Indima Eyandayo Yomnyango KaHulumeni Kuhlelo Lokuqondisa Izindlu Zomphakathi

Izinhlelo zezindawo zomphakathi zisebenza njengenethilokhi elibalulekile lemikhaya ehlawulwa kancane, abantu abadala, nabantu abakhubazekile, banikeza usizo lokuqasha nezindlela zokuhlala ezibizayo. Nakuba uMnyango we Home and Urban Develop (HUD) uhlela iziqondiso zikahulumeni futhi unikeze izimali, iminyango yezindawo zokuhlala nentuthuko yomphakathi iwumgogo wokusebenza kwezinhlelo ezisemthethweni. Iguqula isimiso sikahulumeni sisebenzele imisebenzi esemhlabeni, ilawule izigidi zezigidi zezigidi zamaRandi ngemithombo yemali, futhi iqinisekise ukuthi usizo lwezindlu lufinyelela kulabo abaludinga kakhulu. Lesi sihloko sihlola imithwalo yezezimali ehlukahlukene yezinhlangano zikahulumeni, imibhoshongo yezezimali ebekwayo, izinhlelo zokugunyazwa kwezinhlelo ezigunyazwayo, nezinselele eziphikelelayo ukuze zilungise futhi zithuthukise izindawo zomphakathi.

Imithwalo Yemfanelo YaseMnyangweni Wezindlu KaHulumeni

Iminyango yezindawo zokuhlala kahulumeni isebenza njengezindawo eziyinhloko phakathi kwezikhulu zezindlu zikahulumeni nezinhlangano zezindawo zomphakathi (PH). Imithwalo yazo yemfanelo yokulawula isimiso sezimiso, ukuphatha ngokwezimali, ukuqondisa uhlelo, nokuhlela okuhlelekile. Ngaphandle kokuhola okuphumelelayo kwesigaba sikahulumeni, ukuhlelwa kwezindawo eziyingozi, ukuwohloka kwezindawo, nokungahlangani kwempahla.

Ukuphatha Kwezimiso Nokwenza Umthetho

Iminyango yoMbuso ichaza futhi ilungise izimiso ze-HID ukuze zivumelane nezimakethe zezindlu zendawo kanye neziza kuqala zemithetho. Inikeza amasundlela okuphatha alawula indlela izimali ezihanjiswa ngayo, indlela izinhlu zokulinda eziphathwa ngayo, nendlela ezikhethwa ngayo. Ngokwesibonelo, izigaba eziningi ziye zamukela imithetho ye-protocol'umnists/programunium ye-[ ngaphansi kwesimiso sokukhetha i-hover Voucher ukuze zilinganisele izinga elifanele imingcele. Lamaqembu aqondisa aqinisekisa ukungaguquguquki lapho evumela ukuswela kwezindlu zezifunda.

Ukusebenzisa Imali Yokuthutha Nokuhlela Uhlelo Lokusetshenziswa Kwemali

Indima eyinhloko yeminyango kahulumeni iqondisa izimali zokunakekela izindlu zomphakathi nezinhlelo zokuqinisekisa. Zithola iziphakamiso zikahulumeni ezigunyaza i- Public Homefailting Fund[ ne i-Capital Fund [, kanye neSiqesha se 8 Homes Chouverporation xhasa imali. Izinhlangano zikahulumeni zifaka lemithombo ezindaweni eziseduze ze-PH, ngokuvamile zenezela izimali zezwe ukuze kugcwaliswe izikhala. Isibonelo, i-Department of Locare and Commentation and Comment Development Activements [FFUR:] [FUT][3][5][3][5]

Ukuqondisa Nokuphoqelela Isimiso

Iminyango yoMbuso iphoqelekile ukuba ihambisane nezindinganiso zikahulumeni ngokuhlola okuqinile nokuhlola. Baqhuba Isikhungo Sokuhlolwa Kwezakhiwo Zomhlaba [REFLT] [REAC] ukuhlolwa komnyango wezindlu zomphakathi, bukeza imibiko yezezimali ngaphansi Uniformation Isiqondiso (2 CFR 200])[FLT],[FLT], [ize yenze amakhasigijini amanani aminyaka yonke ngaphansi kwe-[[FLT:] U Act Act [1] APFLT] [133] [[FLT]). Uma isithi isithiwa imposiso efinyekile, ukuphulwa kwezelelwa kwezemali, noma amalungelo omphakathi angalungiseki, ukukhokhelela, noma ukuphatha kakhulu, noma ukuqondisa imicimbi yemisebenzi emikhulu emikhulu.

