Table of Contents

Iinkqubo zikarhulumente eziqulunqwe ngurhulumente zizinto ezibalulekileyo ezilungiselelwe ukunceda iimfuno ezahlukahlukeneyo zabemi kulo lonke elaseUnited States. Ezi nkqubo ziquka iinkonzo ezininzi eziquka ukunyamekela impilo yabo, imfundo, ukhuseleko lwentlalo, uncedo lwezindlu, izibonelelo zezithuthi, nezinye ezingakumbi. Ukuqonda indlela iinkqubo zikawonke-wonke ezisebenza ngayo, ezifanelekela zona, nendlela yokufikelela kuzo lulwazi olusisiseko olunika ummi ngamnye amandla okwenza izigqibo ezithelekeleleyo ngolwazi ngempilo yakhe, nokuthatha inxaxheba ngokunempumelelo ngakumbi kubomi bentlalo-ntle.

Nokuba ufuna uncedo ngexesha lengxaki yemali, ukhangele phambili kwimfundo yakho, uceba umhlala-phantsi, okanye ufuna nje ukuqonda indlela iinkonzo zakho zenkxaso yerhafu zoluntu, olu khokelo lubanzi luza kukunceda ulungelelanise ubume bemeko entsonkothileyo yeenkqubo zikawonke-wonke ezikhoyo kurhulumente, kurhulumente, nakumgangatho wasekuhlaleni.

Yintoni Iinkqubo Zikawonke - wonke?

Iinkqubo zikarhulumente ngamanyathelo, iiplani, okanye iinkonzo ezilungiselelwe ngamaqumrhu karhulumente ukuze kufunyanwe iimfuno ezithile zabemi kunye nabantu. Inkqubo karhulumente inika amalungu oluntu iinkonzo, uncedo, okanye iingenelo, njengeenzuzo zoKhuseleko lweNtlalo ezilawulwa yiNtlalo-ntle yoLuntu. Ezi nkqubo zixhaswa ngokuyintloko ngengeniso yerhafu kwaye zenzelwe ukusingatha ukungaphumeleli kwentengiso, ukukhuthaza uluntu, nokuqinisekisa ukuba iimfuno ezisisiseko zihlangatyelelwa bonke abemi.

Iinkqubo zinikelwa yimibutho eyahlukahlukeneyo kumgangatho karhulumente, karhulumente, wasekuhlaleni, nowabucala, zinceda ekulungiseleleni iintswelo ezisisiseko ezinjengokudla, ikhusi, imfundo, nokunyamekela impilo kubemi baseUnited States ngemfundo esisiseko neyemfundo ephakamileyo, ukuxhaswa kwemfundo ephakamileyo, ukungaqeshwa neinshorensi ekhubazekileyo, ukuxhaswa kwemali efunekayo yabasebenzi abaphantsi, inkxaso yezindlu, iSometal Nutrition Application Program, iimperances neenkqubo zeinshorensi ye-inshorensi.

Kwiindlela esiya kuzo kwizikolo, kwiinkonzo zongxamiseko ezisigcina sikhuselekile kwiinkqubo ezisixhasayo xa singasebenzi okanye sisathatha umhlala - phantsi, iinkqubo zikawonke - wonke zisisiseko sesiseko sentlalo - ntle yethu.

Umahluko Phakathi Kweziphakamiso Zorhulumente Neenkqubo

Amaqumrhu karhulumente ngamaziko olawulo karhulumente alungiselelwe ukumisela umthetho nokufeza imisebenzi karhulumente, ngokufuthi ajongene nolawulo lwecandelo elithile okanye imimandla ethile yoluntu. Ngokwahlukileyo koko, iinkqubo zikarhulumente zinyathelo lokuqala, izicwangciso, okanye iinkonzo ezinikezelwa ngurhulumente ukuzalisekisa iimfuno ezikhethekileyo zabemi bawo, ezisuka kwiinzuzo zokhuseleko loluntu, iinkonzo zezempilo, uncedo lokutya, izibonelelo zemfundo, nabanye, kwaye zinokunikezelwa ngokuthe ngqo okanye ngokungangqalanga ngamaziko karhulumente.

Iintlobo ezikhuthazayo zeeNkqubo zikawonke-wonke

Iinkqubo zikawonke-wonke zingabekwa kwicandelo elahlukeneyo elisekelwe kwinjongo yazo eziphambili nakwimibutho yabemi abayisebenzelayo. Ukuqonda ezi candelo kunceda abemi bakwazi ukuchaza ukuba ziziphi iinkqubo ezinokuthanani neemeko neemfuno zabo.

Iinkqubo zeNtlalo-ntle noNcedo

Zimbini iintlobo eziphambili zeenkqubo zoncedo lukarhulumente: iinkqubo zoluntu kunye neenkqubo ze-inshorensi zoluntu, ezineengenelo ezifunyenwe kwiinkqubo zoluntu zoluntu oluhlala abantu ezidla ngokusekelwe kwiinkqubo zobuntlalo-ntle zomvuzo ezisekelwe kwimiqathango ephantsi yengeniso engqinelana nokungafikeleleki. EUnited States, iinkqubo zentlalo-ntle yorhulumente neyorhulumente ziquka uncedo lwemali, i-inshorensi yempilo, uncedo lokutya, inkxaso-mali yezindlu, amandla, inkxaso-mali kunye nenkxaso-mali eluncedo, kunye noncedo lokhuseleko lwabantwana.

Ukhuseleko loluntu, iMedicare, iMedicaid, kunye neNkqubo yaBantwana yeInshorensi yezempilo zinkqubo eziphambili zentlalo. Ezi nkqubo zesiseko zinceda izigidi zamaMelika kwaye zimela ezinye zeenkcitho ezinkulu kuqingqo-mali lwamaqumrhu.

