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Ukuqonda Izinkonzo Zokusekela Zikahulumeni: Isiqondiso Esinenselele

Izinkonzo zokusekela zikahulumeni ziyizinhlelo eziklanyelwe ukusiza abantu nemikhaya ehola kancane ukuba ihlangabezane nezidingo zayo eziyisisekelo. Lezi zinkonzo ezibalulekile zinikeza usizo olubalulekile ezingxenyeni eziningi zokuphila, kuhlanganise nokuphepha kokudla, ukunakekelwa kwempilo, ukugcinwa kwezindlu, ukusekela kwemisebenzi, nosizo lwezimali. Kungakhathaliseki ukuthi ubhekene nobunzima besikhashana noma udinga usizo oluqhubekayo, ukuqonda isimo sezinhlelo zikahulumeni ezikhona kungenza umehluko omkhulu ekutholeni usizo oludingayo.

Izigidi zamaMelika afanelekayo azitholi izinzuzo azifanelekelayo — ngokuvamile ngenxa yokuthi azazi izinhlelo zikhona, azikwazi ukusebenzisa, noma zithathe ukuthi azinakufaneleka. Lesiqondiso esibanzi sihlose ukuqeda inqubo yokuthola izinkonzo zikahulumeni zokusekela, ukuchaza izimfuneko ezilula, nokunikeza ukwaziswa okusebenzayo mayelana nendlela yokusebenzisa futhi ulondoloze izinzuzo.

Izinhlobo Zezinkonzo Zokusekela Zikahulumeni Ziyatholakala

Ukuqonda izinhlobo ezihlukahlukene zosizo kungakusiza ubone ukuthi iziphi izinhlelo ezingazuzisa wena noma umkhaya wakho.

Izinhlelo Zokusiza Ekudleni

Ukulondeka kokudla kuyisidingo esiyisisekelo, futhi izinhlelo zikahulumeni eziningana zikhona zokuqinisekisa ukuthi imikhaya iyakwazi ukuthola ukudla okwanele. I-Someral Nutrition Application Program (SNAP), eyayaziwa ngokuthi izitembu zokudla, iyisimiso esikhulu kakhulu sikahulumeni sokunikeza usizo lokudla eUnited States.

Inzuzo evamile ye-SNAP ingu-R3 umuntu ngamunye ngosuku, nakuba imali ihlukahluka ngokusekelwe kubukhulu bendlu neholo. Uma uthola ukuthi ifanelekile, uzothola izinzuzo ze-SNAP ekhadini le-Electronic Benefit Transve Trans (EBT), elisebenza njengekhadi le-debit khadi. Izinzuzo zifakwa ngokuzenzekelayo e-akhawuntini yakho inyanga ngayinye, futhi ungasebenzisa ikhadi lakho le-EBT ukuthenga ukudla ezitolo ezigunyaziwe nabathengisi.

UKUNGAHLOBOKI kwe-SPAP kusekelwe ezicini eziningana ezihlanganisa ubukhulu bendlu, iholo, nezindleko. Ukuze uthole izinzuzo ze-SNAP, kumelwe usebenzise esifundeni ophila kuso manje futhi uhlangabezane nezimfuneko ezithile, kuhlanganise nemali elinganiselwe. Umkhaya wabantu abane kwabangu-2026, isilinganiso esikhulu seholo singu-R3,250 ngenyanga.

Ngenxa yokuthi imikhaya ye-SNAP kulindeleke ukuba isebenzise amaphesenti angaba ngu-30 empahla yayo ekudleni, isabelo sakho sibalwa ngokwandisa inetha lendlu yakho nyaka ngo 0.3, futhi ususe umphumela ekwabiweni okukhulu kwenani lendlu yakho ngenyanga. Lokhu kuqinisekisa ukuthi izinzuzo zivumelana nesimo esithile sezimali zomkhaya ngamunye.

Izinhlelo Zokwelapha

Ukuthola ukunakekelwa kwezempilo kubalulekile ukuze kulondolozwe impilo nenhlalakahle. Uhulumeni kahulumeni unikeza izinhlelo zokunakekela impilo ezinkulu eziningana eziklanyelwe ukunikeza abantu abahlukene.

IMedicaid

I-Medicaid inikeza umshuwalense wezempilo wasimahla noma ophansi ukuze ifanele abantu abadala abahola imali ephansi, izingane, abesifazane abakhulelwe, abantu abadala nabanobukhubazeki, futhi ixhaswe uhulumeni nombuso ngamunye, okusho ukuhlanganiswa kuyahlukahluka ngokwendlela ethile. Loluhlelo lusebenza njengekhasi elibucayi kubantu baseMelika abangase bangabi nandlela yokuthola ukunakekelwa kwezokwelapha.

I-Medicaid ihlanganisa izinkonzo zempilo eziningi, kuhlanganise nokuhambela odokotela, ukuhlala esibhedlela, imithi kadokotela, ukunakekelwa kwezifo zengqondo, izinkonzo zempilo, nokunakekelwa isikhathi eside. Izinzuzo eziqondile kanye nezimiso zokungaguquguquki kungahluka ngokwezwe, njengoba uhulumeni ngamunye enikeza uhlelo lwawo lwe-Medicaid ngaphakathi kweziqondiso zikahulumeni.

IMedicare

Imedicare iyisimiso somshuwalense wempilo kahulumeni ngokuyinhloko kubantu abaneminyaka engu-65 nangaphezulu, nakuba sihlanganisa futhi nentsha ethile ekhubazekile. Ngokungafani noMedicaid, iMedicare ayisekelwe emalini eholweni kodwa esikhundleni sokuma kobudala noma ukukhubazeka. Lo hlelo luhlanganisa izingxenye ezihlukahlukene ezihlanganisa umshuwalense wasesibhedlela, umshuwalense wezokwelapha, kanye nenkokhelo yezidakamizwa.

Umthetho wamuva nje uhlanganisa i-COVOID-19 Medicare telehealth propenilicieties kusuka ku-2027, ukugcina indawo nendawo nezindawo, uhlu olunwetshiwe lwezindawo ezisungulwayo nodokotela abafanelekayo, kanye nokuhlanganisa itekthali yemisindo kuphela, phakathi kweminye imithetho. Lokhu kwanda kuye kwenza ukuba ukunakekelwa kwempilo kutholakale kakhulu kubantu abaningi baseMedicare abazuzayo, ikakhulukazi labo abasezindaweni zasemaphandleni noma abanezinselele zokuhamba.

Izimiso Zokusiza Ngezindlu

Izindlu eziqinile ziyisisekelo senhlalakahle yomkhaya, futhi izinhlelo zikahulumeni eziningana zisiza imikhaya ethola imali encane ukuba ibe nezindlu eziphephile nezihloniphekile.

Isimiso Sokukhetha Indawo Yokuhlala (Isimiso 8)

ISimiso Sokukhetha Indlu Voucher (Uhlelo) luqasha intela yezindlu ezihola imali encane — abahlanganyeli bakhokhela cishe amaphesenti angu-30 emali eholo ngokuqasha futhi i-compator imboze indawo esele. Loluhlelo luvumela imikhaya ukuba izikhethele izindlu zayo, kuhlanganise namakhaya omkhaya owodwa, izindlu zomuzi, kanye nezindlu zokuhlala, uma nje umnini-femu evuma ukuhlanganyela esimisweni.

Isimiso sokuqinisekisa siqondiswa yiziphathimandla zendawo zezindawo zomphakathi (PHA), futhi ukukwazi ukukhomba kusekelwe ngokwenzuzo yemali, ubungako bomkhaya, nesikhundla sobuzwe. Ngenxa yesidingo esikhulu, abaningi aba-PH abenza uhlu lokulinda uhlelo, futhi abanye bangase ngezikhathi ezithile bavale uhlu lwabo lokulinda kulezo zikhalo ezintsha.

Izindlu Zomphakathi

Izindlu zomphakathi zinikeza izikhungo zokuqasha ezibizayo zezindawo zomphakathi futhi ziphethwe yiziphathi-zindawo zomphakathi (PHA). Lezi zenzakalo zinikeza izintela zokuqasha ukuze kutholakale imikhaya ethola imali ephansi, abantu asebekhulile, nabantu abakhubazekile. Njengesimiso sokuqinisekisa, ukukhokha izindlu zomphakathi kunqunywa yi-PHA yendawo esekelwe kwimingcele yemali ebekwe uhulumeni.

Usizo Lwamazinyo Oluphuthumayo

Izinhlelo ze-Emergency Rental Application (ERA) zihlangene zalungiselela imiphakathi engaphezu kwezigidi eziyizinkulungwane ezingu-46 zezigidi zezigidi zezigidi (R2) ukuze isekele ukuhleleka kwezindlu zabaqashi abafanele kulo lonke ubhadane lwe-COVID-19. Nakuba uhlelo lwe-ERA2 luphelile, abaqashwa bezindlu nabanikazi bangahlola ezinye izimali zokuqasha ezindlini eziboshweni ezitheneyo ezithelwe yi-Consumer Inficial Protection Bureauniauniau (CFPB).

