Isizathu Sokuba Indalo Ibaluleke Kubantu Abafudukayo

Kubathengisi abaphambukeli, isigqibo sokusukela ubumi base-U.S. ngokuziqhelanisa nendalo asiyonto iphambili nje yobuqu . Ilinyathelo elibalulekileyo loshishino. Nangona ukuma okusisigxina okusemthethweni kunika inkululeko emininzi, ubumi buvula isiseko esicacileyo solwazi olusemthethweni, lwemali, kunye nenzuzo yodumo enokuthi ikhawuleze ngokuthe ngqo unyuko, ukunciphisa umngcipheko, kunye nokuvuleka kweminyango ehlala ivaliwe kumntu ongeyo. Oku kwandiswa kukucebisa ngoncedo ngalunye olusemazantsi, kunika ubulumko kubenzi beminye nabanini beshishini abancinane beqwalasela inkqubo yendalo.

Iingenelo Ezingokwasemthethweni Nezemali

Ukhuseleko olusisigxina olungokwasemthethweni nenkululeko engozini yokurhoxiswa

Eyona nzuzo isisiseko yokwenziwa kwendalo kukupheliswa komngcipheko wokugxothwa. Abahlali abasisigxina abanomthetho (abanikazi bamakhadi aluhlaza) bangalahlekelwa simo sabo ukuba benza ulwaphulo-mthetho oluthile, basilela ukugcina indawo yokuhlala, okanye babandakanyeka kwimisebenzi echasene nomthetho wokufuduka. Kusomashishini okwakha inkampani, oku kuthintela ukungazinzi okuchaphazela ucwangciso lwexesha elide, utyalo-mali, nokuvuma ukutyikitya iminyaka emininzi okanye izivumelwano.

Ukufikelela kwishishini lomanyano neloshishino laseburhulumenteni

Abemi abaqhelekileyo bafumana ukufikelela okupheleleyo kwinkqubo yokubolekisa ngemali enikwa U.S. Ulawulo oluncinci Lweshishini, kuquka i 7 (a) kunye nama-504 iinkqubo zokubolekisa ngemali, ezibaluleke kakhulu kwisiqalo sekomkhulu. Ngoxa abemi abasisigxina benokufaneleka ngamanye amaxesha, ukubolekisa ngemali kuxhomekeke kwiimfuno ezongezelelweyo, kwaye abanye ababoleki bafaka imithetho engqongqo kwimiqobo engeyoyo. Imali yorhwebo iyayiphelisa le miqobo, ivumela abarhwebi beemali ezinkozo ngenzala engcono kunye nokuhlawula okulungileyo. Iinkqubo ezininzi zomgangatho wophuhlisoqoqo wezoqoqosho zikwaluvoko luyakwazi ukunikezela kunye nokuhlawula okusezantsi kwemali ebekelwe-mali ephantsi kubemi belizwe., ukwenza isitshixo sendalo sokufikelela kwishishini loshishino lwengingqi yoluntu.

Ukufumaneka Okulula Kwetyala Nokuveliswa Kwemali

Iibhanki kunye namaqumrhu emali ajonge abemi abaphantsi ngokwendalo njengababoleki bemali abangaphantsi xa kuthelekiswa nabo bangabolekiyo, kwanabo bahlala kwimo esisigxina. Le mbono ikhokelela kwimida ephezulu yetyala, ithoba imfuno yokuhlawula imfuno yefama yentengiselwano, kunye neenkqubo ezininzi ezithenjisweyo zemvume. Ukongeza, abangenisi-mali (ooooonoventi / ikomkhulu eliphantsi izikomponi kunye nezithunywa zezulu abatshayo abatshayenzi be-averies [“interveriessstion] [iiiiiiiiiii-asesssss ezithe , njengoko ibonisa ukunikezelwa komtshatoomatilo-omatilo-omatika osisi-omna-omnamsila-om, njengoko kusenza ukunikezelwa komtyalo oluthelelwe kuthelwe ixesha elide nokugqithisoknakube okunxulumene nokungena kwemidanga.

