Table of Contents

Kunzwisisa nzvimbo yamasangano enzanga ehurumende kunogona kuchinja vanhu nemhuri dzinotarisana nedenho dzemari. Nemwero wemari 2026 yehurumende yourombo inoiswa pa $15,960 pagore nokuda kwomunhu mumwe nomumwe uye $33 000 pagore nokuda kwemhuri ine vana, idzi nhungamiro dzakavandudzwa dzinosarudza kuva dzinogamuchirika nokuda kwaMedicaid, SNAP, mari yemusika, CHAP, uye dzimwe nyika dzakawanda dzinobetsera. Pasinei zvapo nokuwanika kwezviwanikwa izvi, mamiriyoni eAmerica anokwanisa haatongowani betsero dzavanowana — kazhinji nemhaka yokuti havazivi kuti mapurogiramu aripo, havazivi kuti vanoshandisa sei, kana kuti vafunge kuti vanokwanisa. Iyi nhungamiro inosakakwana ichakubetsera kufamba kumapurogiramu enyika ose enzanga uye anobatsira kunzwisiswa nemhuri dzako.

Kunzwisisa Gadziriro Dzorubatsiro rweHurumende

Zvirongwa zvebetsero dzehurumende zvinomirira dziviriro huru nokuda kwamamirioni eAmerica. Zvirongwa izvi zvinobetsera kugovera zvinodikanwa zvikuru zvakadai sezvokudya, pokugara, dzidzo, uye tarisiro youtano kuvagari veU.S. kupfurikidza nedzidzo yokutanga nevesekondari, mari yedzidzo yakakwirira, urovha neinishuwarenzi, mari yokubetsera vashandi vane mari shoma, mari yedzimba, mari yemari yeveSpenishuwarenzi, uye mapurogiramu einishuwarenzi. Zvirongwa zvacho zvakagadzirirwa kutsigira vanhu vasina dziviriro munguva dzenhamo yemari uye kubatsira mhuri kuti dziwane zororo uye kuti dziwane mari yokuzvipfumisa.

Zvirongwa zvakawanda zveyamuro yehurumende neyakarongwa nehurumende zvinowanika kutsigira chiverengero chavagari vemo chisingatani kukuvadzwa muUnited States, zvichiita kuti upenyu huve hunodhura zvikuru mukati menhamo dzemari. Zvirongwa izvi zvinobatanidza mapoka akawanda anobatanidza utano, zvokudya, pokugara, tsigiro yemari, dzidzo, uye zvinobatsira zvinoshanda. Purogiramu imwe neimwe ine zvinodikanwa zvakati kuti zvivei zvakavakirwa pazvinhu zvakadai semari, ukuru hwemhuri, zera, kurema, uye kuva mugari wemo.

Mwero Wenzanga Weurombo Nekushanda Kwazvo Kwourongwa

Mwero wemari yemari inotakurirwa neHHHS inobatira senheyo yokusarudza kuva akakodzera mugadziriro dzakawanda dzeyamuro. Kana mari yaunowana mumusha ichipinda painenge chiverengero chakati chezvitsama zveizvi, ungakwanirisa nokuda kwemitengo yakaderedzwa kana kuti betsero dzapachena. Gadziro dzakasiana- siyana dzinoshandisa zvitsama zvezvikamu zvakasiyana- siyana zveFPL kusarudza kumira, kubva pa 100% kusvikira ku 400% zvichitsamira papurogiramu.

Zvitsama zveFPL zvakafanana munyika 48 dzinogara dzichikamhina uye Washington, D.C., neAlaska neHawaii dzine nhungamiro dzakakwirira. Zvisinei, nyika imwe neimwe ingagadza zvikumbaridzo zvayo imene zvepurogiramu pazvikamu zvakasiyana - siyana zveFPL, kureva ganhuriro chaiyoiyo yemari yepurogiramu yakati inogona kusiana zvikuru nehurumende.

Gadziriro Dzoutano

Medicaid: Chivako Choutano Chinodzivirira Chokufukidza Vari Mupasi

Medicaid ipurogiramu youtano nokuda kwavanhu vakati nemhuri dzinowana mari shoma nezviwanikwa. Igadziriro inoedzwa nenzira inotsigirwa nehurumende dzehurumende nedzehurumende, uye inotarisirwa nehurumende. Semanyuko makurusa okupfuudzira utano muUnited States, Medicaid anoita basa rinokosha mukuvimbisa kusvika kukutarisira utano hwavanhu vane ngozi.

Madhicaid anobatsirwa nevekuUnited States kana kuti vamwe vanhu vasina kukwanisa, vakadai sevagari vemo vagara vapamutemo. Uyewo, mamwe mapoka anotarisirwa kukura, kana kuti kuva nepamuviri. Mumaruwa ose, Medicaid anopa chikwereti choutano kuvanhu vamwe nevamwe nemhuri, kusanganisira vana, vabereki, vanhu vane pamuviri, vanhu vakwegura vane mari, uye vanhu vakaremara.

Zvinodikanwa Zvokusazvidzora

Kukwanisa nokuda kwaMedicaid kunosiana nehurumende, asi kune zvinodikanwa zvinozivikanwa navose munyika dzose. Vabediad vanobetserwa kazhinji kazhinji vanofanira kuva vagari vehurumende mavari kugamuchira Médicaid. Mutemo weFederal unoda kuti nyika dzifukidze mapoka akati avanhu. Mhuri dzinowanikwa pasi, vakadzi vane pamuviri navana vakakwaniriswa, uye vanhu vamwe navamwe vanogamuchira Security Incomet Income (SS) mienzaniso yamapoka anogombedzerwa.

