Table of Contents

Izikweleti zentela eziklanyelwe ukuvuza iminikelo yomphakathi zimelela elinye lamathuluzi aphumelela kakhulu ohulumeni adinga ukukhuthaza ukutshala imali ekwakheni izimpahla zomphakathi. Ngokunciphisa ngokuqondile intela yomuntu noma yebhizinisi ngokushintshana neminikelo, amahora okuzithandela, noma intuthuko yendawo, lezi zikweleti ziguqula izifiso zokusiza abanye zibe izisusa eziphathekayo. Umphumela uyinqubo enamandla engaqiniseki imiphakathi yendawo kuphela kodwa futhi ithuthukisa isiko lenzalo sesizwe esikhuthele. Ukuqonda indlela lemisebenzi efanelekile, imiphi imisebenzi edinga ngayo, nendlela yokuzibiza imali ephawulekayo lapho ziveza inzuzo yakho emphakathini.

Yini Edunyiswa Ngentela?

Ngokungafani nentela encishiswayo, enciphisa imali edonswayo ekhokhwayo, izikweleti zentela zinikeza ukuncishiswa kwentela engokoqobo. Ngokwesibonelo, imali yokukhokha intela engenisa imali engu-R1,000 inciphisa imali yentela yakho nge R1,000, kanti intengo engu-R2,000 ingakusindisa kuphela ngebhulagi yakho yentela. Lokhu kwenza ukukwehlisa izikweleti zibe yigugu kakhulu ekukhuthazeni ukuziphatha okuqondile, njengokusekela inzuzo yendawo, ukuxhasa izinhlelo zesikole, noma ukuvuselela izinhlelo zesikole.

Ohulumeni kuhulumeni, kuhulumeni, ngisho nakumazinga kamasipala banikeza lezizikweleti ukuze babhekane nezidingo ezithile zomphakathi. Nakuba ukuboleka izikweleti kukahulumeni kuyivelakancane ngeminikelo eqondile yomphakathi (ukuthengwa okuvamile kwezenhlalakahle kuvamile), imibuso eminingi inezinhlelo eziqinile ezivumela abakhokhi bentela ukuba bakhokhe ingxenye yemali yabo yentela ekhokhelwayo ukuba incishiswe izimbangela ezivumelekile. Ezinye izikweleti ziyakhokhwa, okusho ukuthi uma ikweleta kungaphezu kwentela yakho, uthola umehluko njengentengosi. Ezinye azinakuhlengwa, zifaka inzuzo ngemali yentela ebolekile.

Indlela Izimali Zokunikela Ezingahluka Ngayo Ezinkonzweni Ezivamile

Ukuthengwa kokwabelana kutholakala kubakho abakhokhi bentela abafaka imali, kodwa cishe amaphesenti ayishumi-15 kuphela amaMelika afaka imali ngenxa yezinga eliphansi elivamile elibekwe yi-Cuts and Jobs Act. Izikweleti zentela, ngakolunye uhlangothi, zingathathwa ngisho nangalabo abathatha isilinganiso esivamile, bezenza zitholakale kubantu abaningi. Ngaphezu kwalokho, izimali zikhokhelwa kakhulu cishe ngenxa yezinhlobo ezithile zokupha ezihambelana nezindawo eziphambili zemithetho, njengokusekela ukuzuza izindlu, ukusekela imfundo yezemisebenzi, noma ukugcina izakhiwo zemisebenzi engokomlando.

Izinzuzo Eziyinhloko Zokukhokhelwa Kwentela

Ukuqonda izinzuzo eziningi kuyasiza abakhokhi bentela ukuba benze izinqumo ezihlelekile mayelana nokuphana kwabo.

