Imiphumela Engokomthetho Yokungakhokhi Intela

Ukuhluleka ukukhokha intela eyindilinga kuwukwephulwa okuqondile komthetho wentela wase-U.S. i-International Revolution Service (I-RS) inegunya elikhulu lokuphoqelela ukuthobela, futhi ukumiswa kwamacala angokomthetho kungakhula ngokushesha uma ungasinaki isibopho sakho sokuhlela. Ukuqonda lemiphumela kuyisinyathelo sokuqala ekuyigwemeni noma ekuvaleni umonakalo uma usudlulile.

Ukwehluleka ukuyisa ku-File

Isijeziso esishesha kakhulu sokungafaki imali isijeziso sokuhluleka kwecala-lefa . Lesi sijeziso sibalelwa ku 5% wentela engakhokhelwayo inyanga ngayinye noma ingxenye yenyanga ukuthi ukubuya kwakho kwephuze kakhulu, kufinyelela ku 25% womlinganiselo wakho ongakhokhelwanga. Uma ufaka isigwebo esingaphezu kwezinsuku ezingu-60 ngemva kosuku olufanele, isijeziso esincane siyihhhhhhala ka-485 noma 100 yentela engakhokhelwanga (ukubuya ngemva konyaka ka-20222). Leso sinyukela futhi sibuye sibuye sibuye sibuye sibuye sibuye sigathe ngisho noma ungakwazi ukukhokha intela yakho ephelele.

Ukulinganiselwa

Uma ufaka ifayela kodwa ungakhokhi, ubhekene nesijeziso sokukhokha-kukhokha , esiyi 0.5% ngenyanga (kusukela ku-25%). Uma zombili izijeziso zisebenza inyanga eyodwa, isijeziso sokwehluleka-ukuya-ku-hele sincishiswa ngesilinganiso sokuhluleka, ngakho ukhokha ngokuphumelelayo 5% ngenyanga (4,5% yehluleka ukuhlanganisa no 0.5% wehluleka ukukhokha). Nokho, uma ungakhokhi konke, zombili izijelo ziyaqhubeka zinziwa, zanda ngokulinganayo. Imininingwane eyengeziwe, vakashela ikhasi

Ukumangalelwa Kwezigebengu Ngokuxoshwa Kwentela

Nakuba kungewona wonke ama-FLT : 1 abuye awenziwa amagebengu, ukuhluleka ngamabomu ukubhala amafayela kungamangalelwa njengephutha ngaphansi kwe-Internvotion Code . Isigwebo sifinyelela unyaka owodwa ejele futhi amaface kuze kube ngu-R250 000 (R150 000). Uma uhulumeni engazibonakalisa ezimisele ukubalekela intela, icala liba yisigebengu ngaphansi 761] [inters], ephethe imigwebo ephakeme yeminyaka emihlanu ejele futhi ekhokhwa engaphezulu kaR5 000 000 (R1 000) kubantu abakhokhelwayo). Ukugweba kuvame ukuthatha izintengo ezinkulu noma ukungenwa kwemali engahile.

Abamangali Bentela NabaseLevi

I-IRS ingafaka intela ekhokhayo [[FLT: 0] engekho kakhulu kuyo yonke impahla yakho (indawo yangempela, izimoto, ama-akhawunti ebhange) uma ungakwenzi ukukhokha inzuzo yohulumeni. Uma ukhokha inzuzo kahulumeni futhi wenza kube nzima ukuthengisa noma ukulahla imali. Uma isikweleti sihlala singakhokhelwa, i-IRS ingakhuphukela entweni , ethatha impahla noma iholo ngokuqondile. Ngo-20222 kuphela, i-IR ifaka izimendo zentela ezingaphezulu kwama-30 000. Uma nje sisendabeni, kungathinta i-swondlobo yokukhokha futhi igcine irekhodi yakho yeminyaka eminingi.

Imiphumela Yezimali Ingaphezu Kwezimali

Inzuzo yezimali yokungafaki izintela idlulela ngalé kwemali ephoqwayo. Amathuba alahlekile, izikweletu ezikhuphukile, nomonakalo owenziwe kuwe wesikweleti ungangena kuyo yonke imikhakha yokuphila kwakho kwezimali.

Ukulahlekelwa Yizisulu Namacala Entela

Uma uboleke imali ebolekiwe, i-IRS ngeke ikunike imali kuze kube yilapho ufaka i-free. Ngokuvamile uneminyaka emithathu kusukela osukwini olufanele lwakuqala ukuze wenze i-frection. Ngemva kwalokho, imali iba impahla ye-U.S.S. Treasurence. Abanikazi abaningi abahlawulwayo abaphansi nabaphakathi, lokhu ngokuvamile kusho ukulahlekelwa yimali yentela ehlawulwayo (EITC), intengo yezingane, noma intela yezemfundo. Ngonyaka wama 2023, isilinganiso sokukhokhwa okungena kwesilinganiso sasingaphezu kuka-R3,000. Ukungasho ukulahlekelwa izinkulungwane zamaR3, ukuncishiswa kwezikweletu, noma izindleko ezibalulekile.

