Ukubaluleka Kokwazi Amalungelo Akho Erhafu

Ukuqonda amalungelo akho erhafu kubalulekile kumntu ngamnye. Kunika abantu amandla okulawula indlela enzima yerhafu kwaye kuqinisekisa ukuba bayazazi iimfanelo zabo. Eli nqaku liza kuphelisa amalungelo asisiseko erhafu abafanele bawazi abarhafu, lidlulele ngapha nangapha kwezona zinto zibalulekileyo ukunikezela ngokhokelo olusebenzayo kwiimeko zeli hlabathi lokwenene. Ukwazi amalungelo akho kungakusindisa ngexesha, imali, kunye noxinezeleko, kwaye kunokuthintela iimpazamo ezibiza imali ngexesha lokunxibelelana nabasemagunyeni erhafu.

Amalungelo erhafu enzelwe ukukhusela ababuthi berhafu ekuphathweni ngokungekho sikweni kwaye aqinisekise ukuba i-Integer Revolution Service (IIRS) iyakubophelela ngokusemthethweni oku kukhuselo [[FLT: 0]] umhlawula-Bhili yamaLungelo [, lowo wonke umhlawula irhafu anawo xa eqhubana ne-IRS. Ukwazi la malungelo kungakunceda:

  • Ziqonde iimbopheleleko zakho nezinto ozifaneleyo.
  • Ukuqinisekisa ukuba abasemagunyeni abaya kuhlawula irhafu baya kuphathwa kakuhle.
  • Ukhuseleko ekuphicothweni kophicotho-zincwadi oluphosakeleyo nezohlwayo.
  • Sebenzisa amalungelo akho ngokunempumelelo xa kuvela iingxabano, kuquka ilungelo lokubhenela nokumela.
  • Kuphephe imigibe eqhelekileyo enjengokuvuma ukuhlawula into ongenakukwazi ukuyihlawula okanye ukuwahlawula ngokungazi amalungelo akho okubhenela.

Ngaphandle kolwazi, abahlawuleli abangayityikityanga ngokuphandle iinqobo zabo okanye abasilele ukusebenzisa amayeza akhoyo phantsi komthetho. Umzekelo, abahlawuleli abaninzi abakhange baqonde ukuba bangacela i- Collost Remoted (CDP) Ukukhetha Imodeli elindelekileyo [] phambi kokuba i-IRS ihlawule ityala labo lebhanki okanye umvuzo. Eli lungelo elinye lingathenga ixesha elibalulekileyo lize linikezele ithuba lokuqhubana nesivumelwano sengcaciso okanye intengo elala.

Amalungelo ombhatala-zincwadi Oyintloko: Umhlawula-mali weBhunga lamalungelo

Nali elinye lamalungelo asisiseko afanele aqwalaselwe ngumhlawuli werhafu, njengoko kuchazwe kwiBhili yerhafu yamaLungelo ye-IRS. Ukuqonda la malungelo alishumi linyathelo lokuqala lokuzikhusela.

