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Ukubaluleka Okubucayi Kokugcina Ukwaziswa Kwakho Okuphathelene Ne - Internet Kuvuselelwe Ngezinzuzo

Kunezinzuzo zanamuhla eziyinkimbinkimbi zendawo, ukulondoloza ukwaziswa okuqondile nokukhona nokuthintanayo kwamanje akusikho nje ukutusa − kusemcimbi obalulekile ongasho umehluko phakathi kokuthola izinzuzo zakho ngokushelelayo nokubhekana nokwephuza okukhungathekisayo, ukuphuthelwa izaziso, noma ngisho nokukhokha kwesikhashana. Kungakhathaliseki ukuthi ubhalise ekukhokheleni izindleko zezempilo, izinhlelo zomhlalaphansi, usizo lukahulumeni, noma izinzuzo zomqashi ozisebenzelayo, imininingwane yakho yokuxhumana isebenza njengesibopho esibalulekile sokuxhumana phakathi kwakho nabanikezeli bakho abazuzisayo.

Lo mqondisi oningilizayo uhlola ukuthi kungani ulungisa ukwaziswa okuphathelene nothintana kwakho kunanini ngaphambili, imiphumela yemininingwane ephelelwe isikhathi, namasu asebenzayo okuqinisekisa ukuthi ukwaziswa kwakho kusekhona kuzo zonke izinhlelo zakho ezizuzisayo.

Ukuqonda Indima Yokwaziswa Okuphathelene Nothile Ekuqondiseni Izinzuzo

Ulwazi lwakho lokuxhumana − kuhlanganise nekheli lakho lokuthumela, ikheli le-imeyili, inombolo yocingo, futhi kwezinye izimo, imininingwane yakho ebhange (iveza isisekelo sendlela abaqondisi abasizayo abaxhumana ngayo nawe. Lemininingwane yenza izinhlangano nezinhlangano zikwazi ukukuthumelela izincwadi ezigxekayo, ukwazisa ngezinguquko ezibalulekile, ukuqinisekisa ukuthi uyakwazi ukukhokha, futhi qinisekisa ukuthi imali yakho ifika kuwe ngaphandle kokuphazanyiswa.

Indlela Yokukhulumisana

Zizuzise kakhulu izinhlelo ezincike kakhulu ekuxhumaneni ngokuqondile nabamukeli. Ukuzimela kugcizelela ukubaluleka kokunikeza ikheli lakho elilungile ukuze ziqhubeke zikuthumelela ukwaziswa okubalulekile. Lokhu kuxhumana kuhlanganisa izimemezelo ezizuzisayo, izimemezelo zokulungisa eziphila, amafomu entela, ukubukeza izinhlelo ezisheshayo, izinguquko zenqubo, kanye nezikhumbuzo zokuvuselela.

Uma ulwazi lwakho lokuxhumana luphelelwe isikhathi, wenza igebe lokuxhumana elingaba nemiphumela emibi. Amaphepha abalulekile angathunyelwa emakhelini amadala lapho ungasahlali khona, ama-imeyili angabuyela emuva kubathumeli, futhi izingcingo zingangaphenduleki, / konke okungaholela ekulahlekelweni yizikhathi ezimisiwe nezinzuzo.

Zuza Izinhlelo Eziningi, Izimfuneko Eziningi Zokuvuselelwa

Abantu abaningi bathola izinzuzo emithonjeni eminingi ngesikhathi esisodwa. Ungathola izinzuzo zomhlalaphansi we-Social Security, isheshi le-Medica, umhlalaphansi ovela kumqashi wangaphambili, nomshuwalense wokwenezela. Ngamunye wale zinhlelo ulondoloza amarekhodi akhe siqu, okusho ukuthi ukukhumulisa ukwaziswa kwakho nenkokhelo eyodwa akuyivuseleli ngokuzenzekelayo kwabanye.

Lesimiso esihlukene sidinga ukuqapha. Uma uhamba, ushintsha inombolo yakho yocingo, noma ufukula ikheli lakho le-imeyili, kumelwe wazise umnakekeli ngamunye osizayo ngokwehlukana ukuqinisekisa inkonzo eqhubekayo, engaphazamiseki kuzo zonke izinhlelo zakho.

Okwenza Ukwenezela Imininingwane Yokuxhumana Kwakho Izindaba: Ithonya Lomhlaba Wangempela

Ukubaluleka kokulondoloza ukwaziswa okutholakala manje kudlulela ngalé kosizo olulula.

Izaziso Ezifike Ngesikhathi Nezinsalela Ezibucayi

Zuza izinhlelo njalo zithumela izaziso ezisheshayo ukuzwelana nesikhathi ezidinga ukunakwa futhi kaningi ukusabela kwakho. Lezi zingahlanganisa ukubukeza kobungqabavu baminyaka yonke, ukuzuza ushintsho lwenani, ukushintshwa kwenqubo, noma izicelo zemibhalo eyengeziwe.

Uma kudingeka ukwaziswa okwengeziwe, abazuzayo batshelwa kusengaphambili futhi banikwe isikhathi sokuphendula. Nokho, uma lezi zazi zithunyelwa ekhelini noma email eliphelelwe isikhathi, ungase ungazamukeli. Ukungatholi lezi zingxoxo kungaphumela ekuphenduleni okubambezelekayo, okusiza ukugwema ukulibala noma ukumisa ikhefu isikhashana ekukhokheleni.

Cabangela ushintsho lwaminyaka yonke lwezindleko zokuphila (COLA) lwezaziso ukuthi i-social Security ithumela abazuzayo. Ngasekupheleni kukaNovember, izimemezelo ze-social Security CLA zikhona ku-inthanethi kubantu abaningi abazuzayo e-message Center ye-akhawunti yami ye-Social Security, inikeza indlela elondekile nengcono yokuthola izimemezelo ze-CLA ku-inthanethi. Uma ikheli lakho le-imeyili liphelelwe isikhathi futhi ungakhethanga ukuthunyelwa nge-inthanethi, ungaphuthelwa ulwazi olubalulekile ngoshintsho lwenzuzo yakho.

Ukuvimbela Ukubhapathizwa Nokulibala

Mhlawumbe umphumela oshesha kakhulu nohlobene nokwaziswa okuthathelwanayo okuphelelwe isikhathi ungazuzisa ukuntengantenga. Uma abaphathi abazuzisayo bengenakufinyelela kuwe ukuze baqinisekise ukwaziswa noma lapho amabhukwana agxekayo ebuyiselwa njengokungathunyelwa, kungase kungabi nakwenza ngaphandle kokumisa izindleko zakho kuze kube yilapho indaba ixazululiwe.

