Table of Contents

Gadziriro dzebetsero dzehurumende dzinobatira semutoo wakakomba wekotsekano nokuda kwamamirioni eAmerica, kugovera tsigiro inokosha mukati menguva dzenhamo yemari, denho dzoutano, uye kusava nechokwadi kwezvemari. purogiramu idzi dzakarongedzerwa kubetsera vagari vemo kusvitsa zvinodikanwa zvavo zvikuru, kuchengeta chiremera, uye kushanda kukudzikamisa mari. Kunzwisisa ukuru hwebetsero inowanika, zvinodikanwa zvinoda kujeka, uye miitiro yokushandisa zvinogona kuita musiano mukuru muupenyu hwomunhu mumwe nomumwe nemhuri dzinotamburira kuita madonzo.

Kunzwisisa Gadziriro Dzorubatsiro rweHurumende

Gadziriro dzeyamuro dzehurumende dzinobatanidza zvirongwa zvakawanda zvehurumende, hurumende, uye zvomunzvimbomo zvinogovera yamuro yemari, tarisiro yezvoutano, tsigiro yezvokudya, yamuro yedzimba, uye mamwe mabasa anokosha kuvagari vemo vakakodzera. Hurumende yeUnited States inoshandisa gadziriro dzakawanda dzebetsero dzakarongedzerwa kubetsera vanhu nemhuri dzinowana mari shomanene kusvitsa zvinodikanwa zvavo zvikuru, bva mamiriyoni eAmerica anokwanisa haatongowani betsero dzaanokwanirisa nokuda kwehwn._kakawanda kazhinji nemhaka yokuti havazivi mapurogiramu aripo, havazivi kuti angashandisa sei, kana kuti anofunga kuti havagoni kukwaniriswa.

Nhungamiro dzenhamba yeurombo dzehurumende 2026 dzinosarudza kusvika mabhiriyoni amadhora mubetsero dzehurumende gore rimwe nerimwe, uye kana uchida kufukidzwa kwoutano, betsero yezvokudya, betsero inoshanda, kana kuti imwe tsigiro, kuva kwako munyoro kazhinji kazhinji kunotanga nokuenzana kunoitwa mari yako neiyi nhungamiro. Zvirongwa zvizhinjisa zvinoisa kusakodzera pachiverengero cheFPL, zvakadai se 138% nokuda kweMedicaid munyika dzinofutunurwa kana kuti 130% nokuda kweSNAP.

Aya mapurogiramu aripo kuva nechokwadi chokuti hapana muAmerica anoenda asina zvokudya, pokugara, tarisiro youtano, kana kuti zvimwe zvinodikanwa zvinokosha nemhaka yemigariro isingagoni kudzorwa nayo. Kuvambira pakushaya basa kwechinguvana kusvikira kuurema hwenhambo refu, kubva pakutarisira vana vaduku kusvikira kukutarisira migariro youtano isingaperi, mapurogiramu ebetsero dzehurumende anogovera tsigiro inokosha mukati menhambo dzoupenyu dzinotambudza zvikurusa.

Mwero Wenzanga Weurombo Nokuva Munhu Akanaka

FPL yakavakirwa paukuru hwemhuri uye inogadziridzwa gore rimwe nerimwe kuratidza chinjo muConsumer Price Index for All Urban Consumers (CPII-U), nenhungamiro 2026 dzinoratidzira chinjo dzemutengo kusvikira muna 2025. Nokuda kwomunhu mumwe nomumwe, FPL yakakwira ne $310 (kubva pa $55 660 kusvikira ku $196 000), inenge wedzero 2%, nepo nokuda kwemhuri yavane, yakawedzera ne $850 (kubva ku $32,1,150 kusvikira ku $3 000), inosvika kuwedzero ye $6.

Kuwedzera uku kunoreva kuti vanhu vakawanda vangakwanisa kuwana mari inoenderana nemari muna 2026 kana zvichienzaniswa nemakore akatangira, sezvo mari yaunowana yakwira.

Zvirongwa zvakawanda zvinogadza kufambika kunopfuura 100% we FPL (somuenzaniso, zvikwereti zvemutero zveACA zvinowanika kusvika 400% FPL, CHIP inofukidza vana mumhuri dzinosvika 200% kusvikira ku 300% FPL zvichitsamira pahurumende, uye SNAP inoshandisa 130% yeFPL semari inotambira. Ikoku kunoreva kuti kunyange kana ukazvirangarira umene kuva mubhadharo wapakati, ungangokwanirisa nokuda kwepurogiramu dzakati dzebetsero.

Chirongwa Chokuyamura Nezvokudya Zvomumuviri (SNAP)

Kudzokorora Zvishoma Nezvishoma uye Kunokosha

SNAP( yaizivikanwa sezvitambi zvezvokudya) yaichimbova gadziriro hurusa yebetsero yezvokudya yomubatanidzwa yeUnited States, ichibatira vanopfuura mamirioni 42 veAmerica, ine betsero dzakatutirwa pakadhi reElectronic Belues Transsion (EBT) mwedzi mumwe nomumwe, iro rinoshanda sekadhi rinobviswa muzvitoro zvizhinjisa uye misika mizhinji yavarimi. SNAP inobatira dzimba dzinowana zvokudya dzinopfuura mamirioni 22 muUS mwedzi mumwe nomumwe, ichibetsera vanopfuura mumwe muvasere veAmerica kuzvitengera vamene nemhuri dzavo, uye kunyange zvazvo ichidzorwa nehurumende, purogiramu inotsigirwa zvikurukuru nehurumende yehurumende yehurumende uye inoparadzira mabhirioni ane chiuru anenge 22 pamwedzi kugovera mhuri kutora rutivi.

Zvinodikanwa Zvinogamuchirika

Kuti ukwanirise, mari yapamusha wako inofanira kuva iri pasi pe 130% yemwero wourombo wehurumende (FPL). Nokuda kwemhuri yavatatu, mutsetse wourombo wakashandiswa kuverenga mibayiro yeSNAP mugore remubatanidzwa 2026 i $2,21 pamwedzi, nokudaro 130 muzana yomutsetse wourombo wemhuri yenhatu i $2,888 pamwedzi, kana kuti inenge $34666 pagore.

