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Ukuqonda Izimiso Zikahulumeni Nendlela Izakhamuzi Ezingahlanganyela Ngayo

Izinhlelo zikahulumeni zisebenza njengemithombo ebalulekile ezigidini zezakhamuzi ezifuna usizo, izinkonzo, nokusekela ezingxenyeni ezihlukahlukene zokuphila. Ukusukela ekunakekeleni impilo nasekusekeleni ukudla okunomsoco ukuze kutholakale indawo yokuhlala nezindawo zemfundo, le zinhlelo ziklanyelwe ukuthuthukisa izinga lokuphila futhi zinikeze abantu ngabanye nemikhaya eswele amanetha okuphepha. Ukuqonda indlela yokusebenzisa inqubo yokufaka isicelo, ukuhlangabezana nezimfuneko ezifanele, nokuhlanganyela ngokuphumelelayo kulezi zinhlelo kungaba negalelo elikhulu ekufinyeleleni izinzuzo ozifanele.

Kungakhathaliseki ukuthi uhlola usizo lukahulumeni okokuqala noma ubheka ukuqonda izinhlelo ezengeziwe ezingase zizuzise wena noma umkhaya wakho, lesi siqondiso esibanzi sizokuhambisa kuzo zonke izinyathelo zenqubo yokuhlanganyela. Sizohlanganisa indlela yokuhlukanisa izinhlelo ezifanele, siqoqe izinhlelo ezidingekayo, izicelo eziphelele, futhi silandele ukuqinisekisa ukuthi uthola izinzuzo nezinkonzo ongazithola.

Okwenza Izimiso Zikahulumeni Zibaluleke Kubantu Abahlala Ezakhamuzini

Izinhlelo zikahulumeni zifeza indima ebalulekile ekusekeleni izakhamuzi ezimweni ezihlukahlukene zokuphila. Lezi zinhlelo zikhuluma ngezidingo eziyisisekelo ezihlanganisa ukulondeka kokudla, ukutholakala kwempilo, ukuzola kwezindlu, usizo lwemisebenzi, kanye nemfundo. Ukuqonda ubukhulu bezinhlelo ezikhona kusiza izakhamuzi ukuba zenze izinqumo ezinolwazi ezingase zisekele kangcono isimo sazo samanje.

Abantu abaningi abazi ukuthi batholakala ngaluphi usizo lukahulumeni oluphelele. Izinhlelo zikhona emazingeni kahulumeni, kahulumeni, kahulumeni, nawendawo, ngayinye eklanyelwe ukusingatha izidingo ezithile ezikhethekile emiphakathini. Ezinye izinhlelo zinikeza usizo oluqondile lwezimali, kuyilapho abanye benikeza izinkonzo, izimali, noma ukutholakala kwemithombo ebekungeke kufinyelelwe ngokwezimali. Ukuqaphela ukuthi ukufuna usizo lukahulumeni kuwukusetshenziswa okungokomthetho kwemithombo yomphakathi eklanyelwe ukusiza izakhamuzi ukuba zisuse ihlazo futhi zikhuthaze labo abadinga ukusekelwa okukhona.

Ithonya elingokomnotho lezinhlelo zikahulumeni lidlulela nangaphandle kokwamukelwa komuntu ngamunye. Uma izakhamuzi zithola usizo lokudla okunomsoco, ukunakekelwa kwempilo, noma ukusekelwa kwezindlu, zinezela ekusimameni komphakathi nasekuhwebeni kwezomnotho. Izingane ezithola ukudla okwanele nokunakekelwa kwezempilo ngezinhlelo zikahulumeni zifeza kangcono esikoleni, futhi abantu abadala abathola izinhlelo zokuqeqeshela umsebenzi basiza ngokuphumelela kakhulu emsebenzini. Ukuqonda lo mongo obanzi kusiza ekuhleleni isimiso sikahulumeni njengenzuzo yomuntu siqu kanye nenzuzo yomphakathi.

Izinhlobo Zezinhlelo Zikahulumeni Ziyatholakala Kubantu Abahlala Ezakhamuzini

Ngaphambi kokuqala inqubo yohlelo lokusebenza, kusiza ukuqonda izigaba ezinkulu zezinhlelo zikahulumeni ezikhona. Lolwazi lukuvumela ukuba ubone ukuthi iziphi izinhlelo ezingase zifanelane kakhulu nezimo zakho nezidingo.

Ukunakekelwa Kwempilo Nezinhlelo Zosizo Kwezokwelapha

Izinhlelo zokunakekela impilo zimelela ezinye zezinkonzo zikahulumeni ezisetshenziswa kakhulu. I-Medicaid inikeza imfihlo yempilo kubantu abadala abathola imali ephansi, izingane, abesifazane abakhulelwe, abantu abadala nabadala abakhubazekile. I-Medicare ikhonza ngokuyinhloko labo abaneminyaka engu-65 nangaphezulu, kanye nabancane abakhubazekile. I-Earth’s Health Inshuwarence Program (CHIP) inikeza izingane ezithola imali ephansi kakhulu emalini engakhonzwa iMedicaid kodwa ezingakwazi ukukhokhela umshuwalenselo wezezimali wasekhaya.

Lezi zinhlelo zihlanganisa izinkonzo zezokwelapha eziningi ezihlanganisa ukuvakashela odokotela, ukuhlala esibhedlela, ukulaliswa, imithi kadokotela, ukunakekelwa kwemithi yokuvimbela izifo nokwelashwa okukhethekile. Ukuqonda uhlelo lwezempilo ongase ulufanelekele kubalulekile, njengoba izindleko zezokwelapha zimelela enye yezimbangela eziyinhloko zobunzima obungokwezimali emikhayeni yaseMelika.

Izimiso Zokusiza Ngokudla

I-Someral Nutrition Application Program (SNAP), eyayaziwa njengezitembu zokudla, isiza abantu abangenayo kanye nemikhaya ethola imali encane ukuba ithenge ukudla. I-Special Contution Program yabesifazane, izinsana, nezingane (Wic) inikeza usizo lokudla kokudla kwabesifazane abakhulelwe, omama abasha, nabantwana abancane. Izinhlelo zesikole ziqinisekisa ukuthi izingane zithola ukudla okunomsoco kanye nokudla kwasemini kungakhathaliseki ukuthi zithola inzuzo yasekhaya.

Le zinhlelo zikhuluma ngokungalondeki kokudla, okuthinta izigidi zaseMelika futhi kunethonya elikhulu empilweni, ekufundiseni, nasenhlalakahleni. Izinhlelo zosizo lokudla zivame ukunikeza ezinye izinkonzo zikahulumeni, njengoba imikhaya ethola usizo lokudla ingase ifanelekele nezinhlelo ezengeziwe zokusekela.

Izinhlelo Zokusiza Ngezindlu Nezokuzala

Izinhlelo zosizo lwezindlu zisiza izakhamuzi ukuba zibe nezindlu ezilondekile nezizinzile. Ingxenye 8 yeHome Lotion Vouchers isebenzisa intela yokuqasha imikhaya ehlawulwa yizisulu eziphansi, abantu asebekhulile, nabantu abakhubazekile. Izindlu zomphakathi zinikeza labo abafanelekayo izindlu zokuqasha ezibizayo. I-Low Inhome Home Energy Active Program isiza ngokushisisa nokupholisa, kuyilapho izinhlelo zokuthuthukisa isimo sezulu zithuthukisa ukusebenza kahle kwamandla asekhaya.

Imikhaya enezindlu eziqinile ibhekana nokucindezeleka okuncane ngokwemfundo, izingane ziqhuba kahle ngokwemfundo, futhi abantu abadala bangagxila emsebenzini nasentuthukweni yomsebenzi kunokuhlala ngokungalondeki.

Izinhlelo Zokuqeqesha Umsebenzi

Izinhlelo zokuthuthukisa umsebenzi zisiza izakhamuzi ukuba zibe namakhono, zithole umsebenzi futhi zithuthuke emsebenzini. Umshuwalense wokungabikho kwemisebenzi unikeza ukusekela kweholo lesikhashana kulabo abaye balahlekelwa imisebenzi ngaphandle kwephutha labo. Izinhlelo zokuqeqesha umsebenzi, ngokuvamile ezisetshenziswa nge-American Job Center, zinikeza intuthuko yamakhono, ukunikeza ukululeka ngomsebenzi, kanye nosizo lokunikeza umsebenzi. Izinhlelo ezifana ne-Working Innovation and Opportunity Act (WIO) isekela ukuqeqeshelwa imisebenzi edaliweyo.

Le zinhlelo ziyaqaphela ukuthi izinselele zemisebenzi zingathinta noma ubani nokuthi ukutshala imali empucukweni yezisebenzi kuzuzisa kokubili abantu ngabanye kanye nomnotho okhudlwana. Izinhlelo eziningi zihloselwe ngokukhethekile abantu ababhekene nemingcele yemisebenzi, kuhlanganise nomakadlelwano, abantu abakhubazekile nalabo abaphinde basebenze ngemva kokungabi khona isikhathi eside.

Izinhlelo Zosizo Ezifundisayo Nezabafundi

Izinhlelo zosizo lwemfundo yenza imfundo ephakeme nokuqeqeshwa kwamakhono kutholakale kakhulu. Insiza-bafundi abaphethe iFederal, kuhlanganise noPel Grants, izinhlelo zomsebenzi, kanye nemali ebolekwayo yabafundi, zisiza izigidi zabafundi ukuba zithenge amakholiji. I-State ne-Prive Start inikeza imfundo ebanzi yasekuqaleni kobuntwana, impilo, ukudla, nokuhileleka kwabazali kubantwana abahliswa yizisulu eziphansi nemikhaya.

Imfundo ingenye yezindlela eziphumelela kakhulu zokuhamba kwezomnotho. Izinhlelo zosizo zikahulumeni zisiza ekuqedeni imijikelezo yobumpofu ngokwenza imfundo ifinyeleleke kungakhathaliseki ukuthi umkhaya uhola malini, okwenza kube namathuba okuthuthuka emsebenzini futhi kuthuthukiswe ukuphila.

Izinhlelo Zokuwohloka Nezokulondeka Komphakathi

I-Social Security Disability Infishorensi (SSI) ne-Social Security Infivo (SSI) zinikeza usizo lwezimali kubantu abakhubazekile abavimbela ukusebenza. Izinzuzo zenhlala- kahle zisekela amaMelika asekhulile. Izinzuzo ze-Social Security zinikeza ukunakekelwa kwempilo, ukukhubazeka, ukukhokhwa kwemfundo, kanye nezinye izinkonzo kulabo abaye bakhonza empini.

Lezinhlelo ziyaqaphela ukuthi izimo ezithile − ukukhubazeka, ukukhula, noma ukusebenza ezweni("ukuveza izidingo ezikhethekile ezingase zisingathwe ukusekela kukahulumeni. Ukuqonda izimpawu ezibonisa ukuthi izinhlelo zisebenza kahle kubaluleke kakhulu, ngoba zivame ukuhlanganisa izimfuneko eziyinkimbinkimbi zokubhala.

Isinyathelo Sokuqala: Ukubona Izinhlelo Ezivumelana Nezidingo Zakho Nokuzivumelanisa Nezinto

Isinyathelo sokuqala esibucayi ekuhlanganyeleni ezimisweni zikahulumeni ukuveza ukuthi iziphi izinhlelo ongase uzifanelekele futhi yini engcono kakhulu esingatha izidingo zakho zamanje. Lenqubo idinga ukuhlaziya izimo zakho ngokwethembeka, ukucwaninga izinhlelo ezikhona, nokuqonda izimiso ezibonisa ukuthi awunakukwazi ukwenza izinto.

Ukuqonda Izidingo Nezimo Zakho Zamanje

Ingabe udinga ukunakekelwa kwempilo, ingabe izindleko zezindlu zidla imali eningi? Ingabe ukuphelelwa umsebenzi noma umsebenzi kubangela izinkinga ngokwezimali? Ingabe unakekela izingane, abazali asebekhulile, noma amalungu omkhaya akhubazekile?