Iinkqubo zoncedo lwemali

Inkqubo yeTANF, eyaziwa ngokuba yintlalo-ntle, inika iintsapho ezifumana imali ephantsi ezinabantwana abanoncedo lwemali yexeshana kunye neenkonzo zesisa, ezinikezelwa kumgangatho wenkxaso karhulumente ngeenkonzo ezahlukileyo kodwa ezinokuthi ziquke uqeqesho lomsebenzi, uncedo lomsebenzi kunye noncedo lokunyamekela abantwana.

Inkqubo yoKhuseleko eyongezelelweyo (SSI) inika imali kubantu abadala abafumana imali ephantsi, nabantu abadala kunye nabantwana abaneziphene, ukunceda abalupheleyo, iimfama nabakhubazekileyo bathenge ukutya, impahla kunye nekhusi.

Iinkqubo zoncedo lokutya

ISebe lezolimo (USDA) lase-U.S. liqhuba inkqubo yeSNAP enika abantu abafumana ukutya okuncinane kunye neentsapho. Yifumanele ukutya okunesondlo nge-SNAP (izitembu zokutya), i-WiC kumabhinqa, iintsana, nabantwana, kunye noncedo lokutya olungxamisekileyo.

Inkqubo yeWIC ngokukhethekileyo ijolise kubemi abachaphazelekayo. IWIC ngoku isebenza ngaphezu kwezigidi ezisibhozo zamabhinqa akhulelweyo nasemva kwepartium, iintsana nabantwana e-US, kwaye ukuze intsapho ibe nenxaxheba imele ifumane umvuzo ongaphezulu kwe-185% womgangatho wobuhlwempu obumanyeneyo kwaye isesichengeni sokungondleka.

Iinkqubo zonyango

Unyango lumele olunye lweentlobo ezibalulekileyo zeenkqubo zikawonke wonke, ukuqinisekisa ukuba amaMerika ayakwazi ukufumana iinkonzo zezonyango kungakhathaliseki ukuba imeko yawo yemali injani.

UMdicaid yinkqubo ye-inshorensi yempilo kawonke-wonke yabantu abangenayo kunye neentsapho, elawulwa ziZiko leeNkonzo zeMedicaid kunye neMedicare (CMS), icandelo leSebe lezempilo nezoluntu lase-U.S., ukubonelela ngempilo yabantu abadala ngesisa nangeendleko eziphantsi, kubantwana, kumabhinqa akhulelweyo, kubadala, nakubantu abaneziphene.

IMedicare yinkqubo yokunyamekela impilo karhulumente enika i-inshorensi kubantu abangama-65 nabakhulileyo kunye nabantu abathile abancinane abaneziphene. Le nkqubo isebenza njengeinshorensi yempilo ephambili kwizigidi zabemi abakhulileyo kwaye iye yaba lisiseko lemigaqo-nkqubo yentlalo yaseMerika ukususela ekumisweni kwayo.

Iinkqubo zoncedo lwezindlu

Izindlu eziqinileyo zibalulekile kwintlalo-ntle yentsapho, kwaye kukho iinkqubo eziliqela zikawonke-wonke zokunceda iintsapho ezifumana imali encinane ezinezindlu ezikhuselekileyo nezaneleyo.

Inkxaso yezindlu inceda iintsapho ezifumana imali ephantsi, abakhulileyo, nabantu abaneziphene bangena kwindlu yokuqesha efikelelekayo yabucala okanye eyobugocigoci bukarhulumente, neNkqubo yokuKhetha iHome Voucher inika isiqinisekiso sokuqesha amaqela avunyiweyo, kwaye abaxhasi abancinci abavumela ukuba bangahlawuli ngaphezu kwama-30 ekhulwini engeniso yabo.

Ngaphambili olu cwangciso lubizwa ngokuba yiCandelo 8, olu cwangciso lunciphisa iindleko zokuqesha izinto zabucala kwiintsapho ezifumana imali encinane kakhulu, kuquka nabantu abakhulileyo okanye abaneziphene, urhulumente ehlawula inxalenye yendleko yerente ngokuthe ngqo kumninimzi, kunye nabaqeshi bendlu behlawula umahluko, yaye abaxhasi bezindlu baxhaswa ngurhulumente kodwa banikelwa ngamasebe asekuhlaleni asekuhlaleni ezindlu (PHA).

Iinkqubo zoqeqesho nezoqeqesho

Iinkqubo zemfundo ziqala zisezincinane zisiya kwimfundo ephakamileyo yaye zivelisa umsebenzi, nto leyo ethetha ukuba ikomkhulu labantu liza kuba nemali eninzi.

Urhulumente ungenisa imfundo ngokubonelela ngokungqalileyo ngokujoliswe kwingeniso efunyenweyo nangaphandle kwemibutho engenisa ingeniso kunye namaziko emfundo ukusungula amathuba okufunda nokuphucula umgangatho wemfundo.

Ukunikwa kweenkqubo ezinjengemfundo, ezonyango, ezobume nobugcisa kuya kwanda ngowama - 2026, yaye imfundo entsha ilindele ukuxhasa abafundi namaziko, igxininise kwimfundo yezobugcisa nakukulungela ukusebenza.

Kubafundi ngabanye, uPell Grants umela umthombo oyintloko woncedo lwemali. gqibezela Isicelo Samahala Somfundi Wodidi IAid (FAFSA), esimisela ngokuzenzekelayo ukuba uPell Grants kunye nayo nayiphi na enye inkxaso yemali kunyaka ozayo wesikolo.