Panguva ino, mhuri dzingava ne $3 000 muzviwanikwa zvinoverengeka (zvakadai semari kana kuti mari muakaundi yebhangi) kana kuti $4 500 muzviwanikwa zvinoverengeka kana inenge nhengo imwe yemhuri iri zera ramakore 60 kana kuti kupfuura, kana kuti yakaremara.

Batsirwa Nemari Nenhamba

Ukuru hweSNAP hunobetsera mumwero yemari mugore ra2026 hunoratidza kuti mhuri yavatatu vasina mari yaizogamuchira betsero hurusa ye $785 pamwedzi; kana yaiva nemari yemambure $600 pamwedzi, yaizogamuchira betsero hurusa ye $785 yemari yainowanwa pamadziro ayo (30 muzana ye $600 ye $80), kana kuti $605. Avhareji yebetsero pamunhu mugore refiscal 2026 inofungidzirwa kuva $18 pamwedzi kana kuti $6.17 pazuva.

Maererano nemashoko ehurumende, mhuri yeSNAPwo zvayo yakagamuchira inenge $350 muSNAP muna September 2025 (mwedzi wemashoko uchangobva kupfuura uyu). SNAP shomanene yakabetserwa nedhora rimwe, kubva pa $23 kusvika ku $24 pamwedzi nokuda kwemhuri imwe chete ne2 peperson munyika dzakawanda.

Kutarisira Chaiko Alaska neHawaii

Alaska ine nhurikidzwa nhatu − Urban ($1 2185 KIFU) nokuda kwemhuri ya 4), Muruwa 1 ($1 639), uye Muruwa 2 ($1 995) (8) nokuda kwenhau dzokupinda dziri kure, nomunhu mumwe muAlaska mumaruwa achikwanirisa kusvika ku $2,118 emari, kure zvikuru kupfuura $1696) yomubatanidzwa. Iyi ganhuriro yakakwirira inoratidzira mutengo wakawedzerwa wokurarama munyika idzi.

Zvinodikanwa Zvebasa Nechinjo Dzazvino Uno

Mutemo wehurumende wakasainwa pana July 4, 2025 wakakudza SNAP zvinodikanwa zvebasa kuvakura vane makore 55 kusvikira ku 64 pasina vana vanotsamira pamunhu, uye iri boka rezera zvino rinoda kubvumikisa kuti rinoshanda rinenge maawa 20 pavhiki kana kuti kutora rutivi mugadziriro dzerovedzo dzinotenderwa kuti rigamuchire betsero dzeSNAP kweinopfuura mwedzi mitatu. Kuchengeta betsero dzeSAP, ABWDs anofanira kupedza maawa 80 pamwedzi emibato yokukwaniriswa, iyo inoenzana naanenge maawa 20 pavhiki.

Kutanga muna 2026, SNAP inongova pamutemo kuvagari vemo vechigarire vakagara muUnited States kwaanenge makore mashanu, pamwe chete nemamwe mapoka asiri makuru, achibvisa kukwanisa kupedza kukwanisa kwevapoteri nevanotsvaka utiziro.

Gadziriro Dzokubetsera Dzoutano

Médicaid

Medicaid ipurogiramu yehurumende inobatira pamwe yehurumende uye yehurumende inogovera chiverengero choutano kumamirioni avaAmerica vanotambira mari shoma, kubatanidza vakuru vanotambira mari shoma, vana, vakadzi vane pamuviri, vakwegura, uye vanhu vakaremara. Midicaid mukukura nyika inoisa kuoma pa 138% kwomwero weurombo wehurumende. Purogiramu yacho inofukidza mativi makuru ezvokurapa, kubatanidza shanyo dzachiremba, zvipatara, zvinodzivisa mishonga, uye mabasa okurapa enguva refu.

Midicaid eligigle nebetsero zvinosiana nehurumende, sezvo nyika imwe neimwe inogovera purogiramu yayo imene yeMedicaid mukati menhungamiro dzehurumende. Dzimwe nyika dzakakudza Medicaid pasi peAffordal Care Act, nepo dzimwe dzisina, idzo dzinotapura zvikumbaridzo zvisingachinji uye nhamba yavanhu vanogona kufukidzwa.

Chirongwa cheInishuwarenzi yoUtano Chavana (CHIP)

CHIP inofukidza vana mumhuri dzinosvika 200% kusvikira ku 300% FPL zvichitsamira pahurumende. Iyi purogiramu inogovera utano hwakaderera kuvana mumhuri dzinowana mari yakawanda kuti dzikwanirise nokuda kweMidhiadhi asi dzisingagoni kutenga inishuwarenzi yavanhu. CHAP inofukidza kunzvera kwenguva dzose, kudzivirira, shanyo dzachiremba, mishonga, mishonga yemazino nemaziso, kurapa nokurapa kwechipatara, rabhoritari neX-rey, uye mabasa ekurumidziro.

CHICIP chave chichishandiswa mukuderedza chiverengero chavana vasina kupfeka muUnited States uye kuva nechokwadi chokuti vana vanobva mumhuri dzinowana mari yakaderera uye ine mwero vanogona kuwana mabasa okutarisira utano akakwana mukati mamakore avo okukura kwakakomba.

Midicare

Medicare ipurogiramu yeinishuwarenzi youtano yehurumende zvikurukuru nokuda kwavanhu vane makore 65 navakuru, kunyange zvazvo ichifukidzawo vanhu vaduku vakati nourema uye vanhu vane End-Stage Renal Disease. Pashure pemwedzi 24 yokugamuchira SSDI, vagamuchiri vanongoerekana vava vakakodzera nokuda kwechibharo choutano cheMedicare. Medicare ine zvikamu zvakasiyana - siyana zvinofukidza inishuwarenzi yechipatara, inishuwarenzi yezvokurapa, uye mishonga inonyorwa nachiremba.

