Izindleko Zokuqulwa Kwezindlebe Kwezamabhizinisi Amancane

Izikhulu zezikhulu zezikhulu zezikhulu zezomthetho ziwumthetho owenziwa yizinhlangano zikahulumeni ukuze kuxazululwe izingxabano noma kuqikelelwe imithetho emelene namabhizinisi. Kumabhizinisi amancane, lokhu kuthethwa kungaveza inselele enkulu ngokwezimali nakusebenza, ngokuvamile kuthwele izindleko ezidlulela ngalé kwezindleko ezingokomthetho ezikhona. Ukuqonda ngokugcwele izindleko − kokubili ezibalulekile kubanikazi bamabhizinisi abancane abafuna ukuvikela imisebenzi yabo kanye nentambo ephansi.

Nakuba ukuqulwa kwezindaba zezisebenzi kuklanyelwe ukuqinisekisa ukuvumelana nemithetho enjengezindinganiso zezisebenzi, imithetho yendawo ezungezile, imithetho yentela, nezimfuneko ezigunyazayo, lenqubo ingaba umthwalo onzima ngokungenakulinganiswa kumabhizinisi amancane. Ngokungafani nezinhlangano ezinkulu eziseminyango engokomthetho engokomthetho enikezelwayo neminyango yokulalela, amabhizinisi amancane ngokuvamile antula izimali zokulawula izinqubo eziyinkimbinkimbi. Lesi sihloko sihlola izindleko zemali, ezisebenzayo, nezokusebenza ezihlobene nokuzwa kwezisebenzi futhi sinikeze amasu asebenzayo okunciphisa lezo zindleko.

Ubukhulu Bezindlebe Zezisebenzi

Ukuqulwa kwecala kwabaphathi kuvame ukuvela lapho inkampani kahulumeni ithatha isinyathelo esimelene nebhizinisi − njengokuxosha ilayisense, ukukhipha intela, noma ukunqaba ukusebenza (nesenzweni) nemincintiswano yebhizinisi. Izibonelo ezivamile zihlanganisa ukuzwa phambi kwe-Occupational Safety and Health Administration (OSA) ngenxa yokuphulwa kwezokulondeka emsebenzini, ukukhandleka komsebenzi, ukukhandleka kwemishuwa kwezentengo yezentengiselwano, nokungavumelani kwentela ne-International Revolue Service (IRS) noma iminyango yemali kahulumeni.

Amabhizinisi amancane abhekene nalokhu kuthethwa okuhlukahlukene kwezenqubo yokulalela, kuhlanganise nokuhlola impilo, ukuthobela indawo ezungezile, ukuvuselelwa kwelayisense yebhizinisi, nezingxabano zemisebenzi. Ngokwe-U.S. Small Business Administration, ukuvuma ukukhokha izindleko zamabhizinisi amancane angaba nguR2 000 ngonyaka.

Izindleko Eziqondile Zemali Zezindlebe Ezilawulwayo

Izindleko ezibonakala ngokushesha kakhulu yizindleko eziqondile zemali, ezihlanganisa izindleko ezingokomthetho, izindleko zokukhokha imali, izindleko zochwepheshe, nanoma iziphi izinhlawulo ezibangelwa ukuqulwa kwecala.

Ukumelela Okungokomthetho Nabaxoshi Abanekhono

Amabhizinisi amancane akuvamile ukuhlonyiselwa ukuzimelela ngokuphumelelayo ekuqulweni kwezindaba. Imithetho ye-procededal, izindinganiso ezisobala, kanye nezindaba zomthetho ezicatshangelweyo ngokuvamile ziyinkimbinkimbi. Ukukhipha ummeli osebenza ngolwazi ngomthetho wokuqondisa (noma endaweni ethile ehilelekile ehilelekile, kudinga izindleko ezisukela ku-R2,000 kuya ku-R1,600 ngehora. Ukulalela okudinga izinsuku eziningi zokulungisa, ukubukeza, nokubonakala, izindleko zomthetho ziyanda ngokushesha. Kwezinye izimo, amabhizinisi angadinga futhi ofakazi abangochwepheshe bezentethelekiso, abanjengabagcini bamasheyalantengishi bezelela intela noma onjiniyela ukuba balalele indawo ezungezile, okungaphezulu kakhulu izindleko.

