Ukuqonda Iimbambano Zerhafu EIndiya

Ukungavisisani phakathi kwabahlawuleli berhafu nabaphathi-rhafu baseIndiya akunto ingaqhelekanga, kunikwa ukuntsonkotha koMthetho weMali yerhafu, 1961, kunye nokulungiswa rhoqo kwemithetho neenkqubo. Impikiswano yerhafu idla ngokuvela xa kukho umahluko woluvo ngokucaciswa kwamalungiselelo erhafu, ukubala ingeniso ehlawulwayo, ukuvunyelwa kwentengiso okanye ukuhlawulwa kwerhafu, okanye ukukhutshelwa kwemiqathango. Inkcitho ingaqala ngokusuka kwimiqathango ekhoyo ngexesha lokuvavanywa, ukuphicothwa, okanye ukuphicothwa. Ukuqonda ukwenziwa kwale ngxaki kusinyathelo lokuqala lokuzicombulula ngokufanelekileyo.

Inkqubo yerhafu yaseIndiya isebenza phantsi kwesiseko sokuzicikida, apho abarhafu bavakalisa ingeniso yabo kwaye bahlawula irhafu ngokufanelekileyo. Abaphathi berhafu ngoko bayazibeka ezi zinto zibuya ngemisebenzi eyahlukeneyo . /iindlela zokuhlola, okanye ii-arhente ezijolise ekujoliseni. Xa kufunyaniswe ukungangqinelani, okanye xa igosa elivavanyayo lingavumelani nesikhundla somhlawuli werhafu, isaziso sokuphikisana siyakhutshwa. Umqeshisi-rhafu kufuneka aphendule ngokukhawuleza nangoxwebhu olwaneleyo. Ukungaphumeleli ukwenza oko kunokukhokelela kwimiyalelo engaphambili, iimfuno zerhafu ephezulu, okanye inzala okanye izigwebo.

Kubalulekile ukuphawula ukuba iimbambano zerhafu aziphelelanga kwirhafu efunyenweyo. Zingabandakanya iiNkxaso kunye neeNkonzo zeMdibaniselo (GST), umsebenzi wezemali, okanye ukusetyenziswa kwerhafu. Ngoxa eli nqaku ligxininisa kwinkxwaleko yerhafu ephambili, imigaqo emininzi isebenza kwiintlobo zerhafu. Umatshini wezolawulo eIndiya ubekelwe irhafu ezininzi, unika amathuba okuhlola inkcitho elula. Umhlawuli werhafu olungeleleneyo oyiqonda kakuhle le miqathango uyakwazi ukuqhuba inkqubo ngentembelo.

Izizathu Eziqhelekileyo Zokungavisisani Ngerhafu

Ukungavumeli Iindleko Nezikhuthuzo

Enye yezona zinto zidla ngokubangela ingxabano kukungavunyelwa kweendleko zeshishini, ukuhlahlela, okanye ezinye izincopho ezithenjiweyo ngumhlawuli werhafu. Amagosa erhafu asenokuphikisa ngokuthi iindleko azipheleli kwaye zingekho kuphela kwiinjongo zoshishino, ukunqongophala kwamaphepha okuxhasa okwaneleyo, okanye ukwaphula amalungiselelo akhethekileyo afana nalawo anxulumene nemali enxulumene nemali okanye intlawulo yemali egqithisileyo. Umzekelo, ngaphantsi kweCandelo 40A(3), ukuhlawula imali engaphezulu kwe-10 000 (okanye 765 000 yabathuthi) ayithinteki ngaphandle kokuba iimeko ezithile zikho. Abarhafuthi kufuneka bagcine uxwebhu oluqinileyo--$infons, ii-aces, isiqinisekiso sokuhlawula, kunye nemiqatha yeebhodi zemiqathangongoma.

