Table of Contents

Ukulawula izinhlelo zikahulumeni kungazizwa kukhungathekisa, kodwa ukuqonda indlela lezizimiso ezisebenza ngayo kubalulekile ekutholeni ukusekela nemithombo etholakala ezakhamuzini zansuku zonke. Kungakhathaliseki ukuthi udinga usizo ngokunakekela impilo, usizo lokudla, izindlu, izinto ezisemzimbeni, noma ukusekela ngokwezimali, izinhlelo eziningi zikahulumeni, zikahulumeni, nombuso, kanye nezinhlelo zendawo ezikhona ukuze zinikeze usizo phakathi nezikhathi ezinzima. Lesiqondiso esiningi sizokuhambisa kunoma yini oyidingayo ukuze wazi, usebenzise, futhi uthole izinzuzo zikahulumeni ngokuphumelelayo.

Ukuqonda Izindawo Eziningi Zezinhlelo Zosizo Zikahulumeni

Uhulumeni wase-United States uqhuba izinhlelo eziningi zosizo eziklanyelwe ukusiza abantu nemikhaya ehola imali ephansi ukuba ihlangabezane nezidingo zabo eziyisisekelo, kodwa izigidi zamaMelika afanelekayo azitholi izinzuzo ezizifanelekelayo − kaningi ngenxa yokuthi abazi ukuthi izinhlelo zikhona, awazi ukuthi zingasetshenziswa kanjani, noma acabange ukuthi awanakufaneleki. Ukuqonda ukuthi izinhlelo zikhona ziyisinyathelo sokuqala sokuthola usizo oludingayo.

Izinzuzo Ezinkulu Zikahulumeni

Izinhlelo zikahulumeni zingase zikusize ukuba ukhokhele ukudla, izindlu, ukunakekelwa kwempilo nezinye izindleko zokuphila eziyisisekelo.

  • Usizo lokuthola ukudla: Izinhlelo ezinjenge SNAP (izitembu zokudla), INDABA yabesifazane, izinsana, nabantwana, kanye nosizo lokudla oluphuthumayo kusiza imikhaya ukuba ithole ukudla okunomsoco.
  • Izinhlelo zokunakekela:[[FLT] , CHIP, Medicare, Intengiso yezempilo ye-ACA Health Inshuwarence, neCOBRA zinikeza izindlela zokuhlanganisa impilo kubantu abahlukene.
  • Usizo olujabulisayo: Izinhlelo zosizo lwezintambo nothengi, izindlu eziphuthumayo, nezinkonzo zokuvimbela ukuxoshwa kusiza abantu ukuba balondoloze izindlu eziqinile.
  • Izinhlelo zikahulumeni zisiza ekukhokheleni ucingo, i-inthanethi, kanye nezikweleti zamandla ezifaneleka emikhayeni.
  • I-Cash help: Izinzuzo ze-Welfare, usizo lwezezimali, Ukulondeka kwezenhlalo, kuhlanganise nezinzuzo zomhlalaphansi nokukhubazeka kunikeza ukusekela okuqondile okungokwezimali.

Ubani Ofanelekela Izinhlelo Zikahulumeni?

Nakuba izinzuzo zikahulumeni zingatholakali kuwo wonke umuntu, imikhaya ethola imali ephansi e-U.S. iyakwazi ukuthola izinhlelo ezinikeza usizo lwezimali noma ezinciphisa izindleko zezidingo, nezinkonzo zezenhlala - kahle ezigcinelwe imikhaya ehlawulwa imali ephansi nemiphakathi eswele lapho ohulumeni bakahulumeni nohulumeni bengangena khona uma ufanelekela futhi ufaka isicelo sosizo.

Izimiso zokuthola inzuzo ziyahluka ngokwesimiso kodwa ngokuvamile zihlanganisa izici ezinjengomholo wendlu, ubukhulu bomkhaya, ukuma kwekhaya, ubudala, ukukhubazeka, nezici ezithile zomphakathi. Izinhlelo eziningi zisebenzisa iFederal Poverty Legation (FPL) njengesisekelo sokunquma ukuthi ikhona yini.

Ukuqonda Izimfuneko Zokungayekeleli

Ngaphambi kokuba usebenzise noma isiphi isimiso sikahulumeni, ukuhlaziya ngokucophelela izindinganiso zokuvuleka kubalulekile. Ukuqonda lezi zimfuneko kungalondoloza isikhathi futhi kukusiza ukuba ugxile ezimisweni ofanelekela zona ngempela.

Ukuzuza Okusekelwe Emalini

Izinhlangano zikahulumeni nezinhlelo zisebenzisa iFederal Poverty Level njengesisekelo sokunquma ukuthi ubani ofanelekela usizo, njengoba izinhlelo eziningi zibeka isilinganiso esiphansi se - FPL, njengangu - 138% seMedicaid emazweni anwetshwayo noma 130% ye - SNAP.

Izinhlelo eziningi zihlela ukuba i-piligble ingabi yi-100% ye-FPL ngokwesibonelo, izikweleti zentela ze-ACA zitholakala zifinyelela ku-400% FPL, i-CIP imboza izingane emikhayeni ezifinyelela ku-200% kuya ku-300% kuxhomeke kuhulumeni, futhi i-SNAP isebenzisa i- 130% ye-FPL njengemali elinganiselwayo. Lokhu kusho ukuthi ungafanelekela usizo ngisho noma usebenza futhi uthola iholo ngaphezu komgxabani wobumpofu.

I - FPL isekelwe ebukhulwini bemikhaya futhi ilungiswa unyaka ngamunye ukuze ibonise ushintsho kuyi - Consumer Price Index for All Urban Consumers (CPI - U), eneziqondiso ezingu - 2026 ezibonisa ushintsho lwamanani ngo - 2025.

Imingcele Elinganiselwe Nokuvivinywa Kwemithombo Yezinto

Ngaphandle kweholo, izinhlelo eziningi zicabangela futhi impahla yakho nemali. I-SNAP, imikhaya engenalo ilungu elineminyaka engu-60 noma ngaphezulu kumelwe ibe nempahla engu-R3 000 noma ngaphansi; imikhaya enelungu elinjalo kumelwe ibe nempahla engu-R4,500 noma ngaphansi. Izindawo ezivamile zihlanganisa ama-akhawunti ebhange, izimoto (ngaphandle kwezindawo) kanye nempahla kunendawo yakho engcono yokuhlala.

Ukuba Yisisulu Esingokomfanekiso

Ezinye izinhlelo zinezimfuneko eziqondile ezicacile ngaphandle kweholo. Ngokwesibonelo, izinzuzo ezithile zitholakala kuphela kubantu abadala, izingane, abesifazane abakhulelwe, abantu abakhubazekile, abangomakad ’ ebona, noma ababaleki. Ukuqonda lezi zimfuneko ezicacile kukusiza ukuba ubone ukuthi iziphi izinhlelo eziklanyelwe isimo sakho.

