Kubva mukunzwisisa zvimiro zvemitero zvinoshanda kumugariro wako kukusarudza mutoo wakakodzera zvikurusa wokurasikirwa nawo nomusi waunobhadharwa, mepu yakajeka yomumugwagwa inokosha. Iyi nhungamiro inopfuura nomudanho rimwe nerimwe romutero, ichigovera zano rinoshanda kukubetsera kuramba uchizviisa pasi, kuderedza dzvinyiriro, uye kudzivisa zvirango zvinodhura.

Kunzwisisa Mitero: Chivako Chokushuma Zvakarurama

Mafomu akajeka anoenderana nenzvimbo yaunoisa panzvimbo yako, mari yaunowana, uye mari yaunowana. Kushandisa fomu risina kururama kana kuti kupotsa rudungwe rwaunoda kunogona kunonotsa mari yako kana kuti kuita kuti ude kuongorora.

Marudzi Anokosha Omumwe Nomumwe Anobhadhara Mitero

MuUnited States, IRS inoshandisa zvimiro zvakati kuti pakushuma mari yaunowana.

  • FORm 1040-Dzororo remari inobhadharwa. Vateresi vazhinjisa vanoshandisa iri chimiro kana kuti kusawirirana kwaro (1040-SR nokuda kwavakura). Inotora mari yako yose, gadziridzo, zvikwereti, uye mitero yakafanirwa.
  • [[FOLT:0] FORm 1040-ES - inoshandiswa nokuda kwokuita mitero inofungidzirwa kana uchizvishandira iwe umene kana kuti une mari isina kudzorwa nokunyima.
  • [[FOLT:0] FORm 1040-X - Kudzoka kwakatenderedzwa kunoiswa kururamisa zvikanganiso zvakambochengetwa kare 1040.

Marudzi Okudzokera Amashoko Aunofanira Kuziva

Unozvinyorera pasi, asi unofanira kushandisa mashoko azvinawo pakugadzirira kudzoka kwako:

  • [W-2 - Mitero, mari, uye mitero inonyimwa. Mushandirwi wako anofanira kutumira ikoku panosvika January 31.
  • -neC - Mishumo yemari inobhadharwa kusava nebasa nokuda kwevazvimiriri vezvibvumirano.
  • -INT - Mishumo yemubereko inobva kumabhangi kana kuti maakaundi etsoropodzo.
  • [1099-div - Mishumo mibayiro nemhindu yemari.
  • [-G [ - Mishumo yourovha, mari dzemitero yehurumende, uye mibhadharo yehurumende yakati.
  • 1099-MISC - Anoshuma mari inopesana yakadai serendi, mibairo, kana kuti mari yezvokurapa.

Zvimiro Zvomunhu Oga Nezvebhizimisi

Kana une bhizimisi duku kana kuti uchishanda somuvaki akazvimirira, sezvingabvira uchada marudungwe okuwedzera:

  • [[[FFUM] shopule C - Mishumo yemhindu kana kuti kurasikirwa nechinhu chimwe chete.
  • [[[NHAU] .0] SE - inoverenga mutero wokuzvishandira weSocial Security and Medicare.
  • Cupule K[1[FLT] - Zvinoshuma mugove wako wemari, mari inobviswa, uye chikwereti zvinobva mubatira pamwe, masangano eS, nzvimbo, kana kuti zvikwereti.

Marudzi Ehurumende Nemitero Yomunzvimbomo

Nyika zhinji dzinodawo kudzorwa kwomutero wakaparadzana. Dzimwe nyika dzine mutero wakaremara, nepo dzimwe dzakapedza mabhurakesi. Dzishomanene `Alaska, Florida, Nevada, South Dakota, Texas, Washington, uye Wyoming. Nzvera nedhipatimendi rehurumende yako remitero yakarurama nemitemo yemitengo.

