Table of Contents

Ukuphelelwa Ngurhulumente Ngemali

Xa urhulumente wengingqi evalile, malunga nezigidi ezisisi-2.1 zabasebenzi basekuhlaleni kunye nezizizigidi ezi-4.1 zenkomfa zikarhulumente zijongene nemibuzo ekhawulezileyo malunga ne-check yabo yemali elandelayo. Ngelixesha ingxoxo yezopolitiko eWashington, iintsapho zokwenene ziyazibuza indlela eziza kuhlawula ngayo irhafu, ukuthenga izinto ezithengwa, okanye ukugcina izibane. Ukuqonda ohlawulwa ngayo ngexesha lokuvalwa kwemali ngurhulumente ayityhili nje iinkqubo ze-bhunureureaucracrates kodwa isiseko esingundoqo kwindlela iMerika ephatha ngayo imisebenzi yayo ngexesha leengxaki zobupolitika.

Imithetho elawula ihlawulo lomqeshwa osebenzayo ngexesha lokuvalwa kwenqanawa idala imigangatho entsokothileyo yokhuseleko lwemali nokunganqabiseki. Abanye abasebenzi kufuneka banikele ingxelo yomsebenzi ngaphandle kokwazi ukuba baza kubhatalwa nini. Abanye bathintelwa ngokusemthethweni ekusebenzeni kodwa ekugqibeleni bafumane umvuzo. / Ngokufuthi benza umsebenzi ofanayo kunye nabasebenzi bezwelonke ." Ngeli xesha, abenzi bomthetho ababangela ukuba kupheliswe ii-$74 000 zemali zabo zaminyaka yonke ngaphandle kokuphazanyiswa.

Umahluko Obalulekileyo

Ukuqonda Uqikelelo Lomsebenzi

Urhulumente uyabahlulahlula abasebenzi bakhe babe ziindidi ezimbini ngexesha lokuvala, nangona amagama aye aguquka ngenxa yenkxalabo yemilinganiselo yokuziphatha:

[[UMTLL:0]" Abasebenzi ababhaptiziweyo" (ii-"eyeyona nto ibalulekileyo"):

  • Kufuneka uqhubeke usebenza ngexesha lokuvalwa
  • Imisebenzi enxulumene nokhuseleko, ukhuseleko, okanye imisebenzi yomgaqo-siseko
  • Ukusebenza ngaphandle kwentlawulo de kuphinde kuxhaswe
  • Isiqinisekiso sokuhlawula imali phantsi komthetho wama-2019

[[UMTL:0]" Abaqeshwa abangaphandle" (okwakusoloko kusithiwa "kungekho ngqiqweni"):

  • Itsalwe ngokukhawuleza xa kuvaliwe
  • Ikhutshwa ngokusebenza, kwanangoko ngokuzithandela
  • Ayikwazi ukukhangela i-imeyili okanye ukwenza nayiphi na imisebenzi
  • Inkxaso-mali ekhoyo

Le nkqubo yokuhlela, enqunyulwa ngamalungiselelo entlangano ahlaziywayo ngonyaka, ayichaphazeli nje ukuhlawula kodwa ikwachaphazela, njengokuba abaqeshwa begqalwa "njengesichenge" badla ngokuziva bengenaxabiso nangona besenza imisebenzi enzima ngexesha lemisebenzi eqhelekileyo.

Ngubani ofanelekela njengokungaphakanywanga/Njengendlela

Abasebenzi abakhutshiweyo ngexesha lokuvalwa kwenqanawa baquka malunga ne-5000,000-600,000 abasebenzi:

[[Umthetho:0] ukhuseleko lohlanga kunye nokugcinwa komthetho :

  • Wonke umkhosi osebenzayo (1.3 lezigidi)
  • I-FBI (35 000)
  • Abameli beDEA (9 000)
  • Izigidimi zomda wePatrol (200,000)
  • Abameli benkonzo yasemfihlo (7 000)
  • Abalindi bentolongo yomanyano (ii - 120)
  • IMarshals yaseUnited States (5 000)
  • I-ATF offay (5 000)

[[UMTHL:0] ukhuthuzo nokhuseleko[[UMQONDISO:1]:

  • Abalawuli beenqwelo-moya (114 000)
  • Amagosa aseTSA (60 000)
  • Amaqela eenqwelo-moya ezimanyeneyo
  • Abahloli bokhuseleko lwangaphandle
  • Abahloli bokhuseleko lombhobho