Mumashoko kuti wakakudza mutengo weMedicaid, unogona kukwanirisa pahwaro hwako hwemari yoga. Kana mari yemba yako iri pasi pe 133% yemwero wourombo wehurumende (FPL), unokwanirisa. (Nemhaka yenzira iyo ikoku kunorangarirwa nayo, inova 138% yemwero wourombo wehurumende.) Zvisinei, Dare gurusa reU.S. rakatonga kuti kukura kweMedicaid kuri kwokuzvidira namasangano, naizvozvo dzimwe nyika hadzina kukudza mapurogiramu adzo eMedicaid.

Nzira Chaidzo Dzomugwagwa weMedicaid

Mitezo ine chisarudzo chokutanga purogiramu "inodikanwa mune zvekurapa" nokuda kwavanhu vane zvinodikanwa zvoutano zvinokosha vane mari yakanyanyokwirira zvokusagona kukwaniriswa nokuda kwaMedicaid mumamwe mapoka asingagoni kushaikwa. Vanhu vanoshaiwa zvokurapa vanogona kuva vanofanirwa ne "kuisa pasi" chitsama chemari iri pamusoro pemari inoshaikwa nehurumende. Vanhu vamwe navamwe vanopedza mari mukuronda ndyiko dzezvokurapa nedzokurapa izvo vasina inishuwarenzi youtano. Kana bedzi ndyiko dzomunhu dzakaitika dzinopfuura mwero wemari inoshairwa nemwero yemari yehurumende yezvokurapa, munhu anogona kuva anokwanidzirwa nokuda kweMedid.

Chirongwa cheInishuwarenzi yoUtano Chavana (CHIP)

Chirongwa cheChildren’s Health Inshuwarenzi Program (CHIP) ipurogiramu inopiwa neUnited States Department of Health and Human Services iyo inogovera mari inowirirana kuti igova nokuda kweinishuwarenzi youtano kumhuri dzine vana. Purogiramu yakarongedzerwa kufukidza vana vasina kuiswa mubhengi mumhuri dzine mari ine mwero asi yakakwirira zvikuru zvokusagona kukwanirisa nokuda kweMedicaid. Iyi purogiramu inozadza mukaha mukuru mukuru wemhuri dzinoshanda dzinowana mari yakawanda zvokukwaniriswa nokuda kweMedicaid asi dzisingagoni kubhadhara inishuwarenzi youtano yadzo yomunhu oga.

Kana mari yako yakakwirira zvikuru zvokusagona kuitwa naMedicaid, mwana wako angangokwaniriswa nokuda kweChirongwa cheAnren’s Health Inshuwarence Program (CHIP). Inofukidza kutarisira vana vasina kurapwa nameno uye vachiri kuyaruka kusvikira pazera ramakore 19. Hurumende imwe neimwe inoronga purogiramu yayo imene yeCIP neganhuriro dzemari nebetsero dzakasiana - siana.

Midicare

Medicare ipurogiramu yeinishuwarenzi youtano yomubatanidzwa zvikurukuru nokuda kwavanhu vane makore 65 navakuru, kunyange zvazvo ichifukidzawo vanhu vaduku vakati nourema naavo vane End-Stage Renal Disease. Kusafanana naMedicaid, Medicare haisati yakavakirwa pamari inotambirwa asi panzvimbo yezera kana kuti urema. Pashure pemwedzi 24 yokugamuchira SSDI, unowanzova anofanirwa nenhau youtano yeMedicale.

Gadziriro Dzokuyamura Nezvokudya

Chirongwa Chokuyamura Nezvokudya Zvomumuviri (SNAP)

MuUS, betsero yemari yokutenga zvokudya nokuda kwavanhu vanoshaiwa uye vasingawani mari inogoverwa kupfurikidza neSomeral Nutrition Application Program (SNAP), yaichimbozivikanwa seFoood Stamp Program. Iyi gadziriro yeyamuro yehurumende inopiwa neFoood and Nutrition Service yeU.S.S.SNAP ndiimwe yegadziriro dzebetsero dzehurumende dzinoshandiswa zvikuru, dzichibetsera mamiriyoni edzimba kubhadhara zvokudya zvinovaka muviri.

SAP inogoverwa kupfurikidza nekadhi reElectronic Beefs Extrand (EBT) rinoshanda sekadhi retsoropodzo kuvatengesi vanotenderwa. Chitsama chebetsero dzinowanwa nemhuri chinotsamira paukuru hwemba, mari, uye mari inobvumirwa. Mhuri dzinokwanisa kushandisa SNAP kuti dzitenge zvokudya kubatanidza michero, miriwo, nyama, zvigadzirwa zvomukaka, chingwa, zviyo, uye mbeu kuti zvirime zvokudya.

KUSAORA

SNOP inokwanisa kusarudzwa neganhuriro dzose dziri mbiri dzemari inotambirwa namadziro emari, idzo dzakabatanidzwa pamwero wourombo wehurumende. Mhuri zhinjisa dzinofanira kusvitsa dzose dziri mbiri ganhuriro dzemari yapamusha (pamberi pemari inobviswa) neganhuriro dzemari yembure (pasati pabviswa). Mhuri nemitezo yakwegura kana kuti yakaremara dzinongoda bedzi kusvitsa ganhuriro yemari inotambirwa yamambure. nokuda kweSNAP, Social Security inorangarirwa semari inobhadharwa asi inoteswa yapa.

Purogiramu Yezvekudya Zvomumuviri Zvorumwe Rudzi Nokuda Kwavakadzi, Vacheche, uye Vana (WIC)

purogiramu yeWiC inogovera mari kuhurumende nokuda kwezvokudya zvokuwedzera, mahedhirechi okutarisira utano, uye dzidzo yezvokudya zvinovaka muviri nokuda kwavakadzi vane mimba shomanene, vanoyamwisa navakadzi, vakadzi vasina kupfuudzwa nenhoro dzembeu vanopa pamuviri, uye vacheche navana kusvikira pamakore mashanu avo vanowanikwa vari mungozi yezvokudya zvinovaka muviri. WiC inogovera zvokudya zvakati zvinovaka muviri zvokudya zvinowedzera, mashoko pamusoro pokudya zvine utano, uye zvinonongedzera kuutano nemimwe mibato yenzanga.