Ukubhala uhlu lwezidingo zakho kusiza ekucaciseni izinhlelo ozozicwaninga. Ukuchaza izimo zakho, kuhlanganise nobungako bendlu, izinga leholo, izinga lomsebenzi, izimo zempilo, nanoma iziphi izimo ezikhethekile njengokukhulelwa, ukukhubazeka, noma isimo solwazi olukade lukhona. Lokhu kwaziswa kuyoba okubalulekile uma kunqunywa ukuba nolwazi oluncane kohlelo.

Cabangela kokubili izidingo ezisheshayo nemigomo ethatha isikhathi eside. Nakuba ungase udinge usizo lokudla oluphuthumayo manje, ungazuza futhi ezinhlelweni zokuqeqesha umsebenzi ezingathuthukisa amathuba akho omsebenzi nemali oyithola ngokuhamba kwesikhathi. Izakhamuzi eziningi zifanelekela izinhlelo eziningi ngesikhathi esisodwa, futhi ukuthola ukusekelwa okuningi kuveza imiphumela engcono kunokusingatha isidingo somuntu oyedwa kuphela.

Ukusebenzisa Ama - webhsayithi Kahulumeni Nemithombo Yengcebo

Amawebhusayithi kahulumeni anikeza ukwaziswa okubanzi ngezinhlelo ezikhona, izimfuneko ezi-octive, kanye nezinqubo zohlelo. Iwebhusayithi kahulumeni isebenza njengendawo eyisisekelo lapho izakhamuzi zingabona khona ukuthi zingathola izinhlelo eziningi ngesikhathi sinye. Ngokuphendula imibuzo ephathelene nezimo zakho, uthola uhlu lwezinhlelo ongazifanelekela, kanye nolwazi lwendlela yokuzisebenzisa.

Iwebhusayithi yenhlangano ngayinye inikeza imininingwane yohlelo oluningiliziwe. Iwebhusayithi yezempilo nezezinkonzo zabantu inikeza ukwaziswa ngezinhlelo zokwelapha, i-SNAP, kanye nolunye usizo. Iwebhusayithi ye-Social Security Administration ichaza umhlalaphansi, ukukhubazeka, ne-SSI. Inzuzo ye-Davince of Hoss and Urban Development inikeza imininingwane yezinhlelo zokuhlala. Iwebhusayithi yemfundo ihlanganisa usizo lwabafundi nezinhlelo zemfundo.

Amawebhusayithi kahulumeni nendawo abaluleke ngokufanayo, ngoba izinhlelo eziningi zisetshenziswa kula mazinga ngisho noma uhulumeni ekuxhase. Izinkonzo zomuntu noma iwebhusayithi yomnyango wezenhlalakahle kazwelonke izakuhlela izinhlelo ezikhona ezweni lakho, kuhlanganise nosizo olucatshangelwe kahle lukahulumeni olungase lungabi khona kwenye indawo. Amawebhusayithi amaningi asedolobheni avame ukunikeza ukwaziswa ngezinhlelo nezinkonzo ezinikezwayo.

Lapho usebenzisa amawebhusayithi kahulumeni, funa ama-projekthi abhalwe "Izisekeli," "Izinhlelo," noma "Izisekelo zengcebo" izindawo eziningi zihlanganisa amathuluzi okuhlola angenabungozi akusiza ukuba unqume ukuthi uhlangabezana yini nezimfuneko eziyisisekelo ngaphambi kokusebenzisa ngokugcwele. Sebenzisa kabi lamathuluzi ukugxilisa ingqondo yakho kwizinhlelo lapho unamathuba amakhulu okuvunyelwa.

Ukuvakashela Amahhovisi Kahulumeni Nemithombo Yengcebo Yomphakathi

Nakuba imithombo yezobuchwepheshe iwusizo, i-pager inikeza isiqondiso esizimele nemibuzo ethile ngesimo sakho. Amahhovisi ezenhlalakahle, iminyango yezempilo, izikhulu zezindlu, nezikhungo zezemisebenzi ziqasha izisebenzi eziqeqeshelwe ukusiza izakhamuzi ukuba ziqondise izinhlelo zikahulumeni.

Hlela ukumisa noma ukuhambela phakathi namahora amisiwe ukuze ukhulume nomeluleki wezezimali noma izinzuzo.

Izinhlangano zomphakathi zivame ukubambisana nezinhlangano zikahulumeni ukuze zinikeze usizo ngezinhlelo ezizosetshenziswa. Izinhlangano ezingazuzi nzuzo, izinhlangano zomphakathi, izinhlangano ezisekelwe ekukholweni, namaqembu okuphatha izikhundla zomphakathi ngokuvamile anikeza usizo mahhala ngokuhlukanisa izinhlelo ezifanele nokuqeda izicelo. Lezinhlangano ziqonda ukuthi ukuqondisa imishini kahulumeni kungaba yinselele futhi kunikeze ukusekela okuyigugu kuyo yonke le nqubo.

Imitapo yezincwadi isebenza njengemithombo engcono kakhulu yokuthola ulwazi lohlelo lukahulumeni. Imitapo eminingi inikeza amacomputer ne-Internet labo abangenayo le mithombo ekhaya. Abalindi bangakusiza ukuba uthole amawebhusayithi kahulumeni futhi bangaqaphela izinhlelo zosizo zendawo. Eminye imitapo yezincwadi izuzisa ekubhaleni izenzakalo lapho abameleli bezinhlelo ezihlukahlukene besiza izakhamuzi ukuba zifake isicelo sosizo.

Ukuqonda Isimo Sokungagwegwesi

Uhlelo ngalunye lukahulumeni lunezindinganiso ezithile ezifanele abafaka isicelo okumelwe bahlangabezane nazo. Ukuqonda lezi zimfuneko kukusiza ukuba ugxile ezinhlelweni lapho ufanelekela khona ngempela futhi ulungise khona imibhalo efanele. Izici ezivamile zihlanganisa izinga leholo, ubukhulu bendlu, izakhamuzi, ubudala, ukukhubazeka, isimo somsebenzi, nezimo ezithile ezinjengokukhulelwa noma ukuma komakadebona.

Imingcele yemali etholakalayo iphakathi kwezimiso ezivamile. Izinhlelo eziningi zisebenzisa iFederal Poverty Lequence (FPL) njenge-bestmark, ne-eilment ebekwe ngokwesilinganiso se-FPL esisekelwe esayizini yasekhaya. Ngokwesibonelo, uhlelo lungasiza imikhaya ethola i-FPL efinyelela ku-30% ye-FPL, kuyilapho enye ingahlela isilinganiso esingu-200% we-FPL. Ukuqonda ukuthi iholo lakho lendlu lixhomeke kulokhu kuhlola izinhlelo ezifanele.

Ezinye izinhlelo zisebenzisa i-confligible, okusho ukuthi uma ufanelekela uhlelo olulodwa, uzifanelekela ngokuzenzekelayo olunye. Ngokwesibonelo, imikhaya ethola izinzuzo ze-SNAP ingazenza ifanelekele izinhlelo ezithile zosizo noma ukudla kwesikole okuncishisiwe. Ukuqonda lokhu kuxhumana kungahlanganisa inqubo yohlelo futhi kuqinisekise ukuthi uthola zonke izinzuzo ongazifumana.

Ukuba isakhamuzi nokufuduka kuthinta ukuvuleka kwezinhlelo ezithile. Nakuba ezinye izinhlelo zitholakala kuphela ezakhamuzini zase-U.S., ezinye zidlulela kwizakhamuzi ezihlala njalo ezisemthethweni nakwezinye izigaba ezithile zokufuduka. Ezinye izinhlelo, ikakhulukazi lezo ezikhonza izingane, zinezimiso eziningi ezihlanganisa ubuningi. Uma unemibuzo ngokuthi isimo sokufuduka sithinta kanjani uhlelo lwe-injnigrive, xhumana nommeli wezokufuduka noma ummeleli ogunyaziwe ngaphambi kokuba usebenzise isicelo.

Imingcele emisiwe iyasebenza kwezinye izinhlelo, okusho ukuthi kumelwe ube nemali elinganiselwe, impahla, noma ezinye izinto ongazifanele. Lemingcele iyahluka ngokohlelo futhi ingasusa izinto ezithile njengendlu yakho eyinhloko noma imoto eyodwa. Ukuqonda imingcele yempahla kukusiza ukuba unqume ukuthi ukulungele yini futhi ugweme izinto ezimangalisayo phakathi nenqubo yokusebenza.

Ukwakha Icebo Lokuhlanganyela

Ngemva kokuthola izinhlelo ongase ufanelekele zona, sungula indlela yokuzisebenzisa. Beka izinhlelo ezisekelwe ezidingweni zakho eziphuthumayo. Uma ubhekene nokungalondeki kokudla okusheshayo, faka i-SNAP kuqala. Uma ungenaso isikhokhelo sempilo futhi unezimo zezokwelapha ezidinga ukwelashwa, izinhlelo zomshuwalense wezempilo eziza kuqala.

Cabangela isikhathi sohlelo ngalunye. Ezinye izinhlelo zihlela izinhlelo ngokushesha, zinikeza izinzuzo phakathi nezinsuku noma amasonto. Ezinye, ikakhulukazi izinhlelo zokukhubazeka, zingathatha izinyanga ukuba ziqhubeke. Ukuqonda lezi zinkenenezo kukusiza ukuba uhlele ngokuvumelana nohlelo futhi ufune usizo oluphuthumayo uma ulindele ukuvunyelwa uhlelo olude.

Funa amathuba okufaka izinhlelo eziningi ngesikhathi esisodwa. Izizwe eziningi zinikeza izicelo ezihlangene zezinhlelo ezihlobene, zikuvumela ukuba ufake i-SNAP, Medicaid, kanye nosizo lwemali ngesicelo esisodwa. Lendlela yonga isikhathi futhi iqinisekisa ukuthi uhlolwe zonke izinhlelo ongase uzifanelekele.

Isinyathelo sesibili: Ukuqoqa umnikeli odingekile

Uma usutholile uhlelo lokulusebenzisa, isinyathelo esilandelayo esibucayi ukuqoqa idokhumende edingekayo. Ukubhala okufanele kubalulekile ekufakani i-eligigible noma ekugwemeni ukunqikaza uhlelo. Nakuba izimfuneko ezithile zihlukahluka ngohlelo, ukuqonda izigaba zokubhala ezivamile nendlela yokuthola amaphepha adingekile kuzolandelana ngenqubo yakho yohlelo.

Ukubhala Ukuthi Ungubani Nokuba Izakhamuzi

Izinhlelo zikahulumeni eziningi zidinga ubufakazi bemininingwane yawo wonke amalungu endlu ahlanganisiwe kulolu hlelo. Izincwadi zemininingwane eyamukelekayo zihlanganisa amakhadi okuzichaza, amafastere kahulumeni, izitifiketi zokuzalwa, noma amakhadi okuveza inzala. Kubantwana, izitifiketi zokuzalwa zivame ukusebenza njengezincwadi eziyinhloko zemininingwane.

I-sakhamuzi noma isimo sokufuduka kungadingeka ibhukwana kuye ngohlelo. Amafaceli okuzalwa, amapasi okungena e-U.S., izitifiketi zokuthola imvelo, noma izitifiketi ze-projekthi zokuthatha i-octal ziqinisekisa ukuthi izakhamuzi ezihlala njalo zinikeza amakhadi aluhlaza, kanti ezinye izigaba zokufuduka zidinga imvume eqondile eqondene nesimo sazo. Uma ungadingi zincwadi zesizwe, thintana nenkampani efaka amakhophi ngaphambi kokuba uqalise isicelo sakho.

Izinombolo ze-Social Security zidingeka ezinhlelweni eziningi. Uma amalungu asekhaya engenazo izinombolo ze-Social Security, uzodinga ukuzifaka nge-Social Security Administration ngaphambi kokuqeda izisebenziso eziningi zohlelo. Ezinye izinhlelo zikuvumela ukuba uthumele izicelo ngesikhathi izinhlelo zokusebenza zobuKhuseli Zisekhona, kodwa uzodinga ukunikeza izinombolo ngaphambi kokuthola izinzuzo.

