Ukuthabatha inxaxheba kwiinkqubo zikaRhulumente: Inyathelo Ngenyathelo Kubemi

Ukuqonda Iinkqubo Zikarhulumente Nendlela Abahlali Abanokuba Nenxaxheba Ngayo

Iinkqubo zikarhulumente zisebenza njengoovimba abazizibonelelo ababalulekileyo kwizigidi zabemi abafuna uncedo, iinkonzo, kunye nenkxaso kwiinkalo ezahlukeneyo zobomi. Ukusuka kwimpilo nakwinkxaso yezondlo nezondlo ukuya kwinkxaso yemali ekhoyo enxulumene nokuxhasa nokuxhasa inkxaso yemfundo, ezi nkqubo zenzelwe ukuphucula umgangatho wobomi nokunika abantu ngabanye neentsapho iinetha zokhuseleko ezisweleyo. Ukuqonda indlela yokusebenzisa inkqubo yesicelo, ukufikelela kwiimfuno ezifanelekileyo, kwaye ngempumelelo ukuba nenxaxheba kwezi nkqubo kungenza umahluko ophawulekayo ekufikeleleni kwiingenelo ozifaneleyo.

Nokuba ngaba uphanda uncedo lukarhulumente okokuqala okanye ukhangele ukuqonda iinkqubo ezongezelelweyo ezinokukunceda wena okanye intsapho yakho, esi sikhokelo sibanzi sizakukuhamba kunyaka ngamnye wenkqubo yokuthabatha inxaxheba. Sizakugquma indlela yokuchonga iinkqubo ezifanelekileyo, siqokelele uxwebhu olufunekayo, izicelo ezipheleleyo ngokuchanekileyo, kwaye silandele ukuqinisekisa ukuba ufumana uncedo neenkonzo ezikhoyo kuwe.

Isizathu Sokuba Iinkqubo Zikarhulumente Zibaluleke Kubemi

Iinkqubo zikarhulumente zinendima ebalulekileyo ekuxhaseni abemi ngeemeko ezahlukahlukeneyo zobomi. Ezi nkqubo zithetha ngeemfuno ezisisiseko eziquka ukhuseleko lokutya, ukufumaneka kwempilo, ukuzinza kwezindlu, uncedo lwemisebenzi, kunye nobuchule bemfundo. Ukuqonda ubukhulu kunye nobubanzi beenkqubo ezikhoyo kunceda abemi benze izigqibo ezinokuxhaswa ziinkonzo ezixhasa imeko yabo ngoku.

Abantu abaninzi abaluqondi uludwe olupheleleyo lwenkxaso karhulumente abayifumanayo. Iinkqubo zikho kumgangatho karhulumente, karhulumente, kunye nowasekuhlaleni, ngamnye owenzelwe ukusingatha iimfuno ezithile ezikhoyo. Ezinye iinkqubo zinikela uncedo lwemali olungqalileyo, ngoxa abanye benikela iinkonzo, inkxaso-mali, okanye ukufumana izinto ezibonelelwa ngemali ebezingenakufikeleleka. Ukuqonda ukuba ukufuna uncedo lukarhulumente kukusetyenziswa okusemthethweni koovimba bakarhulumente abenzelwe ukunceda abemi ukuba basuse isidima baze bakhuthaze abo bafuna inkxaso ekhoyo.

Impembelelo yezoqoqosho yeenkqubo zikarhulumente ingaphezulu kunabantu abazamkelileyo. Xa abemi befumana uncedo lokutya okunesondlo, ukunyamekela impilo, okanye inkxaso yezindlu, banegalelo ekuzinziseni koluntu nokuthengwa kwezoqoqosho. Abantwana abafumana isondlo esaneleyo kunye nonyango olusempilweni ngoncedo lweenkqubo zikarhulumente esikolweni, kwaye abantu abadala abafumana iinkqubo zoqeqesho lomsebenzi banegalelo ngokunempumelelo ngakumbi kubasebenzi. Ukuqonda lo mongo uninzi kunceda inkqubo karhulumente ukuba nenxaxheba njengengenelo lobuqu kunye nongeniselo lwezentengiso lwengiselwano yoluntu.

Iintlobo zeenkqubo zikarhulumente Ezikhoyo Kubemi

Phambi kokuba uqalise inkqubo yesicelo, kuluncedo ukuqonda iindidi ezinkulu zeenkqubo zikarhulumente ezikhoyo. Olu lwazi lukuvumela ukuba uchaze ukuba zeziphi iinkqubo ezinokuba zinxulumene kakhulu neemeko zakho neemfuno zakho.

Unyango neeNkqubo zoNcedo

Iinkqubo zonyango zimela ezinye zeenkonzo ezisetyenziswa kakhulu ngurhulumente. IMedicaid inikela ingxubusho yempilo kubantu abadala abafumana imali ephantsi, abantwana, amabhinqa akhulelweyo, abantu abadala nabaneziphene. Ngokuyintloko iMedicare inceda abo baneminyaka engama-65 nangaphezulu, kunye nabancinane abaneziphene. Inkqubo yempilo yabantwana yeHealth Inshorence (CHIP) inikela inkcaso yempilo ephantsi kubantwana kwiintsapho ezifumana imali eninzi kakhulu ukuba bafanelekelwe yiMedicaid kodwa abakwazi ukuthenga i-inshorensi yabucala.

Ezi nkqubo ziquka iinkonzo zonyango ezininzi kuquka ukutyelelwa ngugqirha, ukuhlala ezibhedlele, ukunikwa amayeza, ukunyangwa kwamayeza, unyango lokukhusela unyango olukhethekileyo nonyango olukhethekileyo. Ukuqonda ukuba luluphi ucwangciso lonyango olufanelekileyo kuyimfuneko, njengoko iindleko zezonyango zimela omnye wezizathu eziphambili zobunzima bemali kwiintsapho zaseMerika.

Iinkqubo Zokunceda Ngezokudla Nezoncedo Lokutya

I-Someral Nutrition Application Program (SNAP), eyayisaziwa njengezitembu zokutya, inceda abantu abangenayo kunye neentsapho ezifumana imali eninzi ukuba bathenge ukutya. INkqubo yeSixhaso soMbutho WobuRhumusho-mali yabesifazane, iintsana, kunye ne-An (WIC) inika amabhinqa akhulelweyo, oomama abatsha, nabantwana abancinane. Iinkqubo zesikolo zokutya ziqinisekisa ukuba abantwana bafumana isidlo sakusasa esinesondlo kunye nesidlo sasemini kungakhathaliseki ukuba bafumana ingeniso yasekhaya.

Ezi nkqubo zithetha ngokungakhuseleki kokutya, okuchaphazela izigidi zabantu baseMerika yaye kunempembelelo enkulu kwimpilo, kwiziphumo zemfundo, nakwimpilo-ntle. Iinkqubo zoncedo lwezonyango zisoloko zisebenza njengezokungena kwezinye iinkonzo zikarhulumente, njengoko iintsapho zifumana uncedo lokutya zisenokufanelekela iinkqubo ezongezelelekileyo zokuxhasa.

Iinkqubo zoncedo lwezindlu nezokusebenza

Iinkqubo zoncedo lwezindlu zinceda abemi ukuba bafumane izindlu ezikhuselekileyo nezizinzileyo. ICandelo 8 leNdlu Yokukhetha Izindlu zisebenzisa irente yeentsapho ezifumana imali ephantsi, abantu abalupheleyo, nabantu abaneziphene. Izindlu zikawonke-wonke zinika abo bafanelekayo indawo yokuhlala ehlawulelwayo. I-Low Inhome Home Energy Intect Program inceda ngokufudumeza nokupholisa, ngelixa iinkqubo zokuphucula imozulu ziphucula ukusebenza kakuhle kwamakhaya.

Iintsapho ezinezindlu ezizinzileyo azicinezeli kangako, abantwana baqhuba kakuhle ngokwemfundo, yaye abantu abadala banokunikela ingqalelo kwimisebenzi nakumsebenzi ophambili kunokuba zihlale zinganqabisekanga.

Iinkqubo zokuqeqesha umsebenzi

Iinkqubo zophuhliso lomsebenzi zinceda abemi ukuba babe nobuchule, bafumane umsebenzi, baqhubele phambili kwimisebenzi yabo. I-inshorensi yemisebenzi ixhasa ingeniso yexeshana kwabo baphulukana nemisebenzi ngaphandle kwempazamo yabo. Iinkqubo zoqeqesho lomsebenzi, ezisoloko zisetyenziswa ngeziko lemisebenzi laseMerika, zinika uphuhliso lobuchule, ukucebisa ngomsebenzi, kunye noncedo lomsebenzi. Iinkqubo ezifana ne-Workcern Innovation and Opportunity Act (WIO) yoqeqesho lwemisebenzi ephantsi kwemali.

Ezi nkqubo ziyaqonda ukuba iingxaki zemisebenzi zingachaphazela nabani na kwaye ukuveliswa kwemisebenzi kuyingenelo kubantu ngabanye nakwezoqoqosho olubanzi. Iinkqubo ezininzi zijoliswe ngokukhethekileyo kubantu abajongene nemiqobo yemisebenzi, kuquka amagqala, abantu abaneziphene nabo baphinda basebenze emva kokungabikho.

Iinkqubo Zokunceda Ngemfundo Nezoncedo Zabafundi

Iinkqubo zoncedo lwemfundo yemfundo yenza imfundo ephakamileyo noqeqesho lobuchule lufikeleleke ngakumbi. Uncedo lwabafundi abafumana inkxaso-mali, kuquka uPell Grants, iinkqubo zoqeqesho lomsebenzi, kunye neemboleko zabafundi, zinceda izigidi zabafundi ukuba zikwazi ukuthenga iikholeji. Intloko yeStarts ne-Early Head Start ilungiselela imfundo ebanzi yabantwana, impilo, ukungondleki, kunye nokubandakanyeka kubazali kwingeniso ephantsi

Iinkqubo zoncedo lukarhulumente zinceda ekupheliseni ubuhlwempu ngokwenza imfundo ifikeleleke kungakhathaliseki ukuba intsapho ifumana mali engakanani, nto leyo ebangela ukuba umntu afumane umsebenzi obhetele nomgangatho obhetele wobomi.

Iinkqubo zokhuseleko loluntu nezokungafezeki

I-Inishorensi yoKhuseleko loLuntu (SDI) kunye ne-Somercial Security Infige (SSI) inikela uncedo lwemali kubantu abaneziphene ezibathintelayo ekusebenzeni. Iinzuzo zoKhuseleko loNtlalo zixhasa abantu abakhulileyo baseMerika. Iinzuzo zoluntu zinika impilo, intlawulo yesiphene, uncedo lwemfundo, nezinye iinkonzo kwabo baye bakhonza emkhosini.

Ezi nkqubo ziyaqonda ukuba iimeko ezithile ``ingxaki, ubudala, okanye inkonzo kwilizwe'. Ukuvelisa iimfuno ezithile ezinokuqwalaselwa yinkxaso karhulumente. Ukuqonda imilinganiselo yokungalingani kunye neenkqubo zenkqubo zibaluleke kakhulu, njengokuba zisoloko zibandakanya iimfuno ezinzima zoxwebhu.

Inyathelo Lokuqala: Ukubona Iinkqubo Ezivisisana Neentswelo Zakho Nokubonakala

Inyathelo lokuqala elibalulekileyo ekuthabatheni inxaxheba kwiinkqubo zikarhulumente kukuchaza ukuba ziziphi iinkqubo onokuzifanelekela kwaye ziziphi eziya kuhlangabezana neemfuno zakho zangoku. Le nkqubo ifuna uhlolo olunyanisekileyo lweemeko zakho, uphando kwiinkqubo ezikhoyo, nokuqonda iindidi ezifanelekileyo.

Ukuhlolisisa Iintswelo Neemeko Zakho Zangoku

Uqala ngokuhlola imeko yakho yangoku uze uqonde iindawo ofuna ukuxhaswa kuzo. Ngaba utsala nzima ngenxa yokutya okufanelekileyo? Ngaba kufuneka uhlawule inkcitho yempilo? Ngaba inkcitho yezindlu idla imali eninzi? Ngaba ukuphelelwa ngumsebenzi okanye ukungasebenzi kubangela iingxaki zemali? Ngaba unyamekela abantwana, abazali abakhulileyo okanye amalungu entsapho anesiphene?

