Migumisiro Yepamutemo Yokusabiridzira Mitero

Kukundikana kunyora bhadharo remitero kuputswa kwakananga kwomutemo weU.S. weRevolution Service (IRS) ine chiremera chikuru chokumanikidza kuteererwa, uye kusimbiswa kwapamutemo kunogona kuwedzera nokukurumidza kana ukafuratira musengwa wako wokuisa mari. Kunzwisisa iyi miuyo inhano yokutanga kukudzivisa kana kuti kuderedza kuvadziko kana watove wadaro.

Kukundikana kuenda kuFile

Chirango chapakarepo zvikurusa chokusanyora chirango chapanguva imwe chete chekutadza kuisa pafashoni. Ichi chirango chinoverengwa pa 5% yemitero isingabhadharwi yomwedzi mumwe nomumwe kana kuti rutivi rwomwedzi kuti kudzoka kwako kwanonoka, kusvikira ku 25% yechiyero chako chisingabhadharwi. Kana ukaita mafaira anopfuura mazuva 60 pashure pomusi wakafanira, chirango chiduku ndeche $45 kana kuti 100 yemutero usingabhadharwi (nokudzosera nguva yapashure pomwedzi wa2022). Ichi chirango chinotsveya nokukurumidza, kunyora bhinya kunyange kana usingagoni kubhadhara mutero wako wakakwana.

Kukundikana Kuwana Mubhadharo

Kana uriwe asi usingabhadhari, unotarisana nechirango chekubhadhara , icho 0.5% pamwedzi (kusvikira ku25%). Kana zvirango zvose zviri zviviri zvichishanda mumwedzi mumwe chete, kukundikana kuenda kusiri kudivi refaundi kunoderedzwa netsananguro, naizvozvo unobhadhara zvinobudirira 5% pamwedzi (5,5% nokuda kwokukundikana kunyora vhiya pamwe chete 0.5% nokuda kwokukundikana kubhadhara). Zvisinei, kana usati uri wedirosero dzose dziri mbiri unopfuurira kuisa murwi, kuwedzera chikwereti chako. Nokuda kwoudzamedzero, shanyo dzinorevesa [FLD:] peji [FOT]]

Kupomerwa Mutero Kwoutsotsi

Nepo kudzoka kwose kusina kushata kuchitungamirira kukupiwa mhaka kwoutsotsi, kukundikana kwamaune kunyora zvinyorwa kunogona kupomerwa sechikanganiso pasi peInternvorence Code .[FLT] 76203, chirango chinopfuudzirwa kusvikira kugore rimwe mutorongo uye faindi inosvitsa $500,000 ($50 000 nokuda kwamasangano). Kana hurumende ichigona kubvumikisa kuva vavariro yokunzvenga mitero, mhosva inova nhinhidzo pasi pe [1] 0,717 [[FL:3] (kubhadharwa), inotakura mutongo wakawanda wamakore mashanu mutorongo uye zvikwereti zvinenge $50 000 [Z $5 000] nokuda kwemasangano.

Vatengesi Vemitero NavaRevhi

IRS inogona kuisa mutero wemari yemari yemari panzvimbo yako yose (nzvimbo chaiyoiyo, motokari, mabhangi) kana ukaregeredza kubhadhara chinodikanwa nokuda kweripo. Mune 2022 yoga, IR yakainetsa kutengesa kana kuti kuipira mari. Kana chikwereti chikaramba chisingabhadharwi, IRS inogona kuwedzera ku [FL:2] mukurumbira [[FLT], inopamba pfuma kana kuti mari. Mu 20222], IR yakachengeta ziviso dzinopfuura 300 000 dzemitero yomubatanidzwa. Kana chikanganiso changova munzvimbo yacho, chinogona kutapura chikweretengo chako chako , icho chinotora mari kana kuti mari inochengetwa pachinyorwa chavose.

Migumisiro Yemari Inopfuura Kurasikirwa

Mikana yakarasika, chikwereti chakawedzera, uye kukuvara kwechikwereti chako kunogona kupararira murutivi rwuri rwose rwoupenyu hwako hwemari.

Kurasikirwa Nezvishoro Nezvikwereti Zvemutero

Kana une chikwereti chemari inobviswa, IRS haisati ichizoibudisa kutozosvikira wagadzira peyi. Unowanzova namakore matatu kubva pazuva rapakuvamba rakafanira kutora mari. Pashure paikoko, mari yacho inova chinhu cheU.S. . .C. Kondiration. Kuwakawanda kwemari yakaderera neyapakati yemari ingagona kurasikirwa nechikwereti chemari inobhadharwa (EITC), Child Leach, Wis Condror. Gore ra2023, avhareji yemari yaipfuura $3,000. Kubhadharo kunogona kureva kurasikirwa nezviuru zvemadhorandi yaigona kuverwa, kuderswa, kana kuti mutengo.