Uncedo lwamandla

INkqubo yeNkxaso yoMncedi weMwezo wasekhaya ehlawulwa phantsi (LIHEAP) inika uncedo lwamandla kunye neenkqubo zolungiso lwemozulu, inikezela ngeemali ezizizigidi ezingama-3,4 zezigidi zezithintelo kumaphondo. Le nkqubo inceda iintsapho zikwazi ukulawula iindleko zokufudumeza nokupholisa amakhaya azo, nto leyo enokuba ngumthwalo obalulekileyo kwizindlu ezifumana imali ephantsi.

Ulawulo kunye neeNkonzo zikaRhulumente

Imizekelo yeenkqubo zikarhulumente wase-U. ezifanelekileyo ngokwezinto ezingaphandle iquka ukhuseleko, inkqubo yokusebenza kwesithuba, kunye nemisebenzi enxulumene nayo, equka iinkcitho ezininzi ezithe kratya kuqingqo-mali lwesizwe; imfundo, ebangela malunga nama-40% eenkcitho zalo lonke ilizwe kunye neenkcitho zoluntu; kunye nezinto ezininzi ezincinane ezifana nokhuseleko lukawonke-wonke kunye nokhuseleko lwasekuhlaleni noncedo lorhulumente oluxhasweyo neenkqubo zophuhliso.

Iinkonzo zikawonke-wonke ezibonisa ukunyuka kokunyuka kwemveliso ekwisikali ziquka iintlobo ezininzi zezithuthi zikawonke-wonke (ezisoloko zivelisa izinto ezingaphandle ngokunjalo), izikhuphi-zikhuphi mandla kawonke-wonke (umbane, amanzi, kunye neendawo zokuchitha ukungcola), iindawo ezininzi zokuzonwabisa (ipaki zoluntu kunye nonxweme), kunye nonomathotholo, umabonwakude nezinye iintlobo zonxibelelwano ezinjenge-intanethi.

Iinkqubo zoNikezelo ukwenzela imibutho nooBhwebi

Iminikelo karhulumente ngowama - 2026 ingumvuzo wemali onikelwa ngurhulumente, urhulumente okanye ngamaziko asekuhlaleni ukuxhasa imisebenzi kawonke - wonke, uphando, iinzuzo, amashishini, yaye ngamanye amaxesha abantu, kunye nala mathuba karhulumente okuxhasa imicimbi karhulumente efuna ukuhambisela phambili izilangazelelo zikawonke wonke, njengemfundo, ingqalelo okanye inkqubela yenzululwazi.

Inxalenye ebalulekileyo yemali enikelwayo ngurhulumente exhasa amashishini namaqumrhu, amakhulu okanye amancinane, ajonge iSBA Grants (SA) kunye namaqumrhu axhasa inkxaso-mali kawonke wonke kunye nemibutho ezimeleyo ukunikela ingqwalasela kuphando lwenzululwazi nenkqubela (R&D), ubugcisa obutsha, kunye nokudalwa komsebenzi.

Umahluko woManyano, Urhulumente, kunye neNkqubo yasekuhlaleni

Ukuqonda isakhiwo esineenkqubo ezintathu zikarhulumente eUnited States kubalulekile ekuqhubeni inkqubo ngendlela ephumelelayo. Umgangatho ngamnye karhulumente uqhuba iinkqubo ezinemiqathango eyahlukeneyo, imithombo yenkxaso-mali, kunye neenkqubo zolawulo.

Iinkqubo zomanyano

Iinkqubo zomanyano zilawulwa ngabameli besizwe borhulumente kwaye zineenkqubo ezifanayo kwiimeko kuwo onke amazwe. Ezi nkqubo zixhaswa ngengeniso yerhafu karhulumente kwaye zisoloko zimela ezona zithathi-nxaxheba zikhulu zikarhulumente.

Ngo-2026, amasebe karhulumente aza kusungula iinkqubo zokunika ingcebiso entsha ebhekiselwe kuphuhliso lwabasebenzi, izibonelelo, kunye nokuphuhliswa kwenkxaso ehlaziyiweyo yemali yesebe yabasebenzi abafumana imali ephantsi, kunye neSebe leMisebenzi elimiselwe ukwandisa iminikelo yokubulala, ngeli lixa iSebe lezethutho linokuqalisa imijikelo emitsha yenkxaso-mali.

I-National Science Foundation ilindele ukunikezela ngemfundo kunye nezibonelelo zophando, ngeli lixa iSebe lezempilo nezoPhawu loLuntu lisenokubeka indawo yokuqala yophuhliso lwempilo kawonke-wonke, kwaye lihlale lihlaziyekile ngokuqinisekisa rhoqo ukuba urhulumente osemthethweni uyawanika amazibuko afana noGrants.gov no-SAM.

Iinkqubo zikaRhulumente weRhulumente

Amasebe karhulumente neenkqubo zikarhulumente athetha ngeengxelo zemali kunye neenkonzo ezihambelana neemfuno ezikhethekileyo zabemi bawo, kuquka iSebe leMeri yeMetho-ntle Vehicles (DMV) elilawula ukubhaliswa kwezithuthi nokukhutshelwa kweminxeba yomqhubi, amasebe ezempilo karhulumente ajonge iinkonzo zempilo zikarhulumente, ulawulo lwezifo, kunye nemfundo yempilo, amasebe emfundo karhulumente alawula iinkqubo zemfundo kawonke wonke, imilinganiselo kunye nokuxilonga, iinkqubo ze-inshorensi yokungaqeshwa kwabantu abaswele umsebenzi zinika uncedo lwemali ekufuneni abantu abaswele umsebenzi, kunye namaziko okhuseleko lwemekobume alawula imithetho yemekobume kunye nemigudu yokulondoloza intlalo.

