Ukuqonda Inkqubo Yomthetho Wamakhaya Nemigaqo Yayo Esemthethweni

Inkqubo yomthetho yamakhaya eUnited States lisebe lomthetho elisingatha iimbambano zangasese phakathi kwabantu, amashishini, okanye amanye amaqumrhu. Ngokungafaniyo nomthetho wolwaphulo-mthetho, apho urhulumente emangalela umntu ngokophula umthetho, umthetho wasekuhlaleni ugxininisa ekucombululeni ukungavisisani nokunika unyango---------effectal okanye ukuhlawula intsebenziswano yemali okanye i---ukusebenza kweqela elonzakeleyo. Ukuqonda indlela le nkqubo esebenza ngayo linyathelo lokuqala elibalulekileyo ngaphambi kokuba wenze nasiphi na isenzo.

Amatyala amakhaya anokuvela kwiimeko ezininzi: isivumelwano esophukileyo, ingozi yemoto, imfazwe yengingqi, impikiswano yepropati, okanye umbandela wentsapho onjengoqhawulo-mtshato okanye ugcino-mthetho lwabantwana. Inkqubo ilawulwa yimithetho yenkqubo yamakhaya eyahluka-hlukeneyo ngegunya (umgaqo okanye urhulumente), kunye nomthetho osezantsi ochaza amalungelo nezibophelelo. Ukuqiqa ezisisiseko kukunceda ufikelele imeko yakho ngolindelo olufanelekileyo kunye nolufanelekileyo.

Imvelaphi enegunya kwindlela yenkundla yase-U.S., tyelela i-ofisi yolawulo ye-U.S.[FLT: 1].

Inyathelo 1: Yazi Imbambano Engokwasemthethweni Ngokuchasene Nengozi

Phambi kokuba usebenzise nayiphina inkqubo, kufuneka wazi kakuhle ukuba luhlobo luni lwengxaki ojamelana nayo. Qala ngokubhala phantsi izibakala: ukuba ngubani obandakanyekileyo, yintoni eyenzekayo, xa isenzeka, kwaye yintoni isiphumo oyifunayo. Ngoko gqiba ukuba impikiswano yakho iphantsi komthetho welizwe. Umzekelo, ukuba ummelwane akavumi ukubuyisela i-moner obolekiweyo, yimpikiswano yamakhaya (i-replevin okanye i- inguqulelo), hayi ukuba umbaleki (ngaphandle kokuba ummelwane uyayenza).

Iindidi Eziqhelekileyo Zeengxabano Zamakhaya

  • [[NKQUBO:0] Impikiswano: Isivumelwano esibhaliweyo okanye esidluliselwa ngomlomo (umz., ikontraka iyasilela ukugqiba umsebenzi phezu kwayo nayiphi na intlawulo).
  • [[UMTL:0] Impikiswano engokwahlukileyo: ukungavisisani okungagqibekanga, izingxube-ngxengxezo, ungquzulwano lwendawo, okanye ukuthengiswa kwezindlu zengingqi kuphosakele.
  • Umthetho wosapho wemicimbi: uqhawulo-mtshato, ukugcinwa kwabantwana, ukuxhasa umntwana, ukukhulisa umntwana, okanye ugonyamelo lwasekhaya.
  • [[UMTL:0] intengo yeTort: ukonakala komntu, ukunyenyisa, ukungakhathali, okanye ukwenzakala ngempazamo (umz., ukutyibilika nokufaka evenkileni).
  • [[UMTL:0] Ukhuseleko lwekontente: ubuqhetseba, ukuqokelelwa kwamatyala, okanye ukwaphulwa kwengxelo yetyala.

Udidi ngalunye lunemiqathango yalo elinganiselweyo, kwaye lunexesha lokufaka ityala. Ukungaqiniseki kwexesha okumiselwe ngalo kunokwenza ukuba ungabi nanto yakwenza ngokusisigxina, ngoko phawula naliphi na ixesha elimisiweyo.

