Ukuqonda Iimbopheleleko Zenu Zerhafu

Phambi kokuba uqalise ukuhlawula iirhafu zakho, kubalulekile ukuba uziqonde kakuhle iimfanelo zakho zerhafu. Imbopheleleko yakho ixhomekeke kwimeko yakho yokuzibekela irhafu, imithombo yengeniso, kunye nemeko yokuhlala. I-IRS ilindele ukuba abantu kunye namashishini banikele ingxelo yayo yonke ingeniso / nokuba ivela kumvuzo, ukusebenza, ukuhlawula, ukutyala imali, okanye ukukhuthuza ngaphandle kokunconywa ngokungqalileyo ngumthetho. Ukungaxeli ingeniso kungakhokelela kwisohlwayo, inzala, kwanakudityaniswa kwemivo.

Okokuqala, phawula yonke imithombo yengeniso. Iindidi eziqhelekileyo ziquka i-W-2 yengeniso evela kubaqeshi, i-1099-NEC ifumaneka kwingeniso ekhululekileyo okanye kumsebenzi wesivumelwano, ingeniso yokuqesha, ingeniso, inzala, ingeniso, ingeniso, kunye ne-amonium. Kwanengeniso evela kumaqonga emali e-gg afana ne-Uber okanye i-Airbnb ifanele ukuhlawulwa. I-IRS ichaza ingeniso epheleleyo njengeyamkelekileyo evela kuwo nawuphi na umthombo,” ngoko isoloko iphambuka kwicala lokunika ingxelo.

Ngokulandelayo, gqiba ubume bakho befashoni. Izimo ezihlanu zemali egciniweyo . Zintathu, Zidibene, Zitshatileyo Ngokuhlukeneyo, Intloko Yomkhaya, kunye ne Qualifing Mhlolokazi (er) /-incopho yakho, intlawulo esezantsi, kunye nokungalingani kwetyala elithile. Umzekelo, iNtloko yeNtsapho ifuna ukuba uhlawule ngaphezu kwesiqingatha sexabiso lokugcina ikhaya kumntu ofanelekileyo. Ukukhetha ubume obungalunganga kungaphumela ekuhlawuleni irhafutheza okanye ekuhlawuleni iirhafumsweni.

Ekugqibeleni, qonda amaqondo erhafu asebenza kwisibiyeli sengeniso yakho. I-U.S. isebenzisa inkqubo yerhafu eqhubekayo enezibiyeli ezisixhenxe (10%, 12%, 22%, 24%, 32%, 35%, kunye no-37%). Kuphela ingeniso kwizibiyeli ngasinye ihlawulwa ngokomlinganiselo. Ukwazi umyinge womgangatho wakho osezantsi kuyanceda ngokucwangcisa (umz., gqiba ukuba uza kunikela na kwisithethe i-IRA okanye RothRA).

Ukhokelo oluninzi oluneenkcukacha, bhekisa kwi IRS Thathos Isikhokelo sabo bonke abantu (Iphepha laso) nonikezelo 501 [[FLT]] [Umqulu 501 – Ubeko lweNtloko).

Kudityaniswa Amaxwebhu Afunekayo

Ireyithi yerhafu echanileyo ixhomekeke kumaxwebhu apheleleyo nalungelelanisiweyo. Qalisa ukuqokelela iifomu, iirisithi, kunye neengxelo phambi kwexesha lokubhalisa. Nalu uluhlu lokuhlola olubanzi:

