Irhafu Embaxa: Iimpazamo Eziqhelekileyo Ezimele Ziphetshwe Njengendawo

Iirhafu ezirhwebayo zingumthwalo ojongene nezigidi zamaMelika nyaka ngamnye. Le nkqubo ingaba nzima, iquka imithetho yerhafu ejikelezayo, iintlobo ezininzi, kunye nemisebenzi engqongqo. Kwanempazamo encinci ingakhokelela ekulibaziseni iimali, izigwebo, okanye uphicotho. Ngokuqonda eyona migibe idla ngokubakho nokuthatha amanyathelo aqhubekayo, ungabhala ngentembelo. Le ndlela iquka iimpazamo eziqhelekileyo zerhafu kwaye inika icebiso elisebenzayo ukunceda uqinisekise ucoselelo noluvo.

Ukungagcini Iingxelo Ezichanileyo

Enye yezona mpazamo ziqhelekileyo nezibiza imali eninzi kukusilela ukugcina iirekhodi ezicwangcisiweyo. Uxwebhu olufanelekileyo yisiseko sokubuyiselwa ngokuchanileyo kwerhafu. Ngaphandle kwalo, ubeka engozini yokulahlekelwa zincopho, ukungaxeli ingeniso, okanye ukungakwazi ukuxhasa intelekelelo ukuba i-IRS iyabuza ukubuya kwakho.

  • Gcina iirisithi kuzo zonke iindleko ezingangeni manzi. Zigcine iikopi zomzimba okanye zamanani zee-lisithi zeminikelo yoncedo, iindleko zezamayeza, iindleko zeshishini, kunye nezinye izinto ezihlawulwayo. I-IRS idla ngokufuna ubungqina obubhaliweyo bentlawulo ezingaphezulu ko-R35 kwiminikelo yoncedo.
  • Uxwebhu luquka ingeniso, umsebenzi okhululekileyo, ingeniso, ingeniso yenzala, ingeniso, ingeniso yokuqesha, kunye nayo nayiphi na intlawulo oyifumanayo. Kwaneemali ezincinane kwiqonga njenge Venmo okanye iPaical kufuneka zichazwe.
  • Sebenzisa iprogram yokubala. Ukukhangela imali yakho unyaka wonke kwenza ixesha lerhafu libe lula kakhulu. Izixhobo ezininzi ezikhululekileyo okanye eziphantsi zingenza ngokuzenzekelayo zikwazi ukudibanisa iintengiso kunye nokwenza iingxelo.
  • [[UMTL: 0] Ugcino lwengxelo ubuncinane iminyaka emithathu. I-IRS iqhele ukuba neminyaka emithathu yokufuna ukubuya kwakho. Gcina imibhalo yezibhaptizo zakho ezigciniweyo, amaxwebhu okuxhasa, kunye neerisithi zelo xesha.

Ngaphandle kweengxelo ezicwangcisiweyo, ungangazihoyi iintengo ezingundoqo ezifana nenzala yendlu, irhafu yempahla, okanye iindleko zabasebenzi (ukuba iyafumaneka). Ukugcinwa kwerekhodi kakuhle kwakhona kukunceda uphephe impazamo yamanani athelekelelwayo, anokuxhobisa iiflegi ezibomvu.

Aphoswayo Amaqhosha

Ukuhlawula irhafu yakho emva kwexesha kungaphumela kwisohlwayo nenzala kuyo nayiphi na irhafu ebotshelelweyo. Ummiselo wetyala wemali karhulumente ngumhla ka-Aprili 15, kodwa uyakwazi ukwahluka. Kubalulekile ukuqaphela yonke imihla efunekayo kunye nokuceba ngokufanelekileyo.

