Ukuchazwa Okulula Kwezinzuzo Zomphakathi Nendlela Yokuzithola

Izinzuzo zomphakathi ezibalulekile ziwuhlelo oluhloselwe uhulumeni oluhloselwe ukunikeza ukusekela okuphawulekayo kubantu ngabanye nemikhaya ebhekene nezinkinga zemali, izinkinga zempilo, ukungahleleki kwezindawo zokuhlala, nokungalondeki kokudla. Lezinhlelo zesivikelo zisiza izigidi zaseMelika unyaka ngamunye, zinikeza inhlalo esindisayo phakathi nezikhathi ezinzima futhi zisiza abantu ukuba balondoloze izindinganiso zokuphila kuyilapho besebenzela ukuzozinza okukhulu nokuzinika amandla. Ukuqonda ngokugcwele ezinzuzo zomphakathi ezikhona, indlela abasebenza ngayo, nezinyathelo zokuzifinyelela kubo kungaba negalelo elikhulu ekuphileni kwalabo abafanelekela ukufaneleka.

Ukusebenzisa isimiso somphakathi sokusiza umphakathi kungakushiya ukhungathekile, ikakhulukazi uma usubhekene nokucindezeleka kwemali noma ezinye izinselele. Nokho, lezi zinhlelo zikhona ngokukhethekile ukuze zisize abantu abaswele, futhi ukwazi amalungelo akho nokukhetha kuyisinyathelo sokuqala ekutholeni usizo olukufanele. Lesiqondiso esiningi sizokuhamba kukho konke okudinga ukwazi ngezinzuzo zomphakathi, kusukela ekuqondeni izinhlobo zezinhlelo ezihlukahlukene ukuze uqede inqubo yohlelo ngokuphumelelayo.

Ziyini Izinzuzo Zomphakathi?

Izinzuzo zomphakathi, ezibizwa nangokuthi usizo lomphakathi noma izinhlelo zezenhlalakahle, izinkonzo kanye nokusekela ngokwezimali okunikezwa uhulumeni, uhulumeni, nezindawo zikahulumeni ukuze kusizwe abantu ngabanye nemikhaya ukuba bahlangabezane nezidingo zabo eziyisisekelo.

Umqondo wezinzuzo zomphakathi e-United States uye wavela ngokuphawulekayo phakathi nekhulu leminyaka elidlule, nokwanda okukhulu okwenzeka phakathi nenkathi ye-New Deal ye-1930 nezinhlelo zeNhlangano enkulu zo-1960. Namuhla isimiso somphakathi sokusiza sihlanganisa izinhlelo eziningi ezinikezwa emazingeni ahlukene kahulumeni, ngayinye enezilinganiso eziqondile, inzuzo, kanye nezinqubo zokusebenza.

Izinzuzo zomphakathi zifeza imisebenzi eminingi ebalulekile emphakathini. Zinikeza usizo olusheshayo kubantu ababhekene nobumpofu noma izimo ezinzima, zisiza ekuvimbeleni ukungabi namakhaya nendlala, zisekela ukuthuthuka okunempilo kwezingane, zisiza abantu abakhubazekile ukuba baphile ngesizotha, futhi zinika imikhaya ukuqina okudingekayo ukuze iphishekele imfundo namathuba omsebenzi. Le zinhlelo futhi zinenzuzo engokwezomnotho ebanzi, njengoba befaka imali ezomnotho zendawo futhi besiza ekulondolozeni imali edayiswayo phakathi nokuwohloka kwezomnotho.

Ukubukeza Okuthakazelisayo Kwezinhlelo Zenzuzo Zomphakathi

Ukuqonda zonke izinto eziwusizo ezitholakalayo kungakusiza ukuba uthole zonke izinhlelo ongase uzifanelekele.

Isimiso Sosizo Lokudla Esinezakhi (SNAP)

I-SNAP inikeza abantu abathola inzuzo ephansi nemikhaya enezinzuzo ezifanele zanyanga zonke ezifakwe ekhadini le-Electronic Amafaces Transrection (EBT), elisebenza njengekhadi elikhokhiwe ezitolo ezigunyaziwe ezitolo ezithengisa ukudla nasemakethe abalimi. Lolu hlelo lusiza izigidi zamaMelika ukuba zithenge ukudla okunomsoco futhi luboniswe ukunciphisa ukungondleki kokudla futhi luthuthukise imiphumela yempilo, ikakhulukazi ezinganeni.

Izinzuzo ze-SAP zilinganiselwa ngokobukhulu bendlu, iholo, kanye nokuncishiswa kwezindleko ezivunyelwe njengezindlu nokunakekela abantwana. Inzuzo enkulu incishiswa minyaka yonke ukuze kubonakale ushintsho ezindlekweni zokudla. Ngaphezu kokuthenga ukudla ezitolo ezithengisayo, inzuzo ye-SNAP ingasetshenziswa kakhulu ezimakethe zabalimi, futhi ezinye izifundazwe zinezinhlelo ezilingana ne-SNAP echithwayo ezitshalweni zezithelo nemifino, ngokuphumelela kakhulu ukuphinda amandla okuthenga ukudla okunempilo.

Kukhona amalungiselelo akhethekile phakathi kwe-SNAP kubantu asebekhulile, abantu abakhubazekile, nabantu abangenamakhaya. Lolu hlelo luhlanganisa futhi nemisebenzi kanye nokuqeqesha izingxenye ezisezindaweni eziningi, okuklanyelwe ukusiza abantu abadala abakwaziyo ukulala ngaphandle kokuncishwa yizisulu ezihamba befuna ukuzenzela. i-SNAP iye yabonakala ingenye yezinhlelo eziphumelela kakhulu zokulwa nobumpofu, iphakamisa izigidi ngaphezu kobubhashobhi uma izinzuzo zibalwa njengemali eholwayo.

Isimiso somshuwalense wezempilo we-Medicaid ne-Children’s

I-Medicaid iyisimiso esihlangene sikahulumeni nombuso esihlanganisa izigidi zaseMelika ezithola imali encane, kuhlanganise nezingane, abesifazane abakhulelwe, abantu abadala, nabantu abakhubazekile. Isifundazwe ngasinye sinikeza uhlelo lwaso siqu lwe-Medicaid ngeziqondiso zikahulumeni, okusho imithetho evimbelayo, izinkonzo ezivalweyo, namagama ohlelo angazihlukanisa kakhulu kusukela kuzwe kuya kwelinye. I-Medicaid ihlanganisa izinkonzo zezempilo eziningi, kuhlanganise nokuhambela kodokotela, ukunakekelwa kwesibhedlela, imithi, ukunakekelwa kwemithi, ukuvinjelwa, izinkonzo zempilo, nezinkonzo zengqondo ezithathe isikhathi eside.

I-Affordble Care Act yandisa iMedicaid eligble ezifundeni eziningi ukuze ihlanganise abantu abadala abahola imali efinyelela ku-88% yezinga lobumpofu likahulumeni, ngokuphawulekayo ukufinyelela ekunakekeleni impilo kubantu abahlawulwa kancane abangenabantwana. Nokho, akuwona wonke amazwe athathe lokhu kwanda, adala igebe elikhungethe intengo kwezinye izindawo lapho abantu bethola khona imali eningi kakhulu ukuba bafanelekele i-Medicaid engokwesiko kodwa bengenamali enkulu kakhulu yokuthenga umshuwalense wezentengiso.

I-Childs Health Inshuwarence Program (CHIP) inikeza izingane izimali eziphansi zempilo emikhayeni ehola kakhulu ukuba ifanelekele i-Medicaid kodwa engakwazi ukukhokhela umshuwalense womuntu siqu. I-CHIP ihlanganisa ukuhlola okuvamile, ukugoma, ukuhambela kwadokotela, i-odoli, ukunakekelwa kwamazinyo nokubona, ukunakekela isibhedlela, nezinkonzo eziphuthumayo. Ezizweni eziningi, i-CIP ihlanganisa nabesifazane abakhulelwe, iqinisekisa ukuthi bobabili omama nabantwana bathola ukubeletha nokunakekelwa okudingekile kwangemva kokubeletha.

Izimiso Zokusiza Ngezindlu

Izinhlelo zokusiza ngezindlu zisiza imikhaya ehholayo kancane, abantu asebekhulile, nabantu abakhubazekile ukuba bathole izindlu ezilondekile nezihloniphekile. Izinhlelo ezinkulu kakhulu zosizo lwezindlu zikahulumeni zihlelwa uMnyango Wendawo Yokuhlala neNguqulo yaseUrban (HUD) futhi zihlanganisa izindlela eziningana ezihlukahlukene zokwenza izindlu zikwazi ukutholakala.

I-Loution Voucher Program, eyaziwa kakhulu ngokuthi i-Focrate 8, inikeza usizo lokuqasha ukuze imikhaya ifanelekele ukukhokha indlu yayo emakethe ezimele. Ababambi-mkhakha ngokuvamile bakhokhela amaphesenti angu-30 emali yabo engcono ehotela, futhi i-commenter imboza umehluko osekelwe ekukhokheleni okusekelwe ezikoleni zezentengo ezithengiselwayo zendawo. Lo hlelo wenza imikhaya ikwazi ukukwazi ukuhlala ezindaweni ezisezithandayo, kuhlanganise nezindawo ezinezikole namathuba angcono omsebenzi.

Izindlu zomphakathi zinikeza izintela zokuqasha ezibizayo zezindawo zomphakathi futhi ziphethwe yizinhlangano zendawo zomphakathi. Lezi ntuthuko zisukela ezindlini ezisakazekile ezinezindlu zomkhaya owodwa kuya emafulethini aphezulu futhi zikhona emikhayeni ehhadla imali encane, abantu asebekhulile, nabantu abakhubazekile. Njengesimiso sokukhokhela, intela isekelwe kakhulu kumaholo angamashumi amathathu amahlanu ahlukene endlu.

Izinhlelo zosizo ezisekelwe kumsebenzi wokuqasha zinikeza izimali zokuxhasa izakhiwo ezithile noma intuthuko, lapho usizo luhlala khona neqembu kunanendlu. Ezinye izimiso zezindlu zihlanganisa izindlu ezisekela abantu abangenamakhaya, abantu abanesandulela-ngculaza nezinhlelo zezindlu zasemaphandleni eziphethwe uMnyango Wezolimo.

Izinzuzo Zomshuwalense Wokuswela Umsebenzi

Umshuwalense weholo lokungabikho unikeza ukusekela kwesikhashana kwezisebenzi ezilahlekelwe imisebenzi ngaphandle kwephutha lazo. Lolu hlelo lwesifundazwe esihlangene luxhaswe ngentela yomqashi ekhokha intela ebhaliswayo futhi luqondiswa yizinhlangano zikahulumeni zezisebenzi. Umbuso ngamunye umisa izimfuneko zawo siqu zokuthola inzuzo, izilinganiso ezizuzisayo, kanye nezinzuzo ezingeni eliphakathi kweziqondiso zikahulumeni.

