Table of Contents

Ukuqonda Iinkonzo Zenkxaso Karhulumente: Ukhokelo Olunentsebenziswano

Iinkonzo zenkxaso karhulumente ziinkqubo ezilungiselelwe ukunceda abantu kunye neentsapho ezifumana ingeniso ephantsi zihlangabezana neemfuno zazo ezisisiseko. Ezi nkonzo zibalulekileyo zinika uncedo olubalulekileyo kwimimandla emininzi yobomi, kuquka ukhuseleko lokutya, ukukhutshwa kwempilo, ukuzinza kwezindlu, inkxaso yemisebenzi, kunye noncedo lwemali. Enoba ujongene nobunzima bokwexeshana okanye ufuna uncedo oluqhubekayo, ukuqonda umgangatho weenkqubo zikarhulumente ezikhoyo kunokwenza umahluko omkhulu ekufumaneni uncedo olufunayo.

Izigidi zamaMelika afanelekayo azize zifumane iingenelo azifanelekeleyo — ngokufuthi ngenxa yokuba azizazi iinkqubo, aziyazi indlela yokuzisebenzisa, okanye zicinge ukuba azizukufaneleka. Olu khokelo lunentsingiselo lufuna ukuphelisa inkqubo yokufumana inkxaso karhulumente, ukuchaza iimfuno ezikhoyo, kunye nokunika ulwazi olusebenzisekayo malunga nendlela yokusebenzisa nokugcina iinzuzo.

Iintlobo zeenkonzo zokuxhasa zikarhulumente ezikhoyo

Iinkqubo zokuxhasa urhulumente zisebenza kumgangatho karhulumente, karhulumente nakummandla wasekuhlaleni, nganye inikela iimfuno nabemi abahlukeneyo. Ukuqonda iindidi ezahlukeneyo zoncedo kunokukunceda ubone ukuba ziziphi iinkqubo ezinokukunceda wena okanye intsapho yakho.

Iinkqubo zoncedo lwezonyango

Ukutya okukhuselekileyo yimfuno engundoqo, yaye iinkqubo eziliqela zikarhulumente zikho ukuqinisekisa ukuba iintsapho ziyakwazi ukufumana ukutya okunesondlo okwaneleyo. ISomeral Nutrition Application Program (SNAP), eyayisaziwa njengezitembu zokutya, yeyona nkqubo inkulu yoncedo lwesondlo karhulumente eUnited States.

Inzuzo e-SNAP ephakathi imalunga ne-R3 ngosuku, nangona imali eyahlukeneyo ngokubhekiselele kubungakanani bendlu kunye nengeniso. Ukuba ufunyaniswe ukuba ufanelekile, uya kufumana iingenelo ze-SNAP kwikhadi le-Electronic Benefit Trans (EBT), elisebenza njengekhadi ledebit translate transke permittes. Iingenelo zifakwa ngokuzenzekelayo kwi-akhawunti yakho nyanga nganye, kwaye ungasebenzisa ikhadi lakho le-EBT ukuthenga ukutya ezivenkileni ezigunyaziswe kubathengi.

UKUBA NOMPHATHISWA kwe-SNAP kusekelwe kwizinto eziliqela eziquka ubungakanani bendlu, ingeniso, kunye neenkcitho. Ukuze ufumane iingenelo ze-SNAP, kufuneka usebenzise kwingingqi ohlala kuyo ngoku kwaye kufuneka ufikelele iimfuno ezithile, kuquka imali efunekayo, kuquka ingeniso kunye nemali eqingqiweyo. Kwintsapho yabantu abane ku-2026, umlinganiselo wengeniso eninzi umalunga nama-R3,50 ngenyanga.

Kuba iintsapho ze-SNAP kulindeleke ukuba zichithe malunga nama-30 ekhulwini obuncwane bazo ekutyeni, ulwabelo lwakho lubalwa ngokuphinda-phinda umnatha wendlu yakho wengeniso yenyanga nge-0.3, kwaye uthabathe isiphumo kulwahlulo oluphezulu lwenyanga lobukhulu bendlu yakho. Le ngxelo iqinisekisa ukuba iingenelo zilungele imeko yemali yendlu nganye.

Iinkqubo ezizalisekisa unyango

Ukufumana unyango kuyimfuneko ukuze kugcinwe impilo nentlalo-ntle. Urhulumente wengingqi unika iinkqubo ezininzi eziphambili zonyango ezilungiselelwe ukunceda abantu abahlukeneyo.

I-Medicaid

I-Medicaid inika i-inshorensi yempilo ekhululekileyo okanye ephantsi ukuze ifanele abantu abadala, abantwana, amabhinqa akhulelweyo, abantu abadala nabantu abaneziphene, kwaye ixhaswe ngurhulumente kunye norhulumente ngamnye, ithetha ukukhutshwa ngokwendlela engafaniyo ngurhulumente. Le nkqubo isebenza njengesixhobo sokhuseleko esibalulekileyo kwizigidi zabantu baseMerika abasenokungafumani unyango.

IMedicaid iquka uludwe olubanzi lweenkonzo zonyango, kuquka ukutyelelwa ngugqirha, ukuhlala esibhedlele, amayeza oogqirha, ukukhusela ukukhusela, iinkonzo zempilo yengqondo, kunye nokunyamekela iinkonzo zexesha elide. Iingenelo ezithile kunye nemigaqo yokungalingani kwemiqathango ingahluka-hluka ngokorhulumente, njengoko urhulumente ngamnye esebenzisa inkqubo yakhe yeMedicaid ngaphakathi kwemigaqo yorhulumente.

i-Medicare

IMedicare yinkqubo ye-inshorensi yempilo karhulumente ngokuyintloko kubantu abaneminyaka engama-65 nangaphezulu, nangona ikwagqubuthela abantu abathile abaselula abaneziphene. Ngokungafaniyo noMedicaid, iMedicare ayisekelwanga kwingeniso kodwa kuxhomekeke kwiminyaka yobudala okanye kwisiphene. Le nkqubo iquka iinxalenye ezahlukeneyo ezigquma i-inshorensi yesibhedlele, i-inshorensi yezonyango, kunye nenkcitho yeziyobisi egunyazisiweyo.

Umthetho wakutshanje unwenwela i-COVID-19 Medicare telehealth proponerialties ukutyhubela 2027, ukugcina iindawo nendawo, uluhlu olwandisiweyo lweendawo ezikhoyo kunye noogqirha abafanelekileyo, kunye nokuqukunjelwa kwesandi kuphela, phakathi kwezinye imigaqo. Olu lwandiso lwenze ukuba ukhathalelo lwempilo lufikeleleke ngakumbi kubantu abaninzi baseMedicare abangeneyo, ingakumbi abo basemaphandleni okanye abanokujamelana neengxaki zokuhamba.

Iinkqubo zoncedo lwezindlu

Izindlu eziqinileyo zibalulekile kwintlalo-ntle yentsapho, kwaye iinkqubo eziliqela zikarhulumente zinceda amakhaya afumana imali encinane anokufumana izindlu ezikhuselekileyo nezifanelekileyo.

Inkqubo Yokhetho lwezindlu (Unyuso 8)

INkqubo yokuKhetha iHome Voucher (Ukhetho 8) ihlawulisa iintsapho ezifumana imali ephantsi — abathathi-nxaxheba bahlawula malunga nama-30% engeniso kwirente yaye umxhasi ufihla inxalenye eseleyo. Olu cwangciso luvumela iintsapho ukuba zikhethe izindlu zazo, kuquka amakhaya, izindlu zedolophu, kunye nezindlu zokuhlala, lo gama nje umnini-ndlu evuma ukuba nenxaxheba kucwangciso.

Inkqubo yokuqinisekisa ilawulwa ngabasemagunyeni beendawo zoluntu zasekuhlaleni (PHA), kwaye ukuba luncedo kusekelwe kwingeniso, kubungakanani bentsapho, kunye nobumi. Ngenxa yentlawulo enkulu, abaninzi aba-PH bagcina uluhlu lokulinda udweliso lwenkqubo, kwaye abanye basenokuluvala uluhlu lwabo lokulinda kwizicelo ezintsha.

Izindlu zikawonke-wonke

Izindlu zikawonke-wonke zinika iiyunithi zokuqesha ezinokufikeleleka zokuqesha zezolawulo lwasekuhlaleni nezilawulwa ngabasemagunyeni bezindlu zikawonke-wonke (PHA). Ezi zindululo zinika iirente ezincitshisiweyo ukwenzela ukuba iintsapho ezifumana imali ephantsi, abantu abakhulileyo, nabantu abaneziphene. Njengenkqubo yokuqinisekisa, ukungabi namali kwezindlu zikawonke-wonke kumiselwa yiPHA yasekuhlaleni esekelwe kwimida yengeniso emiselwe ngurhulumente.