Kubantu abathembele kulezinzuzo njengomthombo oyinhloko noma owukuphela kweholo labo, ngisho nokuphazanyiswa okwesikhashana kungabangela ubunzima obukhulu obungokwezimali.

Ulwazi lokungabhali kubaluleke ngokufanayo. Uma ushintshwe amabhange noma uvale i-akhawunti kodwa ungakakuhlanganisi ukwaziswa okugciniwe ngokuqondile nabaphathi bakho abazuzisayo, imali yakho ingalahlwa futhi ibuyiswe, kubangele ukulibala kwamasonto ambalwa lapho ulungisa futhi ukhokhele.

Ukulondeka Nokuvimbela Ukukhwabanisa

Ukulondoloza ukwaziswa kothintana kwamanje nakho kuyisilinganiso sokuphepha esibalulekile. Uma iposi elihlobene nenzuzo lithunyelwa ekhelini lapho ungasahlali khona, liba yisisulu sokwebiwa noma ukusetshenziswa kabi kwabanye. Ukuzuza izitatimende, amafomu entela, nezinye izincwadi eziqukethe ukwaziswa kwakho siqu kungawela ezandleni ezingalungile, okungaholela ekwebiweni kwemininingwane yakho noma ekuzuzeni ukukhwabaniswa.

Ayikho inkampani kahulumeni noma inkampani enedumela elihle engayicela ukwaziswa kwakho noma icele imali eshintshwayo yezinkonzo ezinje ngemishini yokuthumela izingcingo noma amakhadi ezipho, futhi kufanele ugweme ukuba isisulu sezingcingo ezikhohlisayo namasu obuchwepheshe obuyi-inthanethi. Ukuba nokwaziswa okuphathelene namafayela kusiza ukuba izinhlangano ezingokomthetho zikufinyelele ngokuqondile, ukunciphisa ingozi yokuba abaphangi bavimbele ukuxhumana noma izikhulu ezizishaya izicelo.

Ngaphezu kwalokho, izinhlelo eziningi ezisizayo zithumela isaziso sesiqiniseko uma ukwaziswa kothintana kushintshiwe. Lezi zincwadi zitshela umniki-mngeni noma ummeleli ukuthi kukhishwe ukushintsha kwekheli bese ziluleka ukuba zithintane ne-aces uma zingalishintshi ikheli lazo. Lesi sici sokuphepha sisebenza kuphela uma ulwazi lwakho lokuxhumana luseheleni ukuze uthole lezi zixwayiso.

Ukuqinisekiswa Nokubambisana Okulula

Izinhlelo eziningi zisiza ekubukezeni ukuvuselelwa kolwazi ngezikhathi ezithile ukuze kuqinisekiswe ukuthi abamukelayo basalufanelekela usizo. Ukubukeza ukulinganisela kobulula kulandela izinqubo eziklanyelwe ukulinganisela ukunemba nokutholakala, nezinhlangano ezithembele emarekhodini akhona, ekubukezeni ngezikhathi ezithile, nalapho kudingeka, izicelo eziqondile zokwaziswa okuthuthukisiwe.

Lezi zicelo zingahlanganisa ukuqinisekisa izinhlu zemali oyitholayo, ukuvuselela imininingwane yokuxhumana, noma ukuqinisekisa i-commission yasekhaya. Uma ungatholi lezizicelo zokubukeza ngoba ukwaziswa kwakho kokuthintana kuphelelwe isikhathi, ungaphuthelwa ithuba lokuphendula, ungenza ukuba uqhubeke ungena mkhuba.

Inzuzo yabaphathi igcizelela ukubaluleka kokulondoloza amarekhodi amanje, iphawula ukuthi ukugcina ukwaziswa komuntu siqu kuthuthukisiwe kuqinisekisa ukuthi ukubukeza okuphumelelayo kuqedwa ngokushelelayo futhi ukukhokha kuyaqhubeka ngaphandle kokuphazamiseka.

Ukufinyelela emabhukwanani abalulekile entela

Izinzuzo eziningi iholo elikhokhelwayo, futhi abanikazi benzuzo kudingeka bathumele izimemo zentela zaminyaka yonke. Kubantu abazuzayo, lokhu kuhlanganisa amafomu e-SSA-1099 noma ama-SSA-1042 abika izinzuzo ozithole phakathi nonyaka.

Ukukhipha ngokushesha ikheli lakho kuqinisekisa ukuthi lisime u-rishi ofike ngesikhathi wezaziso zentela kanye namafomu entela njenge-SSA-1099. Ngaphandle kwala mafomu, ungazama ukubhala izintela zakho ngokunembile nangesikhathi, ungabhekana nezijeziso noma ukulibala ukwamukela izikhala zentela.

Nakuba manje izinhlangano eziningi zinikeza amaphepha entela kuyi - Internet, ngokuvamile udinga ukwaziswa okuphathelene nalezi zincwadi ezisemafayilini ukuze ungene e - akhawuntini yakho noma uthole izaziso zokuthi la maphepha akhona.

Izibonelo Ezivamile Ezidinga Ukuvuselelwa Kokwaziswa Okuthintanayo

Ukuqonda ukuthi uzokuhlaziya nini ukwaziswa okuphathelene nawe kubalulekile njengokwazi ukuthi kungani izenzakalo eziningana zokuphila nezimo kufanele kubangele ukubukezwa nokuthuthukiswa kwemininingwane yakho ngokushesha nabo bonke abaninakekelayo abazuzisayo.

Ukuthuthela Endaweni Entsha

Ukubuyisela mhlawumbe isizathu esivame kakhulu sokuvuselela ukwaziswa kokwaziswa kokuxhumana. Kungakhathaliseki ukuthi uyahamba edolobheni noma kulo lonke izwe, uma uthola izinzuzo kuhulumeni onjenge-Social Security, kufanele uhlaziye ikheli lakho ngokushesha uma uhamba ukuze uqhubeke uthola lezinkokhelo.

