Isidingo Esikhulayo Semfundo Yezimali Emakilasini

Ukufunda nokubhala sekuye kwaba ikhono elibucayi ekuphileni kwentsha ehamba phambili emongweni wezomnotho oyinkimbinkimbi. Njengoba izikweletu zabafundi zifinyelela emaqophelweni aqopha umlando kanye nemikhiqizo eyandayo yezimali etholakala kubathengi, izikole ezweni lonke ziyakhula ukuze ziqinisekise abafundi abathweswa iziqu ngolwazi lwemfundo yezemfundo. Ngokwezinto FDIC] , abantu abathola imfundo esemthethweni yemali cishe bayakwazi kakhulu ukonga imali kanye nokuhlela umhlala phansi. Lokhu kushukumisela izifunda zendawo zendawo ukuba zithuthukise izinhlelo ezifundisa abafundi ngokuphatha imali, ukulondoloza imali, ukutshala imali, ukuboleka nokuboleka imali kusukela ebudaleni obudala. Lezi ziklanywe ukulungiselela abafundi izinqumo zangempela zezimali kanye nezingalo eziphambili.

Isimo Samanje Semfundo Yezimali Phakathi Kwabafundi

Ukuhlola kulokhu kubonisa ukuthi amazinga okufunda aphansi kakhulu phakathi kwentsha. Umbiko ovela ku- FINRA Investior Education Foundation wathola ukuthi cishe umuntu omdala oyedwa kwabathathu kuphela ongaphendula ngokunembile ngemibuzo emidala emihlanu eyisisekelo yezezimali. Leligebe lolwazi liqala ngokushesha futhi libe nemiphumela engapheli. Abafundi abangenakho ukuqonda okuyisisekelo kwezezimali basengozini yokwandisa izikweletu eziphambili, bawela ezimweni zokuboleka ngezindlela zokuthenga imali, futhi balwele ngokuhlela izimali ezinde. Izikole zendawo ziqaphela ukuthi banethuba eliyingqayizivele lokukhuluma ngalenkinga phambi kwabafundi babhekana nale zinkinga zangempela zezwe. Ngokuzimo zemali ezikoleni zemfundo, abafundi bahlobisa amathuluzi okudinga amathuluzi abo emali.

Izindlela Ezishukumisayo Zokufundisa Ngezimali

Izikole zithatha izindlela eziningi zokuthuthukisa ukufundwa kwemali, zihamba ngalé kwezindawo zokusebenzela ukuze zenze okuhlangenwe nakho kokufunda okuqinile. Izinhlelo eziphumelela kakhulu zihlanganisa imfundo yekilasi kanye nendlela esebenzayo, ziqinisekisa ukuthi abafundi abaqondi imiqondo engokwezimali kuphela kodwa futhi bangayisebenzisa ezimweni zangempela. Izifunda eziningi ziye zasungula izimiso ezibanzi ezihlanganisa izihloko ezibanzi zezimali emabangeni amaningi, ziveza imiqondo eyisisekelo efana nezidingo ezidingwayo esikoleni esiphansi futhi zakhelwa phambili ezihlokweni eziyinkimbinkimbi njengokutshala imali nokuhlela umhlalaphansi esikoleni esiphakeme.

Ukushintsha Izindaba

Enye yezindlela eziphumelela kakhulu zokufundisa ukukhokha imali ekhokhwayo ukuhlanganisa izinhloso zezimali nezihloko ezikhona manje kunokuba zithathwe njengeziyizinto ezizedwa. Amakilasi anezimo azenza athole imfundo engokwezimali, othisha beklama ngezifundo zezwe langempela ezihilela ukuhlelwa kwemali, ukubala amazinga enzalo, ukuqonda inzuzo, nokuhlola izindlela zokukhokha. Isifundo sezibalo sesikole sokuphakathi singacela abafundi ukuba bahlele imali emalini elinganiselwe ekhokhwatshweni, ukuba balinganisele izindleko zemali zendlu, ukudla, ezokuzijabulisa. Amakilasi esikole aphakeme e-alphabectagean angahlola imisebenzi engcono ngezakhiwonda yezakhiwonga, isizabeko, isiza abafundi ukubona indlela izimali ezingakhula ngayo. Izifundo zezezenhlalakahle yezezimali, nezifundo zezezimali ezisekelwe ezikoleni zemali, nezomlando wezentengosi yeze eUnited States.

