Table of Contents
Xa ucinga ngokuthengwa kwekhaya, zimbalwa izinto ezibaluleke kakhulu kunesithili sesikolo sasekuhlaleni. Ulwalamano phakathi kwesithili sesikolo kunye nexabiso lempahla lusisiseko semeko yezakhono, ukuphembelela izigqibo kubathengi, abathengi, nabanikeli ngokufanayo. Ukuqonda olu qhagamshelwano kusenokuba ngumahluko phakathi kotyalo-mali olulumkileyo kunye nempazamo exabisa imali eninzi. Kulo khokelo, siza kuhlola indlela isithili sesikolo esichaphazela ngayo amaxabiso empahla, isizathu sokuba ezinye isithili siyalela intlawulo, nendlela yokusebenzisa olu lwazi ukwenza izigqibo zemali ezintle.
Unxulumano Olungqalileyo Phakathi Komgangatho Wesikolo Namaxabiso Ekhaya
Amashumi eminyaka ophando aqinisekisa ukuba amakhaya akwizikolo ezinemigangatho ephakamileyo athengiselwa amakhaya angaphezulu kunamakhaya afanayo kwimimandla ephantsi. Uphando olucatshulwe ngokubanzi yiNational Bureau of Economic Research lufumanise ukuba uphuculo oluyi 5% kuvavanyo lwemiba lungakhokelela kulwando lwamaxabiso ekhaya. Oku kubonisa indawo ebekelwe inkxaso ephezulu ekufumaneni imfundo esemgangathweni.
Isiphumo asifani, nokokuba. Iyahluka ngokwendawo, iimeko zeendawo zokuthengisa izindlu, kunye nemilingo ekhethekileyo esetyenziswa ukuchaza “ubunjani.” Ngokuqhelekileyo, okukhona isithili sisomelele, okukhona ixabiso lamakhaya kukwimida yaso. Le ngqungquthela ibambene naxa kulawulwa ezinye izinto ezifana nobukhulu bekhaya, ubudala, kunye neendawo ezikufutshane.
Isizathu Sokuba Kufuneke Izixhobo Zokuqhuba Ezisemgangathweni
- Imfundo njenge Priority: Abazali basoloko belubeka umgangatho wesikolo njengenkxalabo ephambili xa bekhetha ikhaya. Isithili esomeleleyo sisusa ukungaqiniseki ngekamva lemfundo yabantwana babo.
- [[[NTL:0] Imfundo entle yokhuseleko noluntu: izikolo ezilungileyo zisoloko zidibana nexabiso lolwaphulo-mthetho eliphantsi, ukuganana kwengingqi yoluntu oluphezulu, kunye nengingqi ezinomtsalane kubathengi bamakhaya.
- Ingeniso yexesha elide: Abathengi bajonga amakhaya kwimimandla ephezulu njengezinto ezizinzileyo ezigcina ixabiso ngexesha lorhwebo oluthe lwawohlokayo.
Indlela Imida YeSikolo Yesithili Ebumba Ngayo Imizila Yokwenene Yezindlu
Imida yesithili sesikolo asiyomida ezenzekelayo emephini ``imida yezoqoqosho' enokubangela ukwahluka okukhulu kwemiqathango yempahla. Amakhaya amabini akwisitrato esinye kodwa athunyelwe kwisithili esahlukeneyo angahluka ngexabiso lamashumi amawaka eerandi. Le ngxaki iyaziwa ngokuba “ziziphumo zemali-mboleko” okanye “iziphumo zengingqi yesikolo,” kwaye ibhalwe kwizixeko ezikulo lonke elaseUnited States.
Imiphumo Ebangelwa Kukungalingani
Uphando lubonisa ukuba amakhaya akwingingqi eqhuba isikolo esiphezulu ayalela inkcitho eyandisa ukusondela kwekhaya sisikolo ngokwaso. Le ngeniso inokuba phakathi kwe-2% ukuya kwi-15% okanye ngaphezulu, kuxhomekeka ekuthandekeni kwesithili nakwiimarike zokuthengisa izindlu zasekuhlaleni. Abathengi basoloko bekulungele ukuhlawula imali eninzi ukuqinisekisa ukuba abantwana babo bafumana imfundo engcono.