Mabhadharirwe Emitero Yako: Nzira Dzakanaka Dzokubhadhara Nadzo Mitero

Masangano eIRS nemitero ehurumende anopa mikoto inoverengeka yokubhadhara, imwe neimwe ine betsero dzayo imene nemirangariro yakasiana - siana.

Sangano Dzemari Yemagetsi

Mubhadharo wemagetsi ndiwo mutoo unokurumidza zvikurusa, wakachengeteka zvikurusa, uye unogovera tsigiro yokukurumidza.

  • [ PIS NOMUSHONGA [ - basa rakasununguka rinokuita kuti ukwanise kubhadhara zvakananga kubva pakunzvera kwako kana kuti kubhadharisa mari yawakachengeta. Unogona kuronga mari inosvika kumazuva 365 pachine nguva mberi.
  • REKRONIC Fund Accoral (EFW) - Shandisa ikoku pakudzikisa bhadharo yako yomutero. Unogovera mashoko eakaundi yako yebhangi, uye IRS inobvisa chitsama pamusi waunosarudza.
  • IROS Akhawunti yoMubatanidzwa weInternet - Kubvumira kutarira dzikamo yako, kubhadhara, kana kuti kuronga kubhadhara. Unogonawo kuripira uchishandisa kadhi rechikwereti kana kuti rapabhuroku kupfurikidza navagadziri vetatu vakatenderwa (mubhadharo wakakodzera).
  • [[FTL:0] Same-Zuva RINO[[FT:1] - Nokuda kwemibhadharo mikuru, yekurumidziro, unogona kushandisa Federal Taxio Cooperation Service (FTCS) yewaya. Pinda bhangi rako nokuda kwemirayiridzo namashoko okubhangi eIRS.

Kubhadhara Nokuongorora Mari Kana Kuti Nokuinyora

Kunyange zvazvo isati yanyanyozivikanwa zvino, vateresi vazhinji vanobhadhara vanofarira macheki epepa. Kana ukatumira muripo, tevera idzi nhungamiro:

  • Ita kuti cheki yacho ibhadharwe ne “United States Treasury” (kana kuti zita resangano rako remitero rehurumende).
  • Nyora nhamba yako yeSocial Security, nhamba yorunhare yamasikati, uye gore remutero uye kuumba nhamba (muchib., “2024 Fime 1040”) panzvimbo inotambira mashoko.
  • Shandisa hamvuropu iri mukabhuku kanotaura nezvemitero kana kuti verenga kero yeIRS yetsamba yakarurama.
  • Tumira cheki yacho nguva isati yasvika kuti idzivise kunonotswa kwokutumira. Tsamba dzakasimbiswa dzinorumbidzwa nokuda kwechibvumikiso cherisiti.

Kadhi Rokubhadharwa Mari Yechikwereti Nekadhi Rakabhadharwa

IRS inogamuchira mibhadharo inopfuura nomuVisa, Mastercard, American Express, uye Discover kupfurikidza navagadziri vemitero vanotenderwa. Mugadziri mumwe nomumwe anobhadharira mubhadharo wakakodzera (zvikurukuru 1.85% kusvikira ku 2,0% yechitsama chinobhadharwa chemari yomutero sendyiko yemivhenganiswa. Ziva kuti kushandisa kadhi rechikwereti kungaparirawo mubereko kana kuti mubhadharo kubva kumupi wemakadhi rako.

Kubhadhara Mugadziriro: Gadziriro Dzokubhadharwa

Kana usingakwanisi kubhadhara mari yako yose yemitero panguva yaunenge uchironga, unogona kukumbira chibvumirano chechikamu chimwe chete.