Ukusekelwa Kweholo Nezinhlelo Eziphazamisayo

Izinhlelo eziningana zinikeza usizo oluqondile lwezimali kubantu ngabanye nasemikhayeni ebhekene nobunzima bezomnotho noma ukuphila ngokukhubazeka.

Ukuthola Ukulondeka Okunezelwe (SSI)

I - SSI ikhokhela abantu abadala nezingane imali nyanga zonke ngokukhubazeka noma ngobumpumputhe abahola imali elinganiselwe nabacebile, kanye nabantu abadala abangu - 65 nangaphezulu abangenakho ukukhubazeka okuhlangabezana nezimfuneko zemali, futhi inikezwa i - Social Security Administration (SA).

Isilinganiso semali ekhokhwayo kahulumeni weSSI ngo-2026 singu - R220 ngenyanga kumbhangqwana ngamunye kanye noR2 400 ngombhangqwana, futhi ezinye izifundazwe zinezela lemali ngokukhokha okwengeziwe kukahulumeni. Lenkokhelo isiza ekuhlanganiseni izidingo eziyisisekelo ezinjengokudla, izingubo, nendawo yokuhlala kubantu abanekhono elilinganiselwe lokusebenza ngenxa yokukhubazeka noma ubudala.

Umshuwalense Wokulondeka Komphakathi (SDI)

Ngokungafani ne-SSI, i-SSDI isekelwe emlandweni wakho wezemisebenzi wangaphambili nasezintela zezenhlalaphansi ozikhokhile, futhi ukuze ufaneleke, kumelwe ube nokukhubazeka okufanelekile okuvimbela umsebenzi onzima futhi uzuze izikweletu ezanele ngomsebenzi.

Inkokhelo evamile ye-SSDI ngo-2026 ingu-R2,44 ngenyanga, nakuba intengo ihlukahluka ngokomlando wakho weholo. Ngemva kwezinyanga ezingu-24 ukwamukela i-SSDI, ngokuzenzekelayo uba ofanelekela ukukhokhelwa kwezempilo ye-Medare. Lokhu kuhlobana phakathi kwe-SSDI ne-Medicare kuqinisekisa ukuthi abantu abakhubazekile isikhathi eside bayakwazi ukufinyelela izinkonzo ezidingekile zempilo.

Usizo Lwesikhashana Emikhayeni Eswele (TANF)

SANF inikeza usizo lwesikhashana lwezimali emikhayeni enabantwana kuyilapho abazali besebenzela ukuzanelisa. Umamkeli ngokuvamile kudingeka ahlanganyele emisebenzini enjengokuqeqesha umsebenzi noma umsebenzi. Inzuzo yemali iyahlukahluka ngokwezwe — kusukela ngaphansi kwe R520 / inyanga kwezinye amazwe kuya kuR120 / inyanga kwezinye emkhayeni wabathathu.

Izinkonzo Zomsebenzi Nezokuthuthukisa Imisebenzi

Izinhlelo zikahulumeni ezisebenzayo zisiza abantu ukuba bathole umsebenzi, bathuthukise amakhono futhi balawule indlela abasebenza ngayo.

Umshuwalense Wokuntuleka Kwemisebenzi

Umshuwalense wezemisebenzi unikeza ukusekela kweholo lesikhashana ezisebenzini ezilahlekelwe imisebenzi ngaphandle kwephutha lazo. Ngaphansi kwe-Social Security Act, uhulumeni ugunyazwe ukuxhasa ukuphatha uhlelo lomshuwalense wokuswelakala kwemisebenzi. Umbuso ngamunye unikeza uhlelo lwawo siqu lwemisebenzi, uhlela inzuzo nesilinganiso phakathi kweziqondiso zikahulumeni.

Izimali ezingapheli nezinokwethenjelwa ezingase zithenjwe ngaphandle kokuncishiswa phakathi nonyaka wokusetshenziswa kwemali kubalulekile ukusiza abantu abangasebenzi, ukubaxhumanisa nabaqashi, konke lokhu kuyilapho kunikeza isizimazisi sezomnotho sezwe. Loluhlelo lusebenza kokubili njengokusekela komuntu ngamunye nokuwohloka kwezomnotho phakathi nokuwohloka kwezomnotho.

Izinhlelo Zokuvula Imishini Nemithetho Ye - Opportunity (WIOA)

Izinhlelo ze-WIOA zinikeza ukuqeqeshwa komsebenzi, imfundo, nezinkonzo zemisebenzi ukuze kusizwe abantu ukuba bangene noma baphinde baqashwe. Lezi zinhlelo zinikeza iseluleko somsebenzi, ukuhlola amakhono, usizo lokufuna umsebenzi, namathuba okuqeqesha. Izinkonzo zitholakala nge American Job Centers kulo lonke izwe.

Usizo Lokunakekela Izingane

Izinhlelo zokunakekela izingane zisiza imikhaya ekhokhelwayo ekhokhelwayo ephansi ukuze abazali basebenze noma baye esikoleni. Le zinhlelo zisetshenziswa ngokwezinga likahulumeni ngokusekela ngokwezimali kukahulumeni. Ukuphumelela kusekelwe emalini eholweni, ebunini bomkhaya, nesidingo sokunakekela umntwana ngenxa yomsebenzi noma imisebenzi yemfundo.

Abazali bangakhetha ezimisweni ezihlukahlukene zokunakekela izingane, kuhlanganise nezikhungo zokunakekela izingane, amakhaya, futhi kwezinye izimo, nabanakekeli abahlobene.

Izimfuneko Ezifanele Zokusekelwa Uhulumeni

Ukuqonda izimfuneko zobungane kubalulekile ekunqumeni ukuthi iziphi izinhlelo ongazifanelekela. Nakuba uhlelo ngalunye lunezimfuneko eziqondile, izici eziningana ezivamile zinquma ukuba nelungelo phakathi kwezinhlelo eziningi zosizo zikahulumeni.

Izimfuneko Zokuzuza

Izinhlelo eziningi zikahulumeni ezisekela iholo zisebenzisa isilinganiso semali edonswayo ukuze kunqunywe ukuthi ikhona yini inzuzo. Lemingcele isekelwe kwi-Federal Poverty Level (FPL) futhi iyahlukahluka ngokobukhulu bendlu. Izinhlelo zingacabangela iholo elibizayo (imali etholakalayo ngaphambi kokuncitshiswa) noma iholo lenetha (ikhokhelwa ngemva kokuthelelwa okuvumelekile).

Ku-SNAP, emkhayeni wabantu abane ngo-2026, isilinganiso seholo eliyimali etholakalayo singu-R3,250 ngenyanga, futhi iholo lenetha (ngemva kokuthengwa) kumelwe libe sesigabeni esingaphansi kwekhulu 100% noma ngaphansi kwekhulu FPL. Izinhlelo ezihlukene zinemikhawulo ehlukene yeholo, ezinye zisebenza emikhayeni ehlawulwa kancane kakhulu kanti ezinye zinweba imindeni ethola imali ngokusesilinganisweni.

Ukuba Izakhamuzi Nokuthuthela Kwelinye Izwe

I-Food and Nutrition Act ka-2008 ilinganisela ukuthi i-SNAP iyazisiza izakhamuzi zase-U.S. futhi izenza zibe ngcono ezinye izakhamuzi ezingahlali e-U.S. futhi ngokuvamile, ukuze zifanelekele i-SNAP, abantu abangezona izakhamuzi kumelwe bahlangabezane nenye yezindinganiso ezilandelayo: Ukuhlala e-United States okungenani iminyaka emihlanu. Izimfuneko zezakhamuzi ezifanayo zisebenza kwezinye izinhlelo eziningi ezizuzisayo zikahulumeni, nakuba imithetho ethile ihluka ngokwesimiso.

Uma abantwana bakho bekhona ngokomthetho noma beyizakhamuzi zase-U.S., basengakufanelekela izinzuzo zeSNAP ngisho noma ungafaneleki, futhi ungafaka isicelo sezingane zakho ngaphandle kokunikeza ukwaziswa ngesimo sakho sokufuduka. Lelilungiselelo liqinisekisa ukuthi izingane ezifanelekayo zingathola izinzuzo kungakhathaliseki ukuthi ziyini izikhundla zabazali bazo.

Izimfuneko Zomsebenzi

Izinhlelo eziningi zosizo zihlanganisa izimfuneko zomsebenzi noma amathemba abantu abadala abakwaziyo ukusebenza abawenzayo.

