Ukwazisa: Kutheni Umele Uphinde Uhlawule Irhafu?

Ukuhlawula irhafu ngumthwalo waminyaka le omele uthwale ubunzima obusemthethweni nobusemalini. Nangona kulungiselelwa kakuhle, kwenzeka iimpazamo. Ukuphoswa kwentelekelelo, ubume befashoni obungachanekanga, okanye inani lokhuseleko loluntu oluchaphazekileyo kungakhokelela ekubeni irhafu ephantsi kwerhafu . Eli nqaku lichaza ukuba i-IRS ibuya njani, xa ufaka inzala kunye nesohlwayo, ukuba ungayihlawula ngokufanelekileyo, ishiya imali etafileni elungeleyo. Ngethabazi, i-Internendier SERVé (IRS) inika icebo lokulungisa ezi mpazamo: irhafuthelo. Eli nqaku lichaza oko kubuyayo, xa ufanele ulungise omnye, ukuba uzakuyibeka njani, kwaye ulindele ntoni emva koko. Ukuba umele umncutheli okanye umnini weshishini, uyakwazi ukuyiqonda inkcitho, inkxam, inkxalabo, inge yogcino yemali, nento oyigcinayo.

Inkqubo yokubuya eguqulweyo ikhona ukuqinisekisa ukuba iirekhodi zakho zerhafu zibonisa imeko yakho yemali. Ukungawazi kakuhle ingeniso okanye ukuzibanga ukuba ufumana imali eninzi kungabangela uphicotho-zincwadi, ngelixesha lixa ulibala ukuba ufanele uncome ityala kuthetha ukuhlawula irhafu engaphezulu kwemfuneko. Ukulungisa akuthethi ukuba uvume oko ukwenziwa kwento embi, kodwa uqeqesho lomgaqo olugcina ityala lakho limile kakuhle. Isitshixo kukwazi imithetho nokuyilandela ngenyameko. Makhe siqale ngokuchaza oko kukuthi ukubuyiselwa kwerhafuthelo elidityanisiweyo liyiyo kwaye xa kufuneka usebenzise enye.

Kuyintoni Ukubuyiselwa Kwerhafu Enyulu?

Ukubuyiselwa kwerhafu okulungisiweyo luxwebhu olugcinwe nge IRS ukulungisa iimpazamo okanye ukushiya iimpazamo kwintlawulo yerhafu kazwelonke eyayifakwe ngaphambili. Ifomu yokuqala esetyenziselwa abantu ngabanye yi Fm 1040-X, I-Arhediwe U.S. Umntu ngamnye ufumana iTsikiti yoBuyiselo[. Amashishini asebenzisa iindlela ezahlukeneyo, ezifana ne [[FLT]] iFM [x:3] yeminyango okanye iFM 655] [x'x' yomanyano, kodwa phantsi kwengcamango injalo: awubuyibuyiseli uxwebhu lokuqala; ulurhoxina olo xwebhu lutshintshile.

Kubalulekile ukuqonda ukuba ukubuya okulungisiweyo akusi-sisindawo sebuyiselo lokuqala. Ukuba ulibala ukubuyisela ifayile ngokupheleleyo, kufuneka ulungise ibuya lokuqala, emva koko ulungise icebo naluphi na ulungiso. Awunakusebenzisa iForm 1040-X ukulungisa impazamo yezibalo esele ibanjwa kwaye ibekwe. Ukulungisa kungenxa yotshintsho olungenakuziwa, njengotshintsho olulahlekileyo, utshintsho oluxhomekeke kuxhomekeko, okanye olunye uhlobo lwephepha.

Yintoni Enokudityaniswa?

Phantse yonke into ebuyayo yakho ingatshintshwa, kuquka:

  • Ubume bokuzimela (umz., ukusuka kwenye ukuya kwenye intloko yendlu, okanye ukusuka kwisahlulo esitshatileyo ukuya kutsho kwisakhelo esidityanisiweyo esidityanisiweyo)
  • Ingeniso (W-2 umvuzo, 1099-NEC, inzuzo yekomkhulu, njalo njalo).
  • Ama-Adjustment kwingeniso (iminikelo ye-IRA, inzala yomfundi, i-antimony ehlawulwayo, njl.njl.)
  • Iingcebiso (iincopho ezicacisiweyo endaweni yemigangatho, okanye eziphenduliweyo)
  • Ityala lerhafu yeNkxaso yeNkcubeko yeNtshona Koloni.
  • [[UMTL:0] Izahlulelo[[UMTL] (udibanisa okanye ukususa ugcino, ulungisa inani lokhuseleko loluntu)