Ukusekela Izimali Ekusizeni

Inzuzo engcono kakhulu ukwehla kwezikweleti zentela. Umkhokhi wentela osesifundazweni esiphakeme onikela ngo $5 000 (R150) ebhange lokudla elifanele elisendaweni angathola intela elingana namashumi amahlanu% yomnikelo, anciphise ngokuphumelelayo izindleko zenetha zokunikela ngoR2,500. Lomphumela walokhu kuzala ukhuthaza iminikelo emikhulu kunaleyo engavela ngenye indlela. Umbiko abaningi abanikelayo ukuthi ukwazi ukuthi izimali zokuthenga zikhona bashukumisela ukuba banikele ngesilinganiso esiphakeme noma basekele izimbangela ezingase zinganakwa.

Isakhiwo Somphakathi Esinekhono

Uma izikweleti zithumela izimali zomuntu siqu emikhankasweni yomphakathi, inzuzo ingathola inzuzo eqinisekile. Izinhlangano zingahlela izinyathelo ezithatha iminyaka eminingi, izisebenzi eziqashayo, futhi zilinganisele izinkonzo zazo. Ngokwesibonelo, izinhlangano ezisizayo ezingenisa imali [ ezithola iminikelo yokuthenga ngesikweletu ngokuvamile zibika amandla akhuphule okusiza abantu abasengozini, kusukela ezikhungweni zokungabi namakhaya kuya ezimisweni zesikole.

Isivumelwano Esithuthukisiwe

Izikweleti zentela ezikhokha amahora okuzithandela zidala ukuhlobana okuqondile phakathi kwesikhathi esichithwayo nemali egciniwe. Izwe elifana ne-Oregon neMichigan linikeza izikweletu zomsebenzi wokuzithandela weminyango yomlilo noma izinkonzo zezokwelapha eziphuthumayo. Lokhu akugcwalisi nje kuphela izikhala ezibucayi ekulondekeni komphakathi kodwa futhi kujulisa ukuhlobana kwezakhamuzi emphakathini wazo. Ukuhlolwa kweNhlangano yeNational and Community Service kwathola ukuthi izinhlelo zezisebenzi zokuzithandela zokukhokha intela kwathola izinga eliphakeme elingu - 12% lezisebenzi zokuzithandela kunalezo ezivamile.

Ukukhula Kwezomnotho Kwendawo

Izindawo zokukhokha izikweleti ezithuthukisiwe, njengalezo zokulungisa ibala noma intuthuko encane yebhizinisi, zikhuthaza umsebenzi wezomnotho. Imali engenisa u-R3 000 yokuthuthukisa indawo egciniwe ephakathi kwedolobha ingaholela kubathengi abasha, amanani empahla akhushuliwe, nokusungulwa kwemisebenzi. Lokhu kukwethulwa kuvame ukukhokhelwa okukhulu kokutshala imali yohulumeni bendawo. [25] Imali yonke yemali yokuthenga imali engatholakala ingaveza isilinganiso samaR3,25,5 emsebenzini wezezomnotho, ngokwendlela yokuhlola i- Inhlangano yezempahla e-Urban .

Izinhlobo Zamacala Entela Anikelwayo

Ukuqonda lezi zigaba kusiza abanikelayo ukuba bathole amathuba avumelana nezifiso zabo, nakuba izikweletu ezikhethekile zihlukahluka ngokwezimiso ezibahlelayo, eziningi zingena ezingxenyeni ezibanzi.

Amacala Okunikela

Lezizikweleti zivame kakhulu futhi zitholakala ezifundazweni ezingaphezu kuka-30. Zisebenza kakhulu ezinhlanganweni ezinikezelwa ku-501(c)(3) emiphakathini ethile (njengemiphakathi empofu, asebekhulile, noma ekhubazekile. Ezinye izigodlo "zihlola" amabhokisi entela ekhokhelwa imali ethile, njengemali ekhokhelwayo, njengezimali zokulondoloza imvelo yezilwane zasendle noma uhlelo lokufunda. Ezinye zidinga abanikeleyo ukuba basebenzise isitifiketi sokuthenga ngesikweletu ngaphambi kokwenza lomnikelo. Ngokwesibonelo, i-Poodooksiodoy Poocer - forodolar (Imali eholonti ye-R1 000) ivumela abantu ngabanye ukuba bathengise imali ekhokhelwa izimali zentela ekhokhwakhwa ngezinhlangano zokusiza izinhlangano zezwe ukuba zisize imikhaya ephansi kakhulu.

