Ukwazi isikhathi sakho sokufika kwentela nemithwalo yemfanelo kungenye yamakhono abaluleke kakhulu ongawathuthukisa. Ukungasinaki isikhathi esimisiwe noma ukunganaki isibopho esiyinhloko kungaholela ezijezisweni ezibizayo, inzalo, futhi ngisho nokuphenya. Nokho izakhamuzi eziningi azikwazi ukugcwalisa izinhlu zezinsuku nemisebenzi esebenza kuzo. Lesi sihloko sinikeza ukulahlekelwa okuphelele kwemingcele yentela, izinhlobo zentela, imithwalo yentela, izihibe ezivamile, nemithombo engcono kakhulu yokukusiza ukuba uhlale uthobela umthetho. Kungakhathaliseki ukuthi ungumkhokhi wentela wokuqala noma umkhokhi wentela onolwazi, ukuhlala unakho kuyokusindisa futhi ucindezele.

Ukubaluleka Kokuncintisana Nentela

Ukukhokha intela kuyisisekelo sikahulumeni osebenzayo. Ngaphandle kwenkokhelo engapheli, izinkonzo zomphakathi ezigxekayo bezingawa.

Ngaphandle kwemfuneko engokomthetho, ukukhokha ingxenye yakho yentela ephelele kungase kungaqasheli ngokushesha ukuthi kungani ufaka intela kunoma isiphi isakhamuzi:

  • Ukumisa izinkonzo zomphakathi:[ Intela ekhokhwa izikole, amaphoyisa neminyango yomlilo, izibhedlela zomphakathi, amapaki, nemitapo. Lezi zinkonzo zithuthukisa izinga lokuphila ngokuqondile.
  • Izakhiwo ezingenisa intela:[[FL:1] Ukwakhiwa nokulungisa imigwaqo emikhulu, amabhuloho, izikhumulo zezindiza, izimiso zamanzi, nezimiso zokuthutha. Ukugcinwa kwemali kukhuthaza ukukhula kwezomnotho nokuphepha.
  • Izinhlelo ezihlanganisa iNtlango-ntle: njenge-Social Security, Medicare, umshuwalense wokungasebenzi, nosizo lokudla zixhaswe yizimali zentela. Lezinhlelo zisiza abantu abasengozini futhi zinikeza i-net yokuphepha phakathi nezikhathi ezinzima.
  • Ukulondoloza Imisebenzi kaHulumeni:[ Intela ikhokha isimiso sokwahlulela, iziqu zomthetho, nezinhlangano eziphethe eziphoqelela imithetho futhi zivikele amalungelo ezakhamuzi.

Ngokwe-[QL:0]'x Foundation, umMelika ovamile wakhokha imali ecishe ibe nguR35 000 kuhulumeni, kumbuso, nakuwo wonke umhlaba ngo-2023. Ukuqonda ukuthi leyomali ihambaphi kusiza abakhokhi bentela ukuba baqaphele ukubaluleka kokufeza izibopho zabo.

Iziqondiso Eziyinhloko Zentela Awukwazi Ukulahlekelwa

Izinsuku ezimisiwe zentela ziyahlukahluka kuye ngesimo sakho sokukhokha intela, ibhizinisi, nendawo. Nokho, izinsuku eziningi zisebenza kubantu abaningi abakhokhi bentela. Ukungabekho kulezi zinsuku kungaphumela ekuhlulekeni kwesijeziso sehele (kufinyelela ku 5% wentela engakhokhelwanga ngenyanga) kanye nesijeziso sokuhluleka ukukhokha (0,5% ngenyanga).

Umuntu Ngamunye Onguhulumeni Uthola Intela

  • April 15 (noma usuku olulandelayo lwebhizinisi): Lona umsebenzi ovamile wokuhlela ukubuya kwentela kahulumeni okhokhelwa unyaka odlule. Isebenza kubantu abaningi, kuhlanganise neziphathi ezibodwa nezinganye.
  • Unyaka omisiwe we-October 15 (umkhawulo we-actum): Uma ufaka i-IRS HM 4868 ngo-April 15, uthola ukunwetshwa okuzenzekelayo kwenyanga eziyisithupha ukuze ubuye. Indima ebalulekile:[ Isilinganiso sinwengisa usuku lwakho lokugcina incwadi, hhayi usuku lwakho lokukhokha. Kumelwe ulinganise futhi ukhokhe noma yiluphi uthengiselwano olubolekile ngoApril 15 ukuze ugweme isijeziso.
  • January 31: Abaqashi kumele banikeze izisebenzi amafomu weW-2 nezakhiwo ze 1099-NEC kumakhankasi azimele ngalolu suku. Udinga lamaphepha ukuze uqede ukubuya kwakho.
  • [ April 15, June 15, September 15, noJanuary 15 (inkokhelo yentela elinganiswayo): Uma uzisebenzela noma unenzuzo ephawulekayo ongayigodla, kumelwe ukhokhe intela elinganiselwa ngokwekota. I-IRS ifuna lenkokhelo ukuze kukhokhelwe intela yentela yentela nokuzisebenzela phakathi nonyaka.