Noko ke, ezinye iinguqu zifuna ingqalelo eyongezelelweyo. Umzekelo, ukuba utshintsha ifashoni yakho ukusuka ekufakeni ishefu yomtshato ngokwahlukeneyo ukuya kutsho kumaqabane omabini kufuneka asayine i-antement. Kwakhona, amanye amatyala, njenge-Inters eGaarited Incoping, anemithetho ekhethekileyo xa ubhala ukusuka kumgangatho osezantsi ukuya kumlinganiselo ophezulu.

Izizathu Eziqhelekileyo Zokubuyisela Ubuya Okuthe Tye

Nangona unokuzilungisa naziphi na iimpazamo, ezi zizathu zidla ngokuquka ezi meko zilandelayo.

Ukuphoswa okanye Ukujongwa

Ukuba ufumene iW-2 elungisiweyo okanye ngasekupheleni kwe 1099 emva kokuqokelela, kufuneka uxele ukuba ingeniso incinci. Nokuba ingeniso incinci, ingashiya i-IRS ingqwalasela. Ngokufanayo, ukuba uqaphele ukuba uthe wachaza ingeniso eninzi kakhulu (umzekelo, uquka 1099 eyathi yaphucwa kamva), ukukhulula kunganciphisa irhafu yakho.

2. Ubume bokungalungisi

Ukukhetha imeko yokulayishwa okungalunganga yimpazamo esoloko ikho. Umzekelo, umzali omnye ofanelekela ukuba yintloko yekhaya angakhangela ngempazamo “oyedwa” kwaye aphoswe kwixabiso eliphantsi lerhafu kunye nexabiso elithe kratya. Ngokuchaseneyo, maxa wambi izibini ezitshatileyo zihamba ngokwahlukeneyo xa zidibana ziza kuzigcina zifuna imali. Iziphengululo zikuvumela ukuba ukhethe imeko engcono kakhulu. Kodwa phawula ukuba ungatshintsha kuphela umahluko ekutshateni ngokudityani kunye, hayi ngokubuya umva, emva komhla ofanelekileyo.

3. Iingcebiso eziphosiweyo okanye amatyala

Umthetho werhafu uninzi, kwaye kulula ukungazihoyi iimali ezithenjiswayo ezifana netyala lomgcini-mali, intengo yabafundi, okanye ukuncitshiswa kwerhafu karhulumente neyasekuhlaleni. Ukuhlaziywa kwerhafu kudla ngokunika inzuzo enkulu kunexabiso elifanelekileyo elihlawulwayo, ingakumbi kumnini-khaya onenzala yendlu. Ukuba uthe wathabatha uhlawulo oluqhelekileyo kodwa wabeka izinto ezithile, unokuba neminyaka emithathu ukuze ungazibhatala.

4. Iinguqulelo Kubantu Abaxhomekeke Kubantu Abangekhoyo

Mhlawumbi uthi umntwana othe watyholwa ngomnye umzali ongenamthetho osebenzayo wokwaphula iqhina, okanye uhlulekile ukuba umzali osele ekhulile uyamxhasa. Ukulungisa iinkonzo zomntu oxhomekeke kuye kungachaphazela iityala ezininzi kunye nemeko yefashoni yentloko yendlu.

5. Kufuneka uxele ilahleko yenethwekhi (NOL)

Abanini bamashishini kunye nabanye abasebenzi banokuba nelahleko yomsebenzi womnatha onokuthi uthunyelwe emva kwiminyaka engaphambili, ubangele i-refounded. Oku kufuna ukuqokelelwa konyaka wokuthwala i-Form 1040-X.

Ufanele ubuye nini ubuye?

Ukulungisa intengiso akusoloko kuyimfuneko. I-IRS izakuzilungisa ngokuzenzekelayo iimpazamo zezibalo ezilula ithumele isaziso solungiso. Kwakhona, ukuba usuka nje ulibale ukuquka uhlobo olungatshintshiyo irhafu yakho (njengenkcazelo 1099 kwinzala engahlawulwayo), akufuni kupheliswa. Okokugqiba, ukuba impazamo iphumela kwi-frest condrest, ungagqiba ukuba umgudu awuyifanele. Noko ke, ukuba unetyala lerhafu eyongeziweyo, kufuneka usoloko usenza intlukwano nogwebo.

