Table of Contents
Kushandisa nharaunda yebetsero dzehurumende kunogona kunzwa kukurira, asi mamirioni avagari vemo akafanirwa nokuda kwepurogiramu dzakagadzirirwa kugovera tsigiro inokosha yemari, tarisiro youtano, yamuro yezvokudya, betsero yedzimba, uye zvakawanda. Kana uri kutarisana nenhamo yechinguvana, kutarisira urema, kana kuti kungoedza bedzi kupedza migariro, anonzwisisa nzira yokuwana nayo zviwanikwa izvi zvinogona kuita nayo musiano mukuru mumugariro wako woupenyu. Iyi nhungamiro ine revo ichakufambisa muchinhu chiri chose chaunoda kuziva pamusoro pokutanga nebetsero dzehurumende, kubva mukuzivisa mapurogiramu ungakwaniriswa nenzira inobudirira kuchengeta kunzwika kwako munguva inopfuura.
Kunzwisisa Kuti Hurumende Inobatsirwa Sei Nokuona Zvinhu Sezvinhu Zvakanaka
Betsero dzehurumende muUnited States dzinoshanda pamwero yehurumende, yehurumende, uye yomunzvimbomo, dzichiumba musengwa wakaoma asi une revo yakakwana wechengeteko yavagari vemo vanoshaiwa. Iyi purogiramu inobhadharwa kupfurikidza nomubhadharo wemari wemari yemitero uye yakarongedzerwa kugovera betsero dzechinguvana kana kuti dzinopfuurira kuvanhu nemhuri vanosvitsa mipimo yakati. Ruwara rwebetsero dzinowanika rwakawanda, ruchifukidza zvinodikanwa zvikuru sezvokudya nepokugara, pamwe chete netsigiro chaiyo nokuda kwezvoutano, dzidzo, kutarisira vana, uye mabasa ebasa.
Gadziriro dzemasangano dzinogadza mipimo yetsika dzapasi uye dzinogovera mari, nepo hurumende dzenyika nedzomunzvimbomo dzinowanzoshandisa mapurogiramu aya uye dzingapa betsero dzokuwedzera dzinowirirana nenzanga dzadzo. Iyi gadziriro ine mhatsa yakawanda inoreva kuti betsero chaidzo dzinowanika kwauri dzinogona kusiana zvikuru zvichitsamira paunogara. Kunzwisisa ichi chivako inhano yokutanga yokuziva kuti mapurogiramu api angabatira zvinodikanwa zvako.
Zvinokosha kuziva kuti kushandira nokugamuchira betsero dzehurumende handi chimwe chinhu chokunyara nacho. Mapurogiramu aya aripo zvikurukuru kuti abatsire vagari vemo munguva dzakaoma uye kuva nechokwadi chokuti munhu wose anogona kuwana zvinhu zvinokosha zvinodiwa. Vanhu vakawanda vanopa mari kupurogiramu idzi nemitero vangada kubatsirwa pane imwe nguva muupenyu hwavo.
Marudzi Makuru Ebetsero Dzehurumende
Gadziriro Dzokuyamura Nezvokudya
SNAP inopa vanhu vanowana mari shoma uye mhuri dzinobatsirwa nemwedzi nekadhi reElectronic Religin Information Transvection (EBT), rinogona kushandiswa kutenga zvokudya kuvatengesi vane chiremera. Kushata kunobva zvikurukuru pamari inoshandiswa nehurumende uye ukuru hwayo, nemhuri dzakawanda dzinoda kusvitsa miganhu yemari yemari yese yakakwana neyemambure.
Special Nutrition Program yaVakadzi, Vacheche, uye Children (WIC) inogovera betsero inovaka muviri zvikurukuru kuvakadzi vane pamuviri, vanamai vatsva, uye vana vaduku vanosvika zera ramakore mashanu. WiC inopa zviratidzo zvezvokudya zvakati zvinovaka muviri, dzidzo yezvokudya zvinovaka muviri, uye inonongedzera kuutano uye mabasa enzanga. Iyi purogiramu inonangidzira kukura kunotambudza uye yakaratidzwa kuvandudzi dzoutano nokuda kwavanamai navana.
Purogiramu dzezvidyo zvechikoro, kubatanidza National School Lunch Program neSchool Breakfast Program, dzinogovera zvokudya zvapachena kana kuti zvemari shoma kuvana vanobva mumhuri dzinowana mari shoma. Izvi zvirongwa zvinovimbisa kuti vana vanogona kuwana zvokudya zvinovaka muviri mukati mezuva rechikoro, izvo zvinogona kuvandudza zvose zviri zviviri utano hwavo nebasa ravo redzidzo.
Kushanda Kwoutano Nebetsero Yekurapa
Medicaid ipurogiramu yehurumende inobatira pamwe inogovera chiverengero choutano kumamirioni eAmerica, kubatanidza vakura vanotambira mari shoma, vana, vakadzi vane pamuviri, vakwegura, uye vanhu vakaremara. Kufukidzwa kwemakemikari kunosiyana nehurumende, asi nyika dzose dzinofanira kufukidza betsero dzakati kubatanidza mibato yechipatara, mabasa avanachiremba, mabasa erabhoritari, uye tarisiro. Masangano akawanda akakudza Mdicaid pasi peAfford Care Act, achitambanudzira kuvakuru vakuru vakuru vakaderera.
Medicare ipurogiramu yeinishuwarenzi youtano yehurumende zvikurukuru nokuda kwavanhu vane makore 65 navakuru, kunyange zvazvo ichifukidzawo vanhu vaduku vakati nourema naavo vane End-Stage Renal Disease. Medicare ine mativi akasiana - siana anofukidza inishuwarenzi yechipatara, inishuwarenzi yezvokurapa, uye miraundi yemirimo yehurumende. Kunzwisisa kuti imativi api eMedicasadea unoda uye apo kunyoresa kunokosha nokuda kwokudzivisa miganhuro mukufukidzwa uye zvirango zvinobvira.
Vana’s Health Inshuwarenzi Program (CHIP) inogovera vana mari shoma inotambirwa utano mumhuri dzinowana mari yakawanda kuti vakwaniriswe nokuda kweMedicaid asi dzisingagoni kutenga inishuwarenzi yomunhu oga. CHAP inofukidza nzvero dzenguva dzose, kudzivirira, shanyo dzachiremba, mishonga, mishonga yemazino nemaziso, uye mabasa ekurumidziro.
Purogiramu Dzokuyamura Dzimba
Purogiramu yeNzvimbo Yokusarudza Dzimba Voucher, inowanzozivikanwa seChikamu 8, inobetsera mhuri dzinowana mari yakaderera zvikuru, vakwegura, uye vanhu vakaremara vanowana dzimba dzakanaka, dzakakotsekana, uye dzeutsanana mumusika womunhu oga. Vatori vemibato vanowanzobhadhara 30% yemari yavo yakagadziridzwa yemwedzi nomwedzi kurendi yemabharavha, nechekubhadharira musiyano unofukidza mupimo unoiswa nesangano revoruzhinji redzimba.