Unyango lwempilo noluntu

  • Abasebenzi besibhedlele esinika izigulana inkxaso-mali
  • Amaqela okuphendula kaxakeka e-CDC
  • abasebenzi bovavanyo lwe-GIF kwizigulana eziqhubekayo
  • ISebe lezeMpilo laseIndiya
  • I-FDA abahloli bezixhobo eziphezulu

Imisebenzi karhulumente yeCubistic:

  • Abaxeli benkonzo yemozulu kazwelonke
  • Abasebenzisi begridi yamandla
  • Abasebenzi bokhuseleko lweziko lenyukliya
  • Isalathisi somsebenzi
  • Amaqela aphendula kwiintlekele

Igunya Eliqengqelekileyo Lokusebenza

Abaqeshwa abaneziqu eziphezulu ezidityanisiweyo ngenani 800 000 850 000:

[[UMTHETHO: 0] Ulawulo kunye nenkxaso yabasebenzi:

  • Abasebenzi boovimba babantu
  • Abahlalutyi bohlahlo-lwabiwo-mali
  • Grant abaphathi
  • Amagosa asebenza kunye
  • Abancedisi bolawulo
  • Ixhasa (ngezikhathazi)

[[ULWENKCU] uphando kunye nophuhliso:

  • Izazinzulu zeNASA (ngaphandle kwenkxaso yeISS)
  • Abaphengululi be-NIH (abangachananga)
  • Abaphengululi beNOAA
  • ISebe leMimandla
  • Abaphandi bezolimo

[[UMTLH:0] Umthetho nokuthobela [[Umthetho:1]:

  • Abahloli be-EPA (ukungabi namdla)
  • Abahloli beOSH
  • abacuphi
  • Isalathisi somsebenzi wePhondo
  • Abahlohli abanobuchule

[[UMTL: 0] Iinkonzo zePublic:

  • Abalungisi bepaki yelizwe
  • Abasebenzi beSmithsonian
  • Ithala leencwadi leKhomishoni
  • Iziqhubi zepasi yeport (azinako ukuqhubekeka)
  • Abasebenzi besebe loKhuseleko loLuntu

Ixesha Lokuvala Ngokucwangcisayo

I-atmosfera ifumana iiyure ezine ukwenzela "ukuvalwa ngokulandelelana" imisebenzi:

  • Ukukhusela iifayile nezixhobo
  • & Yenza Imiyalezo
  • Ukurhoxisa iintlanganiso nokuhamba
  • Igcina ixesha
  • Ukushwankathela abasebenzi ngaphandle

Abaqeshwa kufuneka bahambe ngoko nangoko yaye abakwazi ukubuya de bakhumbule, kwanokufumana izinto zabo zobuqu.

Abaququzeleli Abamanyeneyo: Abathwali

Umlinganiselo Womchaphazelo

Izakhiwo zemfazwe ngexesha lokuvalwa kwenqanawa zimela abasebenzi abakhulu, abasoloko bengabonakali:

  • 4.1 Izigidi zabasebenzi benkomfa (phantse baphinda-phinde kabini abasebenzi
  • Imali exabisa ii-R2,50-200 zezigidi kwiinkonzo zonyaka
  • Ngokufuthi sebenza kunye nabasebenzi beSebe leMimandla benza imisebenzi efanayo
  • Umgama ukusuka kumaziko okucoca ukuya kuphanda nge-PD

Isizathu Sokuba Ababandakanyeki Bebandezeleke Kakhulu

Ngokungafaniyo nabaqeshwa bezwe, [[FLT: 0] ikontraka zikarhulumente kunye novuzo lokuvala zilandela imithetho eyahlukeneyo:

[[UMTL:0] Akukho siqinisekiso esibuyiselwayo [[Unikezelo: 1]:

  • Iinkampani kufuneka zifunxe ilahleko okanye ziyidlulisele kubasebenzi
  • Izindlu ezihlala abantu azifane zifumane imbuyekezo
  • Nokuba iinkampani zifumana utshintsho lwesivumelwano, intlawulo yabasebenzi ayiqinisekiswanga

[[UMTHL: 0] Isiphumo semali [[FTL:1]:

  • Akukho msebenzi othetha ukungahlawulwa ngomhla omnye
  • Iinkampani zingaphelisa iintlawulo
  • Iingenelo zisenokuyekwa
  • Akukho kungabi namsebenzi kwezinye iimeko

Iziphumo zexesha elide:

  • Izinikezeli zinokurhoxiswa okanye zicuthwe
  • Umsebenzi wexesha elizayo awuqinisekanga
  • Ulungiso lokhuseleko lunganqamleka
  • Ukumiswa komsebenzi

