Mapurogiramu ezvokudya zvinovaka muviri anoitwa nevakuru, kusanganisira kuungana panzvimbo dzakakwirira uye zvokudya zvinopiwa vanhu kumba, anobatsira vanhu vakura kuti varambe vachidya zvakanaka uye vachigara pamwe nevamwe.

Kutsigira Mari kweHurumende Mabhizimisi Maduku Nevane Simba

Mabhizimisi maduku anoumba musimboti wezvemari yeAmerica, uye zvirongwa zvehurumende zvokutsigira nemari zvinogovera tsigiro inokosha kuvatengesi vanovamba kana kuti kukudza mabasa avo.

Gadziriro Dzoutarisiri Hwebhizimisi Huduku

Small Business Administration (SABA) inopa zvirongwa zvechikwereti zvakasiyana - siyana zvakagadzirirwa kubetsera zvikwereti zvemabhizimisi maduku kupinda mudzimbahwe. SBA 7 (a) zvikwereti zvinogovera mari yedonzo rebasa, kutenga midziyo, nzvimbo, uye kudzosera zvikwereti zviripo. Zvikwereti izvi zvinogona kusvika ku $5 000 000 uye zvinoratidzira mashoko okubhadhara marefu kupfuura zvikwereti zvebhizimisi zvenguva dzose.

SBA 504 zvikwereti zvinotsigira zvakananga kutenga zvinhu zvakatsigiwa zvakadai senzvimbo nemidziyo. Zvikwereti izvi zvinogovera mari yenguva refu, yakarongwa inobetsera mabhizimisi kukura apo anenge achichengeta dzimbahwe rinoshanda. Microloans inopa zvitsama zviduku, kusvika ku $50 000, nokuda kwemapurani okutanga uye mabhizimisi maduku anoda mari yakapfaviswa.

SBA inotungamirirawo gadziriro dzinopa, kunyange zvazvo idzodzi dzakaganhurirwa zvikuru kupfuura mapurogiramu echikwereti. Small Business Administration yakashanda pamwe chete namasangano avose namasangano anopa mari yavose namasangano kupa mipiro yakananga pakunzvera kwesayenzi nokubudirira (R&D), kuvandudzwa kworuzivo rwokugadzirwa kwezvinhu, uye kugadzirwa kwebasa. Small Business Innovation Research (SBIR) naSmall Business Technology Transrection (STR) zvinogovera mipiro kumabhizimisi maduku akabatikana mukunzvera nokubudirira nokubudirira nokubudirira nokubvira kwezvo.

Zvirongwa Zvokubudirira Kwemari

Masangano akasiyana - siyana ehurumende anopa zvipo zvokutsigira kufambira mberi kwezvemari, zvikurukuru munzanga dzisina kuchengetwa.

Community Development Block Grants (CDBG) dzinoenda kuhurumende dzemo, idzo dzinozoshandisa mari yacho kuti dzibatsire vagari vemo vakaderera uye vane mwero, kusanganisira zvirongwa zvemabhizimisi. Rural Business Development Grants dzinotsigira mabhizimisi maduku ari mumaruwa kupfurikidza nokurovedza, kubatsira mune zvombo, uye kuronga mabasa.

Mikana Yokushandisa Zvinhu Zvemaindasitiri

Maindasitiri akati anogona kuwana mari yehurumende. Mabhizimisi ezvekurima anogona kuwana zvikwereti zveUSDA uye mari yezvikwereti nokuda kwemabasa epurazi, miitiro yokuchengetedza, uye kufambira mberi kwemaruwa. Mabhizimisi esimba, zvikurukuru ayo anotarisira simba rinomutsidzirwa uye simba, anogona kuwana mari nevimbiso dzesimba.

Makambani ezvoruzivo rwokugadzirwa kwezvinhu anenge achitsvakurudza uye kufambira mberi angakwanisa kugadzira mari dzakasiyana - siyana dzesangano reR&D inopa kupfurikidza nemasangano akaita seNational Science Foundation, Department of Enerfect, uye Department of Energy. Mabhizimisi okurapa, kubatanidza miitiro yokurapa nemakambani outano, anogona kuwana mari kupfurikidza neDhipatimendi reHeal and Human Services.

Kutsigira Mari Kwehurumende Masangano Asingawani Mhindu

Masangano asingawani mhindu anoita basa rinokosha pakugadzirisa zvinodiwa nenzanga, uye mari inopiwa nehurumende inobatsira kutsigira mabasa awo uye kuwedzera simba rawo.