Ukuze zifanelekele izinzuzo zokuswelakala kwemisebenzi, izisebenzi kumelwe zihlangabezane nezimfuneko ezihlobene nomlando wazo womsebenzi, zithole imali phakathi nenkathi eyisisekelo, isizathu sokuhlukana emsebenzini, nokutholakala okuqhubekayo komsebenzi. Abamukela umsebenzi kumelwe bawufune ngenkuthalo futhi babhale imisebenzi yabo yokufuna umsebenzi. Izilinganiso ngokuvamile zibalwa njengengxenye yemali yesisebenzi eholwayo ngaphambili, kuze kube inani elikhulu, futhi ngokuvamile zitholakala kuze kube amasonto angu-26, nakuba izinzuzo ezinwetshwayo zingatholakala phakathi nenkathi yokungasebenzi okukhulu.

Umshuwalense wokuntuleka kwemisebenzi usebenza njengomshuwalense obalulekile wezomnotho ozozinzisa phakathi nokuwohloka komnotho ngokugcina imali esetshenziswa ngabathengi nangokusiza izisebenzi ukuba zigweme ukuqeda imali eziyiqongelelayo noma ukuwela ebumpofwini lapho kushintshwa umsebenzi.

Usizo Lwesikhashana Emikhayeni Eswele (TANF)

Usizo lwesikhashana iMikhaya eyisimiso esinikezwa uhulumeni esinikeza izigodlo ezisekela ukuxhasa ngezimali ukuze kusetshenziswe izinhlelo zazo siqu zosizo emikhayeni efinyeleneyo nezingane. I-TANF yathatha indawo yesimiso esidala se-Aid to Families nge-ADC Children (AFDC) ngo-1996 futhi igcizelela umsebenzi, usizo olulinganiselwe ngesikhathi, kanye nokuvumelana kwesimiso.

Izinhlelo ze-TANF zihluka kakhulu ngokwezimo zikahulumeni kodwa ngokuvamile zinikeza usizo lwemali emikhayeni ngezingane, kanye nezimfuneko zomsebenzi, ukuqeqeshwa komsebenzi, nezinkonzo ezisekelayo ezinjengokunakekelwa kwabantwana nosizo lokuthutha. Umthetho we-Federal ubeka isilinganiso sokuphila kwezinyanga ezingu-60 sosizo lwemali olugunyazwe nguhulumeni, nakuba imibuso ingabeka isilinganiso sesikhathi esifushane futhi ingasebenzisa imali yezwe ekusizeni imikhaya engaphaya kwesilinganiso sombuso.

Ngaphandle kosizo lwemali, izifundazwe zisebenzisa izimali ze-TANF ukuze zihlanganise izinkonzo eziningi ezihlanganisa ukunakekelwa kwabantwana, imfundo nezinhlelo zomsebenzi, ukuthatha izinyathelo zokuvimbela ukukhulelwa, nezinhlelo zokuthuthukisa imikhaya yabazali ababili. Izimfuneko zomsebenzi zigunyaza ukuba abantu abadala abamukela izimali bahlanganyele emisebenzini yezikhathi ezithile zomsebenzi, ngaphandle kwabazali abanabantwana abancane kakhulu noma abantu abakhubazekile.

Ukuthola Ukulondeka Okunezelwe (SSI)

Uhlelo lwe-Special Security Invoir luyisimiso sikahulumeni esikhokhela abantu imali etholakala nyanga zonke ngeholo elilinganiselwe nemali elinganiselwe abaneminyaka engu-65 noma ngaphezulu, izimpumputhe, noma abakhubazekile. Ngokungafani ne-Social Security Disability Inshuwarensis (SDI), esekelwe emlandweni wezemisebenzi, i-SSI iyisimiso esisekelwe ezidingweni ezisekelwe ezidingekayo ngentela ezivamile kunokukhokhwa kwentela yesomphakathi.

SSI inikeza iholo eliyisisekelo lokusiza ekuhlangabezaneni nezidingo eziyisisekelo zokudla, izingubo, nendawo yokuhlala. Inzuzo kahulumeni ihlelwa minyaka yonke ngenxa yokwehla kwamandla emali, futhi amazwe amaningi anezela inkokhelo kahulumeni ngezimali ezengeziwe. Ukuze afanelekele, abafaki-zicelo kumelwe bahlangabezane nemali eqinile nesilinganiso semali ekhokhelwayo, futhi labo abathi bakhubazekile kumelwe bahlangabezane nencazelo ye-Social Security Ad Administration, okudinga ukuba lesi simo sivimbele inzuzo enkulu futhi kulindeleke ukuba kuhlale okungenani izinyanga ezingu-12 noma umphumela wokufa.

Abamukela i - SSI ngokuzenzekelayo bafanelekela iMedicaid ezifundazweni eziningi futhi bangase bafanelekele nezinzuzo zeSNAP.

Umshuwalense Wokulondeka Komphakathi (SDI)

I-Social Security Inficial Inshorensisferance inikeza abantu abasebenza futhi abakhokha intela ye-Social Security kodwa abakwazi ukusebenza ngenxa yokukhubazeka okukhulu okuthatha isikhathi eside. Ngokungafani ne-SSI, i-SSDI iyinzuzo ezuzwe ngenzuzo esekelwe emlandweni wakho womsebenzi, futhi akukho nzuzo noma imingcele yemali yokukhokha edlula imfuneko yokuba ungakwazi ukwenza umsebenzi ozuzisa kakhulu.

Ukuze ufanelekele i-SSDI, kumelwe ukuba usebenze isikhathi eside ngokwaneleyo futhi muva nje emsebenzini owenziwe yi-Social Security, futhi kumelwe ube nesimo sezokwelapha esihlangabezana nencazelo eqinile ye-Social Security. Inzuzo yakho yanyanga zonke isekelwe emimondweni yakho elingana neyobusoshiyashiyashiyakalela. Ngemva kokuthola i-SSDI izinyanga ezingu-24, abazuzayo bafanelekela i-Medare, kungakhathaliseki ukuthi bangakanani ubudala.

I - SSDI ihlanganisa izisusa zomsebenzi ezivumela abazuzayo ukuba bahlole ikhono labo lokusebenza ngaphandle kokulahlekelwa ngokushesha, beqaphela ukuthi abanye abantu abakhubazekile bangase bakwazi ukubuyela emsebenzini benosizo olufanele nendawo yokuhlala.

Abesifazane, Izinsana, Nezingane (WIC)

I-Opagal Nutrition Program yeWomen, Infants, and Children (WIC) inikeza izivumelwano zikahulumeni zokudla okuthengiselwayo, ukunakekelwa kwempilo, nemfundo yokondleka kwabesifazane abakhulelwe abancane, omama abasha, izinsana, nezingane ezineminyaka emihlanu ezisengozini yokondleka. I-WiC isebenza njengesimiso esibalulekile sempilo yokuvimbela ukukhubazeka, ithuthukisa imiphumela yokukhulelwa, inciphisa ukufa kwezinsana, futhi ithuthukise ukukhula okunempilo nokukhula okunempilo ezinganeni.

IZINCWADI ze - WIC zihlanganisa ukudla okunomsoco okuhlobene nezidingo zabesifazane abakhulelwe nababelethayo, izinsana nezingane ezincane, njengobisi, ubisi, ushizi, amaqanda, ukudla okusanhlamvu, izithelo, imifino, usana nokudla okusanhlamvu.

Ngokungafani ne-SNAP, i-WIC ayisona isimiso esigunyaziwe, okusho ukuthi imali ilinganiselwe futhi akuwona wonke umuntu ofanelekayo ongahlanganyela uma uhlelo lufinyelela isilinganiso. Nokho, uWiC usiza izigidi zabantu abahlanganyela unyaka ngamunye futhi uboniswe ukuba uthuthukise izinga lokudla, ukwandisa amathuba okunakekela impilo, futhi uveza imiphumela emihle yesikhathi eside ezinganeni.

Isimiso Sokusiza Ngamandla Asekhaya Esiphansi (LIHEAP)

I-Low Inhome Home Energy Application Program isiza imikhaya ethola imali ephansi ukuba ikhokhe izikweleti zayo zokufudumeza nokupholisa, ilungise amakhaya ayo ukuze inciphise izindleko zamandla, futhi ilawule izimo eziphuthumayo ezihlobene namandla. I-LIHEAP iyisimiso sokunikeza esilawulwa yizindawo, amasimu, nezizwe, ngokubeka isilinganiso sazo siqu sokuzuza futhi kuzuze phakathi kweziqondiso zikahulumeni.

Usizo lwe-LIHEAP lunganikezwa njengenkokhelo eqondile kwabakhiqizi bamandla, imali ekhokhwa emikhayeni efanelekayo, noma ngezinkonzo zokuthuthukisa isimo sezulu ezithuthukisa ukusebenza kahle kwamandla ekhaya. Lo hlelo luhlela imikhaya ngezindleko zamandla eziphakeme kakhulu ezihlobene nemali eholwayo, kanye nabantu abasengozini kuhlanganise nabantu asebekhulile, abantu abakhubazekile, nemikhaya enabantwana abancane. Ezinye izifunda zinikeza usizo olunzima emikhayeni ebhekene nokufudumala noma ukupholisa, njengokuwohloka kwamalahle omlilo ebusika noma ukushisa okuyingozi ehlobo.

I - Lifeline Nesimiso Sokuxhumana Esifinyelelekayo

Uhlelo lwe-Lifeline lunikeza usizo oluncishisiwe kumakhalekhukhwini ne-Internet ukuze kufaneleke abathengi abahlawulwa kancane, kuqinisekiswe ukuthi bonke abantu baseMelika bayakwazi ukungena ezinkonzoni zokuxhumana ezidingekayo emsebenzini, imfundo, ukunakekelwa kwempilo, nezinkonzo eziphuthumayo. Imikhaya ekwaziyo ingathola intengo yenyanga yonke enkonzweni yocingo, inkonzo ye-inthanethi encikenelwe emaphaketheni e-mfonomfono, noma amaphakethe agcwele aphumayo asuka emaphaketheni aphethe.

I-Affordtable Confensivation Inikeza ukusekela okwengeziwe kwenkonzo ye-Internet, inikeza imikhaya efanelekayo intethelelo emalini ebhange ngenyanga kanye nentengo eyodwa ekhompyutheni ye-computer noma i-table. Lezinhlelo ziyaqaphela ukuthi ukungena kwe-intanethi kuye kwaba okubalulekile ukuze kungenelwe ngokugcwele emphakathini wanamuhla, kusukela ekufakeni isicelo semisebenzi nasekutholeni izinkonzo ze-telekhtha kuya ekuqedeni umsebenzi wesikole wasekhaya nasekuhlaleni kuhlanganisweni nomkhaya.

