Njengoko ixesha lerhafu lisondela, abantu abaninzi kunye nabaninizo beshishini abancinane baqala ukuva uxinzelelo oluqhelekileyo lokulungiselela iimbuyiselo zabo zonyaka. Noko ke, ngendlela ezilungileyo kunye nobuchule obugqithisileyo, ungaguqula oko kudla ngokuvakala njenge ntshukumo elula, elawulekayo. Ucwangciso olufanelekileyo alunciphisi uxinzelelo kuphela kodwa lukwakunceda uphephe iimpazamo ezibiza imali eninzi kwaye unciphise nayiphi na irhafu yakho. Le ndlela inika imaphu ebanzi yamava agudileyo, ukugquma yonke into ekuqondeni iimfuno zakho zokuhlawula intengo ezikhutshiweyo nokuhlala ulungelelanisa unyaka wonke.

Ziqonde Iimbopheleleko Zenu Zerhafu

Ngaphambi kokuba uqalise ukuqokelela nawaphi na amaxwebhu okanye ukwenziwa kwefomu, kubalulekile ukuba ube nomfanekiso ocacileyo weembopheleleko zakho zerhafu. Iimfuno ziyahluka ngokwemali oyifumanayo, imeko yakho yokuqokelela, kwanakwindawo ohlala kuyo. Ukuqonda ezi ziqalelo kuya kuthintela izinto ongazilindelanga kwaye kuqinisekise ukuba uyayithobela yonke imithetho esebenzayo.

Iqwalasela Imo Yakho Yokulungisa

Ubume berejista yakho buchaphazela ngokuthe ngqo intlawulo yakho yerhafu, uhlaziyo olusemgangathweni, kunye nokufaneleka kweetyala ezithile. Ezi zimo zihlanu zezi:

  • [[UMTL:0] eyodwa - iyasebenza ukuba awutshatanga, uqhawule umtshato, okanye wahlulelwe ngokusemthethweni ngomhla wokugqibela wonyaka werhafu.
  • Amaqela adityanisiweyo – adibanisa ingeniso kunye nezincopho kwisibini esitshatileyo kwaye asoloko enika unyango olulungileyo lwerhafu.
  • I-Foiling ngokwahlukeneyo - iqabane ngalinye lifakela imbuyekezo yalo; liluncedo xa elinye iqabane lineendleko zezonyango ezibalulekileyo okanye ukuhlawuliswa okudibeneyo okuxhomekeke kwingeniso.
  • [[FLT: 0] Ukurhoxa kweNdlu yeNdlu – kufumaneka kubantu abangatshatanga abahlawula ngaphezu kwesiqingatha sexabiso lokugcina ikhaya lomntu ofanelekayo (umz., umntwana okanye umzali oxhomekeke kuye).
  • Umhlolokazi othenjiswayo (umntu) onesikhalazo somntwana – angavumela ukusetyenziswa kwenani lokudibanisa izithuba zomtshato iminyaka emibini emva kokufa kweqabane.

Ukukhetha ubume obungalunganga kungenza ubhatalo lwerhafu oluphezulu okanye ucutho. [[FLT: 0] isixhobo sokusebenzisa irhafu [[FLT: 1] kunokukunceda umisele imeko yakho elungileyo.

Yazi Izixhobo Zerhafu Nemilinganiselo

I-United States isebenzisa inkqubo yerhafu eqhubekekayo, ithetha ukuba ingeniso yakho ihlawulwa ngexabiso elahlukileyo njengoko isanda. Ukwazi izibiyeli kukunceda uqikelelo lwerhafu yakho kunye nocwangciso lotshintsho lonyaka olandelayo njengolwangezelelweyo lokuncama okanye iminikelo yomhlala-phantsi. Kunyaka wangoku, amanani ehlawulweyo asuka kwi 10% ukuya ku 37% exhomekeke kwingeniso nemeko yeshenxiso. Khumbula ukuba ingeniso ekwisibiyeli esinikiweyo ihlawulwa ngexabiso elo — hayi yonke ingeniso yakho.