Imibuso Nezindawo Ezifile

Izifunda eziningi zinezinsuku zentela ezifinyelelweyo ezihambisana nosuku lukahulumeni (April 15), kodwa ezinye ziyahluka. Ngokwesibonelo, isikhathi esimisiwe seHawaii singuApril 20, futhi uDelaware ungoApril 30. Ngaphezu kwalokho, imingcele yentela yempahla iyahlukahluka ngokwesifundazwe. Ngaso sonke isikhathi hlola ingosi yemali kahulumeni wakho yemali ngokwezinsuku eziqondile. Khumbula ukuthi intela ekhokhelwa amabhizinisi ngokuvamile ithatha inyanga, inyanga nenyanga, noma unyaka ngamunye kuye ngenani lakho lokuthengisa.

Izimo Ezikhethekile

  • Izisebenzi: Amalungu amabutho ahlomile akhonza endaweni yempi angafanelekela isikhathi eside.
  • Izisulu:[ I-IRS inikeza izilinganiso ezinwetshwayo zabakhokhi bentela ezindaweni ezimenyezelwe ngokwenhlekelele. Hlola i-website [ ye-IRS [ yezimemezelo zosizo zamanje.
  • I-late-hele ibuya:[ Uma uphuthelwa isikhathi ngaphandle kokunwetshwa, amafayela ngokushesha ngangokunokwenzeka ukunciphisa izijeziso.

Izinhlobo Zentela Zonke Izakhamuzi Okufanele Zazi

Ukuqonda uhlobo ngalunye lwentela kukusiza ukuba uhlele futhi ugweme izinto ongazilindele.

Intela

Lena intela ekhokhwa eholweni lakho ngeholo W-4. Abantu abasebenza ngokusemthethweni kumelwe bakhokhe kokubili izisebenzi ezisebenzayo nezingxenye ze-Social Security ne-Medicara intela eqhubekayo, okusho ukuthi amabhuleki emali edonswayo athengwa ngentela ephakeme. Intela yeholo ekhokhwayo incishiwe emasheleni aphakeme. Izisebenzi eziningi zigodlelwa intela emalini azo ehlawulwayo esekelwe eMholweni W-4. Abantu abasebenza ngokuzedwa, abasebenzi kanye nomqashi abasebenzayo, i-Commontracrality, i-stal, i-stance, kanti abanye abakhokhiswayo noma abaqeshiwe. Intela ehholweni kahulumeni iyahlukahluka: (i-Ola, i-Nevada, i-Newpre, South Datea, Telemy, Texas, i-Texas, i-Washington, ne-Wyling)

Ukuthengisa Intela

Intela yokuthenga intela ekhokhelwayo intela ekhokhelwayo. Izinga lokuthengisela intela yempahla liyanda ngokwezwe ngisho nangedolobha. Ngokwesibonelo, intela kahulumeni neyomphakathi ehlangene eChicago, e-Illinois, ingaphezu kwe 10%, kanti ePortland, e-Oregon, ayikho nhlobo intela yokuthengwa. Amabhizinisi anomthwalo wokuqoqa intela yokuthengwa kwabathengi futhi ayithumelele isifundazwe. Njengomthengi, ukhokha intela entengo ethengisweni yentengo yempahla eningi, kodwa izinto ezibalulekile njengentengo yentengo nezidakamizwa ezigunyaziwe zigwenywa njalo.

Intela Yempahla

Intela yempahla ibekwa ohulumeni bendawo ezindaweni (izwe nezakhiwo) futhi ngezinye izikhathi ezimpahla yomuntu siqu njengezimoto nezikebhe. Lentela ibalwa ngokwenani lempahla. Lezintela zentela, imigwaqo, amaphoyisa, iminyango yomlilo, nezinye izinkonzo zendawo. Abanikazi bamakhaya bangalahlekelwa imali engafinyelela kuR9 000 kazwelonke kanye nentela yendawo (kuhlanganise nentela yempahla) lapho bebuya, bengaphansi kwesethinkini se-SALT. Uma uqasha, ngokunokwenzeka umninindlu wakho udlulisela intela yempahla kuwe ngentela ekhungweni eliphezulu.

