Table of Contents

Ukuqonda Izinzuzo Zikahulumeni: Isiqondiso Esinethonya Sokuthola Izinhlelo Zokusekela

Ukuthatha i-commontstyle yezinzuzo zikahulumeni kungakushiya ukhungathekile, ikakhulukazi uma ubhekene nobunzima obungokwezimali noma izinselele zokuphila. Izigidi zabantu abafanelekayo baseMelika azitholi izinzuzo abazifanelekelayo — ngokuvamile ngenxa yokuthi abazi izinhlelo zikhona, abazi ukuthi bangazisebenzisa kanjani, noma bacabange ukuthi abazukuyifanelekela. Lesiqondiso esibanzi siphazamisa inqubo yokuhlukanisa, ukufaka isicelo, nokugcina izinhlelo zosizo zikahulumeni, ukukunika ulwazi nokuqiniseka ukuze ungene ekusekeleni okudingayo nokukufanele.

Uhulumeni wase - United States uqhuba izinhlelo eziningi zosizo eziklanyelwe ukusiza abantu nemikhaya ehola kancane ukuba ihlangabezane nezidingo zabo eziyisisekelo.

Okwenza Uhulumeni Uzuzise

Kukhona izinhlelo zosizo zikahulumeni ngoba umphakathi uqaphela ukuthi wonke umuntu ubhekene nezikhathi ezinzima, futhi akekho okufanele ahambe ngaphandle kokudla, ukunakekelwa kwempilo, noma indawo yokukhosela ngenxa yezimo ezingenakulawulwa yizo. Lezinhlelo azizona izimali ezinikezwa abantu ngabanye nemikhaya esiza ukuqinisa imiphakathi, ukusekela ukukhula kwezingane, futhi yenza abantu bakwazi ukubuyela ezinyaweni zabo phakathi nezikhathi ezinzima.

Kunezinzuzo zikahulumeni ezingaphezu kwezigidi eziyizinkulungwane ezingu-30 unyaka ngamunye azinakuchazwa ngenxa nje yokuthi abantu abazi ukuthi zifanelekile. Lesi simo esishaqisayo simelela usizo lwangempela olungasiza imikhaya ukuba ibeke ukudla etafuleni, ukunakekelwa kwempilo, ukugcina amakhaya ayo, nokuhlangabezana nezinye izidingo ezibalulekile. Ukuqonda isibindi sakho nokuthatha isinyathelo sokufaka isicelo sezinzuzo ofanelekela zona akusona nje kuphela iswonga lakho njengesakhamuzi noma isakhamuzi esisemthethweni.

Isinyathelo Sokuqala: Thola Izinzuzo Ezikhona Futhi Unqume Ukuthi Uyokwazi Yini Ukuzinqoba

Isinyathelo sokuqala nesibaluleke kakhulu ekutholeni izinzuzo zikahulumeni ukuqonda ukuthi iziphi izinhlelo ezikhona nokuthi iziphi ongase uzifanelekele. uhulumeni kahulumeni, kanye nezinhlangano zikahulumeni nezindawo, unikeza izinhlelo eziningi zosizo, ngayinye enezimfuneko zayo ezifanelekile nenqubo yokusebenza.

Ukuqonda Izinga Lobumpofu Besifunda

Izinhlelo eziningi zibeka isilinganiso esilinganayo ngokwesilinganiso se-FPL, njengo-88% ku-Medicaid ezifundazweni ezinwetshwayo noma 130% ku-SNAP. I-Federal Poverty Legate (FPL) isebenza njengesilinganiso esiyisisekelo izinhlangano zikahulumeni ezisisebenzisayo ukunquma ukuthi i-egrible yezinhlelo eziningi zosizo. I-FPL isekelwe ebuningini bekhaya futhi ihlelwa kahle unyaka ngamunye ukuze ibonise ushintsho kwi-Consumer Price Index ye-All URCUMENTers (CPI-U).

Kumuntu ngamunye, iFPL yanyuka ngoR250 (kusukela kuR150,650 kuya kuR250) cishe ukwanda okungamaphesenti amabili. Emkhayeni onabantwana abane, yanda ngo - R2,50 kuya ku - R3,50, cishe ukwanda okungu - 2,6%. Lokhu kulungisa kwaminyaka yonke kusho ukuthi abantu abengeziwe bangafanelekela izinzuzo njengemivuzo elingana nokwehla kwamandla emali.

Izinhlelo Ezinkulu Zokubusa Ziyazuzisa

Isimiso Sosizo Lokudla Esinezakhi (SNAP)

ISNAP — eyayaziwa njengezitembu zokudla — iyisimiso esikhulu kakhulu sikahulumeni sokunikeza ukudla, esisiza amaMelika angaphezu kwezigidi ezingu - 42. Loluhlelo lusiza abantu abathola ukudla okuncane nemikhaya ukuba bathenge ukudla okunomsoco ngekhadi le - electronic Republic Frection (EBT) elisebenza njengekhadi elidebeselayo ezitolo nasemakethe abalimi.

[[Ukwehluleka:0] Izimfuneko eziqondeneyo:[[[Umthetho 1]

  • Iholo lendlu yakho ngokuvamile kumelwe libe ngaphansi noma ngaphansi kwe 130% yezinga lobumpofu likahulumeni (FPL).
  • Umkhaya wabantu abane kwabangu - 2026, lowo nguR250 ngenyanga. Iholo lenethiwekhi (ngemva kokuthengwa) kumelwe libe ngo-100% noma ngaphansi kwe-FL.
  • Imikhaya eminingi enelungu elithola iSSI noma iTANF ifaneleka ngokuzenzekelayo.

Izinguquko ezingu 2026: I-OBBA inyusa isilinganiso seminyaka yesilinganiso se-ABAWD ezifunekayo emsebenzini, kusukela ku-55 kuya ku-64. Lokhu kushintshwa kusho ukuthi abantu abadala abadala ababekhululwe ngaphambili kumelwe bathole amahora angu-20 omsebenzi ngesonto ukuze balondoloze izinzuzo zabo. Nokho, abaxhasi be-SNAP bangahlangabezana nomthetho othatha amahora angu-20 ngesonto ngenhlanganisela, ngenhlandla, nangomsebenzi wezisebenzi zokuzithandela kanye nezinhlelo ezithile zokuqeqesha umsebenzi, kuhlanganise nesimiso sokusebenza se-SNAP nohlelo lokuqeqesha.

Inzuzo ye-Benefit: Inzuzo ejwayelekile ye-SNAP ingu-R6 umuntu ngamunye ngosuku, nakuba isilinganiso sihluka ngokwesilinganiso semali yasekhaya neholo. Umkhaya onamalungu amane ungathola imali engafinyelela ku-$975/nyanga ngo-2026.