Inyathelo- Ngenyathelo Isikhokelo Kujijeko Lwefomu 1040-X

Ukulungisa iinguqu zibandakanya okungaphezulu kunokuthumela nje iphetshana kwi-IRS. Landela la manyathelo ngocoselelo ukuqinisekisa ukuba i-IRS ilungisa indlela yakho elungeleleneyo.

Inyathelo 1: Hlanganisa Amaxwebhu Angaphambili Abuyela Kuwo Nawaxhasayo

Uzakufuna ikopi yembuyekezo yerhafu yantlandlolo oyibeke kwibhodi, kwakunye nawo nawaphi na amaxwebhu amatsha okanye alungisiweyo (W-2, 1099, iirisithi, ii-isithis zentengiso, njl. njl.). I I-IRS incomela ukuba ungafaki fayile inguquko de emva kokuba ufumene i-frend yakho yokuqala (ukuba ikhona) ukunqanda ukudideka.

Inyathelo 2: Fumana kwaye ugqibelele kwifomu 1040-X

Layisha ezantsi Form 1040- X kwi website ye IRS ([[FLT: 2]] IMIFANEKISO 1040- X[[FLT: 3])). Le ndlela ineenkumbo ezintathu:

  • [[UMhlathi:0] Umhlathi A: Amanani axelwe ekuqaleni ngokubuya kwakho.
  • [[UMhlathi: 0] Umhlathi B: Umnatha wanda okanye wancipha kumba ngamnye womgca.
  • [[UMhlathi:0] Umhlathi C: Amanani alungisiweyo.

Kufuneka ubhale ingcaciso kwicandelo III yendlela echaza isizathu sokuba uthenge. Qinisa kwaye ucacise ngokufutshane (umzekelo, “Ndifumene iW-2 elungisiweyo emva kokubhala, ibonisa ii $2,000 ezingaphezulu kumvuzo.” I-IRS isebenzisa lengcaciso ukuqonda iinguqulelo zakho.

Inyathelo 3: Qhoboshela Iidrafti zokuxhasa kunye neentlobo

Ukuba utshintsho lwakho luchaphazela incopho okanye ityala, dibanisa ucwangciso olululo okanye uhlobo olufanele ukuba lugcinwe ekuqaleni. Umzekelo, ukuba utshintshela kumgangatho ukuya kwincopho zexabiso, dibanisa iShedyuli A ngenani elilungisiweyo. Ukuba ulungisa iziphumo zekomkhulu, dibanisa iShedyuli D. Musa ukubhala nje “Jonga idityanisiwe"."" i-IRS ifuna ezona fomu.

Inyathelo lesi - 4: Bala Irhafu Echanileyo Nobhatala Okanye Unyuswa

Ilayini 18 kwifomu 1040-X ibonisa utshintsho lomnatha kwirhafu. Ukuba utyala irhafu eyongezelelekileyo, kufuneka uyihlawule ngokulungisa ukumisa inzala ukusuka kwintlawulo. Ungahlawula nge-electal usebenzisa i-IRS Nct okanye ngokukhangela iposi ngohlobo. Ukuba iziphumo zokulungisa zizakukhutshwa emva kokulungisa (*), kodwa qonda ukuba ii-rensings ukusuka kwi-accruments zinokulibaziseka ukuba igalelo lokuqala lisekhona.

Inyathelo 5: Yima Iposi Uhlaziyo Lwakho (Iphepha Kuphela)

Njengomthetho wangoku werhafu, imbuyekezo nganye elungisiweyo kufuneka ifakwe ephepheni. I-filiji yeFomu 1040-X ikhona kuphela kwiimeko ezithile (umz., xa ukubuya kokuqala kufakwe ngombane kwaye isiqinisekiso singesizathu esikhethekileyo). Khangela imiyalelo kwi webhsayithi ye IRS. Masishiyele ifomu kwidilesi edweliswe kwimiyalelo yemeko yakho. Ukuba uphinde uhlawule irhafu karhulumente, kufuneka ulungiselele umva wesicwangciso sombuso owahlukileyo kweso ```ifomu' engagcinwanga melo lomthetho- melo.