Ukudla Nokuphatha

Izinhlangano eziningi zidinga imali ekhokhelwayo ukuze ziqale ukuqulwa kwecala noma ziphendule ekuphoqelweni kwemithetho. Lezinkokhelo ziyahlukahluka kakhulu: ngokwesibonelo, i-Federal Communications Commission (FCC) ibiza ama-R120 (R1,50) ngesicelo sokulalela, kuyilapho amabhodi aphezulu kahulumeni akhokhela amakhulu ama-irandi. Nakuba lemali ilinganiselwe uma iqhathaniswa nezindleko ezingokomthetho, imelela imali eyengeziwe yamabhizinisi amancane afakwe imali.

Izinzuzo, Imali Yokukhokha, Nokubhatalelwa

Uma ukuzwa kuphumela ekunqumeni okubi, ibhizinisi lingase lidingeke ukuba likhokhe inhlawulo, izijeziso, noma intela yamuva. Lokhu kungaba kukhulu. Ngokwesibonelo, i-IRS inganikeza izijeziso ezifinyelela ku-20% zenkokhelo yokunganaki, futhi amafa e-OSH ingafinyelela ku-R2,625 ngokwephulwa okukhulu. Ngisho noma ibhizinisi ekugcineni liwina ukuqulwa, izindleko zokuvikela esinyatheloni kungaba umthwalo onzima.

Izindleko Zokuphakela Ngemva Kwezindlebe

Ngisho nomphumela omuhle ungavela ngezimo. Ibhizinisi elivikela ukuma kwalo ngokuphumelelayo lingase lidingeke ukuthatha izinyathelo ezintsha zokuthobela, imishini yokulungisa isakhiwo, noma ukuvumela ukugadwa okuqhubekayo. Izindleko zokulalela ngemva kokuzwa zingaba nkulu futhi ziqhubeke.

Ukudamba Okusebenzayo Nezindleko Eziqondile

Ngaphandle kwezindleko eziqondile ezingokwezimali, ukuqulwa kwamacala abaqondisi kubangela izindleko ezinkulu ezingaqondile emabhizinisini amancane, ngokuyinhloko ngokuphazamisa kwemisebenzi.

Isikhathi Esiningi Nokulahlekelwa Ukukhiqiza

Ukulungiselela ukuqulwa kwecala lokuqondisa kudinga ukuhileleka okukhulu kwezisebenzi. Abanikazi, abaphathi, nezisebenzi kumelwe baqoqe amabhukwana, baphendule ezicelweni zokutholwa, baye emihlanganweni noma ngeseluleko esingokomthetho, futhi bafakazele kaningi ekulahlweni. Kulokhu kuphambukiswa emisebenzini yezebhizinisi eliyinhloko(-abathengi), ukuphatha imikhiqizo ethuthukisiwe, noma iziyalezo zokulungisa. Ibhizinisi elincane elineqembu elingasasebenzi, ngisho nezinsuku ezimbalwa zokunaka okuphambukisiwe lingaholela ekuphunyusweni kwemisebenzi enqunyiweyo, ukudayiswa kwentengiselwano, nokuncishiswa kwenkonzo yekhasimende.

Ukulahlekelwa Inzuzo Phakathi Nokulungiselela Ukuzwa Nababekhona

Uma ukuthethwa kwecala kwenzeka phakathi namahora ebhizinisi futhi kudinga ukuba umnikazi noma izisebenzi eziyinhloko abe khona, ibhizinisi lingase lilahlekelwe ngokuqondile.

Ithonya Lokudunyiswa

Izindaba zezikhulu ngokuvamile ziyizindaba eziqoshiwe emphakathini. Ukuncika embangweni, izindaba zokuthethwa kwecala zingafinyelela amakhasimende, abathengi, nabancintiswano. Ngisho noma ibhizinisi lixazululwa ekugcineni, iqiniso likahulumeni lingabangela ukungaqiniseki mayelana nokwethembeka noma ukuthobela kwenkampani. Ukuduma okungafanele kungaqeda ukwethembana kwamakhasimende futhi kuholele ekuncipheni kwebhizinisi okuqhubeka isikhathi eside ngemva kokuphetha kwecala.