Ukuvalwa Kwesimiso Sezokunakekelwa Kwempilo

I-Medicaid inikeza umshuwalense wezempilo wamahhala noma ophansi ukuze ifanele abantu abadala abahola imali ephansi, izingane, abesifazane abakhulelwe, abantu abadala nabanobukhubazeko. Ixhaswe uhulumeni wezwe ngalinye ngokubambisana, okusho ukuhlobana kuyahlukahluka ngokwendlela ethile ngokwezwe.

Ukuphumelela ekwandiseni kwe-Expandment States: Ezifundeni ezandisiwe, abantu abadala bangafanelekela ngeholo elifinyelela ku-88% we-Federal Poverty Lequence (cishe u-R2,597/iminyaka yomuntu ongashadile ngo-2026). Isikhokhelo sihlanganisa ukuhambela kodokotela, ukuhlala esibhedlela, izinkonzo zokwelapha, nezinye.

Ukucabangela Abantu Abangasebenzi: Ngezimo ukuthi ukuvuleka kwe-Medicaid, ukulingana kusekelwe emalini yakho yanyanga zonke, hhayi ingqikithi yemali oyihola ngonyaka. Lokhu kunganikeza intengo yamahhala noma ephansi kakhulu uma unezinzuzo zokungabikho komsebenzi 2026.

Usizo Lwesikhashana Emikhayeni Eswele (TANF)

Usizo lwesikhashana lwe-Ireasy Families (TANF) luwuhlelo oluxhaswe uhulumeni, oluxhaswe uhulumeni, olulawulwa uhulumeni. Uhlelo lwe-TANF, oluvame ukubizwa njengenhlalakahle, lunikeza imikhaya ehliswayo ethola imali ephansi efanelekile enabantwana abanosizo lwesikhashana lwemali nezinkonzo zesihle.

Okumbozwayo TANF:[

  • Izindleko zokuphila eziyisisekelo
  • Ukudla nezingubo zokugqoka
  • Izindleko zezindlu
  • Izinto eziwusizo
  • Izifundazwe eziningi zinikeza nokuqeqeshwa komsebenzi futhi zisize ekukhokheni imali yemfundo ehlobene nomsebenzi.

Izihloko ezibalulekile: Isifunda ngasinye noma uhulumeni wesizwe uphethe uhlelo lwaso lwe-TANF ngokwehlukile futhi unegama elihlukile. Izwe ngalinye noma isifunda sesizwe sinezimfuneko zaso siqu zokuthola i-TANF. Kumelwe ube isakhamuzi sesimo lapho usebenza khona.

Ukuthola Ukulondeka Okunezelwe (SSI)

Igunya le-SSI likhokhela abantu abadala, abayizimpumputhe noma abakhubazekile abathola imali elinganiselwe nemali elinganiselwe. Lolu hlelo luhlukile kuMshuwalense Wezokuphepha Wezenhlalakahle (SDI), osekelwe emlandweni wezemisebenzi.

Owenza kube ngcono: Abantu abakhubazekile noma abampumputhe kakhulu, noma abaneminyaka engu-65 noma ngaphezulu. Akumelwe ube nempahla neholo, kuhlanganise nezinzuzo.

Umshuwalense Wokulondeka Komphakathi (SDI)

Ngokungafani ne-SSI, i-SSDI isekelwe emlandweni wakho wezemisebenzi wangaphambili nentela yezentengiselwano ze-Social Security ozikhokhileyo. Ukuze ufanelekele, kumelwe ube nokukhubazeka okusemqoka okuvimbela umsebenzi onzima futhi uzuze izikweleti ezanele zemisebenzi ngomsebenzi.

Inkokhelo evamile ye-SSDI ngo-2026 icishe ibe ngu-R2 400 ngenyanga, nakuba isilinganiso sihlukahluka ngokomlando wakho weholo. Ngemva kwezinyanga ezingu - 24 ukwamukela i-SSDI, ngokuzenzekelayo uyoba ofanelekela ukukhokhelwa kwezempilo yeMedicas.

Izimiso Zokusiza Ngezindlu

Izimali zikahulumeni zilandelana nge-HUD. Izinhlelo ezimbili eziyinhloko yilezi:

Ukukhokha Isimiso Sokukhetha Voucher (Inguquko 8): Isimiso sendlu sokukhetha Voucher (Uhlelo 8) intela yokuqasha imiphakathi ethola imali encane — abahlanganyeli bakhokha cishe amaphesenti angama-30 emali emali ekhokhelwa ukuqasha futhi i-acter imbox ihlanganisa konke okusele.

Indawo yokuhlala: Indlu yomphakathi inikeza amagumbi okuqasha abizayo ezisebenzi ze-Precial Home Agunyathiswe futhi ephathwa yiziphathi zezindawo zomphakathi (PH) zendawo.

Uma ufaneleka, usizo lungase lungasheshi; ngenxa yesidingo, kuvamile ukuchitha isikhashana ohlwini lokulinda.

Umshuwalense Wokuntuleka Kwemisebenzi

Ngo - 2026, izifundazwe eziningi zinikeza lezi zinzuzo amasonto angaba ngu - 26, nakuba ezinye izifundazwe zinesikhathi esifushane esisekelwe ezingeni lamanje lokuswelakala kwemisebenzi.

UQothu lokungakholeki: Ukuze ufaneleke, kumelwe ulahlekelwe umsebenzi ngenxa yezizathu ongenakuzilawula. Ukuze uqhubeke uthola amasheke, kumelwe ukwazi ukusebenza futhi ufune umsebenzi omusha. Ngo-2026, izifundazwe eziningi zifuna ukuba uthumele i "I-"Aspearch Log" isonto ngalinye, ibonise ukuthi uye wafaka isicelo semisebenzi noma waya engxoxweni.

Ukucabangela: Kubalulekile ukukhumbula ukuthi lezinzuzo ziyakhokhwa. Uma ufaka intela yakho, uzakubuzwa njalo ukuthi ufuna intela kahulumeni nekahulumeni igodlwe ezikweletini zakho zamasonto onke. Ochwepheshe abaningi batusa ukwenza lokhu ukuze ungashaywe ngentela enkulu ngonyaka olandelayo.

Ukusebenzisa Amathuluzi Okuhlola

Kunokucwaninga ngakunye uhlelo ngalunye, ungasebenzisa amathuluzi okuhlola agcwele ukuze ubone zonke izinzuzo ongase uzifanelekele ngesikhathi esisodwa. Sebenzisa ithuluzi elizuzisayo lokuthola noma ukuphenya ngokweqembu ukuze uthole ukuthi yiziphi izinzuzo wena nomkhaya wakho eningase nikufanelekele. Qonda ukusebenzisa lokho okufanelekelayo.