Dlulisa uhlenga-hlengiso lwe Pricing

Iinkampani kunye namaqumrhu amazwe ngamazwe abandakanyeke kwintengiso yamazwe ngamazwe kunye neentengiso ezinxulumene namashishini adla ngokujamelana neengxubano. Imimiselo yokudlulisa i-prigrafication ifuna ukuba ukuthengiselwana komda wesandla kubude bengalo. Ukuba amagunya erhafu agqiba ukuba ixabiso elithenjisiweyo lisuka kwixabiso lobude bengalo, angenza uhlengahlengiso kwaye ongeze umahluko kwingeniso erhafunwe yirhafu. Olu tshintsho lungaqikelelwa rhoqo ngabaqeshi berhafumsho. Impikiswano idla ngokuyi-ibheni kwiindlela ezifanelekileyo zokuhlola, ukukhetha iindlela zokudlulisela iprojectives, kunye nezifundo ezibonisa ukugqithisa i-Pric Reventions (Nject) kunye nemithetho ekhuselekileyo yezibuko ye- port ingabangela ingxwayinti, kodwa kufuneka ukuba bavumene.

Ukwahlulwa kwengeniso nokuhlawulwa kwerhafu

Enye intlawulo eqhelekileyo yengeniso ekhoyo qha, okanye ingeniso efunyenweyo yemali yamakomkhulu, yezoshishino, okanye yengeniso evela kwezinye imithombo. Imicimbi yokwahlula irhafu ngenxa yexabiso lerhafu, ukungahlawulwa, kunye nezincono zolwahlulo iyahluka. Umzekelo, iziphumo ezifunyenwe ekuthengisweni kwezabelo ezidweliswe ngaphezu konyaka zinokuthathwa njengengeniso ende nemali ehlawulwayo yerhafu, kanti intengiso efanayo ukuba ihlelwe njengengeniso yeshishini inokuhlawulwa ngexabiso elikhutshelwe phantsi. Injongo yomthelisi, ukuphinda-phindeka kwentengiso, kunye nexesha lokuphatha ixesha lihlolwa ukufumanisa intloko echanile. Iingxaki zikwakuvela kwimiqatha yemali yomhlawulwa yerhafu, emisela iimali zerhafuthensileyo.

Izakhono Nemdla

Kwanaxa imfuneko yerhafu ithe yalungiswa, izigwebo nenzala idla ngokuba ngumbandela wempikiswano eyahlukeneyo. Ityala lihlawulwa phantsi kwamacandelo ahlukeneyo, njengeCandelo 271(c) ukuze kubekwe ibhatalo okanye kunikelwe iinkalo ezingachananga, okanye iCandelo 271B ngenxa yokusilela ukuncitshiswa kweengxelo zerhafu. Inzala phantsi kwecandelo 234, 234B, kunye no-234C ibhaliswe ngenxa yokungagqibeleli ukuhlawula irhafuthelo, ukurhoxa emva kwexesha lokubuya, okanye ukurhoxa kwemali. Umhlawuli werhafu angakhuphisana nelevi ye-levi, ityala elikwizintlungela iinjongo ezifanelekileyo, ukunqongo-oka kwabantu, ukurhoxiswa kwesebe.

Isenzo Sezigqibo EIndiya

Inkcitho yabasemagunyeni abaphandayo

Indlela yokucombulula irhafu ehlawulwayo yamaIndiya ikwisikhundla esiphambili esicacileyo. Ukuqonda apho likhoyo ityala lakho kunye negunya elinegunya elinegunya libaluleke kakhulu ukwenzela imicimbi efike ngexesha elifanelekileyo nenempumelelo.