Gadziriro Dzemadhipatimendi Dzisingabetseri

Masangano akawanda ehurumende anopa mapurogiramu akagadzirirwa zvakananga masangano asingabudisi mhindu.Aya anopa mapurogiramu etsigiro namabasa anowirirana chaizvoizvo nezvinokosha zvomubatanidzwa zvakadai sedzidzo, kutarisirwa kwoutano, mabasa enzanga, kufambira mberi kwenzanga, unyanzvi uye tsika, uye kudzivirirwa kwemhoteredzo.

Department of Health and Human Services inogovera mikana yakawanda yokubatsira vanhu kuti vasabatsirana mune zvoutano, masangano enzanga uye utano.Dhipatimendi reDzidzo rinoita mabasa edzidzo asingabatsiri, mapurogiramu okudzidzisa, uye mabasa okudzidzisa vadzidzi. Dhipatimendi reHospital neUrban Development rinotsigira purofiti dzisingatsigiri purofiti dzinobatsira kupedza kushaya pokugara, dzimba dzinodhura, uye kukura kwenzanga.

Hwaro Nezvipo Zvemakomendi

Nepo isingapi mari yehurumende, fandesheni yavanhu voga nezvipo zvesangano zvinomirira manyuko anokosha okutsigira mari nokuda kwemibayiro. Zvirongwa zvakawanda zvisingapi mari zvinobatanidza hurumende nemari yoga kutsigira mabasa ayo nezvirongwa. Kunzwisisa nzira yokuziva nayo nokushandisa zvose zviri zviviri zvipo zvehurumende nezvipo zvomunhu oga zvinosimbisa kutsigirwa nemari kwesangano.

Chivako Chaicho Chokuvaka uye Rubatsiro Rwounyanzvi

Kupfuura mari inopiwa nepurogiramu yakananga, masangano ehurumende anopa zvipo zvokuvaka uye anobatsira nounyanzvi kubatsira kuti zvinhu zvisingavaki zvisimbise, zvinovandudza kubudirira kwavo, uye kuti zviwedzere kusvika.

Kunzwisisa Zvinodikanwa Zvokubvuma Mari yeHurumende

Kujeka muchengeti wesuo wemari yehurumende, uye nepo purogiramu imwe neimwe ine mitemo yayo imene, kune mimwe mipimo yavose yaunofanira kuziva usati wapedza maawa akawanda pakumbirisa. Kunzwisisa zvinodikanwa zvokuva akakwana kunokubetsera kunangidzira nhamburiko dzako papurogiramu dzaunokwaniriswa chaizvoizvo, kuchichengetedza nguva yako uye kuwedzera mikana yako yokubudirira.

Kukwanisa Kuwana Mari

Mwero weurombo wehurumende 2026 i $15 960 nokuda kwemunhu mumwe nomumwe uye $33 000 nokuda kwemhuri ine nyika ina dzinogara dziri mumativi 48 neWashington, D.C. Iyi nhungamiro yakavandudzwa yakabudiswa neBato reU.S. reU.S. reU. reU. reU. reU.S. reUtano neDhivistions muna January 2026 uye inoshandiswa kutema kuenzana kweMedicaid, SNAP, ACACRES RES, CHAIP, uye dzakawanda dzemimwe purogiramu yebetsero yehurumende nehurumende.

Zvirongwa zvizhinjisa hazvishandisi 100% zveFPL seyazvo, panzvimbo pezvo, zvinoshandisa chikamu muzana cheFPL. Ikoku kunoreva kuti mapurogiramu akawanda anobatira mhuri dzine mari dzinotambira zvikuru kupfuura muganhu wourombo. Somuenzaniso, mhuri inotambira mari ina $42,900 (30% yeFPL) ingakwanirisa nokuda kwebetsero dzeSNPAP, nepo mhuri ichiwana $132 000 (400% yeFPL) ingakwanirisa nokuda kwechikwereti cheACAFF.

Paunenge uchitsvaka mapurogiramu anotsamira pakuwana mari, uchada kugovera mapepa akadai semitero inotambira mari shoma, mapepa omutero, zvibvumikiso zvemamwe manyuko emari inotambirwa. Mamwe mapurogiramu anongoverenga marudzi akati emari inowanwa, nepo mamwe ane miganhu yemari kuwedzera kuganhuriro yemari yaanowana.

Kuva Mugari Wemo Nezvinodikanwa Zvokuva Mutsvene

Zvirongwa zvizhinjisa zvinoda kuti uve mugari weU.S. kana kuti mugari asina kukwaniriswa (akadai somugari wechigarire). Vasiri vagari vemo vakakwaniriswa vanobatanidza pamutemo vagari vemo (vane makadhi ebhurokusi), vapoteri, aslatees, uye mamwe mamiriro okutama. Mitemo yokusagona kutamira nokuda kwezvisiri zviwi inosiana nepurogiramu uye inogona kuva yakaoma.