Inyathelo 2: Qokelela Inkcazelo Nobungqina Obusebenzisekayo

Ubungqina busisiseko salo naliphi na ityala loluntu. Iqela elinomthwalo wobungqina ``idla ngokuba line-alltiff''' kufuneka libonise ukuqwalasela kobungqina [ (ngaphezulu kwama-50%) ukuba uhlobo lweziganeko ziyinyaniso. Ukuhlanganiswa kwamaxwebhu, iifoto, ii-imeyili, imiyalezo yokubhaliweyo, ii-indidi, ii-igisithi, ii-'sc, kunye nolwazi lwamangqina luchanile.

Oko Umele Ukuqokelele

  • [[UMTL: 0] Izivumelwano ze-Written: istyikityo ezityikityweyo, oonobumba benjongo, ii-asethi zenkonzo.
  • Correspondence: Imisonto ye-imeyili, oonobumba, kunye nemfonomfono erekhodayo (ukuba isemthethweni kwimeko yakho).
  • Iingxelo zemali: Ii-Inivs, iingxelo zebhanki, ii-checks ezirhoxisiweyo, ii-lisithi ezihlawulwayo.
  • iifoto okanye iividiyo: Umonakalo kwimpahla, kwizinto eziyingozi, imveliso enesiphene.
  • Inkcazelo yamaNgqina: Amagama, amanani omnxeba, kunye nokushwankathela okufutshane koko ingqina ngalinye lakuphawulayo.

Abantu abaninzi balahlekelwa yimeko abakhange bafumane bungqina kodwa ngenxa yokuba bengenakukwazi ukuvelisa into ngendlela elungeleleneyo.

Inyathelo 3: Funa Icebiso Elisemthethweni Elicokisekileyo

Ngelixesha ezinye izinto ezincinci nezilula zinokusingathwa ipro se (ngaphandle kwegqwetha), iingxwabangxwaba zamakhaya ezininzi zingenelwa kukhokelo lobugcisa. Ii-attorney ziyayiqonda imithetho yeproceded, imigangatho ecacileyo, kunye neendlela zokuthetha eziphoswa ngabantu abaqhelekileyo. Igqwetha elilungileyo lizakukunika uhlolo olunyanisekileyo lwamandla nobuthathaka, uludwe lwelahleko okanye amayeza, kunye nexabiso lokusetyenziswa kwemali.

Indlela Yokufumana Ummeli Ofanelekileyo

  • Cela abahlobo, intsapho okanye iingcali zakho ukuba zikuxelele ukuba uyamthemba (umz.
  • Sebenzisa unxulumano lwe-bar yonxulumano, olusoloko lunika uhlolo lokuqala oluphantsi.
  • Khangela oovimba beefayili kwilayini efana uMarindale-Habbell ukwenzela uhlolo lontanga nembali yoqeqesho.
  • Udliwano-ndlebe nabathathi-nxaxheba abathathu abaza kubuza ngamava abo ngemeko ezifanayo, izakhiwo zomrhumo (iiyure ezithelekelelwayo) kunye nomlinganiselo wexesha.

Ukuba awunamali yokufumana igqwetha, jonga kwimibutho yoncedo esemthethweni kummandla wakho okanye kwikliniki yesikolo enikela iinkonzo zamahhala okanye ezincinane.

Inyathelo lesi - 4: Cinga Ngenye Indlela Yokuzilungisa Ngaphambi Kokuthetha

Ukuya enkundleni kubiza imali, ukuthatha ixesha, nokudinwa ngokweemvakalelo. Iimpikiswano ezininzi zingaconjululwa ngako izisombululo zempikiswano ezichaseneyo (ADR) iindlela ezifana nesixhobo sokukhupha ulwazi, ulwahlulo, okanye umthetho osebenzisanayo. I-ADR isoloko ikhawuleza, ithatha kancinci, ithatha kancinci, kwaye inika adversarial", inika omabini amaqela ulawulo olungaphaya kwesiphumo.

Isicwangciso

Kwimibutho yamajelo eendaba, iqela lesithathu (umlamleli) elingoondilele linceda abantu banxibelelane kwaye linceda amatheko afikelele kwisivumelwano sokuzithandela. Umlamli akagqibi ngetyala; nawe uyaligqiba. imicimbi yezopolitiko liyimfihlo kwaye isenokusetyenziswa nasemva kokuba ityala libekwe. Iinkundla ezininzi zifuna ukuchotshelwa kwetyala ngaphambi kokuchotshelwa kwetyala.