Dzimba dzavose dzinogovera dzimba dzinotengwa nokuda kwemhuri dzinowanwa mari shoma, vakwegura, uye vanhu vakaremara. Dzimba idzi ndedzevovo voga uye dzinotarisirwa nemasangano edzimba avose omunharaunda, ayo anowana mari yehurumende yokugovera pokugara parendi yakaderedzwa. Ndaza dzedzimba dzavose dzinogona kuva refu munzvimbo dzakawanda nemhaka yokudiwa kukuru.
Row Inhood Home Energy Application Program (LIHEAP) inobetsera mhuri dzakakodzera kubhadhara mari nokuda kwokudziyisa nokutonhora, betsero yesimba, uye mabasa okuchengetedza mamiriro okunze. Iyi purogiramu inokosha zvikurukuru nokuda kwavanhu vakwegura nemhuri dzine vana vaduku avo vangatapurwa netembiricha yakakomba.
Tsigiro Yemari Nebetsero Yemari
DAVIDI yechinguvana nokuda kweMamhuri ane urombo (TANF) inogovera betsero yemari yechinguvana kumhuri dzine vana apo inobetsera vagamuchiri kuwana basa. TANF ipurogiramu inobvumira, zvinoreva nyika dzinochinjika zvikuru mumagadzirirwe adzo nokushandisa mapurogiramu adzo. Betsero dzinowanzobatanidza betsero yemari yemwedzi nomwedzi, rovedzo yebasa namabasa okuisa, betsero yokutarisira vana, uye tsigiro yezvokufambisa.
SSI inobatsirwa kubhadhara mari inobhadharwa mwedzi nemwedzi vanhu vakaremara, mapofu, kana kuti vane makore 65 kana kupfuura. SSI inobatsirwa kubhadhara zvinodiwa zvinokosha zvakadai sezvokudya, zvokupfeka, uye pokugara. Kusafanana neSocial Security Disability Insesnce, SSI haidi kuti pave nenhau yebasa uye inongovakirwa pakuda mari uye kurema.
Inishuwarenzi yeurovha inogovera tsigiro yemari yechinguvana kuvashandi vakarasikirwa namabasa avo pasina mhaka yavo vamene uye vari kutsvaka nokushingaira basa idzva. Betsero dzakavakirwa zvikurukuru pachiverengero chemari yako yapfuura uye inowanika kwenguva yakaganhurirwa, kazhinji kazhinji kusvikira kuvhiki 26, kunyange zvazvo ikoku kunogona kutambanudzwa mukati menhambo dzokushaya basa kukuru.
Kubatsira Kusingabatsiri
Social Security Inssurance (SDI) inopa betsero kuvanhu vasingagoni kushanda nemhaka yourema hunokarirwa kupedza rinenge gore rimwe kana kuti kuguma norufu. Kuti vakwaniriswe, vanofanira kuva vakashanda uye vanobhadhara mitero yeSocial Security kwechiverengero chakati chamakore. Chitsama chaunowana chakavakirwa paavhareji yemari yaunowana inofukidzwa neSocial Security.
Varemara vakaremara basa vangakodzera muripo weva, unopa mari yemitero yemwedzi nomwedzi. Chitsama chinotsamira paukombi hweurema uye kana une vanotsamira pamunhu. Vane chikwereti chingakwanirisawo nokuda kwebetsero dzakawedzerwa kubatanidza chipatara, kudzorerwa kwoutano, mabasa okuzvibatsira, uye rubatsiro rwedzidzo.
Dzidzo Nokurovedza Zvinobatsira
Federal Pell Grants anogovera zvipo zvinogoverwa kuvadzidzi vanowana mari yakaderera kuti vabetsere kubhadhara nokuda kwekoreji. Kusafanana nezvikwereti. Zvikwereti hazvidi kubhadharwa. Chinjo huru yePell Grant pagore uye yakavakirwa pazvinodikanwa zvemari, ndyiko dzezvipo, uye mugariro wokunyoresa.
Gadziriro dzinogona kushandiswa nokuda kwepurogiramu dzedhigirii rekoreji, rovedzo yebasa, marovedzo, uye mapurogiramu okunyora magwaro. shanduro dzakasiyana - siyana dzeGI Bill dzinopa mwero yakasiana - siana yebetsero kutsamira pakuti wakashanda rini uye kwenguva yakareba sei.
Mapurogiramu ebasa eInnotion and Opportunity Act (WIOS) anogovera rovedzo yebasa, dzidzo, uye mabasa kubetsera vanhu kupinda kana kuti kutangazve mabasa. Masangano angabatanidza kupa mazano ebasa, kunzvera unyanzvi, yamuro dzebasa, uye zvirongwa zvokurovedza mabasa adzo.
Kuziva Kuti Unokwanisa Kukosha Nokuda Kwebetsero
Kukwanisa kubatsira kwehurumende kunoonekwa nezvinhu zvakasiyana - siyana, uye kunzwisisa izvi zvinodiwa usati watanga basa racho. Zvinhu zvinonyanya kukosha zvinosanganisira mari inowanwa, ukuru hwemhuri, kuva mugari wemo kana kuti kutama, zera, kuoma kwemashandiro, uye mamiriro ezvinhu akadai sepamuviri kana kuti mamiriro ezvinhu akabudirira.
Mitengo yemari inodzorwa inowanzotaurwa senhamba yeFederal Poverty Lequence (FPL), inovandudzwa gore negore uye inosiyana-siyana noukuru hwemhuri. Somuenzaniso, mamwe mapurogiramu angada mari yako kuva pasi pe 130% yeFPL, nepo mamwe angagadza danho pa 200% kana kuti kupfuura. Kunokosha kucherekedza kuti mapurogiramu akasiyana - siyana angarangarira mari yakasiana, nepo mamwe akatarira pamibhadharo yembure pashure pemwe mari.
Ukuru hwemhuri hunobatanidza munhu ari wose anogara pamwe chete uye anogoverana ndyiko, kwete bedzi mitezo yemhuri. Ikoku kunobatanidza iwe umene, mukwanyina wako kana wakaroora, vana vako vari pasi pe 22 vanogara newe, uye munhu upi noupi waunogara ndokutenga zvokudya. Kusarudza zvakarurama ukuru hwemhuri yako kunokosha nemhaka yokuti kunotapura zvose zviri zviviri ganhuriro dzemari nebetsero.
Vagari vemo veUnited States vanowanzokodzera nokuda kwepurogiramu dzose dzinobetsera dzehurumende kana vakasvitsa mimwe mipimo. vagari vemo vechigarire vomutemo navamwe vatami vakakwaniriswa vangava vakakodzera nokuda kwepurogiramu dzakati, kunyange zvazvo pangava nenhambo dzokumirira. Vatami vasina kunyorwa havawanzokodzeri nokuda kwebetsero dzehurumende, kunyange zvazvo pane kusafanira kwetarisiro yekurumidziro uye purogiramu dzakati dzevana.
Miganhu yakatemwa inoshanda kumimwe mitauro, kureva kuti haugoni kuva nezviwanikwa zvinopfuura ukoshi hwakati. Zviwanikwa zvinowanzobatanidza maakaundi ebhangi, masheya, zvisungo, uye zvinhu zvisiri nzvimbo yako yokutanga nemotokari imwe. Zvisinei, mapurogiramu akawanda akabvisa kana kuti kukwidziridza miganhu yepfuma mumakore achangobva kupfuura kuti zviwanike zvikuru.