  • Amaxwebhu afunyenweyo: W-2 ukusuka kumqeshi ngamnye, 1099-NEC ukwenzela ingeniso yenzala engaphezu kwe R10, 1099-UNIX ukuze ufumane ingeniso, 1099-UNIX ukuze ufumane inzuzo, kunye 1099-B yentengiso. Kwintengiso yokufihla, ungafumana i1099-B okanye ufune ukuzibika.
  • [[NTL:0] Ukuhlawula nokuhlawula amaxwebhu: Iireli zeminikelo yoncedo (ikhash kunye nongeyo-cash), iindleko zezonyango, inzala yendlu yendlu (Form 1098), urhulumente kunye nerhafu yasekuhlaleni yahlawulwa (amarisithi erhafu afanelekileyo, W-2 karhulumente entsiba), iindleko zemfundo (Fum 1098-T, 1098-E), kunye neendleko zeshishini kwimisebenzi yokuzisebenzela (umz., iofisi, ii-ofisi, iilokhwe, ii-mayile).
  • Amaxwebhu Odwa: Amanani oKhuseleko loNtlalo kuwe, iqabane lakho, kunye nabaxhomekeke kuwe, kwakunye nokubuya kwerhafu kunyaka ophelileyo (ukulinganisela intlawulo okanye iirefu zendlela).
  • Iifomu ze-inshorensi yeHealth: Ifomu ye1095-A (Izicwangciso zentengiso), 1095-B (ii-oyile yengqesho yomsebenzi), kunye ne1095-C (intengiso ye-oyenziswayo yomqeshwa). Isohlwayo sogunyaziso somntu ngamnye sasuswa kunyaka wama-2019 ukuya phambili, kodwa usafuna ukuchaza inkqululo.
  • [[UMTLL: 0] Unyaka ophinde waphindwa okanye Iinkcukacha zobhatala:[[FT:1] Ukuba unetyala okanye ufanelwe yi-refounded, phawula ulwazi lwe-akhawunti yakho yebhanki ukufumana imali ethe ngqo okanye ukhangelo lweenkcukacha ze-akhawunti yemali yemali ye-elektroniki.

Lungisa amaxwebhu kwifayile zamanani okanye eziphathekayo eziphawulwe ngokwecandelo. Ukusebenzisa inkonzo ekhuselekileyo yamafu njenge Google drive okanye i Widgebox kungathintela ukulahleka. Kumnini shishini, qwalasela i-software enika ingxelo elandela iindleko ngokuzenzekelayo kwaye yenza iingxelo.

Ukuba uphuthelwa yiW-2, qhagamshelana nomqeshi wakho ngoko nangoko. Ukuba awuwamkeli ngoFebruwari, i-IRS inganceda ngokugqitha kwesixhobo sayo somshicileli. Kwiifomu ze1099, umbhaptizi makazinikezele ngoJanuwari 31.

Ukukhetha Irhafu Efanelekileyo

Indlela oyikhetha ngayo imisela indlela ofumana ngayo imali, ohlawula ngayo imali ehlaziyiweyo nemali ehlawulwayo, nokulinganisa irhafu yakho.

  • IForm 1040 – Ifomu esezantsi yaphantse bonke abalawuli berhafu. Igubungela ingeniso, umsebenzi ozisebenzelayo, ingeniso yekomkhulu, ingeniso, kunye neemali zokubolekisa. Inemimiselo encinci kuneyokuba likhulu eli-1040, kodwa ungafuna ucwangciso olongezelelekileyo (Ummiselo 1 kwingeniso eyongezelelekileyo,Sheshela uHlelo lwemiba ehlaziweyo, iShedyuli C yenzuzo yeshishini/ulos, iShedyuli D yenzuzo yekomkhulu).
  • IForm 1040-SR – Iyilelwe abaphezulu (apha kuneminyaka engama- 65 okanye ngaphezulu). Inefonti enkulu kwaye iquka itshati yencopho ezisezantsi kubaphezulu. Iifayile ezininzi ezingaphezulu kwe 65 zingasebenzisa olu hlobo nokuba zinazo iimeko ezintsonkothileyo.
  • [[UMTL:0] FORm 1040-NR - kubaphambukeli abangenaso isongiselelo-mali abafumana ingeniso enxulumene ngokunempumelelo norhwebo okanye ishishini lase-U.S. ukuba ungumntu wasemzini onekhadi eliluhlaza okanye ubukho obuninzi, unokuba ngumphambukeli.
  • [[NTL: 0] IForm 1040-X – Isetyenziswa ukuphelisa ukubuya okungaphambili okubekwe kwibhodi eqhotyoshwayo. Ukuba ufumanise impazamo emva kokuqokelela (umz., uphoswe isinyusi okanye ingeniso engachazwanga kakuhle), uneminyaka emithathu ukusuka kumhla wefatyi yokuqala ukuya kumva.

Amashishini nabantu abaziqeshileyo kufuneka bafake iifomu ezongezelelekileyo zerhafu eziqikelelwa kwikota (Fom 1040-ES). Ukuba unabasebenzi okanye uyiS-Corp, iirhafu zefayile zihlawulwa ngokwahlukeneyo.

Ukumisa ubume bokuhlala (umntu ongomnye okanye ongengowommeli), bona i-IRS Upapashiso 519. Ukuba ungummi wase-U.S. ohlala kwelinye ilizwe, ungabhala ngefayile usebenzisa iFomu 1040 uze uthi i-Infoeve Infoexclusion.

