Ukuqonda Izindawo Ezithekile Ezine - HNW YaseNdiya

Isimiso sentela saseNdiya senze abantu baxakeke kakhulu, sakhiwa ngokushintsha njalo, ukuhlanganiswa kwemithetho yembulunga yonke, ukuhlanganiswa kwenzuzo yembulunga yonke, nokuphakama kwamahlelo ahlukahlukene. I-Inhome Tax Act, 1961 isalokhu iwumthetho oyinhloko, kodwa ukusebenza kwayo kuHNW kuhlanganisa ukuhanjwa kwamakhanda emali eholelayo, amalungiselelo ayinkimbinkimbi, nemithetho emelene nokungahlangani kwentela entsha ngaphansi kwesigaba se-1551,BC kanye nethonya lentela endala. Izikhulu zezentengo zezentengiso ziphinde zikhethe phakathi kwenani eliphansi elinentekozonganteko ephakeme namathuba amancane okukhushulelwa phambili. Ngaphezu kwalokho, indawo yokuhlala, isimo esihlalayo, kodwa hhayi abantu abahlala khona, abangaholi kakhulu, abangekho abaholi bezentengo ehholweni enkulu. Izikhulu zeze yentela, izikhulu zezeze futhi intengo entengo entengo entengo ephakeme kakhulu, futhi izikhuluzentengo ezindaweni ezithelwe kakhulu, futhi ezindaweni ezithengwa kakhulu, futhi ezithelwe kakhulu.

I - Framework: I - “decurection ”, Ama -“ decurection, ” ne - Rebates

Isisekelo sokuhlela intela iHNW Is isetshenziswa ngokuhlelekile ngaphansi kweSahluko VI-A. Ingxenye 80C isalokhu isetshenziswa kakhulu, ihlanganisa ukutshala imali ePublic PPF (PPF), i-Muee Prevenent Fund (EPF), i-Equity Leavents Stutters (ESS), imishuwalense) yemali yomshuwalense, izimali zomshuwalense, kanye nemali ekhokhelwayo ekhaya. Nokho, i-INR 1,5% lasilingi ngaphansi kwe-80C ivame ukulahlekelwa i-HNW enothelela okubalulekile. Ngakho, izikwelezenzi ezingaphansi kwe-GORCCC(1) zemali engaphezulu yemali ekhona ekhona ekhona ngaphansi kwemali ekhona esele kakhulu, nakuba inzuzo enkulu kakhulu ekhona ezindaweni ezikhona ngaphansi kwemalini ezikhona ngaphansi kwemalini ezingaphezulu kakhulu zemali etholakalayo ezindaweni ezingaphansi kwemali engu-80 000 ezingaphansi kwemali etholakalayo. Imali enkulu kakhulu, nakuba inzuzo enkulu kakhulu ingavumela inzuzo yemali emali

Inhloko - dolobha Ithola Ikusasa Elilondekile: Ukuthula, Ukukhipha I - Index, Nokukhulula

I-HNW ivame ukuthola imali eshibhile ekuthengiseni izimali ezinkulu njengezimali ezikhona, izimali ezihlukene, indawo, kanye neziqinisekiso ezingalingani. Umehluko phakathi kwesilinganiso sesikhathi eside nesilinganiso esifushane sentela ubalulekile ngoba izikweleti zemali ezihlukene ngokuphawulekayo. Izimali ezikhona zihlelwayo kanye nokuthengwa kwezimali ezikhona, inzuzo yemali eshisiwe, inzuzo yemali enkulu eshibhile ye-IR 1kh incilini ehhhhhhhhhhhhhhhhhhhh, inciphiswe ngesilinganiso se-10% ngaphandle kokukhokhwa, kanti inzuzo emizuzwini emincane intela encishisiwe ngeminyaka engu-15%. Izikweletuko zemali, noma inzuzo yezimali ezinkulu ezingeni ezinkulu kakhulu, inzuzo yemali ehhhhhhhhhhhhrayd izigele ngezikhathi ezinde kakhulu, noma inzuzo zezindlu zezimali ezitholakalayo ezingeni eziphansi kakhulu eziphansi kakhulu ezingaphandle kakhulu kwezincane kakhulu zezinye zezimali.

