Table of Contents

Iinkqubo zoncedo lukarhulumente zisebenza njengesixhobo esibalulekileyo sokhuseleko kwizigidi zamaMelika, zinika inkxaso ebalulekileyo ngexesha locelomngeni. Enoba ujongene nobunzima bemali okwexeshana, ukulawula iziphene, okanye uzama nje ukuhlangabezana neengenelo, ukuqonda intlalo yeengenelo ezikhoyo kungenza umahluko omkhulu kumgangatho wobomi bakho. Izigidi zamaMelika afanelekileyo azize zifumane ncedo olufanelekeleyo — ngokufuthi ngenxa yokuba azizazi iinkqubo, aziyazi indlela yokusebenzisa, okanye zicinge ukuba azifumani kufanelekelanga. Olu khokelo lunengqiqo luza kukwenza uhambe ngayo ngazo zonke izinto omele ukwazi ngeenkqubo zoncedo lukarhulumente ngo-2026, ukusuka kwiimfuno zobuchule bokusebenza.

Ziyintoni Iinkqubo Zokunceda Urhulumente?

Urhulumente waseUnited States wenza iinkqubo ezininzi zoncedo ezilungiselelwe ukunceda abantu kunye neentsapho ezifumana iingeniso eziphantsi zihlangabezane neemfuno zazo ezisisiseko. Ezi nkqubo ziquka iindidi ezininzi zoncedo lwezondlobongela, ukuhlawulwa kwezempilo, inkxaso yezindlu, uncedo lwemali, inkxaso-mali yemfundo, kunye noncedo olusemgangathweni. Inkqubo nganye yenzelwe ngenjongo ekhethekileyo, enoba oko kuqinisekisa ukuba abantwana bayakwazi ukufumana ukutya okunesondlo, ukunika impilo kwiintsapho ezifumana intabalala, okanye ukunceda abantu bafumane izindlu ezikhuselekileyo.

Iinkqubo zoncedo lukarhulumente zixhaswa ngemali ngorhulumente, ngerente, ngamanye amaxesha nangee-dola zerhafu zasekuhlaleni. Ezinye iinkqubo zilawulwa ngokupheleleyo kumgangatho karhulumente onemithetho elungeleleneyo kulo lonke ilizwe, ngoxa ezinye zixhaswa ngomanyano ngurhulumente, nto leyo ephumela ekubeni kubekho umgangatho ophezulu kwaye kungenelwe ngezizathu ezithe ngqo kuxhomekeke kwindawo ohlala kuyo.

Injongo Yazo Iinkqubo Zokunceda

Iinkqubo zoncedo lukarhulumente zikho kuba ibutho loluntu liqonda ukuba wonke umntu ujamelana namaxesha anzima, kwaye akukho mntu ofanele ahambe ngaphandle kokutya, ukunyamekela impilo, okanye indawo yokufihla intloko ngenxa yeemeko ezingaphaya kwendlela awazilawula ngayo. Ukuba uzama, ukusebenzisela iingenelo ozifaneleyo akululo uphawu lobuthathaka — bubulumko, buluncedo, kwaye kanye oko iinkqubo zenzelwe kona.

Ezi nkqubo zinceda iintsapho ekuzinziseni kwezoqoqosho, ekuxhaseni ukukhula nemfundo yabantwana, zinceda abantu abaneziphene ukuba baphile ngesidima, kwaye zinika iindlela zokuphumelela emsebenzini ngokuqeqeshwa nangemfundo.

Ukuqonda Umgangatho Wobuhlwempu Nokuzimela Ngokwahlukileyo

Iinkqubo ezininzi zoncedo zikarhulumente zisebenzisa umgangatho wobuhlwempu obumanyeneyo (FPL) njengomgca osisiseko wokufumana i-engile. I-FPL isekelwe kubungakanani bendlu kwaye ihlengahlengiselwa nyaka ngamnye ukubonakalisa utshintsho kwiCercial Index ye-All Urbans (CPI-U). Ukuqonda indlela iFPL esebenza ngayo kubaluleke kakhulu kuba ichaphazela ngqo ukuba uyazifanelekela na iinkqubo ezahlukeneyo.

2026 Imigaqo-nkqubo yolawulo lobuhlwempu obumanyeneyo

Kumntu ngamnye, iFPL yanyuka ngee-R3,50 (isuka kwii-R25,650 ukuya ku-R22,960), malunga nolwandiso lwesibini%. Kwintsapho enamalungu amane, yanyuka ngama-R350 (isuka kuma-R3,150 ukuya ku-R3,50), malunga nolwandiso lwe-2,2%. Oku kuthetha ukuba abantu abangakumbi banokufanelekela ingeniso esekelwe kwi-2026 xa kuthelekiswa neminyaka edlulileyo.

Kunokususa nje enye, iinkqubo ezininzi zicwangcisa ubuchule ngepesenti yeFPL, njengo 138% ye-Medicaid kumaphondo olwandiso okanye 130% ye-SNAP. Oku kuthetha ukuba akufuni ukuba uphile phantsi komgca wobuhlwempu ukuze ufanelekele uncedo. Iinkqubo ezininzi zicwangcise intelekelelo ngaphezulu kwekhulu elingaphezulu kwe-FPL. Umzekelo, iityala zerhafu ze-AAAS eziphezulu zifumaneka ukuya ku 400% FP, i-CIP, i-CIP igquma abantwana ezisasa kwiintsapho ukuya kumakhulu amabini% FPL ku-300% kuxhomekeke kwimo ye-FPL, kwaye i-SNP isebenzisa i- 130% ye-FPL njengengeniso eninzi.

Izizathu Eziqhelekileyo Zokoyisa

Ngoxa inkqubo nganye ineemfuno zayo ezikhethekileyo, kukho oothunywashe abaliqela ababonisa ukuba kufanelekile ukufikelela kwiinkqubo ezininzi zoncedo lukarhulumente:

  • Umgangatho ofunyenweyo: Iinkqubo ezininzi zisebenzisa umgangatho wobuhlwempu obumanyeneyo (FPL) njengomgca osisiseko. Imida yahluka-hlukene ukusuka kwi 100% ukuya ku 400% yeFPL kuxhomekeke kwinkqubo nakwisayizi yendlu.
  • Imeko yenqanawa ye- I- Ifuna ubumi base-U.S. okanye ubuhlali obusemthethweni. Ezinye iinkqubo ezikhoyo ukufaneleka okungengobobobo bani.
  • Ubungakanani bendlu ehlala kuyo: Iingenelo ezisoloko zilinganiswa ngokwenani labantu kwindlu.
  • [[FLT: 0] Imida ecwangcisiweyo: Ezinye iinkqubo zinemida eluncedo (ityala lobhanki, ipropati). Ivari ezixhaphakileyo yinkqubo.
  • Iimfuno Zomsebenzi: TANF kunye nabanye abamkeli be-SNAP basenokufuna ukusebenza, ukufuna umsebenzi, okanye ukuthatha inxaxheba kwiinkqubo zoqeqesho.