  • Gadziriro yemari inobhadharwa nguva-nhambo[ - Nokuda kwezvitsama pasi pe $180 000. Kusvikira ku 180-80. Pasina mubhadharo wakarongwa, asi mubereko nezvirango zvinopfuurira kuwedzerwa.
  • Rongedzero yeripo renguva refu (chibvumirano chebvumirano) – Nokuda kwezvitsama pasi pe $50 000. Pass mwedzi nomwedzi. Mubhadharo wakarongwa unoshanda ($31-$225 zvichitsamira pamari yako uye kana ukanyoresa paIndaneti).
  • [ Chibvumirano chemari inobhadharwa pajira-jinga – Nokuda kwavateresi vemitero vasingagoni kubhadhara chitsama chakazara. Zvinoda kuziviswa kwemari kwakakwana.

Masangano ehurumende anowanzopa mitero yakafanana neiyi — ongorora mawebsite awo zvakananga.

Kushandisa Nyanzvi Yemitero Kuti Dziripire

Vanogona kukubatsirawo kubhadhara mari yemakombiyuta kana kuti kubvumirana kwemasero echiuto.

Kunzwisisa Mitero uye Nzira Yokuidzivisa Nayo

Zvimwe zvirango izvi zvinowedzera nokukurumidza.

Kukundikana Kubatwa Zvisina Kufanira Kwefaira

Kana usingatapi kudzoka kwako pamusi wakafanira (kubatanidza mawedzero), IRS inopa chirango che5% yomutero usingabhadharwi womwedzi mumwe nomumwe kana kuti mativi omwedzi wako kudzoka kwanonoka, kusvikira kuukuru hwe25%. Kana kudzoka kwako kwanonoka namazuva anopfuura 60, chirango chiduku zvikuru chiduku che $455 kana kuti 100% yomutero usingabhadharwi. Ichi ndichimwe chezvinodziviswa zvikurusa (ifafai) panguva kunyange kana usingagoni kubhadhara.

Kukundikana Kubhadhara

Kana ukafaidza panhambo nenguva asi usingabhadhari chitsama chakakwana, IRS inobhadharira 0.5% yomutero usingabhadharwi pamwedzi, kusvikira ku 25% yehwerengedzo. Mwedzi wechirango unoderera kusvika ku0.25% pamwedzi mukati mebvumirano yewirirano. Ichi chirango chakaparadzana nechirango chapashure pekusvika, asi vose vari vaviri vanogona kushanda panguva imwe chete.

Chibhadharo Chakabatanidzwa Nokuda Kwokuvirisa Nokubhadharwa Kwokupedzisira

Kana zvirango zvose zviri zviviri zvikashanda mumwedzi mumwe chete, kukundikana kuenda kufaira kunoderedzwa nemwero wokukundikana kubhadharwa kwemwedzi iwoyo. Naizvozvo mumwedzi wokutanga pashure pekupera kwenguva, ungapa chikwereti cha 4,5%% - 0.5%) chechirango chekuranga kuisa parango, pamwe chete ne5%. Kana unyora pasi mazuva 60 kunonoka, chirango chinoshanda panzvimbo pekuverenga nhamba inopetwa.

Chirango Chinobvumikiswa

Kana IRS ikasarudza kuti unobhadhara mutero wakaderera nemhaka yokuregeredza kana kuti kusashanda zvakanaka kukuru, ungatarisana nechirango che 20% yemari inobhadharwa. Ikoku kunogonawo kushanda kana ukataura kuti pane mari kana kuti chikwereti chisina hwaro hwakafanira. Kudzivisa ikoku, chengeta zvinyorwa zvakakwana uye bvunza nyanzvi yomutero nokuda kwebvumirano dzakaoma.

Kupiwa Mutero Kwaifungidzirwa

Kana uchizvishandira iwe umene kana kuti une mari inotarwa isingabhadharwi, ungada kuita iyi kukarakadzwa kwemitero kwechikamu chimwe chezvina. Kukundikana kuripira zvakakwana mugore rose kunogona kuguma nechirango, kunyange kana ukabhadhara chiyero chakazara panosvika April 15. Chirango chakaenzana nenhambo pfupi yehurumende pamwe chete ne3%, yakawedzerwa zuva nezuva. Unogona kudzivisa ikoku kupfurikidza nokushandisa gadziriro yeIRS ye “mari yakadai sewewe-go”: zvimwe kuwedzera nokubhadharwa mibhadharo kana kuti kuita muripo unofungidzirwa panguva yakafanira uchishandisa Form 1040-E.