Ngaphesheya kweUnited States, oorhulumente basekuhlaleni balungiselela imijikelo emitsha yokunikela ngemali yama - 2026, ngokukodwa kumashishini amancinane nemibutho yasekuhlaleni, yaye eKhalifoniya, kulindeleke ukuba amaziko aliqela aqalise amashishini aluhlaza axhasa inkxaso enikela inkxaso kumaziko asekuhlaleni oshishino nokuqeqeshwa kwabasebenzi.

Urhulumente kunye nezibonelelo zasekuhlaleni ngo-2026 ziza kugxininisa ukuphuhliswa kwezoqoqosho, uphuhliso loluntu, kunye nophuhliso lwasekuhlaleni, ngokunempumelelo kunye neenkqubo zenkqubo zomsebenzi ezahlukileyo ngokwengingqi, ngoko kujongwa iwebhsayithi yelizwe lakho okanye yesixeko esisemthethweni ukuze ufumane iinkcukacha zakutshanje zibalulekile, kwaye iinkqubo ezininzi zasekuhlaleni zinika iiveksi zoncedo lobugcisa ukunceda abafaki-zicelo bomeleza iingcebiso zabo.

Iinkqubo zoRhulumente wangaphakathi

Iinjongo eziphambili zabameli basekuhlaleni kukubonelela ngqo, iinkonzo zemihla ngemihla kunye nokhuseleko loluntu, ukusebenza ngezandla, ukuxelela abahlali babo ngeemfuno ezikhethekileyo nezikhawulezileyo ukwenza imekobume ekhuselekileyo, ephilileyo nephumelelayo.

Iinkqubo zasekuhlaleni zidla ngokuba nempembelelo engqalileyo kubomi bemihla ngemihla, ukulawula iinkonzo ezifana nokuqokelela inkunkuma, iipaki, ezokuzonwabisa, iikliniki zoncedo lwezentlalo, kunye neenkonzo zongxamiseko.

Indlela yokufumana iinkqubo zikawonke-wonke: Isikhokelo senyathelo ngeNdlela

Ukufikelela kwiinkqubo zikawonke-wonke kusenokubonakala kunzima, kodwa ukuqonda inkqubo eqhelekileyo kunye nezinto ezikhoyo kunokwenza ukuba ilawuleke. Nangona iimfuno ezithile zingafani ngokwenkqubo, kukho amanyathelo nemigaqo eqhelekileyo esebenzayo kwiimeko ezininzi zoncedo lukawonke-wonke.

Cebisa Ukuba Unyaniseke

Inyathelo lokuqala ekufikeleleni nayiphi na inkqubo kawonke-wonke kukufumanisa ukuba ufikelela kusini na kwiinkqubo zobuni. Iinkqubo zoluntu zaseMerika ziyahluka-hluka ngokulinganayo, njengakwimfundo kawonke-wonke, zifumaneka kubo bonke abantu, xa inkxaso yezindlu ifumaneka kuphela kuluntu.

Sebenzisa isixhobo esiluncedo sokufumana okanye sokuphengulula ngodidi ukuze ufunde ukuba ziziphi iingenelo wena nentsapho yakho eninokuzifanelekela, uze uqonde indlela yokusebenzisa oko nikufaneleyo.

Ukuze ufumane ukuba ufanele ukuncedwa ngemali nangezinye iinkqubo, tyelelani.gov, apho ninokubuza imibuzo ecacileyo khona, funda okungakumbi ngeenkqubo, nize nifumane inkcazelo yelizwe neyonxibelelwano lwasekuhlaleni.

Uxwebhu Olufunekayo

Xa sele ufumene iinkqubo onokuthi uzifanele, inyathelo elilandelayo kukuqokelela uxwebhu olufunekayo ukungqina ukuba uyafaneleka. Inkqubo yesicelo ibandakanya ukungenisa ifomu yesicelo nokunika uxwebhu ukuxhasa ubunjani bakho, njengobungqina bengeniso, uqwalaselo, namanye amaxwebhu anxulumene nayo.

Amaxwebhu aqhelekileyo afunekayo kwiinkqubo zoncedo lukarhulumente aquka:

  • Uqwalaselo lorhulumente olunefoto (iphepha-mvume lomlambo, ipasi yokundwendwela, okanye i-ID karhulumente)
  • Amakhadi oKhuseleko lwaManyano kuwo onke amalungu endlu
  • Isiqinisekiso sengeniso (iimali ezincinci, iimali zerhafu, iingxelo zokungaqeshwa)
  • Ubungqina bokuhlala (iindleko zemali, izivumelwano zokuqesha, iingxelo zendlu)
  • Iziqinisekiso Zokuzalwa zabantwana
  • Uxwebhu lwemali yemali
  • Uxwebhu lonyango (lokukhubazeka okanye iinkqubo ezinxulumene nempilo)
  • Uxwebhu lohlaziyo lwemeko (ukuba luyasebenza)

Ngenisa Isicelo Sakho

Izicelo zeenkqubo zikawonke-wonke zingafakwa ngokuqhelekileyo ngeziqhagamshelanisi ezininzi, kuxhomekeke kwinkqubo ethile nendawo ohlala kuyo.

Funda okungakumbi ngendlela onokukufanelekela ngayo ukufumana iinkqubo ezithile uze ufake isicelo seenkonzo kwi - Internet okanye kwenye yeeOfisi zeeNkonzo zoLuntu ezikhoyo kulo lonke elo lizwe, yaye ukuba ufuna umtoliki okanye uncedo lokuzalisa isicelo, ungafumana uncedo kuzo zonke iiofisi zethu.

Abanye bavumela izicelo zekhompyutha, kwaye ungafumana iofisi yeSNAP yasekuhlaleni uze uqhagamshelane nabo ukuze bafunde okungakumbi ngokuzinzileyo nangendlela yokuyisebenzisa.