Ukukhusela kwiiNguqulo kumgaqo-nkqubo woKhwebo

Imithetho kunye nemigaqo-nkqubo yokufuduka ingatshintsha ngokuphawulekayo kunye nolawulo ngalunye, ichaphazela yonke into ukususela kwixesha lokuqhubekeka kwe-visa ukuya kumgangatho ofanelekileyo wokulungisa isimo. Kumntu ophethe ikhadi eliluhlaza, iinguqu kwiinkqubo zokufuduka zingaphazamisa iimfuno zokuhlala okanye zivelise imiqobo emitsha yokugcina imeko esisigxina. Abemi abadaliweyo abakhuselekile kwezi ngciphene, bavumela oosomashishini ukuba bajolise ingqalelo ekukhuleni kwezoshishino kunokuba baxhalabele ukutshintsha inkqubo elandelayo. Olu zinzo lubaluleke kakhulu kumashishini alawulwa kakhulu, njengobugcisa, ukulondolozwa kwezempilo, okanye ukhuseleko.

Amathuba Oshishino Nolwando

Ukufikelela kumaQhinga oManyano kaRhulumente woManyano

Urhulumente wase-U.S. ungumnini weshishini omkhulu wempahla neenkonzo zehlabathi, enika ibhaso ngaphezu kwezigidi ezingamawaka ezi-500 kwizivumelwano zesizwe minyaka le. Ezininzi zezi zivumelwano, ingakumbi kwinqanaba lenkokeli, zifuna umnini weshishini ukuba abe ngu-U.S. ummi. nomgangatho osezantsi, ubumi bungafuneka kukhuseleko olucacileyo okanye ukuthobela imimiselo enjenge uMthetho we-Bayh-Dole okanye [[FLT:] ishishini lobushishino-Malishophu kwinkqubo yophando (BY]).[FLT]

Ukwenziwa kwendalo kuvula umnyango kule marike inkulu. Oosomashishini abaphambukeleyo ababa ngabemi bangafaka imvumelwano ngqo kwizivumelwano zikarhulumente, babhalise amashishini abo kwiNkqubo yoLawulo lwe-Award (SAM.gov), kwaye balandele iinkqubo ezicwangcisiweyo zecala lenqanawa njenge [a) inkqubo yoPhuhliso lweBhishopu yoshishino lwezentlalo kunye nezoqoqosho. Oku kunganikezela ngomsinga wengeniso ozinzileyo onceda ekuqaliseni isikali.

Urhwebo Nohambo Lwezizwe Ngezizwe Oluneemithathu

Kubathengisi abafudukayo abagcina unxulumano olungoochwepheshe namazwe abo asekhaya, ukusetyenziswa kwendalo kunciphisa ushishino olunqamlezayo. Abemi base-U.S. basoloko benandipha imvume ekhululekileyo okanye ukufumaneka nge-visa-ekhon-endingqi kumazwe angaphezu kwe-180, kuquka amaqabane amaninzi angundoqo orhwebo eYurophu, e-Asia, nase-Latin America. Oku kulula kokuhamba kunciphisa umthwalo wokulawula wokufumana iimvume zoshishino, kuvumela iintlanganiso zezizwe ngezizwe, kwaye kuvumela abaxhasi ukuba baye kumboniso wezorhwebo okanye badibanise nabaxhasi abanesaziso esincinane.

Ukongezelela, ukuba ngummi wase-U.S. kunokwenza ukuba kubekho izivumelwano ezimanyeneyo kunye nokusebenzisana kwamanye amazwe. Iinkampani zamazwe angaphandle zidla ngokujonga abemi base-U.S. njengamaqabane anokuthenjwa ngakumbi ngenxa yokuzinza kwenkqubo esemthethweni yase-United States nangenxa yokunyanzelisa izivumelwano kwiinkundla zase-United States. Oku kuthembeka kusenokuba ngundoqo opheleleyo xa kuthelekelelwa izivumelwano, ukwenziwa kwemali, okanye ukubhatala ngokungekho mthethweni.