  • [[NTLAK: 0] Umfaki-sicelo werhafu yengeniso (Appals) [CIT(A)] --Owokuqala ukuphatha irhafu] – igunya. nawuphi na umnikezi werhafu okhutshwe ngokomyalelo wegosa elivavanyayo angafaka isibheno phambi kweCIT(A). ICIT(A) inamandla okunyusela, kwaye imfuneko inganyuswa.
  • [[NTL:0] Iphulo lerhafu lokufumana i-Tribunal (ITT) – ipesenti yesibini ye-CIT(A) imiyalelo elala ne-ITAT, iqumrhu le-quatsi-judicial. I-ITAT ligunya lokugqibela lokufumana irhafu, kwaye izigqibo zayo zibophelele amagunya erhafu kwiminyaka elandelayo ukwenzela umhlawula omnye werhafu ukuba izibakala zihlala zingatshintshi.
  • [[UMTL: 0] Inkundla ePhakamileyo - Izibheno ezivela kwi-ITAT ngemibuzo ecacileyo yomthetho exoka kwiNkundla ePhezulu. INkundla ePhezulu ayiphindi ibe nezibakala; iqwalasela imiba yomthetho kuphela.
  • Inkundla yeNkundla ePhakamileyo yaseIndiya – Impetho ephezulu yefolumente. Izibheno ezivela kwinkundla ePhezulu zingaviwa yiNkundla ePhakamileyo ukuba zibandakanya umba ophambili womthetho wokubaluleka kukawonke-wonke.

Umgangatho ngamnye unemida engqongqo yexesha. Umzekelo, isibheno kwiCIT(A) kufuneka sigcinwe ngeentsuku ezingama-30 ukusuka kumhla wokufumana i-lisithi yomyalelo. Izibheno ezikhawulezayo zingahoywa ukuba ityala laneleyo liboniswa, kodwa kuyingozi ukuxhomekeka kwisivumelwano. Abahlawula iirhafu kufuneka baphawule ixesha elimisiweyo kwiikhalenda zabo kunye nefayile kusengaphambili.

Ukuhanjiswa kwezibheno nojongo lwemeko

ISebe leMali leThwatshilo lifake imilinganiselo emininzi yokuphatha impikiswano. Izibheno ngoku zingagcinwa ngombane nge-e-filical (www.incometator.gov.in). Izibuko livumela ababuthi berhafu ukuba banikezele iifomu, bafake amaxwebhu axhasayo, kwaye balandele inkqubela yetyala labo. Likwanika isakhiwo sokujonga imiyalelo nokunxibelelana negunya eliphetheyo. Abahlawuleli kufuneka bazibhalise kwizibuko kwaye baziqhelanise ngebhodi encinane. Abasebenzi abaninzi nabahlawuleli-mali, nokuba kunjalo, banikela ingxelo yokuba inkqubela yezibuko inokuba yi-glichy okanye itho; ikwayingcebiso ukugcina ii-scread kunye nee-agistersssss ezivumayo zonke izimfanele ukuthobela.

Amanyathelo Asebenzisekayo Okusingatha Ingxabano Yerhafu

1. Luqwalasele uluvo okanye umgaqo

Ithuba ofumana ngalo isaziso phantsi kweCandelo 143(2) (ukuhlola) okanye umyalelo wohlolo lokugqibela phantsi kwecandelo 143(3), ufunde ngocoselelo. Chaza ezona zongezo, ukurhoxiswa, okanye utshintsho olwenziwa ligosa. Ulwandiso ngalunye lwenqaku elihambelana nolungiselelo lweMali- Inteage Taxial Act. Umzekelo, ukuba umphathi uluchasile ulwahlulo phantsi kwecandelo 80G (impiliso), khangela ukuba umnikelo wenziwe kwisakhiwo esifanelekileyo nokuba ngaba ifomu ye10BE yafunyanwa na. Lungisa incam- ngencam ehambisana nokucatshulwa okusemthethweni kunye nobungqina obubhaliweyo. Olu hlalutyo lwenza umva wesibheno okanye ukuthobela kwakho.