Amacala Entela Okuzithandela

Inkokhelo evame kodwa ethandwa kakhulu, lemali yokukhokha intela ikhokhela abantu ngabanye ngezindleko ezihlangene nokusebenza ngokuzithandela, noma inikeza izimali eziyisicaba ngehora elifeziwe. I-Coonior Protection Act kahulumeni isivikela amavolontiya kakade emasontweni, kodwa izikweleti zentela ezisesilinganisweni zikahulumeni zinezela isisusa sezimali. ELouisiana, izisebenzi zokuzithandela ezikhokhelwayo ezigunyaziwe zingakhokha isamba seUR3 000 ngosuku lwenkonzo, kuze kube ngu-R6 000 ngonyaka. Lezi zikweleta zikhanga ngokukhethekile izisebenzi zokuzithandela ezifuna ukuhlala zimatasa futhi zinciphise umthwalo wazo wentela.

Intuthuko Yomakhelwane Nokuthola Izikweletu Zokuvuselelwa

Lentuthuko engokomzimba ekhona emiphakathini. Izibonelo ezivamile zihlanganisa izikweleti zentela ezingokomlando, ezinciphisa izindleko zokuhlalisa izakhiwo ezindala, kanye nezikweleti zokuhlanza indawo ensundu zokulungisa izindawo ezingcolile. Amanye amadolobha anikeza "Izikweleti ze-Reueghbource Revitation Revitation Restions" ezivumela izakhamuzi ukuba zifake imali emikhankasweni yendawo − njengezindawo zokukhokha, amapaki, noma ubuciko bomphakathi, kanye nokwamukela isamba esincomo esilingana nesilinganiso semali ezizandleko. I-Actal face Cowareenthoo Irevity Act yaseMaryland inikeza iminikelo evumelekile yomphakathi, kuhlanganise nokuqeqeshelwa umsebenzi nezindlu ezithengwayo.

Ukunconywa Kwezebhizinisi

Amabhizinisi angabongela iminikelo eyenziwa ezinhlelweni ezithile, njengezezikole, ukuthuthukisa umsebenzi, noma iminikelo yobuchwepheshe emitatsheni yezincwadi zomphakathi. Lezi zikweletu zivame ukufakwa ngokwengxenye yemali yentela yebhizinisi futhi zidinga ukukhokhwa kwangaphambi kwemali ewumnyango wezemali kahulumeni. Ngokwesibonelo, i-Alabama Business Community Stanity Spartivaship Program inikeza izikwele ezilingana neminikelo engu-50% yezemfundo yendawo. Izinhlelo ezinjalo azinciphi nje kuphela intela yenkampani kodwa ziqinisa nemithetho yezenhlalakahle yezenhlalakahle yezenhlalakahle.

Imfundo Neziqu

Izifunda eziningi zinikeza iminikelo yezemali ezinhlanganweni zezemfundo ezikhokhelwa abafundi abaholelwayo abaphansi. Isibonelo esivelele kakhulu ukukhokhwa kwentela kahulumeni yezindleko zemfundo, kodwa izinhlelo zikahulumeni njengalezo zaseFlorida nase Pennsylvania zivumela abakhokhi bentela ukuba bakhokhe ingxenye yemali yabo yemali kahulumeni ezinhlanganweni zemali ezikhokhelwayo. Lezikweleti zifuna abanikeli ukuba basebenzise i-"collaryship" evunyelwe yizwe.

Izimali Zempilo Nezinkonzo Zabantu

Ezinye izifundazwe zinikeza iminikelo ngezimbangela zempilo ezihlobene, njengezinkonzo zempilo yengqondo, izikhungo zokwelapha ngezidakamizwa, noma ukunakekelwa kwehoshore. I-Wisconsin Mental Health Crest ivumela abanikeleyo ukuba baboleke amaphesenti angu-50 ngeminikelo ezikhungweni zempilo yengqondo ezigunyaziwe. Lezizikweletu zisiza ekusekeleni izinkonzo ezibalulekile ezivame ukubhekana nemali efinyelelwe.