Uncedo Lwamazinyo Olungxamisekileyo

Iinkqubo ze-Emergency Rental help (ERA) zidibene noluntu olungaphezulu kwamawaka ezigidi ezingama-46 eedola ukuxhasa ukuzinza kwezindlu zabaqeshi abafanelekileyo kulo lonke ubhubhani we-CHOVAD-19. Ngeli xesha inkqubo ye-ERA2 iphelile, abaqeshi kunye nabanini-ndlu bangahlola ezinye izinto zoncedo zokuqesha kwizibuko lendlu ezidityanisiweyo ezikhuselwe yi-Consumer Inficial Protection Bureaunior (CFPB).

Inkxaso yengeniso kunye neenkqubo zokungafezeki

Iinkqubo eziliqela zinikela uncedo lwemali kubantu nakwiintsapho ezijamelene neengxaki zezoqoqosho okanye ezineziphene.

Ingeniso yoKhuseleko eyongezelelweyo (SSI)

SSI inika abantu abadala nabantwana abaneziphene okanye abamfamayo abafumana ingeniso encinane kunye nezinto, kwakunye nabantu abadala abangama-65 nabangaphezulu abangenaziphene ezifikelela kwiimfuno zemali, kwaye ilawulwa yiSocial Security Administration (SA).

Imali ehlawulwayo ye-SSI ye-2026 yimali engama-R367 ngenyanga kwisibini ngasinye kunye ne-R1,450 ngesibini, kwaye amanye amazwe ongeza le mali ngentlawulo eyongezelelweyo karhulumente. Le mali inceda ekuhlawuleni iimfuno ezisisiseko ezinjengokutya, impahla, kunye nekhusi kubantu abangakwaziyo ukusebenza ngenxa yesiphene okanye ubudala.

I-inshorensi yokhuseleko loluntu (SDI)

Ngokungafaniyo ne-SSI, i-SSDI isekelwe kwimbali yakho yomsebenzi yangaphambili nakwirhafu yokhuseleko lwentlalo ozihlawulele, kwaye ukuze ufanelekele, kufuneka ube nesiphene esifanelekileyo esithintela umsebenzi omkhulu kwaye uzuze imali eyaneleyo yokuthenga umsebenzi ngomsebenzi.

I-SSDI ephakathi yonyaka wama-2026 imalunga ne-R2 400 ngenyanga, nangona amanani ahlukeneyo ngokwembali yakho yengeniso. Emva kweenyanga ezingama-24 zokwamkela i-SSDI, ngokuzenzekelayo uba yimfuneko kwingxelo yempilo yeMecare. Olu nxulumano phakathi kwe-SSDI neMedicare luqinisekisa ukuba abantu abaneziphene zexesha elide bayakwazi ukufikelela kwiinkonzo eziyimfuneko zempilo.

Uncedo Lokwexeshana Kwiintsapho Ezisweleyo (TanF)

SANF inika iintsapho ezinabantwana uncedo lwemali lokwexeshana lo gama abazali besebenzela ubuchule bokwanelisa. Abamkeli-mdla badla ngokufumana inxaxheba kwimisebenzi efana noqeqesho lomsebenzi okanye umsebenzi. Iimali ezibonelelwayo ziyahluka-hluka kakhulu ngokolawulo — ukusuka ngaphantsi kwe-$200/nyanga kwamanye amazwe ukuya kutsho kuma-$900/nyanga ekhontsho kwezinye kwintsapho enamalungu amathathu.

Iinkonzo zophuhliso loMsebenzi

Iinkqubo zikarhulumente zokusebenza zinceda abantu bafumane umsebenzi, baphucule ubuchule babo, baze basebenzise iindlela abanokusebenzisa ngazo umsebenzi.

I-inshorensi yemisebenzi

I-inshorensi ye-inshorensi yokungaqeshwa inika inkxaso yengeniso yexeshana kubasebenzi abaye baphulukana nemisebenzi yabo ngaphandle kwempazamo yabo. Phantsi koMthetho weNtlalo-ntle, urhulumente wesizwe ugunyaziswe ukuxhasa ulawulo lwenkqubo ye-inshorensi yokungaqeshwa. Urhulumente ngamnye unikela inkqubo yakhe ye-inshorensi yokungaqeshwa, emisela iimali zenzuzo nexesha elifanelekileyo ngaphakathi kwemigaqo yorhulumente.

Imali engoguquguqukiyo nenokuthenjwa enokuthengwa ngaphandle kokunciphisa uhlahlo-lwabiwo-mali ebudeni bonyaka wohlahlo-mali kubaluleke kakhulu ukunceda abantu abangasebenziyo, ukubadibanisa nabaqeshi, ngalo lonke ixesha inika isizimasi soqoqosho kwizoqoqosho lwesizwe. Le nkqubo isebenza njengenkxaso yomntu ngamnye nokuhla koqoqosho ngexesha lokuhla kwezoqoqosho.

Iinkqubo zoMsebenzi oHlaziyayo noMgaqo we-Opportunity (WIOA)

Iinkqubo ze-Wioa zinikela uqeqesho lomsebenzi, imfundo, kunye neenkonzo zemisebenzi zokunceda abantu ukuba bangene okanye baphinde bangene emsebenzini. Ezi nkqubo zinika abantu uqeqesho lomsebenzi, uhlolo lobuchule, uncedo lophando lomsebenzi, namathuba okuqeqesha. Iinkonzo zifumaneka kwiiZiko zemisebenzi zaseMerika kulo lonke elo lizwe.

Uncedo lokunyamekela abantwana

Iinkqubo zoncedo lwabantwana zinceda iintsapho ezifumana imali ephantsi yokunyamekela abantwana ukuze abazali basebenze okanye baye esikolweni. Ezi nkqubo zidla ngokunikezelwa ngokwenkxaso karhulumente ngenkxaso yemali karhulumente. Ukufaneleka kusekelwe kwingeniso, kumlinganiselo wentsapho, nemfuneko yokunyamekela umntwana ngenxa yomsebenzi okanye yemfundo.

Uncedo lungaquka iindleko ezipheleleyo okanye ezingephi zokunyamekela umntwana, kuxhomekeka kwingeniso yentsapho kunye nemigaqo-nkqubo karhulumente. Abazali banokukhetha kwiindlela ezahlukeneyo zokunyamekela abantwana, kuquka amaziko okunyamekela abantwana, amakhaya, yaye kwezinye iimeko, abanyamekela abantwana.

Iimfuno ezifanelekileyo kwiinkqubo zokuxhasa urhulumente

Ukuqonda iimfuno zobugocigoci kubalulekile ekuboneni ukuba zeziphi iinkqubo onokuzifanelekela. Ngoxa inkqubo nganye ineendlela ezithile, oothunywashe abaliqela abaqhelekileyo bamisela ukuba luncedo kwiinkqubo ezininzi zoncedo lukarhulumente.

Iimfuno Zengeniso

Iinkqubo ezininzi zokuxhasa urhulumente zisebenzisa imida yengeniso ukumisela ukuba i-engile. Le mida isekelwe kwiFederal Ubuhlwempu (FPL) kwaye yahluka-hlukene ngokobungakanani bendlu. Iinkqubo zingajonga ingeniso epheleleyo (ingeniso epheleleyo phambi kwentlawulo) okanye ingeniso yomnatha (ingeniso ehlawulwa emva kokuhlawulwa kwexabiso elivumelekileyo).

ESNAP, kwintsapho enemine yowama-2026, umlinganiselo wengeniso ophezulu ngu-R3,250 ngenyanga, kunye nengeniso yomnatha (emva kokuthengwa) kufuneka ibe phantsi kwekhulu le-FPL. Iinkqubo ezahlukeneyo zinemiqobo eyahlukeneyo yengeniso, kunye nezinye iinkqubo ezisebenza kwiintsapho ezifumana imali ephantsi kakhulu, ezinye eziyandisa iintsapho ezifumana imali ephakathi.

Ukuba ngummi noBume bokuHlakulela

UMthetho wokuTswaba noNuthalo lwangowama-2008 umisela intsebenziswano elungileyo ye-SNAP kubemi base-U.S. kunye nezinye iinzuzo ezikhoyo ngokungekho semthethweni, kwaye jikelele, ukufanelekela i-SNAP, engeyoyani, kufuneka ifikelele enye yezi migaqo zilandelayo: Ukuhlala eUnited States ubuncinane iminyaka emihlanu. Iimfuno zobumi ezifanayo zisebenza kwezinye iinkqubo zentlalo-ntle, nangona imithetho ethile yahluka ngokwenkqubo.

Ukuba abantwana bakho bakho ngokusemthethweni okanye bangabemi base-U.S., basenokufanelekela ukungenelwa kwi-SNAP kwanokuba awufanelekanga, kwaye ungafaka isicelo sokubanceda abantwana bakho ngaphandle kokukunika inkcazelo ngemeko yakho yokufuduka. Eli lungiselelo liqinisekisa ukuba abantwana abafanelekileyo bangafumana iingenelo kungakhathaliseki ukuba abazali babo bakwimeko enjani.