Zvimwe Zvirongwa Zvokuyamura Zvokudya

Child and Adult Care Food Program (CACFP) rudzi rweyamuro yeUnited States yeUnited States inopiwa neBato reU.S. reProgram yeUS. kuti igovere kuti igovere zvokudya zvapazuva nezuva nokuda kwemigove yezuva nezuva yavana vanofungidzirwa kuva mamirioni 3,2 000 uye vakwegura kana kuti vakura mundangariro kana kuti mumuviri vakakuvadzwa mugadziriro dzekuchengeta zuva. Zvirongwa zvokuwedzera zvinobatanidza National School Lunch Program, School Creast Program, uye Farmers's Markettion Program.

Purogiramu Dzokuyamura Dzimba

Chirongwa Chokusarudza Dzimba (Kuwana Nguva 8)

Chibvumirano cheNzvimbo yokugara neChitsinhano cheCommunity ye 1974 chakagadzira Chikamu 8 chedzimba, kubhadharwa kwemari yerendi kuvaridzi vedzimba vapachivande nokuda kwedzimba dzinowanwa dzakaderera. House Choucier Program (Kuwedzera 8) inokwesha dzimba dzinowanwa dzakaderera — vatori rutivi vanobhadhara inenge 30% yemari inotambirwa rendi uye mutsigiri anofukidza vose vasara.

Chikamu 8 chinopiwa nePurce Homes dzomunzvimbomo (PHA) uye chinobetsera mhuri dzinowana mari yakaderera zvikuru, vakwegura, uye vanhu vakaremara vanowana dzimba dzakanaka, dzakakotsekana, uye dzeutsanana mumusika womunhu oga. Vatori rutivi vakasununguka kusarudza dzimba dzipi nedzipi dzinosvitsa zvinodikanwa zvepurogiramu uye hadzina kuganhurirwa kumabasa edzimba akaderera.

Dzimba Dzavose

Dzimba dzavose dzinogovera dzimba dzerendi dzinodhura dzinogarwa nedzinotarisirwa nePUFURY House Provinces (PHA). Dzimba dzavose dzakavakwa kuti dzigovere dzimba dzokurenda dzakaisvonaka nedzakachengeteka nokuda kwemhuri dzinowana mari shoma dzinofanirwa, vakwegura, uye vanhu vakaremara. Dzimba dzavose dzinouya muukuru hwose namarudzi, kubva mudzimba dzemhuri imwe dzakaparadzirwa kusvikira kumafurati akakwirira emhuri dzakwegura.

Dzimwe Purogiramu Dzedzimba

Hurumende yehurumende inoita mapurogiramu anoverengeka eyamuro dzedzimba kupfurikidza neHID. Mamwe mapurogiramu anobatanidza Project-Based Renline Application, Home for the Ageddy (Kuparadza 202), Dzimba dzaVanhu Vane Urema (Kubvisa 811), uye mapurogiramu akasiana- siyana edzimba. Purogiramu imwe neimwe ine zvinodikanwa chaizvo zvokufara uye miitiro yokushandisa.

Purogiramu Yokutsigira Inotambirwa

Kuchengeteka Kwezvimwe Zvine Mwero (SSI)

SSI inogovera mari yemari mwedzi nomwedzi kuvakura navana vane urema kana kuti upofu avo vane mari shoma nepfuma, pamwe chete navakuru 65 navakuru vasina urema vanosvitsa zvinodikanwa zvemari. SSI inotarisirwa neSocial Security Administration (SA).

Mutengo weSSI unobhadharwa muna 2026 i $967 pamwedzi nokuda kwomunhu mumwe nomumwe uye $1450 nokuda kwavaroorani. Dzimwe nyika dzinowedzera ichi chitsama nemiripo yehurumende yokuwedzera. SSI inogovera tsigiro yemari inokosha nokuda kwemimwe yemitezo inotapurwa zvikurusa yenzanga, ichivabatsira kusvitsa zvinodikanwa zvikuru nokuda kwezvokudya, zvipfeko, uye pokugara.

Inishuwarenzi Yokuchengeteka Kwenzanga (SDI)

Kusafanana neSSI, SSDI yakavakirwa panhau yako yapamberi pebasa nemitero yeSocial Security yawakabhadhara. Kuti ukwaniriswe, unofanira kuva nourema hunokwanirisa hunodzivisa basa rakawanda uye hwakawana chikwereti chakakwana chebasa kupfurikidza nebasa. Mubhadharo weavhareji weSSDI muna 2026 inenge $4,4,0 pamwedzi, kunyange zvazvo zvitsama zvichisiana pahwaro munhau yako yemibayiro.

SSDI inopa betsero kuvanhu vasingagoni kushanda nemhaka yomugariro wekurapa unokarirwa kupedza rinenge gore rimwe kana kuti kuguma norufu. Purogiramu yacho inoda kuti vakwidziridziri vashande mumabasa anofukidzwa neSocial Security uye vane mugariro wokurapwa unowirirana nerondedzero yeSocial Security yehurema.

Betsero Yechinguvana Nokuda Kwemhuri Dzine Kushayiwa (TANF)

TANF inogovera betsero yemari yechinguvana kumhuri dzine vana apo vabereki kana kuti dzimwe hama dzokunyama dzine mutoro dzisingagoni kugovera zvinodikanwa zvikuru zvemhuri. Purogiramu yacho inosimbisa basa, mutoro, uye kuzvigutsa. Vagamuchiri vanowanzodikanirwa kutora rutivi mumabasa akadai serovedzo yebasa kana kuti basa.

