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Udaba Olumaxongo Lonyanzeliso Lolawulo Nokusinda Kwamashishini Amancinane
Umthetho olawulayo ubumba intelekelelo esebenzayo yezigidi zamashishini amancinane kulo lonke elaseUnited States kunye nazweni lonke. Oosomashishini nabaququzeleli benkqubo, beqonda ukuba le njongo ibalulekile, kodwa njengefekta yemihla ngemihla ephembelela izigqibo zokuqeshwa, ukhetho lotyalo-mali, kunye nokusebenza okude. Amashishini amancinane, achazwa ngokuchazwa yi-Small Business Administration (SBA) njengemibutho engaphantsi kwama-500 abasebenzi, ewenza ama-99,9% awo onke amashishini e-U.S. kwaye asebenzisa phantse isiqingatha sawo onke amashishini azimeleyo, amashishini afumana iindleko zokuthobelana iindleko zomthetho, ngokufuthi angenayo amaqela amakhulu asemthethweni nagcina imicimbi yezo. Eli nqaku lihlola indlela yokulungisa imicimbi, imicimbi kunye namathuba afanelekileyo eenkqubo.
Ukuqonda unyanzelo lolawulo kumongo
Umthetho olawulayo ubhekisela kubuchule obusetyenziswa ngamaziko karhulumente ukuqinisekisa ukubambelela kwimithetho, kwimithetho, nakwimigangatho. Ezi zenzo zisuka kuhlolo oluqhelekileyo nohlolo loxwebhu ukuya kwintelekelelo, izalathiso, kwanemiyalelo yokuvalwa kweshishini. Amashishini amancinane, ukunyanzelisa, asebenza phantse zonke iinkalo zemisebenzi . Ngokusuka kwindlela abaqesha ngayo abasebenzi ukuba balahle ngayo inkunkuma. Iziphumo zokungadibanisi zinokuba qatha: ngokutsho kweNational Federation of Independent Business (NFIB), abanini beshishini abancinane bachitha umlinganiselo weeyure ezili-12 ngenyanga beqhuba imimiselo yorhulumente kuphela, kwaye iindleko zonyaka ngamnye zifikelela ii-R2 000 ngeminyango nabasebenzi abangaphantsi kwama-20.
Iintlobo Zemithetho Echaphazela Ngokungqalileyo Iishishini Ezincinane
Imithetho ayibangelwa yi-odolithi; iquka iindawo ezahlukeneyo ezithwala iimfuno ezingaqhelekanga zokuthobela. Ngasezantsi kukho iindidi eziphambili ezinemizekelo yekonkrithi:
- [[NTLAWU:0] Isikhanyiso sokhuseleko neMimiselo yoKhuseleko: Inyanzelwe nguMbutho woKhuseleko noLawulo lwezempilo (OSHA), le mithetho igquma yonke into ukusuka kumonakalo wasemsebenzini oxela kwingxelo eyiyo yemichiza. Ivenkile encinane yokwenza izinto kufuneka igcine amaphepha ogcino-lwazi lokhuseleko, iqhuba uqeqesho oluthe rhoqo, kunye neziphumo zengozi xa ilinganisela imihla emitsha yemveliso.
- Imithetho yezenkcubeko: I-Arhente yeNkcubeko yokuKhuselwa komoya (EPA) kunye namaqumrhu karhulumente alawula ukukhutshwa komoya, ukukhutshwa kwamanzi, kunye nokulahlwa kwenkunkuma. Kwanevenkile encinane yokulungisa inqwelo-moya kufuneka ilawule ngokufanelekileyo i-oyile esetyenzisiweyo, izinyibilikisi, kunye neebhetri phantsi koMthetho weNguquko kunye ne-Rece Recovery Act (RCRA).
- [[NKT.0] Imithetho ye-Book kunye neMithetho yeKhawulo: IMithetho yeMithetho yeNkonzo yeNtloko yeFair iFair Indaw act (FLSA) imisela umvuzo omncinci, ixesha elongeziweyo, kunye nemigangatho yokusebenza kwabantwana. Imithetho yeNtsapho kunye nemithetho yokungaguquguquki (isihloko VII, ADA) idibanisa imiquluko yokugcinwa kwengxelo kunye noxwebhu. Kwindawo yokugcina intengiso eneqaqobana labaqeshi, impazamo enye ephosakeleyo yokusebenza ingabangela uphando lweSebe lemisebenzi.