  • [[NTLT:0] Ilungelo lokufumana ulwazi: Abahlawula irhafu banelungelo lokwaziswa ngeemfuno zabo zerhafu kwaye bafumane inkcazelo ecacileyo yemithetho yerhafu. Oku kuquka ilungelo lokwazi oko i-IRS ikufunayo kuwe, ukuba yeyiphi imihla esebenzayo, kwaye yeyiphi indlela onokukhetha ngayo ukuhlawula okanye ukuphikisana. I-IRS kufuneka ichaze izigqibo zayo ngendlela ecacileyo, eqondakalayo.
  • [[NTL:0] Ilungelo kwinkonzo yobuLunga: Unelungelo lokwamkela ngokukhawuleza, imbeko, kunye noncedo lobuchule kwi-IRS. Oku kuquka ukufikelela ekucaceni nakulwazi olulula lonxibelelwano, kunye nobuchule bokuthetha nomphathi ukuba kuyimfuneko.
  • [[UMTL:0] Ilungelo lokungahlawuleli ngaphezu kwe-Tream eLungileyo yerhafu: Unelungelo lokuhlawula kuphela ixabiso elifunekayo lerhafu ngokusemthethweni, kuquka inzala nesohlwayo. Unelungelo lokuvavanya i-IRS ukuba ukholelwa ukuba uhlawulelwe kakhulu.
  • [[UMTL:0] Ilungelo lokuvavanya Isikhundla se-IRS: Abahlawula irhafu bangaphikisana nohlolo lwerhafu kwaye bafune ukuchotshelwa kakuhle. Ukuba i-IRS icebisa ulungiso okanye ukuswela, unelungelo lokucel' into kwaye unikele ubungqina bakho ngokungakhethi buso.
  • Ilungelo lokufumana i- Ilungelo lokuzifihla: Ulwazi lwakho lwerhafu luyimfihlo kwaye alunakutyhilwa ngaphandle kwemvume yakho, ngaphandle kokuba igunyaziwe ngumthetho. I-IRS kufuneka iwahlonele amalungelo akho okuba wedwa ngexesha lophicotho-zincwadi, ukuqokelelwa, nezinye iingxoxo.
  • [[UMTL: 0] Ilungelo lokugqibezela: Unelungelo lokwazi ubuninzi bexesha omele ulivavanye ixesha elipheleleyo lokuvavanya indawo ye-IRS okanye ukuba i-IRS igqibe uvavanyo lwezibuyiselo zakho. Xa i-IRS igqiba uphicotho-zincwadi, kufuneka ivale jikelele imeko ngexesha elifanelekileyo.
  • [[NTLA] Ilungelo loTshintshiso Lwezakhono: Abahlawula iirhafu banelungelo lokuphathwa ngokufanelekileyo nangaphandle kocalulo. I-IRS kufuneka iqwalasele iimeko zakho zobuqu xa yenza izigqibo ngemisebenzi yokuqokelela, kwaye ayinakukukuphatha ngokwahlukileyo ngokusekelwe kuhlanga lwakho, unqulo, okanye ezinye iimpawu ezikhuselweyo.
  • [[FLT: 0] Ilungelo lokubhena: Ungabhenela kwizigqibo ezenziwa ngabasemagunyeni berhafu okholelwa ukuba azichananga. Ukuzimisela okuninzi kwe-IRS kungabheniswa kwi-ofisi yezibheno, umbutho ozimeleyo phakathi kwe-IRS. Ukuba awuvumelani neziphumo, ungathatha ityala lakho kwinkundla ye-U.S. i-rhafu okanye inkundla yephondo lesithili.
  • [[UMTL: 0] Ilungelo lokufumana umelo: Ungagcina ummeli ogunyazisiweyo wokhetho lwakho lokukumela phambi kwe-IRS. Le ingaba ngumgcini-mali kawonke-wonke (CPA), ummeli obhalisiweyo (EA), okanye igqwetha lerhafu.
  • Ilungelo lokufumana iNdlela yerhafu neLuneneyo: Unelungelo lokulindela inkqubo yerhafu ukuqwalasela izibakala neemeko ezinokuthi zichaphazele iimfanelo zakho ezisisiseko, amandla okuhlawula, okanye amandla okunika ulwazi ngexesha elifanelekileyo. Ukuba ujongene nobunzima, i-IRS ingakwazi ukunikela uncedo olufana nolungekhoyo ngoku okanye ukungaqokeleli sivumelwano solwahlulo.

Ukufumana umbhalo opheleleyo weBhili yoMhlawula-mali yaMalungelo, tyelela [[FLT: 0] iBhili yobhatala lwamalungelo kwiphepha.

