Table of Contents
Kulenkathi yanamuhla engokwezibalo, ukukhokha izintela kuyinqubo ebalulekile ezigidini zabantu namabhizinisi. Lendlela yanamuhla ayigcini nje ngokuvala inqubo yokukhokha intela kodwa futhi ithuthukisa umthwalo womphakathi ngokukhuthaza ukuthobela ngesikhathi esifanele, ukunciphisa amaphutha, futhi yenza ukuba kusetshenziswe kahle kakhulu imithombo kahulumeni. Ngokuhlola ukuthi i-IRS intela ekhokhelwa abantu ngabanye ewunyaka u-90% igcinwe ngomshini, ukushintshwa kwephepha kuya enqulwini kuya kwezezinombolo kucishe kuphele. Kodwa abakhokhi bentela abaningi basalahlekelwa yinzuzo egcwele yokufakwa kwe-intanethi ngenxa yokuntuleka kolwazi noma ukugcinwa kwezokuphepha. Lesiqondiso esibanzi sihlola ukuziphendukela kwemvelo, izinyathelo ezisebenzayo, ukucabangela intela, nokukhokha izintela ezisemthethweni, ukukuhlanganisa nolwazi lwentengo yokwethemba kwakho.
Ukushintsha Kwentela
Uhambo olusuka ephepheni ukuya ezindaweni ezilawulwa ama - electronic lubonisa amashumi eminyaka entuthuko yezobuchwepheshe nokushintsha kwemibono yabantu. Ukuqonda lo kuziphendukela kwemvelo kusiza abakhokhi bentela ukuba baqonde ukuthi izimiso zanamuhla zamafayela zilula futhi zinokwethenjelwa.
Ukubuya Kwenkathi Yephepha
Kuze kube sekupheleni kwawo-1980, cishe zonke izikhokhelo zentela zazihlelwa ngesandla futhi zithunyelwe ephepheni. Abakhokhi bentela babegcwalisa amafomu ngezandla noma ngomshini wokubhala, benza izibalo (ngokuvamile ngamaphutha), futhi bathumela izibuyelo zabo e-IRS. Lenqubo yayihamba kancane, imposiso-phonsa, futhi ikhokhela kokubili abakhokhi bentela nohulumeni. Ukuhlela ukubuya kwephepha kwakuthatha amasonto, futhi ngokuvamile kwakudinga izinyanga ukufika.
Inguquko Yemishini Yokuphehla Izindiza
I-IRS yasungula uhlelo lohlelo lwe-e-hele , ngo-1986 nabalungisi bentela abamahlanu kuphela nabaphinde babuye baphinde ka-25 000. Ngawo-1990, i-e-hele yayisikhuliswe ngokuphawulekayo, isekelwe ekukhuleni kwama-computer akhodwa kanye ne-software yesithathu. I-IRS Free File program yamanje ihlanganisa izilungiseleli zentela ezingochwepheshe, i-DIY inikeza amakhefu akhululekile ku-intellics shorts kanye ne-H&lamp; Jean, namuhla, i-hele liyindlela e-irS i-actived engcono kakhulu, kanye nohlelo lwe-IR i-IR ibuye i-elective curder elder procerder elungele umhleli we-Fil.
Izinzuzo Eziyinhloko Zokweba Intela Kuyi - Internet
Izintela ezibizayo kuyi - Internet zinezinzuzo eziningi ezingenakulula ngoba zikwenza kutholakale, kutholakale futhi kulondeke kunanini ngaphambili.
Ukunethezeka Nokutholakala
I-pall yangaphakathi ivumela abakhokhi bentela ukuba balungise futhi bakhiphe imbuyiselo kunoma isiphi isisetshenziswa esixhunywe kuyi-intanethi, nganoma yisiphi isikhathi sosuku. Lokhu kuvumelana kubaluleke kakhulu kulabo abamatasa, abanokulinganiselwa kokuhamba, noma abangakwazi ukufinyelela izimemezelo ezilinganiselwe kubalungisi abangochwepheshe. Amapulatifomu amaningi asekela futhi ama-screens ahamba nge-mfonometer asebenzisa i-mfonom. Izici zokuthola njenge bafundi be-screen, izimpawu ze-alphazime, kanye nesiqondiso solimi olulayekile zisiza ukuqinisekisa ukuba abanikazidiyo bazo zonke izizinda bahlanganyele.
