Table of Contents

Izinhlangano zezenhlalakahle nezinhlelo zikahulumeni zokusekela izinhlangano zezenhlalakahle zifeza indima ebalulekile ekusizeni abantu ngabanye nasemikhayeni ukuba bahambe ngezikhathi ezinzima futhi bakhe ukuphila okuzinzile, okulondekile. Lezi zinhlelo zinikeza usizo olubalulekile ezindaweni eziningi ezihlanganisa ukunakekelwa kwempilo, indawo yokuhlala, ukudla, umsebenzi, imfundo, nokusekela okungokwezimali. Ukuqonda ngokugcwele izinkonzo ezikhona, indlela esebenza ngayo, nendlela yokuzithola kungaba nomehluko ophawulekayo ekuthuthukiseni ukuqina kwakho nokufinyelela ukuqina kwesikhathi eside.

Ukuqonda Izinkonzo Zezenhlalo: Ukubukeza Okunemicikilisho Ephawulekayo

Izinkonzo zomphakathi ziwuchungechunge lwezinkonzo zomphakathi ezihloselwe ukusekela nokusiza amaqembu athile, ngokuvamile ahlanganisa nabaswele. Le zinhlelo zimelela isibopho somphakathi sokuqinisekisa ukuthi zonke izakhamuzi ziyakwazi ukuthola izidingo eziyisisekelo namathuba okuthola ukuphila okungcono, kungakhathaliseki ukuthi izimo zazo zamanje zinjani.

IHHS yengamela izinhlelo nezinkonzo ezithuthukisa inhlalakahle yabantu ngabanye, imikhaya, nemiphakathi. Ezingeni likahulumeni, izinhlangano zikahulumeni eziningi zihlela ukunikeza izimiso zokusekela ezibanzi, kuyilapho ohulumeni bombuso nohulumeni bendawo bevame ukuqondisa lezinhlelo futhi banganikeza usizo olwengeziwe olufanelana nezidingo eziqondile zemiphakathi yabo.

Izinkonzo zezenhlalakahle zihlangene nomqondo wezenhlalakahle nezenhlalakahle, njengoba amazwe anezinhlelo ezinkulu zezenhlalakahle ngokuvamile enikeza izinkonzo zezenhlalakahle ezihlukahlukene zezenhlalo.

Injongo Nokubaluleka Kwezinkonzo Zomphakathi

Izinkonzo zomphakathi zisiza abantu ngabanye nemikhaya ukuba bahlangabezane nezidingo zabo eziyisisekelo, banqobe izinselele futhi bathuthukise ukuphila kwabo konke.

Izinkonzo zomphakathi zisebenza ukuze kuvinjelwe izinkinga zingabhebhetheki. Ngokwesibonelo, umsizi angasiza umkhaya ukuba ugweme ukuxoshwa, umeluleki anganikeza osemusha ithuba lokungenela ngokushesha elibonisa izimpawu zokucindezeleka, noma inhlangano yomphakathi ingasiza othile ukuba athole umsebenzi ngaphambi kokuba umsebenzi uqale. Lokhu kuvimbela kusiza ekunciphiseni ubunzima bezinkinga futhi kusekele imiphumela engcono yesikhathi eside.

Izinkonzo zomphakathi zibalulekile kuzo zonke izigaba ukuze kuqinisekiswe inhlalakahle yesakhamuzi ngasinye, kungakhathaliseki ubudala, isizinda, uhlanga, noma indlela yobulili. Ukuhlupheka okungavela ngaphandle kwalezi zinkonzo akunakucatshangelwa. Lezinhlelo zidala inetha lokuphepha elisiza abantu nemikhaya ukuba bangangeni ebumpofwini obukhulu noma babhekane nobunzima obukhulu phakathi nezikhathi ezinzima.

Indima Eyinhloko Yabalungiseleli Benkonzo Yomphakathi

Izisebenzi zobuchwepheshe nezinhlangano zezenhlalakahle zenza imisebenzi eminingi ebalulekile ukuze kusekele abaswele:

Ukuhlola izidingo: Ochwepheshe bahlola isimo somuntu ngamunye ukuze baqonde ukuthi kudinga ukusekela okuni. Lendlela elula iqinisekisa ukuthi abantu bathola usizo oluvumelana nezimo zabo eziqondile kunokuba lube yikhambi elilinganayo.

Ukuhlanganiswa kwemithombo: Amakhasimende abhekiselwa ezinhlelweni ezinjengosizo lokudla, ukusekela izindlu, ukunikeza iseluleko, noma ukunakekela impilo. Izisebenzi zezenhlalakahle nabaphathi bezezimali bakhonza njengabahambi bemikhumbi, basiza abantu ukuba baqonde ukuthi iziphi izinhlelo ezikhona nokuthi yiziphi ezibafanelekela.

Ukunakekela okuhlanganisa izinto: Abasizi benkonzo yomphakathi bavame ukusebenza ezimisweni eziningi ukuze baqiniseke ukuthi ukusekela okungaguquguquki nokuphumelelayo. Lokhu kubambisana kubaluleke kakhulu kubantu nasemikhayeni ebhekana nezinselele eziningi ngesikhathi esisodwa, njengokuswelakala kwemisebenzi, ukungahleleki kwezindlu, nezinkinga zempilo.

Ukuvikela abantu abasengozini: Izinhlelo eziningi zigxila enhlalakahleni yabantwana, ekunakekeleni abadala, nasezinsizweni zabantu abakhubazekile noma abasengozini yokulimala. Lezi zinkonzo zokuvikela ziqinisekisa ukuthi amalungu omphakathi asengozini kakhulu athola ukunakekelwa nokusekelwa abakudingayo.

Ukuthuthukisa ukuzinza kwesikhathi eside: Umgomo awukhona ukuxazulula izinkinga ezisheshayo kuphela kodwa futhi ukwakhela indlela eholela ekunelisekeni nasekuthuthukiseni impilo. Izinkonzo zenhlalo eziphumelelayo zisiza abantu ukuba bathuthukise amakhono, amathuba okuthola izinto, futhi bakhe imithombo esekela ushintsho oluhle oluhlala njalo.

Izinhlobo Zezinkonzo Zomphakathi Nezinhlelo Zokusekela

E-United States, izinhlelo zezenhlalo zikahulumeni nohulumeni zihlanganisa usizo lwemali, umshuwalense wempilo, usizo lokudla, izimali zokuhlala, amandla nezimali ezingokwamandla, kanye nosizo lwemfundo nolwezingane.

Izici eziyinhloko zezinkonzo zomphakathi zihlanganisa imfundo, izinkonzo zezempilo, izinhlelo zezindlu, nezinkonzo zokuthutha.

Izinhlelo Zosizo Lwezimali

Izinhlelo zosizo lwezimali zinikeza ukusekela okuqondile kwemali ukuze zisize abantu nemikhaya ukuba bahlangabezane nezidingo zabo eziyisisekelo kuyilapho besebenzela ukuzanelisa ngokwengeziwe.

Usizo lwesikhashana lweMikhaya ye-Iyey (TANF): Lunikeza usizo lwemali emikhayeni ehhadlayo lapho ifuna umsebenzi. U-TANF unikeza usizo namathuba okusebenza emikhayeni esweleyo, uhlanganisa ukusekela okungokwezimali nezinkonzo zemisebenzi nezimfuneko zomsebenzi eziklanyelwe ukusiza abamukela ushintsho olungokomnotho.

Usizo oluvamile luyigama elisetshenziselwa ukuchaza usizo olunikezwa uHulumeni nohulumeni bendawo kubantu abaswele noma imikhaya engafanelekeli izinhlelo ezinkulu zosizo nalabo abanezinzuzo kwezinye izinhlelo ezanele ukuhlangabezana nezidingo eziyisisekelo. Le zinhlelo zisebenza njengenetha lokuphepha eliwengeziwe kulabo abawela emagebesini ezinhlelo zikahulumeni ezinkulu.