  • Phawula imihla ebalulekileyo kwikhalenda yakho. Ukongeza kummiselo wexesha lokugcinwa kwerhafu, phawula irhafu eqikelelwa kwimini efunekayo ukuba usebenze okanye unengeniso eninzi. Uqikelelo lwemali ehlawulwayo ifanele i-25 (April 15, Juni 15, Septemba 15, kunye noJanuwari 15).
  • Ifayile yolwandiso ukuba luyimfuneko. Ukuba awukwazi ukugqiba ukubuya kwakho ngexesha lonyaka, ifayile Ifomu 4868 ukucela ulwandiso oluzenzekelayo lwenyanga ezintandathu. Noko ke, ulwandiso lunwebela ixesha kwifayile, hayi ixesha lokuhlawula. Uvavanya ityala lakho lerhafu kwaye uhlawule naliphi na ixabiso elifanele ukunqanda isibhambathiso sasemva.
  • Lumkela ixesha elimisiweyo likarhulumente. Uninzi lwamazwe alandela ixesha eligqityiweyo lengingqi, kodwa amanye anemihla eyahlukileyo. Khangela nombutho wakho werhafu yelizwe ukuze uphephe izigwebo zomgangatho karhulumente.
  • [[UMTL:0] Seta izikhumbuzo zeminikelo emincinane yokugqibela. Iminikelo kwi IRAs kunye ne-Health Savits akhawunti (HS) inokwenziwa de ixesha lokugcinwa kwerhafu libe ligqityiwe kwaye nangoku ubalo lonyaka odlulileyo. Don''' akaphoswa leli thuba.

Ukuphaphela ixesha eliseleyo yenye yezona mpazamo zinokuthintelwa.

Ukungachani Kwayo

Ukungaphumeleli ukuxela yonke imithombo yengeniso kungakhokelela kwiziphumo ezinzulu, kuquka uphicotho-zincwadi, izigwebo, kunye nomdla. I-IRS ifumana imibhalo yakho yeeW-2, 1099, kunye nezinye iinkcukacha, kwaye iinkqubo zabo zibuyisela ukukhangela ukubuya kwakho ngokuchasene nezo ndlela. Ii-dispancis zingaxhobisa isaziso okanye uphicotho-zincwadi.

  • [[FLT: 0] chaza yonke ingeniso, nokuba incinane kangakanani na. Oku kubandakanya imisebenzi esecaleni (ibhanti lokhuseleko, i-oyile, ukuhlala kwesilwanyana), ingeniso yotyalo-mali, inzala yebhanki, ukuphumelela kokungcakaza, kunye nemivuzo. Akukho mqobo incinci ekuxeleni ingeniso/izinto kufuneka ziqukwe.
  • [[UMTL:0] Sebenzisa Ifomu 1099-NEC kwingeniso ekhululekileyo. Ukuba ufumene ii-$600 okanye ngaphezulu kumxhasi, ungafumana i1099-NEC. Nokuba awuyifumani ifomu, usafuneka ukuchaza ingeniso. Gcina iirekhodi zakho zemali efunyenweyo.
  • Intengiselwano yentengiso yemali yamanani. Ngoku ifuna ukuba uphendule umbuzo malunga nempahla yamanani (intelekelelo, i-NFT) ekubuyiseni kwakho irhafu. Ukuthengisa, ukutshintshisa, okanye ukulahlwa kwempahla zamanani ziziganeko ezinokuhlawulwa. Gcina iingxelo ezinenkcukacha zentengiso.
  • Musa ukulibala Ifomu 1099-INT okanye 1099-UVIMBA. Iibhanki kunye nee-faces zithumela ezi ndlela ukuze zifumane inzala nengeniso efunyenweyo. Nokuba umlinganiselo uncinci, kufuneka uxelwe. Amazwe amaninzi afuna ukuba uxele inkxalabo yesixeko ngokwahlukeneyo.

Isitshixo kukucokisa. Impazamo eqhelekileyo kukucinga ukuba imali ehlawulwayo okanye izixana ezincinane azifuni kuxelwa. I-IRS inezixhobo zokufumana ingeniso engaxelwanga, ngoko ke ukubonakala mhlophe kusoloko kungumgaqo ongcono.

Ukujongela phezulu Izixhobo Nezincomo

Abahlawuli abaninzi balahlekelwa yimali exabisekileyo netyala ngenxa nje yokuba bengazazi okanye bengaqondanga ukuba bakufanelekele. Ukuqonda oko unokukubiza kungayinciphisa ngokuphawulekayo irhafu yakho okanye kwandise imali yakho yokuhlawula.