Usizo Lokunakekela Izingane

Izinhlelo zokunakekela izingane zisiza imikhaya ethola imali ephansi ekhokhelwayo ukuba inakekele izingane ezisezingeni eliphansi, zisiza abazali ukuba balondoloze umsebenzi noma baphishekele imfundo nokuqeqeshwa. IChild Care and Development Fund (CCDF) iwumthombo oyinhloko wezimali kahulumeni wokusekela ukunakekelwa kwabantwana, ukunikeza izikweleti ezisezikhundleni ukuba ziqondise izinhlelo zabo siqu zokunakekela izingane.

Ukuphumelela nokuzuza kuhluka ngokwesilinganiso sikahulumeni, kodwa izinhlelo zisiza imikhaya ehola imali engaphansi kwesilinganiso esithile seholo likahulumeni, okunendawo yokuqala emikhayeni ehhadla imali enele kakhulu naleyo enezidingo ezikhethekile. Abazali ngokuvamile bakhokhela imali encishisiwe ngokwesilinganiso semali esheshisiwe, kanye nezindleko ezisele zokunakekelwa kwemali ekhokhelwa izindleko. Imikhaya ingakhetha ezinhlotsheni ezihlukahlukene zezindawo zokunakekela izingane, kuhlanganise nezikhungo zokunakekela izingane, nakwezinye izimo, ukunakekelwa izihlobo.

Izimiso Zokudla Kwesikole

I-National School Lunch Program ne-Scording Breakfast Preak ilungiselela ukudla okukhululekile noma okuncishisiwe kwe-3 ukuze izingane zifanelekele ukuthatha inxaxheba ezikoleni nasezikhungweni zokunakekela izingane ezihlala khona. Lezinhlelo ziqinisekisa ukuthi izingane ezivela emikhayeni ethola imali ephansi ziyakwazi ukudla ukudla okunomsoco phakathi nosuku lwesikole, okusekela kokubili impilo yazo nekhono lazo lokufunda.

Izingane ezivela emikhayeni enemali eholwayo noma engaphansi kwekhulu elingu-30% lezinga lobumpofu likahulumeni zifanele ukudla mahhala, kuyilapho lezo ezihola imali ephakathi kuka- 130% no-185% zobumpofu zifanelekela ukudla okuthathu. Izikole eziningi ezindaweni ezimpofu kakhulu zihlanganyela eMnyango we-Community Experibility, ozivumela ukuba zinikeze bonke abafundi ukudla mahhala ngaphandle kokuqoqa izicelo, ukunciphisa ihlazo nomthwalo wokuphatha.

Phakathi nezinyanga zasehlobo, uHlelo Lokuthola Isidlo Sasehlobo noKhawu lokudla okungaphuzi kunikeza izingane ukudla kwamahhala ezindaweni ezithola imali encane lapho isikole singangeni esifundweni, kusiza ekuvimbeleni igebe lokudla kwasehlobo elingaba khona lapho izingane zingasakwazi ukuthola ukudla esikoleni.

Ukuqonda Izimfuneko Zokungayekeleli

Ukuqonda lezi zimfuneko kubalulekile ukuze uthole ukuthi iziphi izinhlelo ongase uzifanelekele futhi ulungiselele ukusetshenziswa okuphumelelayo.

Imingcele Neziqondiso Ezitholakalayo

Izinhlelo eziningi zomphakathi ezisizayo zisebenzisa isilinganiso semali edonswayo ukuze kubonwe ukuthi i-piligible, evame ukuvezwa njengephesenti lezinga lobumpofu likahulumeni (FPL). Isilinganiso sobumpofu sikahulumeni siyavuselelwa ngonyaka futhi sihlukahluka-hluka ngokwesilinganiso sendlu. Ngokwesibonelo, umkhaya wabane ungadinga iholo elingaphansi kwamaphesenti angu-30 e-FPL ukuze ufanelekele i-SNAP, ngaphansi kuka-88% ukuze u-Medicaid ekukhulisweni amazwe, noma ngaphansi kuka-185% ekudleni ukudla okuncishisiwe okuphindwe kathathu.

Izibalo zemali zingaba yinkimbinkimbi futhi zihlukahluka ngokohlelo. Ezinye izinhlelo zibala iholo eliyimali enkulu (phambi kwentela kanye nokuncishiswa kwemali), kuyilapho ezinye zisebenzisa inzuzo yenetha (ngemva kokuthengwa). Izinga elivamile elingase livunyelwe lihlanganise izindleko zokunakekelwa, ukukhokha izingane, izindleko zokwelapha kwasebekhulile noma abakhubazekile, kanye nezindleko zokukhokha ezithengwa kakhulu. Ukuqonda inzuzo ebalwayo kanye nokuthi ingakanani intengo evunyelwe ukuba isetshenziswe kahle ukuze kuqinisekiswe ukulingana nokulingana.

Izinhlobo ezihlukahlukene zemali edonswayo zingalashwa ngokwehlukile ezimisweni. Iholo elithathwa eholweni noma ekusebenzeni libalwa yizo zonke izinhlelo, kodwa ukuphathwa kwemali engasetshenziswanga njengenzuzo ye-Social Security, imbuyiselo yokuswela umsebenzi, ukusekela izingane, nezipho kuyahluka. Eminye iholo ingakhishwa ngokwengxenye noma ngaphandle ngokugcwele ekubaleni isilinganiso sokungahambi kahle, njengemali ethile yemfundo noma ukukhokhela ukunakekelwa komzali.

Ukuma Nobukhulu Bomkhaya

Ubukhulu bendlu buthinta kokubili isilinganiso seholo futhi inzuzo ixhomeke kwizinhlelo eziningi. Nokho, incazelo ye "igumbi" ingahluka kakhulu phakathi kwezinhlelo. I-SNAP, ngokuvamile ihlanganisa abantu abahlala ndawonye futhi bathenge futhi balungise ukudla ndawonye. Incazelo yasekhaya ixhomeke ekutheni uyisebenzisa njengomzali, ingane, owesifazane okhulelwe, noma enye i-patment, futhi ingasekelwe esimweni sokukhokha intela.

Ukunquma ukuthi ubani oyingxenye yomkhaya wakho kungaba nzima ezimweni ezihilela izizukulwane eziningi zokuhlala ndawonye, imibhangqwana engashadile, noma ukuhlalisana ngezikhathi ezithile. Ezinye izinhlelo zibala bonke abantu abahlala ekhelini, kuyilapho abanye bebala amalungu athile omkhaya. Ukuthola lokhu kuzimisela kubalulekile ngoba kuthinta kokubili isilinganiso seholo okumelwe uhlangabezane nalo kanye nenzuzo ongayithola.

Ukuba Izakhamuzi Nokuthuthela Kwelinye Izwe

Ukuba isakhamuzi nokuhlala kwabantu kuyahlukahluka kakhulu ezimisweni ezizuzisa umphakathi. Izakhamuzi zase-U.S. ngokuvamile zifanelekela zonke izinzuzo zikahulumeni uma zihlangabezana nezinye izimfuneko zohlelo. Izifiki ezifanelekayo, kuhlanganise nezakhamuzi ezihlala njalo (izibambi zamakhadi aluhlaza okwengca), ababaleki, i-asylates, nezinye izigaba ezithile, zingase zifanelekele izinzuzo zikahulumeni, nakuba ezinye zibhekene nezikhathi zokulinda.

I-Preference and Work Fromment Reconciliation Act ka-1996 yamisa imingcele ekutholeni izinzuzo zikahulumeni ezivela kwamanye amazwe, kodwa izinhlelo eziningi zishiyelwa izingane, abesifazane abakhulelwe, ababaleki, namanye amaqembu asengozini. Ezinye izizwe zisebenzisa izimali zazo ukunikeza izinzuzo kubafuduki abangakufanelekeli izinhlelo ezihlelwe nguhulumeni. I-Medicaid ephuthumayo ikhona kubo bonke abantu kungakhathaliseki ukuthi isikhundla sokufuduka sesimo esiphuthumayo sokwelashwa ngezimo eziphuthumayo.

Kubalulekile ukuqaphela ukuthi ukucela nokuthola izinzuzo eziningi zomphakathi ngeke kuthinte isimo sokufuduka noma izicelo zesikhathi esizayo ze-location. Nokho, umthetho "icala lomphakathi" ubangele ukudideka nokwesaba emiphakathini yabafuduki. Izinzuzo eziningi, kuhlanganise ne-Medicaid ezingabantwana, i-SNAP, i-CPIP, kanye nezinye eziningi, azithathwa njengezinqumo zomphakathi. Imikhaya akumelwe imesabi ukufinyelela izinzuzo ezifanelekela kuzo, ikakhulukazi ezinzuzo ezinganeni ze-U.S.

Izimfuneko Zomsebenzi

Ezinye izinhlelo zomphakathi ezizuzisayo zihlanganisa izimfuneko zomsebenzi noma imisebenzi ehlobene nomsebenzi njengesimo sokuvuleka. Lezi zimfuneko ziyahlukahluka kakhulu ngohlelo futhi zivame ukuhlanganisa ukushiya imiphakathi ethile enjengeyabantu asebekhulile, abantu abakhubazekile, abanakekeli abayinhloko bezingane ezincane, kanye nabafundi.

I-SNAP inezimfuneko zomsebenzi kubantu abadala abakwaziyo ukulala ngaphandle kokuncikeka kuma-as (ABAWD), okumelwe basebenze noma bahlanganyele ezimisweni zomsebenzi okungenani amahora angu-20 ngesonto ukuze bathole izinzuzo ezingaphezu kwezinyanga ezintathu ngenkathi yezinyanga ezingu-36, ngaphandle kokuba bahlale endaweni enesibulali ngenxa yokuswelakala okukhulu. Izinhlelo ze-TANF ngokuvamile zidinga abantu abadala abazohlanganyela emisebenzini amahora akhethekile esonto ngalinye, kanye nezimfuneko ezithile ezihlukene ngokwezwe.

Umshuwalense wemisebenzi udinga abamukela umsebenzi futhi batholakale ukuze bakwazi futhi batholakale emsebenzini futhi bafune umsebenzi ngenkuthalo. Izinhlelo eziningi zichaza imisebenzi eyamukelekayo ngokubanzi hhayi nje umsebenzi kodwa futhi ukuhlanganisa ukuseshwa komsebenzi, ukuqeqeshelwa umsebenzi, izinhlelo zemfundo, nenkonzo yomphakathi. Ukuqonda lezi zimfuneko kanye nokungahoxi okutholakalayo kubalulekile ukuze kuzuze ukufaneleka.

Imingcele Yemali Nemithombo

Ezinye izinhlelo zomphakathi ezizuzisayo zibeka imingcele enani lempahla noma izimali abafaka izicelo ezingase zibe nayo ngesikhathi besafanele. Lemingcele igcina ingenayo impahla ethile njengekhaya eliyinhloko, imoto eyodwa, impahla yasekhaya, nama-akhawunti omhlalaphansi. Izinto ezibalwayo zivame ukuhlanganisa imali, amashende, amashende, izibopho, nezinye izimpahla noma izimoto ezingaphezulu kwalezo ezingadingwanga.