Indlela Yokwaba Nokuthi Unesandla Ekukhokheni Intela

Ukuzisholo kudinga ukuhlelwa nokubhalwa ngokucophelela. Lenqubo ingahluka kakhulu ngokwezwe, ngakho kubalulekile ukuqonda izimfuneko ezisebusweni bakho.

Misa Ithuba Lokuphumelela

Akuzona zonke izinhlangano ezisiza abaswele ezifanelekela ukukhokhwa kwentela. Izizwe eziningi zilondoloza uhlu lwezinhlangano ezivunyelwe, ngokuvamile ezigcinelwa lezo ezisebenzisa amaqembu aqalayo achazwe uhulumeni (umz., ezingenamakhaya, izisulu zobudlova basekhaya), izisulu zokuphathwa kabi ekhaya). Ngaphambi kokunikela, ziqinisekisa ukuthi lowo ozozikhonzwa usohlwini oluvunyelwe yizwe. I-SCOS I-EXPAXAT [[ ingasiza ekuqinisekiseni isimo sokusiza abasweleyo 501(c), kodwa isimo sombuso (3), kodwa ukuvunyelwa okungokombuso kuyimfuneko ekhethekile yokuthenga izikweleti.

Thola Izitifiketi Zangaphambi Kwendawo Noma Izitifiketi

Izinhlelo eziningi zikahulumeni zisebenza emfikelweni wokuqala, okokuqala isisekelo esigcinwe ngokuncitshiswa kwemali yaminyaka yonke. Abanikazi be-Colorado’s Enprise Zoom Presentetion Inconcotion idinga abanikeli ukuba bathole isitifiketi somnikelo ohlongozwe yi-oyisi, inhlangano, nemali yomnikazi. Uma ivunyelwe, ukhipha isitifiketi kuhulumeni okumelwe sifakwe lapho ubuyela entengisweni yakho. Njengesibonelo, i-Olorado’s Enprise Zoomfantion Prent Incortment idinga abanikazi ukuba bathole isitifiketi kumphathi wenkampani yendawo.

Londoloza Umlando Ophelele

Umbhalo uyagxeka. Gcina amakhophi awo wonke amarisidi omnikelo, izitifiketi zokuthenga ngesikweleti, amarisidi kuleyonhlangano yokusiza abaswele (kuhlanganise nenombolo yabo yentela), nanoma iziphi izincwadi nomnyango wemali kahulumeni. Izikweleti zokuzithandela, ikhokha amahora asetshenziselwe, incazelo yemisebenzi, nencwadi evela enhlanganweni eqinisekisa inkonzo yakho. I-IRS itusa ukuba la marekhodi agcinwe okungenani iminyaka emithathu ngemva kokubuya kwakho, kodwa izincwadi ezisekelwe kusikweletuso kumelwe zigcinwe ngenxa yesilinganiso esigcwele sokulinganiselwa (ngokuyisisekelo iminyaka eyisithupha ye-Afspenties).

Ihele Elifanele

Izifundazwe eziningi zinesimiso esithile noma uhlobo lwezikweleti ezibolekwayo. Ngokwesibonelo, i-Form yaseCalifornia ka-3555 isetshenziselwa "Interst yentela engenisa intela," kuyilapho i-Form IFO IT IT-214 ye-New York ibika iminikelo ku "Accounting transfers forcer" Irrectory yesithathu ye-software yentela ngokuvamile ihlanganisa lezi zimiso, kodwa izikweleti eziyinkimbinkimbi zingadinga ukulungiselelwa kochwepheshe. Ukusebenza nge-CPA noma inxusa elibhalisile elisebenza kuhulumeni nasentela yendawo (SALT) ukuqinisekisa ukunemba okunembile.