Iintlobo ezinkulu zeenkqubo zoncedo zikarhulumente

Iinkqubo zoncedo lukarhulumente zingabekwa ngokweentlobo ezininzi ezingundoqo, nganye ithetha ngeemfuno ezahlukeneyo ezisisiseko. Ukuqonda ezindidi kunokukunceda uqonde ukuba ziziphi iinkqubo ezinokuchaphazela imeko yakho.

Iinkqubo zoncedo lwezonyango

Ukutya okukhuselekileyo yimfuneko esisiseko, yaye urhulumente welo lizwe wenza iinkqubo eziliqela zokuqinisekisa ukuba amaMerika ayakwazi ukufumana ukutya okunesondlo.

Inkqubo yoncedo lokutya eyongezelelweyo (SNAP)

ISNAP — eyayisaziwa ngokuba zizitembu zokutya — yeyona nkqubo inkulu yoncedo lokutya kwempilo karhulumente, inceda amaMelika angaphezu kwezigidi ezingama-42. iSNAP inika iingenelo zokutya kwiintsapho ezifumana imali ephantsi ukuze zongezelele uqingqo-mali lwazo lwevenkile ukwenzela ukuba zikwazi ukuthenga ukutya okunesondlo okuyimfuneko kwimpilo nakwimpilo entle.

I-SNAP zifakwa kwikhadi le-Ectronic Benence Transvection (EBT) nyanga nganye, elisebenza njengekhadi ledebit kwizinto ezininzi zevenkile zevenkile kunye neemarike ezininzi zabalimi. Ukuba ufunyaniswe ufanelekile, uza kufumana inzuzo ye-SNAP kwikhadi le-Electronic Frueve Transrection (EBT), elisebenza njengekhadi ledebit translate akhawunti yakho nyanga nganye. Iingenelo zifakwa ngokuzenzekelayo kwi-akhawunti yakho. Ungasebenzisa ikhadi lakho le-EBT ukuthenga izinto ezithengwayo kwizitore zokutya ezivumelekile nabathengi abagunyazi.

[[UMTL:0] Iimfuno zokufezekisa:

Ukuze ufaneleke, ingeniso yendlu yakho epheleleyo kufuneka isoloko ikwi- 130% yeqondo lobuhlwempu (FPL). Okwangoku, iintsapho zinokuba nee-$3,000 kwimali enokubalwayo (njengemali okanye imali ekwi-akhawunti yebhanki) okanye ii-$4,500 kwimali ezinokubalwayo ukuba ubuncinane ilungu elinye lendlu lineminyaka engama-60 okanye ngaphezulu, okanye likhubazekile. Ezi mali zihlaziywa ngonyaka.

I-SNAP ibala ingeniso yemali evela kuyo yonke imithombo, kuquka ingeniso ehlawulwayo (ngaphambi kokuba irhafu ibhatalwe) kunye nengeniso engahlawulwanga njengoncedo lwemali, uKhuseleko lweNtlalo, i-inshorensi yokungaqeshwa, kunye nenkxaso yabantwana. Noko ke, ezinye imithombo azibalwa, kuquka ikhaya lakho, impahla yakho, kunye nenkoliso yemali yogcino-mali yengqesho.

[[UMTL:0] IImfuno Zomsebenzi:[[UMTL:1]

Ngokuqhelekileyo, abantu kufuneka bahlangabezane neemfuno zomsebenzi ezifanele iSNAP. Ezi mfuneko zomsebenzi ziquka inxaxheba kumsebenzi kunye neenkqubo zoqeqesho, ukuba zabelwe ngurhulumente. Kukho imithetho ekhethekileyo yabantu abadala abakwaziyo ukuphuma kwimo-mfene ngaphandle kokuba badibene nemfuno yomsebenzi we-SNAP. I-ABAWD inokuba nelungelo le-ANUDIOLS yeenyanga ezintathu (3) iinyanga ezingama-20 ngeveki iiyure ezingama-80 zeveki okanye ngaphezulu.

[[UMTL:0] ZENZULU ZOKUNGENA:

Eyona nzuzo iphezulu kunyaka wama-2026 entsatsheni enamalungu amathathu ngu-R240. Eyona nzuzo iphambili ifumaneka ngokuthabatha iminikelo yasekhaya (R44 25 + R44666) ilingana no-R366. Inzuzo yenyanga nganye yentsapho i-SNAP ngu-R661. Inzuzo yakho ixhomekeke kubungakanani bendlu yakho, ingeniso, kunye nezincopho ezivumelekileyo.

[[UMTL: 0] Indlela yokusebenzisa i SNAP:

Ukufaka isicelo se SNAP, qhagamshelana ne-ofisi yakho ye-SNAP. Ngokuxhomekeke kwilizwe lakho, ungafumana isicelo sesicelo sokutya kwi-intanethi, ngokobuqu, ngeposi, okanye nge fax. Kusenokufuneka ube nenxaxheba kudliwano-ndlebe phambi kokuba uvunywe ngengenelo ye-SNAP.

WIC (Amabhinqa, Iintsana Nabantwana)

Zifumanele ukutya okunesondlo ngeSNAP (isitem sokutya), i-WIC yamabhinqa, iintsana, nabantwana, kunye nokutya okungxamisekileyo. I-WIC inika amabhinqa akhulelweyo, oomama abatsha, iintsana nabantwana abafikelela kwiminyaka emihlanu abasengozini yokufumana ukutya okunesondlo. Olu cwangciso lunika inkxaso-mali yokutya okunesondlo, imfundo yokondleka, kunye nezonyango kunye neenkonzo zentlalo.

Iinkqubo zoncedo lwezempilo

Ukufumana unyango olunokufikeleleka kubalulekile ukuze kugcinwe impilo nemali ilungelelanisiwe. Urhulumente unikela iinkqubo eziliqela zokunceda abantu bafumane intlawulo yempilo.

I-Medicaid

I-Medicaid ibonelela nge-inshorensi yempilo ekhululekileyo okanye ephantsi ukwenzela ukuba abantu abadala, abantwana, amabhinqa akhulelweyo, abantu abadala nabantu abaneziphene. Ixhaswa ngokumanyeneyo ngurhulumente kunye norhulumente ngamnye, intsingiselo yokuchongwa iyahluka-hluka ngokwemeko yesizwe.