Iziphoso eziqhelekeyo

  • [[NTL:0] Uhlaziyo lwemali-mboleko yenzala yabafundi. Ungahlawula malunga nee $2,500 yenzala ehlawulwa kwimali-mboleko yomfundi efanelekayo, nokuba awuyifaki.
  • Iindleko zomnxeba kunye nezokusetyenziswa kwamazinyo. [[FLT]] Ukuba ingaphaya kwe 7.5% yengeniso yakho elungisiweyo (AGI), okugqithisileyo kulula (ngokubhekiselele kwimiqathango). Oku kuquka iinkcitho, iindleko zemali ezingekho kwipegiki, kunye neenkqubo ezithile.
  • Iminikelo yokuhlawula. Abaholi-rhafu abaninzi abangafaki tyala ngoku bangahlisa idola elingu 300 (eliyedwa) okanye ii-$600 (ifakelelwane lidityanisiwe) kwiminikelo yemali ephezulu kwizinyusi ezisezantsi (yonyaka wama-2023 kunye nangaphambi ko-(ye-checkss' imithetho yangoku).
  • Irente yerhafu yasekuhlaleni (SALT). Unganyusa ukuya kutsho kwi R10 000 (R350 000) karhulumente kunye nengeniso yasekuhlaleni, ukuthengisa, kunye nerhafu yempahla.
  • Iminikelo yokunikezela. Iminikelo kwizithethe ze-IRA neHS njenganga zikhutshelwa irhafu, zihlisa ingeniso yakho ehlengahlengisiweyo.

Amatyala Adla Ngokuphoswa

  • [[[FLT: 0] Ityala lerhafu elifunyenweyo (ETC). Elityala lelisezantsi kubasebenzi bengeniso ephakathi. Liyabuyiselwa, ithetha ukuba ungafumana intengo nokuba ngaba awunayo irhafu. Abanikeli abaninzi abafanelekileyo bayasilela ukuyifumana.
  • [ Ityala lerhafu yabantwana (CTC). Abazali bangafanelekela ukufikelela ku-$2,000 (ngokubhekiselele kwimida yengeniso). Ityala linokubuyiselwa ngokwenxalenye.
  • [[Umntwana noMsebenzi] Ityala lokuNcina iNgxelo. Ukuba uhlawulela ukunyamekela umntwana ongaphantsi kweminyaka eli-13 okanye okhubazekileyo ukuze ukwazi ukusebenza okanye ukufuna umsebenzi, ungafanelekela ixabiso letyala eliya kufikelela kwi-$3,000 kumntu omnye okanye u-$6,000 ngesibini okanye ngaphezulu.
  • [[NTL: 0] Ityala lokunika ityala. Ityala leMelika loMdla (unyuko woMdla woMdla (unyuko wamaR2,500 mfundi ngamnye) kunye neLifetime Learning Credit (unyuko lokufumana ii-$2,000 ngembuyekezo) zingathintela ukubhatala kunye nenkcitho. Ungabiza kuphela ityala elinye ngonyaka.
  • [[UMTL: 0] Ityala lerhafu lePremium. Ukuba uthenge i-inshorensi yempilo kwiMarike, ungafanelekela ityala elinciphisa iimali zakho zenyanga. IFom yeFile 8962 ukudibanisa iindleko ezihambele phambili.

Ukuze ungahlawulwa imali ehlawulwayo netyala, sebenzisa i-software yokulungisa irhafu ekwenza ubuze imibuzo, okanye jonga iIRS Publication 17 ukuze ufumane uluhlu olupheleleyo.

Ukuvuyiswa Yinkcazelo Yobuqu Ephosakeleyo

Iimpazamo kulwazi lobuqu olusisiseko zingakhokelela ekulibaziseni ukulungisa ukubuya kwakho okanye imiba yakho yokubuyisela. I-IRS ifana namagama kunye namanani okhuseleko loluntu (SSN) ngokuchasene neerekhodi zazo. Ukungahambelani kungenza ukuba ukubuya kwakho kukhafulelwe okanye kugcinwe ukuze kuhlolisiswe.