Izifundo Zokufunda Ngezimali Ezizinikele

Inani elandayo lezifunda lifuna ukuba abafundi baqede izifundo zezezimali ngaphambi kokuphothula. Lezizifundo ezinikezelwe zihlanganisa izihloko ezibalulekile, kuhlanganise nemali eholwayo, ukuyisebenzisa ngokuhlakanipha, ukukhokha imali, ukusebenzisa izimali, ukulawula izingozi ngokubolekisa ngemishwane, nokuqonda intela. Amazwe anjengeFlorida, Missouris, ne-Utah abengabaholi kulendawo, befuna ukuba abafundi besikole esiphakeme baqede ngokugcwele iholo lemali yabo yemali noma unyaka wonke. Lezi zizifundo zifaka izimali zomuntu siqu ezikhokhelwayo ezikhokhelwayo njengemali yomuntu siqu, ukucwaninga ngezimali nezikweleti zezimoto, ukukhokha imali ezindaweni zokuthengisa izimoto, ukukhokha imali, ukukhokha intela yezentengo yezentengo, nokuqeda intela ekhokhelwa. Ngokufuna abafundi ukuba bangene ngokujulile kule zihloko ezimweni ezisemzingeni ezisezingeni ezisezingeni eziphambili, bafaka ezikoleni zeze imisebenzi eziphambili ngaphambi kokuba bangene imfundo yezezezezemali.

Ukufunda Okubalulekile Nokusekelwe Kuyiprojekthi

Ngaphandle kokufundisa okungokwesiko, izikole eziningi zithatha amathuba okufunda aphambili avumela abafundi ukuba basebenzise amakhono ngokwezimali ngezikhathi ezingokoqobo. Amabhange afundayo, lapho abafundi bephatha khona ama-akhawunti angempela ontanga yabo ngaphansi kokuqondisa kwezisebenzi nochwepheshe bebhange, banikeza ulwazi lwezezimali ezinkonzweni zesikole. Izinhlangano zesikole ezisekelwe ekuthengeni imali zinikeza amathuba afanayo, abafundi abakhonza njengababhali, abaphathi bemali, nabaphathi bezemishini. I-Entereneurbarrip babekela izinhlelo zezentelekelelo yabafundi ukuthuthukisa amacebo ebhizinisi, ukuphatha izimali, futhi benze izinqumo zokutshala izimali. Le projectives aveza amakhono angokwemali, athuthukisa izinkinga, namakhono omholi asiza abafundi ukuba basebenze kahle ngaphezu kweminyaka yabo yesikole.

Indima Yezobuchwepheshe Namathuluzi Ezobuchwepheshe

Ubuchwepheshe bufeza indima ebaluleke kakhulu emfundweni yezezimali, namaqophelo emfundo anezikole adinga ukudluliselwa kolwazi oluhambisana nolwazi. Izinhlelo ze-internet zivumela abafundi ukuba balawule i-portfolios, basebenzise izimo eziyinkimbinkimbi zezimali, futhi babone imiphumela emide yezinqumo zabo ngaphandle kwezingozi zezwe langempela. Amapulatifomu athandwayo njenga [[FLD:0] [iMalimesting ] Imidlalo yezentengiselwano [[FLT]] kanye [[FLT]] ne-Everfi inikeza inqubo ehlelekile yezifundo zezindinganiso zezwe ngaphandle kwezimiso zangempela zezwe. Izifundo ezigcina abafundi behlangene. Izikole zezemfundo ezidingekayo kakade, izikole zezezemali ezidingayo, ezibekelwe izinhloso zemali, futhi zihlaziye namathuluzi abo abasebenzisa iziteshishi zezentengo zezemali.

Izinhlelo Zesikole Nezenzakalo Eziphikizanayo

Imisebenzi yangemva kwesikole inikeza abafundi amathuba engeziwe okuthuthukisa nokubonisa amakhono abo okufunda. Izikole eziningi zixhasa amaqembu okufunda nokubhala ahlangana njalo ukuze kuxoxwe ngezihloko ezinjengokutshala imali, izindlela zosizo lwasekolishi, nokuhlela umsebenzi. Lamaqembu ngokuvamile ahlanganyela emincintiswaneni evelele ezindaweni ezithile nasezweni evivinya abafundi ulwazi namakhono okunquma. Imali Yomuntu siqu [[FLT]] kanye iNhlayayizibonelo eziphawulekayo, eziletha ndawonye amaqembu abafundi ukuze baxazulule izinkinga zemali eziyinkimbinkimbi futhi baveze izimendo zeze abahluleli. Izindawo zokuthengisa amasheyadi ezingenisa imali engcono kakhulu, ukuhloma kwezenteko, ukuhloma okusiza abafundi abacebile, ukuzuza inzuzo enkulu yezentengosi yeze, futhi bahlanganisa nokuncintisana nokuphisana kwezentengo yezenteko yezentengo yezentengo yezenteko yezentengo yezentengiso, i-osensi, i-osensiti