Ngokuvamile, abantu kumelwe bahlangabezane nezimfuneko zomsebenzi ezifanele iSNAP, futhi lezimfuneko zomsebenzi zihlanganisa ukuhlanganyela ezimisweni zomsebenzi nokuqeqesha, uma zabelwa uhulumeni. Abantu abaneminyaka engu - 18 kuya kwengu - 64 ubudala balinganiselwe ukuba bazuze izinyanga ezintathu zeSNAP njalo ngemva kweminyaka emithathu ngaphandle kokuba besebenza, besebenza ngokuzithandela, noma emsebenzini noma esimisweni sokuqeqesha okungenani amahora angu - 20 ngesonto.

Nokho, abanye abantu abakhululekile kulemfuneko yomsebenzi yokubika, kuhlanganise nabantu abazimisele ukungawufanelekeli ngokomzimba noma ngokwengqondo umsebenzi, abakhulelwe, abahlala nezingane ezingaphansi kweminyaka engu - 14 ekhaya, noma abangabomdabu baseMelika noma base - Alaska, phakathi kwezinye.

Imingcele Yemithombo Yezinto

Ezinye izinhlelo zicabangela imithombo yasekhaya noma impahla lapho kunqunywa ukuthi i-akhawunti yemali isebenza kahle. Imithombo ingahlanganisa ama-akhawunti asebhange, izimoto, nempahla. Nokho, izinhlelo eziningi ziye zasusa noma zaphakamisa isilinganiso sempahla eminyakeni yamuva ukuze zenza lula ukuvuleka nokungena.

Imikhaya eminingi ifaka isicelo seSNAP akusadingeki ukuba ikhiphe isivivinyo semali noma semithombo ukuze ithole izinzuzo zeSNAP. Lokhu kushintshe kuye kwenza kwaba lula ngemikhaya esebenzayo eqongelela imali encane ukuze ithole usizo lokudla lapho kudingeka.

Ukucabangela Ubuhle Obukhethekile

Abafundi

Ngokuvamile, abafundi abaneminyaka engu - 18 kuya kwengu - 49 ababhalise ekolishi okungenani ingxenye yesikhathi abakufanelekeli ukuba bangene eSNAP ngaphandle kokuba babhekane nemibandela ethile ekhethekile.Le nkululeko ihlanganisa ukusebenza okungenani amahora angu - 20 ngesonto, ukuhlanganyela emsebenzini, ukunakekela izingane ezincane, noma ukuthola ezinye izinzuzo.

Uma ungumfundi futhi uhlangabezana nezimfuneko zeSNAP, ungase ufanelekele iSNAP uma uhlangabezana nenye yezigebengu ezilandelayo eziwukungadingi: Ungaphansi kweminyaka engu - 18 noma uneminyaka engu - 50 noma ngaphezulu, sebenza okungenani amahora angu - 20 ngesonto emsebenzini okhokhelwayo (uma uzisebenzela, kumelwe usebenze okungenani amahora angu - 20 ngesonto futhi uthole imali elingana neholo elingaphansi kukahulumeni elandisiwe ngamahora angu - 20), noma uhlanganyele esimisweni sokutadisha umsebenzi noma izimali ezingokwezimali.

Abantu Asebekhulile Nabakhubazekile

Imithetho eminingi e-SPAP isebenza kuyo yonke imikhaya, kodwa kunemithetho ekhethekile enikezwa amalungu asekhulile noma akhubazekile. ESNAP, ugugile uma uneminyaka engu - 60 noma ngaphezulu.

Imikhaya ephelele enamalungu asebekhulile noma akhubazekile ayizivumeli izimfuneko zokusebenza, kungakhathaliseki ukuthi eminye imikhaya eminingi kumelwe ihlangabezane nezimfuneko zomsebenzi ukuze ifanelekele i - SNAP.

Abantu Abangenamakhaya

Uma ungenamakhaya, ungathola izinzuzo ze - SNAP ngisho noma ungenalo ikheli, indawo yokuhlala, noma indawo yokupheka.

Indlela Yokuthola Izinkonzo Zokusekela Zikahulumeni

Ukunikeza inqubo yokusetshenziswa kukahulumeni kwezinzuzo kungase kubonakale kunzima, kodwa ukuqonda izinyathelo ezihilelekile kungenza lenqubo ilawuleke ngokwengeziwe. Uhlelo ngalunye lunezimiso zalo ezisebenzayo, kodwa abaningi banezakhi ezifanayo.

Ukuthola Izinhlelo Ezifanele

Isinyathelo sokuqala sokuthola ukusekela kukahulumeni ukuveza ukuthi iziphi izinhlelo ongase uzifanelekele.

  • Benefit.gov: Le webhusayithi kahulumeni inikeza ithuluzi lokuthola izinzuzo elikusiza ukuba uphawule izinhlelo ezisekelwe ezimweni zakho
  • Isifundazwe nezindawo zezinhlangano zenkonzo yezenhlalakahle: Xhumana nenxusa lenkonzo yezenhlalo kahulumeni ukuze uthole ukwaziswa mayelana nezinhlelo ezizuzisa uhulumeni kanye nezinye.
  • Intambo yosizo: Uku-say uhlanganisa 211 ne-engity yendawo futhi kunganikeza ukwaziswa ngezinhlelo zosizo ezikhona
  • Izinhlangano ze-commonity: Izinhlangano zendawo ezingazuzisi nezinhlangano zezenzo zomphakathi zivame ukunikeza usizo ngokuthola nokufaka usizo ezinzuzoni

Ukuqoqa umnikeli odingekayo

Phambi kokuba ucele usizo lukahulumeni, kumele uqoqe amabhukwana ahlukahlukene ukuze uhlole ukuthi ungubani, iholo lakho, izindleko, kanye nohlelo lwezimo zasekhaya. Amabhukwana avamile adinga usizo ahlanganisa:

  • Ukuveza[: ilayisense yomshayeli, i-ID yesifunda, isitifiketi sokuzalwa, noma i-passport
  • Izinombolo zokuphepha ze-social [: kuwo wonke amalungu endlu afaka izinzuzo
  • Isibonakaliso seholo : Iziphazamiso zamuva, izitatimende zomqashi, ukulondeka kwe-Social Security kuzuzisa izincwadi, amabhukwana okungasebenzi, noma amarekhodi okuzisebenzela
  • Isibonakaliso sezindleko[[[QLT:1]: Intengo yemali noma isibambiso, izikweleti ze-octive, izindleko zokunakekela umntwana, kanye nezindleko zokwelapha
  • Isibonakaliso sokuhlala: Izindleko zezemali, izivumelwano, noma iposi elibonisa ikheli lakho lamanje
  • Amabhukwana oku-Immigration: Uma kungenzeka, ibhukwana lesimo sokufuduka esingokomthetho

Ukuba nalamaphepha ahlelwe ngaphambi kokuba uqale inqubo yohlelo kungasiza ekuqedeni uhlelo lwakho lokusebenza futhi kunciphise izikhawu.

Isisebenziso esiphelele

Izinhlelo eziningi zosizo zikahulumeni zinikeza izindlela eziningi zokusebenzisa, zinikeza ukuvumelana nezimo ukuze kuhlangatshezwane nezidingo nezimo ezihlukahlukene.

X Izithoba

Amazwe amaningi manje anikeza ama-amathikithi okusebenza ku-inthanethi ukuze athole izinhlelo ezihlukahlukene ezizuzisayo. Sebenzisa i-inthanethi ku-SNAP e-portal ka-SNAP, ngokuvakashela uMnyango Wezinkonzo Zomphakathi wasendaweni yakini, noma ngokubiza izinzuzo zikahulumeni wakho ngocingo olushisayo. Izinhlelo zohlelo lwe-inthanethi zikuvumela ukuba usebenzise i-operate yakho futhi ngokuvamile unikeze isiqinisekiso samanje se-lithirpied.

Izithobo zohlelo lokusebenza

Ungavakashela ihhovisi lezenhlalakahle lakini ukuze ukwazi ukusebenzisa i-ofisi yakho. Lokhu kukhetha kukuvumela ukuba ubuze imibuzo futhi uthole usizo ngokuqeda uhlelo lwakho lokusebenza. Umqaphi angasiza ekuqinisekiseni ukuthi unikeze konke ukwaziswa okudingekayo nemibhalo.

X Izithoba

Ezinye izinhlelo zemukela izinhlelo zohlelo ngocingo noma ngeposi. Ungacela ifomu lokusebenza likuthumelele noma ukhuphele elinye kwiwebhusayithi yohlelo, uliqede, bese ulithumela ehhovisi elifanele.

Inqubo Yengxoxo

Izinhlelo eziningi zidinga ukuxoxa njengengxenye yenqubo yokufaka isicelo. Le ngxoxo ingaqhutshwa ngocingo, noma ngokwandayo, ngokufaka ividiyo. Phakathi nengxoxo, umthumeli wezokulungisa uzohlola isicelo sakho, aqinisekise ukwaziswa, futhi aphendule noma yimiphi imibuzo ongase ube nayo.