Fariro Inomuka Zuva Nezuva

Mitero isingabhadharwi yaiwedzera [ yezuva nezuva inofarirwa zvikuru pamwero wenhambo pfupi yehurumende inzara yakabatanidza 3% yavanhu vamwe navamwe (5% nokuda kwokubhadharwa kukuru). Kusvikira muna 2025, mwero unokwira pa 8% pagore. Wakabatanidzwa nezvirango, mutero we $10 000 unogona kubhadharwa kusvika $15 000 kana kuti kupfuura mumakore matatu.

Kubhadhara Nhovo Nemhinganidzo Dzokuzvibira

Nepo zvikwereti zvemitero zvisingaonekwi zvakananga pamishumo yechikwereti yavatengi, bhegi remutero (kana vakachengetwa) richaoneka ndokukuvadza chikwereti chako zvikuru. Mukuwedzera, vakweretesi vanowanzokumbira mapepa omutero kana kuti makopi edzokerero apo unonyorera chikwereti chechikwereti chemotokari, chikwereti chemotokari, kana kuti mari yebhizimisi. Kukwanisa kugovera chibvumikiso chokutera mutero kunogona kuguma nokurambwa kwechikwereti kana kuti mari yemhindu yakakwirira. Vanhu vanoshanda vamene nevo voruzhinji vanotaputswa zvikurukuru nemhaka yokuti vakweretesi vanotsamira pamapepa omutero kuti vachengetedze mari.

Kutapura Mabasa Ebhizimisi

Varidzi vebhizimisi avo vanokundikana kugadzira mafaira vangatarisana nezvirango zvinorangarirwa nenzira yakasiana nokuda kwemibayiro yebhizimisi. IRS inogonawo kuisa mari yezvikwereti pamabhizimisi, ichiita kuti zvive zvakaoma kuchengetedza mitsetse yechikwereti kana kuti kukwezva vabetseri vebhizimisi. Muzvinoitika zvakanyanyisa, IRS ingatanga [ isingazvitsvakiri yesangano rebhizimisi nokuda kwokusawirirana.

Kuchinja Kunoita Mitero Munguva Yemberi uye Kunyorerana Tsamba

Mitero isina kusvibiswa haingoperi. IRS inogadzira chinotsiva chidzoreso chebudiso (SFR) chakavakirwa pamashoko anobva kuvashandirwi uye kumasangano ezvemari. SFR iyi haisi kazhinji kazhinji inobatanidza mari inobhadharwa, kubviswa, kana kuti zvikwereti zvaunofanira kuva nazvo, zvichiguma nokuwedzera kwomutero.

IRS Inotsiva Kudzoka (SFR)

Kana usati, IRS ichanyora SFR pauri. SFR inoshandisa chitsama chakaderera nokuda kwechitsama chakati kana kuti chimwe chete) uye haisati ichipa mari yakatsaurirwa yakaiswa, inotsamira, kana kuti inobhadharwa yebhizimisi. Ipapo unofanira kunyora kudzoka kwako kwapakuvamba kuti ugadzirise chinyorwa, uko kunogona kuva muitiro murefu unoda manyoro echitsama chiri chose chaunotaura.

Kuzivikanwa Kweganhuriro Dzinorova

inodzorwa neganhuriro kuti IRS ione mutero kazhinji kazhinji unopera makore matatu pashure pomusi wakafanira wedzokerero (kana kuti musi wakachengetwa, upi kana upi gare gare). Zvisinei, kana usati uchitongonyora kudzoka, mutemo haugoni kutanga kushanda. Ikoku kunoreva IRS inogona kunzvera kana kuti kuunganidza makore asina kuchena nokusingaperi. Mumutoo, IRS zvikurukuru inonangidzira pamakore matanhatu achangobva kupfuura apo inoronda kusatenderwa, asi hapana muganhu wapamutemo kudzokera kusvika kure kwainogona kudzokera.

Kurasikirwa Nezvikwereti Nezvikwereti

Betsero zhinji dzinokosha dzemitero dzinoda kudzosera kudzorwa kwapanguva yakafanira. Chikwereti chemari inobhadharwa yeBhaziro , somuenzaniso, chingasawanika kana usina kuchengetwa mumakore akatangira kana kuti usati wava nekaha munhau yakakurumbira. Nenzira yakafanana, kurasikirwa nemari yemari, mipiro yorupo, uye kurasikirwa kwokushanda kunogona kurasika kana ukasatumira kudzosa kudzoka kwegore rakarasikirwa rakaitika.