Kuninzi lwabarhabi berhafu, i-IRS incomela ifamle ye-elektroniki (e- file) kuba inciphisa iimpazamo kunye nokuqhubekekisa. Sebenzisa ifayile ye-IRS Free ukuba utshintsho lwemali yakho ehlawulwayo ingaphantsi ko $73,000, okanye isebenzisa i-software ehlawulwayo njenge Turbotax, H&R Block, okanye FreeTaxUSA.

Ukuzalisa Ifomu Yerhafu Ngenyathelo

Inyathelo 1: Faka Ulwazi Lobuqu Ngokuchanekileyo

Qalisa ngegama lakho, inani lokhuseleko loluntu, idilesi, kunye nemo yefashoni. Ukukhangela okuphinda-phindiweyo okufana neerekhodi zoKhuseleko lweNtlalo-ntle-ntle, --mismatry zingalibazisela ixesha lokubuyisela okanye ukuxhobisa i-IRS isaziso. Ukuba uneqabane, quka ulwazi lwalo. Abaxhomekeke kulo, dwelisa amagama abo, ii-SSN, kunye nolwalamano kuwe. Inkcazo nganye kufuneka ibe ne-SSN, ITIN, okanye i-ATIN i-ATIN ibekwe phantsi.

Inyathelo lesi-2: Xela zonke izingeniso

Uthumelo lwemali ukusuka kumaxwebhu akho uye kwimigca efanelekileyo. Kwimivuzo yeW-2, sebenzisa ibhokisi 1. Kwingeniso yokuziqesha kwiShedyuli C, chaza ii-risithi ezibini ezithabatha iindleko zeshishini. Kwimali yenzala nengeniso, chaza isimbuku sefomu ezisukela ku-1099. Musa ukulibala ukuquka imbuyiselo yokungaqeshwa (Form 1099-G), umrhumo wabachoyi wetyala, ukuphumelela kokungcakaza, naliphi natyala elixolelweyo (Fm 1099-C).

Iimpazamo eziqhelekileyo: ukudibanisa ii-gigs ezincinci zamacala (umz., ii-R500 ukusuka ekukhululeni) okanye ukubeka abasebenzi njengeziko lokusebenzela elizimeleyo. I-IRS enqamlezayo 1099-NEC ifomu ngokubuya kwakho. Ukuba amanani awahambelani, ungafumana ileta.

Inyathelo lesi-3: Bazi ukuba iingcebiso namatyala

Khetha ukuba ungathabatha na uhlaziyo oluqhelekileyo okanye ulwenzelo. Isincopho esiqhelekileyo sama-2024 yi-$4,600 (R2,200) kwiifayile ezizodwa, ii-R2 200 zemali ezidityanisiweyo zomtshato, ii-R21 900 zentloko yendlu. Ukuba iindleko zakho ezifanelekileyo (inzala yengeniso, irhafu karhulumente, iminikelo yoncedo, iinkcitho zezamayeza zingaphezulu kwe7,5% ye-AGI) zidlula ukuhlaziywa komgangatho, ziconge ngokusebenzisa iShedyuli A.

Imali exhaphakileyo: Imali ehlawulelwayo yabafundi (ii - R2 500), iindleko zomfundisi (ukuya kuma-R1 500), iminikelo yemali egciniweyo yempilo, neminikelo ye-IRA. Amatyala axabiseke ngakumbi ngenxa yokunciphisa irhafu ye-dolar-dar. Ityala elingenakunganconywa: Ukufumana ityala lerhafu le-Inhoondie Inters (ETC), ityala le-Child Poxies (ukufikelela kuma-R3,2 000 kumntwana ngamnye), kumntwana nakuxhomekeka kwityala lokuThetha

Inyathelo lesi - 4: Bala ukuba kufanelekile ukuhlawula irhafu

Faka irhafu kwingeniso yakho ehlawulelwayo (AGI thabatha izincopho). Sebenzisa iitafile zerhafu ze-IRS okanye ikhampasi yokusebenza yerhafu. Ukukhangela kabini kwimposiso zemathmeters; i-software iphatha ngokuzenzekelayo. Ukuba unengeniso yemisebenzi yakho, irhafu yeSE (15.3% yemali ehlawulo lomnatha) kwaye yongeza kwirhafu yengeniso. Kwakhona, phawula ukuba utyala i-NTSPintetion Infication Infication Intection COS (3.8% kwingeniso yemali engeniselwayo ngaphezulu kwemiqobo) okanye i-Mphathiswano Medicasare (0.9% kwimivuzo ezingaphezulu kwe $200,000).