Ijubane Nokwaneliseka
I-electronic zobuyiselo zihlelwa ngokushesha kakhulu kunezibuyelo zephepha. I-IRS ikhipha izibuyelo ezivamile ze-e-plafd phakathi kwezinsuku ezingu-21, kuyilapho iphepha libuya lingathatha amasonto ayisithupha kuya kwayisishiyagalombili noma ngaphezulu. Iziqikelelo eziqondile zibuye zibuye zibuye. Ukuze kugcinwe intela. Intela, i-e-hele linikeza isiqinisekiso futhi lingahlelwa kusengaphambili. Lesivinini sinciphisa ukungaqiniseki ngokwezimali kwabakhokhi bentela abanciphi bemali abathembele ezindlekweni zokusetshenziswa.
Amaphutha Akhuliswe Ngokuqonda Futhi Ancishisiwe
I-software yentela ehlolwe ngephutha elaziwayo ihlanganisa izici ezifana nokubala okuzenzekelayo, ukusebenza kwemininingwane, kanye nokuqapha. I-IRS ibika ukuthi iphepha libuya nenani elinephutha cishe elingu-20%, kuyilapho i-e-heled ibuya nenani elinephutha elingaphansi kwe-1%. I-software futhi izihlaziya ngokuzenzekela ngezinguquko kumthetho wentela, njengokulungisa iziqiwi ezivamile noma izinqolobane zentela. Izinhlelo eziningi zihlangana ngqo nabaqashi nezinhlangano zezimali ukuze zingenise W-2s, 1099, kanye nemali eholweni yokutshala imali, ukuthuthukisa ukufakwa kwemininingwane.
Izindleko Zokulondoloza Nokukhetha Okukhululekile
Nakuba ezinye intela ze-software zezentengiselwano zikhokha izindleko ze-software, abakhokhi abaningi bafanelekela ukufakwa mahhala kuhlelo lwe-IRS Free File noma kuma-stage athengwayo kahulumeni. Ngisho ne-software ekhokhelwayo idla kancane kunesikhathi nezindleko zokuqasha umqambi onguchwepheshe. Ngaphezu kwalokho, i-e-filting inciphisa izindleko zeposi, iphepha, nokunyathelisa. Amabhizinisi amancane nabantu abasebenzayo, amapulatifomu angakwazi ukusingatha izici eziyinkimbinkimbi zokubuyisa njengezindleko zebhizinisi, ukukwehlisa imali, nokukhokha intela okulinganiselwa.
Izinzuzo Zendawo Ezungezile
I-intshi exhunywe kuyi-intshi enciphisa ukusetshenziswa kwephepha, inki, kanye nophethiloli wezokuhamba ohlangene nama-posi. I-IRS ilinganisela ukuthi ukufakwa kwe-flalism yonga amakhilogremu ayizigidi zemfucumfucu yephepha minyaka yonke. Kubakhokhi bentela abangazi lutho, ukukhetha ukuhoxa ngogesi kuyindlela elula yokunciphisa unyawo lwabo lwendawo ezungezile.
Indlela yokufaka intela ku-inthanethi: Isiqondiso Esilandelanayo
Ukukhokha izintela kuyi - Internet kuyinqubo eqondile, kodwa ukuthatha izinyathelo ezifanele kungaqinisekisa ukunemba nokulondeka. Nasi isiqondiso esiningiliziwe esizokusiza udlule esiteji ngasinye.