Izimfuneko Zokuba Nendawo Nezokuba Izakhamuzi

Izinhlelo eziningi zosizo zikahulumeni zifuna ukuba ube isakhamuzi sase-U.S. noma ube ufanelekela ukuba ungabi naso iso futhi ube isakhamuzi sesimo lapho usebenzisa khona. Ezinye izinhlelo zinezimfuneko zobuningi besikhathi sokuhlala noma imithetho eqondile yabafuduki nababaleki.

Ukucwaninga Ngezinhlelo Ezikhona

Ukuze uthole izinhlelo ezifanele kudingeka wazi ukuthi ungabhekaphi futhi uzithole kanjani ukwaziswa okunokwethenjelwa.

Imithombo Kahulumeni Engokomthetho

Ungaphendula eminye imibuzo eyisisekelo ukuze uthole uhlu oluhleliwe lwezinzuzo ezingase zitholakale kuhulumeni ongase uzifanelekele, usebenzise ithuluzi elizuzisayo lokuthola ithuluzi noma ufune ngamaqembu ukuze uthole ukuthi yiziphi izinzuzo wena nomkhaya wakho eningase nikufanelekele, futhi uqonde indlela yokusebenzisa lokho okufanelekelayo.

Imithombo eyinhloko kahulumeni ihlanganisa:

  • Ubutheni.gov: Ungathatha umbuzo ongaqondakali, ufunde okwengeziwe ngezinhlelo, futhi uthole ukwaziswa okuphathelene nombuso kanye nokuxhumana kwendawo ngaleli zibuko likahulumeni elibanzi.
  • USA.gov: Inikeza ukwaziswa ngezinhlelo zikahulumeni kanye namaxhumelane nemithombo kahulumeni.
  • I-Website ezi-'eye-eye-eye-eye-codec': Izinhlangano ezizimele njenge-Social Security Administration, uMnyango wezokuhlala nentuthuko ye-Urban, kanye noMnyango wezolimo ulondoloza ukwaziswa okuningiliziwe kohlelo.

Ukusebenzisa Amathuluzi Okuthola

Amathuluzi okuhlola anekhono akusiza ukuba uthole ukuthi ungazithola yini izinzuzo eziqondile, futhi ngokusekelwe ezimpendulweni zakho zemibuzo, lamathuluzi ayobhala izinzuzo ongase ufanelekele futhi akutshele indlela yokufaneleka nokusetshenziswa.

Lamathuluzi okuhlola awekho izicelo zezinzuzo, awazi futhi ngeke acele igama lakho noma inani lenhlala- kahle, futhi ngeke anikeze isilinganiso senani elingcono. Asebenza njengenyathelo lokuqala lokuthola izinhlelo ezingase zifanele ukuqhubekela phambili ekuhloleni.

Ulwazi lwesimiso sendawo kanye nohlelo

Izinhlelo eziningi zosizo zinikezwa esilinganisweni sezwe noma sendawo, ngisho noma ikhona izimali zikahulumeni. Xhumana nenxusa lakho lenkonzo yezenhlalakahle kahulumeni ukuze uthole ukwaziswa okuzuzisa izinhlelo zikahulumeni kanye nezinye. Amawebhusayithi oMbuso avame ukunikeza ukwaziswa okuqondile ngenzuzo yenani, izindawo zamahhovisi endawo, nemithetho eqondene nombuso.

Abashayeli balamahhovisi bangaphendula imibuzo ephathelene nesimo sakho, bakusize uqonde izimfuneko eziyinkimbinkimbi futhi bakusize ukuba usebenzise usizo lwakho.

Izinhlangano Zomphakathi Nezingazuzisi

Izinhlangano ezisekelwe emphakathini, izinhlangano ezingazuzi inzuzo, kanye nezisebenzi zezenhlalakahle ngokuvamile ziqeqeshelwe ukusiza abantu ukuba basebenzise izinhlelo zikahulumeni. Lezi zinhlangano zinganikeza usizo mahhala ngokuqonda izinhlelo, ukuqoqa izicelo, nokuqeda izicelo. Zingase zazi nangeminye imithombo yendawo engakhangi kakhulu.

Umnikeli Obalulekile Wezinhlelo Zikahulumeni

Ukuqoqa amadokhumende adingekile ngaphambi kokuba usebenzise kungahlanganisa kakhulu inqubo yokusebenza futhi kunciphise izikhawu. Nakuba izimfuneko ezithile zihluka kuhlelo, amadokhumende athile aceliwe kakhulu.

Ubufakazi Bokuba Ungubani

Izinhlelo eziningi zidinga ukuqinisekiswa kwemininingwane yakho neyamalungu omkhaya. Izincwadi ezamukelekayo zihlanganisa:

  • Ilayisense yomshayeli noma i-ID esuswe umbuso
  • Izitifiketi Zokuzalwa
  • Amakhadi Okuphepha
  • Iposi elidlulisa amaza noma izincwadi zokufuduka
  • Izincwadi zokufunda ubuzwe

Ukuqinisekiswa Kwenzuzo

Ungafaka amadokhumende adingekayo njengemali ebhaliswe ngama-pixel, ama-lithishi aqashiwe, nezitatimende zebhange njengengxenye yesicelo sakho. Izincwadi ezitholayo zingahlanganisa:

  • Izicucu zamuva ezikhokhelwayo (ngokuvamile ezinsukwini zokugcina ezingu - 30)
  • Intela ibuya kusuka ngonyaka odlule
  • Amafomu we-W-2 noma amafomu angu-1099
  • Amarekhodi okuziphilisa kanye nemali eholwayo yebhizinisi
  • Ukuswelakala kwemisebenzi kuyazuzisa
  • Ukulondeka Komphakathi kuzuzisa izincwadi
  • Ukusekela kwengane noma i-alimonius umgunyathi
  • Imali ekhokhelwayo noma imali yomhlalaphansi

UmBhalo Wokuhlala Nezindlu

Izinhlelo zidinga ukuqinisekiswa ukuthi uhlalaphi futhi izindleko zokuhlala kwakho zikhona.

  • Izivumelwano zentengo noma izitatimende zezibambiso
  • Izikweleti zosizo egameni lakho
  • Amarisithi abhaliwe
  • Izitatimende zentela yempahla
  • Izincwadi ezivela kubanini-zindawo

Omunye umnikeli

Kuye ngesimiso, ungase udinge nalokhu:

  • Izincwadi zokwelapha noma zokukhubazeka
  • Ubufakazi Bokukhulelwa
  • Amarekhodi abafunda esikoleni
  • Amarisidi okunakekela izingane
  • Izitatimende zasebhange zibonisa impahla
  • Ukubhalisa i - Vehicle
  • Imithetho yesehlukaniso noma izivumelwano zokuwinwa kwabantwana

Inqubo yesithobo: Hamba Ngenyathelo

Ukuqonda ukuthi izicelo zingenziwa kanjani ngokufanele futhi zithunyelwe kwandisa amathuba akho okuvunyelwa futhi kunciphise ukushesha kokuzilungisa.

