Table of Contents
Ukulawula izinzuzo zikahulumeni kungazizwa kukhungathekisa, kodwa izigidi zezakhamuzi zifanelekela izinhlelo eziklanyelwe ukunikeza ukusekela okubalulekile ngokwezimali, ukunakekela impilo, ukunikeza usizo lokudla, usizo lwezindlu, nokunye okuningi. Noma ubhekene nobunzima besikhashana, ukukhubazeka, ukunakekela izingane, noma ukuzama ukuziphilisa, ukuqonda indlela yokuthola lemithombo ekwazi ukwenza umehluko omkhulu entengweni yakho yokuphila. Lesiqondiso esibanzi siyokuhambisa kukho konke okudingwayo ukuze wazi ngokuqala ngenzuzo kahulumeni, kusukela ekuhlukaniseni izinhlelo ezingakufanelekela ukulondoloza ukufaneleka kwakho ngokuphumelelayo ngesikhathi.
Ukuqonda Uhulumeni Kuyakuzuzisa Ukubukeka Kwemvelo
Izinzuzo zikahulumeni e-United States ezisebenza emazingeni kahulumeni, kahulumeni, nawendawo, zidala iqoqo eliyinkimbinkimbi kodwa elibanzi lokuphepha lezakhamuzi ezisweleyo. Le zinhlelo zixhaswe ngemali ekhokhelwa ngemali ewunikha wentela futhi ziklanyelwe ukunikeza usizo lwesikhashana noma oluqhubekayo kubantu nemikhaya ehlangabezana nezindinganiso ezithile ezikhethekile. Izinzuzo ezikhona zinkulu, zihlanganisa izidingo eziyisisekelo ezinjengokudla nendawo yokuhlala, kanye nokusekela okukhethekile kwezempilo, imfundo, ukunakekela izingane, kanye nezinkonzo zemisebenzi.
Izinhlelo ze-Federal zivame ukumisa izindinganiso eziyisisekelo futhi zinikeze ukuxhasa ngemali, kanti ohulumeni bezwe nohulumeni bendawo bavame ukunikeza lezi zinhlelo futhi banganikeza izinzuzo ezengeziwe ezifanelana nemiphakathi yabo. Lesi simiso esinezici eziningi sisho ukuthi izinzuzo ezingokoqobo ozitholayo zingahluka kakhulu kuye ngokuthi uhlalaphi. Ukuqonda lesi sakhiwo kuyisinyathelo sokuqala sokuthola ukuthi izinhlelo zingazisiza kusiphi isidingo sakho.
Kubalulekile ukuqaphela ukuthi ukusebenzisa nokwamukela izinzuzo zikahulumeni akuyona into okumelwe izizwe inamahloni ngayo. Lezi zinhlelo zikhona ngokukhethekile ukuze zisize izakhamuzi ngezikhathi zezinselele nokuqinisekisa ukuthi wonke umuntu uyakwazi ukuthola izidingo eziyisisekelo. Abantu abaningi abanikela kule zinhlelo ngentela nabo bangadinga usizo esikhathini esithile ekuphileni kwabo.
Izinzuzo Ezinkulu Zikahulumeni
Izinhlelo Zokusiza Ekudleni
I-Spal Nutrition Application Program (SNAP), eyaziwa kakhulu njengezitembu zokudla, ingenye yezinzuzo zikahulumeni ezisetshenziswa kakhulu kulelizwe. I-SNAP inikeza abantu abaholayo abaphansi nezinzuzo ezifanelekile kanye nemikhaya enezinzuzo ezitholakala nyanga zonke ezifakwe ekhadini le-Electronic Republications (EBT), elingasetshenziselwa ukuthenga ukudla kubadayisi abagunyaziwe. Ukungaqondi kusekelwe ngokuyinhloko emalini eholweni yasekhaya nasebukhulu, nemikhaya eminingi edinga ukuhlangabezana nemingcele yemali etholakalayo.
I-Opaly Nutrition Program yabesifazane, izinsana, nezingane (Wic) inikeza usizo olungokwesondlo ikakhulukazi kwabesifazane abakhulelwe, omama abasha, nezingane ezincane ezifinyelela eminyakeni emihlanu. I-WiC inikeza izimpawu zokudla okunomsoco, imfundo engokwempilo, futhi ibhekisa ezinkonzweni zempilo nezezenhlalo. Loluhlelo lubhekenenkathi ebucayi yokukhula futhi luye lwaboniswa ukuthi luthuthukisa imiphumela yempilo komama nezingane.
Izinhlelo zokudla kwesikole, kuhlanganise ne-National School Lunch Program ne-Scording Breakfast Program, zinikeza izingane ezithola imali encane ukudla mahhala noma okuncishisiwe ngamathathu. Lezinhlelo ziqinisekisa ukuthi izingane zingathola ukudla okunomsoco phakathi nosuku lwesikole, okungathuthukisa kokubili impilo yazo nokusebenza kwazo kwemfundo.
Ukuhlangabezana Nendlela Yokunakekela Impilo Nosizo Lwezokwelapha
I-Medicaid iyisimiso esihlangene sikahulumeni nombuso esinikeza izigidi zabantu baseMelika inzuzo yezempilo, kuhlanganise nabantu abadala abathola imali encane, izingane, abesifazane abakhulelwe, abantu abadala abakhubazekile. Ukuhlohlwa kwe-Medicaid kuyahluka ngokwezwe, kodwa zonke izifundazwe kumelwe zihlanganise izinzuzo ezithile eziyimfuneko ezihlanganisa izinkonzo zasesibhedlela, izinkonzo zodokotela, izinkonzo zokucwaninga, nokuvikela. Izifunda eziningi ziye zandisa uMdicaid ngaphansi kwe-Afford Care Act, zikhomba abantu abadala abambalwa abathola imali ephansi.
IMedicare iyisimiso somshuwalense wezempilo kahulumeni ngokuyinhloko kubantu abaneminyaka engu-65 nangaphezulu, nakuba futhi kuhlanganisa abantu abathile abasebasha abakhubazekile kanye nalabo abane - End-Stage Renal Disease. IMedicare inezingxenye ezihlukene ezihlanganisa umshuwalense wasesibhedlela, umshuwalense wezokwelapha, kanye ne-odgic yezidakamizwa. Ukuqonda ukuthi yiziphi izingxenye zeMedicasade ozidingayo futhi nini lapho ukubhalisa kubalulekile ekugwemeni amagebese okukhokhela nezijeziso ezingase zifike.
Isimiso soMshuwalense wezempilo wabantwana (CHIP) sinikeza izingane izimali eziphansi ezikhokhelwa izingane emikhayeni ehola kakhulu ukuba ifaneleke kakhulu i-Medicaid kodwa engakwazi ukukhokhela umshuwalense womuntu siqu. I-CHIP ihlanganisa ukuhlola okuvamile, ukugoma, ukuhambela kwadokotela, i-odoli, ukunakekelwa kwamazinyo namehlo, kanye nezinkonzo eziphuthumayo.
Izimiso Zokusiza Ngezindlu
Isimiso sokukhetha indawo yokuhlala, esivame ukubizwa ngokuthi i-Cate 8, sisiza imikhaya ehhadla imali, asebekhulile, nabantu abakhubazekile bakhokhela izindlu ezihloniphekile, ezilondekile, nezihlanzekile emakethe yabo. Ababambi qhaza ngokuvamile bakhokha amaphesenti angu-30 emali yabo ehholo elihlelekile lenyanga ngakukhokhela intela, kanye nesibambisi semali esimboza umehluko olingana nendinganiso yezindawo zomphakathi ezikhokhwayo.
Izindlu zomphakathi zinikeza imikhaya ehola imali ephansi, asebekhulile, nabantu abakhubazekile. Lezi zindlu zezomphakathi ziphethwe futhi ziphethwe yizinhlangano zomphakathi zendawo, ezithola izimali zikahulumeni ukuze zinikeze izindlu ngokuncishiswa kwentela. Izinhlu zezindlu zomphakathi zingaba zinde ezindaweni eziningi ngenxa yesidingo esikhulu.