Iintlawulo zerhafu zesizwe nezoluntu

Ukongeza kwiirhafu zikarhulumente, inkoliso yamazwe ifaka irhafu yayo yengeniso. Amanye amazwe (njengeTexas, Florida, ne Nevada) akanayo irhafu yengeniso karhulumente, ngoxa amanye enexabiso elirhabaxa okanye aphumeleleyo. Izixeko ezifana neSixeko saseNew York okanye iPhiladelphia irhafu yengeniso yasekuhlaleni. Hlola iSebe leRevoce Menuwation ireyithies xa uthe wafuduka phakathi nonyaka, kufuneka uhlawule ii-fashoni kwimiqathango emininzi.

Uxwebhu Olufunekayo

Enye yezona nqanaba zikhulu ezigcina ixesha kukuqokelela onke amaxwebhu afunekayo ngaphambi kokuba uqale. Indlela ecwangcisiweyo ikhusela unxunguphalo lokuzingela iifomu eziphosweyo kumzuzu wokugqibela.

Uxwebhu lwengeniso

  • W-2 fomu ukusuka kumqeshi ngamnye. Qinisekisa ukuba zonke zifunyanwa ngasekupheleni kukaJanuwari. Ukuba enye ilahlekile, qhagamshelana nomqeshi wakho ngoko nangoko.
  • [[UMTL:0]-I-NEC kukhululo okanye kwisivumelwano somsebenzi ongaphezulu kwe R1 100 kumxhasi ngamnye.
  • [[UMTL: 0]-INT kunye --yama-1099-yantlukwano yenzala kunye nengeniso eyahlulwe kwiibhanki okanye kwii-smenu.
  • [[FLT] ukusuka kwimipu yemali kwingeniso yekomkhulu kunye nelahleko kwintengiso.
  • [[UMTL:0]-G kwimbuyiselo yokungaqeshwa okanye ii-refounds zerhafu zikarhulumente (ukuba uthe wafaka izincopho kunyaka ongaphambili).
  • [[UMTL:0]-R ukwenzela unikezelo olusuka kwimpesheni, kwimisebenzi enzima, okanye iityala lomhlala phantsi.
  • [[UMTL:0] SSA-1099 ukwenzela iinzuzo zokhuseleko loluntu.
  • Ingxelo yemali ehlawulwayo, ingeniso yokuziqesha, kunye nayo nayiphi na enye ingeniso engafaniyo, nokuba ayichazwanga ngo-1099.

Uxwebhu lokhuselo nolufuna

  • Iinombolo, ii-invoice, kwaye zirhoxise ii-checks ze iminikelo yoncedo (ikhash kunye nongeyo-cash). Iminikelo engaphezu kwee $50 [R150], kufuneka isiqinisekiso esibhaliweyo esisuka kwinkxaso-mali.
  • [[UMTL:0] Intengo yenzala yemali[[FULT:1] (Form 1098) kunye neerekhodi zerhafu yempahla.
  • Iirisithi zemali zonyango nezokunyanga (kuphela zezo zingaphezulu kwesixhenxe sephesenti zengeniso ehlengahlengisiweyo) azinakufumaneka.
  • Ingxelo zenzala yabafundi (1098-E).
  • Iindleko zemfundo kwiSibonelelo seMelika esiBalulekileyo okanye iSitya sokuFuma (Form 1098-T).
  • Inkcazelo yomgcini-khaya womntwana (igama, idilesi, ne-ID yerhafu) xa ufuna iCezu loMntwana nelokuNcinaneka.
  • Iingxelo ze-inshorensi ye- engundoqo, ingakumbi ukuba uthenge iplani kwiMarike (Form 1095-A).

Ukubuya Kwerhafu Kunyaka Ongaphambili

Ukuba nobuyiselo kunyaka ophelileyo kubaluleke kakhulu. Kungakukhumbuza ngempahla ethwalwayo (njengekomkhulu okanye ilahleko yokusebenza ngenetha), ikunika isiseko sengeniso kunye nezincopho, kwaye ikuncede ubone naluphi na utshintsho. Ukuba ushukumile, idilesi yonyaka ongaphambili ikwaluncedo ekuqinisekiseni ukuba i-efilifi.

Khetha Indlela Esekunene Yokudada

Zininzi iindlela onokukhetha kuzo zokuhlawula irhafu, nganye yazo ifanele imigangatho eyahlukeneyo entsonkothileyo, uqingqo - mali nezonwabisayo ngobugcisa. Yijonge imeko yakho ukuze ugqibe ukuba yiyiphi indlela oza kuyisebenzisa kakuhle.