  • [[FLT: 0] Iqinisekisa amanani oKhuseleko lweNtlalo. Iqinisekisa ukuba i-SSN yakho kunye neqabane lakho kunye nabo baxhomekeke kwiqabane lakho bangeniswe ngokuchanekileyo. I-transpostated enye ingenza iingxaki. Khangela ikhadi lakho lokhuseleko loluntu ukuba akuqinisekanga.
  • [[NTL: 0] Amagama e-Intestem ahambelana nekhadi lakho loKhuseleko loNtlalo. Ukuba igama lakho litshintshile (umz., ngenxa yomtshato okanye uqhawulo mtshato), lihlaziya ngoLawulo loKhuseleko phambi kokuba lifakelwe. Igama elikwindlela yakho yokubuya yerhafu malifane nelo likwifayile.
  • Ukhangelo olukoxa-kabini oluxhomekeke. Ukuba uzibanga uxhomekeke, kufuneka i-SSN yabo iqukwe. Kubantwana abasandul' ukuzalwa, sebenzisa i SSN ngokukhawuleza kangangoko kunokwenzeka. Kubantwana abamkeliweyo, sebenzisani iNautification Teaxium Identification Nambar (ATIN) ukuba i-SSN iyaphela.
  • [[FLT: 0] Ngokuphandle ufakela amanani e-akhawunti yebhanki kwindawo yokugcina ekhankanyiweyo. Ukuba ulindele i-frest kwaye ukhethe indawo efihlakeleyo, qinisekisa ukuhambisa kwakho kunye namanani e-akhawunti. Imposiso ingathumela i-frend yakho kwi akhawunti engalunganga okanye yenza ulibaziseko lwephepha.

Ukuthabatha imizuzu embalwa uhlolisisa inkcazelo yakho kunokuthintela ukudandatheka kweeveki.

Ukungafuni Uncedo Loogqirha Xa Kuyimfuneko

Ngelixesha abarhabi abaninzi befaka ifayile ezibuyiselo zabo ngempumelelo besebenzisa isoftware, ezinye iimeko zinzima kakhulu okanye ziphezulu kakhulu ukuba zingaphatha zodwa. Ukungaphumeleli ukuqaphela xa ufuna uncedo lobuchule yimpazamo eqhelekileyo.

  • [[NKQUBO:0] Imisebenzi yokuzingca okanye ubunikazi beshishini. Ukuba ungumahala, umnikeli okuphela, okanye uno-LLC, imeko yakho yerhafu ibandakanya irhafu yakho siqu, intengo eqikelelwayo, kunye nezincopho zoshishino. I-CPA okanye ummeli obhalisiweyo angakunceda ukuba usebenzise le mithetho kwaye wandise izincono.
  • Utshintsho lobomi. Umtshato, uqhawulo-mtshato, ukufa kweqabane, ukuba nomntwana, ukuthenga ikhaya, okanye ukufumana ilifa konke kungayichaphazela irhafu yakho. Ingcali ingacebisa ngezona nkcukacha ziphezulu, ukuxhomekeka, kunye nerhafu.
  • [[UMTL: 0] Ingeniso engenisayo okanye izinto eziqeshekileyo. ingeniso ezimfutshane, ukulahlekelwa, imithetho yomsebenzi ongasebenziyo, kunye nokwehla kwexabiso lexabiso lenqanawa kufuna ukuphatha ngenyameko. Iimpazamo kulo mmandla zingabiza imali eninzi.
  • [[UKWENZIWA:0] Ukuthatha uphicotho-zincwadi. Ukuba ufumene isaziso se-IRS, igcisa lerhafu lingakumela kwaye liphendule ngokufanelekileyo. Ukuzama ukuphatha yedwa kungakhokelela kwiimpazamo eziya ziyenza nzulu imeko.
  • [[UMTL:0] Imiba yerhafu yehlabathi lonke. Ukuba uhlala kwelinye ilizwe, unee-akhawunti zasemzini, okanye ungummi wamazwe amabini, uneemfuno ezongezelelekileyo zokunika ingxelo (FBAR, FATCA). Ezi ziintsokothile kakhulu kwaye zishiyelwe iingcali.

Ukufumana uncedo lobuchule kunokukukhusela ekuthinteleni iimpazamo nokuchaza iintelekelelo ongaziphoswayo. Jonga umlungiseleli: CPA, umbhalisi, okanye igqwetha lerhafu.