Imingcele emisiwe iyahluka kakhulu ngohlelo. I-SSI inemingcele eqinile yemali engu-R2,000 kubantu ngabanye kanye ne-R3 000 emibhangqwana. Izifundazwe eziningi ziye zasusa ukuhlolwa kwempahla ye-SNAP, ziqaphela ukuthi lokhu kuhlola kudala umthwalo wokulawula futhi kungaqeda izindleko zemali. Imingcele yempahla ye-Medicaid iyahluka ngokwesigaba nesifunda, nemithetho ekhethekile yokunakekela isikhathi eside eklanyelwe ukuvimbela abantu ukuba bangazethembi ukuze bafanelekele ukukhondla ekhaya.

Izimiso ezimisiwe ziye zaphikiswana, abagxeki bethi zinqanda ukugcinwa kwemali nokwakha ingcebo phakathi kwemikhaya ehhadla imali. Amanye amazwe aye ahlela izinhlelo zawo ngokususa noma ngokuphakamisa imingcele engokomnotho, eqaphela ukuthi izimali ezibekelwe isilinganiso esilinganiselwe zinikeza ukulondeka okubalulekile ngokwezimali futhi akufanele zivumele imikhaya ukuba ithole usizo.

Izimfuneko Zokuhlala Ukhululekile

Izinhlelo eziningi zomphakathi ezizuzisayo zidinga abafaki bezicelo ukuba babe izakhamuzi zendawo abasebenzisa kuyo. Ukuvumelana kuvame ukusho ukuphila esimweni ngenhloso yokuhlala lapho, hhayi ukuvakasha nje okwesikhashana. Awudingi ikheli elihlala njalo ukuze usungule indawo yokuhlala -- abantu abangenamakhaya bangafanelekela izinzuzo esimweni abahlala kuso manje.

I-Asmessage ayinakuphoqelela izimfuneko zokuhlala ezithatha isikhathi eside (njengokufuna ukuba uphile esifundeni isikhathi esithile ngaphambi kokuba usebenzise) noma inikeze izinzuzo eziphansi kwizakhamuzi ezintsha kunezakhamuzi ezihlala isikhathi eside. Uma uthuthela esimweni esisha, kufanele ufake isicelo sezinzuzo esimweni sakho esisha sokuhlala futhi uvale isimo sakho esimweni sangaphambili ukuze ugweme ukuthola izinzuzo ezilinganayo, ezingaphumela ekukhokheleni okungaphezulu.

Umnikazi odingekayo wesisebenzisi

Ukuqoqa amadokhumende adingekile ngaphambi kokuba usebenzise izinzuzo zomphakathi kungahlanganisa kakhulu inqubo yokusebenza futhi kunciphise ukulibala ukwamukela usizo. Nakuba izimfuneko ezithile zihluka ngohlelo, izinhlobo ezithile zemibhalo zicelwa kabanzi.

Amadokhumende Okuthi Ungubani Nendawo Yokuhlala

Kuzodingeka unikeze ubufakazi be-ioda kuwo wonke amalungu endlu afaka izicelo zezinzuzo. Izincwadi ezamukelekayo zivame zihlanganisa ilayisense yomshayeli, ikhadi le-ID, isitatimende, isitifiketi sokuzalwa, noma ezinye izimemo zikahulumeni ezigciniwe. Ukuze uthole izinhlelo ezinezimfuneko zezakhamuzi, kungadingeka unikeze ubufakazi belungelo lokuba isakhamuzi noma isikhundla sokufuduka esifanelekayo, njengesitifiketi sokuzalwa, i-passssport, isitifiketi sokuzisebenzela, noma amabhukwana okufuduka abonisa isikhundla sakho.

Uma ungenawo lamaphepha atholakala kalula, ungawavumeli ukuba akuvimbele ekusebenziseni. Izinhlangano eziningi zingakusiza ukuba uthole amabhukwana adingekile, futhi ezinye izinhlelo zikuvumela ukuba uthumele izicelo futhi uthole izinzuzo uma usebenza ekuqoqeni imibhalo. Imindeni nabantwana besakhamuzi sase-U.S., izingane zingathola izinzuzo ngisho noma abazali bengakufanelekeli ukufuduka.

Ukuqinisekiswa Kwenzuzo

Ubufakazi beholo budingeka ezinhlelweni eziningi ezizuzisa umphakathi. Izincwadi ezithile ezidingekayo zixhomeke emalini oyitholile. Kubantu abasebenzayo, izizuzuzu zemali ezisebenzayo (ngokuvamile ezithatha izinsuku ezingu-30) ziyadingeka. Abantu abazisebenzayo bangadinga ukunikeza amarekhodi ebhizinisi, amasheya, noma umholi ozisebenzelayo obonisa iholo nezindleko.

Ukuze uthole imali ongayitholi, kungase kudingeke unikeze izincwadi ezikhokhelwayo noma izitatimende zebhange ezibonisa izinzuzo zeNhlala- kahle, isinxephezelo sokungasebenzi, isinxephezelo sezisebenzi, impesheni, noma ezinye imithombo yeholo. Uma uthola ukusekela kwezingane, ungadinga isiqinisekiso esibonisa isilinganiso nenani lokukhokha. Uma ungenamali, kungase kudingeke unikeze incwadi echaza isimo sakho nendlela ohlangabezana ngayo nezidingo zakho eziyisisekelo.

Ubufakazi Bokuphindela

Amabhukwana angaqinisekisa indawo yakho yokuhlala ahlanganisa intela yentela yentela yendlu, intela yezekhokhi ngegama lakho, iposi evela ezinhlanganweni zikahulumeni, isitatimende esivela kumnini-khaya wakho, noma incwadi evela ekhusini uma ungenakhaya. Isihluthulelo sibonisa ukuthi uhlala esimweni osebenza kuso. Uma ungenakhaya noma uhlala nabanye okwesikhashana, izinhlangano zingasebenza nawe ukuze usungule indawo yokuhlala ngezindlela ezithile.

Umnikeli Wezindleko Zasekhaya

Izinhlelo eziningi zivumela ukuncishiswa kwezindleko ezithile lapho ubala iholo lakho noma inzuzo. Ungadinga ukunikeza imvume yentela yentela yendlu noma yemali ehlawuliswayo, izindleko zokunakekela izingane, izindleko zokwelapha, nenkokhelo yengane oyisebenzisayo kothile ongaphandle komkhaya wakho. Gcina amathikithi, izikweletu, kanye nezimemo zalezindleko ukuze usekele isicelo sakho.

Umnikeli Ongaphezulu wohlelo-okhakha

Izinhlelo ezithile zidinga imvume ekhethekile. Izinhlelo ze-SSIAble njenge-SSI ne-SSDI zidinga amarekhodi amaningi ezokwelapha abhala izimo zakho, ukwelashwa, nokulinganiselwa ukusebenza. Izinhlelo zosizo lwezindlu zingadinga ukwaziswa komninindlu nomlando wokuqasha. Izinhlelo zokunikeza usizo lwabantwana zidinga ukwaziswa mayelana nenkampane yakho yokunakekela ingane nomsebenzi noma isimiso sesikole. Umshwalense wemisebenzi udinga ukwaziswa ngomqashi wakho wangaphambili nesizathu sokuhlukana emsebenzini.

Isiqondiso Ngenyathelo Lokusebenzisa Izinzuzo Zomphakathi

Ukusebenzisa izinzuzo zomphakathi kungabonakala kuyesabeka, kodwa ukuyeka lenqubo ibe izinyathelo ezifanele kungayenza ingeneke kakhudlwana.

Isinyathelo Sokuqala: Thola Ukuthi Yiziphi Izinhlelo Ongase Ufanelekele Ukuzenza

Qala ngokucwaninga ukuthi iziphi izinhlelo ongazithola ngokusekelwe ezimweni zakho. Cabangela iholo lendlu yakho, ubungakanani, nezidingo ezithile. Abantu abaningi bafanelekela izinhlelo eziningi ngesikhathi esisodwa, futhi ukuthola inzuzo eyodwa kukwenza ufaneleke ngokuzenzekelayo kwabanye. Ngokwesibonelo, abamukela i SSI ngokuvamile bafanelekela i-Medicaid ne-SNAP.

Kuyi-inthanethi yokuhlola amathuluzi kungakusiza ukuba ubone izinhlelo ongazifanele. Ama-website anjenge- Benefit.gov anikeza ama-impeta ombuzo ahlola ukufaneleka kwakho kwezinhlelo eziningi zikahulumeni ngesikhathi esisodwa. Izinhlangano zendawo zivame futhi ukulungiselela amathuluzi okuhlola awezinhlelo zazo.

Isinyathelo 2: Butha umnikeli odingekayo

Ngaphambi kokuqala uhlelo lwakho, qoqa ingxenye enkulu yemibhalo edingekayo ngangokunokwenzeka. Ukuba namadokhumende alungile kuzokusiza ukuba uqedele uhlelo ngokushesha nangokunembile. Yenza amakhophi awo wonke amarekhodi akho ngaphambi kokuwahambisa, futhi ungalokothi uthumele amadokhumende okuqala ngaphandle uma kudingeka ngokuqondile (kulapho kuyenzeka, sebenzisa iposi elinokwaziswa ngokulandelelana).

Akha ihele noma isibaya sokugcina wonke amadokhumende ahlobene nenzuzo yakho ahlelwe. Lokhu kuzoba usizo hhayi nje kuphela kwisisebenzisi sokuqala kodwa naku-spects nanoma yiziphi izimpikiswano ezingase zivele kamuva. Uma ungawasho amadokhumende, phawula ukuthi yini oyidingayo ukuze uthole futhi uqale leyo nqubo, kodwa ungalindeli ngempela uze ube nayo yonke into ngaphambi kokusebenzisa. "izinhlelo" eziningi zikuvumela ukumpompela izinhlelo zezinhlelo nokunikeza umbhalo phakathi kwe furemu yonyaka ekhankanyiwe.

Isinyathelo 3: Khetha indlela yakho yokusebenza

Izinhlelo eziningi zomphakathi ezisizayo zinikeza izindlela eziningi zokusebenzisa, kuhlanganise nezinhlelo ze-inthanethi, izinhlelo zephepha ezithunyelwa ngeposi noma ngomlomo, kanye nezinhlelo zocingo. Izinhlelo ze-Online zivame ukushesha futhi zingcono kakhulu, zikuvumela ukuba usebenzise noma nini futhi ulondoloze intuthuko yakho uma ufuna ukuqoqa ukwaziswa okwengeziwe. Izifunda eziningi zihlanganise izimiso zokukwazi ukuhlanganisa ezikuvumela ukuba usebenzise izinhlelo eziningi ngesicelo esisodwa.