Zvitsama zvezvitsama zvinobetserwa zvinosiana zvikuru nehurumende — kubva pasi pe $200 / mwedzi mune dzimwe nyika kusvikira ku $900/mwedzi mudzimwe nokuda kwemhuri yavatatu. TANF ipurogiramu inopa chirongwa, kureva kuti hurumende yehurumende inogovera chitsama chakatemwa chemari kunyika, iyo ipapo inoronga ndokushandisa mapurogiramu avo vamene mukati menhungamiro dzomubatanidzwa.

Inishuwarenzi Yeurovha

Inishuwarenzi yeurovha inogovera tsigiro yemari yechinguvana kuvashandi vakarasikirwa namabasa avo nemhaka isina mhaka yavo vamene uye vari kutsvaka nokushingaira basa idzva. Purogiramu ibatira pamwe yehurumende, nehurumende imwe neimwe ichitarisira purogiramu yayo imene mukati menhungamiro dzehurumende. Betsero dzinotsiva chikamu chemiripo yakapfuura kwenguva yakaganhurirwa, kazhinji kazhinji kazhinji kusvikira kuvhiki 26, kunyange zvazvo ikoku kunogona kutambanudzwa mukati menhambo dzourovha hwakakwirira.

Kuti vakwaniriswe nokuda kwebetsero dzourovha, vashandi vanofanira kusvitsa zvinodikanwa zvehurumende nokuda kwemibairo inowanwa kana kuti nguva inoshandiswa mukati menhambo yakagadzwa yenguva, inozivikanwa se “nhambo yokuderera. ” Vanofanirawo kutsunga kuva vasingashandi pasina mhaka yavo vamene, vanokwanisa uye vanowanika kushanda, uye vanotsvaka basa nokushingaira.

Utera Nebetsero Yesimba

Chirongwa Chokuyamura Nesimba Pamusha Chiri Kubhadharwa Zvishoma

RIHEAP and Weathering Application Program inobetsera nemari yemagetsi uye mamiriro okunze emusha. LIHEAP ipurogiramu inotsigirwa nehurumende inobetsera mhuri dzinowana magetsi mashoma nemari yadzo, ichigovera betsero nendyiko dzokudziyisa nokutonhodza, kupindira kwenjodzi yemagetsi, uye kugadziriswa kwemagetsi uye kugadzirirwa kwemusha.

ZVINOTAURWA ZVEMAFUMI EKUTI ZVINHU ZVINOBHAIRA MAKATORA ZVINOBHAIRA MAKASHWA EZVEBHONDO

Purogiramu Youpenyu

Purogiramu dzakananga dzakadai seLafeline Program inogovera masangano ekurukurirano akaderera. Purogiramu yeMofeline inogovera mari shoma parunhare rwemwedzi nomwedzi kana kuti paInternet nokuda kwavatengi vakaderera vanotambirwa mari, ichivimbisa kuti vaAmerica vose vanogona kuwana mabasa ekurukurirano avanoda kuti vabatane nemabasa, mhuri, uye mabasa ekurumidziro.

Gadziriro Dzedzidzo Dzokuyamura

Purogiramu yeFederal Pell Grant

Dzidzo inopa zvakadai seFederal Pell Grant Program naFSEOG tsigiro vadzidzi vanowana mari yakaderera vari kuronda dzidzo yapamusoro. Federal Pell Grant ipurogiramu hurusa yehurumende inopa chitsama chezvipo zvinogoverwa kuvakuru vakuru uye yakarongedzerwa kubetsera vadzidzi vanobva mumhuri dzinowana mari dzakaderera. Kusafanana nezvikwereti. Pell Grants haafaniri kubhadharwa kunze kwemigariro yakati.

Chitsama chemari chinosarudzwa nechinodikanwa chemari, mutengo wokupinda, nzvimbo yokunyoresa (nguva yakazara kana kuti nguva isina kuzara), uye kana mudzidzi achipinda kwegore rakazara redzidzo kana kuti shoma. Chinjo huru yePelg Grant gore negore yakavakirwa pamari inotsigirwa nepurogiramu.

Aid Yavadzidzi Yomubatanidzwa

Kupfuura zvipo, hurumende yehurumende inopa zvimiro zvakasiana - siana zveyamuro yavadzidzi kubatanidza zvikwereti zviduku nezvisingadzorwi, purogiramu dzebasa, uye imwe yamuro yedzidzo. Free Applicam for Federal Students Aid (FAFSA) ndiyo nzira yokupinda nayo aya mapurogiramu. Vadzidzi vanofanira kupedza FAFSSA gore negore kuti vasarudze kuva vanokwanisa nokuda kweyamuro yehurumende yavadzidzi.

Vadyi Vanobetserwa

Kutarisira utano kunoitwa neVeteran Health Administration uye kunogovera kubhadharwa kwechipatara, mabasa outano, yamuro dzokunzwa, betsero dzemazino, gadziriro dzoutano hwendangariro, uye mamwe mabasa akawanda.

Kukwanisa kubatsira vagara nebasa kunotsamira pazvinhu zvakadai senzvimbo inomira, urefu hwebasa, uwandu hwevapundu, uye uwandu hwemari yavanowana. Department of Veterans Affairs (VA) inoshandisa gadziriro hurusa yezvoutano hwemarudzi ose, ichipa tarisiro kunzvimbo dzezvipatara dzeva nekiriniki dzinorapa munyika yose.

Nzira Yokushandisa Nayo Gadziriro Dzokuyamura dzeHurumende

Kuziva Kuti Unoita Sei

Kusarudza kana mhuri yako ichikwanirisa nokuda kwebetsero munhungamiro 2026, rangarira mari yako yemhuri kupfurikidza nokuwedzera mari yakawandisa yegore negore yomunhu ari wose ari mumhuri yako.