Zvirongwa zvizhinjisa zvinodawo kuti uve mugari wehurumende kwauri kukumbira betsero. Mamwe mapurogiramu ane zvinodikanwa zvokugara zvokuwedzera, zvakadai sokugara munyika kwenhambo yakati usati washandisa.

Kusava Nengozi Kwakafanana

Zvirongwa zvakawanda zvine zvinodikanwa zvokusaremara zvakavakirwa pazera, mugariro wourema, kunyorwa kwemhuri, kana kuti mamwe mavara.

Somuenzaniso, mhuri dzinogamuchira TANF kana kuti SSI kazhinji kazhinji dzinongoerekana dzakodzera SNAP naMedicaid pasina kutofanira kubvumikisa mari yadzo zvakaparadzana.

Zvinodikanwa Zvebasa

Zvirongwa zvakati zvinosanganisira zvinodikanwa zvebasa, zvinoreva kuti vakuru vanokwanisa vanofanira kushanda, kutora rutivi mubasa, kana kuti kusvitsa mamwe mamiriro ezvinhu ebasa ane chokuita nebetsero kuti awane. SNAP, somuenzaniso, ine zvinodikanwa zvebasa nokuda kwavakuru vanokwanisa vasina vabatiri. purogiramu dzeTANF dzinoda zvikurukuru vatori rutivi kupinda mumibato yebasa.

Kunzwisisa zvinodiwa izvi uye kusabvumirwa kushanda kunowanzosanganisira kusabvumirwa kwevakwegura, vakaremara, vane pamuviri, vanotarisira vana vaduku, kana kuti vasingakwanisi kushanda nokuda kwezvimwe zvikonzero zvakanaka.

Kukwanisa Kutungamirira Gadziriro Dzesangano

Nokuda kwamasangano anotsvaka zvipo, zvinodikanwa zvokufara zvinowanzobatanidza kuva nomugariro wapamutemo wakafanira (zvakadai sa 501(c) (3) mugariro usingabetseri nokuda kwepurogiramu dzakawanda), kuratidzira simba rokuita basa rinenge richikarakadzwa, uye kurongeka pakati pebasa resangano nenharidzano dzepurogiramu dzinopa.

Zvipo zvebhizimisi zviduku zvingapiwa kumakambani anosvitsa mipimo youkuru yakatangwa neUnited States Small Business Administration nokuda kwamaindasitiri mazhinjisa ezvemari. Iyi mipimo youkuru inosiana neindasitiri uye yakavakirwa pachiverengero chavashandi kana kuti zvimwe marisiti egore negore.

Nzira Yokuwana Nayo Mikana Yokushandisa Muhurumende

Kuwana mikana yemari yehurumende inobatsira kuongorora uye kutsvaga zvakanaka.

Grants.gov: Central Hub for Federal Grants

Grants.gov inzvimbo huru inocheneswa nokuda kwemikana yose yehurumende inogovera mikana, uye unogona kunzvera kupfurikidza nesangano, boka, kana kuti kujeka. website ino inobudisa masangano ose anopa mikana inobva kumasangano ehurumende, kuchiiita nzvimbo yokutanga inokosha nokuda kwamasangano anotsvaka zvipo zvehurumende.

Gants.gov basa rokunzvera rinokubvumira kuchenesa mikana kupfurikidza nesangano, kudzoreka, boka, uye shoko guru. Unogona kugadzira nyevero dzeemail kukuzivisa apo mikana mitsva inowirirana nemipimo yako inoiswa. Ndaza imwe neimwe inobatanidza mashoko ane udzame pamusoro pepurogiramu, zvinodikanwa zvisingashaitiki, mari inowanika, miganhu yemisi, uye nzira yokushandisa nayo.

Betsero.gov: Kuwana Gadziriro Dzokubetsera Dzomunhu Oga

Nzvimbo yacho inosanganisira shopu yokudzimisa nayo inobvunza mibvunzo pamusoro pemamiriro ako ezvinhu uye ipapo inoratidza mapurogiramu aungakodzera kuwana.

Betsero. gov rinofukidza mapurogiramu anobva kumasangano akawanda ehurumende pamwe chete namapurogiramu akawanda ehurumende. Nzvimbo yacho inogovera mashoko pamusoro pezvinodikanwa zvokuva akakwana, nzira yokushandisa nayo, uye mashoko ehedhi yepurogiramu imwe neimwe. Iri chinyorwa chinokosha zvikurukuru nemhaka yokuti rinokubetsera kuwana mapurogiramu aungave usina kuziva kuti avapo.