2. Qokelela Uxwebhu

Iimpikiswano ziphumelele okanye zilahleke kubungqina. Gcina onke amaxwebhu afanelekileyo: iimbuyekezo zerhafu ezigcinwe, iingxelo zophicotho-zincwadi, iingxelo zemali, ii-invoits, iingxelo zemali, iileta zemali, kunye nayo nayiphi na imiyalelo edlulileyo. Zicwangcise ngendlela yobalo kunye nemixholo. Yenza umzila wephepha obonisa ngokucacileyo ukuthobela kwakho nokusebenza kwentengiso yakho. Umzekelo, ukuba ukuxabana kuxhomekeke kwimali eninzi phantsi kwecandelo 54F (ukungangenisi ndlu yokuhlala), ufuna ubungqina bokuthengiselwa kwempahla yokuqala, ukuthengwa kwendlu entsha, kunye nomgca wexesha omiselwe imida. Uxwebhu olunye olungekhoyo lunokuyenza buthathaka ngokuphawulekayo imeko yakho.

3. Ukudibana noNxibelelwano lwangaphambili

Phambi kokungxamela ukuyila isibheno, qwalasela ukucela ukuva kobuqu okanye intlanganiso yokucacisa intlanganiso negosa elihlolayo. Iingxoxo ezininzi zivela kunxibelelwano oluphosakeleyo okanye ulwazi olungaphelelanga. Ingxubusho ehloniphekileyo, elungiselelwe kakuhle ngamanye amaxesha ingayisombulula imbambano ngaphandle kwenkcazo ezisesikweni. Ukuba umphathi we-ofisi uqinisekile yingcaciso yakho, bangakhupha umyalelo wokwenza uluvo phantsi kwecandelo 154 okanye badlulise uhlolo oluhlaziyiweyo. Esi sigqibo singacwangcisi ixesha kunye neendleko. Noko ke, lulumkile: Musa ukuvuma okanye ukuvuma okanye ukuvuma ukungaqondi okuthenjiweyo ngaphandle kokuqonda intsingiselo. Sonke bhala incoko ebhaliweyo kwaye uthathe amaphetshana.

I Fayile Isibheno Sobuchule Phambi kweCIT( A)

Ukuba isigqibo esingesomdla asiphumeleli, inyathelo elilandelayo sisisicelo esisemthethweni. Lungiselela u-Fomati 35, eyindlela emiselwe ukuba kubheno lweCIT(A). Le ndlela ifuna iinkcukacha zomyalelo obhenqwe ngokuchasene, izibheno, kunye nengxelo yezibakala. Umhlaba ngamnye kufuneka ube yimpikiswano esemthethweni. Kuphephe izicwangciso ezingacacanga ezifana “umyalelo womthetho." Endaweni yoko, yiba ngqale: “Umphathi-mikhosi ofundileyo owenza impazamo ekulahleni i-“050 000,000 njengenkcitho yokubhengeza ngaphandle kokucabangela iimali zemali nokuqinisekisa ukunikezelwa kwemali.” Qhoboshela imibhalo yomyalelo womyalelo, ukubuya kwerhafu, kunye namaxwebhu angundoqo. Ukuba ingeniso ayifunwayo incinane (196,9,9) ukuba i-kh1 i-1901) isenokuphinda i-2001 isicelo sokubuyisa irhafutheliswa.

5. Zama Ukuphulaphula Uze Ubekho

Xa isibheno sicwangcisiwe ukuva, qinisekisa wena okanye ummeli wakho ukuba ukho ngomhla ocwangcisiweyo. ICIT(A) ingakhupha isaziso esininzi sokuva. Ukungaphulaphuli kungaphumela kwi-expartio system, ekunzima ukuyitshintsha. Phosa imeko yakho ngokucacileyo, ubhekisa kumabala kunye nobungqina obubhaliweyo. Ukuba iCIT(A) icela amaxwebhu awongezelelekileyo, zithumele ngokukhawuleza. Gcina iData yazo zonke iimini nemiyalelo. Emva kwe CITI(A) igqithisa umyalelo, unento yokuyivuma okanye ukubhenela ngokubheke phambili kwi ITAT.