Zilungiselele ukuxoxa ngendaba yakho yasekhaya, imithombo yeholo, izindleko, nanoma yiziphi izimo ezikhethekile ezingase zithinte ukufaneleka kwakho.

Izikhathi zohlelo lokusebenza

Uma inxusa lombuso wakho linquma ukuthi ufanelekela ukuthola izinzuzo ze-SNAP, uzothola izinzuzo emuva osukwini owafaka ngalo isicelo sakho.

Ungaba ofanelekela ukuthola izinzuzo ze-SNAP phakathi nezinsuku ezingu-7 zosuku lwakho lokusebenza uma uhlangabezana nezimfuneko ezengeziwe, ngokwesibonelo, uma umkhaya wakho unemali ewuketshezi engaphansi kuka-R350 futhi ungenisa u-R150 ngemali ewuhlwele nyanga zonke, noma uma imali yomkhaya wakho ehlangene nemali engenisa imali egcwele kanye nemithombo yoketshezi ingaphansi kwaleyo oyikhokha inyanga ngayinye ngokuqasha noma ngokukhokhela isikweletu nezindleko ezingezisifanele. Lenkonzo yokuzikhokhela iqinisekisa ukuthi amakhaya asesimweni esibucayi athola usizo ngokushesha.

Ukuthola Izinzuzo

Uma izinhlelo ezihlukene sezigunyaziwe, zinikeza izinzuzo ngezindlela ezihlukahlukene. Izinzuzo ze-SNAP ne-TANF zivame ukunikezwa ngamakhadi e-Electronic Benefit Transve Tourship (EBT) asebenza njengamakhadi edebit. I-SSI ne-SSDI zinikeza imali eqondile emabhange noma kumakhadi e-Draict Express debit. Usizo lwendlu lungahlanganisa ukukhokha ngokuqondiswe kwemali ezindaweni zomphakathi ezihlala abantu.

Uma utholakala ufanelekile, uzothola isaziso esikutshela ukuthi uzothola izinzuzo ze-SNAP isikhathi eside kangakanani; lokhu kubizwa ngokuthi inkathi yakho yokuqinisekisa. Ukuqonda inkathi yakho yokuqinisekisa kubalulekile ngoba uzodinga ukuphinde uqinise ngaphambi kokuba iphele ukuze uqhubeke uthola izinzuzo.

Ukulondoloza Izinzuzo Zakho

Uma nje uvunyelwe ukuba usizwe uhulumeni, ukulondoloza izinzuzo zakho kudinga ukuhambisana ngokuqhubekayo nemithetho yohlelo nokubika izimfuneko.

Ukubika Izinguquko

Izinhlelo eziningi ezizuzisayo zidinga ukuba ubike izinguquko ezimweni zakho ezingathinta ukuvuleka kwakho noma inzuzo yenani lakho. Izinguquko ezivamile okumelwe zibikwe zihlanganise:

  • Ukushintsha kweholo (umsebenzi omusha, ukukhushulelwa, ukuphelelwa umsebenzi, ukushintsha kwamahora)
  • Ushintsho ekuhlabelelweni kwasekhaya (umuntu uhamba angene noma aphume, abelethe umntwana)
  • Inguquko kulwazi lwekheli noma longathintwa
  • Ushintsho ezindlekweni (imali entsha yokuqasha intela, izindleko zengane)
  • Izinguquko ezingokwemali noma ezintweni eziyigugu
  • Izinguquko esimweni somsebenzi

Ukubika izimfuneko kuyahluka ngokwesimiso, ezinye zidinga ukubika ngokushesha ngezinguquko ezithile futhi ezinye zivumele ukubika kwanyanga noma ngezikhathi ezithile. Ukwehluleka ukubika ushintsho oludingekayo kungaphumela ekukhokheleni okungaphezu kwalokho okungase kudingeke ukukhokha, noma ngisho nokuqeda izinzuzo.

Ukuqinisekiswa kabusha

Izinzuzo azihlala njalo futhi zidinga ukuphinda ziqinisekiswe ngezikhathi ezithile ukuze ziqhubeke. Inqubo yokuphinda kubhalwe kabusha ihilela ukuvuna ukuze uthole izinzuzo kanye nokunikeza ukwaziswa okuthuthukisiwe ngezimo zakho. Uzothola isaziso ngaphambi kokuba inkathi yakho yokuqinisekisa iphele, ikukhumbuze ukuba uphinde uphinde uzenze.

Inqubo yokuphinda ivume ifana nesicelo sokuqala, idinga isiqinisekiso esisha semali eholwayo, izindleko, kanye nokuhlelwa kwezinhlelo zasekhaya. Ezinye izinhlelo zinikeza izinqubo zokwenza izatifiketi ze-rectimes ezilula emakhaya anezimo ezizinzile noma amalungu asebekhulile nakhubazekile.

Ukuhambisana Nezimfuneko Zesimiso

Izinhlelo ezihlukahlukene zinezimfuneko ezingapheli. Ngokwesibonelo, abamukela i - TANF kumelwe bahlanganyele emsebenzini, abamukela i - SNAP kungase kudingeke bahlanganyele ezimisweni zemisebenzi nokuqeqesha, futhi abafaka imishini yokubhala izakhiwo kumelwe bavumelane nemithetho yemvume nezimiso zesimiso.

Ukuqonda nokuvumelana nalezi zimfuneko kubalulekile ukuze ulondoloze izinzuzo zakho. Uma unenkinga yokuhlangabezana nezimfuneko, thintana nomphathi wezezimali ukuze uxoxe ngesimo sakho. Izinhlelo eziningi zinikeza abantu ababhekene nemingcele.

Izimiso Zikahulumeni Ovamile Eziningi

Ake sihlole ezinye zezinhlelo zosizo zikahulumeni ezisetshenziswa kakhulu ngokujule kakhulu, kuhlanganise nezimpawu ezithile ezibonisa ukuvuleka, amazinga azuzisayo, kanye nezinqubo zokusebenza.

Isimiso Sosizo Lokudla Esinezakhi (SNAP)

ISNAP iyisimiso sezwe esibaluleke kakhulu sokulwa ne-hunder, sisiza izigidi zamaMelika athola imali encane inyanga ngayinye. Loluhlelo lusiza imikhaya ukuba ithole ukudla okunomsoco futhi luye lwaboniswa ukunciphisa ukungalondeki kokudla futhi luthuthukisa imiphumela yempilo.

UKUNGAGCIZEKI

UKUNGAQAPHEKI kwe-SNAP kunqunywa ngezici eziningana. Umkhaya wakho kumelwe uhlangabezane nezimfuneko ezithile ukuze ufanelekele i-SNAP futhi uthole izinzuzo. Izici eziyinhloko ezingenza kube lula zihlanganisa:

  • Isilinganiso semali ehlawulwayo: Iholo elivuthayo lanyanga zonke kumelwe libe ngaphansi noma ngaphansi kwe 130% yezinga lobumpofu
  • Isilinganiso semali eholwayo ye-Net: Iholo lenethiwekhi kumele libe ngaphansi noma ngaphansi kwekhulu lezinga lobumpofu
  • Izimfuneko zomsebenzi [: Abantu abadala abafile kumelwe bahlangabezane nezimfuneko zomsebenzi noma bafanelekele ukukhululwa
  • I-Citinship: Kumelwe ube isakhamuzi sase-U.S. noma ungaba yi-athon engafaneleki
  • Izinombolo zokuphepha ze-social: Wonke amalungu asekhaya kumelwe abe nezinombolo zezokulondeka komphakathi noma afake isicelo

Indlela Yokufaka I - SNAP

Ungathola uhlelo lohlelo lombuso wakho lokusebenza efns.usda.gov/snap-state-directory. Izwe ngalinye lisebenzisa uhlelo lwalo lwe-SNAP, ngakho izinqubo zokusebenza zingahluka kancane. Izizwe eziningi zinikeza izisebenziso ze-inthanethi, futhi ungasebenza futhi ngokomuntu ehhovisi lenkonzo yenhlalo noma ngeposi.

Ngemva kokwenza isicelo sakho, uzoba nengxoxo nomphathi we-odoli. Ingxoxo ingaqhutshwa ngomuntu noma ngocingo, kuye ngezinqubo zikahulumeni wakho kanye nezinto ozithandayo.

Ukusebenzisa Izinzuzo Ze - SOP

IZInzuzo ze - SNAP zingasetshenziselwa ukuthenga ukudla okuningi okudliwa ekhaya, kuhlanganise izithelo, imifino, inyama, imikhiqizo yobisi, isinkwa, okusanhlamvu, nezitshalo nezitshalo ezikhiqiza ukudla. Izinzuzo azinakusetshenziswa ekudleni utshwala, ugwayi, ukudla okushisayo, noma izinto ezingezona ezidliwayo.