Iimfuno Zomsebenzi

Iinkqubo ezininzi zoncedo ziquka iimfuno zomsebenzi okanye ulindelo lokuba abantu abadala abakwaziyo ukuncedisa kwimisebenzi enxulumene nomsebenzi.

Ngokuqhelekileyo, abantu kufuneka bahlangabezane neemfuno zomsebenzi ukuze bafanelekele iSNAP, kwaye ezi mfuneko zomsebenzi ziquka ukuba nenxaxheba kwiinkqubo zomsebenzi noqeqesho, ukuba bebelwe ngurhulumente. Abantu abaneminyaka eli-18 ukuya kwengama-64 ubudala bafumana iingenelo ezintathu zeSNAP rhoqo emva kweminyaka emithathu ngaphandle kokuba basebenza, basebenza ngokuzithandela, okanye kumsebenzi okanye kwinkqubo yokuqeqesha ubuncinane iiyure ezingama-20 ngeveki.

Noko ke, bambi abantu abakhutshwa kule mfuneko yokufumana ingxelo yomsebenzi, kuquka abantu abazimisele ukungawufanelekeli umzimba okanye ingqondo umsebenzi, bakhulelwe, bahlala nabantwana abangaphantsi kweminyaka eli-14 kwikhaya, okanye bangamaIndiya aseMerika okanye amaIndiya aseAlaska, phakathi kwezinye.

Imida Yecebo

Ezinye iinkqubo zijonga oovimba bendlu okanye izinto zexabiso xa kumiselwa ukuba zivunyiwe. Ii-akhawunti zebhanki, izithuthi nepropati. Noko ke, iinkqubo ezininzi ziye zasusa okanye zanyusa imida yoovimba kwiminyaka yakutshanje ukwenza lula ubuchule kunye nokwandisa ukufikelela.

Iintsapho ezininzi ezifaka isicelo seSNAP akusadingeki ukuba zidlulise uvavanyo lwemali/lomthombo ukuze zifumane iingenelo ze-SNAP. Olu tshintsho lukwenze lula kwiintsapho ezisebenzayo ezinemali encinane ukuze zifumane uncedo lokutya xa kuyimfuneko.

Ukubonakalisa Ubuchule Obukhethekileyo

Abafundi

Ngokuqhelekileyo, abafundi abaneminyaka eli-18 ukuya kwengama-49 ubudala ababhaliswe ekholejini ubuncinane kangangesiqingatha sexesha abafaneleki ukuya eSNAP ngaphandle kokuba banokufumana iinkonzo ezithile ezikhethekileyo. Ezi nkonzo ziquka ukusebenza ubuncinane iiyure ezingama-20 ngeveki, ukuncedisa abantwana abancinane, okanye ukufumana ezinye iingenelo.

Ukuba ungumfundi kwaye ufikelela kwiimfuno ze-SNAP, usenokuba ufanelekela i-SNAP ukuba ufumana omnye wemivuzo elandelayo: Ungaphantsi kweminyaka engama-50 okanye uneminyaka engama-50 ubudala, sebenza ubuncinane iiyure ezingama-20 ngeveki emsebenzini ohlawulwayo (ukuba usebenza, kufuneka usebenze iiyure ezingama-20 ngeveki kwaye ufumane ingeniso yeveki elingana nomvuzo omncinci karhulumente owandisiweyo ngeeyure ezingama-20), okanye uthathe inxaxheba kwinkqubo yofundisiso lomsebenzi okanye ibonelelo oluxhaswa yimali.

Abantu Abalupheleyo Nabaneemnqa

Imithetho emininzi esetyenziswayo isebenza kuzo zonke iintsapho, kodwa kukho imithetho ekhethekileyo kwiintsapho ezinamalungu akhulileyo okanye aneziphene. ESNAP, ukhulile ukuba uneminyaka engama-60 okanye ngaphezulu.

Iintsapho eziquka amalungu akhulileyo okanye aneziphene azikho phantsi kwemilinganiselo yomsebenzi, nokuba iintsapho ezininzi kufuneka zifikelele iimfuno zemisebenzi ukuze zifanelekele iSNAP. Ngaphezu koko, iintsapho ezikhulileyo nezikhubazekileyo zisenokuba nemali eninzi ehlawulwayo kunye nezibalo ezahlukeneyo zokuhlaziywa kwemali.

Abantu Abangenamakhaya

Ukuba ungenamakhaya, ungafumana uncedo lwe-SNAP nokuba awunayo idilesi, indawo yokuhlala, okanye indawo yokupheka. Eli lungiselelo liqinisekisa ukuba abo bajongene nokungalungelelani kwezindlu basenokufumana uncedo olubalulekileyo lokutya.

Indlela Yokufumana Iinkonzo zenkxaso zikarhulumente

Ukumisela inkqubo yokufaka isicelo seengenelo zikarhulumente kusenokubonakala kuyinto eyoyikisayo, kodwa ukuqonda amanyathelo abandakanyekileyo kunokwenza inkqubo ilawuleke. Ucwangciso ngalunye luneenkqubo zalo zokusebenzisa, kodwa abaninzi baneemeko ezifanayo.

Ukufumana Iinkqubo Ezifanelekileyo

Inyathelo lokuqala ekufumaneni inkxaso karhulumente kukuchaza ukuba ziziphi iinkqubo osenokuba uzifanele. Iinkonzo ezininzi zinokukunceda uqwalasele iindlela ezikhoyo:

  • Benefit. gov: Le webhsayithi yolawulo inika inzuzo yesixhobo sokufumana esikunceda uchonge iinkqubo ezisekelwe kwiimeko zakho
  • Isizwe kunye namasebe oluntu asekuhlaleni enkonzo yoluntu: Xhumana nombutho wakho wenkonzo yentlalo-ntle yorhulumente ukuze ufumane ulwazi malunga neenkqubo eziyingenelo zikarhulumente kunye nezingaphezulu.
  • Ilayini yoncedo: I-diansing 211 idibanisa wena kwimithombo yasekuhlaleni kwaye inganika ulwazi malunga neenkqubo zoncedo ezikhoyo
  • Imibutho edityanisiweyo: Iinzuzo zasekuhlaleni kunye namasebe asebenza eluntwini asoloko enikela uncedo ngokuchaza nokusebenzisa iingenelo

Iqokelela Uxwebhu Olufunekayo

Phambi kokuba ucele uncedo lukarhulumente, kuza kufuneka uqokelele amaxwebhu ahlukahlukeneyo ukuqinisekisa ukuba ungubani, ingeniso, iindleko, kunye nenkcitho yendlu. Amaxwebhu afunwa rhoqo aquka:

  • Uqinisekiso [[FLT: 0]: ilayisensi yomqhubi, i-ID yemeko, isatifiketi sokuzalwa, okanye ipasi yokundwendwela
  • Amanani oKhuseleko oluPhakathi: kuwo onke amalungu endlu asebenzisa inzuzo
  • Isiqinisekiso sengeniso : Imvuzo yelixa elidlulileyo, iingxelo zomqeshi, uKhuseleko loNtlalo, uxwebhu lokungaqeshwa, okanye iingxelo zokuziqesha
  • Ingxelo yenkcitho [[FLT:]: Iingxelo zemali okanye zendlu, iindleko zemali yesixhobo, iindleko zokunyamekela umntwana, neendleko zezamayeza
  • Isiqinisekiso sokuhlala: Ityala lemali, izivumelwano, okanye iposi ebonisa idilesi yakho yangoku
  • Amaxwebhu okususela : Ukuba ayasetyenziswa, uxwebhu lobume bokufuduka obusemthethweni

Ukuba nala maxwebhu acwangcisiweyo ngaphambi kokuba uqalise inkqubo yesicelo kunganceda ekucombululeni isicelo sakho kwaye kunciphise ulibaziseko.

Izicelo

Iinkqubo ezininzi zoncedo zikarhulumente zinikela iindlela ezininzi zokusebenzisa, zinikela ubuchule bokuhlangabezana neentswelo neemeko ezahlukeneyo.

Iinkqubo zekhompyutha

Urhulumente omninzi ngoku unika ii-appal zesicelo kwi-intanethi ukwenzela iinkqubo ezahlukeneyo eziluncedo. Sebenzisa kwi-intanethi kwi-SNAP ekwizibuko le-oyile ye-ofisi yeSebe lezentlalo, okanye ngokubiza inzuzo yengingqi yakho ngombane. Izicelo zekhompyutha zikuvumela ukuba usebenzise kwi-email yakho kwaye zisoloko zikunika uqinisekiso olukhawulezileyo lwelisithi.

Iinkqubo zekhompyutha

Ungatyelela iofisi yakho yenkonzo yoluntu yasekuhlaleni ukuze uyisebenzise. Olu khetho lukuvumela ukuba ubuze imibuzo kwaye ufumane uncedo ngokugqiba isicelo sakho. Abasebenzi bangakunceda ukuqinisekisa ukuba unike lonke ulwazi olufunekayo noxwebhu.

