I-Australian Treasurer inendima ebalulekile ekulolongeni isimo sezomnotho sezwe, futhi ukugxila kwayo ekutholeni inzuzo yentsha kuye kwavelela kakhulu eminyakeni yamuva. Njengoba intsha yase-Australia ibhekene nezinselele eziyingqayizivele njengokukhuphuka kwezindleko zokuphila, ukudayiswa kwemisebenzi okusheshayo, nemiphumela engapheli yokuntengantenga kwezomnotho, iMakampathi yemali eklanyelwe ukuhlomisela isizukulwane esilandelayo amakhono ezomnotho, amathuba emisebenzi, nokuzihambela phambili kwemisebenzi edingekayo ukuze iphumelele. Le zinhlelo azimane nje zithatha inqubo enqubweni; zimelela ukutshala imali isikhathi eside enhloko yezwe. Ngokuthuthukisa ubuchwepheshe bezezimali, ubuchwepheshe, ukuhlongoza isizukulwane esizayo, ukuzuza amandla angokwezomnotho. Abafundi, abafundi, nabezifundiswa, nabezifundiswa, nabafundi abasha abanolwazi abawusizo, lezi zinikeza impumelelo empumelelweni yezomnotho nenzuzo embusweni yesizwe.

Indlela Engcono KaNondyebo Wase-Australia Yokuthola Amandla Entsha

Kunokuba kube uhlelo olulodwa, indlela yeNkampane yezimali iyisu elihlangene elihlanganisa izisekelo eziningi zezemfundo. Umgomo ophambili uwukunciphisa ukungasebenzi kwentsha, ukuvala igebe lamakhono, nokukhuthaza ukuthatha igalelo kwezezomnotho. Lelicebo lisekelwe enkambisweni esekelwe ebufakazini, ukudwetshwa kwemininingwane evela e-Australian Bureaument of Statistics nasekuhloleni imboni, izikhungo zemfundo, nezinhlangano zomphakathi. Inkampani isebenzisana eduze kakhulu noMnyango Wemisebenzi ne-OMS kanye noMnyango Wezemfundo ukuqinisekisa ukuthi inyathelo lihlangene futhi liqinisa. Lendlela yokusebenzisa i-portolio iyaqaphela ukuthi ukugunyaza kwezezomnotho akufinyelelwanga ekuzinzeleni kodwa; imfuneko yokuba nemfundo efinyeleleni, izimboni ezithembekile, izimakethengiso, nokusekela amaqembu asizanayo.

Ukuba Nemfundo Yezimali Njengesisekelo

Enye yezisekelo zokusekelwa kwentsha kwezomnotho ukufunda imali. Ngaphandle kokuqonda okuqinile kokusetshenziswa kwemali, ukonga, ukutshala, nokuphatha izikweleti, intsha isengozini yokuxhashazwa ngokwezimali futhi imiphumela emibi yesikhathi eside. I-Everal iye yaba usizo ekusekeleni nasekuthuthukiseni izinhlelo zemfundo yezezimali kulo lonke elase-Australia.

Iqhinga Lemali Lesizwe

I-Australian Security and Investicess Commission (ASIC) ihola i-[FLT:] National Campability Strategy [[FLT: 1]], isakhiwo esixhaswe yi-Mootal. Lendlela imisa umbono wezwe wokuthuthukisa inhlalakahle yemali yabantu bonke base-Australia, igcizelele kakhulu intsha. Igxila ezinsikeni ezintathu eziyinhloko: imfundo, amathuluzi, kanye nezimiso zokusekela izimali. Ngaphansi kwalendlela, izikole zikhuthazwa ukuba zihlanganise ukufunda nokufunda ngemali nezifundo ezifundweni nekhompuza ezifundweni zazo, futhi izinhlangano zomphakathi zithola izimali zokuhambisa amathuluzi emisebenzi yezokuxhumana e-Oral - trik. Isu likhuthaza namathuluzi emishinini enjengengosini ye-Monday Smart, enikeza imithombo yemali ngesihle emaqenjini engosini ahlukene, kusukela eqala amaqembu amancane aqala ukusebenza ngengxenye yezisebenzi zentsha.

Imfundo Yemali Esekelwe Esikoleni

Inkampani yezimali iye yasekela ukufakwa kokufunda nokubhala kwemali eAustralia. Nakuba ingesona isici esiqinile, imiqondo enjengokuhlelwa kwemali, amalungelo abathengi, kanye nesithakazelo esihlangeneyo kufakwe eMathtures nasebuntwini. Izinhlelo ezinjenge-MalkSmart Ethication Program [ yokufundisa inikeza abafundisi intuthuko engokobuchwepheshe futhi izimisele ukusebenzisa izifundo. Lezi zinto zisiza abafundi ukuba baqonde izenzakalo zemali zangempela, njengezindleko zokuthenga imoto ngesikweleti noma inzuzo yokwehla kwemali. Ngokuhlasela abafundi ngaphambi kokuba benze izinqumo ezinkulu zemali, izinhloso zokwakha isizukulwane esicishe siwele ezingisweni futhi cishe ziwele kakhulu ezingenisweni zabo zesikhathi esizayo.