Uhulumeni unikeza ithuluzi elizuzisayo lokuthola amaBenefit.gov, lapho ungaphendula khona eminye imibuzo eyisisekelo ukuze uthole uhlu olungokwesiko lwezinzuzo ezingenzeka kuhulumeni ungalufanelekela phakathi nezenzakalo zokuphila. Ngaphezu kwalokho, ungathatha i-mibukiso eqinile, ufunde okwengeziwe ngezinhlelo, futhi uthole ulwazi lwezwe nokwaziswa okuphathelene nendawo.

Isinyathelo 2: Lungisa umnikeli odingekile

Uma usutholile ukuthi iziphi izinzuzo ongase ufanelekele, isinyathelo esilandelayo esibucayi ukuqoqa zonke izincwadi ezidingekayo. Ukuhlela amaphepha akho amaphepha futhi ukulungele ngaphambi kokuba uqale inqubo yokusebenza kuzakuhlela ulwazi lwakho ngokuphawulekayo futhi kunciphise amathuba okulibala noma ukuphika.

Imibhalo Eqiniselwe Izisebenziso Eziningi

Imishini igcizelela kakhulu amarekhodi afike kusuku, kuhlanganise nemininingwane yeholo, ukuhlelwa kwendlu, nokwaziswa kokuhlala. Nakuba izimfuneko ezithile zihluka ngohlelo, izinhlelo eziningi zizodinga inhlanganisela ethile yala maphepha alandelayo:

Ubufakazi Bokuba Ungubani

  • ilayisense yomshayeli noma ikhadi le-ID elisuswe umbuso
  • Isitifiketi sokuzalwa
  • Ipayipi lokudlula
  • Ikhadi lokuvikela inhlalakahle kuwo wonke amalungu endlu

Ukuqinisekiswa Kwenzuzo

Inzuzo yaminyaka yonke ihlanganisa iholo lakho, iholo lokuzisebenzela, izinzuzo zenhlala - kahle, imbuyiselo yokuswelakala kwemisebenzi, kanye neminye iholo elikhokhelwayo.

  • Izicucu zamuva ezikhokhelwayo (ngokuvamile izinsuku ezingu - 30 ezidlule)
  • Intela ibuya kusuka ngonyaka odlule
  • Amafomu we-W-2 noma amafomu angu-1099
  • Ukuswelakala kwemisebenzi kuyazuzisa
  • Ukulondeka Komphakathi kuzuzisa izinkulumo
  • Ukusekela kwengane noma i-alimonius umgunyathi
  • Izitatimende zasebhange zibonisa izimali
  • Amarekhodi okuziphilisa uma esetshenziswa

Ukuqinisekiswa Ngokuphikelelayo

  • Izikweleti zosizo egameni lakho
  • Isivumelwano se - lance noma isibambiso sesibambiso
  • Iposi elivela ezinhlanganweni zikahulumeni
  • ikhadi lokubhalisa le-voter

Ukumisa Umkhaya

Zihlanganise, umngane wakho womshado, nanoma iziphi izinkonzo ozidingayo ukuze ukhokhe intela.

  • Izitifiketi zokuzalwa kwazo zonke izingane
  • Isitifiketi somshado noma umthetho wesehlukaniso
  • Amarekhodi abafunda esikoleni
  • Izivumelwano Zokuhlala Nabazali Uma zisetshenziswa

Isimo sokufuduka (uma kusetshenziswa)

Ukungahlali kwamanye amazwe kuthinta ukuvuleka kwemali, kodwa hhayi ngokwesilinganiso sezakhamuzi eziningi zase - United States, izakhamuzi ezihlala njalo ezineminyaka engu - 5+ yesikhundla, ababaleki, i - aslwalees nezisulu zokushushumbisa ngokuvamile ziyakufanelekela.

  • Ikhadi lesizalo elihlala njalo (Ikhadi Eliluhlaza)
  • Isitifiketi sokuzenzakalela
  • Idokhumende yababaleki noma i-asylee
  • Amadokhumende okugunyaza umsebenzi

Umbhalo wezokwelapha (ngokwezinzuzo zokukhubazeka)

  • Amarekhodi ezokwelapha abonisa isimo sakho
  • Izitatimende zikadokotela nezingxina
  • Izinhlu zemithi enikezwa udokotela
  • Imibiko yezokwelapha etholakala esibhedlela noma esibhedlela
  • Imingcele yomsebenzi evela kubanakekela impilo

Izifundiso Ezikhethekile Nokucatshangelwa

Ezinye izinhlelo zivumela izintengo ezingandisa inzuzo yakho noma zikusiza ukuba ufaneleke uma usondele emalini oyitholayo. Ngokwesibonelo, abantu abadala abangu-60 nangaphezulu ngezindleko zezokwelapha zanyanga zonke badlula ku-R35 bangasusa lezindleko zemali yabo eshibhile phakathi nenqubo yokusebenza ye-SAP, okuphumela ezinzuzweni ezinkulu zokudla kwanyanga zonke. Naphezu kwalelithuba, abantu abadala abangamashumi amathathu nanhlanu basebenzisa izindleko zokwelapha ezithelwe izindleko ngo-2019.

Ukuhlela Umtapo Wakho

Dala isibaya esinikezelwe − esingokomzimba noma esilinganiswayo""" ngokwenzuzo yakho yonke impahla yokusebenza. Yenza amakhophi ayo yonke into ngaphambi kokuyifaka, futhi gcina uhlu lwalokho okuqoqile kanye nalokho okudingayo. Siza abaphathi bagcizelele ukubaluleka kokugcina amarekhodi amanje. Ngokwesikhulu esihilelekile ekuqondiseni uhlelo, ukugcina ulwazi lomuntu siqu oluthuthukisiwe kuqinisekisa ukuthi ukubukeza i-eligizelo kuqediwe futhi ukukhokhwa kuyaqhubeka ngaphandle kokuphazamiseka.

Isinyathelo 3: Qedela inqubo yohlelo lokusebenza

Uma idokhumende yakho iqoqiwe futhi i-elligizec iqinisekisiwe, ukulungele ukuletha uhlelo lwakho lokusebenza. Izinhlelo eziningi zikahulumeni zisiza manje zinikeza izindlela eziningi zokusebenza ukuhlalisa izintando nezimo ezihlukile.

Izindlela zohlelo lokusebenza

X Izithoba

Izifunda eziningi zinikeza amatheku e-inthanethi ukuze kutholakale izicelo ezizuzisayo. Ngokwesibonelo, izakhamuzi zaseFlorida zingafaka isicelo nge-Office of Economic Self Sunefic Service Portal. Izicelo ze-Online zinikeza izinzuzo eziningana:

  • 24/7 ukutholakala kwe-(-imposiso)
  • Ukuqinisekiswa okusheshayo kokuzithoba
  • Ikhono lokulondoloza intuthuko nokubuya kamuva
  • Ezimweni eziningi i - processing gree
  • Ibhukwana le - electronic eliphakamisa amandla okwenza
  • Kutholwa ingobo yomlando

Kunezinzuzo ze-SNAP, sebenzisa kulayini nge-SNAP' ye-portal kazwelonke, ngokuvakashela uMnyango we-social Services we-ofisi ye-Social, noma ngokubiza izinzuzo zikahulumeni wakho nge-tonel. Ungathola uhlelo lwesicelo se-state ka-fns.usda.gov/snap/state-directory.