Izindleko Zokucindezeleka Nezamathuba

Ukulimala okungokomzwelo kwecala − ikakhulukazi okusongela ilayisense yebhizinisi noma ukuchuma kwezezimali . Abanikazi bangadela ukulala, isikhathi somuntu siqu, neminye imisebenzi yezebhizinisi ukuze bagxile ekulaleleni. Lokhu kucindezeleka kunganciphisa izinga lokwenza izinqumo nokuthuthukisa. Ngaphezu kwalokho, imithombo echithwa ekuvikeleni ukuzwa ibingasetshenziselwa ukwandisa, ukuthengisa, noma ukuthuthukisa imikhiqizo (ukuveza izindleko) ezingavamile ukulinganiswa kodwa ezingokoqobo.

Umphumela Wezimali Onesikhathi Eside

Imiphumela yokuqulwa kwecala lokuqondisa ingasakazeka ebhizinisini elincane iminyaka eminingi, ithinte impilo yalo engokwezimali nenzuzo.

Izindleko Ezandisiwe Zomshuwalense Nezokuphoqelela Isibopho

Izindlebe eziningi zezisebenzi zihlanganisa izikweleti noma izindaba zokulalela ezithinta amazinga omshuwalense. Ngokwesibonelo, ukufakwa kwe-OSSA kungaholela ezinkokhelweni zenkokhelo zezisebenzi eziphezulu. Ukungalamlelwa kwelayisensi kungandisa izindleko zesibopho esiqinile sokwakha. Lokhu kuncishiswa kwemali okukhuphukayo kumelela izindleko eziphindaphindwayo ezandisa izakhi ngokuhamba kwesikhathi.

Imingcele Ekusebenzeni Nokukhula

Ukulahlekelwa izindlebe kungaphumela ekuvinjelweni njengokungabezwa kwemisebenzi yesikhashana, izindawo ezincane zokuqeqeshela umsebenzi, noma izinhlelo eziphoqelelwe. Emabhizinisini amancane asebenza emaceleni amancane, noma yimuphi umngcele unganciphisa ukukhula noma ngisho ukuvala okuphoqelela. Ngokwesibonelo, indawo yokudlela elahlekelwa imvume yayo yempilo ngenxa yokuphulwa komthetho kungase kuvimbe amasonto amaningi, ilahlekelwe yikho konke ukukhokha futhi ilahlekelwe isikhungo samakhasi ayo.

Ukuthola Imali Enzima

Ababolekisi nabatshali bezimali bavame ukubukeza umlando wokuqondisa kwebhizinisi njengengxenye yenkuthalo yabo efanelekile. Irekhodi lokuqulwa kwecala lokuphatha − ikakhulukazi labo ababangela amafa noma izijeziso — bangenza kube nzima ukukhokha imali ebolekiswayo, imigqa yokuthenga ngesikweleti, noma ukutshala imali ngokusemthethweni. Lokhu kungavimbela ukwanda nemizamo yokululama.

Ukulahlekelwa Amathuba Amabhizinisi

Umlando wamacala okuqondisa ungabangela ukuba ibhizinisi elincane lingagunyazi ukubhalisa izivumelwano ezibalulekile, okunciphisa kakhulu amathuba okuthola imali.

Amasu Okuhlela Izindleko Zezindlebe Zokuphatha Izindaba

Nakuba kungenakwenzeka ukuqeda zonke izingozi, amabhizinisi amancane angathatha izinyathelo eziphuthumayo zokunciphisa kokubili amathuba nethonya elingokwezimali lokuchonywa kwezindlebe zohulumeni.

Isekelo Esinethonya Nombhalo

Isivikelo esingcono kakhulu ekuvimbeleni ukuzwa okubizayo ukugwema ukuvusa inqubo ehlelwe kahle. Ukusebenzisa izinhlelo eziqinile ezivumelana nesimo esiqondile sokulalela sebhizinisi kungavimbela ukuphulwa kwemithetho. Lokhu kuhlanganisa ukuphenya kwangaphakathi njalo, ukuqeqeshwa kwezisebenzi, nokugcinwa kwemibhalo ephelele. Uma ukuzwa kwenzeka, ukuba nezincwadi ezihlelwe kahle kungalandela inqubo futhi kunciphise isikhathi sokulungiselela okungokomthetho. Ngokwesibonelo, ukugcina amapulani okuhlola ukuphepha, ukuqeqesha izisebenzi, futhi ukuvumela ukuvuselelwa kwemivubukulo kungabonisa ukholo oluhle futhi kunciphise izijeziso.