Kushandisa Zvinobatsira Kuongorora Maturusi
Usati washandisa nguva refu mukutsvaka kwapaIndaneti, shandisa maturusi anogona kukubatsira kuziva kuti ipurogiramu dzipi dzaungakwanisa kushandira. Hurumende yehurumende inoshanda Benefit.gov, chishandiso chikuru chinokupa mukana wokupedza kubvunza zvakavanzika nezvemamiriro ako ezvinhu uye kuwana ndaza yezvingakubatsira. Chishandiso ichi chinenge chiine mapurogiramu 1 000 ehurumende nehurumende anobatsira.
Nyika dzakawanda dzinoshandisawo mashandiro adzo amene ekuyera mawebsite angagovera mashoko ane udzame pamusoro pemapurogiramu ehurumende akananga. Maturusi aya anowanzobvunza mibvunzo pamusoro pezera rako, mari yaunowana, kunyora kwaunoita imba, ndyiko, mamiriro ezvinhu okuremara, nezvimwe zvinhu zvinoda basa. Kuongorora kunowanzotora maminitsi 5-10 uye kunogona kukuchengetedza nguva yakawanda nokukubatsira kuti ufunge nezvepurogiramu dzaungada kukwanisa kuita.
Masangano enzanga nemasangano asingawani mhindu anowanzopa betsero dzapachena kunzvera nokushandisa.Masangano akafanana nemunharaunda yeUnited Way ganhuro reUnited, masangano enzanga, uye masangano ebetsero dzapamutemo anogona kukubatsira kunzvera ndokunzwisisa zvisarudzo zvako. Mabasa aya anokosha zvikuru kana une migariro yakaoma kana kuti uchida betsero kunzwisiswa kwezvinodikanwa zvokuva anokwanisa kunzvera.
Kuunganidza Mashoko Anodiwa
Chimwe chezvikonzero zvinozivikanwa zvikurusa zvokunonotsa mukushanda ndechokusakwana kana kuti kushaikwa kwepepa. Kuva akagadzirwa nezvinyorwa zvakarurama usati watanga kushandira kwako kunogona kukurumidzisa zvikuru muitiro wacho ndokuderedza kukangaidzika. Nepo zvinodikanwa zvakati zvichisiyana nepurogiramu, kune mapoka anoverengeka ezvinyorwa zvinokumbirwa kazhinji kazhinji.
Zvinyorwa Zvokuti Unogara Kupi uye Kuti Ugari Hwemunyika Yako
Uchafanira kubvumikisa kuzivikanwa kwako uye, nokuda kwepurogiramu zhinjisa, kuva mugari wemo wako kana kuti mugariro wokupinda munyika wapamutemo. Mapepa okuzivisa anogamuchirika anowanzobatanidza kadhi remutyairi, kadhi reID rakagadzirwa nehurumende, pasipoti, kana kuti rugwaro rwokubereka. Nokuda kwouchokwadi, rugwaro rwokuberekwa narwo rweU.S., pasipoti, kana kuti rugwaro rwokuvakwa nomutemo runofanira kuva nekadhi ravo regirini, nepo vamwe vatami vangada kugovera mapepa avo ezvekubuda munyika.
Makadhi eSocial Security kana kuti nhamba dzinodikanwa nokuda kwemitezo yose yemhuri ichikumbira betsero. Kana usina kadhi reSocial Security, unogona kukumbira nokuda kwomumwe kupfurikidza neSocial Security Administration. Mamwe mapurogiramu angakubvumira kushandisa apo kumbiriso yako yekadhi reSocial Security iri kudokumira, asi pakupedzisira uchada kugovera nhamba yacho.
Uchapupu Hwokuramba Uchinyengerwa
Zvirongwa zvinobetsera zvikurusa zvinoda kuti uve mugari wehurumende kwaunoshandisa. Chibvumikiso chinogamuchirika chokugara chinobatanidza mabhiri ezvishandisiro, zvibvumirano zverendi, zvibvumirano zvemba, kana kuti tsamba dzehurumende dzinoenda kwauri pakero yako yazvino. Kana uri kutambura kushaya pokugara, mapurogiramu akawanda ane dzimwe nzira dzokubvumikisa kuti unogara hwunorwn hahuregi kushaikwa kwedzimba dzegamuchidzanwa kukudzivisa kushandisa.
Kusimbiswa Kwezvichaitika
Mapepa okuwana anokosha nokuda kwemapurogiramu anobatsira zvikuru. Kana uchishanda, uchada chaizvoizvo zvigumbuso zvemari ichangobva kubhadharwa mwedzi mumwe, kunyange zvazvo mamwe mapurogiramu angakumbira mwedzi miviri kana mitatu. Vanhu vanoshanda vamene vanofanira kuunganidza mitero, mhindu namashoko okurasikirwa, kana kuti mapepa ebhizimisi anoratidza mari nendyiko. Kana ukagamuchira mari kubva kumamwe manyuko, uchada mapepa akadai seyamasangano eSocial Security anobetsera, mashoko anobetsera, mashoko omudyandigere, marekodhi, mapepa evana, kana kuti zvibvumirano zvemari.
Kana usina mari, ungada kugovera rugwaro runotsanangura mugariro wako uye kuti uchaita sei zvinodikanwa zvako zvikuru. Mamwe mapurogiramu anogamuchira zero rinouya neaffidavits, izvo zviri kutaura kwokupika kuti hauna mari.
Chinyorwa Chendyiko
Zvirongwa zvakati zvinorangarira ndyiko dzako pakusarudza mari yaunowana nokubetsera. Mapepa endyiko anozivikanwa navose anobatanidza marisiti erendi kana kuti mapepa emota, mabhiri emushandisi wemari, ndyiko dzemwana, ndyiko dzezvokurapa, uye zvinyorwa zvedare zvinodzorwa zvokutsigira mwana. Chengeta mapepa akarongwa endyiko idzi, sezvo angabvumira nokuda kwedzinowedzera chitsama dzako dzinobetsera kana kuti betsero yaungagona nokuda kwepurogiramu dzingasakwaniriswa nokuda kwako.
Kuwedzera Kunyora Kunokosha
Zvichitsamira pakuti ndepapi paunobetserwa kukumbira, ungada mamwe mapepa chaiwo. Kushatiswa kunoda zvinyorwa zvakawanda zvezvokurapa, mashoko achiremba, uye mashoko ebasa. Vabereki vanokumbira betsero nokuda kwavana vachada magwaro okubereka kana kuti mapepa okurera mwana. Vadzidzi vari kukumbira betsero dzedzidzo vanoda kunyoreswa chikoro nenhetembo. Vareshi vanoda zvinyorwa zveDD-214 kana kuti zvimwe zvinyorwa zvebasa rehondo.
Kola ndaza yemagwaro anodiwa epurogiramu imwe neimwe yaunoshandisa, uye unganidza makopi echinhu chiri chose usati watanga mashandiro ako. Chengeta zvinyorwa zvapakuvamba zvakakotsekana ndokuendesa makopi kutoti pakuvamba kuchidikanwa chakananga. Rangarira kugadzira rusarudzo rwemanyoro okunyora (pamuviri kana kuti pafoni) apo unochengeta magwaro ose anokosha akarongwa uye ari nyore kuwanikwa nokuda kwezvishandiso zvokutanga, kuvandudza, uye kugadziridza.