Ngokwesibonelo, ezinye izimakethe zabalimi nabathengisi banikeza izinhlelo ezilingana ne - SNAP ezichithwayo ngezithelo nemifino, okungawaphinda kabili amandla okuthenga ukudla okunempilo.

IMedicaid

IMedicaid inikeza izigidi zabantu baseMelika imibiko ebanzi yempilo, kuhlanganise nabantu abadala, izingane, abesifazane abakhulelwe, abantu abadala nabantu abakhubazekile.

Ukuzitika Ngomzimba

I-Medicaid eligzible ihluka kakhulu ngokwezwe. Ezinye izifundazwe ziye zandisa iMedicaid ngaphansi koMthetho we-Affordal Care Act ukuze ihlanganise bonke abantu abadala ngeholo elifinyelela ku-88% yesilinganiso sobumpofu sikahulumeni. Ezinye izifundazwe zinezindinganiso eziqinile zokungabekeki, zilinganisela ukuhlanganiswa kwezigaba ezithile njengezingane, abesifazane abakhulelwe, abazali, abantu asebekhulile, nabantu abakhubazekile.

Ukufaka isicelo se-Medicaid, ungavakashela izimakethe zomshuwalense wezempilo kazwelonke, usebenzise nge-medicaid ye-omnist, noma usebenzise lapho uvakashela isibhedlela noma umsizi wezempilo. Izizwe eziningi ziye zanikeza inqubo yokusebenza, zivumela izicelo ze-inthanethi kanye nezinqumo zokuzilawula komshini.

Izinzuzo Ezibalulekile

I-Medicaid ihlanganisa izinkonzo eziningi zokunakekela impilo, kuhlanganise nokuhambela odokotela, ukunakekelwa kwesibhedlela, imithi kadokotela, ukunakekelwa kwezifo zengqondo, ukwelashwa ngengqondo, ukwelashwa ngezidakamizwa, nokunakekelwa isikhathi eside. Izinkonzo ezicaciwe ezingase zihlukane ngokwezwe, kodwa zonke izinhlelo zikahulumeni ze-Medicaid kumelwe zihlanganise izinzuzo ezithile ezilindelekile.

Kubantu abaningi abazuza eMedicaid, akukho kukhokhelwa, futhi ukukhokha izindleko (imali ekhokhwayo nengakhokhiwe) kuncane noma akukho. Lokhu kwenza ukuba abantu nemikhaya abebengase bangakwazi ukukhokhela ukunakekelwa kwempilo.

IMedicare

I - Medicare inikeza abantu abaneminyaka engu - 65 nangaphezulu umshuwalense wempilo nabantu abathile abakhubazekile futhi inezingxenye eziningana ezihlanganisa izinkonzo ezihlukahlukene.

Izingxenye Zemithombo Yezomoya

  • Ingxenye A (Umshuwalense wehospinal): imbobo ezibhedlela ezihlala abantu abagulayo, ukunakekelwa kwasebegugile okunekhono, ukunakekela kokunakekela impilo yasekhaya, nokunye ukunakekela kwempilo
  • Ingxenye B (umshuwalense we-medical): imbobo yokuhlola udokotela, ukunakekela kweziguli, izinkonzo zokuvimbela, kanye nemishini yezokwelapha
  • Part C (Inzuzo): Amasu omshuwalense wasese onikeza iNgxenye A nengxenye B izinzuzo, ngokuvamile kuhlanganise nokukhokhwa kwemithi kadokotela
  • Ingxenye D (Isifucuzo semilaliso esigunyaziwe): Isiza ekukhokheleni izindleko zemithi yokwelashwa

Ukubhalisa Kwawo

Abantu abaningi babhaliswa ngokuzenzekelayo eMedicare ngxenye A nengxenye B lapho beneminyaka engu-65 uma sebethola izinzuzo zokulondeka kwezenhlalo. Uma ungamukeli ukulondeka kwezenhlalo, kuyodingeka usayine iMedicare phakathi nenkathi yakho yokuqala yokubhalisa, eqala ezinyangeni ezintathu ngaphambi kwenyanga yakho yezinsuku eziyi-65.

Kuyingxenye C noD, kumelwe ubhalise ngenkuthalo phakathi nenkathi ethile yokubhalisa. Izikhawu zokubhalisa ezingatholakali zingaphumela ekutholeni izijeziso ezidlule, ngakho kubalulekile ukuqonda isikhathi sokubhalisa.

Isimiso Sokukhetha Indawo Yokuhlala

ISimiso seNdlu Yokukhetha Izindlu, esaziwa kakhulu njenge-Program 8, uhlelo oluyinhloko lukahulumeni olusiza imikhaya engenisa imali ephansi kakhulu, asebekhulile, nabantu abakhubazekile ukuze bathole izindlu ezihloniphekile, eziphephile, nezihlanzekile.

Indlela Lesi Simiso Esisebenza Ngayo

Abahlanganyeli kuloluhlelo lwezikhombisi bathola izindlu zabo siqu, kuhlanganise nezindlu zomkhaya owodwa, izindlu zamadolobha, nezindlu zokuhlala. Izindlu kumelwe zihlangabezane nezindinganiso ezilinganiselwe zempilo nokulondeka. Umkhaya ukhokha amaphesenti angu-30 emali yawo engcono kakhulu emalini ebhaliswayo ebhaliswe ngenyanga, futhi igunya lezindlu likhokha ezisele ngokuqondile kumninindawo.

Ama - vouch aphatheka kalula, futhi asho ukuthi imikhaya ingathuthela kwenye indawo elawula lolu hlelo kuyilapho iqhubeka ithola usizo. Lokhu kwenza imikhaya ikwazi ukuthuthela eduze nemisebenzi, izikole ezingcono, noma izinkonzo ezisekelayo.

Ukufaka Imishini Yokulungisa Izindlu

Izinhlelo zemishini yokufaka imvume yokuhlala zithunyelwa kuziphathimandla zendawo zezindawo zomphakathi (PHA). Ngenxa yokufunwa okukhulu nokulinganiselwa kwezimali, abaningi aba-PH banezinhlu zokulinda ezinde futhi ngezikhathi ezithile bangase bavale uhlu lwabo lokulinda kwabasanda kucela. Uma uhlu lokulinda luvuliwe, u-PH ukwamukela izicelo zesikhashana.

Ukukwazi ukuphumelela kusekelwe emalini eholayo, okungamelwe ingabi ngaphezu kwamaphesenti angu - 50 eholo lemithombo yezindaba kule ndawo. I-PHA ithanda imikhaya eneholo eliphansi kakhulu (ngaphansi kwamaphesenti angu - 30 eholo lemithombo yezindaba) kanye nemikhaya engenamakhaya noma ehlala ezindlini eziphansi.

Umshuwalense Wokuntuleka Kwemisebenzi

Umshuwalense wokungabi namsebenzi usekela iholo lesikhashana ezisebenzini ezilahlekelwa imisebenzi yazo ngaphandle kwephutha lazo futhi ezifuna umsebenzi omusha ngentshiseko.

Ukuphumelela Ngenxa Yokuntuleka Kwemisebenzi

Ukuze ufanelekele umshuwalense wokuswela umsebenzi, kumelwe uhlangabezane nezimfuneko eziningana:

  • Kumelwe ukuba awulahlekelwanga yiphutha lakho siqu emsebenzini (hhayi ngenxa yokuziphatha okubi noma ukuyeka ngokuzithandela ngaphandle kwesizathu esihle)
  • Kumelwe ukuba wathola iholo elanele phakathi nesikhathi esiphansi (ngokuvamile amane okuqala kwalawo amahlanu ayeseqediwe)
  • Kumelwe ukwazi ukusebenza, ukutholela umsebenzi, nokufuna umsebenzi ngenkuthalo
  • Kumelwe uhlangabezane nezimfuneko ezithile ezicacisiwe zikahulumeni

Ukusebenzisa Izinzuzo Zokungasebenzi

Umshuwalense wokuntuleka kwemisebenzi uqondiswa yizinhlangano zezisebenzi zikahulumeni. Kufanele ubhale phansi imali yakho ngokushesha ngangokunokwenzeka ngemva kokuba uphelelwe umsebenzi, ngoba izinzuzo ziqala ngesonto uqala ukuqamba izindleko zakho, hhayi isonto owaphelelwa ngalo umsebenzi.

Izifundazwe eziningi zikuvumela ukuba ubhalise lokho okushiwoyo kuyi-intanethi noma ngocingo. Uzodinga ukwaziswa ngemisebenzi yamuva, kuhlanganise namagama abaqashi, amakheli, nezinsuku zomsebenzi. Ngemva kokubhala phansi, kuzakudingeka uqinisekise ukuba uqhubeke usebenza masonto onke noma ngesonto ngokuqinisekisa ukuthi awusasebenzi futhi ufuna umsebenzi ngenkuthalo.

