Ukucindezeleka Okuhlala Njalo Emfundweni: Ukuxhasa Izimali.

Isimiso semfundo sisenkabeni yesenzo esiqhubekayo, esiphakeme sokulinganisela phakathi kwemali nokungena. Lamandla amabili ahlela amathuba akhona ezigidi zabafundi, kodwa avame ukuthatha iziqondiso eziphikisanayo. Ukwandisa izimali zingathuthukisa izinga lesikole, kodwa uma leyo mithombo yabekelwa ngaphandle kwemingcele yokungena, ukulinganisela okuphakeme. Ngokwehlukile, imithetho enweba ngokuphawulekayo ukufinyelela phakathi kwemali noma ukukhokha ngokuncishiswa kwemali okukhona, iholela ekusebenziseni imali ebanzi emakilasini agcweleyo nasemithonjeni ephansi. Kubafundisi, abakhi bezemiyamiya, nabameleli bezemfundo, ukuqonda lo msebenzi wobushiciji, akuyona indlela yokusebenza yansuku zonke. Imizamo edala izimiso zokufinyelela izikole noma ukuthoba izikhali ezihlanganisayo, ingezona eziphambili.

Inkinga engundoqo ilula ngokukhohlisayo: imali namathuba akuzihambelani. Isifunda sesikole esinemiklomelo ecebile singase sibe nezindawo zokuhlola izibalo zezwe kanye nezingalo zomfundi eziphansi kuthisha, kodwa lokho kwenza okuncane kakhulu emkhayeni endaweni yasemaphandleni engenaso isikole esiphakeme. Ngokufanayo, umthetho oqinisekisa ukuthi ingane ngayinye inesihlalo esikoleni somphakathi, qhaza kakhulu ngokufinyelela ku-(a) ukuhola okuholela ekilasini elingaphansi kwegumbi lemfundo uma isilinganiso semfundo yemfundo, khona - ke, ukwakhiwa kwezimiso zemfundo, kuveza ukukhokhela nokungena ngokusemthethweni ngesikhathi esisodwa.

Izisekelo Zokuxhasa Imfundo

Ukusekela ukusekela kwanoma isiphi isimiso semfundo. Kukhokhela izinto ezibalulekile: amaholo othisha nezisebenzi, izincwadi zobuchwepheshe, ukulungiswa kokwakha, nezinhlelo ezikhethekile. Kodwa imithombo yezimali iyahlukahluka kakhulu, futhi lokho kungafani kwakha uhlelo lokuqala lwezikhungo zokuhweba.

Lapho Lemali Ivela Khona

E-United States, imfundo yomphakathi ixhaswa ngezimali ngenhlanganisela yentela yendawo yempahla, ukuxhasa imali, neminikelo kahulumeni. Isilinganiso siyahluka ngokwezwe, kodwa intela yempahla yendawo ilokhu iwumthombo oyinhloko. Leli lungiselelo lihlanganisa inzuzo yesikole nengcebo yomphakathi, idala igebe phakathi kwezifunda ezicebile nezimpofu. Izwe lizama ukulungisa lokhu ngezindlela zokuthola imali ezilinganayo, kodwa imiphumela ayilingani. Ezingeni lemfundo ephakeme, ukuxhasa imali kuvela e-tuiation, intela zikahulumeni, iminikelo yombuso, iminikelo yezezimali, neminikelo yangabodwa, ngalinye ngemiphumela yalo siqu.

Izindawo Eziyinhloko Lapho Ukuxhasa Kushintsha Imiphumela

Ubunjani Bokufundisa nokuzigcina: amaholo akhokhelwayo ayithuluzi elilodwa elinamandla kakhulu lokudonsa nokugcina othisha abanekhono. Izifunda ezinemali ephezulu(noma izinzuzo ezingcono ezinjengokukhokha imali ebolekwayo yabafundi) ukuze zibe nenkokhelo ephansi nezisebenzi ezinolwazi oluthe xaxa. Izikole ezingaphansi kwe-othisha abakhokhelwayo noma labo abasebenza ngaphandle kwe-clibse, ezithinta ngokuqondile ukufunda komfundi.