Uma uthutha, kufanele uhlaziye ikheli lakho nawo wonke amasizayo, kuhlanganise ne-Social Security, iMedicare, abaphathi bempesheni, izinkampani zomshuwalense, nanoma yiziphi ezinye izinhlangano ezikuthumela izinzuzo noma inzuzo ehlobene nezokuxhumana. Ungathathi ukuthi iposi elidluliswa ngenkonzo yeposi lanele, `i-oday translated transmes ayiqinisekisi ukuthi yonke iposi izokufinyelela.

Qiniseka ukuthi izinhlangano zinalo ikheli lakho ngisho noma uyeka ukucela izinzuzo, njengoba zingase zikuthumelele ukwaziswa okubalulekile ngentela, kuzuze ukunethezeka nokunye okwengeziwe.

Ukushintsha Izinombolo Zocingo

Kubalulekile ukuba abantu abaningi bathembele kuphela komakhalekhukhwini futhi bangase bashintshe izinombolo lapho beshintsha izinto zokuthutha noma bethutha, ukugcina inombolo yakho yocingo enabaqashi abazuzisayo. Kungase kudingeke ukuba izinkampani zikubize ukuze kuqinisekiswe ukwaziswa, ukuhlelwa kwezinhlelo, noma ukuqashelwa izindaba eziphuthumayo.

Ezinye izinhlelo zisebenzisa izikhumbuzo, izixwayiso, noma izikhombi eziqinisekile ukuze zitholakale kuyi-akhawunti ye-intanethi. Inombolo yocingo ephelelwe isikhathi isho ukuthi uzolahlekelwa yilezi zingcingo ezibalulekile.

Vuselela amakheli e-imeyili

I-imeyili isiyindlela eyinhloko yokuxhumana nezinhlelo eziningi ezizuzisayo, ikakhulukazi kulabo abakhetha ukuxhumana okungenaphepha. Ungavuselela i-imeyili yakho noma nini uma unamakheli azuzisa kakhulu, futhi kufanele wenze kanjalo ngokushesha uma ushintsha ama-imeyili noma uma ikheli lakho elidala le-imeyili linciphiswe noma lingafinyeki.

Izinhlangano eziningi manje zithumela izaziso ezibalulekile, izixwayiso ze-akhawunti, futhi zize zizuzise ngisho nezinkulumo nge-imeyili. Ikheli le-imeyili eliphelelwe yisikhathi lisho ukuthi uzophuthelwa ngokuphelele yilezi miyalezo, ngaphandle kokuba ucele ngokuqondile.

Ukushintsha Ulwazi Oluyibhange

Uma uthola izinzuzo ngokufaka imali ngokuqondile, okuyindlela ejwayelekile yokukhokha izinzuzo eziningi zikahulumeni, kumelwe uhlaziye ukwaziswa kwakho okusebhange noma nini lapho ushintsha amabhange, uvale i-akhawunti, noma uvule i-akhawunti entsha lapho ufuna ukuba izinzuzo zakho zifakwe khona.

Ukuhluleka ukuvuselela ulwazi lwebhange kungaphumela ekulahleni ukukhokha, okungabe kufanele kuphinde kukhokhelwe, kubangele ukulibala okungathatha amasonto ambalwa. Ezinye izinhlelo zidinga amafomu akhethekile nezincwadi eziqinisekisayo ukuze kushintshwe ukwaziswa okuphathelene nebhange, ngakho kubalulekile ukuqala lenqubo ngaphambi kokuba uvale i-akhawunti yakho endala.

Izinguquko Ekuhleleni Kwasekhaya

Izinzuzo ezithile, ikakhulukazi lezo ezihlolwa noma ezisekelwe ngokobukhulu bendlu, izinguquko kulowo ohlala nawe zingathinta ukufaneleka noma inzuzo yakho. Umshado, isehlukaniso, ukuzalwa noma ukutholwa kwengane, noma izingane ezindala ezithuthayo zingabangela isidingo sokuvuselela ulwazi lwakho.

Nakuba lokhu kudlulela ngalé kokwaziswa okulula okuphathelene nabantu, lezi zinguquko zokuphila ngokuvamile zihambisana nekheli noma ushintsho lwegama oludinga ukuba ubhale kabusha amarekhodi akho azuzisayo.

Indlela yokuhlanganisa ulwazi lwakho lokuxhumana: Isikhombo Esilandelanayo

Ukuhlaziya ukwaziswa kwakho okuphathelene nokuxhumana nabanakekela inzuzo kuye kwanda, njengoba izinhlangano eziningi zinikeza izindlela eziningi zokuvumelanisa izinto ezithandwayo nezimo ezihlukahlukene.

Ukuvuselelwa kwe-OpenOffice

Indlela esheshayo nelula kakhulu yokuhlaziya ukwaziswa okuphathelene noxhumana kuyi - Internet yakho elungiselelwe umnakekeli owusizo.

KuSocial Security Abazuzayo, ungavuselela inombolo yakho yocingo, i-imeyili noma ikheli le-mesethi ukuze ikwazi ukuxoxa nawe ngezinzuzo zakho. Ukuze uthole ukwaziswa okusha kwe-imeyili, bhala e-akhawuntini yakho bese ukhetha i-Pakero Yami phezulu ekhasini.

Ukuze ulungise ikheli lakho ne-Social Security Administration, bhala noma faka i-akhawunti yakho ye-SSA kuyi-internet essa.gov futhi usebenzise ingxenye yeSiphakamiso Sami ukuze ushintshe ikheli lakho leposi ne-imeyili.

Nokho, kunemingcele ethile. Ungavuselela ikheli lakho locingo nenombolo uma usuthola izinzuzo, futhi uma uthole ukulondeka okungenayo (SI) noma ungenalo ikheli lokuthumela e-U.S., kumelwe ushayele ucingo noma uvakashele ihhovisi lendawo ukuze ushintshe ikheli lakho.

Ukuvuselelwa kocingo

Uma ukhetha ukungasebenzisi izinkonzo ze-inthanethi noma uma ungakwazi ukuhlaziya ulwazi lwakho kuyi-inthanethi, izinhlelo eziningi zinikeza ukusekela kocingo. Abameleli benkonzo abakhokhelwayo bangakusiza ukuba uhlaziye imininingwane yakho yokuxhumana, nakuba uzodinga ukuqinisekisa ukuthi ungubani ngokunikeza ukwaziswa kwakho okunjengenombolo yakho ye-Social Security, usuku lokuzalwa, futhi ngokunokwenzeka nezimpendulo zemibuzo elondekile.