Isakhiwo Sasedolobheni Nezobuchwepheshe

Njengoba kungenazisebenzi eziningi ezincane nobuchwepheshe bokusebenzisa imithetho eyinkimbinkimbi kahulumeni. Iminyango yoMbuso ivala leligebe ngokunikeza ukuqeqeshwa, izimiso zokulingisa, nosizo lobuchwepheshe. Iphethe amashabhu ezihloko ezinjenge i-Exvenforme Infite Veriation (IV) izimiso, [[FLT:]] Uniformation Modelmentmentmentmental Directory , kanye [FLT] ne-Fact Implate Act[[FLT:] UK] Umthetho wokwakha. Ngokwakha umsebenzi wendawo, izinhlangano zombuso zisiza ekuqinisekiseni ukuthi ngisho neziphathimandla zezindawo zasemaphandleni zingaveza izinkonzo ezisebenzayo.

Ukuxhasa Imithombo Nezimali

Ukuqondisa izimiso zomphakathi zokuhlala kudinga ukuqonda okujulile kwemithombo eminingi yezimali ehambisanayo.Iminyango kahulumeni isebenza njengemishini yokuklama ngokwezimali, ihlanganise iziphakamiso zikahulumeni, ukunikeza izimvume, nenhloko - dolobha ukuze kulondolozwe futhi kusetshenziswe izindlu ezibizayo zesimanje.

Izivakashi Ezihamba Ngezindawo Nendlela Ezigelezela Ngayo E - PHA Yasendaweni

Imali enkulu kakhulu exhaswa uhulumeni ihlanganisa i- Public Homes Fund, ehlanganisa izindleko zansuku zonke ezifana nezithiyo kanye nokulungisa, kanye ne i-Capital Fund[[, esetshenziselwa ukulungisa isikhashana nokwakha okusha. Iminyango yoMbuso ithola lemali njengezabelo eziyabelweyo zeHUD futhi ibuye ihlale igqekelele iPH shoboze i-asting, izilinganiso, futhi idinga izinqumo. Ngaphezulu, [[FLT:] [FLT:] [FLT] [FL:] izimali ezisekwenezezisekelelwe ku-FLD] futhi [FLD] i-Activessiontions Provicesting providential [F]

Imikhumbi - sisekelo Yomphakathi Nentela Yezindlu Ehhadla Iholo

Ukunweba ama-dollar kahulumeni alinganiselwe, iminyango kahulumeni isekela ubudlelwano bomphakathi ngasese. Ithuluzi elinethonya elikhulu yi- Low-Inhooter Intestry Treasurer (LIHTC), eliqondiswa yizinhlangano zezimali zezwe. Izakhiwo zemali yezindlu ezihlangeneyo zinikezwa ngezindlela zokuncintisana, futhi iminyango kahulumeni ibekwa [[FLT:]] Amasuntswana e-Althi (QAP)[FLT] awenziwa yimisebenzi esebenzela imindeni ephansi kakhulu engenisa imindeni ephezulu, leyo ezindaweni eziphezulu ze-unitporty, noma iprojectivess. Imishini esetshenziswa imigangatho eluhlaza, njengaleyo ngaphansi kwe-[FFFoctid Develoption [F] [FFD] [FFF]) izinhlangano zezenyukst:[FFFD: [fD]

Ukusetshenziswa Kwemali Eningi Kwezinga Likahulumeni

Amafektha amaningi anezela ku-R34 kahulumeni onemali yezindlu ezinikezelwe noma izivumelwano zesibopho. Ngokwesibonelo, [FLT: 0] i-Shahington Homesting Fund ye- inikeza igebe lezimali zezindlu zokuqasha ezibizayo, kuyilapho i-New York’s Mitchell-Lama Program inikeza ngaphansi kwemali eboletwayo. Lemali kahulumeni ebekelwe imali ebhayisekile entengisweni yemali ephezulu lapho intengiso yombuso iyodwa inganele ukwenza imisebenzi ekhona. Iminyango kahulumeni ngokuvamile inikeza lezimali ezikhona kanye ngaphandle kwezinhlelo zikahulumeni, yenza izinqubo zesicelo zabathuthukisi.

Izici Eziningi Eziqinisa Uhlelo

Ukuphatha izindlu zomphakathi ngendlela ephumelelayo kuxhomeke ekuzihlanganiseni okuqinile nohulumeni bendawo, iziphathimandla zezindlu, abanikazi bemisebenzi engazuzisi, kanye nezakhamuzi ngokwazo.

