Imfuneko Ekhulayo Yemfundo Yemali Kumagumbi Eklasini

Ufundo lwezemali luye lwaba bubuchule obubalulekileyo kulutsha oluhamba phambili kwimeko entsonkothileyo yezoqoqosho. Njengoko amatyala afikelela kumgangatho ophezulu wabafundi kunye nobuninzi beemveliso zemali ezikhoyo kubathengi, izikolo kulo lonke ilizwe ziyakhula ukuze ziqinisekise abafundi ukuba baphumelele ngemfundo engaphezulu nje kwemfundo yemfundo yemali. Ngokutsho koovimba bemali abafundayo iFDIC , abantu abafumana imfundo yemali ecwangcisiweyo basengozini kakhulu yokonga imali kunye nocwangciso lokuthatha umhlala phantsi. Oku kushukumisele ukuba imimandla yesikolo yasekuhlaleni ivelise iinkqubo ezifundisa abafundi ngobuchule bokuphatha imali, ukulondoloza imali, ukuboleka nokuboleka kwemali kwakudala. Ezi zicwangciso zicetyiselwa ukulungiselela izigqibo zemali ezikhoyo.

Ilizwe Elikhoyo Elinemfundo Yemali Phakathi Kwabafundi

Uphando oluqhubekayo lubonisa ukuba imigangatho yokufunda engundoqo phakathi kwabantu abaselula ihlala isezantsi. Ingxelo evela kwi-FINRA Invectoror Education Foundation ifumanise ukuba ngabantu abadala abamalunga nesithathu kuphela abanokuphendula ngokuchanekileyo kwimibuzo ye-miba esisiseko yemali efuna ulwazi-mali. Lo msantsa wolwazi uqala kwangethuba kwaye unokuba neziphumo ezihlala ixesha elide. Abafundi abangenalwazi lwemali olusisiseko badla ngokunyusa amatyala aphezulu, banokuba lixhoba lezenzo zokuboleka imali, kwaye bazame ukuceba ngethuba elide lokucwangca imali. Izikolo zasekuhlaleni ziyaqonda ukuba banethuba elikhethekileyo lokuthetha ngale ngxaki phambi kwabafundi behlabathi. Ngokuxhobisa iinkcawa kwemali ezikolo, abafundi baxhobisa iimpahla zezixhobo zemali, befuna iimpahla zabo zezonyango.

Iindlela ezifanelekileyo zokufundisa ngezemali

Izikolo zisebenzisa iindlela ezininzi zokukhuthaza ukufundiswa kwemali, zihamba ngapha koko zisenza amava adibeneyo, aqhubekayo okufunda. Iinkqubo ezisebenzayo zidibanisa uqeqesho lweklasi nesicelo esisebenzisekayo, ziqinisekisa ukuba abafundi abaqondi nje kuphela iingcamango zemali kodwa bayakwazi ukuzisebenzisa kwiimeko zokwenene. Isithili ezininzi ziye zavelisa iinkqubo ezibanzi eziye zaneentloko zemali ezikhula kumgangatho webanga eliphezulu, zivelisa iingcamango ezisisiseko ezifana neemfuno zesikolo esiphezulu kunye nokwakhiwa kwemixholo entsonkothile enzima efana nokutyalwa nokutya nokutya nokuthatha umhlala phantsi kwesikolo samabanga aphezulu.

Ucalulo ngaphaya kwemixholo

Enye yezona ndlela ziphumelelayo zokufundisa ukubhalisa imali, nokuhlolisisa iingcamango zemali ezikhoyo kukudibanisa imibandela ekhoyo yemali kunokuyijonga njengezinto ezingaqhelekanga. Iiklasi zezibalo ziyazixhasa kwimfundo yemali, zinomfundisi ozifundisa ngezifundo zeengxaki zehlabathi lokwenene ezibandakanya uqingqo-mali, ubalo lwenzala, intabalala yenzala, nokuhlola iinkcazo zemali ezikhoyo. Isifundo semali yemali ebolekiweyo singacela abafundi ukuba benze uqingqo lwemali ngemali ethelekelelwayo, ubalo lwemali ehlawulwa yindlu, ukutya, kunye nokuzonwabisa. Iiklasi zesikolo eziphezulu ze-Albectal ziyakwazi ukuqwalasela imisebenzi ekhoyo yemfuzakhamfaza, ukunceda abafundi babone indlela imali eninzi efumaneka ngayo. Iiklasi zemfundo zezezentlalo-ntle yemali, kunye nezifundo zemali ezisekelwe kwizifundo zemali ezikhoyo zemali ezithengwayo, kunye nezorhwebo zemali ezisetyenziswayondla.