Ukufunda Imithombo: Izincwadi, imishini yezibalo, imishini yokucwaninga, nezinto zomtapo akuyona into ezikhethela. Isikole esingenazo izincwadi zamanje noma ukufinyelela kolwembu lwe-inthanethi okuthembekile sibeka abafundi baso endaweni enzima kakhulu. Ukuxhasa kunquma ukuthi ikilasi linazo izinsimbi ezanele zomculo noma amacomputer anele ukuze lifunde ikhodi.

Izakhiwo ezilondekile, ezihlanzekile, nezinendawo ekahle zidala indawo engenisa ulwazi. Ukungangeni kahle komoya, izimiso zokufudumeza imvelo eziphelelwe isikhathi, kanye nezindawo eziwohlokayo akuthinti nje abafundi kuphela kodwa futhi kudala izingozi zempilo. Izimali ezinkulu ziveza izimali ezintsha ze-HEVAC noma ama-apology .[1] Njengemishini yesayensi ekhona ekhona ezindaweni eziningi.

I-Programument: Imali ivumela ukucebisa ngaphezu kwemfundo eyisisekelo. Izinhlelo zobuciko, imidlalo, izifundo eziphambili, iziteshi zomsebenzi nemfundo yobuchwepheshe (CTE) zonke zixhomeke ezimalini ezidingekayo. Uma izimali zinqanyuliwe, lezi zinhlelo zivame ukuba ezokuqala ukuhamba, zinciphisa okuhlangenwe nakho kwemfundo okukhona kubafundi.

Inganekwane Yokuthi “Ukuphonsa Imali Enkingeni"

Ukugxeka okuvamile ukuthi ukwanda kwezimali akuzilungisi imiphumela. Ukucwaninga kusekela umbono ocacile: izindaba zemali, kodwa indlela ezisetshenziswa ngayo izinto ngaphezulu. Ukuhlola kubonisa ukuthi ukutshala imali okuqinile, okufakwe kahle − ikakhulukazi emfundweni yabantwana abancane, ukuqeqesha uthisha, nokunciphiswa kwesigaba sezifundo zakuqala. Ukukhokha inzuzo engcono. Ngokuphambene, ukuhlelwa kwemali ehleliwe kukhula ngaphandle kwecebo elisemthethweni elivamile elivame ukuxazululeka ngaphandle kwemiphumela. Khona - ke, ukuhweba akukho phakathi kokusebenzisa imali nokulondoloza kodwa phakathi kokusebenzisa izinto ezisebenzayo nokusebenzisa izinto ezingasebenzi nokusebenzisa izinto ezingazisebenzisi. Abenzi bemisebe kumelwe bazimisele ukunqamula izinhlelo ezingaphumeleli nokuqondisa izimali ezingenelayo ezisekelwe ebufakazini.

Ukwakheka Okuhlukahlukene Kokutholakala Kwayo

Ukuthola imfundo kudlulela ngalé kokuba nesakhiwo sesikole esiseduze. Kuwumqondo oyinkimbinkimbi ohilela ukutholakala kwenani , ukukwazi kwezomnotho[, [[FLT]] ukuhlanganiswa kwezesayensi yezezimali , kanye umphandle] wemali [[. Izinga ngalinye liveza imingcele yalo, futhi liveza ukuxhumana ngezindlela ezikhethekile.

Izithiyo Zendawo Yonke

Abafundi basezindaweni zasemaphandleni bavame ukuhamba amabanga amade beya esikoleni, belinganisela ikhono labo lokuhlanganyela emisebenzini yangemva kwesikole noma ukufundiswa ngokukhethekile. Ezindaweni zasemadolobheni, izimiso zesikole ezikhethelweyo zingadala umsebenzi ohlukene wezinto ezikhethekayo, kodwa izinto zokuhamba zihlala ziyisithiyo esibalulekile. Emfundoni ephakeme, ukuba khona kwamakholiji omphakathi noma amayunivesithi aneminyaka emine aphakathi kwethonya eliphansi kakhulu lokufunda. Ukufinyelela indawo ethile ngokuvamile kusho ukwakha izikole ezintsha noma amasikole amasatellite, okudinga ukutshala izimali ezinkulu. Ibhizinisi: ukuvula isikole esisha endaweni engaphansi kwenkonzo kunganweba imali yokulungisa imali yemfundo ekhona.