- [[NTL:0] Imimiselo engundoqo: Ngaphezu kwerhafu elula yengeniso, amashishini amancinci kufuneka aqhube irhafu eqengqelekayo, irhafu eqikelelwa kwikota yemali, irhafu eqokelelwayo kwimithetho emininzi, kunye nenkcitho ye-intlawulo ye-International Revolution Code. I-ISTIS Encinci ne-UZEMALI-UMALI [[[[FLTLT:3]] inika ukhokelo, kodwa ubunkuntlola buhlala bungumqobo.
- [[NTLT:0] Imithetho yokhuseleko lokhuseleko lwe- IKhomishoni yeFederal Trade (FTC) inyanzelisa inyaniso-edifishishini, ubumfihlo (I-COPPA kugcino-lwazi lwabantwana), kunye nemigangatho yokhuseleko lwemveliso. Isigcini-ziphene esincinane kufuneka sibe nemigaqo yokubuyisa okucacileyo, iinkcazelo ezichanekileyo, kunye neenkqubo zokuhlola ukunqanda ukukhohlisa koqhelisela.
- Imali kunye nemvume: Urhulumente noorhulumente basekuhlaleni bafuna imvume yokusebenza kuchwepheshe (oonontlalo-ntle, abalungisa intloko, abagcini-ntloko, abagcini-mali) kunye nemvume yeshishini yokulungisa iindawo, isiqinisekiso, kunye nenkonzo yokutya. Ezi ziyahluka ngokubanzi ngokwendawo nangokwezoshishino, zidala umsebenzi weziqesho.
Umthetho ngamnye uthwala amalungiselelo okunyanzelisa ukugcinwa kwemali ngezantsi, uphicotho-zincwadi, iifashoni, okanye imiyalelo yokulungisa, ukuze amashishini amancinane alungiselele. Ukuqonda imithetho esebenzayo kushishino lwawo linyathelo lokuqala ekuthobeleni okunokulawulwa.
Impembelelo yezoqoqosho yokunyanzeliswa kolawulo kwiishishini ezincinane
Ngoxa imimiselo isebenza kwiinjongo zikawonke-wonke ezibalulekileyo `ukukhusela abasebenzi, abathengi, kunye nokusingqongileyo----wabo kubangela amaqondo oqoqosho ahlasela amashishini amancinci. i-SBA Office of Advocacy[ ipapashe uphando olubonisa ukuba iindleko zolawulo lomqeshwa ngamnye zimalunga nama-20% kwimizimboni encinane kunakwiifemu ezinkulu. Oku kunyuka ngenxa yemali eqinisekisiweyo, iirentengiso ze-software, uqeqesho, kufuneka lwandiswe kwimisebenzi encinci yengeniso.
Indleko Ethengwa Ngayo
Abanini-mashishini abancinane badwelisa ukuthobela ulawulo rhoqo njengenye yezinto abazixhalabisayo. Uhlolisiso lweBhunga lesiZwe loMatshi lufumanise ukuba abenzi bachitha umlinganiselo wee-$9,564 ngonyaka kumsebenzi ngamnye kwimithetho karhulumente. Kwivenkile yomatshini encinane enoomsebenzi abalishumi, emalunga nee-R240 000 kwindleko ezingaveliyo.
- [[UMTL:0] Ukuchitha imali: Imirhumo yemvume, ilayisensi, uhlolo, kunye nokhangelo olungoogxa benkcubeko.
- Ixesha elichithwa ngabanini nangabasebenzi kumaphepha, kuqeqesho, nakugcino-rekhodi endaweni yomsebenzi wokuqokelela ingeniso.
- [[UKWENZIWA kohlahlo-mali: 0] Utyalo-mali olukhoyo: Izixhobo zokunyusela (umz., izixhobo zokulawula ungcoliso, izibonelelo ezifikelelekayo) ezifunekayo yimimiselo.
- Imithetho emininzi inyusa iimfanelo kunye nembuyekezo yabasebenzi.