[[UMTL: 0] Ukufumaneka okungagqibekanga:

Ngaphantsi koMthetho we-Affordcure Care (ACA), uninzi lwamazwe andisa iMedicaid ukugquma abantu abadala ngengeniso efikelela ku-88% yeFPL. Ukungafezeki: Imida yemali efunyanwayo iyahluka-hluka ngokohlobo lwesizwe nolohlobo lwendlu. Kumaphondo, abantu abadala abaninzi abafumana malunga ne-$200,000 ngonyaka (abantu abadala abangenye) bafanelekela. Abantwana ngokuqhelekileyo bafanelekela kwimida yengeniso ephezulu kwi-CHIP (Imimiselo yempilo yaBantwana).

Indlela yokusebenzisa iMedicaid:

Faka kwi-intanethi kwi-ofisi ye-Medicaid okanye kwi-ofisi yeSebe lezeNtlalo yasekuhlaleni. Akukho xesha lokubhalisa leMedicaid — ungafaka isicelo nangaliphi na ixesha.

Izinto ezigqunywe yimedicaid:

Olu cwangciso luquka iinkonzo zonyango eziyimfuneko, kuquka ukutyelelwa ngugqirha, ukuhlala ezibhedlele, ukunyanyekelwa kwezifo kunye neenkonzo zokunyamekela ezihlala ixesha elide ezingagqunywanga nguMediza.

i-Medicare

IMedicare igquma abantu abadala abaneminyaka engama-65 nangaphezulu, kunye nabancinane abathile abaneziphene. Uya kukufanelekela ukufikelela kwiMedicas xa sele uhlawule irhafu yeMedicas ubuncinane iminyaka eli-10 emsebenzini.

IMedicare iquka iinxalenye ezahlukeneyo ezigquma i-inshorensi yesibhedlele (Inxalenye A), i-inshorensi yezonyango (Icandelo B), izicwangciso zezezemali zengenelo (Icandelo C), kunye nenkcitho yeziyobisi (Iqela D). Ukuqonda ukuba ziziphi iinxalenye ozifunayo kwaye nini ekubhaliseni okubalulekileyo ukuze uphephe izalathiso kunye nokugqunywa kwazo.

Inkqubo yabantwana ye-inshorensi yempilo (CHIP)

I-CIP inika abantwana inkxaso-mali yempilo ephantsi kwiintsapho ezifumana imali eninzi kakhulu ukuba zifanelekele iMedicaid kodwa zingakwazi ukuhlawula i-inshorensi yobuqu. I-CIP ibagquma abantwana ezintsatsheni abamalunga nama-200% ukuya kuma-300% eFPL kuxhomekeke kurhulumente. Ukukhutshelwa kubandakanya uhlolo oluqhelekileyo, ukugonywa, ukutyelelwa ngoomagqirha, amayeza, ukukhathalelwa ngamazinyo namehlo, kunye neenkonzo zongxamiseko.

Iinkqubo zoncedo lwezindlu

Izindlu ezizinzileyo, ezinokufikeleleka zibalulekile kwintlalontle yentsapho nakukhuseleko lwezoqoqosho. Urhulumente wengingqi ulungiselela iinkqubo eziliqela zoncedo lwezindlu ngeSebe leNdlu yeHouse neUrban Development (HID).

Icandelo 8 Inkqubo Yokhetho Lwezindlu

INkqubo yokuKhetha iHome Voucher (Ukhupho 8) iqesha irente yezindlu ezifumana imali ephantsi — abathathi-nxaxheba bahlawula malunga nama-30% engeniso kwirente kwaye umxhasi ufihla inxalenye eseleyo. Olu cwangciso luvumela abamkeli ukuba bazikhethele izindlu zabo, kuquka amakhaya, izindlu zedolophu, kunye nezindlu zokuhlala, lo gama nje umnini-ndlu evuma ukuba nenxaxheba kucwangciso.

Ukufumaneka kwemali kuxhomekeke kwingeniso engaphantsi kwama-50% engeniso yommandla we-arhente, nangona ezinye ii-arhente zikhona kwabo bafumana ama-80% e-arhente. Ngenxa yokufunwa kakhulu, abasemagunyeni bezindlu bagcina uluhlu olulindileyo olunokuba yiminyaka eliqela.

Izindlu zikawonke-wonke

Izindlu zikawonke-wonke zinika iiyunithi zokuqesha ezinokufikeleleka zokuqesha zezolawulo lwasekuhlaleni lwamaGunya eeHome zikawonke-wonke (PHA). Ezi zindululo zinika amagumbi okuhlala kwizindlu zokuqesha ezihlalisiweyo kwiintsapho ezifumana imali ephantsi, abakhulileyo, nabantu abaneziphene. NjengeCandelo 8, ukulingana kusekelwe kwingeniso, kwaye uluhlu lokulinda luxhaphakile.

Iinkqubo zoncedo lwemali

Iinkqubo zoncedo lwemali zinikela inkxaso engqalileyo yemali ukunceda iintsapho zihlangabezane neemfuno zazo ezisisiseko.

Uncedo Lokwexeshana Kwiintsapho Ezisweleyo (TanF)

UTTANF unika iintsapho ezinabantwana imali yexeshana xa abazali okanye abakhathaleli bengenakukwazi ukulungiselela iimfuno ezisisiseko zentsapho. UTATANF lucwangciso olulungiselelwe ngurhulumente olunenkxaso yemali yesizwe, ngoko iinzuzo neemfuno ziyahluka ngokokwahluka okuphawulekayo ngokorhulumente.

Iinkqubo ze-TANF ziquka iimfuno zomsebenzi, umlinganiselo wexesha (ngokufuthi ama-60 eenyanga), nokuba nenxaxheba kuqeqesho lomsebenzi okanye kwiinkqubo zemfundo. Injongo kukunceda iintsapho zifumane ubuchule bomsebenzi.

Ingeniso yoKhuseleko eyongezelelweyo (SSI)

SSI inika abantu abaneminyaka engama-65 okanye ngaphezulu imali encinane kunye nezinto ezincinane. Imida yemali efunyanwa yi-SSI ingqongqo, kodwa izikhuthazo zomsebenzi zikuvumela ukuba ufumane imali ethile ngoxa ulondoloza iinzuzo. Ngokungafaniyo ne-Social Security Disability Inshorensis (SSI), i-SSI isekelwe kwimfuno yemali kunokuba isekelwe kwimbali yomsebenzi.

I-inshorensi yokhuseleko loluntu (SDI)

Ngokungafaniyo ne-SSI, i-SSDI isekelwe kwimbali yakho yangaphambili yomsebenzi nerhafu yokhuseleko lwentlalo ozihlawulele. Ukuze ufaneleke, kufuneka ube nesiphene esifanelekileyo esithintela umsebenzi onzima kwaye ufumene imali eyaneleyo yokuthenga umsebenzi ngomsebenzi. Imali e- SSDI e-avareji ngo-2026 imalunga ne-$1,000 ngenyanga, nangona amanani ayahluka ngokweemvelaphi zakho. Emva kweenyanga ezingama-24 zokwamkela i-SSDI, uzenzeka ufanelekela ukuhlawula nge-Medicareare.