Izithiyo Zezomnotho

Izindleko zemfundo ziwumngcele okhonjiwe kakhulu wokungena. Imikhaya ingabhekana nezindleko zokuhamba emakholijini, imidlalo, izinto zokucwaninga, noma ngisho nezinto eziyisisekelo. Emfundoni ephakeme, ukukhulela nokukhokha kuye kwanyuka kakhulu kunokwehla kwamandla emali, futhi isikweleti sabafundi senyukile. Abafundi abathola imali ephansi abakwazi ukubhalisa emakholijini futhi bavele bayeke uma bekwenza. Izinhlelo ezifana nenkululeko noma ipetroli yesidlo sasemini, uPell Grants, kanye nezindlela zomphakathi ezikhokhelwayo ezikhululekile ziklanyelelwe ukwehlisa lemingcele, kodwa ziphumelela kakhulu njengemali yabo yokuxhasa imali. Ngokwesibonelo, i-Pel Grantrances, ngokwesibonelo, zinciphisa ngokuqondile ukufinyelela izigidi zabafundi.

Ukungalingani Kwezenhlalo Nezimiso

Ubandlululo, ubandlululo, nokungalinganiswa komlando kudala igebe elingapheli lokuthola imingcele. Abafundi bemibala, abafundi abakhubazekile, abafundi abafunda ulimi lwesiNgisi, kanye ne-LGBTQ+ abafundi bavame ukubhekana nezithiyo ontanga yabo abangaziboni. Lokhu kungahlanganisa imikhuba yokukhetha, ukuntuleka kwezifundo ezingokwesiko, izakhiwo ezingafinyelelwanga, noma izimo zesikole ezingezinhle. Ukususa imingcele enjalo akudingi nje kuphela ukuxhasa izisebenzi ezisekelayo, ukuqeqesha, nezindawo zokuhlala kodwa futhi nesibopho sokuguqula inqubo kanye nokushintsha amasiko. Intengiselwano ephambili lapha ingebonwa njengokuthatha izimali kubafundi abaningi, ukuphikisa kwezombangazwe.

Imingcele Nokwaziswa

Ngisho noma isikole silula futhi sibiza imali, abafundi bangase bangabhalisi uma bentula ukulungiselela kwemfundo, isiqondiso, noma ukwaziswa kokusebenzisa isimiso. Ngokwesibonelo, abafundi basekholiji benkathi yokuqala, bangase bangakwazi ukusebenzisa usizo lwemali noma izifundo ezidingekayo ukuze bathole izinjongo eziyinhloko. Ukulawula le mingcele kudinga abeluleki, abeluleki, izinhlelo zamabhuloho, nokukhulumisana okucacile okubiza imali.

Ukuhamba Kwama - Trandoff: Izicatshulwa Zezwe Ezingokoqobo

Ukuhlola lezi zimo kwembula ukuthi ayikho impendulo enembile; umongo nezindinganiso ezishukumisa isinqumo.

Isimo Sokuqala: Ukuthola Imali Eningi, Ukutholakala Okulinganiselwe

Cabangela isifunda sasedolobheni esicebile esingenisa imali eningi ezikoleni zaso: amakilasi amancane, iminikelo emikhulu yangemva kwesikole, ubuchwepheshe obuphambili, nemali ekhokhelwa kakhulu yothisha. Imfanelo ingcono kakhulu, kodwa isifunda sikhishwa ngemklamo /imithetho yokulungisa kanye nempahla ephakeme kuvala ngokuphumelelayo imikhaya engenisa imali ephansi. Lokhu kuyindaba ephambili ye ephakeme, ukufinyelela okuphansi, ukufinyelela [. Nakuba abafundi phakathi kwesimiso besandisa i-livel, isimiso sikhuthaza ukuthutha nokungalingani. Izimiso zingahlanganisa izinhlelo eziboshelwayo ezibolileyo noma i-Genegantiary, kodwa lokhu kungabhekana nokumelana okukhulu nokuvikelwa kwezwe futhi kudinga imvume yombuso.