Izithobo zohlelo lokusebenza

Hamba ehhovisi losizo lesifunda sezwe lakini ukuze usebenzise. Abashishi banganikeza usizo nemibuzo. Izicelo ezi-person zisiza kakhulu uma:

  • Unezimo noma imibuzo eyinkimbinkimbi
  • Udinga usizo uqonda uhlelo lokusebenza
  • Awunakho ukufinyelela okuthembekile kulwembu
  • Ukhetha umxhumanisi wobuso obuso
  • Udinga usizo lolimi noma izinkonzo zokuchaza

X Izithoba

Izinhlelo eziningi zisamukela izinhlelo zephepha ezidluliselwe ngeposi. Lendlela isebenza kahle uma wonke amadokhumende akho elungile futhi ekhetha amafomu ephepha avamile. Qiniseka ku:

  • Yenza amakhophi azo zonke izinto ngaphambi kokuthunyelwa kweposi
  • Thumela ngeposi eligunyaziwe nerisidi elibuyiwe lobufakazi bokuthunyelwa
  • Faka phakathi yonke imidokhumende edingekayo
  • Gcina ukulandelela ulwazi

X Izithoba

Ezinye izinhlelo zikuvumela ukuqala noma ukuqeda izinhlelo ngocingo. Ngokwesibonelo, zisebenza e-ssa.gov noma ushaye u-1-800-772.1213 ngezinzuzo ezihlobene ne-social Security.

Ukwenza Okufanele Ukusebenzise Ngokunembile

Ukunemba kusemqoka lapho kuqedwa izicelo. Amaphutha noma ukushiyeka kungaholela ekulibaziseni, ekuphikiseni, noma ngisho nasekumangaleleni ngokukhwabanisa. Landela le mikhuba engcono kakhulu:

  • [ Funda yonke imiyalo ngokucophelela[ ngaphambi kokuqala
  • Phendula yonke imibuzo edingekayo
  • [[UMTL:0] thembeka futhi uqinisile [[[QL:1] ngeholo lakho, impahla, kanye nokuqamba kwasekhaya
  • Sebenzisa amanani aqondile esuka kwimibhalo yakho kunokuba ulinganise
  • Chaza izimo ezingavamile[ esikhaleni esinikeziwe
  • Kubili-keywonke ulwazi phambi kokuba inikeze
  • Uphawu nosuku [ lapho kudingeka khona
  • Gcina ikhophi [ yohlelo lwakho lokusebenza oluqediwe

Ukuqonda Izikhathi Ezilandelanayo

Ukuhlela izikhathi kuyahluka kakhulu ngohlelo nangombuso. Ngokwesibonelo, izinhlelo ze-SNAP zihlolwa phakathi nezinsuku ezingu-30, nakuba i-exp exp exp (phakathi nezinsuku ezingu-7) zikhona emikhayeni enezidingo eziphuthumayo. Izinhlelo zokuphonononga zingathatha izinyanga eziningana. Ukuqonda izinketho zesikhathi kukusiza ukuba uhlele ngokuvumelana nokwazi ukuthi uzolandela nini.

Ukugwema Ukukhohlisa Nokukhohlisa

Uhulumeni ngeke akukhokhele imali yokufaka phansi ukuswela umsebenzi. Uma indawo icela "inkokhelo yokukhokhela" noma "inkokhelo," kungukukhohlisa. Ukufaka usizo lukahulumeni kukhululekile. Qaphela abantu ngabanye noma izinhlangano ezikhokha izimali zosizo lwesicelo.

Lokhu "kukhohlisa kwemali yamahhala" kuhilela abakhohlisi abathintana nawe lapho bezenza sengathi bakanye nenxusa likahulumeni. Bangase banikeze usizo lwemali noma bathole izinzuzo. Ungathola futhi amaqhinga uma kakade usebenzisa inzuzo, njengezeqili ze-Social Security, lapho izigebengu zithintana khona nabazuzayo futhi zicele imali yenkokhelo yamaphutha noma ukukhuliswa.

[[UMTH:0] Zivikele ngo:[[Umthetho:1]

  • Kusebenzisa kuphela amawebhusayithi asemthethweni e -.gov
  • Ungakhokhi izindleko zokufaka isicelo sokuthola izinzuzo
  • Ngachofoza amaphasishi kumibhalo engacelwanga noma kuma-imeyili
  • Ukuqinisekisa noma ikuphi ukuxhumana ngokushayela inombolo esemthethweni ngokuqondile
  • Ungalokothi uhlanganyele nenombolo yakho yeNhlala - kahle, i - akhawunti yakho ebhange, noma ukwaziswa kwakho siqu ngaphandle kokuba uqambe ukuxhumana
  • Ukungabaza izithembiso ezibonakala zingenakwenzeka

Isinyathelo 4: Phishekela Futhi Ulondoloze Izinzuzo Zakho

Ukuvumela uhlelo lokusebenza akusona isiphelo senqubo. Ukulandela ngokuqhubekayo nokulandela izimfuneko zohlelo kubalulekile ukuze uthole futhi ulondoloze izinzuzo zakho.

Ukuhlola Isimo Sakho Sesisebenzisi

Ngemva kokwethula uhlelo lwakho, hlala umatasa ngokuhlola isimo salo. Ama-patlog amaningi kulayini akuvumela ukungena ubheke intuthuko yakho. Kufanele futhi:

  • Phawula isiqiniseko noma izinombolo zezenzakalo ezinikeziwe
  • Hlola iposi lakho njalo ukuze uthole izincwadi
  • Ziphendule ngokushesha noma iziphi izicelo zokwaziswa okwengeziwe
  • Gcina imibhalo yazo zonke izigijimi
  • Landela uma ungezwakali emuva phakathi kweframe yesikhathi elindelekile

Ukuba Nezingxoxo Ezidingekayo

Izinhlelo eziningi zidinga ukuxoxa njengengxenye yenqubo yokufaka isicelo. Lezi zingaqhutshwa ngokoqobo, ngocingo, noma ngengqungquthela yamavidiyo. Phakathi nengxoxo, umfaki weposi uzakuxoxa:

  • Qinisekisa ukwaziswa kusisebenziso sakho
  • Buza imibuzo ecacisayo ngezimo zakho
  • Chaza izimfuneko zesimiso nemithwalo yemfanelo
  • Hlola ukubhalwa kwedokhumende yakho
  • Phendula imibuzo yakho mayelana nohlelo

Zilungiselele ukuxoxa ngokubukeza ifomu lakho, ukuhlela amapheshana akho, nokubhala phansi noma imiphi imibuzo onayo.