Yazi Izindlela Zokuphatha Nezokugunda

Inkokhelo eningi inezikhokhi zaminyaka yonke zemali ebhadlayo (umz. $500 (R1,50) kumuntu ngamunye, $5 000 (R1 000) noma isetshenziselwa ukukhokhela abakhokhi bentela abathola imali eningi. Ngokwesibonelo, i-guvel "Imali Yokulondoloza" yeminikelo yomhlalaphansi ithatha i-R3 000 (R1 000) yemibhangqwana eshadile. Ngokufanayo, izikweleti eziningi zikahulumeni zinemali elinganiselwe. Uma unemali ephezulu, ungadinga ukusakaza iminikelo iminyaka eminingi ukuze uzuze ngokugcwele inzuzo yemali ebolekisiweyo.

Ukunciphisa Ithonya Lakho: Izindlela Ezihlakaniphile Zokusingatha Izinkinga

Njengoba izimali zilinganiselwe nezimfuno ezincintisanayo, abakhokhi bentela kufanele basebenzise indlela efanelekile yokukhokha izikweletu zomphakathi ukuze bandise inzuzo yabo kokubili egciniwe yemali nomphakathi.

Ukuhlanganiswa Nomsizi Wakho Wentela

Umsebenzi nochwepheshe wentela ekuqaleni konyaka [1] ngokusho konyaka wokuqala .ukuphawula izikweletu ezikhona kanye neminikelo ehlelwayo ngokufanele. Izikweleti eziningi zidinga ukuvunyelwa kwemithetho unyaka ngamunye, futhi izimali zingaphela phakathi namasonto ambalwa inkathi yokuqala kwentela. Umenzi wakho wentela angakusiza ukuba ubeke izikweleti eziphambili ngemali ekhokhelwayo futhi aqinisekise ukuthi uhlangabezana nayo yonke imikhawulo yangaphambi kokusetshenziswa kwemvume.

Iminikelo Encane Yomphumela Omkhulu

Uma uvame ukwenza iminikelo emincane eminingi unyaka wonke, cabangela ukuyihlanganisa ibe umnikelo owodwa omkhulu enhlanganweni enikeza izimali zokuthenga. Ngokwesibonelo, kunokuba unike ibhange lokudla lasendaweni ngenyanga, nikeza u-R3,000 ngo-December uma uhulumeni evumela ukubongwa ngaleyo nzuzo engaqondile. Lelicebo linciphisa futhi ukugcinwa kwemali yentela.

Umqashi Ohlala Njalo Ufanelana Nezimali Ezikhokhelwayo

Abaqashi abaningi bafanelana neminikelo yokusiza emalini ethile. Uma umqashi wakho ethembisa ukulingana, buza uma isikhwama esinikelwe (DAF) singasetshenziselwa iminikelo ekhokhelwayo. Ezinye izifundazwe zivumela i-DAF ukuba inikeze iminikelo yokwenelisa izinhlangano kuyilapho umniniyo efuna ukuboleka. Nokho, qaphela: i-DAF kumelwe ihlangabezane nezimfuneko eziqondene nombuso, futhi ezinye izizwe zingafaki iminikelo ye-DAF ezinhlelweni zazo zokuthenga ngesikweleti.

Cabangela Isikhathi Seminikelo

Izikweleti zentela ngokuvamile azikho futhi, ngakho uzuza kuphela inani lentela oyikweletayo. Uma ulindele ukuba intela ephansi ikwehliswe ngonyaka onikeziwe (ngenxa yomhlalaphansi, ukulahlekelwa umsebenzi, noma ukulahlekelwa kwebhizinisi), ungafuna ukuhlehlisa iminikelo ngonyaka lapho ukweleta okwengeziwe. Ngokuphambene, uma unenzuzo enkulu yesikhathi esisodwa (umk., inzuzo yemali ngokuthengisa ibhizinisi), iminikelo yalowonyaka inganciphisa ukwanda kwentela.