Website Dzeagency: Kuenda Nomwoyo Wose Kunounzwa

Semuenzaniso, website yeDhipatimendi Redzidzo ine mashoko akakwana nezvemapurogiramu okuyamura vadzidzi, website yeSBA inotaura nezvechikwereti chebhizimisi uye inogovera mapurogiramu ebhizimisi, uye website yeHHHS ine mapurogiramu eutano uye mabasa evanhu.

Mawebsite eAgency anowanzopa mazano akawanda, anowanzobvunza mibvunzo, mahomwe, uye zvinhu zvinobatsira vanhu kuti vanzwisise mapurogiramu uye kugadzirira mafomu akasimba.

Nyika Nezviwanikwa Zvomunzvimbomo

Usafuratira mikana yehurumende nehurumende yemo yokushandisa mari. Nyika dzakawanda dzinoshandisa zvirongwa zvadzo zvokupa nechikwereti, kazhinji kazhinji dzichishandisa mubatanidzwa wemari yehurumende uye kupfuudza ne $5. Mawebsite ehurumende ane zvikamu zvakatsaurirwa kugadziriro dzinowanika dzokutsigira mari dzevanhu, mabhizimisi, uye masangano.

Hurumende dzemo, kusanganisira mahofisi ehurumende uye manisiparati, dzinopawo mapurogiramu akasiyana - siyana okuyamura uye dzimwe nguva dzinoshandisa mapurogiramu ehurumende munzvimbo yaunogara.

Betsero Yakabva Kuvakuru - vakuru Vakarongwa

Vamiririri venyu vakasarudzwa, kubatanidza mitezo yeCongress nevanogadza mitemo vehurumende, kazhinji kazhinji vane vashandi vakatsaurirwa kubetsera vanoshanda kuronga gadziriro dzehurumende uye kuziva mikana yokushandisa mari. aya mahofisi anogona kugovera mashoko pamusoro pegadziriro dzehurumende, dzehurumende, uye dzomunzvimbomo, anokubatsira kunzwisisa zvinodikanwa zvokuva nomwero, uye pane dzimwe nguva anobetsera nezvinetso zvokushandisa.

Kushanda Kwacho: Nzira Yokushandisa Nayo Kutsigira Kutsigira Kutsigira Kushandisa Hurumende

Kuwana mari yehurumende nenzira inobudirira kunoda kunyatsogadzirira, kunyatsoongorora, uye kunyatsonzwisisa zvinodiwa pakushandisa.

Kugadzirira Kushandisa Betsero Yomumwe Nomumwe

Kutanga nokuunganidza magwaro anodiwa, anowanzobatanidza uchapupu hwezvibvumikiso zvevanhu vose vomumba, nhamba dzeveSangano reSangano reSangano reVanhu, uchapupu hwemari inowanwa, uchapupu hwokugara, uye mashoko pamusoro pezvinhu uye ndyiko.

Asi kazhinji unogonawo kushanda pahofisi dzemunyika yacho kana kuti patsamba.

Iva akagadzirira kugovera mashoko ane udzame, akarurama pamusoro penhau yako, mari inobva mumanyuko ose, ndyiko, uye mamwe mamiriro ezvinhu akakodzera. Kutsvaka kusina kukwana kana kuti kusina kururama kunogona kunonotsa kugadzirwa kana kuti kuguma nokurambwa. Kana usina chokwadi pamusoro pemibvunzo ipi neipi, tsvaka betsero kuvashandi vepurogiramu kana kuti masangano enzanga anopa betsero yepurogiramu.

Kukumbira Aids Yomudzidzi WeFoderal

Free Application for Federal Students Aid (FAFSA) inoshanda semusuo weyamuro yesangano revadzidzi, kubatanidza Pell Grants, zvikwereti zvevadzidzi vehurumende, uye zvirongwa zvebasa. FRASA inova inowanika gore rimwe nerimwe paOctober 1 nokuda kwegore redzidzo inotevera. Kukurumidza kuendesa FaFSSA yako kunokosha nemhaka yokuti yamuro inopiwa pamubayiro wokutanga, hwaro hwokutanga.

FSA inoda mashoko pamusoro pemari yako nemhuri yako, zvinhu, uye ukuru hwemhuri. Department of Education inoshandisa mashoko aya kuyera mari yako yemhuri inokarirwa (EFC), iyo inosarudza kuti uchakwanisa kuwana yamuro yakavakirwa painenge ichidiwa. Nyika dzakawanda nekoreji dzinoshandisawo mashoko eFAFSA kuti atsigire yamuro yavo yemari, zvichiita kuti zvive zvinokosha kunyange kana uchifunga kuti ungasakwaniriswa nokuda kweyamuro yehurumende.