Uma ubiza ukuvuselela ulwazi, yiba nayo yonke imininingwane yakho emisha, kuhlanganise nekheli lakho elisha eliphelele eline-khowudi ye-ZIP, inombolo entsha yocingo nekheli elisha le-imeyili. Lokhu kuqinisekisa ukuthi i-compive ingaqedwa ngocingo olulodwa.

Ku-Person Kuvuselelwa

Ungashayela ucingo noma uvakashele ihhovisi lendawo ukuze wenze ushintsho. Ukuhambela kwe-person kungaba wusizo kakhulu uma unemibuzo enzima, udinga usizo ngokulungisa okuningi, noma ukhetha ukuxhumana ubuso nobuso.

Uma uvakashela ihhovisi uwedwa, uletha izincwadi zokwaziswa, ubufakazi bekheli lakho elisha (njengekheli le-ithirofect noma isivumelwano), nanoma imaphi amaphepha ahlobene nenzuzo onawo. Lokhu kuzosiza ekuqedeni inqubo yokulungisa.

Izicelo Ezilotshiwe

Ezinye izinhlelo ezizuzisayo zisamukela izicelo ezibhaliwe zokuvuselela ulwazi lokuxhumana. Lokhu kuhilela ukuqeda uhlobo oluthile noma ukubhala incwadi ehlanganisa ukwaziswa kwakho okuchazayo, imininingwane ofuna ukuyivuselela, kanye nesignesha yakho.

Izicelo ezibhaliwe zithatha isikhathi eside ukwenza inqubo kunokuhlela nge-inthanethi noma ngocingo, ngakho lendlela isetshenziswa kangcono uma ukhipha ukwaziswa kusengaphambili noma nini uqeda isikhathi noma ezinye izindlela zingekho kuwe.

Ukunakekela Okukhethekile Izinhlobo Ezihlukahlukene Zezinzuzo

Izinhlelo ezihlukile ezizuzisayo zingase zibe nezimfuneko noma izinqubo ezithile zokuvuselela ukwaziswa okuphathelene nothile:

  • [[NTL:0] Ukulondeka kobuKhomanisi neMedicare: kungavuselelwa kulokhu nge-akhawunti yami yeNtlalo-ntle, nakuba ezinye izinguquko zingadinga izaziso ezihlukene ku-Medicare.
  • Izinzuzo ezithathelwe indawo: Ivamile ukushintshwa ngomnyango womqashi wakho we HR noma izinzuzo ze-partial, hhayi ngqo enkampanini yomshuwalense.
  • [[I-FLT:0] Izinzuzo: Kungadingeka ulwenze oluguqulweyo ku-VA's ortonal ka-intanethi, ngocingo, noma ehhovisi le-VA.
  • Izinzuzo zesifundazwe: njengomshuwalense wokungasebenzi noma i-Medicaid, ngokuvamile inezazo iziteshi nezinqubo zikahulumeni ezicacisiwe.
  • [[INDAWO:0] Impesheni: Xhumana nomphathi wempesheni ngokuqondile, njengoba izinqubo zihluka ngokwendlela ehlelwe.

Imikhuba Engcono Kakhulu Yokulondoloza Ukwaziswa Okuphathelene Namanje

Ngaphandle nje kokuhlaziya ukwaziswa kwakho lapho kwenzeka izinguquko, ukwenza imikhuba eqhubekayo kungasiza ekuqinisekiseni ukuthi imininingwane yakho yokuxhumana ihlala ikhona futhi inembile kuzo zonke izinhlelo zakho ezizuzisayo.

Yenzani Uhlu Lokuhlola Lwezinzuzo

Gcina uhlu olubanzi lwezinhlelo ozihlanganyelayo, kanye nokwaziswa kokuxhumana kwesimiso ngasinye kanye nenothi ongahlaziya kanjani imininingwane yakho. Loluhlu lusebenza njengekhombo elibalulekile uma kudingeka ulungise, uqikelele ukuthi awuzinaki izinhlelo.

Uhlu lwakho lokuhlola kufanele luhlanganise:

  • Igama lohlelo kanye nohlobo lwenzuzo
  • I-akhawunti noma inani lesazisi
  • I-akhawunti yokungena ku-website
  • Inombolo yenkonzo yesingcingo esisemthethweni
  • Ikheli lokubhalelana ngeposi
  • Incwajana yanoma iziphi izimfuneko ezikhethekile zokuhlaziya
  • Usuku lokuhlaziywa kokugcina

Buyisela Ulwazi ngokushesha ngemva kokushintsha

Ungalindi ukuvuselela ulwazi lwakho lokuxhumana. Ngokushesha uma wazi ukuthi uyanyakaza, ushintsha izinombolo zocingo, noma ulungisa i-imeyili yakho, qala inqubo yokwazisa bonke abanikazi benzuzo. Lendlela eqhubekayo ivimbela izikhala ekuxhumaneni futhi inciphisa ingozi yokuntula izaziso.

Uma kungenzeka, hlaziya ulwazi lwakho ngaphambi kokuba ushintsho luqale ukusebenza. Ngokwesibonelo, uma uhamba ngenyanga yeshumi nanhlanu, vuselela ikheli lakho ngenzuzo abanikezeli besonto noma amabili kusengaphambili, usho usuku oluphumelelayo loshintsho.

Ukuziphatha Kunikeza Ukwaziswa Kwasikhathi Sonke

Misa isikhumbuzo sokubukeza ukwaziswa kwakho kothintana nawo wonke umnakekeli ozuzisayo okungenani kanye ngonyaka, ngisho noma kungeshintshi lutho. Lokhu kuhlola kwaminyaka yonke kukusiza ukuba uthole noma yikuphi ukuphikisana, kuqinisekiswe ukuthi ukulungiswa kahle kwangaphambili, futhi uqinisekise ukuthi konke ukwaziswa kwakho kuhlala kunembile.

Izinhlelo eziningi zizuzisa ngokubukeza kwaminyaka yonke noma zithumele izitatimende zaminyaka yonke — sebenzisa lezi njengamathuba okuqinisekisa ukuthi ukwaziswa kokuxhumana abakuqukethe kumafayela kulungile.

Londoloza Ukwaziswa Okungaguquguquki Ngaphesheya Kwezinhlelo

Sebenzisa ukwaziswa okufanayo kokuxhumana kuzo zonke izinhlelo zakho ezizuzisayo uma kungenzeka. Lokhu kuvumelana kwenza kube lula ukuthola ukuthi yikuphi ukwaziswa okunikeziwe futhi kunciphise ingozi yokudideka noma amaphutha.