I-Low Inhome Home Energy Application Program (LIHEAP) isiza imikhaya efanelekayo ukuba ikhokhele izindleko zokufudumala nokupholisa, usizo lwamandla, nezinkonzo zokulungisa isimo sezulu. Loluhlelo lubaluleke kakhulu kubantu asebekhulile kanye nasemikhayeni enezingane ezincane ezingase zibe sesimweni sokushisa esibucayi kakhulu.
Ukusekelwa Kweholo Nosizo Lwemali
Usizo lwesikhashana lweMikhaya ye-Irey (TANF) lunikeza usizo lwesikhashana lwezimali emikhayeni enabantwana kuyilapho isiza abamukelayo ukuba bathole umsebenzi. U-TANF uyisimiso esinikeza umsebenzi, izimo ezishoyo zivumelana kakhulu nendlela eziklama futhi zisebenzise ngayo izinhlelo zazo. Izinzuzo zihlanganisa usizo lwanyanga zonke, ukuqeqeshwa emsebenzini nezinkonzo zokunakekela izingane, nokusekela kokuhamba.
Imali ye-SSal Security Infice (SI) ikhokhela abantu abakhubazekile, abayizimpumputhe, noma abaneminyaka engu-65 noma ngaphezulu imali esele ngenyanga. I-SSI isiza ekuhlanganiseni izidingo eziyisisekelo ezinjengokudla, izingubo, nendawo yokuhlala. Ngokungafani ne-Social Security Disability Insurence, i-SSI ayidingi umlando futhi isekelwe kuphela ezidingweni zemali nasesimweni sokukhubazeka.
Umshuwalense wokuntuleka kwemisebenzi unikeza ukusekela kweholo lesikhashana ezisebenzini ezilahlekelwe yimisebenzi ngaphandle kwephutha lazo futhi ezifuna ngokuzikhandla umsebenzi omusha. Izinzuzo zisekelwe ngokwengxenye yeholo lakho elidlule futhi zitholakala isikhathi esilinganiselwe, ngokuvamile kuze kube amasonto angu - 26, nakuba lokhu kunganwetshwa phakathi nezikhathi zokuswelakala okukhulu komsebenzi.
Izinzuzo Eziyize
Umongo we-Social Security Disability (SDI) unikeza izinzuzo kubantu abangakwazi ukusebenza ngenxa yokukhubazeka okulindeleke ukuba kuqhubeke okungenani unyaka owodwa noma kuphumele ekufeni. Ukuze bafaneleke, kumelwe ukuba basebenze futhi bakhokhe intela ye-Social Security iminyaka ethile. Imali oyitholayo isekelwe emalini oyitholayo elingana neholo lakho lokuphila elihlanganiswa i-social Security.
Abakhubazekile abaxhunyiwe abakhubazekile bangafanelekela i-VA, ekhokhela intela yanyanga zonke. Imali ixhomeke ekutheni ukukhubazeka kungakanani nokuthi uxhomeke kuphi. Ama-Vertan angase futhi afanelekele izinzuzo ezengeziwe ezihlanganisa ukunakekelwa kwempilo, ukubuyiselwa emsebenzini, nosizo lwemfundo.
Izinzuzo Zemfundo Nokuqeqesha
Federal Pell Grants unikeza izintela ezidinga imali ephansi kubafundi abangaphansi kwegunya lokuthola imali ukuze basize ekukhokheleni amakholiji. Ngokungafani nemali ebolekiwe, imali ayidingi ukukhokhelwa. Izinguquko ezinkulu ze-Pell Grant zisekelwe esidingweni semali, izindleko zokuya ekholijini, kanye nesikhundla sokubhalisa.
IGI Bill inikeza izinzuzo zemfundo komakad ’ ebona, amalungu enkonzo, nemikhaya yabo. Izinzuzo zingasetshenziselwa izinhlelo zamadegree asekolishi, ukuqeqeshelwa umsebenzi, izifundo, nezinhlelo zokwenza amafomu. Izinguqulo ezihlukahlukene zeGI Bill zinikeza amazinga ezinzuzo ezihlukahlukene kuye ngokuthi usebenze nini futhi isikhathi esingakanani.
Izinhlelo zomsebenzi zoMnyango woMnyango woMsebenzi ne-Opportunity Act (WIOWA) zinikeza ukuqeqeshelwa umsebenzi, imfundo, nezinkonzo zemisebenzi ukuze kusizwe abantu ukuba bangene noma baphinde bangene emsebenzini. Izinkonzo zingahlanganisa ukunikeza iseluleko somsebenzi, ukuhlola amakhono, usizo lokufuna umsebenzi, nezinhlelo zokuqeqesha imisebenzi esebenzayo esebenzayo.
Ukuqiniseka Ngokuthi Uyokwazi Ukuzuza
Ukufaneleka kwezinzuzo zikahulumeni kunqunywa izici ezihlukahlukene, futhi ukuqonda lezizici kubalulekile ngaphambi kokuba uqale inqubo yokusebenza. Izici ezivamile zihlanganisa izinga leholo, ubukhulu bendlu, izakhamuzi noma ukufuduka, ubudala, ukukhubazeka, isikhundla somsebenzi, nezimo ezithile ezinjengokukhulelwa noma ukuma kokuhlangenwe nakho.
Isilinganiso semali ehlawulwayo sivame ukuvezwa njengesilinganiso se-Federal Poverty Lequence (FPL), ehlelwa kabusha ngonyaka futhi ihlukahluka ngokobukhulu bendlu. Ngokwesibonelo, ezinye izinhlelo zingafuna iholo lakho libe ngaphansi kwe- 130% ye-FPL, kuyilapho ezinye zingamisa umnyango ofinyelela ku-200% noma ngaphezulu. Kubalulekile ukuphawula ukuthi izinhlelo ezihlukahlukene zingabala iholo ngokwehlukile, kuyilapho abanye bebheka inzuzo yenethikithi ngezindawo ezithile.
Ubukhulu basekhaya buhlanganisa wonke umuntu ohlala ndawonye futhi ahlanganyele izindleko, hhayi amalungu omkhaya kuphela. Lokhu kuhlanganisa wena, umngane wakho womshado uma ushadile, izingane zakho ezineminyaka engaphansi kwengu-22 ezihlala nawe, nanoma ubani omunye ohlala naye futhi othenga futhi alungise ukudla naye. Ukunquma kahle ubukhulu bomkhaya wakho kubaluleke kakhulu ngoba kuthinta kokubili isilinganiso semali oyitholayo nenzuzo.
Izakhamuzi zase-U.S. ngokuvamile ziyahluka ngokwesimiso sezimfuneko zezakhamuzi ezizuzisayo uma zihlangabezana nezinye izinhlelo zikahulumeni. Izakhamuzi ezihlala njalo ezisemthethweni kanye nezinye izifiki ezifanelekayo zingakufanelekela izinhlelo ezithile, nakuba kungase kube nezikhathi zokulinda. Abafuduki abangabhaliwe abathandani izinzuzo zikahulumeni, nakuba kunezinye izinhlelo zezingane eziphuthumayo.
Imingcele emisiwe isebenza kwezinye izinhlelo, okusho ukuthi awunakuba nemali engaphezulu kakhulu kwenani elithile. Imithombo ihlanganisa ama-akhawunti ebhange, amasheya, izibopho, nempahla ngaphandle kwendlu yakho eyinhloko nemoto eyodwa. Nokho, izinhlelo eziningi ziye zasusa noma zaphakamisa isilinganiso sempahla eminyakeni yamuva ukuze kwenziwe izinzuzo zitholakale kakhulu.