Inhloko - dolobha Ithola Intela

Uma uthengisa izinto eziyigugu ezinjengemasheya, amabopho, indawo, noma ukukhomba okuyimfihlo ukuze uthole inzuzo, unecala lokukhokha intela. Inzuzo yesikhathi esifushane (izinqumo ezigcinwe ngaphansi konyaka) ikhokhwa njengemali evamile. Inzuzo yesikhathi eside (ebonakala ngaphezu konyaka owodwa) ingafaneleka ngokwezinga eliphansi: 0%, 15%, noma 20% kuye ngemali oyitholayo. I-IRS ifuna ukuba ubike yonke inzuzo yemali ezuzwa inhloko, ngisho noma ungayamukeli ifomu yeshumi eline-B. Ukulahlekelwa kunganciphisa inzuzo yakho futhi kunciphise icala lentela.

Ezinye Izintela

  • [[UMTL:0] Intela yokuthelisa: Intela ezimpahla ezithile ezinjengophethiloli, utshwala, ugwayi, namathikithi ezindiza. Lokhu kuvame ukufakwa entengoni yokuthenga.
  • Intela yefa nefa: intela yefa yefa esetshenziswa kuphela ezimandleni ezibiza ngaphezu kwezigidi ezingu - R120. Ezinye izifunda ziphoqelela intela yefa noma yefa ezingosini eziphansi.
  • Intela: Ungakhokha intela yesipho uma unikela ngaphezu kukaR2,000 ngonyaka ngomuntu ngamunye (2024). Izipho zaminyaka yonke ngaphansi kwalomnyango zikhululekile.
  • Intela: Intethelelo ye-Federal Inshuwarensir Act intergences perfecurences Security and Medicare. Abaqashi bakhokha 7.65% yeholo, elihambisana nabaqashi; abantu abasebenza bona bakhokhela ngokugcwele i-15,3%.

Imithwalo Yemfanelo Yabakhokhi Bentela

Ukufeza imithwalo yakho yentela kudlulela ngalé kokumane ufune ukubuyisela. Nansi imisebenzi eyinhloko okufanele wonke umkhokhi wentela ayiqonde.

Ukubuya Ngokuphelele Nokunembile

Kumelwe ubike yonke inzuzo evela kunoma yimuphi umthombo, kuhlanganise neholo, inzalo, inzuzo, iholo lokuqasha, ukuwina ukugembula, futhi ngisho nezinkonzo ezishintshiwe. Sebenzisa isimo esilungile sokufaka (inkosikazi, ishende elishadile, ikhanda lomkhaya, noma ukufaneleka komfelokazi (e). Ukuhlela kabili inani lakho leNhlalaniso yezenhlalakahle, izinombolo zamabhange, kanye nazo zonke izinombolo. Iziphakamiso zibangela izixwayiso nezinga elibalekayo ze-IRS.

Ukukhokha Intela Ngesikhathi

Uma uboleka imali, khokhela okungenani okuncane okudingeka ugwegwesi ukuze ugweme isijeziso. I-IRS inikeza izinketho eziningana: ukuhoxa ngezimali zemishini, ikhadi lokuthenga ngesikweleti, iholo eliqondile, nezivumelwano zokubhalisa uma ungakwazi ukukhokha ngokugcwele. Uma udinga isikhathi esengeziwe sokukhokha, faka isicelo sendlela yokukhokha nge - IRS Online Peacement Adgion accordination.

Ukugcina Umlando Onembile

I-IRS itusa ukugcina amarekhodi entela iminyaka emithathu ukusuka osukwini obhala ngalo izindleko zakho (noma iminyaka emibili kusukela osukwini owakhokha ngalo intela, noma nini kamuva). Uma ungawafaki amaholo ngenani elingaphezu kwe 25%, umthetho wokulinganiselwa ufinyelela eminyakeni eyisithupha. Gcina amakhophi kaW-2, 1099, izindida zezindleko ezingakhokhwa, izimende zebhange, kanye nezikhokhelo zentela zangaphambi kweminyaka. Kubaphathi bebhizinisi, bagcine amarekhodi okuthengwa kwemishini nempahla uma nje ungaba nawo amagugu eneminyaka emithathu.