I-Inhood Tax Created Incour (EITC) iyinkokhelo ekhethekile yentela yezisebenzi eziholayo eziphansi. Ukukhokhwa kunciphisa imali yentela eziyikweletayo (uma ikhona) futhi kuhloselwe ukunqanda okunye ukwanda kwezindleko zokuphila nentela ye-Social Security. Lo hlelo lunikeza usizo lwezimali ngesimiso sentela, lubuyisela imali ezikhwameni zemikhaya esebenzayo.

Usizo Lokudla Nokudla

Izinhlelo zokudla eziqinisekisa ukuthi abantu nemikhaya bayakwazi ukuthola ukudla okwanele, okunempilo kungakhathaliseki ukuthi banezimo ezingakanani ezingokwezimali.

I-opal Nutrition Application Program (SNAP): Inikeza izinzuzo zokudla emikhayeni ethola imali encane ukuze ithenge ukudla okunomsoco okubalulekile empilweni. Uhlelo lwe-SDAAP ye-USDA'SNAP lunikeza izinzuzo zokudla ezithi i-Stap ukuze kufaneleke abantu abathola imali ephansi nemikhaya ephansi. I-SNAP ingenye yezinhlelo zosizo ezinkulu kakhulu nesetshenziswa kakhulu e-United States.

I - Special Nutrition Program yabesifazane, izinsana, nezingane (WIC) inikeza ukusekela kokudla okunomsoco kwabesifazane abakhulelwe, omama abasha, nabantwana abancane. i - WIC inikeza izithasiselo zokudla, imfundo yokondleka, kanye nama - arcorary ezempilo, inikeza izidingo ezibucayi zokondleka phakathi nokukhulelwa nokukhula kwabantwana.

Izinhlelo ze-National School Lunch ne-School Breakfast zinikeza izingane ezisesikoleni nasemakilasini ukudla okunomsoco okungakhokhelwa noma okunikezwa ngenani elincishisiwe kakhulu. Lezinhlelo ziqinisekisa ukuthi izingane ziyakwazi ukudla ukudla okunempilo phakathi nosuku lwesikole, zisekela kokubili ukudla kwazo nokukwazi kwazo ukufunda ngokuphumelelayo.

I - Child and Adult Care Food Program (CACFP) iwuhlobo losizo lukahulumeni wase - United States olunikezwa uMnyango Wezolimo (USDA) ukuze ikhiphe imvume yokunikeza ukudla okutholakala nsuku zonke kwabantwana abalinganiselwa ezigidini ezingu - 3,2 nezingane ezilinganiselwa ezigidini ezingu - 112 000 nasebekhulile noma abakhubazekile ngokwengqondo noma ngokomzimba ezimweni ezingekho ezitokisini zokukhathazeka.

Ukusebenza Kwempilo Nokusekela

Izinhlelo zokunakekela impilo ziqinisekisa ukuthi abantu abahola imali encane nemikhaya bangathola usizo oludingekayo lwezokwelapha ngaphandle kokubhekana nobunzima obungokwezimali.

I-Medicaid: Umshuwalense wezempilo kubantu abahola imali encane nemikhaya. I-Medicaid ingenye yezinhlelo ezinkulu kakhulu zezenhlalo e-United States, inikeza i-arhente yezempilo ebanzi ehlanganisa ukuhambela odokotela, ukunakekelwa kwesibhedlela, imithi yodokotela, nezinkonzo zokuvimbela. Ngo-2024, izindleko zikahulumeni zemali eyizigidi eziyizinkulungwane ezingu-13 zale zinhlelo ezihholo eziphansi zazenza ingqikithi engu-R2222 000 000 ne-Medicaid cishe yamaphesenti.

I-medicare inikeza asebekhulile umshuwalense wempilo ngokuyinhloko nabantu abathile abakhubazekile. Ukulondeka kwezenhlalo neMedicare ziyizinhlelo ezinkulu kakhulu zezenhlalo yaseMelika, inikeza izigidi ukulondeka okunzima komhlalaphansi nezinzuzo zempilo.

Isimiso soMshuwalense Wezempilo wabantwana sigcwalisa igebe elibalulekile ekukhokheleni. Isimiso sezingane seHealth Inshuwarence sinikeza izingane ezinemikhaya engakufanelekeli ukunakekelwa kwe-Medicaid, siqinisekisa ukuthi izingane ziyakwazi ukunakekelwa ngokwempilo ngisho nalapho imikhaya yazo ihola imali engakanani ukuba ifanelekele i-Medicaid kodwa nakuba ingenakuyithenga umshuwalense wazo.

Izimiso Zokusiza Ngezindlu

Izinhlelo zezindlu zisiza abantu abathola imali encane nemikhaya elondekile, ekwaziyo ukuhlala kuyo, okuyisisekelo sokuzinza nokuhlala kahle.

Loluhlelo lukahulumeni olubizwa ngokuthi i-Fort 8, lunciphisa izindleko zokuqasha izakhiwo zomuntu siqu emikhayeni ehola imali encane kakhulu, kanye nabantu asebekhulile noma abakhubazekile. Uhulumeni ukhokha ingxenye yezindleko zokuqasha kumninindlu ngokuqondile, abaqasheli bekhokha umehluko. Izindawo zokuqasha izindlu zixhaswa uhulumeni kodwa zinikezwa izinhlangano zendawo zezindlu (PA).

Izindlu zomphakathi: Lena indlu kahulumeni etholakala emikhayeni ehlawulwa imali encane, asebekhulile, nabantu abakhubazekile. I-rent ivame ukusekelwa emalini eholweni. Izindlu zomphakathi zinikeza izikhungo zokuqasha ezibizayo ezindlini zezindlu zezindawo zezindawo futhi zilawulwa yiziphathimandla zendawo.

I-Prease Act ka-1974 yeSiqeshano seNdlu yezindlu neNguquko yomphakathi yakha isiqephu sezindlu ezingu-8, ukukhokhwa kosizo lwentela kubanikazi bezindlu ababodwa ngenxa yemikhaya ehholo eliphansi.

Usizo lwamagemfery: Izinhlelo eziklanyelwe ukusiza abantu nemikhaya ukuba babhekane nezinkinga zemali, ngokuvamile ngenxa yezimo ezingalindelekile ezinjengokulahlekelwa umsebenzi noma izimo eziphuthumayo zezokwelapha. Lezinhlelo zinganikeza ukusekela okuphuthumayo kwesikhashana ukuze kuvinjelwe ukuxoshwa nokungabi nakhaya.

Amandla Nosizo Lokuntuleka Kwezakhi

I-Internake Home Energy Application Program (LIHEAP): Inikeza usizo emikhayeni ukuze ikhokhe izindleko zayo zokufudumeza nokupholisa. Imikhaya ehlawulwayo ephansi ingathola usizo lwezimali lwezindleko zokufudumeza nokupholisa ekhaya. Lo hlelo lubaluleke kakhulu kubantu asebekhulile abasengozini njengasemikhayeni enabantwana abancane, ibasiza ukuba balondoloze izinga lokushisa eliphephile emakhaya abo unyaka wonke.

Izwe likhokha ngokuqondile emikhayeni efanelekayo noma kubathengi bamandla emakhaya ngenxa yemikhaya. abakhokheli bangase bakhokhelwe ngemali, amashende, noma imali ekhokhwa amaqembu esithathu, njengezinkampani zezemisebenzi noma abahwebi bakaphethiloli.