Kukumbira Mari Yemakambani Maduku

Kunyorera nokuda kwezvikwereti zveSBA kunoda kushanda nomukweretesi akatenderwa, kwete zvakananga neSBA. Tanga kupfurikidza nokukudziridza gadziriro yakasimba yebhizimisi inotsanangura murangariro wako webhizimisi, kunzvera musika, mapurogiramu emari, uye kuti uchashandisa sei mari inobhadharwa. Vakwereti vanoda kuona kuti wanyatsofunga kupfurikidza nebhizimisi rako uye kuva nechirongwa chaichoicho nokuda kwebudiriro.

Muchafanira kugovera magwaro makuru emari, kubatanidza mari inobhadharwa nomunhu oga nebhizimisi, mashoko emari, marezenisi ebhizimisi, uye mashoko pamusoro pechikwereti chebhizimisi nemubatanidzwa. Mukweretesi achayera kukodzera kwako, bhizimisi, uye mano okuripira chikwereti. SBA vimbiso inoderedza ngozi yomukweretesi, asi uchiri kufanira kuratidzira kuti bhizimisi rako rinomirira chikwereti chine ruzha.

Kunyorera Vatengesi Vemari

Kukumbira mari yezvipo yehurumende kunosanganisira basa rakaoma pane kukumbira kubatsirwa kana kuti kukwereteswa.Kugamuchira chipo chehurumende, unofanira kunyoresa naSAM.gov wowana Attuation queentification (UI), uye kunyoresa uku kwakasununguka asi kunogona kutora mavhiki anoverengeka kuti kuitike.

Muitiro wokupa unobatanidza kunzvera kuva nechokwadi chokuti wakakodzera usati washandisa, kunzvera kuwana zvikarakadzo zvomubatanidzwa zvinowirirana nebasa rako, bhanya naGrants.gov kushandisa Kushandira, Kupedza nokupa kumbiriso yako ichishandisa Poserosa, uye kuronda mugariro wako wokuzviisa pasi uchishandisa maGrant.gov anonyora nhamba.

Kunyora kwaGrant unyanzvi, uye unofanira kuratidzira kuti basa rako rinosvitsa sei chaizvoizvo nharidzano dzesangano rehurumende rinogovera mari. Kukumbira kunobudirira kunowanzobatanidza nhauro inogombedzera iyo inotsanangura chinetso chauri kukurukura, mhinduro yako inokarakadzwa, simba resangano rako rokushandisa chirongwa, miuyo inokarirwa, uye bhajeti ine udzame.

Zvirongwa zvakawanda zvinopa zvirongwa zvokuumba zvinenge zvichidiwa kuti zvive nezvinodiwa, peji yakaganhurirwa, uye zvinenge zvichidiwa. Kutevera mirayiridzo yakanyatsokosha(mashandisiro asingawirirani nezvinodiwa angarambwa pasina kuhwirudzura. Rangarira kuva neshamwari dzako dzinoongorora kushanda kwako usati wabvuma kubata zvikanganiso uye kusimbisa nzvimbo dzisina kusimba.

Kukanganisa Kunofanira Kuitwa Nevakawanda

Zvikanganiso zvinoverengeka zvinozivikanwa navose zvinogona kukanganisa kukumbira kwehurumende. Misi isati yavapo zvichida imhosho yakakomba zvikurusa(maadipsy anoshanda anowanzosagamuchirwa, pasinei zvapo norudzi rwazvo. Mako anoronga kuzviisa pasi pachine nguva mberi kuti atsanangure zvinetso zvemichina kana kuti nhau dzokupedzisira.

Kugovera mashoko asina kukwana kana kuti asina kururama ndichimwe chinetso chinowanzoitika. Wana nguva yokuunganidza mapepa ose anodikanwa uye kunzvera kaviri kuti mashoko akarurama uye anotsinhirana muzvimiro zvose. Inconsistencies inosimudza mireza mitsvuku uye inogona kuguma nokunonotsa kana kuti kuramba.

Kupa kumbiriso, kukundikana kubatanidza zvakajeka basa rako nezvinokosha zvomutengi iko kuneta kukuru. Kuhwirudzura chiziviso chemari nokungwarira uye zvakajeka kutsanangura kuti basa rako rinonatsa sei nharidzano dzataurwa nezvinoiswa pakutanga. Shandisa mutauro wehomwe uye gadziriro pakurondedzera chirongwa chako.

