Kusintha misonkho ku India sikophweka. Pakati pa kukwera mitengo ya msonkho wa ndalama zambiri (ITR) mafomu, kukonza mapepala olengezedwa mu ndandanda iliyonse ya ndalama zoyendetsera ndalama, ndi kumvetsa kuchepa kwa ndalama zoikizidwa, kuchotsapo, ndi kutsata, ngakhale mapepala anthaŵi zonse, ngakhale makampani, amalonda, olipira msonkho, ndi osungitsa ndalama, ngozi ya kupanga chophophonya chamtengo wapatali . Kufufuza zapamwamba. Katswiri wa msonkho asanalembe kukhoza kusintha chokumana nachochi ndi nkhaŵayi kukhala ndi maluso la za ndalama. Kuwonjezera pa kukonzekera, mafomu a akatswiri a msonkho, kuvomereza msonkho wanu, ndi kupereka malangizo a ndalama. Nkhaniyi imayendera phindu lapamwamba la ndalama, amene amasankha kuti apeze ndalama zambiri.

Kuzindikira Msonkho wa ku India

Dongosolo la ku India la msonkho layang'aniridwa ndi Inone Task Act, 1961, limene limakonzedwa pafupifupi chaka chilichonse. Central Board of Direct Confect Confect Confect Confect (CDT) imatulutsa mfundo zozungulira, zizindikiro, ndi malongosoledwe amene angayambukire mmene ndalama zimagawidwira, mmene zipereŵera zikuyendetsedwa, ndi mmene masiku akuyendetsera. Mwachitsanzo, kuyambitsidwa kwa boma latsopano la msonkho pansi pa chigawo 115BAC (Kusintha kwa Anthu) kuchokera ku FY 2020-21, kusintha kwapambuyo pake, ndi kusintha kwa nthaŵi ndi kusintha kwa maulamuliro atsopano a boma kwawonjezera mizere ya zinthu zovuta. Mofananamo, kuyang'anira msonkho ya ndalama zamakono (zofunika, NTS), kutchuka ndi kusoŵa ndalama, ndi kusoŵa kwa ndalama zambiri kwa anthu opereka ndalama.

Ndiponso, kalenda ya kugonjera imaphatikizapo osati deti lapachaka lokha loyenera (makamaka July 31 kwa anthu, ofutukuka m'zaka zina), komanso masiku a misonkho oikidwiratu, masiku oŵerengera msonkho (pamilandu yolongosoka), ndi mapepala a Mapepala a Tchalitchi A APULI OperekeRA (Form 3CB/3CD) kapena kutumiza malipoti. Kuikizidwa kwa ndalama zapambuyo pake, kuvumbulidwa kolakwika, kapena kusasimbidwa bwino kwa ndalama kungakula mofulumira. Katswiri wa msonkho adakali ndi mathayo ameneŵa ndipo amakuthandizani kupeŵa mavuto osafunikira a za ndalama ndi a lamulo.

Mapindu Aakulu a Kufunsira Msonkho

Kudziwa Zinthu Molondola ndi Mokwanira

Chimodzi cha mapindu aakulu kwambiri a kugwira ntchito ndi Treator Accounting (CA) kapena phungu wa msonkho ndicho chitsimikizo chakuti IT yanu yakonzedwa bwino. Zolakwa zimabuka ndi kuikidwa molakwa kwa ndalama zimene mumalandira (m., kusamala ndalama za malikulu monga ndalama za bizinesi kapena zina), kusiya ndalama zopezedwa kuchokera ku maakaunti osungidwa kapena ndalama zoikizidwa, kapena kulephera kupereka lipoti la ndalama kuchokera ku chuma chachilendo kapena makampani onyenga. Katswiri amasonkhanitsa mapepala onse ofunika ($16, zitsimikizo za ndalama, malisiti, mawu amalipiro a ndalama , ndi kutsimikizira kuti ndalama iliyonse imalengezedwa bwino. Zimenezi zimachepetsa ngozi ya kulandira chidziŵitso kuchokera ku Dipatimenti ya Ndalama pansi pa chigawo 1431 kapena ku chigawo cha kuyang'''''''''''''''.

