Mabhizimisi maduku neaduku, anowanzotaurwa nezvawo muIndia semaduku, maduku, maduku, uye makambani maduku, anoumba mavambo emari yenyika. Anogovera inenge 30% kuGDP, nemhaka yezvinenge 45% zvokugadzirwa, uye manyuko makuru ebasa pashure pokurima. Pasinei zvapo nebasa ravo guru, SMEs dzakatarisana nezvipingamupinyi zvinokosha, (*kuwana kwakarongwa, kuwanda kwemitengo, kuoma kwemitengo, uye makwikwikwi makuru kubva kuvatambi vakuru. Mumakore gumi apfuura, hurumende yeIndia yakatanga kunyora nzira dzakawanda dzokutaura naaya marwadzo, kuumba, kushandura, kugadzira mari, kunyora, uye kupinza kwokutengesa zvinhu. Nyaya iyi inogovera kunzvera, kunzvera, kunzvera, kunzvera, kunzvera, uye kugadziridza purogiramu mamiriro ezvinhu, kumhanya mamiriro ezvinhu okukwidzanisa mamiriro eIndhina.

Kurondedzera Chikamu Chitsva: Kuverenga Kutsva

Pamberi pokuedza kuzvitsigira, kunokosha kunzwisisa kuti hurumende zvino inorondedzera sei SMEs. MMME Development Act, 2006 yakadzokororwa zvikuru pana July 1, 2020, ichitanga gadziriro yakabatana yakavakirwa pazvose zviri zviviri mumichina kana kuti michina kana kuti midziyo. Izvi zvakatsiva mipimo yekare yemari yakatengwa- bedzi, iyo yakabvisa mabhizimisi akawanda ebasa.

Revised Classis (Kubva muna July 2020)

  • Micro:[ [1] Chisaririra 93 761 crore na [1] croro.
  • Nhaka: 7610 crore nepeture 7650 crro.
  • Pakati: 7650 crore nepetu 932 crore.

Tsinhiro itsva yakabvisa musiyano pakati pokugadzira nokugadzira, kukudza, uye kuwiriraniswa kwezvose zviri zviviri bhizimisi nokushambadza, kuchikuita kuti kuve nyore zvikuru kuti mabhizimisi anokura achengete nzvimbo yeMSME. Yakabvisawo kusiyana pakati pemichina yemichina (yokugadzira) nemichina (yokushandira mabasa), kupfavisa kutevedzerwa. Uku kurongwa kumwe kunobvumira mabhizimisi akawanda kuwana betsero dzehurumende, kubatanidza Chenfict Confictal Fund uye chikamu chokutenga mari inokweretesa.

Mafandesheni Emitemo Nemabasa Emiitiro

Nzira yehurumende iri pahwaro hwakasimba hwemitemo negadziriro, kutanga ne MSME Development Act, 2006, iyo inoraira gadziriro yokukwidziridzwa, kusimudzirwa, uye kuwedzerwa kwamakwikwi. Urongwa hunokosha hunobatanidza:

  • [ Mibhadharo yemari: Vatengi vanofanira kubhadhara vagoveri veMSME mukati mamazuva 45, nemubereko wechirango nokuda kwokunonoka.
  • [ Kupindwa kweMSME Facilitation Council [ nokuda kwegadziro.
  • [[[ITSV:0] Samburera inotsigira mudzidzisi [[[FL:1] nokuda kwezvirongwa zvakafanana neCurrectStifict Fund.

Kupfuura chiito, Policy yeNational on MSMEs (2029) inoratidzira mepu yemugwagwa pamusoro pekuva nyore nyore kuita bhizimisi, kusvika kuchikwereti, kusvika kumusika, unyanzvi, kukura, uye unyanzvi hunobatanidza kutsigira. Muitiro unotsigira purogiramu dzepamberi dzengarava dzakadai se muIndia , [[FLT]] , India, uye [FLT:]

Tsigiro Yemari Nezvikwereti

Kuwana chikwereti chisingabhadhari, chinobhadharwa nechepamusoro chinoramba chiri chinhu chikurusa chinogonesa kukura kweSME. Hurumende yakatumira midziyo mizhinji kuvhara musiyano wechikwereti, unofungidzirwa kuva weanopfuura 7625 lakhrore.