Iinkqubo ze-Plane

Ezinye iinkqubo zamkela izicelo ngefowuni okanye ngeposi. Ungacela isicelo sithunyelwe kuwe okanye ukhuphele isicelo kwi website yenkqubo, sigqibeze, size sithumele kwi-ofisi efanelekileyo.

Inkqubo Yodliwano - ndlebe

Iinkqubo ezininzi eziluncedo zifuna udliwano-ndlebe njengenxalenye yenkqubo yokufaka isicelo. Olu dliwano-ndlebe lungaqhutywa ngokobuqu, ngemfonomfono, okanye ngokukhulayo, ngevidiyo. Ebudeni bodliwano-ndlebe, umgcini-ndlebe uza kuhlola isicelo sakho, aqinisekise inkcazelo, aze aphendule nayiphi na imibuzo onokuba nayo.

Kulungele ukuxubusha ngengxelo yendlu yakho, imithombo yengeniso, iindleko, naziphi na iimeko ezikhethekileyo ezinokuchaphazela ukufaneleka kwakho. Udliwano-ndlebe lukwalithuba lokuba ubuze imibuzo malunga nocwangciso, iingenelo neemfuno eziqhubekayo.

Amaxesha Okuqhuba Inkqubo

Ukulungelelanisa amaxesha ahlukeneyo ngokwenkqubo nangokwemeko. Ukuba umbutho wombuso wakho uqikelela ukuba ufanelekela ukufumana uncedo lwe SNAP, uza kufumana iingenelo emva kumhla owungenise isicelo sakho.

Usenokuba ufanelekela ukufumana i-SNAP iinzuzo ngeentsuku ezi-7 zomhla wakho wokusebenza ukuba uhlangabezana neemfuno ezongezelelekileyo, umzekelo, ukuba intsapho yakho inee-R100 ezingaphantsi koovimba bomchako kunye ne-R350 kumvuzo othe kratya ngenyanga, okanye ukuba ingeniso yendlu yakho edityanisiweyo kunye nobuncwane obungaphiliyo bungaphantsi koko ukuhlawula inyanga nganye ngenxa yerente okanye ityala lendlu okanye iindleko ezingentlazamali. Le nkonzo ithengwayo iqinisekisa ukuba amakhaya akumaxesha anzima afumana uncedo ngokukhawuleza.

Ukufumana Iingenelo

Xa zivunyiwe, iinkqubo ezahlukeneyo zinika uncedo ngeendlela ezahlukeneyo. Inkxaso ye-SNAP ne-TANF zidla ngokunikezelwa ngamakhadi eefekthayo Inzuzo (EBT) asebenza njengamakhadi edebit. I-SSI ne-SSDI zinika ugcino oluthe ngqo kwii-akhawunti zebhanki okanye ngamakhadi e-Express eKhompyutha Exect. Inkxaso yendlu ingabandakanya ukuhlawula ngqo kubanikazi okanye ihlawulwa kwizindlu zikawonke-wonke.

Ukuba ufunyanwe ufanelekile, uzakwamkela isaziso esikuxelela ixesha oza kufumana ngalo i-SNAP iinzuzo ze-SNAP; oku kubizwa ngokuba lixesha lakho loqinisekiso. Ukuqonda ixesha lakho lokunika isatifiketi kubalulekile kuba kuza kufuneka uphinde uqinisekise phambi kokuba iphele ukuze uqhubeke ufumana uncedo.

Ukulondoloza Iingenelo Zakho

Xa uvunyiwe ukuba ufumane uncedo lukarhulumente, ukulondoloza iingenelo zakho kufuna ukuqhubekeka uthobela imithetho yocwangciso kunye neemfuno zokunika ingxelo.

Iintlawulo

Iinkqubo eziyingenelo ezininzi zifuna ukuba uxele utshintsho kwiimeko zakho olunokuchaphazela ubunewunewu okanye ubungakanani obunenzuzo. Iinguqu eziqhelekileyo ezimele ziqukwe:

  • Ukutshintsha kwengeniso (umsebenzi omtsha, ukunyusa, ukuphelelwa ngumsebenzi, ukutshintsha iiyure)
  • Utshintsho kuhlobo lokuqanjwa kwendlu (uthile uhamba aze aphume, azalwe umntwana)
  • Iinguqu kulwazi lwedilesi okanye loqhagamshelana naye
  • Ukutshintsha kweendleko (umlinganiselo omtsha werente, iindleko zokunyamekela umntwana)
  • Iinguqu kwimiqathango okanye kwixabiso
  • Iinguqu kwimeko yemisebenzi

Ingxelo yeemfuno iyahluka ngokwenkqubo, kunye nezinye ezifuna ingxelo ekhawulezileyo yotshintsho oluthile nezinye ezivumela ingxelo yenyanga okanye yexesha. Ukusilela ukuxela iinguqu ezifunekayo kungaphumela ekuhlawuleni ngokugqithisileyo okusenokufuneka ukuhlawula, okanye kwanokuphelisa iingenelo.

Ukuziqinisekisa

Iingenelo azinasiphelo kwaye zifuna ukuba uphinde uqinisekiso lwexesha elithile luqhubekeke. Inkqubo yokuziqinisekisa ibandakanya ukuvuna ukuze ufumane iingenelo kunye nokunika ulwazi oluhlaziyiweyo malunga neemeko zakho. Uza kufumana isaziso phambi kokuba ixesha lokuqinisekisa liphele, ikukhumbuze ukuba uphinde uphinde uphinde uzenze.

Inkqubo yokuphinda ibhalise izahlule iyafana nesicelo sokuqala, kufuna uxwebhu oluhlaziyiweyo lwengeniso, iindleko, kunye nokuqulunqwa kwendlu. Ezinye iinkqubo zinika iinkqubo zokwenza amaxwebhu ezinzileyo ezinzileyo kwiintsapho ezinemeko ezizinzileyo okanye amalungu akhulileyo nakhubazekileyo.

Ukusebenzisana neemfuno zenkqubo

Iinkqubo ezahlukeneyo zineemfuno ezahlukeneyo eziqhubekayo. Umzekelo, abamkeli be-TANF kufuneka babe nenxaxheba kumsebenzi, abamkeli be-SNAP kusenokufuneka babe nenxaxheba kwiinkqubo zoqeqesho, kwaye abagcini-ziqinisekiso bezindlu mabahambisane nemithetho yerejista kunye nemimiselo yenkqubo.

Ukuqonda nokuthobela ezi mfuneko kubalulekile ukuze ugcine iinzuzo zakho. Ukuba uneengxaki zokudibana, qhagamshelana nomcebisi wakho ukuze uxubushe imeko yakho. Iinkqubo ezininzi zinika abantu indawo yokuhlala ekhululekileyo okanye ekwazini ukuthobela imiqobo.

Iinkqubo zokuxhasa urhulumente oqhelekileyo ngeenkcukacha

Makhe sihlole ezinye zeenkqubo zoncedo zikarhulumente ezisetyenziswa ngokubanzi ngobunzulu obukhulu, kuquka imilinganiselo ethile elungileyo, imigangatho eyingenelo, kunye neenkqubo zokusebenza.

Inkqubo yoncedo lokutya eyongezelelweyo (SNAP)

ISNAP yeyona nkqubo ibalulekileyo yelizwe echasene nokudumba, inceda izigidi zamaMelika afumana imali ephantsi nyanga nganye. Olu cwangciso lunceda iintsapho ukuba zifumane ukutya okunesondlo kwaye luboniselwe ukunciphisa ukunganqabiseki kokutya kwaye luphucula iziphumo zempilo.

ISAP

UKUSEBENZA kweSNAP kujongwa ngeendlela ezininzi. Indlu yakho kufuneka ihlangabezane neemfuno ezithile ukuze ifanelekele iSNAP ize ifumane iinzuzo. Iimeko ezingundoqo eziquka:

  • Imali efunyenweyo : Ingeniso yenyanga kufuneka isoloko ikwi- 130% yomgangatho wobuhlwempu
  • Imida yengeniso ye-Net: Ingeniso ye-net nyanga nganye kufuneka ibe kwi-100% yomgangatho wobuhlwempu
  • Imfuno zomsebenzi : Abantu abadala abafileyo kufuneka bahlangabezane neemfuno zomsebenzi okanye bafanelekele ukukhulula
  • I-Citizenship: Kufuneka abe ngummi wase-U.S. okanye afaneleke ukuba ngummi
  • Amanani oKhuseleko oluPhambiliyo: Onke amalungu endlu kufuneka abe nawo okanye afake amanani oKhuseleko loNtlalo

Indlela yokufaka i SNAP

Ungafumana isicelo sesicelo selizwe lakho kwi fns.usda.gov/snap/state-directory. Urhulumente ngamnye usebenza inkqubo yakhe ye-SNAP, ngoko iinkqubo zesicelo zingahluka kancinci. Uninzi lwamazwe lunika izicelo ze Internet, kwaye kwakhona ungasebenza kumntu kwi ofisi yoluntu okanye ngeposi.