Ukuhlelwa Kwebhizinisi Neholo Lobuchwepheshe

IHNW ingumabhizinisi noma imisebenzi esemthethweni, ukukhethwa kwezebhizinisi kunezici ezinkulu zentela. Imali ehhololwayo ixhomeke ekutholeni inzuzo yemali eyodwa, enganyukela ku-30% kanye ne-willard ne-ces. Ukuguqukela enkampanini elinganiselwe noma ukunciphisana okulinganiselwe (LLP) kunganciphisa izinga lentela elisebenzayo (inani lenkampani) lincishisiwe ngokuhlukanisa intela (isilinganiso sezemali ekhona) lingu 25% noma 30% ngokuncishiswa ukujika, kuyilapho i-LLP ikhokhela ama-30% kanye ne-ascerth. Inkampani futhi inikeza ikhono lokugcina imali ngaphakathi kwezindawo zokungena ezinhlanganweni ngaphandle kokusakaza intela ngokushesha, nakuba ukuhlukanisa intela ezindaweni ezihlukene eziqashiwe kakhulu. Izindawo zokukhokhwakhwaba inzuzo ngaphansi kwezindawo ezikhona ezigciniwe (i-50%)) kudinga inzuzo ezindaweni ezingcono kakhulu zemali ezisekela izindleko zesikhashana zemali ezitholakalayo, nakuba izindleko zezezezezezezezezezezezimali ezitholakalayo, nakuba izindleko zezindawo ezinkulu

Inkokhelo yokweqa intela embaxambili

I-Indiya i-HNW inezimali ezizungezwe emhlabeni wonke, inzuzo yezebhizinisi, noma imisebenzi yaphesheya ibhekene nengozi yokukhokhwa kabili kwentela ekhona lelizwe eliwumsuka nelaseNdiya. I-Macessible Teaxico Reance Arects (DTAA) isayinwe namazwe angaphezu kuka-80 inikeza ukukhululeka ngendlela yokungakhokhelwa (ekhokhwa kuphela ezweni eliwumsuka kulo), noma indlela yokukhokhiswa kwentela (intela ekhokhwanywayo ekhokhwanywayo ekhokhwani) noma ukukhokhwa kwentela (kubodwa kwentela ekhokhwa ngentela eNdiya). Imithetho evamile ihlanganisa ukukhokhelwa kwemali ezindaweni zangaphandle, ukukhokhelwa kwemali ekhona ezimele inzuzo yemali ekhona, ukukhokhwakhwakhwazwa kwemisweni yentela engekho zweni lakwamanye amazwe. Intela engathi izinzuzo ezinkulu zemaliniwe nakwelebhukwini (i-B.) i-E. Imposo yemali ye-B. Ingulbhubhuthi yemali engaphandle yemali i-E

Ukuthengwa Ngengcebo, Ukuhlelwa Kwefa Nentela

Nakuba iNdiya iwunqanda umsebenzi wefa nentela, ukudluliselwa kwempahla ezindlalifa phakathi nesikhathi sokuphila komuntu noma ngokuyifaka emalini ekhokhelwayo. Izipho ezivela ezihlotsheni ezichazwe ngaphansi kwe-Inhooda Tax Act ziyakhululwa, njengoba kunjalo ngezikhathi ezithile zomshado, ifa, noma ngaphansi kwentando yefa. Izipho ezivela kubantu abangewona amalungu e-IR 50 000 abangenayo emalini emalini ngonyaka zikhokhelwa intela ekhokhweni. Ngakho, iHNWWW ifuna ukunciphisa intela yempahla yabo kuyilapho amalungu omkhaya evame ukusebenzisa intela ehleliwe ezigababeni ezingeni ezingeni ezingeni ezikhululekile. Intengosini ezizimeleyo, ukukhokhwakhwama kwemali okuzimele, ukukhokhwakhwa kwemali okuncane, nakuba inzuzo yemali encikelelwa phansi kwemali ehhhhhhhhhwn. Intela eyinkimbinkimbi kakhulu incintiswayo, inzuzo yemali etholakalayo ehhhonsini emhla neyayo, nakuba kutholakalayo emhla neyangeni wamuva (i yemali ewundlu yemikhaya yomkhaya, i

Ukuhweba Ngezimali Okuhlukile Nokuthola Intela Ephakeme

Ukulondoloza ingcebo yeHNW kuvame ukudlulela ngalé kwezindawo ezingokwesiko kanye nemali emisiwe ekufakeni imali eseleni okungalé kwemali eselelwe ngokomthetho, ukukhokha izimali zemali, ukukhokha inzuzo yezezimali (REIT), ukukhokha ngokunenzuzo yezemali (I-Invits), kanye nezibopho zegolide ezisemthethweni. intela ekhethekile. Intela ekhokhwayo ne Invit ekhokhisayo intela ekhona namalini ekhona, intela ekhokhwanywayo ekhokhwanywayo ezindaweni ezisezingeni elifanele (REtissions), kuyilapho inzuzo yemali ethengiswayo ethengwa ngokufanayo intela ehhhliswa intela ehhhholo. Izibopho ezikhukhweni ezinswe kakhulu, intela encintiswayo noma inzuzo enkulu kakhulu ezindaweni ezimposweni zegolide noma ezisefweni ezisezingeni ezisezingeni eziphansi kakhulu, kanti izigeleti ezigelelekeqeshini zemalini ezingcono ezinkulu zezezezezezeze kakhulu, izigele kakhulu. Imali ezi