Mitoro Yefariro

Mubereko unowana mutero usingabhadharwi pamutero upi noupi wakafanira wapakuvamba kusvikira musi waunobhadhara. Mwero wakagadzwa nakane, panguva ino mwero wenhambo pfupi yehurumende pamwe chete ne 3%. Mubereko hausi chirango(icho mutengo bedzi wokukwereta mari kuhurumende) asi unowedzera nokukurumidza.

Kupiwa Mutero Kwoutsotsi

Kukundikana kwokudisa kunyora bhadharo, mashoko, kana kuti kubhadhara mutero kunogona kutungamirira kuutsotsi. Kubvisa mutero (mumaune kusashuma mari yakawanwa kana kuti kunyanyobviswa) chirango chinorema zvikuru nechinopiwa chinosvika ku $50 000 000 nokuda kwamasangano) uye kuiswa mutorongo kwamakore mashanu. Zvirango zvavagari vemo zvetsoropodzo hazvisati zvichizotongotarisana nemhosva dzoutsotsi, asi kunzwisisa ukombi hunokurudzira kuzviisa pasi.

Mazano Anoshanda Nokuda Kwechinoitika Chomutero Chinokwezva

Nokugadzirira kushoma, unogona kudzokorora muitiro wacho wose ndokuderedza ngozi yezvikanganiso kana kuti zvirango.

Chengeta Marekodhi Akarongeka Egore Negore

Kunyora pasi zvakanaka ndiyo nzira imwe chete inoshanda zvikuru yokudzivisa nayo zvinetso zvemitero.

  • W-2s ose, 1099, uye mabhii
  • Mari dzinotumirwa nokuda kwendyiko dzinobhadharwa (mari yemishonga, mipiro yoruyamuro, ndyiko dzebhizimisi)
  • Kutaura nezveakaundi yokubhengi uye yemari kunoratidza kufarira uye mibayiro
  • Marekodhi emitero inofungidzirwa aiitwa
  • Gore risati rasvika, vanhu vanodzosa mitero kuti vataure

Shandisa basa rokuchengeta gore kana kuti kabati yakatsaurirwa.

Zviyeuchidzo Zvokufa

Gore riri rose remitero rine misi yakakomba:

  • January 31 – Vashandirwi navabhadhari vanofanira kutumira W - 2 uye 1099s.
  • April 15 – Munhu mumwe nomumwe anodzosa mutero nedzinofanirwa nedzinofanirwa. Kana musi iwoyo uchipinda pazororo kana kuti kupera kwevhiki, nguva yacho inoenda kuzuva rinotevera rebhizimisi.
  • June 15 – Mubhadharo wemitero wechipiri unofungidzirwa unofanira kuva navanhu vanozvishandira vamene.
  • September 15 – Third yakakarakadza muripo womutero wakafanira.
  • October 15 – nguva yakanyorwa yakarerutswa nokuda kwaavo vakachengeta Mafomu 4868 paApril 15.

Mapurogiramu ekarenda, mapurogiramu emitero, kana kuti kungonyora mazuva aya pakarenda chaiyo zvinogona kukubatsira kuti urambe uchifambirana nemamiriro ako ezvinhu.

Funga Nezvokushandisa Software Yemutero Kana Kuti Nyanzvi Yezvoumbozha

Purogiramu yemitero (TurboTax, H&R Block, TaxSlayer) inogona kukubatsira kuziva mafomu akarurama, kuverenga zvikwereti nezvitsama, uye kudzorwa kwefaira. Vakawanda vanopawo tsigiro yokudzorwa. Kana mamiriro ako ezvinhu akaoma(kana une bhizimisi, ane nzvimbo dzokurenda, kana kuti ari kukurukura negakava remitero yeCPA kana kuti mumiririri akanyoreswa anogona kupedzwa zvakanaka. Vanamazvikoro vanogona kukumirirawo pamberi peIRS.