Ukwenza uluhlu olubhaliweyo lweemfuno zakho kunceda ucacise iinkqubo omawuzenze uphando ngazo. Zichaze kakuhle iimeko zakho, kuquka ubungakanani bendlu, umyinge wengeniso, ubume bemisebenzi, iimeko zempilo, kunye nazo naziphi na iimeko ezikhethekileyo ezifana nokukhulelwa, ukukhubazeka, okanye ukuvaleka kwemeko. Le nkcazelo iza kuba yimfuneko xa kufihlwa ukuba ukulungele ukwenza inkqubo ibe yeyobuchule.

Qwalasela iimfuno ezikhawulezileyo kunye neenjongo zexesha elide. Ngoxa kufuneka uncedwe ngokungxamisekileyo ngoku, ungancedwa ziinkqubo zoqeqesho lomsebenzi ezinokuphucula amathuba akho omsebenzi kunye nengeniso omvuzo ngokuhamba kwexesha. Abemi abaninzi bafanelekela iinkqubo ezininzi ngaxeshanye, kwaye ukufumana inkxaso ebanzi kuvelisa iziphumo ezingcono kunokuthetha ngomntu omnye kuphela ozifunayo.

Ukusebenzisa Iiwebhsayithi Noovimba Bakarhulumente

Iiwebhusayithi zikarhulumente zinika ulwazi olubanzi malunga neenkqubo ezikhoyo, iimfuno ezifanelekileyo, kunye neenkqubo zomsebenzi. Iwebsite ye- ye-Benefit.gov isebenza njengomthombo ophakathi apho abemi banokukhusela khona ukuze bafumane ubuchule kwiinkqubo ezininzi ngaxeshanye. Ngokuphendula imibuzo malunga neemeko zakho, ufumana uluhlu lweenkqubo ezizizodwa onokulufanelekela, kunye nolwazi ngendlela yokuzisebenzisa.

Iwebhsayithi yeSebe lezeMpilo nezeNkonzo Zoluntu inikela iinkcukacha malunga neenkqubo zonyango, iSNAP, kunye nezinye iinkonzo. Iwebhsayithi yezoKhuseleko loLuntu ichaza ukuthatha umhlala phantsi, ukukhubazeka, kunye ne-SSI. ISebe leHos House ne-Urban Development lichaza iinkqubo zokunikela uncedo lwezemfundo. ISebe le-webhsayithi yemfundo lichaza uncedo lwabafundi kunye neenkqubo zemfundo.

Iiwebhsayithi zikarhulumente kunye nezoluntu zibalulekile ngokufanayo, njengoko iinkqubo ezininzi zisetyenziswa kula manqanaba naxa urhulumente exhaswe. Iinkonzo zoluntu okanye ii-website zesebe lentlalo ziya kudwelisa iinkqubo ezikhoyo kwiphondo lakho, kuquka uncedo olungqaleneyo lukarhulumente olusenokungabikho kwenye indawo. Iiwebhusayithi zephondo nezesixeko zisoloko zinika ulwazi malunga neenkqubo neenkonzo ezinikezelwayo kwindawo ohlala kuyo.

Xa usebenzisa iiwebhsayithi zikarhulumente, khangela amacandelo abhalwe "Ii-Benefit," "Iinkqubo zobunyani," okanye "IiiNkonzo zooVimba abaNcedisiweyo" iindawo ezininzi ziquka uvavanyo oluneezixhobo eziluncedo ekuboneni ukuba uhlangabezana na neemfuno ezisisiseko phambi kokuba uqokelele ixesha kwisicelo esipheleleyo. Thatha luncedo kwezi zixhobo ukucinezela ingqalelo yakho kwiinkqubo apho unamathuba anzima ovunyiweyo okukholiswa.

Ukutyelela iiOfisi zoRhulumente wasekuhlaleni

Nangona ubuncwane be-intanethi bubalulekile, uncedo olusemthethweni lungakunika ukhokelo olululo kwaye luphendule imibuzo ethile ngemeko yakho. Ii-ofisi zeenkonzo zezentlalo, amasebe ezempilo, amagunya ezindlu, kunye namaziko okuphuhlisa umsebenzi aqeqeshiweyo ukunceda abemi basekuhlaleni bahambe ngeenkqubo zikarhulumente.

Cwangcisa ixesha lokudibana okanye ukutyelela ngexesha elimiselweyo ukuze uthethe nomcebisi osebenza ngetyala okanye ngengenelo. Zisa inkcazelo esisiseko ngendlu yakho, ingeniso neemfuno. Ezi ngcali zinokukunceda uchaze iinkqubo ongazifumananga kwi-intanethi, ukuchaza indlela ezisebenza ngayo iinkqubo ezahlukeneyo, nokukukhokela kwiinkqubo zesicelo.

Imibutho yoluntu idla ngokusebenzisana namaqumrhu karhulumente ukunikela uncedo kwiinkqubo. Imibutho engangeni ngeniso, imibutho yezenzo zoluntu, imibutho esekelwe elukholweni, kunye namaqela okuphatha abantu asoloko enikela uncedo ngesisa ngokuchaza iinkqubo ezifanelekileyo kunye nezicelo ezigqityiweyo. Le mibutho iqonda ukuba ukuqhuba isebe likarhulumente kusenokuba lucelomngeni kwaye kunikezele inkxaso exabisekileyo kuyo yonke inkqubo.

Amathala eencwadi asebenza njengezona zinto zilungileyo zokufumana ulwazi lwenkqubo karhulumente. Iithala leencwadi ezininzi linika iikhompyutha kunye nokufumaneka kwe-Intanethi kwabo bangenazo ezi zinto ekhaya. Abasebenzi belibhari bayakwazi ukukunceda ufumane ii-webhsayithi zikarhulumente kwaye basenokuzazi iinkqubo zoncedo lwasekuhlaleni. Amanye amathala eencwadi aluncedo ekubhaliseni iziganeko apho abameli beenkqubo ezahlukeneyo banceda abemi ukuba bacele uncedo.

Ukuqonda Indlela Yokuzimela Ngokwaneleyo

Inkqubo nganye karhulumente inemiqathango ethile ekufuneka abafaki-zicelo bayifikelele. Ukuqonda ezi mfuneko kukunceda ujolise ingqalelo kwiinkqubo apho ufaneleke ngokwenene kwaye ulungiselele uxwebhu olufanelekileyo. Izinto eziqhelekileyo eziquka ingeniso, ubungakanani bendlu, ubumi okanye ubume bokufuduka, ubudala, ubudala, ubulwelwe, ubume bomsebenzi, kunye neemeko ezithile ezifana nokukhulelwa okanye imo yamava.

Imida yemali iphakathi kwemilinganiselo eqhelekileyo yokufumana i-Federal Ubuhlwempu (FPL) njengephawu, nobungakanani obubekwe kwipesenti yeFPL esekelwe kubungakanani bendlu. Umzekelo, inkqubo inganceda iintsapho ezifumana i- 130% yeFPL, lo gama enye ingamisela umda kwi-200% yeFPL. Ukuqonda apho ingeniso yendlu yakho iwela ngokunxulumene nezi ziphawuli zebhedri zinceda ukuchaza iinkqubo ezifanelekileyo.

Ezinye iinkqubo zisebenzisa umgangatho ophantsi, okuthetha ukuba ukuba uyayifanelekela inkqubo enye, uzenzekela ukufanelekela enye. Umzekelo, iintsapho ezifumana iingenelo ze-SNAP zinokuzenza zifanelekele iinkqubo ezithile zoncedo okanye izidlo zesikolo ezicuthiweyo. Ukuqonda olu qhagamshelwano kungakhupha imigaqo yesicelo kwaye kuqinisekise ukuba ufikelela kuzo zonke iinzuzo ezifumanekayo kuwe.

Ukuba ngummi kunye nokufuduka kuchaphazela ukuvuleka kweenkqubo ezithile. Ngoxa ezinye iinkqubo zifumaneka kuphela kubemi base-U.S., ezinye zinwebela kubemi abasisigxina abasemthethweni nakwamanye amacandelo okufuduka. Ezinye iinkqubo, ingakumbi abo bakhonza abantwana, zineenkcukacha ezingakumbi zokungangeni. Ukuba unemibuzo ngendlela ukuma komntu ofudukayo okuchaphazela ngayo inkqubo yokufuna ukufikelela kwelinye ilizwe, jongana negqwetha okanye ummeli okhuselweyo ngaphambi kokuba usebenzise.

Imida emiselweyo iyasebenza kwezinye iinkqubo, ithetha ukuba kufuneka ube nogcino olulinganiselweyo, impahla, okanye ezinye izinto ukuze ufaneleke. Le mida iyahluka-hluka ngodweliso lwenkqubo kwaye ingazifaki iimpahla ezithile ezifana nendlu yakho yokuqala okanye isithuthi esinye. Ukuqonda imida yenkxaso kukunceda ufumanise ukuba uyafaneleka kwaye uphephe izinto ezingalindelekanga ngexesha lenkqubo yesicelo.

Ukudala Inkqubo Yokuthabatha Inxaxheba

Emva kokwalatha iinkqubo onokuzifanelekela, yenza indlela yokuzisebenzisa. Kusekokuqale ucwangcise iinkqubo ezisekelwe kwiimfuno zakho ezingxamisekileyo. Ukuba ujongene nokungakhuselekanga kokutya okukhawulezileyo, faka iSNAP kuqala. Ukuba akunamdla wonyango kwaye unemeko efuna unyango, iinkqubo ze-inshorensi yezempilo ezicwangcisiweyo.

Qwalasela ixesha eliqingqiweyo lenkqubo nganye. Ezinye iinkqubo zezicelo zinika iingenelo ngokukhawuleza kwiintsuku okanye iiveki. Ezinye, ingakumbi iinkqubo zokukhubazeka, zingathatha iinyanga ukuqhubekeka. Ukuqonda ezi migca zexesha kukunceda ucwangcise ngokufanelekileyo kwaye funa uncedo longxamiseko xa ulindele ukuvunywa kwenkqubo yexesha elide.

Khangela amathuba okusebenzisa iinkqubo ezininzi ngexesha elinye. Iimeko ezininzi zinikezela ngezicelo ezidityanisiweyo zeenkqubo ezinxulumeneyo, zikuvumela ukuba ufake isicelo seSNAP, Medicaid, kunye nenkxaso yemali ngesicelo esinye. Oku kufikelela kokugcina ixesha kwaye kuqinisekisa ukuba ukhuselwe zonke iinkqubo onokuzifanelekela.

Inyathelo Lesibini: Iqokelela Uxwebhu Olufunekayo

Xa ufumene iinkqubo ezizakusetyenziswa, inyathelo elilandelayo elibalulekileyo kukuqokelela uxwebhu olufunekayo. Uxwebhu olufanelekileyo lubalulekile ekungqinekeni ukuba lulungile kwaye kuphephe ulibaziseko lwesicelo okanye ukukhanyela. Ngelixesha iimfuno ezithile zokwahluka ngokwenkqubo, ukuqonda iindidi zoxwebhu oluqhelekileyo nendlela yokufumana amaphepha afunekayo iza kudibanisa inkqubo yakho yenkqubo.

Ukwenziwa koxwebhu lokuzichaza kunye nobumi

Iinkqubo ezininzi zikarhulumente zifuna ubungqina bazo bonke amalungu endlu aqukiweyo kwisicelo. Amaxwebhu okwaziswa okwamkelekileyo aquka imvume yokuqhuba, amakhadi okufaka ulwazi, amapasi okundwendwela karhulumente, izatifiketi zokuzalwa, okanye amakhadi okuchonga. Kubantwana, izatifiketi zokuzalwa zidla ngokuba ngamaxwebhu ayintloko okwazi ukubala.

Uxwebhu lobumi okanye lwemeko yokufuduka lungafuneka kuxhomekeke kwinkqubo. Iisiqinisekiso sokuzalwa, iipasipo zemveli, okanye iziqinisekiso zokwenziwa komzi wobumi zingqina ukuba ngummi wase-U. Abahlali abasisigxina abanomthetho banika amakhadi aluhlaza, ngelixa ezinye iindidi zokufuduka zifuna uxwebhu oluchanekileyo kubume bazo. Ukuba akukhange ufune kwaziswa okanye amaxwebhu obumi, qhagamshelana nenkampani ekhupha iikopi ngaphambi kokuba uqalise isicelo sakho.

