Table of Contents

Muzera ranhasi remitengo, kuronga mitero paIndaneti kwazova muitiro unokosha kumamiriyoni evanhu uye mabhizimisi. Iyi nzira yazvino uno haisati ichingova inodzongonyedza bedzi nzira yokuisa mitero asi inosimudzirawo mutoro wehurumende kupfurikidza nokusimudzira kuteererwa kwapanguva yakakodzera, kuderedza zvikanganiso, uye kugonesa kushandiswa kwakaisvonaka kwezviwanikwa zvehurumende. Nokushuma kuti 90% yemitero inobhadharwa pamunhu mumwe nomumwe zvino yava kuiswa pakombiyuta, kuchinja kubva papepa kuenda pamatabhuro kunodoka. Kunyange zvakadaro vabhadharisi vazhinji vanorasikirwa nebetsero yakazara yeIndaneti nemhaka yokushaiwa zivo kana kuti kuchengeteka. Iyi nhungamiro inopfupikisa inoshanda, mafambiro ezvo, chengeteko, chengeteko, uye mitero inotengwa navose yemitero yepaIndaneti, inokuita kuti usvikire mitero yako nokuziva mitero.

Kutanga Kwekubiridzira Mutero

Kunzwisisa mhindumupindu iyi kunobatsira vabhadhari kunzwisisa kuti mafashoni emazuva ano anobatsira uye akavimbika.

Nguva Yokudzoka Kwemapepa

Kusvikira mukupera kwama1980, inenge mitero yose yaigadzirwa nemaoko uye yakanyorwa papepa. Vabhadhari vaizadza mafomu nemaoko kana kuti netapureta, vaiita nhamba (kazhinji kazhinji nemhosho), uye kutumira mapepa kuIRS. Iyi nzira yakanga iri inononoka, yakakanganisa, yaidzorwa, uye yaishandiswa nemari kuti vose vari vaviri vabhadhari vemitero uye hurumende vadzorere pepa raigona kutora mavhiki, uye marendida kazhinji kazhinji kacho kusvika mwedzi.

Kuchinja Kwemakombiyuta Nokufambisa Matombo

IRS yakatanga purogiramu yeIRS yei-faill mu 1986 navagadziri vemitero vashanu chete uye vanodzosera vanenge 25 000. Pakasvika ma1990, e-file yakanga yakura zvikuru, ichibatsirwa nokukura kwekombiyuta yomunhu oga nepurogiramu yechitatu. IRS Free File program yatangwa muna 2003, inogovera zvisarudzo zvapachena zvepaIndaneti zvevabhadhari vemitero nemari inogadziridzwa pasi pechikumbaridzo chakati. Nhasi, e-faira ndiyo nzira huru, nokugadzirwa kweIRS kunopfuura mamiriyoni 160 anodzoka pakombiyuta gore rimwe nerimwe. E-fay inobatanidza vagadziri vemitero vane unyanzvi, DIY purogiramu yepurogiramu yakafanana neHATAX; DEM, naISR

Kubatsira Kukuru Kwokubiridzira Mitero Pakombiyuta

Mitero inodhura paIndaneti inobatsira chaizvo uye inobatsira chaizvo.

Kubudirira uye Kuzivikanwa

Kunyora paIndaneti kunobvumira vabhadhari kugadzira nokutumira mvumo kubva pamuchina upi noupi weInternet, panguva ipi neipi yezuva. Uku kuchinjika kunokosha zvikuru nokuda kwaavo vane purogiramu dzakabatikana, ganhuriro, kana kuti kusvika kwakaganhurirwa kuvagadziri vanodzidzira. Zvikuva zvizhinji zvinotsigirawo kutumira masherefu anofambiswa nomumafoni. Mativi okupinda akadai savaravi vepaterevhizheni, maruvara emitauro yakawanda, uye nhungamiro yemitauro yakapfava inobetsera kuva nechokwadi chokuti vacherekedze vatendi vemigariro yose yakare.