Muitiro Wekushandisa: Famba Nenhanho
Wangoziva bedzi betsero dzaungakwaniriswa nokuda kwekuunganidza mapepa ako, yava nguva yokutanga muitiro wokushandisa. Nepo purogiramu imwe neimwe ine miitiro yayo imene yakananga, kunzwisisa mutoo wavose nemiitiro yakanakisisa zvinogona kubetsera kuvimbisa kuti kushandiswa kwako kunobudirira.
Kusarudza Nzira Yokushandisa
Hurumende yakawanda inobatsira mapurogiramu ava kugovera nzira dzakawanda, kubatanidza maapuresa epaIndaneti, mumahofisi omunzvimbomo, mumafomu eposi, uye maapuremu efoni. Maapuremu eUNET kazhinji ndiwo anokurumidza uye akakodzera zvikurusa, achikubvumira kushandisa 24/7 kubva kumba uye achipa uchapupu hwokuti mafomu ako agamuchirwa nokukurumidza. Makombiyuta akawanda anogonawo kuchengetedza kufambira mberi kwako, saka unogona kupedza kumbiriso mumapurogiramu kana zvichidiwa.
Kutsvaka kwokuwedzera kunogona kubatsira kana une mibvunzo, uchida kubatsirwa kunzwisisa maitiro, kana kuti kuva nemamiriro ezvinhu akaoma anoda tsananguro. Vashandi vanogona kuongorora mapepa ako panguva ino voita kuti uzive kana pane chinhu chiri kushayikwa. Zvisinei, mafomu angada kuronga kuronga uye kutora nguva yokurega basa.
Kumbiriso mumatsamba dzinopa kuchinjika asi kazhinji kazhinji ndidzo chisarudzo chinononotsa zvikurusa uye hachigoveri ziviso yapakarepo yeriti. Kana ukasarudza uyu mutoo, tuma kumbiriso yako kupfurikidza netsamba inotenderwa neriti inodzorwa yakakumbirwa kuti uve nechibvumikiso chokuzviisa pasi.
Kupedza Kushandisa Kwako Zvakarurama
Ungwaru hunokosha pakupedza kupedza kushandirwa. Zvikanganiso kana kusawirirana zvinogona kunonotsa kugadzirwa kana kuti kuguma nokurambwa kwemirayiridzo yose usati watanga, uye pindura mubvunzo wose zvakakwana. Kana mubvunzo usingashandi kwauri, nyora kuti N/A" kana kuti "none" panzvimbo pokusiya usina chinhu, zvingaita sokunge kuti unongourega.
Iva wechokwadi uye wakakwana mumhinduro dzako dzose. Kugovera mashoko enhema pamusoro pebetsero kunyengera uye kunogona kuguma nemiuyo yakakomba, kubatanidza pomero dzoutsotsi, kubhadharwa kwebetsero, uye kubviswa mubetsero dzomunguva yemberi. Kana usina chokwadi kuti ungapindura sei mubvunzo, tsvaka betsero kumupi wezano wenhau kana kuti anobetsera panzvimbo pokufungidzira.
Sangano racho richasarudza mari yavanoverenga mupurogiramu yavo, zvakafanana, shuma nhengo dzose dzemhuri nemashoko avo zvakarurama. Kukundikana kushuma mari yavanowana kana kuti nhengo dzemhuri dzinogona kunzi ndedzekubiridzira, kunyange kana dzisingazivi.
Kuongorora nekaviri nhamba dzose, kubatanidza nhamba dzeSocial Security, misi yokuberekwa, kero, uye nhamba dzorunhare. Chikamu chimwe chinotranspassion chinogona kuparira kunonotsa kukuru. Kana uri kupedzisa kushandiswo yepepa, nyorai mhinduro dzako nekaviri kana kuti taipai kana zvichibvira.
Kuzviisa Pasi Pechikamu Chinotsigira
Pamwe nokushanda kwako kwapera, uchada kutumira mapepa anodiwa anotsigira. Iva nechokwadi chokuti mapepa ose azvino(*) mapurogiramu mazhinji anoda mapepa akanyorwa mazuva 30 kana 60 apfuura. Kana achitumira makopi, ive nechokwadi chokuti akajeka uye anogona kunyorwa. Makopi asina kunaka anogona kurambwa, kuparira kunonoka.
Ronga magwaro ako nenzira ine mufungo uye zvinyore zvakajeka. Kana uri kuisa mapepa akawanda, rangarira kugadzira pepa rebutiro rinoronga chinhu chiri chose chauri kubatanidza. Ikoku kunobetsera kuvimbisa kuti hapana chinorasika uye kukuita kuti kuve nyore zvikuru kuti vashandi vanowana vagadziri vagadziri vagadzirise mashandire ako.
Makopi aya anoshanda sechinyorwa chako chezvawakapa uye nguva yaungazoshandisa kana pazova nemibvunzo kana kuti makakakavadzana.
Kunzwisisa Nguva Dzinorongwa
Kuronga nguva kunosiyana zvikuru nepurogiramu nenzvimbo. Somuenzaniso, kukumbira kweSNAP kunofanira kugadzirwa mumazuva 30, nokugadzirwa kwemichina inowanika mudzimba dzine zvinodikanwa zvokukurumidzira. Kushanda kwemamedhicaid kunowanzogadzirwa mumazuva 45, kunyange zvazvo dzimwe nyika dzichizviita nokukurumidza zvikuru. Kushanda zvakanaka kungatora mwedzi inoverengeka kana kuti kunyange kwakareba nemhaka yokuongorora kwokurapa.
Panguva dzawandisa, zvakadai sepakaitika njodzi dzinongoitika dzoga kana kuti panenge pasisina upfumi, nguva yokugadzira zvinhu ingava yakareba kupfuura nguva dzose nemhaka yokuwedzera kuwanda kwemafomu aunoshandisa.
Pashure Pokunge Washandisa: Kuongorora Nokutevera
Kupa kushandiro kwako kunongova mavambo ebasa. Kuongorora kwokukurumidza uye mhinduro kuzvikumbiro zvemashoko okuwedzera zvinokosha pakuvimbisa kuti kushandiswa kwako kunogadziridzwa zvakanaka uye zvakanaka.
Kuongorora Mashandiro Aunoita
Mapurogiramu akawanda anogovera nzira dzokunzvera nadzo mashandisiro aunoita paIndaneti kana kuti pafoni. Kana ukafona paIndaneti, ungakwanisa kupinda panzvimbo yaunogona kupinda ndokuona pamire mashandiro ako panenge pari mukudzokorora. Nyora nhamba dzinosimbisa, nhamba, kana kuti nhamba dzenongedzero dzauchagamuchira, sezvauchada izvi kuongorora kana kuti kutaura nevashandi vepabhokisi.
Nzvera tsamba dzako nguva dzose nokuda kwetsamba dzinobva kusangano rebetsero. Zviziviso zvinokosha pamusoro pekushanda kwako, zvikumbiro zvemashoko okuwedzera, uye mvumo kana kuti tsamba dzinoramba zvinotumirwa neposi. Mamwe mapurogiramu anotumirawo zviratidzo neemail kana kuti mameseji kana wasarudza kukurukurirana nemagetsi.