Uma ukhetha ukunikeza usizo ku-perse-scheme noma unezimo eziyinkimbinkimbi ezingase zizuze ngokuxhumana ngokuqondile nomphathi we-athom, ukuvakashela ihhovisi le-operal kungasiza. Abaqaphi bangaphendula imibuzo, bakusiza ukuba uqede uhlelo, futhi baqinisekise ukuthi uyalusebenzisa zonke izinhlelo ongase uzifanele. Eminye imiphakathi futhi izuze ezikhungweni zokubhalisa noma ezihlelwayo ezingalawulwa yizinhlangano ezingatholi nzuzo ezingakusiza ukuba usebenzise inqubo yohlelo lokusebenza.

Isinyathelo 4: Qedela Ukulisebenzisa Ngokucophelela Nangokunembile

Uma uqeda uhlelo lwakho, phendula yonke imibuzo ngokuphelele nangobuqotho. Ukunikeza ukwaziswa okungamanga kungaphumela ekulahleni izinzuzo, ukuqedwa kwezinzuzo osuzitholile, nokumangalela okungavela. Uma umbuzo ungakusebenzi kuwe, bonisa lokho kunokuwushiya ungabhali lutho, okungase kukwenze ubonakale sengathi uphumile umbuzo.

Ungawakhathazeli ukubika wonke amalungu omkhaya, imithombo yemali, kanye nezindleko. Ngisho noma ucabanga ukuthi ukwaziswa okuthile kungawalimaza amathuba akho okuvunyelwa, kungcono ukukubika ngokunembile, okungachaza ukuthi izici ezihlukene zithinta kanjani ukuqina, futhi ezinye izinto ocabanga ukuthi zingase zingakuthinteli ukufaneleka kwakho noma zingakusiza ngisho nokukusiza ngokukuhlomisela ukuba uthelwe intengo.

Uma ungaqiniseki ukuthi ungaphendula kanjani umbuzo, funa incazelo kunokuqagela. Ungashayela inxusa ucingo, ucele usizo ehhovisi lendawo, noma uthintane nomeluleki wezinzuzo. Gcina ikhophi yesicelo sakho esiphelele samarekhodi akho, kuhlanganise nosuku owayithumela ngalo.

Isinyathelo 5: Beka isisebenziso nombhalo wakho

Faka ifomu lakho eliqediwe kanye nanoma imaphi amadokhumende adingekayo ngendlela oyikhethile. Uma usebenzisa i-intanethi, ungafaka amadokhumende ngokuqondile. Uma usebenzisa iposi, gcina amakhophi ayo yonke into oyithumelayo futhi ucabangele ukusebenzisa iposi eqinisekisiwe ukuze uthole izincwadi ezibalulekile. Uma ufaka iposi ngokoqobo, cela irisithi elibonisa lokho okungenisile nokuthi nini.

Qaphela usuku owafaka ngalo uhlelo lwakho lokusebenza, ngoba lokhu kungathinta uma izinzuzo zakho ziqala uma uvunyelwe. Kwezinye izinhlelo, izinzuzo zingabuyiselwa osukwini lwakho lokusebenza, kwenze kube balulekile ukusebenzisa ngokushesha uma ucabanga ukuthi ungafaneleka kunokuba ulinde kuze kube yilapho uphethe wonke amadokhumende.

Isinyathelo 6: Sabela Ezicelweni Zokwaziswa Okungeziwe

Ngemva kokunikeza isicelo sakho, i-'i khompathimenti' izoyibukeza futhi ingacela ukwaziswa okwengeziwe noma i-process'. Sabela kulezizicelo ngokushesha nangokuphelele. Izimo eziphuthumayo zinikeza isikhathi esimisiwe sokunikeza ukwaziswa okuceliwe, futhi ukwehluleka ukuphendula ngenkathi emisiweyo kungaphumela ekunqabeni ukusebenza kwakho.

Uma udinga isikhathi esengeziwe sokuqoqa ukwaziswa okuceliwe, thintana nenxusa ngaphambi kokuphela kwesikhathi ukuze uchaze isimo sakho futhi ucele ukwaziswa okwengeziwe.

Isinyathelo 7: Yiba Nezingxoxo Ezidingekayo

Izinhlelo eziningi zidinga ukuxoxa ngokuzwana njengengxenye yenqubo yokufaka isicelo. Lezingxoxo zingaqhutshwa ngokoqobo, ngocingo, noma ngokwandayo nge-video. Lengxoxo ikunika ithuba lokuchaza izimo zakho, unikeze umongo owengeziwe ngesimo sakho, futhi ubuze imibuzo mayelana nohlelo.

Lungiselela ingxoxo yakho ngokubukeza isicelo sakho, ukuqoqa amabhukwana engeziwe angasiza, futhi ubhale phansi imibuzo ofuna ukuyibuza. Thembeka futhi uphendule ezimpenduloni zakho. Uma ungaqondi umbuzo, cela ukucaciswa. Uma udinga umhumushi noma ukukhubazeka okudinga indawo yokuhlala, cela lezi zinkonzo kusengaphambili.

Phakathi nengxoxo, umthumeli uzoqinisekisa ukwaziswa esingenisweni sakho, abuze imibuzo elandelana, futhi achaze imithetho yohlelo nezimfuneko. Lesi isikhathi esihle futhi ukubuza ngezinye izinhlelo ongase ufaneleke futhi ucacise noma ikuphi ukudideka ngenqubo yokusebenza.

Isinyathelo 8: Yamukela Futhi Ubukeze Isinqumo Sokuhluleka

Ngemva kokuba isisebenziso sakho sesikhishiwe, uzothola isaziso esibhaliwe ngesinqumo senhlangano. Uma sivunyelwe, isaziso sizochaza inzuzo yakho, uma izinzuzo ziqala, futhi noma iziphi izimfuneko eziqhubekayo okumelwe uhlangabezane nazo ukuze uqhubeke uthola izinzuzo. Uma unqatshiwe, isaziso kumelwe sichaze izizathu eziqondile zokuphika nelungelo lakho lokudlulisa isinqumo.

Bukeza isaziso sesinqumo ngokucophelela. Uma uvunyelwe kodwa ukholelwa ukuthi inzuzo ayilungile, noma uma uphikile futhi ucabanga ukuthi isinqumo singalungile, unelungelo lokudlulisa isikhalo. Amalungelo okudlulisa isikhalo nezinqubo zizochazwa ekwambulweni, kuhlanganise nezinsuku zokufaka isikhalo. U-Don akakunaki ukuphika − uma ukholelwa ukuthi ufanele, sebenzisa amalungelo akho okudlulisa.

Isinyathelo 9: Qonda Imithwalo Yakho Yemfanelo Eqhubekayo

Uma usuvunyelwe ukuzuza, unemithwalo yemfanelo eqhubekayo yokugcina i-accel. Le misebenzi ihlanganisa ukubika ushintsho ezimweni zakho phakathi kwesigamu sesikhathi esinqunyiwe, ukuqeda ukuqinisekiswa kabusha noma ukuvuselelwa kwezikhathi ezithile, nokuvumelana nezimfuneko zohlelo ezinjengemisebenzi noma ukuseshwa komsebenzi.

Izinguquko okumelwe ubike zihlanganisa ushintsho lwemali oyitholayo, uhlelo lwendlu, ikheli, noma ezinye izimo ezithinta ukungafezeki. Ezinye izinguquko kumele zibikwe phakathi nezinsuku eziyishumi, kanti ezinye zingabikwa ngesiqinisekiso sokuzifaka. Ukuqonda izimfuneko zakho zokubika kubaluleke kakhulu ngoba ukuhluleka ukubika izinguquko kungaphumela ekukhokheleni imali eshibhile, noma ngisho nakwembule uma ungayibhali ngenhloso.

Lapho Kungasetshenziswa Khona Izinzuzo Zomphakathi

Ukwazi ukuthi ungalusebenziselaphi usizo lomphakathi oluhlukahlukene kubalulekile ekutholeni usizo. Izindawo zohlelo nezindlela zokusebenza ziyahlukahluka ngokwesimiso nombuso.

Isifundazwe Nehhovisi Lendawo

Izinhlelo eziningi zomphakathi ezizuzisayo zinikezwa ngezinhlangano zikahulumeni noma zendawo. Izinhlelo ezinjenge-SNAP, TANF, ne-Medicaid, uvame ukusebenzisa ngomnyango kahulumeni wakho wezinkonzo zezenhlala-zwe, izinkonzo zomphakathi, noma impilo yabantu nezinkonzo zabantu. Lezi zikhungo ngokuvamile zinehhovisi lendawo ezifundeni noma ezindaweni ezikuso sonke isifundazwe lapho ungafaka khona, uthole usizo ngezicelo, futhi uhlangane nabaphathi bezezimali.

Usizo lwezindlu lunikezwa yizinhlangano zendawo zezindlu zomphakathi (PHA), eziyizinhlangano ezizimele ezisebenza emadolobheni athile noma emitholampilo. Ukuze ufake isicelo sokuthola usizo lwezindlu, kudingeka uthintane nePHA ekhonza indawo ofuna ukuhlala kuyo. Umshuwalense wokungabikho kwemisebenzi uphathwa yizinhlangano zezisebenzi zikahulumeni noma iminyango yezisebenzi.

Isisebenziso sesibenziso se Octom

Izifundazwe eziningi manje zinikeza ama-partum compact asebenza nge-inthanethi ukuze kuzuze umphakathi, zikuvumela ukuba usebenzise ekhaya nganoma nini. La matheku akuvumela ukuba ufake izinhlelo eziningi ngesicelo esisodwa, faka amabhukwana, hlola izinga lesisebenziso sakho, bika izinguquko, futhi ubhale iziqinisekiso eziphelele. Izinhlelo zo-inthanethi zingaba lula futhi zishesha kakhulu kunezinhlelo zephepha, futhi akuvumela ukuba ulondoloze intuthuko yakho futhi ubuyele ekuqedeni izinhlelo zakho uma kudingeka.

Ukuthola uhlelo lwakho lokusebenza kulayini, funa igama lezwe lakho kanye "ehubele izinzuzo ku-inthanethi" noma vakashela iwebhusayithi yempilo kahulumeni wakho kanye nesebhusayithi yezinkonzo zobuntu. Benifit.gov[ ingekuqondisa futhi ku-meotam webhthi yezinhlelo ze-metal futhi unikeze ulwazi ngezinhlelo zikahulumeni.

Amahhovisi Abaphathi Bezokuphepha Komphakathi

Izithobo ze-SSI ne-SSDI ziphethwe yi-Social Security Administration. Ungasebenzisa i-inthanethi nge-website ye-social Security, ngocingo ngo-1-800-7721213, noma umuntu ehhovisi leNyunziko yezokuvikela. Uma kukhulunywa ngobukhubazeko, kusiza ukusebenza nommeli okhubazekile noma ummeli ongakusiza ukuba usebenzise inqubo eyinkimbinkimbi yokusebenza futhi uqoqe imibhalo edingekayo kwezokwelapha.