Amanani oKhuseleko loNtlalo ayafuneka kwiinkqubo ezininzi. Ukuba amalungu entsapho akanawo amanani oKhuseleko lweNtlalo, kuza kufuneka ufake isicelo sawo ngoLawulo loKhuseleko phambi kokugqiba iinkqubo ezininzi. Ezinye iinkqubo zikuvumela ukuba unikezele izicelo ngexesha izicelo zoKhuseleko loluntu zisecinezelweni, kodwa kuza kufuneka unikezele amanani phambi kokuba ufumane uncedo.

Ubungqina BobuGqirha

Iinkqubo zikarhulumente zifuna ubungqina bokuba uhlala kwindawo oyisebenzisayo, njengoko iinkqubo ezininzi zingurhulumente okanye zithe ngqo. Ubungqina obamkelekileyo bokuhlala buquka ityala lezemali yezemali, izivumelwano zokuqesha, iingxelo zendlu, iindleko zerhafu, okanye iposi yegunya ebhekiswa kuwe kwidilesi yakho yangoku.

Ukuba unesithukuthezi sokungabi namakhaya okanye ukungazinzi kwezindlu, musa ukuvumela ukunqongophala koxwebhu lwesithethe lokuhlala kukuthintela ekusebenziseni. Iinkqubo ezininzi zinenkqubo zabafaki-sicelo ngaphandle kweedilesi ezisisigxina. Abasebenzi be Shelter, abasebenzi bentlalo-ntle, okanye abaphathi-matyala bayakwazi ukunikezela ngoxwebhu lweemeko zakho. Ezinye iinkqubo zinokuvuma iileta ezivela kubantu abanokuqinisekisa ukuba uhlala phi.

Kwiinkqubo ezinemfuno zokuhlala, kufuneka ubonise ixesha osele uphila kulo kwiphondo okanye kwingingqi. Iilayisensi zomqhubi, iirekhodi zesikolo, iirekhodi zemisebenzi, okanye iirekhodi zezamayeza ezibonisa idilesi yakho ngexesha elithile zingamisela ixesha lokuhlala.

Uxwebhu olufunyenweyo

Uqinisekiso lwengeniso lubalulekile kwiinkqubo zikarhulumente ezisisiseko. Uxwebhu olufunekayo luxhomekeke kwimithombo yengeniso yakho. Kubantu abaqeshiweyo, iimali ezimfutshane ezihlawulwayo (ngokuqhelekileyo iiveki ezine ukuya kwezithandathu) zibonisa umvuzo okhoyo ngoku. Ukuba usebenza, uzakufuna iimbuyekezo zerhafu, iingxelo zengeniso nelahleko, okanye iingxelo zoshishino ezibonisa ingeniso kunye neendleko.

Ukuba ufumana iingenelo zoKhuseleko loNtlalo, i-SSI, imbuyiselo yokungaqeshwa, imbuyiselo yabasebenzi, okanye ingeniso yomhlala-phantsi, nikela ileta okanye amanqaku ayingenelo abonisa ixabiso kunye nentlawulo yemali ehlawulwayo. Kwinkxaso yabantwana okanye i-antimonium, imiyalelo yenkundla okanye iirekhodi yokuhlawula le ngeniso. Ukuba ufumana ingeniso kwisakhiwo sokuqesha, nikezela ngezivumelwano kunye neerekhodi zemali ehlawulwayo.

Abanye abafaki-zicelo banengeniso eguquguqukayo okanye ingeniso eyahlukileyo ukusuka kwinyanga ukuya kwenye. Kwezi meko, banikele amaxwebhu ahlanganise ixesha elide ukubonisa ingeniso eqhelekileyo. Zilungiselele ukuchaza ukutshintsha kwengeniso nokunika umongo ngemeko yakho yemali.

Ukuba awuhlawulwa, kuza kufuneka ugqibe amanqaku achaza indlela ohlangabezana ngayo neemfuno ezisisiseko. Oku kungaquka inkcazelo ngokuhlala nentsapho okanye abahlobo, ukufumana uncedo kwimibutho yasekuhlaleni, okanye kwezinye iimeko. Ngoxa kungekho mvuzo ungathi uzakuzenza ufanelekele ukuncedwa, iinkqubo zifuna ukuqonda imeko yekhaya lakho.

Uxwebhu lwe Sset nolwezibonelelo

Iinkqubo ezinemida yempahla zifuna uxwebhu lovimba wakho. Iingxelo zebhanki yakho yokukhangela, ukugcina imali, nee-akhawunti zotyalo-mali zibonisa izinto zakho ezingeyonto. Kwizithuthi, nikezela ngamaxwebhu okubhalisa kwaye, ukuba kufuneka, uqikelelo lwexabiso langoku. Ukuba kukho ulawulo lwempahla kufuneka izivumelwano okanye iingxelo zerhafu yempahla.

Ii-akhawunti zomhlala-phantsi, amatyala, amaqhina, nezinye ii-asethi zokutyalwa kwemali kufuneka zibhalwe ngokuxhomekeke kucwangciso. Ezinye iinkqubo zikhulula ii-asethi ezithile, ezinjenge-akhawunti yomhlala-phantsi okanye imoto enye, ngoxa ezinye zibala zonke izinto ngakwimida elungele ukufumaneka. Ukuqonda ukuba ziziphi izinto ezibalwayo kwinkqubo yakho ethile kukunceda ukuba uqokelele uxwebhu olufanelekileyo.

Ukuba uthengiswe kutshanje, uthunyiwe, okanye uthenge izinto ezinkulu, kufuneka ucacise ezi ntengiso. Iinkqubo zokuqinisekisa ukuba abafaki-zicelo abakhange bancitshiswe ngokwendlela yokufumana uncedo. Zilungiselele ukunikezela ngenkcazelo enyanisekileyo noxwebhu lwentengiselwano yemali ebalulekileyo.

Uxwebhu lokwakhiwa kwendlu

Iinkqubo ezininzi zisekelwe kumgangatho wendlu kunye nohlobo lweziqulu-zimo. Kuza kufuneka ubhale ukuba ngubani ohlala kwindlu yakho kunye nolwalamano lwayo nawe. Iziqinisekiso zokuzalwa zimisela ulwalamano lobuzali nomntwana. Iziqinisekiso zomtshato zingqina ulwalamano oluphakathi kwabantu. Amaxwebhu enkundleni asenokufuneka kumalungiselelo okhuseleko, ulondolozo, okanye iimeko zokunyamekela.

Ukuba amalungu endlu akakho okwexeshana ngenxa yomsebenzi, isikolo, inkonzo yasemkhosini okanye unyango lwezamayeza, kusenokufuneka uchaze iingxelo ezichaza ukuba abakho kwaye ubonise ukuba basahlala beyinxalenye yendlu yakho.

Iinkqubo ezinceda abantu abathile abakhubazekileyo, amaxwebhu awongezelelekileyo angqina ukuba kuyenzeka. Ukukhulelwa okusuka kumgcini-mdla wonyango kukulungele kwiinkqubo ezithile. Uxwebhu oludidekileyo, kuquka iirekhodi zonyango kunye neengxelo zogqirha, lubalulekile kwiinkqubo ezinxulumene nokukhubazeka. AmaVeteran anika iDD-214 okanye ezinye iifomu zomsebenzi womkhosi.

Uxwebhu lweNkcitho

Ezinye iinkqubo zicinga ngeendleko xa kumiselwa iindleko ezifanelekileyo okanye eziyingenelo. Iindleko zendlu, eziquka irhafu yerhafu okanye yendlu, irhafu yempahla, kunye ne-inshorensi yezindlu, zingabhalwa ngezivumelwano zerente, iingxelo zemali yendlu, okanye iindleko zerhafu. Iindleko zemali yerhafu zifuna iindleko zakutshanje zombane, zegesi, zamanzi nezinye izinto eziluncedo.

Iindleko zonyango lwabantwana zifuna uxwebhu oluvela kubanikezi-mali bokunyamekela abantwana ababonisa iindleko kunye namalungiselelo. Iindleko zonyango, kuquka iimali ze-inshorensi, iindleko zonyango, kunye neendleko zonyango, kunye neendleko ezihlawulwayo, zisenokuba zezokusetyenziswa kweenkqubo ezithile. Zigcine ii-lisithi, ii-asethi, iindleko, kunye nokuhlawula iingxelo ngazo zonke iindleko oza kufuneka uzenze.

Imali yokuxhasa umntwana oyenzayo kwabanye ifuna imiyalelo yenkundla kunye nobungqina bokuhlawulwa. Ukuba uneemfanelo ezilungelelanisiweyo zenkundla, nikeza uxwebhu lwale ndleko njengoko lunokuchaphazela ukufaneleka kwakho okanye ukubala kwakho okuyingenelo.

Ukucwangcisa Uxwebhu Lwakho

Yenza inkqubo ecwangcisiweyo yokugcina nokuphatha uxwebhu lwakho. Sebenzisa ifayile okanye iimvulophu ukwahlula amaxwebhu ngokwecandelo: amaxwebhu olwazi, uqinisekiso lwengeniso, ubungqina bokuhlala, njalo njalo. Yenza imibhalo yawo onke amaxwebhu amandulo, njengoko uzakufuna ukuhambisa imibhalo kunakuqala. Gcina ezokuqala endaweni ekhuselekileyo.

Yenza uluhlu lwamaphepha afunekayo odweliso lwenkqubo ngalinye olisebenzisayo. Njengoko uqokelela into nganye, yijonge kuluhlu lwakho. Le ndlela icwangcisayo iqinisekisa ukuba awuwahoyi amaxwebhu afunekayo kwaye ikunceda ulandele oko ufuna ukukufumana.

Ukuba uphuthelwa amaxwebhu kwaye ufuna ixesha lokuwafumana, musa ukulibazisa ukuqala isicelo sakho. Iinkqubo ezininzi zikuvumela unikezele izicelo kwaye unikezele uxwebhu kwifregi yexesha elikhankanyiweyo. Ukuqalisa inkqubo yesicelo kuqalisa ixesha lokuzinza elipheleleyo, kwaye ungangenisa amaxwebhu awongezelelekileyo njengoko uwafumana.

Khangela ukwenza iikopi zamanani zawo onke amaxwebhu ngokujonga okanye ngokufota. Gcina ezi kopi zamanani ngokukhuselekileyo, mhlawumbi kwisixhobo esikhuselwe yi-password okanye kwindawo yokugcina amafu. Iikopi zamanani ziluncedo kwizicelo ze Internet kwaye zinika ugcino-khuseleko ukuba amaxwebhu oqobo alahlekile okanye onakele.

Ukufumana Uncedo Lokufumana Uxwebhu

Ukuba unobunzima ekufumaneni amaxwebhu afunekayo, funa uncedo. Iiofisi zeenkonzo zentlalo, imibutho yoluntu neenkqubo zoncedo olusemthethweni zinokukunceda ukuba ucele amaxwebhu avela kumasebe ahlukeneyo. Eminye imibutho inikela uncedo lwemali ukuze ufumane amaxwebhu afana nesiqinisekiso sokuzalwa okanye amakhadi okuchaza ukuba imali ingumqobo.

Amaxwebhu avela kwamanye amazwe, qhagamshelana neofisi yerekhodi okanye umbutho karhulumente ofanelekileyo. Abameli abaninzi bakuvumela ukuba ucele amaxwebhu ngeposi okanye nge-intanethi. Ukuba ufuna amaxwebhu avela kwelinye ilizwe, qhagamshelana ne-ofisi yelo lizwe okanye umalathisi wokufumana iirekhodi.

Iinkonzo zoguqulelo ezingoochwepheshe zinganika iinguqulelo eziqinisekisiweyo eziza kwamkelwa ngamaziko karhulumente. Eminye imibutho yoluntu inikela iinkonzo zoguqulelo ezizizibonelelo ezizizizo okanye ezingeyongeniso ephantsi kubantu abacela uncedo lukarhulumente.

Inyathelo Lesithathu: Ukugqibezela Inkqubela Yesicelo

Uxwebhu lwakho luqokelelwe kwaye iinkqubo zichongiwe, ukulungele ukugqiba izicelo. Inkqubo yesicelo iyahluka ngokwenkqubo, kodwa ukuqonda imigaqo jikelele kunye nemisebenzi engcono izakunceda ukuqinisekisa unikezelo oluchanekileyo, olupheleleyo oluhamba kakuhle kwinkqubo yohlolo.