Kana usina kunzwa chinhu mukati mesekisi inokarirwa yenguva, usazengurira kutevera. Pindura sangano racho kupfurikidza norunhare kana kuti shanyira hofisi yomunzvimbomo kubvunza pamusoro penzvimbo yako yokushandisa. Iva akagadzirira kugovera nhamba yako yesimbiso namashoko.
Kubvuma Zvimwe Zvikumbiro
Kunowanzobetsera masangano kukumbira mashoko okuwedzera kana kuti mapepa pashure pokuhwirudzura kushandiswa kwako kwokutanga. Zvikumbiro izvi hazvisi hazvo chiratidzo chakaipa(*) zvinowanzoreva kuti mutengi anoda kujekeswa kana kuti kuva nechokwadi chokuwedzera kupedzisa kushandiswa kwako.
Kana uchida nguva yakawanda yokuunganidza mashoko akakumbirwa, kurumidza kupindura zvinenge zvichibvira. Zvikumbiro izvi zvinowanzobatanidza nguva inosvika, uye kukundikana kupindura nenguva yacho kunogona kuguma nokuramba kukumbira kwako.
Rava nokungwarira kuti uve nechokwadi chokuti unonzwisisa chaizvoizvo chiri kukumbirwa. Kana usina chokwadi, dana mutengi kana kuti bheja resangano kuti rijekese. Kupinza magwaro asina kururama kana kuti mashoko asina kukwana kuchaparira kumwe kunonoka.
Kupinda Kubvunzurudzo Dzinodiwa
Kubvunzurudza uku kungaitwa pamunhu, parunhare, kana kuti pamisangano yevhidhiyo.
Gadzirira kubvunzurudza kwako kupfurikidza nokuhwirudzura kumbiriso yako nokuunganidza magwaro api naapi aungada kunongedzera. Fika nenguva nokuda kwebvunzurudzo dzapamberi pebvunzo, kana kuti iva nechokwadi chokuti unowanika panguva yakarongwa nokuda kwebvunzurudzo dzorunhare. Kana uchida kunyorazve, nyorera kakambani nokukurumidza sezvinobvira._Kubvunzurudza kwakarongwa pasina ziviso kunogona kuguma nokuramba kwako kukumbira.
Pakubvunzurudzwa, pindura mibvunzo nokutendeseka uye zvakakwana. Usatya kutaura kuti hauzivi kana kuti haunzwisisi mubvunzo(*) kuri nani kubvunza kujekeswa pane kugovera mashoko asina kururama. Mutengi aripo kuti akubatsire, kwete kukutonga.
Kunzwisisa Kutenderwa, Kuramba, uye Kukwirira
Pashure pokunge kunzvera kwako kwagadzirwa, uchagamuchira chiziviso chakanyorwa chechisarudzo. Kunzwisisa chiziviso ichi chinorevai uye kuti zvisarudzo zvipi zvaunazvo zvinokosha pasinei zvapo nokuti unotenderwa here kana kuti hauna.
Kana Watenderwa
Chiziviso chetendero chichatsanangura kuti ibetseroi dzauchagamuchira, kuti uchagamuchira zvakadini, apo betsero dzichatanga, uye kuti dzichagara kwenguva yakareba sei. Rava ichi chiziviso nokungwarira kuva nechokwadi chamashoko acho akarurama. Kana uchidavira kuti pane mhosho muuwanduro yako kana kuti musi wokutanga, nyorera sangano nokukurumidza kukurukura nhau yacho.
Chiziviso chacho chinofanirawo kutsanangura mitoro yako inopfuurira, yakadai sokushuma chinjo mumigariro yako, kupedza kuvandudzwa kwapanhambo nenhambo, uye kutora rutivi mumibato inodikanwa zvakadai sokutsvaka basa kana kuti gadziriro dzokurovedza. Kunzwisisa nokuita iyi mitoro kunokosha nokuda kwokuchengeta betsero dzako.
Nokuda kwepurogiramu dzinogovera betsero pakadhi reEBT, uchagamuchira kadhi rako muposi pamwe chete nemirayiridzo yokurishandisa nokugadzira PIN. Chengeta kadhi rako rakachengeteka ndokuribata semari(kana kuti rakarasika kana kuti rakabiwa, rinyorese nokukurumidza kudzivisa kushandiswa kusina mvumo.
Kana usina kupiwa
Chiziviso chokuramba chinofanira kutsanangura chikonzero chaicho nei kumbiriso yako yakarambwa ndokukuzivisa nezvekodzero yako yokukwidza chisarudzo. Zvikonzero zvakakurumbira zvokuramba zvinobatanidza mari kana kuti ganhuriro dzegadziriro dzinopfuura, kukundikana kugovera magwaro anodikanwa, kushaikwa kwebvunzurudzo dzakarongwa, kana kuti kusasangana nezvinodikanwa chaizvoizvo zvokusakwanisa kuva akakwana.
Kana ukaramba, hwirudzura nokungwarira chikonzero chinopiwa. Dzimwe nguva kuramba kunobva mukusanzwisisana kana kuti kushaikwa kwamashoko kunogona kururamiswa nyore nyore. Kana uchifunga kuti kuramba kwacho kwakavakirwa pamashoko asina kururama kana kuti kusanzwisisana kwemamiriro ako ezvinhu, une maruramiro okukwirira.
Kufadza Kunoita
Purogiramu yebetsero iri yose ine mutoo wokukumbira unokubvumira kudenha kuramba kana kuti chisarudzo chokuderedza kana kuti kugumisa betsero dzako. Chiziviso chokuramba chichabatanidza mashoko pamusoro penzira yokunyora nayo bhendi uye musi wokuita saizvozvo. Iyi misipiti ndeyorumano zvikuru-kazhinji (zvikurukuru 30 kusvikira ku 90 mazuva kubva pamusi weziviso) naizvozvo ita chiito nokukurumidza kana uchida kukwirira.
Kunyora chikumbiro, unofanira kutumira chikumbiro chakanyorwa uchitaura kuti haubvumirani nechisarudzo uye unoda kunzwiwa. Haufaniri kukupa zvikonzero zvakawanda pachikumbiro chako chokutanga, kunyange zvazvo uine mukana wokupa mhosva yako pakutonga.
Usati wanzwa, unganidza uchapupu hupi nohupi hunotsigira nyaya yako, zvakadai semapepa okuwedzera, mashoko ezvapupu, kana kuti pfungwa dzenyanzvi. une kodzero yokuongorora nyaya yako usati wanzwa kuti imashoko api akashandiswa nesangano racho kuti riite chisarudzo.
Pakutonga, uchava nemukana wokupa mhaka yako kumukuru mukuru anonzwa asingasaruri kana kuti mutongi wehurumende. Unogona kuzvimirira iwe umene kana kuti kuva nomumwe munhu anokumirira, zvakadai segweta, paralegal, kana kuti mutsigiri wesangano renzanga. Masangano mazhinji epamutemo anopa ratidziro yapachena nokuda kwemifaro.
Kutonga kwacho hakuna kufanira kupfuura kutonga kwedare, asi unofanira kugadzirira nokusanogadzirira uye kupa nhau yako zvakajeka uye nounyanzvi. Tsanangura chikonzero nei uchidavira kuti wakakodzera nokuda kwebetsero ndokugovera ufakazi hwokutsigira chimiro chako. Pashure pokutonga, uchagamuchira chisarudzo chakanyorwa, zvikurukuru mukati mamazuva 30 kusvikira ku 90.