Uma ulondoloza amakheli amaningi e - email noma izinombolo zocingo, khetha eyodwa njengendlela othintana ngayo ngokuyinhloko nazo zonke izinzuzo ezihlobene futhi uyisebenzise njalo kuzo zonke izinhlelo.

Gcina amarekhodi okuqinisekisa

Noma nini uma uhlaziya ukwaziswa kongathintwa wakho, gcina ama-imeyili okuqinisekiswa, izikhombo, noma ezinye izikhombi ezifakazela ukuthi wenze i-pective. La marekhodi angaba yigugu uma kuvela imibuzo kamuva uma ulwazi lushintshiwe noma uma ukushintshwa kungahlelwanga kahle.

Create a dedicated folder—either physical or digital—for storing these confirmations along with other important benefit-related documents.

Cabangela Izinketho Ezingenaphepha Ngokucophelela

Izinhlelo eziningi manje zinikeza izindlela zokuxhumana ezingenamaphepha, zihambisa izimemezelo zezaziso nezinkulumo ngemishini esikhundleni seposi. Nakuba lokhu kungase kube lula futhi kungabi yingozi endaweni ezungezile, kudinga ukuba ulondoloze ukwaziswa okukhona manje nge-imeyili futhi uhlole njalo i-akhawunti yakho noma i-imeyili ukuze uthole imiyalezo ebalulekile.

Uma ukhetha ukuxhumana okungenaphepha, misa izihluzi ze-imeyili ukuqinisekisa ukuthi imiyalezo ehambisana nenzuzo ayipheleli kuma-demoniyudi, futhi sungula isimiso sokuhlola ama-akhawunti akho ka-inthanethi njalo. Abanye abantu bakhetha ukugcina ukuthunyelwa kwephepha ukuze kuthunyelwe izingcingo ezibucayi kakhulu uma bengenaphepha ukuze bathole izimemezelo zenqubo.

Ukuthola Umuntu Omethembayo Lapho Efaneleka

Ezinye izinhlelo zikuvumela ukuba ubhale ukuthintana nothile omethembayo, okungatshelwa ukuthi inkampani inenkinga yokufinyelela kuwe noma ukuthi ikhathazekile ngendaba yakho. Lokhu kunganikeza ikhatha lokuphepha eliwengeziwe, ikakhulukazi kubantu abadala noma labo abanezinkinga zempilo ezingase zithinte ikhono labo lokuxhumana.

Nokho, khetha ukuthi ubani omtshelayo futhi uqonde kahle ukuthi yikuphi ukwaziswa abazokuthola futhi ngaphansi kwezimo ezizothintana nazo.

Ukucatshangelwa Okukhethekile Kwezinhlelo Eziqondile Ezizuzisayo

Nakuba izimiso ezivamile zokulondoloza ukwaziswa okuphathelene nabantu kwamanje zisebenza kuzo zonke izinhlelo ezizuzisayo, ezinye izinhlelo zinezimfuneko noma izinto ezicatshangelwayo okufanele ziphawulwe.

Izinzuzo Zokulondeka Komphakathi

I - Social Security ingenye yezinhlelo ezivame kakhulu e - United States, esiza izigidi zabathatha umhlalaphansi, abakhubazekile nabasindayo.

Uma uthola izinzuzo zeNhlala - kahle noma unezithiyo ze - Medicare, ungahlaziya ukwaziswa okuphathelene nawe kuyi - Internet ngokubhala i - akhawunti yami yokulondeka kwezenhlalakahle ukuze ngikuthole. Le akhawunti ye - Internet inikeza indlela elondekile yokulungisa ikheli lakho, inombolo yocingo, i - email, kanye nezitatimende ezizuzisayo, amafomu entela, nezinye izincwadi ezibalulekile.

I - portal yami yeNkinga Yezokuphepha Yabantu ikuvumela nokuba ukhethe ukunikeza izimemezelo kuyi - Internet, unciphise isilinganiso sephepha olitholayo kuyilapho uqinisekisa ukuthi usathola zonke izingcindezi ezibalulekile nge - Message Center elondekile.

IMedicare

I-medicare yokwaziswa kokuxhumana kuvame ukuxhunyaniswe ne-akhawunti yakho ye-Social Security, kodwa kubalulekile ukuqinisekisa ukuthi ulwazi olwenzayo ekwazisweni kwakho kwe-Social Security lubuye lubonakale emarekhodini ka-Medicare. I-Medicare ithumela izimemezelo ezibalulekile mayelana nemfitho, izikhokhelo, futhi ihlela izinguquko odinga ukuzithola ngokushesha.

Uma unecebo le-Medicare Service noma Ingxenye D ye-odoc discip, kuyodingeka futhi uhlaziye ukwaziswa kwakho ngokuhlukaniswe nalezo zinkampani zomshuwalense zangasese, ngoba zilondoloza amarekhodi azo ngaphandle kwe-Medicare.

Izinzuzo Ezithandwa Umqashi

Kuzisebenzi zamanje, xhumana ngokwaziswa okunikezwa abaqashi bakho kusetshenziswa emnyango wezemisebenzi noma kusiza isimiso sokuqondisa. Uma ulungisa ikheli lakho noma inombolo yocingo nge-HR, kufanele ihlanganise zonke izinzuzo zomqashi wakho.

Nokho, uma ungumuntu othathe umhlalaphansi othola izinzuzo kumqashi wangaphambili, kungadingeka uhlaziye ulwazi lwakho ngokuqondile nomphathi wezinzuzo noma inkampani yomshuwalense. Ungathathi umqashi wakho wangaphambili uzolondoloza ukwaziswa kwakho kwamanje."Yiba nomthwalo wemfanelo wokukugcina uvuselelwe.

Izinhloso Zokunakekela Impilo

Uma uthola umshuwalense wempilo nge-Health Inshorence Makers (Intengiselwano Yezempilo.gov noma itheki kahulumeni), ukugcina ukwaziswa kothintana kwakho kudingekile ukuze uthole izimemezelo zokuvuselela, ulwazi lwentela, kanye nokuzichaza ngendaba yakho.