Ubufakazi Bokuhlala Kuye

Izinhlelo zikahulumeni zidinga ubufakazi bokuthi uhlala endaweni oyisebenzisayo, njengoba izinhlelo eziningi ziwumbuso noma ziqondile. Ubufakazi obamukelekayo bokuhlala buhlanganisa izindleko zezenzuzo, izivumelwano zokuqasha, izitatimende zendlu, izikweleti zempahla, noma iposi elisemthethweni elibhekiswe kuwe ekhelini lakho lamanje.

Uma ubhekene nokungabi namakhaya noma ukungahleleki kwezindlu, ungavumeli ukuntuleka kwezincwadi ezingokwesiko zokuhlala kukuvimbele ekusebenziseni. Izinhlelo eziningi zinezinhlelo zabafaka isicelo ezingenamakheli amisiwe. Izisebenzi zeshelter, izisebenzi zezenhlalakahle, noma abaphathi bezezimali ngokuvamile banganikeza isiqinisekiso sezimo zakho. Ezinye izinhlelo zithatha izincwadi ezivela kubantu abangaqinisekisa ukuthi uhlalaphi.

Ukuze uthole izinhlelo ezinezimfuneko zokuhlala, ungadinga ukubonisa isikhathi osuphile kuso esifundazweni noma esifundazweni. Amalayisense kaDriver, amarekhodi esikole, amarekhodi emisebenzi, noma amarekhodi ezokwelapha abonisa ikheli lakho ngokuhamba kwesikhathi angamisa isikhathi sokuhlala.

Umnikeli wokungena

Ukuqinisekisa imali ekhona kubalulekile ezimisweni zikahulumeni ezidinga kakhulu. Izincwadi ezithile ezidingekayo zixhomeke emfundweni oyitholayo. Kubantu abasebenzayo, amaholo amuva kakhulu (ngokuvamile amasonto amane kuya kwayisithupha) abonisa iholo lamuva kakhulu. Uma uziqasha, uzodinga intela, izitatimende zenzuzo, noma amarekhodi ebhizinisi abonisa inzuzo nezindleko.

Uma uthola izinzuzo ze-Social Security, i-SSI, imbuyiselo yokungatholi misebenzi, imbuyiselo yezisebenzi, noma iholo lempesheni, nikeza izincwadi noma izitatimende ezizuzisayo ezibonisa inani lemali nemali ekhokhwayo. Ukusekela kwezingane noma i-almony, iziyalezo zenkantolo noma amarekhodi akhokhela lemali. Uma uthola imali ebhange ehhovisi lokuqasha, nikeza izivumelwano kanye namarekhodi okukhokhela okukhokhela okutholakele.

Abanye abafaka isicelo banemali ebhaliswayo eguquguqukayo ehluka-hlukene ngenyanga nenyanga.

Uma ungenayo imali, kudinga ukuqeda incwadi echaza indlela ohlangabezana ngayo nezidingo eziyisisekelo. Lokhu kungahlanganisa ukwaziswa ngokuhlala nomkhaya noma nabangane, ukwamukela usizo oluvela ezinhlanganweni zomphakathi, noma kwezinye izimo. Nakuba ukungabi namali kungase kubonakale sengathi kungazenza ufanelekele usizo, izinhlelo zidinga ukuqonda isimo sakho somkhaya.

Umunikeli ofingqiwe nowamanje

Izinhlelo ezinemingcele yempahla zidinga imvume yemali yakho. Izitatimende zebhange zokuhlola, ukugcina, nama-akhawunti okutshala izimali zibonisa impahla yakho ewuketshezi. Izimoto, zinikeza amabhukwana okubhalisa, futhi uma kudingeka, izilinganiso zenani lamanje. Ukuba nendawo kudinga izivumelwano zentela yempahla.

Ama-akhawunti omhlalaphansi, amasheya, izibopho, nezinye izimali kungadingeka zibhalwe kuxhomeke esimisweni. Ezinye izinhlelo zikhulula impahla ethile, njenge-akhawunti yomhlalaphansi noma imoto eyodwa, kuyilapho ezinye zibala zonke izinto ngesilinganiso sokuzilinganisela. Ukuqonda ukuthi iziphi izinto ezibalwayo esimisweni sakho esithile kukusiza ukuba uqoqe imibhalo efanele.

Uma usanda kuthengisa impahla, uthunyelwe impahla, noma uthenge izinto ezinkulu, kungadingeka uchaze lezi zindleko. Izinhlelo zifuna ukuqinisekisa abafaki bezicelo ukuba bangakwazi ukuzuza. Zilungiselele ukunikeza izincazelo ezithembekile nezincwadi zentengo ephawulekayo.

Ukuhlelwa Kwendawo

Izinhlelo eziningi zisekela ukuvuleka futhi zizuzise ngobungako basekhaya nohlelo. Udinga ukubhala ukuthi ubani ohlala ekhaya lakho kanye nobudlelwane nawe. Izitifiketi zokuzalwa zimisa ubuhlobo bomzali nomntwana. Izitifiketi zomshado ziveza ubuhlobo obuqinile. Amabhukwana aseNkantolo angadingeka emalungiselelweni elungelo lokuhlala nabantwana, ukunakekelwa, noma izimo zokunakekelwa.

Uma amalungu emikhaya engekho okwesikhashana ngenxa yomsebenzi, isikole, inkonzo yezempi, noma ukwelashwa, ungase udinge izincwadi ezichaza ukuthi abakho futhi zibonisa ukuthi bahlala beyingxenye yomkhaya wakho.

Kuzinhlelo ezisiza imiphakathi ethile, ukuqinisekisa kwe-ellig. Ukukhulelwa okuvela kumnakekeli wezempilo kukuvumelanisa nezinhlelo ezithile. Ukuhluleka kwemibhalo yesandla, kuhlanganise namarekhodi ezokwelapha nezitatimende zodokotela, kubalulekile kwizinhlelo ezihlobene nokukhubazeka. Ama-Vertans anikeza ama-DD-214 noma ezinye izinhlelo zenkonzo yezempi.

Umnikeli wezindleko

Ezinye izinhlelo zicabangela izindleko lapho kunqunywa ukuthi izindleko zendlu zihamba kahle. Izindleko zendlu, kuhlanganise nentela yendlu, intela yempahla, kanye nabanikazi bekhaya, zingabhalwa ngezivumelwano zentela, izitatimende zendlu, noma intela yentela. Izindleko zemali zidinga izindleko zamuva zikagesi, ugesi, amanzi, nezinye izinto ezisemzimbeni.

Izindleko zokunakekela izingane zidinga imvume evela kubanakekela izingane ezibonisa izindleko namalungiselelo. Izindleko zezokwelapha, kuhlanganise nezindleko zomshuwalense, izindleko zodokotela, kanye nokungakhokhelwa kwezindleko zokwelapha, kungadingeka ezinhlelweni ezithile. Gcina amathikithi, izikweleti, kanye nemali egciniwe yakho kuzo zonke izindleko odinga ukubhala ngazo.

Inkokhelo yokusekela ingane uyenza kwabanye idinga iziyalezo zenkantolo nobufakazi bokukhokha. Uma unezibopho ezihlelwe yinkantolo, nikeza izindleko zalezi njengoba zingathinta ukufaneleka kwakho noma ukubala kwakho okuzuzisayo.

Ukuhlela Umtapo Wakho

Dala uhlelo oluhleliwe lokugcina nokuphatha amabhukwana akho. Sebenzisa amafacedi noma izimvilophi ukuze uhlukanise amabhukwana ngokwezigaba: amabhukwana esazimo, ukuqinisekisa kweholo, ubufakazi bokuhlala, njalonjalo. Yenza amakhophi azo zonke izincwadi zokuqala, njengoba ngokuvamile uzodinga ukuhambisa amakhophi kunawokuqala. Gcina ama-okuqala endaweni ephephile.

Yenza uhlu lwemibhalo edingekayo yohlelo ngalunye olufunayo. Njengoba uqoqa uhlamvu ngalunye, luhlole ohlwini lwakho. Lendlela ehlelekile iqinisekisa ukuthi awuyinaki imibhalo edingekayo futhi ikusiza ukuba ubhale ukuthi yini oyidingayo ukuze uthole.

Uma uphuthelwa amadokhumende futhi udinga isikhathi sokuwathola, ungabambeli ukuqala uhlelo lwakho lokusebenza. Izinhlelo eziningi zikuvumela ukuletha izinhlelo futhi unikeze idokhumende phakathi kwesigamu sohlelo olucacisiwe. Ukuqalisa inqubo yohlelo kuqalisa isikhathi sokunquma esiqinile sobungani, futhi ungathumela amadokhumende engeziwe njengoba uwathola.

Qaphelisisa ukwenza amakhophi azo zonke izincwadi ngenombolo ngokuzihlola noma ngokuthatha izithombe. Gcina la makhophi enombolo ngokuqinisekisiwe, kungaba emshinini ovikelwe umngenisi-bizo noma efutheni elilondekile. Amakhophi e-inthanethi awusizo kwizinhlelo ze-inthanethi futhi anikeze i-sethi uma amadokhumende angokoqobo elahlekile noma elimala.

Ukuthola Usizo Lokuthola UmBhalo

Uma unenkinga yokuthola izincwadi ezidingekayo, funa usizo. Amahhovisi enkonzo ezenhlalakahle, izinhlangano zomphakathi, nezinhlelo zosizo olungokomthetho zingakusiza ukuba ucele izincwadi ezivela ezinhlanganweni ezihlukahlukene. Ezinye izinhlangano zinikeza usizo lwezimali ukuze uthole izincwadi ezinjengezitifiketi zokuzalwa noma amakhadi okuzichaza uma izindleko ziyisithiyo.

Izinhlangano eziningi zikuvumela ukuba ucele amarekhodi ngeposi noma nge-inthanethi. Uma udinga amabhukwana avela kwelinye izwe, thintana nenxusa lalelo zwe noma inxusa le-oday ukuze uthole amarekhodi.

Uma izincwadi zingakhonjwa ngezilimi ngaphandle kwesiNgisi, ungase udinge izinkonzo zokuhumusha ezigunyaziwe zinganikeza izinguqulo ezigunyaziwe izinhlangano zikahulumeni ezizozamukela. Ezinye izinhlangano zomphakathi zinikeza izinkonzo zokuhumusha zamahhala noma eziphansi kubantu abacela izinzuzo zikahulumeni.

Isinyathelo Sesithathu: Ukuqeda Inqubo Yohlelo Lokusebenza

Uma izinhlelo zakho ziqoqiwe futhi zikhonjiwe, ukulungele ukuqeda izinhlelo. Inqubo yohlelo iyahluka ngohlelo, kodwa ukuqonda izimiso ezivamile nemikhuba emihle kakhulu kuzosiza ekuqinisekiseni ukuzithoba okunembile, okuphelele okuhamba kahle ngenqubo yokubukeza.

Ukukhetha Indlela Yakho Yokusebenza

Izinhlelo zikahulumeni eziningi zinikeza izindlela eziningi zokusebenza: kuyi - Internet, nge-person, ngeposi noma ngocingo. Indlela ngayinye inezinzuzo kuye ngezimo zakho, ukuthokoziswa ngobuchwepheshe, futhi idinga usizo.

Izinhlelo zohlelo ku-inthanethi zinikeza ukuvuleka nesivinini. Ungaziqeda ngejubane lakho, ugcine intuthuko futhi ubuye kamuva, futhi uvame ukwamukela ukuthunyelwa ngokushesha. Izisetshenziswa eziningi zolayini zinikeza impendulo esheshayo uma uphumile emasimini adingekayo noma udinga ukwaziswa. Ungafaka imibhalo ngokuqondile kunokuthumela noma ukuthumela amakhophi angokoqobo. Nokho, izinhlelo zolayini zidinga ukungenela nolwazi oluyisisekelo lwe-inthanethi.