6. Uphuthume isibheno kwi-ITAT

I-ITAT yinkundla ekhethekileyo enamalungu asuka kuzo zombini iziphumo zomthetho kunye neemvelaphi zobalo. Inkqubo ilawulwa yimithetho ye-ITAT, 1963. Izibheno zigcinwa ngomatshini nangokwasemzimbeni. I-ITAT isoloko ilahla izicwangciso ngokukhawuleza ukuba izibakala zicacile kwaye umthetho umisiwe. Abaxhasi berhafu abaninzi bafumana i-ITAT inguqu engaphezulu kwe-CIT(A). Ngoko ke, ukuba impikiswano yakho inyani, i-ITAT idla ngokuyifakela i-'ucros-object'union ukuba isebe line-agrive wena kwiCIT(A). I-IT'inyani.

Enye Ingxabano Yokucombulula Iindlela Zokusebenzisa Umatshini

Izivumelwano Ezihambela Phambili (AP)

Ukudlulisa iimpikiswano, inkqubo ye-APA ivumela abarhafu ukuba bavumelane nabaphathi berhafu kusengaphambili kwixabiso lengalo yothengiso lwezizwe ngezizwe. Ii-APA zinika ithemba ngeminyaka ezayo kwaye zinokugquma iminyaka edluleyo kumgaqo-nkqubo wokuzithandela. I-APA yinkqubo yokuzithandela kwaye ibandakanya uxwebhu olunenkcukacha, ingxubusho, kunye nemvume evela kwi-Central Board of Directive Cooccules (CBT). Iluncedo ngokukhethekileyo kwiinkampani ezinemida ephinda-phinda-phindeneyo okanye iixabiso eliphezulu elinqamlezayo.

Iqela lenjongo ethile (DRP)

Iindidi ezithile zabahlawuleli berhafu . "njengeenkampani zangaphandle" okanye ezo zijongene notshintsho lwepringitha − i DRP inika enye into echasene neCIT(A). I-DRP yikholyegium yabaKhomishi abathathu abanikela imiyalelo kumphathi-mikhosi ovavanyayo. Umhlawula irhafu angalwa nako ukuqinisekisa umgaqo wedrafti yovavanyo phambi kwe-DRP. Imiyalelo ye DRP ibophelele kumphathi ovavanyayo, kodwa umnikezi werhafu ingasakhupha umyalelo wokugqibela kwi-ITAT. Lo msebenzi wenzelwe ukukhupha isigqibo setyala lerhafuthelo elintsolo yamazwe ngamazwe.

Irhafu Ethe ngqo evish yawuMthetho, 2020

Urhulumente ukhe wazisa izicwangciso zempikiswano zokwenza uphakamiso. Isicwangciso se Vivad se Vish savumela abaqeshi berhafu ukuba bazinzise izibheno ezilindeleyo ngokuhlawula irhafu ephikiswayo kuphela, ngentlawulo epheleleyo yenzala nesohlwayo. Ngelixesha iwindow enkulu isivalile, indlela ibonisa injongo karhulumente yokukhuthaza ukuhlaliswa. Abaxhasi kufuneka bajonge nawaphi na amaqhinga amatsha okukhulula anokubhengezwa kwiibhatako zexesha elizayo. Ukuqhubana nezicwangciso ezinjalo kunganikezela ngentengiso ekhawulezileyo nexabiso elinomvuzo.

Ibhodi yohlaziyo lwezemizi-mveliso nezezimali (BIFR) kunye nezinye ii-Forums ezikhethekileyo

Kwiimeko ezinqabileyo, iingxwabangxwaba zingabandakanya iingxelo ezibhekiselele kwinkundla ekhethekileyo ukuba umhlawuli werhafu yinkampani yezoshishino egulayo phantsi koMthetho weMashishini e-Agulayo, kodwa oku kuthathelwe indawo kakhulu yi-Inconpency and Bankruptic Code. Ukuqonda i-cum engqalileyo esebenzayo kushishino okanye isimo sakho njenge-SEBI kwimicimbi yengqesho yemali okanye i-NCLT yeminye imicimbi yeshishini.