Ukukhetha Indlela Yakho Yokusebenza

SNAP uhlelo lukahulumeni oluphethwe ngokwezinga lesimo, ngakho sebenza esimweni lapho uhlala khona manje, ezinye izifundazwe ezivumela izinhlelo ze-intanethi. Izinhlelo eziningi manje zinikeza izindlela eziningi zokusebenza:

  • Izisebenziso zolayini:[ Izimo eziningi zinendawo zolayini lapho ungafaka khona uhlelo oluningi ngesikhathi esisodwa, ufake amabhukwana, futhi ulandele isimo sakho sokusebenza.
  • [[UMTL:0] Ezinhlelweni zokusebenza: Ungavakashela amahhovisi endawo ukuze usebenzise ngosizo oluvela kumalungu ezisebenzi.
  • Izisebenziso zeposi: Izinhlelo zephepha zingalayishwa, ziqediwe, bese zithunyelwa ehhovisi elifanele.
  • Izisebenziso ze-PHT: Ezinye izinhlelo zivuma izisebenziso ngocingo, ikakhulukazi kubantu abadala noma abantu abakhubazekile.

Ukwenza izisebenziso Kuhlela Ngokunembile

Lapho ufaka izicelo, qinisekisa ukuthi zonke izinhlobo ziqedwa ngokunembile nangokuphelele. Amaphutha avamile abambezela izicelo ahlanganisa:

  • Ayikho imisayithi
  • Ulwazi lwasendlini olungaphelele
  • Ulwazi olushintshashintshayo ezingxenyeni ezihlukahlukene
  • Ukwehluleka ukubika yonke imithombo yeholo
  • Amaphutha ezibalo
  • Umbhalo obhalwe ngesandla ongekho emshinini wokusebenza wephepha

Zinike isikhathi lapho ugcwalisa amafomu. Uma ungaqiniseki ngendaba, funa ukucaciswa izisebenzi zezinhlelo noma inhlangano yomphakathi kunokuba uqagele.

Ufuna umbalo wombhalo osha

Ngenisa wonke amadokhumende adingekayo nesicelo sakho sokuqala uma kungenzeka. Gcina amakhophi akho konke okuhambisa, kuhlanganise:

  • Ifomu lokusebenza eliqediwe
  • Imibhalo
  • Ubufakazi bokuhhliswa (amarisidi eposi aqinisekisiwe, ukuqinisekiswa kwe-imeyili, noma amakhophi-osuku olugunyaziwe)
  • Noma ikuphi ukubhalelana ne - Office

Uma usebenzisa i-inthanethi, hlola noma thwebula amabhukwana ngokucacile. Qinisekisa ukuthi umbhalo ufundeka futhi wonke amakhoneni amane edokhumende ngalinye ayabonakala esithombeni.

Inqubo Yengxoxo

Izinhlelo eziningi zezicelo zidinga ukuxoxa ukuze uthole izinzuzo, ngezingxoxo eziqhutshwa ngocingo noma ubuso nobuso, futhi isifunda sezwe lakini noma iSizwe sobuzwe sizothintana nawe ngocingo noma ngeposi ukuze sihlele.

Phakathi nengxoxo, zilungiselele:

  • Phendula imibuzo eningiliziwe ngendaba eniyibhalayo, iholo, izindleko nezimo
  • Nikeza ukucacisa ukwaziswa mayelana nendlela osebenza ngayo
  • Xoxa nganoma ikuphi okulahlekile noma ukungacacisi idokhumende
  • Buza imibuzo mayelana nohlelo kanye nokunethezeka kwakho

Thembeka, ucophelele, futhi ulungiselele ngakho konke ukwaziswa okuhlobene nalengxoxo kanye nezincwadi.

Ukulandela Isicelo Sakho

Ngemva kokunikeza umsebenzi wakho, ukulandela ngokulandelana kuyasiza ekuqinisekiseni ukubhekisisa okufike ngesikhathi futhi kuxazulule noma yiziphi izimpikiswano eziphakamayo.

Kutholwa isimo sesithobo

Izinhlelo eziningi manje zinikeza amatheku ku-inthanethi lapho ungahlola khona isimo sohlelo lokusebenza. Uma i-intanethi ingekho, qaphela ulwazi lokuxhumana lwehhovisi eliphatha uhlelo lwakho lokusebenza negama lanoma imuphi umsizi owabelwe wena.

Gcina umbhalo wale:

  • Usuku lokuzithoba
  • Isiqiniseko noma izinombolo zezikhombi
  • Isigamu sesibalo sokwenza isikhathi esilindelekile
  • Izingxoxo zezinsuku nezikhathi
  • Noma iziphi izicelo zokwaziswa okwengeziwe

Ukusabela Ezicelweni Zokwaziswa Okwengeziwe

Kwezinye izimo, kungase kudingeke ukulandelelwa okwengeziwe ngemva kwengxoxo yakho. Uma inhlangano icela amaxwebhu engeziwe noma ukucacisa, sabela ngokushesha ngangokunokwenzeka. Ukulibala ekunikezeni ukwaziswa okuceliwe kungaphumela ekunqabeni izicelo noma ekubambeni ukuthunyelwa kwemishini okuphawulekayo.

Lapho uthola isicelo sokwaziswa okwengeziwe:

  • Funda isicelo ngokucophelela ukuze uqonde kahle ukuthi yini edingekayo
  • Phawula noma iziphi izikhathi ezimisiwe zokuzithoba
  • Butha amadokhumende aceliwe ngokushesha
  • Benze basebenzise indlela eshiwo lapho becela
  • Gcina amakhophi azo zonke izinto ozithumelayo
  • Qinisekisa irisithi uma kungenzeka

Ukuqonda Izikhathi Ezilandelanayo

Ukuhlela izikhathi kuyahlukahluka kakhulu ngokohlelo kanye nokulawula. Ezinye izinhlelo zigunyazwe ngokomthetho ukuthi zilungise ama-screen asmes, kanti ezinye kungathatha isikhathi eside kuxhomeke kwisilinganiso sesitholo na amazinga okusebenza. Beka isineke, kodwa unganqikazi ukulandela uma ukulungisa kudlulela ngalé kwesigamu sobude esilindelekile.

Ngokwesibonelo, izinhlelo ze-SNAP kumele zilungiswe phakathi nezinsuku ezingu-30, nenqubo elungiselelwe i-exper ekhona yemikhaya enezidingo eziphuthumayo. Izinzuzo ze-social Security zingathatha izinyanga eziningana. Ukuqonda ama-status avamile ohlelweni lwakho oluqondile kukusiza ukuba wazi uma ukulandela i-sease-sease.