Isinyathelo 1: Khetha iSoftware yentela efanele noma khetha inkonzo
Ukukhetha i-packet yentela esemthethweni kuyisinqumo esibaluleke kakhulu. Izinketho zisukela kumathuluzi akhululekile (I-IRS FILE, Cash Apps Intest, Taxislayer) ukuya ku-software (i-TurboTax, i-H&R Block, i-Tax Act). Cabangela izici ezifana nemali enzima, izakhiwo ezixhaswe, izimali ze-modensi, kanye nokusekela komthengi. Ukubuyisela okulula kakhulu (W-2 Iholo, ukuncishiselwa kwemali okuvamile), ukukhetha kwanele. Abantu abasebenza ngemisebenzi yabo noma abaholayo, izinguqulo ezikhokhwayo ngokuvamile zinikeza isiqondiso esingcono. [[FLT:] Ifault Free .[FLT:]]
Isinyathelo 2: Butha amadokhumende adingekayo
Ngaphambi kokuqala, qoqa wonke amabhukwana ahlobene entela: W-2 kubaqashi, 1099-NEC ukuze kusebenze imvume, 1099-INT ukuze uthole inzalo, 1099-SV ukuze uthole inzuzo, ama-lisithi ezindleko ezingakhokhwa, nangaphambi konyaka ubuyisela intela. Ukuba nayo yonke into ehleliwe yonga isikhathi nesithibeze ungayifaki. Amapulatifomu amaningi e-software akuvumela ukuba ufake ama-PDPDC noma ukuthatha izithombe zezincwadi zokukhipha i-data ezenzekelayo.
Isinyathelo 3: Yenza irekhodi bese uqala ukubuya
Bhalisa ngetheku elikhethiwe usebenzisa ikheli le-imeyili elisemthethweni negama lokungena elilondekile. Uzonikeza ukwaziswa kwakho siqu njengenombolo ye-social Security, i-moscial, kanye nabancike kuwe. I-software izokuqondisa ngochungechunge lwemibuzo ngeholo lakho, izikweletu, nezikweletu. Phendula ngokwethembeka futhi ubukeze ingxenye ngayinye ngokucophelela.
Isinyathelo 4: Yenza Iziqu Nezikweletu Kube Nethemba
I-software yakho izosikisela izikweleti ezithengisiwe nezinciphiso ezivamile ezisekelwe emniningo yakho. Qiniseka ukuthi awuphuthelwanga izikweleti eziyigugu ezinjengethi Imali Yokwenga intela egadiwe, Imali Yentela Yabantwana, noma izikweleti zemfundo. Abantu abasebenza ngemisebenzi yabo kufanele balandele izindleko zebhizinisi, izikweletu zehhovisi lasekhaya, nezibalo zentela ezizisebenzelayo. Imali yokukhokha intela & Intengiselwano ze Déduccosus[ ikhasi eligcwele.
Isinyathelo 5: Bukeza Futhi Uhlole Amaphutha
Ngaphambi kokufaka, sebenzisa izici zokubukeza ze-software. Bheka amaphutha alula njengenani le-social Security, amagama apelwe kabi, noma izinombolo ze-akhawunti yebhanki ezingafanelani ukuze ubeke imali eqondile. Izinhlelo eziningi zinikeza “i-freast” eqinisekisa ukuthi usekeli izincopho ezilahlekile.
Isinyathelo 6: Beka Imvume Ngemishini Yokubuya
Uma usususuthi, i-e-hele yakho yomibili uhulumeni wakho ubuya (uma ikhona). Gcina i-imeyili yokuqinisekisa noma ukuvuma ku-software. I-IRS izothumela isaziso phakathi namahora angu-24-48 aqinisekisa ukwamukelwa. Uma ukubuya kwakho kwenqatshwa ngenxa yephutha (umzk., ukuncintiswana kwe SSN), kulungise futhi uphinde usebenzise i-Subblemit ukuze ugweme izijeziso zesikhathi semuva.
Isinyathelo 7: Zikhokhele Noma Yini Efanele Noma Zibekele Icebo Lokubhatalelwa
Uma ukweleta izintela, izindlela zokukhokha ngemishini zihlanganisa amakhadi okuthenga ngezimali/amadebit, intela eqondile ebhange, noma i-Electronic Federal Taxistration System (EFTPS). Kulabo abangakwazi ukukhokha ngokugcwele, i-IRS inikeza izivumelwano zesivumelwano eziyosetshenziswa kuyi-inthanethi. Ukukhokha kwakuqala kunciphisa inzalo nezijeziso.