Ku-metho-msc inikeza usizo lomuntu siqu. Izinhlelo zingaphendula imibuzo, zikusize uqonde izimfuneko, futhi uqinisekise ukuthi ukusebenzisa kwakho kuphelele ngaphambi kokuzithoba. Lendlela isebenza kahle uma unezimo eziyinkimbinkimbi, udinga usizo lokuqonda imibuzo, noma ukhetha ukuxhumana nobuso. Ukumisa ukumiswa kusengaphambili uma kungenzeka ukunciphisa izikhathi zokulinda.

Izinhlelo zomgunyathi zinikeza indawo ephakathi. Ungaqeda amafomu ekhaya ngaphandle kokudinga amakhono okungena noma ulwembu-mgamu, kodwa awutholi impendulo esheshayo ngamaphutha noma iziphunzelo. Yenza amakhophi azo zonke izinto ozithumelayo, thumela izicelo ngeposi eqinisekisiwe nelithi lokubuya eliceliwe ukuqinisekisa ukuhanjiswa, futhi unikeze isikhathi esengeziwe sokulungisa iposi.

Izinhlelo zocingo zikhona kwezinye izinhlelo. Ummeleli ubuza imibuzo futhi aqede uhlelo lokusebenza olusekelwe ezimpendulweni zakho. Lendlela isebenza kahle uma unobunzima ngezinhlelo ezibhaliwe kodwa awudingi usizo lwe-perperson. Yiba nawo wonke amadokhumende akho atholakalayo phakathi nocingo ukuze ukwazi ukunikeza ulwazi oluqondile.

Ukufunda Iziyalezo Ngokucophelela

Ngaphambi kokuqala noma isiphi isicelo, funda zonke iziyalezo ngokucophelela. Iziyalezo zichaza ukuthi yikuphi ukwaziswa okudingekayo, ukuthi ungahlela kanjani izimpendulo, yimaphi amadokhumende okumelwe ahlanganiswe, nokuthi ungafakaphi izicelo eziqediwe. Amaphutha amaningi okusebenza abangelwa ukungafundi noma ukulandela iziyalezo ngokucophelela.

Qaphela izimfuneko eziqondile zombuzo ngamunye. Uma umbuzo ubuza iholo lanyanga zonke, unganikezi iholo laminyaka yonke. Uma umbuzo ubuza ngemali ehholo elifanele (ngaphambi kwentela), unganikezi imali yenetha (ngemva kwentela). Lemininingwane ibalulekile uma uzimisele ngokunembile.

Qaphela noma yiziphi izimfuneko ezifinyelelwe isikhathi esifinyelene nesikhathi. Ezinye izinhlelo zidinga izinhlelo ukuze zingeniswe phakathi kwesikhathi esithile, ikakhulukazi uma usebenzisa isenzakalo esifanelekayo njengokulahlekelwa umsebenzi noma ukuzalwa kwengane. Izinsuku ezifinyelelwe zingabambezela izinzuzo noma zithinte usuku oluqalayo.

Ukunikeza Ulwazi Olunembile Oluphelele

Ukunemba kubalulekile ezimisweni zohlelo lukahulumeni. Nikeza ukwaziswa okuyiqiniso, okuphelele kuyo yonke imibuzo. Ukunikeza ukwaziswa okungamanga kungaphumela ekulahleni izinzuzo, ukuqedwa kwezinzuzo ezikhona, imfuneko yokubuyisela izinzuzo ezitholiwe, nokumangalelwa okungangesizathu sobugebengu ngokukhwabanisa.

Uma ungaqiniseki ukuthi ungaphendula kanjani umbuzo, funa incazelo kunokuqagela. Xhumana nehhovisi lohlelo, xhumana nomphathi wezezimali, noma thola usizo enhlanganweni yomphakathi. Kungcono ukucela usizo kunokunikeza ukwaziswa okunganembile okungafaka engozini uhlelo lwakho lokusebenza.

Phendula yonke imibuzo edingekayo. Ukushiya amasimu adingakele angalutho kuzolibazisa ukulisebenzisa njenge-icishi ekuthinta ukuze uthole ulwazi olungekho. Uma umbuzo ungasebenzi kuwe, landela iziqondiso zokubonisa lokhu. Ngokujwayelekile ngokubhala "N/A" ukuthi akufanele noma "kakho" uma "ungekho" ngokufanele.

Zivumelanise kuzo zonke izinhlelo nezincwadi. Uma ufuna uhlelo oluningi, qinisekisa ukuthi ukwaziswa kuyavumelana phakathi kwezinhlelo. I-Connsistencies iphakamisa amaflagi abomvu futhi ingabangela izimfuneko ezengeziwe eziqinisekisa noma izikhawu.

Khuluma yonke imithombo yeholo, ngisho noma ucabanga ukuthi ingabalwa. Inhlangano mayinqume ukuthi iholo lini elibalelwa izinjongo zokungafezeki. Ukuhluleka ukubika iholo, ngisho noma ukholelwa ukuthi alikho, lingabhekwa njengenkohliso. Ngokufanayo, kubika wonke amalungu omkhaya, impahla, kanye nokwaziswa okudingekayo ngokuphelele.

Ukuqonda Imibuzo Yomkhaya

Imibuzo yohlelo lweziteshi zasekhaya ingadida ngoba izinhlelo ezihlukene zichaza "indlu" ngokwehlukile. Ku-SNAP, umkhaya wakho uhlanganisa abantu abahlala ndawonye bathenge ukudla futhi balungise ukudla ndawonye. KuMedicaid, umkhaya wakho ungachazwa ngokusekelwe ekuhleleni kwentela. Izinhlelo zezindlu, ngokuvamile zisho abantu abahlala emakhaya.

Uma ungaqiniseki ukuthi ubani ozofaka emkhayeni wakho ukuze wenze uhlelo oluthile, hlola iziqondiso zohlelo noma ubuze umsizi wezokwaziswa. Ukuqamba kwasekhaya ngokungeyikho kungathinta ukuvuleka nokuzuza, ngakho kubalulekile ukuthola lelilungelo.

Kulungu ngalinye lomkhaya, uyodinga ukunikeza amagama, izinsuku zokuzalwa, izinombolo ze-Social Security, ubuhlobo nawe, futhi ngezinye izikhathi ulwazi olwengeziwe olufana nesikhundla sesizwe, iholo, noma isimo sokukhubazeka. Luthole kuwe wonke amalungu omkhaya ngaphambi kokuba uqale isicelo sakho.

Ukubala Nokubika Ngenzuzo Enembile

Imali oyitholayo ingenye yezingxenye ezibucayi neziyinkimbinkimbi zezinhlelo zohlelo. Izinhlelo zingafuna iholo elifanele (ngaphambi kokuhlawuliswa) noma iholo lenetha (ngemva kokuthengwa), iholo lanyanga zonke noma iholo laminyaka yonke. Funda imibuzo ngokucophelela ukuze uthole inombolo enembile.

Uma ukhokhelwa masonto onke, ngesonto, noma kabili ngenyanga, kungadingeka uguqule iholo lakho libe yinani lanyanga zonke. Iholo lamasonto onke, landisa iholo lakho nge-4.33 (inani elivamile lamasonto ngenyanga). Uma ukhokhelwa ngesonto, phindaphindeka ngo 2.17. Uma ukhokha ngenyanga, lamanani aphindaphindwa ngesilinganiso sanyanga zonke anikeza izinhlelo ezisetshenziselwa ukunquma ukuthi isiphi isilinganiso.

Uma iholo lakho lihlukahluka inyanga nenyanga, kungadingeka unikeze isilinganiso sezinyanga eziningana noma uchaze ukuhlukahluka. Izisebenzi zonyaka, izisebenzi ezigunyazwe amakhomishane, nabantu abazisebenzelayo bavame ukuba nemali eshintshwayo.

Bika yonke imithombo yeholo kuwo wonke amalungu ekhaya. Lokhu kuhlanganisa iholo, iholo lokuzisebenzela, izinzuzo ze-Social Security, i-SSI, imbuyiselo yokungatholi misebenzi, imbuyiselo yezisebenzi, iholo lempesheni, ukusekela izingane, izimali zobukhokha, iholo lokuqasha, imali yokutshala imali, nanoma iyiphi enye imali efunyenweyo. Ngisho noma ucabanga ukuthi umthombo weholo ungakhululwa, ubika futhi i-ivumela ukuba i-acetting.

Ufuna umbalo wombhalo osha

Kuhambisana nohlelo lwakho lokusebenza oluqediwe, faka konke okudingekayo. Dala uhlu lohlu lwamadokhumende adingekayo futhi uqinisekise ukuthi uhlanganise yonke into ngaphambi kokuzithoba. Imibhalo engakhonyekile izimbangela ezivame kakhulu zokubambezeleka kohlelo lokusebenza.

Kuzisebenziso zenethiwekhi, hlola noma thwebula amadokhumende ngokucacile. Qinisekisa ukuthi wonke amadokhumende afundeka kahle futhi wonke amakhasi afakiwe. Izisetshenziswa eziningi zivuma i-PDF, i-JPG, noma i-PNG ohele. Landela ubungako behele nohlelo olushiwo eziqondiswe kwimilayezo yesisebenzisi.

Kusesha okuthunyelwe noma okuse-person, hambisa amakhophi kunokuba aqalele ngaphandle kokuba ufundiswe ngenye indlela. Gcina amadokhumende okuqala endaweni ephephile. Uma kumelwe uthumele ama-optop oqobo, yenza amakhophi amarekhodi akho ngaphambi kokuzithoba.

Hlela amadokhumende ngokunengqondo, kungaba ngokulandelana kohlu lwezisebenziso noma ngokuhlelwa ngokweqoqo (izincwadi zonke zemali edonswayo zihlangene, zonke izincwadi zemininingwane, njll.) Leka amabhukwana ngokucacile uma uhambisa izinto eziningi, ikakhulukazi uma unikeza ibhukwana lamalungu amaningi asekhaya.

Ukusayina Nokuphola Ngesicelo Sakho

Izinhlelo zidinga ukugunyaza ukuthi ulwazi olunikeziwe luyiqiniso futhi lunembile. Funda noma yiziphi izitatistiki ezingenhla komugqa wokusayina ngokucophelela. Ngokusayina, uqinisekisa ukuthi unikeze ulwazi oluyiqiniso, uqonda amalungelo nemithwalo yakho yemfanelo, futhi vumelana nezimfuneko zohlelo.

Isibonakaliso nosuku lokusebenza kwakho ngosuku oluwuhambisa ngalo. Izisebenziso zephepha, sebenzisa i-ink kanye nokusayina ngokusemthethweni. Ezinhlelweni zemishini, landela iziyalezo zesimiso sonobumba bomshini. Ezinye izinqubo zidinga ukuba ubhale igama lakho, kuyilapho ezinye zisebenzisa ukukhomba kwesignesha yomshini.

Uma othile ekusiza ukuba uqede uhlelo lwakho lokusebenza, kungase kube nengxenye abangasayisayina nayo. Lokhu akuthinti uhlelo lwakho kodwa kuthinta amadokhumende owathola kuwo usizo, olwamukelekayo futhi olukhuthazwa kakhulu.

Ukugcina Amakhophi Nokuqinisekiswa

Gcina njalo ikhophi ephelele yesisebenzisi sakho kanye nemibhalo yonke efakiwe. Izisebenziso zolayini, phrinta noma gcina i-PDF yohlelo lokusebenza oluqediwe kanye nekhasi lokuqinisekisa. Kusebenziso lwephepha, photokopikopi yonke ngaphambi kokuyifaka.

Uma ufaka uhlelo lwakho lokusebenza ku-inthanethi, kufanele uthole isiqiniseko senombolo noma i-imeyili. Gcina lesi siqinisekiso njengobufakazi bokuzithoba nokulandela isimo sakho sohlelo. Izinhlelo ezipotshozwe, thumela iposi eqinisekisiweyo ene-lishi ye-funda yokuqinisekisa ukuhanjiswa. Ku-phonsela i-person, cela ikopi yosuku-okanye i-lintshi eyamukelwa ukwamukela isicelo sakho.