Kuchazwa Izinhlelo Zokusiza Zikahulumeni Ezinkulu

Ukuqonda imininingwane yezinhlelo ezinkulu kuyakusiza ukuba ubone ukuthi yiziphi ezingazuzisa umkhaya wakho.

SNAP (Isimiso Sokusiza Ngokuhluzeka Kwezokudla Esiwumshayabhuqe)

SNAP − ngaphambili eyaziwa ngokuthi izitembu zokudla — isimiso esikhulu kakhulu sosizo lokudla esiwuhulumeni, esikhonza amaMelika angaphezu kwezigidi ezingu - 42, nezinzuzo ezifakwe ekhadini lama - Electronic Ingreement Foundation (EBT) inyanga ngayinye, elisebenza njengekhadi lokukhipha ukudla ezitolo eziningi nezimakethe eziningi zabalimi.

Ukuze ufanelekele, iholo lendlu yakho ngokuvamile kumelwe libe ngaphansi noma ngaphansi kwekhulu lemali kahulumeni ewubumpofu (FPL). Imali ewuhlweza ngenyanga (FPL). Okusho ukuthi, iholo lendlu ngaphambi kwanoma yiziphi izikweli zohlelo kuyasetshenziswa ($generaly") kumele libe ngaphansi noma ngaphansi kwekhulu le- 130 lemali ehambisana nobumpofu, futhi emkhayeni wabathathu, umugqa wobumpofu osetshenziselwa ukubala i-SPAP ezinzuzo kuhulumeni ngonyaka ka-2026 ingu-R2,21 ngenyanga, ngakho amaphesenti angu-30 omkhaya wobumpofu obunguR2,888 ngenyanga, noma cishe u-R6666 ngonyaka.

Thola ihhovisi leSNAP lakini futhi uthintane nabo ukuze ufunde okwengeziwe ngokunethezeka nangendlela yokukusebenzisa.

IMedicaid neCIP

I-Medicaid inikeza inzuzo yezempilo kubantu abadala abahola imali ephansi, izingane, abesifazane abakhulelwe, abantu abadala nabanobukhubazeko. I-Children’s Health Inshuwarence Program (CHIP) ihlanganisa izingane emikhayeni ezinemali engcono kakhulu ukuba zingawuthola uMedicaid kodwa ezingakwazi ukukhokhela umshuwalense wangasese.

Ukukwazi ukuhlukanisa kuyahluka ngokwezwe, ikakhulukazi kubantu abadala, njengoba kungezona zonke izifundazwe ezandisa iMedicaid ngaphansi koMthetho we-Affordal Care Act. Ezifundazweni ezinwetshwayo, abantu abadala abathola imali efinyelela ku-88% yezinga lobumpofu likahulumeni bafanelekela.

Izimiso Zokusiza Ngezindlu

Izimali zikahulumeni zezindawo zokuhlala eziningana zesimiso seHUD, kuhlanganise neNdlela yokukhetha iHouse Voucher (Indibaniselwano 8) eqa intela yezindlu ezithola imali encane cishe amaphesenti angu - 30 emali eholo eqashwe intela futhi i-compater imboza izakhiwo ezikhokhayo zentela zezindawo ezithengwayo ze-Public Homes (PH).

Ikhono lokugula kudinga ukuhlangabezana nezindinganiso ezilinganiselwe zempilo nezokuphepha zikahulumeni, futhi uma ufaneleka, usizo lungase lungasheshi; ngenxa yesidingo, kuvamile ukuchitha isikhathi ohlwini lokulinda.

TANF (Usizo Oluvamile Emikhayeni Eswele)

Izinzuzo zilinganiselwa isikhathi − eziningi zezimo ze-TANF zisiza ngezinyanga eziyi-60 (iminyaka emihlanu), ngokuvamile kuyadingeka ukuba abamukelayo bahlanganyele emisebenzini enjengokuqeqeshwa komsebenzi noma umsebenzi, futhi inzuzo yenani iyahlukahluka kakhulu ngokwezwe (kusukela ngaphansi kuka-200,000/nyanga kwezinye izindawo kuya kuR34,50/nyanga kwezinye ngomkhaya wabathathu.

Ukuthola Ukulondeka Okunezelwe (SSI)

I - SSI ikhokhela abantu abadala nezingane imali nyanga zonke ngokukhubazeka noma ngobumpumputhe abahola imali elinganiselwe nabacebile, kanye nabantu abadala abangu - 65 nangaphezulu abangenakho ukukhubazeka okuhlangabezana nezimfuneko zemali, futhi inikezwa i - Social Security Administration (SA).

Izinga lokukhokha kweSSI ngo - 2026 lingu - R250 ngenyanga kumuntu ngamunye no - R1 500 ngombhangqwana, kanye namanye amazwe anezele lemali ngenkokhelo eyengeziwe kahulumeni.

Umshuwalense Wokulondeka Komphakathi (SDI)

Ngokungafani ne-SSI, i-SSDI isekelwe emlandweni wakho wezemisebenzi wangaphambili nasezintela zezenhlalaphansi ozikhokhile, futhi ukuze ufaneleke, kumelwe ube nokukhubazeka okufanelekile okuvimbela umsebenzi onzima futhi uzuze izikweletu ezanele ngomsebenzi.

Imali evamile ekhokhwa i - SSDI ngo - 2026 icishe ibe ngu - R2 400 ngenyanga, nakuba imali ihlukahluka ngokusekelwe emlandweni wakho weholo, futhi ngemva kwezinyanga ezingu - 24 ukwamukela i - SSDI, ngokuzenzekelayo uba ofanelekela ukukhokhelwa kwezempilo yamaMedica.

ILIHEAP (Isimiso Sokusiza Ngemithombo Yezomoya Esekhaya)

I - LIHEAP ingenye yezinhlelo zikahulumeni ezibaluleke kakhulu e - United States ezisiza imikhaya ehola imali encane ukuba ikhokhe izindleko zamandla ayo, futhi uma ugesi, igesi, noma izikweleti zokufudumeza izindleko ziphakeme kakhulu, I - LIIAP USA inganikeza usizo lwezimali ukuze unciphise umthwalo wakho.

Ukuphumelela ngokuyinhloko kusekelwe emalini nasemweni sasekhaya, ngokuvamile lapho imali yasekhaya itholakala noma ingaphansi kwe - Federal Poverty Level.

Ongakwenza Uma Isicelo Sakho Senqatshelwe

Ukuthola isaziso sokuphika kungadumaza, kodwa akusona isiphelo somgwaqo. Ukuqonda amalungelo akho okukhangayo kanye nokukhetha okungakhethwa kubaluleke kakhulu.