Amaphutha Avamile Okumelwe Uwagweme Lapho Udlala Nge - Internet
Ngisho noma ungenayo i - Internet, amaphutha athile angakuphazamisa ekubuyiseleni intela noma akwenze ubizwe.
Ukwaziswa Kwakho Okungekho Noma Okungalungile
Ukudlulisa izinombolo kunombolo ye-Social Security, ukupelisa igama, noma ukungena ngosuku olungafanele lokuzalwa kungabangela ukuba ubuye. Ukubheka isiqephu ngasinye ngokumelene nezincwadi ezisemthethweni. Uma ushintshe igama lakho ngenxa yomshado noma isehlukaniso, qinisekisa ukuthi livumelana namarekhodi e-Social Security Administration.
Ukudebeselela Ukubika Yonke Imali Etholakalayo
Izinto ezivame ukulahleka zihlanganisa izindleko zamahhala ezingaphansi kuka-R260 (lapho i-EC engasakhishwa khona), inzalo evela kuma-akhawunti emali, inzuzo yesheya, neholo elivela emaceleni. I-IRS ithola amakhophi azo zonke izincwadi zemali eziholayo, ngakho ukubika okungaphansi kwemali kungabangela ukuqashelwa noma ukuphindwa kwemali. Uma ungabaza, yibike.
Ukubuka Izikhungo Namashende
Abakhokhi bentela bavame ukulahlekelwa intela kahulumeni neyasendaweni (kufinyelela kuR1 000), iminikelo yokupha, izindleko zezokwelapha ezingaphezu kwamaphesenti angu - 7,5 e-AGI, nenzalo yabafundi yokuboleka imali. Izikweleti zemfundo njenge American Objective Tax Created ne - Lifetime Learning Creding nazo ziyancitshiswa. Sebenzisa inqubo yengxoxo yezinhlelo ukuze uthole inzuzo ngayinye efanelekile.
Amaphutha ekuhleleni isimo
Ukukhetha isimo sokuhlela esingalungile (isinye, iNhloko Yomkhaya lapho ungashadile ilungile) kungawuthinta kakhulu umthwalo wakho wentela. Funda izincazelo ze - IRS ngokucophelela. Imibhangqwana eshadile ingazuza ngokuhlela ndawonye, kodwa kwezinye izimo ukuqoqa imali ngokuhlukana kunikeza intela ephansi.
Ukushesha Inqubo Yokubukeza
Ukuhlola kokugcina kuyiphutha elivamile. Ngisho ne-software enedumela elihle ingazichaza ngokungeyikho izimpendulo zakho. Zinike isikhathi sokufunda ingxenye ngayinye yesishwankathelo sokubuya. Qiniseka ukuthi yonke imithombo yeholo isohlwini nokuthi izilinganiso ezifinyelelwe zinengqondo.
Imikhuba Yokuphepha Engcono Kakhulu Entela Yase - Internet
Kubalulekile ukuvikela ukwaziswa kwakho okudinga ukuxilongwa ngokwezimali lapho ufaka ukwaziswa kuyi - Internet, okungezansi kunezinyathelo ongazenza ukuze uvikele ukwaziswa kwakho ekwebiweni kwemininingwane yakho noma ekukhwabaniseni.
Sebenzisa inethiwekhi nesisetshenziswa esilondekile
Gwema ukuqoqa intela ezinhlanganweni zomphakathi ze-Wi-Fi (izitolo zekhofi, izikhumulo zezindiza, imitapo yezincwadi). Sebenzisa i-nethiwekhi yasekhaya noma i-software elondekile. Qiniseka ukuba i-computer yakho noma i-actray yakho ine-software elwa ne-virus esebenzayo, izintambo zomlilo, namabhukwana asebenzayo. Amacomputer omphakathi emitatsheni noma emahhotela awatuswa.