Ukusilela Ukuhlolisisa Ukubuya Kwakho Ngaphambi Kokuthobela

Ukungenisa irhafu yakho ngaphandle kohlolo olucokisekileyo kufana nokuposa ileta ngaphandle kokukhangela idilesi. Iimpazamo ezilula zingakhokelela kulibaziseko, irefu ezicuthiweyo, okanye isaziso. Zinike ixesha lokuhlola yonke imigca phambi kokubetha "ifayile"

  • Check yeempazamo zemath. Ngexa i-software yerhafu ibala ngokuzenzekelayo, kusebubulumko ukuqinisekisa amanani amaqhosha, ingakumbi ukuba wenze uhlenga-hlengiso lwezandla. Qinisekisa ukuba udweliso kunye nesimbuku sothelekiso.
  • Iziqinisekiso zonke iintlobo zigqityiwe kwaye zityikitywe. I-screens ifuna utyikityo lwamanani usebenzisa unyaka wakho ongaphambili i AGI okanye iPIN. Iphepha lizatyikitywa kwaye lifakwe umhla. Ungalibali ukudibanisa udweliso olufunekayo (umz., iShedyuli C, D, E).
  • [[NTL:0] Jonga "Icandelo". Ingaba i-freyithi yakho okanye umlinganiselo ofanelekileyo ukhangeleka usengqiqweni? Ukuba akunjalo, khangela. Iimpazamo eziqhelekileyo ziquka ukungena kwimeko engalunganga yesambuku (umz., "Ikhaya Lendlu" xa ufanelekela "Ekanye") okanye ukuwabalisa kakubi amachweba akho.
  • Sebenzisa i "error check" uphawu kwi-software. Iinkqubo ezininzi zisebenzisa uvavanyo ngokuzenzekelayo. Nika ingqalelo kwizilumkiso kwaye qinisekisa naziphina izinto eziphawulweyo phambi kokuba zinikezelwe.
  • [[UMTL: 0] Funda ubuyile bakho ngocoselelo phambi komboniso. Abaholi berhafu abaninzi bangxama kwinyathelo lokugqibela. Shicilela ikopi okanye sebenzisa uphawu lokubona kuqala ukukhangela ii-typos okanye iintsilelo.

Uhlolo olucokisekileyo lungafumana iimpazamo ezifana neW-2, i-AGI engachanekanga esetyenziselwa ukuqinisekisa, okanye utyikityo olulityelweyo. Ukusebenzisa imizuzu eli-15 eyongeziweyo kungagcina iinyanga zokubhalelana ne-IRS.

Ukwenza Iimpazamo Zezibalo

Nangobucukubhede berhafu, iimpazamo zezibalo zinokwenzeka xa ufaka amanani ngesandla ukusuka ko-1099, W-2, okanye ezinye iintlobo. Itranspospos digit okanye impazamo eyongezelelekileyo ingalahla ubuyelo lwakho lonke.

  • [[FLT: 0] Izingeniso eziphinda-phindeneyo ezichasene nomthombo wamaxwebhu. Thelekisa onke amanani owachwethezayo ngefomati yephepha. Nika ingqalelo ekhethekileyo kwiibhokisi ekulula ukudidanisa (umz., bhokisi 1 vs. bhokisi 3 ku W- 2).
  • [[FLT: 0] Sebenzisa uphawu lwe-software yerhafu. Ukuba umqeshi wakho okanye ibhanki inika ungeniswa ngqo kweefomu zerhafu, yisebenzise. Oku kuphelisa iimpazamo zongeniso lwezandla.
  • [[UMTL: 0] bophelela izisonkelelo kumacandelo ephepha okuxhasa.[FLT: 1] Ukuba ubala ngesandla iincopho okanye iityala, khangela kwakhona izibalo zakho. Imposiso elula yongezelelo ingenza intsabelo yetyathanga.
  • [[UMTL: 0] Ukukhangela imiba yokujikeleza. I-IRS ivumela ukujikeleza kwidola ekufutshane. Ukuba ukhetha ukujikeleza, qiniseka: jikelele onke amanani okanye akukho.

Iimpazamo zezibalo ezincinane zezinye zezizathu eziqhelekileyo zolungiso lwe IRS. Ukuzinika ixesha lokuqinisekisa ukubala kusenokuthintela uqhagamshelwano olungeyomfuneko.