Amabali OoNondyebo Okwenyaniso

Ngexesha lonyaka ka-2018-2019 lokuvalwa

  • UJulie Martinez, ikontraka yeNASA ene - PhD ngobunjineli benqwelo - moya, wasebenza kwi - Whole Foods ukuhlawula iindleko
  • UTom Chen, oyikomkhulu eIT eEPA, waphulukana negumbi lakhe lokuhlala waza wabuyela nabazali bakhe
  • Amashishini amancinane afana nobunjineli beAA basuswa ngokupheleleyo kuma-75% emisebenzi yabo

Iintlobo Zoonobangela Abachaphazelekileyo

[[UMTL:0] Izakhiwo zomsebenzi (ezona zibuthathaka):

  • Imisebenzi yequmrhu: Abasebenzi abano-R25-20/iyure
  • Ukutya: Abasebenzi beCafeteria kwizakhiwo zikarhulumente
  • Ukhuseleko: Amagosa kwizakhiwo zesizwe (akukho kugcinwa komthetho wesizwe)
  • Ulawulo: ungeniso logcino-lwazi, ifamsayini, ulwamkelo

[[UMQONDISO: 0] Imisebenzi yekondla :

  • IIngcaphephe ezikuyo: Imivuzo exabisa ii - R250 000 ngequbuliso iyema
  • I-Ingineli: Ukusebenza kwimisebenzi yokhuselo neyoncedo
  • Abasebenzi: Abalawuli kunye nabachazi-lwazi
  • ISebe lezempilo: Abaququzeleli

[[UMTHL:0] izakhiwo zophando :

  • Abaphandi beYunivesithi abafumana inkxaso-mali
  • Abahlalutyi beetanki
  • Izazinzulu zamagumbi olwazi azimeleyo
  • abaququzeleli bamalinge

IBhunga Liyayihlawula Imbambano

Isizathu Sokuba Iingqungquthela Ziphazanyiswe

IsiHlanzi soHlaziyo seMa 27, esihloselwe ukuthintela ukwenziwa kweKhonkxa, siqinisekisa [[FLT: 0]] intlawulo yovuzo ngexesha lokuvalwa kwenqanawa [[FLT: 1] iyaqhubeka:

  • Ukuhlungulwa ngowe - 1992 emva kweminyaka engama - 203
  • Umthetho: "Akukho mthetho wokwahlula imbuyekezo yeenkonzo zabameli nabameli oya kusebenza de unyulo lwabameli lungenelele
  • iNkqutyana ayinako ukutshintsha umvuzo wayo phakathi
  • Isiphumo esingacwangciswanga: intlawulo iyaqhubeka ngexesha lokuvalwa

C Imivuzo yeBhunga laNgoku:

  • Amalungu e-Rank- kunye nefayili: R114,50/195
  • Inkokeli ezingundoqo/iiNkokeli eziBalulekileyo: R1,50
  • Umthethi Wendlu: ii - R240 500
  • Ulawulo lwezolawulo

Iimpendulo Zezobupolitika Zokuhlawula Umahluko

Amanye amalungu anikela okanye alwamkele umvuzo ngexesha lokuvalwa kwezakhiwo:

  • Ilungu lendlu karhulumente uCatherine Cortez Masto linikela ngemirhumo yemibutho yemibutho yemibutho yemibutho yezentlalo
  • Ummeli we-Aleksandriya Ocasio-Cortez waxhasa ukurhoxa kwemali yeBhunga
  • Izenzo ezicetyiweyo kodwa ezingazange zidlule
  • Amanye amalungu alala eofisini ukuze agcine imali, ebalaselisa ukungalingani

Uluvo lukawonke-wonke luyichasa ngamandla intlawulo yeBhunga loLawulo ngexesha lokuvalwa:

  • 86% ikholelwa ukuba iBhunga alifanele lihlawulwe (209 uvo)
  • Umsindo uyakhula ngokuvala ubude
  • Ibonwa njengengenabulungisa ngokusisiseko
  • Inika amandla okulwa nokusekwa

Umvuzo weSebe elilawulayo noMongameli

Iimfuno zomGaqo-siseko

Imali ehlawulwayo ngexesha lokuvala igunyaziswe ngokwemithetho-siseko:

Inqaku II, Icandelo 1: "UMongameli, ngamaxesha athile, uya kufumana imbuyekezo, engasayi kunyuswa okanye incitshiswe ngexesha aya kuthi anyulelwe ngalo"