Ubuchule Bokusebenzisa Abaqeshwa Bevisas Namakhadi Aluhlaza

Enye yemiqathango emikhulu yobalo lwemiqathango yorhwebo lwabaphambukeli bubunzima bokuqesha italente ephezulu evela phesheya. Njengommi osemthethweni osisigxina, ungaxhasa abasebenzi ukuba bafumane imvume yokusebenza, kodwa inkqubo idla ngokucotha kwaye intsonkothe ngakumbi ngenxa yeemfuno zoxwebhu. Abahlali abadaliweyo abanayo imiqathango eyongezelelekileyo kwaye abanayo iinkqubo zokuxhobisa ngokupheleleyo ezifana [[FLT: 0]H1]H-1B viza yelo yoqhatha kunye kunye [[FLT]] kunye [FLT]-1] nobuchule obungaqhelekanga bokwenza ungeniso olungundoqo. Ngaphezu koko, ubumi bavumela ukuba amalungu entsapho axhasa amakhadi aluhlaza, nto leyo enokubaluleka ukuba umnqweno wokwazisa abazali, abantwana abazalwana, okanye abantwana abadala kwishishini.

Ukufumaneka kwezibonelelo zikarhulumente

Iziko lophuhliso loshishino oluncinci (SBDC) neSCORE

Imali ye-SABA yelizwe lonke uthungelwano lweMali ye- iMali yeBusiness zoPhuhliso oluncinci (SBDC) kunye neSCORE] uqeqesho lwenkqubo [[, zombini ezinika uhlolo olukhululekileyo okanye oluphantsi lwentengiso loshishino, uqeqesho lwezikompono, kunye nophando lwemarike. Ngelixesha ezi nkonzo zivuleke ngokusemthethweni kubemi abasisigxili, ezinye iziganeko ze-SDC kunye neenkqubo ezikhethekileyo ze-ogracties zifuna ukuquququzelwa kwe-US.

Iminikelo kunye neNgxowa-mali engaBandakanywanga

Urhulumente omninzi unika iinkqubo ezifuna ngokucacileyo ubumi base-U.S. Inkqubo yeMasipala amancinci eInvation (SBIR) , enika intlawulo engaphezu kwama-3,000 amawaka ezigidi zeenkampani zobugcisa, ifuna ukuba umseki abe ngummi wase-U.S. ngexesha lobumi obungeyoyakho. Ngokufanayo, iinkqubo eziqhutywa yi-UNIT [FLT].S. iSebe lorhwebo lisoloko lilinganisela ukulingana kwabemi. Immigrantss alw alvation abanokukhuphisana ngezi mali zendalo zingabini, ezigxekwayo zeR&D ne-eactivess, ezingaphindiweyo ze-RPTY.

Ukusebenza Kwenethwekhi Nemisebenzi Yorhwebo

Iziganeko zonxibelelwano lwezoshishino ezidityanisiweyo zikarhulumente, ezifana nezilungelelaniswe yi- Mority Business Development Agency (MBDA) okanye i-Plugnport Bank-Plugn yase-United States[[FLT]]], isoloko iquka iimfuno zobumi belizwe kubathathi-nxaxheba. Ezi ziganeko zinika unikezelo ngqo kubaphathi borhwebo, abathengi bezizwe ngezizwe, kunye nabangenisi-mali. Inkcubeko yezo zezoshishino, ukungena kwiingqungquthela, nokuthatha inxaxheba kwiintlanganiso zokuhambisana ezivalwayo.