Tsamba Inovimbisa Mari Inochengeterwa Mari Inochengeterwa Mitauro Miduku Nemiduku (CGTMSE)

CGTMSE yatangwa muna 2000, inopa zvikwereti zvisina kutsarukana zvemabhangi zvinova zvikwereti zvinokwana 765 crore (zvakawedzerwa zvinobvira pa62 crore) kusvika kumicrose. Chirongwa chacho chinofukidza 85% yemari yechikwereti mugadziriro yemabhizimisi maduku, uye 75% yevakadzi vebhizimisi naavo vanobva munzvimbo dzisina kusimba. Kubvira muna March 2024, zvikwereti zvinodarika 55 rakhkkk zvakavimbiswa, nemhindu dzakabviswa dzose dzinopfuura 763.5 creko.

Purogiramu yeProgramu yePucial Accomplication Programme (PMEGP)

PMEGP chirongwa chechikwereti chinosiiwa chinobetsera kuvamba mibato miduku mitsva muzvose zviri zviviri mapurojekiti okugadzira nemabasa. Hurumende inogovera mutengo we 15%-35% webasa, neyasara inotsigirwa namabhangi. Chinokosha chinopiwa vakadzi, SC/ST, uye mamwe mapoka asingawaniki. Kubvira pakutanga kwayo muna 2008/09, PMEGP yakatsigira mabasa anopfuura 15 kh, ichiita mabasa anopfuura 16 kh.

Simba India Kumusoro

Chinorongwa pakupa simba SC/ST navakadzi vebhizimisi, Stand-Up India inopfavisa zvikwereti zvebhangi 7610 lakh kusvikira ku 761 nokuda kweminda yegirini. Chirongwa chokuti bazu rimwe nerimwe rebhangi ripe zvikwereti zviviri zvakadaro(munhu mumwe kumukadzi anokwereta uye mumwe kumukwereti weSC/ST. Rinopawo tsigiro kunzvimbo dzinotsaurirwa kunyora nokunyora. Pakasvika 2024, zvikwereti zvakaenzana ne65 000 zvakabviswa pa2,1 crrectorss.

Bhangi Rekubudirira Remaindasitiri Duku reIndia (SIDBI)

SIDBI inoshanda sesangano guru rezvemari nokuda kwokusimudzirwa, mari, uye kukura kwechikamu cheMSME. Inogovera kukweretesa kwakananga, kudzosera kumabhangi neNBFC, uye inotsigira dzimbahwe rebhizimisi nokuda kwokuvamba kutsva. SIDBDI’S FUP yeFOLT [[FLT:] ] ... chirongwa chePROFES chakavakwa necherekedzo inobatira pamwero inodzorwa pa620 000 000 mumitengo yeMSMEs. Kuwedzera, [[FFLT:]S] MISHISDHAURO yemitengo inobetsera bhizimisi razvokukwereta mari nokushandisa nokuda kwechikwereti.

Chirongwa Chokugadzira Zvinhu Chakabatanidzwa Nechikwereti (CLCS)

CLCS inoronga kukurudzira ruzivo rwokugadzira zvinhu nokugovera 15% yemahombekombe (kusvikira ku31.5 crore) pazvikwereti zvakatorwa nokuda kwemichina nezvishandiso zvemazuva ano. Chifo chokugadziridza kwayo muna 2017, chirongwa chacho chinofukidza michina 240+ mumapoka enzvimbo dzinogadzirwa zvinhu kusanganisira hembe, kugadzirwa kwezvokudya, uye uinjiniya yechiedza. Chitsama chinodzoserwa shure, zvinoreva kuti chinodzorerwa kumukweretesi pashure pokunge chikwereti chabhadharwa zvizere kana kuti pashure penguva yakatemwa, kuvimbisa chirango mukushandiswa kwechikwereti.