Imiphumo Engacetywanga Yokunyanzelwa
Unyanzelo olungqongqo okanye olungaqondakaliyo lungathintela ukusetyenziswa kobuchule nokuthatha amanyathelo anzima. Xa abanini-mashishini abancinane besoyika ukuba ukophulwa okuncinane kobugcisa kungaphumela kwimali ekhubazayo, basenokulibazisela ukuqeshwa, baphephe ukwandisa iimarike ezintsha, okanye kwanokukhululeka ngokupheleleyo kwentengiso. Uhlolisiso lwama-2022 oluye lweziko leMercatus lufumanise ukuba amaziko abonisa ukubekwa kobunzima obuphezulu kolwakhiwo olutsha loshishino. Ngokuchasene noko, ukunyanzeleka okucacileyo nokungaguquguqukiyo kunganyusa ibala lokudlala ngokusohlwaya abakhuphisanayo kwimiko yokhuseleko okanye kwimigangatho yomsebenzi.
Iingxaki Eziphambili Amashishini Amancinane Ajamelana Nemigaqo Elawulayo
Ngaphezu kweendleko, kukho iingxaki zesakhiwo nezobuchopho ezenza ukuba imithetho elawulayo ibe nzima ngokukhethekileyo kumashishini amancinane.
Imithombo Elinganiselweyo Nendlela Engasetyenziswa Ngayo
Ngokungafaniyo neenkampani ezinkulu eziqesha abaphathi abanikezeli abanikezelweyo namaqela asemthethweni, umnini weshishini oqhelekileyo unxiba iminqwazi emininzi: CEO, imakethe, umgcini-ncwadi, kunye nomphathi-madabi we-arhente. Basenokuswela ixesha okanye ubuchule bokuchaza ulwimi oluthe kratya. Umzekelo, umnini wevenkile kufuneka aqonde iikhowudi zokukhusela ukutya (FDA Food Code), imithetho yomqeshi (DOL), umgibe wokukhupha i-asciod (umthetho wendawo esemthethweni), kunye neemfuno-ADA ufikelelo lokufumaneka (all) xa eqhuba ikhitshini. Imposiso ikhokelele kwimithetho yokuziko yokuzimela ebiza imali eninzi.
Imithetho entsonkothileyo Nedla ngokuba Yingqwalaselo enzulu
Imithetho isoloko ibhalwa kumthetho osetyenziswa ukuchaza ixesha elipheleleyo. Amashishini amancinane asoloko ezama ukufumana enoba umthetho uyasebenza kusini na kuwo. Umahluko phakathi kwenkomfa ezizimeleyo nomqeshwa, umzekelo, udibene neefemu ezincinane ezingenakubalwa. Iimeko zezoqoqosho ze-DOL eziziimeko eziziintandathu zishiya igumbi lokutolika, kunye nezenzo zokunyanzelisa (njengokulawula kwenkampani ezimeleyo ngowama-2023 phantsi koMthetho we-Fair Labor Act) zibangela ukungaqiniseki.
Ukoyika Ukuhlawulwa Nokuxilongwa Ngengqondo
Ithemba lokuhlawulwa kwemali, ukurhwaphilizwa kwephepha-mvume, okanye kwanetyala lolwaphulo-mthetho libangela uxinezeleko olukhulu. Uhlolisiso lweBhunga Elincinci lufumanise ukuba ama-71% abanini bamashishini abancinane axhalabileyo ngemiqathango enxulumene nomthetho. Oku kukoyika kungakhokelela ekusebenziseni ngaphezulu kwemiqathango engafanelekanga. /okanye ukuphepha amathuba asemthethweni oshishino. Umzekelo, umbhaki wezonka osekelwe ekhaya angala ukuthengisa abathengi abongezelelekileyo ngenxa yemithetho enzima yokutya ehluka-tshintsha ngorhulumente.
Iindleko Zexesha Neendleko Zamathuba
Ixesha elichithwayo ekuthobeleni intetho alichithwanga ekukhuleni. Ingxelo ye-NFIB ' "Iingxaki Ezincinci Zoshishino kunye nezinto eziphambili" ibeka izintlu zolawulo ngokungaguquki phakathi kwemiba emithathu ephezulu. Umnini shishini ochitha iimpelaveki egcwalisa iifomu zemekobume akaphuhlisi iimpahla ezintsha zenkonzo okanye ukwakha ulwalamano lwabaxhasi. Eli thuba linzima ukulinganisa kodwa linempembelelo enkulu kukhuphiswano.