Ukusebenzisa Izinzuzo Zokuhlola Amathuluzi
Ngaphambi kokuba usebenzise isikhathi eside ku-inthanethi, sebenzisa inzuzo yokuhlola amathuluzi angakusiza ukuba ubone ukuthi iziphi izinhlelo ongazifanelekela. Uhulumeni kahulumeni uyasebenza ububefit.gov, ithuluzi elibanzi elikuvumela ukuba uqede i-imfihlo ye-imfihlo ye-mfuna mayelana nesimo sakho futhi uthole uhlu olunenzuzo ezingasehlela wena.
Izifundazwe eziningi zisebenzisa futhi izinzuzo zazo siqu zokuhlola amawebhusayithi anganikeza ukwaziswa okuningiliziwe ngezinhlelo zikahulumeni eziqondene. Lamathuluzi avame ukubuza imibuzo ngeminyaka yakho, iholo, izinhlelo zasekhaya, izindleko, isimo sokukhubazeka, nezinye izici ezihlobene. Inqubo yokuhlola ivame ukuthatha imizuzu engu-5-10 futhi ingakusindisa isikhathi ngokukusiza ukuba ugxile ezimisweni ongase ufanelekele kuzo.
Izinhlangano zomphakathi kanye nezinhlangano ezingatholi nzuzo zivame ukunikeza izinzuzo zamahhala zokuhlola nokusebenzisa usizo. Izinhlangano ezinjenge ngxenye ye-United Way, izinhlangano zomphakathi, nezinhlangano zomthetho zingakusiza ukuba usebenzise inqubo yokuhlola futhi uqonde izindlela ongazikhetha. Lezi zinkonzo ziwusizo kakhulu uma unezimo ezinzima noma udinga usizo lokuqonda izimfuneko zobungane.
Ukuqoqa umnikeli odingekayo
Esinye sezizathu ezivame kakhulu zokubambezeleka ekusebenziseni izinhlelo asiphelele noma silahlekile. Ukulungiselwa ngemibhalo elungile ngaphambi kokuba uqale uhlelo lwakho lokusebenza kungasheshisa ngokuphawulekayo inqubo futhi kunciphise ukukhungatheka. Nakuba izimfuneko ezithile zihlukahluka ngohlelo, kunezigaba eziningana zemibhalo ecelwa kabanzi.
Amadokhumende Okuthi Ungubani Nendawo Yokuhlala
Kuzodingeka ufakazele ukuthi ungubani futhi, ngezinhlelo eziningi, isakhamuzi sakho noma isimo sokufuduka esisemthethweni. Amabhukwana emininingwane eyamukelekayo ahlanganisa ilayisense yomshayeli, ikhadi le-ID elifakwe uhulumeni, i-passport, noma isitifiketi sokuzalwa. Ukuze kube nesiqinisekiso sokuzalwa kwesizwe, isitifiketi sokuzalwa kwe-U.S., i-passsport, noma isitifiketi sokungena kwemvelo ngokuvamile siyadingeka. Izakhamuzi ezihlala njalo ezisemthethweni kufanele zibe nekhadi lazo eliluhlaza okotshana, kuyilapho abanye abafuduki bengase badinge ukunikeza imvume yokungena kwamanye amazwe.
Amakhadi e-Social Security noma izinombolo ziyadingeka kuwo wonke amalungu ekhaya acela izinzuzo. Uma ungenalo ikhadi le-Social Security, ungafaka isicelo salo ku-Social Security Administration. Ezinye izinhlelo zingakuvumela ukuba usebenzise lapho uhlelo lwakho lwendlela ye-social Security selulindile, kodwa ekugcineni uzodinga ukunikeza inani.
Ubufakazi Bokuvuma
Izinhlelo eziningi ezizuzisayo zifuna ukuba ube isakhamuzi sesimo lapho usebenzisa khona. Ubufakazi obamukelekayo bokuhlala kuhlanganisa izindleko zezenzuzo, izivumelwano zesivumelwano, izitatimende zendlu, noma iposi elisemthethweni elibhekiswe kuwe ekhelini lakho lamanje. Uma ubhekene nokungabi nakhaya, izinhlelo eziningi zinezindlela ezihlukile zokuqinisekisa ukuthi indawo yokuhlala i-/don'ikhohliswa yizincwadi zezindawo zokuhlala ezingokwesiko ezikuvimbela ukuba ungasebenzisi.
Ukuqinisekiswa Kwenzuzo
Izincwadi ezikhokhelwayo zibalulekile kakhulu ezimisweni ezizuzisa kakhulu. Uma uqashwe, uzodinga ukukhokha izizuku ezikhokhelwayo zamuva okungenani inyanga eyodwa, nakuba ezinye izinhlelo zingacela izinyanga ezimbili noma ezintathu. Abantu abasebenza ngemisebenzi yabo kufanele baqoqe intela, inzuzo nezitatimende zokulahlekelwa, noma amarekhodi ebhizinisi abonisa iholo nezindleko. Uma uthola imali kweminye imithombo, uzodinga izivumelwano ezithiwa inzuzo njengendlela yokusebenza ye-Social Security, ukuthenjelwa kwemali, ukuthengiselelwa, ukulahlekelwa yimali, ukusekela amarekhodi ezingane, noma izivumelwano ze-athomomonium.
Uma ungenayo imali, kungadingeka ubhale incwadi echaza isimo sakho nendlela ozohlangabezana ngayo nezidingo zakho eziyisisekelo. Ezinye izinhlelo zivuma ukuthi i-zero ingenisa affidavits, okuyizifungo zokuthi awutholi nzuzo.
Umnikeli wezindleko
Izinhlelo ezithile zicabangela izindleko zakho lapho uthola ukuthi zifanelekile futhi zizuzisa. Amaphepha avamile ezindleko ahlanganisa amathikithi okuqasha noma izitatimende zendlu, izikweleti zezemisebenzi, izindleko zokunakekela izingane, izikweleti zokwelapha, kanye nokuhlelelwa kwenkantolo ukukhokha izindleko. Gcina amarekhodi ahleliwe zalezindleko, njengoba zingavumela ukuthengwa okungandisa imali yakho ezuzisayo noma ukukusiza ukuba ufanelekele izinhlelo ongase ungakwazi ukuzikhokhela.
Omunye umnikeli owengeziwe okhethekile
Kuye ngokuthi iziphi izinzuzo ozifakayo, ungadinga ezinye izincwadi ezikhethekile. Izinzuzo zokungahleleki zidinga amarekhodi empilo, amazwi kadokotela, nokwaziswa komlando womsebenzi. Abazali abafaka isicelo sokusiza izingane bazodinga izitifiketi zokuzalwa noma amaphepha okutholwa. Abafundi abafaka isicelo semfundo badinga ukubhaliswa kwesikole kanye nemibhalo ebhaliwe. Ababhejane badinga amarekhodi e-DDD-214 noma ezinye izakhiwo zenkonzo yezempi.
Yakha uhlu lwemibhalo edingekayo yohlelo ngalunye olusebenzisayo, futhi uqoqe amakhophi ayo yonke into ngaphambi kokuba uqale izinhlelo zakho. Gcina amadokhumende okuqala aphephile futhi uwathumele ngaphandle kokuba kudingeka ngokukhethekile. Cabangela ukwakha amanzuzo encwadi yedokhumende . "Hlaba izimpawu ezingokoqobo noma zenombolo" lapho ugcina wonke amaphepha abalulekile ehlelwe futhi etholakala kalula ezisentshenzweni zokuqala, ukuvuselelwa, nokushintshwa.
Inqubo yesithobo: Hamba Ngenyathelo
Uma usuzitholile izinzuzo ongazifanelekela futhi uqoqe ibhukwana lakho, sekuyisikhathi sokuqala inqubo yohlelo. Nakuba uhlelo ngalunye lunezinqubo zalo ezicacisiwe, ukuqonda inqubo evamile nemikhuba engcono kakhulu kungasiza ukuqinisekisa ukuthi uhlelo lwakho lokusebenza luyaphumelela.