Ukuxoxa Ngokomthetho Kwakuqala

Abanikazi bamabhizinisi amancane akumelwe balinde kuze kufike isaziso esingokomthetho sokufuna iseluleko somthetho. Ukubuza ummeli osebenza kahle esicini esifanele somthetho wokuphatha ekuqaleni kwe-($nangoba kungakaveli impikiswano ) /asesiza abanikazi bamabhizinisi ukuba baqonde izibopho zabo futhi bagweme izihibe ezivamile. Abameli abaningi banikeza izicelo zokuqala noma ukubukezwa kwezeluleko ezicashile. Izindleko zehora leseluleko esingokomthetho zingaphansi kakhulu kwezindleko zendlebe egcwele.

Ukuhlanganyela Exazululweni Elihlukile

Amanxusa amaningi anikeza ezinye izindlela zokuxazulula izimpikiswano (ADR) njenge-mediam noma izingqungquthela ezihlangane phambi kokuzwa okungokomthetho. Lezi zinqubo ngokuvamile ziyashesha, azibizi kakhulu, futhi azibizi kakhulu kunezwi eligcwele. Amabhizinisi amancane kufanele azihlole lezi zinketho ngokushesha nje lapho kuphakama impikiswano. Ngokwesibonelo, [[FLT: 0]] uhlelo lwendawo yokuhlala [ luvumela abaqashi ukuba baxazulule ngokwethukela. Ngokufanayo, i-IRS inikeza ukunqanda ukuphikisana ngentela . Intembe e-ADR ingalondoloza izinkulungwane zemali futhi ukugwema umthwalo wokulalela.

Ukulondoloza Ukukhulumisana Okukhululekile Nabaqondisi

Izinhlangano eziqondisayo zikhetha ukusebenza namabhizinisi abambisanayo. Ukugcina ulwazi olunzulu, ukukhulumisana okusobala kungaholela ekunciphiseni izijeziso, ukuthatha isikhathi eside, noma ngisho ekuyekeni izivumelwano. Uma ibhizinisi lithola isaziso sokwephulwa, ukusabela okusheshayo nokuzimisela ukulungisa lendaba ngezinye izikhathi kungavimbela isimo ukuba sikhulele ekuqulweni okungokomthetho. Ukubhala konke ukusebenzelana nezisebenzi zezezimali nakho kutuswa.

Izimiso Zokuqondisa Zokusebenzisa Imishini

Ubuchwepheshe bungasiza amabhizinisi amancane ukuba alawule ukuthobelana ngokushelela kakhulu. Izindawo ze-software eziphansi zikhona ukuze kulandelwe imvume yokulandelela, amalayisense, ama-compactial, nokuhlolwa kwezincwadi zezisebenzi. Izikhumbuzo ezizimo ezizenzekelayo nokugcinwa kwerekhodi kunciphisa ingozi yokulahlekelwa isikhathi esimisiwe noma isenzo esidingekayo. Ezinye izinkampani zinikeza amalungu azo amathuluzi okuzigcina mahhala noma angawahoxisi.

Cabangela Umshuwalense Webhizinisi Wokuvikela Ngokomthetho

Izinhlobo ezithile zomshuwalense zingasiza ekukhokheleni izindleko zezezimali zokuphatha. Ngokwesibonelo, imishuwalense yemisebenzi ekhokhelwayo (EPLI) ivame ukuhlanganisa izindleko zokuvikela izindleko zemisebenzi ehlobene nokulawula. Icala elivamile noma izimiso zobuchwepheshe zingahlanganisa ukukhokhelwa kwemithetho, nakuba ishekethiso lihlukile. Abanikazi bamabhizinisi amancane kufanele babukeze izinqubo zabo ngomshuwalense ukuze baqonde ukuthi yini ehlanganisiwe.