Kugona nokuda kwegadziriro dzebetsero dzehurumende kunoda kazhinji kazhinji kuva mugari weU.S. kana kuti nzvimbo yokugara yapamutemo, kusvitsa nhungamiro dzakananga dzemari inotambirwa, uye zvinodikanwa zvoukuru hweimba. Zvisinei, zvinodikanwa zvinosiana zvikuru nepurogiramu, naizvozvo kunokosha kunzvera mipimo chaiyo yepurogiramu imwe neimwe yaunofarira.

Mitoo Yokushandisa

Mapurogiramu akawanda anobvumira kuti ushandise Indaneti paIndaneti, iyo inogona kuva nzira inokurumidza uye yakakodzera kupfuura dzimwe dzose.

Unogonawo kushanda somunhu pamahofisi ehurumende yomunzvimbomo kana kuti masangano enzanga. Mamwe mapurogiramu anoda bvunzurudzo dzinoda serutivi rwebasa rokushandisa. Mukuwedzera, mapurogiramu akawanda anobvumira mapeyi kukumbira nepositi kana kuti foni. Mutoo wokushandisa ungasiana zvichitsamira papurogiramu chaiyo nenzvimbo yako yokugara.

Kushandisa Betsero.

Taura neDhipatimendi reSangano reMari reMagariro avanhu kana kuti betsero.gov kuti uwane purogiramu yehurumende yako. Betsero.gov iwebsite yebetsero dzapamutemo dzehurumende yeU.S., inogovera mashoko pamibato inobetsera inopfuura 1 000. Nzvimbo yacho inopa chishandiso chapachena chokuzvionera icho chinogona kukubetsera kuziva mapurogiramu angakwanirisa nokuda kwehwaro hwemigariro yako.

Chitsama chenhau chinodikanwa

Pakukumbira nokuda kwamasangano enzanga, uchada zvikurukuru kugovera zvimiro zvakasiana-- siyana zvezvinyorwa kubvumikisa kuva kwako akakodzera. Magwaro anozivikanwa navose anobatanidza chibvumikiso cheziviso (rezenisi romurwi, ID, kana kuti pasipoti yeSocial Security nokuda kwemitezo yose yemhuri, chibvumikiso chemari inobhadharwa (mutero, dzorero wemitero, kana kuti tsinhiro dzinobetsera), chibvumikiso chokugara (zvikwereti zvemari yokubhadharwa kana kuti zvibvumirano zvokunyoresa), uye magwaro okubereka nokuda kwavana.

Paunokumbira nokuda kwaMedicaid, ungada kugovera mashoko akati kana kuti mapepa. Asi chinodikanwa chinotsamira pahurumende yako. Kwakanaka kuunganidza mapepa ose ari madikanwa usati watanga kunzvera kwako kupeta muitiro ndokudzivisa kunonotsa.

Kushanda nevaridzi Venyaya

MuUnited States of America, munhu wose anozivikanwa ari kukumbira kutsvaga kuti azive kuti anenge akumbira chii. Vashandi vanogona kubatsira zvikuru mukushandisa basa racho, vachikubatsira kunzwisisa zvinodiwa zvepurogiramu, kunyora mafomu akakwana, uye kugadzirisa matambudziko anenge amuka.

Usazengurira kubvunza mibvunzo kana kukumbira kujekeswa newaunoshanda basa. Varipo kuti vakubatsire kuwana betsero dzawakafanirwa nadzo kuti udzigamuchire. Kana usingabvumirani nokutsunga kwapamhene, mapurogiramu mazhinjisa ane mutoo unokwezva uyo mushandisi wako anogona kutsanangura.

Kunzwisisa Kodzero Dzako Nemabasa

Kodzero Dzako Semugamuchiri Anobetserwa

Une kodzero yokuremekedzwa uye kuremekedzwa, kuwana mashoko akajeka pamusoro pezvinodiwa nepurogiramu uye zvaunobatsira, kuita kuti mashoko ako achengeterwe akavanzika, uye kukwidziridza zvisarudzo zvaunodavira kuti hazvina kururama.

Purogiramu dzinorambidzwa kusarura pahwaro hwedzinza, ruvara, mavambo orudzi, vatano, zera, urema, rudzidziso, kana kuti zvitendero zvamatongerwe enyika. Kana uchifunga kuti wakasarurwa, unogona kuisa chinyunyuto nesangano rakakodzera kana kuti hofisi yeU.S. yeU. yeZvoutano neHofisi yeMabasa echiRungu.

Mitoro Yako

Kuwedzera pakodzero dzinouya mabasa. Unofanira kupa mashoko akarurama uye akakwana pakushanda kwako wonyora kuchinja kupi nokupi mumamiriro ako ezvinhu kungakanganisa kuva kwako akakodzera, zvakadai sokuchinja mari yaunowana, kunyora imba, kana kuti kero. Kukundikana kushuma kuchinja kunogona kuguma nokubhadhara zvakanyanyisa kuti uchadikanirwa kubhadhara, uye muzvimwe zviitiko, zvingaguma nechirango kana kuti kubviswa mumapurogiramu.

Unofanirawo kuwirirana nezvinodikanwa zvepurogiramu, zvakadai sezvinodikanwa zvebasa nokuda kweTANF, zvinodikanwa zvokutsvaka basa nokuda kweinishuwarenzi yokusashanda, kana kuti zvinodikanwa zvakare zvokuva netsamba nokuda kweSNAP neMedicaid. Kunzwisisa ndokuita iyi mitoro kunobetsera kuvimbisa kuti upfuurire kugamuchira betsero dzaunoda.