Iizifundo zemali ezinikezelweyo zokufunda nokubhala

Inani elandayo leengingqi zezikolo lifuna ukuba abafundi bagqibe izifundo zemali ebhalisweyo ngaphambi kokuphumelela. Ezi zifundo zokuzinikela zinikela imixholo ebalulekileyo, kuquka ingeniso efunyenweyo, ukuyisebenzisa ngobulumko nokuyihlawula imali, ukusebenzisa ityala ngenkathalo, ukulawula ubungozi nge-inshorensi, nokuqonda iirhafu. Ama-United States anjengeFlorida, iMissouris, ne-Utah ebeziziinkokeli kulo mmandla, ekhuthaza ukuba abafundi besikolo semfundo ephakamileyo bagqibelele ngokupheleleyo kwizifundo zemali esisiseko okanye yonyaka wonke. Ezi zizifundo zifaka ingeniso yemali yobuqu eninzi, njengemiqathangoleko yobuqu, uphando-mali-mali kunye nemali yokuhlawula imali ehlawulwa yimali, ukuhlawula imali eninzi, ukuhlawula imali eninzi, ukuhlawula imali ehlawulwa yimarikelelwa kwintengo yentengiso, nokugqiba irhafuthelo. Ngokufuna abafundi ukuba bangene ezikolweni ezikwimeko ezilungele ukuzuza iinkcubacuba-mali ngaphambi kokuba bangene okanye bangene imfundo zemali.

Imfundo engundoqo nesekelwe kwiprojekthi

Ngaphandle koqeqesho lwemfundo yesithethe, izikolo ezininzi zisebenzisa amathuba okufunda aphezulu avumela abafundi ukuba baqhelisele ubuchule bemali ngokwezicwangciso ezisengqiqweni. Iibhanki zabafundi-abasebenzi, apho abafundi balawula iingxelo zokwenene koontanga babo phantsi kolawulo loogxamentu kunye noogxaqesi bebhanki, banikela amava ezandla kwiinkonzo zemali. Amaqhina asekelwe kwisikolo anika amathuba afanayo, abafundi abasebenza njengababhali, abaphathi-mali, kunye nabaphathi-mashishini. I-Entereneurripring bacela abafundi ukuba bahlakulele izicwangciso zeshishini, balawule uqingqo-mali, baze benze izigqibo zemali. Ezi zibonelelo zikhuthaza ubuchule obusekelwe kwimicimbi yemali kunye neengxaki, ubuchule obunxulumene nezolawulo ezinceda abafundi ukuba basebenze kakuhle ngaphezu kweminyaka yabo yesikolo.

Indima yezixhobo zobuxhakaxhaka kunye nezixhobo zamanani

Ubugcisa budlala indima ebalulekileyo kwimfundo yemali, namaqonga axhotyisiweyo ezikolweni ukuze kudluliswe amava okufunda ahambisanayo. Iimfaniso ze-Intanet zivumela abafundi ukuba balawule iziphumo zenyani zotyalo-mali, baqhube iziphumo zemeko zemali ezintsonkothileyo, baze babone iziphumo zexesha elide zezigqibo zabo ngaphandle komngcipheko wenene wehlabathi. Iziko eliqhelekileyo ezifana Imidlalo yeMarikethe yomntu [[FLT]]] i-Stock Game [[FLT] [[FLD]] kunye [[FLT]] everfi [[FLT]] ibone iziphumo zexesha elide zemali, zinikezela ngemilinganiselo yezoqobo ehambisana nemigangatho yezoqobo yemeko xa kusenziwa abafundi. Izikolo ezininzi zisebenzisa uqeqesho lolwazi olufanelekileyo, ziziva zisenza abafundi bazive belungele ukuthenga iinjongo zabo, kunye nezixhobo zabo zemali, zisebenzisa iprogramesssssss zobugrap, ezifanelekileyo zemfundo zezemfundo, apho banokusebenzisa iprog

Iinkqubo Zezifundo Neziganeko Ezidityanisiweyo

Imisebenzi yesikolo yangaphandle inika abafundi amathuba awongezelelekileyo okuphuhlisa nokubonisa ubuchule babo bokufunda. Izikolo ezininzi zixhasa iiklabhu zezemali ezincedisana rhoqo ukuze zixubushe imibandela efana nokufaka imali, iindlela zoncedo lwemali ekholeji, kunye nocwangciso lomsebenzi. Ezi zikolo zidla ngokuba nenxaxheba kukhuphiswano lwengingqi nolozwe oluvavanya ulwazi nobuchule bokwenza izigqibo. Imali yelizwe] I-Monal Decancelment [ kunye [FLT] ne-FLT] ingumzekelo obalulekileyo, izisa amaqela abafundi abazama ukucombulula iingxaki zemali ezintluntsonko zemali, kwaye ibonelela iingcebiso labo kwiivenkile zemarike, apho abafundi bakhuphisanayo eyona ngeniso ephambili, bahlala belungele ukuqhutyelwa kunye nokukhuphiswa kwemali eninzi, apho banokufumana khona uqeqesho lwemali, ii-inshorensitiveriestero, apho banokuvelisa khona ii-ondo zemali eninzi, apho banokuphumelela khona