  • Umvuzo wangoku: R420 000/nyaka
  • Akukwazekanga ukuguqula ngexa lokusebenza
  • Kufuneka ibhatelwe nokuba kuvinjelwe kusini na
  • Iquka i-akhawunti yemali exabisa ii-R35 000

IKhabhinethi namagunya aphezulu

[[UMTHWALO: 0] Imali ehlawulwayo yesebe iyahluka-hluka:

  • Oonobhala beKhabhinethi (R22 1 400): Ngokuqhelekileyo bahlawulwa
  • ISekela-oonobhala (R220 500): Ngokuqhelekileyo
  • phantsi koonobhala (R111,300):
  • Inkonzo yeSebe eliLawulayo: Ixutyiwe ngokusekelwe kwimisebenzi
  • Abamiselwe kwezobupolitika: Ngokufuthi basebenza ngaphandle kwentlawulo

Umongameli osisiXhosa (R44): Ukhuselwe ngokukhuselekileyo njengoMongameli

Abasebenzi Emkhosini: Ukukhonza Ngaphandle Kwesiqinisekiso

Imisebenzi Ekhutheleyo Ibangela Iingxaki

Imali ehlawulwayo ngexesha lokuvala [[FLT: 1] idala ubunzima obubodwa:

Zonke izigqeba ezisebenzayo zomsebenzi kufuneka zixele ngaphandle kwentlawulo:

  • Ayikwazi ukuphuma okanye ukubetha
  • Jonga inkundla- esemthethweni ukwenzela ukungabikho
  • Ukhuthuzo lokulwa amacandelo ngaphandle kokuqinisekisa
  • Iintsapho ezishiywe ngaphandle kwengeniso

[[UMTL:0] Iziphumo ezizizo- ezithe ngqo[[UMTL:1]:

  • Umkhosi: 480 000 umsebenzi osebenzayo
  • Umkhosi wamanzi: 340,000 umsebenzi osebenzayo
  • Umkhosi womoya: 330,000 umsebenzi osebenzayo
  • Iinqanawa zaselwandle: 180 000 umsebenzi osebenzayo
  • Umkhosi wesithuba: 8 400 umsebenzi osebenzayo
  • Unxweme: 42 000 (ingakumbi i-DHS, hayi i-DOD)

Umlindi Wonxweme Okhethekileyo

IiCoast Guard zijamelene nocelomngeni olukhethekileyo:

  • Inkonzo exhotyisiweyo kuphela kwiSebe loKhuseleko lwaseKhaya
  • Ayigqunywanga yi DOD approphistries
  • I-42 000 yomsebenzi osebenzayo ngaphandle komvuzo ngowama-2019
  • Isihlandlo sokuqala embalini imikhosi exhobileyo ayizange ihlawulelwe
  • USA noManyano loMkhosi wamanzi banika imali-mboleko engenanzala

Impembelelo Yentsapho Emkhosini

Iintsapho ezizinzileyo ngexesha lokuvala zijongene nocelomngeni:

  • Abagcini beskrini ngokufuthi abasebenzi ngenxa yentshukumo ezikhawulezayo
  • Ukunyanyekelwa kwabantwana kuyaqhubeka kodwa intlawulo ayikho
  • Iintsapho ezihlala ngaselwandle zijongene nemali/imiba ebharhileyo
  • Isalathisi somsebenzi
  • Imiyalelo ingavaleka, iphakamise iindleko zokutya

Iingenelo Neziqu: Into Eqhubekayo

Imali ebhalelwe ukhuseleko loluntu

Ukhuseleko lokhuseleko ngexesha lokuvalwa kwenqanawa [[FLT: 1] luyaqhubeka kuba luxakeko olunyanzelekileyo lokuchithwa:

  • Izigidi ezingama-67 zifumana intlawulo ngexesha
  • Irhafu ehlawulwayo
  • Imali ehlawulwa ngombane ayichaphazekanga
  • Iindlela zokukhangela iphepha zingajongana nolibaziseko oluncinane

noxa kunjalo, iinkonzo zimbalwa:

  • Iiofisi zentsimi zisenokuvalwa
  • Imigca yefowni inexesha elide lokulinda
  • Ulibaziseko lweenkqubo
  • I-SSL ayifumaneki
  • Izibheno ezibanjezelwe

AmaMedicare namaMedicaid

Imedicas ngexesha lokuvalwa kolawulo lukarhulumente:

  • Isalathisi somsebenzi wePhondo
  • Isalathisi somsebenzi
  • Inxalenye yengxelo yogunyaziso
  • Iinjongo zengenelo zisebenza ngokuqhelekileyo

Isalathisi somsebenzi

  • Ubalo
  • Izibheno zikhula
  • Inkonzo elungiselelwe umthengi
  • Ukuphengululwa kobuqhophololo kumisiwe

Medicaid (imo- i-run enkulu):

  • Imali engqinelanayo yomanyano iyaqhubeka
  • Imisebenzi yemeko ayipheliswanga
  • I-CPF ibonise ukuba

Iingenelo Zokuhamba Neenkozo

Comment=Iinzuzo ze FALT [[FLT: 1] zibonisa umfanekiso oxutyiweyo:

[[UMTL:0] Into eqhubekekayo:

  • Imali yembuyekezo engaphumeleliyo
  • Imali
  • Imfundo iyingenelo (GI Bill)
  • ezibhedlele nezikliniki ze-VA (abasebenzi abaphinde batsha)

[[UMTL:0] Into enqumamileyo okanye ecothayo:

  • Iinkqubo eziluncedo
  • Ukwenziwa kwezibheno
  • Amadinga angagqibeleliyo
  • Ulungiso lomoya

Ezinye Iinkqubo Eziyingenelo

[[UMTL: 0]SNAP (Uhlobo Lweziqhoboshelo)[[UMTL:1]:

  • Inkcitho yentsebenziswano ekhoyo
  • Ukuvalwa komlilo okuninzi kusongela iingenelo
  • Abamkeli abazizigidi ezingama-42 basengozini
  • Amazwe angahlala okwexeshana

[[UMTL:0]WIC (Amabhinqa, Iimveku, Abantwana):

  • Isalathisi somsebenzi wePhondo
  • I-CPF ibonise ukuba
  • Ifomula kunye nokutya okungenayo kusengozini

I-inshorensi yokungaqeshwa

  • Isalathisi somsebenzi wePhondo
  • Uninzi lwabathathi-nxaxheba
  • Imali egunyazisiweyo ingancitshiswa

Ixesha Lemali: Xa Umvuzo Umisa Uze Uqalise

Ulungiselelo lwexesha lokuhlawula

Ukuqonda xa ihekethiso imisa ngexesha lokuvala :

Ithuba lokuhlawula liba neeveki ezimbini, yaye umvuzo uthatha iveki enye ulibazisa:

  • Iiveki zomsebenzi 1-2: Okuqhelekileyo
  • Iveki 3: I-Paciock yeeveki 1-2
  • Ukuba kumiswa kwexesha lokuqalisa kweveki 2, iveki yesi-3 yemali efike
  • Icheck yombhatalo olandelayo (iveki 5) ayiyiyo

Ilahleko Yokuqala

Ixesha lomgca lomahluko ngokuvalwa komhla wokuqala:

  • ngomhla 1-3: Abasebenzi abaninzi bahlawulwa kwixesha elingaphambili
  • Umhla 7-10: Inxalenye yemivuzo enokwenzeka
  • Usuku 11+: Okokuqala uphoswe ngokupheleleyo
  • Umhla 25+: Uvavanyo lwesibini lwemali ephoswayo

2018-2019 ixesha lokuvala:

  • Disemba 22: Ukuvaleka kuqalisa
  • UJanuwari 11: Kuqala waphoswa
  • kweyeThupha 25: Isibini semali ephoswayo, iziphelo zokuvalwa

Uhlomelo lwangasemva

Ukuhlawulwa emva kokuvalwa kwenqanwa [[FLT: 1] kubandakanya ulibaziseko:

  1. Ukuvalwa kwemiqathango ngokusetyenziswa kwemali
  2. I-Apixel ikhumbula abasebenzi (iiyure ezingama-24-48)
  3. Inkqubo yabagcini-xesha eqokelelwe iiyure
  4. Iinkqubo zomqulu wesibhaka-bhaka zihlaziyiwe (iintsuku ezi-3)
  5. Ubhatalo olulungiswe (iintsuku ezintathu nezihlanu)
  6. Imali ethe ngqo efikayo (1-2 iintsuku)

Isimbuku: iiveki ezi-1-2 emva kokuvalwa kwemida ukuze kuhlawulwe umqolo opheleleyo

Iingxaki Zokubuyiselwa

Imibandela elibazisa ukuhlawula:

  • Ixesha lokushicilela elingachanekanga
  • Ubuninzi besixokelelwano ukusuka kwinkqubo eqhubekekayo
  • Ulibaziseko lokubhankisa ukusuka kwisandi
  • Isalathisi somsebenzi wePhondo
  • Kuncedeni Uxolelaniso
  • Irhafu ebopha utshintsho

Ukubonelela ngemali kunye neenkqubo zokuxhasa

Amatyala namaBhanki

Uncedo lwemali ngexesha lokuvala :

[[UMTL:0] Umanyano lwetyala lweNavy (ulwandiso):

  • 0% APR imali ebolekiweyo
  • Isalathisi esitsha
  • Akukho mbuyekezo ngexesha lokuvalwa
  • Amalungu azizigidi ezilishumi afanele

[[UMTL:0]USAA[[UMGANGA:1]:

  • Inkqubela yentlawulo epheleleyo
  • Imali enikwa umkhosi
  • Akukho akhawunti ye-event ngaphezulu kwesihlenga
  • Isalathisi somsebenzi

[[UMTL: 0] Umgangatho ophezulu wePhondo :

  • Imali-mboleko yoncedo yexesha likaxakeka
  • Imali-mboleko ye-Furlaugh nge-1% APR
  • Ezinokukhethwa kunikezelo lokutsiba

Iinkqubo zokuxhasa uluntu

iibhanki zokutya zinikela ingxelo ngolwandiso 200- 300% ngexesha lokuvalwa kwenqawa:

  • Ikomkhulu lengingqi iBhanki Yokudla (D.C.) inceda iintsapho zelizwe
  • Usasazo olukhethekileyo kumasebe
  • I-Ofisi yeNkcubeko
  • Ukutya kwePet

Uncedo oluluncedo

  • I-APP
  • Ayinakuqhawuka phakathi kobusika kumazwe amaninzi
  • Uxwebhu lomqeshwa osebenzayo lunceda
  • Imali ehlawulwa emva kwexesha

Ubunzima Bokufuduka Nokuphangela

[[UMTL: 0] TSP (Izicwangciso Zokugcina) ezinokukhethwa:

  • Ukurhoxa kobunzima (isohlwayo esihlawulekayo +)
  • Uhlalo olufikelela kwii-R250 000
  • Inzala yazivulela iingenelo
  • Umngcipheko wokungagqibekanga ukuba awuhlawulelwanga

[[UMTLL:0] 401(k) kunye nomhlala-phantsi[[UMKL. 1]

  • Iindlela ezifanayo zobunzima
  • Indleko yexesha elide ibalulekile
  • Inkcazo yokugqibela
  • Isenokuchaphazela ukukhuselwa umhlala phantsi

Abasebenzi bakaRhulumente nooRhulumente

Xa Ukuvalwa Koorhulumente Kuchaphazela Amazwe

Imeko/i-ofisi yengingqi iyachaphazeleka:

  • Iindawo zikarhulumente ezixhaswayo
  • Indima ezizimeleyo ezixhomekeke kulwazi
  • Iinkqubo zombuso worhulumente odityanisiweyo
  • Indawo edityanisiweyo

Umzekelo:

  • Abasebenzi be-ofisi yokungaqeshwa kwe-ofisi yaseburhulumenteni (ngokwasemgangathweni)
  • Abasebenzi bendlela ephezulu (imali yezothutho)
  • Abaphandi beYunivesithi (imali-mali
  • Intloko yoqalo lwabafundisi- ntsapho (udweliso lwenkqubo oluqhelekileyo)

Umahluko wempendulo kaRhulumente

Amazwe aphatha ukuvalwa kwezinto ngomahluko:

  • Ezinye zincedisana norhulumente okwexeshana
  • Ngokukhawuleza abanye bachaphazele abasebenzi
  • Imimandla efumileyo idla ngokungena ebhulorhweni
  • Amazwe ahlwempuzekileyo akanako ukuhlawula

Iimeko Zezizwe Ngezizwe Nezohlukileyo

Abaqeshwa base-U.S. Ngaphesheya kolwandle

[[UMTL:0] Abasebenzi abasebenza ngeFederal phesheya bajongene nocelomngeni olongezelelweyo:

  • I-Embass abasebenzi bangakhutshwa ngaphandle okanye bahlatywe
  • Abaqeshwa basekuhlaleni basoloko berhoxisiwe
  • Imali/ingxaki ezibalekayo
  • Amandla okukhupha
  • Ukwahlukana kwentsapho kunokwenzeka

Izizwe ZaseMerika

Abasebenzi borhulumente abangaqeshwanga bachaphazeleka kakhulu:

  • Imisebenzi yokuthembana enyangweyo
  • Imisebenzi karhulumente wesizwe exhaswe ngorhulumente
  • Abasebenzi bezonyango abahlawulwayo
  • Isalathisi somsebenzi wePhondo
  • Isithintelo sogcino-nkqubo

Impembelelo yezizwe ezizi-54 eziqatshelwe ngurhulumente:

  • 2 izigidi zamaMerika asemngciphekweni
  • Imali ebekwe kude ingakumbi
  • Umnatha wokhuseleko lukarhulumente olinganiselweyo
  • Isivumelwano sowiso-mthetho asihoywa

Izitishi zophando lwenzululwazi

[[Umthetho:0] Amaziko ophando akhoyo:

  • Izikhululo zophando kwiAntarctic zimbalwa kakhulu
  • Imisebenzi yesikhululo esisentabeni iyaqhubeka
  • Iinqanawa zophando zolwandlekazi ezikhunjulwayo
  • Izikhululo zeArctic zashiywa de kwa
  • Iminyaka ye-data ilahlekile

Umthetho wokulwa noMkhosi

Umthetho wasekuqaleni 1884 uyalwalela:

  • Ukusebenzisa imali ngaphandle kokubetha
  • Ukwamkela iinkonzo zokuzithandela
  • Ukugawulwa kwemali yexesha elizayo
  • Ukuyila amatyala karhulumente

Ityala lokwaphula:

  • Imali
  • 2 Iminyaka yokuvalelwa entolongweni
  • Ingqeqesho yolawulo
  • Ukupheliswa komsebenzi

Isenzo sonyango lobulungisa

2019 umthetho uqinisekisa:

  • Imali ehlawulwayo yabo bonke abasebenzi
  • Ibonisa ukuvalwa kwazo zonke iinketho zexesha elizayo
  • Izigqumo zombini ngaphandle komphezulu
  • Akukho voti yeKhomishini
  • Iintlawulo

Unikezelo ngexesha lokuvala :

  • Ityala laphumelela kwilahleko ephindwe kabini kuMthetho weMigangatho yeNkonzo
  • ISebe leMicimbi yeNkcubeko yeSizwe liyazikhathaza iiNkundla zoMali ngaphandle komsebenzi
  • Ukumangalelwa
  • Imingeni yoMgaqo-siseko ayiphumelelanga
  • Iintshukumo eziqhubekayo

Ukulungiselela Ukuvaleka Kwixesha Elizayo

Abasebenzi AbangamaFentu

[[UMTL:0] Ulungiselelo lwezezimali:

  • Yakha inkxaso-mali yexesha likaxakeka
  • Ukunciphisa amatyala ngaphambi kwexesha lokuvala
  • Ukuqonda iinkqubo zeziko
  • Ngenela ukunikela uncedo kumanyano lokuthenga ngetyala
  • Uxwebhu lusebenze ngalo lonke ixesha

Kubaququzeleli

Umenzi zixhobo wokuvala ulwelo oluvaliweyo:

  • Yakha ingxowa-mali yexesha likaxakeka (akukho mbuyekezo
  • Uhlawulo lomxhasi olungaphaya kolawulo
  • Ukuqonda amagama esivumelwano
  • Uhlahlelo
  • Uthungelwano lwamathuba okhuselo

Kubemi Abachaphazelekileyo

Ulungiselelo lweCIMIN ukwenzela uphazamiseko lwenkonzo:

  • Iphepha lokuqala
  • Ngenisa iinkqubo eziyingenelo kusengaphambili
  • Layisha ezantsi amaxwebhu karhulumente afunekayo
  • abameli abanxibelelanayo malunga neziphumo
  • Inkxaso echaphazelekayo

Iindleko Ezifihlakeleyo Zokungahlawulwa

Impembelelo Yempilo Yengqondo

[[UMTL: 0] Iziphumo zengqondo zokungaqiniseki komvuzo [[FLT: 1]:

  • Ingxaki yexhala yanda ngama - 40%
  • Uxinezeleko luphindaphindeke kabini
  • Ulwaphulo-mthetho olufuna
  • Ulwaphulo-mthetho olufuna
  • Unxibelelwano olushushu lokuzibulala lutsale 30%

Uhlolisiso lwabasebenzi abasebenza ngomanyano lubonisa oku:

  • 78% inikela ingxelo yoxinezeleko olunzulu
  • 62% abaneengxaki zokulala
  • Ingxelo yoxinzelelo lolwalamano
  • 33% funa uncedo lwempilo yengqondo
  • Uninzi lwabathathi-nxaxheba (77%) lubonise ukuba