Amapulani entengiselwano adinga ukuvuselelwa kwaminyaka yonke, futhi ukuphuthelwa kwezaziso ngenxa yokwaziswa kokuxhumana okuphelelwe isikhathi kungaphumela ekulahlekelweni imfihlo yakho. Ngaphezu kwalokho, izinguquko ekhelini lakho zingathinta ukufaneleka kwakho ngamapulani athile noma izikweleti zentela, ngakho kubalulekile ukubika ushintsho olusheshayo.

Ukuthola Ukulondeka Okunezelwe (SSI)

Ngokungafani nabathola i-Social Security abavamile abangalungisa ukwaziswa okuningi kuyi-inthanethi, abathola i-SSI kumelwe babike izinguquko ngocingo noma umuntu ehhovisi lezenhlala - kahle.

Lokhu kungenxa yokuthi i-SSI iyisimiso esisekelwe ezidingweni, futhi ikheli lakho lingathinta ukuvuleka kwakho nenzuzo yenani lakho. Ukushintsha kwamalungiselelo okuhlala kumelwe kubikwe ngokushesha ukuqinisekisa ukuba uqhubeke uthola inzuzo efanele.

Abavuzi Bayozuza

Abangenisi abathola izinzuzo ze-Divince of Veterans Affairs kufanele bahlaziye ukwaziswa kwabo ngocingo lwe-VA's oluse-inthanethi, ngokubiza i-VA izinzuzo ezishisayo, noma ngokuvakashela ihhovisi lesifunda se-VA. i-VA ihambisa izinhlelo zenzuzo eziningi ezihlukahlukene, futhi ibuye iguqule ukwaziswa kwakho endaweni eyodwa kuzokuhlanganisa kuzo zonke izinzuzo ze-VA.

Nokho, uma uthola ukunakekelwa kwezempilo ngeVA, kungase kudingeke futhi ukuba uhlaziye ukwaziswa kwakho ngokwehlukana nesikhungo sakho sezokwelapha seVA ukuze uqiniseke ukuthi uthola izikhumbuzo zokuhlela nokunye ukuxhumana okuhlobene nezempilo.

Izinkinga Zokwaziswa Okuvamile Okuphathelene Nokuxhumana

Ukuqonda indlela yokusingatha izinkinga ezivamile kungakusindisa isikhathi nokukhungatheka, ngisho noma kunezinhloso ezinhle, kungaphakama izinkinga lapho kukhishwa ukwaziswa okuphathelene nokuxhumana.

Ihlaziya I - “neas ” noma Ithatha Umphumela

Ngezinye izikhathi ungahlaziya ulwazi lwakho nge-inthanethi noma ngocingo, bese uthola kamuva ukuthi lolu shintsho aluzange lulungiswe noma alwenzeki. Lokhu kungenzeka ngenxa yamagilishi obuchwepheshe, ulwazi olungaphelele, noma izindaba eziyiqiniso.

Uma usola ukuthi i-plugin yakho ayisebenzanga:

  • Ngena kwi-akhawunti yakho yolayini ukuze uhlole ukuthi ikuphi ukwaziswa okukumahele manje
  • Hlola ukuqinisekiswa kwama-imeyili noma izinombolo zokukhomba usuka nini
  • Inkonzo yekhasimende lokuxhumana nokwaziswa okugunyazayo ukuba kubuze ngesimo
  • Zilungiselele ukubuyisela ulwembu uma kudingekile
  • Ngemva kwesonto noma amabili, landela ushintsho ukuze uqinisekise ukuthi lukhona

Ukuthola Ama - akhawunti E - Internet Enkingeni Enzima

Uma ungakwazi ukungenela i-akhawunti yakho kulayini ukuze ulungise ulwazi", mhlawumbe ngoba ukhohlwe iphasiwedi yakho, i-akhawunti yakho ivaliwe, noma unezinkinga zobuchwepheshe(-"Don's akwenzeki ukuba lokhu kukuvimbele ekulungiseni okudingekile.

Izinhlangano eziningi zinikeza izinkethi zokubuyisela ama-akhawunti, kuhlanganise namathuluzi okulungisa iphasiwedi, ukuqinisekiswa kobufakazi be-akhawunti, noma ukuqinisekiswa kwemininingwane ngezindlela ezithile. Uma ukufinyelela ku-inthanethi kuhlale kunenkinga, sebenzisa ucingo noma u-person ukuvuselela ulwazi lwakho uma usebenzela ukuxazulula izindaba zokungena kwe-akhawunti yakho.

Ukuthola Imiyalezo Ekhelini Lakudala

Uma uqhubeka uthola iposi elizwanayo ekhelini elidala ngisho nangemva kokuhlaziya ulwazi lwakho, kungaba nezici eziningana ezingase zidlalwe:

  • Ukuguqulwa kohlelo akuqalisiwe kahle--uhlunga ikheli lakho lamanje kwihele
  • Kungenzeka ezinye izingcingo zeposi zilungiselelwe ngaphambi kokuba ulungise isimo
  • Izingxenye ezihlukahlukene zenhlangano zingase zilondoloze uhlu oluhlukile lokuthumela
  • Abaphathi bengxenye yesithathu (njengezinkampani zomshuwalense) kungenzeka abayitholanga i-active

Xhumana nenxusa elihlola ikheli lakho kulungile esimisweni sabo futhi ubuze ukuthi kufanele ulindele nini wonke amaposi ukuba aveze ikheli elisha. Uma inkinga iphikelela, bhebhethekisa udaba kumphathi noma ubhale isikhalo esingokomthetho.

Izimfuneko Zokuqinisekisa

Ezinye izinhlangano zidinga ukuqiniseka okwengeziwe ngaphambi kokuba kulungiswe ukwaziswa okuphathelene nokuxhumana, ikakhulukazi ukuze kutholakale ukwaziswa okusheshayo okufana nokusebhange.

Ungase ucelwe ukuba ukunike:

  • Ubufakazi bemininingwane (ilayisense yomfula, ipasi lokungena, njll.)
  • Ubufakazi bekheli elisha (isivumelwano, njll.)
  • Isheke elishiywe noma isitatimende sebhange sezinguquko zebhange
  • Izimpendulo zemibuzo yokuphepha
  • Ama-code okuqinisekisa athunyelwe kulwazi lwakho lwakudala lokuxhumana

Nakuba lezi zimfuneko zingase zibonakale ziwumthwalo, zivikela izinzuzo zakho ezinguqulweni ezingagunyaziwe. Gcina imibhalo edingekayo itholakala kalula ukuze ibonise inqubo eyiqiniso.