La marekhodi abalulekile uma kuphakama imibuzo uma uqala lapho ufaka, yiluphi ulwazi oluninike lona, noma ulutho lwakho lutholakele. Akusiza futhi ukuba ulandele izisebenziso eziningi uma ufaka isicelo sezinhlelo eziningana ngesikhathi sinye.

Ukuqonda Amalungelo Okusetshenziswa Nemithwalo Yemfanelo

Njengomfaki wesicelo, unamalungelo akhethekile. Unelungelo lokufaka isicelo senzuzo, ukwamukela usizo ngesicelo sakho uma kudingeka, ukwenza ukuba isicelo sakho silungiswe ngendlela efike ngesikhathi, ukwamukela isaziso esibhaliwe sezinqumo, futhi ukhange uma isicelo sakho sinqatshelwa. Unelungelo lokuphathwa ngenhlonipho futhi ukwazi ukugcina ukwaziswa kwakho kuyimfihlo ngokwemithetho yangasese.

Unemithwalo yemfanelo futhi. Kumelwe unikeze ukwaziswa okuyiqiniso nokunembile. Kumelwe ubike izinguquko ezimweni zakho ezingase zithinte ukufezeka. Kumelwe uvumelane nezinqubo eziqinisekile futhi unikeze isiqinisekiso esiceliwe. Kumelwe usebenzise izinzuzo ezihloselwe zona kuphela. Ukuqonda lemithwalo yemfanelo kukusiza ukuba ulondoloze ukuthobela futhi ugweme izimpikiswano ezingalimaza izinzuzo zakho.

Ukuthola Usizo Lokusebenzisa

Unganqikazi ukufuna usizo ngezicelo. Izinhlangano zikahulumeni zisebenzisa izisebenzi ngokukhethekile ukuze zisize abafaka isicelo. Izinhlangano zomphakathi, izinhlelo zosizo ezingokomthetho, namaqembu okusiza anikeza usizo lwesicelo mahhala. Laba basizi bangachaza imibuzo edidayo, ziqinisekise ukuthi izicelo ziqediwe kahle, futhi zikusize ukuba uqoqe imibhalo edingekayo.

Uma isiNgisi singewona ulimi lwakho oluyinhloko, cela usizo lolimi. Kudingeka izinhlelo zokunikeza izinkonzo zokungenela ulimi, kuhlanganise nezinto ezihunyushwe kanye nabahumushi. Ungavumeli izithiyo zolimi zikuvimbele ekufakeni izinhlelo ozifanele.

Uma ukhubazekile okwenza izicelo zibe nzima, cela indawo yokuhlala elinganiselwe. Lokhu kungahlanganisa usizo ngokufunda noma ngokuqeda amafomu, amafomethi ezinhlelo, noma ezinye izindawo zokulala ezikwenza ukwazi ukuhlanganyela enqubweni yokusebenza.

Isinyathelo Sesine: Ukulandela Nokuthola Izinzuzo

Ngemva kokufaka isicelo sakho, inqubo ishintshana ukuze ihlole isimo, iphendule izicelo zokwaziswa okwengeziwe, izinqumo ezinengqondo, nokuthola izinzuzo ezivunyelwe. Ukuthembisana ngentshiseko phakathi nalesi sigaba kuqinisekisa ukumiswa kwesikhathi futhi kusiza ekuxazululeni noma yiziphi izinkinga eziphakamayo.

Ukulandela Isimo Sekhomphyutha Yakho

Izinhlelo eziningi zinikeza izindlela zokuhlola isimo sohlelo. Ama-operal akuvumela ukungena futhi ubone ukuthi uhlelo lwakho lokusebenza lukuphi enqubweni yokubukeza. Ezinye izinhlelo zithumela ukushintshwa kwe-imeyili noma umbhalo njengoba uhlelo lwakho lokusebenza luhamba ngamasigaba esihlukile. Ama-panel ocingo anikeza ulwazi oluphathekayo uma unikeza inombolo yakho yokusebenza noma ulwazi lokuhlukanisa.

Hlola izinga lesisebenziso sakho njalo, ikakhulukazi uma usondela ekupheleni kwe-tem ye-securery. Uma ukulungisa kuthatha isikhathi eside kunalokho okulindelekile, xhumana nehhovisi lohlelo ukuze ubuze ngalokhu okubambezelekile nokuthi isiphi isenzo esidingekayo kuwe.

Gcina ulwazi lwakho lokuxhumana lukhona. Uma uhambisa, guqula izinombolo zocingo, noma vuselela ikheli le-imeyili yakho phakathi nenqubo yohlelo, bengazisa uhlelo ngokushesha. Izokuxhumana ezibalulekile zingekho ngoba i-metage inokwaziswa kokuthinta okuphelelwe isikhathi kungabambezela uhlelo lwakho lokusebenza noma kubangele ukuphika.

Ukusabela Ezicelweni Zokwaziswa Okwengeziwe

Phakathi nokubukeza kohlelo, i-sethi ingacela ukwaziswa okwengeziwe noma i-tacter. Lezicelo zingeza ngeposi, nge-imeyili, noma ngama-patlog. Lingisa ngokushesha kuzo zonke izicelo, njengokwehluleka ukunikeza ukwaziswa okuceliwe phakathi kwesikhathi esifingqiwe kungaphumela ekunqanyulweni kwezinhlelo.

Funda ngokucophelela ukuze uqonde kahle ukuthi yini edingekayo. Uma ungaqiniseki ukuthi yimuphi umbhalo ozokwanelisa isicelo, thintana nomphathi wezezimali noma ihhovisi ukuze ucacise ngaphambi kokuphela konyaka. Kungcono ukucela usizo kunokuthumela ukwaziswa okunganembile noma ukuphuthelwa isikhathi esimisiwe.

Lawula ukwaziswa okuceliwe usebenzisa indlela eshiwo esicelweni. Ezinye izikhungo zifuna ukwaziswa kufakwe ngamatheku okuxhumana ku-inthanethi, kuyilapho ezinye zikhetha iposi noma ukuthunyelwa nge-person. Landela iziyalezo ngokunembile ukuqinisekisa ukuthi ukwaziswa kwakho kuhlangene ngokufanele nesicelo sakho.

Uma ungakwazi ukuthola ukwaziswa okuceliwe ngenkathi emisiwe, thintana nenxusa ngaphambi kokuphela kwesikhathi ukuze uchaze isimo futhi ucele ukunwetshwa. Izimo zomkhakha ngokuvamile zinikeza ukunwetshwa okunengqondo uma wenza imizamo emihle yokholo ukuze uthole imibhalo edingekayo.

Ukuqonda Ukuhlelwa Kwezinqubo Zesikhathi

Ukuhlela izikhathi kuyahlukahluka kakhulu ngohlelo. Izinhlelo ze-SNAP zihlohlwa phakathi nezinsuku ezingu-30, inqubo elungiselelwe i-exp ekhona emakhaya anezidingo eziphuthumayo. Izikhathi zokulungisa iMedicaid ziyahlukahluka ngokobunkimbinkimbi bezwe nangohlelo. Izinhlelo zokudaleka zivame ukuthatha izinyanga eziningana ngenxa yesidingo sokubukezwa kwemibhalo eminingi yezokwelapha. Usizo lwendlu lungahlanganisa ukulinda uhlu olunwebeka izinyanga noma iminyaka kuye ngokwesidingo sendawo.

Ukuqonda izikhathi zokulungisa izinhlelo zakho ezithile kuyasiza ekubekeni amathemba angokoqobo. Uma isicelo sakho sidlula izikhathi zokulungisa ezivamile, landela i-authority ukuze uthole imbangela yokwephuza nokuthi ungathatha yini isinyathelo sokulungisa.

Ezinye izinhlelo zinikeza abafaki bezicelo abadinga izindleko eziphuthumayo. i-SNAP inikeza amakhaya ahola imali ephansi kakhulu nempahla noma izindleko zezindlu eziphezulu ngokuphathelene nemali etholakalayo. Uma unezidingo eziphuthumayo, buza ukuthi inqubo yokupheliswa ikhona yini nokuthi iziphi izindlela okumelwe uhlangabezane nazo.

Ukwamukela Nokuqonda Isinqumo Kuphawula

Uma uhlelo lwakho lokusebenza luzokwenziwa, uzothola isaziso esibhaliwe sesinqumo. Ukuvunyelwa kuchaza ukuthi yiziphi izinzuzo ozozithola, uma zizoqala, ukuthi ziyohlala isikhathi esingakanani, nanoma yiziphi izimo noma izimfuneko zokulondoloza izinzuzo. Funda isaziso sokugunyaza ngokucophelela futhi uzigcinele amarekhodi akho.

Ukuphika kuchaza ukuthi kungani isicelo sakho sinqatshelwa kanye nelungelo lakho lokudlulisa isinqumo. Izizathu ezivamile zokuphika zihlanganisa isilinganiso semali eshisiwe noma inzuzo, ukuhluleka ukunikeza imibhalo edingekayo, ukuhlangabezana nezimfuneko eziphelele zokungaguquguquki, noma ukunikeza ukwaziswa okungaphelele noma okuguquguquki.

Uma uphiwe, funda isaziso ngokucophelela ukuze uqonde isizathu esiqondile. Ngezinye izikhathi ukuphika kubangelwa yizihloko ezilungile njengokungatholakali kwemibhalo ebhaliwe noma amaphutha emniningwane enikeziwe. Uma ukholelwa ukuthi ukuphika akulungile noma uma unganikeza ukwaziswa okwengeziwe okungase kushintshe isinqumo, unelungelo lokudlulisa.

Imibono ehlukene yenzeka uma uvunyelwa ngezinzuzo ezithile kodwa hhayi ezinye, noma uma imali yakho engcono ingaphansi kwalokho olindele. Isaziso kufanele sichaze ukuthi inzuzo yakho yabalwa kanjani. Uma ungaqondi ukubala noma ungakholelwa ukuthi akulungile, thintana ne-athom ukuze ucacise.

Ukukhangwa Ukuphika Noma Izinqumo Ezibuhlungu

Uma isicelo sakho sinqatshelwa noma ungavumelani nenzuzo, unelungelo lokudlulisa. Ukuphika kuhlanganisa ukwaziswa okuphathelene nendlela yokunxusa, kuhlanganise nezinsuku ezimisiwe zokufaka izicelo. Lezi zikhathi ezifihlwayo ziqinile, ngakho yenza ngokushesha uma ufuna ukudlulisa.

Izinqubo zokudlulisa izigwebo ziyahluka ngohlelo kodwa ngokuvamile zihilela ukunikeza isicelo esibhaliwe sokuzwa lapho unganikeza khona icala lakho. Ungazimelela wena noma ufune othile omele wena, kuhlanganise nabameli, abameleli, noma abanye abameleli. Izinhlangano zosizo olusemthethweni zinikeza izimpawu zesihle ukuze kuzuze izikhalo zikahulumeni.

Lungiselela ukudlulisa izicelo zakho ngokuqoqa yonke imibhalo ehlobene, uqonde ukuthi kungani unqatshiwe, futhi uhlele ubufakazi obusekela ukufaneleka kwakho. Uma ukuphika bekusekelwe ephepheni elilahlekile, ukuthola nokunikeza leyo mibhalo kungaxazulula udaba ngaphandle kokulalelwa ngokugcwele.

Phakathi nenqubo yokudlulisa, ungathola izinzuzo uma ukudlulisa kwakho kusekhona, kuye ngesimiso nezimo. Buza ngalokhu kukhetha uma ufaka isicelo sakho, ngoba kunganikeza ukusekela okubalulekile uma usebenza ngenqubo yokucela.

Ukufinyelela Izinzuzo Zakho

Uma usuvunyelwe, uzothola iziyalezo zokuthola izinzuzo zakho. Izinhlelo eziningi zisebenzisa i-Ectronic From From From (EBT) ukuze zinikeze usizo lokudla nezinzuzo zemali. Uzothola ikhadi eposini, ulisebenzise ngokweziyalezo, futhi ukhethe i-PIN yokuphepha. Izinzuzo zigcinwe ku-EBT yakho esimisweni sasikhathi sonke, futhi ungasebenzisa ikhadi kubadayisi abagunyaziwe.