Ukukhetha Indlela Yakho Yesicelo

Iinkqubo ezininzi zikarhulumente zinika iindlela ezininzi zokusebenza: kwi-intanethi, kwi-person, nge-imeyili, okanye ngemfonomfono. Indlela nganye ifumana iingenelo ezixhomekeke kwiimeko zakho, ukuthuthuzelwa ngezobugcisa, nokufuna uncedo.

Izicelo zekhompyutha zinika uncedo nesantya. Ungazigqiba ngesantya sakho, ugcine inkqubela kwaye ubuye kamva, kwaye rhoqo wamkele uqhubekeko olukhawulezayo. Iinkqubo ezininzi ze Internet zinika ingxelo ekhawulezileyo ukuba uphoswe amasimi afunekayo okanye ufuna ulwazi oluchanekileyo. Ungaphakamisa uxwebhu ngqo kunokuthumela okanye ukuhambisa iikopi eziphathekayo. Kodwa, izicelo ze Internet zifuna unikezelo lwe Internet kunye nobuchule obusisiseko bekhompyutha.

Kumntu onegunya izicelo zinika uncedo lobuqu. Abasebenzi abanolwazi bangaphendula imibuzo, bakunceda uqonde iimfuno, kwaye baqinisekise ukuba isicelo sakho sigqityiwe phambi kokuzithoba. Le ndlela isebenza kakuhle ukuba uneemeko ezintsonkothileyo, ufuna uncedo lokuqonda imibuzo, okanye ukhetha ukudibana kobuso nobuso.

Izicelo zeposi zinika indawo esembindini. Ungazigqiba iifomu ekhaya ngaphandle kokuba ufuna unikezelo okanye ubuchule bekhompyutha, kodwa awuyifumani ingxelo ekhawulezileyo ngeempazamo okanye iintsilelo. Yenza imibhalo yayo yonke iposi oyiposayo, thumela izicelo ngeposi eqinisekisiweyo nelisithi yokubuya iceliwe ukuqinisekisa ukuhanjiswa kweposi, kwaye vumela ixesha elongeziweyo lokuqhubekeka kweposi.

Izicelo zomnxeba zikhona kwezinye iinkqubo. Ummeli ubuza imibuzo kwaye ugqiba isicelo ngokusekelwe kwiimpendulo zakho. Le ndlela isebenza kakuhle ukuba unobunzima ngezicelo ezibhaliweyo kodwa akufuni uncedo lwe properson. Yiba nawo onke amaxwebhu akho akhoyo ngexesha lonxulumano ukuze unikezele ulwazi oluchanekileyo.

Imiyalelo Yokufunda Ngocoselelo

Phambi kokuqala isicelo, funda zonke imiyalelo ngokucokisekileyo. Imiyalelo ichaza ukuba yeyiphi inkcazelo efunekayo, indlela yokulungisa iimpendulo, amaxwebhu aquka, kunye nendawo yokufaka izicelo ezigqityiweyo. Iimpazamo ezininzi zesicelo zibangelwa ukungafundi okanye ukulandela imiyalelo ngononophelo.

Phendula imfuneko ekhethekileyo yombuzo ngamnye. Ukuba umbuzo ubuza ingeniso yenyanga, musa ukunikela ingeniso yonyaka. Ukuba umbuzo ubuza ingeniso ehlawulwayo (ngaphambi kwerhafu), musa ukunikezela ngengeniso yomnatha (emva kwerhafu). Ezi zinto zichaphazelekayo zixhomekeke ekuzimiseleni ngokuchanileyo.

Phawula naziphina iimfuno ezifikelwa lixesha. Ezinye iinkqubo zifuna izicelo ezifakwa kumaxesha athile, ingakumbi ukuba usebenzisa kwisiganeko esifanelekileyo esifana nokulahlekelwa ngumsebenzi okanye ukuzalwa komntwana. Ii-drive ezingekhoyo zingalibazisela okanye zichaphazele umhla oqala ngawo ukunikezelwa okanye uncedo.

Ukunika Ulwazi Oluchanileyo Nolupheleleyo

Ucoselelo lubalulekile kucwangciso lwenkqubo karhulumente. Phumeza inkcazelo eyinyaniso, epheleleyo kuyo yonke imibuzo. Ukunika ngephandle inkcazelo ebubuxoki kungaphumela ekukhanyeni iingenelo, ukupheliswa kweenzuzo ezikhoyo, imfuneko yokubuyisela iinzuzo ezifunyenweyo, kunye nezityholo ezinokwenzeka zolwaphulo-mthetho ngokuqhatha.

Ukuba akuqinisekanga ukuba ungawuphendula njani umbuzo, funa ingcaciso kunokuqagela. Qhagamshelana neofisi yenkqubo, qhagamshelana nomntu osebenza ngetyala, okanye fumana uncedo kumbutho woluntu. Kungcono ucele uncedo kunokunika ulwazi olungachananga olunokubeka engozini isicelo sakho.

Phendula yonke imibuzo efunekayo. Ukushiya indawo efunekayo engenanto kuzakulibazisa uqhubekeko- phambili njengomxhasi wakho oqhagamshelana nawe malunga nolwazi olulahlekileyo. Ukuba umbuzo awusebenzi kuwe, landela imiyalelo yokubonisa oku. Ngokufanayo ngokubhala "N/A" ukwenzela ukuba ingasebenziseki okanye "akukho" njengoko kufanelekile.

Zigcine kuzo zonke izicelo namaphepha. Ukuba ufaka kwiinkqubo ezininzi, qinisekisa ulwazi lungaguquguquki ngaphaya kwezicelo. I-inconstentenices ziphakamisa iiflegi ezibomvu kwaye zingaxhobisa iimfuno ezongezelelweyo okanye izilibaziseko.

Xela yonke imithombo yengeniso, nokuba ucinga ukuba ayinakubalwa. Isebe mali mali imisele ukuba yiyiphi ingeniso ebhaliswa njengenjongo yokungafezeki. Ukusilela ukuchaza ingeniso, nokuba ukholelwa ukuba ayifunwa, ingagqalwa njengenkohliso. Ngokufanayo, yenza ingxelo ngawo onke amalungu endlu, iimpahla, kunye nezinye iinkcukacha ezifunekayo ngokupheleleyo.

Ukuqonda Imibuzo Yendlela Emele Isetyenziswe Ngayo Endlwini

Imibuzo yoqalo lwendlu ingadida kuba iinkqubo ezahlukeneyo zichaza "indlu" ngokwahlukileyo. Kwindlu yakho, iquka abantu abahlala kunye nabathenga kunye nokulungiselela ukutya kunye. KuMedicaid, intsapho yakho ingachazwa ngokwemeko yerhafu. Iinkqubo zezindlu, ngokuqhelekileyo zithetha abantu abahlala kwindlu.

Ukuba akuqinisekanga ukuba ngubani oza kubandakanya kwindlu yakho ukwenzela inkqubo ethile, jonga imigaqo yenkqubo okanye ubuze umqwalaseli. Ukwenziwa kwengxelo yasekhaya engachanekanga kungachaphazela ukufezeka nokungenelwa kwenani, ngoko kubalulekile ukufumana eli lungelo.

Kwilungu ngalinye lendlu, kuza kufuneka unike onke amalungu endlu amagama, imihla yokuzalwa, iinombolo zoKhuseleko loNtlalo, ulwalamano kuwe, maxa wambi ulwazi olongezelelekileyo olufana nobumi bobumi, ingeniso, okanye ubume besiphene. Lufumane olu lwazi phambi kokuba uqalise isicelo sakho.

Ukubala Nokuxela Ingeniso Ngokuchanileyo

Ingxelo yemali yenye yezona ndawo zibalulekileyo nezintsonkothileyo zezicelo zenkqubo. Iinkqubo zisenokufuna ingeniso epheleleyo (phambi kokuhlaziywa) okanye ingeniso yomnatha (ngokokuba uthe wahlawulwa), ingeniso yenyanga okanye ingeniso yonyaka. Funda imibuzo ngenyameko ukuze ufumane inombolo echanekileyo.

Ukuba uhlawulwa ngeveki, ngeveki, ngeveki, okanye kancinane ngenyanga, kufuneka uguqule ingeniso yakho ibe ngumlinganiselo wenyanga. Kwimali-mali ohlawulwa ngayo veki nganye, yandisa ingeniso yakho nge4.33 (inani eliqhelekileyo leeveki ngenyanga). Kwimali ehlawulwayo ngeveki, yande ngo 2.17. Ngemali ephinda-phindwa ngenyanga, yandisiwe nge2.

Ukuba ingeniso yakho iyahluka-hluka ukusuka kwinyanga ngenyanga, kufuneka unikeze umlinganiselo wenyanga okanye uchaze umahluko weenyanga eziliqela. Abasebenzi bonyaka, abasebenzi abasekelwe kwikhomishini, nabantu abaziqeshileyo basoloko befumana ingeniso eguquguqukayo.

Phendula yonke ingeniso yamalungu eentsapho. Oku kuquka ingeniso, ingeniso yokuziqesha, inzuzo yoKhuseleko loNtlalo, imbuyiselo yokungaqeshwa, imbuyiselo yabasebenzi, intlawulo yomhlala-phantsi, inkxaso yabantwana, i-antium, ingeniso yokuqeshwa, ingeniso yotyalo-mali, kunye nayo nayiphi na enye imali efunyenweyo. Nokuba ucinga ukuba umthombo wengeniso ungakhululwa, yixele kwaye iqumrhu lizimisele oko.

Unikezelo Loxwebhu Olufunekayo

Ngokuhambisana nesicelo sakho esigqityiweyo, ngenisa onke amaxwebhu afunekayo. Yenza uluhlu olufuna amaxwebhu kwaye uqinisekise ukuba uquke yonke into phambi kokunikezela. Uxwebhu olungekhoyo lungomnye wezona zizathu ziqhelekileyo zolibaziseko lwesicelo.

Kwizicelo ze internet, skeni okanye amaxwebhu omfanekiso ngokucacileyo. Qinisekisa ukuba wonke umbhalo ukhona kwaye onke amaphepha aqukiwe. Iinkqubo ezininzi zamkela i PDF, JPG, okanye i PNG iifayili. Landela ubungakanani befayile kunye nefomati yemiyalelo yenkqubo.

Kwizicelo eziposiweyo okanye ezikwi person, ngenisa imibhalo kuneyokuqala ngaphandle kokuba iyalelwe ngokungqalileyo. Gcina amaxwebhu asekuqaleni kwindawo ekhuselekileyo. Ukuba kufuneka ungenise ezokuqala, yenza imibhalo yeerekhodi zakho phambi kokuzithoba.

Lungisa amaxwebhu ngendlela esengqiqweni, mhlawumbi kulandelelwano oludweliswe kuluhlu lwesicelo okanye luhlelwe ngokweqela (lonke amaxwebhu engeniso kunye, onke amaxwebhu olwazi kunye, njl. njl.)

Ukutyikitya Nokugqiba Isicelo Sakho

Izicelo zifuna utyikityo oluqinisekisa ukuba ulwazi olunikezelweyo luyinyaniso kwaye luchanekile. Funda naziphi na iingxelo ngaphezulu komgca wotyikityo. Ngokutyikitya, uqinisekisa ukuba unikezele ulwazi oluyinyaniso, uqonda amalungelo neembopheleleko zakho, kwaye vumelana kwiimfuno zenkqubo.

Yenza uphawu nomhla isicelo sakho ngomhla owungenisa ngawo. Kwizicelo zephepha, sebenzisa i-ink kunye nokusayina. Kwizicelo ze elektroniki, landela imiyalelo yenkqubo yotyikityo lwe electronic. Ezinye iinkqubo zifuna ukuba uchwetheze igama lakho, ngoxa ezinye zisebenzisa utyikityo lwemivo.

Ukuba kukho umntu okuncedileyo ekugqibeni isicelo sakho, kusenokubakho icandelo lokuba batyikitye ngokufanayo. Oku akusichaphazeli isicelo sakho kodwa kumaxwebhu owafumana uncedo, olwamkeleke ngokugqibeleleyo kwaye olusoloko lukhuthazwa.

Ukugcina Iikopi Noqinisekiso

Gcina rhoqo ikopi epheleleyo yesicelo sakho kunye noxwebhu lonke olungenisiweyo. Kwi intanethi izicelo, shicilela okanye gcina i PDF yesicelo esigqityiweyo nephepha lokuqinisekisa. Kwi zicelo zephepha, ifotokopi yonke phambi kokunikezela.