Ukuqondiswa Kwezimiso Nokulawulwa Kwezingozi

Ukukhokha intela kumelwe kusebenze phakathi kwemingcele yokulalela isijeziso, inzalo, kanye nokulimala kwedumela. I-HNW Is, i-meya yezente yezentela engenisa imali nezingozi zezinhlelo zokuhlola izimali zezentengiselwano ezinkulu, ukuthenga ngezimali zangaphandle, ukubhalisa izimali zempahla. Ukubuyisela okunembile nokufike ngesikhathi, kuhlanganise nombiko wesibopho sokuhlola izimali ngaphansi kwecandelo 44 AB uma amagebesethi edlula imikhawulo eqondile eqondile, uma amagidi ehhoxisiwe ehlisiwe ehhotelayo ehlisiwe, isisekelo. I-HNWW ifaka izivumelwano zentengoza yezentengosi ehlangene nezindawo ezihlangeneyo ezihlangeneyo, izivumelwano zezezentengosi yeze yezentengosi engekho kakhulu. Izivumelwano ezingokomthetho zokuhlelwa ngokwezimali ezingokomthetho zezezezentengosini nakwelensi kwezezezezezentengo yezentengo yezentengo yezentengo yezentengo yezentengo yeze. Inqubo yezentengo yezentengo yezente

Ukuphana Ngempano Nokuphana Ngentela

Ukunikela ngezimali kungasiza kokubili ezimisweni zezezimali kanye nokuncishiswa kwentela. Iminikelo ezimalini nasezinhlanganweni ezivunyelwe ngaphansi kwe-Rondec 80G (kusukela ku-50% noma 100%, kuye ngokwenza) iyindlela eqondile yokunciphisa iholo elikhokhelwayo. I-HNW ingenza izisekelo zayo siqu zezisekelo zokusiza abasweleyo, ezifanelekela njengezimali ngaphansi kweSiqeshana 12A ne-80G. Isisekelo sangasese sivumela iminikelo yezimbangela ezithile lapho ilawulwa futhi ikhulula intela ekhokhweni esetshenziswayo. Nokho, ukugcinwa okuqinile ngemithetho ephathelene nentela ephathelene nezindawo zemali (kuncane kwenani elingu 85% lemali kumelwe isetshenziswe ngokunakekela ilungiselelo lezentengozokusiza). Nakuba iminikelo yomnikelo wonyaka wonke ingumnikelo weminikelo emhlatshelweni ohhhlawulwayo. Iminikelo yentela emhlathiwe iminikelo emhlatshelweni ohlwini ophansi weminikelo emhlatshelwe ngokuncintiswayo. Iminikelo yeminikelo emhla neyo yonke yeminikelo yeminikelo yeminikelo yeminikelo emhla neyo yonke.

Ukuziphatha Nendlela Efanele Yokucabangela

Ukukhokha intela ngokufaneleyo kwe-Indiya HNW akuyona inqubo eyodwa edinga ukunakekelwa okuqhubekayo kwezinguquko zemithetho, izimo zomkhaya, nezimo zezentengiselwano. Ubandlululo lwesimilo olunjengokulahlekelwa inzuzo (ukugoma izinto ezifakiweyo ukuze kugwenywe ukulahlekelwa) noma ukuzethemba ngokweqile (njengoba amasu angaphambili okukhokha intela asesilinganisweni) anganciphisa ukuphumelela. Ukuhlela intela kwaminyaka yonke kuhilela ukubukeza intela kwaminyaka yonke ngaphambi kokuphela konyaka wezimali, ukukhokha intela, futhi ukuhlaziya okuqhubekayo kungokongatshazwa kokubili inzuzo ekhona nehlongozayo. Ukukhetha phakathi kwemithetho emisha yentela emisha (amazinga amancane kakhulu, ukuhoxa okuncishiswa kwentela) kanye nezinqumo ezikhona ezingokomthetho ezingokomthetho ezingokonyaka wonke, ukuncishiswa kwemali nokungatshalwa kwemali okungasilelekile, kudinga ukuhlelwa kwemali nokuhlawulwa kwemali ehlawulwayo emisha emisha, ikakhulukazi ngenxa yezimali nezindawo ezigciniwe ezingokomthetho, ukuvuzwayo ezingokomthetho, ukuvuzwayo kanye nezingatshayo.

Isiqondiso somuntu siqu esivumelana nemininingwane ethile yeholo, ukwakheka kwempahla, nezakhiwo zomkhaya, ukuxoxa nomphathi wentela ofanelekayo kutuswa kakhulu. Izinto ezikhombisayo zikhona engosini ye-tebhuni ye-passtiki yaseNdiya ye-Indiya , [FLT] i-[FLT] Supertive ne-Exchange Board ye-Indiya[ yemibuzo ehlobene ne-[FLT] ne-[FLT] i-bacreserve ye-oct.