Gadziriro Dzokubetsera Nemari

Betsero Yechinguvana Nokuda Kwemhuri Dzine Kushayiwa (TANF)

Betsero dzinoganhurirwa panguva — zhinjisa nyika dzechisarudzo dzenduramo yeTANF pamwedzi 60 (makore 5,), vagamuchiri kazhinji kazhinji vanodikanirwa kutora rutivi mumibato yebasa yakadai serovedzo yebasa kana kuti basa, uye zvitsama zvinosiana zvikuru nehurumende (kuvambira pasi pe $200 / mwedzi mudzimwe nyika kusvikira kuinopfuura $900 / mwedzi mudzimwe nokuda kwemhuri yavatatu.

TANF inogovera betsero yemari yechinguvana kumhuri dzine vana vanotsamira pakusimudzira kugadzirira basa, basa, uye roorano. Purogiramu inogadzirirwa kubetsera mhuri kuwana kukwanisa kwadzo kupfurikidza nomubatanidzwa webetsero yemari, zvinodikanwa zvebasa, uye mabasa anotsigira. Kushandisa, onana neBato rehurumende yako reMabasa enzanga kana kuti betsero.Gavhu kuwana purogiramu yehurumende yako.

Kuchengeteka Kwezvimwe Zvine Mwero (SSI)

SSI inobhadhara mari yemwedzi nemwedzi kuvakuru nevana vakaremara kana kuti vasingaoni vane mari shoma uye zvinhu zvishoma, uyewo vanhu vakuru 65 nevakura vasina urema hunoita zvinodiwa nemari, uye inotarisirwa neSocial Security Administration (SA).

Mwero wokubhadharwa weSSI wehurumende muna 2026 i $967 pamwedzi nokuda kwomunhu mumwe nomumwe uye $1450 nokuda kwavaroorani, nedzimwe nyika dzichiwedzera ichi chitsama nemiripo yehurumende yokuwedzera. Vagamuchiri veSSI zvikurukuru vanokwanirisawo nokuda kwebetsero dzeMedicaid neSNAP, vachigovera tsigiro huru nokuda kwezvinodikanwa zvikuru zvikuru.

Inishuwarenzi Yokuchengeteka Kwenzanga (SDI)

Kusafanana neSSI, SSDI yakavakirwa panhau yako yapamberi pebasa nemitero yeSocial Security yawakabhadhara, uye kuti ukwanirise, unofanira kuva nourema hunokwanirisa hunodzivisa basa rakawanda uye hwakawana mari yakakwana yebasa kupfurikidza nebasa. Mubhadharo weavhareji weSSDI muna 2026 inenge $4,4,4,0 pamwedzi, kunyange zvazvo zvitsama zvichisiana pahwaro munhau yako yemari.

SSDI inogovera betsero dzemwedzi nomwedzi kuvanhu vakashanda ndokubhadhara mitero yeSocial Security asi havagonizve kushanda nemhaka yemugariro wakakomba wezvokurapa unokarirwa kutora rinenge gore rimwe kana kuti kuguma norufu. Kushandisa kwacho kunogona kuva kwakareba uye kwakaoma, kazhinji kazhinji kunoda mapepa ezvokurapa uye pane dzimwe nguva kukumbira. Shandisa pasa.gov kana kuti ridza 1-777212.

Betsero Dzourovha

Inishuwarenzi yeurovha inogovera tsigiro yemari yechinguvana kuvashandi vakarasikirwa namabasa avo nemhaka isina mhaka yavo vamene uye vari kutsvaka nokushingaira basa idzva. Purogiramu yacho inopiwa nehurumende, nemari inobva kumitero yourovha inobhadharwa navashandirwi. Betserwa zvitsama nenhambo zvinosiana nehurumende uye zvakavakirwa pamari yakare.

Kuti ukwanirise nokuda kwebetsero dzourovha, unofanira kuva wakashanda kwenguva yakati, wakawana chitsama chiduku chemibairo, uchiva asingashandi kupfurikidza nemhosho yako umene, ukwanise uye unowanika kubasa, uye kuva anotsvaka basa nokushingaira. Hurumende zhinji dzinoda magwaro okuvimbisa evhiki nevhiki kuti dzipfuurire kugamuchira betsero.

Purogiramu Dzokuyamura Dzimba

Chikamu 8 Chirongwa Chokusarudza Dzimba

Purogiramu yeNzvimbo Yokusarudza Dzimba Voucher Program (Kutsiva 8) inorenda dzimba dzinowana mari shoma dzinobhadharwa nedzinobhadhara inenge 30% yemari kurenda uye mutengi anofukidza yasara. Iyi gadziriro inobvumira mhuri kusarudza pokugara padzo dzimene, kubatanidza misha yemhuri imwe, mataundi, uye mafurati, chero bedzi muridzi anobvuma kutora rutivi mupurogiramu uye purogiramu yedzimba inosvitsa zvinodikanwa.

Kudikanwa kweChikamu 8 chezvibvumikiso kunopfuura zvikuru mugove munharaunda zhinjisa, kuchiguma nendaza refu dzokumirira dzinogona kureba mwedzi kana kuti kunyange makore. Kutanga kunowanzopiwa kumhuri dzine mari shoma zvikuru, idzo dzisina misha, kana kuti avo vanogara mudzimba dzisina kusimba. Hurumende dzenzvimbo dzinogara vanhu dzinogara panzvimbo dzakaderera.

Dzimba Dzavose

Dzimba dzavose dzinogovera dzimba dzerendi dzinodhura dzinotarisirwa nePUFURY House Professies (PHA). Izvi zvinoitika zvinopa mafurati parendi panzvimbo dzakaderedzwa kumhuri dzinowana mari shoma, vakwegura, uye vanhu vakaremara. Kufanana neChikamu 8, dzimba dzavose kazhinji kazhinji dzine ndaza refu dzakamirira, uye kujeka kwakavakirwa pamari, ukuru hwemhuri, uye kuva mugari wemo kana kuti nzvimbo inokwaniriswa yokupinda munyika.