2. Kukokomeza Mapeto ndi Mapeto

Malamulo a msonkho ku India amapereka ndalama zambiri zochepetsera (pamutu pa Chaputala VI, 80D, 80E, 80E, 80G, etc) ndi kusafuna kulipira (m' lekuatiso, HRA pansi pa Gawo 10(13A), LTA pansi pa Gawo 10(5), ndalama zolimira). Komabe, okhoma msonkho ambiri amalephera kupeza mapindu onse oyenerera chifukwa chakuti sawadziŵa. Katswiri wa misonkho angaone mipata imene mungainyalanyaze (mwachitsanzo, kuwonjezera pa chigawo cha 80CCD(1B) kuti mupereke ndalama zowonjezereka ku bungwe la National System (NPS), kapena kupempha chithandizo cha 89 cha ndalama zolipirira. Kwa eni malonda, ndalama za RD, ndi malonda apamwamba.

  • Kuika ndalama pa kampani: PPF, ELS, malipilo a inshuwalansi ya moyo, malipiro aakulu pa loni ya panyumba , akatswiri akuthandiza kulinganiza maloko anu kuti muwonjezere 761.5 lakh.
  • Malipi a inshuwalansi yamphamvu: Pansi pa Gawo 80D, mungatenge 765,000 (kufikira nzika zokulirapo) ndi kuwonjezera kwa makolo.
  • Chiwongola dzanja chapanyumba: Kukongoza 762 lakh pa chigawo 24(b) kaamba ka katundu wodzisamalira yekha; akatswiri angatsogolerenso pakunena Gawo 80EEA kwa ogula anthaŵi yoyamba.
  • Zopereka: Kuŵerengera Kwabwino pansi pa Gawo 80G, kuphatikizapo kuyenerera malire kaamba ka ndalama zoikiziridwa.

3. Kupulumutsa Nthaŵi Kofunika Kwambiri

Kukonza ndi kukonza zobwezera msonkho kumafuna mapepala osonkhanitsa, mafomu omvetsa (ITR-1 mpaka ITR-7), kugwiritsa ntchito ndalama, kutsimikizira kubwerera. Kwa munthu amene ali ndi ndalama zambiri kapena ndalama zoikizira ndalama, zimenezi zingatenge maola ambiri kufufuza ndi kuyang'anira. Katswiri wa msonkho amayang'anira ntchito yonse, kuyambira kusonkhanitsa mapepala mpaka kuwonjezera, kaŵirikaŵiri m'chigawo cha nthaŵi imene mungawononge. Zimenezi zimakumasulani kusumika maganizo anu pa ntchito yanu kapena malonda pamene mukutsimikizira. Akatswiri ambiri amathandiziranso chaka chonse kaamba ka kulinganiza misonkho, kupanga dongosolo la chaka ndi chaka cha kulinganiza misonkho.

Kugwirizana mwalamulo ndi Kukana Kufufuza

Akuluakulu a za msonkho ku India akhala okhometsa kwambiri. Katswiri wa msonkho akuthandiza kutsimikizira kuti kubwerera kwanu ndi mabanki, kusinthitsana ndalama, ndi katundu kubwerera kumbuyo ndi kuona kusiyana pakati pa ndalama zimene zalembedwa ndi zimene kampani ya msonkho ili nazo kungayambitse chidziŵitso cholembedwa kapena kusanthula. Katswiri wa msonkho akuthandiza kutsimikizira kuti mukubwerera ndi a m'dipatimenti (kapena kukhazikitsa kuyanjanitsa kotsimikizirika kumene sikuli). Ngati mulandira chidziŵitso cha ndalama zimene mukulandira [1] Chofunsira chapadera, kapena kupenda kokwanira kwa katswiriyo kungakuimireni pamaso pa mkulu wofufuza, mayankho okonza zinthu, ndi kukutsogolerani kupyolera mwa njirayo. Zimenezi zimachepetsa kupsinjika ndi kuyang'anizana ndi nkhani zalamulo kwa anthu ambiri pamene akuyang'nkhani yokha.