Ushenxiso

Ufakelo lusemthethweni kakhulu: amaqela anikela ubungqina kumququzeleli (okanye iqela) okhupha isigqibo sokubophelela okanye sokungabopheleli. Izivumelwano ezininzi ziquka izivakalisi ezinyanzelekileyo zokwahlula-hlula, okuthetha ukuba ulihluthise ilungelo lakho lokumangalela enkundleni. Qiniseka ukuba ufunda ushicilelo oluhle.

Iingenelo ZeADR

  • [[UMTL:0] Isiphumo: Iphepha iindleko zamagqwetha zomsebenzi omkhulu wokufumana nokuvavanya.
  • Ubungakanani obuphindwe kancinane: ukulungisa kusenokuba nokucwangciswa kwiiveki kuneenyanga okanye iminyaka.
  • Inkqubo yokuzithethelela: ngokungafaniyo neengxelo zenkundla, Ityala le ADR liyimfihlo.
  • [[UMTL:0] Igcina ulwalamano:[ Luncinci ulwahlulo kuneziqu ezincinci, olubaluleke ngakumbi kwimpikiswano yentsapho okanye yeshishini.

Ukuba i-ADR ayiphumelelanga, usenako ukwenza uxwebhu olusemthethweni qha kodwa uza kungena kuyo ngolwazi olungcono kwaye mhlawumbi neseti enciphileyo yemiba.

Inyathelo 5: Ukubhala Umthetho Ofanelekileyo – Ukuphelisa Ingcinga

Ukuba incoko kunye ne ADR ayikhokeleli kwisiphumo esanelisayo, inyathelo elilandelayo kukuqalisa inyathelo elisemthethweni. Oku ukwenza ngokufaka [[FLT: 0] complast (ekwabizwa isibongozo okanye isibhengezo) ngenkundla efanelekileyo. Isikhalazo kufuneka simisele imigaqo elawulayo, sahlule amaqela, sinike izityholo ezichanekileyo, kwaye dwelise izimvo ezisemthethweni (izizathu zesenzo) kunye noncedo olufunayo (ilahleko, umyalelo, umgwebo, ulawulo lobucala, njalo njalo.).

Amalungu Angundoqo Engcinga

  • Juristition: Inkundla kufuneka ibe negunya kumbandela wento (umz., inkundla yequmrhu lolawulo oluhlukeneyo okanye amatyala abandakanya umthetho wesizwe) kunye negunya lobuqu kummangalelwa.
  • Iipartyudi ezicacileyo ` thiya igama le-cattiff (s) nommangalelwa. Ukuba ishishini libandakanye iquke iqumrhu elifanelekileyo elisemthethweni (umz., “ABC Corp.” hayi“ inkampani”.
  • [[UMTL:0] Amatyala: Ithelisa ibali elidityanisiweyo kwimihlathi edweliswe ngamanani. Phepha iziphelo ezisemthethweni; qwalasela koko kwenzekileyo.
  • [[UMTL: 0] IiClaims zokukhululeka: Yazi unobangela ngamnye wesenzo (uqukuqelo lovumelwano, ubungakhathali, njl.njl.) kwaye chaza umonakalo okanye ezinye iingcaciso eziceliwe.
  • [[UMTL: 0] Ufako kunye noqinisekiso: Amanye amazwe afuna ukuba isikhalazo sivakaliswe okanye sityikitywe phantsi kwesohlwayo sobuxoki.

Emva kokuqokelela, kufuneka ulungiselele inkonzo yenkqubo", udlulisele ikopi yesikhalazo kunye nesicelo kummangalelwa. Oku kunika ummangalelwa isaziso esisemthethweni kunye nethuba lokuphendula ngexesha elibekiweyo (ngokuqhelekileyo iintsuku ezingama-21-30).

Inyathelo 6: Inkqubela Yokufumanisa – Inkcazelo Egocagocayo

Ukufunyaniswa kwale ngxelo kukwisigaba esisesikweni sangaphambi kovavanyo apho amacala omabini aqokelela ubungqina kumacala amabini nakumaqela amathathu. Kuyilelwe ukuthintela ukumangaliswa nokuxinana kwemiba ephikisanayo.