Kumhanya uye Kugutsikana

Tsika dzinodzorwa nemagetsi dzinogadzirwa nokukurumidza zvikuru kupfuura pepa rinodzorwa. Nhau dzeIRS dzinodzorwa zvikurukuru nokuda kweipe-faira mukati mamazuva 21, nepo pepa ringadzoka rinogona kutora mavhiki matanhatu kusvikira kumasere kana kuti kupfuura. Mari inoiswa yakananga inopfuudzira mari. Nokuda kwemitero, e-file inogovera simbiso yapakarepo uye inogona kurongwa. Iyi mwero unoderedza kusava nechokwadi mune zvemari nokuda kwevanobhadhara vanotsamira pamabhajeti anodzorwa nokuda kwemari.

Kuwedzera Kukanganisa Kwakaita Kuti Kuve Kwakarurama Uye Kusanyanya

Software yemutero inobatanidza kuongorora zvikanganiso zvakagadzirwa zvakadai sekuverenga zvinoshanda, mapepa anoshanda, uye kusvinurira. IRS inoshuma kuti pepa rinodzoka rine mwero wezvikanganiso weinenge 20%, nepo e-plad wind inodzoka ine mwero wezvikanganiso pasi pe1%. Software inogadziridzawo jiro yekuchinja mumutemo wemitero, zvakadai segadziridzoso kumitengo yemitero. Zvirongwa zvakawanda zvinobatana zvakananga nevashandirwisi uye masangano emari kuti zvipinde muW-2s, 1099, uye mari inotambira mari, kuderedzazve zvikanganiso zvokupinda mumahofisi.

Kuchengetedza Ndyiko Nezvisarudzo Zvakasununguka

Nepo mamwe mapurogiramu emitero anobhadharira mari yemitero, vabhadhari vazhinji vanokwanirisa nokuda kwokunyora pachena mupurogiramu yeIRS Free File kana kuti maIRS inobhadharwa. Kunyange mapurogiramu ekombiyuta anobhadharwa kazhinji kazhinji anodyira zvishoma kupfuura nguva nendyiko zvokupinza mugadziri wemabhizimisi. Mukuwedzera, e-firimu inobvisa ndyiko dzeposi, pepa, uye kudhinda. Mabhizimisi maduku anozvishandira, vanhu vepaIS inogona kutakura zvinhu zvakaoma kudzosera semari inobhadharwa yebhizimisi, kudhura mari, uye kufungidzira kubhadhara mitero.

Betsero Dzemhoteredzo

Kunyora paIndaneti kunoderedza kushandiswa kwepepa, inki, uye mafuta okufambisa akabatanidzwa nemhindu dzinotumirwa. IRS inofungidzira kuti kuwanda kwemafirimu kunochengetedza mamiriyoni emapapu anoraswa gore negore. Kana vari vateresi vemakombiyuta vasingazivi, kusarudza kuzviisa pasi kwemagetsi inzira iri nyore yokuderedza nayo tsoka dzavo dzezvakatipoteredza.

Kunyora Kwaungaita Mitero Pakombiyuta: Nhungamiro Nenzira Imwe Chetechete

Kutora mitero paIndaneti chinhu chakananga, asi kuita matanho akarurama kunogona kuita kuti unyatsova nechokwadi chokuti wakachengeteka.

Danho 1: Sarudza Software Yemutero Yakakodzera Kana Kuti Basa

Kusarudza chikuva chemitero chinoremekedzwa paIndaneti ndicho chisarudzo chinokosha zvikuru. Zvisarudzo zvakasiana kubva kumidziyo yapachena (IR Free Fact, Cash Apps, Taxislayer) kusvika kusoftware (TurboTax, H&pamp;R Block, Tax Act). Rangarira zvinhu zvakadai semari inotarwa, zvimiro zvinotsigirwa, mari yemari yehurumende, uye tsigiro yavatengi. Kudzorwa kwakapfava zvikuru (W-2 mari, kutsarudzo dzomupimo), zvisarudzo zvapachena zvinokwana. Nokuda kwavanhu vanozvirovhara basa kana kuti avo vanotambira mari, shanduro dzinobhadhadhadhadha kazhinji kazhinji dzinopa nhungamiro iri nani. [[FLT:]] Stock Free FALT FILS [FF:]] peji inogovera ndaza yavakwani vanokwaniriswa.