Imisebenzi yokuHlakulela uBume beLifa leMveli
Nakubeni kukho ucelomngeni, amashishini asebenza ngokunempumelelo angaguqula ukuthobelana kumthwalo kube luncedo lokhuphiswano. La maqhinga alandelayo, afunyenwe kwimisebenzi yehlabathi lokwenene kunye nokhokelo lobuchule, anokunceda ekunciphiseni ukukhuhleka nomngcipheko.
Zimiseleni isiCwangciso sokuHlanganisa inkqubo
Ukuthobela okusebenzayo . "Ukwenza uxwebhu olusebenzayo" xa isaziso sokwaphula sifika `izinto ezingenakufikeleleka. Endaweni yoko, yenza uxwebhu oluphilayo oludwelisa yonke imimiselo esebenzayo, amaxesha okusebenza, kunye namatheko oxanduva. Quka nemihla yokuhlaziya kwakhona ukwenzela iirejista zerhafu, ummiselo wexesha lokuqesha, kunye nezicwangciso zokuqeqesha. Sebenzisa izixhobo ezikhululekileyo okanye eziphantsi njenge SBA's [[FLT: 0] icensense uze uvumele isixhobo sokukhangela [[[[FLT: 1]] ukuchonga iimfuno zolawulo lwesizwe, emva kolawulo lwemithetho kunye nemithetho yasekuhlaleni. Hlola isicwangciso kunye naluphi naluphi na utshintsho olubalulekileyo.
Urhulumente ohlala kakuhle kunye nezibonelelo zoshishino
Amaziko amaninzi karhulumente anikela uncedo lwesisa olulungiselelwe ngokukhethekileyo amashishini amancinane:
- [[UMTL:0] Iziko lophuhliso oluncinci loshishino (SBDCs): nikeza omnye ojongene nomthetho ngemibandela yokuzinzisa ngaphandle kwexabiso.
- Inkqubo yovavanyo olukwisiqendu: inika uvavanyo lokhuseleko oluyimfihlo ngaphandle kwesohlwayo.
- [[UMTL:0] Ishishini elincinci le-EPA''''''''''''' I-ombudsman''' Inceda iifeme ezincinci zokuqhuba imimiselo yokusingqongileyo kwaye ifumane inkxaso-mali yokulungisa uhlaziyo oluluhlaza.
- [[UMTL:0] IMISEBENZI Encinci yoshishino: Ikhululekile ii-webinars kunikezelo lwerhafu kunye nokugcinwa koshicilelo.
- [[UMTL:0] Amaqela oshishino afana neSizwana soMbutho woMbane woMsebe-mayela we-Rongezo okanye i-Intelligence General Contairectors isoloko inika izixhobo zokuthobela kunye nohlaziyo.
Sebenzisa ubuxhakaxhaka bobuxhakaxhaka obuzenzekelayo
I-software yale mihla ingenza ukunciphisa ngokuphawulekayo umthwalo wolawulo womthetho olawulayo. Iindlela ezinokukhethwa ziquka:
- [[UMTL: 0] HR & Umqulu weenkqubo: Ifomu ezifana no-Gustro okanye u-BambooHR iphatha umvuzo kunye nobalo lweeyure, irhafu kunye nenkxaso kulawulo oluzenzekelayo lohlaziyo ukwenzela utshintsho lomthetho.
- [[UMTL: 0] I-Software yeNkcubeko eBalulekileyo: Izixhobo ezinjenge ERA Environment okanye iStatus ebangela ukuba kulandelelwe izinto ezinebungozi, inkunkuma ibonakale, kunye neengxelo zokukhupha.
- Ulawulo loxwebhu: Iinkqubo zamafu ezifana neSiqendu sePoint okanye iGoogle Indawo yokusebenzela iqinisekisa ukuba iirekhodi zohlolo ezisele zilungile (ii-logs ezikhuselekileyo, imvume, iingxelo zesiganeko) zilungelelanisiwe kwaye zifikelelekile.
- UHlomelo loLawulo: IiNkonzo ezifana ne Compliance.ai okanye Thomson Reuters Regagering Buntlola bexesha lokwenene lokulumkisa kwiinguqu zomthetho ofanelekileyo.
Uzinzo lunciphisa impazamo yomntu kwaye lukhulula ixesha lomnini lomsebenzi ocwangcisiweyo. Noko ke, ubugcisa kufuneka buncedise, hayi ukubuyisela (ukuqondwa okusisiseko kwemimiselo engaphantsi.