Ubuhlobo Nezinhlangano Zezezimali Nezomphakathi

Amabhange endawo, izinyunyana, nezinkampani ezikhokhela izikweletu, nezinkampani zezimali zisebenza ndawonye ezifundweni ezisekelwe esikoleni. Lezi zinhlangano zinikeza ubuchwepheshe, imithombo yemali nezindlela ezingokoqobo ezicebisa izifundo zasekilasini. Izinhlangano eziningi zezimali zinikeza izinhlelo zemfundo zamahhala eziletha izikhungo zemfundo ezingenisa amabhange nezikhungo zezikole eziholela ezikoleni ezizoholela izihloko ezinjengokuhlela imali, ukukhokha isikweletu, ukukhokha semali, nokugwema ukukhwaba. Amanye amagatsha axhasa ukuboleka kwemali enyunyana ezisebenzini ezisezikoleni, anikeza abafundi ulwazi oluqondile ngemisebenzi yezezimali kuyilapho benikeza izikole inkonzo ewusizo. Izinhlangano zomphakathi ezikhokhelo ezikoleni ezikhokhelwayo, ngokuvamile zinikeza izimali ezingeni eliphansi kakhulu.

Ukuhileleka Komzali Nomkhaya Ekufundeni Ngezimali

Izikole ziyaqaphela ukuthi imfundo yemali iphumelela kakhulu uma iqiniswa ekhaya. Izimo zengqondo zomzali nokuziphatha emalini kuthonya kakhulu imikhuba yezezimali yabantwana, kwenza ukuthembisana komkhaya kube yinto eza kuqala ezimisweni eziningi zesikole. Izikole zinikeza abazali amashabhu okufundelana angokwezimali, izihloko ezinjengokugcina imali ekholiji, ukulawula izimali zomkhaya, nokuxoxa nezingane ngemali. Ukudlalela izingane ngemali ekhaya kunikeza abazali amathuba okufunda ndawonye ngemisebenzi yezezimali nemidlalo ehlelileyo. Ezinye izikole zithumela imisebenzi yasekhaya ekhuthaza imikhaya ukuba ixoxe ngezindaba zemali nokuzivivinya umzimba ndawonye, njengokudala izindleko zomkhaya noma ukucwaninga izindleko zeholide ezihleliwe. Ngokuziphilisana kwabazali abasebenza nabo emfundweni wezezimali, ukuthuthukisa impumelelo yezemfundo yabo engokwezimali. Ukucwaninga kwezezimali kusuka ezizukulwaneni: [Falme] [0]

Ukusingatha Izinselele Ekusebenzeni

Naphezu kokubaluleka okukhulayo kokubaluleka kwezezimali, izikole zibhekene nezinselele eziningana ekusebenziseni izinhlelo eziphumelelayo. Ukulungiselela kothisha kuyinto ephawulekayo, ngoba othisha abaningi bazizwa bengakulungele ukufundisa ngezimali. Zimbalwa izinhlelo zothisha ezihlanganisa izifundo zemfundo yezezimali, zishiya othisha ukuba bathuthukise ulwazi lwabo siqu ngemisebenzi yezemfundo yezezimali noma ukufundiswa kwezemfundo. Izikole zisingatha legebe ngokunikeza izinqubo zokuqeqesha othisha ngokunikeza abafundisi, ukuqeqesha izinkonzo zezezimali, ukusebenzelana nochwepheshe bezezimali ezifundwe izifundo ezikoleni, nokusebenzisa izikole zevideo ezingenisa imfundo eklasini eholini. Izikhathi zinikeza inseleleko, njengoba izikole zezemfundo eziphambili zezemfundo yezemfundo. Izinhlangano zezemfundo ezisezikoleni ezingcono, iziphakalela zezinkonzo zezimali, iziphazalo ezisezi zezindawo zokusekela izinhlangano zezezimali, noma izikole ezisezingeni ezisezingeni ezisezingeni ezisezingeni eziphansi, zingathola izinhlelo zezezezezezemfundo zezezengeziwe, izinhlelo zezemfundo