Ukuhlola Izenzakalo: Imiphumela Yezindleko Zangempela Zezwe

Ukuze ubone imiphumela ebonakalayo, cabangela izibonelo ezimbalwa ezingashiwongo ezisekelwe kokuhlangenwe nakho okuvamile kwebhizinisi:

Indaba 1: Ukuzwa Kwezentengiselwano Zempilo

Isitolo sokudla esizisebenzelayo somkhaya sathola ukwephulwa okunzima komnyango wezempilo ngemva kokuhlola. Abanikazi bancintisana nalokho okwatholwa, okwaholela ekuqulweni kwecala. Imali engokomthetho yalingana nemali engu-R2 500, futhi umniniyo walahlekelwa isonto lokulungiselela. Phakathi nesonto lokuzwa, isitolo sokudlela savalwa izinsuku ezimbili, okwaphumela ekulahlekelweni imali engu-R36 000 elahlekile. Isinqumo sokugcina sasekela ukuphucwa okukhulu futhi safaka ukuqeqeshwa okungu $3 000 kanye nezisebenzi ezisemthethweni. Izindleko eziqondile nezingaqondile zadlula uR3 500 (20 000) futhi zalahlekelwa cishe izinyanga ezimbili zenzuzo yebhizinisi.

Indaba Yesibili: Impikiswano Yelayisense Yomsizi Omncane

Inkampani encane yokwakha yabhekana necala ngemva kokukhononda kwekhasimende kwabangela uphenyo lwebhodi. Inkampani yachitha uR2 000 ngezindleko zommeli nangobufakazi obungochwepheshe ukuze ibonise ukuthi ihlangabezana nezindinganiso ezidingekayo. Nakuba ibhodi lasilahla isikhalo, inkampani yalahlekelwa isivumelwano esikhulu phakathi nenqubo yezinyanga ezintathu. Ingqikithi yemali yayingaphezu kuka $50 000 kuhlanganise nemali elahlekile, izindleko ezingokomthetho, kanye nezindleko zokuphatha.

Icala 3: Ukuqulwa Kwentela Yebhizinisi Esekhaya

Ibhizinisi lezentengiselwano elisekelwe ekhaya lahlolwa umnyango wentela kazwelonke ngenxa yokwehluleka ukuqoqa intela yokuthengisela ngaphandle kwesifundazwe. Umnini webhizinisi wazimela kodwa wafaka izimali zeshefu futhi wachitha amahora angaphezu kwangu-40 elungiselela. Ukulalela kwaphumela esigwebweni so $5 000 (R1,50 000) futhi kwafuna ukuba umniniyo aqashe umgcini wencwadi ukuba aqhubeke ekhonzwa. Ukucindezela kwale nqubo kwaholela ekuncipheni kokuthengiswa kwezingxenye ezimbili zemali.

Isiphetho

Ukuzwa izindlebe zezisebenzi kuyinto eyenzekayo emabhizinisini amaningi amancane, kodwa izindleko zawo zivame ukuthathwa kancane. Kusukela ezinkokhelweni ezingokomthetho eziqondile nasezihlawulweni kuya ekuphazamisekeni komthetho kanye nasekulimaleni okuthatha isikhathi eside, umthwalo wezezimali unganzima. Nokho, ngokuqonda lezi zindleko nangokuthatha izinyathelo eziqinile zokwenza ukuthobela, njengokufuna iseluleko esingokomthetho sakuqala, ukusebenzisa elinye icebo lempikiswano, nokufaka imali emshinini wokusebenza amathuluzi agunyaziwe kunganciphisa kakhulu ukuchayeka kwabo. Isihluthulelo siwukuphatha izingozi zokulawula ibhizinisi njengengozi futhi sikwazi ukuzisebenzisa ngokuhambisana nalokho.

Ukuze uthole isiqondiso esengeziwe, abanikazi bebhizinisi abancane bangahlola imithombo yemali ye- U.S. Ikhasi elincinci lokuphathwa kwengozi ne Nolo iziqondiso zokuqondisa ukuqulwa kwecala [. Ukuhlala ungazi kahle futhi ulungise isivikelo esiphumelela kakhulu ekunqandeni izingxabano ezikhona.