Ukunikeza Okwezinye Izikhombo

Uma kudingeka ukwaziswa okwengeziwe, abazuzayo batshelwa kusengaphambili futhi banikwe isikhathi sokuphendula. Lezizicelo zingahlanganisa ukuqinisekisa isilinganiso semali eholwayo, ukuvuselela imininingwane yokuxhumana, noma ukuqinisekisa izinhlelo zasekhaya. Ziphendule ngokushesha ngangokunokwenzeka lezizicelo ukugwema ukulibala noma ukuphika.

Ukuqonda Ukuthi Uyakwamukela Noma Uyaphika

Uzothola isaziso esilotshiwe sesinqumo ekusisebenziseni kwakho. Uma sivunyelwe, lesisaziso sizohlanganisa:

  • Inzuzo yakho
  • Lapho izinzuzo ziyoqala khona
  • Indlela izinzuzo eziyolethwa ngayo
  • Imithwalo yakho yemfanelo eqhubekayo
  • Izimfuneko zokuqinisekisa

Uma inqaba, isaziso sizochaza isizathu sokuphika nokudlulisa izicelo. Uma unqatshiwe, unelungelo lokudlulisa isinqumo. Iziqondiso zokunxusa zifakwa nesaziso sokuphika. Funa usizo: Izinhlangano zomphakathi zomphakathi nendawo kanye nezinkonzo zosizo ezingokomthetho zinganikeza isiqondiso nokusekela kuyo yonke inqubo yesicelo.

Inqubo Yokukhanga

Unezinsuku ezingu-30 kuya ku-90 zokucela isiqinisekiso sokukhansela, kuye ngesimiso nombuso. Ufaka isihendo ngokushesha ngangokunokwenzeka. Ezinhlelweni eziningi, ukwenza isicelo phakathi nezinsuku eziyishumi zokuphika kusho ukuthi izinzuzo zakho ezikhona ziyaqhubeka kuze kube yilapho ukuzwa kuxazululiwe.

Lapho ufaka isikhalo:

  • Bhala isicelo sakho ngokubhala phakathi nesikhathi esimisiwe
  • Yisho ngokucacile ukuthi kungani ukholelwa ukuthi isinqumo sasingalungile
  • Faka nanoma yimiphi eminye imibhalo esekela isimo sakho
  • Cela ukulalelwa uma kutholakala
  • Cabangela ukufuna usizo olungokomthetho noma ezinhlanganweni zezenkolo
  • Lungiselela kahle ukuzwa kwakho
  • lethe wonke amadokhumende abalulekile ekhambini

Ukuthola Izinzuzo Zakho

Uma sezivunyiwe, izinzuzo zivame ukuhlukaniswa ngokwesimiso sohlelo. Izindlela ezivamile zokuhambisa zihlanganisa:

Izinzuzo ezibekiwe zokudluliswa (EBT) Amakhadi: Izinzuzo ze-SPAP zifakwa ekhadini le-Ectronic Public Purce Transve (EBT) inyanga ngayinye, elisebenza njengekhadi ledebit ezitolo eziningi ezithengisweni zesitolo kanye nezimakethe eziningi zabalimi. Izizwe eziningi zisebenzisa amakhadi e-EBT ngenxa yezinzuzo zemali.

I-Drect Deposit: Izinzuzo zenhlala-khona, i-SSI, kanye nezinzuzo zokungasebenzi zifakwa ngokuqondile ebhangeni lakho.

Impomposo yamakhadi e-Debit : Ezinye izinhlelo zisiza emakhadini akhokhelwe kusengaphambili adebit uma ungenayo i-akhawunti yebhange.

Paperse Secks:[ Ezinye izifundazwe zingazuza futhi ngemihlola yephepha.

Imithwalo Yemfanelo Nesiqinisekiso Esiqhubekayo

Ukuthola izinzuzo kuhambisana nemithwalo yemfanelo eqhubekayo. Ngo-2026, hlela kabusha ukugxila ezinqubweni eziqinisekile, izimfuneko ezicacile zokubhala nokusebenza phakathi kwezinhlelo ezingcono. Lezi zinguquko ziklanyelwe ukunciphisa amaphutha, ukuvimbela ukulibala, nokuqinisekisa ukuthi izinzuzo ezifanele zifika ngaphandle kwezinkinga ezingadingekile.

Umbiko ushintsha ngokushesha: Kumelwe ubike izinguquko ezimweni zakho ezingathinta isilinganiso sakho sokuvuleka noma inzuzo, kuhlanganise:

  • Ukushintsha kweholo noma umsebenzi
  • Izinguquko ekuhlelweni kwezinhlelo zasekhaya
  • Ushintsho ekhelini
  • Ushintsho emalini noma emalini
  • Ezinye izinzuzo ezatholakala

Ukuqinisekisa: Kushintsha unyaka ngamunye; imikhawulo ishintsha unyaka ngamunye. Izinhlelo eziningi zidinga ukuqinisekiswa ngezikhathi ezithile ukuze kuqinisekiswe ukuthi i-engition eqhubekayo. Ukubukeza okusekugcineni ngo-2026 kuklanyelwe ukulinganisela kokunemba nokuthola. Izimo eziphuthumayo zincike emarekhodini akhona, ukubukeza ngezikhathi ezithile, futhi, uma kudingekile, izicelo eziqondile zolwazi oluthuthukisiwe. Izinhlelo eziningi ziqhutshwa ngokuzenzakalela ngokusebenzisa ulwazi olusemfashinini, kululaza isidingo sokuthatha isinyathelo sokuzuza.

Phawula ukugcinwa kwesiqinisekiso futhi uqale ukuqoqa imibhalo eshadiwe kusenesikhathi. Ukungaqiniseki kokwenza umsebenzi wesiqinisekiso futhi kungaphumela ekuqedweni kwezinzuzo, kufune ukuba uvune ngokulandelana.

Ukulondoloza Umlando Onembile

Gcina imali nemali egciniwe yamuva. Gcina amafayela ahleliwe ka-:

  • Zonke izincwadi ezivela ezinhlanganweni ezizuzisayo
  • Amakhophi wezinhlelo zokusentshenziswa kanye namafomu wesiqiniseko
  • Umnikeli wezinguquko ezikhangiwe
  • Zuza amazwi nemibhalo yenkokhelo
  • Iholo elivuselelwe nezincwadi zasendlini

Ukunciphisa Izinzuzo Zakho: Izinyathelo Eziphambili

Lapho usuziqonda izindlela eziyisisekelo zokuthola izinzuzo zikahulumeni, ungasebenzisa amasu ukuze uthuthukise ukusekela kwakho nomkhaya wakho.