Imiphumela Elinganiswayo Nezinzuzo Zesikhathi Eside

Izikole ezingenisa imfundo yezimali zibona imiphumela engenakuthenjelwa. Abafundi abaqeda izifundo zezemali babonisa amazinga aphakeme olwazi lwezimali, isimo sengqondo esiqondile ngokuphathelene nokulondolozwa kwemali, kanye nokuqiniseka okukhulu ngekhono labo lokusebenzisa imali. Ukucwaninga abafundi abazolanda ngezikhathi ezidlule kubonisa ukuthi labo abathola imfundo engokomthetho yezimali basengozini kakhulu yokulondoloza imali, ukugcina izimali, nokuqongelela izinto njengabasha. Basengozini encane kakhulu yokuhileleka ekubolekeni ukuziphatha okuphakeme njengokusebenzisa imali ekhokhwameni kwabo noma ukukhokha izikweletu zemali. Lokhu kusiza abafundi ngabanye ngaphandle kwemindeni yabo, njengoba ukufundela ukufunda kunikela ekusimameni kwezomnotho nokukhula. Isikole esingenisa imali eningi kakhulu sifaka umbiko wezokufunda ngokufunda izifundo ezingokwemali ekuphileni nemigomo yesikhathi esizayo. Abafundi baqonda izinga leze kakhulu lokukhokha isikole futhi baqhubekisela phambili amathuba ezindaweni zesikoleni zesikole. Inzuzo engeziwe kakhulu yezentengo yeze.

Bheka Phambili: Ikusasa Lokufunda Ngezimali Ezikoleni

Umfutho wemfundo yezezimali osekelwe esikoleni uyaqhubeka ukhula. Izifunda eziningi zimisa umthetho odinga imfundo yezimali ukuze kuthweswe iziqu, futhi izikole zisungula amapulani abanzi ekwakheni ulwazi lwezezimali ngokuqhubekayo phakathi kwamabanga amabanga. Izihloko ezihlanganisayo njenge-cypoctural, izindleko ze-athonsi, i-apply, kanye nokutshala i-inthambi ye-inthambi yemali zifakwa ezifundweni zesikole njengoba imboni yezezimali iqala. Izikole zizama futhi izindlela zokwenza imfundo engokwezimali iqhubeke futhi ithathe indingelele, ziqaphela ukuthi abafundi abavela ezizizinda ezihlukahlukene zezezimali, izimali nezidingo ezisezikoleni ezingokwezezezezezezimali ziyo, ziyondla izimali nemisebenzi engokwemali, futhi zidinga ukukhuliswa kwezezimali kuphela. I-CHOVD iqondayworini lokulungisa izimali ezifundweni kanye nekhono ezilandelayo.

Ubufakazi bucacile: ukufunda nokubhala akusona isici esihle kodwa isici esibalulekile semfundo ephelele. Izikole ezibeka imfundo yemali phambili zinika abafundi isipho esiyobanikeza ukuphila konke, sibahlomisela ulwazi, amakhono, nemikhuba abadinga ukufinyelela ukuqina ngokwezimali futhi baphishekele imigomo yabo. Njengoba izikole eziningi zihlanganisa lomthwalo wemfanelo, umbono womphakathi ofundile ngokwemali usondela eduze neqiniso, umfundi oyedwa ngesikhathi.

  • Amakhono okwenza izinqumo asebenza ezingxenyeni zokuphila, kusukela emsebenzini wokuzikhetha kuya ekuthengeni okukhulu
  • [ ukuqonda kangcono isikweletu nesikweletu [, kuhlanganise nendlela amanani okuthenga ngesikweleti asebenza ngayo nendlela yokugwema ukuboleka isilwane esizingelayo
  • Imali egciniwe kanye nokuqaphela ukutshala izimali , kuhlanganise namandla esithakazelo esihlanganisayo kanye nokwakha ingcebo isikhathi eside
  • [ Ukulungisa izinselele zemali zesikhathi esizayo, njengokukhokhela ikholiji, ukuthenga ikhaya, nokuhlela umhlalaphansi
  • Ukuqiniseka okungokwezomnotho nokuzimela , kunika abafundi amandla okulawula ikusasa labo lezezimali
  • Amathuba anciphayo okuphangwa ngokukhwabanisa ngokwezimali ngokuqaphela okwengeziwe kokukhohlisa okuvamile nezenzo zokuhlasela