Iinguqulelo Ezingalawulekiyo Nokwanda Korhwebo
Ukutshintshela kwimida yesithili sesikolo ngenxa yokuphinda idityaniswe, ukwakhiwa kwesikolo, okanye ukudityaniswa kwesikolo, kunganeziphumo eziphawulekayo kumaxabiso empahla. Ikhaya elithi ngesiquphe libe kwisithili esinemigangatho ephantsi lingalahlekelwa lixabiso ngesiquphe. Ngokuchasene noko, amakhaya amatsha athunyelwe kwisithili esiphezulu angabona uxabiso olukhawulezileyo. Abanini-khaya nabathengi kufuneka bahlale benolwazi ngotshintsho olunokwenzeka, njengoko ezi zingaguqula ngokuphawulekayo imbono yemali yempahla.
Funda okungakumbi ngendlela imida yesithili sesikolo esitsha echaphazela ngayo amaxabiso ekhaya kwiModetor.com.
Izinto Ezingaphaya Kovavanyo Ezichaphazela Umgangatho Wesikolo Esibonwayo
Ngoxa uvavanyo oluqhelekileyo luyiprojekthi eqhelekileyo yomgangatho wesikolo, ababalibali lonke ibali.
Ulinganiselo lwaMava kuMfundisi-wakuMfundisi
Umlinganiselo wodidi oluncinci usoloko unxulunyaniswa nengqalelo eninzi kunye neziphumo ezingcono. Imimandla enemigangatho ephantsi yabafundi-bafundisi-mfundo ixatyiswa ngabazali kwaye inokuthi inike inkcitho kwintengiso yezindlu.
Iinkqubo Neentlobo Ezengezelelweyo
Iinkqubo zobugcisa, imidlalo, kunye ne-STEM zibonisa ukuba imfundo ixhaswe kakuhle. Izikolo ezinezixhobo zobuchule, njengeelebhu zenzululwazi, ukwenza amaziko obugcisa, kunye nezixhobo zemidlalo, zinomtsalane ngakumbi kwiintsapho kwaye zinokwandisa amaxabiso ekhaya kummandla okufuphi.
Ukhuseleko Nengqeqesho
Ingxelo yokhuseleko yesikolo ixhalatyelwe kakhulu ngabazali.
Ukubandakanyeka kuluntu nomzali
Iintlanganiso ezisebenzayo zootitshala babazali, amatsha - ntliziyo ezikolo, kunye nomanyano loluntu lufak' isandla kwimo yemfundo entle yesikolo. Amakhaya kwisithili aneziqu eziphezulu asoloko ebona inzuzo eyongezelelekileyo ngenxa yengqiqo yoluntu oluyiyo.
- [[UMTL:0] Isantya sokwamkela i- umlinganiselo ophezulu wabaphumeleleyo abafunda kwiikholeji zeminyaka emine unganyusa udumo lwesithili.
- [[UMTL:0] Indawo ehambele phambili kunye neenkqubo ze-IB: Ukufumaneka komsebenzi onzima kubheno kwiintsapho ezityekeleyo kwimfundo.
- [[UMTL:0] IiNkonzo zemfundo ezikhethekileyo: inkxaso eqinileyo yabafundi abaneemfuno ezikhethekileyo ingatsala iintsapho ezifuna ezi zixhobo.
Indima Yesithili Sesikolo Ekuthengeni Izigqibo Zasekhaya
Kubantu abaninzi abathenga izindlu, ireyithingi yesithili sesikolo yindawo yokucoca engenayo ingeniso. Uhlolisiso lwama-2021 lweSizwe seNtlanganiso yaBantu abafumana ukuba ama-26% abathengi abanabantwana abangaphantsi kwe-18 abakhankanyiweyo bakwindawo abakhetha kuyo isikolo njengeyona nto ibalulekileyo. Kwanaphakathi kwabathengi abangenabantwana, i-10% yathi umgangatho wesikolo waphembelela isigqibo sabo, ubonakalisa ixabiso lotyalo-mali kunye nokubuyiselwa kwekhaya kwisithili esilungileyo.