Umonakalo wezemali wexesha elide

[[UMTHL:0] ICredithi kunye neziphumo zemali[[UMTL:1]:

  • Imali yenani elipheleleyo yehlisa umlinganiselo wama-40-100 eechokoza
  • Izicelo ze Mortgage azivunywanga
  • Ukweyisa okuzenzekelayo
  • Imali egcinwe kumsebenzi womhlala phantsi incitshisiwe
  • Ukwanda kwefatyi yebhanki

Ukuchacha kuthabatha iminyaka:

  • Imali
  • Imali yomhlala-phantsi: iminyaka engama-5-7 yokubuyiselwa
  • Imali yexesha likaxakeka: Iminyaka emithathu-5 yokwakha kwakhona
  • Ukuqhubekeka komsebenzi: Impembelelo engapheliyo

Ulungiso lomsebenzi

[[UMTL:0] Iziphumo zemisebenzi :

  • 31% Izinga lokuyeka eliphezulu
  • Ukubuyiselwa koMgaqo-nkqubo 40%
  • Ukuziphatha konakalisa ngokupheleleyo
  • Isalathisi somsebenzi
  • Ulwalamano lonxulumano luqhawukile

Isiphelo: Ilahleko Yokwenene Yokungalawuleki Kwezobupolitika

Ukuqonda ohlawulwa ngexesha lokuvalwa korhulumente utyhila okungaphezulu kuneenkqubo zolawulo-lawulo ```''''''''. Kubhenca ulawulo lwedemokhrasi ngendlela engundoqo abasebenzi abahlukeneyo baseMelika. Ngoxa abenzi bomthetho befumana ii-$74,000 ngonyaka befumana iisheke, amagosa okhuseleko afumana ii-ascrectorat jongise u-$300,000 [R2600,000]. Ngelixa umvuzo woMongameli uhamba ungaphazamiseki, iintsapho zonxweme zityelela iibhanki zokutya. Ngexa abaxhasi bokhuseleko bebone ukuditya, inkampani yequmrhuluko ilahlekelwa yintlawulo karhulumente.

Iqela lezabelo zelifa lesizwe ngexesha lokuvalwa kwemali elikumgangatho ophezulu.

Ukuvalwa kwemipu ephumayo abasebenzi abasebenza ngaphandle komvuzo bathumela umyalezo malunga nexabiso labo. Inkomfa nganye ephulukana nomvuzo wayo ngokusisigxina ayiyifumani intsebenziswano. Yonke intsapho yomkhosi etyelela ibhanki yokutya ngoxa ikhonza ilizwe layo ibona ukuqatshelwa kokunye phakathi kolwazi nenyaniso. La mava anyuka afikelela ekuthobeni kwegunya likarhulumente elidlula nayiphi na impikiswano yemali yexeshana.

Isisombululo asinzima: izigqibo ezizihambelayo ezizinzileyo ziya kuhlala zihlawula ngexesha lengxubangxwaba yezobupolitika, njengoko wonke omnye umqobo ophuhlisiweyo uqhuba. Umqobo awungobuchule kodwa ngowezobupolitika qha, abo banamandla okuguqula inkqubo abachaphazelekayo yiyo. Kude kube ngabavoti abafuna abameli abaphambili kumsebenzi wengingqi kunye neenkomfa kwimidlalo yemiboniso yezopolitiko, izigidi zamaMelika ziza kuqhubeka zijamelene neengxaki zemali nanini nanini nabangavumelani nabepolitiki.

Ngexesha elizayo xa kugaleleka ukuvalwa, khumbula ayikho nje malunga nezikhumbuzo ezivaliweyo okanye iirefoundation zerhafu ezilibazisayo. Kukukhetha kweentsapho phakathi kwerente kunye nempahla, imisebenzi etshatyalaliswe yimidlalo yezobupolitika, kunye norhulumente ongaphumeleliyo kwimbopheleleko yakhe esisiseko: ukuhlawula abantu abayenzayo. Kwidemokhrasi ethi ixabise ukusebenza nokusesikweni, umbuzo asingomntu ohlawulwayo ngexesha lokuvala.

Ukunceda ngexesha lokuvalwa kwenqanawa, abasebenzi bengingqi bangaqhagamshelana nombutho wabo weHR, batyelele FEA.org ukuze bafumane uncedo longxamiseko, okanye bafikelele kumbutho wabo wetyala wesizwe ukwenzela iinkqubo zokuxhasa.

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