Imfundo Nokunakekela Izingane

Izinhlelo zemfundo nokunakekela izingane zisiza imikhaya ukuba ithole ukunakekelwa okusezingeni elifanele nokufunda amathuba okunakekela abantwana bayo kuyilapho isekela ikhono labazali lokusebenza noma lokuphishekela imfundo ngokwayo.

I-head Star: Inikeza izingane ezingaphansi kweminyaka emihlanu ngokufunda nokuthuthuka amathuba okuba zilungiselele ukuba ziphumelele lapho ziqala isikole. Inhloko iqala ukukhuthaza ukucela izingane ezingaphansi kwemihlanu ezisemikhayeni empofu ngemfundo, ngokwezenhlalo, nangezinye izinkonzo. Loluhlelo olubanzi aludingi nje izidingo zemfundo kodwa lukhuluma nangempilo, ukudla, nokusekela komkhaya.

I-Child Care Financial help: Isiza imikhaya engenisa imali ephansi enezindleko zokunakekela izingane. Ukunakekela izingane okungabizi mali kuyadingeka kubazali abadinga ukusebenza noma ukuya esikoleni, futhi lezinhlelo zisiza ekuqinisekiseni ukuthi izingane zithola ukunakekelwa okusezingeni eliphezulu lapho abazali bazo bephishekela umsebenzi noma imfundo.

AmaFederal Pell Grant anikeza abafundi basekolishi usizo lwezimali. Kumelwe ube nesidingo esiqinile sezimali futhi ube sekholiji ngedigree yakho yokuqala (noma ubhaliswe ezimisweni ezithile zabafundi eziholela kuthisha abanezitifiketi). UPell unikeza abafundi imfundo yesenethiyethimethime, ukuvula iminyango yemfundo ephakeme namathuba angcono okusebenza.

Izinkonzo Zomsebenzi Nezokuqeqesha Umsebenzi

Izinkonzo zomsebenzi zisiza abantu ukuba bathuthukise amakhono, bathole imisebenzi futhi baphumelele ekuzinakekeleni ngokwezomnotho.

Umsebenzi Source uhlangene nombuso wonke onikeza ukuqeqeshwa nosizo ukuze uthole umsebenzi olandelayo omkhulu. Thola ukwaziswa mayelana nemisebenzi efunwayo, funda ngemisebenzi ehlukahlukene, futhi uthole usizo kuyo yonke inqubo yokufuna umsebenzi kusukela ekubhaleni kabusha nasekuxoxeni amakhono. Lezi zinkonzo zemisebenzi ezibanzi zisiza abafuni bemisebenzi kuzo zonke izigaba zokufuna kwabo.

Umsebenzi Wokuqala uhlelo olusiza abazali ukuba basebenze ngokunikeza usizo ngokunakekela izingane, ngokuthutha, nangokusebenza izingubo ezifanele. Ngokulungisa izithiyo ezisebenzayo emsebenzini, lezinhlelo zisiza abazali ukuba bangene noma baphinde bathathe umsebenzi.

Izinkonzo Zomphakathi Oqondile

UMshuwalense Wezokuphepha Zezenhlalo (SDI): Ukhokhela abakhubazekile abangenawo amakhono alinganiselwe omsebenzi.

I-Social Security: Inikeza abakhulile imali. Ukulondeka kwezenhlalo kuyisimiso esisodwa esikhulu kakhulu kuhulumeni wemali futhi zenza ingxenye eyodwa kwezintathu yemali esetshenziswa uhulumeni. Loluhlelo lunikeza izigidi zabantu abadala baseMelika imali yomhlalaphansi.

U-Foster Care: Babeka abantwana abangakwazi ukuhlala emakhaya abo emikhayeni yokunakekela izingane. I-Bureau yabantwana nezinkonzo zayo – i-Child Welfare Information Gateway ne-Rekis-sray Kids - inikeza imithombo yezimiso zokunakekela izingane. Lezinhlelo zivikela izingane futhi zisebenzele ekunakekeleni imikhaya okuhlala njalo, okulondekile.

Izinhlelo zabantu abakhubazekile: UMnyango Wezempilo Nezezinkonzo Zomuntu unezinhlangano eziningi ezisiza abakhubazekile.

Izisebenzi eziningi zosizo lwamasosha nonomakad ’ ebona ziyazazi izidingo eziyingqayizivele nemihlatshelo yalabo abaye bakhonza empini.

Izinkonzo Zokuxhumana

I-model iyisimiso sikahulumeni esisiza imikhaya engenisa imali encane nezinkonzo zokuxhumana. Ezweni lanamuhla elixhunyiwe, ukukwazi ukungena kumakhalekhukhwini nolwe-inthanethi kubalulekile ekutholeni umsebenzi, ukungenela umnyango wempilo, ukuhlala uxhunyiwe nomkhaya, nokuhlanganyela ngokugcwele emphakathini.

Ukuqonda Izimfuneko Zokungayekeleli

Ukufaneleka kwezinkonzo zezenhlalo nezinhlelo zikahulumeni kuhluka kuye ngesimiso esithile, kodwa abaningi bahlanganyela ezinye izimfuneko ezivamile. Ukuqonda lezi zimfuneko kungakusiza ukuba uthole ukuthi iziphi izimiso ongase uzifanelekele futhi ulungiselele izincwadi ezidingekayo.

Izinhlobo Zezinhlelo Zosizo Lomphakathi

Kukhona izinhlobo ezimbili eziyinhloko zezinhlelo zosizo lomphakathi; izinhlelo zezenhlalakahle nezinhlelo zomshuwalense wezenhlalo. Ukuqonda lomehluko kusiza ukuba kucaciswe ukuthi kungani izinhlelo ezihlukene zinezindinganiso ezihlukene zokungagcwali.

Izinzuzo ezitholakala ezinhlanganweni zezenhlalakahle ngokuvamile zisekelwe ezindinganisweni eziphansi zemali etholakalayo. Le zinhlelo zidinga abafaka isicelo ukuba babonise isidingo sezimali ngokubonisa ukuthi iholo labo nemali yabo kungaphansi kwemigoqo ethile.

Izinzuzo ezitholakala ezimisweni zomshuwalense wezenhlalo ngokuvamile zisekelwe ezindinganisweni zokuthola imali enjengokuba umuntu esemdala, ewumsebenzi, noma ewumakad ’ ebona.

Inzuzo Nemigoqo Yengcebo

Izinhlelo eziningi ezihlolwayo zimisa isilinganiso seholo elisekelwe emalini ehholo ye-Federal Poverty Guidelines noma i-media. Lemingcele iyahlukahluka ngokobukhulu bendlu nendawo, iqaphela ukuthi izindleko zokuphila ziyahlukahluka ezifundeni.

Ngokuvamile, imikhaya enemali engadluli ku-50% yemali etholakalayo ezindaweni zayo noma edolobheni. Ezinye izici zihlanganisa ubungako bomkhaya nempahla. Izinhlelo zingacabangela kokubili iholo eliyimali enkulu (phambi kwentela nemali encishisiwe) nemali yenetha (ngemva kokuthengwa okuthile).

Imikhaya kumelwe ibe neholo eliyimali engadluli ku 80% weholo lemedia yezindawo (AMI) ukuze ithole izinhlelo eziningi zezindlu, nakuba amaphesenti akhethekile ehlukahluka ngokwesimiso futhi ngezinye izikhathi ngokwezimo zomfaki wesicelo.

Imingcele yemithombo yemali icabangela impahla enjenge-akhawunti yasebhange, izimoto, nempahla. Kuye ngokuthi uhlala kusiphi isifundazwe, ungakwazi ukuba nemali eningi kunemingcele engenhla futhi usengakufanelekela i-SNAP. Izinhlelo eziningi azinazo izinto ezithile, njengekhaya ohlala kulo noma emotweni eyodwa.