Imfundo Noqeqesho

Iinkqubo zemfundo zinceda abafundi nabasebenzi bafumane uqeqesho nemfundo ukuze baphucule amathuba abo okufumana umsebenzi.

Uncedo lwabafundi abamanyeneyo

AmaGrant amalunga nee-R2,50 ngonyaka ukuze abafundi abangaphantsi kwe-asethi abafanele ukubhaliswa ngemali. Ngokungafaniyo neemboleko zabafundi, amaPell Grant akafuni kuhlawulwa. Abafundi bamaFederal, kuquka iimbovo-mali ezibolekiweyo ezithe ngqo nezingalawulwanga, zihlala zingowona mthombo wemali-mali kubafundi abaninzi.

Ukufumana la mathuba, kuza kufuneka ugqibe iFASSA ngemiqathango exeliweyo. Isicelo Sasimahla Semfundo Yokufundisa (FAFSA) simisela ukuba luncedo kwakho kwimali yorhulumente, iimali ezibolekisiweyo, kunye neenkqubo zomsebenzi.

Uqeqesho lomsebenzi neenkqubo zomsebenzi

IGrant Studient Sulformer Uncedo (TAA) lunika abasebenzi abafuduswe ngurhwebo lwasemzini. Abancedisi bomsebenzi banikela iinkqubo ezikhethekileyo kumkhosi ofudukela kwimisebenzi yasekuhlaleni. Inkqubo yabasebenzi abaphucukileyo ixhasa ukuqeqeshwa kwakhona kwimizi-mveliso ephezulu. IiGrant zoqeqesho loqeqesho lwabaphathi zidibanisa amava omsebenzi ahlawulwayo noqeqesho lweklasi.

Ukungabikho kwamandla kunye noncedo lwamandla

Amaxabiso amandla angabangela uqingqo-mali lwasekhaya, ingakumbi ngexesha lemozulu embi. Inkqubo ye-Low Inhome Home Energy Active Program (LIHEAP) inceda iintsapho ezifanelekileyo zihlawulele ukufudumeza nokupholisa iindleko. Njengoko amaxabiso amandla eqhubeka ezama ukucutha uqingqo-mali lwasekhaya, urhulumente wengingqi uye wandisa iinkqubo zakhe zoncedo oluluncedo ngowama-2025. Uza kufumana inkxaso engakumbi yoncedo lwamandla nge-LIIAP kunye nenkxaso entsha yezemali eluncedo ejolise kwimiba ephantsi kwingeniso ehlawulwayo.

I-LIHEAP inganceda kwiimeko zobunzima bombane, uphuhliso lolungiso lwemozulu, kunye nolungiso olunxulumene namandla oluncinane lwekhaya. Ukusebenza kakuhle kusekelwe kwingeniso ekhoyo okanye ngaphantsi kwe- 150% yomgangatho wobuhlwempu obumanyeneyo, nangona oku kungafani ngombuso.

Indlela Yokusebenzisa Uncedo Lukarhulumente

Ukucela uncedo lukarhulumente kungabonakala kunzima, kodwa ukuqonda inkqubo nokuyilungisa kakuhle kungenza ntle. Naku oko kufuneka ukwazi ngokufumana ezi nkqubo zibalulekileyo.

Ukufumana Oko Ufanele Ukwenze

Phendula imibuzo ethile esisiseko ukuze ufumane uludwe lweengenelo ezinokufunyanwa ngurhulumente onokuzifanelekela ebudeni beziganeko zobomi.

  • [[UMTL:0] IBenefit.gov: Sebenzisa iingenelo. Isixhobo sokubonisa ukubona kanye oko ukufaneleyo ukusekela kwimeko yakho ethile.
  • Indawo efihlakeleyo yesango: Amazwana amaninzi anengenelo yawo siqu yezixhobo zokuhlola ezi akhawunti yeenkqubo zikarhulumente ezicazululwe ngokuchanekileyo
  • Imibutho ye-community: Iinzuzo zasekuhlaleni kunye namasebe enkonzo yoluntu asoloko enika uncedo lwesihlomelo ngokukhululekileyo kunye nesicelo

Iqokelela Uxwebhu Olufunekayo

Amaxwebhu aqokelelwa kuqala: I-ID, ubungqina bengeniso, amanani oKhuseleko loluntu, ubungqina bokuhlala, kunye namatyala. Ukuba ulungiselele ngoxwebhu olulungileyo kungayikhawulezisa ngokuphawulekayo inkqubo yesicelo. Amaxwebhu aqhelekileyo unokufuna aquke:

  • Uchazo lwefoto yorhulumente (iphepha-mvume lomlambo, i-ID karhulumente,
  • Amakhadi oKhuseleko lwaManyano kuwo onke amalungu endlu
  • Ubungqina bengeniso (iimali ezincinci, iimbuyiselo zerhafu, iingxelo eziluncedo, uxwebhu lokungaqeshwa)
  • Ubungqina bemali yokuhlala (iindleko zemali, isivumelwano sokuqesha,
  • Iingxelo zebhanki ezibonisa iimpahla zangoku
  • Iziqinisekiso Zokuzalwa zabantwana
  • Uxwebhu lonyango (lokuthintelwa kweenkqubo ezinxulumene nokukhubazeka)
  • Ingxelo yetyala
  • Ityala lemali eluncedo
  • Uxwebhu lwenkcitho yonyango lwabantwana

Inkqubo Yenkqubo

Inkqubo yesicelo iyahluka ngokuxhomekeke kwinkqubo, kodwa jikelele ilandela la manyathelo:

[[UMKCU] Inyathelo 1: Ngenisa Isicelo Sakho

Iinkqubo ezininzi ngoku zinika iindlela ezininzi zokusebenzisa, kuquka ii-portals ze-intanethi, kwi-ofisi yengingqi, ngeposi, okanye ngemfonomfono. Izicelo ze Internet zisoloko zibaleka ngokukhawuleza kwaye zikuvumela ukuba ulandele indlela yakho yokwenza umsebenzi.

Inyathelo 2: Gqibezela udliwano-ndlebe[

Iinkqubo ezininzi zifuna udliwano-ndlebe njengenxalenye yenkqubo yokufaka isicelo. Oku kungenziwa ngokobuqu, ngemfonomfono okanye ngomnxeba wevidiyo. Udliwano-ndlebe luvumela umgcini-mali ukuba aqinisekise inkcazelo, abuze imibuzo ecacisayo, aze aqinisekise ukuba uyayiqonda imfuno yenkqubo.