Emva kokungenisa isicelo sakho, uzakuba nodliwano-ndlebe nomfaki-tyala. Udliwano-ndlebe lungaqhutywa ngomntu okanye ngomnxeba, kuxhomekeke kwinkqubo yengingqi yakho nezinto ozithandayo.

Ukusebenzisa Iingenelo Zethu

Iingenelo zeSNAP zingasetyenziswa ukuthenga ukutya okuninzi okudliwa ekhaya, kuquka iziqhamo, imifuno, inyama, izinto ezenziwe ngobisi, isonka, isonka, imbewu kunye nezityalo ezivelisa ukutya. Iingenelo azinakusetyenziswa kutywala, icuba, ukutya okushushu okanye izinto ezingeyozinto ezityiwayo.

Ngokomzekelo, amanye amashishini athengisa iimarike neevenkile ezithengisa iSNAP ezichitha ii - R2 kutya iziqhamo nemifuno, nto leyo ebangela ukuba ukutya okusempilweni kuphindeke kabini.

I-Medicaid

IMedicaid inikela ingxelo epheleleyo yempilo kwizigidi zabantu baseMerika, kuquka abantu abadala, abantwana, amabhinqa akhulelweyo, abantu abadala nabantu abaneziphene.

Ukukwazi ukumelana nengozi

UMedicaid eligzible wahluka kakhulu ngokwemeko. Amanye amaphondo aye andisa uMdicaid phantsi koMthetho weNtolongo weAffordble ukugquma bonke abantu abadala ngengeniso ukuya kutsho ku-888% yeqondo lobuhlwempu likarhulumente. Amanye amaphondo anemilinganiselo engqongqo ngakumbi, elinganisela inkcazo ekhethekileyo efana nabantwana, amabhinqa akhulelweyo, abazali, abantu abakhulileyo, nabantu abaneziphene.

Ukufaka isicelo seMedicaid, ungatyelela intengiso ye-inshorensi yempilo karhulumente wakho, usebenzise kwisebe lakho lesizwe iMedicaid, okanye usebenzise xa utyelele isibhedlele okanye umxhasi wezonyango. Amaphondo amaninzi aye achaza inkqubo yesicelo, evumela izicelo ze-intanethi kunye nezigqibo ezizenzekelayo.

Iingenelo Ezingekhoyo

IMedicaid iquka uludwe olubanzi lweenkonzo zonyango, kuquka ukutyelelwa ngugqirha, ukunyanyekelwa kwezibhedlele, amayeza kagqirha, ukukhuselwa, unyango lwempilo yengqondo, unyango lokusetyenziswa kakubi kweziyobisi, kunye nokunyanyekelwa kwexesha elide. Iinkonzo ezithe ngqo ezigqunyweyo zingahluka-hluka ngokwesizwe, kodwa zonke iinkqubo zephondo zeMedicaid kufuneka zihlangabezane neengenelo ezithile eziyimfuneko.

Kubantu abaninzi abangenelwayo kwiMedicaid, akukho mali ifunekayo, kwaye imali ehlawulwayo (imali ehlawulwayo nengahlawulwayo) incinane okanye ayikho. Oku kwenza ukuba impilo ifikeleleke kubantu nakwiintsapho ezisenokungakwazi ukuthenga unyango.

i-Medicare

IMedicare inika abantu abaneminyaka engama - 65 nangaphezulu iinshorensi yempilo nabantu abathile abaneziphene.

Amaqela eeMedica

  • IPart A (I-Inishorensi yeHospital): igquma kwisibhedlele esihlala abantu abagulayo, ukunyanyekelwa kwasebekhulile abanamachule, ukunyanyekelwa kwamalungu onyango lwasekhaya kunye nezinye izikhathalelo zempilo
  • IPart B (I-Inishorensi ye-Medical): Igquma utyelelo lwagqirha, inyameko yangaphandle, iinkonzo zokukhusela, kunye nezixhobo zezamayeza
  • Part C (Inzuzo): Iiplani ze-inshorensi yabucala ezinikezela ngeSahlulo A neSahlulo B, zisoloko ziquka impepho yonyango
  • Part D (Indawo yokugquma Iziyobisi Zokusetyenziswa Kwemvume Yomthetho): Inceda ukuhlawulela indleko yamayeza onyango

Indlela Yokubhalisa

Abantu abaninzi babhaliswa ngokuzenzekelayo kwiMedicare A necandelo B xa bejika 65 ukuba sele befumene uncedo lokhuseleko loluntu. Ukuba awulwamkeli ukhuseleko loluntu, kuza kufuneka utyikitye utyikitye ngexesha lokuqala lokuBhalisa, eliqala kwiinyanga ezintathu ngaphambi kwenyanga yakho yokuzalwa yama-65.

Kwicandelo C neD, kufuneka ubhalise ngexesha lokubhalisa okukhethekileyo. Ixesha lokubhalisa elilahlekileyo lingaphumela kwisohlwayo sasemva, ngoko kubalulekile ukuqonda ixesha lokubhalisa.

Inkqubo ye Voucher yokuKhetha indlu

INkqubo yokuKhetha indawo yokuhlala, eyaziwa ngokuba yiCandelo 8, yinkqubo engundoqo karhulumente karhulumente encedisa iintsapho ezifumana imali ephantsi, abakhulileyo nabantu abaneziphene ukuze bafumane izindlu ezifanelekileyo, ezikhuselekileyo nezicocekileyo.

Indlela Esebenza Ngayo Inkqubo

Abathathi-nxaxheba kwinkqubo ye-accounter bafumana izindlu zabo, kuquka amakhaya entsapho enye, izindlu zedolophu, kunye namagumbi okuhlala. Izindlu kufuneka zihlangabezane nemilinganiselo encinane yempilo nokhuseleko. Intsapho ihlawula ama-30% engeniso yayo elungelelanisiweyo enyanga nganye kwirente kunye nezixhobo ezisetyenziswayo, kwaye igunya lezindlu lihlawula eziseleyo ngqo kumnini-ndlu.

Abahambi baphatheka, intsingiselo yeentsapho ingafudukela kwenye indawo elawula inkqubo ngeli xesha iqhubeka ifumana uncedo. Oku kusingisele kumacala asekhohlo kwenza iintsapho zikwazi ukufudukela kufutshane nemisebenzi, izikolo ezingcono okanye iinkonzo ezixhasayo.

Ukusebenzisa Izixhobo Zokulungisa Izindlu

Izicelo zezeenkcukacha zokubonisa indawo yokuhlala zinikezelwa kumaGunya eeNdlu zoLuntu asekuhlaleni (PHA). Ngenxa yokufunwa kakhulu nokunqongophala kwemali, abaninzi aba-PH banemihlathi emide yokulinda kwaye bangaluvala ngamaxesha athile uluhlu lwabo lokulinda kubantu abatsha abacela ukulingwa. Xa uluhlu lokulinda luvuliwe, PHEH njengoko idla ngokwamkela izicelo zexesha elifutshane.

Ukukwazi ukufikelela kwingeniso, engeyiyo ingeniso engaphaya kwama-50% yengeniso yamajelo eendaba kummandla. I-PH njengokhetha iintsapho ezifumana ingeniso ephantsi kakhulu (ngaphantsi kwama-30% engeniso yoonondaba) kunye neentsapho ezingenamakhaya okanye ezihlala kwizindlu ezikwimigangatho ephezulu.

I-inshorensi yemisebenzi

I - inshorensi yokungaqeshwa inikela inkxaso yengeniso yexeshana kubasebenzi abaphulukana nemisebenzi yabo ngaphandle kwempazamo yabo yaye abawufuni ngokukhutheleyo umsebenzi omtsha.

Ukuphumelela Kweengenelo Zokungabikho Kwemisebenzi

Ukuze ufanelekele i-inshorensi yokungaqeshwa, kufuneka ufikelele iimfuno eziliqela:

  • Umele ukuba ulahlekelwe ngumsebenzi wakho kungengampazamo yakho (kungeyondlela oziphethe ngayo okanye ngokuncama ngokuzithandela ngaphandle kwesizathu esihle)
  • Kufuneka ube ufumene umvuzo owaneleyo ngexesha elisisiseko (ngokomzekelo isine sokuqala kwizindlu zekhalenda ezintlanu zokugqibela ezigqityiweyo)
  • Kufuneka ukwazi ukusebenza, ukufumaneka emsebenzini, nokuwufuna ngenkuthalo umsebenzi
  • Kufuneka ufikelele naziphi na iimfuno zokongezelelweyo zikarhulumente ezicacisiweyo

Ukusebenzisa Iingenelo Zokungaqeshwa

I-inshorensi yemisebenzi ilawulwa ngabameli bemisebenzi bakarhulumente. Kufuneka ubhale phantsi ityala lakho ngokukhawuleza emva kokuba uphelelwe ngumsebenzi, njengoko iingenelo ziqala kwiveki oqala ngayo ukuzibhala phantsi, kungekhona kwiveki ophelelwe ngumsebenzi.