Izinhlangano Ezisekelwe Emkhakheni Nezinhlelo Zosizo

Izinhlangano eziningi ezingafaki nzuzo, izinhlangano zomphakathi, amahhovisi osizo olusemthethweni, nezinye izinhlangano zomphakathi zinikeza usizo mahhala ngenzuzo yomphakathi. Lezi zinhlangano zingakusiza ukuba uqonde ukuthi iziphi izinhlelo ongazifanelekela, qoqa izinhlelo ezidingekayo, izicelo eziphelele, futhi zisebenzise inqubo yokunxusa uma kudingeka. Zingakwazi futhi ukusiza ngezindaba ezifana nokuphika okuzuzisayo, ukukhokha noma ukukhokha ngokweqile.

Ukuze uthole usizo endaweni yakini, thintana neUnited Way yakho ngokushaya ucingo 2-1, funa izinhlangano zosizo ezingokomthetho ezweni lakho, noma funa izinhlangano zomphakathi noma ufune izinhlelo zokuthola izindleko zokubhalisa. Izibhedlela eziningi nezikhungo zezempilo nazo zinezisebenzi ezingasiza iziguli ukuba zifake isicelo se-Medicaid nezinye izinzuzo.

Imakethe Yezokwelapha

Uma ufaka isicelo sokukhokhela impilo, ungasebenzisa ngemakethe yombuso wakho yempilo (ebizwa nangokushintshana) noma itheki kahulumeni e . ugov. Uma ufaka isicelo sokufihla intengo, isicelo sizokutshengisa nge-Medicaid ne CHIP illigible. Uma ubonakala ufanelekela i-Mdicaid, ulwazi lwakho luzodluliselwa enxuseni lezwe lakho le-Medicaid ukuze wenze isinqumo sokugcina.

Izinselele Ezivamile Nendlela Yokuzinqoba

Ukuqonda izithiyo namasu okubhekana nazo kungathuthukisa amathuba akho okuphumelela.

Ukusetshenziswa Kuyaphika

Uma uhlelo lwakho lokusebenza lunqatshelwa, ungayeki. Ukuphika kungenzeka ngezizathu eziningi, kuhlanganise nokulahleka kwemibhalo, amaphutha ekulungiseni, ukungaqondi kahle izimo zakho, noma ukungaqondakali okusemthethweni. Bukeza isaziso sokuphika ngokucophelela ukuze uqonde isizathu esiqondile sokuphika. Uma ukuphika kwakungenxa yokulahlekelwa ulwazi noma imibhalo, ungakwazi ukuvuna ngezinto ezidingekayo.

Uma ukholelwa ukuthi ukuphika akulungile, unelungelo lokudlulisa isikhalo. Izinqubo zokudlulisa amacala nezikhathi ezimisiwe zichazwe esazisoni sokuphika. Izikhalo zihilela ukunikeza isicelo esibhaliwe sokuzwa lapho unganikeza khona ubufakazi futhi uchaze ukuthi kungani ukholelwa ukuthi ufanelekile. Ungafuna usizo kummeli osemthethweni noma izinzuzo zokusekela inqubo yokudlulisa, ikakhulukazi emacaleni anzima.

Izikhathi Ezinde Ezihambisana Nezimo

Ezinye izinhlelo zinezinkathi zokulungisa ezithatha isikhathi eside, ezingakhungathekisa uma udinga usizo ngokuphuthumayo. Izinhlelo ze-SNAP kumele zilungiswe phakathi nezinsuku ezingu-30 (noma izinsuku eziyisikhombisa zezinhlelo ezicacisiweyo), izinhlelo ze-Medicaid phakathi nezinsuku ezingu-45 zezigaba eziningi (izinsuku ezingu-90 ze-Medicaid ekhubazekile), futhi ukukhubazeka kungathatha izinyanga noma ngisho neminyaka eminingana.

Uma ubhekene nesimo esiphuthumayo, buza ngenqubo ephuthumayo. i-SNAP inikeza izisebenzi ezizihambelayo ezingenisa imali ephansi kakhulu nemali noma izindleko zokukhosela eziphezulu ngokuphathelene nemali eholwayo. Ezinye izifundazwe zinikeza izinhlelo zosizo oluphuthumayo emikhayeni ebhekene nezinkinga ezisheshayo. Lapho ulindele ukuba isicelo sakho silungiswe, funa usizo kumabhange okudla endawo, izinhlelo zosizo oluphuthumayo, nezinhlangano zomphakathi ezinganikeza ukusekela ngokushesha.

Ukuthola UmBhalo Onzima

Ukuhlanganisa amadokhumende adingekayo kungaba yinselele, ikakhulukazi uma ungenalo ikheli eliqinile, ulahlekelwe amadokhumende, noma unobunzima bokuthola amarekhodi kubaqashi noma kweminye imithombo. Ungavumeli amadokhumende alahlekile akuvimbele ekusebenziseni. Faka uhlelo lwakho futhi uchaze ukuthi imaphi imibhalo onenkinga yokuyithola. Izicelo zingakusiza kakhulu ukuba uthole amadokhumende adingekile noma ukwamukela ezinye izinhlobo zobuqiniso.

Ukuze uthole amafaksidi emininingwane, izinhlangano zingakwazi ukukusiza ukuba uthole izitifiketi zokuzalwa noma ama-ID kazwelonke. Ukuze uthole inzuzo, ukuziqinisekisa (amazwi akho afungelwe) kungamukelwa kwezinye izimo. Uma ungenamakhaya, izinhlangano zingasebenza nawe ukuze ziqinisekise izimo zakho ngezinye izindlela. Izinhlangano zosizo ezisemthethweni nezinhlangano zenkonzo yezenhlalo zingasiza futhi ekutholeni imibhalo edingekayo.

Izithiyo Zolimi

Uma isiNgisi singesona isilimi sakho esiyinhloko, imingcele yolimi akufanele ikuvimbele ekutholeni izinzuzo. Umthetho we-Federal ufuna ukuba izinhlangano zinikeze abantu abanolwazi olulinganiselwe lwesiNgisi izinhlelo zokuthola izinhlelo. Lokhu kuhlanganisa ukunikeza izicelo nezaziso ngezilimi ezikhulunywayo futhi zinikeze izinkonzo zokutolika ezizoxoxa nabanye abantu kanye nezinye izizwana.

Kucelwa usizo lolimi uma ulusebenzisa. Izifunda eziningi zinikeza izicelo ngezilimi eziningi, futhi izinhlangano kufanele zinikeze abatoliki izingxoxo ngaphandle kwezindleko kuwe. Ungaletha umngane omethembayo noma ilungu lomkhaya ukuba achaze, nakuba izinhlangano zingase zikhethe ukusebenzisa ezazo izincazelo ezindabeni eziyinkimbinkimbi. Izinhlangano zomphakathi ezikhonza abafuduki zinganikeza usizo ngezilimi eziningi.

Izithiyo Ezixazululiwe Zokuhluleka Ukubhekana Nezimo

Abantu abakhubazekile bangase babhekane nezinselele ezengeziwe zokuthola izinzuzo, kusukela emahhovisi ezinhlangano ezivimbela izinhlelo ezingokoqobo kuya ekutholeni ubunzima bokuqeda izicelo eziyinkimbinkimbi noma ukuya ezivumelweni zokumiswa.

Izindawo zokulala ozidingayo, njengezindawo ezifinyeleneyo, izinto ezibhalwe kwezinye iziteshi (izinyatheliso ezinkulu, i-Braille, umsindo), isikhathi esengeziwe sokubekwa, ukuhambela ekhaya uma ungakwazi ukuya ehhovisi, noma usizo oluqedelwe izicelo. Izinhlangano kufanele zisebenze nawe ukuze zibone futhi zinikeze indawo yokuhlala efanele. Uma uhlangana nemingcele, zibhale phansi futhi ufune usizo ezinhlanganweni ezilwela amalungelo okukhubazeka noma usizo olungokomthetho.

Ukuqina Nokwaziswa Okungalungile

Kubalulekile ukukhumbula ukuthi lezi zinhlelo zikhona ngokukhethekile ukuze zisize abantu abasweleyo, futhi ukusebenzisa zona akuyona into ebangela amahloni. Abantu abaningi abathola izinzuzo zomphakathi imikhaya esebenzayo, izingane, abantu asebekhulile, noma abantu abakhubazekile. Le zinhlelo zisebenza njengenetha lokuphepha lesikhashana kubantu abaningi phakathi nezikhathi ezinzima futhi zibaluleke kakhulu ekusekeleni abanye.

Kuyinto ejwayelekile futhi ukudunyiswa ngezinzuzo zomphakathi. Abanye abantu bayakugwema ukusebenzisa ngoba bezwile ukwaziswa okunganembile ngezimfuneko zokungafezeki, bakholelwa izinganekwane ngendlela ukwamukela izinzuzo okuyobathinta ngayo, noma besaba imiphumela engekho ngempela. Funa ukwaziswa emithonjeni ethembekile njengamawebhusayithi ezinhlangano ezingokomthetho, izinhlangano zosizo olungokomthetho, noma izinzuzo eziqeqeshiwe kunamahemu noma ulwazi olusemthethweni.

Ukulondoloza Izinzuzo Zakho

Uma nje uvunyelwe izinzuzo zomphakathi, ukulondoloza ukufaneleka kwakho kudinga ukunakwa okuqhubekayo kwezimfuneko zohlelo nemithwalo yemfanelo.

Ukubika Izinguquko

Izinhlelo eziningi zidinga ukuba ubike izinguquko ezimweni zakho ezingathinta izinga lakho lokuvuleka noma inzuzo. Izinguquko okumelwe zibikwe zihlanganisa izinguquko zemali oyitholayo, ukuqamba kwasekhaya (othile othuthayo noma aphume), ikheli, isimo somsebenzi, izindleko zomsebenzi, izindleko zokwelapha, noma ezinye izimo ezichazwe uhlelo.

Kunohlelo oluhlukayo. Ezinye izinguquko kumele zibikwe phakathi nezinsuku eziyishumi, kanti ezinye zingabikwa ekwayamini kwakho okulandelayo. Ukuvuma kwakho kanye nezinto zohlelo kufanele kuchaze ukuthi iziphi izinguquko okufanele zibikwe nokuthi zishintshe nini. Umbiko ushintsha ngokushesha ukuze ugweme ukukhokha imali eqile noma ukukhokha kancane. Uma izimo zakho zishintsha ngendlela ekhulisa isidingo sakho, ukubika ushintsho kungaphumela ezinzuzweni ezengeziwe.

Ungabika ushintsho kuyi-inthanethi ngosizo lwe-state, ngocingo, ngeposi, noma ngomuntu ehhovisi lendawo. Gcina amarekhodi azo zonke izinguquko ozibikayo, kuhlanganise nosuku, indlela, kanye nokwaziswa okunikeziwe. Uma ubika ushintsho futhi ungatholi isiqinisekiso, landela ukuze uqiniseke ukuthi luchaziwe.