Ukukhetha Indlela Yakho Yokusebenza
Izinhlelo eziningi zikahulumeni zinikeza izindlela eziningi zokusebenzisa, kuhlanganise nezinhlelo zolayini, izicelo ze-operan emahhovisi endawo, izinhlelo zeposi, kanye nezisentshenziswano zocingo. Izinhlelo zolayini zivame ukuba yindlela esheshayo nengcono kakhulu, ekukuvumela ukuba usebenzise u 24/7 ekhaya futhi ngokuvame ukunikeza isiqinisekiso sokuthi wamukela ngokushesha. Izinsinga eziningi zolayini zisindisa intuthuko yakho, ngakho ungaqeda isicelo ezinhlanganisoni eziningi uma kudingeka.
Izinhlelo ezingazuzisa uma unemibuzo, udinga usizo lokuqonda inqubo, noma unezimo eziyinkimbinkimbi ezidinga incazelo. Izisebenzi zingabukeza amaphepha akho lapho futhi zikwenze wazi uma kukhona okulahlekile. Nokho, izinhlelo ezingase zidinge ukuhlela ukumiswa nokuthatha isikhathi emsebenzini.
Izinhlelo zomthumeli zinikeza ukuvumelana nezimo kodwa ngokuvamile ziyinketho ethatha kancane kakhulu futhi azinikezi isiqiniseko samanje se-lip. Uma ukhetha lendlela, thumela ifomu yakho ngeposi eliqinisekisiwe nelithi lokubuyisa eliceliwe ukuze ube nobufakazi bokuzithoba.
Ukwenza Okufanele Ukusebenzise Ngokunembile
Ukuqonda kubalulekile uma uqeda izinhlelo zohlelo. Amaphutha noma ukungavumelani kungabambezela ukuqhubekeka noma kubangele ukuncishwa kwezinzuzo. Funda zonke iziyalezo ngokucophelela ngaphambi kokuqala, futhi uphendule yonke imibuzo ngokuphelele. Uma umbuzo ungasebenzi kuwe, bhala "N/A" noma "awukho" kunokuyishiya ingenalutho, okungabonakala njengokungathi umane uyigembulile.
Yiba neqiniso futhi uphelele kuzo zonke izimpendulo zakho. Ukunikeza ukwaziswa okungamanga ngezinzuzo zokusebenza kuwukukhohlisa futhi kungaphumela emiphumeleni engathi sína, kuhlanganise namacala obugebengu, ukukhokha izinzuzo, nokungaqiniseki ngezinzuzo zesikhathi esizayo. Uma ungaqiniseki ukuthi ungaphendula kanjani umbuzo, funa usizo kumeluleki wezezimali noma umeluleki kunokuba uqagele.
Uma ubika inzuzo, hlanganisa yonke imithombo noma ucabanga ukuthi ingase ingabalwa.Inhlangano izonquma ukuthi iyiphi iholo elingabalwa esimisweni sabo.
Bheka kabili zonke izinombolo, kuhlanganise nezinombolo ze-Social Security, izinsuku zokuzalwa, amakheli, kanye nezinombolo zocingo. I-transpossion division ingabangela ukubambezeleka okukhulu. Uma uqeda uhlelo lokusebenza lwephepha, bhala ngendlela ephelele noma bhala indlela osabela ngayo uma kungenzeka.
Ufuna ukufakwa kombhalo oyisisekelo
Kuhambisana nohlelo lwakho oluqediwe, uzodinga ukuhambisa ibhukwana elidingekayo elisekelayo. Qiniseka ukuba wonke amabhukwana akhona manje-/izinhlelo eziningi zidinga amadokhumende aphakathi kwezinsuku ezingu-30 noma 60 ezidlule. Uma uhambisa amakhophi, qinisekisa ukuthi acacile futhi afundeka. Amakhophi amahle angalahlwa, abangele ukubambeka.
Hlela amadokhumende akho ngokunengqondo futhi uwaphawule ngokucacile. Uma ufaka amabhukwana amaningi, cabangela ukwakha iphepha elimboze konke okuhlanganisayo. Lokhu kusiza ukuqinisekisa ukuthi akukho okulahlekileyo futhi kwenza kube lula kubenzi bezincwadi ukuhlela uhlelo lwakho.
Gcina amakhophi azo zonke izinto ozifakayo, kuhlanganise nezincwadi eziphelele ezisekelayo. La makhophi asebenza njengomlando wakho walokho okungenisile, futhi kungaba usizo kangakanani uma kamuva kunemibuzo noma izimpikiswano.
Ukuqonda Izikhathi Ezilandelanayo
Ukuhlela izikhathi kuyahlukahluka kakhulu ngohlelo nendawo. Ngokwesibonelo, izinhlelo ze-SNAP, ngokuvamile kumelwe zihlolwe phakathi nezinsuku ezingu-30, nenqubo ephehlwayo ekhona emakhaya anezidingo eziphuthumayo. Izinhlelo ze-medicaid zihlolwa phakathi nezinsuku ezingu-45, nakuba ezinye izifundazwe zizenza zishesha kakhulu. Izinzuzo zokungakhuli zingathatha izinyanga ezimbalwa noma ngisho nangaphezulu ngenxa yokubukeza okuyinkimbinkimbi kwezokwelapha.
Ngezikhathi eziphakeme, njengangemva kwezinhlekelele zemvelo noma lapho isimo sezomnotho siwohloka, izikhathi zokulungisa zingaba zinde kakhulu kunalokho okuvamile ngenxa yesilinganiso esengeziwe sesicelo.
Ngemva kokuFaka umsebenzi: Ukuhloma Nokulandelela
Ukungenisa uhlelo lwakho lokusebenza kumane kuyisiqalo senqubo. Ukuhlola okusebenzayo nokusabela ngokushesha kwizicelo zokwaziswa okwengeziwe kubalulekile ekuqinisekiseni ukuthi uhlelo lwakho lokusebenza lusebenza ngokushelela futhi ngokunempumelelo.
Ukulandela Isimo Sekhomphyutha Yakho
Izinhlelo eziningi zinikeza izindlela zokuhlola isimo sakho sokusebenza ku-inthanethi noma ngocingo. Uma ufaka kuyi-intanethi, ungathola ithuba lokungena ethekwini futhi ubone ukuthi uhlelo lwakho lokusebenza lumi kuphi enqubeni yokubukeza. Ziphawule noma yiziphi izinombolo eziqinisekisayo, uma kumele, noma izinombolo zokukhomba ozazitholayo, njengoba uzozidinga ukuze uhlole isimo sakho noma ukhulume nezisebenzi ezifaka amabhokisi.
Hlola iposi lakho njalo ukuze uthole izincwadi ezivela kwi-asethi yezinzuzo. Izaziso ezibalulekile ngesicelo sakho, izicelo zokwaziswa okwengeziwe, nokuvunyelwa noma izincwadi eziphikayo zithunyelwa ngeposi. Ezinye izinhlelo zithumela izaziso nge-imeyili noma nge-meter uma ukhetha ukuxhumana nge-electronic.
Uma ungazange uzwe lutho ngaphakathi kwe-secureal ye-autory elindelwe, unganqikazi ukulandelela. Xhumana ne-authom noma vakashela ihhovisi lendawo ukuze ubuze ngesimo sakho sokusebenza. Lungela ukunikeza inombolo yakho yokuqinisekisa nokwaziswa okuhlukanisayo.
Ukusabela Ezicelweni Zokwaziswa Okwengeziwe
Kuvamile ukuba izinhlangano zicele ukwaziswa okwengeziwe noma uxwebhu ngemva kokubukeza ukusebenza kwakho kokuqala. Lezizicelo azilona uphawu olubi ngempela − ngokuvamile zisho ukuthi umthumeli udinga ukucaciswa noma ukuqinisekiswa okwengeziwe ukuze uqede ukusebenza kwakho.