Urhulumente omninzi uyakuvumela ukuba ufake iingxelo ze-intanethi okanye ngemfonomfono. Uzakufuna ulwazi malunga nomsebenzi osandul' ukuqeshwa, kuquka amagama omqeshi, iidilesi, kunye nemihla yokusebenza. Emva kokubhala, uzakufuna ukuqinisekisa ukuba uyaqhubeka usenza ingeniso ngeveki okanye ngeveki ngokuqinisekisa ukuba awusebenzi kwaye uyaqhubeka ufuna umsebenzi.

Ukufumana inkxaso-mali kunye nexesha

Iinzuzo zokungaqeshwa zisekelwe kwingeniso yakho yangaphambili, mbuso ngamnye unendlela yawo yokubala iinzuzo zeveki ngeeveki. Amazwana amaninzi anika iingenelo ezimalunga neeveki ezingama-26, nangona oku kusenokuhluka. Ngexesha lokungaqeshwa kakhulu, iingenelo ezinyusiweyo zingafumaneka.

Uncedo lokunyamekela abantwana

Uncedo lokunyamekela abantwana lunceda iintsapho ezisebenzayo ezifumana imali ephantsi ukuze zifumane ukunyanyekelwa kwabantwana ngoko ke abazali banokuhlala beqeshiwe okanye befuna imfundo noqeqesho.

Ukungabi Nakukwazi Nokungenelwa

Ukufaneleka koncedo lokunyamekela umntwana kusekelwe kwingeniso yentsapho, ubukhulu bentsapho, nemfuneko yokunyamekela umntwana ngenxa yomsebenzi okanye imisebenzi yemfundo evunyiweyo. Urhulumente ngamnye umisela imilinganiselo yengeniso yakhe elungele ukufumaneka ngaphakathi kwemigaqo yorhulumente.

Umlinganiselo woncedo osekelwe kwingeniso yentsapho, iintsapho ezifumana imali ephantsi zifumana uncedo olungakumbi. Iintsapho zidla ngokuhlawula imali exhomekekileyo kwisikali semali esitshebelezayo. Uncedo lungasetyenziswa kwiintlobo ezahlukeneyo zenkxalabo, kuquka amaziko okunyamekela abantwana, amakhaya okunyamekela abantwana, kwezinye iimeko, kunye nokunyanyekelwa zizalamane.

Ukusebenzisa Uncedo Lokunyamekela Abantwana

Iinkqubo zoncedo lokunyamekela umntwana zinikezelwa kurhulumente okanye kumaqumrhu asekuhlaleni ajongene nokulawula inkqubo. Xhumana neofisi yoncedo lomntwana karhulumente wakho okanye ungene kwi-webhsayithi yawo ukuze ufunde malunga neenkqubo zesicelo kunye noxwebhu olufunekayo.

ISebe lifumana iinkonzo zoncedo

Ngaphandle koncedo oluphambili lukarhulumente, kukho ezinye izinto ezininzi eziluncedo ezinceda abantu neentsapho zabo.

Iinkqubo zoncedo lwamandla

INkqubo yeNqanawa eLandayo yeMphako yasekhaya (LIHEAP) inceda amakhaya afumana imali encinci ahlawulela ukufudumala nokupholisa amatyala, kwaye inika uncedo ngexesha longxamiseko olunxulumene namandla. Le nkqubo inika iinkonzo zokuphucula imozulu ukuphucuka kwamandla kunye nokunciphisa iindleko zezethuku eliluncedo.

Ukuphumelela kuxhomekeke kwingeniso, nto leyo ebaluleke kakhulu kumakhaya anamalungu akhulileyo, abantwana okanye abantu abaneziphene.

Inkqubo Yobomi

Inkqubo yoLondolozo lwezakhono inika ipesenti yefone kunye ne-intanethi ukwenzela abathengi abafumana imali ephantsi. Le nkqubo iqinisekisa ukuba bonke abantu baseMerika bayakwazi ukufumana iinkonzo zonxibelelwano ezifunekayo kumsebenzi, imfundo, kunye neenkonzo zongxamiseko.

Ukufaneleka kusekelwe kwingeniso okanye ukuba nenxaxheba kwiinkqubo ezithile zoncedo zikarhulumente ezifana neSNAP, Medicaid, SSI, okanye i-Federal Public Howation Uncedo. Iintsapho ezifanelekileyo zingafumana ilahleko kwimfonomfono okanye kwinkonzo ye-intanethi, kodwa hayi zombini.

Amabhinqa, Iintsana Nabantwana (WIC)

IWIC inika uncedo lokutya okunesondlo kumabhinqa akhulelweyo ancinane, oomama abatsha nabantwana abangaphantsi kweminyaka emihlanu. Olu cwangciso lunika ukutya okunesondlo, imfundo yokondleka, inkxaso yokuncancisa ibele, kunye nee-arhente kwimpilo kunye neenkonzo zentlalo.

IWIC isebenza njengomphelelisi obalulekileyo weSNAP, inikela inkxaso ephambili yokutya okunesondlo ngexesha lokukhula okunzima. Ukungabi nalukhuthazo kusekelwe kwingeniso (ngokuya kutsho ku-185% yomgangatho wobuhlwempu obumanyeneyo), umngcipheko wokungondleki, kunye nokungangeni kwamandla (ngaphambi kokuzalwa, ukuzalwa kwamabhinqa, ukuncancisa ibele, iintsana okanye abantwana abangaphantsi kweminyaka emihlanu).

IZidlo zeSikolo Ezikhululekileyo Nezincitshisiweyo

Inkqubo yeSikolo seSizwe iLunch neSicwangciso seSikolo sokuTshabalalisa ilungiselela ukutya okunexabiso eliphantsi okanye okuncinane ukuze abantwana bafaneleke. Ezi nkqubo ziqinisekisa ukuba abantwana bayakwazi ukufumana ukutya okunesondlo ebudeni bemini yesikolo, bexhasa impilo nempumelelo yabo yemfundo.

Ukufumaneka kwemali kusekelwe kwingeniso yekhaya, anabantwana abasuka kwiintsapho ezifumana ingeniso kwi- 130% yeqondo lobuhlwempu elifanele ukutya ngesisa, nabo banengeniso phakathi kwe- 130% kunye no-185% yeqondo lobuhlwempu elilungele ukucuthwa kwentlupheko. Abantwana abasuka kwiintsapho abafumana i-SNAP, i-TTAF, okanye ezinye iingenelo zifanele ukutyiwa ngaphandle kwesisa.

Iingenelo Zokuhamba Neenkozo

ISebe Lemicimbi YamaVeterans linikela iingenelo neenkonzo ezahlukahlukeneyo kumagqala neentsapho zawo, kuquka ukunyamekela impilo, imbuyekezo yeziphene, imfundo noqeqesho, imali - mboleko yasekhaya, iinshorensi yobomi neengenelo zokungcwaba.

Ukufaneleka kwe-VA kuxhomekeke kwiimeko ezifana nobude benkonzo, ukurhoxa, ubume bokukhubazeka, nengeniso. Abasebenzi kufuneka baqhagamshelane ne-VA okanye batyelele iofisi yeVA yasekuhlaleni ukuze bafunde ngeengenelo ezikhoyo kunye neenkqubo zesicelo.

Uncedo Lwentlekele

INkqubo yoncedo lukawonke-wonke ye-FEMA inika inkxaso eyongezelelekileyo kurhulumente, kwisizwe, kwimimandla, nakwimimandla yasekuhlaleni, kunye neentlobo ezithile zorhulumente abangancediyo ngokoluntu ukuze lukwazi ukuthatha inyathelo ngokukhawuleza kwaye luchache kwiintlekele ezinkulu okanye kwiingozi, nasemva kwesiganeko esinjengenkanyamba, inkanyamba, inyikima okanye umlilo oshushu, uluntu lufuna uncedo ukuhlawulela iindleko zalo ngokususwa kokungcola, amanyathelo okukhusela ubomi, nokubuyisela izibonelelo zikawonke-wonke-wonke.

Kukho uncedo ngalunye olunokunceda abantu abachaphazelekayo ngenxa yeentlekele ezivakaliswe zizinto zexeshana zokuhlala, ukulungiswa kwezindlu, nezinye iindleko ezinxulumene nentlekele. Ukufaka isicelo soncedo, ukutyelela iintlekele.gov okanye ukubiza i-FEMA line-FOMline.

Ukoyisa Izithintelo Zokufumana Iingenelo

Nangona kukho iinkonzo zokuxhasa zikarhulumente, abantu abaninzi abafanelekayo bajamelana nemiqobo yokufumana iingenelo.