Ukuhlanganisa uhlelo oluningi

Izinhlelo zokuhlanganisa (umz., SSI + SNAP + LIHEAP). Imikhaya eminingi ifanelekela izinhlelo ezizuzisayo eziningi ngesikhathi esisodwa. Eqinisweni, ukuthola inzuzo eyodwa kukwenza ufaneleke kwabanye. Ngokwesibonelo, imikhaya eminingi enelungu elithola i-SSI noma i-TANF ifanelekela i-SNAP.

Izindlela ezivamile zokuhlanganisa zihlanganisa:

  • SNAP + IMEdicaid + ILIHEAP (usizo olungathandeki)
  • SSI + SNAP + Medicare
  • + SNAP + Ukunakekela umntwana
  • Ukuswelakala komsebenzi + IMEdicaid + SNAP
  • SSDI + IMedicare + SNAP

Ukufinyelela Isifundazwe Nezinhlelo Zendawo

Ngaphandle kwezinhlelo zikahulumeni, izifunda nezindawo eziningi zinikeza usizo olungeziwe. Imingcele yemali etholwayo isekelwe kwi-Federal Poverty Lequence (FPL), kodwa isifundazwe ngasinye singazibekela imikhawulo yaso. Ezinye izifundazwe zisebenzisa i-FPL% ukuze zihlolwe kuqala futhi ikhulu elingu-100% likhokhelwe inzuzo yenetha. Hlola imithetho ethile kahulumeni, ngoba umehluko ungasho amakhulu ama-irandi emizuzwini yanyanga.

Izinhlelo zoMbuso nezindawo kungase kuhlanganise nalezi:

  • Izinhlelo zosizo lwamandla
  • Ukukhululwa kwentela yempahla kwasebekhulile
  • Izinto zokuhamba ezikhululekile noma ezincishisiwe
  • Ukunakekela izingane
  • Imali yosizo oluphuthumayo
  • Izinhlelo zokuthuthukisa isimo sokusebenzela
  • Izinkonzo zocingo ne - Internet ezikhululekile

Izinzuzo Zemfundo

Imali yamahhala yasekolishi okungadingeki ukuba ikhokhelwe. Ikhona kubafundi abanesidingo sezimali. Kufinyelela ku-$7,395/nyaka ngo-2026. Qedela Isicelo Samahhala Sesicelo Se-Federal Students Aid (FAFSA). IFAFSA ngokuzenzekelayo inquma ukuthi u-FallA u-Pall Grants kanye nanoma iluphi olunye usizo lwemali ngonyaka ozayo wesikole.

Izinhlelo Zokuthuthukisa Imisebenzi

Ukuqeqeshelwa umsebenzi mahhala, ukunikeza iseluleko semisebenzi, nokusekela ngesikhungo sakho sendawo yaseMelika. Zikhona kubantu abadala abangasebenzi, abangasebenzi kakhulu, noma abafuna umsebenzi ongcono. Lezi zinhlelo zingakusiza ukuba uthuthukise amakhono amasha, uzuze izitifiketi, futhi wandise amathuba akho okuthola inzuzo, futhi wandise izinga lokuthola kwakho.

Ukuthola Usizo Kuchwepheshe

Funa usizo mahhala ku-Agency yendawo yakho ekhuluma ngokuguga. Izinhlangano eziningi zinikeza usizo mahhala ngokufaka izicelo eziwusizo kanye nokuhamba ngemikhumbi:

  • Indawo Ephuthumayo Ezokuguga (Kubantu Asebekhulile)
  • Imiphakathi yosizo olungokomthetho
  • Izinhlangano zezokulwa zomphakathi
  • Izinhlangano eziwohlokayo zokubusa
  • Izinhlangano zosizo ezifudukayo
  • Izinhlangano zenkonzo zabahlali
  • Izinhlangano zomphakathi ezisekelwe kukholo

Lezinhlangano zingakusiza ukuba uqonde ukukhetha kwakho, izicelo zakho eziphelele, ukuqoqa izincwadi, nokuphika ukudluliswa kwezicelo — ngaphandle kwezindleko.

Ukucatshangelwa Okukhethekile Kwenani Labantu Abathile

Asebekhulile Nabadala

Kunenzuzo eziningi ezingokomthetho kubantu abadala abangaphezu kuka - 65 nosizo lwezimali kubantu abadala olunganciphisa izindleko ngokuphawulekayo. Imiphango yokulungisa ikhaya, ukuthwala izicathulo zikashukela ngesicathulo saseMedicares, neMidicare Savings Programs ziphakathi kwezinzuzo ezinganakwa kakhulu kubantu abadala.

Abantu abadala kufanele baqaphele izinguquko zamuva ezithinta izinzuzo zabo. Ngokwe-Congregational Dribial Office (R180 000 000) i-Congregal Office) i-Corvational Dribial Office) i-operad Office (ezingeni lokudla) futhi imiphumela yayo enzima kakhulu ingaba ukulingana nobunzima obuncane kakhulu be-athomo ukuze ivumelane nobunzima: abantu abadala. Umthetho wanciphisa izimali zikahulumeni ze-SNAP ngo-R666 kuya ku-20344 (R1 000 000 000 000) ngokwe-2034, ngokwe-Congrangeral Bal Bal Bal Office).

Abantu abadala abaneminyaka engu - 55 kuya kwengu - 64 abakhulelwe, abahlala nengane engu - 13 noma encane, noma ababhekene nezithiyo ezingokomzimba noma ezingokwengqondo ezivimbela umsebenzi.

Abantu Abakhubazekile

Kungakhathaliseki ukuthi usanda kukhubazeka noma unenselele yokuphila konke, usizo lungatholakala, kuhlanganise nosizo lwezimali. Abantu abadala abakhubazekile bangafanelekela izinzuzo zobuMedicare ne-SSI, kanye nezipho zokukhubazeka zendawo.

Abantu abakhubazekile kufanele bahlole kokubili iSSI ne SSDI, njengoba izimpawu zokungaguquguquki zihlukile. Ngaphezu kwalokho, izifundazwe eziningi zinikeza izinhlelo zokunezela ngokukhethekile kubantu abakhubazekile, kuhlanganise nosizo lokulungisa ikhaya, izinto zokuhamba ezikhethekile, nezinhlelo zobuchwepheshe ezisizayo.

Imikhaya Enabantwana

ICIP inikeza izingane izimali eziphansi ezikhokhelwa impilo emikhayeni ehola imali eshibhile ukuba ifanelekele iMedicaid kodwa engenamali yomshuwalense womuntu siqu. Imikhaya kufanele futhi ihlole:

  • Isimiso sokudla okunomsoco sabesifazane, izinsana, Nezingane
  • Ingane inakekela izinhlelo zosizo
  • Ukuqala Ikhanda Nokuqala Kwangaphambili
  • Ukudla kwesikole okukhululekile nokuncishisiwe
  • Ukudunyiswa Kwentela Yezingane
  • Imali yokukhokha intela ehlawulwayo: IEITC iyimali ekhokhelwayo yokukhokha intela ephansi ukuze ithole abantu abasebenzayo nemikhaya.