5. Kupereka Msonkho Kwabwino M’tsogolo

Phindu la katswiri wa misonkho limaposa pa nthaŵi yoikidwiratu. Akatswiri angakuthandizeni kulinganiza zosankha zanu za ndalama m’chaka chonse kuchepetsa ngongole yanu ya msonkho. Mwachitsanzo, angakuuzeni za msanganizo wokwanira wa zigawo za malipiro (HRA, LTA, operekera chakudya, ndi zina.) akukulangizani kusintha pakati pa malamulo a msonkho akale ndi atsopano ogwirizana ndi ndalama zanu, kuyerekeza kuti galimoto za misonkho yopereka msonkho, ndi kukutsogolerani pamene mukugulitsa zinthu kuti mupeze msonkho waukulu. Amalonda, maluso onga kukwera mtengo, kuyang'anira mabizinesi, ndi kusankha mabizinesi a malonda (makampani a zamalonda, v. makampani a zachinsinsi) angakhale ndi makhomoti aakulu. Mwa kukonzekera, pokonzekera, mukhoza kusamala ndi kuyendetsa ndalama zanu zowonjezereka.

Kodi Ndani Amafunikira Kwambiri Chitsogozo Chaluso?

Pamene kuli kwakuti okhoma misonkho onse angapindule ndi uphungu wa akatswiri, magulu ena amauona kukhala wofunika kwambiri:

  • Antchito olembedwa ndalama okhala ndi ndalama zapambali: Ntchito ya Freelance, ndalama zobwereka, kupata ndalama za makampani kapena katundu, chiwongola dzanja kuchokera ku malo ambiri.
  • Awini mabizinesi ndi amalonda: Kuchuluka kwa masinthidwe a malonda (ITR-3 kapena ITR-4), kukonza mabuku, zofunika zoŵerengera msonkho pansi pa Chigawo 44AB, kugwirizanitsa kwa GST.
  • Opatula ndi ogwira ntchito zachuma: kaŵirikaŵiri amalemba molakwa zowonongedwa, amalephera kulipira ndalama zaukatswiri, kapena kunyalanyaza mathayo a misonkho a pasadakhale.
  • Anthu oyenerera pa ukonde (HN): Complete cortroffolios kuphatikizapo chuma chachilendo, kudalirana, katundu, ndalama zambiri, zopereka zazikulu zothandizira anthu osoŵa, ndi zofunika pa kukonza malo.
  • [[FLT :0] Amwenye a Non counst (NRIS) ndi kubwerera kwawo: Kukhometsa msonkho wa ndalama zachilendo, kuletsa msonkho kuŵirikiza mapangano (DTA ), kubwezera, ndi NRI-kuchotsapo zinthu monga Chigawo 10(4) ndi 10(5).
  • [[ML:0] Anthu amene alandira chidziŵitso cha msonkho: Oimira akatswiri angathetse nkhani mofulumira ndi mogwira mtima kwambiri kuposa kuzichita inu eni.

Akatswiri a Msonkho Amapezeka ku India

Kumvetsetsa magulu osiyanasiyana kumathandiza kusankha mlingo woyenera wa utumiki:

  • Aloza (CC): [FLT ] Olamulidwa ndi Institute of Treatorred Accounts of India (ICAI), CAS ali oyeneretsedwa kusamalira kuŵerengera msonkho, kuimira ogula pamaso pa akuluakulu a msonkho, ndi kupereka msonkho wokwanira ndi mautumiki a kuŵerengera ndalama. Nkhani zocholoŵana kapena zapamwamba, A CA ndizo chosankha chabwino kwambiri.
  • Masutaiforma: Kaŵiri kaŵiri kaja ka A CAS kapena anthu odziŵa kwambiri malamulo a msonkho. Iwo angadziŵitse msonkho wachindunji, GST, kapena zonse ziŵiri. Pendani zikalata zawo ndi zolemba za m'mafashoni musanaloŵetsemo.
  • Zokonzera Zobwereramo zotchedwa Tax (TRP): [[FLT :1] Zikalata zoperekedwa ndi Dipatimenti ya Mtungo pansi pa Teaksi Yokonza Kubwerera. Amaphunzitsidwa kuthandiza ndi mafaelo aakulu (ITR-1, ITR-4, ITR-4) ya anthu ndi mabizinesi aang'ono.
  • Kukhoma Mtungo ndi Chichirikizo: Mapulatifomu angapo amapereka pulogalamu yothandiza limodzi ndi kupezeka ku CAs pa zimene zikufunidwa.

Kaya akhale ndi mtundu wotani, tsimikizirani kuti katswiriyo alembetsa (mwachitsanzo, nambala ya kukhala membala wa CA). Pankhani zokhudza kuŵerengera msonkho, wongotsatira wa CA ndi amene angatsimikizire malipotiwo.