Izibonelo Zezwe Langempela Nezifundo Zecala

Ukuhlola indlela imiphakathi ehlukahlukene eye yasebenzisa ngayo izikweleti zentela kunikeza ukuqonda okucacile kokuphumelela kwayo.

Imali Yentela Ephansi Yase - Arizona

Kusukela ekusungulweni kwayo ngo-1993, i-Arizona iboleke ama-dollar ayizigidi ezingu-500 ezinhlanganweni ezikhokhela abantu abahlawulwa imali ephansi. Enye inzuzo ephawulekayo yi-"St. Mary’s Food Bank," eyabika ukwanda kweminikelo engamaphesenti angu-40 phakathi neminyaka emibili yokwanda kohlelo ngo-2015. Ukuhlola okuzimele kwe-Arizona Teach Research Association kwathola ukuthi isikweleti singenisa izinzuzo ezilinganiselwa ku-R4,8 ku-R362 kunoma isiphi isikweleti semali, ngenxa yokweletwa yimiphumela enciphekethile yendlala nempilo ethuthukisiwe.

Icala Lentela Eliyingqopha - mlando LaseLouisiana

ILouisiana inikeza imvume engokomlando yokukhokha izimali engokomlando ehambisana nemali yokukhokha ewuhulumeni ka-20%. Isakhiwo sesikole saseNew Orleans, i-"McDonogh 19", savuselelwa futhi sangabikho amashumi eminyaka, saphinde sakhiwa ezindlini ezibizayo sisebenzisa lezi zikweletu. Lo msebenzi wadala imisebenzi yokwakha engu 120 futhi walondoloza ingqopha - mlando. Umbiko weYunivesithi yaseNew Orleans wabonisa ukuthi isigidi ngasinye semali yokuthenga ngesikweleti wakhiqiza inzuzo engu-R4,250 (R3,4,4,5 000) emalini ezomnotho futhi intela yomphakathi neyasekhaya eminyakeni engaphezu kwesihlanu.

Intela Yokuzithandela Yokulwa Nomlilo YaseOregon

I-Oregon ivumela izisebenzi ezisebenza ngokuzisebenzela nabacimi bomlilo abanolwazi oluphuthumayo ukuba babonge imali engu-R1 500 ngonyaka uma besebenza amahora angaphansi kwekhulu. Lolu hlelo luye lwathiwa lunciphisa ukujika eminyangweni yomlilo yasemaphandleni ngamaphesenti angu-25 (kusukela engxenyeni eyisisekelo ka 67% kuya ku-42%) eminyakeni emithathu, ngokwenhlolo ka-2021 ye-Oregon Fireaps Association. Lokhu kuncomeka kuye kwabaluleke kakhulu eminyangweni ekubalwayo lapho inani lincipha khona abantu, lapho izisebenzi ezisebenza ngokuzithandela ziqhubeka khona.

Isinyathelo Sosizo Lomakhelwane SaseMaryland

EBaltimore, inhlangano yezentuthuko yomphakathi yasebenzisa izimali ezingamaphesenti angu-50 ukuze inyuse amadollar ayizigidi ezingu - 50 okuqeqeshwa emsebenzini nezinhlelo zentsha ezindaweni ezithola imali ephansi. Ukuboleka ngeminikelo yemali evela kubaqashi abakhulu bendawo, kuhlanganise nenkampani engu-Fortune 500 eyanikela ngoR180 000. Izinhlelo ezaphumela zafaka izakhamuzi ezingu - 150 ezingenamsebenzi emisebenzini esebenzayo futhi zanikeza izingane ezingu-500 uthisha wesikole. Imali kahulumeni yokukhokhela izikweletu yalinganisela ukuthi i - dollar ngayinye yemali yokuthenga ngesikweletu yaholela ekuncipheni kwemali kahulumeni ekusebenzeni emsebenzini nasemisebenzi yezenhlalakahleni umphakathi.

Izinselele Nokulinganiselwa Kwamacala Entela Anikelwayo

Naphezu kwezinzuzo zazo, lezi zikweletu zinezingqinamba. abenzi bemithetho nentela kumelwe basebenzise imithetho eyinkimbinkimbi, baxhase imali elinganiselwe futhi bangayisebenzisa kabi.