Yakha Ulwalamano nabameli be-arhente elawulayo
Amagosa anyanzelisayo akangobachasi; amaninzi akhona ukuze ancedise ngokufikelela. Yiba neziganeko zokufikelela. Yiba nenxaxheba kwiikomiti zoqhagamshelwano zoshishino, kwaye ugcine isandi sobugcisa, sombutho ngexesha lohlolo. Indlela esebenzayo yokumema umkhosi womlilo phambi kokuba uvule ivenkile yokutyela. "Iindlela yokuvula" ekwaziyo ukuvelisa imiba enzima ngaphambi kokuba ingabi yeyokwaphula umthetho." Eli cebo lonxulumano olusekelwe kunxulumano lusoloko luphumela kwizilumkiso kunokuba lube luhle ngexesha lokuqala lovavanyo.
Ingeniso Kuqeqesho Lomsebenzi
Abaqeshwa abasemagqabini baluluhlu lokuqala lokuzikhusela nxamnye nokwaphulwa komthetho. Umncedisi wefolokhwe ozazi kakuhle iindlela zokulayisha uthintela uTshasha thumbna; umxhasi oyiqondayo imithetho ye-data ye-FTC unciphisa ubungozi be-FTC. Ziphuhlise iinkqubo zokuqeqesha rhoqo ukhuseleko, ukukhusela, nokugcina iingxelo. Sebenzisa izixhobo ezikhululekileyo kumasebe: izibonelelo zoqeqesho ze-OSHCA, izikhokelo ezincinci ze-EOOC, kunye nenkqubo ye-FTC'slective syndroow.
Ukuncedisana nabenzi bomgaqo-nkqubo
Abaninizo shishino abancinane banelizwi elinamandla xa belungiselela. Ngenela amagumbi orhwebo okanye imibutho yesizwe efana neFomati ye- Independent Business ukuhlala uthe waziswa ngomthetho obekiweyo nokuxhasa ukuqukunjelwa kwakhona komsinga. Ukuncedisa kumaxesha okugqabaza kawonke-wonke ukwenzela imithetho ecetyisiweyo. Xa i-EPA iqwalasela imigangatho yomgangatho omtsha womgangatho womgangatho wokuvelisa ukutya, ukuthobela okudibekileyo okuvela kwizinto ezincinci zokubhakela ingxenga ekunokukhathazelela imfuneko yokukhulula okanye ukunikezela ngexesha elibanzi. Oku kubandakanya impembelelo yemithetho ephambili kuphela kodwa kwakha uthungelwano loontanga abajongeneengxaki ezifanayo.
Uhlolisiso Lwetyala: Iishishini Ezintathu Ezincinane Ezaguqula Umgudu Wazo Waba Ngamandla
Isifundo Sesi - 1: NgaseMlanjeni iBakery – Ubuchule Bezempilo Nokhuseleko
Ibhakey yaseRiverside Bakery, i-artisyan ekwi-12 ye-artisyan yebhanki e-Oregon, yajongana nohlolo olunzulu oluvela kwisebe lezempilo emva kwesiganeko setyhefu yokutya kwamaqela yabangela uhlolo olwandisiweyo. Endaweni yokujonga imimiselo njengomthwalo, umnini uMaria Alvarez waqesha umphathi wezokhuseleko lokutya oqinisekisiweyo owavelisa uvavanyo olubanzi lokuLangagqibelelisi-Sithintelo sokulawula (HAYIKISCP). Wafaka imali ebhalwe kwibhodi ebhalwe ikhowudi ebhaliweyo, i-mongidi yetyhefu, kunye nenkqubo yemivo yomatshini yokulungisa izinto ezizihlaziyayo efuna ukukhutshwa kwemali ngenyanga ezilishumi ezintsha. Kwinyanga ezili-18, isibhakishini se-yolipowe yafikelela kwingxelo ephezulu yempilo ephezulu kwiphondo loluntu. Isiphumo soonogalelo loluntu sifaka ukuthemba, kunye nokubondalksholo olukhuselwa kwemi yeksholo lwezi yekshini yekshini yek
Isifundo Semeko 2: GreenLeaf Cleanting – Ingenelo Eququzelelayo Ngombutho Wendawo Esingqongileyo
IGreenLeaf Cleaning Services, umsebenzi owenziwe ngesihlanu sperson eAustin, eTexas, okhethekileyo kwinkathalo yokuhlala. Xa isixeko samkela imida engqongqo yokucoca indalo (VOC) yemveliso yokucoca, abaninzi abakhuphisanayo bazama ukutshintsha. Umnini, Jamal Thompson, wenza uphando oluthe rhoqo ngenkqubo yokukhetha i-EPA's Fihler kwaye watshintshela kwizicombululo eziluhlaza ezinconywayo. Wandula ke wasukela i-LED ngenxa yokufumana ii-oactoms ze-ocssss O+M zezongs zezothelo zaba ngabaxhasi abasebenzi abahlukene. Ngokubhala ngemimiselo yemeko yendalo, iGreawLeaf yazimela njengenkonzo eluncedo kakhulu. Kwiminyaka emibini, inkampani yakhula kwi-12% yayalela kwixabiso labaqeshiciweyo.