Inyathelo 3: Phumelela Uxwebhu Olwandisiweyo

Emva kwesicelo sakho sokuqala, ungacelwa ukuba unikezele uxwebhu olongezelelweyo ukuqinisekisa ulwazi olunikekileyo. phendula kwezizicelo ngokukhawuleza ukunqanda ulibaziseko ekuqhubekekeni.

Inyathelo 4: Fumana ukuzimisela [[FLT: 1]

Uza kwamkela isaziso esibhaliweyo esiza kukuxelela enoba uvunyiwe okanye wakhanyelwe. Ukuba sivunyiwe, isaziso siza kuchaza inzuzo yakho, xa iinzuzo ziza kuqala, kunye naziphi na iimfuno eziqhubekayo. Ukuba ayivunywanga, isaziso siza kuchaza isizathu nelungelo lakho lokubhenela.

Amacebiso esicelo Abalulekileyo

Faka iinkqubo ezininzi ngexesha elinye. Ii-ofisi ezininzi zikarhulumente zingakukhubaza kuzo zonke iinkqubo ezikhoyo kutyelelo olunye. Oku kungagcina ixesha kwaye kuqinisekise ukuba ufumana zonke iingenelo onelungelo lokuzifumana.

Ungaze uhlawule irhafu, iinkqubo zikarhulumente ezisemthethweni zikhululekile ukucela. Lumka kubarhwebi. Lumka nabani na ofuna ukukuhlawula ukuze akuncede ubhalise ingeniso okanye uthi banokuqinisekisa ukuba bayamvumela ukuba uhlawule imali ethile.

Isibheno ukuba uyakhanyelwa. Ukukhanyela okuninzi kungapheliswa ngesibheno. Cela uncedo kumthetho okanye kwimibutho yokuxhasa inzala. Ukuba ukholelwa ukuba ukhanyelwe ngokuphosakeleyo, unelungelo lokubhena isigqibo. Isaziso sokukhanyela siza kuquka inkcazelo ngendlela yokufaka isibheno kunye nommiselo wokwenza oko.

Ukuqonda uFederal vs. IiNkqubo zikaRhulumente

Iinkqubo zoncedo zikarhulumente zisebenza kumgangatho owahlukeneyo karhulumente, nto leyo echaphazela indlela ezisetyenziswa ngayo kunye neengenelo ozifumanayo.

Iinkqubo zomanyano

Ngokufanayo kwilizwe lonke. Ukuzimela nokufumana iingenelo kungqinelana kuwo onke amaphondo. Iinkqubo zomanyano ezifana neNtlalo-ntle, i-SSI, ne-SSDI zinemithetho efanayo kungakhathaliseki ukuba uhlala phi. Oku kuthetha ukuba imilinganiselo elungileyo kunye neengenelo zeemali ziyafana nokuba uhlala eKhalifoniya okanye eKentucky.

Iinkqubo ezinikezelweyo zeRhulumente

Ulwimi-luvo ngokwemeko. Urhulumente ngamnye umisela eyakhe imithetho, amanqanaba ayingenelo, kunye nokufezekisa. Iinkqubo ezifana ne-TANF, iMedicaid (kweminye imiba), kunye ne-SNAP (kweminye imiba) zixhaswa ngokudityanisiweyo ngurhulumente worhulumente norhulumente kodwa zilawulwa ngamagunya. Ezi ndlela:

  • Imali efunyenweyo isenokuhluka kakhulu phakathi kwamazwe
  • Imigaqo ebonakalisa ukufezekisa inokuba yimiqathango engaphantsi okanye engaphantsi exhomekeke kwimeko
  • Iinkqubo zenkqubo kunye noxwebhu olufunekayo lungahluka
  • Kunokwenzeka ukuba iinkqubo ezongezelelweyo ezingqaleneyo zemeko zikhona

Oku kuthetha ukuba kubalulekile ukukhangela iimfuno zemeko ethile kunye neengenelo xa kusenziwa uphando lweenkqubo.

Ukulondoloza Iingenelo Zakho

Xa uvunyiwe ukuze ufumane uncedo, kukho iimbopheleleko eziqhubekayo zokugcina ubuchule bakho.

Iimfuno Zokuqinisekisa

Iinkqubo zoncedo ezininzi zifuna uqinisekiso lwexesha nexesha lokuqinisekisa ukuba usafanelekela ukufezekisa iziqinisekiso. Ukuba ufunyaniswe ufanelekile, uzakwamkela isaziso esikuxelela ixesha oza kufumana ngalo i-SNAP iinzuzo ze. Oku kubizwa ixesha lakho lokuqinisekisa. Phambi kokuba ixesha lokunika isiqinisekiso liphele, kuzafuneka ugqibe isicelo sokuqinisekisa kwakhona kwaye unikezele ngoxwebhu oluhlaziyiweyo.

Iintlawulo

Kufuneka uxele utshintsho oluthile kwiimeko zakho olunokuchaphazela ubunjani okanye umlinganiselo wenzuzo yakho. Ezi ziquka:

  • Ukutshintsha kwengeniso (ukufumana umsebenzi, ukuphulukana nomsebenzi, ukuhlawula intlawulo eninzi okanye ukuhla)
  • Utshintsho kwimimiselo yasekhaya (umntu ofudukela okanye aphume, ukuzalwa komntwana)
  • Iinguqu kwidilesi
  • Iinguqu kwimpahla okanye kwizinto
  • Iinguqu kwiindleko (indleko ezithe kratya,

Ukungaphumeleli ukuxela iinguqu ezifunekayo kungaphumela ekuhlawuleni ngokugqithisileyo okuza kufuneka ukukuhlawula, okanye kwanokwahlulwa kwenkqubo.

Iimfuno Zomsebenzi Nokusebenzisana

Ezinye iinkqubo zineemfuno zokusebenza okanye inxaxheba ekufuneka uhlangabezane nazo ukuze ulondoloze iingenelo. Umzekelo, abamkeli be-TANF kufuneka babe nenxaxheba kumsebenzi, ukukhangela umsebenzi, okanye iinkqubo zokuqeqesha. Ukuqonda nokuthobela ezi mfuneko kubalulekile ukuze ugcine iinzuzo zakho.

Ukuqwalaselwa Ngokukhethekileyo Kwabemi Abahlukahlukeneyo

Abanye abantu bacinga ngokukhethekileyo ngeenkqubo zoncedo zikarhulumente.