Kuisa kumbiriso dzisina kutsarukana dzakanyorwa nezvikanganiso zvegirama, tsananguro dzisina kujeka, kana kuti mashoko asina kurongeka kunoderedza kuvimbika kwako.

Kutarisira Mari yeHurumende: Kushandira Pamwe uye Kushuma

Kunzwisisa uye kuita izvi kunokosha kuti uchengete zvinhu zvakanaka kana kuti upe mari uye kuti usarangwa.

Kushanda Nepurogiramu

Kana ukagamuchira betsero dzakadai seSNAP, Medicaid, kana kuti betsero yedzimba, unofanira kushuma chinjo mumigariro yako ingatapura kuva kwako akakodzera kana kuti betsero yemari. Ikoku kunobatanidza kazhinji kazhinji chinjo mumari inowanwa, kunyorwa kweimba, kero, kana kuti mugariro webasa. Kukundikana kushuma chinjo kunogona kuguma nokubhadharwa kwaunofanira kubhadhara zvakanyanyisa, uye muzvimwe zviitiko, zvirango kana kuti kushaikwa kwepurogiramu.

Gadziriro dzinobetsera zhinjisa dzinoda kutsiviwa kwapanhambo nenhambo kusimbisa kuti uchiri anosvitsa zvinodikanwa. Mabhuku anonyorazve misi inodikanwa pakarenda yako ndokuunganidza mapepa anodikanwa pachine nguva mberi. Kushayikwa kwemisi yokunyorazve magwaro kunogona kuguma nokuguma kwebetsero, kuchida kuti uchekerere uye kuti uwane mukaha muyamu mubetsero.

Misengwa Yokuripirwa Mari

Zvikwereti zvehurumende zvinofanira kubhadharwa maererano nebvumirano yako yechikwereti.

Kana ukatarisana nezvinetso zvemari, nyorerana nemukweretesi kuti ukurukure zvaungasarudza.

Kutsigira Nokushuma

Masangano anogamuchira zvipo zvomubatanidzwa anofanira kuwirirana nezvinodikanwa zvikuru pamusoro penzira iyo mari inoshandiswa nayo, inonyorwa, uye inoshumwa. zvibvumirano zvaGrant zvinoratidzira kushandiswa kunobvira kwemari, uye kupedzera mari pandyiko dzisingabvumidzwi kunogona kuguma nokudzorerwa mari uye kungava kunorambidzwa pakutsigira mari munguva yemberi.

Mitemo yezvemari inofanira kuronga mari inogovera ndyiko dzakasiana nedzimwe mari dzesangano ndokuchengeta zvinyorwa zvine udzame zvendyiko dzose. Mipiro mizhinjisa inoda mishumo yemari yenguva dzose nepurogiramu inorondedzera kuti mari yakashandiswa sei uye miuyo yakawanwa. iyi mishumo inofanira kupiwa panguva uye inofanira kuratidzira nenzira yakarurama mibato yako nendyiko.

Kuvaka basa rako kubvira pakutanga, pane kuribata sechinhu chaunozofunga, kunobudisa mashoko ari nani uye mishumo yakasimba.

Mitemo Nokuongorora

Masangano anowana mari huru yehurumende angadzorwa nechero kuti ave nechokwadi chokuti zvinorayirwa nezvinodiwa nemirau yehurumende. Kuongorora pasina kuroora, kunodikanwa nokuda kwemasangano anoshandisa $750 000 kana kuti kupfuura mumari yehurumende gore negore, kunzvera gadziriro dzemari, kudzora kwomukati, uye kuwirirana nezvinodikanwa zvokupa.

Masangano eFederal angaitisawo shanyo dzegadziriro dzokuongorora kuti achengete basa rako rinoitwa, vashandi vanobvunzurudzwa uye vatori rutivi, uye hwirudzura. Kuchengeta mapepa akarongwa, kushandisa udzori hwakasimba mukati, uye vashandi vokurovedza pazvinodikanwa zvinotevedzerwa kukubatsira kunzvera nokutarisira nenzira inobudirira.

Kuwedzera Kubudirira Kwako Nokushandisa Mari yeHurumende

Mazano akati anogona kuwedzera mikana yako yokuwana nokushandisa mari yehurumende nenzira inobudirira.

Tanga Nguva Dzose uye Gadzirira

Kukumbira kuti zviwanike mari kunoda mwedzi yakawanda yokugadzirira, uye kugadzirira nguva yokuti mafomu abatsire kunogona kutora mavhiki kana mwedzi. Kutanga kukupa nguva yokuunganidza magwaro, kugadzirira kukumbira zvakasimba, uye kugadzirisa nyaya chero ipi zvayo.