Ukubonakala nokwethenjelwa okwenziweyo

Ukuzinziswa kophawu kumaqabane namabhedente

Xa umthengisi eba ngummi wendalo, uthumela umqondiso onamandla kubantu anokuba ngamaqabane eshishini, ababolekisi kunye nabatshayeli ukuba umseki ubophe ityala elide kwimarike yase-U.S. Le mbono yozinzo inciphisa umngcipheko ocingelwayo kwiinkqubo ezifanelekileyo zokuzimisela. Ukuqalisa kwephulo lokufuna ikomkhulu, ukufuduka kwabatshayeli kusoloko kungumxholo wengxoxo.

Ukufumana ulawulo olulula

Imisebenzi ethile egunyazisiweyo, enjengesihlulo sezindlu, i-inshorensi, kunye nokufumana i-inshorensi, ifuna ubumi base-U.S. ukwenzela i-insumsum okanye ukhuseleko. Kwanaxa kungafunwa ngokucacileyo, iibhodi ezininzi zenkcubeko ezingoonolwazi zijonga ubumi kakuhle. Umzekelo, [ i-Bustrications Burnitys iprogramations [ inkqubo ye-[FLT] kunye nenkqubo ye-VYM-OSB encinane (VYB) kunye nodweliso lwenkqubo ye-RG] olufunekayo kubemi. Ulwandiso lwendalo lunokusebenza ngaphandle kwemiqobo.

Ukwakha Intembelo Kwabalimi

Kumashishini asebenza kumaqumrhu karhulumente, kwizikolo, okanye kumashishini amakhulu, ukuba lishishini elizizinzileyo labami linokuba ngumkhuphi wokhuphiswano. Abaphathi-mikhosi yokulungisa kunye nabaphathi-maqumrhu okubonelela bathanda ukusebenza neenkampani ze-U.S. bakhetha ukwenza lula ukuthobela imithetho enjenge [ hwebo lweMelika okanye izivumelwano zezentengiso ze-TRADE Act [. Urhwebo lwendalo luvumela urhwebo ukuba luthengiselwano lwentengiso lwentengiso olupheleleyo njenge-U.S.-oweblynethi, enokuthi ibe yifeksi yesigqibo kwizivumelwano zokuphumelela kwizivumelwano zokuphumelela kwimibutho yangaphandle.

Iingenelo Zobuqu Zokunyamekela Abasebenzi

Impembelelo Yezobupolitika Neyobubele

Ubumi bunika ilungelo lokuvota kurhulumente, kurhulumente, nakukhetho lwasekuhlaleni. Kubaphathi beshishini, oku kungaphezulu nje komsebenzi wesizwe, `sisixhobo sokulungisa imeko-bume esetyenziswayo. Imithetho yolawulo loluntu, imigaqo-siseko yerhafu, imigaqo-mthetho yerhafu, iintlawulo ezincinane, kunye nentlawulo yoshishino zinqunyulwa ngamagosa aphezulu. Abathengisi bendalo bangavota abo baxhasa ukukhula okuncinane kwezoshishino, bangene kwiiholo zedolophu, bade baqhubele ukuxhasa imicimbi yezoshishino. Eli lizwi lezobupolitika lisisibambiso sokuphembelela imicimbi yezoshishino.

Uxolo Lwengqondo Noxinezeleko Oluncitshisiweyo

Inkqubo yendalo iyafuna, kodwa xa igqibile, isusa imvelaphi engundoqo yoxinezeleko olunganyangekiyo kubathengisi abaninzi. Uloyiko olungapheliyo lweengxaki zohambo, imfuneko yokuhlaziya amakhadi aluhlaza, kunye nonxunguphalo malunga notshintsho olunokwenzeka kumthetho wokufuduka luthathelwa indawo ngokhuseleko olusisigxina. abaququzeleli baye badibanisa ukungaqiniseki kokufuduka kumlinganiselo ophezulu wonxunguphalo nodandatheko.