Ukuba ungenisa isicelo sakho kwi Internet, kufuneka ufumane inombolo yoqinisekiso okanye i-imeyili. Gcina esi siqinisekiso njengobungqina bokuthobela nokulandelela ubume besicelo sakho. Kwizicelo eziposi, thumela iposi eqinisekisiweyo enerisithi yokubuyisa ukuqinisekisa unikezelo. Kunikezelo lwe-person, cela ukhuphelo lomhla olulayishiweyo okanye irisithi eyamkela isicelo sakho.

Ezi rekhodi zibalulekile ukuba kuphakama imibuzo malunga nexesha olisebenzisayo, ulwazi olunike lona, okanye ukuba isicelo sakho safunyanwa. Zikwakunceda ulandelela izicelo ezininzi ukuba ufaka udweliso lweenkqubo ezininzi ngaxeshanye.

Ukuqonda Amalungelo Neembopheleleko Zesicelo

Njengomfaki-sicelo, unamalungelo akhethekileyo. Unelungelo lokufaka isicelo seengenelo, ukufumana uncedo ngesicelo sakho ukuba siyafuneka, ukwenza ukuba isicelo sakho sibhalwe ngexesha elifanelekileyo, ukufumana isaziso esibhaliweyo sezigqibo, nokubhena ukuba isicelo sakho sikhatyiwe. Unelungelo lokuphathwa ngentlonelo nokugcinwa ulwazi lwakho luyimfihlo ngokwemithetho yangasese.

Unazo iimbopheleleko. Kufuneka unike ulwazi oluyinyaniso, oluchanileyo. Kufuneka uxele utshintsho kwiimeko zakho olunokuchaphazela ubunyani bakho. Kufuneka usebenzisane neenkqubo zoqinisekiso kwaye unike uxwebhu oluceliweyo. Kufuneka usebenzise iinzuzo kuphela kwiinjongo zabo ezicetyiweyo. Ukuqonda ezi mbopheleleko kukunceda ugcine ukuthobela nokuphepha imiba enokuthi ibangele iingenelo zakho zibe yingozi.

Ukufumana Uncedo Lwesicelo

Musa ukuthandabuza ukufuna uncedo kwiizicelo. Abameli bakarhulumente basebenzisa abasebenzi ngokukhethekileyo ukunceda abafaki-zicelo. Imibutho yoluntu, iinkqubo zoncedo olusemthethweni, kunye namaqela okusebenza ngaphandle komthetho anikela uncedo lwesicelo. Aba bancedisi bangachaza imibuzo edidayo, baqinisekise ukuba uzigqibile izicelo, kwaye bakuncede ukuqokelela amaxwebhu afunekayo.

Ukuba isingesisiNgesi asilulo ulwimi lwakho oluphambili, cela uncedo lolwimi. Iinkqubo zomanyano zifuneka ukunikezela ngeenkonzo zonikezelo lolwimi, kuquka izinto eziguqulelweyo kunye netoliki. Musa ukuvumela imiqobo yolwimi ikuthintele ekusebenziseni iinkqubo ozifaneleyo.

Ukuba uneziphene ezenza ukuba izicelo zingabi lula, cela indawo yokuhlala esengqiqweni. Oku kungaquka uncedo ngokufunda okanye ngokugqiba iifomu, ezinye iifomati zezicelo, okanye ezinye iindawo zokuhlala ezikunceda ube nenxaxheba kwinkqubo yesicelo.

Inyathelo lesine: Ukulandela Nokufumana Iingenelo

Emva kokunikezela ngesicelo sakho, inkqubo itshintshana ukuqwalasela isimo, iphendula izicelo zolwazi olongezelelekileyo, izigqibo eziqondayo, kunye nokufumana iingenelo ezivunyiweyo. Ukuganana okusebenzayo ebudeni beli candelo kuqinisekisa ukuqhubekeka kwexesha elifanelekileyo kwaye kunceda ekucombululeni nayiphi na ingxaki ephakamayo.

Ilandela Ubume Besicelo Sakho

Iinkqubo ezininzi zinika iindlela zokukhangela ubume besicelo. Iilayini ezingaphakathi zikuvumela ukuba ungene ngaphakathi kwaye ubone apho isicelo sakho sikwinkqubo yohlolo. Ezinye iinkqubo zithumela i email okanye uhlaziyo lokubhaliweyo njengoko isicelo sakho sihamba kwimigangatho eyahlukileyo. Iilayini ezishushu zomnxeba zinikeza ulwazi lobume xa unika inombolo yakho yesicelo okanye ulwazi lokwazi.

Khangela rhoqo imeko yakho yesicelo, ingakumbi njengoko usondela ekupheleni kwesakhelo sexesha elichaziweyo. Ukuba uqhubekeko luthatha ixesha elide kunokuba kulindelekile, qhagamshelana ne ofisi yenkqubo ukubuza malunga nolibaziseko nokuba ngaba na umsebenzi uyimfuneko kuwe.

Gcina ulwazi lwakho loqhakamshelwano lomhla. Ukuba uyahamba, tshintsha iinombolo zefowuni, okanye hlaziya idilesi yakho ye email ngexesha lesicelo, yazisa inkqubo. Imposiso yonxibelelwano ebalulekileyo kuba umbutho unikezelo loqhagamshelwano luphelelwe lixesha lungalibazisa isicelo sakho okanye isiphumo sokukhanyela.

Ukusabela Kwizicelo Zolwazi Olwahlukileyo

Ngexesha lohlolo lwesicelo, umbutho ungacela ulwazi olongezelelekileyo okanye uxwebhu. Ezi zicelo zifumaneka ngeposi, i- email, okanye ngelayini yengingqi. Phendula ngokukhawuleza kuzo zonke izicelo, njengokunganikezeli ulwazi oluceliweyo ngaphakathi ixesha elichaziweyo elizakuphumela ekukhankanyeni isicelo.

Funda ngenyameko izicelo zokuqonda oko kufunekayo. Ukuba akuqinisekanga ukuba luluphi uxwebhu oluza kusanelisa isicelo, qhagamshelana nomcebisi okanye iofisi ukuze ucacise phambi komhla ogqityiweyo. Kungcono ukucela uncedo kunokungenisa ulwazi olungachananga okanye ukuphosa ixesha eligqityiweyo.

Nceda ungenise ulwazi oluceliweyo usebenzisa indlela echazwe kwisicelo. Abanye abameli bafuna ulwazi olungeniswe kwi-intanethi, lo gama abanye bekhetha iposi okanye ukuhambisa nge-person. Landela imiyalelo ngokungqalileyo ukuqinisekisa ukuba ulwazi lwakho lunxulumene ngokufanelekileyo nesicelo sakho.

Ukuba awukwazi ukufumana ulwazi oluceliweyo ngexesha elifanelekileyo, qhagamshelana nombutho phambi kwexesha lokuchaza imeko kunye nesicelo solwandiso. Ii-Profecting zisoloko zinika ulwandiso olusengqiqweni ukuba wenza imigudu yokholo olulungileyo ukufumana uxwebhu olufunekayo.

Ukuqonda Ukulungelelanisa ixesha

Ukulungelelanisa amaxesha kwahluka ngokuphawulekayo yinkqubo. Izicelo ze-SNAP zidla ngokulungiselelwa phakathi kweentsuku ezingama-30, kunye nolungiselelo olucwangcisiwe olukhoyo kwizindlu ezineemfuno ezingxamisekileyo. Amaxesha okulungisa iMedicaid ayahluka-hluka ngokobume kunye nokuntsonkotha komsebenzi. Iinkqubo zokungafezeki zidla ngokuthatha iinyanga eziliqela ngenxa yemfuneko yohlalutyo olunzulu loxwebhu lwamayeza. Uncedo lwendlu lungabandakanya ukulinda uluhlu olunwela iinyanga okanye iminyaka exhomekeke kwimfuno yasekuhlaleni.

Ukuqonda amaxesha okulungiselela iinkqubo zakho ezithile kunceda ubeke ulindelo olusengqiqweni. Ukuba isicelo sakho sidlula amaxesha okulungiselela aqhelekileyo, landela umbutho ukufumanisa unobangela wolibaziseko nokuba ngaba ungenza na na ukukhawulezisa.

Ezinye iinkqubo zinika abafaki-zicelo abafuna iimfuno ezingxamisekileyo. ISNAP inika amakhaya afumana imali encinane kakhulu kunye nezibonelelo okanye iindleko eziphezulu zezindlu ezinxulumene nengeniso. Ukuba uneemfuno ezingxamisekileyo, buza enoba ukulungelelanisa iprojekthi yokukhupha imoto kukhona na kwaye zeziphi iindlela omele uhlangabezane nazo.

Ukufumana Nokuqonda Isigqibo

Xa isicelo sakho siphuculwa, uzakwamkela isaziso esibhaliweyo sesigqibo. Isaziso sokunconywa sichaza ukuba ziziphi iingenelo oza kuzifumana, xa zizakuqalisa, ukuba zizakuhlala ixesha elingakanani, kwaye naziphi na iimeko okanye imfuno zogcino lwenzuzo. Funda isaziso semvume ngocoselelo kwaye zigcinele iirekhodi zakho.

Ukukhanyela kuchaza isizathu sokuba isicelo sakho sikhatyiwe kwaye ilungelo lakho lokubhena isigqibo. Izizathu eziqhelekileyo zokukhanyela ziquka ingeniso egqithisileyo okanye imida ye-asethi, ukungaphumeleli ukunikezela ngoxwebhu olufunekayo, ukungadibanisi iimfuno ezizizo, okanye ukunikezela ngolwazi olungaphelelanga okanye olungaguquguqukiyo.

Ukuba ukhanyelwe, funda isaziso ngocoselelo ukuqonde isizathu esikhethekileyo. Ngamanye amaxesha ukukhanyela kubangelwa yimiba elungileyo efana nokulahleka koxwebhu okanye iimpazamo kulwazi olunikiweyo. Ukuba ukholelwa ukuba ukhanyele ayichanekanga okanye ukuba unganikezela ulwazi olongezelelekileyo olunokutshintsha isigqibo, unelungelo lokubhenela.

Inxalenye yemvume yenzeka xa uvunywa ngenzuzo kodwa hayi ezinye, okanye xa ixabiso lakho lincinci kunokuba ulindele. Isaziso kufuneka sichaze ukuba ixabiso lakho libalwe njani. Ukuba awuqondi ukuba izibalo okanye ukholelwa ukuba ayichananga, qhagamshelana nombutho ukuze ucacise.

Ukukhanyela Okanye Izigqibo Ezibi

Ukuba isicelo sakho asivunywanga okanye awuvumelani nesixa esinenzuzo, unelungelo lokubhena. Ukukhanyela kubandakanya inkcazelo ngendlela yokubhena, kuquka ixesha elimisiweyo lokufaka isibongozo. Ezi miniti zingqongqo, ngoko yenza ngokukhawuleza ukuba ufuna ukubhenela.

Iinkqubo zesibheno ziyahluka ngokwenkqubo kodwa ngokuqhelekileyo zibandakanya ukunikela isicelo esibhaliweyo sokuva apho unokunikela khona imeko yakho. Ungazimela okanye ufumane umntu omele wena, kuquka amagqwetha, abameli, okanye abanye abameli. Imibutho yoncedo olusemthethweni isoloko inikela umelo lwesisa ukwenzela izibheno zikarhulumente eziyingenelo.

Lungiselela isibheno sakho ngokuqokelela onke amaxwebhu anxulumeneyo, uqonda isizathu sokuba ukhanyelwe, kunye nokulungelelanisa ubungqina obuxhasa ukufaneleka kwakho. Ukuba ukukhanyela bekusekelwe kuxwebhu olulahlekileyo, ukufumana nokubeka loo maxwebhu kungacombulula umba ngaphandle kokuva ngokupheleleyo.

Ngexesha lobheno, ungafumana uncedo ngexesha isibheno sakho silindele, kuxhomekeke kwinkqubo nakwimeko. Buza malunga nolukhetho xa ufaka isibheno sakho, njengokuba inganika inkxaso ebalulekileyo ngexesha usebenza kwinkqubo yezibheno.