Ukuba Yisisulu Esingokomfanekiso

Uma wonke amalungu omkhaya wakho amukela usizo lwesikhashana lwe-Ivery Families (TTANF), i-Someral Security Infit (SSI), noma kwezinye izindawo usizo oluvamile, umkhaya wakho ungabhekwa "njengokufaneleka" eSNAP ngoba kakade usunqume ukuthi ufanelekela uhlelo lwendlela. Lokhu kuqaphela ukuthi imikhaya yamukela uhlobo olulodwa losizo ngokunokwenzeka lufanelekela abanye.

Izinhlangano eziningi zikahulumeni ziye zamukela i-conf division ebanzi (BBCE), evumela izinhlangano zikahulumeni ukuba zihlele inzuzo yemali nesilinganiso semali nezinhlelo zazo ze-TANF ezihlotshiswe. Ngaphansi kwe-BBCE, imikhaya ifanelekela i-SNAP uma ifanelekela ukuthola i-TANF noma ukulungiswa kwemizamo (MOE) ye-od-mouse engcono kakhulu.

Izimfuneko Zokuba Nendawo Nezokuba Izakhamuzi

Izwe ngalinye noma indawo yesizwe inezimfuneko zayo zokuthola izinzuzo ze-TANF. Kumelwe ube isakhamuzi sesimo lapho usebenza khona. Izinhlelo eziningi zidinga abafaki bezicelo ukuba bahlale esifundeni noma ezindaweni lapho besebenzisa khona futhi banikeze ubufakazi bokuhlala.

Izindawo zokwakha kanye nezimo zokufuduka ziyahlukahluka ngokohlelo. Ezinye izinhlelo zikhona kubo bonke abantu kungakhathaliseki ukuthi bahlala kuphi, kanti abanye banezakhamuzi ezithile ezifanelekayo noma izimfuneko zabafuduki. Kubalulekile ukuhlola izimfuneko ezikhethekile zesimiso ngasinye.

Izimfuneko Zomsebenzi

Ezinye izinhlelo zihlanganisa izimfuneko zomsebenzi noma amathemba abantu abadala abakwaziyo ukuwenza bahlanganyela emsebenzini, ekuqeqesheni umsebenzi, noma ekufuneni umsebenzi. Umthetho uqukethe izimfuneko eziqinile zokusebenza, impumelelo yokuvuza i-odoli ngokuhambisa abameleli bezenhlalakahle ezimisweni ezinjenge-TANF.

I-One Big Bill Beach Act ka-2025 ishintsha izici ezithile ze-SNAP. Lokhu kuhlanganisa izinguquko ezisezimfunekweni zomsebenzi we-SNAP kanye nezingangenisi. Izimfuneko zomsebenzi ziklanyelwe ukusekela ukushintshwa kosizo lokuzisiza, nakuba abantu asebekhulile, abakhubazekile, abanakekela izingane ezincane, noma abangakwazi ukusebenza ngenxa yezinye izizathu eziqinile.

Ukucabangela Ubuhle Obukhethekile

Abafaki bezicelo abalula bahlanganisa imikhaya esebenzayo, abantu asebekhulile abaneminyaka engu-62 noma ngaphezulu, nabantu abakhubazekile. Lamaqembu angase athole indawo yokuqala enqubweni yokufaka izinhlelo ezithile, aqaphele ukuzwela kwawo okukhethekile kanye nezidingo.

I-Sefifi Confects Act (SCA) isiza abasinda ekuphathweni kobudlova basekhaya, ukushushumbiswa kwabantu, kanye nobugebengu obuhlobene nakho ukuba bancishiswe ucingo, i-Internet, noma izinkonzo ezihlanganisiwe. Uma osindayo ephishekela isicelo sokuhlukana, i-SCA idinga abaxhaphazi bezimoto ukuba bahlukanise izingcingo zocingo ezihlangene nezihlongo zomkhaya lapho umxhaphazi ekhona ekhona ngenxa yendaba. Lendlela ekhethekile yokuzibamba iqaphele izidingo eziyingqayizivele zabaphunyukayo ezimweni eziyingozi.

Indlela Yokuthola Izinkonzo Zezenhlalo Nokusekelwa Uhulumeni

Ukufinyelela izinkonzo zezenhlalo kudinga ukuqonda ukuthi ungasebenzisa kuphi, iziphi izincwadi ozozidinga, nendlela yokusebenzisa inqubo yokusebenza. Nakuba le nqubo ingabonakala ikhungathekisa, kunemithombo eminingi ekhona ukuze ikusize esinyathelweni ngasinye.

Ukuthola Izinhlelo Ezitholakalayo

Sebenzisa ithuluzi elizuzisayo lokuthola ukuthi yiziphi izinzuzo wena nomkhaya wakho eningase nizifanelekele. Sebenzisa ithuluzi elizuzisayo lokuthola noma ukusesha ngokweqembu ukuze uthole ukuthi yiziphi izinzuzo wena nomkhaya wakho eningase nikufanelekele ukuzisebenzisa. Qonda indlela yokusebenzisa lokho okufanelekelayo. I-Refeed Refieter kahulumeni e USUSA.

Xhumana nenxusa lenkonzo yezenhlala- kahle kahulumeni ukuze uthole ukwaziswa ngombuso uzuzise izinhlelo nezinye. Izinhlangano zikahulumeni ezihlukahlukene ezise-guant, ezweni, nasezindaweni ezihlukene zinikeza izinkonzo emaqenjini abantu ahlukahlukene. Umbuso nezinhlelo zendawo zinganikeza usizo olwengeziwe ngaphandle kwezinhlelo zikahulumeni, ngakho kufanele kucwaningwe ukuthi yini ekhona endaweni ohlala kuyo.

I-Derrement of Social and Health Services (DSSS) iphethe izinhlelo eziningi zosizo zikaHulumeni waseWashington. Funda okwengeziwe ngendlela ongafanelekela ngayo izinhlelo ezithile futhi ufake isicelo sezinkonzo ze-inthanethi noma kwelinye lamaHhovisi Osizo Lomphakathi aphakathi nombuso wonke. Izifunda eziningi zinezinhlangano ezifanayo ezihlela izinkonzo zomphakathi.

Ukuqoqa umnikeli odingekayo

Phambi kokuba ufake isicelo senkonzo yezenhlalakahle, qoqa isiqinisekiso ozosidinga ukuqinisekisa ukuthi ungubani, indawo yokuhlala, iholo, kanye nokuqamba kwasekhaya. Amabhukwana avamile ahlanganisa:

  • Isibonakaliso sezithombe zikahulumeni (imvume yokushaya ucingo, i-ID kahulumeni, i-passs)
  • Amakhadi Okuphepha Ezenhlalo awo wonke amalungu emikhaya
  • Ubufakazi bokuhlala (izindleko zokuhlala, isivumelwano sokukhokhela, izitatimende zendlu)
  • Ukuqinisekisa inzuzo (imali ekhokhwayo, intela ekhokhelwayo, izitatimende ezizuzisayo, amarekhodi okuziqasha)
  • Izitatimende zebhange nokwaziswa mayelana nezinye izinto
  • Izitifiketi zokuzalwa kwezingane
  • Amadokhumende okusheshisa uma esetshenziswa
  • Ibhukwana lezokwelapha lezinhlelo ezihlobene nokukhubazeka
  • Ubufakazi bezindleko ezinjengokusetshenziswa kwezindleko zabantwana, izindleko zokwelapha, noma izindleko zokuhlala

Amabhukwana aqondile adingekayo ayahlukahluka ngokohlelo, ngakho - ke hlola nenxusa elinikeza uhlelo ukuqinisekisa ukuthi yonke into idingekile. Ukuba nezincwadi ezihlelwe futhi ezilungisiwe kungasheshisa kakhulu inqubo yokusebenza.