Ukhuseleko Olokugqibela Ngaphaya Kwamalungelo

Ukongeza kumalungelo alishumi adweliswe ngasentla, kukho ezinye izinto eziliqela zokukhusela ezifakwe kwimithetho yerhafu ekufuneka ukuba umnini-rhafu ayazi:

  • [[NTL:0] Intethelelo Yomyeni okanye umfazi otshatileyo: Ukuba udibanisa imbuyekezo kunye neqabane lakho (okanye owayeliqabane lomtshato) liyibhalise phantsi irhafu efunekayo, ungalufanelekela uncedo kwityala lamalungu. I-IRS inika iintlobo ezintathu zokukhululeka: ukukhulula kwesithethe kweqabane elimsulwa, ukwahlukana kwetyala, kunye nokukhulula okungalinganiyo.
  • [[UMTL: 0] Imali enika imvume: Ukuba unesizathu esivakalayo sokusilela ukufayile okanye ukuhlawula ngexesha, ungacela ukuba isohlwayo sisuswe. I-IRS isoloko inika isohlwayo sexesha lokuqala sesohlwayo kubahlawuleli abanembali ecocekileyo.
  • [[NTL: 0] Isitya sokukhulula (OIC): Kwiimeko ezithile, ungalilungisa ityala lakho lerhafu elingaphantsi kwemali epheleleyo ebolekiweyo. Udweliso lwenkqubo lwe-OIC lukhona kubaqeshi berhafu ababonisa ukungakwazi ukuhlawula amatyala apheleleyo ngexesha lokuqokelela imicimbi.
  • Ayiqokelelwanga ngoku imo ye(CNC): Ukuba awukwazi ukuhlawula ityala lerhafu ngenxa yengxaki yemali, i-IRS ingamisa okomzuzwana ukuqokelela umsebenzi wakho kwaye ibeke ityala lakho kubume be-CNC.

Indlela Yokusebenzisa Amalungelo Akho Erhafu

Amalungelo akho erhafu abalulekile ukuqinisekisa ukuba uphathwa kakuhle. Abarhafu abaninzi abathathi nxaxheba kuba bengazazi iinkqubo okanye boyikiswa yiqumrhu lempangelo. Nawa amanyathelo obuchule onokuwathabatha:

  • Hlala ululungelelene: rhoqo zihlaziya kwimithetho yerhafu kunye neenguqu ezinokukuchaphazela. Zibophelele kwileta ye-IRS okanye jonga kugqirha werhafu othembekileyo. Utshintsho olungundoqo lokubukela luquka utshintsho kwizibiyeli zerhafu, izixa ezisezantsi, kunye netyala elifana netyala lerhafu yomntwana okanye ityala lerhafu elinikwa umntwana.
  • Uxwebhu Uxwebhu Yonke: Lugcine iirekhodi zonxibelelwano nawaphi na amaxwebhu anxulumeneyo, kuquka isaziso, iileta, izivumelwano ezityikitywe, kunye namaphetshana avela kwincoko yocingo. Sebenzisa ulawulo olunikezelweyo (okwemvelo okanye amanani) kunyaka ngamnye werhafu. Ukuba i-IRS ikubiza, cela igama lomntu okufowuzayo, inombolo ye-ID, nenombolo yengxelo yenkupho. bhala umhla nexesha lonxulumano, kwaye thumela ileta elandelayo ukuqinisekisa ukuqonda kwakho oko kuxutyushwayo.
  • [[NTL: 0] Buza imibuzo: Musa ukuthandabuza ukucela ingcaciso kwimicimbi ongayaziyo. Ukuba ufumana isaziso esididayo, biza i IRS usebenzisa inombolo yocingo edweliswe kwisaziso. Unelungelo lokucacisa ngolwimi olucacileyo.
  • [[NTLT: 0] Funa Uncedo Lobugcisa: Ukuba akuqinisekanga ngamalungelo okanye izibophelelo zakho, qwalasela ukuqesha ingcaphephe yerhafu enjenge CPA, i-operac, okanye igqwetha lerhafu. Indleko isoloko ithelekiswa nogcino lwemali ekuphepheni izigwebo nenzala. Abaqeshi-mali abaphantsi, uncedo lwesisa lufumaneka ngako [[[FLT:]] I-ITC [FLT] kunye [FLT:] ne [[FLT: 4.] IVUnter Infit Consolation Consolation Conquection Imption [FT]]
  • [[FLT: 0] Ikhupha ixesha ngokufutshane kodwa ngokucamngca: Xa ufumana isaziso esivela kwi IRS, phawula ixesha lokuphendula. Ukungahoyi isaziso kungakhokelela kwizigqibo ezimiselweyo kunye nokuphulukana namalungelo okubhena. Ukuba ufuna ixesha elininzi, ungasoloko ucela ulwandiso.
  • [[FLT: 0] Ifayile i-congt okanye isicelo sokuva Xa Kuyimfuneko: Ukuba uvakalelwa ukuba amalungelo akho aphuliwe, ungafaka isikhalazo ngenkonzo yenkonzo ye ``````''.'. I-Tas yintlangano ezimeleyo phakathi kwe IRS enceda abaxhasi berhafu ukusombulula imibandela ebangele ubunzima bemali okanye engaconjululwanga ngemijelo eqhelekileyo. Yiya kwiwebsite yenkonzo ye-[FLT:]
  • [[NTL: 0] Sebenzisa iNkqubo yezibheno: Ukuba awuvumelani nokuzimisela kwe-IRS (njengolwandiso olucetyiweyo lwerhafu okanye ukukhanyelwa kwe-frest), uqhele ukuba neentsuku ezingama-30 ukusuka kumhla wesaziso uku faka isibheno kwi-ofisi yezibheno. Ungacela ingqungquthela ngokubhala ileta echaza indawo yakho kwaye kuquka amaxwebhu axhasayo.