Ukufumana Iingenelo Zakho

Xa uthe wavunyelwa, uza kufumana imiyalelo ngendlela yokufumana iinzuzo zakho. Iinkqubo ezininzi zisebenzisa i-Ectromac Benefit trave (EBT) makhadi okuhambisa uncedo lokutya neenzuzo zemali. Uza kufumana ikhadi kwiposi, ulisebenzise ngokwemiyalelo, kwaye ukhethe i-PIN yokhuseleko. Iingenelo zigcinwe kwi-EBT yakho kucwangciso oluqhelekileyo, kwaye ungasebenzisa ikhadi kubathengi abagunyazi.

Iinkqubo zonyango zinika amakhadi e-inshorensi okanye ulwazi ngentlawulo yakho. Uza kufumana iinkcukacha zokuba ngabasebenzi bezonyango bamkele i-inshorensi yakho, iinkonzo ezikhutshelweyo, nendlela yokufumana inkxaso. Gcina ikhadi lakho le-inshorensi likuwe kwaye ulinike xa ufumana iinkonzo zezamayeza.

Uncedo lwezindlu lungabandakanya ukufumana iziqinisekiso zokusebenzisa irente, ukubekwa kwindlu kawonke-wonke, okanye ukufumana inkxaso-mali yerente engqalileyo. Uza kufumana imiyalelo engqalileyo ngendlela uncedo lwendlu ethile olusebenza ngayo, kuquka iimbopheleleko zakho nendlela yokusebenzisa uncedo.

Iinkqubo zokugcina imali ngqo kwi-akhawunti yakho yebhanki okanye zithumele ii-checks nge-imeyili. Qinisekisa ukuba isiziko sinolwazi lwebhanki oluchanekileyo okanye idilesi yokuposa ukuphepha ukulibaziseka kwemali ehlawulwayo. Ukuba awunayo i-akhawunti yebhanki, iinkqubo ezininzi zingafaka iinzuzo kumakhadi edebit ahlaziyiweyo.

Ukuqonda Iimbopheleleko Zakho Ezingapheliyo

Ukufumana iingenelo kuza neembopheleleko eziqhubekayo. Okubaluleke kakhulu kukuba, kufuneka uxele utshintsho kwiimeko zakho olunokuchaphazela ukungafezeki. Iinguqu ezifunekayo ekunikeleni ingxelo ziquka iinguqu kwingeniso, ukwenziwa kwengxelo yendlu, idilesi, ubume bomsebenzi, okanye ezinye izinto ebeziyinxalenye yokuzimisela kwakho ukuba nelungelo.

Iinkqubo ezichaza ixesha lokunika ingxelo yeenguqu, ngokufuthi ngeentsuku ezilishumi emva kokuguquka. Ukungaphumeleli ukuxela utshintsho kungenza ukuba uhlawulelwe kakhulu iingenelo oza kufuneka uzihlawule, uphelise iinzuzo, okanye uphathwe ngetyala lokungaxeli ngempazamo.

Uzakufuna ukugqiba iziqinisekiso zexesha ngalinye okanye uhlaziyo ukuze uqhubeke ufumana uncedo. Isibonelelo sizakwazisa xa ulufumana uqinisekiso olufunekayo kwaye naluphi ulwazi olufuna ukukunika. Chaza iziqinisekiso ngenkathalo enye njengezicelo zokuqala, unikezele ulwazi oluchanileyo nolufunekayo kuxwebhu olupheleleyo ngokwexesha elichaziweyo.

Ukusebenzisa iingenelo kuphela kwiinjongo zazo ezicetyiweyo. Iinzuzo zeSNAP zingasetyenziswa kuphela kwizinto ezifanelekileyo zokutya. Uncedo lwendlu kufuneka lusetyenziswe kwiindleko zokuhlala. Iinzuzo zokusebenzisa kakubi zingaphumela ekuphelisweni nasekufuneni ukubuyisela imali esetyenzisiweyo ngokungafanelekanga.

Ukusebenza nohlolo lolawulo lomgangatho, uphicotho-zincwadi, okanye ezinye iinkqubo zoqinisekiso. Iinkqubo zophicotho-zincwadi ngamaxesha athile zihlola iimeko ukuqinisekisa ukuba ziyafaneleka ngokuqhubekayo kunye neemali ezifanelekileyo eziyingenelo.

Ziphucule Iingenelo Zakho

Xa ufumana inzuzo, khangela iindlela zokwandisa ixabiso lazo. Kwingeniso zeSNAP, intengiso yevenkile, sebenzisa amaphetshana, thenga intengiso, kwaye ucwangcise ukutya ukuze usebenzise imali efunekayo yokutya. Iimarike ezininzi ze-SNAP zinceda ngokuphinda-phinda kabini ukuthenga imveliso entsha kudweliso olufana no-Docter Up Food Bucks.

Ukusebenzisa inkxaso-mali yempilo, sebenzisa iinkonzo zokukhusela ezithe zahlawulwa ngaphandle kwexabiso, kuquka uhlolo, ukuxilongwa, nokugonywa ngonyaka. Ukusebenzisa unyango lokukhusela impilo kukunceda uhlale uphilile kwaye uphephe iingxaki zempilo ezinzulu ezibiza imali eninzi ukunyanga.

Ukuba uyafumana uqeqesho lomsebenzi okanye imisebenzi yempangelo, uthatha inxaxheba ngokukhutheleyo kwiinkqubo, usiya kuzo zonke iintlanganiso ezifunekayo, kwaye usebenzise iinkonzo ezongezelelekileyo njengoncedo oluphinda luqaliswe, ucwangciso lodliwano-ndlebe, okanye uncedo lomsebenzi. Okukhona uthenjiswa, kokukhona unokuba namathuba amaninzi okufikelela usukelo lomsebenzi.

Ukudibanisa nezinye iinkonzo neenkqubo. Uluntu oluninzi lunikela uncedo olungakumbi ngemibutho engaveli ngeniso, amaqela asekelwe kukholo, neenkqubo zoluntu. Iifashoni zokutya, iimpahla, iinkqubo zoncedo lwezibonelelo, nezinye izinto zinokukongeza iinzuzo zikarhulumente kwaye zikuncede ukuhlangabezana neemfuno zakho zonke.

Ukulungiselela ukwaneliseka

Ngoxa iinkqubo zikarhulumente zinikela inkxaso ebalulekileyo, abaninzi abamkelayo bazijonga njengoncedo lokwexeshana ngoxa besebenzela ukuzanelisa okungakumbi. Sebenzisa yingenelo kwiinkqubo ezixhasa olu sukelo, kuquka uqeqesho lomsebenzi, uncedo lwemfundo, kunye neenkonzo zemisebenzi.

Yazi indlela ingeniso eyongezelelekileyo echaphazela ngayo iingenelo zakho. Iinkqubo ezininzi zinokuphuma ngokuthe ngcembe kuneziphumo zamatye, oko kukuthi akulahlekelwa ziingenelo ngoko nangoko xa ingeniso inyuka. Oku kukuvumela ukuba wamkele umsebenzi okanye uhlawulwe unyuko ngaphandle kokoyika ukuphulukana nalo lonke uncedo ngexesha elinye.

Ezinye iinkqubo zinika iingenelo zotshintsho xa ushiya inkqubo ngenxa yengeniso eyongezelelekileyo. Utshintsho lweMedicaid, umzekelo, lungaqhubeka ixesha elithile emva kokuba uqeshiwe. Ukuqonda ezi nkxaso zotshintsho kukunceda ucebe ukutshintsha ukusuka kwinzuzo ukuya kubuchule bakho.

Zibekele usukelo lwemali uze usebenzele kulo lo gama ufumana iingenelo. Kwanemali encinane egciniweyo ingalungiselela isithintelo songxamiseko incipheko kwaye inciphise ukuthembela kuncedo ngokuhamba kwexesha. Ezinye iinkqubo, njenge-Integers zoPhuhliso-nkqubo (I-ID), zinceda abamkeli ukuba bagcinele iinjongo ezithile ezifana nemfundo, umnini-khaya, okanye baqalise ishishini.

Ucelomngeni Oluqhelekileyo Nendlela Yokoyisa

Ukuqonda imiqobo namaqhinga okukwazi ukumelana nayo kunokukunceda ukwazi ukufikelela nokugcina iingenelo.

Iinkqubo zesicelo ezintsokothileyo

Izicelo zikarhulumente zingabande kwaye zibe ntsonkothile, ngamagama adidayo kunye nemibuzo eneenkcukacha. Yoyisa olu celomngeni ngokufuna uncedo kubenzi bamatyala, imibutho yoluntu, okanye abameli abayiqondayo inkqubo. Yaphula isicelo sibe ngamacandelo anokulawulwa kunokuzama ukugqiba yonke into ngexesha elinye. Sebenzisa ubuncwane obukhoyo obufana nabalawuli bomyalelo, iiFAQ, kunye nemigca yoncedo.

Izithintelo Zoxwebhu

Ukufumana amaxwebhu afunekayo kunokuba nzima, ingakumbi kubantu abangenamakhaya, abo bafudukileyo, okanye abantu abasandul' ukufuduka bengenawo amaxwebhu angokwesithethe. Ukusebenza nabasebenzi beenkonzo zoluntu okanye imibutho yoluntu enokukunceda ufumane amaxwebhu afunekayo. Iinkqubo ezininzi zinenkqubo zabafaki-zicelo abajongene nocelomngeni loxwebhu, kuquka ukwamkela ezinye iindlela zokufumana amaxwebhu okanye ukulungiselela ixesha lokufumana amaxwebhu ngexesha xa kusenziwa iizicelo.

Amaxesha okuqhubekeka amade

Ukulinda isicelo silungiselelwa kunokubangela uxinezeleko, ingakumbi xa kukho iimfuno ezingxamisekileyo. Buza malunga nokusetyenziswa kwesixhobo esingxamisekileyo xa ufanelekile. Funa uncedo kwimibutho yoluntu ngexesha likaxakeka ngoxa ulindele iinzuzo zikarhulumente. Ii-partet, iinkqubo zemali yoncedo longxamiseko kunye neenkonzo zeengxaki zexesha likaxakeka zinganika uncedo olukhawulezileyo xa isicelo sakho sicocwe.

Iingxaki zoThungelwano

Ukufikelela abasebenzi bamatyala, ukufumana imibuzo ephenduliweyo, nokufumana iimpendulo ezifike ngexesha elifanelekileyo kunokuba lucelomngeni kwii-ofisi zikarhulumente ezixakekileyo. Yiba nomonde. Bhala yonke imigudu yonxibelelwano, kuquka imihla, amaxesha, kunye nomntu othetha naye. Sebenzisa iziqhagamshelanisi zonxibelelwano ezininzi(ifoni, i-imeyili, ukwandisa amathuba akho okufikelela umntu othile. Ukutyelela ii-ofisi kusekuseni okanye ekuqaleni kweveki xa zinokuba zixakekile kakhulu.

Imbono Ephosakeleyo

Bambi abantu bayathandabuza ukucela inzuzo karhulumente ngenxa yokuhlaziswa okanye iimbono eziphosakeleyo ngomntu o "lufuna" uncedo. Khumbula ukuba ezi nkqubo zikho ngokukhethekileyo ukunceda abemi ngamaxesha eemfuno. Abantu abaninzi abafumana uncedo lukarhulumente bayasebenza, baluphele, babantwana, okanye abantu abaneziphene. Ukusebenzisa ubuncwane obukhoyo yindlela engundoqo yokuhlangabezana neemfuno zentsapho yakho ngoxa usebenzela ukuzinza okungakumbi.

Zuza Amadlala Nezinto Ezingakukhuthaziyo Ukusebenza

Abanye abamkeli baxhalatyiswa kukuba ukufumana ingeniso engakumbi kuza kuphumela ekulahlekelweni zingenelo zemali ezingakumbi. Ngoxa kukho iintaba eziluncedo kwezinye iinkqubo, abaninzi banokuhamba ngokuthe ngcembe. Ukubala indlela imali eninzi eya kuchaphazela ngayo iingenelo zakho ngaphambi kokuba wenze izigqibo zemisebenzi. Amanye amaphondo anikela ingcebiso ukuze aqonde indlela umsebenzi ochaphazela ngayo iingenelo zenze izigqibo ezithe ngqo ngomsebenzi.