Indima Yoncedo Loogcisa

Imithetho yerhafu eIndiya intsonkothileyo kwaye isoloko ilungisa. Ngelixesha abaqeshwa abancinane benokukwazi ukulawula iimpikiswano ezilula, ezinzulu okanye eziphezulu zemicimbi efunwa nguchwepheshe. Umgcini-mali oqeshwayo (CA) okanye ummeli werhafu anganika umelo olubalulekileyo. Bayakuqonda ukucaciswa koMthetho werhafu ongenisa intengiso, baqhelene neemfuno zeprocestiki, kwaye bangamisela izityholo ezisemthethweni ngokunempumelelo. Xa bekhetha ugqirha, uqinisekisa amava abo ekusingatheni nayiphi na ingxaki enzala.

Ukongeza kumelo olusemthethweni, qwalasela ukuba nenxaxheba kugqirha ocebise ngerhafu nenkxaso yoxwebhu. Kwanangaphambi kokuba kuvele impikiswano, ucwangciso lwerhafu olunentsebenziswano nokuxilonga rhoqo kungathintela imiba emininzi. Icebiso loogqirha libaluleke kakhulu ekudluliseleni iprojekthi, irhafu yehlabathi lonke, nemicimbi ye-nethi ephezulu. Ukuqinisekisa ukuba ugqirha oqeshiweyo ubhalisile kwaye unengxelo entle yerekhodi kunye namagunya alawulayo.

Bambi abahlawuleli berhafu bakhetha ukuzimela ngokwabo (ngomntu) phambi kweCIT(A) okanye kwanaphambi kweITAT, ingakumbi xa ixabiso eliqukiweyo lincinane. Ngoxa oku kuvumelekile ngokusemthethweni, kufuna ulungiselelo olucokisekileyo. Isebe limelwe ngabaphathi berhafu abalungelelene kakuhle kumthetho. Ukuzimela ngokwabo kungaphila ukuba impikiswano ithe shwaka kakuhle kwaye umthetho ucacile, kodwa nangayiphi na inkithanekiso, uncedo lobuchule luhlawula.

Owona Mkhwa Ulungileyo Wokuphepha Nokucombulula Iingxabano

Ukugcina Iingxelo Ezinemichiza

Eyona ndlela isebenzayo yokusingatha iingxabano kukuyikhusela. Gcina iingxelo ezipheleleyo nezichanileyo zayo yonke ingeniso, iindleko, utyalo-mali, kunye nentengiselwano. Sebenzisa i-software yokunika ingxelo ukuvelisa iingxelo nemibhalo yamanani yamaphepha okuxhasa. ISebe leThatho lingacela amaxwebhu afikelela kwiminyaka emi-6 emva; ukuqinisekisa ukuba ugcina iingxelo ngokufanelekileyo. Kwintengiselwano yempahla, gcina isiqinisekiso sokubhalisa, kunye nesiqinisekiso sengeniso somthengi ukuba kufuneka.

Sabele Ngexesha Elifanelekileyo Kuwo Onke Amava

Ukungazi okanye ukulibazisa ukuphendula kwisaziso serhafu ngumgibe oqhelekileyo. Nokuba ukholelwa ukuba isaziso siphosakele, faka impendulo kwisakhelo sexesha elinikiweyo. Impendulo enesizathu esihle idla ngokukhokelela ekuphumeni kwesaziso okanye umyalelo olungileyo. Kwizakhono zokuqwalasela, ngenisa ulwazi olufunekayo kwaye ubekho. Ukungacoci kungakhokelela kwingqwalaselo engaphandle yezahlulo nesohlwayo esinzima.