Kuchengeta Betsero Dzako: Mitoro Inopfuurira
Kana wangotenderwa bedzi nokuda kwebetsero, kuchengeta kuva kwako anofara kunoda ngwariro inopfuurira uye kuwirirana nemirairo yepurogiramu. Kunzwisisa ndokuita mitoro yako kuchabetsera kukupai chivimbo chokupfuurira kugamuchira betsero yaunoda pasina kudzongonyedzwa.
Kushuma Kuchinja Kwemamiriro Ezvinhu
Zvirongwa zvakawanda zvinobatsira zvinoda kuti unyore kuchinja kwakati mumamiriro ako ezvinhu muchinhu chakati kuti chemazuva gumi. Kuchinja kunofanira kushumwa kunowanzosanganisira kuchinja kwemari yaunowana, kuchinja kwaunoita pakunyora imba (mumwe munhu ari kuenda kana kuti abva), kuchinja kwaanoita, kuchinja kwemashandiro, kuchinja kwemari inoshandiswa pakutarisira mwana, uye zvimwe zvinhu zvawabatsirwa nazvo.
Kukundikana kushuma kuchinja kunodiwa kunogona kuguma nokuripirwa zvakanyanyisa, zvauchafanira kuripa, kana kuti kubhadharwa, zvinoreva kuti hausati uchigamuchira betsero dzose dzawakapiwa. Muzvinoitika zvakakomba, kukundikana kushuma chinjo kunogona kurangarirwa kuva kubiridzira.
Chimbotaura kuchinja kwazvinenge zvangoitika, kunyange kana usina chokwadi kana zvichakubatsira. Sangano racho richasarudza kana kuchinja kwacho kuchikubatsira kana kuti kuchikubatsira. Zvirongwa zvakawanda zvinokubvumira kushuma kuchinja paIndaneti, pafoni, patsamba, kana kuti pamunhu.
Kutevera Nguva Dzose
Betsero hadzisati dziri zvechigarire(-) mapurogiramu mazhinjisa anoda kuvandudza kwapanhambo nenhambo kubvumikisa kuti uchiri kusvitsa zvinodikanwa zvokufara. Nhambo dzokutangazve dzinosiana nepurogiramu, kubva pamwedzi mitanhatu iri yose gore negore kana kuti kunyange kure zvikuru nokuda kwemimwe miitiro.
Uchagamuchira chiziviso chokumutsidzira mutsamba pamberi pebetsero dzako dzisati dzarongwa kupera. Ichi chiziviso chichabatanidza mirayiridzo yokupedza kuvandudzwa kwako nenomusiano wokuzviisa pasi. Tarisa muitiro wokuvandudza nokutarisira kumwe cheteko nokunangana nokushandisa kwako kwokutanga. "Kokorora zvinyorwa zvakavandudzwa", pindura mibvunzo yose zvakarurama, uye govera chinhu chiri chose kupfurikidza nenguva.
Zvirongwa zvakawanda zvinopa miitiro yokuvandudza yakapfava nokuda kwemhuri dzine migariro yakatsiga. Zvimwe zvingabvumira kuvandudza runhare kana kuti kungangoerekana kwamutsidzira betsero dzako kana migariro yako isina kuchinja zvikuru. Zvisinei, uchiri kufanira kupindura kuziviso dzokuvandudza kunyange kana mutoo wacho wakapfaviswa.
Kutora Rutivi Mumibato Inodikanwa
Mamwe mapurogiramu anobatsira anoda kuita mamwe mabasa semashandiro anoitirwa vanhu. Vagamuchiri veTANF vanofanira kutoita mabasa, akadai sebasa, kutsvaka basa, kurovedza mabasa, kana kuti basa romunzanga. SNAP ine zvinodikanwa zvebasa nokuda kwavamwe vanhu vakuru vanokwanisa vasingatsamirirwi. Inishuwarenzi yeurovha inoda kutsvakisisa nokugamuchirwa kwebasa rakakodzera.
Nzwisisa mibato inodikanwa nokuda kwebetsero dzako chaidzoidzo ndokuwirirana neidzi zvinodikanwa. Chengeta zvinyorwa zvokutora rutivi kwako, zvakadai semapango okunzvera basa, zvinyorwa zvokurovedza vapindi, kana kuti ufakazi hweawa kubasa. Kana usingakwanisi kutora rutivi nemhaka yourwere, urema, kana kuti chimwe chikonzero chakanaka, zivisa sangano racho nokukurumidza ndokugovera mapepa.
Kuchengeta Mashoko Ako Ewechikamu Chenguva Yako
Kopiyuta yacho inoziviswa nezvekero yako yazvino, nhamba yorunhare, uye kero yeemail.Hapana mashoko anokosha nemhaka yokuti sangano racho rine mashoko efoni ava nenguva yakareruka anogona kuguma nokurasikirwa nebetsero. Kudziridza mashoko ako pakarepo parinongochinja, uye iva nechokwadi chokuti kugadziridzwa kwacho kwagadzirwa.
Kuwana Betsero Negadziriro Yokushandisa
Haufaniri kushandisa nzira yokushandisa pachako. Zvinhu zvakawanda zvinogona kukubatsira kunzwisisa zvaunoda, kukumbira kwakakwana, uye kugadzirisa zvinetso.
Masangano Enzanga Nezvisingabudiriri
Masangano akawanda enzanga anopa betsero yapachena nezvirongwa zvebetsero. Maganhuro eUnited Way anogona kukubatanidza nezviwanikwa uye angapa betsero dzokuyera nokushandisa. Community Action Accountings, iyo iripo munhamba zhinjisa, inoshanda mukubetsera vanhu vanowana mari yakaderera uye mhuri betsero dzinowana. Mabhangi ezvokudya kazhinji kazhinji ane vashandi kana kuti vazvipiri vanogona kubetsera nezvikumbiro zveSNAP.
Masangano akavakirwa pakutenda, nzvimbo dzakakwirira, masangano akaremara okushandisa zvipfuro, uye masangano emabasa okutama angagoverawo betsero dzinowirirana nenzanga dzawo. Masangano aya anogona kuva anobetsera zvikuru kana une mhinganidzo yemitauro, urema, kana kuti zvimwe zvinetso zvinoita kuti kuve kwakaoma kudzora gadziriro yacho pasina kumira zvakanaka.
Masangano Okuyamura Nomutemo
Masangano eyamuro anopiwa betsero yapamutemo yapachena kuvanhu vanowana vakaderera, kubatanidza betsero nezvikumbiro, zvikumbiro, uye makakatanwa. Nepo magweta epamutemo asingagoni kubetsera munhu ari wose nemhaka yezviwanikwa zvakaganhurirwa, ivo vanoisa mhaka dzinobatanidza kuramba, kugumisa, kana kuti nhau dzepamutemo dzakaoma. Kuwana betsero dzapamutemo munharaunda yako, shanyira [FLT].[[FLT]][FLT]] kana kuti onana nesangano rehurumende yako rehendivara.
Mari Inoshandiswa Nehurumende
Masangano anopa rubatsiro pachawo kupfurikidza nemitsetse yebetsero, zviwanikwa zveIndaneti, uye tsigiro yemahofisi omunzvimbomo. Usazengurira kudana vatengi vesangano racho nhamba kana une mibvunzo / kuti ndezvavaripo nokuda. Masangano akawanda akarondedzerawo maFAQIT namavhidhiyo emirairidzo pamawebsite awo.