Isithakazelo Siyashuba Nsuku Zonke

Izilinganiso zentela ezingakhokhelwanga ziqoqwa [ nsuku zonke ezithakazelelwa kakhulu ngesilinganiso esifushane sesikhathi sikahulumeni kanye nesithathu% kubantu (5% ekukhokhelweni kwenkampani enkulu). Ngo-2025, izinga lentela linyuka cishe ngamaphesenti angu-8% ngonyaka. Lihlangene nezijeziso, intela engu-R1 000 ingaba ngu-R150 noma ngaphezulu phakathi neminyaka emithathu. Lokhu kwandisa kwenza ukuba intethele kakhulu ukunqikaza nokukhokha.

Iphuzu Lokuthenga Ngezimali Nezithiyo Zokungcebeleka

Nakuba izikweletu zentela zingaveli ngokuqondile emibhalweni yezimali yabathengi, intela (uma ifakwe) izobonakala futhi imone kakhulu irekhodi lakho lesikweleti. Ngaphezu kwalokho, ababolekisi bavame ukucela izincwadi zentela noma amakhophi ezinkokhelo ezigciniwe lapho ufaka isicelo sokubolekisa ngezimali, ngemoto, noma ngezimali zebhizinisi. Ukungakwazi ukunikeza ubufakazi bokukhokha intela kungaphumela ekuncishwani kwemali ekhokhwayo noma inzalo ephakeme. Abantu abasebenza bona kanye nababolekiswayo bathinteka kakhulu ngoba ababolentengi bathembele emarekhodini entela ukuze baqinisekise imali ehhotelayo.

Ithonya Emisebenzini Yezamabhizinisi

Abanikazi bamabhizinisi abahlulekayo ukuphonsa amafayela bangabhekana nezijeziso ezibalelwa ngokwehlukile ezikhokhelweni zenkampani. I-IRS ingafaka futhi amaphutha empahla yebhizinisi, ikwenze kube nzima ukukhokha imigqa yemali yokuthenga ngesikweleti noma ukukhanga abatshali bezimali. Ezimweni ezimbi kakhulu, i-IRS ingaqala [ ngokungenhloso [ yenhlangano yebhizinisi eqhubekayo yokungathathi hlangothi.

Umphumela Wokubuya Kwentela Esikhathini Esizayo Nezincwadi

Intela engakhokhwa ayisaphuthi. I-IRS yenza isikhokhi esithathelwa indawo se-fudi (SFR) esisekelwe ekwazisweni okuvela kubaqashi nasezinhlanganweni zezezimali. Le-SFR ivame ukuhlanganisa izikweleti, intethelelo, noma izikweleti onelungelo lokuzikhokha, okuphumela ekuthengeni intela ephakeme.

I - IRS Ithatha Indawo Yokubuya (SFR)

Uma ungabhali i-IRS, i-SFR izokufakela i-SFR. I-SFR isebenzisa i-chezu elivamile (futhi imali ephansi ekufakeni i-flage eshadile ngokwehlukene noma engashadile) futhi ayibhalisi izikwele ezikhishiwe, ezincikene nemali, noma izindleko zebhizinisi. Khona - ke kufanele ubhale phansi ukubuya kwakho kokuqala ukulungisa amarekhodi, okungadinga inqubo ende edinga ubhaliso ngalunye oluthiyayo.

Ukulinganiselwa Okuncane

i-'umthetho olawulayo' ukuze i-IRS ihlole intela ngokuvamile iphela eminyakeni emithathu ngemva kosuku olufanele lokubuya (noma usuku olubekweyo, noma nini kamuva). Nokho, uma ungafaki i-partum, umthetho awuqali ukusebenza. Lokhu kusho ukuthi i-IRS ingayibala noma iqoqe iminyaka engakhombanga. Ngokwenqubo, i-IRS igxila eminyakeni eyisithupha yamuva kakhulu lapho ilandela amafayela, kodwa akukho mingcele engokomthetho yokuthi angabuya kuphi.

Ukulahlekelwa Izikweletu Nezimpahla Ezithile

Izinzuzo eziningi zentela eziyigugu zidinga ukubuyisela intela efike ngesikhathi. Imali ehlawulwayo yentela [, ngokwesibonelo, ingatholakala uma ungakagcini eminyakeni edlule noma unezikhala emlandweni ogciniwe. Ngokufanayo, ukulahlekelwa kwenkokhelo, ukuthutha komnikelo wokusiza, nezintengo ezikhokhwa ngenetha kungalahleka uma ungabhaliseli ukubuya konyaka wokulahlekelwa.