Ukuhlaziywa Komthetho

Imithetho yerhafu iyatshintsha nyaka ngamnye kuMthetho weMali. Izilungiso ezibalulekileyo zingachaphazela iimbambano ezilindeleyo. Umzekelo, ukufakelwa kweCandelo 43B okanye iinguqu kunyuso lwengeniso zingaguqula ubume belizwe obusemthethweni. Zibophelele ekuhlaziyweni ngokusemthethweni ukusuka kwiSebe lerhafu elifumanayo okanye ukulandela imithombo yerhafu ethembekileyo. Yiya kwiintlanganiso, ii-webinars, okanye i-CPE (Imfundo Yoochwepheshe) iinkqubo zokuhlala usazi.

Cinga Ngokuzinziswa Ngaphambi Kokuxolelwa

Unyuso lunganikwa ixesha lokufumana intlawulo nexabiso eliphezulu. Phambi kokuba inyuke iye phezulu indawo yokuhlalisa, qwalasela ukuba ikhona na indawo yokuhlalisa. Isebe lerhafu ngokwalo likhuthaza ukuhlalisana ngezicwangciso nemiyalelo. Kwezinye iimeko, isivumelwano phakathi komhlawuli werhafu nesebe singafikelelwa kwiCIT(A) kwiqonga ngokwalo, ingakumbi ukuba umba wokuphikiswana ngowomcimbi uncinane. Cingisisa iindleko zoko ngokuchasene nogcino lwerhafu.

Ziphembelele Iimpawu Zezibuko Elihambayo

Irhafu yengeniso e- e- portal inika izixhobo ezininzi eziluncedo zolawulo lwempikiswano. Ungabona imbali yakho yovavanyo, imiyalelo yokukhuphela ulwazi, izicelo zokwandiswa kwefayile, kwaye ingenise izibheno ze Internet. Izibuko likwane “Izibuko Elinonxulumano” apho ungaphendula kwizaziso zombane. Zibonele ngokwakho neemodyuli ezifanelekileyo zokunciphisa ukulibaziseka kunye namaphepha.

Isiphelo

Ukumisela impikiswano yerhafu nabaphathi berhafu base-Indiya kufuna ukuxutywa kolwazi olusemthethweni, ukukhuthala, kunye nomonde wezomthetho. Indlela yokusebenza eninzi-othe--intshi-ninzi (isuka kwi-CIT(A) ukuya kwi-ITAT, iNkundla ePhezulu, kunye neNkundla ePhakamileyo) iveza iindlela ezaneleyo zokulungisa, kodwa inyathelo ngalinye lifuna ukulungiselela nokunamathela ngenyameko kwimigca yexesha. Iinkqubo ezinokungephikwa kwePricting Agrees, iDespute Resolution Iqela leenjongo, kunye nezicwangciso-Resoluement zinika izigqibo ezikhawulezayo zamatyala athile.

Abanikazi berhafu abathi baqale bafumane uxwebhu, baphendule ngokukhawuleza ukuphawula, kwaye bafune ukhokelo lobuchule xa befuneka bemele ithuba lokufumana isiphumo esilungileyo. Ngexesha elide, ukuma okuzingisayo okufanelekileyo / ukubuya, ukuhlawula okufike ngexesha elifanelekileyo, kunye neentsebenziswano ezibonisa ngokucacileyo, ziquka amathuba empikiswano ngokupheleleyo. Ukuba ngoku ujongene nempikiswano yerhafu, qwalasela ityala lakho, qokelela ubungqina bakho, kwaye uthabathe amanyathelo afanelekileyo ngaphandle kokulibazisa. [FLT] Ukhokelo olusemthethweni, bhekisela kwi-webhsayithi yeSebe yeTax yeSebe (] ingenisa isibhaka.) kunye ne-IT SOUMKS SOGUMKSTIOM) elungele ukukhusela intengongo yomthetho wobugciso.[FFL.

[[FLT: 0] IDisclaimer: Eli nqaku linikela ulwazi ngokubanzi kwaye aliquki icebiso lomthetho. Imithetho yerhafu ifanele itshintshe kwaye izibakala zobuqu zahluka. Ngamaxesha onke jongana nogqirha werhafu ofanelekileyo kwimeko yakho ethile.