Ubudlelwane Nezinkonzo Zomphakathi

Njengoba nje amamenenja aqondile entuthuko yezindlu zomphakathi nezinhlelo zokuqinisekisa. Iminyango yoMbuso ibanika isiqondiso sokuqondisa, ukuxhasa ngemali, nokusekela kokuphatha. Ngokubuya, iPH njengoba ibika ukusebenza kwe-metrics, inikeze ama-pication ngokwezimali, futhi ihlanganyele ekubukezeni kwe-move-uthomo. [inhlangano yezwe] ye-PH iwumgogodla wobuqotho wohlelo. Isibonelo, [inani elihlangene ne-PHM] libonisa indlela yokukhokha izimakethi zendawo.

Ukuhlanganyela Nohulumeni Bendawo Nezindikimba Zokuhlela Izindawo

Izimiso zokuzilungisa, ukusetshenziswa kwendawo, kanye nesisekelo sesimiso zincitshiswa ngaphansi kwegunya likahulumeni wendawo. Iminyango yoMbuso ivame ukubambisana nomasipala ukuhlanganisa ukuthuthuka kwezindlu okungafinyeleleki ngokuhlela izinto eziningi. Banganikeza usizo lwezobuchwepheshe iZouning [ izinhlelo noma inikeza amabhonasi angaphansi kwenani elifinyelelekayo. Imikhandlu yokuhlela yesifunda, enjenge Izinhlangano zokuhlela i-Metropolitan (MPOS)[FLT], futhi isebenzisana nezinhlangano zezindawo zombuso ukuze zihlele izithutho nezemali zokutshala izindlu, inciphisa ukungezwani kwemisebenzi nezindlu ezithelekayo.

Izinhlangano Ezingazuzisi Nezisekelwe Emphakathini

Inzuzo yenza indima ebalulekile ekunikezelweni kwenkonzo, kusukela ekucebiseni kwemisebenzi kuya ekuqeqesheni umsebenzi. Iminyango yoMbuso ivame ukwenza isivumelwano nezinhlangano zezenzo zomphakathi noma izinhlangano zokweluleka ngezindlu zendawo ukuze inikeze izinhlelo zobunikazi zemfundo, [[FLT] Fair Howation Kuhlolwa [ izinkonzo, kanye [[FLT:]]] nezinhlelo zokuvikela imishado. Lemiphakathi ibaluleke kakhulu ekufinyeleleni abantu abasengozini, njengamaphilile nabasinda ebudloveni basekhaya, abangase badinge ukusekela ukulondoloza izindlu.

Ingxenye Nemishini Eshintshayo

Iminyango yoMbuso ihlela ngokuqhubekayo imikhondo efakwayo. Ibamba [[FLT:] ukuzwa obala ekuhleleni kwaminyaka yonke nakuhlela iminyaka emihlanu, imishini yokuhlola abaqashi ngokwaneliseka, futhi isungule I-Advisory Boards [Izintambo ze-RABS] ukuze yazise izinguquko zenqubo. [Ngokwesibonelo, ngaphansi [[FLT:]] i-HUD’SVUD [Imigomo e-Residetic Awable ne-Unifice (ROS) uhlelo lwe-ROLT), izinhlangano zenhlangano zenhlangano eziqoqa kuphela abaphathi bezokulungisa uhlelo. Lendlela yokuhlela ingxenye yezekwengasimo yezethemba isiza izisulu futhi yakha ikwazi ukukhokha ngokunelisa izinhlangano.

Izinselele Ezinkulu Imithombo Kahulumeni Ibhekana Nazo Ekuqondiseni Izindlu Zomphakathi

Naphezu kwendima yazo ebucayi, iminyango yezindlu kahulumeni ibhekana nezinselele ezivivinya ikhono layo nokusungula kwayo izinto.

Izinqubo Zokuguga Nenhloko - dolobha Kudinga Ibhande Eliqinile

Izindawo zokuhlala zomphakathi zalelizwe ziguga ngokuphawulekayo. I-HUD ilinganisela ukuthi inhlokomo idinga i-partum engaphezulu kakhulu kwama-$70 bhiliyoni. Intuthuko eziningi ezakhiwa ngawo-1950 nango-1960 manje idinga ukuvuselelwa okukhulu kophahla, amapayipi, izimiso zikagesi, nokuthuthukiswa kokutholakala. Iminyango yoMbuso izama ukunikezela amasheya amaMali emali alinganiselwe phakathi kwezidingo eziphikisanayo, ngokuvamile iveza ikhambi kakhulu esikhathini. [[FLD: 0] [RLT] Intelligation Confiction Revition (RAD) uhlelo, oluvumela ukuba isakhiwo somphakathi siguqulelwe ezindinganisweni zesigaba eside kakhulu se-RTRRRTRRY, izivumelwano zezivumelwano zezivumelwano ze-8, inikeza ikhambiza ikhambiwe ngokwengxenye ngokuvula inhloko yezindawo zokwamuntu ngesikhathi esiphezulu.