Rubatsiro Rwendangariro Rwekurumidziro

Nepo purogiramu dzebetsero dzekurumidziro dzekurenda dzakagumisa zvikurukuru, nenhambo yokushanda kweERA2 mibairo yaguma uye vapi veERA2 vasingakwanisi kushandisazve mari yeERA2 kuti vabetsere varendi, gadziriro dzakasiana - siana dzomunzvimbomo dzinopfuurira kupa betsero yokurenda kuavo vakatarisana nokusagadzikana kwedzimba. Vatendi navagari vemo vanogona kunzvera zvimwe zvinhu zvokubetsera pakurenda padzimba dzemibatanidzwa yepanochengeterwa zvinhu dzakatumirirwa neConsumer Fizial Protection Bureault (CFB).

Humwe Hurongwa Hwokutsigira

Purogiramu Yebetsero Yezvokudya Yekurumidziro (TEFAP)

Emergency Food Appration Program (TEFAP) ipurogiramu yehurumende inobetsera kuwedzera zvokudya zvavanhu vane mari yakaderera kupfurikidza nokuvagovera betsero yezvokudya zvekurumidziro pasina mutengo, USDA ichigovera 100 100% yeUSDA Foods nemari yokutarisira kuti zvishandise TEFAP. zvokudya zvinoparadzirwa kupfurikidza namabhangi ezvokudya omunzvimbomo, mapani, uye kicheni dzemuto kuna avo vanoshaiwa.

Vakadzi, Vacheche, uye Vana (WIC)

Special Nutrition Program yaVakadzi, Vacheche, uye Children (Wic) inogovera mari yehurumende nokuda kwezvokudya zvokuwedzera, mahedheni okutarisira utano, uye dzidzo yezvokudya zvinovaka muviri nokuda kwokuva napamuviri pakaderera, kuyamwisa, uye kuvakadzi vanobereka vana vasina kusununguka, uye kuvacheche navana vanosvika zera ramakore mashanu avo vanowanwa kuva vari mungozi yezvokudya zvinovaka muviri.

WiC inogovera zvokudya zvakati zvinovaka muviri zvokudya zvinowedzera, kusanganisira zviyo, muchero wemavhitamini C kana kuti muchero wemiriwo, mazai, mukaka, chizi, dovizi, bhomba rakaomeswa nerokunaya, uye hove dzakaiswa mugaba.

Chirongwa Chokuyamura Nesimba Pamusha Chiri Kubhadharwa Zvishoma

ZVINOITA kuti mari ishandiswe neyakaderera, inobatsira kupisa nokutonhora mari, kubetsera njodzi, uye kugadziriswa kwemagetsi uye kugadzirwa kwemagetsi zvinobatanidza mamiriro okunze. Purogiramu yacho inokosha zvikurukuru mumamiriro okunze akaoma apo mari yemagetsi inogona kuva isingadzoreki kumhuri pamari yakadzorwa.

ZVINOTAURWA nehurumende, ndima, uye madzinza, uye zvinodiwa uye mwero yokubatsira zvinosiyana - siyana nenzvimbo. Kutanga kunopiwa kumhuri dzine mari yakaderera zvikuru uye dzine mitezo isina kudzivirirwa, dzakadai sevana vaduku, vanhu vakwegura, kana kuti vanhu vakaremara.

Purogiramu Youpenyu

Purogiramu yeModelline inogovera mitengo yemari inoderedzwa parunhare neInternet nokuda kwokukwanirisa vatengi vanotambira mari shoma, ichivimbisa kuti vaAmerica vose vanogona kuwana mabasa ekurukurirano avanoda nokuda kwebasa, dzidzo, tarisiro youtano, uye kugara vakabatana nemhuri. Purogiramu yacho inopa mutengo wemwedzi nomwedzi pangava parunhare kana kuti paInternet kubva kuvagover.

Zvinodikanwa Zvinogamuchirika Mune Zvimwe Zvirongwa

Miganhu Yemibayiro

Dzimba dzinosiyana kubva pa100% kusvika ku 400% dzeFPL zvichitsamira papurogiramu uye ukuru hwemba, nezvinoda zvikurusa kuva mugari weU.S. kana kuti kugara kwapamutemo, kunyange zvazvo mamwe mapurogiramu achiwanika kuvasina kukwaniriswa. Miganhu inogamuchirwa inovandudzwa gore negore kuratidza chinjo mundyiko yokurarama, uye kunokosha kunzvera ganhuriro dzazvino uno pakushandisa nokuda kwebetsero.

Pakuverenga mari inowanwa nokuda kwezvinangwa zvokufara, mapurogiramu anowanzorangarira mari yakawandisa (mari yose inowanwa isati yabviswa) uye mari yembure (inovapo pashure pemari inobvumirwa). Marudzi akasiyana - siyana emari inotambirwa angaverengwa zvakasiyana, uye mamwe manyuko emari angabviswa chose chose zvichitsamira papurogiramu.

Kuva Mugari Wemo Nezvinodikanwa Zvokuva Mutsvene

Purogiramu zhinjisa dzinoda kuva mugari weU.S. kana kuti nzvimbo yokugara yapamutemo, kunyange zvazvo mamwe mapurogiramu achiwanika kuvakwaniriswa vasiri vagari vemo. Vasiri vamazaya vakakwaniriswa vangabatanidza vagari vemo vechigarire (vane makadhi ebhurokasi), vapoteri, vapoteri, uye mamwe mamiriro okutama. Zvinodikanwa zvinosiana nepurogiramu, uye chinjo dzemiitiro dzazvino uno dzakatapura kukwanisika nokuda kwemapoka aisava echienzi.