Uninzi lwamazwe luye lwaphuhlisa ii-intanethi ezidityanisiweyo ukuze luyenze lula inkqubo yokufaka isicelo. I-Calfoni inika abantu baseKhalifoniya amava adityanisiweyo okufaka kunye nokulawula iinzuzo kwi-intanethi, isebenza njenge-projekthi enye ephumileyo ukufaka isicelo soncedo lokutya (i-CalFREsh), uncedo lwemali (i-CalWORK, i-General helpercial, i-Cash Application ye-Immigrants), kunye ne-inshorensi yempilo engabizi mali.

Landela Uze Ulondoloze Iingenelo

Emva kokungenisa isicelo sakho, uzakwamkela uqinisekiso nolwazi malunga nexesha lokulindela isigqibo. Amaxesha okuqhubekekisa ahluka kakhulu ngokuxhomekeke kwinkqubo nangobukhulu besicelo sangoku. Kubalulekile ukuphendula ngokukhawuleza nakweziphina izicelo zolwazi eyongezelelweyo okanye uxwebhu.

Xa zivunyiwe, iinkqubo ezininzi zifuna ukuphinda zifumaneke ngamaxesha athile ukuqinisekisa ukuba i-engile eqhubekekayo. Oku kungabandakanya ukungenisa ulwazi oluhlaziyiweyo lwengeniso, utshintsho loqalo lwendlu, okanye olunye uxwebhu olufanelekileyo rhoqo ngexesha lokuphumla.

Ukufumana Uncedo ngeZihloko

Ukuchaza iinkonzo zikarhulumente ozifaneleyo kusenokuba kukugqwesa, apho uncedo lwegqwetha lunokuba yimfuneko, njengegqwetha elinamava kumasebe karhulumente kunye neenkqubo zingagqiba ukuba ukulungele ukufezeka kwakho kwiinkqubo zikarhulumente lize liqokelele uxwebhu olufunekayo ukungqina ukuba uyafaneleka, uzalise izicelo zeenkqubo zikarhulumente kwaye likukhokele ngetepe ebomvu, kwaye ukuba udibana neengxaki, njengokukhanyela iinzuzo okanye ukuxabana ngelixa elingelu gunya, igqwetha lingakumela ekubhexezeni okanye ekuviseni.

Ngaphandle koncedo olusemthethweni, imibutho emininzi yasekuhlaleni, amasebe angeyongeniso neeofisi zezentlalo zinikela uncedo lwesicelo samahlalo.

Ukuqonda Iinkqubo Zokunikela Namathuba Okuxhasa

Ngoxa iinkqubo zoncedo zinceda abantu bahlangabezane neentswelo ezisisiseko, ukuvumela iinkqubo zeli candelo kumele kubekho olunye udidi olubalulekileyo lweenkqubo zikawonke - wonke ezixhasa imibutho, amashishini, amaziko ophando neeprojekthi zoluntu.

Abanikezeli bakaRhulumente abaphikisanayo.

Izibonelelo zesiseko sobuqu zisasazwa yimibutho engafumani ngeniso exhaswa ngabantu ngabanye, iintsapho okanye imibutho, ngokufuthi igxininisa kwizizathu ezikhethekileyo, ezinjengokukhula kolutsha, ubugcisa, okanye iimfuno zoluntu, kunye nokunikela kwayo kukhokelo lwenjongo echaziweyo yokunikela uncedo.

Ukukwazi ukubonelela ngemiqathango karhulumente ngowama - 2026 kuhlala kuphangalele, kubandakanya ingeniso engaveli, amashishini, amaziko emfundo, yaye ngamanye amaxesha abantu, ngokufuthi behlasela imisebenzi ngengenelo kawonke-wonke, njengokuqeqesha abasebenzi okanye uphando lwemekobume, noko ke, abafaki-zicelo kufuneka banamathele kwimimiselo engqongqo karhulumente, kuquka ukuthobela imithetho echasene nokungaguquguquki kwemali kunye nokubonakala kwemali.

Ukufumana Amathuba Anemiqathango

Uhlolo lunika amathuba ethu aqinisiweyo, uphendlo lobuhlobo ku .gov, imali yengingqi esemthethweni yengingqi.

Kubalulekile ukuphawula ukuba amasebe ajongene nemali apapashi amathuba oncedo lobuqu kwiGrants.gov, njengamathuba emali apapashwa kuMandla.gov alungiselelwe imibutho kunye namaqumrhu axhasa ukuphuhliswa nolawulo lweenkqubo neeprojekthi zikarhulumente, kunye nolwazi olungakumbi malunga neengenelo zemali zobuqu, nceda utyelele iUSA.gov.

Inkqubela yesicelo sonikezelo

Urhulumente unika inkxaso eninzi kunye neeprojekthi zenkxaso kwixesha elide, ngemivuzo exhaphakileyo yeminyaka emininzi, ingakumbi ukwenzela uphando, izibonelelo, okanye amanyathelo okuphuhlisa uluntu, kwaye olu zinzo luvumela imibutho ukuba icebe ize ilinganisele umsebenzi wayo ngokunempumelelo.

Abamkeli bakarhulumente banika ingxelo enzima nemigangatho yokuthobela, enenkcazelo yemali, iingxelo zenkqubela, nokunamathela kwimimiselo enyanzelekileyo, nokungathobeli kungaphumela kwisohlwayo, ukuphicothwa kwemiqathango, okanye ukuphulukana nemali, umzekelo, intlawulo karhulumente isenokufuna iingxelo zemali kunye neengxubusho zemali zonyaka.

Iingenelo Zokuqonda Iinkqubo Zikawonke - wonke

Ukwazi iinkqubo zikawonke wonke kunika iingenelo ezininzi ezingaphaya kokwenza iinkonzo. Ukuqonda indlela ezi nkqubo ezisebenza ngayo kunika abemi amandla okwenza izigqibo ezingcono, ukuzixhasa ngokwabo nasekuhlaleni, nokuzibandakanya ngokupheleleyo kwinkqubo yedemokhrasi.