Ukuqonda Ukuphikwa

Lapho uthola ukuphika, isaziso kufanele sichaze:

  • Isizathu esiqondile sokwenqaba
  • Yiziphi izinqwina zokuthandeka ongahlangabezananga nazo
  • Ilungelo lakho lokudlulisa isinqumo
  • Ukuphela kwesikhathi sokufaka isicelo
  • Indlela yokucela isikhalo

Ngezinye izikhathi ukuphika kubangelwa ukulahlekelwa ukwaziswa noma imibhalo kunokuba kungaqondakali.

Inqubo Yokukhanga

Izinhlelo eziningi zikahulumeni zinikeza inqubo yokudlulisa izikhalo, ngokuvamile ebizwa ngokuthi ukuqulwa kwecala noma ukuqulwa kwecala okungagwegwesi. Le nqubo ihilela lokhu:

  • Ufaka isicelo sakho esibhaliwe: Pholisa isicelo sakho phakathi kwe-frame yesikhathi esicacisiwe, ngokuvamile izinsuku ezingu-30 kuya ku-90 kusukela osukwini lokuphika.
  • Ubufakazi obufaka: qoqa idokhumende esekela ukuvuleka kwakho noma ikheli lezizathu zokuphika.
  • [[UMTL:0] Ukulungisa icala lakho: Hlela izimpikiswano nobufakazi ngokucacile.
  • ebhekisa icala: icala lakho kumahluleli womthetho ophethe noma isikhulu esizwayo.
  • Ukukhipha isinqumo: Isikhulu sezindlebe sizokhipha isinqumo esibhaliwe, esingase sisekele ukuphika, sibuye sibuyisele emuva ukubukeza okuqhubekayo.

Ukufuna Usizo Ngokukhanga

Izinhlangano zosizo ezingokomthetho, amaqembu okukhubazeka, kanye nezinye izinhlangano ezingatholi nzuzo ngokuvamile zinikeza usizo lwamahhala ngokunxusa.

Ukuphinde Ujabule Ngemva Kokushintsha Kwezimo

Uma isicelo sakho singaphumeleli noma uphuthelwa isikhathi esifinyelelwe, ungavuna uma izimo zakho zishintsha. Izinguquko ezingase zithinte ukuvuleka kwenhliziyo zihlanganisa:

  • Ukulahlekelwa iholo noma umsebenzi
  • Izinguquko ekuhlelweni kwezinhlelo zasekhaya
  • Ukuxilongwa okusha kwezokwelapha noma izimo eziya ziba zimbi
  • Izindleko ezengeziwe
  • Izinguquko ekuhlaleni

Ukulondoloza Izinzuzo Zakho

Lapho sekwamukelekile ukuze kuzuze, ukuzigcina kudinga ukuba uqhubeke ulalela imithetho yesimiso futhi ubika izimfuneko.

Ukuqonda Izimfuneko Zokubika

Izinhlelo eziningi zidinga ukuba ubike izinguquko zezimo ezingase zithinte izinga lakho lokuvuleka noma inzuzo. Izinguquko ezivamile zihlanganisa:

  • Ukushintsha kweholo (kwandisa noma kwehlisa)
  • Ukulahlekelwa umsebenzi omusha
  • Ushintsho ekuhlelweni komculo wasekhaya (ukuzalwa, ukufa, abantu abathuthela noma baphume)
  • Ushintsho ekhelini
  • Izinguquko ezintweni zempahla
  • Izinguquko ezindlekweni (ezisemzimbeni, zokunakekelwa kwabantwana, nezindleko zezokwelapha)

Umbiko wezinguquko phakathi kwesakhelo sesikhathi esichazwe uhlelo lwakho, ngokuvamile phakathi nezinsuku eziyishumi. Ukwehluleka ukubika izinguquko kungaphumela ekukhokheleni imali eshisiwe okuzodingeka uyikhokhe, noma ngisho nokukhwabanisa emacaleni angathi sína.

Ukuvunyelwa Nokubuyiselwa

Izinzuzo azihlala njalo; izinhlelo eziningi zidinga ukuqinisekiswa ngezikhathi ezithile ukuze kuqinisekiswe ukuthi imvume eqhubekayo ikhona. Izinkathi zokuqinisekisa ziyahluka ngohlelo:

  • ISNAP: Ngokuvamile njalo ngemva kwezinyanga eziyisithupha kuya kwezingu - 12
  • IMedicaid: Ngonyaka ezifundazweni eziningi
  • Usizo lwezindlu: Ngonyaka
  • SSI: Ukubukeza ngezikhathi ezithile, okuvame kakhulu kubantwana

Phawula isiqinisekiso sokuqeda ikhalenda lakho bese uqala ukuqoqa imibhalo edingekayo ngaphambi kokuphela konyaka. Ukungaqiniseki ngesiqinisekiso esisemthethweni kungaphumela ekuqedweni, kufune ukuba uvune ngokulandelana.

Ukugcina Amarekhodi

Gcina amarekhodi ahleliwe awo wonke amabhukwana asizayo ahlobene:

  • Izaziso zokuvunyelwa nokungavunywa
  • Zuza izinkulumo ezibiza imali engakanani
  • Izitayela zezatifiketi nezikhathi ezimisiwe
  • Ukubhala ne - Office
  • Ubufakazi bezinguquko ezibikwayo
  • Imali ekhokhelwayo nezindleko

Ukugcina irekhodi elihle kukusiza ukuba uphendule ngokushesha ezicelweni zenhlangano futhi kunikeze ubufakazi uma kuphakama imibuzo ngendaba yakho.

Ukunciphisa Izinzuzo Zakho

Abantu abaningi bafanelekela izinhlelo eziningi ngesikhathi esisodwa. Ukuqonda indlela yokuthola zonke izinzuzo ezikhona kungathuthukisa kakhulu ukuqina kwemali yomkhaya wakho.

Ukusebenzisa Izinhlelo Eziningi

Ungafaka isicelo sokusiza izinhlelo eziningi wena namanye amalungu omkhaya wakho kusisebenziso esisodwa. Izifunda eziningi zihlanganise izimiso zokusebenza ezikuhlanganisa kuzo zonke izinhlelo ezikhona uma ufaka isicelo esisodwa.