Izinhlelo zosizo lwezempilo zinikeza amakhadi omshuwalense noma ukwaziswa ngawe. Uzothola imininingwane ngokuthi yiziphi izisebenzi zezempilo ezamukela umshuwalense wakho, iziphi izinkonzo ezihlanganisiwe, nokuthi zinganakekelwa kanjani. Ugcine ikhadi lakho lomshuwalense futhi ulinikeze lapho uthola izinkonzo zokwelapha.

Usizo lwezindlu lungahlanganisa ukuthola izikhokhi zokusebenzisa intela zokuqasha, ukubekwa ezindaweni zomphakathi, noma ukwamukela izimali zokukhokhela intela eqondile. Uzothola iziyalezo eziqondile ngendlela usizo lwezindlu ozidingayo olusebenza ngayo, kuhlanganise nemithwalo yakho yemfanelo kanye nendlela yokusebenzisa usizo.

Izinhlelo eziqondile zokukhokha izimali zigcine ngokuqondile e-akhawuntini yakho yasebhange noma zithumele amasheke ngeposi. Qinisekisa ukuthi i-'ikhompathimenti' inokwaziswa kwebhange okuqondile noma ikheli lokuthumela ukuze kugwenywe ukubambeka kwemali ekhokhwayo. Uma ungenayo i-akhawunti yebhange, izinhlelo eziningi zingafaka izinzuzo emakhadini akhokhelwe kusengaphambili.

Ukuqonda Imithwalo Yakho Yemfanelo Eqhubekayo

Ukwamukela izinzuzo kuhambisana nemithwalo yemfanelo eqhubekayo. Okubaluleke kakhulu, kumelwe ubike izinguquko ezimweni zakho ezingase zithinte ukuvuleka. Izinguquko ezidinga ukubikwa ezihlanganisa ushintsho lwemali eholweni, ukuqanjwa kwendlu, ikheli, isikhundla semisebenzi, noma ezinye izici ezaziyingxenye yokuzimisela kwakho ukuba nekhono.

Izinhlelo zisho isikhathi esifingqiwe sokubika ushintsho, ngokuvamile phakathi nezinsuku eziyishumi ushintsho lusenzekile. Ukwehluleka ukubika izinguquko kungaphumela ekukhokheleni kakhulu izinzuzo okuzodingeka ukuba ukhokhe, uqede izinzuzo, noma ukukhwabanisa emacaleni amacala angabikwa ngenhloso.

Uzodinga ukuqeda ukuqinisekiswa kabusha ngezikhathi ezithile noma ukuvuselelwa ukuze uqhubeke uthola izinzuzo. Isethi izokwazisa uma ukuqinisekiswa futhi kudingekile nokuthi yikuphi ukwaziswa okudinga ukukunikeza. Khuluma iziqinisekiso ngokunakekela okufanayo nezinhlelo zokuqala, unikeze ulwazi oluqondile, oluphelele nemfuno yemibhalo ngenkathi efingqiwe.

Sebenzisa izinzuzo kuphela ezihloselwe zona. Izinzuzo ze-SNAP zingasetshenziselwa ukudla okufanelekile. Usizo lwezindlu kumele lusetshenziswe ezindlekweni zokuhlala. Izinzuzo zokusebenzisa kabi zingaphumela ekuqedweni nasekukhokheleni izimali ezisetshenziswe ngokungafanele.

Sebenzisana nokuhlola ukulawula imfanelo, ukuhlola, noma ezinye izinqubo eziqinisekisayo. Izimo eziphuthumayo zihlola njalo amacala ukuze kuqinisekiswe ukuthi ayaqhubeka ephilile futhi azuzisa. Sabela ngokushesha izicelo zokwaziswa phakathi nalokhu kubukeza.

Ukunciphisa Izinzuzo Zakho

Uma usuthola izinzuzo, funa izindlela zokuthola inani elikhulu. Ukuze uthole inzuzo ye-SNAP, ukuthengisela, ukusebenzisa izigqebhezana, ukuthenga amasheya, nokuhlela ukudla ukuze usebenzise imali edingekayo. Izimakethe eziningi zama-SNAP zinezinzuzo eziphindwe kabili zokuthenga imikhiqizo emisha ngezinhlelo ezifana ne-Fall Up Food Bucks.

Ukuze uthole izinzuzo zokunakekelwa kwempilo, sebenzisa izinkonzo zokuvimbela ezikhokhelwa ngaphandle kwezindleko, kuhlanganise nokuhlolwa kwaminyaka yonke, ukuhlolwa, nokugonywa. Ukusebenzisa ukugoma kukusiza ukuba uhlale unempilo enhle futhi ugweme izinkinga zempilo ezingathi sína kakhulu ongazingelanga.

Uma uthola ukuqeqeshwa emsebenzini noma izinkonzo zomsebenzi, uhlanganyela ngenkuthalo ezimisweni, ube khona kuzo zonke izinkonzo ezidingekayo, futhi usebenzise izinkonzo ezengeziwe njengosizo oluphinde luqalwe, ukulungiselela izingxoxo, noma usizo lokuthola umsebenzi. Uma uthembisa umsebenzi ngokwengeziwe, kulapho usengozini kakhulu yokufinyelela imigomo yomsebenzi.

Zihlanganise nezinye izinkonzo nezinhlelo. Imiphakathi eminingi inikeza usizo olungeziwe ngezinhlangano ezingakhiqizi inzuzo, amaqembu asekelwe kukholo, nezinhlelo zomphakathi. Amakhabethe okudla, izimpahla zokugqoka, izinhlelo zosizo, nezinye imithombo zinganezela izinzuzo zikahulumeni futhi zikusize ukuhlangabezana nazo zonke izidingo zakho.

Ukuhlela Ukwaneliseka

Nakuba izinhlelo zikahulumeni zinikeza ukusekela okubalulekile, abaningi abamukelayo bawabheka njengosizo lwesikhashana lapho besebenzela ukuzanelisa kakhulu. Sebenzisa izinhlelo ezisekela lo mgomo, kuhlanganise nokuqeqeshwa emsebenzini, usizo lwemfundo, nezinkonzo zemisebenzi.

Yazi ukuthi iholo elandayo lizithinta kanjani izinzuzo zakho. Izinhlelo eziningi ziba nemiphumela eqhubekayo kunemiphumela yamawa, okusho ukuthi awulahlekelwa yizo zonke izinzuzo ngokushesha lapho iholo lakho likhula. Lokhu kukuvumela ukuba wamukele umsebenzi noma ukukhokhela iholo ngaphandle kokwesaba ukulahlekelwa yikho konke usizo kanye.

Ezinye izinhlelo zinikeza izinzuzo ezishintshashintshayo uma ushiya uhlelo ngenxa yeholo elikhuphukile. Ngokwesibonelo, i-Transicical Medicaid ingaqhubeka isikhathi esithile ngemva kokuba uqashwe. Ukuqonda lezi zisekelo zoshintsho kukusiza ukuba uhlele ukushintshwa kosizo kusuka ekuzizuziseni kuya ekuzizuziseni.

Zibekele imigomo yemali futhi usebenzele kuyo kuyilapho uthola izinzuzo. Ngisho nemali encane egciniwe inganikeza isivikelo esiphuthumayo futhi inciphise ukuthembela osizoni ngokuhamba kwesikhathi. Ezinye izinhlelo, njenge-Iniversal Development Akhawunties (IDA), zisiza abazoyithola ukuba bazuze emigomweni ethile enjengemfundo, indawo yokuhlala, noma ibhizinisi.

Izinselele Ezivamile Nendlela Yokuzinqoba

Ukuqonda izithiyo namasu okubhekana nazo kukusiza ukuba ukwazi ukufinyelela futhi ulondoloze izinzuzo zakho.

Izinhlelo zokusebenza eziyinkimbinkimbi

Izinhlelo zikahulumeni zingaba zinde futhi ziyinkimbinkimbi, zidida amagama nemibuzo eminingi. Yinqobe le nselele ngokufuna usizo kuzisebenzi ezisiza abasebenza emacaleni, izinhlangano zomphakathi, noma abasekeli abaqonda le nqubo. Yinqanyulele isicelo sibe yizingxenye ezilawulekayo kunokuzama ukuqeda yonke into kanye kanye. Sebenzisa imithombo ekhona njengeziqondiso zemfundo, i-FAQS, kanye nemigqa yosizo.

Ummemezelo

Ukuthola izincwadi ezidingekayo kungaba nzima, ikakhulukazi kubantu abangenamakhaya, labo abasanda kuthutha, noma abantu abangenazo izincwadi ezingokwesiko zokuzichaza. Umsebenzi nezisebenzi zezenhlalakahle noma izinhlangano zomphakathi ezingakusiza ukuba uthole izincwadi ezidingekayo. Izinhlelo eziningi zinezinhlelo zabafaka izicelo ababhekene nezinselele, kuhlanganise nokwamukela ezinye izindlela zokuthola amaphepha noma ukunikeza isikhathi sokuthola izincwadi lapho zisezingeni lokulungisa.

Izikhathi Ezinde Ezihambisana Nezimo

Ukulinda izinhlelo zokusebenza kungaba okucindezelayo, ikakhulukazi uma unezidingo eziphuthumayo. Buza uma ufanelekela ukuhlelwa. Funa usizo oluphuthumayo kwizinhlangano zomphakathi kuyilapho ulindele izinzuzo zikahulumeni. Amaphantalasi, izinhlelo zezimali ezisizayo eziphuthumayo, kanye nezinkonzo eziphuthumayo zinganikeza usizo olusheshayo uma izinhlelo zakho zisebenza kahle.

Izinkinga Zokukhulumisana

Ukufinyelela izisebenzi ezisebenza emakomitini, ukuthola imibuzo ephendulwayo, nokuthola izimpendulo ezifike ngesikhathi kungaba yinselele emahhovisi kahulumeni amatasa. Yiba nesineke kodwa bhala phansi yonke imizamo yokuxhumana, kuhlanganise nezinsuku, izikhathi, nokuthi ukhulume nobani. Sebenzisa iziteshi zokuxhumana eziningi(ifoni, i-imeyili, ukuhambela okungenamsebenzi), ukuthuthukisa amathuba akho okufinyelela othile. Ukuvakashela amahhovisi ekuseni kakhulu noma ntambama lapho kungenzeka ukuthi amatasa kakhulu khona.

Ukuvinjelwa Nemibono Engalungile

Abanye abantu bayanqikaza ukucela izinzuzo zikahulumeni ngenxa yehlazo noma imibono ephambene ngokuthi ubani odinga usizo. Khumbula ukuthi lezi zinhlelo zikhona ngokukhethekile ukuze zisize izakhamuzi ngezikhathi zokuswela. Abantu abaningi abathola usizo lukahulumeni bayasebenza, bagugile, abantwana, noma abantu abakhubazekile. Ukusebenzisa imithombo ekhona kuyindlela ethembekile yokuhlangabezana nezidingo zomkhaya wakho lapho usebenzela ukuzozinza ngokwengeziwe.

Zuza Ama - sliff Nezimbangela Zokusebenza

Abanye abamukela iholo eliningi bakhathazeka ngokuthi ukuthola imali eningi kuyokwenza ulahlekelwe futhi ube nobunzima obungokwezimali. Nakuba amawa ezuzisa kwezinye izinhlelo, abaningi bahamba kancane kancane. Babala ukuthi iholo elandayo liyozithinta kanjani izinzuzo zakho ngaphambi kokwenza izinqumo zemisebenzi. Ezinye izigodlo zinikeza usizo lokukusiza ukuba uqonde ukuthi umsebenzi uthinta kanjani izinzuzo futhi wenze izinqumo eziqondile ngomsebenzi.

Izinselele Zokuphinde Uvume

Ukungabikho kwezinsuku ezifingqiwe zokuqinisekisa kungaphumela ekuqedeni, kufune ukuba uvune futhi ube negebe lokuhlanganisa. Beka izikhumbuzo zezikhathi ezimisiwe zokwenza isiqinisekiso. Qala ukuqoqa amadokhumende adingekayo ngaphambi kokuphela kwesikhathi. Uma uthola isaziso sokubuyisela isiqinisekiso, sibheke njengesiza kuqala futhi usiqede ngokushesha.