Kuwana Chirongwa Chokubhadhara Mari Yekurumidziro Kunovimbisa Kugadzirwa Kwemari (ECLGS) – Kupindura Kwepanyika

Mukati meCLGS yeCHOVAD-19, hurumende yakatanga ECLGS, ichigovera 100% chikwereti chemibatanidzwa yapachena chekuwedzera chema 763 lakh crore kuMS, nechifariro che 2% pachum. Chirongwa chacho chakava chinhu chinoponesa upenyu, kuchichengeta mabasa anofungidzirwa kuva 1.5. Kubudirira kwacho kwakatungamirira kukuwedzerwa kwakawanda uye futunurwa kumativi akafanana nomutsa nokuvakwa. Kubvira muna 2023, kupfuura 76.5 laLGS.

Kugadzirwa Kwezvinhu uye Kutsigirwa Nemadhigirii

Hurumende inoziva kuti kugadzirwa kwemichina uye kugadzirwa kwezvinhu zvemazuva ano kunokosha kuti maSME akwikwidze munyika yose.

KuIndia Nemadhigirii

Munyasi DAYIN Nhimbe yeMissom yatanga [[FLT:]MME]Mitation Platform [iiwebsite] iyo inoisa kunyoresa, zvirongwa zviduku, uye kunyunyuta kudzora. Zvikamu zvemichero zvakatsaurwa ne [[FLT:]] Udyamu Regitam [ sisitemu, iyo inotsiva Udyog Aadraarham Metam in 2020. Udy Rectation iam yakakwana, ikote yemate yemate, yemasvoko, inobatanidzwa nemaripo, inobatanidzwa yemitero, inobatanidzwa nokuwana nyore nyore nokuda kwemite yemitero.

Ruzivo Rwokugadzira Zvinhu Rwuri Kure uye Rwemazuva Ano

.T.S. SELT (TFS), kunyange zvazvo yanangidzirwa pamicheka, yakakudziridzwa kufukidza mamwe makambani okugadzira. ESIDHI inopfuurawo [[[FLT:]] SIDHINHI NOKUVANGA) naFUNGA-PUNGANIS (SIPC)[FLT:] kusimudzira ruzivo rwemichina yetekitomu. Nokuda kweSMES, [[FLT:]] .NHANGANI NOKUVAKIRANGA) ZVIRONGA YOKUVAKIDHA ZVIPO [[FLT]] [FLT] [FLT]] Inogovera betsero yemari yemari yokushandisa maturuko anenge 5, inoita kuti igadzirire, uye kudzosera kupfumba.

Nzvimbo Dzinowanzoitirwa Mapoka (CFC) uye Makamuri Anoshandisa Maturusi

Hurumende yakatanga zvivako zvinopfuura 100 Commonity Centers pasi peMSME CLOAT programme. Nzvimbo idzi dzinogovera michina, kuedza, maarabhu, mascatodio, uye protototing . Somuenzaniso, CFCCs mu Ludhiana rinopa zvishandiso zveCNC, nepo izvo zviri muTitupur’s sumbu zvinogovera gadziridzodzodzodzodzo nezvokupedza midziyo. Zvikamu zvemadhirowa zvinowedzera, zvikamuraidzo. [[FLT:]]

Kuwana Nokutengesa Nokusimudzira Kunotengeswa Kudzimwe Nyika

Kuendesa zvinhu kumusika — zvose zviri zviviri zvomumba uye zvamarudzi ose — idenho yenguva dzose. Kuedza kuderedza mhinganidzo kunovavarira.