Isimo 2: Ukutholakala Okuthé Xaxa, Ukukhokhelwa Okuthenjiswe

Ngokuphambene, isifunda esidlulisa umthetho wesikole wonke, kuhlanganise nezikole zomthetho-mthetho wesikole kanye nezikhonso, sandisa ngokuphawulekayo ukufinyelela kwezindlela ezihlukile zemfundo. Nokho, uma umbuso ungayandisi imali ngesikhathi esisodwa, imali iyaphambukiswa ezikoleni zomphakathi ezivamile. Lezo zikole zibhekene nohlelo lokuhlela, oluholela emakilasini amakhulu, izinhlelo ezimbalwa, nothisha ophansi. Umphumela uwukuthi ukhuliswe kodwa ukufinyelela okungalinganiyo [[[: imikhaya ekwazi ukukhomba isimiso sokukhetha inzuzo, kuyilapho lezo ezishiywe ngaphansi kwezikole zomphakathi zilahlekelwa yinkululeko. Ibhizinisi lapha ikhona ilahlekelwa yinkululeko yokuzikhethela nenkululeko yesimiso sesikole somphakathi.

Isimo 3: Izifanekiso Ezisekela Ukusetshenziswa Ngokulinganayo

Ezinye izifundazwe ziye zathola izimali eziye zasetshenziswa kakhulu ekuxhaseni amaqembu abafundi noma "izimali zokuxhasa imali" eziqondisa imali eyengeziwe ezifundeni ezikhonza izakhamuzi eziswele kakhulu. Ngokwesibonelo, isifunda esinabafundi abaningi besiNgisi noma abafundi abampofu sithola imali eyengeziwe ngokwezimali. Lelisu lihlose ukuthuthukisa ngokuzenzakalelayo ukuxhasa imali nokufinyelela imali [ ngokuhlasela imithombo lapho bedingeka kakhulu khona. Ubufakazi obuvela eMassachusetts busikisela ukuthi amagebeyi anjalo angaphumelela kancane uma ehlangene nezinye izinguquko. Nokho, lezi zimo zemifanekiso ngokuvamile zibhekene nezithiyo zezombangazwe: izifunda ezicebile zingabona ukulahlekelwa kwemali nokuvunyelwa kwazo. Ibhizinisi likhona phakathi kwemali kanye nezombangazwe.

Izindlela Zokusekela Ukuxhasa Nokutholakala Kwayo

Kunokuba babheke imali exhaswe nokungena njengomdlalo we-zero-sum, abenzi bezimiso abaphumelelayo bafuna amasu aqinisa kokubili. Lezi zindlela ezilandelayo, ezisekelwe ekucwaningeni nasekuziqeqesheni, zinikeza indlela eqhubekela phambili.

Ukusetshenziswa kweFormulas ngokusekelwe ekuhlelekeni

Ukusuka ku-ifakthi-yonke eqoqweni ngesilinganiso esisodwa kuya empahleni enesisindo kuyindlela eqondile yokusingatha izilinganiso. Izici ezinjengobubha, isimo semfundo ekhethekile, isimo sesiNgisi, nobukhulu besikole zingasetshenziselwa ukulungisa ubunzima bemali. i-Education Law Center imikhondo yezwe-isekela i-smontswana ngokusekela ukuhleleka kwezemfundo futhi inikeze izilinganiso eziningi zendlela ehlukile. I-United States njenge New Jersey iye yasebenzisa imifanekiso enjalo ekuthuthukiseni imiphumela engaphezulu-partment, nakuba isibopho esigciniwe sidingeka ukuvimbela ukukhukuliseka.

Umngane Womphakathi Onakekela Izisebenzi

Izimali ezinikezwa ngasese ezivela ezinkampanini noma ezisekelweni zinganezela ekuhleleni imali yomphakathi, ikakhulukazi ezibonelweni eziqondile ezinjengobuchwepheshe obuthuthukisiwe noma izinhlelo zangemva kwesikole. Nokho, lobu budlelwane kumelwe buhlelwe ngokucophelela ukuze bugweme ukubekwa kwemfundo yomphakathi noma ukulahlekelwa ukulandisa ngentando yeningi. ibonelela ekucwaningeni komphakathi [ izimpawu eziqokomisa lapho amaPPPPPs aye athola khona ngokuphumelelayo ukufinyelela emfundweni ye-STEM emiphakathini egciniwe egciniwe. Isihluthulelo siwukuba nemininingwane: izimali kufanele zisetshenziswe ezinjongweni ezicacishisiwe kahle zomphakathi, futhi iminikelo yangalawuli noma ukuqashwa kwabantu.