Ramba Uchiziva Nezvechinjo Dzomutemo Wemutero

Mitemo yemitero inowanzochinja. Kuchinja kwazvino uno kunobatanidza kugadziridza mabhazi emitero anosimudzirwa, mabhuroko omutero, mitero yokurega basa, uye zvitsama zvechikwereti chavana. IRS inobudisa peji inochinja nokutsidzira. Mitero yehurumende, nzvera vepanzvimbo yepawebsite yemari yehurumende gore negore.

Ongorora Kudzoka Kwako Usati Wazviisa Pasi

Zvikanganiso zvakapfava − zvakadai sokuisa zita rako reNhau yenzanga, kukanganwa kusaina, kana kuti kupinda muakaundi yebhangi isina kururama nokuda kwenzvimbo yakananga(-aspected) inogona kunonoka kubudisa mashoko. budisa kopi yokudzoka kwako ndokuriverenga. Shandisa “Kuripi Kuchengeteka Kwangu?” chishandiswa pashure pokupinda munzvero.

Chokuita Kana Usingagoni Kubhadhara Nguva

Upenyu hunoitika: Kurasikirwa nebasa, kukurumidzira kwezvokurapa, kana kuti njodzi dzinongoitika dzoga zvinogona kuita kuti zvisakwanisike kubhadhara mari yako yose yomutero.

  • [[FT:0] Firi pari panguva hayo - Kunyange kana usingagoni kubhadhara, kubvisa chirango chekukundikana kuenda kufaira (icho chiri chirango chikurusa). Unogona ipapo kuronga kubhadhara gare gare.
  • Rovedza nokuda kwewedzero yenhambo pfupi[[FT:1] - Unogona kukwira kusvikira ku 180 mazuva okuwedzera kuti ubhadhare, kunyange zvazvo mubereko nechirango chokunonoka zvichawedzera.
  • Kukumbira chibvumirano chechikamu [ - Sezvadudzwa pamusoro apa, ikoku kunobvumira mibhadharo yomwedzi nomwedzi. Mitengo yokuronga ingarambidzwa nokuda kwavabhadhari vanobhadharwa mari shoma.
  • Kuwedzera mukubvumirana pane zvisina kufanira [ - Muzviitiko zvisingazivikanwi, unogona kubhadhara chikwereti chako chemitero zvishoma kupfuura chitsama chakazara kana usingagoni kubvumikisa kuti haugoni kubhadhara. Kushandisa OIC kwakaoma uye kunoda mashoko ane udzame emari.
  • Kushandisa nokuda kweyamuro yechirango - Kana une chisakiso chine mufungo (kuitika, ngwavaira yomusikirwo, kusakwanisa kuwana zvinyorwa), unogona kukumbira ganhuriro yezvirango uchishandisa [[FLT:] 843[[FLT]].

Kana uri kutarisana nenhamo yemari, IRS ine mapurogiramu okukubatsira kuwana mari pasina kuunganidza kwokudenha.

mhedziso

Kubhadhara mitero muitiro wetsika uyo, kana ukanzwisiswa, uchiva basa rinodzorwa gore negore. Nokuziva zvimiro zvinoshanda kumari yako, kusarudza mutoo wakarurama wemari, uye kugara usati waita misengwa yako, unogona kuita misengwa yako nomutoo unobudirira uye nechivimbo. Kunokosha zvikurusa kunoitwa: saka pari panguva uye inoita kuti ubve neIRS kana ukanangana nechinetso chokuripa. Kusvika kwokuzvidzosera kunokosha kukudzivirira pachirango chakakomba zvikuru uye kunoisa nzvimbo nokuda kwokuvamba mari kwenguva refu.