Ukuzinziswa kwemali nokufumana

Eyona nzuzo ikhawulezileyo yeenkqubo zikawonke wonke kubuchule bokufumana oovimba abanokuphucula umgangatho wobomi. Ngokuqonda nokusebenzisa ezi nkqubo zoncedo zikarhulumente, iintsapho ezifumana imali ephantsi zingafumana ubuncwane nenkxaso efunekayo ukuze ziphucule uzinzo lwazo lwemali nentlalo-ntle yazo.

Uphando lubonisa ukuba iinkqubo zikarhulumente wase-United States ezigxininisa ekuphuculeni impilo nemfundo yeziphumo zabantwana abafumana imali ephantsi zezona zisebenzayo, zineengenelo ezikhulu ngokwaneleyo kangangokuba urhulumente angaphinda afake imali yakhe kwiziphumo eziphucukileyo zexesha elide.

Ukufumaneka kwiinkonzo ezibalulekileyo

Iinkqubo zikawonke-wonke ziqinisekisa ukuba iimfuno ezisisiseko ziyaneliswa kungakhathaliseki ukuba iimeko zezoqoqosho zinjani.

  • Uncedo lwezonyango olungundoqo: Ukufumaneka ekukhuseleni ukunyanyekelwa, unyango kwiimeko ezinganyangekiyo, kunye neenkonzo zonyango longxamiseko ngeenkqubo ezifana neMedicaid kunye neMedicare
  • Izipho zokwandiswa: amathuba emfundo ephezulu nophuhliso lobuchule obunokuthi ngenye indlela bungafikeleleki
  • Iingenelo zokhuseleko lwemali: ukhuseleko lwemali ngexesha lomhlala-phantsi, ukukhubazeka, okanye emva kokulahlekelwa ngumzondli wentsapho
  • Inkxaso yokungaqeshwa:[[FT:1] uncedo lwemali lwexeshana ngexesha lotshintsho lomsebenzi, ukunceda iintsapho zigcine uzinzo ngexa zifuna umsebenzi omtsha
  • Uzinzo olunika uncedo: Uncedo olukhusela ukungabi namakhaya luqinisekisa ukuba iintsapho zikhuselekile, zikhuselekile
  • Inkxaso yoTntu: Iinkqubo eziqinisekisa abantwana neentsapho ukuba ziyakwazi ukufumana ukutya okunempilo

Inxaxheba Enyusiweyo

Ukuqonda iinkqubo zikawonke-wonke kunceda abantu babe nenxaxheba kuluntu olunolwazi. Xa abemi besazi indlela iinkonzo zikarhulumente ezisebenza ngayo, banoku:

  • kumgangatho wevoti kunye nabathathi-nxaxheba
  • Ukuthatha inxaxheba ngokunentsingiselo kwiindlebe zikawonke-wonke neentlanganiso
  • Abameli abaphumelelayo kuphuhliso okanye ulwandiso lwenkqubo
  • Ulawulo lwenkqubo
  • Igalelo kwiingxoxo zomgaqo-nkqubo ngolwazi olusebenzisekayo

Ukuqinisa Uluntu

Xa abantu beqonda baze bafikelele kwiinkqubo zikawonke-wonke, uluntu lonke luyangenelwa. Iinkqubo zikawonke-wonke ezithe zakhutshelwa zinegalelo:

  • Ukuncipha kobuhlwempu nokungalingani kwezoqoqosho
  • Iziphumo zempilo karhulumente eziphuculiweyo
  • Ukufunyanwa kwemfundo ephezulu
  • Ukuncitshiswa kwezindlu nokungahlali kakuhle kwezindlu
  • Uqoqosho lwasekuhlaleni olunamandla ngokuthenga
  • Isalathisi somsebenzi wePhondo

Imbali Yeenkqubo Zoluntu EMerika

Ukuqonda indaleko yeenkqubo zikawonke - wonke kusinceda siqonde indlela ezimele zimi ngayo nezinenjongo zazo.

Ngaphambi koKudodobala Okukhulu Komnotho IUnited States yayineenkqubo zentlalo ezazisekelwe kwimigudu yabantu, imigudu yentsapho, iminikelo yokunceda abantu ngokweenkonzo zecawa, imbuyiselo yabasebenzi bezoshishino, iinshorensi yobomi nokugula kunye neenkqubo ezithile zerhafu ezixhaswa yintlalo - ntle, kodwa inkxwaleko nobuhlwempu obuninzi boKudodobala Okukhulu kwakusongela ukoyisa zonke ezi nkqubo, yaye ukudandatheka okuqatha kwee - 1930 kwenza ukuba amaFederal enze into eyimfuneko, ekubeni amazwe nabemi basekuhlaleni, amashishini namashishini, okanye iminikelo yezezimali yangabodwa yayinokuhlangabezana neentswelo ezandandolo ezingakumbi kubantu baseMerika.

Ukususela ngowe - 1932, uRhulumente woMbutho waqala waboleka imali, wandule ke, ukuba afumane imali yokuhlawula iimeko zoncedo olungqalileyo noncedo lomsebenzi, yaye emva koko, kwaqaliswa isiqabu esikhethekileyo soncedo longxamiseko esifana neCivilian Conservation Corps nezinye iinkqubo zemisebenzi kawonke wonke.

Oku kwaphawula ukutshintshwa okusisiseko kwendima karhulumente wesizwe ekulungiseleleni iinkonzo zoluntu. Iinkqubo ezimiselwe ngexesha leNew Deal, kuquka uKhuseleko loLuntu, zaseka isiseko sokhuseleko lwale mihla.