Khetha iSoftware ebekelwe kabusha ngokulondeka okunamandla
Sebenzisa kuphela isoftware yentela evela kubanikezeli abaziwayo abasebenzisa ukuvulwa kombhalo ofingqiwe (AES-256), ukuqinisekiswa kwamafektha amaningi, nokugcinwa kokwaziswa okulondekile. Qaphela izimvume zezezimboni ezinjenge SOC 2. IRS inikeza uhlu olugunyaziwe lwabanikezeli bamahele[. Gwema ukusebenzisa izinkonzo zentela ezingaziwa noma ezikhululekile kulayini ezingase zingalondekile.
Vumela isiqiniseko sezokuxhumana okuningi (MFA)
Izindawo ezinkulu zentela zinikeza i-MFA, idinga ikhodi eliyiqiniso elithunyelwe kucingo lwakho noma kwi-imeyili ngaphezu kwephasiwedi yakho. Lolu ngqimba lwengeziwe luvimbela ukutholakala okungagunyaziwe ngisho noma igama lakho lokungena lingase-passionni. Livumele njalo.
Qaphela Amacebo Okukhohlisa
Amasela ezinkomba noma imibhalo efana ne-IRS noma ama-software entela. Ungalokothi uchofoza kuma-iphani ucela inombolo yeNyunzi Yomphakathi, imininingwane yebhange, noma i-insethi yokungena. I-IRS ayiqali ukuxhumana nge-imeyili, nge-meyili, nge-media, noma nge-social.
Gcina Amabhukwana Akho Nemininingwane Yakho
Ngemva kokubhala, gcina ikhophi yendlela obuyela kuyo nezincwadi ezisekelayo endaweni elondekile (indawo efihlwe ngokufihlekile noma ihele elikhiyiwe). Amakhophi amaphepha akhishwe aqukethe ukwaziswa okuzwela. Cabangela ukusebenzisa izinkonzo zokweba zokuvikela izimali eziqondisa isikweleti nentela ehlobene nomsebenzi. FTC Uphawu Lobumboni Ingxenye yesikhungo sokuzilungisa [[] inikeza isiqondiso sokuthuthukisa uma usola ukuthi uphamba.
Umphumela Wokuthengiselana Intela Ngesikhathi Esifanele
Ngaphandle kokuthi ukuqoqa izintela kuyi - Internet kufeza indima ebalulekile ekusekeleni isivumelwano sezimali ezinikezwa umphakathi nezinkonzo.
Ukusekela Izinkonzo Zomphakathi Ezibalulekile
Intela ekhokhelwayo engokomphakathi, ezweni, emotweni, emotweni, e-Frederal, emotweni, e-medicaid, e-odoctives, e-Focebial Office, e-octives (Ukulondeka kwezenhlala-khaya, izinzuzo zokuswelakala). Uma izakhamuzi zingena ngokunembile nangesikhathi, ohulumeni bangahlela izimali ngokunenzuzo nangokuzimisela ngokuqiniseka okukhulu.
Ukuthuthukisa Ubulungisa Nokungakhethi
Isimiso sentela sincike ekuthotshelweni kokuzithandela. Uma amafacesi amaningi ekhokhwa ngobuqotho, umthwalo usakazwa ngokulinganayo. I-inthanethi inciphisa amathuba amaphutha angahlosiwe futhi yenza kube lula kubo bonke abakhokhi bentela − ukuhlanganisa nalabo abanemicebo elinganiselwe . I-IRS Free File program nemisebenzi yokulungisa intela yomphakathi mahhala (i-VITA) isiza ekukhokheni abakhokhisi abaphansi ngaphandle kokukhokha intela.
Ingxenye Ekhuthazayo Yomsebenzi Wesibonda
Ukuqonda ukuhlobana kwentela nezinzuzo zomphakathi kwenza umuntu azizwe enomthwalo wemfanelo.
Ukunciphisa Igebe Lentela
“Igebe lentela” umehluko phakathi kwentela ezikweletwayo nezintela ezikhokhwayo. I-IRS ilinganisela leligebe elidlula amaRandi ayizigidi eziyizinkulungwane ezingu-600 ngonyaka. Ukuhlola amaphutha akhiweyo kanye nokubika ngemali eqondile kunciphisa ukukhokha ngephutha. Ukusetshenziswa kweshefu elibhajwa nge-inthanethi kwenza kube lula futhi nge-IRS ukulingana nokwaziswa okudlula ezinkokhelweni, ukuvimbela ukuphuma.