Imiphumela Engokomzwelo Nengokwengqondo

Ukukhathazeka ngokwezimali, ukwesaba ukuthathwa ngokomthetho, nokukhathazeka njalo ngokuncintisana noma ngokukhokhwa kwentela kungabangela ukucindezeleka okungapheli, ukuqwasha nokucindezeleka.

Ukukhathazeka Okungamahlalakhona Nokugwema

Abantu abaningi abangakangeni iminyaka eminingi baqala ukuthambeka okungalawuleki : lapho belinda isikhathi eside, lapho inkinga izwakala kakhulu. Lokhu kubangela ukulibala okwengeziwe, okuhlanganisa kokubili izijeziso zezimali nokucindezeleka okungokomzwelo. Ngokokuhlola kuka-2023 kwe-American Psychological Association, ukucindezeleka okungokwezimali kungomunye wemithombo ephezulu yokucindezeleka okungapheli eUnited States, futhi izindaba zentela ezingaphezi ziyingxenye enkulu.

Ithonya Ebuhlotsheni Nasekuphileni Kwezenhlalo

Izinkinga zemali zivame ukuphazamisa imishado, ubuhlobo bomshado, nobuhlobo bomkhaya. Omunye angase azizwe ecindezelekile ngenxa yokwehluleka kwakhe ukusingatha izintela, okuholela ekuthukutheleni nasekuxabaneni.

Umuzwa Wecala Nehlazo

Imizwa yecala noma ihlazo ngokungafezi isibopho somphakathi ingakuqeda ukuzidla. Abanye abantu bagwema ukuvula iposi noma ukuphendula izingcingo ezivela e-IRS, okumane nje kwenze isimo sibe sibi nakakhulu. Ukuqaphela ukuthi i-IRS inikeza izindlela zokukhululeka (njengesijeziso sezaphula-mthetho zesikhathi sokuqala) kungasiza ekunciphiseni lemizwa futhi kukhuthaze izinyathelo ezishukumisayo.

Indlela Yokulungisa Intela Engangcolile: Isiqondiso Esilandelanayo

Uma ungakagcini unyaka owodwa noma ngaphezulu, isikhathi esingcono kakhulu sokuthatha isinyathelo manje. i - IRS inezinhlelo nezinqubo eziningana eziklanyelwe ukusiza abakhokhi bentela ukuba babuyele ekulaleleni ngaphandle kokubhekana nezijeziso ezinkulu ezingase zivele.

Isinyathelo 1: Butha Wonke Amaphepha Asebenzayo

Qokelela ama-W-2, 1099, amarekhodi emali ehlaziywe (ama-IRceipt, ama-awuni anika iminikelo yokupha,) nanoma yiziphi izincwadi ezivela kwi-IRS. Ngamabhukwana angekho, ungacela Wage ne Infestriccript[ ku-IRS (ekhona ku-i-i-i-inthane ] ROR RE Transccript[[]]).

Isinyathelo Sesibili: Ukubuya Kwehele Okuvelele

Ngisho noma ungakwazi ukukhokha ngokugcwele, ukunamathisela kubalulekile ukunqanda isijeziso sokwehluleka ukuya ku-hele. Isijeziso sokwehluleka ukukhokha sizoqhubeka kodwa ngokwezinga eliphansi kakhulu (0.5% ngenyanga). Ungafanelekela kuqala isijeziso sesijeziso [[ uma unomlando ohlanzekile wokulalela eminyakeni emithathu engaphambili. IRS form 843 ingasetshenziswa ukucela isijeziso sesijeziso ngenxa yesizathu esinengqondo.

Isinyathelo 3: Hlola izinketho zokubhapathiza

I - IRS inikeza amacebo amaningana okukhokha ukuze ikusize ulungise isikweletu sakho:

  • Uhlelo lokukhokha inkokhelo lwesikhathi esithile: Izinsuku ezingu-180 zingakahlelwa (isijeziso sokukhokha sesikhashana nesingekho) kusasebenza.
  • Ukufaka Isivumelwano sokufaka [: Inkokhelo yanyanga zonke ngenkathi ende (ukuya ku-72 yezinyanga). Imali ephakathi kwe R2,50 kuya kuR225, kodwa abakhokhi bentela abahlawulwa kancane bangafanelekela ukuncishiswa.
  • Isikhonkwane ekuyekethiseni (OIC): Uma ungakwazi ukukhokha intela ephelele, ungathola imali engaphansi kwemali ebolekwayo. I-IRS ihlola ikhono lakho lokukhokha, iholo, izindleko, nenzuzo. I-OICs ayinikezwa wonke umuntu, kodwa inganikeza isiqalo esisha kulabo abafanele. Funda kakhulu [ intengo yakho ngokuyekethisa ikhasi.
  • [[NTL:0] Izinga elikhona manje (CNC): Uma ukukhokha kungabangela ubunzima obungokwezimali, i-IRS ingamisa umsebenzi wokuqoqa isikhashana. Nakuba isimo seCNC sinqamuka intela kanye namaphutha, izijeziso nesithakazelo kuyaqhubeka kuqhubekeka.