Nhano 2: Ronga Mapepa Anodikanwa

Usati watanga, unganidza magwaro ose anokosha emitero: W-2 kubva kuvashandirwi, 1099-NEC nokuda kwebasa remhindu, 1099-INT nokuda kwemhindu, 1099-RVIX nokuda kwemibayiro, maraitirwo endyiko dzinobhadharwa, uye mutero wegore risati rasvika. Kuve nechinhu chiri chose chakarongwa chinochengetedza nguva uye chinodzivisa zvisiiwa. Zvikuva zvesoftware zvizhinji zvinokubvumira kuisa maPDF kana kuti kutora mapikicha epepa nokuda kwokutora mashoko anoshandisika.

Nhano 3: Tsvaka Kuzvidavirira Wotanga Kudzokera Kwako

Bvuma nechikuva chawakasarudza uchishandisa kero yeemail yapamutemo neshoko rokubudisira rakachengeteka. Uchagovera mashoko ako oga akadai senhamba yeSocial Security, nzvimbo inonyorwa, uye vanotsamira pamunhu. Kopiyuta ichakutungamirira kupfurikidza nemibvunzo yakatevedzana pamusoro pemari yaunowana, perefu, uye zvikwereti. Pindura nokutendeseka uye hwirudzura nokungwarira chikamu chimwe nechimwe.

Danho 4: Ita Kuti Zvinodzidziswa Nezvaunopiwa Zvive Zvakanaka

Software yako ichakarakadza zvitsaru zvakaiswa pamwe chete nezvitsaruso zvinotevedzerwa zvakavakirwa pamashoko ako. Iva nechokwadi chokuti hauna kurasikirwa nechikwereti chinokosha chakadai seIniverho Indicage Integit fetar, Child Tax Credit, kana kuti purofiti yedzidzo. Vanhu vanoshanda vamene vanofanira kunzvera ndyiko dzebhizimisi, mari dzehofisi dzapamusha, uye kuvara mitero.

Nhano 5: Ongorora uye Cherechedza Zvikanganiso

Usati wavhura, shandisa purogiramu yacho. Nzvera zvikanganiso zviri nyore zvakadai senhamba dzeSocial Security, mazita asina kutsarukana, kana kuti nhamba dzeakaundi yebhangi kuti uchengete zvinhu zvakananga. Zvirongwa zvakawanda zvinopa “mudungwe wakawanda” vimbiso yokuti kana marekodhi akarasika ashaikwa.

Danho 6: Bvisai Kuti Mudzokezve Nemakombiyuta

Wangogutswa bedzi, e-file yako yose iri miviri SS yomubatanidzwa nehurumende zvinodzoka (kana zvichishanda). Chengeta kusimbiswa kweemail kana kuti kubvumwa nesoftware. IRS ichatumira ziviso mukati memaawa 24-48 inosimbisa kugamuchirwa. Kana kudzoka kwako kurambwa nemhaka yemhosho (zvikuru, kudimburwa kwakasawirirana SSN), iruramisei uye kurumidza kudzivisa zvirango zvokunonoka kuzivisa.

Nhano 7: Bata Dzikamo Ipi Nei Yakafanira Kana Kuti Gadzira Rongedzero Yokubhadharwa

Kana une chikwereti chemitero, mitero yemagetsi inosanganisira kadhi rechikwereti kana kuti rebhangi, kana kuti Electronic Federal Taxistration System (EFTPS). Kune vaya vasingakwanisi kubhadhara zvizere, IRS inopa zvibvumirano zvechikamu zvinogona kutangwa paIndaneti. Kubhadharwa kwokutanga kunoderedza mubereko nezvirango.