Kuqedwa inqubo yesisebenziso

Ukuze uthole izinzuzo ze-SNAP, kumelwe usebenzise esifundeni ohlala kuso manje futhi uhlangabezane nezimfuneko ezithile, kuhlanganise nesilinganiso semali neholo. Izinhlelo eziningi zifuna ukuba usebenzise endaweni yakho yokuhlala ngezindlela ezimisiwe.

Izinhlelo ze - Internet seziyavame kakhulu futhi zingcono kakhulu, zikuvumela ukuba usebenzise noma nini futhi ngokuvamile wonge intuthuko yakho uma kudingeka uqoqe ukwaziswa okwengeziwe.

Uma udinga umhumushi noma usizo lokugcwalisa isicelo, ungathola usizo kuwo wonke amahhovisi ethu. Ungangabazi ukucela usizo uma uludinga. Izinhlangano eziningi zinezisebenzi ezingasiza ngezicelo, futhi izinhlangano zomphakathi zivame ukunikeza usizo lwesicelo.

Uma uqeda izicelo, nikeza ukwaziswa okuphelele nokunembile. Nikeza ulwazi oluphelele futhi uphendule yonke imibuzo ngokwethembeka. Izinhlelo ezingaphelele noma ukwaziswa okunganembile kungabambezela ukumiswa noma kuphumele ekuphikelweni kwezinzuzo.

Izingxoxo Nemibuzo

Izinhlelo eziningi zidinga izingxoxo njengengxenye yenqubo yokusebenza. Lokhu kungaqhutshwa ngokoqobo, ngocingo, noma ngokwandayo ngokufaka i-video. Ingxoxo ivumela izisebenzi ukuba zihlole ukwaziswa, zibuze imibuzo ecacisayo, futhi ziqinisekise ukuthi ziqonda isimo sakho ngokugcwele.

Lungiselela izingxoxo ngokubukeza umsebenzi wakho, ukuba nezincwadi zakho ezitholakala kalula, futhi ukulungele ukuxoxa ngezimo zomkhaya wakho, iholo, izindleko, nezidingo. Yiba qotho futhi ufikele u-(osekhefe) uzokusiza ekutholeni usizo ofanelekele lona.

Okusha okufakwayo

Ngemva kokufaka isicelo sakho, bhala phansi izinombolo zokukhomba noma ukwaziswa okuqinisekisayo. Izinhlelo eziningi zinezimemo zesikhathi ezithile okumelwe zilungise ngazo izinhlelo zezinhlelo futhi zazise ngesinqumo sazo.

Uma ungezwa emuva phakathi kwesakhelo se-status esilindelekile, landela ne-authom. Gcina amarekhodi azo zonke izigijimi, kuhlanganise nezinsuku, amagama abantu okhuluma nabo, kanye nalokho okuxoxwe ngakho. Le mibhalo ingasiza uma kuphakama impikiswano.

Uma ufaneleka, usizo lungase lungakhawulezi; ngenxa yokufuna, kuvamile ukuchitha isikhathi esithile ohlwini lokulinda ezinye izinhlelo, ikakhulukazi usizo lwezindlu. Ukuqonda ukuthi ezinye izinhlelo zinokuhlelwa kohlu lokulinda kungakusiza ukuba uhlele ngokufanele futhi ucabangele ukucela izindlela zosizo eziningi uma ufaneleka.

Usizo Oluphuthumayo

Uma udinga usizo ngokushesha ngangokunokwenzeka, kunezinhlelo ezinganikeza usizo ngokushesha. Izimo eziphuthumayo zihlanganisa izimo ezinjengokuxoshwa, ukungabi nakhaya, i-oterter evalwe, ukudla, noma isimo esiphuthumayo sezokwelapha. Izindawo eziningi zihlelelwe ukuxazulula izimo eziphuthumayo.

Uma ubhekene nenhlekelele esheshayo, thintana nehhovisi lezenhlalakahle lakini futhi uchaze isimo esiphuthumayo. Usizo oluphuthumayo lokudla, izinkonzo zokukhosela, nezinhlelo zokungenela eziphuthumayo zinganikeza usizo olufanayo noma olulandelayo.

Ukuqonda Amalungelo Akho

Uma ungavumelani nesinqumo esisendabeni yakho, ungacela inkantolo elungile nesikhulu esifunwa umthetho ukuba sibukeze amaqiniso ecala lakho ngendlela elungile nengagwegwesi. Kumelwe ucele ukuqulwa kahle phakathi nezinsuku ezingu-90 ngosuku ihhovisi le-SNAP lakini lenza isinqumo entweni ongayifuni. Ungacela ukulalelwa kahle ngocingo, ngokubhala, noma ngokubhala, noma ngokucela umuntu othile ehhovisi le-SNAP lendawo.

Izinhlelo eziningi zinezinhlelo zokudlulisa uma uhlelo lwakho lokusebenza lunqatshelwa noma uma ungavumelani nezinzuzo ozitholayo. Unganqikazi ukusebenzisa lamalungelo uma ukholelwa ukuthi isinqumo senziwe ngephutha. Nakuba ukuzwa kahle kungeke kuyishintshe imithetho noma imithetho elawula i-SNAP, kungaqinisekisa ukuthi izinqumo zakho zenziwe kahle.

Ukulondoloza Izinzuzo Nesiqinisekiso

Uma usuvunyelwe ukuba nenzuzo, ukuqonda indlela yokuzigcina nokuzivumelanisa nezimfuneko eziqhubekayo kubalulekile ukuze ugweme iziphazamiso ekusizeni.

Ukubika Izinguquko

Izinhlelo eziningi zidinga ukuba ubike izinguquko ezimweni zakho ezingase zithinte isilinganiso sakho noma inzuzo. Izinguquko ezivamile okumelwe zibikwe zihlanganise:

  • Ukushintsha kweholo noma umsebenzi
  • Ushintsho ekwakheni izinhlelo zasekhaya (umuntu othuthela ngaphakathi noma ngaphandle)
  • Inguquko kulwazi lwekheli noma longathintwa
  • Ushintsho emalini noma emalini
  • Ushintsho ezindlekweni ezinjengokunakekelwa kwabantwana noma izindleko zezokwelapha
  • Ezinye izinzuzo ozitholayo

Izinhlelo zisho isikhathi esifingqiwe sokubika ushintsho, ngokuvamile phakathi nezinsuku eziyishumi ngemva koshintsho lunzekile. Ukuhluleka ukubika izinguquko kungaphumela ekukhokheleni okungaphezu kwalokho okungadingeka ukukhokha, noma ekuqedeni izinzuzo.

Ukuvunyelwa Nokubuyiselwa

Izinzuzo azinakuhlala njalo futhi zidinga ukubuyiselwa noma ukuvuselelwa ngezikhathi ezithile. Ukuphindeka kohlelo kuyahluka-hluka-shintsha njalo ngezinyanga ezimbalwa, kanti ezinye zingaba njalo ngonyaka noma ngisho nakancane.

I-Medicaid ediging ingavuselelwa ukuvuselelwa. Funda okwengeziwe ngendlela yokuvuselela. Izimo eziphuthumayo zithumela izaziso zokuvuselelwa ngaphambi kokuba izinzuzo zakho ziphele, kodwa umthwalo wakho ukuqeda inqubo yokuvuselelwa ngesikhathi.