Inkululeko Yokuhlala Nokusebenza Naphi Na EUnited States.

Abanikeli bamakhadi aluhlaza kufuneka bagcine indawo yabo yokuhlala ephambili eUnited States kwaye baphulukane nemeko yabo ukuba bachitha ixesha elide kwamanye amazwe. Kubathengisi abafuna ukukhenketha rhoqo okanye balawule iindawo ezininzi zoshishino, lo mqathango unokuba nzima. Abemi abadaliweyo banenkululeko yokuhlala okanye yokusebenza naphi na ehlabathini ngeli xesha begcina amalungelo abo okubuyela e-U.S. Ngaliphi na ixesha. Oku kuyimfuneko kubathengi behlabathi lonke abasenokufuna ukuvelela imisebenzi yamakhaya abo okanye ukukhangela iimarikethengiso ezintsha.

Ukumanyana Kwentsapho Nasekuhlaleni

Ukumanyaniswa Kwamalungu entsapho Kwakhona

Ukwenziwa kwendalo kukhawulezisa inkqubo yokuzisa amalungu entsapho ase-United States asondeleyo, angaxhasa abazali, abantakwabo, kunye nabantwana abadala abatshatileyo ngenxa yamakhadi aluhlaza-namagama angekhoyo kubemi abasisigxina abasemthethweni. Kubathengisi abaphambukeleyo abanqwenela ukuzisa intsapho yabo ebanzi kwishishini okanye nje ukuba nenkxaso yabo kufutshane, ubumi bungathatha ixesha elide ukususela kumashumi eminyaka ukuya kwiminyaka embalwa. Olu manyano lwentsapho ludla ngokuguqula amanani aphantsi akwimiqobo yemibutho yentsapho ephakathi kunye nokucwangcisa iinqobo.

Ukwakha Amaqhina Oluntu

Abathengisi abafudukayo badla ngokuba ziinkokeli kwingingqi zabo, besebenza kumagumbi ezorhwebo, kwiibhodi ezingangeni ngeniso, nakuluntu. Ukwenziwa kwendalo kunokunyusa ezi misebenzi ngokususa nasiphi na isithintelo esibonakalayo ukuze kungenelwe ibutho labantu. Imibutho emininzi yoluntu ifuna ukuba amalungu abe ngabemi base-U. Abathengisi bendalo banokuba neendawo zolawulo ezikhulisa impembelelo yabo, zitsale ingqalelo kumajelo eendaba, zivule neminyango kwimicimbi yezoshishino ezintsha.

Ukufumaneka okuphuculiweyo kwenethi yokhuseleko

Nangona oosomashishini bengasoloko bethembele kuncedo lukarhulumente, ukhuseleko lokwazi ukuba ukuba ishishini liyangaphumeleli, wena nentsapho yakho aniyi kujamelana nokugxothwa okanye ukuphulukana nemeko entle luxabiseke kakhulu. Abemi bendalo bafanele ukuzuza i-Social Security, Medicare, kwaye abasebenzi bafanele ukufumana i-inshorensi ye-inshorensi enjenge-Social Security, i-Mecare, ngaphandle kwexesha lokulinda okanye imiqathango esetyenziswa kubemi abasisigxilo. Olu khuseleko luvumela abarhwebi ukuba bathathe iingozi, njengokushiya umsebenzi ozinzileyo ukuze baqalise inkampani, ngaphandle koloyiko lweziphumo zobuqu.