Ukulibala Isikhathi

Ngemva kokushintsha ikheli lakho, linda izinsuku ezimbili zebhizinisi ukuze unikeze imali yakho yamasonto onke, njengokungathi awulindi, inxusa lingathumela ukwaziswa okubalulekile ekhelini lakho elidala. Izinhlangano ezihlukahlukene zinezikhathi ezihlukene zokulungisa isikhathi sokuthola ukwaziswa okusha, futhi ezinye izinguquko zingase zingathathi miphumela ngokushesha.

Hlela kusengaphambili uma kungenzeka, guqula ulwazi lwakho kahle ngaphambi kokuba lukusebenzise. Uma uhamba ngosuku oluthile, hlaziya ulwazi lwakho ngesonto noma kabili kusengaphambili futhi uchaze usuku oluphumelelayo loshintsho.

Ikusasa Lokukhulumisana Kuyazuzisa

Njengoba ubuchwepheshe buqhubeka bushintsha, zinjalo nezindlela ezisiza izinhlelo zixhumane nabantu abazobuthola.

Ukuxhumana Kwamanani Okwandayo

Ukuthambekela kokuxhumana ngemishini kuyaqhubeka, njengoba izinhlangano eziningi zinikeza − futhi kwezinye izimo zikhetha ukunikeza izimpawu, izitatimende nezinye izindlela zokuxhumana. Lolu shintsho lunikeza izinzuzo ezihlanganisa ukuthunyelwa kwempahla ngokushesha, izindleko ezincishisiwe, nokulondolozwa kwendawo ezungezile.

Nokho, kubeka nomthwalo wemfanelo omkhulu nakulabo abazuzayo ukuba bagcine amakheli ama - email amanje, bahlole njalo ama - akhawunti e - Internet futhi baqiniseke ukuthi bayakwazi ukuwasebenzisa nge - Internet.

Izinkonzo zokuqala zeselula

Izinhlelo eziningi zisiza ekuthuthukiseni ama-apps anamakhalekhukhwini kanye nama-website anezintambo eziphathwayo, aqaphela ukuthi abantu abaningi bangena kuyi-intanethi ngomakhalekhukhwini kunangama-computer. La mapulatifomu ahambayo avame ukuhlanganisa izici ezifana nokusunduza izaziso zokwaziswa okubalulekile, ukubuka izincwadi ze-cellography, kanye nokuhamba ngezinyawo okulula.

Njengoba lezi zinkonzo zeselula zikhula, ukugcina ama - software akho enamba kagesi kuba nzima nakakhulu, njengoba kungase kungasetshenziselwa nje ukushaya ucingo kodwa futhi nokuxwayisa ngemiyalezo nezimpawu ezisekelwe kuyi - app.

Izinyathelo Zokuphepha Ezikhushuliwe

Njengezinhlelo ezisizayo ezinyakazisa izinkonzo ezengeziwe kuyi-inthanethi, zisebenzisa futhi izinyathelo zokuphepha eziqinile ukuze zivikele ulwazi lwakho futhi zivimbele ukukhwabanisa. Lokhu kuvame ukuhlanganisa ukuqinisekisa okuningi kwamafektha, okudinga ukuba uqinisekise ukuthi uyikho kusetshenziswa izindlela eziningi.

Lokhu kuthuthukisa ukuphepha kwenza kube okubaluleke nakakhulu ukugcina ukwaziswa kwakho okuphathelene nocingo kusesimweni samanje, njengoba ungase udinge ukuthola izixwayiso eziyiqiniso noma zokuphepha enomboloni yakho yocingo noma ekhelini le - email.

Izimiso Zolwazi Ezifakiwe

Ezinye izinhlangano zikahulumeni zisebenzela ukuthuthukisa izimiso zokwaziswa ezihlangene kakhulu ezingavumela ukusakazwa kwemininingwane esakazwa ohlelweni olulodwa ngokuzenzakalelayo ezimisweni ezihlobene nazo.

Nokho, kuze kube yilapho ukuhlanganiswa okunjalo kusakazeka, kusalokhu kunomthwalo wemfanelo kwabazuzayo wokuqinisekisa ukuthi ukwaziswa kwabo kutholakala kuzo zonke izinhlelo.

Imithombo Yezinto Nesisekelo Esengeziwe

Kunemithombo eminingi etholakalayo ekusiza ukuba ulawule ukwaziswa okuphathelene nawe futhi usebenzise izinhlelo ezizuzisayo.

Ama - Webhsayithi Kahulumeni Ongokomthetho

Ngaso sonke isikhathi qala ngamawebhusayithi kahulumeni asemthethweni ongolwazi olunembile nolufike ku-"menu-"no-impelar-menu-menu-nate-schemes' yakho yokulungisa imininingwane yokuxhumana. Ukuhambela kwe-Social STA. S.gov. Ku-Medicare, vakashela [ Medicareare.gov. Ku-Heartry.

Lezi zingosi ezingokomthetho zinikeza iziyalezo ezilandelanayo, ukutholakala kwe-akhawunti ku-inthanethi, kanye nokwaziswa okuthintanayo okuzosiza amakhasimende.

Inkonzo Yamapulazi Ihlotshisiwe

Izinhlelo eziningi zisiza abathengi abasebenza ngemishini eshisayo lapho abameleli abaqeqeshiwe bengaphendula khona imibuzo, bakusize ulungise ukwaziswa, futhi uvule izinkinga.

Uma ubiza inkonzo yamakhasimende, lungiselela nge-akhawunti yakho noma inombolo yakho yokuchaza, ulwazi lomuntu siqu lokuqinisekisa, nemibuzo eqondile noma izicelo. Ukushayela ucingo phakathi namahora (ngokuvamile phakathi nesonto, phakathi nesonto) ngokuvamile kuphumela ezikhathini ezimfushane zokulinda.

Amahhovisi Okuhlala Nosizo Oluyi-Person

Kunezimo ezinzima noma uma ukhetha usizo olubhekene nobuso, izinhlelo eziningi zisiza ekulondolozeni amahhovisi endawo lapho ungahlangana khona nabameleli. Ukulondeka kwezenhlalakhona kunamahhovisi kulo lonke izwe, njengoba kwenza i-VA kanye nezinhlelo eziningi zikahulumeni.

Amahhovisi amaningi manje adinga ukumiswa, ngakho hlela ukuvakasha futhi ubuze ukuthi yiziphi izincwadi okufanele uziphathe.