Hurumende E-Musika (GEM)

Hurumende yakatangwa muna 2016, musika weMadokero (GeM) inzvimbo imwe inomiswa paIndaneti kuti iwane vanhu vose. Chifo cha2020, masangano ose nemabasa anofanira kutenga inenge 25% yezvinhu zvavo nemabasa kubva kuMSMEs, uye 3% yakachengeterwa mabhizimisi evakadzi. Sezvokusvika 2024, GeM yakagadzira maodha anokosha kupfuura 021 lakh crore kubva kuMSMEs, kucheka nguva dzinotemwa nepakati pezvikamu zvidukusa.

Kutengesa Mari Kumwe uye Tsigiro

Hurumende yakahwirudzura [ Chiyero chokubatanidza nokuda kwavaregi, ichigovera 3%-5% fariro pasati paripo nepashure pengarava inotumira chikwereti kuMSMEs. [[[FLT:]] Komiti dzePromotion Councitions[FL:3] (g., Engineering Exportion Proventiation Councition, Afal Exportion Council) inoyamura SMEs mukutora rutivi mukushambadza kutengeserana kwamarudzi ose nenhume dzebhizimisi, nemaridzo dzehurumende, nendyo dzinodzongedzerwa nemari nedzo. [FLT]

Kuwana Nokubatsira Kwokutengeserana

Munyasi Market Access Importation Scheme (MAAS), MSME dzinogamuchira tsigiro yemari nokuda kwezvirongwa zvokutengesa zvemhiri kwamakungwa kubatanidza tabs, shanduro yewebsite, uye kushambadzira kwemasangano avanhu. Scheme yeKubudirira, Cural Innovation; Entrepreneurship [ inobetsera kutanga nzvimbo dzinovakwa nokubatanidza pakati pemabhizimisi omumaruwa nemisika yomumaguta.

Kubudirira Kweunyanzvi uye Kudzidziswa Kudzidza

Vashandi vane unyanzvi uye vatengesi vane unyanzvi ndivo vanonyanya kuita kuti purogiramu dzeSME dzibudirire.

Basa reIndia Rounyanzvi Pamasmome

Pasi pa Pradhan Mantri Kaushal Vikas Yojana (PMVY), mamodhi okurovedza maminiti mapfupi anorongwa anogoverwa nokuda kwemitezo yeMSME , yakadai sepurasitiki, pepa, machira, uye IT. Ndyiko inotakurwa nehurumende, uye kunzvera kwepokusiti kunoparira kuzivikanwa nemitumbi yeindasitiri. Hurumende yeSCMC] Nhlangano yeSC (NTC)

Zvirongwa Zvokuvandudza Kushanda Kwengarava (EDPs)

Institute ye Entrepreneurship ne Small Business Development (ISCIN) inozvibata zuva 15 EDPs kufukidza gadziriro dzebhizimisi, kutarisirwa kwemari, kutengesa kwemitemo, uye kuzviisa pasi. Vatori vemibato vanowana tsigiro inotsigirwa kwegore rimwe. Vakadzi vane mapurogiramu akatsaurirwa akafanana ne Trede Contation Enpreneurship Unication and Development (TRAD)[FF:3], inopa rovedzo yemari yemari yehhhh, inopa mari inosvika 75 muzana, inotengwa nechitima cherashi.

Kuvhara Michero Nezvirongwa Zvokufambisa Masero

Kuedza kweMSME kwakatsigira nemari dzinopfuura 100 Business Incubation Centers (BIC) mumativi ose einjiniya neyunivhesiti. iyi BICS inogovera mari yembeu, mibato, uye dzidzo yemapurani emichina. MMME GGDHDR & Lamp; Access to General (GDAF) platifomu yeSiBBH] inobatanidza mabhizimisi namabhangi, zvirongwa zvehurumende, uye vapiki vashanyi kupfurikidza nemirando imwe.

Kubhadhara Mitero Nokutsigira

Kunyanyisa kwekuita bhizimisi kwave kuchinyanya kukosheswa, nokuchinja kunoverengeka kwemitero uye kufambira mberi kunobatsira SMEs.