Ithonya Endleleni Abasha Abasebenzisa Izimali Ngayo

Izimpawu zokuqala zisikisela ukuthi lezi zinyathelo zokufunda ngokwezimali zisenza umehluko. Ucwaningo olwenziwa yi-ASIC lubonisa ukuthi intsha yase-Australia eye yahlanganyela ezimisweni zezemfundo yezimali ezihleliwe iqiniseka kakhulu ekulawuleni imali yayo. Futhi futhi isengozini kakhulu yokuqhathanisa imikhiqizo yezimali nokugcina imali egciniwe ephuthumayo. Nokho, i-Cevention iyavuma ukuthi ukufunda nokubhala imali kukodwa akulona ikhambi lokuqeda. Isebenza kwezinye izindlela zokulungisa izindaba ezinjengamaholo aphansi ezisebenzini ezisezintsha nangenxa yokungakwazi ukufinyelela izinkonzo zemali ezibiza imali ezindaweni ezikude.

Ukunqoba Igebe: Izinyathelo Zomsebenzi Nokuqeqesha

Ukubhala ngokwezimali kumelwe kuhlanganiswe namathuba angempela okuthola iholo. Izimali bezilokhu ziyinhloko ekuklameni nasekuxhaseni imisebenzi esiza intsha ukuba ibambe ibhizinisi lemisebenzi.

Izinhlelo Zokufunda Umsebenzi Nentsha Yemisebenzi I - PaTH

I- Isefethi yomsebenzi (Hlolisisa, Icala, i-Hire) inyathelo eliyinhloko elinikeza indlela ehleliwe yomsebenzi. Ngo-PaTH, intsha efanelekayo ithola ukuqeqeshwa okukhulu kokuqeqeshelwa ukusebenza ngaphambi komsebenzi. Indlu yangasese iqeqeshelwa ukuqasha okuthambile njengakugcina isikhathi, ukusebenza ngokubambisana, nokukhulumisana. Khona - ke yenza ubudlelwane bokuzithandela bamasonto afinyelela ku 12 nomqashi, othola umholo ophansi. Uma ukulingwa kuphumelela, abaqashi bakhuthazwa ukuba baqashe umbambi misebenzi ngokungenasiphelo. Imali elungiselelweni lesimiso, ngokubhekisa phambili ezindaweni ezigcwele ubusha. Ngokushoshosho [FOL:] ukulahlekelwa kwemfundo, i-Symond [FFFFF], ne-DYDY], isiza izinkulungwane zemisebenzi, ikakhulukazi, ukuphatha izimpahla eziseba ezinde, nokuphatha izimpahla.

Imikhumbi eklanywe kahle nemikhumbi eqeqeshwayo

I-Moondrey futhi ibuye yandisa ukusekela kwesimiso sokuqeqeshela umsebenzi. i-Australian Applice Applice Special Network inikeza usizo olusekelayo nolungokwezimali kwabaqeshi nabaqashi. Eminyakeni yamuva, uhulumeni wasungula ukusungula i-Appranticements [izinkampani] ezikhokha imali engaphansi kwemali [[[, okuhlanganisa 50% weholo lomfundi omusha wezinyanga zokuqala ezingu-12 (ukuyimali enqanyusiwe). Lenqubo yayiklanyelwe ukukhuthaza amabhizinisi ukuba athathe izisebenzi ezisezingeni eliphansi phakathi nokuwohloka kwezomnotho. I-Mootalkerstonton iveza ukuthi imali esetshenzwe kakhulu, inzuzo engcono futhi incishisiwe ngenzuzo engokwesiko. Intengo yeze yemali ithe ukuda kakhulu futhi ihlanganisa ukuphatha izinhlelo zezentengiselwa ezindaweni zezentengiselwayo.