Ukukhetha Ubume Obuphosakeleyo

Ubume berejista yakho buchaphazela umyinge werhafu, ukuhlaziywa komgangatho kunye nokungamkeleki kweetyala ezithile kunye nezincopho. Ukukhetha ubume obungalunganga yimpazamo enkulu.

  • Ngaphantsi kwemida emihlanu: Abangatshatanga, Abatshatileyo Abadibeneyo, Abatshatileyo Ngokwahlukeneyo, Intloko yendlu, ne Qualing Surviviving Spoint Spover. Nganye ineemfuno ezikhethekileyo.
  • Isinyuko sendlu. Obu bume bunika unyuselo oluphezulu lwemigangatho kunezo Zitshato, kodwa kufuneka ufikelele imilinganiselo ethile: ukuba ongatshatanga ekupheleni konyaka, hlawula ngaphezu kwesiqingatha sexabiso lokugcina ikhaya, kwaye unomntu ofanelekayo ohlala nawe ngaphezu kwesiqingatha sonyaka. Abanikeli berhafu abaninzi befayile ngokuphosakeleyo njengabangatshatanga.
  • [[FLT: 0] Imali edityanisiweyo ngokwahlukeneyo. Ngamanye amaxesha oku kunganciphisa imali yakho yerhafu, kodwa kudla ngokuphumela kwixabiso eliphezulu nelahleko yetyala. Kusenokuba yingenelo ukuba ufuna ukwahlula ityala okanye ukuba elinye iqabane lineendleko eziphezulu zezamayeza.
  • [[FLT: 0] Ukunika i-Qualing Surviviving Specing Spening Spening. Ukuba iqabane lakho lifile kwiminyaka emibini edluleyo kwaye unomntwana oxhomekeke kumntu omnye, ungakwazi ukusebenzisa lo mgangatho kwirhafu esezantsi.
  • [[UMTL: 0] Imithetho eChekezayo yoxhomekeko. Ubume bakho besakhelo bungatshintsha ngokusekelwe kumntu onokuthi uxhomekeke kuye. Impinda IRS ukusasaza 501 yemithetho eneenkcukacha.

Sebenzisa i-IRS Encedisayo kwirhafu okanye jongana negcisa ukuba akuqinisekanga ukuba yiyiphi ingqokelela yemithetho esebenzayo kuwe.

Ukungahoyi Iimfuno zikaRhulumente nezerhafu yasekuhlaleni

Abaninzi abahlawula irhafu banikela ingqalelo kuphela kwiirhafu zikarhulumente yaye abayihoyi irhafu karhulumente neyasekuhlaleni. Urhulumente ngamnye unemithetho yakhe yerhafu, imisebenzi emiselwe ixesha, kunye neentlobo.

  • uphando lwemithetho yerhafu yelizwe lakho. Amanye amazwana akanayo irhafu yengeniso (umz. Florida, Texas), ngelixesha amanye anamanani athe tyaba okanye izibiyeli ezihambela phambili. Yazi imithetho yakho yokuhlala kwaye nokuba ufuna ukufaka ifayile kumacandelo amaninzi (umz., ukuba usebenza kwelinye ilizwe kwaye uhlala kwelinye).
  • Umbuso wefayile ubuyisela nokuba ungenatyala. Usenokufuna ukubiza iityala ezihlawulekayo okanye ukuchaza ingeniso engahlawulekiyo kumgangatho wengingqi kodwa ehlawulwayo kumgangatho wezwe.
  • phawula iimfuno zerhafu zasekuhlaleni. Izixeko ezinjenge New York City, Philadelphia, kunye nezininzi eOhio zinyanzela irhafu yengeniso yasekuhlaleni. Ukuba usebenza okanye uhlala kwigunya elinjalo, kungafuneka ukuba ubhalise imbuyekezo yasekuhlaleni.
  • Sebenzisa oovimba bombuso abangqaleneyo. Abameli berhafu abaninzi baneewebhusayithi ezineefomu, imiyalelo, kunye neeFAQ. Tsiba isebe lemali lemali lemali yemali yezwe lakho.
  • Lumkela ixesha elimisiweyo lemeko. Ngelixesha uninzi luhambelana nommiselo wonyaka wezwe, ezinye zinemihla eyahlukileyo ngenxa yeeholide zikarhulumente. Khangela minyaka yonke ukunqanda ukubekwa emva kwexesha.