Ukubika Izinguquko Ekuphileni

Yazisa i-IRS ngezinguquko ezinkulu ezithinta isimo sakho sentela. Izibonelo zihlanganisa umshado, isehlukaniso, ukuzalwa kwengane, ukushintshela esimweni somsebenzi, ukuthuthela esimweni esisha, ukuqala ibhizinisi, noma ukuthola ifa elikhulu. Lokhu kushintsha kungaguqula isimo sakho sokufaka imali, izikweleti, nezikweleti. Hlaziya ikheli lakho ne-IRS usebenzisa i-Form 8822 ukuze uqiniseke ukuthi uyamukela zonke izincwadi.

Ukusabela Kumaphuzu E - IRS

Uma uthola incwadi evela kwi-IRS, ungayishalaleli. Izaziso ezivamile zihlanganisa ukulungisa kwezibalo, izicelo zemibhalo eyengeziwe, nezaziso zokulinganisela okufanele. sabela phakathi kwesigamu sesikhathi (ngokuvamile izinsuku ezingama-30) ukugwema ukudlulisa inombolo. Ungabiza isaziso noma ungene kwi-iRS kuyi-akhawunti yakho ye-IRS ku-inthanethi yemininingwane.

Amaphutha Entela Okufanele Agwenywe

Nakhu amaphutha avame kakhulu nendlela yokuwagwema.

  • I-Information Exazululiwe: A inombolo eyiphutha yenokulondeka kwezenhlalakahle, igama elipelwe kabi, noma usuku olungalungile lokuzalwa kungabangela ukubambezeleka kokulungisa noma ukwenqatshwa. Qinisekisa konke ukwaziswa mayelana nezincwadi zakho ezisemthethweni.
  • Ukufaka izikhombo zabafileyo: Phawula ikhalenda lakho ngezinsuku ezihlobene. Beka izikhumbuzo zenkokhelo yentela elinganiselwa ngokwengxenye yesine uma uzisebenzela. Ihele ukuze wandise uma udinga isikhathi esengeziwe, kodwa ukhumbule ukuthi akusona isakhi sokukhokha.
  • Ukukhomba izikhokhelo namajelo: Abakhokhi bentela abaningi abawanaki amakhefu ayigugu njenge-Canage Inhood Tax Creeve (EITC), Intengo yentela yabantwana, izikweleti zemfundo, nezikweleti zemali ekhokhelwayo zemali ebolekiswayo yabafundi, iminikelo ye-IRA, nezindleko zezokwelapha. Sebenzisa i-software yentela noma uchwepheshe ukuqinisekisa ukuthi ufanelekela yonke into.
  • Ukungenisa ukubika zonke izinzuzo: I-IRS ithola amakhophi e W-2 kanye no-1099. Iholo lingabangela isaziso esizenzekelayo esingaphansi kwezaziso. Hlanganisa nemali etholakala emisebenzini yezezimali, ekuthengiseni nge-inthanethi, ekukhokheleni imali, nasenzalweni emalini egciniwe.
  • [[NTL:0] Amaphutha e-Math kanye namaphutha ezibalo: Amaphutha ezibalo ezilula angaholela ekubekeleni ijubane lokubuya noma izimpawu zesijeziso. Sebenzisa i-software yentela ebala izibalo, noma uhlola umsebenzi wakho ngesandla.
  • Ukusayina nokuphotha okungalungile: Ukubuya okungasayinwanga akusebenzi. Uma kusayinwa ndawonye, bobabili abashadile kumelwe basayine. U-E-hele obuye wabiza inzuzo elungiswe ngeminyaka edlule (AGI) noma i-PIN ye-IRS iwubufakazi be-incazelo.
  • Ukukhetha Isimo Esingalungile sokuhamba: Isimo sakho sithinta ibhuloho lentela yakho, ukukwehliswa okuvamile, nokufanelekela kwezikweleti. Bukeza iziqondiso ze-IRS ngokucophelela, ikakhulukazi uma isimo somshado wakho sishintsha phakathi nonyaka.
  • Ukunakekela iZwe neMithetho Yasendaweni: Ungakhohlwa ukubhala phansi imbuyekezo yakho yentela yesifundazwe uma idingeka. Izizwe eziningi zinezikhathi nemithetho ehlukene. Futhi, abanikazi bamabhizinisi kumelwe baphathe intela yezentengiselwano nemvume yebhizinisi edolobheni noma izinga lesifundazwe.