I-Software yerhafu esetyenziswayo

I-software yerhafu enjenge TurboTax, H&R Block, kunye ne-Taxier iye yasetyenziswa njengendlela ethandwayo yokugcina ifayile. Ezi nkqubo zikukhokela ngothotho lwemibuzo, amanani akhawulezileyo, kunye nokukhangela iimpazamo. Iintlobo ezininzi zinika uguqulelo ezikhululekileyo zobuyiselo olulula (Form 1040 kuphela, akukho zincopho zento). Ithala leempahla libamba ungeniso lwemali, iprojekthi yokuqesha, okanye ingeniso yokuziqesha. I-software yokuzifica i-od islayish isssss — umbathisoo ngqo ingafika ngeentsuku ezingama-21.

Ukuzingela Irhafu

Ukuba ubomi bakho bemali buntsonkothile — uneshishini, unezinto ezininzi zokuqesha, ufumana ilifa, okanye uqhubana nengeniso yehlabathi lonke — ukuba ne-CPA, igqwetha elibhalisiweyo, okanye igqwetha lerhafu kunganika uxolo lwengqondo. Oogqirha bangachaza ii-asethi kunye nemali-mboleko ongazihoyayo kwaye baqinisekise ukuba uyayithobela imithetho yerhafu. Balindele ukuhlawula phakathi kwe-R150 ne-R1,000 okanye ngaphezulu ngokusekelwe ekuntsonkothekisweni.

Iinketho Ezingahlawulelwayo Zokupeyinta

Udweliso lwenkqubo ye IRS Free File luvumela abaxhasi berhafu abalungelelanisi bengeniso epheleleyo ye $79 000 okanye ngaphantsi ukusebenzisa i-software yerhafu yegama lohlobo ngaphandle kwexabiso. Kubo banengeniso ephezulu, i-IRS inika iifomu ezizalisekayo ngombane. Ukongeza, ifayile ethe ngqo iyaqhutyelwa kumazwe athile ukwenzela ukubuya okulula, okukhululekileyo, okungqalileyo. Ukuba ukhetha ukulungiselela ukubuya kwakho kodwa ufuna uncedo olukhululekileyo, qwalasela u- VITA okanye TCE (jonga “Uncedo" icandelo).

Ukujija Iphepha

Nangona ingeyonto iqhelekileyo necothayo (iimposiso ezithatha iiveki ezintandathu ukuya kwezisibhozo), i-screen sephepha isengukhetho. Ukuba wenza ifayile ngeposi, sebenzisa iposi eqinisekisiweyo enerisithi yokubuyisa ukungqina ifatyi yexesha elifanelekileyo. shicilela zonke iintlobo ngokucacileyo kwaye ukhangela kabini ukuba utyikitye kwaye ubuyisela umhla. Iimpazamo ezikwiphepha zinzima ukulungisa emva kokuzithoba.

Zisebenzise Irhafu Nezincomo

Enye yezona ndlela zisebenzayo zokunciphisa irhafu yakho kukunyusa ngokupheleleyo iintengiso kunye netyala elikhoyo kuwe.

Izixhobo zokunyusa nokuhlisa isantya ezisezantsi

Ngo-2024 (unyaka wama-2025), uhlaziyo oluqhelekileyo luzii-R2 600 kwifayile ezizimeleyo, ii-R2200 zemali efakiweyo edityanisiweyo, kunye nee-R21 900 zentloko yendlu. Abanikazi berhafu bakufumanisa kulula ukuthatha uhlaziyo olusezantsi. Noko ke, ukuba zonke iindleko zakho zithengwa — njengenzala yendlu yendlu, urhulumente kunye nerhafu yasekuhlaleni (ifakelwe i-R1,000), iminikelo yoncedo, kunye neendleko zezamayeza — zingaphezulu kwexabiso elifanelekileyo, ukuhlawula izinto kunganengene lukhulu. Sebenzisa iShedyuli A ukuthelekelela iimpahla ezithengiweyo kunye nokuthelekisa.