Abafuduki Nabangahlali

Ezinye izifundazwe zidlulisela izinzuzo kwezinye izigaba zisebenzisa izimali zikahulumeni. Nokho, izinguquko zenkambiso zamuva ziye zathinta ukufaneleka kwabanye abantu. Impumelelo kaJan. 1, 2026, abafuduki abadala abangabhaliwe ngeke besafanelekela ukusebenzisa iMedi-Cal egcwele, isilinganiso esilinganiselwe kuphela. I-Lined Medi-Cal inikeza imfihlo yezidingo ezikhethekile zempilo ezidingekile, ngokuyinhloko izinkonzo eziphuthumayo kanye nokunakekelwa kokukhulelwa, kubantu abahlangabezana nezimfuneko eziningi ze-Medi-Crime-query.

Abafuduki abafanelekayo akumelwe banqikaze ukucela izinzuzo abafanelekela. Ukusebenzisa izinzuzo zomphakathi akuzithinti ngokuzenzakalelayo izikhundla zokufuduka kubantu abaningi, nakuba kuwukuhlakanipha ukuxhumana nommeli othuthayo uma unezinkinga.

Abantu Abangenamakhaya

Ukuhlangabezana nezimfuneko zomsebenzi ngaphandle kwezindlu eziqinile, izinto zokuhamba noma amakheli okuthola izincwadi kuyazisiza abantu abadala abangenamakhaya ukuba bafanelekele izinzuzo.

Nokho, izinhlelo eziningi zinamalungiselelo akhethekile kubantu abangenamakhaya. Ungasebenzisa ikheli lokukhosela, ukuthunyelwa kweposi, noma ikheli lenhlangano ethenjwayo. Izisebenzi ezithutha abantu ngaphandle kwezindawo zokuhlala zingasiza ngezicelo futhi zinikeze izincwadi ezidingekayo.

Ukuqonda Ushintsho Lwesimiso Samuva Ngo - 2026

Ngo-2026, iziqondiso eziningana zokungaguquguquki ezisezingeni eliphezulu likahulumeni ziye zavuselelwa ukuze kuboniswe ukubukezwa kokuqondisa, izinguquko zenani labantu, kanye nezisusa zezimo zezomnotho. Lezi zinguquko azizivezi izinzuzo ezintsha, kodwa zicwengisisa indlela ukuvuleka okuhlolwa, ukuqinisekiswa, nokugcinwa ngayo.

Ngo - 2026, imithetho ethuthukisiwe ihlose ukuthuthukisa ukubonakala nokuvumelana kwemisebe, okwenza kube lula ngabamukelayo ukuqonda isimo sabo. Izindinganiso ezicacile zisiza futhi izinhlangano ukuba zihlele imithombo futhi zilondoloze ukuthembela ezimisweni ezizuzisa umphakathi.

Izinguquko eziyinhloko okumelwe ziqashelwe zihlanganisa:

  • Izinga Lobumpofu Elivuselelwe
  • Izinqubo ezithuthukisiwe zokuqinisekisa
  • Izimfuneko zomsebenzi ezikhuliswe kwabanye abamukela i-SNAP
  • Ukushintshela ekubeni i - Medicaid elungele ukuvuleka kwezinye izindawo
  • Isilinganiso esimisiwe sokubuyiselwa ezimisweni ezithile

Lokhu kwanda kusho ukuthi abantu abaningi bangase bafanelekele ukuthola izinzuzo ezisekelwe emholweni ngo - 2026 uma kuqhathaniswa neminyaka engaphambili, njengoba uphahla lwemali lukhuphuka.

Amaphutha Avamile Okumelwe Agwenywe

Ukuqonda izingibe ezivamile kungakusiza ukuba usebenzise izinzuzo ngokuphumelelayo:

Ukucabanga Ukuthi Awufaneleki

Abantu abaningi bacabanga ukuthi bahola imali eningi kakhulu noma abafinyeleli kwezinye izilinganiso ngaphandle kokuhlola ngempela. Khumbula ukuthi izinhlelo eziningi zibeka ukufaneleka okungaphezulu kakhulu kwekhulukhulu le-FPL. Ngokwesibonelo, izikweleti zentela ezikhokhelwayo ze-ACA zitholakala ku-400% FPL, i-CHPIP imboza izingane emikhayeni ezifinyelela ku-200% kuya ku-300% FPL kuxhomeke kumbuso, futhi i-SNAP isebenzisa 130% ye-FPL njengesilinganiso semali ekhokhwazwayo. Njalo hlola izimfuneko zokungakhokhiwe ngaphambi kokuba unqume ngokwakho.

Ukulibala Ukusebenzisa Kwakho

Uma usunqume ukuthi ufanele, kufanele ubhale phansi ukusho kwakho ngokushesha ngangokunokwenzeka. Izinzuzo ngokuvamile azisebenzisi ngokomthetho ngaphambi kosuku lwakho lokusebenza, ngakho ukulibala kusho ukulahlekelwa usizo obeluluthole.

Ukunikeza Ulwazi Olungaphelele Noma Olunganembile

Izinhlelo ezingaphelele ziyimbangela ephambili yokubambezeleka nokuphika. Zinike isikhathi sokuqoqa yonke imibhalo edingekayo futhi unikeze ulwazi oluqondile, oluphelele. Uma ungaqiniseki ngokuthile, cela ukucaciswa kunokuqagela.

Ukuhluleka Ukubika Izinguquko

Ukungasho ushintsho ezimweni zakho kungaphumela ekukhokheleni imali eshisiwe okuzodingeka uyikhokhe, noma ngisho umangalelwe ngokukhwabanisa.

Ukukhishwa Kwezitifiketi Ezifile

Ukungabikho komkhawulo wesiqinisekiso ongaqeda izinzuzo zakho futhi ufune ukuba uqale inqubo yokusebenza kusuka ekukrweni. Beka izikhumbuzo kusengaphambili kakhulu izinsuku ezimisiwe futhi uqale ukuqoqa imibhalo ngokushesha.

Akukukhangi Ukuphika

Uma ukholelwa ukuthi uphikiwe ngokungafanele, ungayeki ukuyeka, . Ukuphika okuningi kuyaphendulwa ngokudluliswa, ikakhulukazi uma abafaki benikeza amaxwebhu engeziwe noma ukucaciswa.