Inyathelo 5: misela ubhatalo kunye novuselelo

Thabatha nayiphi na ityala nentlawulo osele uyenzile (ukungabikho koW-2, irhafu eqikelelwayo, irhafu yonyaka ongaphambili, ekhutshelwe unyaka okhoyo). Isiphumo sinokuba yimali yerhafu (ukuba unayo, unetyala) okanye i-refoundnd (ukuba uyayifaka). Xa ubuyisela, khetha imali egciniweyo yokunikezela ngokukhawuleza. Iibhanki ezininzi zinikela ukufikelela kwangoko. Irhafu ebolekileyo, kufuneka uhlawule ngoAprili 15 ukunqanda ukungaphumeleli kwemiqathango.

Ukubukeza Nokuqinisekisa Ukubuya Kwakho

Phambi kokuthobela, qwalasela ngenyameko ukubuya konke. Uphando lwe IRS lubonisa ukuba malunga ne 20% yezihlaziyo ziqulethe iimpazamo. Imiba eqhelekile:

  • Ulungiso lwe SSN – Umvo omnye ungenze ukuba ukubuya kulahleke.
  • Iimpazamo ze- – ingakumbi kubalo lwemigca epheleleyo okanye irhafu ukusuka kwitafile.
  • [[UMTL: 0] Imiqolo yokufaka – Libala ukudibanisa iShedyuli A, C, okanye D xa iyimfuneko.
  • Amanani e-akhawunti yebhanki yeWrong ukwenzela ugcino oluthe ngqo okanye ngqo lwedebit.
  • [[FLT: 0] Utyikityo nomhla[[FLT: 1] – Iphepha ibuyisela kufuneka ityikitywe kwaye ibhalwe umhla; iifayile kufuneka zisebenzise iPIN (ezikhethiweyo ngokuzenzekelayo kunyaka ongaphambili okanye ikhowudi ye TP kwi IRS).
  • Ukubika ingeniso – umzekelo, ukunikela ingxelo yengeniso yeshishini eligqithisileyo endaweni yengeniso yomnatha.

Sebenzisa isixhobo se IRS somncedisi werhafu encedisayo ukukhangela ukuba ityala limele libhaliswe. Cinga ukuba nogqirha werhafu okanye umhlobo othembekileyo uhlola ukubuya ukuba akuqinisekanga. Ukuba usebenzisa i-software, sebenzisa zonke ii-checks zempazamo ezikhoyo. Iinkqubo ezininzi zinika “uhlolo olunzulu” olubalaselisa amabala ashicilelweyo.

Gcina ikopi yokubuya kwakho, onke amaxwebhu okuxhasa, kunye nesiqinisekiso sokuba ubeke (inani elamkelekileyo okanye irisithi yokuposa). I-IRS ingakuthumela uqaphele kwiminyaka kamva, ngoko ukugcinwa kweengxelo kuyingozi, ngoko ke, zigcine ubuncinane iminyaka emithathu (iminyaka emithandathu ukuba awuyixelelwanga ngengeniso engaphezu kwama-25%).

Iindlela zokudada: E- file vs. Iphepha

Uneendlela ezimbini ezingundoqo zokuthumela ubuyile kwi IRS: nge-electronic okanye ngeposi. I-electronic search (e-file) inconywa ngokuba ikhawuleza, ichanile, kwaye ufumana isiqinisekiso esikhawulezileyo. Inkqubo ye-IRS ibuya ngeentsuku ezimalunga nama-21 (okanye ngaphantsi kwe-frends).

Iphepha licotha kwaye linemposiso eninzi. Ukuba uthumela umva wephepha, sebenzisa idilesi elungileyo esekelwe kwimeko yakho nokuba uquka intlawulo. Uqhubekeko lungathatha iiveki 6- 8 okanye ngaphezulu. Ngo 2024, i IRS inika umqhubi wefayile Osezantsi kumazwe athile, ikuvumela ukulungiselela kunye nefayile kwi Internet ngqo nge IRS. Hlola i webhsayithi yefayile [[FLT: 0] ukuvala ukubola.