Izixhobo eziqheleke ngaphezulu-kumgca

Nokuba uthatha uhlahlo oluqhelekileyo, uyakwazi ukunciphisa uhlengahlengiso lwengeniso yakho ngentelekelelo ezithile “ezingaphezulu kwe-"

  • Iminikelo ye-IRA yexesha nexesha eliqhelekileyo – ukuya ku-R3 000 (R49 000 ukuba uneminyaka engama-50+), thobela ingeniso ekhoyo ukuba wena okanye iqabane lakho ligqunywe sisicwangciso somhlala-phantsi emsebenzini.
  • [[Ugcino:0] Imali egciniweyo ye-akhawunti (HSA) iminikelo – ukuya kutsho kwi-$150 kubantu okanye kwii-$2,300 kwientsapho, kunye ne-$1,000 ye-fiv e- 55+.
  • [[UMKRO:0] uhlaziyo lwerhafu yerhafu yobucukubhede--bhedu [[FLT: 1] – ungasusa isiqingatha serhafu yakho yokuziqesha.
  • Inzala yemali-mboleko yemali ebolekiweyo – ukuya kutsho kwii $2,500, ezifakwe kumgangatho wengeniso ephezulu.
  • Iindleko zokufundisa – abafundisi- ntsapho bangakhupha ukuya kutsho kwi R1 300 yezinto zeklasi ezingangenisiweyo.

Amatyala Erhafu Axabisekileyo

[[FLT: 0] Ityala lerhafu elifunyenweyo [ETC] – ityala elinokubuyiselwa kubasebenzi abafumana imali ephantsi ukuya kutsho kwiqondo eliphezulu. Ngo-2023, eyona mali ininzi yayingu $7,430 kwiintsapho ezinabantwana abathathu okanye ngaphezulu. Abanikazi berhafu abaninzi abafanelekileyo baphuthelwa kuba bengayazi. Sebenzisa i IRS EITC help umncedisi wokuhlola ukufaneleka.

[[Umthetho:0] Ityala lerhafu yabantwana [ – ukuya ku-$2,000 kwi-ii-$2,000 kumntwana ngamnye ofanelekelayo engaphantsi kweminyaka eli-17. Ukunyuka ukuya ku-$1,600 yaloo mali ingaba izakubuyiselwa (Ityala lokunika umntwana irhafu).

Ubuntwana noxanduva lokukhathalelwa – igqubuthela ipesenti yeendleko zokunyamekela umntwana ezifanelekileyo (ukuya ku $3,000 kumntwana omnye, u-$6,000 okanye ngaphezulu) ukukuvumela ukuba usebenze okanye ukhangele umsebenzi.

Ityala le-Melika loMdla – ukuya kutsho kwii-R2,500 kumfundi ngamnye kwiminyaka emine yokuqala yemfundo yesekondali. 40% iphindeke.

[[FLT: 0] Ityala lokufunda ixesha lobomi – ukuya ku-$2,000 [ii-$2] ngerhafu nganye ebuyayo nakuliphi na umgangatho wemfundo yasemva kwesekondali okanye izifundo ezinxulumene nomsebenzi. Ayibuyiselwanga.

Imali yetyala idla ngokunikwa ingeniso, ngoko khawuhlolisise iimfuno ezikhethekileyo zewebhsayithi yeIRS.

Hlola Ukubuya Kwakho Kwerhafu

Unyaka wakho ongaphambili ubuyile bubuncwane bolwazi. Yitsale ngaphandle kwaye uyivavanye ukuze ufumane izinto ezinokuchaphazela i-screen yakho yangoku:

  • [[NTL: 0] Ukulahleka kwe-capinal kuthwala – ukuba unelahleko yenkomfa yomnatha kunyaka ongaphambili, isahlulo esingasetyenziswanga singathwalwa sidlulele phambili ngokungenasiphelo ukusombulula iziphumo zexesha elizayo kwaye sifikelele ku $3,000 yengeniso eqhelekileyo ngonyaka.
  • [[NTL:0] Ilahleko yokusebenza (NOL) ithwala [[[FL:1] – amashishini anelahleko angawathwala ukuya phambili ukonga ingeniso ehlawulwayo yexesha elizayo.
  • [[UMTL:0] Ityala elincinci elingumtyaba – ukuba ubungahlawuli u-AMT kwiminyaka engaphambili kodwa ubungakwazanga ukusebenzisa iityala, unokuba nethwalo lomva.
  • [[FLT: 0] Isis kwimpahla – ukuthengisela i-asestora okanye ukuqesha ixabiso lexabiso lemali, qinisekisa isiseko sakho sokuqala ukusuka kuhlaziyo olungaphambili.
  • Khangela naziphi na iinguqulelo ezinokuchaphazela ilungiselelo lakho lokuhlala, umtshato okanye indawo yokuhlala.