Kugadzirwa Kwemagetsi Okutanga

MSMEs dzine jini rinosvika pandikano ye61.5 dzinogona kusarudza Compostion Scheme pasi peGST, kubhadhara mwero wakafunuka 1%-5% panzvimbo peGST yenguva dzose, nezvinodikanwa zvakaderedzwa. Kudzokera kwechikamu chegore nechikamu chiduku chepepa kunoderedza zvikuru mutoro wehurumende.

Kurerutswa kwemitero

Hurumende yakaderedza mwero wemitero yekambani nokuda kweMSMEs (nokuchinja kusvika ku 25%) uye 25% (mwero wakaderera), pamwe chete nechescread neces. Chikamu 80-IAC chinobvumira kutanga (kubatanidza MSME) kubvisa 100% yemhindu mumakore matatu anotevedzana kubva mumakore gumi okutanga. Makambani maduku, zvinodikanwa zvokubhadharwa mutero zvinongova zvinomhanya bedzi kana zvichipfuura 031 crore (zvemabhizimisi) kana kuti .

Kunyungudutsa uye Kugadzira Misime

IBC ine gadziriro yakapfaviswa nokuda kwechisarudzo cheMSME. Muitiro wakarongwa pachine nguva mberi munyu unobvumira SMEs kupedza zvikwereti navakwereti mukati mamazuva 120, kuderedza vhiringidziko. Mukumba wokutanga munyungundo unoramba wakaderera (031 lakh yapanguva yakagadzwa), asi MSMEs dzinobetserwawo nokuzorora muchinodikanwa nokuda kwechiverengero chiduku chavakwereti kukuchidzira muitiro wacho.

Matambudziko Nenhungamiro Dzomunguva Yemberi

Pasinei zvapo neidzi tsigiro huru, denho dzinoverengeka dzinopfuurira. Kuziva nokusvika kwegadziriro kunoramba kusina kufanira, zvikurukuru munharaunda dzomumaruwa napakati pamabhizimisi maduku zvikuru. MaMSME achiri kutsamira pamari isina kurongwa nemhaka yamapepa anoremekedzeka pasinei zvapo neCGTMSE. Kunyanyowandisa kwemisi ichangobva kupfuura iyi muzvinhu zvisati zvashandiswa uye ndyiko dzesimba zvakakanganisika, uye mari inononozeka inoramba iri itiro hanya MMMESamadan[[[FLTRA:1]

Hurumende iri kurangarira mberi, mitongo yokuronga, kubvumira mibhadharo yemitengo, uye kuisa mari mukunzvera. national MSME Policy 2024 drame inokarakadza purogiramu yakabatanidzwa yeERP yeMSME, kuzviisa pasi, uye kunzvera kwechikwereti. Production Implicision Incentive (PLT) Chirongwa chePLT [ nokuda kwemapaini makuru, apo inoshushanyiswa pamafemu makuru, inokurudzirawo MSMEs kuva rutivi rwezvikamu zvinogoverwa munyika yose. Njeko yezvikwereti zvechiwiso. [FLD:2] Productionction Iconficived Incentive Inteveriveriveriverivendiveive.

Nokuda kweSMEs dzimene, ukoshi hwakajeka: kuisa zvirongwa zvakawanda zvinowanika, kuronga kushanda, uye kutsvaka mikoto yechikwereti yakarongwa. Hurumende yakagovera chikwepa chacho chamadhora chakawanda (maatofalding) anosara pamabhizimisi kuti chivakwe pachiri.

Zviwanikwa Zvakabva Kune Vamwe Vangaverengazve

Kuti urambe wakagadziridzwa pachinja kwemitemo woshandisa zvirongwa zvakakodzera, shanyira vakuru vakuru ava:

Zviwanikwa izvi zvinopa mashoko ezvirongwa, zvirongwa zvokushandisa, kugadzirisa kunyunyuta, uye kuchinja chaikoiko kuchinja kwemitemo kunotapura maSMEs eIndia.