Zuza Amanani Nesikhathi

Inzuzo yokuswela umsebenzi isekelwe emalini oyitholayo ngaphambili, futhi umbuso ngamunye unendlela yawo siqu yokubala inzuzo yamasonto onke. Izifunda eziningi zinikeza izinzuzo zamasonto angu - 26, nakuba lokhu kungase kuhlukahluka. Ngezikhathi zokungasebenzi kakhulu, izinzuzo ezinwetshiwe zingatholakala.

Usizo Lokunakekela Izingane

Usizo lokunakekela izingane lusiza imikhaya ehola imali encane ukuze abazali bakwazi ukugcina umsebenzi noma ukuphishekela imfundo nokuqeqeshwa.

Ukuhluleka Nokuzuza

Ukufaneleka kosizo lwezingane kusekelwe emalini yomkhaya, ubungako bomkhaya, nesidingo sokunakekelwa kwengane ngenxa yomsebenzi noma imisebenzi yemfundo evunyelwe. Umbuso ngamunye ubeka imingcele yawo yeholo engcono ngaphakathi kweziqondiso zikahulumeni.

Isilinganiso sosizo sihlukahluka ngokusekelwe emalini yomkhaya, imikhaya ethola imali ephansi ithola usizo olungaphezulu. Imikhaya ikhokhela imali exhomeke ekukhokheleni isilinganiso semali esheshiwe. Usizo lungasetshenziselwa ukunakekelwa kwezindlela ezihlukahlukene, kuhlanganise nezikhungo zokunakekela izingane, imikhaya enakekela amakhaya, futhi kwezinye izimo, nokunakekelwa izihlobo.

Ukucela Usizo Ekunakekeleni Izingane

Izinhlelo zosizo lokunakekela izingane zithunyelwa kuhulumeni noma ezinhlanganweni zendawo ezinomthwalo wemfanelo wokuphathwa kohlelo. Xhumana nehhovisi losizo lengane kahulumeni wakho noma uvakashele ingosi yayo ukuze ufunde ngezinqubo zohlelo futhi udinge amadokhumende.

Imithombo Yengcebo Eyengeziwe Nezinkonzo Zokusekela

Ngaphandle kwezinhlelo ezinkulu zikahulumeni, kukhona ezinye izinto eziningi eziwusizo ezisiza abantu nemikhaya ukuba yanelise izidingo zabo.

Izinhlelo zosizo lwamandla

I-Low Inhome Home Energy Application Program (LIHEAP) isiza imikhaya engenisa imali ephansi ikhokhela izikweleti zokufudumeza nokupholisa, futhi inikeza usizo phakathi nezimo eziphuthumayo ezihlobene nogesi. Lo hlelo lunikeza izinkonzo zokulungisa isimo sezulu ukuze kuthuthukiswe ukusebenza kahle kwamandla nokunciphisa izindleko zenzuzo.

Ukuphumelela kusekelwe emalini etholakalayo, okuyinto ebaluleke kakhulu emikhayeni enamalungu asekhulile, izingane ezincane noma abantu abakhubazekile. Izinhlelo zivame ukwamukela ngesikhathi esithile, ngokuvamile ekwindla ngaphambi kokuba inkathi yokufudumala iqale.

Isimiso Sokuphila

Isimiso soLifeline sinikeza amabala asezingcingweni zocingo nakuyi-website abathengi abafanele abahlelwa kancane. Lolu hlelo luqinisekisa ukuthi wonke amaMelika ayakwazi ukufinyelela izinkonzo zokuxhumana ezidingekile emsebenzini, emfundweni, nasezinsingweni zephuthumayo.

Ukuphumelela kusekelwe emalini eholayo noma ukuhlanganyela ezinhlelweni ezithile zosizo zikahulumeni ezinjengeSNAP, Medicaid, SSI, noma Federal Public Howation Areplace Intervice. Imikhaya efanelekayo ingathola intethelelo ethile noma kunoma yiluphi ucingo noma i-inthanethi, kodwa hhayi zombili.

Abesifazane, Izinsana, Nezingane (WIC)

I-WIC inikeza usizo lokudla okunomsoco kwabesifazane abakhulelwe abancane, omama abasha, nabantwana abangaphansi kweminyaka emihlanu. Loluhlelo lunikeza ukudla okunomsoco, imfundo yokondleka, ukuncelisa ibele, futhi lunikeza izinsiza ezempilo nezinkonzo zomphakathi.

UWIC usebenza njengomphelelisi obalulekile we-SNAP, unikeza ukusekela kokudla okufunwayo phakathi nenkathi ebucayi yokukhula. Ukukwazi ukumelana negebe eliphansi kusekelwe eholweni (okuvamile elifinyelela ku-185% lesilinganiso sobumpofu obuphakathi kukahulumeni), izingozi zokondleka komzimba, kanye nokungaphunyuki okuphelele (ngaphambi kokubeletha, ukubeletha, noma ukuncelisa izinsana, noma izingane ezingaphansi kweminyaka emihlanu).

Isidlo Sesikole Esikhululekile Esincishisiwe

I-National School Lunch Program neSimiso sesikole se-Breakfast ilungiselela ukudla okungakhokhelwa noma okuncishisiwe kwethayi ukuze kufaneleke izingane.

Ukungalawuleki kusekelwe emalini etholakala ekhaya, lapho izingane ezivela emikhayeni ezihola imali engaphansi noma ngaphansi kwekhulu elingu-30% lezinga lobumpofu elifanele ukudla okukhululekile, futhi labo abanemali eholayo phakathi kwe 130% no 185% bezinga lobumpofu elifanele ukudla okuncishisiwe. Izingane ezivela emikhayeni zithola iSNAP, TANF, noma ezinye izinzuzo zifaneleka ngokuzenzakalelayo ukudla okukhululekile.

Abavuzi Bayozuza

UMnyango Wezindaba Zama - Veterans unikeza abangomakad ’ ebona nezinkonzo ezihlukahlukene, kuhlanganise nokunakekelwa kwempilo, ukukhubazeka, imfundo nokuqeqeshwa, imali ebolekwa ekhaya, umshuwalense wokuphila nezinzuzo zokungcwaba.

Ukukwazi ukuzuza i-VA kuyahluka kuye ngezici ezinjengobude benkonzo, ukuphuma emsebenzini, ukukhubazeka, neholo. Ama-Vtertan kufanele athintane ne-VA noma avakashele ihhovisi lendawo ukuze afunde ngezinzuzo ezikhona nezinqubo zokusebenza.

Usizo Lwenhlekelele

I-FEMA ka-Fople Uncedo ka-Forkal Program inikeza izimali ezengeziwe kuhulumeni wezwe, wesizwe, wezwe, wezwe, nowezwe, nezindawo, nezinhlobo ezithile zohulumeni abangakhiyo ukuze imiphakathi ithathe futhi ilulame ngokushesha ezinhlekeleleni ezinkulu noma eziphuthumayo, futhi ngemva kwesenzakalo esinjengesiphepho, isiphepho, ukuzamazama komhlaba noma umlilo oshisayo, imiphakathi idinga usizo ukuze ikhokhele izindleko zokususa imfucumfucu, izinyathelo ezisindisa ukuphila, nokubuyisela izakhiwo zomphakathi.

Usizo lwabantu ngabanye lwenhlekelele lukhona futhi ukuze kusizwe abantu abathinteke yizinhlekelele ezimenyezelwe ngokulungisa izindlu zesikhashana, izindlu, nezinye izindleko ezihlobene nenhlekelele. Ukufaka isicelo sosizo lwenhlekelele, ukuvakashela i-Assistance.gov noma ukushayela ucingo i-FEMA line-alderline.

Ukunqoba Izithiyo Zokufinyelela Izinzuzo

Naphezu kokutholakala kwezinkonzo zikahulumeni zokusekela, abantu abaningi abafanelekayo babhekana nemingcele yokuthola izinzuzo.