Uncedo kumagqala, ngokufuthi iminikelo yemali yemali yesibhaka-mali kubahlolokazi namavava aneziphene, ziye zanikelwa kuzo zonke iimfazwe zaseUnited States, nasemva kweMfazwe Yehlabathi I, kwenziwa amalungiselelo okuba kusetyenziswe izibhedlele kunye neengenelo zokunyanyekelwa kwezonyango kumagqala.

Utyekelo Lwangoku Neenkcazo Zexesha Elizayo

Iinkqubo zikawonke wonke ziyaqhubeka ziguquka ngenxa yokutshintsha kweemfuno zentlalo, iimeko zezoqoqosho, kunye nobugcisa.

Utshintsho lwamanani

Amaziko amaninzi karhulumente asebenzisa amacandelo asebenzisa amanani ukuze ancede abemi balapho bafumane inkcazelo, bathumele izicelo baze balawule iingenelo ezifumaneka kwi - Internet.

Ukuhlanganisa Iindawo Ezijoliswe Kuzo

Inkxaso yemekobume ngowama-2026 iza kubeka phambili ukulondolozwa, ukukhuselwa kwemozulu, kunye neeprojekthi ezicocekileyo, nge-Agency yeNkcubeko yokuKhuselwa kwemozulu elungiselelwe ngabantu, kwaye ukunyanyekelwa kwempilo kusenokuthetha ngeengxaki zempilo yoluntu, impilo yengqondo, nokungena kwempilo yasemaphandleni.

Iinkalo eziphambili ezifana nokuqalisa, imozulu, ukuphuhliswa kwebutho labantu nophando ziqwalaselwa ngakumbi ngowama - 2026, yaye ukhuphiswano lokufumana iminikelo lulindeleke ukuba lukhule; ngoko ke, uphando lwangaphambili nokuqonda iinkqubo ezikhoyo kubalulekile.

Uphuhliso lonyanzelo lomsebenzi

Njengoko izoqoqosho zitshintsha, iinkqubo zokuphuhlisa umsebenzi zibalulekile. Ukuba nomsebenzi ozinzileyo kunokuzisa unqabiseko noxolo lwengqondo, uMqulu Womsebenzi ungomnye onika uqeqesho noncedo kumsebenzi wakho olandelayo omkhulu, ukuze ufumane inkcazelo ngemisebenzi efunwayo, ukufunda ngemisebenzi eyahlukeneyo, nokufumana uncedo kwinkqubo yokufuna umsebenzi ukususela ekubhaleni ngokutsha kuse kuse kubugcisa bokuncokola.

Ucelomngeni Oluqhelekileyo Nendlela Yokoyisa

Nakuba kukho iinkqubo ezininzi zikawonke - wonke, abantu abaninzi abafanelekayo bajamelana nocelomngeni lokuzifumana.

Iimephu Zolwazi

Abantu abaninzi abazazi iinkqubo ezikhoyo okanye abafaneleki. Lo msantsa wolwazi ungabhekiswa

  • Ukusebenzisa ingeniso yomxhasi kwi-injini izixhobo zokufumana kwi .gov[FTL:1] kunye ne[FLT]USA.gov
  • Ukunxibelelana namasebe oluntu
  • Ukudibana nemibutho yoluntu enkcubeko yoncedo lohambo ngenqanawa
  • Ukuya kwiintlanganiso zolwazi loluntu

Untsonkothile lwenkqubo

Inkqubo yesicelo yezinye iinkqubo ingabande kwaye ibe nzima. Iindlela zokulawula oku ziquka:

  • Ukuqalisa inkqubo kwangethuba nokuvumela ixesha elininzi
  • Yenza uluhlu lwamaxwebhu afunekayo
  • Ukufuna uncedo kumatiloshe abaqeqeshiweyo okanye abasebenzi
  • Isebenzisa ii-portals zesicelo kwi-intanethi xa zikhona
  • Ukugcina imibhalo yazo zonke izixhobo ezingenisiweyo

Imbono Ephosakeleyo

Abanye abantu bayathandabuza ukufaka isicelo kwiinkqubo zikawonke-wonke ngenxa yokuhlaziswa okanye ukungaqondani ngomntu o "lufuna" uncedo. Kubalulekile ukukhumbula ukuba ezi nkqubo zikho ukunceda abantu ngamaxesha emfuneko, kwaye ukuzisebenzisa akuyonto ibonakalisa ukungaphumeleli kodwa kuluncedo lokusebenzisa ubuncwane obukhoyo.

Ilixa Lolawulo

Ukulungelelanisa amaxesha kungabande kakhulu, ingakumbi kwiinkqubo ezinemiqulu ephezulu yenkqubo. Cwangcisa ngaphambili xa kunokwenzeka, kwaye musa ukuthandabuza ukulandela kwizicelo ezijongekileyo ukuba awufumananga impendulo ngaphakathi kwesakhelo sexesha elichaziweyo.

Abemi Abakhethekileyo Neenkqubo Ezilungiselelweyo

Iinkqubo ezininzi zikawonke - wonke zenzelwe ukunceda abantu abathile abaneentswelo ezikhethekileyo.

Iinkqubo zabaNkulumbuso

Abantu abakhulileyo baseMerika bayakwazi ukufumana iinkqubo ezininzi eziquka iingenelo zokhuseleko loluntu lokuhlala umhlala - phantsi, iMedare, iinkqubo zokutya okusempilweni, ukuhlawula irhafu yempahla nokunceda ngezindlu.

Iinkqubo Zokusetyenziswa Kwabantu Abaneziphene

Iinkqubo ezichanekileyo ziquka i-inshorensi yoKhuseleko loNtlalo-ntle (SDI), i-Someral Security Infivation (SSI), iinkonzo zokubuyisela umsebenzi, iinkqubo zokufumana indawo yokuhlala ezifikelelekayo, kunye neenkonzo zonyango olukhethekileyo.