Isifundo setyala 3: Ubugcisa bokwenza imigaqo-siseko - ukuqokelelwa kwerhafu njengesiseko esifanelekileyo
I-R&D, irhafu yerhafu entsonkothileyo yeCandelo leKhodirporate Tech, imodyuli encinane yokuphuhlisa i-software encinci eRaleigh, umNtla Carolina, kwafuneka ukuba kusetyenziswe iityala zerhafu ezintsonkothileyo zerhafu, ulawulo lwerhafu oluneemali-mali eninzi, kunye nezixhobo zeCandelo leCandelo 199A ezithengwayo zeCandelo lokudlula kwizinto ezikhoyo. Abaseki bexesha lokuqala lokusebenza benyanzeleka ukugxininisa inkqubela yemveliso, kodwa inkampani yorhulumente yafumana iimali etyhilwe yintengiso eninzi. Bafaka irhafuthelo ekhethekileyo kwiinkampanini ezincinane zobugcisa kwaye bafaka iinkqubo zokunika iindleko ezifanelekileyo kwimiqatha.
Le mizekelo ibonisa ukuba ukuthobela okunempumelelo kudla ngokufuna utyalo-mali lwangaphambili kunye nokutshintsha kwengqondo kunye nokujonga imimiselo njengemiqobo ukuze ijonge njengesiseko somsebenzi ophezulu. Ishishini ngalinye lilungisa indlela yokufikelela kushishino lwalo oluthile nobungakanani, okubonisa ukuba umgangatho omnye wendlela yokusebenza usebenza awufane usebenze.
Utyekelo lwexesha elizayo ekunyanzelweni kolawulo kunye nokuhlaziywa koshishino oluncinane
Imeko-bume yomthetho inamandla, iphenjelelwa bubugcisa, izobupolitika, kunye nolindelo lwentlalo. Amashishini amancinane alindele ukutshintsha komthetho angama phambi kokugoba.
Ukwanda kokusetyenziswa kwamanani kunye nemfihlo yogcino-lwazi
Njengokuba ezorhwebo zifuduka kwi-intanethi, abalawuli bajolise ingqalelo kukhuseleko logcino-lwazi nakukhuseleko lwento eyimfihlo. I-GDR ye-European Union iphefumlela imithetho efanayo eKhalifoniya (CCPA/CPRA), iVirginia (VCDPA), iColorado (CPA), kunye nezinye. Amashishini amancinane anewebhusayithi, iinkqubo zokunyaniseka, okanye ulwahlulo-ntathu logcino-lwazi kufuneka luqonde ezi zisemgangathweni. Umthetho wexesha elizayo uza kwandisa ukuquka ulawulo lwemvume, ulwazi oluchaphaza isaziso, kunye nokuphendula kwe-algorictic . Ngoku i-StockPrifining ekholisa ekubopheni i-mganiso kwi-mfonobom okanye i-Iuragedon-edac.
Ulindelo Lokusingqongileyo, Uluntu Nolawulo (EG)
Kwanasemashishini amancinci, iESG ingxelo iba yimfuneko yokuthabatha inxaxheba kwitsheyina. Abathengi abakhulu abanjengoWalmart kunye nabanikeli bexhoba abafunwayo bagcino-lwazi olulondolozwayo, kwaye iibhanki zijonga uqheliselo lwemekobume ngokwemali ebhalisiweyo. Unyanzeliso lunganweba ngaphaya komthetho ngqo ukuquka ukuvumelana okukhoyo nemigangatho emiselwe ngumthengi. Abenzi abancinane bangafuna ukubala iinyawo zekharbon okanye ingxelo kwiimitha ezahlukeneyo. I-Climate Dislosureyiti ecetyiweyo (ukuza kurhwebo lwasebucala) banokuthontela iifemishini ngokwabucala ngexabiso lomxokelelwa.