Uma uthola isicelo sokwaziswa okwengeziwe, sabela ngokushesha ngangokunokwenzeka. Lezizicelo zihlanganisa isikhathi esimisiwe, futhi ukuhluleka ukuphendula ngenkathi emisiwe kungaphumela ekunqatshweni kwesicelo sakho. Uma udinga isikhathi esengeziwe sokuqoqa ukwaziswa okuceliwe, thinta inxusa ngokushesha ukuze ucele isici esengeziwe.
Funda ngokucophelela ukuqinisekisa ukuthi uqonda kahle ukuthi yini ecelwayo. Uma ungaqiniseki, shayela umphathi-cala noma umugqa wosizo wenxusa ukuze ucacise. Ukufaka amadokhumende okunganembile noma ukwaziswa okungaphelele kuzakubangela ukubambezeleka okungaphezulu.
Ukuba Nezingxoxo Ezidingekayo
Izinhlelo eziningi zidinga ukuxoxa njengengxenye yenqubo yokufaka isicelo. Lezingxoxo zingaqhutshwa ngokoqobo, ngocingo, noma ngocingo olukhulayo ngengqungquthela yamavidiyo. Ingxoxo ivumela umthelisi ukuba ahlole ukwaziswa, abuze imibuzo ecacisayo, futhi aqinisekise ukuthi bakuqonda ngokugcwele isimo sakho.
Lungiselela ingxoxo yakho ngokubukeza uhlelo lwakho lokusebenza nokuqoqa amabhukwana ongase udinge ukuwabhekisela. Fika ngesikhathi sezingxoxo ezihambisana nomphathi, noma qinisekisa ukuthi ukhona ngesikhathi esihleliwe sokuxoxa ngocingo. Uma ufuna ukuphinde ubhale, thintana nenxusa ngokushesha ngangokunokwenzeka ngangokunokwenzeka ngokuhlelwa kwengxoxo ngaphandle kokuqaphelisa kungaphumela ekunqatshweni kwakho isicelo.
Phakathi nengxoxo, phendula imibuzo ngokwethembeka nangokuphelele. Ungesabi ukuthi awuwazi noma awuqondi umbuzo − kungcono ukubuza ukucacisa kunokunikeza ukwaziswa okunganembile. Umthumeli ukhona ukuze akusize, hhayi ukukwahlulela.
Ukuqonda Ukuvunyelwa, Ukuphika Nokukhanga
Ngemva kokuba uhlelo lwakho lokusebenza selukhishiwe, uzothola isaziso esibhaliwe sesinqumo. Ukuqonda ukuthi sisho ukuthini lesisaziso nokuthi yiziphi ezinye izindlela onezizozikhetha ezibaluleke kakhulu kungakhathaliseki ukuthi uvunyelwe noma uphiwe.
Uma uvunyelwe
Isaziso sokuvuma sizochaza ukuthi iziphi izinzuzo ozozithola, ukuthi uzothola kangakanani, ukuthi zizoqala nini, zizoqala nini, futhi zizothatha isikhathi esingakanani. Funda lesisaziso ngokucophelela ukuqinisekisa ukuthi ukwaziswa kulungile. Uma ukholelwa ukuthi kunephutha emalini yakho ezuzisayo noma usuku lokuqala, thintana nenxusa ukuze uxoxe ngokushesha ngendaba.
Lesaziso kufanele sichaze nemithwalo yakho yemfanelo eqhubekayo, njengokubika izinguquko ezimweni zakho, ukuqeda ushintsho lwezikhathi ezithile, nokuhlanganyela emisebenzini edingekayo njengokufuna umsebenzi noma izinhlelo zokuqeqesha. Ukuqonda nokufeza lemithwalo yemfanelo kubalulekile ukuze ulondoloze izinzuzo zakho.
Kuzo izinhlelo ezinikeza izinzuzo ekhadini le-EBT, uzothola ikhadi lakho eposini kanye neziyalezo zokulisebenzisa nokumisa i-PIN. Gcina ikhadi lakho lilondekile futhi uliphathe njengemali (uma lilahlekile noma selibiwe, libike ngokushesha ukuze uvimbele ukusetshenziswa okungekho mthethweni.
Uma unqatshelwe
Isaziso sokuphika kumelwe sichaze isizathu esiqondile sokukhansela kwakho isicelo futhi sikutshele ngelungelo lakho lokudlulisa isinqumo. Izizathu ezivamile zokuphika zihlanganisa iholo noma isilinganiso esingaphezu kwesohlelo, ukwehluleka ukunikeza imibhalo edingekayo, ukuswelakala izingxoxo ezihleliwe, noma ukungahlangani nezimfuneko eziphelele zokuthola inzuzo.
Uma uphiwe, hlaziya ngokucophelela isizathu esinikeziwe. Ngezinye izikhathi ukuphika kubangelwa ukungaqondi kahle noma ukwaziswa okungekho okungalungiswa kalula. Uma ukholelwa ukuthi ukuphika kusekelwe ekwazisweni okunganembile noma ukungaqondi ngesimo sakho, unelungelo lokudlulisa isifuba.
Inqubo Yokukhanga
Uhlelo ngalunye oluzuzisayo lunenqubo yokunxusa ekuvumela ukuba ubeke inselele ukuphika noma isinqumo sokunciphisa noma ukuqeda izinzuzo. Isaziso sokuphika sihlanganisa ukwaziswa okuphathelene nendlela yokufaka isikhalo kanye nonyaka omisiwe ukwenza kanjalo. Le mizuzu efinyelelwe iqinile cishe izinsuku ezingu-30 kuya ku-90 ukusuka osukwini lwesaziso. ngakho yenza ngokushesha uma ufuna ukudlulisa isikhalazo.
Ukufaka isikhalo, kudingeka uthumele isicelo esibhaliwe esibonisa ukuthi awuvumelani nesinqumo futhi ufuna ukulalelwa. Akudingeki unikeze izizathu eziningi esicelweni sakho sokuqala sokudlulisa isikhalo, noma uzoba nethuba lokulandisa icala lakho ezindlebeni.
Ngaphambi kokuba uzwe, qoqa noma yibuphi ubufakazi obusekela icala lakho, njengezincwadi ezengeziwe, izitatimende zobufakazi, noma imibono ehlakaniphile. Unelungelo lokubukeza ikhambi lakho ngaphambi kokuba kuzwelwe ukuze ubone ukuthi inkampani isebenzise ukwaziswani ekuthatheni isinqumo. Lokhu kungakusiza ukuba uqaphele amaphutha noma ukwaziswa okungekho.
Ecaleni, uyoba nethuba lokuveza icala lakho kumphathi olalelayo ongakhethi noma kumahluleli wezomthetho. Ungazimelela wena noma ufune othile ukukumelela, njengommeli, ummeli, noma ummeli wenhlangano yomphakathi. Izinhlangano eziningi zosizo ezingokomthetho zinikeza izimpawu zamahhala zezinzuzo.
Icala alikho ngokomthetho kunecala eliqulwe inkantolo, kodwa kufanele ulungiselele kahle futhi udlulisele icala lakho ngokucacile nangomsebenzi. Chaza ukuthi kungani ukholelwa ukuthi ufanelekela izinzuzo futhi unikeze ubufakazi bokusekela ukuma kwakho. Ngemva kokuqulwa kwecala, uzothola isinqumo esibhaliwe, ngokuvamile phakathi nezinsuku ezingu - 30 kuya ku-90.
Ukulondoloza Izinzuzo Zakho: Imithwalo Yemfanelo Eqhubekayo
Uma nje uvunyelwe ukuzuza, ukugcina ubuqotho bakho kudinga ukunakwa nokulandelwa kwemithetho yohlelo. Ukuqonda nokufeza imithwalo yakho yemfanelo kuzokuqinisekisa ukuba uqhubeke uthola usizo oludingayo ngaphandle kokuphazanyiswa.