Imigaqo Eqhelekileyo Yerhafu Namalungelo Akho

Ukuqonda amalungelo akho kwiimeko eziqhelekileyo zerhafu kungakunceda ukuba uphendule kakuhle kwaye uphephe iimpazamo eziqhelekileyo. Ngeli ngezantsi kukho iimeko ezininzi zehlabathi ezinokhokelo olukhethekileyo.

Ukufumana Uphicotho - zincwadi Lwerhafu

Uphicotho-zincwadi luvavanyo lokubuya kwakho ukuqinisekisa ukuba ingeniso kunye nezincopho zichazwe kakuhle. Unelungelo lokuxelelwa ngenkqubo yophicotho-zincwadi nokunika uxwebhu olufunekayo ngaphandle koloyiko lokuziphindezela. Amalungelo abalulekileyo ngexesha lophicotho-zincwadi aquka:

  • Uvavanyo kufuneka luqhutywe ngexesha elifanelekileyo nendawo, kwaye unelungelo lokucela ukuthunyelwa kwiofisi ye-IRS eyahlukileyo ukuba indawo inzima.
  • Ungaba nommeli wakho (njenge CPA) uphathe zonke iincoko nophicotho-zincwadi. Akuyomfuneko ukuba udibane nomntu ophicothayo ongamxelelwanga.
  • Ukuba awuvumelani neziphumo zophicotho-zincwadi, ungacela ingqungquthela nomphathi wegosa lemali okanye ufakele isibheno kwi-IRS Office of Applets. Unelungelo lokuthatha ityala lakho ulise kwi iNkundla yeTax [[[FLT: 1] ungalihlawuli ixabiso lokuphikisana kuqala.
  • Unelungelo lokuchaza naluphi na utshintsho olucetyiswayo. I-IRS kufuneka ikwakunike uRhulumente 3498 (Inkqubo Yohlalutyo) echaza amalungelo akho.

Ukujamelana Nerhafu Okanye Ubuxoki Berhafu

Ukuba ufumana isaziso serhafu, unokukhetha. Ungacela ukupheliswa kwemali nengcaciso yetyala. Amalungelo akho aquka:

  • Ungaphikisana ngomlinganiselo ukuba ukholelwa ukuba ayichananga, kodwa kufuneka ubhale ngethuba elichazwe kwisaziso (ngokuqhelekileyo iintsuku ezingama - 30 okanye ezingama - 60).
  • Ukuba awukwazi ukuhlawula ngokupheleleyo, ungacela isivumelwano sofako [[FLT: 0] (isicwangciso sokuhlawula). Unelungelo lokuba ne IRS iqwalasele imeko yakho yemali xa umisela imiqathango yentlawulo.
  • Phambi kwe IRS isaziso seTsikiti yoFederal Lien (enxulumene nempahla yakho), unelungelo lokucela i [[FLT: 0] Ukhetho Loluhlu Loluhlu Lwenkqubo (CDP) lokuva. Ungakwazi ukuphepha ubuxoki ngokuhlawula ngokupheleleyo okanye ngokufanelekela isimo se-OIC okanye CNC.
  • Usenokucela ukuba iIRS ikhuphe i - oyile emva kokuba uhlawule ityala okanye ungene kwisivumelwano esingqalileyo esinyanzelekileyo.