Ukuvunyelwa Nokubuyiselwa

Izinzuzo zomphakathi azizona ezihlala njalo − Kumelwe uphinde uvuselele noma uvuselele ukuvuselelwa kwakho ngezikhathi ezithile. Izinkathi zokuqinisekisa ziyahluka-hluka ngokohlelo, kusukela njalo ngezinyanga ezimbalwa kuya kunyaka noma ngaphezulu. Inhlangano izokuthumelela isaziso ngaphambi kokuba uphinde ugunyazwe, ichaze ukuthi yini okudingeka uyenze kanye nosuku olumisiwe.

Ukuthola isiqinisekiso kuhilela ukuqeda ifomu lokuvuselela, ukunikeza isiqinisekiso esithuthukisiwe seholo lakho nezimo, futhi ngezinye izikhathi uthathe ingxenye engxoxweni. Patha ukuqinisekiswa futhi njengokungathi sína njengokusebenza kwakho kokuqala. Ukungaqiniseki kophawu lokubhala kabusha kungaphumela ekuqedweni kwezinzuzo zakho, futhi kungadingeka uvune futhi ulinde ukulungiselwa kunokuba uqhubeke uhlanganisa.

Phawula isiqinisekiso esifinyelelwe kuwe bese uqala inqubo ngokushesha. Uma unenkinga yokuqeda isiqinisekiso sakho ngokuthatha isikhathi, thintana ne-arhente ukuze ucele ukwandiswa noma ukuchaza isimo sakho. Izimo eziningi ziye zalula izinqubo zokubuyisela imvume ezinciphisa amaphepha-mvume futhi zivumele ukuvuselelwa kwe-inthanethi.

Ukuhambisana Nezimfuneko Zesimiso

Izinhlelo ezihlukahlukene zinezimfuneko ezingapheli ngaphandle kokubika izinguquko nokuzichaza. Lezi zingahlanganisa izimfuneko zomsebenzi, imisebenzi yokufuna umsebenzi, ukuhlanganyela ezimisweni zomsebenzi nokuqeqesha, ukugcina amalungiselelo nezisebenzi zezezimali, ukuqinisekisa izingane ukuba zifunde njalo esikoleni, noma ukubambisana nokugcinwa kokusekela izingane.

Qonda izimfuneko eziqondile zohlelo ngalunye ohlanganyela kuzo futhi uvumelane nazo ukuze ulondoloze izinzuzo zakho. Uma unenkinga yokuhlangabezana nemfuneko ethile, xhumana nomphathi wakho wezezimali ngamakhambi angenzeka noma ukhululeke. Izimfuneko eziningi azifani nabantu abanesizathu esihle, njengokugula, ukuntuleka kokunakekela umntwana, noma ezinye izimo ongenakuzilawula.

Ukubhekana Nokukhokha Ngokweqile

Uma uthola izinzuzo eziningi kunezokufanele, inxusa liyomisa ukukhokha imali eshisiwe ngokuthi kumelwe ukhokhe. Ukukhokha ngokweqile kungabangelwa iphutha lenkampani, ukwehluleka kwakho ukubika izinguquko, noma ukukhwabanisa ngenhloso. Ngisho noma ukukhokha ngokweqile bekungelona iphutha lakho, ngokuvamile kusadingeka ukukhokha, nakuba inqubo nemiphumela ihlukile kuye ngembangela.

Uma uthola isaziso sokukhokha imali ngokweqile, sibukeze ngokucophelela. Unelungelo lokudlulisa izicelo uma ukholelwa ukuthi ukuzimisela ukukhokha ngokweqile akulungile. Uma ukukhokha ngokweqile kufanelekile, ungahlela icebo lokukhokha noma unciphise izinzuzo ukuze uphinde ukhokhe imali esele ngokuhamba kwesikhathi. Ukuxhumana nesemekeli mayelana nekhono lakho lokukhokha.

Indlela engcono kakhulu yokugwema ukukhokha imali ngokweqile iwukubika ushintsho olusheshayo nolunembile, ukuphendula izicelo ze-athom zokwaziswa, futhi ugcine imibhalo emihle yezokuxhumana kwakho ne-athom. Uma ungaqiniseki ukuthi ushintsho luthinta izinzuzo zakho, kubike futhi uvumele inkampani izimisele.

Ukucatshangelwa Okukhethekile Kwenani Labantu Abathile

Abanye abantu bangase bacabangele izinto eziyingqayizivele lapho bethola izinzuzo zomphakathi noma befaneleka ukuba babe nezinhlelo ezikhethekile.

Imikhaya Enabantwana

Imikhaya enabantwana ngokuvamile ifanelekela izinzuzo eziningi ngesikhathi esisodwa. Izingane zingafanelekela i-Medicaid noma i-CHIP ngisho noma abazali bengakufanelekeli, futhi izingane zezakhamuzi zingathola izinzuzo kungakhathaliseki ukuthi zinjani izimo zokufuduka zabazali. Izinhlelo ezinjenge-SNAP, ukudla kwesikole, i-WIC, kanye nosizo lwezingane ziklanyelwe ngokukhethekile ukusekela imikhaya nabantwana. Uma ufaka isicelo sezinzuzo, qiniseka ukuthi ufaka isicelo kuzo zonke izinhlelo umkhaya wakho ungafaneleka, njengoba ukuzuza enye kukwenza ufaneleke kwabanye.

Abantu Asebekhulile

Abantu abadala bangase bafanelekele izinhlelo ezinjenge SSI, SNAP, Medicaid, Medicare Savings Programs ezisiza ekukhokheni izintela zeMedicara nezindleko, i-LIHEAP, nezinhlelo eziphambili zokudla. Ezinye izinhlelo zinezilungiselelo ezikhethekile kubantu abadala abafaka isicelo, njengemingcele ephezulu yemali noma ukuveza izimfuneko. Uma unakekela ilungu lomkhaya oselikhulile, hlola zonke izinhlelo ezikhona futhi ucabangela ummeli womthetho noma usiza ekusebenziseni izinketho zokunakekela nokusekela isikhathi eside.

Abantu Abakhubazekile

Abantu abakhubazekile bangafanelekela i SSI, iSSDI, iMedicaid, iSNAP, usizo lwezindlu, nezinhlelo zezwe ezihlukahlukene nezokukhubazeka kwendawo. Ukuzimisela kungaba yinkimbinkimbi futhi kudinga imibhalo eminingi yezokwelapha. Cabangela ukusebenza nommeli okhubazekile noma ummeli, ikakhulukazi ezinsimweni ze SSI ne SSDI. Izinhlelo eziningi zinemithetho ekhethekile kubantu abakhubazekile, kuhlanganise nabakhululeki ezimfunekweni zomsebenzi neholo eliphezulu noma imingcele yemali.

Uma uthola izinzuzo zokukhubazeka futhi ufuna ukusebenza, funda ngezisusa zomsebenzi nezinhlelo ezikuvumela ukuba uvivinye ikhono lakho lokusebenza ngaphandle kokulahlekelwa ngokushesha noma ukulahlekelwa yimpilo. Ikhandlela lokuya emsebenzini nezinye izinhlelo linikeza inkxaso kubantu abakhubazekile abafuna ukuphishekela umsebenzi.

Ama - “Verteran ”

Abasebenzi be-Vendans bangase bafanelekele izinzuzo kokubili nge-Divince of Veterans Affairs kanye nezinhlelo zomphakathi ezizuzisayo. Inzuzo ye-VA ihlanganisa isinxephezelo sokukhubazeka, izinhlelo zempesheni, ukunakekelwa kwempilo ezikhungweni ze-VA zezokwelapha, izinzuzo zemfundo, nosizo lwezindlu. Abavutheli bangathola izinzuzo ze-VA futhi bafake isicelo sezinhlelo ezinjenge-SNAP, i-Medicaid, kanye nosizo lwezindlu uma behlangabezana nezimfuneko ezifaneleyo.

Abantu Nemikhaya Engenamakhaya

Ukungabi namakhaya akumelwe kukuvimbele ekutholeni izinzuzo zomphakathi. Ungasungula indawo yokuhlala ngaphandle kwekheli elihlala njalo, futhi izinhlelo eziningi zinezinhlelo zokusiza abantu abangenamakhaya. Ukuhlelwa kwe-SNAP ehleliwe kukhona emikhayeni engenamakhaya. Izinhlelo ze-Medicaid zingahlelwa ngokusebenzisa ikheli lokukhosela noma ukunikezelwa kwezindawo ezivamile. Izinhlelo zosizo lwendlu zihlanganisa izakhiwo ezikhethekile zemikhaya engenamakhaya nabantu ngabanye.

Izindawo zokunakekela izinkonzo ezingenamakhaya zokuxhumana, izikhungo zokukhosela, noma izinhlelo zokuthola usizo endaweni yakini ukuze uthole usizo. Imiphakathi eminingi ihlela izimiso zokungena ezizokusiza ukuba ungene ezinkonzo zokungahlali ezingakuhlanganisa nezindawo zokuhlala nezinkonzo ezisekelayo. Ukunakekela impilo ezimisweni ezingenamakhaya kungasiza ekusebenziseni izicelo ze-Medicaid futhi kunikeze ukunakekelwa kwezokwelapha.

Abafuduki Nababaleki

Ukukholeka kwenzuzo yomphakathi kuyahlukahluka kuye ngokwezimo zokufuduka. Ababaleki, abafuduki abathile, kanye nabanye abafuduki abasiza abantu ngokuvamile bafanelekela izinzuzo ezifanayo nezezakhamuzi. Izakhamuzi ezihlala njalo zingase zikufanelekele izinhlelo ezithile ngemva kokuhlangana kwezikhathi zokulinda, kuyilapho abafuduki abangabikwanga benokungabi nalwazi olutheni, ngokuyinhloko ngenxa yezinkonzo eziphuthumayo.

Okubalulekile, izingane zesakhamuzi sase-U.S. zingathola izinzuzo kungakhathaliseki ukuthi zinjani izinga lokufuduka labazali bazo, futhi ukucela izinzuzo kumalungu omkhaya afanele ngokuvamile akuthinti isikhundla sokufuduka noma izinhlelo zesikhathi esizayo. Izinzuzo eziningi azicatshangelwa ngaphansi kwemithetho yomphakathi ekhokhwa. Funa usizo ezinhlanganweni ezithutha abantu ezinganikeza ukwaziswa okuqondile ngemiphumela yokungena nokuxoxa ngemiphumela yokufuduka.

Imithombo Yezinto Nesisekelo Esengeziwe

Kutholakala imithombo eminingi ekusiza ukuba uqonde futhi uthole izinzuzo zomphakathi.