Ukuhlaliswa Kwesizwe Nokuhlanganyela Kwalo

Impumelelo yokukhetha indawo yokuhlala ixhomeke kakhulu kumnikazi wezindawo ezizimisele ukuqasha abahlanganyeli besimiso. Ezimakethe zokuqasha eziqinile, abanikazi abaningi bayenqaba ukwamukela izikhokhisi ngenxa yemithwalo ethathwayo yokuphatha noma ihlazo. Iminyango yoMbuso ibhekene nokucindezela kokuthuthukisa amazinga okusebenzisa imishini, andizayo acishe abe ngu 80% esizwe. Basebenzisa izindlela ezinjenga ukukhuphula izindinganiso zokukhokha [, ukubeka izibhona zezindlu zezindlu , futhi [FLT:] ukuhlola [FLT] ukukhuthaza ukuhlanganyela., njengoba [FLT:] i-National Convetiontion [FFFF]

Ukufinyelela Kwemfanelo, Ukuthatha Imali, Nokulwa Nendawo

Ukuqinisekisa ukuthi izinhlelo zezindawo zomphakathi zisiza bonke abantu abafanelekayo ngaphandle kobandlululo zihlala ziyinselele engapheli. Iminyango yoMbuso kumelwe iqikelele ukuba iqinise i-FLT Fair House (AFFH) izimfuneko ezigunyaze ukuthatha izinyathelo zokuthola iziteshi ezingokomlando. Lokhu kuhlanganisa ukuhlaziya ukuhlukanisa phakathi kwe-accessium iscundancence nerective-pareance phakathi kwamaqembu ezinhlanga namaqembu ezinhlanga, ukunikeza imingcele yolimi, nokuqinisekisa ukuthi izakhiwo ezintsha ezibiza imali zisezindaweni eziphezulu nezikole nemisebenzi emihle. Ngalesosikhathi, izinhlangano zesizwe kumelwe ziqaphe ukuhoxiswa lapho izakhiwo zivuselelwa, zisebenzisa [FLD: FT] izivume ne-FFF: [FFFF] ezilungile]

Ukugadla Kwezimo Zezombangazwe Nezohlelo Lokusetshenziswa Kwemali

Izinhlelo zezindawo zikahulumeni zingaphansi kwemigomo yezishaya-mthetho zikahulumeni nokushintsha kwemithetho kahulumeni. Ukushintsha kumbusi noma ukuhola indlu kungashintsha ukusekela imali okuza kuqala, kushiye iminyango ilungise ibhayisekile phakathi kwebhayisikili. Ngokwesibonelo, amanye amazwe aye anciphisa izimali zokukhokha ngokukhokha izindlu phakathi nokuwohloka kwezomnotho, aphoqelela iminyango ukuba ithembele kakhulu ezinkonzweni zikahulumeni ezingaqinisekile. Le ngxenye yenza ukuhlelwa kwesikhathi eside kungabi lula futhi ingazigcina izakhiwo ezigxekayo. Iminyango yoMbuso ithuthukisa izilungiselelo zokulungisa, igcine izikhungo ezigciniwe lapho kuvunyelwe khona, futhi isekele izimali zokuxhasa lemifula enikezelwayo ukuze inciphise le zingozi.

Izindlela Ezintsha Zokuthatha Ikusasa Lezindlu Zomphakathi

Njengoba intuthu yemali elinganiselwe nesidingo esandayo, iminyango kahulumeni isungula amasu amasha okuthuthukisa izindlu zomphakathi zanamuhla nokuthuthukisa imiphumela yezakhamuzi.

Intuthuko exubile neSivivinyelo sosizo lwamazinyo (RAD)

I-RAD isiyithuluzi lokuguqula, ivumela i-PH ukuba isebenzise isikweleti somuntu siqu futhi ilinganise ukuvuselela izakhiwo zokuguga. Ngaphansi kwe-RAD, amaqoqo ezindawo zomphakathi aguqulelwa kwiprojekthi-Vouchers (PBVs) noma iproject-esekelwe kwi-RENL helpation (PBRA), ikhulula izivumelwano zezivumelwano zezimali eziqinile. Iminyango kahulumeni ivumela ukuguqula ngokunikeza usizo lobuchwepheshe, ukubukeza amasu okuguqula, nokuqinisekisa ukuthi izivikelo ze-Puced zihlala ziqinile. I-ingxubed-inved-invectory zithola iprojecteds, lapho iyunithi ezibizayo kanye nezingangezohwebo ezihambayo, iwumphumela ovamile, onciphisa ukusetshenziswa kwemithetho engoko yobumpofu nokuthuthukisa indawo.