Imithombo Yosizo Lwentela

Akudingeki ukuba usebenzise intela yonyaka wesibalo kuphela, kodwa kunemithombo eminingi yamahhala neholo ukuze ikusize ufeze izibopho zakho.

Imivubukulo Ye - IRS

  • I-ISCYP (izinsika.gov): Umthombo ongokomthetho wezindlela, iziyalezo, izincwadi, kanye nokushintshwa komthetho wentela. Sebenzisa ithuluzi elithi “Iyami Ivusiwe?” ne-Online Akhawunti yokubheka umlando wakho wokukhokha.
  • IFAYILE Ekhululekile: Uma iholo lakho elilungisiwe lingu $79,000 noma ngaphansi, ungasebenzisa i-software yentela yegama legama ukuze usebenzisele mahhala. I-IRS Free File esetshenziswa izinkampani ezilungisa intela ukulungiselela ukuqondisa.
  • IRS publication 17:[ Isiqondiso esibanzi sentela yeholo kahulumeni kubantu ngabanye. Ihlanganisa izimfuneko zokuhlela iholo, iholo, izikweleti, nezikweletu ngolimi olulula.
  • ITchallhar Reacer alcess Center (TCs):[ Usizo lwe-person lukhona ngokubekwa emahhovisi e-IRS yendawo. Sebenzisa i-accompator kwi-its.gov ukuthola oluseduze nawe.

Izinhlelo Zokulungisa Intela Ngesihle

  • VITA (I-volunteer Infector Intest Intest help): usizo lwentela olukhululekile kubantu abahola u-R64 000 noma ngaphansi, abakhubazekile, noma abanekhono elilinganiselwe lesiNgisi. I-IRS-cessification ilungiselela izimbuyiselo eziyisisekelo ezikhungweni zomphakathi kulo lonke izwe.
  • [[[IKL:0] I-TC (Iseluleko Sezeluleko sasebegugile):[[[FT:1]] usizo lwentela yasimahla kuntela abakhokhi abaneminyaka engu-60 nangaphezulu, egxile ezindabeni zomhlalaphansi nomhlalaphansi.
  • [[UMTL:0] UMQUKELE:[ I-software yokulungisa intela mahhala kanye nemithombo yezobusosha neyamadolonzima nge-Endror Spece.

Usizo Olungochwepheshe Nesoftware

  • Abanikezeli bomphakathi (CPA) kanye nama-arhente aqeqeshiwe (EA): Laba ochwepheshe bangakumelela phambi kwe-IRS futhi babhekane nezimo zentela eziyinkimbinkimbi. I-Fes iyahluka ngokusekelwe ebunkimbinkimbini.
  • [[I-FLT:0] I-software yokulungisa e-Tax:[ Izinhlelo ezibekelwe phambili njenge-TurboTax, H&R Block, i-Taxcor, ne-FreeTaxUSA zikuqondisa ngenqubo yokuhlela nge-cheke lamaphutha kanye nezinsalela zenani eliphezulu. Abaningi banikeza ukusekela ukubheka i-templi.
  • Isekethi lezenzuzo yezwe:[ Isifunda ngasinye sinewebhusayithi yaso siqu namafomu, amabhodi agciniwe, nelayini yosizo.

Ukuqukethwe Kwemfundo

Ingxenye IWAZI Ukuqonda Isaziso Sakho ikhasi likusiza ukuba uqonde izixwayiso ezivamile. Ingxenye echaza inzuzo yonke ekhona. Izimiso zentela, i-Tax Foundation kanye [FLT:] ne-[FLT] Computermental Bureau of Economic Research[[ ishicilela ukucwaninga ngezimiso zentela.

Isiphetho

Ukuqonda imingcele yentela nemithwalo yemfanelo akukona nje ukugwema izijeziso, kungokulawula ukuphila kwakho okungokwezimali. Ngokwazi ukuthi kufanele ubhalise nini, intela esebenza kuwe, nokuthi ungayifeza kanjani ngokunembile imisebenzi yakho, unganciphisa ukucindezeleka futhi wandise iholo lakho ngemva kwentela. Qala ekuqaleni konyaka, qoqa amafaktha akho, futhi usebenzise imithombo eminingi yamahhala ekhona. Uma isimo sakho siyinkimbinkimbi, unganqikazeli ukubuza kuchwepheshe. Amahora ambalwa okulungisa intwasahlobo ngayinye angakusindisa amakhulu amadollar kanye neminyaka ekhanda.