Ukungaqwalaseli

Abantu abaninzi abazazi iinkqubo ezikhoyo okanye bacinge ukuba abazukufaneleka. Bambana nomqobo nge:

  • Isebenzisa izixhobo zokubonisa kwilayini ukukhangela uvulo lweenkqubo ezininzi
  • Ukuqhagamshelana namasebe oluntu ukuze ufumane inkcazelo
  • Ukubuza abasebenzi bezonyango, izikolo, nemibutho yoluntu malunga nezinto ezikhoyo
  • Ityelela iiwebsite zovimba ezibanzi njenge . gov okanye USA.gov

Untsonkothile lwenkqubo

Iinkqubo zenkqubo zingaba nzima kwaye zisebenzise ixesha. Ukuqhuba lo mngeni:

  • Phendula uncedo kwimibutho yoluntu eluncedo
  • Qhagamshelana nodweliso lwenkqubo nemibuzo ngqo phambi naphakathi kwenkqubo yenkqubo
  • Lungisa onke amaxwebhu afunekayo phambi kokuba uqalise isicelo sakho
  • Lungisa iinkqubo zekhompyutha kwi-intanethi xa zikhona, ezisoloko zinika ukhokelo kunye nokukhangela impazamo
  • Musa ukunikezela ukuba isicelo sakho sokuqala asivunywanga

Ingxaki Yokungakhathalelwa Kwabantu

Abanye abantu abafuni ukucela ingeniso ngenxa yokuhlaziswa okanye ukuxhalatyiswa yimicimbi yobuqu.

  • Ezi nkqubo zikhona ukunceda abantu ngamaxesha anzima — ukuzisebenzisa akuzizo iintloni
  • Inkcazelo yakho ikhuselwe yimithetho yabucala
  • Iintsapho ezininzi zisebenzisa ezi nkqubo okwexeshana xa kutshintshwa okanye kusenziwa izinto ezingxamisekileyo
  • Ukwamkela uncedo xa ufuna lungakunika uzinzo olukuvumela ukuba ufikelele ubuchule bakho obude bexesha

Imiqobo Yeelwimi

Izakhono ezininzi zifuneka ukunikezela ngoncedo lolwimi, kuquka:

  • Iinkqubo kunye nezixhobo ngeelwimi ezininzi
  • Iinkonzo zokutolika ngexesha lodliwano-ndlebe namadinga
  • Abasebenzi abasebenza kwii-ofisi zobulali

Musa ukuvumela imiqobo yolwimi ikuthintele ekusebenziseni. Cela uncedo lolwimi xa uqhagamshelana neenkqubo okanye utyelele ii-ofisi.

Izinto zokuhamba nezifikelelo

Ukuya kwiiofisi zezicelo nodliwano - ndlebe kunokuba lucelomngeni.

  • kwizicelo zekhompyutha nodliwano - ndlebe ngemfonomfono
  • Iiofisi ezihambayo ezityelela abantu
  • Iintsapho ezisebenzayo
  • Iinkqubo ze-imeyile

Buza ngezinye iindlela zokuhamba enoba ungakwazi na ukukhwela.

Amalungelo Neembopheleleko Zokubakholiswa

Ukuqonda amalungelo neembopheleleko zakho njengommkeli oyingenelo kuyakunceda uqiniseke ukuba ufumana unyango olufanelekileyo uze ugcine ukulungele ukufikelela imbopheleleko yakho.

Amalungelo Akho

Njengomntu ofaka isicelo okanye owamkela iingenelo zikarhulumente, unamalungelo abalulekileyo:

  • Ekunene ukusetyenziswa[: Nabani na angafaka ukufumana iingenelo, kwaye izicelo kufuneka zilungiswe ngendlela efike ngexesha elililo
  • Awunakucalulwa ngokusekelwe kuhlanga, umbala, imvelaphi yesizwe, isini, ubudala, ukukhubazeka, unqulo okanye iinkolelo zezobupolitika
  • Ilungelo elilungileyo kwimfihlo: Ulwazi lwakho lobuqu kufuneka lugcinwe luyimfihlo lusetyenziswa kuphela kwiinjongo zodweliso lwenkqubo
  • [[UMTL:0] Ekunene kumtoli wetoliki: uncedo lolwimi kufuneka lunikezelwe ukuba luyafuneka
  • Ilungelo lokubhenela: Ukuba isicelo sakho asivunywanga okanye iingenelo zakho zincitshisiwe okanye ziphelisiwe, unelungelo lokubhena isigqibo
  • Ekunene kwiendawo ezifanelekileyo zokuhlala: Abantu abaneziphene banelungelo lokufumana indawo yokuhlala kwinkqubo yokusebenza nokuphinda baqinisekise
  • ekunene kulwazi: Unelungelo lokufumana ulwazi olucacileyo ngemithetho yenkqubo, inzuzo zakho, kunye neembopheleleko zakho

Iimbopheleleko Zakho

Kukho neembopheleleko ezihambisana namalungelo:

  • Iprojective ulwazi oluchanekileyo: Kufuneka unikezele iinkcukacha zobunyani nezipheleleyo kwisicelo sakho naxa uphinda uqinisekiso
  • utshintsho lwengxelo: Kufuneka unike ingxelo yeenguqu kwimeko zakho njengoko zifunwa ngudweliso lwenkqubo
  • Sebenzisana noqinisekiso: Kufuneka unikezele uxwebhu oluceliweyo ukuqinisekisa ukuba uyawenza kakuhle
  • [[UMTL:0] Sebenzisa iingenelo ngokufanelekileyo: Inzuzo kufuneka isetyenziswe kuphela ngenjongo yazo
  • ngokwaneleyo neemfuno zenkqubo: Kufuneka ufikelele iimfuno zomsebenzi, ungene kumadinga, ulande eminye imithetho yenkqubo
  • [[UMTL:0] Refessing ngexesha: Kufuneka ugqibezele ukuphinda uqinisekiso phambi kokuba ixesha lokuqinisekisa liphele ukuqhubekeka ukufumana iingenelo
  • [[UMTHL:0] Imali ehlawulwa ngaphezu kwexabiso: Ukuba ufumene iingenelo obungenalungelo lazo, ungafuneka ukuba uzihlawule

Inkqubo Yezibheno

Ukuba akuvumelani nesigqibo esiphathelele iingenelo ozenzayo, unelungelo lokubhenela.

  • Ifaka isibheno esibhaliweyo: Kufuneka ufake isibheno sakho ngaphakathi kwesakhelo sexesha elithile, ngokuqhelekileyo iintsuku ezingama-30 ukuya ku 90 ukusuka kumhla wesaziso
  • Inzuzo enika inkxaso. Kwezinye iimeko, ungacela ukuba iingenelo zakho ziqhubeke ngexesha isibheno sakho silindele
  • Ukuva : Uza kuba nethuba lokunikela imeko yakho ekuchotshelweni phambi kwegosa elivayo elingakhethiyo
  • [[UMTL:0] Uphatho: Unokuzimela ngokwakho okanye unomntu okumelayo, njengommeli wegqwetha, ummeli, okanye umhlobo
  • [[UMTL: 0] Ukukhutshwa [[UMTL:1]: Uzakwamkela isigqibo esibhaliweyo esichaza iziphumo zesibheno sakho
  • izibheno eziphindaphindiweyo: Ukuba awuvumelani nesigqibo sokuva, unokuba nelungelo lokugqithisela izibheno

Musa ukuthandabuza ukubhena ukuba ukholelwa ukuba isigqibo esithile asichananga. Imibutho yoncedo olusemthethweni kunye namaqela okhuphiswano olusemthethweni anokunikela uncedo ngesisa ngezibheno.

Ukulungiselela ukwaneliseka

Ngoxa iinkonzo zokuxhasa zikarhulumente zinikela uncedo olubalulekileyo ngamaxesha obunzima, iinkqubo ezininzi ziquka amalungu enzelwe ukunceda abamkeli bafumane ubuchule bokwenza izinto ngexesha elide.

Imfundo Namathuba Okuqeqesha

Iinkqubo ezininzi zoncedo zidibanisa abantu abafumana imfundo noqeqesho namathuba anokukhokelela kwikamva elingcono lemisebenzi.

  • Imfundo esisiseko ne-GED
  • IsiNgesi njengolwimi lwesibini (ESL)
  • Uqeqesho lwemisebenzi kunye neenkqubo zesiqinisekiso
  • Izifundo zekholeji zoluntu
  • Iinkqubo zoqeqesho ezikwi-job
  • Iinqanawa ezixhotyisiweyo

Ukuba nenxaxheba kwezi nkqubo kunokuphucula ubuchule bakho uze wandise amathuba okufumana imali, kukwenze utshintshe iinkqubo zokunceda.

Isalathisi somsebenzi

Iinkqubo zophuhliso lomsebenzi zinika iinkonzo ezahlukahlukeneyo zemisebenzi, eziquka:

  • Ukunika ingcebiso nokuvavanya
  • Phendla
  • Ucwangciso lokubhala nodliwano-ndlebe
  • Iinkonzo zokwahlula-hlula umsebenzi
  • Inkxaso efana noncedo lwezithuthi kunye neempahla zemisebenzi

Iziko lemisebenzi laseMerika, elikulo lonke eli lizwe, linikela ungenelo mahala kwiinkonzo ezilungiselelwe bonke abafuni bemisebenzi.