Isinyathelo 4: Bonana Nochwepheshe Bentela

A athengiselwa ukugcinwa kwamanani kawonke-wonke (CPA), i-arhente esongwe (EA), noma ummeli wentela anganikeza isiqondiso sochwepheshe, ikakhulukazi ezimweni eziyinkimbinkimbi ezihilela iminyaka eminingi engangcolile, ukubuya kwebhizinisi, noma ukukhohlisa okungase kwenzeke. Bangakumelela phambi kwe-IRS, ukuhlanganisa amakhaya, nokulungisa izigwebo eziqondile. Inkokhelo yosizo ngokuvamile iyazikhokhela ngesijeziso sezezezezezeluleko kanye nokubekwa kweziphawuli ezilungile.

Isinyathelo So - 5: Beka Icebo Eliningi

Uma nje usubanjwa, misa isimiso sokuqinisekisa ukuthi uzoba yi-software yentela. Lokhu kungahlanganisa ukusebenzisa i-software yentela, ukuhlela izindleko ezilinganiselwa ka-25 uma usebenza, noma ukulungisa i-roll yakho yemali ngokugodla. Abakhokhi bentela abaningi bakuthola kuwusizo ukusebenza nochwepheshe onyakeni wokuqala ngemva kwegebe elide lokugcina imali.

Ukucabangela Okwengeziwe

Imiphumela Yentela Kahulumeni

Izifunda eziningi zinezimfuneko zazo zokukhokha intela nezijeziso. Ukwehluleka ukubhala umvuzo kahulumeni kungaphumela emakhokheni ahlukene, ekukhokheleni iholo, ngisho nasekususweni kwamaphepha-mvume omshayeli noma amalayisensi ochwepheshe. Ezinye izifundazwe, njenge California ne New York, zinobukhakhakha obukhulu kakhulu ekuphisheni abangayifuni. Kumelwe ukhulume kokubili izibopho zikahulumeni nombuso ukuze uxazulule ngokugcwele isimo sakho sentela.

Umphumela Wezinzuzo Zokulondeka Komphakathi

Kubantu abasebenzayo, ukwehluleka ukubhala phansi intela ekhokhelwayo kusho ukuthi akukho rekhodi lemali ekhokhelwa i-Social Security and Medicare. Lokhu kunganciphisa umhlalaphansi noma izinzuzo zokukhubazeka kwezokuhlala kwabantu. I-Social Security Administration isebenzisa amarekhodi entela yokuzisebenzela (abikwa ngeShedynal SE) ukuze ibale irekhodi yakho yemali oyitholayo. Ukungakhokhiwe kungaphumela ezinzuzweni eziphansi uma uthatha umhlalaphansi.

Ukunxusa Kwesithuthi

Ngaphansi koMthetho weSithuthi se-Faxing America (FaST), i-IRS ingagunyaza “izikweletu zentela ezingathi sína” kuMnyango woMbuso. Isikweleti sobuhlongandlebe esingathi sína singesikhokhelo, esigunyazwe ngokomthetho sentela engaphezu kuka-R62 000 (esibekwe minyaka yonke ngenxa yokwehla kwamandla) i-levy noma umphakathiswano. Uma i-IRState Department ingaphika izicelo zepasi lokungena noma amaphasiposswo akhona. Lomphumela ungavela ngisho noma ungekho ekwakheleni kobugebengu, ngakho ukuhamba amazwe amaningi kusengozini.

Isiphetho

Imiphumela yokungafaki intela ehlukahluka kusuka ezijezisweni eziphezulu zezimali nenzalo yezezimali, ukukhokha izikweletu ezikhokhiwe, ukulahlekelwa yisikweleti, ngisho nokulahlekelwa yisikhwama sakho sokungena. Nokho, i-RS inikeza izindlela eziningi zokulungisa imbuyekezo engenziwa futhi inciphise umthwalo: ukukhokha izinhloso, ukujezisa, ukujezisa abakhokhi bentela besikhathi sokuqala, nokunye ukukhokha intela. Isihluthulelo siwukukuthatha [[FLT: 0] ngokushesha [[FL: 1]. Ukujeza kufaka inkinga kuphela. Uma usemva kwentela yakho, qoqa amabhukwana akho, ubuyeke, futhi ufune isiqondiso esikhokheyo uma kudingeka. Ukulawula intela yakho kuphela akuyivikele izimali nokuma okungokomthetho kodwa futhi kukhulule okungokomzwelo okungaqiniseki. [FF][3]