Ukuba utyala irhafu, ungahlawula ngekhadi letyala (ngokuhlawula umrhumo) okanye usebenzisa imali ye-elektroniki yokurhoxa kwi-akhawunti yebhanki. Abo bangakwaziyo ukuhlawula ngokupheleleyo, i-IRS inikela izivumelwano zequmrhu ngezantsi (kodwa inzala nezohlwayo zisanyuka. Lumka: ukuhlawula ngekhadi lokuthenga ngetyala kusenokubiza imali eninzi ngenxa yemali ehlawulwayo, ngoko ke linganisela iindleko ngokuchasene noncedo.

Ukukhupha ingcali yerhafu yenye indlela. Ii-CPA, ababhali, kunye namagqwetha erhafu angalungiselela ukubuya, akumele kuphicotho-zincwadi, kwaye anikeze icebiso lokucwangcisa. Kodwa ke, qinisekisa umlungiseli unePTIN esebenzayo (Inani lokwenza irhafu Ideficity) kwaye akango “mlungiseleli werhafu." Ubophelelekile ekugqibeleni ngochaneko lokubuya.

Ukuba Uyihlawulela Irhafu: Imali ehlawulwayo neNkcitho

Irhafu yokutsala inokuba luxinezeleko, kodwa uneendlela zokulawula intlawulo nokuphepha isohlwayo esibiza imali eninzi. I-IRS inika isohlwayo sokungaphumeleli ukuhlawula 0.5% ngenyanga kumlinganiselo ongahlawulwayo, kunye nenzala (isantya sexesha elifutshane lexesha elifutshane kunye ne3%). Ukumisa iwotshi yesohlwayo, ihlawula kangangoko unako ngoAprili 15.

Khetha indlela yobhatalo:

Ungaze utyeshele isaziso se-IRS. Ukuba awukwazi ukuhlawula, qhagamshelana ne-IRS eqhubekekayo. Isixhobo se-intanethi kwi-Profector Active ukuvumela ubeke icebo ngaphandle kokufowuna. Kuphephe ukukhupha imali ebolelekileyo eninzi ehlawulelwayo okanye uhlawulwe kancinane ukuhlawula iirhafu; endaweni yoko, sebenzisa ukhetho lwe-IRS olusezantsi olunentlukwano.

Ukukhangela Indlela Oziphethe Ngayo Nokucombulula Umzuzu

Ukuba ufanele i-refound, usenokuba ufuna ikhusi ngokukhawuleza kangangoko kunokwenzeka. Indlela ekhawulezayo kukubeka ifayile ngqo. Ungakhangela isimo usebenzisa i IRS "Uphi uvuselelo Lwam?” isixhobo ( umhlawula-mbhaso [). Uzakufuna inani lakho lokhuseleko lwengingqi, umgangatho, kunye nobungakanani obuthe ngqo. Isixhobo sihlaziya kanye ngeeyure ezingama-24, rhoqo ebusuku.

Ixesha elibekiweyo:

  • [[UMTL:0]Ifayili enendawo ebotshelelwe ngqo – imihla engama-21 (iinani elipheleleyo kwientsuku ezilishumi elinesibini-21).
  • ibuya ngephepha eliqulathe ngqo – 4 ukuya ku 6 iiveki.
  • [[FLT: 0] Iphepha libuya ngokukhangela – 6 ukuya ku 8 iiveki.
  • [[FLT: 0]E- ifayile nge phecana ukhangelo – 21 iintsuku kunye nexesha lothumelo.

Izilibaziso zenzeka ukuba ubuyelo lunempazamo, lungamaxwebhu alahlekileyo, okanye luphawulwe ukuba luqinisekisiwe. Ukuba umba wakho ulibazisa iintsuku ezingama-21 zefayile okanye isithandathu seveki zephepha, biza i-IRS kwi 1-800-829-19-954. Kwakhona, phawula ukuba i-IRS ayinakukhupha iindleko zokubuyisa ezithi zifumana intengiso yerhafu okanye ityala lerhafu yomntwana elifakelweyo phambi kwe FABRRRR ngenxa yoMthetho we PATH. IRS ikhupha ezo ziVends ziqala ngoMatshi 1 ukwenzela ifayile ebuyayo.