Amakhono Ezokuxhumana Ezomnotho Zesikhathi Esizayo

Ukuqinisekisa ukuthi izimboni ezizisebenzelayo nezizilinganiso ze-flugiation zilungisa kabusha, i-Mooral iye yasebenzisana nengxenye yobuchwepheshe ukuze yenze ama-bootacstamp amakhono e-technology a-Australia. Izinhlelo ezifana Digital Stutters for Youth [ zinikeza izifundo ezimfushane, ezinzulu zokubhala, ukuthengisa kwezibalo, nemfutho ye-compatting. Lezizifundo ngokuvamile zikhululekile noma zisetshenziswa kakhulu ngabathathi abaneminyaka esukela eminyakeni engu-18 kuya kwengu-24] Imboni ibheka lezi zinyathelo elibalulekile lokugcwalisa isidingo setebhusayithi nezokuqinisekisa ukuthi intsha ayisekanga emuva ekushintsheni kwemishini. Ukuthola ukwaziswa kusikisela ukuthi lezi zifezile zinesilinganiso esiphezulu semisebenzi ehlwini esineziyisithupha, eziqashweni eliqalwe kakhulu.

Ukubuthwa Kwentsha Yase - Australia

Umsebenzi awuyona indlela yodwa yokuthola amandla ezomnotho. I-Mooral isekela intsha yase-Australia efuna ukuzenzela imisebenzi ngokuqala amabhizinisi. I-interneurship ingaba injini enamandla yokusungula umsebenzi, futhi i-Mooker inamathuluzi amaningana okuyithuthukisa kusukela ebuntwaneni.

Izimpahla Nemishini Yokuxhasa Imali

I-New Enterprise Incentive Scheme (NEIS) i-New Enterpre) ingenye yezinhlelo ezihamba phambili. Inikeza intsha engasebenzi (kanye nabanye) ngokuqeqeshwa, ukufundisa, nokusekela okuqhubekayo kwemali ngezinyanga ezingu-12 ngesikhathi isungula ibhizinisi layo. Abathathi-nxaxheba bathuthukisa icebo lebhizinisi, ukwamukela ukuqeqeshwa kosomabhizinisi abangoma abangomakadlwana, futhi bangathola isiqalo esincane. Izimali zezimali zemali ngoMnyango wezemisebenzi noMnyango we-Ocrobacter no-Occompation Relation. Imisebenzi yamuva nje iye yahlela intsha ezizingeni ezihlukahlukene, kuhlanganise nalezo zezifunda nezindawo. Inkampani iye yasungula uhlelo oluvamile lwezokushayela kwentsha yezenhlalo, i-cognignices ezihlela umphakathi ngokuvamile.

Umkhumbi - mkhathi Nokusekelwa Kwesimiso Semvelo

Ngaphandle kwenkokhelo eqondile, izimali zezimali zinikela ngemisebenzi yezokuhwebelana. Izinhlangano zezimali ezinjenge [FLT: 0] Intsha enguEntrepreneurs futhi isekela imishini esekelwe eyunivesithi nezinhlelo. Lezi zikhungo zinikeza indawo yokusebenza, iseluleko esingokomthetho, nezenzakalo zokuxhumana. Izimali zezimali zisho ukuthi intsha ethanda ibhizinisi iswele izinhlangano ezingochwepheshe abanikazi bebhizinisi abanazo. Ngokuxhasa lezi zakhiwo, i-Moneral isiza izinga lokudlala. Izinhlelo ezinjenge Izinhlelo zomthetho, kanye nezokuxhumana nezokuxhumana nentsha ekwazini ukusungula, inikeza iziyalezo eziwusizo ezisebenzayo ezingenisweni eziphambili eziphambili, ezikoleni eziphambili, ezisemkhampawini zebhizinisi, neziluleki.

Ukulinganisa Impumelelo Yangaphambili

I-Moovery isebenzisa impumelelo yalezi zinhlelo ngamazinga okusinda kwezebhizinisi, inzuzo, nemisebenzi ekhiqizwayo. Imininingwane evela kuNEIS ibonisa ukuthi amabhizinisi angaphezu kwamashumi amathandathu aqala ngecebo asebenza ngemva kweminyaka emithathu. Ngaphezu kwalokho, lentsha eningi yale mishini yezentengiselwano iyaqhubeka iqasha abanye, ikhulisa ithonya lezomnotho. I-Mooral ikhipha ukuhlola okuqokomisa indlela intsha eqala ngayo isakhiwo senyuke yakhula isuka eqophelweni lebhizinisi lasekhishini isuka ebhizinisini isuka ebhizinisini elichumayo, okunezela ekuthuthukiseni izomnotho kanye nabanye abasesha.

Ukulinganisa Imiphumela Nokusingatha Izinselele Eziphikelelayo

Akukho kuthatha isinyathelo ngaphandle kokushiyeka kwayo, futhi iNondyebo ilondoloza indlela yokuqapha yokuhlola imiphumela nokulawula izimiso.