Ikusasa Lokufunjathisa Intela: Imizwa Nokuzilungisa
Njengoba ubuchwepheshe buqhubeka bushintsha, okuhlangenwe nakho kokukhokha intela kuyoba okungenamthungo futhi kuhlanganiswe nokuphila kwansuku zonke kwezomnotho.
Ukubuya Kwangaphambi Kokugcwala Nemininingwane Eqondile
Amazwe amaningana asekhiphe izikhokhelo zentela ezagcwaliswa ngaphambili ezisekelwe kumniningwane yomqashi webhange. Umshayeli we-IRS's Directer nokwanda kwemininingwane yesithathu ebika (njengemfuneko yezinhlelo zokukhokha ukuze zibike inzuzo) adlulele esimisweni lapho abakhokhi bentela bemane babukeze futhi baqinisekise ulwazi. Lokhu kungaqeda isidingo sokungena kwemininingwane yezandla.
Ukuhlakanipha Nokuqondisa Okuhlakaniphile
I-software yentela egunyazwe i-AI ingahlaziya i-metal comter ye-metal ye-metal ye-ace, isikisela izikweleti ezifanele, futhi ibikezela ingozi yokufuna ukulishwa. Ukulungisa ulimi lwemvelo kwenza ukuba kube nezingxoxo eziphendula imibuzo ngesiNgisi esicacile. Ngokuhamba kwesikhathi, i-AI ingasingatha izimo eziyinkimbinkimbi njengenzuzo eyimfihlo noma izibopho zentela zomhlaba wonke ngaphandle komzamo womsebenzisi.
Ukuhamba Ngemoto Okokuqala Nokuphaphama Kwezezimali
Ama-smapphone aspect aqala ukuba namandla kakhulu, avumela abasebenzisi ukuba baphule izithombe zamaphepha, i-e-hele ngokuqondile kusetshenziswa imishini yabo, futhi bahlole isimo se-refoundation ngesikhathi sangempela. Ukufakwa kwamapulatifomu emali (i-Mint, i-YNAB) ne-software yokubala (Izincwajana, i-Fresh Bookstions) kuyokwenza ukuba ukuhlelwa kwentela ngonyaka kukwazi ukwenza unyaka wonke.
Ukulondeka Okukhuliswe Ngezindlela Ezilinganiselwe
Ukuhlola umnwe wesihlamvu, ukuqaphela ubuso nezwi okugunyazwayo kuyonezela noma kuthathe indawo yegama lokungena, okwenza kube nzima ngabakhwabanisi ukuba bathole ama - akhawunti entela. I - IRS kakade isiqondisa ukuqinisekiswa kwendlela yokusebenza kwe - biometric ezinkonzweni ezithile ze - Internet.
Isiphetho
Ukukhokha intela kuyi-website kumelela indlela yesimanje, ephumelelayo nenomthwalo wemfanelo wokufeza omunye wemisebenzi yethu ebaluleke kakhulu yomphakathi. Ngokusebenzisa amathuluzi emishini, abakhokhi bentela bathola ukukhululeka, ijubane, nokunemba kuyilapho benikela esimisweni sentela esingcono nesempumelelo. Ukuziphendukela kwemvelo kusukela ephepheni kuya ephepheni kuya ephepheni ku-electronic ebhala intela elungiselelwe ngokwe-electronic, eyenza ukuba itholakale kunoma ubani ohlangene ne-ingosigungu-intanethi. Njengoba inguquko iqhubeka, izithembiso zesikhathi esizayo zize ngisho ziphumelele kakhulu futhi zikhulu. Kungakhathaliseki ukuthi ungumkhokhi we-hele wokuqala noma umkhokhi wentela onolwazi ongcono, akuyona nje indlela yokuzikhethela komuntu siqu yokukhokha intela futhi umphakathi okwazi ukuzuza inzuzo.