Zvikanganiso Zvinowanzoitwa Nevanhu Pavanovhura PaIndaneti

Kunyange zvazvo zvikanganiso zvakati zvingakutadzisa kubhadhara mutero kana kuti kuuziva kuti wapinda mungozi idzi ndiyo nhanho yokutanga inoita kuti ude kunyora zvinhu zvakanyatsotsvedzemuka.

Mashoko Avo Pachavo Asipo Kana Kuti Asina Kururama

Kuisa zvitsama panhamba yeSocial Security, kushora zita, kana kuti kupinda musi wakaipa wokuberekwa kunogona kuparira kudzoka kwako. Kudzokororwa kwemativi ose mukurwisana nezvinyorwa zvehurumende. Kana wachinja zita rako nemhaka yeroorano kana kuti chatanuro, iva nechokwadi chokuti rinowirirana nezvinyorwa zveSocial Security Administration.

Kuregeredza Kushuma Mari Yose

Zvinhu zvinorasika zvinowanzobatanidza mari yapachena iri pasi pe $600 (papo 1099-NEC ingasapiwa), mubereko kubva kumaakaundi emari, mibayiro yemari, uye mari inobva kumativi emari. IRS inogamuchira makopi ezvinyorwa zvose zvemari inotambirwa, naizvozvo kushuma kusingasviki kunogona kunyandura chiziviso kana kuti kubhadharwa. Kana pasina panikiro, shuma.

Kutarira Zvibharo Nezvikwereti

Vabhadhari vemitero vanowanzorasikirwa nemari inoderedzwa nokuda kwemitero yehurumende neyemunzvimbomo (kusvika $10,000), mipiro yorupo, ndyiko dzezvokurapa dzinopfuura 7,5% yeAGI, uye mhindu yevadzidzi.

Kukanganisa Mamiriro Ezvinhu

Kusarudza nzvimbo yokurongedza isina kururama (muchib., Musoro Wemhuri apo Kusava Nohuhuhumwe kuri kwakarurama) kunogona kutapura zvikuru mutoro wako womutero.Rava rondedzero dzeIRS nokungwarira. varoorani vanogona kazhinji kazhinji kubetserwa nokuronga pamwe chete, asi muzvimwe zvinoitika mapepa akaparadzana anopa mutero wakaderera.

Kukurumidza Kudzokorora

Kudzokorora kokupedzisira imhaka yakajairika. Kunyange purogiramu yekombiyuta ine mukurumbira wakanaka inogona kutsanangura zvisirizvo mhinduro dzako. Iva nenguva yokuverenga chikamu chimwe nechimwe chepfupi yacho. Iva nechokwadi chokuti manyuko ose emari inotakurwa akarongwa uye kuti zvitsama zvemari inotemwa zvine musoro.

Miitiro Yakanakisisa Yokuchengetedza Mitero PaIndaneti

Kuchengetedza mashoko ako emari kunokosha paunenge uchiisa mashoko paIndaneti pane matanho aunogona kuita kuti udzivise kubirwa kwaunoitwa uye kubiridzira.

Shandisa Chinotapurira Magetsi Nemudziyo Wakachengeteka

Dzivisa kuisa mitero pamamiteve ewi-Fi (zvitoro zvekomupiyuta, nhandare dzendege, maraibhurari). Shandisa chikwata chepamusha chemunhu kana kuti chishandiso chakachengeteka. Iva nechokwadi chekomyuta yako kana kuti serura zvine purogiramu inodzivisa kuvhiya, mafire, uye mapapu okushandira. Makombiyuta avose ari mumaraibhurari kana kuti mumahotera haakurumbidzwa.