Ukuchasa Irhafu

Ukuba ukholelwa ukuba i-IRS ithe yajonga ngokungalunganga irhafu eyongezelelweyo, ungafaka isibheno. Le nkqubo idla ngokuqala ngokuthumela incwadi yokukhalaza exesheni kwi IRS ngexesha elibekwe kwisaziso sakho. Unelungelo lokunikela imeko yakho phambi kwegosa lokucela okungakhethiyo. Ukuba awunakuyicombulula imbambano kwizibheno, ungacela i U.S. INkundla yerhafu []

Ukuphathana Noqoqosho Lwerhafu (Izibonelelo Nezikhuseli)

Ukuba ufanele ukuhlawula irhafu, i-IRS inamandla okuhlawula umvuzo wakho, ii-akhawunti zebhanki, okanye ukuphanga izinto zakho, kodwa emva kokulandela iinkqubo ezingqongqo. Amalungelo akho aquka:

  • Kufuneka ufumane ubuncinane isaziso seentsuku ezingama-30 ngaphambi kokuba ilevy ikhutshwe, kunye nenkcazelo yamalungelo akho kwi-CDP.
  • Ungamisa ilevy ngokucela i CDP ibhalwe phantsi iintsuku ezingama-30 zesaziso. Ngexesha lokuchongwa, imisebenzi yokuqokelela idla ngokumiswa.
  • Ungathethana ngeplani yokuhlawula, ukhuphe i-OIC, okanye ucele i-CNC ukuze uphephe i-levy.
  • Ukuba ilevy ibangela iingxaki zemali ezikhawulezileyo (umz., awunakukwazi ukuhlawula ukutya, indlu okanye unyango lwezamayeza), unokuqhagamshelana neATAS ukuze ufumane uncedo.

Ukuzichaza Ngokuyilungisa Irhafu Yakho

Ukuba ukholelwa ukuba othile ufaka imbuyekezo yokukhohlisa usebenzisa inani lakho lokhuseleko loluntu, unamalungelo akhethekileyo. I-IRS ineqela elinikezelweyo loKhuselo Lokhuseleko Olukhethekileyo. Unelungelo lokulungisa ityala lakho phakathi kweflagi yexesha elifanelekileyo, ukwamkela inombolo yokwalatha (IPPIN) ukwenzela iishekele zexesha elizayo, kwaye ube ne IRS isuse iintengiso ezikhohlisayo kwi akhawunti yakho. Unganika ingxelo yokuba ubusela ngokuba ngokugqiba [12:1]

Izicelo zemali ezi-3

Ukuba ubekwe isohlwayo sokubuya umva okanye sokuhlawula emva kwexesha, unelungelo lokucela isisohlwayo ukuba unesizathu esivakalayo sokugula okunzulu, intlekele yemvelo, okanye ukungafumaneki okungenakuphepheka. Ungacela kwakhona [[FLT: 0] isohlwayo sokuqala [ ukuba awunaso sisohlwayo sangaphambili seminyaka emithathu edlulileyo kwaye ubeke zonke ezifunekayo. IRS izakusivavanya isicelo sakho kwaye ingakunika uncedo ukuba izibakala zixhasa imeko yakho.

Isalathisi somsebenzi wePhondo

Kukho oovimba abahlukeneyo abafumanekayo ukunceda abarhafu baqonde amalungelo abo nokufumana uncedo. Ukwazi indawo oza kujika kuyo kungenza umahluko omkhulu.