Ukucatshangelwa Okukhethekile Kwenani Labantu Abathile

Ukuqonda lezi zici ezikhethekile kuyasiza ekuqinisekiseni ukusekelwa okufanele.

Abantu Abadala

Abantu abadala bangafanelekela izinhlelo ezihlanganisa iMedicare, izinzuzo zokuthatha umhlala-phantsi we-social Security, i-SSI, i-SNAP, nezinhlelo ezihlukahlukene zikahulumeni nezindawo ezizodwa zasebekhulile. Abaningi asebekhulile abaziqapheli zonke izinhlelo abazitholayo. Izinhlangano ezinjengendawo ebizwa ngokuthi i-Actricity on Agements zinikeza izinzuzo zokululeka ngokukhethekile kubantu abadala, zibasiza ukuba baqaphele futhi basebenzise zonke izinhlelo ezifanelekile. Izinhlelo zezeluleko zeMedicare zisiza asebekhulile ukuba baqonde izindlela zabo zokuhlola impilo futhi bakhethe amacebo afanelekile.

Abantu Abakhubazekile

Abantu abakhubazekile bangafanelekela i-SSDI, i-SSI, i-Medicaid, i-SNAP, usizo lwezindlu, nemisebenzi yokulungisa imisebenzi. Izinhlelo zokungalungi zidinga ukwaziswa okubanzi kwezokwelapha futhi zingathatha izinyanga ukuba kwenziwe. ukusebenza nabagcini-zonyango lwempilo yakho ukuze uqinisekise ukuthi uthola isiqinisekiso esiphelele sesimo sakho nokulinganiselwa. Cabangela ukusebenza nommeli okhubazekile noma ummeli, ikakhulukazi uma ufaka isicelo se SSDI noma SSI. Abaningi banikeza izicelo zesihle nomsebenzi wokulungisa, okusho ukuthi bakhokhelwa kuphela uma isicelo sakho sivunyelwe.

Abahlali Nemikhaya Yezempi

Abasebenzi be-Vendan bangafanelekela ukunakekelwa kwempilo, ukukhubazeka, izinzuzo zemfundo, izinhlelo zasekhaya, nezinye izinkonzo. Imikhaya yezempi ingaba ekufanelekela izinhlelo zokusekela ezihlukahlukene. Hlanganisa ihhovisi lakho lendawo noma izinhlangano zenkonzo ezingomakad ’ ebona ukuze uthole usizo ngezicelo. Lezinhlangano ziqeqeshe abameleli abaqonda izinhlelo ze-VA futhi bangakusiza ukuba ulawule lesi simiso. Omakadlelwano abaningi abaziboni abakwazi kahle izinzuzo abazitholayo, ukufinyelela ezinhlanganweni eziwusizo kakhulu.

Imikhaya Enabantwana

Imikhaya enabantwana ingafanelekela i-SNAP, i-Medicaid/CHIP, usizo lwezingane, izinhlelo zokudla kwesikole, iWic, i-head, nezinhlelo ezihlukahlukene. Izinhlelo eziningi zinezinhlelo ezikhethekile zabesifazane abakhulelweyo nezingane ezincane. Cela izinhlelo eziningi ngesikhathi esifanayo, njengoba imikhaya enabantwana ngokuvamile ifanelekela ukusekela okubanzi. Izinhlelo ezisekelwe esikoleni njengezicelo ezikhululekile nezinciphilelwe izihloko ezihlukene ezidinga izicelo zesikole sengane yakho.

Abafuduki Nababaleki

Ukufaneleka kwezinhlelo zikahulumeni kuyahlukahluka kuye ngokwezimo zokufuduka. Ezinye izinhlelo zikhona ukuze izakhamuzi ezihlala njalo nezinye izigaba zokufuduka ezisemthethweni, kuyilapho ezinye zilinganiselwe ezakhamuzini zase-U.S. Ababaleki nakwa-aslwalees bangafanelekela izinhlelo ezithile phakathi neminyaka yabo yokuqala e-United States. Ukuxhumana nabameli abavela kwamanye amazwe noma izinhlangano ezikhonza imiphakathi yabafuduki ukuze baqonde ukuthi iziphi izinhlelo ongazifanelekela ngokwesimo sakho esithile sokufuduka. UDon'u q'u qwhayi uvalo lungakuvimbela ekusebenziseni izinhlelo okufanelekelayo ngokomthetho, futhi uqonde ukuthi ukusebenzisa izinzuzo ezithile akuzithinti izigaba eziningi zabafuduki abasemthethweni.

Abantu Abangenamakhaya

Ukuntuleka kwekheli elimisiwe akufanele kukuvimbele ekufakeni isicelo sokuthola izinzuzo zikahulumeni. Izinhlelo eziningi zinezinhlelo zokuthola abakhala bengenamakhaya. Izikhungo ezingenamakhaya, izinhlelo zokuthola iposi, nezinhlangano zomphakathi zinganikeza amakheli okwamukela iposi nosizo ngezinhlelo. Ezinye izinhlelo zifuna izisebenzi ezingenamakhaya. Zingakuhlanganisa nezinhlangano zezinkonzo ezingenamakhaya ezingakusiza ukuba uzuze izinzuzo kuyilapho futhi usebenzela ukuzuza ekusimamelweni kwezindlu.

Imithombo Yengcebo Nendawo Ongathola Kuyo Usizo

Kukhona imithombo eminingi esiza izakhamuzi ukuba ziqondise izinhlelo zikahulumeni. Ukwazi ukuthi ungatholaphi usizo kungawenza umehluko phakathi kokuthola izinzuzo ngokuphumelelayo nokuyeka ukukhungatheka.

Imithombo Kahulumeni

. Iwebhusayithi yeBenifit.gov inikeza indawo esemaphakathi yemininingwane yenzuzo kahulumeni futhi ihlanganisa nezinzuzo zethuluzi lokuthola. Amawebhusayithi anye anikeza ulwazi oluningiliziwe lohlelo: [S.S.v[ yezinhlelo zezeNyunziko, [[FLT:]] iMedicare..] Imedicare.[v [FLT][FLT]

Amahhovisi kahulumeni anikeza usizo olusemthethweni. Iminyango yezenhlala-khona, amahhovisi ezokuvikela inhlalakahle, izakhiwo ze-VA, namanye amahhovisi ezinhlangano aqasha izisebenzi ukuze zisize izakhamuzi.

Izinhlangano Zomphakathi

I-Community Action Affect Affect Affects ikhona ezindaweni eziningi futhi inikeza usizo ngokuthola nokufaka isicelo sezinhlelo zikahulumeni. Inkonzo ye-United Way's 211 ixhumanisa abashayeli nemithombo yezindawo nezinhlelo zosizo. Imiphakathi eminingi inezikhungo zokubhalisa lapho izisebenzi eziqeshiwe zisiza khona ngezicelo zezinhlelo eziningi.

Izinhlangano ezingenzi nzuzo ngokuvamile zisebenza ngokukhethekile ekunakekeleni abantu abathile noma ezinakekela izidingo ezithile. Izinhlangano ezikhonza asebekhulile, abantu abakhubazekile, abangomakad ’ ebona, abafuduki, noma amanye amaqembu zinikeza usizo oluhloselwe ngezinhlelo ezifanelekile.

Izinhlangano Zosizo Ezingokomthetho Nezezezimali

Izinhlangano zosizo ezingokomthetho zinikeza usizo olungokomthetho ngokukhululekile kubantu abathatha imali ephansi, kuhlanganise nosizo ngenzuzo yezicelo nezikhalo zikahulumeni. Thola usizo olungokomthetho endaweni yakho ngewebhusayithi yeSisebenzi Sezezomthetho e- LSC.Gqv[ noma ngokubiza inkonzo yenhlangano ye-bar ye-atractial yenhlangano ye-ommeli.

Izinhlangano zezezimali zigxile ezindabeni ezithile noma emiphakathini futhi ngokuvamile zinikeza ukwaziswa, usizo, kanye nokukhokha okuhlobene nezinhlelo zikahulumeni. Izinhlangano ezinciphisayo zamalungelo abantu, izinhlangano zenkonzo zomatata, namaqembu ezikhungo zobumpofu ayizibonelo zezinhlangano ezinganikeza usizo oluyigugu.

Abasizi Nabezeluleko Zempilo

Abaqondisi be-mishuwalense yempilo banikeza usizo mahhala ngokuqonda nokubhalisa ekukhokheleni impilo, kuhlanganise ne-Medicaid, i-CIP, kanye namapulani e-Msika. Thola amatilosi phakathi .Healthcare.gov noma izimakethe zempilo zikahulumeni wakho. Izinhlelo zezelulekwa kwezempilo, ngokuvamile zibizwa ngokuthi i-Medicare (State Health Inshuwation Application program), zinikeza iziluleko zesihlengo ku-Medicare ku-abazuzisi nemikhaya yabo.

Izinhlangano Zemfundo

Amahhovisi okusiza abafundi ngemali asekholiji asiza abafundi ukuba basebenzise izinhlelo zosizo lwabafundi zikahulumeni. Abeluleki besikole esiphakeme bangasiza ngezinhlelo zabafundi nemikhaya. Izinhlelo zemfundo yabantu abadala ngokuvamile zinezisebenzi ezingasiza ngezinhlelo zikahulumeni ezihlukahlukene, njengoba abafundi abaningi abadala befanelekela izindlela eziningi zokusiza.

Izinhlangano Ezisekelwe Ukholo

Izinhlangano eziningi zenkolo zinikeza usizo ngezicelo zikahulumeni njengengxenye yemisebenzi yazo yenkonzo yomphakathi. Zinganikeza usizo oluphuthumayo lapho ulindele izinzuzo zikahulumeni ukuba uqale. Ngokujwayelekile akudingeki ube yilungu lebandla ukuze uthole usizo.

Ukulondoloza Izinzuzo Zakho Nokuhlala Ubambisana Nakho

Ukuthola izinzuzo zikahulumeni ngokuphumelelayo kumane nje kuyisiqalo.

Ukuqonda Izimfuneko Zokubika

Isimiso ngasinye sinezimfuneko eziqondile mayelana nezinguquko okumelwe zibikwe futhi phakathi nasiphi isikhathi. Izinguquko ezivamile ezivamile zihlanganisa izinguquko zemali, ukuqamba kwasekhaya, ikheli, isimo somsebenzi, amalungiselelo okunakekela izingane, izindleko zokwelapha, noma ezinye izimo ezaziyingxenye yokuzimisela kwakho kokungasheshi. Yazi izimfuneko zakho zokubika esimisweni ngasinye ohlanganyela kuso, njengoba zingase zehluka.

Ushintsho lusetshenziswa ngokushesha indlela eshiwo uhlelo. Ezinye izinhlelo zivuma ukushintsha kwemibiko ku-inthanethi, kuyilapho ezinye zidinga isaziso esibhaliwe noma umbiko. Gcina amakhophi ayo yonke imibiko eshintshiwe erekhodini lakho, kuhlanganise nosuku owabika ngalo kanye nokuqinisekiswa kwe-list.

Uma ungabaza ukuthi ushintsho ludinga ukubikwa, landisa. Kungcono ukubika ushintsho olungathinti izinzuzo zakho kunokuhluleka ukubika ushintsho oluthathayo. Izinguquko ezingabikwanga zingaphumela ekukhokheleni okungaphezulu okuzodingeka ukukhokha, ngisho noma uhluleka ukubika ngokungahlosile.

Ukuqeda Ukuqinisekiswa Ngesikhathi

Izinhlelo eziningi zidinga isiqinisekiso sesikhashana sokuphinde sibhalwe ukuze kuqhubeke ukwamukela izinzuzo. Izinkathi zokuqinisekisa ziyahluka-hluka ngokohlelo, okunye kudinga ukuqinisekiswa kwaminyaka yonke, okunye njalo ngezinyanga eziyisithupha, kanti ezinye zinezikhathi ezinde. Ukubhalisa kabusha izimpawu kuthatha isikhathi eside ekhalendeni lakho futhi ubeke izikhumbuzo kusengaphambili.