Indlela Abathengi Abazisebenzisa Ngayo Izinto Ezincinane
Abathengi bajika babuyele kwimigangatho ye-intanethi efana ne-GreatSchools.org, enika ireyithingi ezisekelwe kuvavanyo oluninzi, kwimilinganiselo elinganayo, kunye nohlolo lomzali. Ezi zixa zinokukhawuleza zifumaneke zimxinwa, ziqhubele phambili kwimfuno (nexabiso) kwimimandla ephezulu. Noko ke, abahlalutyi baphikisa ngelithi irejista yemfundo ephezulu ebekelcileyo kwaye iyakwazi ukubophula izikolo zisebenza ngokungafaniyo okanye ngokwengeniso esezantsi yabemi.
Uvavanyo [[UMTL: 0] Umlinganiselo omkhulu wesikhalazo kunye nohlolo ukuqonda indlela ezibalwa ngayo.
Uhlolisiso Lwetyala: ISithili Sesikolo Sichaphazela Imilinganiselo Yempahla Ngaphaya KweUnited States
Imizekelo yehlabathi lokwenene ibonisa unxibelelwano olunamandla phakathi kwezikolo namaxabiso ekhaya.
Ingingqi yeSan Francisco Bay
Kwindawo ekhuphisana kakhulu yeBay, amakhaya kwimimandla ephezulu enjengePalo Alto Madityanisiwe okanye iSan Ramon Valley Adminity angabiza imali ephindwe kabini ukuya kwisithathu kunamakhaya alinganayo kwimimandla ephantsi ekwimayile ezimbalwa. Imali yokufumana izikolo zikawonke-wonke eziphezulu iphakame kangangokuba ezinye iintsapho zithenge amakhaya amancinci, amakhulu ukuze nje zikhuseleke ekubhaliseni.
IDallas, eTexas
Kwimimandla yedallas, ukhetho lwesithili sesikolo lulawulo oluphambili lwemali efunwayo. Imimandla enjengeHighland Park ISD neFrisco ISD yaziwa ngokuba nemfundo entle kakhulu kunye namaxabiso empahla aphezulu. Amakhaya kwezi phondo axabisa ukuhla kwezoqoqosho ngokukhawuleza kwaye amelana nokuwohloka kwezoqoqosho kunamakhaya kwimimandla ekufuphi ekumgangatho ophantsi.
Minneapolis, Minnesota
IiMinneapolis zabona ukutshintsha kwexabiso lempahla emva kotshintsho lwezikolo olujolise ekufikeleleni intlalo-ntle yezoqoqosho. Amakhaya aphinda aphinda abelwa kwizikolo ezinexabiso eliphantsi ngaphambili ahla ngexabiso, ngoxa amakhaya ongezwe kwizikolo ezidumileyo ezinomtsalane abona ukwanda. Eli tyala libalaselisa inkcitho yemali yemigaqo-nkqubo yesithili sesikolo.
Indlela Yokusebenzisa Ugcino - lwazi Lwesithili Sesikolo Xa Uzingela Indlu
Abathengi, imimandla yesikolo ephandayo mayibe yeyona nto ibalulekileyo, kwanabo bangenabantwana. Nawa amanyathelo anokuthatha inyathelo:
Izixhobo Zokusebenza zekhompyutha
- [[UMTL:0] Ezinkulu iziQulathi.org: Khangela umlinganiselo wonke, ivavanye ubuninzi, kunye nezalathiso ze-equity.
- [[UMTL: 0] SchoolDigger: Thelekisa amanqanaba esithili kunye nomsebenzi wembali.
- Ii-website zesithili zesikolo e-arekhodi: Uhlelo lohlolo, iimfaneleko zomfundisi- ntsapho, kunye nogcino-lwazi lokubhalisa.
Khangela i-Ascreen yeSikhuseli soLona
Umntu onamava uya kuyazi kakuhle imida yesithili sesikolo, indlela esetyenziswa ngayo ukuze ifumane imali, kwaye isaziwa kakuhle.
Atyelela Izikolo Uze Uthethe Nabazali
Akukho nto ithatha indawo yamava obuqu. Hamba izikolo, ungene kwizindlu ezivulekileyo, uncokole nabazali xa uphumile okanye ukhetha. Ubulumko babo bungabonisa umahluko obonisa ukuba imilinganiselo ilahlekile, njengokuhamba kwenkcubeko yesikolo, ukusabela kolawulo, okanye iinguqulelo zakutshanje zokhokelo.