  • I-ISCTYP (ii-FOLT.gov): Icebo elibanzi lokuqonda imithetho yerhafu kunye namalungelo akho. Sebenzisa isixhobo sokukhangela ukufumana iimpapasho ezithile, iifomu, nemiyalelo. Iimpapasho ezingundoqo ziquka [ Ikhofiki 1 (Amalungelo akho njengombhaki) kunye i-Plagication 594] (Inkqubo ye-IRPURPT]).
  • [[NTLT: 0] Inkonzo yoMxhasi we-Axharer (TS): Umbutho ozimeleyo onceda ababuthi berhafu ukusombulula imiba nge-IRS. TAS uluncedo kakhulu ukuba ujongene nobunzima bemali okanye ukuba imeko yakho ibandakanya iingxaki zolawulo. Iwebhsayithi yabo inechaphaza elithi Isixhobo soncedo sokucoca irhafu [ ecacisa iinkqubo ngolwimi olucacileyo.
  • [[NKQUBO:0] Ikliniki yerhafu ehlawulwayo (LITC): Ezi kliniki zinika abahlawuleli berhafu abafumana imali ephantsi nabaphikisana ne-IRS. Bangancedana nemfundo yabahlawuli berhafu. Fumana ikliniki kufuphi nawe kwi IRS LITC iphepha.
  • [[NTL:0] I-Volunter Inters yoMncedi weTax (VITA) kunye neNkqubela-Msebenzi yerhafu yasebekhulileyo (TE): Ezi nkqubo zinika uncedo lwerhafu yesisivulo kubantu abafumana ingeniso ye-$60 000 okanye ngaphantsi, abaneziphene okanye abalupheleyo. Iingingqi ezininzi ziyanceda kwimpikiswano yerhafu.
  • Izilungisi zerhafu zomsebenzi: Ukukhupha umlungiseleli werhafu oqinisekisiweyo, njenge-CPA okanye i-arhente ebhalisiweyo, anganikezela uncedo lobuqu. Abameli abasongiweyo bagunyaziswe ngurhulumente wezwe kwaye bagunyaziswe ukumela abahlawuleli-rhafu phambi kwe-IRS. Ungakhangela umlungisi ofakelweyo we-IRS ugcino lwe-IRS lwe-IFederal Tax Reanslars.
  • [[NKQUBO:0] U.S. iNkundla yerhafu: Ukuba ufuna ukuthatha ityala lakho ukuya enkundleni, iNkundla yerhafu inikela inkqubo eyenziwe lula yokuxambulisana malunga ne $50 000. Ungazimela (i-pro se) okanye uqeshe igqwetha. Iwebsite yeNkundla yerhafu inikeza iifomu kunye nokhokelo kubaxhasi abazimeleyo.

Ukongezelela, qwalasela ukukhangela izibonelelo zecandelo lesithathu elithembekileyo njenge iSikhokelo soPhicotho-zincwadi seNtloko ukwenzela iingcaciso ezicacileyo zesiNgesi zamalungelo akho ngexesha lophicotho-zincwadi.

Isiphelo

Ukuqonda amalungelo akho erhafu kubalulekile ukuqinisekisa ukuba uphathwa ngokufanelekileyo kwaye unokuzikhusela kuko nakuphi na okungekho sikweni. Ngokuhlala unolwazi kwaye ukwazi indlela yokusebenzisa amalungelo akho, ungaqhuba inkqubo yerhafu ngentembelo. Khumbula ukuba iBhili yerhafu ka-IRS inguMphathi wamalungelo asiloluhlu nje lwemigaqo ebhaliweyo; luyinkqubo esemthethweni onokuthembela kuyo. Ukuba unikela imbuyekezo elula, ukujongana nophicotho-zincwadi, okanye ukuqokelela irhafu, ungaze uthandabuze ukuqinisekisa amalungelo akho, kwaye ungazikhathaze ukuwakhusela. Ngokuzifundisa, gcina iingxelo ezibukhaliphileyo, kwaye khangela amacebiso angobuchule xa kuyimfuneko. Inkqubo yerhafu inzima, kodwa ngolwazi olulungileyo, uyakwazi ukuphumelela kwaye uphephe iimfuno zakho ezingeyo.