Dzinogumira

Mapurogiramu akawanda okuyamura ane ganhuriro dzepfuma, idzo dzinoganhurira uwandu hwezviwanikwa zvinoverengeka (zvakadai semari yebhangi, motokari, uye zvinhu) izvo vakwiri vanokwanisa kuva nazvo apo vanenge vachiri vakakodzera.

Mamwe mapurogiramu ane ganhuriro dzepfuma (maakaundi ebhangi, zvinhu) idzo dzinosiana zvikuru nepurogiramu. Masangano mazhinji akagamuchira kuva akasununguka kwakafara, uko kunogona kushatisa kana kuti kuwedzera ganhuriro dzezvinhu nokuda kwepurogiramu dzakati seSNAP.

Zvinodikanwa Zvebasa

Mamwe mapurogiramu anosiyana chaizvo nezvinoitwa nepurogiramu uye anenge asingadi kuti vamwe vanhu vashande, kusanganisira vaya vanotarisira vana vaduku, vanhu vakwegura, vanhu vakaremara, uye vadzidzi.

Chinjo dzemisi ichangobva kupfuura iyi kuzvinodikanwa zveSNAP dzakakudza zera ravanhu vakuru vanokwanisa vakafa pasina vabatiri vanofanira kusvitsa zvinodikanwa zvebasa, sezvinobvira zvichitapura mamiriyoni avagamuchiri. Kunzwisisa izvi zvinodikanwa nokusabvumirwa zvinowanika kunokosha nokuda kwebetsero dzokuchengeta.

Kushanda Kwaiita

Kwokushandisa

Shandisa chishandiso chinobatsira kana kuti tsvakurudza pamwe chete kuti uzive kuti ibetsero dzipi idzo iwe nemhuri yako mungava makakodzera nokuda kwadzo, uye nzwisisa nzira yokushandisa nayo zvaunokwanisa kuwana.

Mahofisi akawanda ehurumende anogona kukuvhura mapurogiramu ose aripo pashanyo imwe chete, achikubvumira kukumbira nokuda kwepurogiramu dzakawanda panguva imwe chete. Kukurukurirana uku kunogona kuchengetedza nguva uye kukupa chivimbo chokuti hauzotadzi kuwana zvikomborero zvaungasafanira kuzviita.

Chitsama chenhau chinodikanwa

Mapepa okuunganidza: ID, uchapupu hwemari inowanwa, nhamba dzeSocial Security, uchapupu hwekugara, uye mari yezvikwereti.

  • Hurumende yakabudisa mifananidzo yemitezo yose yakura yemhuri
  • Makadhi kana kuti nhamba dzenhengo dzose dzemhuri
  • Chibvumikiso chemari inowanwa (mubhadharo wezvikwereti, mabhadharo emitero, mashoko ebetsero, mapepa okushaya basa)
  • Chibvumikiso chezvikwereti zvokugara (mabhiri okubhadharwa, chibvumirano cherendi, rugwaro rwechikwereti chemba)
  • Zvikamu zvebhengi uye mashoko ezvimwe zvinhu
  • Zvitupa zvokubereka zvevana
  • Mapepa okupinza mumusha kana achishanda
  • Mapepa ezvokurapa epurogiramu dzine chokuita nokuremara
  • Zvibvumirano zvemari kana kuti chikwereti
  • Zvikwereti zvemabhiri ezvisina kugadzirwa

Kuva nemagwaro aya akarongwa uye agadzirirwa asati atanga muitiro wokushandisa kunogona kukurumidzisa zvikuru nguva dzokutendera ndokuderedza bviro yokunonoka kana kuti kuramba nemhaka yokupotsa mashoko.

Time

Kuronga nguva kunosiana nepurogiramu uye nehurumende. Mamwe mapurogiramu, kufanana neSNAP yapaseti, anogona kugovera betsero mukati mamazuva manomwe nokuda kwemhuri mukushaiwa kwapakarepo. Mamwe mapurogiramu, zvikurukuru betsero dzehurema dzakadai seSSI ne SSDI, anogona kutora mwedzi inoverengeka kugadziridza, kazhinji kazhinji kunoda nzvero dzezvokurapa nehwirudzuro yakafara yezvinyorwa.

Mukati momuitiro wekusvudzira, ungadikanirwa kupinda bvunzurudzo, kugovera mapepa okuwedzera, kana kuti mamwe matanho akakwana. Kupindura nokukurumidza kuzvikumbiro zvinobva kusangano racho kunogona kubetsera kudzivisa kunonozeka. Zvirongwa zvizhinji zvinogovera betsero dzinoshandazve kumusi wokushandisa kana uchitenderwa, naizvozvo kunokosha kushandisa nokukurumidza sezvaunofunga kuti ungakwaniriswa.

Mazano Anokosha Okushandisa

Nenzira isingafadzi, vanyengeri vanowanzodenha vanhu vane dziviriro vanotsvaka betsero. Masangano ehurumende haasati achizotongokumbira kubhadharwa nokuda kwebetsero kana kuti kuraira kuti utenge makadhi ezvipo kana kuti mari yewaya.

Kana akaramba, kuramba kwakawanda kunogona kubviswa pakwirira, naizvozvo kumbira betsero yamuro yapamutemo kana kuti masangano okushandisa zvibvumirano zvokubudisira. Usarega kana kukumbira kwako kwokutanga kukarambwa. Muitiro wokukumbira uripo kururamisa zvikanganiso ndokuva nechokwadi chokuti vanhu vakakodzera vanogamuchira betsero dzavakafanirwa. Masangano eyamuro yapamutemo namapoka okusagona kugovera betsero dzapachena nokukumbira.

Kuchengeta Betsero Dzako

Zvinodikanwa Zvokusimbisazve

Gadziriro zhinjisa dzeyamuro dzinoda kupiwazve regindhi panguva nenguva kuti pave nechokwadi chokuva nechokwadi chokupfuurira kuva vakanaka. Nhambo dzokuita magwaro okunyorera dzinosiyana nepurogiramu, zvikurukuru kubva pamwedzi mitanhatu yoga yoga kusvika pagore. Mukati mekunyorazve, uchada kugovera mashoko akagadziridzwa pamusoro pemari yako, kunyorwa kwemba, zvinhu, uye mamwe mamiriro ezvinhu akakodzera.