Imiphumela Nezenzakalo Ezibalulekile

Kusukela ekuthatheni impumelelo ebanzi yalezi zinyathelo, ukuswelakala kwemisebenzi kwentsha eAustralia kuye kwehla kancane kancane eqophelweni lokuwohloka kwezomnotho phakathi nonyaka ka-2020. Amaphepha emali ezimali eNdaweni aphawula ukuthi ukungenela kwentsha emkhakheni wezisebenzi kuye kwathuthuka, njengoba intsha eningi isemfundo, imisebenzi, noma iqeqeshelwe. Lezi zimo zezezimali zibonisa ukuthi abafundi ngonyaka wesi-9 noweshumi bayazi kakhulu ekuhloleni ulwazi lwezwe lwezimali uma kuqhathaniswa neshumi leminyaka elidlulele. Inani labantu abasha abangene kuNEIS liye lakhula ngokuqhubekayo, ngezicelo eziphawulekayo ezivela emaphakaleni asemaphandleni nasezifundalweni. Lokhu kubonisa ukuthi indlela yezentengiselwano yezentengiselwano ezomnotho iveza imiphumela ephawulekayo, nakuba inkampani iqapheka ngokuqaphayo ngethonya lentsha elivelayo.

Izithiyo Eziphikelelayo Nemiphakathi Engasanakekelwa

Naphezu kwalenzuzo, i-Mooral iyavuma ukuthi akuyona yonke intsha yase-Australia ezuza ngokulinganayo. Intsha ehlala ezindaweni ezikude nezikude kakhulu isabhekene nezithiyo ezinkulu ekutholeni kokubili izinhlelo zokufunda nokubhala namathuba emisebenzi. Intsha ithola amazinga aphakeme okungasebenzi namathuba amancane okungena ngokwezimali. Ngaphezu kwalokho, intsha ekhubazekile izama ukuthola ukusekelana kwemisebenzi. Ngakho i-Monday isungula izinhlelo zomshayeli ozosetshenziswayo, njenge-Remomementation Fund Yolutsha , ehambisana nezinhlangano zomphakathi zendawo zokunikeza izinkonzo zomphakathi zendawo ukuze ithole izinkonzo ezizothungamelwayo. Enye inselele inselele igebe yezentengo yobulili ekuthembeni ngokwezimali, nabesifazane abasha ngokuvamile babika amazinga aphansi okududuza nokuhlela imali. [Nkl.FFFFoctive]

Iziyalezo Zesimiso Sesikhathi Esizayo

Uma ubheka phambili, iMoondre isho izinto eziyinhloko eziningana eziyinhloko. Lokhu kuhlanganisa amathuluzi emali ayandayo ukuze enze kube lula ukufinyelela ebusheni obuphansi, ukukhuphula izinga lokusekela kwemali etholakalayo phakathi nezikhathi zokuqeqesha, nokuhlanganisa ukusekela impilo yengqondo ezimisweni zemisebenzi, ukuhlanganisa ukuthi ukucindezeleka okungokwezimali nempilo ebuthaka yengqondo kuvame ukuhambisana. IMali ihlola futhi ukusetshenziswa kokuqonda kokuziphatha ku-"nrive" abantu abasha ekulondolozeni futhi basebenzise. Isibonelo, izindlela zokusekela izinkonzo zezehlakaniselo zezengqondo ezingase zifanelekela izisebenzi ezisencane, futhi buthaka obusebenza ngezinhlelo zokuqondisa imali bungavivinywa. Inkampani izimisele ukuhlola ngokuqhubekayo ngezimiso zentsha ukuze iqinisekise ukuthi izinhlelo zesikhathi esizayo zibonise okuhlangenwe nakho komsebenzi.

Isiphetho

Izinyathelo ze-Othernal ze-Australia zokuthuthukisa izomnotho zentsha zimelela indlela ebanzi nephambili yokucabanga enzima kakhulu kwenye yezindlela zesimiso esicindezelayo esikhathini sethu. Ngokunikeza iziqondiso zezezimali, izindlela zemisebenzi, nokusekela kwezezimali ngendlela efanayo, i-Fathermary ayisizi nje kuphela intsha ukuba yakhe ukuphila okungcono kodwa futhi iqinise yonke ezomnotho. Nakuba izinselele ziphikelela, ikakhulukazi kulabo abasezindaweni ezikude noma ababhekene nobunzima obungokwesimiso, i-tracetting ithembisa. Izinhlelo zisekelwa ukuhlaziywa ngokuhlola okuqinile, ukubambisana komthetho, nokuzibophelela okuqinile, ukuzinikela okuqotho kokubeka intsha emkhakheni wezomklamo wezo ngokomthetho. Kuzo zonke lezi ziqhubekela izivumelwano ezidingekayo eziwusizo emhlabeni wonke.