Abantu Abakhulileyo Nabantu Abaneziphene

Izindlu eziquka amalungu akhulileyo okanye aneziphene azikho phantsi kwemfuno yomsebenzi, nokuba iintsapho ezininzi kufuneka zifikelele iimfuno zemisebenzi ukuze zifanelekele iSNAP. Abantu abakhulileyo nabantu abaneziphene basoloko befumana amalungiselelo akhethekileyo, imida ephezulu yoovimba, kunye nokungaxhomekeki kwiimfuno ezithile.

Izindlu zisenokuba nee-$3,000 kwimali enokubalwayo (njengemali okanye imali ekwi-akhawunti yebhanki) okanye ii-$4,500 kwimithombo enokubalwayo ukuba ubuncinane elinye ilungu lendlu lineminyaka engama-60 okanye ngaphezulu, okanye likhubazekile. Lo mda we-atmosfera uyavuma ukuba abakhulileyo basenokuba nogcino-mali olufanelekileyo ukwenzela iingozi.

Abafundi Bekoleji

Ezinye iindidi zabantu azifaneleki ukuya eSNAP kungakhathaliseki ukuba bafumana mali engakanani na okanye banezinto ezithile, njengabantu abagxalazekileyo, bonke abantu abangenawo amanani okufuduka abhaliweyo, abaphambukeli abaninzi abaneendawo ezisemthethweni zokufuduka, abanye abafundi abafunda ekholejini ixesha elingaphezu kwesiqingatha, nabanye abantu abaneenkolelo ezinxulumene neziyobisi kwamanye amazwe.

Noko ke, abafundi banokufaneleka ukuba bahlangatyezwane neemeko ezithile. Ukuba nenxaxheba eSNAP, umfundi, ubuncinane kwisiqingatha sexesha lasekholeji, kufuneka afikelele ingeniso efunekayo ye-SNAP kwaye enye yemiqathango elandelayo: ukusebenza ubuncinane iiyure ezingama-20 ngeveki emsebenzini ohlawulwayo. Okunye okungako kuquka ukuba nenxaxheba emsebenzini, ukufumana i-TANF, okanye ukunyamekela umntwana oxhomekeke kumalungu omzimba.

Veterans

Abasebenzi bengqesho basenokufanelekela zonke iinkqubo zoncedo oluqhelekileyo, kunye neengenelo ezithe kratya ezicazululweyo. Ezi ziquka ukunyanzelwa kwempilo ye-VA, imbuyiselo yesiphene, iinkqubo zengqesho, kunye noncedo lwezindlu ezikhethekileyo.

Abafuduki

Ukufaneleka koncedo lukarhulumente kuyahluka ngokuphawulekayo ngenxa yemeko yokufuduka. Abemi abathile base-U.S. kunye nabantu abathile abafanelekayo (njengezakhamuzi ezisisigxina ezisemthethweni ebezineminyaka emihlanu ubuncinane, iimbacu, kunye nee-aslates) basenokufaneleka kwiinkqubo ezininzi. Noko ke, imithetho ecacileyo iyantsonkothile kwaye yahluka-hluka ngoko kumthetho, ngoko kubalulekile ukukhangela iimfuno ezithile okanye ukuqhagamshelana negqwetha okanye umcebisi ofanelekileyo wezentlalo-ntle.

Iinguqu Zamvanje Nokuhlaziywa Ngowama - 2026

Iinkqubo zoncedo zikarhulumente zitshintsha ngokuhamba kwexesha ngomthetho nangotshintsho lwenkqubo. Ukuhlala wazi ngohlaziyo lwakutshanje kunokukunceda uqonde iingenelo namalungelo akho.

Uhlengahlengiso lomgangatho wobuhlwempu obumanyeneyo

Imigaqo yobuhlwempu engama 2026 yanyuka ngokuthoba xa ithelekiswa no-2025, ibonisa ukunyuka kwexabiso lemali elilinganiswe ngeCPI-U. Olu lwandiso luthetha ukuba abantu banokufumana inzuzo esekelwe kwingeniso ngo-2026 xa kuthelekiswa neminyaka engaphambili, njengoko isilingi sengeniso inyukile.

Inkqubo yonyango iyahlaziya

Ipakethi iquka izibonelelo eziphambili zonyango kunye neziguquli, kuquka iMedicara telehealth procealialties kunye nenkxaso yokufumana ingeniso ephantsi. Ikwakhusela kakhulu uLawulo loLuntu oluManyeneyo oluphilayo (ACL) kunye nezinye ezibalulekileyo kubantu abadala nabantu abadala abaneziphene.

Imali inwenwenwela kwi-COVID-19 Medicare telehealth propealility ukuya kuma-2027, ukugcina indawo kunye nendawo ebekelwe indawo, uluhlu olwandisiweyo lweendawo ezisuka kuzo kunye noogqirha abafanelekileyo, kunye nokugquma kwesandi kuphela, phakathi kwezinye imigaqo-nkqubo. Oku kubaluleke ngokukhethekileyo kubantu abasemaphandleni okanye abo baneengxaki zokuhamba.

Utshintsho Lwenkqubo YeSNAP

Umthetho oMkhulu weBhili-Bhili ePhakamileyo ka-2025 utshintsha ezinye izinto ze-SNAP. Oku kuquka utshintsho kwiimfuno zomsebenzi we-SNAP kunye nokungabi nabunyani. Sikwinkqubo yokuhlaziya eliphepha kunye notshintsho olwenziwa nguMgaqo weBhili enkulu ka-2025. Kubalulekile ukukhangela kwi-ofisi yakho ye-SNAP yolwazi lwangoku malunga nendlela ezi nguqu ezingakuchaphazela ngayo.

Ucelomngeni Oluqhelekileyo Nendlela Yokoyisa

Ukuqonda imiqobo eqhelekileyo nendlela yokuyilungisa inokukwenza ufumane iingenelo ezifanelekileyo.

Inkqubo Yokulibazisa

Ukulungelelanisa amaxesha kungahluka ngokuphawulekayo kuxhomekeka kwinkqubo nakubume bakho. Ukunciphisa ukulibaziseka:

  • Ngenisa iinkqubo ezigqityiweyo ngawo onke amaxwebhu afunekayo
  • Phendula ngokukhawuleza kwizicelo zolwazi olongezelelekileyo
  • Gcina imibhalo yayo yonke into oyinikelayo
  • Landela ukuba awuvanga kwi frame yexesha elichaziweyo
  • Buza ngendlela elungiselelwe ngayo ukuba kukho imfuneko engxamisekileyo

Usenokuba ufanelekela ukufumana i-SNAP iinzuzo ngeentsuku ezi-7 zomhla wakho wesicelo ukuba ufikelela iimfuno ezongezelelekileyo. Umzekelo, ukuba indlu yakho inee-R100 ezingaphantsi koovimba bomchako kunye ne-R350 kwingeniso egqithisileyo yenyanga, okanye ukuba ingeniso yendlu yakho idityanisiwe kunye nemali eninzi kunye nobuncwane obuselwayo bungaphantsi koko ukuhlawula inyanga nganye ngenxa yerente okanye yendlu okanye iindleko ezingentlalo-mali.