Kutadza kuita nguva yokunyorazve magwaro etsamba kunogona kuguma nebetsero dzinobviswa, kunyange kana ukaramba wakakodzera. Kugadza zviyeuchidzo uye kuita nokukurumidza kuzvizivisazve kunokosha mukuchengeta betsero dzisingadzongonyedzwi. Zvikamu zvizhinji zvino zvinopa zvisarudzo zvokupazve magwaro epamutemo paIndaneti, zvichiita kuti muitiro wacho uve wakakodzera zvikuru.

Kushuma Kuchinja Kwakaitika

Mapurogiramu akawanda anoda kuti unyore zvimwe zvinhu zvakati kuti paunenge wachinja, kunyanya mazuva 10. Kuchinja kunofanira kushumwa kunosanganisira:

  • Kuchinja mari (kunowedzera kana kuti kuderera)
  • Kuchinja murudzi rwemhuri (kuberekwa, kufa, mumwe munhu anopinda kana kuti kunze)
  • Kuchinja kero kana kuti mashoko emepu
  • Kuchinja basa
  • Kuchinja kwezvinhu
  • Kuchinja kwendyiko (dzamanikidziro, dzokutarisira vana, ndyiko dzokurapa)

Kukundikana kushuma chinjo dzinodikanwa kunogona kuguma nokuripirwa mari yakanyanyofanira kuti ubhadharwe, kana kuti mari inosara isina tsigiro yakakwana. Kumwe kuchinja kungawedzera betsero dzako, nepo kumwe kungaderedza kana kuti kungatapura kusafara kwako. Chinjo dzinokurumidza kukuvimbisa kuwana betsero yakarurama uye dzinobetsera kudzivisa kupomera kunobvira kwokunyengera.

Kudzivisa Misungo Yavose

Vanhu vazhinji vanorasikirwa nebetsero kwete nemhaka yokuti havachinjiki, asi nemhaka yenhau dzokutarisira. Njodzi dzinozivikanwa navose dzinobatanidza kushayikwa kwemisi yokunyorazve chiratidzo, kukundikana kushuma chinjo, kwete kupindura kuzvikumbiro zvemashoko, uye kusanzwisisa zvinodikanwa zvebasa kana kuti kuhesvura.

Kuchengeta makopi ezvinyorwa zvose akaiswa, kucherechedza mazita evashandi vaunotaura navo, kunyora runhare nemisangano, uye kuchengeta mafaira etsamba dzose nemasangano anobatsira kunogona kukubatsira kudzivirira uye kupedza kusawirirana kupi nokupi kungamuka.

Kusiyana - siyana Kwehurumende Muzvirongwa

Nyika imwe neimwe inogadza mitemo yayo imene, mwero inobetsera, uye kuva nebetsero nokuda kwepurogiramu dzinosiana nehurumende. Nepo mapurogiramu ehurumende achitanga zvinodikanwa zvakavakirwa panheyo uye kutsigira nemari, masangano kazhinji kazhinji anochinjika mumashandisiro aanoita mapurogiramu, kuchitungamirira kukusiana kunokosha mumipimo yokufara, zvitsama zvinobetsera, uye miitiro yokushandisa.

Somuenzaniso, dzimwe nyika dzakakudza Medicaid pasi peAffordible Care Act nepo dzimwe dzisina. Zvitsama zvetunhu zvinosiana zvikuru kubva kuhurumende kuenda kuhurumende. Dzimwe nyika dzakagamuchira kutsarukana kwakafara kwakavakirwa paSNAP, uko kunosimudzira kana kuti kubvisa miganhu yezvishandiso. Kunzwisisa mitemo yako chaiyo yehurumende kunokosha mukusarudza kukwanisika uye zvitsama zvinobetsera.

Mawebsite ehurumende uye mahofisi esangano rehurumende anogona kukupa mashoko akananga kunzvimbo yaunogara, uye mamiriro ako ezvinhu anogonawo kubatsira macalculator anobatsira kuziva kuti zvinhu zvingakubatsira sei kana ukaita izvozvo.

Kubatanidza Zvinhu Zvizhinji Zvinobatsira

Mhuri dzakawanda dzinokodzera uye dzinogamuchira nzira dzakawanda dzokubatsira panguva imwe chete. Kutaura zvazviri, kugamuchira chimwe chinhu kazhinji kunoita kuti zvive nyore kukwanirisa vamwe. Somuenzaniso, vagamuchiri veSSI vanongoerekana vakwanirisa nokuda kweMedicaid uye vangava vakanyoresa SNAP. Vagamuchiri veTTANF vangakwanirisa nokuda kwebetsero yokutarisira vana, purogiramu dzebasa, uye tsigiro yezvokufambisa.

Kubatanidza betsero dzinogona kugovera tsigiro huru inodikanwa zvakawanda. Mhuri ingagamuchira SNAP nokuda kwezvokudya, Medicaid kana kuti CHIP nokuda kwezvoutano, Chikamu 8 nokuda kwedzimba, LIHEAP nokuda kwezviwitsi, uye TANF nokuda kwebetsero yemari. Pamwe chete, aya mapurogiramu anogona kubetsera mhuri kusvitsa zvinodikanwa zvadzo zvikuru apo dzinoshandira kukuzvigutsa.

Mahofisi akawanda anogona kukuvhura mapurogiramu akawanda panguva imwe chete, achivimbisa kuti uchawana rubatsiro rwose rwaungawana.