Inyathelo 6: Hlola Umgaqo - siseko Ohlaziyiweyo

Ungazifumana ujongisiso lobunjani bakho bokubuya usebenzisa isixhobo se IRS kwi Internet “ Luphi ubuyelo Lwam Olucetyiweyo?”. Ukuqhubekekisa kuthatha iiveki ezisibhozo ukuya kwezili-12, kodwa ngexesha lencopho ithatha iiveki ezili-16. Ungayibizi i-IRS ngaphandle kokuba ibinde kwixesha elilindelekileyo lokuqhubekeka.

Imilinganiselo Ebalulekileyo Yabafileyo Nemithetho Engasikelwanga Mda

Ngokuqhelekileyo uneminyaka emithathu ukusuka kumhla owafaka ngawo ubuyelo lwakho lokuqala (okanye iminyaka emibini ukusuka ngomhla owahlawula ngawo irhafu, nokuba yiyiphi kamva) ukudibanisa intengiso efuna i-frend. Ukuba ubeke intengiso kusemgceni, iwindow yeminyaka emithathu iqala kumhla wokuqala (ngoAprili 15). Umzekelo, ukuba ubeke i 20222 ubuyela ngoMatshi 15, 2023, ummiselo wokuyibuyisela kwi-asethi ye-exfrend ngu April 15, 2026. Ukuba ufanele ubeke irhafuthe, i-IR ingayichaza iminyaka emithathu emva kokugcinwa kwerhafu, kodwa iya kunyuswa nanganikwa naliphi na ixesha emva kokuba ufumene ityala, nangona ujongene iminyaka emithathu emva kokuba unyanze unikezele.

Imithetho ekhethekileyo isebenza kwityala elithile kunye neengxaki. Xa ulahlekelwa yi-net yokusebenza, unokuba neminyaka emihlanu ungayibuyisela ilahleko. Kwakhona, ukuba uthengwa lityala elibi okanye ukhuseleko olungento yanto, ixesha elimisiweyo lingandiswa.

Imiphumo Enokwenzeka Emva Kokubuya Okulungeleyo

Revonged

Ukuba utshintsho lwakho lubonisa ityala elisezantsi lerhafu, i-IRS izakubuyisela ukuhlawulwa namanqaku kunye nenzala (iqokelelwe yonke imihla). Inzala yesantya iyahluka ngokwekota. Ungakhetha ukuba nemali efakwe ngqo kwi-akhawunti yakho yebhanki okanye ithunyelwe njenge-exaki yephepha.

2. Irhafu eyongeziweyo ifanele

Ukuba utyala irhafu engaphezulu, kufuneka uhlawule umlinganiselo ngomhla ofanelekileyo wohlaziyo ukuphelisa inzala. I-IRS iza kuthumela ityala ukuba awuyihlawuleli ityala. Inzala nezohlwayo zingasetyenziswa kumhla wokuqala ofunekayo wokubuya, ngoko ke ukuhlawula ngokukhawuleza kububulumko. Ukuba awukwazi ukuhlawula ngokupheleleyo, ungacela icebo lokuhlawula.

3. Akukho Nguqulelo Okanye Kukungavunyelwa

I-IRS ingahlola utshintsho lwakho kwaye ifumanise ukuba utshintsho alusebenzi okanye akukho lutshintsho lufunekayo. Umzekelo, ukuba uthe thaca ulwelo oluthe vetshe ngaphandle koxwebhu olwaneleyo, i-IRS ingalwamkela. Kulo mzekelo, ukubuya kwakho kokuqala. Unelungelo lokubhenela kwisigqibo.

Umngcipheko wophicotho-zincwadi

Ukulungisa akukhange kubangele uphicotho-zincwadi ngokuzenzekelayo, kodwa kutsalel ’ ingqalelo kwibuya lakho. Ukuba utshintsho lwakho lubandakanya iinguqu ezinkulu okanye iincopho ezithandabuzekayo, i-IRS ingakuhlola ngokusondele ngakumbi ukubuya kwakho. Kungoko kubalulekile ukuba ube noxwebhu oluqinileyo ngalo naluphi na utshintsho olufunayo.