Umanyano neZiko lezeMali neMibutho yoLuntu

Iibhanki zobulali, amaqumrhu okuthelekisa amatyala, kunye neenkampani zemali zisebenza kunye nemali ezisekelwe kwimigudu yemfundo yemali. Ezi ziko zinika ubuchule, izibonelelo zeli hlabathi ezikhulisa uqeqesho lwasezikolweni. Amasebe amaninzi emali anikela iinkqubo zemfundo yamahhala ezizisa abagcini-bhanki kunye nabaxhasi bezezimali ezikolweni zokukhokela izikolo zokufumana imicimbi enjengokubhaka, imali yemali, ukuboleka ityala, nokuphepha ukukhokhabhabha. Ezinye iibhanki zixhasa amasebe omfundi abhanki akhuselwe ityala angaphakathi ezikolweni, zinika abafundi amava athelekele iinkonzo zemali ngexesha lokuxhasa izikolo. Imibutho yoluntu enikela inkonzo eluncedo kwimfundo yezemfundo yemali, isoloko ixhasa ukuphumelela kwemali, yaye inceda umgangatho wemali oninzi wabafundi abaphantsi kwemali. [FLctrect:[3][2][FY] kunye nezikolo ezisethiyokuxhasa iingeniso zezemfundo zemali, inkxaso yemali eninzi, inkxaso yoncedo, inkxaso yoncedo, kunye nezibonelelo

Ukubandakanyeka Kwabazali Nentsapho Kwimfundo Yemali

Izikolo ziyaqonda ukuba imfundo yemali isebenza kakhulu xa igxininiswa ekhaya. Isimo somzali kunye nendlela yokuziphatha ejikeleza imali iphembelela ngamandla imikhwa yabantwana yezemali, ikwenza ukuganana kwentsapho kube yinto yokuqala kwiinkqubo ezininzi zesikolo. Izikolo zinika abazali imisebenzi yokubhala iibhusayithi zemali, izihloko ezifana nokugcina imali ekholejini, ukulawula uqingqo-mali lwentsapho, nokuthetha nabantwana ngemali. Ngokuqhuba imicimbi yemali ecwangcisiweyo kunika abazali nabantwana amathuba okufunda kunye nangemisebenzi edibanini kunye nemidlalo ephilileyo. Ezinye izikolo zithumela amakhaya ukuba athathe imisebenzi yekhaya ekhuthaza iintsapho ukuba zixubuthene ngemibandela yemali kunye nemithambo epheleleyo, njengokudala iindleko zentsapho okanye uphando olucwangcwe kwikhefuthe okanye ubuchule obusemaliniweyo. Ngokuqhubana kwabazali bezemfundo yemali, izikolo eziko zinyusa iziphumo zokufundisa nokukhuthaza imikhwabo yemali. [Falmes provitions] [Forvetions proutmes] kunye ne-typetionss profiletionssss

Ukulungisa Ucelomngeni Lokusebenza

Phezu kwako nje ukuqwalaselwa okukhulayo kokubaluleka kwemali, izikolo zijamelana nocelomngeni oluninzi ekusebenzeni iinkqubo ezisebenzayo. Ukulungiselela kothisha kukuxhalabisa kakhulu, njengoko abafundisi-mfundo abaninzi bevakalelwa kukuba abakulungele ukufundisa ngemali. Zimbalwa iinkqubo zoqeqesho lokufundisa eziquka izifundo zemfundo yemali, ezishiya othisha bekhulisa ubuchule babo ngokuphuhlisa inkqubela yezobugcisa okanye ukuphumelela kwezemfundo yemali. Izikolo zilungisa lo msantsaba ngokulungiselela uqeqesho kubafundisi-bafundisi-mfundo, ukuncedisana noochwepheshe bezemali kwizifundo zemali, nokusebenzisa isikolo sevidiyo esingenisa imfundo echweliweyo eklasini. Ixesha lokucwangca likwangunocelomngeni, njengoko izikolo ezifundisa ulwazi oluphambili lwezemfundo yezemfundo. Iziko elingenayo inkxaso yemali, iinkqubo ezikhuthaza inkxaso-mali, ii-adiodreas, okanye iiyunithi zemali ezisebenzisa iiprojectives, iiprojective zemali ezikhoyo zemali ezikhoyo zemfundo zemfundo ezikhoyo ezikhoyo zezezikolo ezininzi.