Ukubika Izinguquko Ezimweni
Izinhlelo eziningi ezizuzisayo zidinga ukuba ubike izinguquko ezithile ezimweni zakho ngaphakathi kwesakhelo sesikhathi esicacisiwe, ngokuvamile izinsuku eziyishumi. Izinguquko okumelwe zibikwe ngokuvamile zihlanganisa ushintsho lwemali, izinguquko ekuqambeni kwasekhaya (othile othuthayo noma ophumile), izinguquko ekhelini, ukushintsha kwemisebenzi, ukushintsha kwezimali zokunakekela izingane, kanye nezinguquko kwezinye izinzuzo ozitholayo.
Ukwehluleka ukubika ushintsho oludingekayo kungaphumela ekukhokheleni kakhulu izinzuzo, okuzodingeka uzikhokhele, noma ukhokhele kancane, okusho ukuthi awutholi zonke izinzuzo onelungelo lokuzithola. Ezimweni ezingathi sína, ukuhluleka ukubika izinguquko kungabhekwa njengokukhohlisa.
Umbiko ushintsha ngokushesha nje uma kwenzeka, ngisho noma ungaqiniseki ukuthi ziyozithinta yini izinzuzo zakho. Isethi izonquma ukuthi ushintsho lungaba nethonya kuwe noma lizuzise isilinganiso. Izinhlelo eziningi zikuvumela ukuba ubike ushintsho ku-inthanethi, ngocingo, ngeposi, noma ngomuntu siqu.
Ukulandelana kwemizuzwana
Izinzuzo azizona ezihlala njalo-kabili------(izinhlelo eziningi zidinga ukuvuselelwa ngezikhathi ezithile ukuqinisekisa ukuthi usahlangabezana nezimfuneko zokuvuselelwa. Izinkathi zokubuya ziyahluka ngokohlelo, kusukela njalo ngezinyanga eziyisithupha kuya ku-19 ngonyaka noma ngisho nangaphezulu kwezinhlelo ezithile.
Uzothola isaziso sokuvuselelwa komthungo ngaphambi kokuba ulahlekelwe yizinzuzo zakho. Lesi saziso sizohlanganisa iziyalezo zokuqeda ukuvuselelwa kwakho kanye nomkhawulo wesikhathi sokuzithoba. Khuluma inqubo yokuvuselelwa ngokunakekela nokunaka okufanayo nesicelo sakho sokuqala. “‘ Hlanganisa idokhumende eshaqiwe, phendula yonke imibuzo ngokunembile, futhi ubeke yonke into ngenkathi efingqiwe.
Izinhlelo eziningi manje zinikeza izinqubo zokuvuselelwa kwemindeni ezinzile. Ezinye zingavumela ukuvuselelwa kocingo noma zizenzekela zivuselele izinzuzo zakho uma izimo zakho zingashintshi kakhulu. Nokho, kusadingeka uphendule ezimemweni zokuvuselela ngisho noma inqubo ilula.
Ukuhlanganyela Emicikilishweni Edingekayo
Ezinye izinhlelo zidinga ukuhlanganyela emisebenzini ethile njengesimo sokuthola izinzuzo. Abamukela i-TANF ngokuvamile kumelwe bahlanganyele emisebenzini, ehlanganisa ukusesha umsebenzi, ukuqeqeshelwa imisebenzi, noma inkonzo yomphakathi. I-SNAP inezimfuneko zomsebenzi kubantu abathile abadala abakwaziyo ukuphuma ngaphandle kokuncika. Umshuwalense womsebenzi udinga ukuseshwa komsebenzi nokuvunyelwa komsebenzi ofanelekayo.
Ukuqonda ukuthi yimiphi imisebenzi edingekayo ukuze uzuze ngokuqondile futhi uvumelane nalezi zimfuneko. Gcina isiqinisekiso sokuhlanganyela kwakho, njenge-locks yokufuna umsebenzi, amarekhodi okuqeqesha abakhona noma ukuqinisekisa ukusebenza. Uma ungakwazi ukuhlanganyela ngenxa yokugula, ukukhubazeka, noma enye imbangela enhle, yazisa inxusa ngokushesha futhi unikeze imibhalo.
Ukugcina Ulwazi Lwakho Lokuxhumana Lukhona
Ngaso sonke isikhathi gcina ingosi yezinzuzo yaziswe ngekheli lakho lamanje, inombolo yocingo, nekheli le-imeyili. Izindawo ezibalulekile ezingekho ngoba i-'inkampani'i-'akhawunti'ne kwaziswa okuthintana naso'iphelelwe isikhathi kungaphumela ekulahlekelweni izinzuzo. Buyisela ulwazi lwakho lokuxhumana ngokushesha noma nini lapho ishintsha, futhi uqinisekise ukuthi i-complified ikhisiwe.
Ukuthola Usizo Ngenqubo Yesimiso
Akudingeki ukuba usebenzise indlela yosizo wedwa. Kukhona imithombo eminingi ekusiza ukuba uqonde izinketho, izicelo eziphelele, kanye nokuxazulula izinkinga.
Izinhlangano Zomphakathi Nezingazuzisi
Izinhlangano eziningi zomphakathi zinikeza usizo mahhala ngezicelo zezicelo. Izahluko ze-United Way zingakuhlanganisa nemithombo yemali futhi zinganikeza izinzuzo zokuhlola nosizo lokusebenzisa. I-Community Action Accountings, ekhona ezindabeni eziningi, isebenza ekusizeni abantu abahola imali ephansi nezinzuzo ezitholakalayo emikhayeni. Amabhange okudla ngokuvamile anezisebenzi noma izisebenzi zokuzithandela ezingasiza ngezicelo ze-SNAP.
Izinhlangano ezisekelwe kukholo, izikhungo ezikhubazekile, izinhlangano ezikhubazekile zokuphakela abafokazi, nezinhlangano zezinkonzo ezivela kwamanye amazwe zinganikeza usizo oluvumelana nemiphakathi yazo. Lezi zinhlangano zingaba usizo kakhulu uma unemingcele yolimi, ukukhubazeka, noma ezinye izinselele ezenza kube nzima ukuzilawula.
Izinkonzo Zosizo Ezingokomthetho
Izinhlangano zosizo ezingokomthetho zinikeza usizo olungokomthetho olukhululekile kubantu abathola imali ephansi, kuhlanganise nosizo ngezicelo, iziphakamiso, nezingxabano. Nakuba abameli bomthetho bengenakusiza wonke umuntu ngenxa yemithombo elinganiselwe, bahlela izicaba ezihilela ukuphika, ukunqanda, noma izimpikiswano eziyinkimbinkimbi ezingokomthetho. Ukuthola izinkonzo zosizo ezingokomthetho endaweni yakini, vakashela [FLT] [[FLT]].[FLT][[FLT]] noma ukuxhumana nenhlangano yombuso wakho yezokubhekisisa.
Imithombo Kahulumeni
Izinhlangano zezinzuzo ngokwazo zinikeza usizo ngemishini yosizo, imithombo yosizo, kanye nokusekela emahhovisi endawo. Unganqikazi ukubiza inombolo yenkonzo yamakhasimende uma unemibuzo . Yilokho kanye ezikunike i-FAQ ne-vidiyo yokufundisa kumawebhusayithi azo.
Isimiso sikahulumeni wakho ka-211 siyindawo eyigugu engakuhlanganisa ngokwaziswa okuzuzisayo nosizo lokusebenzisa. Uma uqeda, shayela u-211 kunoma iluphi ucingo ukuze ufinyelele ochwepheshe abaqeqeshiwe abanganikeza ukwaziswa mayelana nezinhlelo ezikhona futhi bakuyise ezindaweni ezisizayo zendawo.