Ukuqonda Izizathu Zokukhanyela

Ukuba ifomu yakho ayivunywanga, esi saziso sifanele sisichaze ngokucacileyo isizathu. Izizathu eziqhelekileyo ziquka:

  • Ingeniso ephezulu kakhulu kucwangciso
  • Iiseti zigqitha imida yenkqubo
  • Uxwebhu olulahlekileyo okanye alugqitywanga
  • Ukungaphumeleli ukuya kudliwano-ndlebe olufunekayo
  • Ukungafikeleli ubumi okanye imfuno yokuhlala
  • Azifikeleli iimfuno zomsebenzi

Ukuqonda isizathu sokuba ungamfuni kusithabatha kuqala ukuze ubone enoba ufanele ubhenele kusini na okanye ufanelekele olunye ucwangciso.

Imithetho eqingqiweyo enzima

Iinkqubo zoncedo zikarhulumente zinemithetho entsonkothileyo ekunzima ukuyiqonda.

  • Imibutho yoncedo esemthethweni enkcubeko kwinzuzo yomthetho
  • Imibutho esekelwe kuluntu enika iingenelo zokucebisa
  • I-ofisi yesebe nezoncedo
  • Imibutho yokwabelana ngempahla yanikela ingqalelo kubemi abathile (ii - inshorensi, abantu abaneziphene njl.njl.)
  • ezisemthethweni ze-website karhulumente

Ukuqhubana nokuhlawulwa ngokugqithisileyo

Ukuba ufumana uncedo olungaphezulu kunolunelungelo kuwe, ungafuneka uhlawule intlawulo. Oku kunokwenzeka ngenxa ye:

  • Ukungaphumeleli ukuxela utshintsho kwiimeko
  • Impazamo ye-arhente
  • Ukungaqondani kweemfuno ezifunekayo

Ukuba uxelelwe ukuba uhlawulelwe ngokugqithisileyo, unelungelo lokucela ukuchotshelwa ukuba uphikise okanye ucele icebo lokuhlawula ukuba awukwazi ukuhlawula imali epheleleyo ngoko nangoko.

Ziphucule Iingenelo Zakho

Xa ufumana uncedo, kukho amaqhinga okusebenzisa inzuzo yakho kwaye usebenzele ekuzinzeni kwemali.

Iinkqubo Ezininzi Zidityaniswa

Abantu abaninzi bafanelekela iinkqubo ezininzi zoncedo ngaxeshanye. Umzekelo, ungafumana iSNAP, iMedicaid, kunye noncedo lwezindlu ngexesha elinye. Inkqubo nganye idilesi zeemfuno ezahlukeneyo, kwaye ukuzisebenzisa kunye kunganika inkxaso ebanzi.

Ezinye iinkqubo zizenze lula ukuba sele ufumana ezinye iinzuzo. Umzekelo, ukuba ufumana i SSI, ungawafanelekela ngokuzenzekelayo uMdicaid kumazwe amaninzi.

Ukusebenzisa Inzuzo Yeenkonzo Ezongezelelekileyo

Iinkqubo ezininzi zoncedo azincedi nje ngemali.

  • Iinkqubo zokusebenza nokuqeqesha zinokukunceda uhlakulele ubuchule bomsebenzi
  • I-Medicaid idla ngokuquka ukunyanyekelwa nokusetyenziswa
  • Iinkqubo zezindlu zinokunikela uqeqesho lwemali kunye nolawulo
  • NGOKWEENTSHONA KOLONI

Ukusebenzisa ezi nkonzo zongezelelweyo kungakunceda ukuba wakhe ubuchule kunye nomsebenzi wokuzinceda.

Ukuqonda Izinto Ezikhokelela Kumsebenzi

Abantu abaninzi baxhalatyiswa kukuba ingeniso efunyanwayo iza kubabangela bangangenelwa ngoko nangoko. Noko ke, iinkqubo ezininzi zinokukwenza ugcine iingenelo ezithile njengoko ingeniso yakho isanda. Ukuqonda indlela umsebenzi ochaphazela ngayo iingenelo zakho kunokukunceda wenze izigqibo ezithe ngqo ngokuphathelele amathuba omsebenzi.

Ezinye iinkqubo, ingakumbi ezo zabantu abaneziphene, zinezinto ezikhethekileyo ezikhuthaza umsebenzi ezikuvumela ukuba uhlole amandla akho okusebenza ngaphandle kokukhawuleza ulahlekelwe ziingenelo.

Oovimba Nendawo Onokufumana Kuyo Uncedo

Akuyomfuneko ukuba usebenzise inkqubo yoncedo lukarhulumente kuphela. Zininzi izinto ezikhoyo ukukunceda uqonde iingenelo kunye nokufikelela.

Imithombo karhulumente esemthethweni

  • Izahlulo ze-Benifit.gov: ulwazi oluqulunqiweyo malunga neenzuzo zorhulumente kunye nezixhobo zokumisa
  • USA.gov: ulwazi jikelele ngeenkonzo neenkqubo zikarhulumente
  • [[UMTL:0] Ukukhatha.gov: Ulwazi malunga neenketho ze-inshorensi yempilo eziquka iMedicaid
  • SSA.gov: Ulawulo loKhuseleko loNtlalo lomntu othathe umhlala-phantsi, ukukhubazeka, kunye ne-SSI
  • `[UMTL:0].gov:[[FTL:1] Isebe lezindlu noPhuhliso lweUrban ukwenzela uncedo lwezindlu
  • FS.USDA.gov: Ukutya neNkonzo yeNutrition ye-SNAP kunye nezinye iinkqubo zokufumana isondlo

Imigaqo-nkqubo esekelwe kuluntu

Imibutho emininzi engafumani ngeniso inikela uncedo ngesisa kwizicelo eziyingenelo kunye nokukhuthuza. Ezi ziquka:

  • Uluntu oluluncedo olusemthethweni
  • Isalathisi somsebenzi womsebenzi woluntu
  • Imibutho esekelwe kukholo
  • Amaziko Akhulu nengingqi eZixhobo zoKwaluphala
  • Icandelo loLawulo
  • Iibhanki zokutya nemibutho yoncedo elambayo

Imeko kunye noovimba bobulali

Iiofisi zakho zikarhulumente kunye nezobulali zinganika ulwazi malunga neenkqubo zorhulumente nezorhulumente ezingqaleneyo. Qhagamshelana nawe:

  • ISebe lezeMpilo neSebe loMbuso
  • I-ofisi yeenkonzo zoluntu
  • I-ofisi yoncedo lwamaphondo
  • Igunya lezindlu zikawonke-wonke

Iilayini zoncedo kunye ne-Gridline

Iinkqubo ezininzi zisebenzisa amacebiso okunceda apho unokubuza imibuzo uze ufumane uncedo:

  • Faka kwi-ssa.gov okanye umnxeba 1-800-77-21213 kwimibuzo yoKhuseleko loNtlalo
  • Imigca eshushu ye-SNAP ecacileyo yemeko
  • I-arhente yempilo.gov ibiza iziko le-inshorensi yempilo
  • 211 - A kumazwe ngamazwe adibanisa abantu nemithombo

Ukuzikhusela Kwientshaba

Ngelishwa, abaqhathi badla ngokuhlasela abantu abafuna uncedo lukarhulumente. Kubalulekile ukwazi indlela yokubona nokuphepha amaqhinga.