Sarudza Software Yakazonaka Nechengeteko Yakasimba

Shandisai purogiramu yemitero bedzi inobva kuvatengi vanozivikanwa zvikuru vanoshandisa kunyorwa kwamashoko okunyorwa kwamashoko okupengeta (AES-256), kusimbisa kwakawanda kwemafaira, uye kuchengeterwa kwakachengeteka kwemazita. Nzvera magwaro eindasitiri akafanana ne SOC 2. IRS inogovera muranduro wezvinotenderwa wemafaira [. Dzivisa kushandisa mabasa epaIndaneti asingazivikanwi kana kuti apachena angashairwa kuchengetedzwa kwakasimba.

Kusimbisa Kushandisa Zvinhu Zvakawanda (MFA)

Zvikuva zvikuru zvemitero zvinopa MFA, inoda kopi chaiyo inotumirwa kurunhare rwako kana kuti email kuwedzera kushoko rako rokuwedzera. Iyi jira yokuwedzera inodzivisa kupinda kusina mvumo kunyange kana shoko rako rokutsaudzira rikasabvumirwa. Rigonese nguva dzose.

Ngwarira Manomano Anonyengera

Matsotsi anowanzotumira maemail okunyepedzera kana kuti magwaro anonyepedzera kuva IRS kana kuti mapurogiramu epurogiramu yemitero. Usambonyudza pamashoko anokumbira nhamba yako yeSocial Security, udzame hwebhangi, kana kuti magwaro okupinda. IRS isingambotangi onano ichishandisa email, manyoro, kana kuti zvinobudisa mashoko. Mushumo unonyumwira mashoko ku [email protected].

Chengetedza Mapepa Ako Netsananguro

Pashure pokunyora, chengeta kopi yedzokero yako uye tsigira magwaro munzvimbo yakachengeteka (yakavanzwa yegore kana kuti faira yakakiyiwa). Mapepa ane mashoko anotapurwa. Rangarira kushandisa mabasa okudzivirira chikwereti nemubato wemitero. FTC Chiratidzo Theft nzvimbo inopa nhungamiro yokunaya kana ukanyumwira kunyengera.

Kubatsira Kunoita Kutakura Mutero Panguva Yakakodzera

Kunzwisisa mitero iyi kunoita kuti vanhu vade kuiteerera uye vawedzere kuva nekodzero yokuva vagari vemunyika iyoyo.

Kushandisa Mari Yemabasa Anobatsira Vanhu Vose

Federal, nyika, uye mari yomutero yomunzvimbomo zvinotsigira dzidzo, gadziriro dzezvoutano (Medicare, Medicaid), dziviriro yorudzi, chokufambisa, mambure okuchengeteka munzanga (Sayenzi, betsero dzokusava namabasa), uye dziviriro yemhoteredzo. Apo vagari vemo vanotenderera zvakarurama uye panguva, hurumende dzinogona kugovera mipiro nenzira inobudirira uye bhajeti remari nouchokwadi hukuru zvikuru.

Kusimudzira Kururamisira Nokururamisira

Gadziriro yemitero inotsamira pakuteerera kwokuzvidira. Apo mafaira mazhinji anoparadzirwa nenzira yokutendeseka. Indaneti inoderedza mikana yezvikanganiso zvamaune uye inoita kuti zvive nyore kuvabhadhari vose vane mitero yakaderera(kubatanidza vane mari shoma) kutora rutivi zvizere. IRS Free File program uye mabasa okugadzirira mitero yapachena (VITA) inobetsera kubhadharwa mari shoma kuwirirana pasina kubhadharwa mari.

Kubatanidzwa Kunokurudzira Kwechikwata

Kunzwisisa kuti mitero inoitirwa vanhu vose inobatsira sei kunoita kuti vabhadhare mitero paIndaneti vazive kuti mari yavo inopedzerwa sei uye kuti vangangovhota sei panyaya dzemari, kutorawo mari yehurumende, kana kuti kubatana nehurumende.