Ukungaqapheli

Abantu abaningi abazi ngezinhlelo ezikhona noma baphethe ukuthi ngeke bafaneleke. Yilwani nalesithiyo ngo-:

  • Kusetshenziswa amathuluzi okuhlola ulwembu kulayini ukuhlola ukuba lula kwezinhlelo eziningi
  • Ukuxhumana nezinhlangano zenkonzo yomphakathi zendawo ukuze uthole ukwaziswa
  • Ukubuza abanakekela impilo, izikole, nezinhlangano zomphakathi ezikhuluma ngemithombo yengcebo ekhona
  • Ukuvakashela amawebhusayithi ezinto eziningi njengaye .gov noma USA.gov

Ukucubungula

Izinqubo zohlelo zingaba yinkimbinkimbi futhi zisebenzise isikhathi. Ukusebenzisa le nselele:

  • Funa usizo ezinhlanganweni zomphakathi ezisiza ngokuzifaka ezindinganisweni ezizuzisayo
  • Xhumana nohlelo ngemibuzo ngokuqondile ngaphambi naphakathi nenqubo yokusebenza
  • Hlanganisa wonke amadokhumende adingekayo ngaphambi kokuqala uhlelo lwakho lokusebenza
  • Sebenzisa izisebenzisi zolayini uma zikhona, ezivame ukunikeza isiqondiso nokuhlola iphutha
  • Ungayeki uma uhlelo lwakho lokuqala lokusebenza lunqanyuliwe “‘ unelungelo lokudlulisa futhi kungadingeka unikeze ulwazi olungeziwe

Ukungezwani Nezinkinga Zomuntu Siqu

Abanye abantu bayakugwema ukucela usizo ngenxa yehlazo noma ukukhathazeka ngokuba wedwa.

  • Lezi zinhlelo zikhona ukuze zisize abantu ezikhathini ezinzima — ukuzisebenzisa akulona ihlazo
  • Ukwaziswa kwakho kuvikelwe imithetho yangasese
  • Imikhaya eminingi esebenzayo isebenzisa lezi zinhlelo okwesikhashana phakathi nezinguquko noma izimo eziphuthumayo
  • Ukwamukela usizo uma uludinga kungakunika ukuzinza okukuvumela ukuba ufinyelele ukwaneliseka okuthatha isikhathi eside

Izithiyo Zolimi

Izikhulumi ezingayi siNgisi zingabhekana nezinselele zokuthola izinzuzo. Izinhlelo eziningi zidingeka ukuze kunikezwe usizo lolimi, kuhlanganise:

  • Izinhlelo zokusebenza nezisetshenziswa ngezilimi eziningi
  • Izinkonzo zokuchaza phakathi nezingxoxo nokumiswa
  • Abasebenza emahhovisi endawo basebenza ngemishini

Ungavumeli imingcele yolwimi ikuvimbele ukuba usebenzise. Cela usizo lolimi uma uthintana nezinhlelo noma amahhovisi ahambelayo.

Izinkinga Zokuhamba Nezokuthola Impahla

Ukuya emahhovisi ukuze kutholakale izicelo nezingxoxo kungaba yinselele. Izinhlelo eziningi manje zinikeza:

  • izicelo zolayini kanye nezingxoxo zocingo
  • Amahhovisi ahamba ngezimoto avakashela imiphakathi
  • Amahora amaningi emindeni esebenzayo
  • Uhlelo lomthonje

Buza ngezinye izindlela zokuhamba uma izinto zokuhamba zingakuvimbela.

Amalungelo Nemithwalo Yemfanelo Yabamukeli

Ukuqonda amalungelo akho nemithwalo yemfanelo njengowamukelayo ozuzisayo kuyakusiza ukuba uthole ukwelashwa okufanele futhi ulondoloze ukufaneleka kwakho.

Amalungelo Akho

Njengomfaka isicelo noma owamukela izinzuzo zikahulumeni, unamalungelo abalulekile:

  • ngakwesokudla ukuba kusetshenziswe[: Noma ubani angafaka ukuze athole izinzuzo, futhi izinhlelo kumelwe zikhishwe ngendlela efike ngesikhathi
  • Awukwazi ukucwaswa ngokusekelwe ohlangeni, ebala, ezweni, ebulilini, ebudalani, ekukhubazekeni, enkolweni, noma ezinkolelweni zezombangazwe
  • Ilungelo lobuso besikhathi sobuso bomuntu siqu: Ukwaziswa kwakho siqu kumele kugcinwe kuyimfihlo futhi kusetshenziswe kuphela ezinjongweni zohlelo
  • [[UMTL:0] Esokudla kumhumushi : Usizo lolimi kumelwe lunikezwe uma kudingeka
  • Akwesokudla sokudlulisa [: Uma uhlelo lwakho lokusebenza lunqanyuliwe noma izinzuzo zakho zincishisiwe noma zinqanyuliwe, unelungelo lokudlulisa isinqumo
  • Ifanele izindawo zokulala ezifanele: Abantu abakhubazekile banelungelo lokulala enqubweni yokusebenza kanye nokuphinda bagunyazwe
  • ngakwesokudla ekwazisweni: Unelungelo lokwamukela ukwaziswa okucacile ngemithetho yohlelo, izinzuzo zakho, nemithwalo yakho yemfanelo

Imithwalo Yakho Yemfanelo

Kunokuthwalwa kwemithwalo yemfanelo kanye namalungelo:

  • Iprojective ukwaziswa okunembile: Kumelwe unikeze ukwaziswa okuyiqiniso nokuphelele ngohlelo lwakho lokusebenza naphakathi nokuphinda uqinisekise
  • Ushintsho lwenani lokusakaza: Kumelwe ubike izinguquko zezimo zakho njengoba zidingeka uhlelo luzidinga
  • Bambisana noqiniso: Kumelwe unikeze ibhukwana eliceliwe ukuze kuqinisekiswe ukuthi uyakwazi ukwenza kahle
  • Sebenzisa izinzuzo ngokufanele: Izinzuzo kumele zisetshenziswe kuphela ngenjongo yazo ezihloselwe yona
  • ngokwaneleyo nezimfuneko zohlelo[: Kumelwe uhlangabezane nezimfuneko zomsebenzi, ungene ekumisweni, futhi ulandele eminye imithetho yohlelo
  • [[I-FLT:0] Refecter ngesikhathi[: Kumelwe uqede ukuqinisekiswa phambi kokuba inkathi yakho yokugunyaza iphele ukuze uqhubeke wamukela izinzuzo
  • [[UMTL:0] Ukukhokha imali eshisiwe: Uma uthola izinzuzo ongazange ufanelekele, ungafuneka ukuba uzikhokhe

Inqubo Yokukhanga

Uma ungavumelani nesinqumo esiphathelene nezinzuzo zakho, unelungelo lokudlulisa isikhalo.

  • Ufaka ukudlulisa okubhaliwe: Kumelwe ubhale ukudlulisa kwakho ngaphakathi kwesigamu sesikhathi esithile, ngokuvamile izinsuku ezingu-30 kuya ku-90 kusukela ngosuku lwesaziso
  • Izinzuzo ezikhombayo[: Kwezinye izimo, ungacela ukuba izinzuzo zakho ziqhubeke uma isikhalo sakho sisalindele
  • [ Ukuzwa [: Uzoba nethuba lokubeka icala lakho ezindlebeni phambi kwesikhulu sezindlebe esingakhethi
  • Incazelo[: Ungazimelela wena noma uthola othile ekumelela, njengommeli, ummeli, noma umngane
  • Ukuhlanganiswa[: Uzothola isinqumo esibhaliwe esichaza umphumela wesikhalo sakho
  • izikhalo eziphindaphindiwe: Uma ungavumelani nesinqumo sokuzwa, ungaba nelungelo lokudlulisa izikhalo

Unganqikazi ukudlulisa izicelo uma ukholelwa ukuthi isinqumo esithile asilungile. Izinhlangano zosizo ezingokomthetho namaqembu okuphatha izigebengu zinganikeza usizo mahhala.

Ukuhlela Ukwaneliseka

Nakuba izinkonzo zikahulumeni zokusekela zinikeza usizo olubalulekile ngezikhathi ezinzima, izinhlelo eziningi zihlanganisa nezakhi eziklanyelwe ukusiza abamukelayo ukuba baphumelele isikhathi eside.

Imfundo Namathuba Okuqeqesha

Izinhlelo eziningi zosizo zihlanganisa abamukela imfundo nokuqeqeshwa namathuba angaholela emathubeni angcono omsebenzi.

  • Imfundo eyisisekelo yabantu abadala nokulungiselela i - GED
  • IsiNgisi njengolimi lwesibili (ESSL)
  • Ukuqeqesha komsebenzi kanye nezinhlelo zokuqinisekisa
  • Izifundo zasekholiji Zomphakathi
  • Kuhlelo lokuqeqesha lwe-job
  • Imikhumbi ekhangayo

Ukuhlanganyela kulezi zinhlelo kungathuthukisa amakhono akho futhi kwandise amathuba akho okuthola imali, kusize ukuba ushintshe izimiso zosizo.

Izinkonzo Zomsebenzi

Izinhlelo zokuthuthukisa umsebenzi zinikeza izinkonzo ezihlukahlukene, ezihlanganisa:

  • Ukwelulekwa nokuhlolwa komsebenzi
  • Sesha usizo
  • Qala ukubhalelana nokuxoxa
  • Izinkonzo zokufaka umsebenzi
  • Imisebenzi yokusekela enjengosizo lwezokuthutha nezingubo zomsebenzi

Izikhungo Zemisebenzi ZaseMelika, ezikulo lonke izwe, zinikeza bonke abafuna umsebenzi ithuba mahhala lokuthola lezi zinkonzo.