Ukuphathwa kwemininingwane-odansi kanye nohlu lokulinda oluhlelwe phakathi

Iminyango eminingi kahulumeni ithatha izinqubo zolwazi eziyinkimbinkimbi ukuze ithuthukise ukusebenza. Izinhlu zokulinda eziphakathi, ezihlanganyelwa phakathi kwezindawo eziningi zePH, zinciphisa ukuthatha izicelo futhi zivumele ukuba zihambisane nezilinganiso ezikhona. Izwe lisebenzisa futhi amahlelo olwazi olwazi (GIS) ukudweba izindlela zosizo eziqashiwe, ukuhlukanisa izindawo ezinengxenye ephansi zomnikazi, kanye nokuthola izisulu. I-Public Homeation Agency (PA) I-Incentive Fund ne Information Fund inikeza iziphakatho zobuchwepheshe ezihlelayo ezihlela izinqubo zomsebenzi nokuthuthukisa ukuhlanganisa ulwazi phakathi kwe-montntwe-mote ne-yonke.

Izindlu Ezisekelayo Nezimiso Zokungena Ezihlangene

Ukuze kulungiswe ukungabi namakhaya, iminyango kahulumeni ihlanganisa izindlu zomphakathi nezinkonzo ezisekelanayo. Ngaphansi kohlelo lwe- luka-HIUD lokunakekela (COC), amanxusa kahulumeni asiza ekuqoqeni i-Aunted - Extension Atting Systems (CES) ehlela abantu abasengozini kakhulu kuzo zombili izinkonzo nezinkonzo. Lokhu kubambisana nempilo neminyango yabantu kuqinisekisa ukuthi izakhamuzi ezinezimo ezinamahlala-gazi zithola abaphathi bezokwelapha, ukunakekelwa kwengqondo, nokusetshenziswa kabi kwezidakamizwa. [[FLT.2] Iproject: 811] Iprojectss Religiement futhi kunikeza usizo olukhunjulwayokukhubaze abantu ngokukhubazeka, ngokuvamile ezinikezwa ngokwezinga lombuso.

Izindlela Zokulungisa Izakhi Zomzimba Eziluhlaza Nokusebenza Kancane Kwamandla

Izindleko zenzuzo enyukayo zibiza kokubili amanxusa ezindawo zokuhlala nabaqashi. Iminyango yoMbuso ikhuthaza ukuvuselelwa okuluhlaza ngamafasitela amabhuloho aluhlaza adinga imvelo (GPNA) kanye nemithombo exhasayo enjenge [ Udweliso Lwezi program ye-Unition[]. Ukufaka amandla-amandla-asebenzayo amafasitela, amaphasethi, kanye ne-Ener Star Star kunciphisa izindleko zokusebenza nokuthuthukisa induduzo. Ezinye zithi, njengaye [[FLT:] New York, ibeke futhi imigomo efuna ukungathathiwe carbon yendlu, idinga ukuhlanganisa iminyango esebenzela yonke izakhiwo zezeko.

Isiphetho

Iminyango kahulumeni ingoma abaklami abangaqondi abaklami bezindawo zomphakathi zaseMelika. Baphatha imifula eyinkimbinkimbi exhasa izimali, izimiso zezindawo zokuhlala eziphoqelelwe nezingalingani, bakha ubuhlobo nohulumeni bendawo nenzuzo, futhi babuye bathathe kabusha lapho bebhekene nezinselele ezinzima. Ukusukela ekunakekeleni izigidi zezigidi zezibonelelo zikahulumeni zokuguqula i-RAD kanye nezindawo zokuhlala ezisekelanayo, lezizinhlangano ziqinisekisa ukuthi imikhaya engenisa imali ephansi iyakwazi ukufinyelela ephephile, efinyelelekayo, namakhaya alinganayo. Njengoba ukukhokha imali kulokhu kuzoba yinkinga ebaluleke kakhulu ezweni lonke, ukusekela izimali zesifunda sesifunda, ukusekela kwezezehlakalo, nokubambisana nezakhamuzi nezisebenzi ezihambisanayo okuqhubekayo kuyoba okubalulekile ekugcwaliseni isithembiso sezindawo zokuhlala obala eziza ezizukulwaneni.