Imithombo Nemishini Kuyi - Internet
Ngaphezu kwenzuzo.gov, ezinye imithombo eminingana ye-inthanethi ingakusiza ukuba usebenzise uhlelo lwenzuzo. USA.gov inzuzo ngxenye[ inikeza ukwaziswa okubanzi ngezinhlelo zenzuzo zikahulumeni. Amawebhusayithi kahulumeni anikezelwe ngokwezinzuzo nangezinkonzo zomphakathi ngokwaziswa kohlelo nangezinhlelo ze-inthanethi.
Izinhlangano eziningi zezezimali zilondoloza amawebhusayithi anokwaziswa okuwusizo ngezinhlelo ezithile eziwusizo. Ngokwesibonelo, iCentre on Bactal and Policy Priestres inikeza ukwaziswa okuningiliziwe nge-SNAP, Medicaid, nezinye izinhlelo ze-netting. I-National Council on Aging inikeza imithombo ngokukhethekile kubantu abadala abahamba ngeMedicare, i-Social Security, nezinye izinzuzo.
Amaphutha Avamile Okumelwe Agwenywe
Ukufunda emaphutheni avamile kungakusiza ukuba ugweme ukulibala nokuphika ekusebenziseni izicelo. Elinye lamaphutha avame kakhulu ukulinda isikhathi eside ukuba ungawasebenzisa. Uma ucabanga ukuthi ungakufanelekela izinzuzo, sebenzisa ngokushesha ngangokunokwenzeka.(ukufakwa kwe-benefit) akuqali kuze kube ngemva kokusebenzisa, ngakho - ke ukunqikaza isicelo sakho kusho ukulibala usizo.
Izinhlelo ezingaphelele ezinye zezimbangela ezinkulu zokubambezeleka. Thatha isikhathi ukuphendula yonke imibuzo futhi unikeze yonke imidokhumende eceliwe. Uma ulahlekelwe yidokhumende, ungalindi ufikela konke ukugcwalisa uhlelo lwakho lokusebenza(izinhlelo) eziningi zikuvumela ukulayisha uhlelo lwakho lokusebenza bese unikeza amadokhumende alahlekile kamuva, ukuqeda le nqubo iqalwe ngokushesha.
Ukucabanga ukuthi ngeke ufaneleke ngaphandle kokusebenzisa ngempela kuyiphutha elenziwa abantu abaningi. Imithetho eqinile ingaba lukhuni, futhi ungafanelekela izinhlelo ongazilindele. Okuwukuphela kwendlela yokwazi ngokuqinisekile iwukusebenzisa noma ukusebenzisa ithuluzi lokuhlola.
Ukungasibikeli ushintsho ezimweni kuyiphutha elikhulu elingaphumela ekukhokheleni ngokweqile nasekumangaleleni ngokukhwabanisa. Uma ungabaza, bika ushintsho futhi uvumele inxusa linqume ukuthi luthinta izinzuzo zakho. Ngokufanayo, ukungasabeli ezicelweni zezinhlangano zokwaziswa noma izingxoxo ezihleliwe zingaphumela ekunqabeni isicelo sakho.
Ukwehluleka ukugcina amakhophi ezicelo zakho kanye nezincwadi ezisekelayo kungadala izinkinga uma kuba nezimpikiswano ngalokho okungenisile noma nini.
Ukungaqondi amalungelo akho elinye iphutha elivamile. Unelungelo lokufaka incazelo ebhaliwe uma uphika, ufaka isikhalazo, futhi uphathwa ngenhlonipho yizisebenzi ze-arhente. Uma unomuzwa wokuthi amalungelo akho ephulwa, khuluma futhi ufune usizo kummeli noma ummeli osemthethweni.
Ukucatshangelwa Okukhethekile Kwabantu Abahlukahlukene
Asebekhulile Nabathatha Umhlalaphansi
Izinhlelo ezinjenge-SSI, SNAP, Medicaid, LIIHEP, nezinhlelo zokunikeza intela yempahla zinganikeza usizo olubalulekile. Izifundazwe eziningi zinikeza izinzuzo ezengeziwe ngokukhethekile kubantu abadala, njengezinhlelo zosizo lwemilaliso ezigunyaziwe kanye nezinhlelo zokudla eziphambili zabalimi.
Abantu abadala kufanele baqaphele ukuthi iholo lenhlalayenza isesimweni esihlukile ezimisweni ezihlukene, futhi ezinye izinhlelo zinesilinganiso semali edonswayo ephezulu noma intela ekhethekile yemikhaya ekhulile. I-National Council on Aging’s Beescepte Deccop Up iklanyelwe ngokukhethekile ukusiza abantu abadala ukuba baqaphele izinzuzo abangase bazifanelekele.
Abantu Abakhubazekile
Abantu abakhubazekile bangafanelekela ukuba babe yiSSDI noma iSSI, iMedicaid, iSNAP, usizo lwezindlu, nezinkonzo zokulungisa imisebenzi. Inqubo yokukhubazeka ingaba mide futhi ibe yinkimbinkimbi, ngokuvamile idinga izincwadi zezokwelapha eziningi futhi inxuse ukuncengwa kaningi.
Abantu abakhubazekile kufanele baqonde ukuthi umsebenzi neholo kuthinta kanjani izinzuzo zabo. Izinhlelo ezifana ne-Cicket to Work and PER (Impumelelo Yokuthola Usizo) zingasiza abantu abakhubazekile ukuba basebenzele imigomo yomsebenzi ngaphandle kokulahlekelwa ngokushesha. Izisusa zomsebenzi zikuvumela ukuba uvivinye ikhono lakho lokusebenza kuyilapho ulondoloza izinzuzo ezithile kanye nokunakekelwa kwempilo.
Imikhaya Enabantwana
Imikhaya enabantwana ingakufanelekela ukuba i-TANF, SNAP, Medicaid, CHIP, usizo lwabantwana, izinhlelo zokudla kwesikole, nokukhokhwa kwentela ekhokhelwayo. Eziningi zalezi zinhlelo zinemingcele ephakeme yeholo lemikhaya enabantwana, futhi ezinye izinzuzo ziklanyelwe ngokukhethekile ukusekela imikhaya esebenzayo.
Abazali kufanele baqinisekise ukuthi zonke izingane ekhaya zifakiwe ekusetshenzisweni okunenzuzo, njengoba ubukhulu bendlu buthinta kakhulu ukuvuleka nenzuzo. Izingane zingafanelekela izinzuzo ngisho noma abazali bengakufanelekeli, ikakhulukazi ukukhokhelwa nge-Medicaid ne-CHIP.
Abahlali Nemikhaya Yezempi
Abahlali nemikhaya yabo bangase bafanelekele ukuthola izinzuzo ze - VA ezihlanganisa isinxephezelo sokukhubazeka, umhlalaphansi, ukunakekelwa kwempilo, izinzuzo zemfundo, imali ebolekiwe ekhaya, nokubuyiselwa emsebenzini.
Ama-Verteran kufanele athole ifomu lawo le-DD-214, elibhala umsebenzi wawo wezempi futhi elidingeka ngezinzuzo eziningi ze-VA. Izinhlangano zenkonzo njenge-American Legion, VFW, ne-Melika ekhubazekileyo inikeza usizo mahhala ngezicelo ze-VA nezicelo.
Abafuduki Nababaleki
Ukukholeka kwezinzuzo kuyahlukahluka kakhulu ngenxa yesimo sokufuduka. Ababaleki, i-asylates, nezinye izifiki ezisiza abantu zingaba nenzuzo kahulumeni. Izakhamuzi ezihlala njalo zingaba ezifanelekela izinzuzo ezithile ngemva kokuhlangabezana nezimfuneko zenkathi yokulinda. Abafuduki abangabhaliwe ngokuvamile abakufanelekeli izinzuzo zikahulumeni, nakuba ukunakekelwa okuphuthumayo kutholakala kungakhathaliseki ukuthi ukufuduka kuyini, futhi izingane zingafaneleka ngezinhlelo ezithile kungakhathaliseki ukuthi zinjani izikhundla zabazali bazo.