Gadziriro yehurumende ye 211 ichinhu chinokosha chinogona kukubatanidza nemashoko anobetsera uye betsero yokushandisa. Chingorinzira 211 kubva kufoni ipi neipi kuti usvike nyanzvi dzakarovedzwa dzinogona kupa mashoko pamusoro pemapurogiramu aripo uye kukuendesa kuzvishandiso zvomunzvimbomo.
Zviwanikwa Nemashandisiro Azvo PaIndaneti
Kuwedzera ku Betsero.gov, zvimwe zviwanikwa zvakawanda paIndaneti zvinogona kukubatsira kuvhura nzira yemashandiro anobatsira. [FLT]]USA.gov inobatsirwa nezvikamu[ inogovera mashoko akazara pamusoro pemapurogiramu ebetsero dzehurumende. Mawebsite ehurumende ane zvikamu zvakatsaurirwa nokuda kwebetsero uye mabasa enzanga ane mashoko ane udzame hwepurogiramu uye mashandiro epaIndaneti.
Masangano akawanda anochengetedza mawebsite ane mashoko anobatsira nezvemapurogiramu anobatsira. Somuenzaniso, Center on Bactal and Policy Press inogovera mashoko akawanda nezveSNAP, Medicaid, uye mamwe mapurogiramu okudzivirira njodzi. National Council on Aged inopa zvinhu zvakananga nokuda kwevakuru vanofamba muMedicare, Social Security, uye zvimwe zvinobatsira.
Zvikanganiso Zvinozivikanwa Navose Zvokudzivisa
Kudzidza muzvikanganiso zvinozivikanwa navose kunogona kukubetsera kudzivisa kunonotsa nokuramba mukushanda kwako. Chimwe chezvikanganiso zvinowanzova zvirefu zvikuru zvokusagona kushandisira. Kana uchifunga kuti ungakodzera betsero, shandisa nokukurumidza sezvinobvira( bbenefits) kazhinji kazhinji haitangi kutozosvikira wakumbira, naizvozvo kunonozesa kunoreva kunonoka kubetsera.
Appromendi dzisina kukwana chimwe chisakiso chikuru chekunonotsa. Ipa nguva kupindura mubvunzo uri wose ndokugovera mapepa ose akakumbirwa. Kana uchishaiwa rugwaro, usamirira kutozosvikira wava nezvose zvokupa pureji yako(mapurogiramu mazhinji) zvinokubvumira kuisa kumbiriso yako ndokugovera magwaro akashaikwa gare gare, kupedza muitiro wacho uchitanga nokukurumidza.
Kufunga kuti hausati uchizokwanirisa pasina kushandisa chaizvoizvo chikanganiso icho vanhu vazhinji vanoita. Mitemo yokusagona kubatwa zvakanaka inogona kuva yakaoma, uye ungakwanirisa nokuda kwegadziriro dzawaisakarira. Nzira bedzi yokuziva kuti chokwadi kushandisa kana kuti kushandisa chishandiso chebetsero.
Kusashuma chinjo mumamiriro ezvinhu imhosho yakakomba inogona kuguma nokuripirwa zvakanyanyisa nepomero dzenhema.Apo kupanikira, shuma chinjo ndokuita kuti sangano rione kana ichitapura betsero dzako.
Kukundikana kuchengeta mapepa ako okunyorera uye magwaro anotsigira zvinogona kukonzera zvinetso kana paine kukakavadzana pamusoro pezvawaisa kana kuti nguva dzose chengeta makopi echinhu chiri chose nokuda kwezvinyorwa zvako.
Kusanzwisisa kodzero dzako ndichimwe chikanganiso chinozivikanwa navose. Une maruramiro okushandisa nokuda kwebetsero, kugamuchira tsananguro yakanyorwa kana ukaramba, kukwirira kurambwa, uye kubatwa noruremekedzo navashandi. Kana uchinzwa kuti kodzero dzako dziri kupunzwa, taura uye tsvaka betsero kumutsigiri kana kuti murwi weyamuro yapamutemo.
Kunyatsofunga Nezvevanhu Vakasiyana - siyana
Vakwegura Nevakarega Basa
Zvirongwa zvakadai seSSI, SNAP, Medicaid, LIIAP, uye zvirongwa zvokuyamura zvinhu zvinogona kubatsira zvikuru.
Vakuru vanofanira kuziva kuti mari inotambirwa neveNzvimbo dzeNzvimbo dzeNzvimbo dzeMagariro avanhu inoverengwa zvakasiyana mumapurogiramu akasiyana - siyana, uye mamwe mapurogiramu ane miganhu yemari yakawandisa kana kuti mari inoderedzwa nemhuri dzakwegura. Dare reNational Council on Aging’s Beespidec Declup rakanyatsogadzirirwa kubatsira vakura kuziva kuti vangakodzerwa kuwana betsero dzavangada.
Vanhu Vane Urema
Vanhu vakaremara vangakwaniriswa nokuda kweSSDI kana kuti SSI, Medicaid, SNAP, betsero yedzimba, uye mabasa okudzorera mabasa.
Vanhu vakaremara vanofanira kunzwisisa kuti basa nemari zvinotapura sei betsero dzavo. Gadziriro dzakadai seFocket to Work and PER (Plan to Develope Self - Support) dzinogona kubetsera vanhu vane urema kunharidzano dzebasa pasina kukurumidza kurasikirwa nebetsero. Zvikarakadzo zvebasa zvinokubvumira kuedza mano ako okushanda apo unenge uchichengeta betsero dzakati neshoorwa dzoutano.
Mhuri Dzine Vana
Mhuri dzine vana dzingakodzerwa nokuda kweTANF, SNAP, Medicaid, CHIP, tsigiro yavana, gadziriro dzezvokudya zvechikoro, uye chikwereti chemari yomutero inotambirwa.
Vabereki vanofanira kuva nechokwadi chokuti vana vose vari mumhuri vanobatanidzwa mukushanda kunobetsera, sezvo ukuru hwemhuri huchitapura zvikuru kuva norunako nebetsero. Vana vangakwanirisa nokuda kwebetsero kunyange kana vabereki vasingadaro, zvikurukuru nokuda kwokupedziswa kwoutano kupfurikidza naMedicaid naCHIP.
Vafambi Nemhuri Dzehondo
Vane chikwereti nemhuri dzavo vangakodzera kubatsirwa neVa kusanganisira mari inobhadharwa nokuremara, mudyandigere, kutarisirwa kwoutano, kubatsira kwedzidzo, zvikwereti zvepamba, uye kudzorerwa basa.
Vavhaterani vanofanira kuwana chimiro chavo DD-214, icho chinonyora basa ravo rehondo uye chinodikanwa nokuda kwebetsero zhinjisa. Vaterans Service Organizations seAmerican Legion, VFW, uye Division American Veterans vanogovera betsero yapachena nokukumbira kweva yamuro nebetsero.