Yiqonde Imilinganiselo Yokondla
Ezinye izithili zinezikolo eziqalayo ezifumana izikolo eziphakathi neziphakamileyo ezinedumela elahlukileyo. Isikolo esinegama elifanelekileyo esisebantsi sisenokungaqiniseki ukuba sikwisikolo samabanga aphakamileyo esilungileyo. Hlola itsheyina elipheleleyo ukuqinisekisa ulwaneliseko lwexesha elide.
Inkxalabo Yemali Yokukhetha Ikhaya Elisekelwe KwiSithili Sesikolo
Imiphumo yemali yesithili esikhetha kuso ingaphezulu kwexabiso lokuqala lokuthenga.
Irhafu Yempahla
Imimandla ephezulu ejolise kwimiqathango isoloko inerhafu yempahla ephezulu ukuxhasa izakhiwo ezingcono, imivuzo yabasebenzi, kunye neenkqubo. Ngoxa le rhafu ikhutshwa phantsi kweemeko ezithile, inyusa ixabiso lakho lokuthwala iinyanga. Abathengi kufuneka balinganisele uncedo lwexabiso eliphezulu lerhafu ehlawulwayo.
Ukuxabiseka Noxabiso
Amakhaya akwizikolo eziqinileyo axabisa imbali engokwembali yaye akangeni kakhulu kwixabiso eliphantsi xa kulungiswa iimarike. Oku kuwenza abe lutyalo-mali olukhuselekileyo lwexesha elide. Ngokomzekelo, ebudeni bengxaki yezindlu zowama-2008, amakhaya kwimimandla ephezulu ahlala exabiseke kakhulu kunalawo akwimimandla ebuthathaka.
Inkcitho
Abarhwebi badla ngokufuna iindawo ezifanelekileyo kwiphondo lesikolo kuba batsala abantu abathembekileyo abazimisele ukuhlawula iirente eziphezulu. Oku kunokwenza imali ihambe kakuhle kwaye kunciphisa amathuba okufumana indawo.
- [[Ungeniso:0] Amaxabiso aphezulu kakhulu: Ulindele ukuhlawula intlawulo, kodwa ngethuba lokufumana imbuyekezo enkulu.
- Umngcipheko wesibhaka-bhaka: izikolo ezintle zinika isigcini-mgcini-msingo nxamnye nentengiso.
- Izizathu ze-'FLT': iirhafu zempahla yefaktha kuqingqo-mali lwakho nohlalutyo lotyalo-mali.
Utyekelo Lwexesha Elizayo: Izithili Nemilinganiselo Yezikolo Kwindawo Etshintshayo Yemfundo
Ulwalamano phakathi kwesithili sesikolo namaxabiso empahla alukhawulezi.
Ukukhetha Ukufunda Kunye Nesikolo Sakude
Isifo se-COVID-19 senza ukuba kufunyanwe ngokukhawuleza iindlela ezikude neziyi-ibrogist. Ezinye iintsapho ngoku zikulungele ngakumbi ukukhetha imfundo engadityaniselwanga kwidilesi ethile. Oku kunokunciphisa inkcitho enxulumene nokuhlala kwisithili esinemigangatho ephezulu, ingakumbi ukuba izikolo okanye amasikolo ancinane athandwa kakhulu.
Itshati nezikolo zeMagnet
Iinkqubo zokukhetha izikolo zivumela abazali ukuba bathumele abantwana babo ezikolweni ezingaphandle kwengingqi yabo. Kwisithili ezineerhafu ezininzi okanye ezinomtsalane, unxulumano phakathi kwedilesi yekhaya nomgangatho wesikolo lubuthathaka. Oku kunokuphelisa ukulingana kwempahla phakathi kwemimandla ekufuphi.
Ii-Shifts ezi-Demographic
Njengoko abantu bekhula yaye inani lamakhaya anabantwana lincipha kwezinye iindawo, ukusetyenziswa kwemfundo esikolweni kusenokuncipha.