Ukuhlanganiswa kohlelo okuvamile kuhlanganisa:

  • ISNAP NeMedicaid
  • TANF, SNAP, NeMedicaid
  • USSI noSNAP
  • Usizo lwezindlu nosizo oluwusizo
  • Izinhlelo eziningi zosizo namandla

Ukuqonda Indlela Izinhlelo Ezingenela Ngayo

Ezinye izinzuzo zibhekwa njengeholo kwezinye izinhlelo, kanti ezinye azinjalo. Ukuqonda lokhu kuxhumana kukusiza ukuba ukhulise izinzuzo:

  • I - SSI ikhokhelwa i - SNAP kodwa ithola imali ekhethekile
  • Izinzuzo zeSNAP azibaleki njengeholo kwezinye izinhlelo
  • Izimali zokuxhasa izindlu zingase zithinte izibalo ezizuzisayo kwezinye izinhlelo
  • Ezinye izinhlelo zinikeza "ukwenza kube lula," lapho ukufanelekela uhlelo olunye kuzenzakalela olunye

Ukuhlola Izwe Nezimiso Zendawo

Ngaphandle kwezinhlelo zikahulumeni, izindawo eziningi zinikeza usizo olwengeziwe:

  • Izinhlelo zosizo lokudla ezilungiselelwe uhulumeni
  • Izimali zosizo lwesimo esiphuthumayo zendawo
  • Izinhlelo zosizo zikahulumeni ezithakwa imithi
  • Intela ethengwa abantu abadala nabantu abakhubazekile
  • Usizo lokunakekela izingane olugunyazwe uhulumeni
  • Usizo lwezokuhamba endaweni

Xhumana neminyango yezinkonzo zezwe lakho nezomphakathi ukuze ufunde ngezinhlelo eziqondile zendawo yakini.

Amaphutha Avamile Okumelwe Agwenywe

Ukuqonda izingibe ezivamile kukusiza ukuba ulawule isimiso ngokuphumelelayo.

Iphutha lesisebenziso

  • [ Abantu abaningi abacabanga ukuthi bahola kakhulu bafanelekela usizo. Ngaso sonke isikhathi sebenzisa noma sebenzisa amathuluzi okuhlola ukufaneleka.
  • Isho ulwazi olungaphelele: Ukwaziswa okungekho kuyimbangela ephambili yezisebenziso ezibambezelekayo neziphikayo.
  • [[[UMTL:0] Ukubika wonke amalungu omkhaya: Kumelwe ubike wonke umuntu ohlala endlini yakho, ngisho noma engadingi izinzuzo.
  • Ngaphansi kokubika izindleko:[ Izinhlelo eziningi zivumela izikweleti zezindlu, izinto ezisemzimbeni, ukunakekelwa kwabantwana, nezindleko zezokwelapha.
  • [[Umthetho:0] Ukuhlela izikhathi ezimisiwe: Izinhlelo zamuva, iziqinisekiso, noma ukunxusa kungaphumela ekulahlekelweni okungazuzisi.

Izimpikiswano Zombhalo

  • Ifaka amakhophi angacacile: iqinisekisa wonke amabhukwana afundeka futhi aphelele.
  • Isho ukwaziswa okuphelelwe yisikhathi: Sebenzisa amabhukwana amuva, kusukela ezinsukwini ezingu 30 zokugcina ukuze uthole imali.
  • [[UMTH:0] Ukugcina amakhophi: njalo kugcinwa amakhophi akho konke okuhambisayo.
  • Ungalandeli izicelo zedokhumende: sabela ngokushesha kuzo zonke izicelo zokwaziswa okwengeziwe.

Amaphutha Aqhubekayo

  • Awuyikubika ushintsho: Izinguquko ezingabikwanga zingaphumela ekukhokheleni imali eshisiwe nakukhokha okungakhokhwa ngokukhwabanisa.
  • [[Umthetho:0] Ukumisa izikhathi ezimisiwe zokwenza isivumelwano:[ Izinzuzo zizophela uma ungaphinde uqinisekise ngesikhathi.
  • Iposi elingaqondakali: Ufunda wonke iposi ezingenisweni ezisiza ngokushesha futhi usabele ngendlela edingekayo.
  • Ukuthungatha ukusebenzisa izinzuzo ngokufanele: Uhlelo ngalunye lunemithetho mayelana nezinzuzo ezingasetshenziswa. Ukuphula lemithetho kungaphumela ekususweni.

Imithombo Yengcebo Eyengeziwe Nokusekelwa

Kunemithombo eminingi ekusiza ukuba usebenzise izinhlelo zikahulumeni ngokuphumelelayo.

Imithombo Kahulumeni

  • Ubutheni.gov: I Comprehensive inzuzo kahulumeni yokwaziswa kanye namathuluzi okuhlola
  • USA.gov:[ ulwazi olujiyile lukahulumeni kanye nokuxhumana nezinhlangano
  • SSA.gov: Ukulondeka komphakathi nokwaziswa kwe SSI kanye nezinhlelo zokusebenzela kulayini
  • [[INDABA:0].gov:[ Uhlelo losizo lwezindawo zokwakha ulwazi
  • [[I]Healthcare.gov: ulwazi lwezempilo lwemakethe yomshuwalense ne-Medicaid

Imithombo Yomphakathi

  • [[QURT:0] Izinhlangano zosizo ze-Legal Aid:[ usizo olungokomthetho ngokukhululekile ngokufaka izinhlelo eziwusizo kanye nezinxephezo
  • [[IQUMT:0] Isenzo se-community Acomporess:[ Izinhlangano zendawo zinikeza usizo ngezinhlelo nezinye izinkonzo
  • [[UMTH:0] Area Actives on Age: Imicebo ngokukhethekile yasebekhulile
  • Izinhlangano zamalungelo amalungelo:[ Ukuqapha nosizo kubantu abakhubazekile
  • Izinhlangano zezinkonzo ezifudukayo: Usizo kubafuduki nababaleki abahamba ngezinyawo bazuza izimiso zokuhamba ngezinyawo
  • Izinhlangano zokholo ezisekelwe:[ Amasonto amaningi nezinhlangano zenkolo zinikeza usizo ngezicelo nangosizo oluphuthumayo

Izingxenye Zokwaziswa Nezindawo Zomsebenzi

Kule mihlangano kunikezwa ukwaziswa okubalulekile ngezinhlelo, izinqubo, nezinguquko zamuva. Zinikeza amathuba okubuza imibuzo nokuxhumana nezisebenzi ezingasiza esimweni esithile.

Izinhlangano eziningi zomphakathi zinikeza nezindawo zokusebenzela ngezihloko ezinjengalezi:

  • Ukuqonda kuzuzisa ukunethezeka
  • Izisebenziso ezithandekile
  • Ukuhlanganisa kudinga imidokhumende
  • Ukuphika okukhangayo
  • Ukusingatha izinzuzo nokuphinde ugunyazwe

Iziteshi Nezobuchwepheshe Ezisebenzisa I - Internet

Sebenzisa ama-panel okusebenza asemadokisini ukuze kube lula ukulandelela nokulungisa. Izifunda eziningi zisungule izinqubo zobungane nomsebenzisi ku-inthanethi ezikuvumela ukuba:

  • Sebenzisa uhlelo oluningi ngesikhathi sinye
  • Layisha amadokhumende ngama-inthanethi
  • Hlola isimo sesithobo
  • Ushintsho lombiko
  • Ukuqinisekiswa kabusha okuphelele
  • Bhekani inzuzo yezinsuku zokukhokha
  • Xoxa nezisebenzi ezisingatha izindaba

Uma ungenayo i - Internet ekhaya, imitapo yezincwadi yomphakathi inikeza i - computer ne - Internet mahhala, futhi izisebenzi zingakusiza ukuba usebenzise i - Internet.