Kuderedza Mukaha Wemitero

“ Musiyano wemitero” musiyano pakati pemitero inobhadharwa nemitero. IRS inofungidzira mukaha uyu unopfuura mabhiriyoni 600 emadhora pagore. Kuyera necheki dzemhosho dzakavakwa uye kushuma mari yakananga zvinoderedza kubhadharwa kusingarongwi. Kushandiswa kwemasherufu eIRS kwakapararira kunoitawo kuti zvive nyore kuti IRS iwirirane nemhindu, idzivisa kutiza.

Nguva Yemberi Yokubiridzira Mutero: Miitiro Nekuvandudza

Ruzivo rwokugadzira zvinhu zvarunoramba ruchichinja, ruzivo rwokuisa mitero mumitero ruchava rwakatonyanya rusina musori wobva wabatanidzwa muupenyu hwemari hwezuva nezuva.

Kudzoka Kwapamberi Pezadziko Nezviziviso Zvakananga Kugoverana

Nyika dzinoverengeka dzakatobudisa mabhadharo emitero yakatozadzwa yakavakirwa pamushandirwi namashoko ebhangi. Mutyairi weIRS’S Direct File nokukura kwemashoko echitatu anoshuma (zvakadai sechinodikanwa cheapps dzokuripa kuti ape mari) chienda kugadziriro umo vabhadhari vangohwirudzura bedzi nokusimbisa mashoko. Ikoku kunogona pakupedzisira kubvisa kudikanwa kwokupinda kwamashoko kwamaoko.

Uchenjeri Hunogadzirwa uye Kutungamirirwa Nouchenjeri

Software yemitero ine simba reAI inogona kuongorora mabhadharo epikicha yemari, kukarakadza mari yakanakisisa, uye kufanodeya kutaura ngozi yokuongororwa. Kugadzirwa kwomutauro wekuzvarwa nawo kunogonesa kukurukurirana kupindura mibvunzo muChirungu chakajeka. Nokufamba kwenguva, AI ingabata mamiriro ezvinhu akaoma semitero yapanyika yose kana kuti mitero inoitwa pasi pebasa revashandi.

Kufambiswa Kwemotokari Kwokutanga uye Kubatanidzwa Nezvinodiwa Nemari

Mibatanidzwa yescreen - recupture iri kuva nesimba zvikuru, ichibvumira vanoshandisa kucheka mapikicha emagwaro, e-file zvakananga kubva muchapaipi, uye kunzvera nzvimbo yezvinenge zvaiswa munguva chaiyo. Kubatanidza nezvikuva zvemari zvomunhu oga (Mint, YNAB) nepurogiramu yemawachi (Purgate Books, FreefBooks) ichagonesa kuronga mutero wegore rose panzvimbo pebasa regore rimwe.

Kuchengeteka Kwakawedzerwa Nokushandisa Mamirire Ezvinhu Akasiyana - siyana

Kuongorora zvitinhimira zvechinyati, kuziva chiso, uye kusimbisa inzwi kuchawedzera kana kuti kutsiva mashoko okurega mashoko echitsotsi, zvichiita kuti zviome kuti vatengere mari yemitero.

mhedziso

Mitero yokubhadharisa paIndaneti inomiririra nzira yemazuva ano, inoshanda uye ine mutoro wokuita rimwe remabasa edu anokosha. Nokushandisa makombiyuta anokosha, vabhadhari vanowana mari yakakwana, kumhanya, uye kururama uku uchiita kuti pave negadziriro yemitero inogadziridzwa uye inoshanda. Kuchinja kubva papepa kuenda papepa remakombiyuta kunenge kwaita kuti mugadzirire mutero wakarongwa, kuchiita kuti usvike kune munhu ane ruzivo rweInternet. Sezvinoramba iripo, zvipikirwa zvenguva yemberi zvakatowedzera kubatana nokureruka. Kana uri mutengi wokutanga kana kuti mubhadhari akabudirira, kushandisa shasi wemakombiyuta haisingoriwo danho rokusarudza kuti munhu azviite kuti anzi ane ruzivo. Ita kuti zvishandire zvinhu zviripo, chengetesa mashoko ako, uye uzive kuti uwedzere kuva nekwane nzanga dzakasimba.