Izimfuneko Eziyinkimbinkimbi Zokukwazi Ukubhekana Nezimo

Imithetho kahulumeni ehlukene yenza kube nzima ngabanikelayo ukuthola amathuba afanelekayo. Inhlangano enikeza izimali ekufanelekelayo ukuboleka intela kwesinye isifundazwe ingase ingakufanelekeli ukubongwa, ngisho noma inikeza izinkonzo ezifanayo. Lokhu kuyinkimbinkimbi akukukhuthazi ukuphana, ikakhulukazi kubantu abangenazo izeluleko ezingochwepheshe. Ukuhlolwa komphakathi we-American Institute of CPAs kwathola ukuthi 54% wabakhokhi bentela abangazi ukuthi bakhokhelwa intela kahulumeni ngeminikelo ephakeme, kugcizelela isidingo sokukhokha intela ekhudlwana.

Ukungabi Namali Nokushona Kwelanga

Izinhlelo eziningi zokuthenga ngesikweleti zixhaswa ngonyaka ngezimali zezikhonkwane (umz., izigidi ezingu-10 zamaRandi kulo lonke izwe). Uma isigqoko sesifinyelelwe, akukho kujeziswa okukhona kuze kube unyaka olandelayo. Lokhu kwakha "ingalo yaphansi" lapho abanikeleyo kuphela abathatha isinyathelo ngokushesha abangahlanganyela khona. Ngaphezu kwalokho, izinhlelo eziningi zinezinsuku zokushona kwelanga futhi zidinga ukubhalwa kabusha ngezikhathi ezithile yizishaya-mthetho, kwakha ukungaqiniseki ngabo bobabili abanikeli kanye nezinhlangano ezamukelayo.

Amandla Okuxhashazwa Nokukhwabanisa

Ezinye izinhlangano ezingenazimiso ziye zandisa inzuzo yomnikelo noma zasungula izinhlangano ezinamagobolondo ukuze zibole iminikelo engekho hlangothini. Ngo-2022, uphenyo lwezimo eziningi lwezwe lwaveza icebo lapho abanikelayo bathi banikela ngenhlangano "yokunikela ngegazi" eqinisweni eyayinikeza izingane ezinikelayo imali. Ngokuphendulayo, amazwe anezimfuneko eziqinile zokuqinisekisa, kuhlanganise nokufuna inxenye yesithathu yesiqinisekiso semipiro kanye neminikelo ezinhlanganweni ezizuzisa ngokuyinhloko umkhaya womniniyo.

Ukukhathazeka Ngokulinganayo

Abagxeki baphikisa ngokuthi ngokuyinhloko izikweleti zentela zizuza kakhulu abakhokhi bentela abakhokha imali eshibhile noma abanezikweleti ezanele zokusebenzisa izikweleti. Abantu abahlawulwayo abaphansi, abangase bazuze kakhulu ezinjwayezweni zomphakathi, abavamile ukuba nentela eyanele ukuba bakhokhe izikweleti. Lokhu kusho ukuthi imivuzo yezimali yokunikela ibhanana kwabacebile, kuyilapho imiphakathi ethola iminikelo ngokuvamile ithola imali ephansi. Ezinye izizwe ziye zakhuluma ngalento ngokwenza izikweletu ezikhokhelwayo, kodwa izinhlelo ezinjalo ziyivela kancane ngenxa yenkongozo ezikhokhwa.

Ikusasa Lamacala Entela Anikelwa Ngobunye

Izimiso zezomthetho zisikisela ukuthi ukukhokha izikweletu zomphakathi kuyoqhubeka kuphenduka, kuhloselwe ukwandisa ukuhlanganyela nokulinganisela.