Kuchengeta Betsero Dzako

Kupiwazve Simba Nokudzorerwa

Hurumende yako ingahwirudzura mashoko ako gore rimwe nerimwe kuti isarudze kana wakakodzera nokuda kweMedicaid. Kana vachida mashoko akawanda kwauri, vachakunyorera pamusoro pokumutsidzira. Zvirongwa zvizhinjisa zvinobetsera zvinoda kutsikirira kwapanhambo nenhambo kuva nechokwadi chokupfuurira. Nhambo yezvibvumikiso inosiana nepurogiramu, inovambira pamwedzi mishomanene iri yose kusvikira kugore negore.

Kurega kunyora tsamba dzekunyora tsamba kunobatsira, kunyange kana uchiri kukwanisa.

Kushuma Kuchinja Kwakaitika

Kukurumidza kushuma chinjo mumamiriro ako ezvinhu kunokosha nokuda kwokuchengeta betsero dzakarurama. Chinjo dzinofanira kushumwa kazhinji kazhinji dzinobatanidza wedzero kana kuti kuderera mumari inowanwa, chinjo muukuru hwemba (kuberekwa, rufu, kana kuti vanhu vanotamiramo kana kuti kunze), chinjo mumugariro webasa, chinjo mupfuma kana kuti pfuma, uye chinjo mukero kana kuti mashoko erunhare.

Mapurogiramu akawanda anobatsira kuti ape mashoko akawanda okuchinja, kusanganisira mahotera epaIndaneti, mafoni, tsamba, kana kuti kushanyira munhu anenge angotaura mashoko. Zvimwe zvinhu zvinofanira kunzi zvinombochinja paunenge uchiita nguva, kazhinji kacho mumazuva 10, saka zvizokubatsira kuti uzive zvinodiwa nepurogiramu yako.

Kukurira Mhinganidzo Dzinozivikanwa Navose Dzokuwana Betsero

Mirangariro Yakaoma Nezvakaipa

Chimwe chinovhiringidza zvikuru pakuwana betsero inziyo dzinonyadzisa dzinonzwa vamwe vanhu pamusoro pokugamuchira betsero yehurumende. Kunokosha kuyeuka kuti mapurogiramu aya aripo zvikurukuru kuti abatsire vanhu munguva dzakaoma, uye kuashandisa hachisi chinhu chokunyara nacho.

Somuenzaniso, vamwe vanhu vanonetseka kuti kuwana betsero kuchakanganisa nzvimbo yavo yokutama kana kuti mano okuva vagari vemo, asi mapurogiramu akawanda anowanika kune vatami vapamutemo, uye kubetserwa hakuwanzochinji kunoitwa nevanhu vanobva kune dzimwe nyika.

Zvipingamupinyi Zvemitauro

Kana chiNgezi chisati chiri mutauro wako mukuru, mhinganidzo dzomutauro hadzifaniri kukudzivisa kuwana betsero. Mutemo weFederal unoda masangano kugovera betsero dzomutauro kuvanhu vane unyanzvi hushoma hweChirungu. Ikoku kungabatanidza mapepa akashandurwa, mabasa okuturikira, kana kuti vashandi vemitauro mizhinji. Usazengurira kukumbira betsero yomutauro pakukumbira kana kuti kugamuchira betsero.

Kuwanika kweruzivo

Kunyange zvazvo mapurogiramu akawanda ava kupa mapurogiramu epaIndaneti uye mabharani, haasi munhu wose ane unyanzvi hwokushandisa Internet kana kuti hwokuverenga nokunyora zvinoda kushandisika.

Zvinetso Zvokufambisa

Masangano enzanga anobatsira pakufamba kana kuti pakukumbira kuti zvizokubatsira. Uyewo, dzimwe nzvimbo dzine zviitiko zvokunyoresa zvinobatsira vanhu vanenge vachengetwa.

Mamwe Matura Netsigiro

Masangano Enzanga

Masangano akawanda akadzika miganhu anogovera betsero kumibato yebetsero yehurumende. Aya anobatanidza masangano eUnited Way, Catholic Charities, Jewish Families, masangano ezviito zvenzanga, masangano eyamuro yapamutemo, uye masangano ebasa avatami nevapoteri. Aya masangano anowanzogovera betsero yepepurudzo yapachena, betsero kuunganidza mapepa, uye mabasa okubhadhara.

Zvipatara zvenzanga uye zvipatara zvingavawo nebetsero dzinoshanda pakunyoresa avo vanogona kukubetsera kukumbira nokuda kwezvirongwa zvoutano. Masangano mazhinji aiwawa anogamuchira mari yehurumende zvikurukuru kuti abetsere vanhu kuwana betsero dzavane maruramiro okugamuchira.

211 Kubatsira

Chikamu 211 chinobatanidza mashoko akakwana nebasa remichina rinogona kukubatsira kuwana zvishandiso zvomunzvimbomo nezvirongwa zvokubetsera. Basa ra211 rinowanika munharaunda dzakawanda uye rinopa mashoko pamusoro peyamuro yakasiyana - siyana yezvokudya, kutsigirwa kwedzimba, betsero yebasa, tarisiro yezvoutano, uye zvakawanda. Vanachiremba vanogona kukubatsira kuziva mapurogiramu aungakwanisa uye angakubatanidza nevavakidzani vomunzvimbomo.

Nyika Nezviwanikwa Zvomunzvimbomo

Nyika imwe neimwe ine sangano rayo rinobatsira vanhu rinoshandisa mapurogiramu akawanda ehurumende nehurumende. Mawebsite ehurumende anowanzogovera mashoko akazara pamusoro pepurogiramu dziripo, zvinodiwa kuti zvishande, uye mashandiro. Nyika dzakawanda dzinewo macalculation anogona kukubatsira kufungidzira kuti kubatsira kupi kwaungawana.