Isibonelo Sezikole Zomphakathi

Isikole somphakathi sihlanganisa imfundo, impilo, nezinkonzo zezenhlalakahle ezakhiweni zesikole. Ngokuhlanganisa izinkonzo ze-colot njengemitholampilo, ukululeka ngempilo, nemfundo yabadala, lezi zikole zikhuluma ngezimali nangemingcele yokungena. Zisebenzisa imishini yokuletha imithombo eyengeziwe kuyilapho zinciphisa isithiyo sokuhlanganyela emikhayeni. ISikhungo sezemfundo zezempilo ze-Community [ sinikeza imithombo ebanzi ekufezekeni. Lesibonelo sidinga ukuhlanganisa okuphawulekayo nokutshala izimali, kodwa ukuhlola kubonisa ukuthi singanciphisa ukuphuma kweminye futhi sithuthukise imiphumela yeze, ikakhulukazi ezindaweni eziphakeme.

Usizo Lwezimali Nemali Ethunyelwa Ngezimo

Kusemfundo ephakeme, ukwandisa usizo lwezimali olusekelwe entuthukweni luyithuluzi elinamandla lokuthola. Kodwa kusebenza kangcono kakhulu uma kuhlanganiswa nokuncitshiswa kwenqubo yokusebenza nezinhlelo zakuqala zokuzibophezela. Izinhlelo zokudlulisa imali ngemishini, ezinikeza imali emikhayeni exhomeke ekungeneni esikoleni noma emakilasini, ziye zahlolwa emazweni amaningana ngemiphumela emihle kubafundi abathola imali ephansi. I-messiff ishop ukuthi izinhlelo ezinjalo zingaba yinkimbinkimbi futhi zingakha izisusa eziphambene uma zingaklanywanga ngokucophelela.

Ukutshala Imininingwane Ebonisa Ukucaca Nokulandisa

Enye yezinto ezibiza kakhulu abenzi bezimiso abangenza ukwenza ulwazi lwemali, ukubhalisa, nemiphumela etholakala obala futhi eqondakala kalula. Uma abazali, abameleli, nezintatheli zingabona ukuthi yiziphi izikole eziminyene noma iziphi izifunda ezinokutholakala okuphansi, bangacindezela ukuze bashintshe. i-U.S. i-Reasurence Bureaution's shodate memorial metam[ iyiqophelo lokuqala, kodwa iqoqo likahulumeni linikeza ukwaziswa okuningi ngokwengeziwe. Inzuzo yemisebenzi ye-data incane kakhulu uma iqhathaniswa nezinye izindleko zemfundo, kodwa ingaqhubela inqubo enkulu yezentengo yemali yesikole yonyaka yezenteko.

Isiphetho: Ukuphumelela Ngalé Kwalokho Ongase Ukukhethe

Ukulandisa kokuthi ukuxhasa imali nokuthola inzuzo kungenakugwenywa kuyimpikiswano eyiphutha futhi kunzima, akunazimo eziqondile. Ngenjongo yokucabanga, ngentando yezombangazwe, nokuzimisela ukufunda ngobufakazi, kungenzeka ukwakha izimiso zemfundo ezinezisekelo ezinhle nezingenaphutha. Isihluthulelo siwukunyakazisa izimpikiswano ezilula ze-($""" imali eningi" ngokumelene no"i-"choce" futhi esikhundleni sokugxila ezinjwayezini ezihlobanisa imithombo yemali nethuba. Imali elandela umfundi, ehambisana nezimiso ezihlukanisa indawo nezomnotho, ingadala umjikelezo omuhle: izikole ezihehayo ezingcono nezisekelayo zomzimba womfundi, futhi ezishintsha izikole ezihlukeneyo. Indlela yokuhweba idinga ukuhweba nokukhetha okuqinile, kodwa umgomo ocacile: inzuzo yemfundo engcono, kungakhathaliseki ukuthi isekelwe ekulweni kwemfundo ephakeme.