Iziphumo ezilinganayo neenzuzo zexesha elide

Izikolo ezingenisa iinkonzo zemali ezifundisayo zibone iziphumo ezingenakuthelekelelwa. Abafundi abagqibezela izifundo zemali babonisa imigangatho ephezulu yolwazi lwemali, isimo sengqondo esifanelekileyo ngokuphathelele ukonga, kunye nokuqiniseka ngakumbi ngobuchule babo bokuphatha imali. Uphando lubonisa ukuba abo bafumana imfundo yemali esemthethweni basengozini yokulondoloza imali, bagcine uqingqo-mali, baqokelele nempahla njengabatsha abatsha. Bambalwa kakhulu ukubandakanyeke kwizenzo zokuboleka isimilo esiphezulu njengokusebenzisa iimali zemali ezihlawulwayo okanye ukuthwala ityala lemali. Ezi nzuzo ziyanda ngaphezu kwabafundi ngabanye kwiintsapho zabo kunye nemimandla yabo, njengoko ukufundiswa ngokwemali kunegalelo ekukhuleni kwezoqoqosho nokukhula. Ingxelo yemali engakumbi yemfundo ephambili ibandakanya ukugana abafundi ngokufunda ngobomi nosukelo lwexesha elizayo. Abafundi abaqonda ukusetyenziswa kwemali engakumbi kwemali ephambili kuqhubekiswe namathuba okuqhubeka kwisikolo semfundo yemali.

Ukukhangela Phambili: Ikamva Lokufunda Ngemali Ezikolweni

Inkqubela eqhubekayo kwimfundo yemali esekelwe kwisikolo nokufunda imfundo engokwandiswa kwemali iyaqhubeka. Amaphondo amaninzi anika umthetho ofuna imfundo yemali ukuze aphumelele, kwaye izikolo zivelisa iinkqubo ezibanzi zeK-12 ezakha ulwazi lwemali ngokuthe ngcembe kumgangatho wecandelo. Imixholo edityaniswayo efana noluvo oluthe ngqo, inkcitho, kunye nokuveliswa kwemali kwi-intanethi ifaka iliso kwizifundo zemali njengoko isiseko semali sisanda. Izikolo zizama ukuzama ukwenza imfundo yemali epheleleyo kwaye zithathela phambili, ukuqaphela ukuba abafundi abasuka kwiimeko ezahlukeneyo zemali nabasweleyo. ICHOVAD ibala libalaselisa ukubaluleka kokulungiselelwa kwemali, kunye nezikolo ezininzi zemali eziphucula imigudu yabo yokunceda abafundi nokungalungele ukuhambela phambili kwezoqoqosho. Njengoko iinkonzo zemali neemveliso zemali zisanda, ukuhambelana kwemfundo yemali ezikolo ezisembini kuxhomekeke kwimisebenzi yezentengo.

Ubungqina bucacile: ukufunda nokubhala asiyonto iphambili ekufuneka ilandelwe kodwa lilungu elibalulekileyo lemfundo epheleleyo. Izikolo ezibeka imfundo yemali kwindawo yokuqala zinika abafundi isipho esiza kubanceda ubomi babo bonke, zibaxhobisele ngolwazi, ubuchule, nemikhwa abayifunayo ukuze bafumane izizinzo zemali baze bafeze usukelo lwabo. Njengoko izikolo ezininzi zifumana olu xanduva, umbono webutho labantu abafundileyo ngemali uyasondela kulwalamano lokwenyaniso, umfundi omnye ngexesha.

  • ubuchule bokwenza isigqibo obusetyenziswayo kummandla wobomi, ukusuka kukhetho lomsebenzi ukuya kuthengwa kakhulu
  • [[UMTL:0] ukuqonda okungcono kwetyala kunye namatyala, kuquka indlela iimali zokuthenga ngetyala ezisebenza ngayo nendlela yokuphepha ukubolekisa ngerhafu
  • Ugcino-mali oluthe lwandiswa kunye nokwazisa ngotyalo-mali , kuquka amandla omqukumbelo wolwakhiwo kunye nobutyebi bexesha elide
  • [[UMTHETHO: 0] Ukulungiselela iingxaki zemali zexesha elizayo, njengokuhlawula ikholeji, ukuthenga ikhaya, nokuceba umhlala phantsi
  • Ukuthembana kwezoqoqosho nokuzimela , unika abafundi amandla okulawula ikamva labo lemali
  • I-oyile inqabile ukuba ixhatshazwe ngemali ngokubona ukwanda kobuqhetseba obuqhelekileyo kunye nezenzo zokuhlasela