Izinhlangano Zomphakathi Nabameleli

Izinhlangano eziningi ezingazuzisi zinikeza usizo mahhala ngezinhlelo ezizuzisayo, kuhlanganise nosizo ngokwaziswa okuvuselelayo kokuxhumana, izimemezelo ezizwayo, nokuxazulula izinkinga.

  • Izinhlelo zosizo (umkhumbi) zoMshuwalense Wezempilo weZwe
  • Indawo Okudingeka Kuyo Abantu Abadala Baguge
  • Izinhlangano zenkonzo zamaVeterans ezisizayo zeVA
  • Izinhlangano zosizo ezingokomthetho ezinikeza izinzuzo eziyinkimbinkimbi
  • Izinhlangano zezinhlangano zomphakathi ezisiza ngezinhlelo ezihlukahlukene

Lezinhlangano zingasiza kakhulu uma kunzima ukuzilawula ngezindlela zakho noma uma isithiyo noma ukukhubazeka kolimi kukwenza kube yinselele ukuphatha ukwaziswa kwakho wedwa.

Okuthatha Isinyathelo: Icebo Lakho Lokuxhumana Loku Vuselelwa

Manje njengoba uqonda ukubaluleka kokulondoloza ukwaziswa okuphathelene nokuxhumana kwamanje nendlela yokukwenza ngokuphumelelayo, sekuyisikhathi sokuthatha isinyathelo. Nali icebo eliwusizo lokuqinisekisa ukwaziswa kwakho kuhlala kukhona:

Izenzo Ezisheshayo

  • Yenza uhlu olubanzi lwazo zonke izinhlelo ezisizayo ohlanganyela kuzo
  • Qinisekisa ukwaziswa kwakho kwamanje kozokuxhumana nohlelo ngalunye ngokufaka kuma-akhawunti kulayini noma ukubiza inkonzo yakhasimende
  • Vuselela ukwaziswa okuphelelwe isikhathi ngokushesha
  • Hlela ama-akhawunti kulayini uma ungakenzi kanjalo
  • Gcina ukuqinisekiswa kwakho konke okuhlaziya okwenzayo

Imikhuba Eqhubekayo

  • Buyisela ulwazi lwakho nabo bonke abanikazi abasizayo ngokushesha uma izinguquko zenzeka
  • Bheka umbiko wonyaka wokwaziswa okuthintayo kuzo zonke izinhlelo
  • Njalo hlola ama - akhawunti akho ne - email ukuze uthole izixhumana ezibalulekile
  • Gcina ifayela lamadokhumende ahlobene nenzuzo nokuqinisekiswa kokuvuselela
  • Bukeza futhi uhlaziye izinzuzo ohlwini lwezinhlelo njengoba zishintsha

Lapho Ukuphila Kushintsha

  • Ukuthutha: Gcwalisa ikheli lakho nabo bonke abanakekeli abazuzisayo okungenani emasontweni amabili ngaphambi kokuthutha
  • Ukushintsha izinombolo zocingo: Yazisa zonke izinhlelo ngaphambi kokukhipha inombolo yakho endala uma kungenzeka
  • vuyisela i-imeyili: Gcina i-imeyili yakho endala isasebenza okungenani inyanga ngemva kokuhlaziya ukuqinisekisa ukuthi awuphuthelwa noma iziphi izixhumanisi ezithunyelwe ekhelini lakudala
  • Ukushintsha amabhange: Hlaziya ukwaziswa okuqondile ngaphambi kokuba uvale ama - akhawunti amadala
  • Izenzakalo ezinkulu zokuphila: Bukeza zonke izinhlelo zakho ezizuzisayo ukuze uthole ukuthi yikuphi ukwaziswa okudinga ukushintshwa

Isiphetho: Ukuthula Kwengqondo Okufika Nokwaziswa Kwamanje

Ukugcina ukwaziswa okunembe, okungena phambili nakho konke okuzuzisayo kungokunye kwezinto ezilula kakhulu kodwa ezibaluleke kakhulu ongazifeza ukuze uvikele ukulondeka kwakho ngokwezimali futhi uqinisekise ukutholakala okungenamnakekeli kwezinzuzo ozisebenzele noma ozifanelekele. Nakuba kungase kubonakale njengomsebenzi omncane wokulawula, imiphumela yokwaziswa okuphelelwe isikhathi ingabaluleka qha qha uma ulahlekelwa yizaziso kanye nenkokhelo entengayo ukuze ulahlekelwe izinzuzo ezilahlekileyo futhi ube nokwehluleka kakhulu ukuphamba.

Ngokuqonda ukuthi kungani izindaba zamanje zokwaziswa okuphathelene nokwaziswa, ukwazi ukuthi ungakulungisa nini futhi kanjani, futhi usebenzise imikhuba esebenzayo ukuze ukwenze kube kwamanje, ulawula izinzuzo zakho futhi unciphise ingozi yokuphazamiseka. Isikhathi osichitha ekulondolozeni ukwaziswa kwakho kothintana nothile siletha imivuzo ngokuthula kwengqondo, ukwazi ukuthi uzothola ukuxhumana okubalulekile, ukuthi imali yakho izoqhubeka ngaphandle kokuphazanyiswa, nokuthi ulwazi lwakho siqu luhlala lulondekile.

Kungakhathaliseki ukuthi uthola i-Social Security, i-Medicare, inzuzo yomuntu ozothatha umhlalaphansi, noma noma inzuzo eyiphi enye, yenza ukwaziswa kothintana kube yiyona nto eza kuqala. Beka ama-akhawunti akho e-inthanethi, hlela izinzuzo, futhi hlela isimiso sokubukeza nokuvuselela ukwaziswa kwakho. Lezi zinyathelo ezilula ziqinisekisa ukuthi izinzuzo ozidingayo zixhomeke ekuhlaleni utholakala futhi uthembekile, manje nasesikhathini esizayo.

Khumbula, izinhlelo ezizuzisayo zikhona ukuze zikusekele, kodwa zingenza kanjalo kuphela uma zingafinyelela kuwe. Gcina ukwaziswa kwakho kothintana nocingo, hlala uthembise izinzuzo zakho, futhi unganqikazi ukufuna usizo lapho uludinga. Ikusasa lakho lizokubonga ngenkuthalo oyibonisayo namuhla ekulondolozeni lokhu kuhlobana okubalulekile nezinzuzo zakho.