Mahofisi ehurumende yomunzvimbomo, kubatanidza madhipatimendi enzanga, anogona kugovera betsero yemasangano enzanga namashoko pamusoro pezvose zviri zviviri zvirongwa zveyamuro yomunzvimbomo neyomunzvimbomo. Dzimwe nzanga dzinewo nzvimbo dzinomisa imwe dzinovakira mabasa akawanda pasi pedenga rimwe, kuchikuita kuti kuve nyore zvikuru kutora mapurogiramu akasiana - siana.

Kunyatsotarisirwa Kwevanhu Vakananga

Makuru

Vanhu vakura vangafanira nokuda kwegadziriro dzakati dzinopfuura betsero dzekurega basa dzeSocial Security, kubatanidza SSI, SNAP, Medicaid, Medicare Saves Programs, Farmers's Market Nutrition Program, uye gadziriro dzemitero yemitero yezvinhu. Hurumende zhinji dzinopa mapurogiramu okuwedzera zvikurukuru nokuda kwavakura, zvakadai sebetsero yemirimo inobvumirwa nachiremba, yamuro, uye nzvimbo dzapamusoro dzinogovera zvokudya nemibato yenzanga.

National Council on Aging’s Beseltick Deccop Up chishandiso chakananga kubetsera vakura kuziva betsero dzavangakwaniriswa nokuda kwe. Nzvimbo ACPrestution on Aged inogovera mashoko, betsero, uye mabasa kubetsera vakura kuramba vakazvimirira uye vachishingaira munzanga dzavo.

Vanhu Vane Urema

Vanhu vakaremara vangakwaniriswa nokuda kweSSI, SSDI, Medicaid, SNAP, tsigiro yedzimba, uye mabasa okudzoresa mabasa. Chirongwa cheSocial Security’s To Work (Ticket) Chirongwa chinotsigira kukura kwebasa nokuda kwavanhu vane makore 18 kusvikira ku 64 avo vanowana betsero dzeSangano reSangano reSangano reSangano reSangano reSangano rapachena uye rokuzvidira. Vatoripo vanogona kushanda navashandi veSocial Security neacrated kuti vawane tsigiro namabasa avanoda kuwana basa uye kuchengetedza basa sezvavanowana kuzvimirira kwemari kubasa nebasa.

Zvizvarwa zvakawanda zvinopa mamwe mapurogiramu evanhu vakaremara, kusanganisira mabasa okutarisira vanhu, mapurogiramu okugadzira zvinhu, uye mabasa epamba nenzanga anoita kuti vanhu varambe vari mudzimba dzavo pane kuti vaende kunzvimbo dzokutarisira vanhu.

Mhuri Dzine Vana

Mhuri dzine vana dzingava dzakakodzera nokuda kweTANF, SNAP, DETID, CHIP, WIC, tarisiro yavana, Icrence yaChild Trust, Imba yeMitero yaMari inotambirwa, uye zvokudya zvechikoro zvapachena kana kuti zvakaderedzwa. Musoro neProad Start zvinogovera dzidzo yapauhwana hwapakuvamba, utano, zvokudya, uye kubatanidzwa kwavabereki kuvana namhuri zvakaderera.

Child Care and Development Fund inobetsera mhuri dzinowana tarisiro yakaderera kuti vabereki vagone kushanda kana kuti kupinda rovedzo kana kuti purogiramu dzedzidzo. Nyika zhinji dzinopawo zvirongwa zvapamberi pemibato nokuda kwavana vanobva mumhuri dzinowanwa dzakaderera.

Vafambi Nemhuri Dzehondo

Vagari vehondo nemhuri dzavo vangakodzerwa nokuda kwekutarisirwa kwoutano hweVA, muripo wourema, betsero dzedzidzo kupfurikidza neGI Bill, vimbiso dzapamusha, kudzorerwa kwebasa, uye betsero dzokuviga. Mhuri dzeMirwi dzingakwanirisawo nokuda kwepurogiramu dzinowanika kuvoruzhinji, zvakadai seSNAP neMedicaid, zvichitsamira pamari yadzo nemigariro.

Va inogovera mabasa chaiwo nokuda kwavarwi vakatambura kusava nedzimba, zvinetso zvoutano hwendangariro, kana kuti kushandisa zvinodhaka.Veterans Service Organizations inogona kugovera betsero yapachena nokukumbira kwevaA kunobetsera.

Vatami Navapoteri

Kukwanisa kubetserwa nehurumende kunosiana nemhaka yemugariro wokupinda munyika. Kazhinji kazhinji, vagari vemo veU.S., vapoteri, vaaslayees, uye vamwe vatami vakakwaniriswa vangakwaniriswa nokuda kwebetsero dzehurumende, kunyange zvazvo vamwe vatami vakakwaniriswa vanotarisana nenhambo yamakore mashanu yokumirira mapurogiramu akati. Vatami vasina kunyorwa vane mvumo yakaganhurirwa zvikuru yebetsero dzehurumende, kunyange zvazvo vangakwaniriswa nokuda kwemigariro yekurumidziro negadziriro dzomunzvimbomo.

Vana vari vagari vemo veU.S. vakakodzera nokuda kwebetsero pasinei zvapo nenzvimbo yokutama yavabereki vavo. Betsero dzinogamuchira kazhinji kazhinji hadzitapuri mugariro wokutama kana kuti mano okuchinja mugariro kana kuti kuva mugari wemo, kunyange zvazvo pane dzimwe mhesano mumitemo yavose. Masangano eImmigrant anogona kugovera nhungamiro pakubetsera kusununguka nokupinda munyika.

Tapuro Yezvirongwa Zvokuyamura zveHurumende

Kuderedza Urombo Nokuvandudza Migumisiro

Kunzvera kunoratidza kuti zvirongwa zvehurumende yeUnited States zvinonangidzira ngwariro pakuvandudza utano nedzidzo zvevana vanowana mari shomanene ndizvo zvinobudirira zvikurusa, nebetsero dzakakura zvokuti hurumende ingatoshandisazve mari yayo nokuda kwemari yemitero yakawedzerwa yaibva kuvakuru avo vakabetserwa savana.