Ukuzivikela Ezicumbeni

Ngeshwa, abakhwabanisi bavame ukuhlasela abantu abafuna izinzuzo zikahulumeni.

Amafulegi Abomvu Okuzuzisa Abakhohlisi

  • Izicelo zemali yangaphambili: Izinhlelo zikahulumeni azikhokhi intela yesicelo noma zidinga ukukhokhwa ukuze uthole izinzuzo.
  • Ukuthintana okucetyiswe: Qaphela izingcingo ezingalindelekile, ama-imeyili, noma imibhalo ethi uyafanelekela izinzuzo ongazifakazanga.
  • Amasu okucindezela: Ama-Scammer adala ukuphuthuma, athi kumelwe uthathe isinyathelo ngokushesha noma ulahlekelwe izinzuzo.
  • Izicelo zokwaziswa komuntu siqu: izinhlangano zikaHulumeni ngeke zibize ukucela inombolo yakho yeNyuselo yezenhlalakahle, ulwazi lwebhange, noma i-password.
  • imvume e-' Akekho ongaqinisekisa ukuvunyelwa okungcono; ukuvunyela kuxhomeke ezindinganisweni zohlelo lomhlangano.
  • Inxenye yenkokhelo: Izinzuzo zivela ngokuqondile ezinhlanganweni zikahulumeni, hhayi ezinkonzweni zesithathu ezikhokhelwayo.

Ukuqinisekisa Ukukhulumisana Okufanele

Uma uthola ukuxhumana okuthi kuvela enkampanini kahulumeni:

  • Unganikezi ukwaziswa kwakho uma uthintana nothile ungakucelanga
  • Bheka inombolo yocingo yekhomputha ngokuzimela futhi ushaye ucingo ukuze uqinisekise
  • Bheka ukuthi amawebhusayithi asebenzisa izakhiwo ezisemthethweni .gov
  • Qaphela ama-imeyili ngamaphutha okubhala amagama noma okuhlela okungahleliwe
  • Ungalokothi uchofoza ama-imeyili asolekayo; sebenzisa amawebhusayithi asemthethweni ngokuqondile

Ukubika Ukukhohlisa

Uma uthola umuntu okusolwa ukuthi ukukhohlise:

  • Bukela i-Federal Trade Commission e-ftc.gov/complant
  • Xhumana nenxusa elizishaya iso
  • Phendula amaqhinga e-Social Security Administration of Instector
  • Phelisa isikhalo nehhovisi likajenene wezwe lakho

Ukucatshangelwa Okukhethekile Kwabantu Abahlukahlukene

Eminye imiphakathi ibhekana nezinselele ezingavamile futhi inemithombo ethile ekhethekile lapho ihamba ngezinhlelo zikahulumeni.

Asebekhulile

Abantu abadala bangafanelekela izinhlelo ezihlanganisa nezinzuzo zomhlalaphansi we-Social Security, i-Medicare, i-SSI, i-SNAP, usizo lwezindlu, kanye nosizo oluwusizo lwezinkonzo. Indawo ehlolwayo ekhuluma ngokuguga inikeza usizo olukhethekile lwezinhlelo ezizuzisa asebekhulile abahamba ngezinyawo futhi ingasiza ngezicelo, ukunxusa, nokuqonda ukuthi izinzuzo zihluke kangakanani.

Abantu Abakhubazekile

Abantu abakhubazekile bangafanelekela i SSI, SSDI, Medicaid, SNAP, usizo lwezindlu, nezinkonzo zokulungisa imisebenzi. Izinhlangano zamalungelo amahle ne Centers for Independent Living zinikeza izicelo zobushiqela nosizo ngokufaka izicelo ezingcono. Inqubo yokukhubazeka ingaba yinkimbinkimbi futhi ibe mide; abafaki abaningi banqatshelwa futhi kumelwe banxuswe.

Ama - “Verteran ”

Abaphangi bayakwazi ukuthola izinzuzo ze-VA ngaphandle kwezinzuzo zomphakathi. Umnyango wezindaba ze-Veterans unikeza izinkonzo zempilo, imbuyiselo, izinhlelo zempesheni, izinzuzo zemfundo, nosizo lwezindlu. Izinhlangano zenkonzo zenkonzo ze-Vterans zinikeza usizo mahhala ngezicelo ze-VA ezizuzisayo nezicelo.

Abafuduki Nababaleki

Ukukwazi ukuzuza umphakathi kuyahlukahluka kuye ngokwezimo zokufuduka. Ababaleki, i-asylates, nezinye izinzuzo ezifanelekayo ezingangeni ndawo zingaba nezinzuzo ezifana nezezakhamuzi. Izinhlangano zezinkonzo ezinabantu abavela kwamanye amazwe zingasiza ekusebenziseni imithetho eyinkimbinkimbi edinga ukushendeza nokuxoxa ngezimiso zomphakathi zokukhokha izikhangiso.

Imikhaya Enabantwana

Imikhaya ingafanelekela i-TANF, SNAP, Medicaid, CHIP, usizo lokunakekela izingane, i-WIC, izinhlelo zesikole, ne-Earned Inhome Tax Credit. Izifundazwe eziningi zinikeza izinqubo ezihlangene zesicelo ukuze imikhaya ikwazi ukungenela izinhlelo eziningi ngesikhathi esisodwa.

Abantu Abangenamakhaya

Ukungabi namakhaya akukwenzi ungafaneleki ezinzuzoni, nakuba kungabangela ukuba inqubo yokusebenza ibe nzima. Izinhlelo eziningi zinezinhlelo ezikhethekile kubantu abangenamakhaya, kuhlanganise nokulungisa izinhlelo ezizinzile kanye nezinye izimfuneko zezincwadi. Izikhungo ezingenamakhaya nezinhlelo zokuthutha ngokuvamile zinezisebenzi ezingasiza ngokufaka izicelo eziwusizo.

Ukuqonda Amalungelo Akho

Lapho ufaka isicelo sokuzuza uhulumeni futhi wamukela izinzuzo, unamalungelo abalulekile akuvikelayo kuyo yonke le nqubo.

Ilungelo Lokusebenzisa

Unelungelo lokufaka kunoma iluphi uhlelo, kungakhathaliseki ukuthi izisebenzi zenkampani zicabanga ukuthi uzakufaneleka. Izimo eziphuthumayo kumele zamukele futhi zilungise uhlelo lwakho lokusebenza.

Ilungelo Lokusiza

Uma udinga umhumushi noma usizo lokuqeda isicelo, ungathola usizo kuwo wonke amahhovisi kahulumeni. Izimo zomphakathi kumelwe zinikeze usizo lolimi nokukhubazeka kwezindawo zokuhlala.