Vatami Navapoteri
Kukwanisa kuwana betsero kunosiana zvikuru nemhaka yomugariro wokutamira. Vapoteri, asylates, uye vamwe vatami vomutsa vangava vakakodzera nokuda kwebetsero hurusa dzehurumende. Vagari vemo vomutemo vangava vakakodzera nokuda kwebetsero dzakati pashure pokusvitsa zvinodikanwa zvenhambo yakamirira. Vatami vasina kunyorwa havasati vachitongokodzerwa nokuda kwebetsero dzehurumende, kunyange zvazvo tarisiro yezvokurapa yapachimbichimbi ichiwanika pasinei zvapo nenzvimbo yokuenda kumusha, uye vana vangakwaniriswa nokuda kwepurogiramu dzakati pasinei zvapo nenzvimbo yavabereki vavo.
Vanobva kumusha vanofanira kutsvaka rubatsiro kumasangano anoshanda nevanhu vanobva kune dzimwe nyika kuti vanzwisise kuti ibetsero dzipi dzavangafanira kuwana uye kana vachizowana betsero dzingakanganisa nzvimbo yavo yokutama kana kuti zvikumbiro zvenguva yemberi zvokuva mugari wemo. Mitemo inopomerwa vanhu vose yachinja nokufamba kwenguva, uye zvinokosha kuwana mashoko azvino, akarurama.
Kuwedzera Betsero Dzako
Kana wangowana betsero, pane nzira dzokukuvimbisa kuti uri kuwana betsero huru inowanika kwauri. Chokutanga, iva nechokwadi kuti wanyoreswa mumapurogiramu ose aunokwaniriswa. Vanhu vazhinji vanogamuchira rudzi rumwe rwebetsero vasingazivi kuti vakakodzera nokuda kwavamwe. Kana uchikwanirisa nokuda kweSNAP, somuenzaniso, ungakwanirisawo nokuda kweMEDICAid, LIHEAP, uye basa rerunhare.
Somuenzaniso, SNAP inobvumira mari inodziviswa nokuda kwemari yokushandisa pakuchengeta dzimba, kutarisirwa kwevakwegura, kurapwa kwenhengo dzemhuri dzakaremara, uye kubhadharwa kwevana.
Shandisa mabasa okuwedzera nezviwanikwa zvinouya nebetsero. Zvirongwa zvakawanda zvinobetsera zvibatanidza vagamuchiri kumabasa okuwedzera akadai serovedzo yebasa, mapurogiramu edzidzo, kupa zano remari, uye mabasa okutarisira utano. aya mabasa okubatanidza mamiriro ako ezvinhu anogona kukubetsera kuvandudza uye kushanda kukuzvinatsa.
Tarira wedzero dzehurumende nedzemunzvimbomo kupurogiramu dzehurumende. Nyika zhinji dzinopa betsero dzokuwedzera dzinopfuura zvinodikanwa zvomubatanidzwa, zvakadai semiripo yakakwirira zvikuru yeTANF, kufukidza kweMedicaid, kana kuti gadziriro dzamasangano nokuda kwavanhu vasingakwanirisi nokuda kwebetsero dzehurumende.
Kunzwisisa kuti kukurukurirana uku kunogona kukubatsira kuti usarudze kuti kunobatsira sei uye kuronga mari yako yepamba.
Kuronga Remangwana: Kufambira Kukugutsikana
Kunyange zvazvo hurumende ichibatsira zvikuru munguva dzakaoma, vanhu vakawanda vanozviona sebhiriji renguva pfupi rokugadzikana uye rokusakwanisa kuzvibatsira.
Shandisai mikana yedzidzo nerovedzo. Zvirongwa zvakawanda zvinobetsera zvinokupa kana kuti kukubatanidza kurovedza basa, dzidzo yebasa, uye mapurogiramu okuvandudza unyanzvi. Kupinza mudzidzo yako nounyanzvi kunogona kutungamirira kumikana yebasa iri nani nemari yakawandisa. Programs dzakadai seWioa, mapurogiramu ebasa eTTANF, uye kugadziridza vhanial resicance kunogona kugovera rovedzo pasina mutengo kwauri.
Nzwisisa kuti basa rinotapura sei betsero dzako. Vanhu vazhinji vanonetseka kuti kuwana mari kuchakurumidza kuvaita kuti vasakwanirise pabetsero dzose, asi mapurogiramu mazhinjisa ane nhambo inobvumira kuchengetedza betsero dzakati kuti sezvo mari yako inowedzera.
Zvingakubatsira kunzwisisa kuti mabasa akasiyana - siyana achakubatsira sei uye zvinogona kukubatsira kuronga nzira yokuwana nayo basa inoita kuti urambe uchitsigira mari yako paunenge uchiwedzera mari.
Kuvaka mari inochengetwa kana zvichibvira, kunyange zvitsama zviduku. Nepo mamwe mapurogiramu anobetsera ane miganhu yepfuma, akawanda akabvisa kana kuti kukwidza iyi ganhuriro mumakore achangobva kupfuura aya. Kuva neinongedzerwa mari duku yekurumidziro kunogona kukubetsera kukunda ndyiko dzisingakarirwi pasina kudzokera munjodzi. Mamwe mapurogiramu, seIniversal Development Ages (AS), zvomenemene inobetsera vagamuchiri kubetsera kuchengetedza mari nokuda kwenharidzano dzakati sedzidzo, muridzi wepamba, kana kuti kutanga bhizimisi.
Iva nezano remari namabasa okutungamirira. Masangano akawanda enzanga anopa dzidzo yemari yapachena uye kurovedza kumwe kukubatsira kuti ubhadhare mari, kuderedza zvikwereti, kunatsiridza zvikwereti, uye kuronga remangwana. Mabasa aya anogona kuva anokosha mukukubatsira kuti ubatsirwe zvikuru uye ushande nesimba kuti uwane mari yakagadzikana.
Kupedzisa: Kutanga
Kushandisa hurumende kunogona kuita sekunovhundutsa, asi mamiriyoni evanhu vokuAmerica anobudirira kuwana mapurogiramu aya gore negore kuti azvitsigire nemhuri dzavo panguva dzakaoma.
Yeuka kuti aya mapurogiramu aripo zvikurukuru kuti abetsere vanhu vanoshaiwa, uye hapana nyara mukuwana tsigiro yawakafanirwa nayo. Kana uri kutarisana nenhamo dzechinguvana kana kuti kubata nedenho dzenguva refu, betsero dzehurumende dzinogona kugovera dzikamo yaunoda kuti usvitse zvinodikanwa zvikuru, chengeta utano hwako, uye shandira kunguva yemberi yakachengeteka zvikuru.
Usarega kutya, kuvhiringidzika, kana kuti rudado zvichikudzivisa kuwana betsero dzaunokodzera. Shandisa pfuma inowanika kwauri, kumbira betsero apo unoida, uye pfuurira mukuronda betsero yawakafanirwa nayo. Muitiro ungada shiviriro nenhamburiko, asi tsigiro iyo iyi inogovera inogona kuita musiyano une revo muupenyu hwako noupenyu hwemitezo yemhuri yako.
Tanga nhasi nokushandisa kachishandiso kanobatsira kuona mapurogiramu aungakwanisa, wobva waunganidza mapepa ako wotanga mashandiro. Nokugadzirira, kupfuurira, uye kutsigira kwakarurama, unogona kubudirira kushandisa gadziriro inobatsira uye kuwana zvinhu zvakagadzirirwa kukubatsira kubudirira.