Iintlobo zezixhobo Zokufumanisa

  • Imibuzo ebhaliweyo emele iphendulwe liqela elichaseneyo phantsi kwesifungo.
  • [[UMTL:0] Izicelo zemveliso: Iimfuno zokuhlola nokukhuphela amaxwebhu, iirekhodi ze-elektroniki, okanye izinto eziphathekayo.
  • Imithetho:[[FLT:] Umbuzo womlomo weqela okanye wengqina, obhalwe ngumcholacholi-ndaba wenkundla. Ubungqina bokukhupha umthetho bungasetyenziswa ukushukuma kobungqina xa kuchotshelwa ityala okanye njengobungqina ukuba ubungqina abufumaneki.
  • [[UMTL:0] Izicelo zogunyaziso: iingxelo ezithi iqela eliphikisanayo limele livume okanye likhanye, linceda ukuseka izibakala ezingenakuphikwa.

Ukufunyaniswa kunemida. Iinkundla zinyanzelisa imithetho echasene nokukhathazwa, izicelo ezingaphaya komhlaba, okanye izinto ezixabisekileyo (umz., igqwetha-igcisa lonxibelelwano). Ukuba iqela aliphumeleli, ungafaka intshukumo yokunyanzelisa, kwaye inkundla isenokumisela izivumo.

Inyathelo 7: Ukuvavanywa - kuchazwa Kwetyala Lakho

Ukuba ityala alipheli ngexesha lokufunyaniswa okanye kwinkomfa yangaphambi kwenkundla, lisiwa kwityala. Iimvavanyo zingaba kukuvavanywa kwebheji (umgwebo ogqibe isigqibo) okanye amatyala abachopheli-tyala (ukugqiba izibakala, ukumisela umthetho). Le nkqubo ilandela ulungelelwaniso olucwangcisiweyo.

Iipolisa Zasekuthethweni Kwabemi Basekuhlaleni

  • Iingxelo ezivulayo: igqwetha ngalinye linika ushwankathelo olufutshane lobungqina eliza kubunikela. Oku asikokungqina ngokwalo, kodwa yimap.
  • Umba-woqobo: Amangqina onxulumano, unike imiqondiso, kwaye uzise ubungqina. Ummangalelwa anganqumla-i-examine nganye.
  • [[UMTL:0] Umba weDefentant: Emva kokuba ummangalelwa ehleli, ummangalelwa unika ubungqina kunye namangqina abo, ephantsi kokunqamleza igophe.
  • Impikiswano ezichazayo: Icala ngalinye lishwankathela ubungqina kwaye liphikisa isizathu sokuba ijaji okanye abachopheli-mthetho bafanele balawule bebaxhasa.
  • [[UMTL: 0] Imiyalelo egqithisileyo kunye nokuququzelela: Ijaji iyalela abachopheli-tyala kufuneka bawusebenzise umthetho. Abachopheli betyala bandule babuye baphumeze isigqibo. Kwityala lebhentshi, ijaji ikhupha umthetho obhaliweyo okanye odluliselwa ngomlomo.

Izilingo zinokuthabatha iiyure ezimbalwa (ezincinane) ukuya kwiiveki eziliqela (imali yentengiso edityanisiweyo).

Inyathelo lesi-8: Intshukumo yePost-imposiso nezibheno

Isigqibo asisoloko sisisiphelo. Iqela eliphulukana nento lingayifaka ifayile yentshukumo zasemva kovavanyo licela inkundla ukuba ibeke ecaleni okanye ilungise umgwebo. Iintshukumo eziqhelekileyo ziquka imvakalelo yomgwebo phezu kwayo nje isigqibo[ (iqikelelwa ukuba akukho bagwebi abafanelekileyo abanokufikelela kweso sigqibo) okanye imotion yovavanyo olutsha[[ (esekelwe kwimpazamo, ubungqina obusandul' ukufunyanwa, okanye ukungalungisi).

Inkqubo Yezibheno

Ukuba inyathelo lasemva kwetyala liyakhanyelwa, iqela eliphulukana nalo lingabhenela kwinkundla ephakamileyo. Isibheno asikokuququzelelwa kwakhona; kukuphinda kuhlolwe kwengxelo ebhaliweyo yetyala yezomthetho. Inkundla yetyala ingaqinisekisa, iphinde ibuye umva, okanye iphinde ifakwe (emva) ityala. Izibheno zinexesha elingqongqo (ngokufuthi iintsuku ezingama-30) kwaye zifuna ukubhalwa okufutshane okucaphula igunya elisemthethweni.