Ukwanda Kwezikweletu Ezikhangayo

Izifunda-zwe eziningana, kuhlanganise iMinnesota neVermont, ziye zazama ukukhokha izikweletu ngokwengxenye kwentela ehhanjisiwe. Lokhu kuvumela ukukhokhwa kwentela ukuba kube yintela "yomholo" uma umkhokhi wentela enele kunemali yokuthenga. Abaxhasi baphikisa ngokuthi ukukweleta okungakhokhwayo kuyindlela ephumelela kakhulu yokukhokha abantu abathola imali ephansi ukuze banikele, nakuba bethola izindleko ezingaphezulu.

Ukusetshenziswa Kwe - blockchain Ne - digital

Ukuze kunqandwe ukukhwabanisa futhi kuncishiswe imithwalo yokuphatha, eminye iminyango yemali kahulumeni iqondisa izimiso ezisekelwe ekuvimbeleni izitifiketi zokuthumela iminikelo. Umholi okanye naye angavumela abanikeli, izinhlangano zentela, kanye nezikhulu zentela ukuba ziqinisekise ukuba khona kwezikweleti ngesikhathi sangempela, kunciphe ingozi yokuphinda futhi. IColorado yasungula uhlelo lwezezindiza ngo-2023 nge "Prentparise Zonecrence" futhi yabika ukwehla kwa 30% esikhathini sokuncitshiswa kwemali.

Imali Eluhlaza Neyohlobo

Njengoba ukushintsha kwesimo sezulu kuthatha indawo yokuqala, ukunconywa okusha kweminikelo "yaluhlaza. Izibonelo zihlanganisa ukuboleka ukunikela ezinhlanganweni ezitshala izihlahla, ukusekela amandla avuselelwayo, noma ukusekela imisebenzi yokuzivuselela komphakathi (umz., ukubuyisela okungenalutho). I-"Green Community Taxis Certices" inikeza iminikelo engu-25% ezinhlanganweni ezigunyaziwe zezendawo ezungezile.

Isifundazwe Esinamabala Nezikweletu Zomphakathi

Abanye abakhi bemithetho bahlola izindlela zokuvumela abakhokhi bentela ukuba bakhokhele intela umnikelo ofanayo nokwehliswa kukahulumeni wemali efanayo (okungavumelekile manje ngaphansi koMthetho weTaxis Cuts ne Jobs). Uma udluliswa, ushintsho olunjalo lungandisa inani lokupha, nakuba lunganciphisa futhi inzuzo kahulumeni. Lendaba iyaqhubeka iphikisana nezombangazwe.

Isiphetho

Ukunconywa kwentela ngeminikelo yomphakathi kumelela ithuluzi eliyinkimbinkimbi lokuyisa izimali zomuntu siqu ezimpahlani zomphakathi. Uma zisetshenziswa ngokuphumelelayo, zinciphisa izindleko zokunikeza, ukusekela izinkonzo zomphakathi ezibalulekile, futhi zikhuthaza umuzwa oqinile wemisebenzi yomphakathi. Nokho, ukunkimbinkimbini wemithetho eqinile, ukulinganiselwa kwezimali, kanye nengozi yokungalinganisi ukuthi abanikelayo kumelwe basondele kulemali ngokuhlela ngokucophelela nangokuqondisa kobuchwepheshe. Ngokuqonda izinhlobo zezikweletu ezikhona, ukugcina imibhalo ephelele, nokuhlela iminikelo ngemigomo engokomthetho yentela neyomphakathi, abantu ngabanye namabhizinisi bangandisa kokubili imali yabo nemiphumela yabo emiphakathini abakhonzayo. Njengoba amazwe eqhubeka ehlela ukukhokha izikweletu, ukukhokhwazwa kwezimali, ukukhiwohlozwa kwemisebe, nokukhiwo eluhlaza, izinhlelo zokuthuthukisa izinhlelo ezikhona ukuze kuthuthukiswe izinhlelo ezingoko zomphakathi kuphela, isihluthulelo sokusebenza ngokuhlakaniphile, futhi ngokuhlakaniphile, isihluthulelo sokwaziswa esinikezwa ngokuhlakanipha.