Khupha iziqinisekiso zokuqinisekiswa kabusha ngokunakekela okufanayo nezinhlelo zokuqala. Dlulisa ukwaziswa okuqondile, okuphelele kanye nemibhalo edingekayo. Vuselela ulwazi oluye lwashintsha kusukela ekubhaleni kwakho kokugcina. Faka iziqinisekiso phambi kokugcina isikhathi ugweme amagebe ezinzuzo.

Uma uphuthelwa isikhathi sokuthola isiqinisekiso sokuphinda ubhale, thinta uhlelo ngokushesha. Ezinye izinhlelo zivumela ukuqinisekiswa kwamuva phakathi nenkathi yomusa. Uma izinzuzo zakho zinqanyuliwe ngenxa yokulahlekelwa isiqinisekiso sokuphinda ubhale, uzodinga ukuvuna, okungase kuphumele ekhaleni lokuhlanganisa noma izinzuzo.

Ukugcina Amarekhodi

Gcina amarekhodi ahleliwe azo zonke izincwadi ezihlobene nezinzuzo zikahulumeni wakho. Gcina amakhophi ezicelo, izaziso zemvume, imibiko, imibiko, iposi nezinhlangano, nanoma iziphi ezinye izincwadi ezihlobene. Hlela amarekhodi ngohlelo nangosuku ukuze usebenzise izicelo kalula.

La marekhodi abalulekile uma kuphakama imibuzo ngezinzuzo zakho, uma ufuna ukudlulisa isinqumo, noma uma ukhethwe ukuze uphinde uhlole izinga lokulawula. Akusiza nokuba ubhale izinsuku zokubhalisa kabusha, izilinganiso ezizuzisayo, kanye nokwaziswa okubalulekile.

Gcina amarekhodi ngokuqinisekiswe kodwa ngokungenaphutha. Ibhokisi lehele noma uhlelo lwefolda lusebenza kahle kumabhukwana ephepha. Uma ukhetha ukugcina inombolo, hlola amabhukwana bese uwagcina ezibaya ezihlelweni entweni elondekile noma endaweni yokugcina amafu. Balula amadokhumende abalulekile uma kwenzeka elahleka noma onakalisiwe.

Ukuqonda Amalungelo Akho Njengomukelwa Onenzuzo

Njengomamukeli ozuzisayo, unamalungelo akuvikelayo ekuphathweni ngokungafanele. Unelungelo lokuthola izinzuzo ofanelekela zona, ozophathwa ngesizolo nangenhlonipho, ukuba ukwaziswa kwakho kugcinwe kuyimfihlo, ukuze uthole isaziso esibhaliwe ngezinqumo ezithinta izinzuzo zakho, nokunxusa izinqumo ezimbi.

Uma ukholelwa ukuthi amalungelo akho aphuliwe noma uphathwe ngokungafanele, ungafaka izikhalo ngohlelo, uthintane nezinhlangano zobukhazikhazi, noma ufune usizo olungokomthetho. Ungakwamukeli ukuphathwa kabi noma ukuzimisela okungaqondile ngaphandle kokusebenzisa ilungelo lakho lokunxusa noma ukufuna usizo.

Ukugwema Ukukhohlisa Nokusebenzisa Kabi

Ukuphamba kuyicala elingathi sína elingaphumela ekumangalelweni ngobugebengu, imfuneko yokubuyisela izinzuzo, nokungalungi okuhlala njalo ezimisweni. Ukukhwabanisa kuhlanganisa ukunikeza ukwaziswa okungamanga ngamabomu, ukuhluleka ukubika izinguquko ezinganciphisa noma ziqede izinzuzo, ukusebenzisa izinzuzo ngezinjongo ezingagunyaziwe, noma ukuthengisa izinzuzo.

Ngaso sonke isikhathi nikeza ukwaziswa okuyiqiniso, bika izinguquko ezidingekayo, sebenzisa izinzuzo kuphela ezihloselwe zona, futhi ungalokothi uthengise noma uthengise izinzuzo zezentengiselwano. Uma wenza iphutha eliqotho esifumeni esithile noma uhluleka ukubika ushintsho olubangelwa ukungaqondi kahle kunokuhlongoza ukuphamba, thinta uhlelo ngokushesha ukuze ulungise iphutha. Amaphutha aqotho aphathwa ngokuhlukile kunokukhwabanisa ngenhloso.

Uma uthola izinzuzo ongafaneleki ngenxa yephutha lenkampani, kusenjalo udingeka ukuba uzikhokhe, kodwa ngeke ubhekane nokukhwabanisa uma ungenalo iphutha. Nokho, uma wazi ukuthi awunelungelo lokuzuza futhi uqhubeke uwamukela ngaphandle kokubika udaba, lokho kungabhekwa njengokukhohlisa.

Ukubheka Phambili: Ukusebenzisa Izinhlelo Zikahulumeni Njengebhuloho Eliholela Ekuzizuziseni

Izinhlelo zikahulumeni zifeza injongo yazo enkulu lapho zisiza izakhamuzi ezikhathini ezinzima futhi zisekela intuthuko ekuzimeleni nasekuzizuziseni okwengeziwe. Nakuba abanye abantu bedinga usizo oluthatha isikhathi eside ngenxa yobudala, ukukhubazeka, noma ezinye izimo, abaningi abalutholayo basebenzisa izinhlelo njengezisekela zesikhashana kuyilapho besebenzela ukuthuthukisa ukuqina kwezimali.

Ukuzuza Ezimisweni Zomsebenzi Zokusekela

Izinhlelo eziningi zikahulumeni zihlanganisa izingxenye zosizo lwemisebenzi eziklanyelwe ukusiza abamukela umsebenzi noma iholo elandayo. Izinhlelo zokuqeqesha umsebenzi, ukuvuselela umsebenzi, izinkonzo zemisebenzi, nosizo lwemfundo zingathuthukisa amathuba akho omsebenzi nokuthola amathuba okuthola. Ukuhlanganyela ngenkuthalo kulezi zinhlelo futhi usebenzise zonke izinkonzo ezikhona.

Yazi ukuthi umsebenzi uthinta kanjani izinzuzo zakho. Izinhlelo eziningi zikuvumela ukuba ugcine izinzuzo ezithile lapho usebenza, njengoba isigaba semoto sikhula kancane kancane. Lomklamo ukhuthaza umsebenzi ngokuqinisekisa ukuthi usebenza kangcono kunokuhlala ungasebenzi ukuze ulondoloze izinzuzo. Buza ngezisusa zomsebenzi nezinzuzo zoshintsho ezikhona ezimisweni zakho.

Ukwakha Ukuqina Kwezimali

Nakuba uthola izinzuzo, sebenzela ukwakha izisekelo zemali zesikhathi esizayo. Ngisho nemali encane egciniwe inganikeza isivikelo esiphuthumayo futhi inciphise ukuthembela osizweni ngokuhamba kwesikhathi. Ezinye izinhlelo, njenge-Intecorvement Accounting, zisiza abazoyithola ukuba bazuze emigomweni ethile ehambisana nemali abayigcinele.

Imfundo engokwezimali nezinkonzo zokweluleka ezitholakala ngezinhlangano zomphakathi, inzuzo, nezinhlelo zikahulumeni. Ukufunda uhlelo lokuhlelwa kwemali, ukuqonda isikweleti, nokuthuthukisa imigomo yezimali kusekela ukuqina kwesikhathi eside.

Isithiyo samakheli sokuzisiza uma usekelwa yizinhlelo zikahulumeni. Lokhu kungahlanganisa ukuthola imfundo noma ukuqeqeshwa, ukusingatha izindaba zempilo, ukukhokha izinto zokuhamba ezinokwethenjelwa, noma ukuhlela ukunakekelwa kwabantwana okuqinile. Izinhlelo zikahulumeni zinganikeza ukusekela lapho usebenzela kulezi zici eziyisisekelo zokuzinzisa kwezomnotho.

Ukuhlela Ukushintsha Kwakho

Njengoba izimo zakho zithuthuka, hlela ukuthi ushintshela kude nezinzuzo ngokucabanga. Qonda ukuthi iholo elandayo liyoyithinta kanjani inqubo ngayinye ohlanganyela kuyo. Bala ukuthi uzoba ngcono ngokwezimali ngeholo elikhuphukile noma kuyoba nezinzuzo ezinciphileyo. Ezimweni eziningi, uyoba njalo, kodwa ukwenza izibalo kunikeza ukuqiniseka ezinqumweni zakho.

Sebenzisani inzuzo yezinzuzo ezishintshashintshayo eziqhubeka isikhathi esithile ngemva kokushiya izinhlelo ngenxa yeholo elikhushuliwe. Ngokwesibonelo, i-Transicial Medicaid ingaqhubeka izinyanga eziningi ngemva kokuba uqashelwe, ikunika isikhathi sokuvikela umshuwalense ompontshelwe umqashi noma ukwenza amanye amalungiselelo.

Ungajahi ukushiya izinhlelo ngaphambi kokuba uzinze ngempela. Kungcono ulondoloze izinzuzo lapho wakha imali egciniwe futhi uqinisekisa ukuqina komsebenzi kunokushiya izinhlelo ngaphambi kwesikhathi futhi uzithole udinga ukuvuna. Izinhlelo eziningi zisekela ukushintsha kancane kancane kunokuphuma ngokuphazima kweso.

Isiphetho: Zinike Amandla Ngolwazi Nokuthatha Isinyathelo

Ukuhlanganyela ezimisweni zikahulumeni kuyilungelo elikhona ezakhamuzini ezihlangabezana nezindinganiso ezifanele. Lezinhlelo zikhona ukuze zisekele abantu ngabanye nemikhaya ngezikhathi zokuswela, zinikeze ukungenela kwezinkonzo ezibalulekile, futhi zakhe amathuba ezinga lokuphila elingcono. Ukuqonda indlela yokuhlukanisa izinhlelo ezifanele, ukuqoqa izinhlelo ezidingekayo, izinhlelo eziphelele, futhi zilondoloze izinzuzo kukunika amandla okufinyelela ukusekela okukhona okukhona kuwe.

Inqubo yokufuna nokuhlanganyela ezimisweni zikahulumeni ingabonakala inzima, kodwa akudingeki ukuba uyisebenzise wedwa. Izisebenzi, izinhlangano zomphakathi, abasekeli, kanye neminye imithombo ikhona ngokukhethekile ukuze usize izakhamuzi ukuba zizuze. Unganqikazi ukufuna usizo lapho uludinga, buza imibuzo uma ungaqiniseki, futhi usekele wena nomkhaya wakho phakathi nenqubo.

Khumbula ukuthi ukusebenzisa izinhlelo zikahulumeni akulona uphawu lokuhluleka kodwa kunalokho ukusebenzisa imithombo yemali okuklanyelwe ukusiza izakhamuzi ezimweni ezihlukahlukene zokuphila. Kungakhathaliseki ukuthi udinga usizo lwesikhashana phakathi nenkathi enzima noma ukusekela isikhathi eside okubangelwa ubudala, ukukhubazeka, noma ezinye izici, izinhlelo zikahulumeni zinikeza amanetha abalulekile okuphepha aqinisa abantu ngabanye, imikhaya nemiphakathi.

Ngokuqonda inqubo, ukwazi amalungelo akho nemithwalo yemfanelo, nokuhlanganyela ngenkuthalo nezinhlelo, ungathola izinzuzo ezisekela izidingo zakho ezisheshayo lapho usebenzela ukufinyelela imigomo yakho emide. Thatha isinyathelo sokuqala namuhla ngokuhlukanisa izinhlelo ongase ufanelekele, ukuqoqa izinhlelo ezidingekile, nokuqala inqubo yokusebenza. Ukusekela okudingayo kungaba okufinyeleleka kakhulu kunalokho oqaphelayo, futhi ukuthatha isinyathelo sokufinyelela kukho kungenza umehluko obalulekile ekuphileni kwakho nasebomini bamalungu omkhaya wakho.