Ucelomngeni Lokuphinda Ube Netyala

Ukungafumaneki kwexesha lokuzigqibezela ngokutsha kungenza ungenelo lokuphelisa, kufuna ukuba uvune ngokuqwalasela kwaye ube nezithuba ekugqunyweni. Misela izikhumbuzo ukwenzela ixesha lokuphinda ubhale. Qala ukuqokelela amaxwebhu afunekayo phambi kwexesha elimisiweyo. Ukuba ufumana isaziso sokuphinda ubhalise, siphathe njengeyona nto iphambili kwaye usigqibe ngokukhawuleza.

Ukuqwalaselwa Ngokukhethekileyo Kwabemi Abathile

Abanye abantu bajamelana neemeko ezingafaniyo xa befikelela kwiinkqubo zikarhulumente. Ukuqonda ezi ngqwalasela zikhethekileyo kuya kuqinisekisa ukuba baxhaswa ngokufanelekileyo.

Abantu Abakhulileyo

Abantu abadala bangalufanelekela ucwangciso oluquka iMedicare, iingenelo zokhuseleko loluntu, i-SSI, i-SSI, kunye neenkqubo ezahlukeneyo zikarhulumente kunye neenkqubo zasekuhlaleni zabakhulileyo. Abaninzi abakhulileyo abaziyo zonke iinkqubo ezikhoyo kubo. Iintlangano ezifana nengingqi zasekuhlaleni ezikwi-Admics ezithetha ngokuLuphane zinika ingcebiso ngokungqalileyo kubantu abadala, zibanceda baqonde baze basebenzise zonke iinkqubo ezifanelekileyo. Iinkqubo zokucebisa ngempilo zinceda abantu abadala baqonde iinketho zabo kwaye zikhethe amacebo afanelekileyo.

Abantu Abaneziphene

Abantu abakhubazekileyo bangalufanelekela ugcino-lwazi lwe-SSDI, SSI, Medicaid, SNAP, uncedo lwezindlu, kunye neenkonzo zokubuyisela imisebenzi. Iinkqubo zokudinwa zidla ngokufuna uxwebhu oluninzi lwezamayeza kwaye lungathatha iinyanga ukuqhuba. ukusebenza nabanikezeli bezonyango ukuqinisekisa uxwebhu olucokisekileyo lwemeko yakho kunye neziphene. Qwalasela ukusebenza nommeli wesiphene okanye igqwetha, ingakumbi ukuba ufaka isicelo se-SSDI okanye SSI.

Abahambi Ngezilwanyana Neentsapho Zasemkhosini

Ama-Vendan asenokufanelekela ukunyamekela impilo, imbuyiselo yesiphene, inzuzo yemfundo, iinkqubo zemali ebolekiweyo yasekhaya, nezinye iinkonzo. Iintsapho zomkhosi zisenokuba zikufanelekele ukunikwa iinkqubo ezahlukeneyo zokuxhasa. Jongani kwiofisi yakho ye VA okanye kwimibutho yenkonzo yamagqala ukuze nifumane uncedo ngezicelo. Le mibutho iqeqeshe abaqondisi beenkqubo ze-VA kwaye inokukunceda ulawule inkqubo. Amavarrhente amaninzi awazazi kakuhle iinzuzo ezikhoyo kuwo, efumana uncedo kwiintlangano eziluncedo kakhulu.

Iintsapho Ezinabantwana

Iintsapho ezinabantwana zisenokufanelekela iSNAP, iMedicaid/CHIP, uncedo lomntwana, iinkqubo zokutya kwesikolo, iWic, iHead Start, kunye nezinye iinkqubo ezininzi. Iinkqubo ezininzi zineelungiselelo ezikhethekileyo kumabhinqa akhulelweyo kunye nabantwana abancinane. Sebenzisa iinkqubo ezininzi ngexesha elinye, njengoko iintsapho ezinabantwana zisoloko zifanelekela ukuxhasa iimpahla ezipheleleyo. Iinkqubo zesikolo ezifana nokutya okukhululekileyo nokuncitshisiweyo okufuna izicelo ezahlukeneyo kwisikolo somntwana wakho.

Abafuduki Neimbacu

Ukufaneleka kweenkqubo zikarhulumente kuyahluka ngokwemeko yokufuduka. Ezinye iinkqubo zikhona kubemi abasisigxina abasemthethweni kunye nezinye iindidi zokufuduka, ngelixesha ezinye zilinganiselwe kubemi base-U.S. Iimpunge kunye ne-aslwalees zingalufanelekela ukumiselwa kweenkqubo ezithile ebudeni beminyaka yokuqala eUnited States. Ukudibana namagqwetha okanye imibutho enceda abaphambukeli abakhonza amaqela asekuhlaleni ukuze baqonde ukuba ziziphi iinkqubo onokuzifanelekela ngokwemeko yakho ethile yokufuduka. UDon'u qw ’ ukoyika ukukukuthintela ekusebenziseni iinkqubo okufanelekelayo ngokusemthethweni, kwaye uqonde ukuba ukusebenzisa iinzuzo ezithile akuchaphazamisi manani amaninzi abaphambukeli abasemthethweni.

Abantu Abangenamakhaya

Ukungabikho kwedilesi emiselweyo akufanele kukuthintele ekufakeni isicelo sokufumana iinzuzo zikarhulumente. Iinkqubo ezininzi zineenkqubo zokufumana abafaki-zicelo ukungabi namakhaya. Iikhusi ezingenamakhaya, iinkqubo zokufumana intsebenziswano, kunye namasebe oncedo lwentlalo anokunika idilesi zokwamkela iposi kunye noncedo ngezicelo. Ezinye iinkqubo zinokukhulula izicwangciso zabafaki-zicelo ezingenamakhaya. Zinxulumanisa nemibutho yeenkonzo engenamakhaya enokukunceda ufikelele kwiingenelo ngelinye ixesha usebenzela ukuzinza kwezindlu.

Oovimba Nendawo Onokufumana Kuyo Uncedo

Zininzi izinto ezikhoyo ezinceda abemi basekuhlaleni balawule iinkqubo zikarhulumente. Ukwazi apho banokufumana uncedo kungenza umahluko phakathi kokufumana iingenelo ngokunempumelelo nokunikezela ngonxunguphalo.

Oovimba bakarhulumente

I-website yeBenifit inikezela ngendawo esembindini yolwazi malunga neenzuzo zikarhulumente kwaye iquka ii-website zombutho ngamnye zinika iinkcukacha zodweliso lwenkqubo: [SSA.v[ kwiinkqubo zezoKhuseleko, [[FLT:]] iMedicare.[v [[FLT]] iMedicareare.[FLT] [[FLT]]

Ii-ofisi zikarhulumente zinikela uncedo oluphuma kuluntu. Amasebe oluntu, iiofisi zoKhuseleko loNtlalo, izibonelelo zeVA, nezinye ii-ofisi zezibonelelo ziqesha abasebenzi ukuncedisa abemi.

Imibutho yoLuntu

Imisebenzi yoluntu ikho kwiindawo ezininzi kwaye inika uncedo lokuchaza nokufaka isicelo seenkqubo zikarhulumente. Inkonzo yeQumrhu lama-211 idibanisa abafowuni noovimba bongingqi kunye neenkqubo zoncedo. Amaqela amaninzi aneengenelo kumaziko okubhalisa apho abasebenzi abaqeqeshiweyo banceda ngezicelo zeenkqubo ezininzi.

Imibutho engafumani ngeniso idla ngokusebenza ngokuncedisa abantu abathile okanye ngokubhekiselele kwiimfuno ezithile. Imibutho enceda abakhulileyo, abantu abaneziphene, amagqala, abaphambukeli, okanye amanye amaqela inikela uncedo olujoliswe kumaziko afanelekileyo.

Isalathisi soMsebenzi weNkqubo

Imibutho yoncedo olusemthethweni inikela uncedo olusemthethweni ngokukhululekileyo kubantu abafumana imali ephantsi, kuquka uncedo ngengenelo yezicelo nezibheno zikarhulumente. Fumana uncedo olusemthethweni kummandla wakho ngewebhsayithi yeNkonzo yoLuntu engokwasemthethweni kwi-LSC.gv[ okanye ngokubiza umbutho wemibutho yemida yezomthetho wesebe lesebe.

Imibutho elawula abantu abaza kufumana imali eninzi ijolise kwimibandela ethile okanye kubemi yaye isoloko inikela inkcazelo, uncedo, kunye nokukhuselwa kweenkqubo zikarhulumente. Imibutho eChaphazelekayo yamaLungelo, imibutho yeenkonzo yamagqala, namaqela ajongene nokungafumani nkonzo akhoyo angabantu abahlwempuzekileyo ayimizekelo yeentlangano ezinokunikela uncedo oluxabisekileyo.

Abasebenzi nabacebisi bezonyango

Abaqhubi be-inshorensi yempilo banikela uncedo ngesisa ngokuqonda nokubhalisa kwintlawulo yempilo, kuquka iMedicaid, i-CIP, kunye nezicwangciso zentengiso. Fumana abahambi ngenqanawa Healthcare.gov okanye intengiso ye-inshorensi yempilo yelizwe lakho. Iinkqubo zokucebisa, zidla ngokubizwa ngokuba yi-MFUSTALTY ISD program ye-ESCIMPIS), zinika amacebiso ekhululekileyo kunye neentsapho zakho.

Iziko Lemfundo

Iiofisi zoncedo lwemali zasekholeji zinceda abafundi ukuba bafumane iinkqubo zoncedo lwabafundi. Abacebisi bezikolo eziphezulu banokuncedisa kwiinkqubo zabafundi nezeentsapho. Iinkqubo zemfundo zabantu abadala zidla ngokuba nabasebenzi abanokunceda kwiinkqubo ezahlukeneyo zikarhulumente, njengoko abafundi abadala abaninzi befanelekela iindlela ezininzi zokunceda.

Imibutho Esekelwe Kukholo

Iintlangano ezininzi zonqulo zinikela uncedo ngezicelo zorhulumente eziyingenelo njengenxalenye yeentlanganiso zazo zomsebenzi woluntu. Zinganika uncedo longxamiseko ngexesha ulindele iinzuzo zikarhulumente ziqaliswe. Akuyomfuneko ukuba ube lilungu lebandla ukuze ufumane uncedo.

Ukulondoloza Iingenelo Zakho Nokuhlala Uncedisana

Ukufumana iingenelo zikarhulumente ngobuchule kukuphela kwesiqalo. Ukuze ugcine ezo ingenelo kufuneka uhlale unikela ingqalelo kwiimfuno, unikela ingxelo efike ngexesha leenguqu, uze uthobele imithetho yocwangciso.

Ukuqonda Iimfuno Zokuxela

Inkqubo nganye ineemfuno ezikhethekileyo malunga neenguqu ekufuneka zichazwe kwaye phakathi kwaleliphi ixesha. Iinguqulelo eziqhelekileyo ezinokuchazwa ziquka iinguqu zengeniso, ukuqatshelwa kwengxelo yendlu, idilesi, ubume bemisebenzi, amalungiselelo okunyamekela abantwana, iindleko zezamayeza, okanye ezinye iimeko eziyinxalenye yokuzimisela kwakho. Yazi iimfuno zakho zokunikela ingxelo kwinkqubo nganye othe wathatha inxaxheba kuzo, njengoko zinokuhluka.

Utshintsho lwengxelo lusetyenziswa ngokukhawuleza ngendlela echazwe ngudweliso lwenkqubo. Ezinye iinkqubo zivuma utshintsho kwiingxelo ze Internet, ngelinye ixesha ezinye zifuna ukwaziswa okubhaliweyo okanye kwingxelo yomntu ozakubhala. Gcina imibhalo yazo zonke iingxelo ezitshintshileyo zeengxelo zakho, kuquka umhla owuxelileyo kunye nesiqinisekiso serisithi.

Xa uthandabuza ukuba utshintsho lufuna ukuxelelwa, luxele. Kungcono ukuxela utshintsho olungachaphazeli ngenelo kunokuthi ungaphumeleli ukuxela utshintsho olukhoyo. Iinguqu ezingaxelwanga zingaphumela ekuhlawuleni imali eninzi oza kufuneka uyihlawule, nokuba ukungaphumeleli ukunikela ingxelo ngempazamo.

Ukugqiba Isiqinisekiso Ngexesha

Iinkqubo ezininzi zifuna isiqinisekiso kwakhona ngamaxesha athile ukuze uqhubeke ufumana uncedo. Amaxesha okufumana izatifiketi ayahluka ngodweliso lwenkqubo, "_ezinye zifuna ukuphinda zibhalwe kwakhona ngonyaka, ezinye rhoqo kwiinyanga ezintandathu, kwaye ezinye zinexesha elide. Ukuphinda ubhalise ixesha kwikhalenda yakho kwaye zicwangcise izikhumbuzo kusengaphambili.