Izinqubo zokuvuselelwa zidinga imvume elungisiwe yeholo, i-authoring, nezinye izici ezibonisa ukuvuselelwa. Tshayela ukuvuselelwa ngokunakekela nokunaka okufanayo njengezinhlelo zokuqala, ukuqoqa uxwebhu lwamanje futhi ubeke yonke into ngesikhathi ukuze ugweme amagebe ngezinzuzo.

Ukuhambisana Nezimfuneko Zesimiso

Ezinye izinhlelo zinezimfuneko eziqhubekayo ngaphandle kwesilinganiso seholo elihlanganisiwe, zingahlanganisa:

  • Ukuhlanganyela emisebenzini yomsebenzi noma ukusesha umsebenzi wezinhlelo ezihlobene nomsebenzi
  • Ukuya ezindaweni ezinqunyiwe nabaphathi bezimali
  • Ukubambisana nabasizi bokusekela izingane
  • Ukuqeqesha izingane kuya esikoleni futhi zithole ukunakekelwa okudingekayo kwezokwelapha
  • Ukuhlanganyela ekwelashweni ngezidakamizwa noma kwezinye izinkonzo uma kudingeka

Ukuqonda nokuvumelana nalezi zimfuneko kubalulekile ukuze ulondoloze izinzuzo zakho. Uma unenkinga yokuhlangabezana nezimfuneko, xhumana nomphathi wakho wezezimali, bangakwazi ukukusiza ukuba ubhekane nezithiyo noma bakuhlanganise nezinkonzo ezengeziwe zokusekela.

Indima Yezinhlangano Ezingawutholi Umvuzo Ezinhlanganweni Zezenhlalo

Nakuba izinhlelo zikahulumeni ziyisisekelo sezinkonzo zomphakathi, izinhlangano ezingazuzisi zifeza indima ebalulekile ekusekeleni abantu nemikhaya eswele.

Ngenxa yokuphana nozwela lwamaMelika amaningi, kuye kwakhiwa izinkulungwane zezinhlangano ezingazuzisi ukuze kusizwe abaswele. Lezi zinhlangano zivame ukunikeza izinkonzo ezigcwalisa amagebe ezimisweni zikahulumeni noma zinikeze usizo oluvumelana nezimo, oluvumelana nobuntu.

Izinhlangano Ezinkulu Zesizwe Ezingalungi

Izindawo zomphakathi ziletha labo abadinga ikhaya kanye nezisebenzi zokuzithandela ukuba bakhe ikhaya futhi bakhokhe imali eshibhile yokuboleka imali yendlu. Banezinhlelo zokuvuselela izindawo ezihlala kuzo, zokusiza abantu abadala ukuba bakhule, nokusekela izimiso ezithuthukisa ukutholakala kwezindlu. Lenhlangano inakekela izindlu ngesibonelo esiyingqayizivele esihlanganisa umsebenzi wokuzithandela, izinto ezinikelweyo, nemali ethengwayo.

Izinhlelo ezinhle zinikeza izinhlelo zokusiza abantu ukuba bafunde amakhono abawadingayo ukuze baqale umsebenzi, ikakhulukazi labo abanezinkinga ezibavimbela ukuba bathole amathuba emisebenzi.

I-Boys & Girls Clubs of America inikeza izingane izindawo eziphephile ukuze zifunde, zihlole amathuba, futhi zisebenze nabeluleki. Le zinhlelo zinikeza imisebenzi yangemva kwesikole nesehlobo esekela ukukhula kwezingane futhi zinikeze indawo ephephile, eqondiswayo lapho abazali besebenza.

Izinhlangano Zomphakathi Wasendaweni

Izinkulungwane zezinhlangano ziyasebenza futhi ekusizeni imiphakathi yazo yendawo. Cishe emphakathini wonke, uzothola izinhlangano ezisiza izidingo ezihlukahlukene, kuhlanganise nokunakekela impilo, ukunakekela izingane, usizo lokudla, nemithombo yempahla kubantu abangenamakhaya. Izinhlangano zendawo zivame ukuba nolwazi olujulile ngemiphakathi yazo futhi zinganikeza usizo olufanele lwempucuko, olungokomuntu siqu.

Izinhlangano zikhona futhi ukuze ziqede ubandlululo futhi zisekele ubulungisa bezenhlalo. Lezi zinhlangano zivame ukusekelwa amabhizinisi, iminikelo yomuntu ngamunye, nezisebenzi zokuzithandela ezingenakubalwa ezisebenza ngokuzikhandla nangokuzidela ukuze zisize abanye.

Amabhange okudla endawo, izindawo zokukhosela ezingenamakhaya, imiphakathi yosizo olungokomthetho, imitholampilo, nezinhlangano zenkonzo yomkhaya zinikeza izinkonzo ezibalulekile eziphelelisa izinhlelo zikahulumeni. Abaningi banikeza usizo ngaphandle kwemingcele efanayo eqinile njengezinhlelo zikahulumeni, benikeza noma ubani oswele kungakhathaliseki ukuthi uhlala kuphi noma ezinye izici ezingase zilinganisele izinzuzo zomphakathi.

Izinhlangano Ezisekelwe Ukholo

Amasonto, amasinagoge, amathempeli, nezinye izinhlangano ezisekelwe enkolweni zivame ukusebenzisa izikhungo zokudla, izimpahla zokugqoka, izinhlelo zosizo oluphuthumayo, nezinye izinkonzo. Lezi zinhlangano zisiza noma ubani oswele kungakhathaliseki ukuthi ungowenkolo futhi zingaba ingcebo eyigugu, ikakhulukazi ukuze kusizwe ngokuphuthumayo.

Ukunqoba Izithiyo Zokuthola Izinkonzo

Naphezu kokutholakala kwezinkonzo zomphakathi, abantu abaningi abafanelekayo nemikhaya abalutholi usizo abaludingayo. Ukuqonda nokusingatha izithiyo ezivamile kungasiza abantu abengeziwe ukuba bathole usizo abalufanelekelayo.

Ukungaqapheli

Abantu abaningi abazi ukuthi iziphi izinhlelo ezikhona noma ukuthi zingaba zifanelekela. Le zimiso zezenhlalakahle ezihamba phambili zihlanganisa izinhlelo zezenhlalakahle ezingu-80+ ezihhhhala ezinikeza imali, ukudla, izindlu, ukunakekelwa kokwelashwa, nezinkonzo zomphakathi kubantu abampofu nabahola imali ephansi. Njengoba kunezinhlelo eziningi kangaka ezikhona, kungaba nzima ukwazi ukuthi yini ekhona nokuthi yini ongayifanelekela.

Ukusebenzisa amathuluzi okuthola inzuzo, ukuxhumana nezinhlangano zezenhlalakahle, nokuzama ukufinyelela izinhlangano zomphakathi kungakusiza ukuba uthole izinhlelo ezikhona. Ungacabangi ukuthi ngeke ufaneleke (imingcele engalingani) ivame ukuba ngaphezulu kunaleyo abantu abayilindele, futhi ungamangala ngokuthi lungakanani usizo olukhona.

Ukungenwa Yithemba Nokuqhosha

Abanye abantu bazizwa benamahloni noma benamahloni ngokufuna usizo, belubheka njengokwehluleka komuntu. Kubalulekile ukukhumbula ukuthi izinkonzo zomphakathi zikhona ngenxa yokuthi wonke umuntu ubhekene nezinselele ngezinye izikhathi. Le zinhlelo zibonisa ukuzimisela komphakathi wonke ukusekelana.

Izigidi zabantu baseMelika zisebenzisa izinkonzo zomphakathi unyaka ngamunye, kuhlanganise nemikhaya esebenzayo, abantu asebekhulile, abantu abakhubazekile, nabantu ababhekene nezithiyo zesikhashana. Ukuthola usizo lapho udinga usizo kuyindlela enengqondo yokukhetha engavimbela izinkinga ezincane ekubeni zibe izinhlekelele.