Iinkonzo zokubonelela ngemali

Iinkqubo ezininzi ngoku ziquka iinkonzo zemali eziluncedo ekuncedeni abathathi-nxaxheba ukuba bazinze ngokwemali.

  • Imfundo yemali nokuqeqesha
  • Ukusetyenziswa kohlahlo-lwabiwo-mali
  • Iinkqubo zokwakha
  • Ukugcina iinkqubo, kuquka ii-akhawunti zemali ezihambisanayo
  • Uphuhliso

Ukwakha ulwazi lwemali nezinto zakho kungakunceda ufumane ukhuseleko lwezoqoqosho olude.

Inkxaso yoTshintsho

Iinkqubo ezininzi ziyaqonda ukuba ukulahlekelwa ngequbuliso ziluncedo xa ukwanda kwengeniso kunokubangela ukungasebenzeli. Ukulungisa oku, ezinye iinkqubo zinika iingenelo ezitshintshayo okanye ezithe zanda ngokwengeniso. Umzekelo:

  • I-Edicaid ingaqhubeka ixesha elithile emva kokwanda kwengeniso ngenxa yomsebenzi
  • Ukubonelela ngenkxaso-mali yomntwana kungaqhubeka nokuhlawulwa okunyusiweyo njengoko ingeniso inyuka
  • Iingenelo zeSNAP zincipha ngokuthe ngcembe njengoko ingeniso inyuka kunokuba iphele ngequbuliso

Ukuqonda ezi zixhaso zitshintshayo kunokukunceda ucwangcise indlela yakho yokuzinceda ngaphandle koloyiko lokulahlekelwa ziingenelo ezingentle ngokukhawuleza.

Iinkqubo ezikhethekileyo zeRhulumente kunye noguquguquko

Nangona iinkqubo zoncedo zixhaswa ngurhulumente, iimeko zinobuqhetseba obubalulekileyo kwindlela ezisebenzisa ngayo iinkqubo kwaye zisenokunika iingenelo ezithe zafunyanwa ngurhulumente.

Imithetho Ezongezelelweyo kwiiNkqubo zomanyano

Amatyala amaninzi achaza iinkqubo ezongezelelekileyo zolu cwangciso zoncedo olongezelelekileyo okanye ezongezelelweyo. Umzekelo, amanye amaphondo anikela iimali ezingaphezulu ze-SSI kunee-cerillimeti, anika iinkqubo zonyango ezilungiselelwe urhulumente kubantu abangalufanelekeliyo uMedicaid, okanye anikele uncedo olungakumbi lwezindlu olungaphaya kweenkqubo zikarhulumente.

Iinkqubo zemeko kuphela

Amazwe asenokusebenzisa iinkqubo ezixhaswa ngemali yemali karhulumente ukuze aphendule iimfuno ezithile kuluntu lwawo. Ezi ziquka iinkqubo zoncedo longxamiseko, iimali zerhafu zengeniso karhulumente, okanye iinkqubo ezikhethekileyo zoluntu oluthile.

Ukufumana ulwazi olukhethekileyo lwelizwe

Ukufunda ngeenkqubo ezikhoyo kwimeko yakho:

  • Yiya kwi-webhsayithi yesebe lenkonzo loluntu kunye ne-EXP
  • Qhagamshelana nomgca wolwazi wemo ongamashumi amabini anesithathu
  • Ukutyelela iiofisi zenkonzo zoluntu
  • Amaziko oluntu anxibelelana nezobugcisa kummandla wakho
  • Ukukhangela imibutho yasekuhlaleni engangeni ngeniso enceda iintsapho ezifumana imali ephantsi

Ukufumana Uncedo ngezicelo nemibuzo

Akuyomfuneko ukuba usebenzise indlela yoncedo yedwa. Zininzi izinto ezikhoyo ukukunceda uqonde iinkqubo, izicelo ezipheleleyo, kunye nemiba yokusombulula.

Imigaqo-nkqubo esekelwe kuluntu

Imibutho engafumani ngeniso ekuhlaleni isenokunikela uncedo ngesisa ngokufaka izicelo eziyingenelo.

  • Qwalasela ukuba zeziphi iinkqubo onokuzifanelekela
  • Uxwebhu olufunekayo
  • Izicelo ezipheleleyo
  • Lulungiselele udliwano - ndlebe
  • Hlaziya iingxaki ngeingenelo zakho
  • Izicelo zobheno azivunywanga

Imibutho yoncedo esemthethweni

Imibutho yoncedo esemthethweni inikela uncedo olusemthethweni ngokukhululekileyo kubantu abafumana imali ephantsi, kuquka uncedo ngemibandela eluncedo. Iyakwazi ukuncedisa kwizibheno, izikhalazo zocalucalulo nezinye iingxaki ezingokwasemthethweni ezinxulumene neengenelo.

Iingenelo Zeenkqubo Zokuyalela

Iinkonzo ezikhethekileyo zokucebisa zikho kubemi abathile. Umzekelo, iinqanawa zinika abantu abaneziphene, amagqala, iinkonzo, iintsapho zabo, kunye nabakhathaleli, ukubanika amandla okwenza izigqibo ezithe ngqo ngokukhutshwa kwabo nokukhathalelwa kwabo. Iinkqubo ezifanayo zokucebisa zikho kubantu abaneziphene, amagqala, namanye amaqela.

Imithombo

Iiwebhsayithi ezininzi zinikela inkcazelo ngeengenelo zikarhulumente:

  • . ``````I-Benefit'''''''': ulwazi lwe Comprehensing malunga neenkqubo eziluncedo zezwe ngesixhobo sokufumana uncedo
  • [FLT]USA.gov: Isikhokelo esisemthethweni kulwazi noncedo lukarhulumente
  • Ii-website-ezomqoka: Inkqubo nganye enkulu inewebhsayithi yayo enenkcukacha ezicazululiweyo
  • Ii-website zikarhulumente zeState: Ulwazi malunga neenkqubo-ezingqaleneyo zikarhulumente nendlela yokusebenza

Imigca Etshisayo neNkxaso

Iinkqubo ezininzi zisebenzisa iilayini ezishushu apho unokubuza khona imibuzo uze ufumane uncedo:

  • [[UMTLL:0]: Idibanisa wena kwimithombo yobulali kwaye inganika ulwazi malunga neenkqubo ezikhoyo
  • Ulawulo lokhuseleko lweSacial : 1-800-77-21213
  • [[UMTL: 0] iMedicare: 1-800-MEDICARE (1-800-633- 4227)
  • Imo yezwe ingenelwe iilayini ezishushu: Imo nganye isebenzisa iilayini ezishushu ukwenzela iinkqubo zayo eziyingenelo

Isiphelo: Ukuthabatha Amanyathelo Alandelayo

Iinkonzo zenkxaso zikarhulumente zikho ukuze zincede abantu neentsapho zihlangabezane neemfuno ezisisiseko kwaye zisebenzele ukwaneliseka. Ngoxa zihamba ngezi nkqubo zinokubonakala zinzima, ukuqonda oovimba abakhoyo nendlela yokuzifumana inokwenza umahluko omkhulu kubomi bakho nakubomi bamalungu entsapho yakho.

Ukuba ujongene neengxaki zemali, ukunganqabiseki kokutya, ukunqongophala kwempilo, ukungazinzi kwezindlu, okanye ukungaqeshwa, musa ukuthandabuza ukuphanda ngeenkqubo zoncedo ezikhoyo. Ezi nkqubo zenzelwe ukunikezela ngenkxaso yokwexeshana ngexesha lobunzima nokukunceda ukuba wakhe isiseko sozinzo lwexesha elide.

Khumbula ukuba ukucela iingenelo kunelungelo lakho, yaye ukusebenzisa ezi nkqubo akuyonto ibangela iintloni.

Yenza inyathelo namhlanje:

  • Isebenzisa izixhobo zokubonisa kwi Internet ukukhangela uvuselelo lwakho lweenkqubo ezahlukeneyo
  • Iqokelela amaxwebhu afunekayo kwizicelo
  • Ukuqhagamshelana neofisi yesebe okanye ukutyelela i-website yayo
  • Ukufikelela kwiintlangano zoluntu ukuze zifumane uncedo
  • Ukusebenzisa iinkqubo kusenokuba kufanelekile ukuba usebenze

Indlela yokufumana inkxaso karhulumente isenokufuna umonde nokuzingisa, kodwa iingenelo zingakunika uzinzo nenkxaso engundoqo xa ufuna uncedo oluphezulu. Ngokuqonda ukhetho lwakho, ukwazi amalungelo akho, nokusebenzisa uncedo olukhoyo, ungasebenzisa amaxesha anzima uze usebenzele kwikamva elinqabisekileyo kuwe nakwintsapho yakho.