Migumisiro Yendangariro Nendangariro

Kunetseka mupfungwa pamusana pemari, kutya kutongwa nedare, uye kugara uchinetseka pamusoro pokuongororwa kwemitero kana kuti kubhadharwa kwemari kunogona kuita kuti urambe uchinetseka, usisina hope, uye uore mwoyo.

Kufunganya Kwenguva Dzose Nokudzivisa

Vanhu vazhinji vasina kuchengetwa kwamakore akawanda vanova ne isingachinjiki : kana vakamirira kwenguva refu, chinetso chacho chikanyanya kunzwika. Ikoku kunoparira imwe nguva, inoparira zvose zviri zviviri zvirango zvemari nenhamo yemirangariro. Mukuwirirana nefundo ya2023 yeAmerican Psychological Association, funganyo yemari ndiimwe yemiuyo yapamusoro yefunganyo inopfuurira muUnited States, uye nhau dzemitero dzinosapedzwa dzinoparira chinhu chinokosha.

Kukanganisa Ukama Nemagariro Evanhu

Mumwe anganzwa aremerwa nokukundikana kwomumwe wake kubhadhara mitero, zvichiita kuti agumburwe uye aitirane nharo.

Kuzvipa Mhaka Nenyadzi

Kunzwa kwokuva nemhaka kana kuti nyadzi pamusoro pokusaita musengwa womunharaunda kunogona kupedza kuzvifadza. vamwe vanhu vanodzivisa kuzarura tsamba kana kuti kupindura runhare runobva kuIRS, urwo runongoipisisa bedzi mugariro wacho. Kuziva kuti IRS inopa nzira dzokuyamura (zvakadai sechirango chavatadzi vomunguva yokutanga) kunogona kubetsera kuderedza aya mirangariro ndokukurudzira nhano dzinopfuurira.

Nzira Yokuita Nayo Mitero Isina Kushatiswa: Nhungamiro Nenzira

Kana usina kuisa makore kana kupfuura, nguva yakanakisisa yokuita chiito izvino. IRS ine mapurogiramu nemiitiro zvinoverengeka zvakarongedzerwa kubetsera vabhadhari vemitero kudzokera mukuwirirana pasina kutarisana nechirango chikuru chinobvira.

Danho 1: Unganisa Magwaro Ose Anoshanda

Chengeta W-2s, 1099, zvinyorwa zvezvitsaruso (mareceipt, matanda emaira, mipiro yorupo), uye tsamba dzipi nedzipi dzinobva kuIRS. Nokuda kwemagwaro ashayikwa, unogona kukumbira Wage neInfectioncript kubva kuIRS (inowanika paIVT:2] RO RETACS []]).

Nhano 2: Ndaza Yakatanhamara Inodzokera

Kunyange kana usingagoni kubhadhara chitsama chakazara, kuisa tsvimbo kunokosha kumisa chirango chokukundikana kuenda kufa. Chirango chokuripira chichapfuurira asi pamwero wakaderera zvikuru (0.5% pamwedzi). Ungakwaniriswa nokuda kwe nguva yokutanga chirango chechirango[ kana une nhau yokuteerera kwakachena yamakore matatu apfuura. IRS FM 843 inogona kushandiswa kukumbira chirango nokuda kwechisakiso chine mufungo.

Nhano 3: Ongorora Nhungamiro Dzokupa

IRS inogovera zvirongwa zvinoverengeka zvokubhadhara kuti zvikubetsere kupedza chikwereti chako:

  • Rongedzero yenhambo yeripo [: Kusvikira ku180 mazuva asina mubhadharo wegadziriro (chirango chokutsiva nechinononoka chichiri kushanda).
  • Kuisa Chibvumirano [: Mibhadharo yemwedzi nemwedzi mirefu (kusvikira kumwedzi 72). Mibhadharo inovambira pa $31 kusvikira ku $225, asi mubhadharo wakaderera ungakwanirisa nokuda kwomuripo wakaderedzwa.
  • Kupasa mukubvumirana pane zvisina kufanira : Kana usingagoni kuripira mutero wako wakakwana, ungawana mari shoma pane yawakakweretesa. IRS inoyera mano ako okubhadhara, mari, ndyiko, uye mutengo wezviwiro. OICS haibvumirwi kupiwa munhu ari wose, asi vanogona kugovera mavambo matsva nokuda kwaavo vanokwaniriswa. Dzidza zvikuru pa