Mabhuku Okuwana Nokushandisa Zvikomborero

Zvinhu zvakawanda zvinogona kukubatsira kuona kuti kugadzirira kwaungaita kunobatsira sei:

  • Benefit.gov - Website yehurumende yeU.S. inogovera chishandiso chinobetsera chinowanwa icho chinoshandisa chinopfuura 1 000 chehurumende nehurumende chinobetsera purogiramu
  • USA.gov - Chipo chinobatanidza mashoko ebetsero dzehurumende namabasa, nezviwanikwa zvinorongwa neboka
  • [ - A yakavanzika inowanika munyika yose iyo inobatanidza vashanyi nezvishandiso zvomunzvimbomo negadziriro dzebetsero
  • Chikamu namahofisi enyimba omunzvimbomo - Kupa muyamuro we-person kupfurikidza nokumbiriso nokubudirira
  • [ Masangano eyamuro - Chigovera yamuro yapamutemo yapachena nokushanda, kukumbira, uye kukakavadzana
  • [ Masangano ezviito zvekomunipa - Ipa betsero nezvikumbiro nebatano nezviwanikwa zvomunzvimbomo
  • [ Arexa Aspecia on Age - Kubetsera vakura kuwana betsero namabasa
  • Masangano ekodzero dzemunhu [ - zvinobatsira vanhu vakaremara mukuwana betsero nepokugara

Nokuda kwemashoko akawanda pamusoro pemapurogiramu ebetsero dzehurumende, shanyira Benefit.gov kana USA.gov. Idzi website dzehurumende dzehurumende dzinogovera mashoko akazara, enguva dzose pamusoro pemapurogiramu anowanika uye kuti ungashandisa sei.

Kunyatsotarisirwa Kwevanhu Vakananga

Makuru

Mamiriyoni avakuru vanokwanisa nokuda kweSomeral Nutrition Application Program haatongotauri betsero dzavo, uye vakawanda savatatu muvashanu vakura vanokwaniriswa havanyoreswi mupurogiramu. Vakuru vangakwaniriswa nokuda kwebetsero dzokuwedzera kana kuti kuva nemirau yakasiana - siana, kubatanidza ganhuriro dzepfuma dzakakwirira zvikuru uye kuderera chaiko kwendyiko dzekurapa.

Purogiramu dzinokosha zvikurukuru nokuda kwavakura dzinosanganisira Medicare, SSI nokuda kwaavo vanotambira mari shoma, SNAP ine gadziriro dzapamusoro, LIHEAP nokuda kwebetsero yesimba, uye gadziriro dzemitero yenzvimbo dzinowanika munyika dzakawanda. Makotera anofanira kunzverawo zvirongwa zvakadai seMadyo pa Wheels, nzvimbo dzapamusoro, uye betsero yezvokufambisa.

Vanhu Vane Urema

Vanhu vakaremara vangakwaniriswa nokuda kweSSI, SSDI, Medicaid, SNAP ine gadziriro chaidzo, betsero yedzimba nepokugara, uye gadziriro dzakasiana - siana dzehurema hwehurumende. Tsinhiro yezvinodikanwa zvourema nezvinyorwa inosiana nepurogiramu, asi kazhinji kazhinji inoda ufakazi hwezvokurapa kuti mugariro wacho unoganhurira zvikuru mano okushanda kana kuti kuita mibato yezuva nezuva.

Varevereri venhema namasangano eyamuro dzapamutemo vanogona kubetsera kutungamirira kushandiswa kwakawanda kwakaoma uye miitiro yokukumbira nokuda kwebetsero dzourema. Vanhu vazhinji vanonyimwa pakuvamba betsero dzourema asi vanobudirira pakukwirira nezvinyorwa zvakarurama nechiratidzo.

Mhuri Dzine Vana

Mhuri dzine vana dzingakwanirisa nokuda kweTANF, SNAP ine ganhuriro dzakakwirira dzemari inotambirwa uye mari inoderedzwa nokuda kwokutarisira vana, CHIP kana kuti Medicaid nokuda kwavana, WIC nokuda kwavana vaduku navakadzi vane mimba, gadziriro dzokutarisira vana, Head Start neProm Head Start, uye purogiramu dzechikoro kubatanidza zvokudya zvapachena uye zvakaderedzwa.

Kutsigira mwana kunganzi kuri kuwana mari, asi kutsigira vana kunobhadharwa hakuwanzobvi pakuverenga mari.

Maveteran

Vane mari nemhuri dzavo vangakodzera kubatsirwa neVa kuwedzera kupurogiramu dzebetsero dzinogara dziripo.VA inosanganisira mari inobhadharwa yokuremadzwa, mapurogiramu omudyandigere, kutarisirwa kwoutano kupfurikidza negadziriro yeVA, betsero dzedzidzo, vimbiso dzepamusha, uye kudzorerwa basa. VaVertans vanofanira kunyorera hofisi yavo yomunzvimbomo kana kuti kushanyira website yeVA kuti vaongorore betsero dzinowanika.

Kunzwisisa Zvatisingakwanisi Kuita

Nepo gadziriro dzehurumende dzichigovera tsigiro inokosha, kunokosha kunzwisisa ganhuriro dzadzo. Betsero dzinoitirwa zvadzo kuwedzera, kwete kutsiva zvizere, mari inotambirwa. Zvitsama zvemari zvingasagona kufukidza ndyiko dzose, uye kuva norupo kunogona kurasika kana mari kana kuti zvinhu zvikapfuvura ganhuriro, kunyange nezvitsama zviduku.

Mamwe mapurogiramu ane ganhuriro dzenguva, dzakadai seganhuriro yenduramo yeTTANF yemwedzi 60 munyika zhinjisa. Zvinodikanwa zvebasa zvinogona kuva zvakaoma nokuda kwaavo vane miganhu yebasa. Kumirira nokuda kwamapurogiramu seChikamu 8 chedzimba kunogona kuva makore akawanda. Kushandisa uye kunyorazve zvibvumikiso zvinogona kuva zvakaoma uye zvinodzokororwa nenguva.

Kunzwisisa kubatsira kunoita mamiriyoni evanhu vokuAmerica kunobatsira kuti vatarisire zvinhu chaizvo uye kunokurudzira kuronga kuti mari ienderere mberi.