Kumasangano, kutanga nzira yokushandisa mari inoita kuti pave nemanyuko akawanda okutsigira mari uye kutadza kupedza nguva yaanenge achifanira kupedza gore rose kunoita kuti pave nepombi inochengetedza mari. Kuvimba nechinhu chimwe chete chinotsigira mari kunokonzera kusava pangozi kana mari iyoyo ikapera kana kuti ikaderedzwa.

Kuvaka Ukama uye Tsvaka Rubatsiro

Kuvaka ukama nevashandi vepurogiramu, variritiri vemichina, uye vamwe vanotarisira mari vanogona kupa nzwisiso inokosha uye tsigiro. Masangano akawanda ehurumende anopa rubatsiro rwemichina kuti abatsire vakumbiri kunzwisisa mapurogiramu uye kugadzirira mafomu. Kushandisa zviwanikwa izvi kunoratidza kuzvipira kwako uye kunogona kusimbisa kukumbira kwako.

Masangano aya anonzwisisa zvinodiwa nezvirongwa uye anogona kukubatsira kuti ushandise zvirongwa, kuunganidza mapepa, uye kusakanganisa. Usazeza kutsvaka rubatsiro.

Dzidza Kubva Muzvakaitika

Kana kukumbira kwako kukarambwa, edza kunzwisisa chikonzero nei. Nokuda kwebetsero mapurogiramu, une maruramiro enhau kukwidza kurambwa uye unofanira kushandisa ikoku maruramiro kana unodavira kuti chisarudzo chakanga chisina kururama. Kupa kukumbira, masangano akawanda anogovera revo idzo dzinogona kukubetsera kusimbisa kukumbira kwomunguva yemberi.

Vari kupa mari vanobudirira vanowanzoshandisa kakawanda vasati vawana mari.Kukumbira kumwe nokumwe kunopa mikana yokudzidza inovandudza unyanzvi hwako hwokunyora uye kunzwisisa zvinenge zvichidiwa nevari kubhadharisa mari.

Ramba Uchiziva Nezvechinjo

Zvirongwa zvehurumende zvokutsigira nemari zvinochinja nokufamba kwenguva sezvo mitemo inogadziridzwa, mitemo inogadziridzwa, uye zvinoiswa pokutanga. Kuziva nezvokuchinja kunokubatsira kuti urambe uchiteerera uye ushandise mikana mitsva.

Masangano emari ehurumende achinja zvikuru mumakore mashomanene apfuura, nemiitiro mitsva yokushandisa yemichina nemirau yazvino, uye muna 2026, hurumende yakabatanidza yakawanda yeidzi gadziriro kuti ive inowanika zvikuru. Kuchengeta nguva neiyi chinjo kunokuvimbisa kushanda nemashoko akarurama.

Kudzivisa Vadzvinyiriri Vehurumende Vanobhadhara Mari

Sezvineiwo, vanyengeri vanoshandisa chishuvo chavanhu chebetsero yemari kupfurikidza nokusimudzira kunyengera "hurumende inogovera zvirongwa. Kuzvidzivirira paaya manomano kunokosha.

Mireza Mitsvuku yaGrant Scams

Chenjerera zvikuru munhu upi noupi anokubatanidza achiti wakasarudzwa nokuda kwechipo chehurumende. Hurumende haisati ichisarudza nenzira isingazivikanwi vanhu nokuda kwezvipo uye haisati ichionana navanhu kunze kwebhuruu kuti ipe mari. Munhu upi noupi anokukumbira kubhadhara mari yeripo iri kushandisa chitsoropodzo chehurumende inopa mari isingatongodi mari yepedzero kana kuti mari yokugadzira.

Masabha anowanzogadzira mawebsite anooneka seapamutemo asi akagadzirwa chaizvoizvo kuti ubiwe mashoko ako kana kuti mari. Nguva dzose iva nechokwadi chokuti uri pawebsite yehurumende nokuongorora mawebsite ehurumende eURL(elegiticatendimendi yezvehurumende inoguma mu .gov. Nharo dzewebsite dzine URLs kusanganisira .gov asi dzine zvimwe zvinhu, sezvo izvi zvingava nzvimbo dzakagadzirwa nebhuroko.

Kudzivirira Mashoko Ako

Masangano ehurumende anoona nezvezvinhu izvi asingambofi akakumbira mashoko aya achishandisa iimeyili kana foni asi usati watanga kutanga kuonana nevakuru vakuru.

Paunenge uchitsvaka mapurogiramu ehurumende, shandisa mawebsite epamutemo uye maapplication. Kana usina chokwadi kana website iri yepamutemo, shandisa pairi zvakananga nokudhinda URL yesangano racho muchikwangwani chako panzvimbo pokuvhura pamanyuko eemail kana kuti mashoko okushambadza.