Patha iziqinisekiso zoqinisekiso zesiqinisekiso ngokucingela okufanayo nezicelo zokuqala. Nika iinkcukacha ezichanekileyo, ezipheleleyo nazo zonke iixwebhu ezifunekayo. Gqibezela naluphi na ulwazi olutshintshileyo ukususela kwisiqinisekiso sakho sokugqibela. Ngenisa iziqinisekiso phambi kokuphela kwexesha lokunqanda izithuba kwiingenelo.

Ukuba uphoswe lixesha lokuphinda ubhale, qhagamshelana nodweliso lwenkqubo ngoko nangoko. Ezinye iinkqubo zivumela ukuqinisekiswa emva kwexesha ngexesha lobubele. Ukuba iinzuzo zakho ziphelisiwe ngenxa yokuphoswa koqinisekiso kwakhona, kuza kufuneka uvune, okungaphumela kwisithuba sokugquma okanye iinzuzo.

Ukugcina Iingxelo

Gcina iirekhodi ezicwangcisiweyo zamaxwebhu anxulumene neengenelo zikarhulumente wakho. Gcina imibhalo yezicelo, isaziso semvume, isiqinisekiso sokuphinda utshintshe, iingxelo, iileta namaqumrhu, kunye nawaphi na amanye amaxwebhu anxulumene nayo. Hlela iingxelo ngocwangciso nangomhla ukuze ufumane ikhombo olulula.

Ezi ngxelo zibalulekile xa kuphakama imibuzo ngengenelo zakho, ukuba ufuna ukubhenela kwisigqibo, okanye ukuba ukhethelwe uhlolo lolawulo lomgangatho. Zikwakunceda ukuba utsale imihla yokuqinisekisa isiqinisekiso, umlinganiselo oluncedo, kunye nolunye ulwazi olubalulekileyo.

Gcina iingxelo ngokukhuselekileyo kodwa ngokungenasiphelo. Ibhokisi yefayile okanye indlela yefayile isebenza kakuhle kumaxwebhu ephepha. Ukuba ukhetha ukugcina amanani, scani amaxwebhu kwaye uwagcine kwifayile ezicwangcisiweyo kwicebo elikhuselekileyo okanye indawo yokugcina amafu. Balula amaxwebhu abalulekileyo xa kulahleka okanye umonakalo.

Ukuqonda Amalungelo Akho Njengomkholisayo

Njengomkhonzi ongenelwayo, unamalungelo akukhuselayo ekuphathweni ngokungekho sikweni. Unelungelo lokufumana iingenelo ofanele ukuzuza, ukuphathwa ngesidima nangentlonelo, ukwenza ukuba inkcazelo yakho igcinwe iyimfihlo, ukufumana isaziso esibhaliweyo ngezigqibo ezichaphazela iingenelo zakho, nokubhenela kwizigqibo ezibi.

Ukuba ukholelwa ukuba amalungelo akho aphulwe okanye uphathwe ngokungekho mthethweni, ungafaka izikhalazo zakho kucwangciso, uqhagamshelane neentlangano zobugcisa, okanye ufune uncedo olusemthethweni. Musa ukwamkela ukuphathwa ngokungekho sikweni okanye ukuzimisela okuphosakeleyo okungeyongenelo ngaphandle kokusebenzisa ilungelo lakho lokubhenela okanye ukufuna uncedo.

Ukuphepha Ubuqhophololo Nokusetyenziswa Kakubi

Ukufumana inzuzo yokuqhatha sisono esinzulu esinokubangela ukumangalelwa ngezaphuli-mthetho, imfuneko yokuhlawula iinzuzo, nokungalungisi okuhlala kuhleli kwiinkqubo. Ukuqhatha kuquka ukunikela inkcazelo ebubuxoki ngabom, ukungaphumeleli ukuxela iinguqu eziya kunciphisa okanye ziphelise iingenelo, ukusebenzisa iinzuzo ngeenjongo ezingagunyaziswanga, okanye ukuthengisa iinzuzo.

Ngamaxesha onke nikeza inkcazelo eyinyaniso, chaza iinguqu njengoko ziyimfuneko, sebenzisa iinzuzo kuphela kwiinjongo zabo, kwaye ungaze uthengise okanye uthengise okanye uthengise iinzuzo. Ukuba wenza impazamo enyanisekileyo kwisicelo okanye ungaphumeleli ukuxela utshintsho ngenxa yokungaqondani kakuhle kunokuba uzimisele ukuqhatha, qhagamshelana nodweliso lwenkqubo ngoko nangoko ukulungisa impazamo. Iimpazamo ezinyanisekileyo ziphathwa ngokwahlukileyo kunokuqhatha ngempazamo.

Ukuba ufumene uncedo olungenalungelo kwimposiso yesebe, usafuneka ukuba uzihlawule, kodwa akuzukujongwa utyholo lokuqhatha ukuba awuphosanga. Kodwa ukuba wayazi ukuba ubungenalungelo lokufumana uncedo kwaye uqhubeke ukwamkela ngaphandle kokunikela ingxelo, oko kungathathwa njengenkohliso.

Ukukhangela phambili: Ukusebenzisa Iinkqubo zikaRhulumente njengeBriji ekhokelela kumsebenzi Wobuqu

Iinkqubo zikarhulumente zifeza injongo yazo ephakamileyo xa zinceda abemi bamaxesha anzima kwaye zixhasa inkqubela yokuzimela geqe nokuzinceda. Ngoxa abanye abantu befuna uncedo oluthatha ixesha elide ngenxa yobudala, ukukhubazeka, okanye ezinye iimeko, abaninzi abamkelayo basebenzisa iinkqubo njengenkxaso yexeshana ngoxa besebenzela ukuphucula kwezoqoqosho.

Ukusebenzisa Iinkqubo Zokuxhasa Umsebenzi

Iinkqubo ezininzi zikarhulumente ziquka inkxaso yomsebenzi elungiselelwe ukunceda abamkeli bafumane umsebenzi okanye bafumane ingeniso engakumbi. Iinkqubo zoqeqesho lomsebenzi, ukubuyiselwa komsebenzi, iinkonzo zemisebenzi, kunye noncedo lwemfundo zinokuphucula amathuba akho omsebenzi kunye nokufumana ingeniso. Ukuba nenxaxheba kwiinkqubo kwaye usebenzise zonke iinkonzo ezikhoyo.

Yazi indlela umsebenzi ochaphazela ngayo iingenelo zakho. Iinkqubo ezininzi zikuvumela ukuba ugcine iinzuzo ezithile xa usebenza, uqhubeke usebenza, njengoko ingeniso inyuka. Le ndlela ikhuthaza umsebenzi ngokuqinisekisa ukuba usebenza kakuhle kunokuhlala ungaqeshwanga ukuze ulondoloze iingenelo. Buza malunga nezihlomelo zomsebenzi neengenelo zotshintsho ezikhoyo kwiinkqubo zakho.

Ukwakha Ukuzinza Kwemali

Xa ufumana iingenelo, sebenzela ukwakha izinzipho zemali zexesha elizayo. Kwanemali encinane egciniweyo inganika isivalo songxamiseko kwaye inciphise ukuthembela kuncedo ngokuhamba kwexesha. Ezinye iinkqubo, njenge-Axentievery Development akhawunti, zinceda abamkeli ukuba bagcinele iinjongo ezithile ngogcino olulinganayo.

Ukufumana imfundo yemali kunye neenkonzo zoluleko ezikhoyo ngemibutho yoluntu, iinzuzo, neenkqubo zikarhulumente. Ukufunda uqingqo-mali, ukuqonda iityala, nokuphuhlisa iinjongo zemali kuxhasa ukuzinza kwexesha elide.

Imiqobo yokuzinceda ngoxa unenkxaso yeenkqubo zikarhulumente. Oku kunokuquka ukufumana imfundo okanye uqeqesho, ukusingatha iingxaki zempilo, ukukhusela izinto zokuthutha ezinokuthenjwa, okanye ukulungiselela ukunyamekela abantwana. Iinkqubo zikarhulumente zinganika inkxaso ngexesha usebenza kwezi zinto zisisiseko zozinziso lwezoqoqosho.

Ukuceba Indlela Oza Kutshintsha Ngayo

Njengokuba iimeko zakho ziphucula, hlela ukuguqulwa kwakho ungazifumani zingenelo. Qonda kakuhle ukuba ingeniso eyongezelelekileyo iza kuchaphazela njani inkqubo nganye oya kuba nenxaxheba kuyo. Bala ukuba uza kuba ngcono ngokwemali nakumvuzo onyusiweyo nokuba oko kuthetha inzuzo enciphileyo. Kwiimeko ezininzi, uza kuba njalo, kodwa ukwenza izibalo kunika intembelo kwizigqibo zakho.

Zisebenzise ngokunenzuzo iinzuzo zotshintsho eziqhubeka ixesha elithile emva kokuba ushiye iinkqubo ngenxa yengeniso eyongezelelekileyo. Utshintsho lweMedicaid, umzekelo, lungaqhubeka iinyanga emva kokuba uqeshiwe, lukunika ixesha lokukhusela umqeshi okhutshelweyo okanye ukwenza amanye amalungiselelo.

Musa ukungxama ukushiya iinkqubo phambi kokuba uzinzile. Kungcono ukugcina iingenelo ngexesha usonga imali kunye nokuqinisekisa ukuzinza komsebenzi kunokushiya iinkqubo ngaphambi kwexesha kwaye uzithole udinga ukukhawulezisa. Iinkqubo ezininzi zixhasa utshintsho oluthe ngcembe kunokuba ziphume ngokukhawuleza.

Isiphelo: Zinike Amandla Ngolwazi Nangezenzo

Ukuthabatha inxaxheba kwiinkqubo zikarhulumente lilungelo elifumanekayo kubemi abafikelela kwiindlela ezifanelekileyo. Ezi nkqubo zikho ukuxhasa abantu ngabanye kunye neentsapho ngamaxesha entswelo, ukunikezela ngeenkonzo ezibalulekileyo, nokuvelisa amathuba omgangatho ophuculiweyo wobomi. Ukuqonda indlela yokufanisa iinkqubo ezifanelekileyo, ukuqokelela iingxelo ezifunekayo, izicelo ezipheleleyo, nokugcina iingenelo kukunika amandla okufikelela kwinkxaso efumanekayo kuwe.

Inkqubo yokufaka isicelo nenxaxheba kwiinkqubo zikarhulumente isenokubonakala inzima, kodwa akuyomfuneko ukuba usebenzise yona wedwa. Abasebenzi, imibutho yoluntu, abameli, kunye nezinye izinto zikhona ngokukhethekileyo ukunceda abemi ukuba bafumane iingenelo zokufikelela. Musa ukuthandabuza ukucela uncedo xa ufuna uncedo, buza imibuzo xa ungaqinisekanga, kwaye umele wena nentsapho yakho kuyo yonke le nkqubo.

Khumbula ukuba ukusebenzisa iinkqubo zikarhulumente asilophawu lokusilela kodwa kunoko kukusetyenziswa koovimba abalungiselelwe ukunceda abemi ebudeni beemeko ezahlukeneyo zobomi. Ukuba ufuna uncedo lokwexeshana ngexesha elinzima okanye inkxaso yexesha elide ngenxa yobudala, ukukhubazeka okanye ezinye izinto, iinkqubo zikarhulumente zilungiselela iminatha ebalulekileyo yokhuseleko eyomeleza abantu, iintsapho kunye nabantu.

Ngokuyiqonda inkqubo, ukwazi amalungelo akho neembopheleleko, nokusebenza ngenkuthalo kwiinkqubo, ungafumana iingenelo ezixhasa iimfuno zakho ezikhawulezileyo ngoxa usebenzela iinjongo zakho ezinde. Thatha inyathelo lokuqala namhlanje ngokuchonga iinkqubo ongazifanelekela, ukuqokelela uxwebhu oluyimfuneko, kunye nokuqalisa inkqubo yesicelo. Inkxaso oyifunayo inokuba luncedo ngakumbi kunokuba ucinga, kwaye ukuthabatha inyathelo lokufikelela kuzo kungenza umahluko obalulekileyo kubomi bakho nakubomi bamalungu entsapho yakho.