Ukungaphumeleli ukubeka iifayile okanye ukuphosa irhafu engafanelekanga kungaphumela kwisohlwayo, inzala kwanokuhlawulwa imali ehlawulwayo. Phatha irhafu karhulumente ngobunzulu obufanayo nobonobumba.

Iimpazamo Ezezinye Eziqhelekileyo

Ukugatya Iminikelo Yomsebenzi Womhlala phantsi

Iminikelo yee-IRA ne-HS njengenokuyilwa de kube lixesha lokugcinwa kwerhafu. Abaqeshwa abaninzi abalibali ukusebenzisa eli thuba ukunciphisa ingeniso yabo ehlawulwayo. Nokuba ngaba awunikelanga ebudeni bonyaka, usenokuba negalelo de ku-Aprili 15 ukwenza umnikelo weminyaka engaphambili. Qinisekisa ukuba ubonakalisa unyaka ofanelekileyo werhafu xa wenza iminikelo.

Ukungakuqondi Ukuzibamba

Ukungaphumeleli ukulungelelanisa irhafu yakho nokuyivala unyaka wonke kungakhokelela kumlinganiselo omkhulu oya kufikela ngexesha lokufaka okanye kwi-refoundation enkulu (okuthetha ukuba unika urhulumente imali ekhululekileyo). Ukuba ufumana utshintsho olukhulu lobomi okanye unemisebenzi emininzi, sebenzisa i-IRS Commentacom Accompting Exempert yakho ukukhangela ukubopha nokunika iFomu W-4 entsha kumqeshi wakho.

Ukulibala Ukutyobela Nomhla

Oku kubonakala kusisiseko, kodwa nyaka ngamnye i IRS ilahla amawaka eenyembezi kuba aziphawulwanga. Ukuba ifashoni yendlela yocingo, kufuneka uqinisekise kunyaka wakho ongaphambili i AGI okanye iPIN yakho. Ukuba ufaka iphetshana, tyikitya nokubuya komhla. Ukuphinda kobabini, amaqabane kufuneka atyikitye.

Ukungagcini Ikopi

Lonke ixesha gcina ikopi yembuyekezo yerhafu yakho egcinwe ngokusemthethweni kunye nawo onke amaxwebhu axhasayo. Oku kunceda ukuba ufuna ukubuyiselwa, ukufaka isicelo sokubolekisa, okanye ukuphendula kwisaziso se-IRS. Ikopi yamanani ilungile, kodwa zigcine ngokukhuselekileyo.

Ukuphatha kakubi Ingeniso Nengeniso

Abasebenzi abaninzi abaphazamile bawuphatha ngempazamo umvuzo wabo njengengeniso yomsetyenzana wokuzonwabisa okanye bawuxele ngokupheleleyo. Ukuba ufumana imali ngokuqhuba, ngokukhulula okanye ngokuthengisa izinto kwi-intanethi, idla ngokujongwa njengengeniso yokuziqesha kwaye iphantsi kwerhafu yokuziqesha (Ukhuseleko Loluntu neMedicare). Kufuneka ufake iShedyuli C ne-SE. Gcina iingxelo ezicokisekileyo zengeniso neendleko.

Isiphelo

Ukuphepha ezi mpazamo ziqhelekileyo kungakunceda ulungise iirhafu zakho ngokufanelekileyo nangempumelelo. Isitshixo kukukhuthalela: gcina iirekhodi ezicwangcisiweyo, qonda imithetho, sebenzisa i-software yerhafu ethembekileyo okanye ingcaphephe xa iyimfuneko, kwaye usoloko uhlola ukubuya kwakho phambi kokuzithoba. Ngokuthabatha la manyathelo, ungasebenzisa inkqubo yerhafu ngokuqiniseka, unciphise iimpazamo, kwaye uphephe izigwebo ezibiza imali eninzi. Ukuqhubeka ufunda, jongana nomphathi- zincwadi [[[FLT: 0]] I-IRS , khangela [[FLT:], ukujonga ukusasaza uwonke 17 ulawulo olubanzi, kwaye usebenzise [FLT:] i-IS CD yoncedo [[FLT]] [FFF]] i-EXS intersactive proces procestiestiesties, ukuphendula imibuzo yoncedo lwemali efunekayo.