Ukuba ucinga ukuba ireftice yakho ibiwa okanye ulixhoba lobebeko lwerhafu, ifayile Ifomu 14039 (Uphawu lokufakela i-Affidavit) kwaye ulandele iinkqubo zeqela le IRS elizimeleyo elinokhuseleko. Amanyathelo asebenzayo aquka ukufumana i-IP IP PIN (IPPIN) kwi- fumana i-PIN

Ukuhlala Ulungelelaniswe Kunyaka Olandelayo

Indlela engcono yokunciphisa uxinezeleko lwerhafu kunyaka ojikelezayo.

  • Yenza ulawulo lwerhafu lwamanani – Sebenzisa ulawulo olukhuselekileyo lwamafu (umz., Google Drive, i-Andrever) kunye neefayile ezincinane ngonyaka ngamnye werhafu. Gcina iikopi ezivavanyiweyo zamaxwebhu omvuzo (W-2s, 1099s), ii-gisithi zenkcitho ebhanki, iingxelo zebhanki, kunye neembuyekezo ezingaphambili.
  • [[NTL:0] Iindleko ze-Track kulo nyaka [ – Ukuba usebenze okanye uneenconux ezininzi, sebenzisa i-app njenge QuickBooks Zethul-Emplity, Ikhubaza, okanye kwanemeko elula encamini yeseyile ephezulu. shicilela iindleko zemali, imigama encinci, kunye nokutya koshishino xa zisenzeka.
  • Gcina ikhalenda yommiselo werhafu – uphawu imihla yentlawulo yerhafu eqikelelwa kane (Aprili 15, Juni 15, Septemba 15, kunye noJanuwari 15 wonyaka olandelayo) kunye nonyaka olandelayo) kunye nonyaka wesiko. Kwakhona bhala ixesha elimisiweyo lerhafu (zinokuhluka).
  • [[UMTL:0] Sebenzisa ii-akhawunti zebhanki ezohlukeneyo – kwingeniso yeshishini okanye yecala elingxamisekileyo, gcina iakhawunti yokhangelo nophawu lwetyala. Oku kwenza ukuba kulandelelwe kwaye kuphicothwe ii-Picials.
  • Jonga ukubopha kwakho - Emva kweplagi, sebenzisa irhafu ye IRS ibambe i-estator ( isixhobo se-IRS ) ukubona ukuba ufuna ukulungisa W-4 yakho ukunqanda i-frest okanye umba ongalindelekanga kunyaka ozayo.
  • Amen ukuba ufuna - ukuba ufumanise impazamo emva kokuyila ubuyiselo obudlulileyo, ifayile Ifomu 1040-X ngokukhawuleza. Usoloko uneminyaka emithathu ukusuka kumhla olindelekileyo wokuqala ukuya kubuyisela kwaye uphinde uphinde ubeke i-end.

Okokugqibela, khawucinge ngogqirha werhafu kanye ngonyaka ukuze ucebise ngecebiso, “‘ banokukwazi ukubona iindleko ongazihlawulwayo, bakuncede ulungelelanise imali yakho ngerhafu ephantsi.

Isiphelo

Ukuhlawula iirhafu zakho ngokufanelekileyo akuthethi nje ukukhangela ibhokisi, kukukhusela kwimiqathango, kwii-pical, kunye nokuphoswa kwemali. Ngokuqonda iimbopheleleko zakho, ukuqokelela amaxwebhu, ukukhetha ifomu elungileyo, ukuyilungisa ngenyameko, ukuqwalasela iimpazamo, ukukhetha ishefu engcono kunye nendlela yokuhlawula, nokuhlala ulungelelanise imeko yakho yerhafu ngentembelo.

Nokuba le nkqubo ibonakala isongamele, unezinto ezininzi onokuzifumana: i-website ye-IRS, i-software yerhafu ehloniphekileyo, kunye noochwepheshe abaqeqeshiweyo. Sebenzisa amanyathelo kule ndlela ukuphinda-phinda inkqubo eyenza ixesha lerhafu libeno olunciphisanayo nyaka ngamnye. Indlela esetyenziswayo yokufumana ingeniso kunye neendleko unyaka wonke.

Khumbula, imithetho yerhafu itshintsha rhoqo. Hlala usaziswe ngokukhangela i IRS Newsroom ([[FLT: 0]] Igumbi leendaba [[FLT: 1]]) kwaye ucinge ngokubhalisela maphepha ephepha lerhafu okanye ukulandela ibhusayithi yerhafu ethembekileyo. Xa uthandabuza, utyalo-mali oluncinane kuncedo lobugcisa lungakusindisa kakhulu kwiimpazamo nakumathuba aphoswayo.