Mavuto Ofala Polipirira Misonkho

Ambiri amene amakhoma misonkho motsimikiza amalakwitsa zinthu zimene katswiri wa misonkho angaone:

  • Kusankha mtundu wolakwika wa ITR: [[FL:1] Mwachitsanzo, kugwiritsira ntchito ITR 1 pamene mupeza ndalama zamaliro kapena ndalama za bizinesi / kuukira kumatsogolera ku kukanidwa.
  • Kuchotsa ndalama zopezedwa kuchokera ku maakaunti achilendo:[FLT ] Ngakhale kaunti ya kubanki yosatha yosakwanira iyenera kuvumbulidwa. Kulephera kungapereke chilango chowopsa pansi pa Black Money Act.
  • Kupereka lipoti lolondola la kupata malikulu: Kusagwiritsira ntchito zosonyezera zolondola kupindula kwa kupeza kwa nthaŵi yaitali pa katundu kapena ndalama zonse.
  • Kulinganiza malipiro a misonkho yapasadakhale: Anthu olembedwa ntchito zawo kaŵirikaŵiri amaiŵala kukhoma msonkho pasadakhale m'zigawo zinayi, kutulukapo chiwongola dzanja pansi pa chigawo 234B ndi 234C.
  • Osanena kuti ali ndi ngongole ya TDS: TDS yochotsedwa ndi abwana kapena mabanki singaonekere mu For 26AS; katswiri amathandiza kuyanjana ndi kunena.
  • Kuyang'anira boma latsopano la misonkho: Olembedwa ntchito ogulitsidwa angasankhe mosadziŵa boma limene silingalinganizidwe kaamba ka kuchepetsa kwawo.

Mmene Mungasankhire Msonkho Woyenera

Kusankha katswiri wabwino n’kofunika kwambiri mofanana ndi kusankha kufunsa munthu wina.

  • [[FLT: 0] Kudziwitsa ndi zitsimikiziro: Kaamba ka zosoŵa zovuta, kondani CA yokhala ndi chikalata chovomerezeka cha ntchito. tsimikizirani kukhala membala pa webusaiti ya ICAI (icai. org).
  • [[MLT:0] Kusintha ndi mkhalidwe wanu wotsimikizirika: Funsani ngati adasamalira nkhani zofanana ndi zanu(m., ndalama zobisika, msonkho wotsekereza, kapena kuŵerengera malonda.
  • [[FLT :0] Kuonekeratu: [[FLT :1] Kupempha mawu omveka kutsogolo. Masewera amasiyana kwambiri: Kulemba kwa IT kungagule 765-76000, pamene kuli kwakuti malonda ovuta amabwerera kapena kuimira kuŵerengera kukhoza kuyenda 760,000 kapena kuposa.
  • Malingaliro ndi zilozero: Testimonials kapena mahediresi ochokera kwa ausinkhu wanu, makamaka a ntchito zofanana, zingasonyeze kudalirika.
  • Kutulutsa ndi kupezeka: Kodi adzayankha mafunso anu otsatira? Kodi amapereka chichirikizo cha chaka chonse kapena kokha mkati mwa nyengo ya kulembetsa?
  • Software ndi luso la zopangapanga: Makampani ambiri amagwiritsira ntchito madoko a mtambo potumiza mapepala ndi mapuloteni, kuwonjezera ntchito.

Kuti mupeze malangizo a boma pankhani ya kusankha katswiri wa msonkho, mungalembe ndalama za CBDT pa comatacidia.gov.in ndi ndandanda ya ICAI ya zochita za CAS.

Kufunika kwa Mautumiki a Msonkho

Anthu ena okhoma misonkho amazengereza chifukwa cha malipiro oloŵetsedwamo, koma kaŵirikaŵiri mtengo wa chithandizo cha akatswiri umachepetsedwa ndi ndalama zimene zingasungidwe ndi kuchepetsako ngozi.