Ukuba usebenzisa i-software yerhafu, ungafumana rhoqo ukubuya kunyaka ophelileyo kwi-intanethi. Ukuba akunjalo, cela i- i-haxi yokubuyisa esuka kwi-IRS ngaphandle kwexabiso.

Hlala Ulungelelene Uphela Unyaka

Xa ulungiselela ixesha lerhafu, umele ucinge ukuba uza kuhlawula irhafu.

Yenza uxwebhu lwerhafu

Nqumamisa incwadi ephathekayo, ebotshelelwayo, okanye (ngokulindelekileyo) incwadi yamanani kwikhomputha yakho okanye kumalifu ukuze ufumane amaxwebhu erhafu. Hlela iindawo ezingaphakathi kwicandelo: Ingeniso, iindleko, iiThayili, amatyala, kunye neMicimbi yokubuya. Ukutyhubela unyaka, njengoko ufumana okanye ungenisa iindleko ezinokufumaneka, zibeke ngqo kwincwadi efanelekileyo.

Sebenzisa Izixhobo Zamanani

Izicelo zenkcitho njenge QuickBooks Self-Employd, Imiqulu Etsha, okanye kwaneprogrampu elula inganceda abantu abasebenza ngemisebenzi yabo ukuba bagcine ii-tab kwimayile, izibonelelo, kunye nezixhobo. Abasebenzi, ii-apps ezithatha imifanekiso nezilinganisa ii-lisithi ezinokuwenza lula iindleko zeshishini ukuchaza. Iibhanki ezininzi ziyakuvumela ukuba ukhuphele izishwankathelo zonyaka ekupheleni komsebenzi weCSV, ukwenze kube lula ukungenisa ugcino-data kwisoftware yerhafu.

Uxanduva lwesalathisi

Beka bucala iyure enye kwikota nganye (uApril, Julayi, Oktobha, uDisemba) ukuze uhlole ingeniso neendleko zakho nanamhlanje. Thelekisa nonyaka ongaphambili ulindele ukuba uza kufumana ityala okanye uza kuphelelwa yimisebenzi. Ukuba uqeshwa, eli lixesha lokufaka irhafu eqikelelwayo (jonga ngezantsi). Uvavanyo lwe Quarterly lufumana kwakhona ubusela obunokwenzeka bokubiwa ngokoko — ukuba ubona u-1099 kumsebenzi ongazanga usebenzele, ungaqhagamshelana no-IRS ngokukhawuleza.

Izikhumbuzo Zomgca Oyintloko Ofileyo

Sebenzisa ikhalenda yemivo ukucwangcisa izilumkiso zemihla ebalulekileyo: irhafu yerhafu eqikelelwayo (Aprili 15, Kanye, Kanyari 15, kaJanuwari 15, 15 ngonyaka olandelayo), ixesha lokubhala (Aprili 15), kunye nonyaka wolwandiso (October 15). Phawula umhla olindele ukufumana ngawo ooW-2 bakho (ngokuqhelekileyo ngoJanuwari 31) kwaye ucwangcise isikhumbuzo sokulandela ukuba abafiki.

Yazi Irhafu Ebalulekileyo

Ukungawugqibi nawuphi na umsebenzi omisiweyo kunokubangela ukuba uhlawulwe uze ube nomdla, ngoko phawula le mihla kwikhalenda yakho:

  • [[UMTL: 0] Januwari 31 - Abaqeshi kufuneka bakhuphe i W-2 iifomu; ababhatala kufuneka banikezele iifomu eziyi1099-NEC. Ukuba uphoswe iifomu emva kweFebruary, qhagamshelana nomcebisi.
  • [[UMTL: 0] April 15--enye irhafu yengeniso kazwelonke ibuyisela irhafu yemali ehlawulwayo efunekayo. Kwakhona ixesha lokwenza intlawulo yakho yokuqala eqikelelwe kwikota yemali yonyaka wangoku.
  • [[UMTL: 0] Juni 15[[UMTL:1]-Isibini siqikelelwa kwintlawulo yerhafu efunekayo. Kwakhona ixesha lokucwangcisa elimiselwe abemi base-U.S. elihlala phesheya (ulwandiso oluzenzekelayo lwenyanga ezimbini).
  • [[UMTL: 0] Intetho 15 – ikota yesithathu eqikelelweyo efunekayo kwirhafu.
  • Irhafu eqikelelwayo ngexesha lokugqiba - ixesha lemithetho eyoluliweyo (ukuba ugcina Ifomu 4868 ngoAprili 15). Irhafu eqikelelwayo ngexesha isekho ngoSeptemba 15.
  • [[UMTL: 0] wewaka eli-15 (unyaka olandelayo)--1]--Owesine uqikelelo lwerhafu efunekayo. Ukuba ufaka irhafu yakho kwakhona ngoJanuwari 31 kwaye uhlawula yonke irhafu efunekayo, ungayitsiba le rhafu.

Ixesha elimiselwe ngurhulumente lidla ngokuhambelana nomhla karhulumente, kodwa amanye amazwe (njenge-Virginia) agcina imihla eyahlukeneyo. Khangela isebe le-webhsayithi yemali yeli lizwe lakho. Ukuba wenza umgudu olungileyo wokholo kodwa awunakuhlawula ngoAprili 15, ifayile ngexesha kwaye ucela icebo lokuhlawula — elinciphisa izigwebo eziza kufihlwa emva kwexesha.

Ziphephe Iimpazamo Zerhafu Eziqhelekileyo

Nabahambi- fayili abanamava benza iimpazamo. Nazi iimpazamo ezisoloko zikho nendlela yokuziphepha:

  • Iimpazamo ze-Math - Soloko ujonga- uphinda-phindo okanye sebenzisa isoftware edityaniswe nabo. Iimpazamo zodibaniso ezilula zingalibazisa ukubuyisela.
  • [[UMTL: 0] Ukuphosa okanye ukuphosa okanye ukuphosa intelekelelo yoKhuseleko lweNtlalo – Ingxelo yama-SSN kanye njengokuba ebonakala kumakhadi oKhuseleko lweNtlalo. Iimpazamo zingawanciphisa amatyala okanye izincopho.
  • Ukulibala ukusayina nomhla wokubuya – ukubuya okungaphawulwanga kujongwa njengokungasebenzi. Zombini izibini mazisayine ukubuyela.
  • [[NTLA:0] Ukunika ingxelo ngengeniso – I-IRS ikhangela iW-2s kunye ne1099 ngokuchasene noko ukuxelileyo. Ukuba ushiya nemali encinci, ubeka engozini isaziso kunye nophicotho-zincwadi olunokwenzeka.
  • [[NTLA] Ukukhangela izihlalo okanye iityala – Sebenzisa uluhlu lokuhlola okanye isoftware yerhafu ephumayo. Ityala eliqhele ukuphoswa liquka ityala lomgcini-mali ngeminikelo yomhlala-phantsi kunye nohlahlolo lwerhafu karhulumente (ukuba uhlala kwilizwe elingenayo irhafu yerhafu).
  • Ukumelana nobume obungalunganga – iNtloko yendlu isoloko ibizwa ngokungalunganga. Qinisekisa ukuba udibana nomgcini-khaya kunye neemvavanyo zenkxaso.
  • [[NKQUBO: 0] Uyiphosisile i-inshorensi yempilo eyingxelo – nangona isohlwayo somntu ngamnye singu-$0 kumaphondo amaninzi, usafuna ukuchaza ukubuya kwakho ukuba ufumene i1095-A okanye 1095-B/C.

Ukuba ufumanise impazamo emva kokulayisha, unga faka ubuyelo olulungisiweyo kusetyenziswa Ifomu 1040- X. Linda de ukubuya koqobo kucaciswe (ngokoqobo iiveki ezintathu zefayile).

Iplani yerhafu eqikelelweyo (Ukuba unokuzikhulula okanye unendawo ebalulekileyo efunyenweyo)

Ukuba usebenza, usebenza ngesisa, okanye ufumana ingeniso eninzi, i-IRS ilindele ukuba uhlawule iirhafu njengoko ufumana, hayi kanye ngonyaka. Ukusilela ukuhlawula ngokwaneleyo ngokuzigoca okanye ngokuqikelelwa intlawulo ingaphumela kwisohlwayo esiphantsi.