Kushuma Kunyengera

Kana ukawana chitsotsi chehurumende chinopa, shuma kuFederal Trade Commission paftc.gov/collent. Kubiridzira kunobatsira zviremera kuronga nzira dzemhindu uye kungavhara mabasa okunyengera. Unogonawo kushuma kuvhota hofisi yegweta rako uye kuchengetwa kwomutemo kwomunzvimbomo.

Nguva Yemberi Yokutsigira Mari kweHurumende

Kunzwisisa zviri kuitwa iye zvino kunogona kukubatsira kutarisira mikana nematambudziko eramangwana.

Kuchinja kwezvidhina

Masangano ehurumende ari kuwedzera kufambira mberi kuti ashandise makombiyuta, atarisire mabhadharo ezvirongwa zvemakombiyuta, uye kuti agadzirise zvinhu zvemagetsi.

Nyatsofunga Zvakaguma zvaitika Uye Uchapupu

Kusimbiswa kuri kuwedzera kwezvirongwa zvemari zvinoratidza migumisiro inoyevedza uye inotsigirwa nouchapupu hunobudirira. Vapeyi vanokumbirwa vanoda kuwedzera kuratidza kwete kuti vachaitei, asi kuti chii chichaguma chava kuita uye kuti vachayera sei kubudirira. Iyi kombamiro yemari inotsigirwa nouchapupu kuvimbisa kuti mubhadhari wemadhora anotsigira mapurogiramu anoshanda chaizvoizvo.

Kutaura Zvinodikanwa Zvinobatanidzwa

Makore achangopfuura, vanhu vakatanga kukoshesa nyaya dzakadai sedzinonzi kukwanisa kurarama mudzimba, kugadziridza mamiriro okunze, kufambira mberi kwemabasa uye kufambirana nenyaya dzemasangano uye kuisa zvinhu pokutanga kunzvimbo yokutanga kunobatsira kuti pave nemikana mitsva yokushandisa mari.

Kuita Chiito: Nhano Dzako Dzinotevera

Kunzwisisa mari inopiwa nehurumende kunongova danho rokutanga chete rokuwana zvinhu zvinowanika ndiko kunoita kuti upenyu hwako kana kuti sangano rako zvinyatsochinja.

Kana uri munhu anotsvaka betsero, tanga kushanyira .gov kuratidzira mapurogiramu aungada. Usafunga kuti hausati uchizokwaniriswa (8) mapurogiramu akawanda anobatira vanhu vane mari ine mwero, kwete bedzi avo vari varombo zvikuru. Rongai mapepa ako uye nyorera nokuda kwepurogiramu dzinogona kukubetsera kuwana dzidzo, koreshi, mari, zvokudya, kana kuti zvimwe zvinodikanwa zvinokosha.

Kana uri muridzi muduku webhizimisi kana kuti webhizimisi, nzvera mapurogiramu eSBA chikwereti nokunzvera zvinopa mikana yakafanira kuindasitiri yako. Gadzirira gadziriro yakasimba yebhizimisi uye ivake ukama navakweretesi veSBA-acced. Rangarira kutsvaka betsero kuSnall Business Development Centers kana kuti vapi mazano veSCORE vanogona kugovera nhungamiro yapachena.

Kana uchimirira sangano risingapinzi mhindu, shandisa nguva mukunzwisisa nyika inopa mari mumunda mako. Bvuma sangano rako neSAM.gov.gov naizvozvo wakagadzirira kushandisa apo mikana inomuka. Rangarira kupinda shopu dzokunyorera kana kuti kuroja dzinopa vanyori vane ruzivo rwokuzviwanira nokuda kwezvishandiso zvikuru. Vaka mano esangano rako okushandisa nenzira inobudirira gadziriro dzemari dzakasimba nokushandisa gadziriro dzokutarisira nokunzvera.

Mari yehurumende inomirira mipiro inokosha muvanhu veAmerica, yakagadzirirwa kutanga mikana, zvinodikanwa, uye kusimbisa nzanga. Nokunzwisisa zvirongwa zvinowanika, kusvitsa zvinodikanwa zvakati, kugadzirira zvirongwa zvakasimba, uye kuita misengwa yako somugamuchiri wemari, unogona kuwana zvishandiso zvinokubatsira kuita zvinangwa zvako uye kubetsera kuti nzanga yako ive zvakanaka. Chinokosha ndechokutanga kutsvaka zvisarudzo, kutsvaka rubatsiro pari kudiwa, uye pfuurira nomuitiro wokushandisa. Mari yacho iripo kuti uite mugove wako.