Ingcaciso eninzi yenkqubo yenembutho, bona [[FLT: 0] U.S. inkundla iphepha kwisicelo [[FLT: 1].

Amacebiso Asebenzisekayo Ekutyeleni Inyathelo Ngalinye

Hlola Izinto Ozilindeleyo Nezixabisayo

Ukuqamba ityala kubiza imali eninzi. Iindleko zokuhlawula ityala, iindleko zenkundla, iindleko zobungqina obunengcali, kunye neendleko zokufumanisa izinto zidityanisiwe zidityaniswe ngokukhawuleza. Kwanokuba uphumelele, ukuqokelela isigwebo kunokuba nzima ukuba ummangalelwa akanamali. Qwalasela ukuba ukubuyiselwa kufanelekile kusini na kuthethelela iindleko.

Bhala Yonke Into

Izivumelwano zebhalba azinakungqinwa. Naninina kunokwenzeka, qinisekisa ingxubusho ebalulekileyo kwi email okanye kwileta. Ukuba kufuneka uthembe kumnxeba, landela nge email yesishwankathelo: “Njengoko sithetha...” Oku kwenza irekhodi ebhaliweyo enokusetyenziswa njengobungqina okanye ukuhlaziya inkumbulo yakho.

Ukuqonda Indima Yenkundla Encinane

Kwiimpikiswano ezibandakanya iinkxwaleko ezincinane (ezidla ngokungaphantsi kwe $5 000 ukuya ku-R10 000, kuxhomekeke kurhulumente), inkundla encinane inika ukhetho olulula, oluphantsi. Akukho magqwetha afunekayo, kwaye imithetho yobungqina iyakhululeka. Iincutshe ezininzi ezizimelayo ziyaphumelela apho.

Yazi Ixesha Lokuba Uhlale

Ukubhexesha kukungcakaza. Kwanetyala elinamandla lingalahleka ngenxa yetyala elingenaluvelwano, inyathelo elingalunganga, okanye ubungqina obungalindelekanga. Ukuba elinye icala lenza icebo elifanelekileyo, licingisise ngokunzulu. Izivumelwano zokuzimisela zinokwenziwa ukucombulula impikiswano ngaphandle kokuvuma impazamo, kwaye zisoloko ziquka iziqwenga eziyimfihlo.

Ongezelelweyo Oovimba

  • Imithetho yeProjekthi yoluntu - Imvelaphi esemthethweni yendlela eziqhutywa ngayo iimeko zoluntu zorhulumente: ikhombindi.gov/imithetho-polics.
  • IsiKhokelo seMelika se Bar iKhokelo kwiKromethi yoLuntu – icebiso elisebenzayo kubagwebi abangengomthetho: i-americanbar. org.
  • Ukufumana uMthetho wesiBini weZiko – Inqaku kwimiba eqhelekileyo yamakhaya kunye nemithetho ecacileyo karhulumente: sfimplag.com.
  • Imanyano yesizwe yabaxhasi be Consumer – kwabo bajongene neempikiswano zasekuhlaleni ezinxulumene nothengiso: i-consoleradocate. org

Isiphelo

Ukunyanzelisa inkqubo yomthetho yamakhaya kulucelomngeni, kodwa kuyalawuleka xa uyiqhekeza ibe ngamanyathelo acacileyo, angundoqo. Ukufanisa ukuzibiza kwakho ngokuqokelela ubungqina, ukufuna icebiso lomthetho, ukuhlola i-ADR, ukuququzelela ityala, ukubandakanyeka ekufumaneni, ukuya kuvavanya, kwaye ukuba kuyimfuneko, isigaba ngasinye sifuna ingqwalasela enkcubeni kunye nohlolo olunyanisekileyo lwezinto zakho kunye nosukelo lwezisemgangathweni. Ngokulandela le ndlela yokuhlanganisa kunye nobuncwane obukhoyo, ungahamba ngenkqubo ngentembelo enkulu kwaye uphucule amathuba akho esigqibo esilungileyo. Ukuba ngaba usisigxinaso sokuqala okanye uthile oqhubana nombangophi nangoko, ulungiselele kunye nomonde ohlala unamandla.