  • sebenzisa ingeniso yakho yonyaka netyala lerhafu ukusebenzisa ukubuya konyaka ophelileyo njengesiseko somjelo. Ukuba ingeniso yakho iyatshintsha, sebenzisa “ingeniso yemali eqingqiweyo ye-annucritial" indlela okanye uhlawule nje ikhulu elinamashumi asibhozo anethoba (10% ukuba i-AGI yakho ibingaphezu ko-R350 000) ukuphepha izigwebo.
  • [[UMTL: 0] Yenza intlawulo nganye usebenzisa Ifomu 1040-ES. Ungahlawula kwi Internet usebenzisa inkonzo ye IRS ithe ngqo okanye ngedebit/credit card (imali ehlawulwayo iyasetyenziswa).
  • [[UMTL:0] Gcina ii-akhawunti zoshishino ezohlukeneyo ukwenza lula indlela nokukhetha ngokucacileyo ingeniso yorhwebo.
  • Iqwalasela ukunyuka komsebenzi weW-2 ukuba usenawo — ukubopha kujongwa njengokufike ngexesha kulo nyaka, ngoko ke ukunyusa kunganelisa iimfuno zerhafu eziqikelelwayo ngaphandle kokubhala uvavanyo.

Funa Uncedo Ukuba Luyimfuneko

Enoba ukulungele kangakanani na, kusenokuphakama imibuzo yerhafu, ungavumeli ikratshi okanye ixhala likuthintele ekufumaneni uncedo olunokuthenjwa.

Oovimba be-IRS

I-IRS.T. inika ubutyebi bolwazi lwasimahla, kuquka iimpapasho, FAQs, kunye nomncedisi werhafu ophangaleleyo. Ungabiza i IRS i-IS helpline (800-809-1040) kwimibuzo esisiseko, kodwa linda amaxesha anokubande ngexesha lencopho.

Iinkqubo zokulungiselela irhafu

  • [[FLT: 0] VITA (Inkxaso yerhafu efunyenweyo) – inika uncedo ngesisa kubantu ababenza ii $64,000 okanye ngaphantsi, abaneziphene, okanye banobuchule obulinganiselweyo bamaNgesi. Amavolontiya yi-IRS-cessification.
  • [[UMTL:0] I-TC (Icebiso lamaGawulayo)[[FT:1] – unika uncedo ngesisa kwabo baneminyaka engama-60 nangaphezulu, bakhethe umhlala-phantsi kunye nemicimbi yomhlala-phantsi.
  • Phendla amanxuwa e-VITA/I-TCE usebenzisa isixhobo se-IRS.

Uncedo Loogqirha

Ngaphaya kwe-CPAs namagosa abhalisiweyo, i-National Association of Taxial Professionals kunye neZiko leMelika le-CPAs zihlala zikho koovimba beefayili. Xa ukhetha ingcaphephe, buza ngamava abo ngemeko yakho ethile (umz., ingeniso yokuqesha, i-email-explorency, ii-akhawunti zangaphandle). Ngamaxesha onke uqinisekisa ii-siqinisekiso zabo ngokusuka kuluhlu lwefayile ye-IRS okanye ibhodi yolawulo.

Isiphelo

Ukulungiselela ixesha lerhafu akumele kube ngamava anzima. Ngokuqonda izibophelelo zakho ezingundoqo, ukuqokelela uxwebhu olufanelekileyo kwangoko, ukukhetha indlela efanelekileyo yokubhala, kunye nokwandisa iincopho kunye neetyala, ungasebenzisa inkqubo ngentembelo. Ukuhlala ulungelelaniswe kulo nyaka wonke kuphelisa imijikelo emincinane yokugqibela, ngexa ukwazi amaxesha abalulekileyo kuqinisekisa ukuba akusoze ujongene nesohlwayo esingeyomfuneko okanye udidekile, uncedo lobuchule kunye nokhuphiswano lwe-IRS lusuka nje luba lunxulumano okanye lucofe. Ngezi ngcebiso elibalulekileyo, uxhotyiswe kakuhle ekuphatheni irhafuthelo, echanileyo, nesezantsi kwerhafu.