Ukukhohliswa Okuqhelekileyo

  • uqhathano lwendlela yokusebenza: Iinkqubo zikarhulumente zesicelo azize zihlawule iindleko zesicelo
  • Intembeko enconyelweyo: Akukho mntu unokuqinisekisa ukuba uza kuvunyelwa ngengenelo
  • [[FLT: 0] Uqhatho lwamakhadi eBT: Amaqonga angazama ukufumana inombolo yakho yekhadi le EBT okanye i-PIN
  • Uqhatha-qhatho lokurhoxisa: uxokisela ii-imeyili okanye imibhalo ethi isuka kumasebe karhulumente
  • [[UMTL: 0] Uqhathano: Abatyikityi berhafu abathi uza kulahlekelwa zinzuzo ngaphandle kokuba unikeze ulwazi lobuqu ngoko nangoko

Indlela Yokuzikhusela

  • Ungaze uhlawule nabani na ukuze akuncede ucele uncedo kurhulumente
  • Musa ukwabelana ngenombolo yakho yoKhuseleko loNtlalo, nenombolo yekhadi le-EBT, okanye i-PIN yakho naye nabani na
  • Kulumkele ukunxibelelana norhulumente ozibanga uvela kumbutho
  • qinisekisa ulwazi ngokunxibelelana nombutho usebenzisa iinombolo zefowuni ezisemthethweni
  • Ingxelo erhanelwayo yokuqhatha kwiKhomishini yeFederal Trade negqwetha-gosa lesizwe lakho

Ukukhangela Kwixesha Elingaphambili: Ukulungiselela Ukwaneliseka

Ngoxa iinkqubo zoncedo zikarhulumente zinikela inkxaso ebalulekileyo ngamaxesha obunzima, abantu abaninzi bazisebenzisa njengebrorho ukuze bazinze ngakumbi ngokwemali. Ukulungiselela ikamva ngeli lixa ufumana iingenelo zinokukunceda usebenzele ubuchule bakho.

Ukuzibekela Usukelo Lwemali

Naxa ufumana uncedo, unokuzama ukuphucula imali:

  • Yenza uqingqo-mali olunemali
  • Yakha imali egciniweyo yexesha likaxakeka, nokuba yimali encinane nyanga nganye
  • Ukusebenzisa iinkqubo zemali
  • Uhlolo oluhambelana neenkqubo zogcino-mali (Ityala Lophuhliso Loluntu) ukuba luyafumaneka kummandla wakho

Ukuzuza Imfundo Nobuchule

Imfundo noqeqesho lomsebenzi lungaphucula amathuba akho okufumana ithuba elide:

  • Inxaxheba kwiinkqubo zomsebenzi noqeqesho ezinikezelwa nge-SNAP okanye
  • Uhlolo olukhululekileyo okanye oluphantsi lweenkqubo zekholeji
  • Jonga kwiinkqubo zoqeqesho kwimimandla ephezulu
  • Zisebenzise kakuhle izinto ofunda ngazo kwi - Internet
  • Ukunika inkxaso

Ukuqonda Iingenelo Zokutshintsha

Njengoko ufumana ingeniso eninzi, iingenelo zakho ziya kuncipha ngokuthe ngcembe. Ukuqonda indlela olusebenza ngayo olu tshintsho kunokukunceda ucebe:

  • Funda malunga nemithetho yakho ekhutshwe ngamanqanaba
  • Ukubala indlela ingeniso eninzi enokuthi ichaphazele ngayo iingenelo zakho
  • Ceba ukulahlekelwa zinzuzo ngokuqingqa iindleko oza kuzihlawula
  • Lusebenzise ngokunenzuzo iinguqu ukuba ziyafumaneka (njengeeMdicaid

Isiphelo

Iinkqubo zoncedo lukarhulumente zimela umnatha obalulekileyo onceda izigidi zabantu baseMerika zihlangabezane neemfuno zazo ezisisiseko kwaye zisebenzele kwikamva elizinzileyo. Ukusuka kwinkxaso yesondlo esivela kwiSNAP ukuya kwintlawulo yempilo edlula kuMedicaid, ukusuka kwinkxaso yezindlu ngeCandelo lesi-8 ukunikezela ngenkxaso nge-TTANF ne-SSI, ezi nkqubo zithetha ngeemfuno ezisisiseko kubemi abahlukeneyo.

Ukuqonda iimfuno zobuchule, iinkqubo zomsebenzi, namalungelo akho neembopheleleko kungundoqo ekufikeleleni ezi nzuzo ngempumelelo. Ngoxa le nkqubo isenokubonakala intsonkothile, kukho oovimba abaninzi abanokukunceda uhambe ngayo, ukusuka kwiiwebhusayithi zikarhulumente ezisemthethweni ukuya kwiintlangano ezisekelwe kuluntu neenkonzo zoncedo olusemthethweni.

Qala ngenzuzo yokuzihlola kwinzuzo.

Nokuba ujongene nokuphazamiseka kwexeshana okanye ujongene nocelomngeni lwexesha elide, iinkqubo zoncedo zikarhulumente zenzelwe ukunikezela ngenkxaso ngamaxesha obunzima. Ngokuqonda ukuba yintoni ekhoyo, indlela yokusebenzisa, nendlela yokugcina iingenelo zakho, ungafumana ubuncwane obufunekayo ukuze wakhe ikamva elikhuselekileyo kuwe nentsapho yakho.

Ulwazi oluninzi malunga neenkqubo ezithile nokufumana intsebenziswano yakho, tyelela iBenifit.gov, USUSA.gov[, okanye uqhagamshelana neSebe lesizwe lakho lezempilo nezobuntu. Abanikazi abaninzi bangafumaneka ku ukhuseleko. ukhuseleko lwe-inshorensirrensi, [[FLT:]] u-HUS.[FLT]