Indlela Eya Kubomi Obungapheliyo Nangaphaya

Ukuzichaza Ngokwemvelo Njengenyathelo Lokugqibela

Kubathengisi abaninzi abaphambukeli, ukwenziwa kwendalo kumele incopho yohambo olude olwaqala nge vhisa yomsebenzi, lulandelwa yindawo yokuhlala esisigxina. Linyathelo lokugqibela ekususeni zonke iimeko kunye nemiqathango. Xa bedalwe, oosomashishini abafuni kwenza udweliso lweprojekthi I-751 (ukuguquguquka kwemeko) okanye ukufaka isicelo sokuhlaziya amakhadi aluhlaza rhoqo kwiminyaka elishumi. Ugcino lwemali ngenxa yokungahlawuli iindleko zemali kunye neendleko zokunxibelelana ngokusemthethweni lungabaluleka ngaphezu kobomi (onke amaxesha amaninzi ukusuka [[FLT: 0] $10 000 ukuya ku $10 000 [iiR1] kwimibhato yokufuduka.[FL:1]

Ukuvulela Iingenelo Isizukulwana Sexesha Elizayo

Abantwana abazalwa ngabazali abangokwemvelo baba ngabemi base-U.S. ukuba ubuncinane umzali omnye ngummi. Oku kuthetha ukuba abantwana nabazukulwana bomthengisi baza kuba namalungelo asemthethweni afanayo, nto leyo eya kubangela ukuba kubekho ilifa elihlala lihleli. Ucwangciso lokulandelana kwamashishini luba lula, njengoko ubunikazi bunokudluliselwa kwiindlalifa ezingenangxaki yokufuduka.

Ukuthomalalisana Kwabantu Nentsebenziswano Ehlabathini Lonke

I-United States ivumela ubumi obubini, oko kukuthi oosomashishini bendalo bangagcina ubuzwe babo boqobo ngeli xesha benandiphe amalungelo apheleleyo obumi base-U.E. Oku kusimo sidityanisiweyo kunika okona kulungileyo kuwo omabini amazwe: ukukwazi ukusebenza ngokukhululekileyo kumashishini e-U.S. ngexesha ukulondoloza amaqhina oshishino, impahla, kunye nonxulumano lwentsapho kwilizwe lako. Amazwe amaninzi nawo anezivumelwano zendalo ezinika inkxaso yerhafuthelo kubemi ababini ababandakanyeke kurhwebo olunqamleze umda, nto leyo eqhubeka isenza kubekho ukutshintsha kwemali yendalo.

Isiphelo

Ukwenziwa kwendalo akuyonto nje engobuzwe obusemthethweni, sisigqibo esicwangcisiweyo esithi sinyanzelise ubuchule bomthengisi ovela kwelinye ilizwe bokwakha ubutyebi, ukukhokela iqela elikhulayo, kwaye negalelo kwizoqoqosho. Ukufikelela kwizivumelwano zikarhulumente kunye nemali enconywayo yokuboleka ukuze afumane impembelelo yezobupolitika nokhuseleko olusisigxina, iingenelo zifumaneka ngokukhawuleza nangokungapheliyo.

Isigqibo sokusukela ubumi base-U.S. sisesona sibalulekileyo, kodwa ugcino-lwazi lucacile: abemi bendalo banikela ingxelo ngengeniso ephezulu yezoshishino logcino-lwazi lwezorhwebo kwaye basengozini yokulinganisela iziko leenkampani zabo xa zithelekiswa noontanga babo abangengobasebenzi. Kulo naluphi na umthengisi ofudukileyo onzulu malunga nokukhula kwexesha elide, indalo ifanele ijongwe njengeprojekthi yesiseko soshishino-ograc bezobuqu. Imithombo enjengaleyiyo [[FLT:]]SCIISKIS izibonelelo zobumishiciso belizwe [ kunye [FLT] i-loctrea formation yoncedo lwasekuhlaleni] inokuba luncedo ekuqaliseni uhambo, ngoxa isiluleko esisemthethweni kwiprojectivesssssworking traventi iqhuba inkqubo yempumelelo.

Ekugqibeleni, indlela yokufumana ubumi yeyokuvula yonke into enokubangelwa yinkqubo yezorhwebo yaseMerika ($a system eyakhelwe ngamathuba, ukushukuma nenkululeko yokuyila.