Izinhlelo zokusebenza eziyinkimbinkimbi

Izinqubo zohlelo zingaba yinkimbinkimbi, kudinge ukubhalwa kwezincwadi ezibanzi nezinyathelo eziningi. Lokhu kuyinkimbinkimbi kungaba okungaphezu kwamandla, ikakhulukazi kubantu abasebenzelana nezici eziningi ezicindezelayo.

Izinhlangano eziningi zomphakathi, imiphakathi yosizo olungokomthetho, nezinhlangano zezenhlalakahle zinikeza usizo lwesicelo. Ezinye izinhlelo zisenze salula izicelo zezindawo ezithile noma izimo eziphuthumayo.

Izithiyo Zolimi Nezokufunda

Kubantu abanezinselele zesiNgisi noma ezingafundile, kungaba nzima kakhulu ukuqhuba imishini yezenhlalakahle. Izinhlangano eziningi zidingeka ukuze zinikeze usizo lwezilimi, kuhlanganise nabahumushi nezinto zokuhumusha. Ungavumeli imingcele yolimi ikuvimbele ekufuneni usizo − ukucela umhumushi noma izinto ezihunyushiwe.

Izinkinga Zokuhamba Nezokuthola Impahla

Ukuya emahhovisi enkonzo yomphakathi kungaba inselele kubantu abangenazo izinto zokuhamba ezinokwethenjelwa, abahlala emaphandleni, noma abantu abakhubazekile.

Uma kumelwe uvakashele ihhovisi kodwa untule izinto zokuhamba, buza ngezinhlelo zokuthutha, noma uthintane nezinhlangano zomphakathi ezingase zikwazi ukuthatha imoto.

Ukwesaba Nokungathembani

Abanye abantu banovalo lokuthi ukufuna usizo kuyoba nemiphumela emibi, njengokuthinta isimo sokufuduka, okuphumela ekususweni kwezingane, noma ekubangeleni ezinye izinkinga.

Ukuqonda amalungelo akho, ukufuna usizo ezinhlanganweni zomphakathi ezithenjwayo noma emanxuseni omthetho, nokuthola ukwaziswa okuqondile ngezinhlelo kungasiza ekuxazululeni lokhu kwesaba. Izinhlelo eziningi zinezivikelo ezisendaweni ukuze ziqinisekise ukuthi ukufuna usizo akuphumeli ebubini bokufuduka noma emiphumeleni eyesatshwayo.

Ukubaluleka Kobuhlobo Bezisebenzi Zezenhlalakahle

Ubuhlobo phakathi kwabasizi benkonzo yezenhlalo nabantu ababakhonzayo bunethonya elikhulu nokuphumelela kwezinhlelo zosizo.

Abathathi-nxaxheba ababika ukuthi baphikisana kakhulu nomsizi owebelwe ukuba akhokhele amajaji basebenzisa izinkonzo ezengeziwe futhi bachitha izinsuku ezimbalwa ejele. Ucwaningo lubonisa ukubaluleka kwesibopho esicatshangelwayo esikhona ekusebenziseni kwezinkonzo, okungakhathazeki kakhulu ekusebenziseni komsebenzi owengeziwe nohlelo oluhambisana nokugcinwa futhi lwehle ngesikhathi sasejele esisetshenziwe. Lokhu kuhlola kubonisa ukuthi ubuhlobo obuhle phakathi kwabathengi nabasizi benkonzo buholela emiphumeleni engcono.

Lapho isisebenzi sezenhlalakahle sibonisa abathengisi baso ngezenzo esibahloniphayo, ubuhlobo buyakwazi ukukhula.

Ikhasimende laliqonda izinga lomnakekeli walo lokuzihlonipha ngokuphawulekayo lihlobene nekhono lalo lokufinyelela umphumela othile ekupheleni kohlelo lwalo. Uma abantu bezizwa bebalulekile futhi behlonishwa, basengozini kakhulu yokuhileleka ngokugcwele ezinkonzweni futhi bafinyelele imiphumela emihle.

Uma unomuzwa wokuthi umsizi wakho akakuphathi ngendlela efanele, ungacela omunye umuntu osebenza naye noma ukhulume nomphathi. Ukwakha ubuhlobo obuhle nomphathi wakho wezezimali kungenza inqubo yokwamukela usizo iphumelele kakhulu futhi ingacindezeleki.

Ukucatshangelwa Okukhethekile Kwabantu Abahlukahlukene

Imikhaya Enabantwana

Imikhaya enabantwana ivame ukuthola izinkonzo eziningi, ngoba izinhlelo eziningi zifuna ngokukhethekile izidingo zezingane. Ungathola i-Mofeline uma ingane yakho noma incike kunoma iluphi uhlelo oludwetshwe ngenhla, lubonisa indlela ukuhlanganyela kwezingane ezinhlelweni okungandisa ngayo izinzuzo kuwo wonke umkhaya.

Abazali nabanakekeli bangathola usizo lwemali lokunakekela izingane, umshuwalense wempilo ephansi noma wesihle kubantwana nge-Apple Health, kanye nezinhlelo zemfundo yabantwana ezikhululekile nakwezenkulisa. Le zinhlelo ziyaqaphela ukuthi ukusekela ukukhula kwezingane okunempilo akuzuzisi nje umkhaya ngamunye kodwa umphakathi uwonke.

Abantu Abadala Nasebekhulile

Abantu abadala bayakwazi ukuthola izinhlelo eziklanyelwe izidingo zabo ngokuqondile, kuhlanganise nezinzuzo zomhlalaphansi we - Social Security, iMedicare, nezinhlelo ezisiza ngezindleko zemithi kadokotela, ukulungisa izinto ekhaya nezinye izidingo ezihlobene nobudala.

Abantu abadala abangama-65 nangaphezulu, izimpumputhe, noma abakhubazekile bangathola usizo ngezindleko zezokusetshenziswa kwe-Medicara nezindleko zezokwelapha. Izinhlelo ezinjengo Medicare Saves Programs zisiza abantu abathola imali ephansi ukuba bakhokhe izindleko zokwelapha ezikhokhelwayo nezingakhokhwa.

Abantu Abakhubazekile

Abantu abakhubazekile bangase bafanelekele izinhlelo ezikhethekile ezihlanganisa i - Social Security Disability Insurensis (SSDI), i - Edicaid Infige (SI), i - Medicaid, izinkonzo zokulungisa imisebenzi, nezinhlelo ezinikeza usizo lobuchwepheshe, ukulungisa imizi, nokunakekela umuntu ngasese.

Izinhlelo ezihlobene nokukhubazeka ngokuvamile zinezimiso ezihlukene zokuzenza zingasebenzi kahle kunezinye izinhlelo, zigxile ekulinganiselwani komsebenzi kunokuthola iholo nje. Ukubhalwa kokukhubazeka kwezokwelapha kuyadingeka.

Abahlali Nemikhaya Yezempi

Abaphangi nemikhaya yabo bayakwazi ukuthola izinzuzo ngoMnyango Wezindaba zezenhlalakahle ngaphandle kwezinhlelo zenkonzo zezenhlalakahle. Lokhu kungahlanganisa ukunakekelwa kwempilo, ukukhubazeka, izinzuzo zemfundo, imali ebolekiwe yasekhaya, nezinye izinkonzo ezikhethekile eziqaphela inkonzo yezempi.

Ucwaningo olubanzi luphethe ngokuthi amaphesenti angaba ngu-70 omakad ’ ebona angaphezulu futhi angasebenzisi izinhlelo zosizo zikahulumeni. Lesi sibalo siqokomisa ukuthi omakad’ebona abaningi abangazuza ezinhlelweni zosizo abangeni kubo, bagcizelela ukubaluleka kokuqapha nokuqapha.