Utshintsho Lomgaqo-nkqubo
Imigudu yokususa umanyano, ukuhlaziya, nokuguqula inkxaso-mali kungaguqula igama lesikolo kunye nexabiso lempahla ngesiquphe. Abanini-khaya kufuneka baqwalasele inkqubo yemfundo yasekuhlaleni kwaye bakhuthaze imida eqinileyo nenokuthelekelelwa.
Amanyathelo Asebenzisekayo Kubathengisi Besikolo Sesithili
Ukuba uthengisa indlu kwisithili sesikolo esinemigangatho ephezulu, ufumana uncedo lokhuphiswano. Nantsi indlela yokuyenza ibe nkulu.
Qaqambisa ubuGcisa beSikolo kunye noMthetho
Kudweliso lwakho lwenkcazelo, chaza igama lesithili sesikolo, ireyithingi, kunye nayo nayiphi na imivuzo okanye imali enconywayo. Nciphisa okanye unyuke umgama ukuya kwizikolo, ukuba uyasebenza. Sebenzisa amabinzana afana “kwisithili esifunwayo emva kwe XYZZ” ukutsala ingqalelo yomthengi.
Bafumanele Inkcazelo Abathengi Besikolo
Yenza “iphepha lefaksi yemfundo” kuquka uvavanyo oluninzi, iinkqubo zezifundo zasemva kwesikolo, kunye neziphumo zobuzali. Quka amakhonkco kumanxuwa abonisa icandelo lesithathu. Oku kukhanyisa kwakha ukuthemba kwaye kuthethelela ixabiso lakho.
Ukuhlala Ucinga Ngeentsapho
Ukuba abathengi abanabantwana bakho bangabaphulaphuli bakho, bonisa ikhaya lakho ukuba libhenele kubo: yenza umsebenzi wesikolo wesikolo owenzelwa ekhaya, qhagamisa iindawo zokudlala ezikhuselekileyo, kwaye ugxininisa iindawo zofundisiso ezizolileyo. Ikhaya elivakalelwa kukuba “lilungele ukusetyenziswa” liphucula ixabiso lesithili sesikolo.
Inkcitho
Uphando lwakutshanje lwamakhaya afanayo kwisithili sakho. Ngenxa yokuba inkcitho yesikolo inokuba nkulu, ukufakwa kwamakhaya angaphezulu kancinane kwezinye isithili kusenokutsala imivuzo. Umsebenzi uthengwa ngumxhasi weendawo oqonda uxabiso lwesithili sesikolo.
Isiphelo
Impembelelo yezikolo kumaxabiso empahla yenye yezona zinto zinamandla kwizakhiwo ezihlala abantu. Ukusuka kubathengi ekufuneni ukubumba uxabiso olude, ubunjani bezikolo zasekuhlaleni buchaphazela zonke iinkalo zemarike yezindlu. Nokuba uthenga ikhaya lakho lokuqala, ukuvuselela izakhiwo zentsapho yakho, okanye ukuhlawula imali eqeshiweyo, ukuqonda olu lwalamano kubalulekile.
Ikhaya elikwisithili sesikolo esinemigangatho ephezulu lingaphezulu kunendawo yokuhlala, yindawo esoloko ikho, itsala abathengi abanobuchule, kwaye inika uzinzo ngamaxesha angaqinisekanga. Kodwa, intlawulo ayikho ngaphandle korhwebo: iirhafu zempahla eziphezulu, ukhuphiswano olunzulu, nomngcipheko wokutshintsha umda uthetha ukuba abathengi mabawenze umsebenzi wabo wesikolo owesikolo. Ngokusebenzisa ugcino-lwazi oluthembekileyo, ukucebisana noochwepheshe basekuhlaleni, ungenza isigqibo esibubulumko esinceda intsapho yakho kunye nemali yakho kangangeminyaka emininzi ezayo.
Ukuqhubeka ufundo, uphando iNtlanganiso yesiZwe yogcino lwempahla zasekhaya kunye nabathengisi ukwenzela ulwazi lwezibalo kuthengwa izinto eziza kuqala.
Khangela [[FLT: 0] ICensus data ekwimo yokubhalisela isikolo [[FLT: 1] ukubona ukuba uguquko lwamanani lungachaphazela njani ukufunwa kwezindlu zexesha elizayo.