Abafuduki kufanele bafune usizo ezinhlanganweni ezisebenza kakhulu ezinhlanganweni zabafuduki ukuze baqonde ukuthi iziphi izinzuzo ezingase zibafanele nokuthi ukuthola izinzuzo kungathinta izinga labo lokufuduka noma izicelo ze-yokuba yizakhamuzi. Imithetho yokukhomba umphakathi iye yashintsha ngokuhamba kwesikhathi, futhi kubalulekile ukuthola ukwaziswa kwamanje okuqondile.
Ukunciphisa Izinzuzo Zakho
Uma usuthola izinzuzo, kunamasu okuqinisekisa ukuthi uthola usizo olufanele olutholakalayo. Okokuqala, qiniseka ukuthi ubhalisile kuzo zonke izinhlelo ozifanelekela. Abantu abaningi bathola uhlobo olulodwa lwenzuzo ngaphandle kokuqonda ukuthi bafanelekela abanye. Uma ufanelekela i-SNAP, ngokwesibonelo, ungafanelekela futhi i-Medicaid, i-LIHEP, nenkonzo yocingo.
Ngokwesibonelo, i - SNAP ivumela izindleko zezindlu, izindleko zokunakekelwa okuxhomeke kuye, izindleko zokwelapha amalungu emikhaya asekhulile noma akhubazekile, nokusekela izingane. Ukuqinisekisa ukuthi zonke izinto ezivunyelwe zisetshenziswa kungandisa inzuzo yakho ngokuphawulekayo.
Sebenzisa izinkonzo ezengeziwe nemithombo eletha izinzuzo. Izinhlelo eziningi zihlanganisa abazozithola kwezinye izinkonzo ezinjengokuqeqeshwa emsebenzini, izinhlelo zemfundo, ukululekwa kwezimali, nezinkonzo zokunakekela impilo. Lezi zinkonzo ezihlanganisa indawo zingakusiza ukuba uthuthukise isimo sakho futhi usebenzele ekuzithuthukiseni.
Bheka izithasiselo zikahulumeni nezendawo. Izifunda eziningi zinikeza izinzuzo ezengeziwe ezingaphezulu kwezimfuneko zikahulumeni, njengenkokhelo ephakeme yeTANF, ukuhlanganisa iMedicaid, noma izinhlelo zikahulumeni kubantu abangakufanelekeli ukuzuza kuhulumeni.
Ukuqonda lokhu kuhlangana kungakusiza ukuba wenze izinqumo ezibonisa ukuthi uzazi ukuthi ziyini izinzuzo okufanele uzisebenzise futhi kanjani ukuze uhlele imali yasekhaya.
Ukuhlela Ikusasa: Ukuzisebenzela
Nakuba uhulumeni ezisiza kakhulu ekusekeleni ezikhathini ezinzima, abantu abaningi bawabheka njengebhuloho lesikhashana elizozinza futhi elizisizayo. Ukuqonda indlela yokusebenzisa izinzuzo njengetshe elinyathelayo kunokuba ikhambi elihlala njalo kungakusiza ukuba ufinyelele ukulondeka okungokwezimali isikhathi eside.
Sebenzisa amathuba emfundo nokuqeqesha. Izinhlelo eziningi zinikeza noma zikuxhumanise nemfundo yomsebenzi, imfundo yemisebenzi, nezinhlelo zokuthuthukisa ikhono. Ukutshala imfundo yakho namakhono kungaholela emathubeni angcono emisebenzi nasemaholo aphezulu. Izinhlelo ezinjenge-Wioa, izinhlelo zomsebenzi ze-TTANF, futhi ukuvuselela i-VAA umsebenzi kungakunikeza ukuqeqeshwa okungakhokhi lutho.
Ukuqonda ukuthi umsebenzi uthinta kanjani izinzuzo zakho. Abantu abaningi bakhathazeka ngokuthi ukuthola imali kuyobabangela ukuba bangakufanelekeli ngokushesha zonke izinzuzo, kodwa izinhlelo eziningi zinokuthatha isikhathi esincane kakhulu esikuvumela ukuba ugcine izinzuzo ezithile njengoba iholo lakho likhula. Ngokwesibonelo, i-SNAP inciphisa izinzuzo kancane kancane njengoba iholo likhuphuka kunokuba lizinqume ngokuphelele. I-Medicaid ishintsha kancane ngemva kokuba usuqashelwe.
Bangakusiza ukuba uqonde ukuthi amathuba emisebenzi ahlukahlukene ayozithinta kanjani izinzuzo zakho futhi bangakusiza ukuba uhlele indlela yokuthola umsebenzi esekela izindleko ezidingekayo kuyilapho uthola imali eningi.
Yakha imali egciniwe uma kungenzeka, ngisho nemali encane. Nakuba ezinye izinhlelo ezizuzisayo zinemingcele yenzuzo, eziningi ziye zayiyeka noma zayiphakamisa eminyakeni yamuva. Ukuba nalemali encane edinga usizo kungakusiza ukuba ubhekane nezindleko ezingalindelekile ngaphandle kokubuyela emuva ezinkingeni. Ezinye izinhlelo, njenge-Iniverse Development Akhawunties (AD), empeleni zisiza abazomukelayo ukuba bazuze imali ebekelwe imigomo ethile enjengemfundo, indlu, noma baqale ibhizinisi.
Izeluleko zezimali nezinkonzo zokuqondisa. Izinhlangano eziningi zomphakathi zinikeza imfundo yemali yamahhala kanye nokuqeqeshela ukukusiza ukuba usebenzise imali, unciphise izikweleti, uthuthukise isikweleti, futhi uhlele ikusasa. Lezi zinkonzo zingaba usizo olubalulekile ekukusizeni ukuba wenze izinzuzo zakho futhi usebenzele ekuzinziseni ngokwezimali.
Isiphetho: Ukuthatha Isinyathelo Sokuqala
Ukusebenzisa isimiso sikahulumeni kungabonakala kuyesabisa, kodwa izigidi zabantu baseMelika zikwazi ukufinyelela lezinhlelo ngokuphumelelayo minyaka yonke ukuze zizisekele zona nemikhaya yazo ngezikhathi ezinzima. Isihluthulelo siwukuqala ngokucwaninga, ukuqonda ukuthi yini ongase uyifanelekele, ukuqoqa imibhalo yakho, bese zithatha leso sinyathelo sokuqala sokufaka isicelo.
Khumbula ukuthi lezinhlelo zikhona ngokukhethekile ukuze zisize abantu abaswele, futhi akukho hlazo ekutholeni ukusekela okufanele. Noma ubhekene nobunzima besikhashana noma ubhekene nezinselele zesikhashana, izinzuzo zikahulumeni zingakunikeza ukuzinza okudingayo ukuze uhlangabezane nezidingo eziyisisekelo, ulondoloze impilo yakho, futhi usebenzele ukuletha ikusasa elilondekile.
Ungavumi ukwesaba, ukudideka, noma ukuqhosha kukuvimbele ekutholeni izinzuzo ofanelekele. Sebenzisa imithombo onayo, cela usizo lapho uludinga, futhi phikelela ekuphishekeleni usizo olukufanele. Le nqubo ingadinga isineke nomzamo, kodwa ukusekela okunikezwa yile zinhlelo kungenza umehluko onenjongo ekuphileni kwakho nasekuphila kwamalungu omkhaya wakho.
Qala namuhla ngokusebenzisa ithuluzi lokuhlola inzuzo ukuze ubone izinhlelo ongazifanele, bese uqoqa umbhalo wakho uqale inqubo yokusebenza. Ngokulungiselela, ukuphikelela, nokusekela okulungile, ungasebenzisa inzuzo yesimiso futhi uthole imithombo eklanyelwe ukukusiza ukuba uphumelele.