Izingosi Ze - Webster Nezintibane Zikahulumeni

Amawebhusayithi kahulumeni asemthethweni anikeza ukwaziswa okunegunya ngezinhlelo ezizuzisa umphakathi. Iwebhusayithi kahulumeni inikeza ulwazi oluningiliziwe nge-SSI ne-SSDI, futhi ungafaka inzuzo ekutholeni ulwazi oluphathelene nezinhlelo zikahulumeni. Impilo yezempilo nezinkonzo zomnyango womuntu. Amawebhusayithi anikeza ukwaziswa ngezinhlelo ezilungiselelwe uhulumeni kanye nezinhlelo ze-inthanethi ye-created Administration. Iwebsite ye-Social Security Administration inikeza ukwaziswa okuningiliziwe nge-SSI ne-SSDI, futhi ungafaka inzuzo ekuyisebenziseni i-inthaneti.

Izinhlelo eziningi zinemigqa yocingo enikezelwe lapho ungabuza khona imibuzo futhi uthole usizo. I-Social Security Administration ingafinyelelwa ku-180-77-21213. Izinhlangano zoMbuso ngokuvamile zinemigqa yenkonzo yamakhasi edwetshwe kumawebhusayithi azo. Uku-apola 2-1 ezindaweni eziningi kukuxhumanisa nokwaziswa kwe-United Way nenkonzo yokuthumela, engakuqondisa kwimithombo yasekhaya nezinhlelo zosizo.

Izinhlangano Zosizo Ezingokomthetho Nezezezimali

Izinhlangano zosizo ezingokomthetho zinikeza usizo lwasemthethweni olukhululekile kubantu abathola abantu abanezinkinga zomthetho eziphansi, kuhlanganise nezimo ezihlobene nezinzuzo zomphakathi. Zingasiza ngezicelo, izikhalo, ukuphika okungeyikho noma ukuqeda, kanye nokucwasa. Ukuze uthole usizo olungokomthetho endaweni yakini, vakashela LawHelp. org noma thintana nenhlangano yombuso yakho yosizo engokomthetho.

Izinhlangano zezezimali ezigxile ezindaweni ezithile noma ezindabeni zinganikeza usizo olubalulekile. Izinhlangano ezidalekayo zamalungelo abantu zikhona kuzo zonke izifundazwe ukuze zivikele amalungelo abantu abakhubazekile. Izinhlangano ezithuthayo ezikhokha amaqembu zingasiza ekuphenduleni imibuzo ngemiphumela yokungalawuleki nokungangeni. Amaqembu ase-Cennior asiza abantu asebekhulile ngezinzuzo nangokuhlela isikhathi eside.

Izimiso zosizo ezisekelwe emphakathini

Izinhlangano zezemisebenzi zomphakathi, izikhungo zezimali zomkhaya, nezinye izinhlangano zomphakathi zivame ukunikeza izinzuzo zosizo olugunyazwayo, ukuphatha izindaba, nokuxhumana nezinye izinkonzo ezisekelayo. Lezi zinhlangano zinganikeza usizo lomuntu siqu lokusebenzisa isimiso sokusiza futhi zinganikeza usizo olwengeziwe njengokudla okuphuthumayo, usizo olusemzileni, noma izinkonzo zemisebenzi.

Izibhedlela eziningi nezikhungo zezempilo zisebenzisa izinzuzo zochwepheshe abaqasha iziguli ezingafaka isicelo se-Medicaid nezinye izinhlelo. Izikole zingase zibe nezisebenzi noma izinhlangano ezingasiza imikhaya ukuba ithole izinzuzo.

Izinkonzo Zokweluleka Nezokuqondisa Imikhumbi Zizuzisa

Abeluleki bezenzuzo nabaqondisi bemikhumbi bayizifundiswa ezisiza abantu ukuba baqonde futhi bafinyelele izinzuzo zomphakathi. Amatilosi omshuwalense wempilo asiza ngezicelo zezentengiselwano nezezentengiselwano ze-Medicaid. Abeluleki abasizayo ezikhungweni zosizo ezigugile basiza abantu asebekhulile nabantu abakhubazekile abathola izinhlelo zokuthola imfundo yomphakathi futhi basize abantu ukuba bacele usizo lokudla.

Lezi zinkonzo ngokuvamile azikho mahhala futhi zingakusiza ukuba uqonde ukukhetha kwakho, izicelo zakho eziphelele futhi uxazulule izinkinga. Zingakusiza futhi uqonde ukuthi izinzuzo ezihlukene zinjani futhi wenze izinqumo ezisekelwe olwazini ngokukhetha kwakho.

Ukuqonda Amalungelo Akho

Lapho ufaka isicelo sokuzuza umphakathi futhi wamukela izinzuzo zawo, unelungelo elibalulekile elikuvikela ekucwaseni, uqiniseke ukuthi uyaphathwa ngendlela efanele, futhi unikeze usizo lapho kuphakama izinkinga.

Ilungelo Lokusebenzisa

Unelungelo lokufaka isicelo sezinzuzo zomphakathi uma ukholelwa ukuthi ufanele. Imishini ayinakwenqaba ukuvuma isicelo sakho noma ikukhungathekise ekusisebenziseni. Unelungelo lokwamukela usizo lwenqubo yokufaka isicelo uma kudingeka, kuhlanganise nosizo lolimi nezindawo zokulala ezikhubazekile.

Ukulungiselela Ngesikhathi Esifanele

I-acomputer kumele ihlele uhlelo lwezisebenziso phakathi kwama-status ashiwo. I-SNAP, lolu phawu lwezinsuku ezingu-30 (izinsuku ezingu-7 zezinhlelo ezi-explot). Ku-Medicaid, kuvame ukuba izinsuku ezingu-45 zezigaba eziningi. Uma uhlelo lwakho lokusebenza lungahlelwa phakathi kwe-frame yesikhathi edingekayo, unganikezwa ilungelo lokubuyisela izinzuzo ezisebenzayo.

Ukudla Okubhaliwe

Unelungelo lokuthola isaziso esibhaliwe sanoma isiphi isinqumo esithinta izinzuzo zakho, kuhlanganise nokuvuma, ukuphika, ukuncishiswa kwemiphumela, nokukhishwa kwesinqumo. Kumelwe sichaze isizathu sesinqumo, imithetho eqondile noma iziqondiso ezisisekelayo, nelungelo lakho lokudlulisa. Amaphuzu kumelwe anikezwe ngolimi oluqondayo.

Ilungelo Lokukhanga

Uma ungavumelani nesinqumo esiphathelene nezinzuzo zakho, unelungelo lokudlulisa isikhalo futhi ucele inkantolo elungile phambi kwesikhulu sokuzwa esingakhethi. Unelungelo lokuzimelela wena noma umelelwe ummeli noma ummeli. Unganikeza ubufakazi, ofakazi bombuzo, futhi uchaze ukuthi kungani ukholelwa ukuthi isinqumo sasingalungile. Isinqumo sokulalela kumelwe sisekelwe ebufakazini obunikezwayo nobusebenzayo nemithetho.

Ukuqhubeka Nezinzuzo Phakathi Nokukhanga

Kweminye izinhlelo, uma udlulisa isinqumo sokunciphisa noma sokuqeda izinzuzo zakho ngaphambi kosuku oluphumelelayo loshintsho, unelungelo lokuqhubeka uthola izinzuzo ngesilinganiso samanje lapho udluliswa isikhalo. Lokhu kubizwa ngokuthi usizo oluqhubekayo noma izinzuzo eziqhubekayo. Uma ulahlekelwa ekugcineni isikhalo, kungadingeka ukhokhele izinzuzo ezingeni elitholakala phakathi nenkathi yokunxusa, kodwa lesivikelo siqinisekisa ukuthi awulahlekelwa usizo uma usebenzisa amalungelo akho okudlulisa isikhalo.

Ukuqamba Umsindo

Unelungelo lokuphathwa ngokungakhethi futhi ngaphandle kobandlululo olusekelwe ngokohlanga, ibala, umsuka wesizwe, ubulili, ubudala, ukukhubazeka, inkolo, izinkolelo zezombangazwe, noma ezinye izici ezivikelekile. Izinhlangano kumelwe zinikeze izinhlelo kanye nezinkonzo ezifanayo, kuhlanganise nosizo lwelimi nezindawo zokuhlala ezikhubazekile. Uma ukholelwa ukuthi ucwaswe ngolwazi, ungafaka isikhalo ehhovisi lenhlangano lamalungelo abantu noma ezikhundleni zombuso.

Ilungelo Lokuba Wedwa

Ulwazi olunikezayo ekusisebenziseni kwakho luyimfihlo futhi lungasetshenziselwa izinjongo ezihlobene nokukwazi ukuhlukanisa nokunikeza izinzuzo. Izimo zemishini azinakuhlanganyela ulwazi lwakho nokusebenza kwabafuduki ngaphandle kwezimo ezilinganiselwe kakhulu. Ulwazi lwakho alukwazi ukusetshenziselwa izinjongo ezingahlobene ngaphandle kwemvume yakho.

Isiphetho

Izinzuzo zomphakathi zinikeza ukusekela okubalulekile ezigidini zaseMelika, zisiza abantu ngabanye nemikhaya ukuba bahlangabezane nezidingo eziyisisekelo, balondoloze impilo nokuzinza, futhi basebenzele ekuzizuziseni. Ukuqonda uchungechunge lwezinhlelo ezikhona, izimfuneko ezivumayo, nezinqubo zokusebenza kukunika amandla okuthola usizo oludingayo nolululufanele. Nakuba ukuhambisa isimiso somphakathi sokuzuzisa kungaba yinkimbinkimbi, imithombo eminingi nesisekelo kungatholakala ukuze kukusize ngenqubo.

Uma ulwa kanzima ngokwezimali noma ubhekene nezinselele zokuhlangabezana nezidingo zakho eziyisisekelo, unganqikazi ukuhlola izinhlelo ezizuzisa umphakathi. Le zinhlelo zikhona ngokukhethekile ukuze zisize abantu abakuleso simo, futhi ukuzisebenzisa kuyindlela ehlakaniphile yokuzinzisa izimo zakho futhi kudala amathuba ekusasa elingcono. Khumbula ukuthi ukuthola inzuzo eyodwa kukwenza ufanelekele abanye, ngakho kufanele uhlole zonke izindlela zakho. Zisebenzise ngokunenzuzo usizo olutholakalayo ezinhlanganweni zomphakathi, izinzuzo, nosizo olungokomthetho ukuqinisekisa ukuthi ungenele zonke izinhlelo ofanelekela kuzo.

Okubaluleke kakhulu, yazi amalungelo akho futhi ungadangali ngokuphika noma izithiyo zokuqala. Abantu abaningi abavunyelwayo ekugcineni ukuba bazuze babhekana nezinselele phakathi nenqubo yokusebenza. Ukuphikelela, ukubhala okunembile, nokuzimisela ukufuna usizo lapho ludingeka kungenza umehluko phakathi kokulwa wedwa nokuthola ukusekela okungaguqula isimo sakho. Izinzuzo zomphakathi ukutshala imali kubantu nasemphakathini, futhi bazithola lapho bedinga usizo kungokulungile futhi kuyisinyathelo esiya ekuzinzeni nasethubeni.