Iimpazamo Eziqhelekileyo Omele Uziphephe Xa Uzikhohlisa

  • Ukusebenzisa uhlobo olungalunganga: Ungafaki ubuyelo olutsha loqobo olupheleleyo ngo `“Amenter” ebhalwe phezulu. I-IRS izakulahla. Sebenzisa Ifomu 1040-X kubantu ngabanye.
  • Aluchazi inguqulelo: Ingcaciso engacacanga efana “ingeniso ehlawulwayo” ingenza ukuba ulibaziseko. Yiba noluphawu:“ Umvuzo ohlawulwayo ukusuka ku $500,000 ukuya ku $555,000 ngenxa ye-W-2 ukusuka ku-XYZ Corp.”
  • [[UMTL: 0] Amaxwebhu axhasayo: Qhoboshela kuphela iifomu kunye neenkqubo ezitshintshileyo. Musa ukuthumela ubuyelo lonke kwakhona.
  • [[FLT: 0] imeko yesiphelo ibuyisela: Ukuba umende wezwe lonke, phantse usoloko ufuna ukulungisa ubuyelo lombuso wakho ngokwahlukileyo. imithetho yerhafu yemeko izakuhluka.
  • [[FLT: 0] Ukubuya umva kakhulu: Linda de ufumene irefu yakho yokuqala (ukuba ikhona) kwaye de i IRS iguqule ubuyelo lwakho lokuqala. Ukulungisa isiphelo phambi kokuba iguqulelwe ngokupheleleyo kungenza udideko.
  • I-IRS ayiyi kulungisa ngokuzenzekelayo iimpazamo ezininzi. Kufuneka ulungise i I-IFLT.

Ukuqwalaselwa Ngokukhethekileyo Kweeshishini Neemeko Ezintsonkothileyo

Ukubuya kweSibonelelo esiManyeneyo

Amaqumrhu amashishini asebenzisa iindlela ezahlukeneyo. Iinkampani zeshishini zisebenzisa utshintsho kuba utshintsho oluphuma kwintlawulo. umkhosi weqela usetyenziswa nge-, kumashishini, iFm 1120-S. Ezi zimo zinemiboniso efanayo yesithathu kodwa eyongezelelekileyo yeemeko zee-akhawunti zezicaka. Ishishini le-'FLT' linokuba luntsoko kuba utshintsho oluphumayo kwilahleko esebenzayo okanye ukuthwala ii-mali kufuneka luthwale ucwangciso lwe-FLTS xa kukhangelwa.

Iminyaka Emininzi Engapheliyo

Maxa wambi utshintsho komnye unyaka luchaphazela omnye unyaka (njengoko umzekelo, xa ingeniso ingachazwanga kakuhle phakathi kweminyaka emibini yerhafu. Kulo mzekelo, kufuneka ulungise iminyaka yomibini, uchaze ulwalamano. Ifayile yodwa unyaka ngamnye ilungiswa ngokwahlukileyo.

Ukuhlawulela Umhlawula Irhafu Onganelisekanga

Ukuba ungusocalulo okanye ummeli wobuqu wefa, unga hlela ubuyelo olulungisiweyo lomhlawula irhafu ofileyo usebenzisa Ifomu 1040-X, uyiphawula “njengebuya elingunxantathu” kwaye kuquka ingxelo yegunya lakho.

Uqukumbela: Hlala Ukulungele Ukukhonza Nokuzithemba

Ukulungisa irhafu kuyindlela ecacileyo xa ulandela imithetho. Undoqo kukuthatha inyathelo elilula, ukusebenzisa ifomu elungileyo, ukunikeza iinkcazelo ezicacileyo, nokugcina iirekhodi ezipheleleyo. Ukuba ulungisa uphakamiso olulula okanye ubiza intengiso eninzi, ukuqokelela intengiso kuzisa ityala lakho lerhafu elilungelelaniswa nenyaniso. Iimeko ezinzima. "ezinje ngokutshintsha iminyaka emininzi, amaqela eshishini, okanye ityala elinemithetho ekhethekileyo, [“ityala elingumthetho okhethekileyo," lihlawula ukubuza kumphathi werhafuthe [ ugqirha obalulekileyo werhafuthe [ okanye [[FLT:] i-' eqinisekileyo [iindlela yokufundisa, kwaye uyakwazi ukunikezela ngentenxaso-thelo.[FLT]. [FLT] [FFFF]] [FT:3]]