Kuongorora kwakaratidza kuti zvirongwa zvakadai seSNAP zvinoderedza kusachengeteka kwezvokudya uye zvinovandudza utano, zvikurukuru kuvana.

Kuvhiringidzika Kwezvemari

Gadziriro dzebetsero dzehurumende dzinobatirawo sedzinodzikamisa upfumi, zvikurukuru mukati mekuderera kwemari.

Betsero Dzenguva Refu

Betsero dzegadziriro dzebetsero dzinowanzopfuura zvikuru zvinodikanwa zvapakarepo. Vana vanogamuchira zvokudya zvakakwana, tarisiro youtano, uye dzimba dzakatsiga vane bviro huru yokubudirira muchikoro, kupedza chikoro chapamusoro, kupinda koreji, uye kuwana kukwanisa kwemari sevakuru. Kuwana ungwaru kupfurikidza naMedicaid kana kuti CHAIP kunogona kudzivisa nhau duku dzoutano kuva zvinetso zvakakomba nezvinodhura.

Purogiramu dzinotsigira basa, dzakadai seyamuro yevana uye Inichoved Tax Credit, dzinobatsira vanhu kuti varambe vachishanda uye kuti vawane mari yakawanda.

Kutarira Mberi: Kuchinja uye Miitiro Mumabasa Okubatsira Vanhu

Kuedza Kuchinja Mazuva Ano

Masangano ehurumende ari kuwedzera kushanda kuti abatsire mapurogiramu okutakura zvinhu, zvichiita kuti zvive nyore kuti vanhu vanyorese uye vachengetedze. Izvi zvinosanganisira kutanga makombiyuta eshamwari dzinoshandisa paIndaneti, maapurogiramu eserura, uye masangano akabatana anobatsira vanhu kukumbira mapurogiramu akawanda neanoshandiswa. Dzimwe nyika dziri kushandisa zvibvumirano zvinoderedza mutoro wekunyora pavanokumbira.

Kutaura Nezvomutoro Wokutarisira

Kune kuzivikanwa kuri kuwedzera kwokuti miitiro yakaoma yokushandisa, zvinodikanwa zvokunyorerazve, uye zvinodikanwa zvinorema zvokunyora zvinogona kudzivisa vanhu vakakodzera kuwana betsero. Vagadziri vemiitiro navatarisiri vari kutsvaka nzira dzokupfavisa nadzo miitiro, kutambanudza nhambo dzokusimbisazve, uye kushandisa mashoko akafanana nokubvumikisa kuva asina kujeka pasina kuda mapepa makuru anobva kuvakwidziridzi.

Kuwedzera Kuwana

Izvi zvinosanganisira zviitiko zvokunyoresa zvichifambiswa nemotokari, kubatana nemasangano enzanga anovimbwa, uye kuvavarira kusvika kuvanhu vane mwero yakaderera inopindira pasinei nokuti vanhu vanoshanda nesimba rakawanda.

Kutora Danho Rinotevera

Kunzwisisa kuti zvirongwa zvehurumende zvinowanika inhano yokutanga yokuwana rubatsiro rwaunoda. Usarega kusava nechokwadi kana kuti pfungwa dzisina kururama zvichikutadzisa kutsvaka zvaunoda. Vanhu vakawanda vanoshamiswa nokudzidza kuti vakwaniriswa nokuda kwepurogiramu dzavaisaziva kuti dzaivapo kana kuti vaifunga kuti dzaisazokodzera.

Tanga nokuongorora zvinodiwa nemhuri yako nemamiriro ezvinhu. Shandisa maturusi paIndaneti akafanana neanowanika pa Benefit.gov kuti uone mapurogiramu aungakodzera. Ronga mapepa anodiwa uye tsvaka kusangano rehurumende yako kana kuti rekwaunogara kuti uwane rubatsiro kunenge kuri kumbiriso.

Yeuka kuti kukumbira kubatsirwa hachisi chiratidzo chokukundikana asi kuti kushandisa zvinhu nokuchenjera kwakagadzirirwa kubatsira vanhu munguva dzakaoma.

Kana ukaramba betsero dzaunodavira kuti une maruramiro kwadziri, usarega. Zvirongwa zvizhinji zvine miitiro yokukumbira, uye masangano enzanga kana kuti masangano eyamuro yapamutemo anogona kukubatsira kunzvera zvikumbiro. Mitemo yapamutemo inogona kuva yakaoma, uye kuramba kwokutanga dzimwe nguva kwakavakirwa pakusanzwisisana kana kuti mashoko anoshaikwa anogona kururamiswa.

Zvirongwa zveyamuro zvehurumende zvinomirira dziviriro inokosha inobetsera mamiriyoni evagari veAmerica kusvitsa zvinodikanwa zvikuru, kukunda zvinetso, uye kushanda kuti vashande. Nokunzwisisa mapurogiramu anowanika uye nzira yokuawana nayo, unogona kuva nechokwadi chokuti iwe nemhuri yako munogamuchira tsigiro yamunofanira kuwana. Kana muchida rubatsiro rwezvoutano, zvokudya, pokugara, tsigiro yemari, kana kuti zvimwe zvinodikanwa, zvirongwa zvinowanika kuti zvikubatsire. Ivai nebetsero yezviwanikwa zvinowanikwa nemasangano ehurumende, masangano enzanga, uye maturusiti weInternet kuti muwate nokuwana betsero dzinogona kuita musiyano ine rezvo muupenyu hwenyu.

Nokuda kwamashoko akawanda pamusoro pemapurogiramu akati uye kutanga mutoo wokushandisa, shanyira .