Iinkqubo zee-Vendans

Abantu abahlala apho neentsapho zabo bayakwazi ukufumana iingenelo ezipheleleyo kuquka ukunyanyekelwa kwempilo ngeVA, imbuyekezo yesiphene, inzuzo yemfundo ngeGI Bill, isiqinisekiso sokubolekisa ekhaya noncedo lwemisebenzi.

Iinkqubo Zeentsapho Ezinabantwana

Abazali nabaphathi banokufumana uncedo lwemali kubantwana abanyamekela abantwana, i-inshorensi yempilo ephantsi okanye yamahhala kubantwana abakwimpilo entle, kunye neenkqubo zemfundo zabantwana abangekafundi nabangabantwana abafundanga.

Fumana inkxaso noncedo olufunayo ukuze ube nosana olusempilweni nolusempilweni, ufumane i-inshorensi yempilo ephantsi, uncedo lwemali, uncedo lwevenkile, imfundo yokutya nokuncancisa ibele.

Imali eninzi kunye noncedo lweenkqubo zikawonke wonke

Ukuqonda umlinganiselo weenkqubo zikawonke - wonke kuyanceda ekusebenziseni ingqiqo engakumbi ngokubaluleka kwazo kwibutho labantu baseMerika.

IKhunga lanikela ngemali emalunga namawaka ezigidi zee-$717 (iizigidi ezingama-207 zamawaka ezigidi) kwimali karhulumente ngowama - 2010 kunye nee - R27 zamawaka ezigidi zemali emali e-$927 ezigidi) ngenxa yeenkqubo zonyango ezivavanyiweyo eUnited States, isiqingatha sazo sasisetyenziselwa ukunyamekela iinkonzo zonyango nemali emalunga nama-40%, ukutya nenkxaso yezindlu, kunye nezinye zezi nkqubo kuquka ukuxhasa izikolo zikarhulumente, uqeqesho lomsebenzi, iinzuzo ze-SSI kunye ne-medicaid.

Inkcitho yoKhuseleko loLuntu nezoMsebenzi weNkqubo yezeNtlalo ngonyaka wama-2013 yayizii-R3 zezigidi zezigidi, i-8.4% kwii-R1,3 yezigidi zezigidi ze-R3 ze-GNP (2013) kunye nama-3% ohlahlo-mali eManyano

Le mali ininzi ibonisa indima ebalulekileyo iinkqubo zikawonke-wonke eziyenzayo ekuxhaseni iintsapho nabemi baseMerika.

Ukuzikhusela Kwientshaba

Ngelishwa, abaqhathi badla ngokuhlasela abantu abafuna uncedo lukarhulumente.

  • Izicelo zemali zangaphambili zokufumana iingenelo
  • Iminxeba engahlohliswanga, ii-imeyili, okanye ii-exts ezithi uvunyiwe ukuze ufumane iingenelo ongazifakanga sicelo sazo
  • Ingcinezelo yokunikela inkcazelo yobuqu njengenombolo zoKhuseleko loLuntu ngefowuni
  • Izithembiso zemvume eqinisekisiweyo okanye ukwenziwa kwentengiso
  • Uthungelwano olusuka kwiidilesi okanye kwii-website ezingadibaniyo

Ngamaxesha onke qinisekisa inkcazelo ngee-website zikarhulumente ezisemthethweni (ukuyifaka kwi-.gov) okanye ngokufowunela ngqo iinombolo zomnxeba opapashiweyo. Iinkqubo zikarhulumente ezisemthethweni azifuni kuhlawulwa phambi kokuba ufumane uncedo.

Oovimba bolwazi oluthe vetshe

Iinkqubo zikawonke-wonke zilula xa wazi apho ungafumana khona ulwazi olunokuthenjwa. Ii-asterence ziquka:

Isiphelo

Iinkqubo zikawonke wonke ziyinxalenye esisiseko yebutho labantu baseMerika, zilungiselela iinkonzo eziyimfuneko nenkxaso kwizigidi zabemi kulo lonke eli lizwe.

Ukuqonda iinkqubo zikawonke-wonke akungokwazi nje indlela yokufumana iinzuzo xa uzifuna qha, kukungazazi ukuba ngummi othenjiweyo onokuthatha inxaxheba ngokunempumelelo kubomi boluntu nonegalelo kwingxubusho ngendlela ibutho lethu eliwaxhasa ngayo amalungu alo. Ukuba ngaba ngoku usebenzisa iinkqubo zikawonke-wonke, ungazifuna kwixesha elizayo, okanye ufune nje ukuqonda indlela ii-$s zerhafu ezixhasa ngayo uluntu lwakho, olu lwazi lukunika amandla okwenza izigqibo ezingcono nozixhasayo wena nabanye.

Njengokuba iinkqubo zikawonke-wonke ziqhubeka ziguquka zisabela kwiimfuno ezitshintshayo nezinto eziza kuqala, ukuhlala wazi ngezinto ezikhoyo nezifunekayo ezifanelekileyo kuya kuba baluleke ngakumbi. Ukusebenzisa izixhobo ezininzi kunye nobuncwane obukhoyo, musa ukuthandabuza ukufuna uncedo xa uqhuba inkqubo yesicelo, kwaye khumbula ukuba ezi nkqubo zikho ukuze zikuncede wena kunye noluntu lwakho.

Ngokuqonda nangokusebenzisa iinkqubo zikawonke-wonke, ungaphucula impilo yakho, uxhase iimfuno zentsapho yakho, kwaye uncedise kwingingqi ezomeleleyo, ezinamandla eMelika jikelele.