  • Kupeŵa kulowa m'dziko: Kulemba zamapeto pansi pa Gawo 234F kukhoza kufika 7610,000 . Pansi pa kusimba zilango pansi pa Gawo 270A zingakhale 50% ya msonkho pa ndalama zosalembedwa.
  • Mafupa: Akatswiri kaŵirikaŵiri amafukula ndalama zonyalanyazidwa zimene zimatsogolera ku zopopedwa zapamwamba, nthaŵi zina kupitirira malipiro enieniwo.
  • Ndalama zosungidwa: Kulinganiza kwapasadakhale kumapeŵa chiwongola dzanja (pakali pano 1% pa mwezi kuchedwa).
  • Phindu la nthaŵi: maola amene mumasunga angabwezeretsedwe ku ntchito zopezera ndalama kapena kusanguluka.
  • Mtendere wa maganizo: Kudziŵa kubweranso kwanu kuli kogwirizana ndipo kokonzeka bwino kumachepetsa nkhaŵa za machenjezo amtsogolo.

Kwa antchito olembedwa ntchito amene ali ndi ndalama zochepa zoikizira ndalama, malipiro a CA (760,000-76000) ali mtengo waung’ono wa kulondola ndi kuchepetsa ndalama zoikidwiratu. Kwa eni mabizinesi kapena HNIS, mtengo wake uli mbali yochepa ya mtengo wa kulinganiza misonkho ndi kuyang’anira ngozi.

Kupereka Msonkho Mwanzeru Kuposa Kulemera

Akatswiri a misonkho amapereka phindu loposa kubwerera kwa chaka ndi chaka.

  • [[FLT :0] Kulinganiza:[FLT :1] Kulinganiza zosankha zanu zoikizira ndalama (ELS, PPF, NPS, Sukanya Samriddhi , ndi zinanso) ndi zonulirapo zanu zosungira msonkho ndi mlingo wa ngozi.
  • [[MTL:0] Kukonzanso: Kuyang'anira sanganizo wabwino wa zigawo zonga HRA, LTA, zolembera chakudya, ndi mapindu operekedwa kwa abwana kuchepetsa msonkho.
  • Kulinganiza kwa dziko ndi kutsatizana: Kumanga chuma ndi zoikizira kuchepetsa ntchito ya chuma (ngakhale kuti tsopano yachotsedwa ku India) ndi kutsimikizira kusamutsidwa kwa chuma.
  • Kupanga ndi kukonzanso: Kusankha pakati pa kukonza, kugwirizana, LLP, kapena mwamseri kuchepetsa msonkho ndi kugonjera.
  • FAMA ndi NRI msonkho: Chitsogozo pa kubwezeretsa dziko, chilengezo cha chuma chachilendo, ndi chithandizo cha msonkho cha kaŵiri pa DTAA.
  • Chichirikizo cha kutumiza: Ngati mulandira chidziŵitso kapena mutasankhidwa kuti mufufuze, katswiri angaimire inu ndi kukambitsirana.

Cas zambiri zimapatsanso lamulo pa GST, kutumiza projekiti, ndi msonkho wapadziko lonse kwa makasitomala okhala ndi ntchito zotsata malire. Kupereka ntchito ya msonkho monga katswiri wa msonkho chaka chimodzi mmalo mwa wokonza nthaŵi yoikika kupatsa ndalama zopindulitsa nthaŵi yaitali.

Kumaliza

Dongosolo la misonkho la India nlopangidwa mokulira ndipo likusinthasintha, kupangitsa kuyendetsa kwanzeru kwa aliyense amene amasamala za thanzi lawo la zandalama. Kufunsa katswiri wa msonkho asanakonzetse kuti kubwerera kwanu kuli kolondola, kolongosoka, ndi kolinganizidwiratu kaamba ka kuchepetsa ndi kusalandira ndalama. Kuchokera pa nyengo yapasadakhale, akatswiri ameneŵa akukuthandizani kulinganiza bwino, kupeŵa zilango, ndi kuyang'ana m'malangizo kapena kuwona modalirana. Malipiro amene mumapereka ndi ndalama zochepa za nthaŵi yosungidwa, ndalama zosungidwa, ndi chitetezero chalamulo chopezedwa. Kaya ndinu wolembedwa ntchito, mwini bizinesi, kapena wopereka ndalama, kapena woyendetsa ndalama, woyenerera, woyendetsa msonkhoyo, saali ndalama zoyendera bwino ku kulinganiza ndi mtendere wa maganizo. Tengani njira yoyamba yofufuzira za kuyang'anira za kutsogolo kwa mabanki odalirika, kapena kuyang''kuyenderani ntchito ina yachiŵiri, musanabwerenso.