Ukulungiselela Ngesikhathi Esifanele

Izinhlelo eziningi zigunyazwe ngokomthetho ukulungiselela ama-screens zobunikazi. Uma uhlelo lwakho lokusebenza lungalungiswa phakathi nesikhathi esidingekayo, ungaba nezizathu zokukhononda noma zokudlulisa isifuba.

Ukudla Okubhaliwe

Unelungelo lokuthola isaziso esibhaliwe ngezinqumo zakho eziphathelene nesicelo sakho, kuhlanganise nokuvuma kwakho, ukuphika, ukuzuza nezinzuzo zakho.

Ilungelo Lokukhanga

Ungadlulisa izinqumo ezimbi, kuhlanganise nokuphika, ukunciphisa inzuzo, nokunqanda ijubane. Inqubo yokunxusa inikeza ithuba lokuveza udaba lwakho kuMenzi wesinqumo ongakhethi.

Ilungelo Lokuba Wedwa

Ulwazi olunikezayo ngenzuzo izinhlelo luyimfihlo futhi lungasetshenziselwa izinjongo ezihlobene nokukwazi ukuhlukanisa nokunikeza izinzuzo. Izimo zikamasipala zinemithetho eqinile yokuthi ubani ongafinyelela ukwaziswa kwakho nokuthi kungahlanganyelwa kanjani.

Ilungelo Lokwelapha Ngokufanele

Unelungelo lokuphathwa ngenhlonipho, ngaphandle kobandlululo olusekelwe ngokohlanga, ibala, umsuka wesizwe, ukukhubazeka, ubudala, ubulili, noma inkolo. Uma ukholelwa ukuthi ucaciswe, ungafaka isikhalo samalungelo omphakathi kuleyo nhlangano.

Bheka Phambili: Ukuhlala Nginolwazi Ngezinguquko Zesimiso

Izinhlelo zikahulumeni zishintsha ngokuhamba kwesikhathi ngenxa yomthetho omusha, ukulungiswa kwezimiso nokusetshenziswa kwemali.

Imithombo Yokuvuselelwa

  • Amawebhusayithi e-agency nama-akhawunti ezokuxhumana
  • Amakhadi ayehlanganisa nokukhokha imali ezuzisayo
  • Ukusakazwa kwezindaba zendawo ngezinhlelo ezizuzisayo
  • Izinhlangano zomphakathi ezikhonza zizuzisa abamukelayo
  • Izincwadi zeposi ezivela ezinhlanganweni zezokuthunga

Ushintsho Lwaminyaka Yonke

Izinhlelo eziningi zaminyaka yonke zenza ukulungisa ukuze kuzuze isilinganiso semali, isilinganiso semali edonswayo, nemingcele esekelwe ekuwohlokeni kwamandla emali kanye nezinguquko ezibizayo zokuphila. Lokhu kulungisa kwenzeka ekuqaleni kwekhalenda noma unyaka wemali kahulumeni.

Izinguquko Ezingokomthetho

Izishaya-mthetho zombuso nezishaya-mthetho zenze izinguquko ngezikhathi ezithile ukuze kuzuze izinhlelo. Izinguquko ezinkulu zingandisa noma zilinganise ukufaneleka, zishintshe inzuzo, noma imithetho yohlelo oluguqulweyo. Izinhlangano zezemfundo zivame ukunikeza izixwayiso ngoshintsho oluhlongozwayo namathuba okunikeza abakhi bezimiso umfakela.

Amacebiso Okugcina Okuphumelela

Ukuhamba ngempumelelo ezimisweni zikahulumeni kudinga isineke, ukuhleleka, nokuphikelela.

  • [[QUT:0] Awucabangi ukuthi awufaneleki:[[FL:1] imithetho elawulayo iyinkimbinkimbi, futhi abantu abaningi abacabanga ukuthi bahola imali eningi kakhulu bafanelekela usizo.
  • Usebenzise yonke into ongayifanelekela: Sebenzisa ukulinganisa amathuluzi ukuveza zonke izinhlelo ezingase zivele, bese ufaka ngayinye.
  • [[UMTL:0] phelelisa futhi uqonde: Zinike isikhathi sokuqeda izinhlelo ngokucophelela futhi unikeze konke ukwaziswa okuceliwe.
  • Gcina amarekhodi anemininingwane: Ukugcina amafayela ahleliwe awo wonke amabhukwana ahlobene nenzuzo.
  • Respond ngokushesha kuzo zonke izicelo: ukusabela okusheshayo ezicelweni zenkampani zivimbela ukulibala nokuphika.
  • Funa usizo uma ludingeka: Izinhlangano zomphakathi, usizo olungokomthetho, namaqembu awezemvume anikeza usizo lwamahhala.
  • Beka isineke kodwa uphikelele: Izikhathi zokuhlela zihluka, kodwa unganqikazi ukulandela uma ukulibala kubonakala kudlulele.
  • [[Umthetho:0] Yazi amalungelo akho:[ Ukuqonda amalungelo akho kukusiza ukuba uzikhuthazele ngokuphumelelayo.
  • Ushintsho lwemibiko ngokushesha:[ ukubika ngesikhathi kuvimbela ukukhokha ngokweqile futhi kulondoloze ukuzuza.
  • Ungedangali ngemva kokuphika: Abaningi abafaka isicelo abaphumelelayo banqatshelwa ekuqaleni futhi bawina ekudluliseleni.

Izinhlelo zosizo zikahulumeni zikhona ngoba umphakathi uqaphela ukuthi wonke umuntu ubhekene nezikhathi ezinzima, futhi akekho okufanele ahambe ngaphandle kokudla, ukunakekelwa kwempilo, noma indawo yokukhosela ngenxa yezimo ezingenakulawuleka, futhi uma ulwa kanzima, ukusebenzisa izinzuzo okufanelekelayo akulona uphawu lobuthakathaka ("iwukuhlakanipha", ukusebenza, futhi yiziphi kanye izinhlelo eziklanyelwe zona.

Ukusebenzisa izinhlelo zikahulumeni kungase kubonakale kunzima ekuqaleni, kodwa uma unemininingwane elungile, ulungiselela futhi usekela, ungathola imithombo ekhona ukuze usize wena nomkhaya wakho. Lezi zinhlelo zikhona ukuze zinikeze isivikelo phakathi nezikhathi ezinzima futhi zisize abantu bahlangabezane nezidingo eziyisisekelo kuyilapho besebenzela ukuzinza nokuzimela okwengeziwe.

Ukuze uthole ukwaziswa okwengeziwe ngezinhlelo zosizo zikahulumeni nendlela yokusetshenziswa, vakashela iBenifit.gov ukusebenzisa ithuluzi labo lokuthola inzuzo, noma ukucwaninga imithombo e USA. gov[. Khumbula ukuthi usizo luyatholakala, futhi ukusebenzisa izinhlelo ofanelekela ukuthuthukisa inhlalakahle yasekhaya lakho.