Ukubheka Izinhlelo Ezingeziwe

Izinhlelo ezihlelwe ngenhla yilezo ezivame kakhulu kubantu abakuso simo sakho, kodwa kunezinhlelo eziningi zikahulumeni, zesimo, nezendawo ongazifanelekela. Indlela engcono kakhulu yokuthola yonke into iwukuqeda ukuhlolwa okubanzi. Ungayeki ngemva kokwenza uhlelo olulodwa noma ezimbili ungafanelekela eziningi.

Imithombo Yengcebo Nendawo Ongathola Kuyo Usizo

Akudingeki ukuba usebenzise indlela yosizo wedwa. Kukhona imithombo eminingi ekusiza uqonde izinketho zakho kanye nezinhlelo eziphelele.

Imithombo Kahulumeni Engokomthetho

  • Ubutheni.gov[FT:1] - - Qala ngenzuzo ehlolwa ngezinzuzo.gov namuhla, futhi usebenzise yonke into oyifanelekelayo.
  • USA.gov - - Thola ukwaziswa ngezinhlelo zikahulumeni okungakusiza ukuba ukhokhele ukudla, indlu, ukunakekelwa kwempilo, nezinye izindleko zokuphila eziyisisekelo. Funda nge-Social Security kanye nokuhlolwa kukahulumeni.
  • Umbuso wezokuvikela – we-SSI, i-SSDI, nezinzuzo zomhlalaphansi
  • Ukunakekela.gov[[FLT] - `Imakethe yomshuwalense wempilo ne-Medicaid'
  • Inzuzo ye-website ye-State - Isimo ngasinye sinesango laso siqu lezinhlelo eziqondiswe-hulumeni

Izinhlangano Zomphakathi

  • – Dial 211 kunoma iluphi ucingo ukuxhumanisa nemithombo yasekhaya nosizo
  • [[QULT:0] I-Aid Societies - - usizo olungokomthetho olukhululekile kubantu abathola imali ephansi
  • Area Actives on Age - Ukusekela izinzuzo zabakhulile abahamba ngezinyawo
  • [[[QUT:0] Isenzo se-community Actives - Izinhlangano zendawo zinikeza usizo kanye nokulawula
  • Amabhange okudla – Kaningi zinosizo kubeluleki ezizisebenzini
  • Imitapo yezincwadi ye-Public - Abaningi banikeza ukutholakala kwamakhompuyutha mahhala nosizo ngezinhlelo ze-inthanethi

Izinhlangano Eziyingqapheli Nezisekelayo

  • UMkhandlu Wesizwe Ofuna Ukuguga
  • Izinhlangano ezilulaza amalungelo ezweni lakho
  • Isikhungo Somthetho Wokufuduka Sesizwe (abafuduki)
  • Izinhlangano zenkonzo zabahlali
  • I - National Alliance on Family Disease (NAMI)

Ukuthatha Isinyathelo: Izinyathelo Ozothatha

Manje njengoba uqonda inzuzo kahulumeni nendlela yokuzifinyelela, sekuyisikhathi sokuthatha isinyathelo. Uma ulwa, ukusebenzisa izinzuzo okufanelekele akulona uphawu lobuthakathaka — kuwukuhlakanipha, ukusebenza, futhi yilokho kanye lezi zinhlelo eziklanyelwe kona.

Nali icebo lakho lezenzo:

  1. hlela izinzuzo zokuhlola usebenzisa Izinzuzo.gov noma elinye ithuluzi lokuhlola elibanzi ukukhomba zonke izinhlelo ongase uzifanelekele
  2. Yenza izinhlelo zakho ezisebenzisiwe zisekelwe ezidingweni zakho eziphuthuma kakhulu nakuziphi uhlelo ongase ufanelekele kakhulu
  3. Hlanganisa idokhumende yakho ngendlela ehlelekile, ukwakha uhele ophelele wayo yonke impahla edingekayo
  4. Izinhlelo zakho [ usebenzisa indlela esebenzela kangcono kuwe(ilayini, i-posi, noma ngocingo
  5. Landela ngenkuthalo[ kwizinhlelo zakho, uphendule ngokushesha kunoma iziphi izicelo zokwaziswa okwengeziwe
  6. Phawula izinsuku ezibalulekile[ ekhalendeni lakho, kuhlanganise nezinsuku ezimisiwe zokuqinisekisa nokubika izimfuneko
  7. Funa usizo uma ludingeka [ ezinhlanganweni zomphakathi, usizo olungokomthetho, noma amaqembu okuphatha
  8. Uhlala unolwazi[ mayelana nokushintshwa kwezinhlelo nezimfuneko ezikhona

Isiphetho: Zinike Amandla Ngolwazi

Ukunikeza izinzuzo zikahulumeni akunakuba yinqubo enzima noma edidayo. Ngokwaziswa okuyikho, ukulungiselela, nokuphikelela, ungathola izinhlelo eziklanyelwe ukusekela wena nomkhaya wakho phakathi nezikhathi ezinzima.

Kubantu abamukelayo, imithetho eqondayo ingavimbela izindaba zokukhokha ezingalindelekile. Ukwazi ukuthi kuphi ukubukeza, ukuthi yikuphi ukwaziswa okungase kucelwe, nokuthi kuhlolwa kanjani kunikeza abantu ithuba lokusabela ngokushesha futhi bahlale benolwazi.

Khumbula ukuthi lezi zinhlelo zikhona ngesizathu esitheni, ukuze zinikeze abantu ngabanye nemikhaya ebhekene nobunzima obungokwezimali. Kungakhathaliseki ukuthi udinga ukukhokhelwa kwempilo, usizo lokudla, usizo lwezethumbu noma okunye ukusekela, ngokuvamile ukuba nenzuzo kwakho kuqala ngokuthi iholo lakho lifana kanjani nalezi ziqondiso. Ungayishiyi imali etafuleni.

Ngokulandela izinyathelo ezichazwe kulesiqondiso ``Izinzuzo ezikhona', ukuqoqa amafadi adingekayo, ukuqeda izicelo ngokunembile, nokugcina izinzuzo zakho ngokulalela ngokuqhubekayo . Ungaphumelela ukusebenzisa isimiso nokuthola ukusekela okudingayo. Unganqikazi ukufuna usizo ezinhlanganweni eziningi nemithombo ekhona ukuze ikusize endleleni.

Thatha leso sinyathelo sokuqala namuhla. Bheka u-egrafiki, qoqa amabhukwana akho, bese ufaka uhlelo lwakho lokusebenza. Izinzuzo ozitholileyo zingawenza umehluko omkhulu ekuphileni kwakho nasekuphileni kwamalungu omkhaya wakho. Uthole ilungelo kulezi zinhlelo ngokuhlanganyela kwakho emphakathini wethu (manje yisikhathi sokufuna ukusekelwa okukhona kuwe.)

Ukuze uthole ukwaziswa okwengeziwe futhi uqale izinzuzo zakho zokuhlola, vakashela ubutha.gov noma USA.gov/benefit namuhla.