Abafuduki Nababaleki

Ukukholeka kwezinkonzo zomphakathi kuyahlukahluka kuye ngokwezimo zokufuduka. Nakuba ezinye izinhlelo zikhona kungakhathaliseki ukuthi zinjani izimo zokufuduka, ezinye zinezakhamuzi ezithile noma izimfuneko ezifanelekayo zabafuduki.

Kubalulekile ukuqonda imithetho eqondile yohlelo ngalunye nokufuna isiqondiso kochwepheshe bezezomthetho abafudukayo noma izinhlangano zenkonzo yababaleki uma unemibuzo mayelana nokuthi ukufuna izinzuzo kungasithinta kanjani isimo sokufuduka.

Ikusasa Lezinkonzo Zomphakathi

Ngeshwa, zombili lezo zinhlelo ezibaluleke kakhulu zisendleleni engalawuleki ngenxa yokuguga kwesizwe kanye nezindleko ezinyukayo zokunakekela impilo. Ngaphandle kokuba abenzi bomthetho bamise izinguquko, kokubili i-Social Security’s Old-Age kanye ne-Munishuwalense of Survice (OASI) Ukwethemba Imali yeSibhedlela neMedicare's Hospital Inshuwarence (HI) Imali yokuTheir Fund izophela phakathi neminyaka ezayo. Le zinselele zezenhlalakahle zisho ukuthi izinhlelo zenkonzo yezenhlalakahle zingabhekana nezinguquko eminyakeni ezayo.

Ukuqonda ukuthi izinhlelo zingase zivele zizenze zibaluleke kakhulu ekutholeni usizo olutholakalayo lapho uludinga futhi uhlale waziwa ngezinguquko zezinhlelo othembele kuzo. Ukufundisa ukulondoloza nokuqinisa izinkonzo zomphakathi nakho kubalulekile, okuthi ukuhlangana nabameleli abakhethiwe nezinhlangano ezisekela izinhlelo zezenhlalo kungasiza ekuqinisekiseni ukuthi lezizinkonzo ezibalulekile ziyaqhubeka zikhona.

Ubuchwepheshe Nokubeletha Kwenkonzo

Ubuchwepheshe buya bushintsha indlela izinkonzo zomphakathi ezinikezwa ngayo, ngokusebenza kakhulu, ukuhlanganisa imicimbi kanye nokuhanjiswa kwenzuzo yamanani. Nakuba lezi zinguquko zingathuthukisa ukutholakala kwabanye abantu, kubalulekile ukuqinisekisa ukuthi ubuchwepheshe abubenzi izithiyo ezintsha kulabo abangenayo i-internet noma ulwazi lokufunda.

Izinhlelo eziningi zisebenza ukuze kuncishiswe intuthuko yezobuchwepheshe ngokunakekela izindlela ezivamile zokuhambisa inkonzo ukuze kuqinisekiswe ukuthi bonke abantu bangathola usizo oludingekayo.

Ukuthunyelwa Kwenkonzo Emisha

Kunokuqashelwa okwandayo ukuthi abantu badinga izinhlobo eziningi zosizo nokuthi ukuqondisa izinkonzo kungathuthukisa imiphumela. Izibonelo zenkonzo ezixhumanisa abantu kuzo zonke izinhlelo abafanelekela zona, kunokuba bafune izicelo ezihlukene, ziya zivame kakhulu.

Lezizindlela ziyaqaphela ukuthi ukusingatha izidingo eziningi ngesikhathi esifanayo — njengokunakekela izindlu, umsebenzi, ukunakekelwa kwempilo, nokunakekela abantwana⁠ kuphumelela kakhulu kunokusingatha isidingo ngasinye ngokuzehlukanisa.

Imithombo Yengcebo Eyengeziwe Nokuthola Usizo

Kunemithombo eminingi ekusiza ukuba usebenzise izinkonzo zomphakathi futhi uthole usizo oludingayo:

  • USA.gov Reconfinder: Ithuluzi elibanzi lokuveza izinzuzo zikahulumeni ongase ukufaneleke e-http://wwww.usa.gov/benefit-fining[
  • I-State and Local Social Service Acompostation: Xhumana noMnyango weNkonzo yeNtlalo-ntle kazwelo-muntu noma inxusa elifana nalo lokwaziswa ngombuso nezinhlelo zendawo
  • : IDial 211 kunoma iluphi ucingo ukuxhumanisa nemithombo yezosizo nendawo yakini nezinhlelo zosizo
  • [[QUT:0] Isenzo se-community Actives: Izinhlangano zendawo ezinikeza izinkonzo ezihlukahlukene futhi zingakusiza ukuba uxhumane nemithombo yemali
  • [[QURT:0] Izinhlangano zosizo zezentengiselwano[[QURT:1]: usizo olukhululekile olungokomthetho kubantu abathola imali ephansi, kuhlanganise nosizo ngezinhlelo ezizuzisayo nezicelo
  • [[UMTL:0] Area Actives on Age : Imivubukulo nosizo ngokukhethekile kubantu abadala kanye nabanakekeli babo
  • Izinhlangano zamalungelo amalungelo [: Ukuqapha nosizo kubantu abakhubazekile
  • [ Izinhlangano zenkonzo zababaleki nezifuduki : usizo olukhethekile kubafuduki nababaleki abahamba ngezinyawo ngezinkonzo zomphakathi

Unganqikazi ukuzama ukuthola usizo. Ochwepheshe bezenhlalakahle, izinhlangano zomphakathi, kanye namaqembu okuphatha abantu abanosizo abaludingayo, bakhona ngokukhethekile ukuze basize abantu bafinyelele usizo abaludingayo. Ukucela usizo kuwuphawu lwamandla nomthwalo wemfanelo, hhayi ubuthakathaka.

Isiphetho

Izinkonzo zomphakathi kanye nezinhlelo zikahulumeni zokusekela izinhlelo zimelela isibopho somphakathi sokuqinisekisa ukuthi bonke abantu nemikhaya bayakwazi ukuthola izidingo eziyisisekelo namathuba okuphila okungcono. Ukusuka ekudleni nasezindaweni zokuhlala kuya ekunakekeleni impilo, imfundo, izinkonzo zemisebenzi, nokusekela okungokwezimali, le zinhlelo zinikeza isivikelo esibanzi kulabo ababhekene nezinselele.

Ukuqonda ukuthi iziphi izinhlelo ezikhona, indlela yokuthola ukuthi ungaba nekhono elingakanani, nendlela yokuthola izinkonzo kungenza umehluko omkhulu ekuphileni kwakho nasekuphileni kwamalungu omkhaya wakho.

Khumbula ukuthi lezi zinhlelo zikhona ngoba umphakathi uqaphela ukuthi wonke umuntu ubhekene nobunzima ngezinye izikhathi futhi ukuthi ukusekela kuzuzisa hhayi abantu ngabanye kodwa yonke imiphakathi. Uma ulwa, funa usizo. Ukucwaninga okukhona, qoqa amabhukwana adingekile, izicelo eziphelele, futhi unganqikazi ukucela usizo endleleni.

Izinkonzo zomphakathi zingakunikeza ukusekela okudingayo ukuze ubhekane nezikhathi ezinzima, ufinyelele ukuqina okukhulu, futhi wakhe isisekelo sempumelelo yesikhathi eside. Ngokuqonda nangokuthola le mithombo, uthatha isinyathelo esibalulekile sokuthuthukisa inhlalakahle yakho futhi wenzele wena nomkhaya wakho ikusasa elingcono.