Inkxaso karhulumente eyongezelelekileyo kunye nokunyanzelwa
Ukuqonda umthwalo kumashishini amancinane, abanye abalawuli bavavanya utshintsho. Inkqubo encinci yeshishini leFTC inika izikhokelo ezicacileyo zolwimi, iikhaltyulethi, kwaye akukho ngxelo idipozithi. I-IRS iqhuba ishefu yerhafu eyenziwe lula (Fum 944-S) yabasebenzi abancinane. Amazwe afana ne-Illinois kunye ne-California adala "iirbate booksis" ukwenzela isiqalo esincinane sokuvavanyanisa izinto ezisunguliweyo phantsi komthetho okhululekileyo. Intsingiselo ibheke kwi-enzaliseko yokulungelelanisa. /ukunika izigwebo zexesha lokuqala, eliphantsi komthetho-mthetho kunye nokunika imfundo njengesixhobo esingundoqo sokuhambisa iipropati ze-magrackiestings.
Ukuzihambela kovavanyo kunye nokunika ingxelo
Imisebenzi yobugcisa iyalwamkela ubuchule bokuphucula ubuchule bokugcina amanani. IOSHA isebenzisa izivanyo kunye nogcino-lwazi ukuhlolwa kwexhoba, ngeli xesha iDOL isebenzisa i-E-Vregist ukuvavanya ukuba luncedo lomsebenzi. Amashishini amancinane kufuneka amkele iinkqubo zamanani ezihambelanayo. Ikamva lingabona uhlolo lokhuseleko lokwenene ngeInternet of Izinto (IOT) ezichaza ngokuzenzekelayo ulwazi lokuphinda-phinda usebenzise amaphepha-manani kodwa andise imfuneko yokusetyenziswa kwamanani achanileyo. Utyalo lwezobugcisa olunempumelelo lunganciphisa ubuninzi bokuhlolwa nokubonisa ukuthobela kokholo olulungileyo.
Ukwakha Umsebenzi Oluncedo
Unyanzeliso lolawulo alushenxi, kwaye alufanele luphele, kwaye lufanele luthi ``izinto ezilukhuselayo zibaluleke kakhulu. Kodwa amashishini amancinane angaguqula ucelomngeni lube ngumsebenzi ozinzileyo ngokusebenzisa indlela ecwangcisiweyo, esebenzayo. Imigaqo engundoqo yile: yazi iimfuno zakho, bhala imisebenzi yakho, fundisa iqela lakho, kwaye funa uncedo xa lufuneka [[. Sebenzisa ubuncwane borhulumente obukhululekileyo, ubugcisa besixhobo sokuzikhusela ekunciphiseni umthwalo wezandla, nokujonga ukusetyenziswa korhwebo ekuthembeni kunye nokufikelela emarikeni.
Le ndawo ilawulayo iza kuqhubeka iguquka, nemithetho emitsha emalunga nokuzikhusela, imozulu, kunye nokulungelelana komsebenzi elundini. Amashishini amancinane ahlala esaziswe ngemibutho efana ne-NFIB okanye i-SBDC ekwindawo yawo, kwaye akha iinkqubo ezivumelanayo, azizukusinda nje kwizenzo zokunyanzelisa, azizukuphumelela ngokuzilungisa ngokwahlukileyo. Isitshixo kukusuka kwisimo sokusebenza usiya kwilungu lenjongo, usebenzisa isikhokelo solawulo lokwakha ishishini elinokumelana nocelomngeni.
Ukuphinda kufundwe, i- inika isikhokelo esisebenzayo kwithala leencwadi lokhuseleko lobufundisi inika ufundo oluneenkcukacha ngempembelelo yemithetho kwiifeme ezincinci, kunye FTC's Small Business's Center [ inika ukhokelo olusebenzayo ekukhuseleni abathengi. Ngokuhlala besebenza, abanini bezoshishino banokuguqula ihlabathi elintsoko lomthetho wolawulo lomthetho lube sisiseko esibambekayo.