Izinkonzo Ezingokwezimali

Izinhlelo eziningi manje zihlanganisa izinkonzo zemali ezisiza abahilelekile ukuba bakhe ukuchuma ngokwezimali. Lezi zinkonzo zingase zihlanganise:

  • Imfundo engokwezimali nokuqondisa
  • Ukusebenzisa imali
  • Izinhlelo zokwakha ngokukhokhela
  • Ukugcina izinhlelo, kuhlanganise nama-akhawunti emali ahambisanayo
  • Amathuba okuthuthukisa ahlelwe kahle

Ukwakha ulwazi lwezimali nempahla kungakusiza ukuba ulondeke ezomnotho isikhathi eside.

Ukusekela Okushintshile

Izinhlelo eziningi ziqaphela ukuthi ukulahlekelwa ngokushesha izinzuzo lapho iholo landa kungadala ukungasebenzeli. Ukulungisa lokhu, ezinye izinhlelo zinikeza izinzuzo ezishintshayo noma inqubo ethatha kancane kancane lapho iholo linyuka. Ngokwesibonelo:

  • I - medicaid ingase iqhubeke isikhathi esithile ngemva kokwenyuka kweholo ngenxa yomsebenzi
  • Usizo lokunakekela izingane lungase luqhubeke nokukhokha imali eyengeziwe njengoba iholo likhuphuka
  • IZInzuzo ze - SNAP ziyancipha kancane kancane njengoba iholo landa kunokuqeda ngokushesha

Ukuqonda lezi zisekelo ezishintshashintshayo kungakusiza ukuba uhlele indlela yakho yokuzethemba ngaphandle kokwesaba ukulahlekelwa izinzuzo ezibucayi ngokushesha okukhulu.

Izinhlelo Ezihlukahlukene ZoMbuso Nezinguquko

Nakuba izinhlelo eziningi zosizo zisekelwa uhulumeni, izifundazwe zishintshashintsha kakhulu endleleni ezisebenzisa ngayo izinhlelo futhi zingase zinikeze izinzuzo ezengeziwe ezinikezwa uhulumeni.

Izimiso Ezihlangene Zinemithelela Kahulumeni

Izinhlelo eziningi zikahulumeni zenezela ngenzuzo eyengeziwe noma ngokunwetshwa. Ngokwesibonelo, ezinye izifundazwe zikhokha imali engaphezulu ye-SSI kune-gue, zinikeza izinhlelo zempilo ezilungiselelwe uhulumeni kubantu abangakufanelekeli ukuthatha i-Medicaid, noma zinikeza usizo lwezindlu olungaphezulu kwezinhlelo zikahulumeni.

Uhlelo oluphathelene nombuso kuphela

Izinhlelo zikahulumeni zingase zixhaswe ngemali kahulumeni ukuze kuhlangatshezwane nezidingo ezithile emiphakathini yazo.

Ukuthola Ulwazi Oluyingcaca LwoMbuso

Ukufunda ngezinhlelo ezitholakala esimweni sakho:

  • Vakashela impilo kahulumeni wakho kanye newebhusayithi yomnyango wezinkonzo zabantu
  • Xhumana nelayini yolwazi yesifundazwe sakho 211
  • Vakashela amahhovisi enkonzo yomphakathi endawo
  • Izinhlangano zomphakathi ezisiza abantu abasebenza endaweni yakini
  • Hlola nezinhlangano zendawo ezingatholi nzuzo ezisiza imikhaya ethola imali encane

Kuthola usizo ngezinhlelo zohlelo nemibuzo

Akudingeki ukuba usebenzise indlela yokusiza yodwa. Imithombo eminingi ikhona ukuze ikwazi ukuqonda izinhlelo, izicelo eziphelele, kanye nezixazululo.

Izinhlangano Ezisekelwe Emkhakheni

Izinhlangano ezingatholi nzuzo emphakathini wakini zinganikeza usizo mahhala ngokufaka izicelo eziwusizo.

  • Thola ukuthi iziphi izinhlelo ongase uzifanelekele
  • Kuqoqa imidokhumende edingekayo
  • Izithobo eziphelele
  • Lungiselela izingxoxo
  • Cabangisisa izinkinga ngezinzuzo zakho
  • Izisebenziso zokukhanga ezinqatshiwe

Izinhlangano Zosizo Ezingokomthetho

Izinhlangano zosizo ezingokomthetho zinikeza usizo olungokomthetho kubantu abathola imali encane, kuhlanganise nosizo ngezindaba ezizuzisayo. Zingasiza ekunxuseni, ekukhahleleni izinhlanga, nezinye izinkinga ezingokomthetho ezihlobene nezinzuzo.

Izinzuzo Zezimiso Zokweluleka

Izinzuzo ezikhethekile zikhona ezinhlanganweni zokweluleka abantu abathile. Ngokwesibonelo, ama-injini anikeza izinjongo, usizo olukhululekile, olungahlanganyelwa yiMedicara, imikhaya yawo, nabanakekeli, ukuze benze izinqumo eziqondiswe kahle ngokukhokhelwa nokunakekelwa. Izinhlelo ezifanayo zikhona kubantu abakhubazekile, abanomakadlwangudlwangu, nakwamanye amaqembu.

Imivubukulo Yangaphakathi

Amawebhusayithi amaningi anikeza ukwaziswa ngezinzuzo zikahulumeni:

  • .gov: ulwazi olukhankanyiweyo ngezinhlelo ezizuzisayo zikahulumeni ngethuluzi lokuthola inzuzo
  • USA.gov: isiqondiso esingokomthetho ekwaziweni nosizo lukahulumeni
  • Iwebhusayithi ye-program-echanekileyo: Uhlelo ngalunye olukhulu lunewebhusayithi yalo siqu enokwaziswa okuningiliziwe
  • Izingosi zikahulumeni wesifundazwe: Ulwazi mayelana nezinhlelo-zombuso eziqondene nokuthi ungasetshenziswa kanjani

Imishini Yokushisa Nemigqa Yosizo

Izinhlelo eziningi zisebenzisa ama - line ashisayo lapho ungabuza khona imibuzo futhi uthole usizo:

  • : Kukuxhuma kwimithombo yendawo futhi kunganikeza ukwaziswa ngezinhlelo ezikhona
  • Umbuso wezokuvikela [: 1-800-772-1213
  • [[UMTL:0] iMedicare: 1-800-MEDICARE (1-033-427)
  • Isimo sizuza ama-pane ashisayo: Isifunda ngasinye sisebenzisa ama-pane ashisayo ngezinhlelo zaso ezisizayo

Isiphetho: Ukuthatha Izinyathelo Ezilandelayo

Kunezinkonzo zokusekela zikahulumeni ezisiza abantu nemikhaya ukuba bahlangabezane nezidingo eziyisisekelo futhi basebenzele ekunelisekeni. Nakuba ukuhamba ngalezi zinhlelo kungabonakala kungaphezu kwamandla, ukuqonda imithombo ekhona nendlela yokuyithola kungaba nomehluko omkhulu ekuphileni kwakho nasekuphileni kwamalungu omkhaya wakho.

Uma ubhekene nobunzima bezimali, ukungalondeki kokudla, ukuntuleka kwempilo, ukungahleleki kwezindlu, noma ukungasebenzi, unganqikazi ukuhlola izinhlelo zosizo ezikhona. Lezinhlelo ziklanyelwe ukunikeza ukusekela kwesikhashana phakathi nezikhathi ezinzima nokukusiza ukuba wakhe isisekelo sokuzinza isikhathi eside.

Khumbula ukuthi ukucela izinzuzo kuyilungelo lakho, futhi ukusebenzisa lezi zinhlelo akuyona into ebangela amahloni. Izigidi zabantu baseMelika zithembela ezinkonzweni zikahulumeni unyaka ngamunye, kuhlanganise nemikhaya esebenzayo, abantu asebekhulile, abantu abakhubazekile nalabo ababhekene nezithiyo zesikhashana.

Thatha isinyathelo namuhla:

  • Sebenzisa umshini wokuhlola umshini ukuze uhlole ukuthi izinhlelo zakho ezihlukahlukene zivulekele
  • Kubuthelwa idokhumende edingekile kuloluhlelo lokusebenza
  • Ukuxhumana nehhovisi lezenhlalakahle lakini noma ukuvakashela ingosi yalo
  • Ngizama ukufinyelela ezinhlanganweni zomphakathi ukuze sithole usizo ngezicelo
  • Ukufaka isicelo sezinhlelo ozozenza kungase kukufanelekele

Indlela yokuthola usizo lukahulumeni ingase idinge isineke nokuphikelela, kodwa izinzuzo zinganikeza ukuzinza okubalulekile nokusekela lapho ukudinga kakhulu.