Danho 4: Bvunza Nyanzvi Yemitero

A arendi yemaakaundi avose akatanhamariswa (CPA), [[FT:2] mumiririri akapetwa (EA), kana kuti gweta remitero rinogona kugovera nhungamiro yenyanzvi, zvikurukuru nokuda kwemigariro yakaoma inobatanidza makore akawanda asina kuchena, bhizimisi rinodzorwa, kana kuti utsotsi hunobvira. Vanogona kukumirira pamberi peIRS, matura okutaurirana, uye betsero kugadzirira kudzosera dzora zvakarurama. Mubhadharo webetsero yenyanzvi kazhinji kacho unobhadhara chirango kupfurikidza nechirango chezvitsarudzo zvamanyuro.

Danho 5: Gadzirira Kubatsirana

Kana wangobatwa bedzi, tanga gadziriro yokuva nechokwadi chokuteerera kwomunguva yemberi. Ikoku kungabatanidza kushandisa purogiramu yemitero, kuronga mibhadharo inofungidzirwa kuva zvikamu zvina zvemitero kana uchizvishandira iwe umene, kana kuti kuchinja mupumburu wako wemari nokusachengeta. Vabhadhari vazhinji vanokuwana kuchibetsera kushanda nachiremba kwegore rokutanga pashure pomukaha murefu wokunyora.

Kurangarira Kwomuraudzo

Migumisiro Yemitero yeHurumende

Nyika zhinjisa dzine zvinodikanwa zvadzo zvisakafanira zvemitero nezvirango. Kukundikana kunyora kudzorwa kwehurumende kunogona kuguma nehomwe dzakasiana, mari inoripirwa, uye kunyange kubviswa kwamarezinesi okutyaira kana kuti marezenisi enyanzvi. Dzimwe nyika, dzakadai seCalifornia neNew York, dzine hasha zvikuru mukuronda vasakarurama. Unofanira kutaura zvose zviri zviviri misengwa yehurumende nehurumende kuti upedze zvizere mugariro wako wemitero.

Kubatsira Kunoita Kuchengeteka Kwenzanga

Kuvanhu vanozvishandira, kukundikana kunyora mitero inodzorwa mutero zvinoreva kusawana mari yesocial Security and Medicare. Izvi zvinogona kuderedza mibayiro yako yeramangwana yeSacuticurity Security kana kuti urema. Sangano reSocial Security rinoshandisa marekodhi emitero yaunotambira (zvinoshumwa kutepfekerwa neSPheal SE) kuti riverengere mari yaunowana. Makore anoshayikwa anogona kuguma nebetsero dzakaderera pakurega basa.

Kukumbira Kupfuura

Musi weFixing America’s SurFotory (FAST), IRS inogona kutendera “zvikwereti zvemitero zvikuru” kuBato reHurumende. Chikwereti chesidimbwa chikuru hachibhadharwi, chinomanikidzirwa pamutemo chemari inopfuura $62 000 (yakagadzirirwa gore negore nokuda kwokukwira kwemitengo) uko bhiza kana kuti kunyengedzwa kwakaiswa. Kana paine pamutemo, Dare reHurumende ringaramba kukumbira kukumbira kupindwa kwepasipo kana kuti mapasipoti aripo. Muuyo uyu unogona kutangwa kunyange kana usati uri mukuita utsotsi, naizvozvo kufamba kwenyika yose kuri mungozi.

mhedziso

Migumisiro yokusaisa mitero yakasiana- siyana kubva pazvirango zvemari nezvishuvo zvemari, chikwereti chaipiwa, uye kunyange kurasikirwa nepasipoti yako. Zvisinei, IRS inogovera nzira dzakawanda dzokupedza mhindu dzisina kushatiswa ndokuderedza mutoro: kubhadhara zvirongwa, kugovera mukubvumirana, chirango nokuda kwavaparadzi venguva yokutanga, uye imwe purofiti yemitero. Chinokosha ndechokukubatira [[FL: 0] nokukurumidza[[FL: 1]. Kudzosa kunongowedzera bedzi chinetso. Kana uri shure kwemitero yako, unganidza mapepa ako, face, uye tsvaka nhungamiro yezvo kana kudzorwa kwomutero wako kuchidikanwa. Kudzorwa kwomugariro wako wemitero uye kumira kwapamutemo kupfurikidza nouko kwapamutemo. [FF][3][5]