Nzira Yokugutsikana

Kunyange zvazvo mapurogiramu okuyamura achitsigira panguva dzakaoma, akawanda acho anosanganisirawo zvinhu zvinobatsira vagamuchiri kuti vakwanise kushandira pamwe chete, zvingasanganisira kudzidziswa basa uye purogiramu dzedzidzo, kubatsira vana kuti vakwanise kupinda basa kana kuti chikoro, kubatsirwa, kutarisirwa kwezvinhu uye kutsigirwa, uye kusakoshesa mari inowanikwa inobvumira vagamuchiri kuti varambe vachibatsirwa zvikuru pavanenge vachishanda.

Vanhu vakawanda vanoshandisa mapurogiramu okubatsira sebhiriji renguva pfupi panguva dzakaoma, vachizopedzisira vava kugutsikana pavanenge vachikwanisa kuwana mapurogiramu akadai seMedicaid kana kuti SNAP anotsigira mhuri dzinoshanda.

Chinjo Dzomutemo Dzazvino Uno Nechitarisiko Chenguva Yemberi

Gadziriro dzeyamuro dzehurumende dzinoita kugadziridza kwenguva dzose uye chinjo huru dzenhambo nenhambo dzenguva pfupi yapfuura. Chinjo dzebasa dzakawedzerwa dzeSNAP dzinotapura vakura vamakore 55-64, gadziridzo kuganhuriro dzemari uye betsero dzakavakirwa pakukwira kwamari, kunzvera kwakawedzerwa kwokuva anokwanisa nokuripa kururama, uye mhedziso yebetsero dzekurumidziro nezvinora.

SNAP ichachinja zvikuru gore rino rakaitirwa kuderedza zvikanganiso zvokubhadharwa, kutsigira basa, kunatsiridza zvokudya zvinovaka muviri, kudzora mari, uye kubatsira zviri nani kumhuri dzevagari vemo, nokushandisa kuchinja uku kunoda nhamburiko huru yokutarisira kunoitwa nehurumende, kubatanidza kugadziridzwa kwegadziriro dzokuwedzera uye mashoko, kurovedzwa kwevashandi, uye kufambiswa zvakanaka kwepurogiramu dzokubudirira dzeSNAP uye dzokushanda.

Kugara uchiziva pamusoro pechinjo dzemiitiro kunokosha nokuda kwokuchengeta betsero nokunzwisisa mikana mitsva kana kuti zvinodikanwa. Kuronderwa kuvandudza kubva kusangano ramasangano enzanga rehurumende yako, kutevera masangano okutsvaka mari, uye kuchengeta onano newaunotambira mari yako kunogona kukubetsera kuramba uripo pachinjo dzingakutapura.

Kukurira Mirangariro Yakashata Nezvakaipa

Gadziriro dzeyamuro dzehurumende dziripo nemhaka yokuti chaunga chinoziva kuti munhu ari wose anotarisana nenguva dzakaoma, uye hakuna munhu anofanira kuenda asina zvokudya, tarisiro youtano, kana kuti pokugara nemhaka yemigariro isingagoni kudzorwa nayo, uye kana uri kutamburira, kushandisira betsero dzaunokwaniriswa hakusati kuri chiratidzo choutera (icho chakachenjera), chinoshanda, uye chaizvoizvo icho purogiramu idzodzi dzakagadzirirwa.

Nenzira isingafadzi, kuzvidza betsero yehurumende kunodzivisa vanhu vazhinji vakakodzera kubatira betsero dzavanoda uye vakafanirwa nadzo.

Mamiriyoni emhuri dzinoshanda, vakwegura, vanhu vakaremara, uye vamwe vanoshandisa mapurogiramu aya kuti vasvitse zvinodiwa zvinokosha pavanenge vachibatsira vanhu vavo munzira dzisingaverengeki.

mhedziso

Gadziriro dzeyamuro dzehurumende dzinoumba musero wekotsekano wakakomba uyo unobetsera mamirioni eAmerica kusvitsa zvinodikanwa zvikuru, kuchengeta utano nedzikamo, uye kushanda kukuzvibetsera zvokudya kupfurikidza neSNAP kusvikira kubhadharo yezvoutano kupfurikidza naMedicaid naCHIP, kubva kutsigiro yedzimba kusvikira kuChikamu 8 kusvikira kubetsero yemari kupfurikidza neTTANF neSSI, aya mapurogiramu anogovera tsigiro inokosha mukati menhambo dzoupenyu dzakaoma zvikurusa.

Kunzwisisa zvinodikanwa zvinoda kuva zvinoshanda, mutoo wokufambisa, uye chengetedzo zvinoda nhamburiko nengwariro, asi tsigiro inopiwa nepurogiramu idzi inogona kuita musiyano woupenyu. Kana uri kutarisana nokushaya basa kwechinguvana, kutarisira vana, kana kuti kubata nezvimwe zvinetso, mapurogiramu ebetsero aripo kuti abetsere.

Tanga nebetsero kuyera pabetsero. gov nhasi, uye nyorera nokuda kwechinhu chiri chose chaunokwaniriswa nokuda kwejeko(*) ungashamiswa kuti ibetsero huru sei. Usarega mirangariro yakaipa, kunyadziswa, kana kuti fungidziro pamusoro pokusagona kukurasa zvichikudzivisa kuwana tsigiro yaunoda uye yakafanirwa. Idzi purogiramu dziripo nokuda kwako, uye kudzishandisa iri nhano yakachenjera, inoshanda kukutsiga nokuzvidzora.

Nokuda kwamashoko okuwedzera uye kunzvera betsero dzinowanika, shanyira Benefit.gov, USA.gov, kana kuti onana nehofisi yako yemasangano omunzanga. Betsero iripo, uye kuita nhano yokutanga kushandisa masuo kuzvinhu zvinovandudza kunaka kwoupenyu hwako uye kugovera rugare rwendangariro mukati menguva dzisina kuteererwa.